Form990-PF

Department of the Treasury
Internal Revenue Service
Return of Private Foundation
or Section 4947(a)(1) Nonexempt Charitable Trust
Treated as a Private Foundation
Note. The foundation may be able to use a copy of this return to satisfy state reporting requirements.
OMB No. 1545-0052
2010
For calendar year 2010, or tax year beginning 04-01-2010 , and ending 03-31-2011
G
Check all that apply:
Name of foundation
THE GREATER NORWICH FOUNDATION 011037
 

Number and street (or P.O. box number if mail is not delivered to street address)C/O NBT BANK NA 52 S BROAD ST   Room/suite
City or town, state, and ZIP code
NORWICH, NY13815
A Employer identification number

16-6064927
B Telephone number (see page 10 of the instructions)

(607) 337-6497
C bullet
D 1. bullet
H Check type of organization:
2. bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$6,487,001J Accounting method:
 
(Part I, column (d) must be on cash basis.)
E bullet
F bullet
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see page 11 of the instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 434,193
2 Check bullet
3 Interest on savings and temporary cash investments 181 181  
4 Dividends and interest from securities...... 192,643 192,580  
5a Gross rents..............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 18,100
b Gross sales price for all assets on line 6a 371,350
7 Capital gain net income (from Part IV, line 2)... 18,101
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 645,117 210,862  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 23,953 21,558   2,395
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment 1,365 0 0 0
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see page 14 of the instructions) Click to see attachment 1,444 398   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications.......... 12 0 0 12
23 Other expenses (attach schedule)....... Click to see attachment 250     250
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 27,024 21,956 0 2,657
25 Contributions, gifts, grants paid........ 248,927 248,927
26 Total expenses and disbursements. Add lines 24 and 25 275,951 21,956 0 251,584
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 369,166
b Net investment income (if negative, enter -0-) 188,906
c Adjusted net income (if negative, enter -0-)... 0
For Privacy Act and Paperwork Reduction Act Notice, see page 30 of the instructions.
Cat. No. 11289X Form 990-PF (2010)
Form 990-PF (2010)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............... 1,553 1,486 1,486
2 Savings and temporary cash investments.......... 487,472 103,573 103,573
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see page 15 of the
instructions)....................      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use...............      
9 Prepaid expenses and deferred charges...........      
10a Investments—U.S. and state government obligations (attach schedule) 524,185 Click to see attachment374,185 404,801
b Investments—corporate stock (attach schedule)........ 2,123,651 Click to see attachment2,155,713 4,313,304
c Investments—corporate bonds (attach schedule)........ 325,800 Click to see attachment1,098,628 1,118,251
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans..............      
13 Investments—other (attach schedule)........... 110,027 Click to see attachment108,269 120,539
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet) Click to see attachment300,000 Click to see attachment400,000 Click to see attachment425,047
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 3,872,688 4,241,854 6,487,001
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable...................    
19 Deferred revenue..................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)..........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted....................    
25 Temporarily restricted................    
26 Permanently restricted................    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds......... 3,794,160 4,165,919
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds 78,528 75,935
30 Total net assets or fund balances (see page 17 of the
instructions).................... 3,872,688 4,241,854
31 Total liabilities and net assets/fund balances (see page 17 of
the instructions).................. 3,872,688 4,241,854
Part III Analysis of Changes in Net Assets or Fund Balances
1 Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
with end-of-year figure reported on prior year’s return)............... 1 3,872,688
2 Enter amount from Part I, line 27a...................... 2 369,166
3 Other increases not included in line 2 (itemize) bullet 3 0
4 Add lines 1, 2, and 3.......................... 4 4,241,854
5 Decreases not included in line 2 (itemize) bullet 5 0
6 Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30.. 6 4,241,854
Form 990-PF (2010)
Form 990-PF (2010)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a 250. APPLE COMPUTER P 2007-04-13 2010-07-07
b 1000. CONAGRA FOODS INC COM P 2004-05-12 2010-05-24
c 50000. FED HOME LOAN MTG M/T STEP CPN 3.50 05-15-24 # P 2009-05-04 2010-07-29
d 100000. FED HOME LOAN MTG MED TERM 4.00 10-15-19 # P 2009-10-19 2010-10-15
e .5113 FRONTIER COMMUNICATIONS COM P 1991-08-22 2010-08-04
25000. JOHN HANCOCK LIFE INS CO 4.25 09-15-10 P 2002-09-16 2010-09-15
44. NBT BANCORP INC COM P 2005-11-17 2010-11-09
2800. NATL RURAL UTILITY CFC PFD 6.75% P 2003-03-21 2010-09-01
530. NOVARTIS A G SPONSORED ADR P 2007-04-13 2010-05-24
1000. ROYAL BK SCOTLAND GROUP PLC SP ADR PREF N 6.35% P 2005-05-12 2010-06-02
44.803 VANGUARD GNMA FUND ADMIRAL SHARES P 2009-10-21 2010-11-04
110. VANGUARD INTERMEDIATE TERM TREASURY ADM CLASS P 2009-10-21 2010-11-04
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 63,241   22,664 40,577
b 24,433   28,380 -3,947
c 50,000   50,000  
d 100,000   100,000  
e 4   3 1
25,000   25,000  
1,010   1,022 -12
70,000   69,440 560
23,809   29,982 -6,173
12,020   25,000 -12,980
500   481 19
1,329   1,277 52
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       40,577
b       -3,947
c        
d        
e       1
       
      -12
      560
      -6,173
      -12,980
      19
      52
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 18,101
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see pages 13 and 17 of the instructions).
If (loss), enter -0- in Part I, line 8 . . . . . . . . . . . . . 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If “Yes,” the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see page 18 of the instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2009 275,714 5,087,776 0.054191
2008 290,726 5,241,202 0.055469
2007 258,971 6,105,253 0.042418
2006 193,549 5,061,018 0.038243
2005 235,401 4,600,363 0.05117
2 Total of line 1, column (d) ...................... 2 0.241492
3 Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years. . . 		3 0.048298
4 Enter the net value of noncharitable-use assets for 2010 from Part X, line 5..... 4 5,793,437
5 Multiply line 4 by line 3....................... 5 279,813
6 Enter 1% of net investment income (1% of Part I, line 27b)........... 6 1,889
7 Add lines 5 and 6......................... 7 281,702
8 Enter qualifying distributions from Part XII, line 4.............. 8 251,584
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See
the Part VI instructions on page 18.
Form 990-PF (2010)
Form 990-PF (2010)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bulletand enter “N/A” on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 3,778
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2............................ 3 3,778
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-). 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 3,778
6 Credits/Payments:
a 2010 estimated tax payments and 2009 overpayment credited to 2010 6a 1,936
b Exempt foreign organizations—tax withheld at source....... 6b
c Tax paid with application for extension of time to file (Form 8868) 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 1,936
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 1,842
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2011 estimated taxBullet   Refunded Bullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see page 19 of
the instructions for definition)?.............................
1b
 
No
If the answer is “Yes” to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If “Yes,” attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If “Yes,” attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If “Yes,” has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If “Yes,” attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If “Yes,” complete Part II, col. (c), and Part XV.
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see page 19 of the
    instructions)bulletNY
    b
    If the answer is “Yes” to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If “No,” attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2010 or the taxable year beginning in 2010 (see instructions for Part XIV on
    page 27)? If “Yes,” complete Part XIV...........................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If “Yes,” attach a schedule listing their names and addresses.
    10
     
    No
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see page 20 of the instructions) .......
    11
     
    No
    12
    Did the foundation acquire a direct or indirect interest in any applicable insurance contract before August 17, 2008?
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbullet  
    14
    The books are in care ofbulletNBT BANK NA Telephone no.bullet (607) 337-6497
    Located atbullet52 SOUTH BROAD STNORWICHNY ZIP+4bullet13815
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16
    At any time during calendar year 2010, did the foundation have an interest in or a signature or other authority over
    a bank, securities, or other financial account in a foreign country? .................
    16
     
    No
    See page 20 of the instructions for exceptions and filing requirements for Form TD F 90-22.1. If "Yes", enter the name of the foreign country bullet  
    Form 990-PF (2010)
    Form 990-PF (2010)
    Page 5
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the “Yes” column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?.........................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?.................
    (6) Agree to pay money or property to a government official? (Exception. Check “No”
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).........
    b
    If any answer is “Yes” to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see page 20 of the instructions)?...
    1b
     
    No
    .........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2010?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2010, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2010?...............
    If “Yes,” list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer “No” and attach statement—see page 20 of the instructions.) .........
    2b
     
    No
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business
    enterprise at any time during the year?.....................
    b
    If “Yes,” did it have excess business holdings in 2010 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2010.)....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2010?
    4b
     
    No
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?...............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 509(a)(1), (2), or (3), or section 4940(d)(2)? (see page 22 of the instructions)...
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?........
    b
    If any answer is “Yes” to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see page 22 of the instructions)?
    5b
     
     
    .........bullet
    c
    If the answer is “Yes” to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?............
    If “Yes,” attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay
    premiums on a personal benefit contract?....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If “Yes” to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2010)
    Form 990-PF (2010)
    Page 6
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see page 22 of the instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to
    employee benefit plans
    and deferred compensation     		(e) Expense account,
    other allowances
    NBT BANK NA TRUSTEE
    1     		23,953    
    52 SOUTH BROAD ST
    NORWICH,NY13815
    JAMES I DUNNE COTRUSTEE
    1     		0    
    7 COOMES ST
    NORWICH,NY13815
    JAMES A HOY COTRUSTEE
    1     		0    
    911 NORTH MACEWEN DRIVE
    NORWICH,NY13815
    PETER V SMITH COTRUSTEE
    1     		0    
    CO WACHOVIA SECURITIES 43 S BROAD S
    NORWICH,NY13815
    JANE E EATON COTRUSTEE
    1     		0    
    17 NEWTON AVENUE
    NORWICH,NY13815
    ESTHER C FLANAGAN COTRUSTEE
    1     		0    
    123 NORTH BROAD ST
    NORWICH,NY13815
    THOMAS C EMERSON ESQ COTRUSTEE
    1     		0    
    LEE EMERSON FERRARESE 35 WEST MAI
    NORWICH,NY13815
    FREDERIC B MIERS COTRUSTEE
    1     		0    
    1 COOMES STREET
    NORWICH,NY13815
    H WILLIAM SMITH JR COTRUSTEE
    1     		0    
    975 COUNTY ROAD 10A
    NORWICH,NY13815
    JACOB K WEINMAN COTRUSTEE
    1     		0    
    183 NORTH BROAD STREET
    NORWICH,NY13815
    2 Compensation of five highest-paid employees (other than those included on line 1—see page 23 of the instructions).
    If none, enter “NONE.”
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see page 23 of the instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Form 990-PF (2010)
    Form 990-PF (2010)
    Page 7
    Part IX-B
    Summary of Program-Related Investments (see page 23 of the instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See page 24 of the instructions.
    3  
    Total. Add lines 1 through 3...........................bullet  
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
    see page 24 of the instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    5,639,330
    b
    Average of monthly cash balances.......................
    1b
    242,332
    c
    Fair market value of all other assets (see page 24 of the instructions)............
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    5,881,662
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) ..............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d..........................
    3
    5,881,662
    4
    Cash deemed held for charitable activities. Enter 1 1⁄2% of line 3 (for greater amount, see page 25
    of the instructions) ............................
    4
    88,225
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    5,793,437
    6
    Minimum investment return. Enter 5% of line 5...................
    6
    289,672
    Part XI
    Distributable Amount bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    289,672
    2a
    Tax on investment income for 2010 from Part VI, line 5......
    2a
    3,778
    b
    Income tax for 2010. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    3,778
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    285,894
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4.............................
    5
    285,894
    6
    Deduction from distributable amount (see page 25 of the instructions)...........
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII,
    line 1.................................
    7
    285,894
    Part XII
    Qualifying Distributions (see page 25 of the instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    251,584
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes................................
    2
    0
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
    0
    b
    Cash distribution test (attach the required schedule) .................
    3b
    0
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    251,584
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see page 26 of the instructions)............
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4...............
    6
    251,584
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2010)
    Form 990-PF (2010)
    Page 8
    Part XIII
    Undistributed Income (see page 26 of the instructions)
    (a)
    Corpus     		(b)
    Years prior to 2009     		(c)
    2009     		(d)
    2010
    1 Distributable amount for 2010 from Part XI, line 7 285,894
    2 Undistributed income, if any, as of the end of 2010:
    a Enter amount for 2009 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2010:
    a From 2005....... 0
    b From 2006....... 0
    c From 2007....... 0
    d From 2008....... 0
    e From 2009....... 9,912
    fTotal of lines 3a through e......... 9,912
    4Qualifying distributions for 2010 from Part
    XII, line 4: bullet$ 251,584
    a Applied to 2009, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see page 26 of the instructions)    		 0
    c Treated as distributions out of corpus (Election
    required—see page 26 of the instructions)...     		16,851
    d Applied to 2010 distributable amount..... 234,733
    e Remaining amount distributed out of corpus 0
    5 Excess distributions carryover applied to 2010. 9,912 9,912
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 16,851
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ...........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable
    amount—see page 27 of the instructions ...     		0
    e Undistributed income for 2009. Subtract line
    4a from line 2a. Taxable amount—see page 27
    of the instructions ...........     		0
    f Undistributed income for 2010. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2011 ..........     		41,249
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (see page 27
    of the instructions) ...........     		16,851
    8Excess distributions carryover from 2005 not
    applied on line 5 or line 7 (see page 27 of the
    instructions) .............     		0
    9Excess distributions carryover to 2011.
    Subtract lines 7 and 8 from line 6a ......     		0
    10 Analysis of line 9:
    a Excess from 2006.... 0
    b Excess from 2007.... 0
    c Excess from 2008.... 0
    d Excess from 2009.... 0
    e Excess from 2010.... 0
    Form 990-PF (2010)
    Form 990-PF (2010)
    Page 9
    Part XIV
    Private Operating Foundations (see page 27 of the instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2010, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2010 (b) 2009 (c) 2008 (d) 2007
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ....     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets” alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment” alternative test— enter 2⁄3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support” alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see page 27 of the instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number of the person to whom applications should be addressed:
    GREATER NORWICH FDN
    C/O OF NBT BANK NA 52 S BROAD ST
    NORWICH,NY13815
    (607) 337-6193
    bThe form in which applications should be submitted and information and materials they should include:
    GRANT APPLICATION FORM, LETTER INCLUDING TAX CLASSIFICATION, PURPOSE FOR USE OF FUNDS AND FINANCIALS
    cAny submission deadlines:
    APRIL 15TH FOR ANNUAL MEETING HELD IN MAY OCTOBER 15TH FOR NOVEMBER MEETING
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    GEOGRAPHICAL-NORWICH NEW YORK COMMUNITY LOCATED IN CHENANGO COUNTY
    Form 990-PF (2010)
    Form 990-PF (2010)
    Page 10
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    ITHACA COLLEGE
    FBO ALLYSON HOTCHKIN
    953 DANBY ROAD
    ITHACA,NY14850     		NONE N/A M STEWART SCHOLARSHIP AWARD 1,000
    CHENANGO CNTY SPCA
    6160 COUNTY RD 32
    Norwich,NY13815     		N/A NONE ANNUAL OPERATING BUDGET 5,000
    CHENANGO CO HISTORICAL
    SOCIETY
    45 REXFORD STREET
    NORWICH,NY138151121     		NONE EXEMPT 2ND PAYMENT OF 2- BLDG. & RENOVATION FUND 25,000
    CHENANGO COUNTY COUNCIL
    OF THE ARTS
    27 WEST MAIN STREET
    NORWICH,NY13815     		NONE EXEMPT H & B EDWARDS DONATION 500
    NORTHEAST CLASSIC CAR
    MUSEUM
    24 REXFORD STREET
    NORWICH,NY13815     		NONE EXEMPT H & B EDWARDS FUND 500
    HOSPICE OF CHENANGO CO
    21 HAYES STREET
    NORWICH,NY13815     		NONE EXEMPT DAILY CARE EXPENSES 5,000
    CHENANGO MEMORIAL
    HOSPITAL
    179 NORTH BROAD STREET
    NORWICH,NY13815     		NONE EXEMPT 2011 DONATION 10,000
    CITY OF NORWICH
    1 CITY PLAZA
    NORWICH,NY13815     		NONE EXEMPT 2010 DONATION CITY BAND 2,700
    NORWICH CITY SCHOOLS
    19 EATON AVENUE
    NORWICH,NY13815     		NONE EXEMPT 2010 DONATION SPORTS HALL OF FAME DINNER 7,500
    CHENANGO COUNTY COUNCIL
    OF THE ARTS
    27 WEST MAIN STREET
    NORWICH,NY138151611     		N/A NONE IST INSTALLMENT TWO YEAR PLEDGE-FUNDING 15,000
    NORTHEAST CLASSIC CAR
    MUSEUM
    24 REXFORD STREET
    NORWICH,NY13815     		NONE EXEMPT 2010 DONATION 10,000
    NORWICH YMCA
    SCHOLARSHIP CAMPAIGN
    68-70 NORTH BROAD STREET
    NORWICH,NY13815     		NONE EXEMPT ANNUAL CAMPAIGN DONATION 10,000
    UNITED CHURCH OF CHRIST
    FIRST CONGREGATIONAL
    65 WEST MAIN STREET
    NORWICH,NY13815     		NONE EXEMPT H & B EDWARDS FUND DONATION 500
    CATHOLIC CHARITIES OF
    CHENANGO COUNTY
    3 OHARA DRIVE
    NORWICH,NY13815     		NONE EXEMPT 3RD INSTALLMENT OF 3 YEAR PLEDGE 8,000
    CHENANGO MEMORIAL
    HOSPITAL
    179 N BROAD ST
    NORWICH,NY13815     		N/A EXEMPT 2010 DONATION FOR MATERNITY UNIT 50,000
    FOOD BANK OF CENTRAL NY
    6970 SCHUYLER ROAD
    EAST SYRACUSE,NY130579791     		N/A EXEMPT HUNGER RELIEF CHENANGO COUNTY 5,000
    COLORSCAPE CHENANGO ARTS
    FESTIVAL INC
    PO BOX 624
    NORWICH,NY13815     		NONE N/A 2010 MUSIC PROJECT 5,000
    CHENANGO BLUES ASSN
    HILLSIDE HOUSE B-22
    NORWICH,NY13815     		NONE EXEMPT SUMMER MUSIC SERIES 5,000
    GUERNSEY MEMORIAL LIBRARY
    3 COURT STREET
    NORWICH,NY13815     		N/A EXEMPT 2010 GRANT RABBI SHAPIRO 250
    NORWICH BIDMA INC
    1 CITY PLAZA
    NORWICH,NY13815     		NONE EXEMPT 2ND INSTALLMENT OF 3 YEAR PLEDGE 20,000
    SUNY AT CORTLAND
    FOR DEREK HUGHES
    PO BOX 2000
    CORTLAND,NY13045     		NONE N/A SCHOLARSHIP AWARD 2,000
    ITHACA COLLEGE
    FOR BROOK IRELAND
    953 DANBY ROAD
    ITHACA,NY14850     		NONE N/A CLARA ROBBINS SCHOLARSHIP AWARD 1,500
    SUNY AT MORRISVILLE
    FOR ZACHARIA J YOUNGS
    PO BOX 901
    MORRISVILLE,NY13508     		NONE N/A MARCIA STEWART SCHOLARSHIP AWARD 1,000
    SYRACUSE UNIVERSITY
    FOR CARLIE THOMPSON
    900 SOUTH CROUSE AVENUE
    SYRACUSE,NY13244     		NONE N/A SCHOLARSHIP AWARD 2,500
    SUNY AT MORRISVILLE
    FBO NOLA RUSSELL
    PO BOX 901
    MORRISVILLE,NY13408     		NONE EXEMPT CLARA ROBBINS SCHOLARSHIPS 1,500
    ST BONAVENTURE UNIV
    FOR TATYANA E ITHIER
    3261 WEST STATE ROAD
    ST BONAVENTURE,NY14778     		NONE N/A JAMES WESTCOTT SCHOLARSHIP AWARD 500
    SUNY AT MORRISVILLE
    FOR KIMBERLY WALL
    PO BOX 901
    MORRISVILLE,NY13408     		NONE N/A CLARA ROBBINS SCHOLARSHIP AWARD 1,500
    UNIVERSITY AT BUFFALO
    FOR NORENE PALMER
    CAPEN HALL
    BUFFALO,NY14260     		NONE N/A SCHOLARSHIP AWARD 2,000
    HARTWICK COLLEGE
    FOR COURTNEY MCGRATH
    ONE HARTWICK DRIVE
    ONEONTA,NY138204020     		NONE N/A CLARA ROBBINS MEMORIAL SCHOLARSHIP 1,500
    SUNY AT ONEONTA
    FOR KATHERINE D HAGEN
    NETZER ADMIN BLDG
    ONEONTA,NY13820     		NONE N/A MARCIA STEWART SCHOLARSHIP AWARD 1,000
    COLLEGE OF SAINT ROSE
    FBO BRITTANY BURCHILL
    432 WESTERN AVENUE
    ALBANY,NY12203     		NONE N/A KAREN BROWN SCHOLARSHIP AWARD 1,250
    BOSTON COLLEGE
    FBO PETER J SOMICH
    140 COMMONWEALTH AVE
    CHESTNUT HILL,MA024673809     		NONE N/A C ROBBINS MEMORIAL SCHOLARSHIP AWARD 1,500
    NAZARETH COLLEGE
    FBO MAKENZIE WILLIAMS
    4245 EAST AVENUE
    ROCHESTER,NY14618     		NONE N/A SCHOLARSHIP AWARD 1,000
    SUNY AT CORTLAND
    FBO TYLER J SLATER
    PO BOX 2000
    CORTLAND,NY13045     		NONE N/A KAREN BROWN SCHOLARSHIP AWARD 1,500
    SUNY BROCKPORT
    FBO GABRIELLE CLARK
    350 NEW CAMPUS DRIVE
    BROCKPORT,NY14420     		NONE N/A C ROBBINS MEMORIAL SCHOLARSHIP AWARD 1,500
    OUR DAILY BREAD FOOD CLOSET
    PO BOX 203 37 WEST MAIN
    NORWICH,NY13815     		NONE N/A DISTRIBUTE FOOD TO THE NEEDY 10,000
    ALBANY COLLEGE PHARMACY
    FOR HALEY RUNYON
    106 NEW SCOTLAND AVE
    ALBANY,NY12208     		NONE N/A C ROBBINS MEMORIAL SCHOLARSHIP AWARD 1,500
    DANIELLE HOUSE
    160 RIVERSIDE DRIVE
    BINGHAMTON,NY13905     		N/A EXEMPT 2010 DONATION FAMILIES MEDICAL NEEDS 2,500
    HOBART & WILLIAM SMITH
    FOR RICHARD BONNEY
    300 PULTENEY STREET
    GENEVA,NY14456     		NONE N/A ALAN HOROVITZ SPORTS AWARD 1,000
    HIGH POINT UNIVERSITY
    FOR CASEY EDWARDS
    833 MONTLIEU AVENUE
    HIGH POINT,NC272623598     		NONE N/A SKIP SCHIBECI SCHOLARSHIP AWARD 1,500
    NEW PALTZ FOR
    LINDSAY BELTZ
    1 HAWK DRIVE
    NEW PALTZ,NY12561     		NONE N/A KAREN BROWN SCHOLARSHIP AWARD 1,500
    MARIST COLLEGE
    FOR ELISHA EDDY
    3399 NORTH ROAD
    POUGHKEEPSIE,NY12601     		NONE N/A ALAN HOROVITZ ALL AROUND STUDENT 1,000
    HAMILTON COLLEGE
    FOR ANDREW AUSTIN
    3915 CAMPUS ROAD
    CLINTON,NY13323     		NONE N/A SCHOLARSHIP AWARD 2,000
    BINGHAMTON UNIVERSITY
    FOR CARA FRINK
    PO BOX 6000
    BINGHAMTON,NY139026000     		NONE N/A MARCIA STEWART SCHOLARSHIP AWARD 1,000
    RIT FOR KERZIA HOPSON
    5 LOMB MEMORIAL DRIVE
    ROCHESTER,NY14623     		NONE N/A CLARA ROBBINS SCHOLARSHIP AWARD 1,500
    BINGHAMTON UNIVERSITY
    FOR TIMOTHY CLARK
    PO BOX 6000
    BINGHAMTON,NY139026000     		NONE N/A CLARA ROBBINS SCHOLARSHIP AWARD 1,500
    BROOME COMMUNITY COLLEGE
    FOR KYLIE RENFROW
    PO BOX 1017
    BINGHAMTON,NY13902     		NONE N/A CLARA ROBBINS SCHOLARSHIP AWARD 1,500
    SYRACUSE UNIVERSITY
    FOR CHRISTINA DECKER
    900 SOUTH CROUSE AVENUE
    SYRACUSE,NY13244     		NONE N/A CLARA ROBBINS SCHOLARSHIP AWARD 1,500
    GUERNSEY MEMORIAL LIBRARY
    3 COURT STREET
    NORWICH,NY13815     		N/A EXEMPT MICROFILM READER/PRINTER/COMPUTER 13,227
    Total .................................bullet 3a 248,927
    bApproved for future payment
    Total ..................................bullet 3b  
    Form 990-PF (2010)
    Form 990-PF (2010)
    Page 11
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See page 28 of
    the instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3Interest on savings and temporary cash investments     14 181  
    4 Dividends and interest from securities....     14 192,643  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8Gain or (loss) from sales of assets other than inventory     18 18,100  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   210,924  
    13Total. Add line 12, columns (b), (d), and (e)...................
    13210,924
    (See worksheet in line 13 instructions on page 28 to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the organization’s exempt purposes (other than by providing funds for such purposes). (See
    page 28 of the instructions.)
    Form 990-PF (2010)
    Form 990-PF (2010)
    Page 12
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section
    Yes
    No
    501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash....................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements............................
    1b(4)
     
    No
    (5) Loans or loan guarantees..............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is “Yes,” complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If “Yes,” complete the following schedule.
    (a) Name of organization (b) Type of organization (c) Description of relationship
    SignHere
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer or fiduciary) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    Signature of officer or trustee Date Title
    PaidPreparersUseOnly Preparer's SignatureBullet Date PTIN
    Firm's namebullet



    Firm's addressbullet







         		Firm's EINbullet
    Phone no.
    Form 990-PF (2010)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors
    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    OMB No. 1545-0047
    2010
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
     
    Employer identification number

    16-6064927
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ





    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule—
    Special Rules
    ......................... Arrow Bullet   $    
    Caution. An Organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2 of its Form 990, or check the box in the heading of its
    Form 990-EZ, or on line 2 of its Form 990-PF, to certify that it does not meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2010)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)
    Page 1 of 3 of Part I
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part I
    Contributors (see Instructions)
    		     
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    1
     
     

    CHARLES BURR CHARITABLE TR    
    C/O NBT BANK 52 S BROAD ST
       
    NORWICH, NY   13815

    		$11,835




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    2
     
     

    RAYMOND ALMA WILLARD CHAR TR    
    C/O NBT BANK 52 S BROAD ST
       
    NORWICH, NY   13815

    		$1,881




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    3
     
     

    ESTHER FLANAGAN CHAR FDN    
    C/O NBT BANK 52 S BROAD ST
       
    NORWICH, NY   13815

    		$2,000




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    4
     
     

    JAMES HOY    
    911 NORTH MACEWEN DRIVE
       
    NORWICH, NY   13815

    		$1,250




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    5
     
     

    PETER SMITH    
    43 SOUTH BROAD STREET
       
    NORWICH, NY   13815

    		$1,000




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    6
     
     

    THOMAS BONNIE EMERSON    
    35 WEST MAIN STREET
       
    NORWICH, NY   13815

    		$1,000




    (Complete Part II if there is
    a noncash contribution.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)
    Page 2 of 3 of Part I
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part I
    Contributors (see Instructions)
    		     
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    7
     
     

    JAMES DUNNE    
    7 COOMES STREET
       
    NORWICH, NY   13815

    		$1,200




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    8
     
     

    WEINMAN FAMILY FOUNDATION    
    C/O NBT BANK 52 S BROAD ST
       
    NORWICH, NY   13815

    		$1,000




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    9
     
     

    ROLAND MARY GUINN    
    135 EAST MAIN STREET
       
    NORWICH, NY   13815

    		$150




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    10
     
     

    ESTATE OF ROBERT GALVIN    
    C/O PATRICK FLANAGAN 42 S BROAD ST
       
    NORWICH, NY   13815

    		$409,042




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    11
     
     

    H WILLIAM SMITH JR    
    975 COUNTY ROAD 10A
       
    NORWICH, NY   13815

    		$1,200




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    12
     
     

    FREDERIC MIERS    
    1 COOMES STREET
       
    NORWICH, NY   13815

    		$1,000




    (Complete Part II if there is
    a noncash contribution.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)
    Page 3 of 3 of Part I
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part I
    Contributors (see Instructions)
    		     
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    13
     
     

    PATRICA SCHIBECI    
    21 CANASAWACTA STREET
       
    NORWICH, NY   13815

    		$1,500




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
    14
     
     

    W E EATON CHARITABLE TRUST    
    C/O NBT BANK 52 S BROAD ST
       
    NORWICH, NY   13815

    		$135




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
     
     
     

         
     
       

    		$  




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
     
     
     

         
     
       

    		$  




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
     
     
     

         
     
       

    		$  




    (Complete Part II if there is
    a noncash contribution.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Aggregate contributions    		 (d)
    Type of contribution
     
     
     

         
     
       

    		$  




    (Complete Part II if there is
    a noncash contribution.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)
    Page 1 of 1 of Part II
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part II
    Noncash Property (see Instructions)
    		     
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)
    Page 1 of 1 of Part III
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part III
    Exclusively religious, charitable, etc., individual contributions to section 501(c)(7), (8), or (10) organizations
    aggregating more than $1,000 for the year. (Complete columns (a) through (e) and the following line entry.)
    For organizations completing Part III, enter the total of exclusively religious, charitable, etc.,
    contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet $  
    (a) No.
    from
    Part I    		 (b)
    Purpose of gift    		 (c)
    Use of gift    		 (d)
    Description of how gift is held
     
    (e)
    Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
           
     
    (a) No.
    from
    Part I    		 (b)
    Purpose of gift    		 (c)
    Use of gift    		 (d)
    Description of how gift is held
     
    (e)
    Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
           
     
    (a) No.
    from
    Part I    		 (b)
    Purpose of gift    		 (c)
    Use of gift    		 (d)
    Description of how gift is held
     
    (e)
    Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
           
     
    (a) No.
    from
    Part I    		 (b)
    Purpose of gift    		 (c)
    Use of gift    		 (d)
    Description of how gift is held
     
    (e)
    Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
           
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

    Additional Data


    Software ID:  
    Software Version:  

    TY 2010 AccountingFeesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEES 1,365      

    TY 2010 DistributionFromCorpusElection
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Election:
    THE FOUNDATION ELECTS TO TREAT THIS AMOUNT AS A PASS-THROUGH DISTRIBUTION FROM CORPUS TO SATISFY DISTRIBUTION REQUIREMENTS OF SECTION 170(b)(1)(F) OR 4942(g)(3).

    TY 2010 InvestmentsCorpBondsSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Name of Bond End of Year Book Value End of Year Fair Market Value
    GEN ELEC CAPL 5.625% 9/15/2017 82,250 108,512
    GEN ELEC CAP 4% 2/15/2012 100,000 102,720
    GEN ELEC CAP 5.65% 6/9/2014 93,550 108,843
    GEN ELEC CAP 5% 7-15-23 100,000 98,191
    HOUSEHOLD FIN 6.15% 11/15/11 25,000 25,571
    GEN ELEC CAP 3.5% 10-15-18 200,000 188,062
    GEN ELEC CAP 4.5% 12-15-21 100,000 95,754
    MORGAN STANLEY 10.00% 9-22-25 99,250 96,750
    MORGAN STANLEY 4.2% 11-20-14 98,578 103,240
    BARCLAYS BK PLC 3.0% 10-7-17 200,000 190,608

    TY 2010 InvestmentsCorpStockSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Name of Stock End of Year Book Value End of Year Fair Market Value
    GOLDMAN SACHS GROUP PFD 6.125% 100,000 97,400
    CISCO SYSTEMS INC 10,034 8,575
    LOWES COS 14,969 26,430
    HEINZ H J 54,645 73,230
    PNC FINL SVS GROUP INC 32,083 31,495
    UNION PACIFIC CORP 60,000 196,660
    WELLS FARGO 58,959 69,762
    CATERPILLAR INC DEL 30,177 50,107
    AT&T 50,308 122,440
    BRISTOL MYERS SQUIBB CO 64,485 79,290
    JPMORGAN CHASE & CO 44,668 92,200
    COLGATE PALMOLIVE CO 14,535 80,760
    ABBOTT LABS 28,510 29,430
    FRONTIER COMMUNICATIONS 7,590 9,502
    MCDONALDS CORP 57,560 76,090
    PROCTER & GAMBLE CO 33,121 123,200
    LILLY ELI & CO 44,635 70,340
    APPLE INC 27,904 87,127
    MERCK & CO 22,760 31,360
    GENERAL MILLS INC 50,067 146,200
    VERIZON COMMUNICATIONS 114,859 185,686
    INTL PAPER CO 37,330 30,180
    ENTERGY CORP 45,734 134,420
    DEERE & CO 44,420 193,780
    NEXTERA ENERGY INC 87,303 220,480
    INTEL CORP 16,473 80,720
    AOL INC 4,607 1,172
    DISNEY WALT CO 32,544 90,489
    DOMINION RESOURCES INC 107,724 201,150
    MICROSOFT CORP 45,211 50,780
    CHEVRON CORP 82,719 429,960
    UNITED TECHNOLOGIES CORP 29,946 38,939
    TIME WARNER INC 66,604 23,776
    NBT BANCORP 28,795 70,353
    PEPSICO INC 37,582 128,820
    GENERAL ELECTRIC CO 62,293 140,350
    AMERICAN INTL GRP PFD 6.45% 50,000 43,820
    DOW CHEMICAL CO 90,161 113,250
    DUPONT E I DE NEMOURS 62,095 109,940
    ZIMMER HOLDINGS 11,442 30,265
    MONSANTO CO 40,281 36,130
    EXXON MOBIL CORP 72,657 336,520
    BANK OF AMERICA CORP 89,162 31,992
    TIME WARNER CABLE INC 23,446 11,914
    GLAXOSMITHKLINE PLC 65,315 76,820

    TY 2010 InvestmentsGovtObligationsSch
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    US Government Securities - End of Year Book Value:

    374,185
    US Government Securities - End of Year Fair Market Value:

    404,801
    State & Local Government Securities - End of Year Book Value:


     
    State & Local Government Securities - End of Year Fair Market Value:


     


    TY 2010 InvestmentsOtherSchedule2
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    AMERICAN BEACON LARGE CAP AT COST 1,433 1,733
    DODGE & COX INCOME FUND AT COST 1,293 1,327
    VANGUARD GNMA FD ADM SHS AT COST 808 806
    FEDERATED TOTAL RETURN BOND AT COST 1,307 1,333
    SELECTED AMERICAN SHARES CL D AT COST 1,492 1,595
    BARON PARTNERS FD AT COST 224 328
    ROYCE PENNSYLVANIA MUTUAL FD AT COST 568 780
    VANGUARD MORGAN GROWTH FD ADM AT COST 1,435 1,861
    CRM MID CAP VALUE FD AT COST 677 887
    DODGE & COX INTER ST FD AT COST 1,022 1,139
    ISHARES TR MSCI EMERGMKT AT COST 41,320 48,670
    ISHARES TR MSCI EAFE IDX AT COST 56,690 60,080

    TY 2010 OtherAssetsSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    GE MONEY BANK CD 5.2% 10/30/15 50,000 50,000 55,556
    GE CAPITAL CD 5.35% 10/30/2018 50,000 50,000 57,476
    WACHOVIA MTG CD 4.55% 5-28-13 50,000 50,000 52,793
    WACHOVIA BK CD 4.35% 5/29/12 50,000 50,000 51,574
    WACHOVIA BANK FSB 4.30% 3/7/13 100,000 100,000 104,685
    EXCHANGE ST BK CD 2.35% 6-2-15   100,000 102,963


    TY 2010 OtherExpensesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    NYS EPTL FILING FEE 250 0   250


    TY 2010 TaxesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FOREIGN TAX WITHHELD 154 398   0
    ESTIMATED EXCISE TAX PAID 1,290 0   0