TY 2010 Form 990

- TIN:

Form990

Department of the Treasury
Internal Revenue Service

Return of Organization Exempt From Income Tax

Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except black lung benefit trust or private foundation)

The organization may have to use a copy of this return to satisfy state reporting requirements.

OMB No. 1545-0047

2010

Open to Public Inspection

A For the calendar year, or tax year beginning 01-01-2010 and ending 12-31-2010

BCheck if applicable: Address change Name change Initial return Terminated Amended return Application pending

CName of organization
FINCA INTERNATIONAL INC

Doing Business As

Number and street (or P.O. box if mail is not delivered to street address)
1101 14TH STREET NW 11TH FLOOR

Room/suite

City or town, state or country, and ZIP + 4
WASHINGTON, DC20005

D Employer identification number

13-3240109

E Telephone number

G Gross receipts $ 38,783,866

F Name and address of principal officer:
RUPERT W SCOFIELD
1101 14TH STREET NW 11TH FLOOR
WASHINGTON,DC20005

Tax-exempt status: 501(c)(3) 501(c) ( ) LeftBullet

(insert no.) 4947(a)(1) or 527

Website:

WWW.FINCA.ORG

H(a)

Is this a group return for
affiliates? Yes No

H(b)

Are all affiliates included?

Yes No

If "No," attach a list. (see instructions)

H(c)

Group exemption number MediumBullet

K Form of organization: Corporation Trust Association Other MediumBullet

L Year of formation: 1984

M State of legal domicile: NY

Part I

Summary

1	Briefly describe the organization’s mission or most significant activities: FINANCIAL SERVICES TO THE WORLD'S LOWEST INCOME ENTREPRENEURS. FOR FULL PICTURE, SEE SCHED O
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ....	3	16
4	Number of independent voting members of the governing body (Part VI, line 1b) ....	4	14
5	Total number of individuals employed in calendar year 2010 (Part V, line 2a) ...	5	115
6	Total number of volunteers (estimate if necessary) ....	6	75
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ..	7a	26,128
b	Net unrelated business taxable income from Form 990-T, line 34 ..	7b	4,469

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	25,535,820	19,228,973
9	Program service revenue (Part VIII, line 2g) .........	12,269,879	17,584,072
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	5,153,466	-31,439
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	0	60,514
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)...................	42,959,165	36,842,120
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	0	0
14	Benefits paid to or for members (Part IX, column (A), line 4) ....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	15,983,903	14,555,653
16a	Professional fundraising fees (Part IX, column (A), line 11e)....	0	32,971
b	Total fundraising expenses (Part IX, column (D), line 25) 2,963,433
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24f)....	28,739,307	24,240,061
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	44,723,210	38,828,685
19	Revenue less expenses. Subtract line 18 from line 12......	-1,764,045	-1,986,565
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16)............	158,909,147	130,949,321
21	Total liabilities (Part X, line 26)............	96,054,240	74,053,263
22	Net assets or fund balances. Subtract line 21 from line 20 .....	62,854,907	56,896,058

Part II

Signature Block

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than officer) is based on all information of which preparer has any knowledge.

Sign Here

	Signature of officer	Date

	Type or print name and title.

Paid Preparer's Use Only	Preparer's signature	Date	Check if self- employed	Preparer’s taxpayer identification number (see instructions)
	Firm’s name (or yours if self-employed), address, and ZIP + 4			EIN
				Phone no.

May the IRS discuss this return with the preparer shown above? (see instructions) ......... Yes No

For Privacy Act and Paperwork Reduction Act Notice, see the separate instructions.

Cat. No. 11282Y

Form 990 (2010)

Page 2

Part III

Statement of Program Service Accomplishments

Check if Schedule O contains a response to any question in this Part III . . . . . . . . . .

Briefly describe the organization’s mission: THE MISSION OF FINCA INTERNATIONAL IS TO PROVIDE FINANCIAL SERVICES TO THE WORLD'S LOWEST-INCOME ENTREPRENEURS SO THEY CAN CREATE JOBS, BUILD ASSETS, AND IMPROVE THEIR STANDARD OF LIVING.

Did the organization undertake any significant program services during the year which were not listed on
the prior Form 990 or 990-EZ? .................... Yes No

If “Yes,” describe these new services on Schedule O.

Did the organization cease conducting, or make significant changes in how it conducts, any program services? .......................... Yes No

If “Yes,” describe these changes on Schedule O.

Describe the exempt purpose achievements for each of the organization’s three largest program services by expenses.
Section 501(c)(3) and 501(c)(4) organizations and section 4947(a)(1) trusts are required to report the amount of grants and allocations to others, the total expenses, and revenue, if any, for each program service reported.


4a	(Code: ) (Expenses $ 29,397,764 including grants of $ ) (Revenue $ 17,584,072 )
	AS OF DECEMBER 31, 2010, FINCA PROVIDED 764,770 INDIVIDUALS ACROSS 21 COUNTRIES IN AFRICA, EURASIA, LATIN AMERICA AND THE GREATER MIDDLE EAST WITH LOANS, SAVINGS, INSURANCE AND OTHER FINANCIAL SERVICES DESIGNED TO HELP THEM BUILD THEIR SMALL BUSINESSES AND IMPROVE THEIR OWN PROSPECTS AND THE LIVES OF THREE MILLION DEPENDENTS. OVER THE COURSE OF 2010, FINCA'S 7,000 EMPLOYEES DISBURSED OVER $802 MILLION IN LOANS AVERAGING $597 TO ITS CLIENTS, MORE THAN TWO-THIRDS OF WHOM ARE WOMEN. FINCA CLIENTS SAVED $30.8 MILLION TO INVEST IN THEIR SMALL BUSINESSES, THEIR HOMES AND THE EDUCATION OF THEIR CHILDREN. FINCA MICROINSURANCE POLICIES PROTECTED NEARLY 1.1 MILLION CLIENTS AND FAMILY MEMBERS AROUND THE WORLD IN 2010. (CONTINUED IN SCHEDULE O.)FINCA'S SUCCESS IN DELIVERING FINANCIAL SERVICES TO THE WORLD'S LOWEST-INCOME ENTREPRENEURS HINGES, IN PART, ON THE FORMATION OF A NETWORK OF INDEPENDENT FINANCIAL ENTITIES, WHICH PERMITS FINCA TO ACCEPT SAVINGS DEPOSITS AND PROVIDE A RANGE OF FINANCIAL SERVICES TO ITS CLIENTS. WHILE ALL PROGRAMS ARE ALL CONTROLLED BY THE FINCA, PURSUANT TO IRS REGULATIONS, REVENUE AND EXPENSES INCLUDED IN THIS FORM 990 ONLY REFLECT ACTIVITIES UNDERTAKEN DIRECTLY BY THE US-BASED 501C3. FINCA'S CONSOLIDATED FINANCIAL STATEMENTS MORE ACCURATELY REPRESENT THE BREADTH OF THE ORGANIZATION'S INTERNATIONAL NETWORK OF 21 PROGRAMS.AS DESCRIBED ELSEWHERE IN PARTS VIII AND IX OF THIS FORM 990, THE 501C3 HAD REVENUE OF $36,842,120 AND EXPENSES OF $32,828,685 IN 2010. AS REPRESENTED IN FINCA'S CONSOLIDATED FINANCIAL STATEMENT, THE FINCA NETWORK HAD REVENUE (INCLUDING PROGRAM SERVICE INCOME, GRANTS AND DONATIONS) IN EXCESS OF $156 MILLION AND EXPENSES OF JUST OVER $143 MILLION. HIGHLIGHTS FROM FINCA'S CONSOLIDATED FINANCIAL STATEMENTS ARE PRESENTED BELOW AND ON THE NEXT PAGE. COPIES OF FINCA'S CONSOLIDATED FINANCIAL STATEMENTS ARE AVAILABLE AT WWW.FINCA.ORG.2010 FINCA CONSOLIDATED FINANCIAL STATEMENTS:REVENUE PRIMARY REVENUE $ 151,674,069 CONTRIBUTIONS $ 21,328,536 PROGRAM SERVICES $ 130,345,533 MEMBERSHIP $ 0 OTHER REVENUE $ 1,385,183 TOTAL REVENUE $153,059,252 FUNCTIONAL EXPENSES PROGRAM EXPENSES $ 133,080,007 ADMINISTRATIVE EXPENSES $ 6,467,488 FUNDRAISING EXPENSES $ 3,484,391 PAYMENTS TO AFFILIATES $ 0 TOTAL FUNCTIONAL EXPENSES $ 143,031,885 EXCESS (OR DEFICIT) $ 10,027,367 INDIRECT COST ALLOCATION $ 2,151,530 BALANCE SHEET ASSETS $496,025,630 LIABILITIES $365,555,842 NET ASSETS $130,469,788 WORKING CAPITAL $130,469,788AS THE RATING ISSUED TO FINCA BY CHARITY NAVIGATOR ONLY CONSIDERS INFORMATION REPORTED ON THIS FORM 990, THE CHARITY NAVIGATOR RATING MISREPRESENTS FINCA'S EFFECTIVENESS IN STEWARDING DONOR CONTRIBUTIONS. FOR EXAMPLE, CHARITY NAVIGATOR CONSIDERS FINCA'S FULL ADMINISTRATIVE EXPENSES IN MANAGING ITS NETWORK OF 21 COUNTRIES BUT DOES NOT CONSIDER PROGRAM EXPENSES FOR ITS ESTABLISHED INDEPENDENT FINANCIAL ENTITIES, WHICH ACCOUNT FOR MORE THAN TWO THIRDS OF FINCA'S OVERALL PROGRAM EXPENSES. TO LEARN MORE ABOUT THIS ISSUES AND FINCA'S FINANCIAL MODEL, PLEASE VIEW FINCA'S ANNUAL REPORT AVAILABLE AT WWW.FINCA.ORG.

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )
	SEE SCHEDULE O

4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4d	Other program services. (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses$ 29,397,764

Form 990 (2010)

Page 3

Part IV

Checklist of Required Schedules

Yes

Is the organization described in section 501(c)(3) or 4947(a)(1) (other than a private foundation)? If “Yes,” complete Schedule A Click to see attachment

.....................

Yes

Is the organization required to complete Schedule B, Schedule of Contributors? Click to see attachment

........

Yes

Did the organization engage in direct or indirect political campaign activities on behalf of or in opposition to candidates for public office? If “Yes,” complete Schedule C, Part I..........

Section 501(c)(3) organizations. Did the organization engage in lobbying activities? If “Yes,” complete Schedule C,
Part II.........................

Is the organization a section 501(c)(4), 501(c)(5), or 501(c)(6) organization that receives membership dues, assessments, or similar amounts as defined in Revenue Procedure 98-19? If “Yes,” complete Schedule C, Part III........................

Did the organization maintain any donor advised funds or any similar funds or accounts where donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts? If “Yes,” complete
Schedule D, Part I Click to see attachment

.......................

Did the organization receive or hold a conservation easement, including easements to preserve open space,
the environment, historic land areas or historic structures? If “Yes,” complete Schedule D, Part II Click to see attachment

...

Did the organization maintain collections of works of art, historical treasures, or other similar assets? If “Yes,” complete Schedule D, Part III Click to see attachment

....................

Did the organization report an amount in Part X, line 21; serve as a custodian for amounts not listed in Part X; or provide credit counseling, debt management, credit repair, or debt negotiation services? If “Yes,”
complete Schedule D, Part IV Click to see attachment

...................

Did the organization, directly or through a related organization, hold assets in term, permanent,or quasi-endowments? If “Yes,” complete Schedule D, Part V Click to see attachment

If the organization’s answer to any of the following questions is ‘Yes,’ then complete Schedule D, Parts VI, VII, VIII, IX, or X as applicable:

Did the organization report an amount for land, buildings, and equipment in Part X, line10? If “Yes,” complete Schedule D, Part VI. Click to see attachment

11a

Yes

Did the organization report an amount for investments—other securities in Part X, line 12 that is 5% or more of its total assets reported in Part X, line 16? If “Yes,” complete Schedule D, Part VII. Click to see attachment

11b

Did the organization report an amount for investments—program related in Part X, line 13 that is 5% or more of its total assets reported in Part X, line 16? If “Yes,” complete Schedule D, Part VIII. Click to see attachment

11c

Yes

Did the organization report an amount for other assets in Part X, line 15 that is 5% or more of its total assets reported in Part X, line 16? If “Yes,” complete Schedule D, Part IX. Click to see attachment

11d

Did the organization report an amount for other liabilities in Part X, line 25? If “Yes,” complete Schedule D, Part X. Click to see attachment

11e

Yes

Did the organization’s separate or consolidated financial statements for the tax year include a footnote that addresses the organization’s liability for uncertain tax positions under FIN 48 (ASC 740)? If “Yes,” complete Schedule D, Part X. Click to see attachment

11f

Yes

12a

Did the organization obtain separate, independent audited financial statements for the tax year? If “Yes,” complete Schedule D, Parts XI, XII, and XIII Click to see attachment

12a

Yes

Was the organization included in consolidated, independent audited financial statements for the tax year? If “Yes,” and if the organization answered ‘No’ to line 12a, then completing Schedule D, Parts XI, XII, and XIII is optional Click to see attachment

12b

Yes

Is the organization a school described in section 170(b)(1)(A)(ii)? If “Yes,” complete Schedule E

14a

Did the organization maintain an office, employees, or agents outside of the United States?....

14a

Yes

Did the organization have aggregate revenues or expenses of more than $10,000 from grantmaking, fundraising, business, and program service activities outside the United States? If “Yes,” complete Schedule F, Part I......... Click to see attachment

14b

Yes

Did the organization report on Part IX, column (A), line 3, more than $5,000 of grants or assistance to any organization or entity located outside the U.S.? If “Yes,” complete Schedule F, Part II.. Click to see attachment

Did the organization report on Part IX, column (A), line 3, more than $5,000 of aggregate grants or assistance to individuals located outside the U.S.? If “Yes,” complete Schedule F, Part III.. Click to see attachment

Did the organization report a total of more than $15,000, of expenses for professional fundraising services on Part IX, column (A), lines 6 and 11e? If “Yes,” complete Schedule G, Part I Click to see attachment

Yes

Did the organization report more than $15,000 total of fundraising event gross income and contributions on Part VIII, lines 1c and 8a? If “Yes,” complete Schedule G, Part II.......... Click to see attachment

Yes

Did the organization report more than $15,000 of gross income from gaming activities on Part VIII, line 9a? If “Yes,” complete Schedule G, Part III................... Click to see attachment

Form 990 (2010)

Page 4

Part IV

Checklist of Required Schedules (continued)

20a

Did the organization operate one or more hospitals? If “Yes,” complete Schedule H.....

20a

Did the organization attach its audited financial statement to this return? Note: All Form 990 filers that operate one or more hospitals must attach audited financial statements. .....

20b

Did the organization report more than $5,000 of grants and other assistance to governments and organizations in the United States on Part IX, column (A), line 1? If “Yes,” complete Schedule I, Parts I and II..

Did the organization report more than $5,000 of grants and other assistance to individuals in the United States on Part IX, column (A), line 2? If “Yes,” complete Schedule I, Parts I and III.....

Did the organization answer “Yes” to Part VII, Section A, questions 3, 4, or 5, about compensation of the organization’s current and former officers, directors, trustees, key employees, and highest compensated employees? If “Yes,” complete Schedule J................ Click to see attachment

Yes

24a

Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was issued after December 31, 2002? If “Yes,” answer questions 24b–24d and complete Schedule K. If “No,” go to line 25................

24a

Did the organization invest any proceeds of tax-exempt bonds beyond a temporary period exception?...

24b

Did the organization maintain an escrow account other than a refunding escrow at any time during the year
to defease any tax-exempt bonds?......................

24c

Did the organization act as an “on behalf of” issuer for bonds outstanding at any time during the year?...

24d

25a

Section 501(c)(3) and 501(c)(4) organizations. Did the organization engage in an excess benefit transaction with a disqualified person during the year? If “Yes,” complete Schedule L, Part I......

25a

Is the organization aware that it engaged in an excess benefit transaction with a disqualified person in a prior year, and that the transaction has not been reported on any of the organization’s prior Forms 990 or 990-EZ? If “Yes,” complete Schedule L, Part I................

25b

Was a loan to or by a current or former officer, director, trustee, key employee, highly compensated employee, or disqualified person outstanding as of the end of the organization’s tax year? If “Yes,” complete Schedule L,
Part II...........................

Did the organization provide a grant or other assistance to an officer, director, trustee, key employee, substantial contributor, or a grant selection committee member, or to a person related to such an individual? If “Yes,” complete Schedule L, Part III...............

Was the organization a party to a business transaction with one of the following parties? (see Schedule L, Part IV instructions for applicable filing thresholds, conditions, and exceptions):

A current or former officer, director, trustee, or key employee? If “Yes,” complete Schedule L, Part IV .........................

28a

A family member of a current or former officer, director, trustee, or key employee? If “Yes,”
complete Schedule L, Part IV...................

28b

An entity of which a current or former officer, director, trustee, or key employee (or a family member thereof) was an officer, director, trustee, or owner? If “Yes,” complete Schedule L, Part IV..

28c

Did the organization receive more than $25,000 in non-cash contributions? If “Yes,” complete Schedule M Click to see attachment

Yes

Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions? If “Yes,” complete Schedule M............ Click to see attachment

Did the organization liquidate, terminate, or dissolve and cease operations? If “Yes,” complete Schedule N,
Part I........................... Click to see attachment

Did the organization sell, exchange, dispose of, or transfer more than 25% of its net assets? If “Yes,” complete Schedule N, Part II.......................

Did the organization own 100% of an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3? If “Yes,” complete Schedule R, Part I........ Click to see attachment

Yes

Was the organization related to any tax-exempt or taxable entity? If “Yes,” complete Schedule R, Parts II, III, IV, and V, line 1..................... Click to see attachment

Yes

Is any related organization a controlled entity within the meaning of section 512(b)(13)? .....

Yes

Did the organization receive any payment from or engage in any transaction with a controlled entity within the meaning of section 512(b)(13)? If “Yes,” complete Schedule R, Part V, line 2... Click to see attachment

YesNo

Section 501(c)(3) organizations. Did the organization make any transfers to an exempt non-charitable related organization? If “Yes,” complete Schedule R, Part V, line 2........... Click to see attachment

Yes

Did the organization conduct more than 5% of its activities through an entity that is not a related organization and that is treated as a partnership for federal income tax purposes? If “Yes,” complete Schedule R, Part VI Click to see attachment

Did the organization complete Schedule O and provide explanations in Schedule O for Part VI, lines 11 and 19? Note. All Form 990 filers are required to complete Schedule O. ............

Yes

Form 990 (2010)

Page 5

Part V

Statements Regarding Other IRS Filings and Tax Compliance

Check if Schedule O contains a response to any question in this Part V . . . . . . . . . .

Yes

Enter the number reported in Box 3 of Form 1096. Enter -0- if not applicable. .......

Enter the number of Forms W-2G included in line 1a. Enter -0- if not applicable.

Did the organization comply with backup withholding rules for reportable payments to vendors and reportable gaming (gambling) winnings to prize winners? ..................

Enter the number of employees reported on Form W-3, Transmittal of Wage and Tax Statements filed for the calendar year ending with or within the year covered by this return .....................

115

If at least one is reported on line 2a, did the organization file all required federal employment tax returns?

Note. If the sum of lines 1a and 2a is greater than 250, you may be required to e-file. (see instructions)

Yes

Did the organization have unrelated business gross income of $1,000 or more during the year?.............................

Yes

If “Yes,” has it filed a Form 990-T for this year? If “No,” provide an explanation in Schedule O.....

Yes

At any time during the calendar year, did the organization have an interest in, or a signature or other authority over, a financial account in a foreign country (such as a bank account or securities account)?.......................

Yes

If "Yes," enter the name of the foreign country: MediumBullet

AF , GG , TI , JO , CA , UK , CJ , UP , GT , HA , NU , UG , MI , CG , EC , KG , TZ , MX , ZA , AM , HO , ES , GG , RS , AJ
See instructions for filing requirements for Form TD F 90-22.1, Report of Foreign Bank and Financial Accounts.

Was the organization a party to a prohibited tax shelter transaction at any time during the tax year?..

Did any taxable party notify the organization that it was or is a party to a prohibited tax shelter transaction?

If “Yes” to line 5a or 5b, did the organization file Form 8886-T? ........

Does the organization have annual gross receipts that are normally greater than $100,000, and did the organization solicit any contributions that were not tax deductible?..........

If “Yes,” did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible?........................

Organizations that may receive deductible contributions under section 170(c).

Did the organization receive a payment in excess of $75 made partly as a contribution and partly for goods and services provided to the payor?....................

If “Yes,” did the organization notify the donor of the value of the goods or services provided?.....

Did the organization sell, exchange, or otherwise dispose of tangible personal property for which it was required to file Form 8282?...........................

If “Yes,” indicate the number of Forms 8282 filed during the year ....

Did the organization receive any funds, directly or indirectly, to pay premiums on a personal benefit contract?..........................

Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract?..

If the organization received a contribution of qualified intellectual property, did the organization file Form 8899 as required?...................

If the organization received a contribution of cars, boats, airplanes, or other vehicles, did the organization file a Form 1098-C?...............

Sponsoring organizations maintaining donor advised funds and section 509(a)(3) supporting organizations. Did the supporting organization, or a donor advised fund maintained by a sponsoring organization, have excess business holdings at any time during the year?................

Sponsoring organizations maintaining donor advised funds.

Did the organization make any taxable distributions under section 4966?.........

Did the organization make a distribution to a donor, donor advisor, or related person?......

Section 501(c)(7) organizations. Enter:

Initiation fees and capital contributions included on Part VIII, line 12 ...

10a

Gross receipts, included on Form 990, Part VIII, line 12, for public use of club facilities

10b

Section 501(c)(12) organizations. Enter:

Gross income from members or shareholders .........

11a

Gross income from other sources (Do not net amounts due or paid to other sources against amounts due or received from them.) ........

11b

12a

Section 4947(a)(1) non-exempt charitable trusts. Is the organization filing Form 990 in lieu of Form 1041?

12a

If “Yes,” enter the amount of tax-exempt interest received or accrued during the year.

12b

Section 501(c)(29) qualified nonprofit health insurance issuers.

Is the organization licensed to issue qualified health plans in more than one state?
Note. All 501(c)(29) organizations must list in Schedule O each state in which they are licensed to issue qualified health plans, the amount of reserves required by each state, and the amount of reserves the organization allocated to each state.

13a

Enter the aggregate amount of reserves the organization is required to maintain by the states in which the organization is licensed to issue qualified health plans.

13b

Enter the aggregate amount of reserves on hand.

13c

14a

Did the organization receive any payments for indoor tanning services during the tax year?.....

14a

If "Yes," has it filed a Form 720 to report these payments? If “No,” provide an explanation in Schedule O..

14b

Form 990 (2010)

Page 6

Part VI

Governance, Management, and Disclosure For each “Yes” response to lines 2 through 7b below, and for a “No” response to lines 8a, 8b, or 10b below, describe the circumstances, processes, or changes in Schedule O. See instructions.

Check if Schedule O contains a response to any question in this Part VI . . . . . . . . . .

Section A. Governing Body and Management

Yes

Enter the number of voting members of the governing body at the end of the tax year ..............

Enter the number of voting members included in line 1a, above, who are independent .................

Did any officer, director, trustee, or key employee have a family relationship or a business relationship with any other officer, director, trustee, or key employee? .................

Yes

Did the organization delegate control over management duties customarily performed by or under the direct supervision of officers, directors or trustees, or key employees to a management company or other person? ..

Did the organization make any significant changes to its governing documents since the prior Form 990 was filed?

Did the organization become aware during the year of a significant diversion of the organization’s assets? .

Does the organization have members or stockholders? ................

Yes

Does the organization have members, stockholders, or other persons who may elect one or more members of the governing body? .........................

Yes

Are any decisions of the governing body subject to approval by members, stockholders, or other persons? ..

Yes

Did the organization contemporaneously document the meetings held or written actions undertaken during the year by the following:

The governing body? .........................

Yes

Each committee with authority to act on behalf of the governing body? ............

Yes

Is there any officer, director, trustee, or key employee listed in Part VII, Section A, who cannot be reached at the organization’s mailing address? If “Yes,” provide the names and addresses in Schedule O .....

Section B. Policies (This Section B requests information about policies not required by the Internal
Revenue Code.)

Yes

10a

Does the organization have local chapters, branches, or affiliates? ............

10a

If “Yes,” does the organization have written policies and procedures governing the activities of such chapters, affiliates, and branches to ensure their operations are consistent with those of the organization? ....

10b

11a

Has the organization provided a copy of this Form 990 to all members of its governing body before filing the form?

11a

Yes

Describe in Schedule O the process, if any, used by the organization to review the Form 990. .....

12a

Does the organization have a written conflict of interest policy? If “No,” go to line 13.......

12a

Yes

Are officers, directors or trustees, and key employees required to disclose annually interests that could give rise to conflicts? ...........................

12b

Yes

Does the organization regularly and consistently monitor and enforce compliance with the policy? If “Yes,” describe in Schedule O how this is done ....................

12c

Yes

Does the organization have a written whistleblower policy? ...............

Yes

Does the organization have a written document retention and destruction policy? .........

Yes

Did the process for determining compensation of the following persons include a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision?

The organization’s CEO, Executive Director, or top management official ...........

15a

Yes

Other officers or key employees of the organization ................

15b

Yes

If "Yes" to line a or b, describe the process in Schedule O. (See instructions.)

16a

Did the organization invest in, contribute assets to, or participate in a joint venture or similar arrangement with a taxable entity during the year? ......................

16a

If “Yes,” has the organization adopted a written policy or procedure requiring the organization to evaluate its participation in joint venture arrangements under applicable federal tax law, and taken steps to safeguard the organization’s exempt status with respect to such arrangements? ............

16b

Section C. Disclosure

List the States with which a copy of this Form 990 is required to be filed MediumBullet

AK , AL , AR , CA , CO , CT , DC , DE , FL , GA , HI , IA , ID , IL , IN , KS , KY , LA , MA , MD , ME , MI , MS , MN , MO , MT , NC , ND , NE , NJ , NH , NM , NY , OH , OK , OR , PA , RI , SC , SD , TN , TX , UT , VA , VT , WA , WI , WV , WY

Section 6104 requires an organization to make its Form 1023 (or 1024 if applicable), 990, and 990-T (501(c)(3)s only) available for public inspection. Indicate how you make these available. Check all that apply.

Own website Another's website Upon request

Describe in Schedule O whether (and if so, how), the organization makes its governing documents, conflict of interest policy, and financial statements available to the public.

State the name, physical address, and telephone number of the person who possesses the books and records of the organization: MediumBullet

CFO FINCA INTERNATIONAL INC
1101 14TH STREET NW 11TH FLOOR
WASHINGTON,DC20005
(202) 682-1510

Form 990 (2010)

Page 7

Part VII

Compensation of Officers, Directors,Trustees, Key Employees, Highest Compensated Employees, and Independent Contractors

Check if Schedule O contains a response to any question in this Part VII . . . . . . . . . .

Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees

1a Complete this table for all persons required to be listed. Report compensation for the calendar year ending with or within the organization’s tax year.
RoundBullet

List all of the organization’s current officers, directors, trustees (whether individuals or organizations), regardless of amount
of compensation, and current key employees. Enter -0- in columns (D), (E), and (F) if no compensation was paid.

List all of the organization’s current key employees, if any. See instructions for definition of "key employee."

List the organization’s five current highest compensated employees (other than an officer, director, trustee or key employee)
who received reportable compensation (Box 5 of Form W-2 and/or Box 7 of Form 1099-MISC) of more than $100,000 from the
organization and any related organizations.

List all of the organization’s former officers, key employees, or highest compensated employees who received more than $100,000
of reportable compensation from the organization and any related organizations.

List all of the organization’s former directors or trustees that received, in the capacity as a former director or trustee of the
organization, more than $10,000 of reportable compensation from the organization and any related organizations.

List persons in the following order: individual trustees or directors; institutional trustees; officers; key employees; highest
compensated employees; and former such persons.

Check this box if neither the organization nor any related organizations compensated any current or former officer, director, or trustee.

(A) Name and Title	(B) Average hours per week (describe hours for related organizations in Schedule O)	(C) Position (check all that apply)		(D) Reportable compensation from the organization (W- 2/1099-MISC)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and Title
(1) ROBERT W HATCH CHAIRMAN	10.00	X		0	0	0
(2) JOHN K HATCH SECRETARY & HISTORIAN	10.00	X		25,338	0	24,445
(3) RICHARD M WILLIAMSON ASSISTANT TREASURER	5.00	X		0	0	0
(4) SHAWN HASSEL DIRECTOR	5.00	X		0	0	0
(5) CARLOS CAMACHO SR DIRECTOR	5.00	X		0	0	0
(6) JOHN ELKINS DIRECTOR	5.00	X		0	0	0
(7) JO ANN FIELD DIRECTOR	5.00	X		0	0	0
(8) MICHAEL GREEN DIRECTOR	5.00	X		0	0	0
(9) AGRINA MUSSA DIRECTOR	5.00	X		0	0	0
(10) SOLEDAD DELEON HURST DIRECTOR	5.00	X		0	0	0
(11) HAROLD D JASTRAM DIRECTOR	5.00	X		0	0	0
(12) PAUL LEFORT DIRECTOR	5.00	X		0	0	0
(13) JAMES SEMAKADDE DIRECTOR	5.00	X		0	0	0
(14) RITA E SPILLMAN DIRECTOR	5.00	X		0	0	0
(15) DAVID E WEISMAN DIRECTOR	5.00	X		0	0	0
(16) RUPERT W SCOFIELD PRESIDENT & CEO, DIRECTOR	50.00	X	X	369,473	0	26,949
(17) VOLKER RENNER VP & CHIEF OPERATIONS OFFICER	50.00		X	237,144	0	64,093

Form 990 (2010)

Page 8

Part VII

Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees (continued)

(A) Name and Title	(B) Average hours per week (describe hours for related organizations in Schedule O)				(D) Reportable compensation from the organization (W- 2/1099-MISC)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and Title
(18) DANE S MCGUIRE CFO	50.00	X			100,619	0	6,683
(19) BRAULIO OLIVEIRA VP & CHIEF INFORMATION OFFICER	50.00	X			188,310	0	17,865
(20) ANTHONY SINGLETON VP & REGIONAL DIRECTOR	50.00	X			239,879	0	27,311
(21) DONALD CRANE VP & GENERAL COUNSEL	50.00	X			232,535	0	10,783
(22) SOLEDAD GOMPF VP NEW BUSINESS DEVELOPMENT	50.00	X			212,294	0	21,939
(23) JEFFREY A FLOWERS VP & REGIONAL DIR-EURASIA	50.00	X			194,687	0	19,606
(24) YURIY SHULHAN VP & REGIONAL DIR-LATIN AMERICA	50.00	X			172,254	0	13,463
(25) GWEN ANDREOTTI VP OF H&BR	50.00	X			154,847	0	18,372
(26) TIMOTHY CHILDRESS DIRECTOR & GLOBAL CONTROLLER	50.00	X			152,388	0	12,777
(27) SCOTT TINDALL TREASURER	50.00	X			145,655	0	9,259
(28) CHIKAKO KUNO DIRECTOR OF CAPITAL MARKETS	50.00		X		198,260	0	11,452
(29) LEONARDO POLIT COUNTRY DIRECTOR	50.00			X	174,196	0	16,058
(30) EDUARDO ROMAN LA REGIONAL ATTORNEY	50.00			X	144,377	0	8,096
(31) TIMOTHY TARRANT COUNTRY DIRECTOR	50.00			X	145,478	0	22,330
(32) PHILIP BROUGHTON 33110 VP & REGIONAL DIRECTOR	50.00			X	66,481	0	0
(33) MARIA V VILETA INTL CORP & REGIONAL ATTY	50.00			X	139,954	0	19,397
(34) MIKE GAMA-LOBO VP & REGIONAL DIRECTOR	50.00			X	124,626	0	22,913

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)............	3,352,314	0	373,791

Total number of individuals (including but not limited to those listed above) who received more than $100,000 in reportable compensation from the organization MediumBullet

Yes

Did the organization list any former officer, director or trustee, key employee, or highest compensated employee on line 1a? If “Yes,” complete Schedule J for such individual .............

For any individual listed on line 1a, is the sum of reportable compensation and other compensation from the organization and related organizations greater than $150,000? If “Yes,” complete Schedule J for such individual...........................

Yes

Did any person listed on line 1a receive or accrue compensation from any unrelated organization or individual for services rendered to the organization? If “Yes,” complete Schedule J for such person .....

Section B. Independent Contractors

Complete this table for your five highest compensated independent contractors that received more than $100,000 of compensation from the organization.

(A) Name and business address	(B) Description of services	(C) Compensation
THE PRODUCTION ADVANTAGE 14120 SULLYFIELD CIR STE C CHANTILLY,VA20151	PRINTING & MAILING	3,041,571
MELING & ASSOCIATES 561/2 MERCHANTS ROW STE 211 RYTLAND,VT05701	MAILING	544,801
THE GLOVER PARK GRP LLC 1025 F STREET NW 8TH FLOOR WASHINGTON,DC20004	CONSULTING	287,483
MCGLADREY & PULLEN 1501 M STREET NW STE 340 WASHINGTON,DC20005	ACCOUNTING	277,950
HOUTHOFF BURUMA POSTBUS 75505 1070 AM AMSTERDAM 1082 NL	LEGAL	258,512
2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 in compensation from the organization 12

Form 990 (2010)

Page 9

Part VIII

Statement of Revenue

				(A) Total revenue	(B) Related or exempt function revenue	(C) Unrelated business revenue	(D) Revenue excluded from tax under sections 512, 513, or 514
1a	Federated campaigns..1a
b	Membership dues....1b
c	Fundraising events....1c		952,402
d	Related organizations...1d
e	Government grants (contributions)1e		3,913,742

f	All other contributions, gifts, grants, and similar amounts not included above1f		14,362,829
g	Noncash contributions included in lines 1a-1f:$ 121,040
h	Total. Add lines 1a-1f.......			19,228,973
			Business Code
2a	INTEREST REV-BRANCHES		900,099	8,664,516	8,664,516
b	AFFILIATE FEES		900,099	2,809,960	2,809,960
c	INTEREST REV-FCF		900,099	1,731,754	1,731,754
d
e
f	All other program service revenue .			4,377,842	4,377,842
g	Total. Add lines 2a–2f........			17,584,072
3	Investment income (including dividends, interest
	and other similar amounts).....			1,389,351	1,389,351
4	Income from investment of tax-exempt bond proceeds..
5	Royalties............
		(i) Real	(ii) Personal
6a	Gross Rents
b	Less: rental expenses
c	Rental income or (loss)
d	Net rental income or (loss).......
		(i) Securities	(ii) Other
7a	Gross amount from sales of assets other than inventory
b	Less: cost or other basis and sales expenses	1,420,790
c	Gain or (loss)	-1,420,790
d	Net gain or (loss)..........			-1,420,790	-1,420,790
8a	Gross income from fundraising events (not including $ 952,402 of contributions reported on line 1c). See Part IV, line 18 ...
	a		49,000
b	Less: direct expenses ...b		520,956
c	Net income or (loss) from fundraising events..			-471,956			-471,956
9a	Gross income from gaming activities. See Part IV, line 19 ...
	a
b	Less: direct expenses ...b
c	Net income or (loss) from gaming activities...
10a	Gross sales of inventory, less returns and allowances .
	a
b	Less: cost of goods sold ..b
c	Net income or (loss) from sales of inventory..
Miscellaneous Revenue			Business Code
11a	LIABILITY WRITE OFF		900,099	506,342	506,342
b	MEXICO INSURANCE UBI		900,099	26,128		26,128
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......			532,470
12	Total revenue. See Instructions....			36,842,120	18,058,975	26,128	-471,956

Form 990 (2010)

Page 10

Part IX

Statement of Functional Expenses

Section 501(c)(3) and 501(c)(4) organizations must complete all columns. All other organizations must complete column (A) but are not required to complete columns (B), (C), and (D).

Do not include amounts reported on lines 6b, 7b, 8b, 9b, and 10b of Part VIII.		(A) Total expenses	(B) Program service expenses	(C) Management and general expenses	(D) Fundraising expenses
1	Grants and other assistance to governments and organizations in the U.S. See Part IV, line 21
2	Grants and other assistance to individuals in the U.S. See Part IV, line 22
3	Grants and other assistance to governments, organizations, and individuals outside the U.S. See Part IV, lines 15 and 16
4	Benefits paid to or for members
5	Compensation of current officers, directors, trustees, and key employees ....	2,785,796	1,643,370	1,077,018	65,408
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) ....
7	Other salaries and wages	8,872,357	6,352,109	2,356,317	163,931
8	Pension plan contributions (include section 401(k) and section 403(b) employer contributions) ....	147,890	84,032	59,794	4,064
9	Other employee benefits .......	2,088,987	1,257,587	770,267	61,133
10	Payroll taxes ...........	660,623	448,393	196,600	15,630
11	Fees for services (non-employees):
a	Management ......
b	Legal .........	358,738	346,045	12,693
c	Accounting ...........	349,681	31,386	318,295
d	Lobbying ...........
e	Professional fundraising. See Part IV, line 17..	32,971			32,971
f	Investment management fees ......
g	Other ..........	3,889,147	3,049,906	839,241
12	Advertising and promotion ....	48,625	48,625
13	Office expenses .......	2,728,421	989,971	174,118	1,564,332
14	Information technology ......	336,724	226,351	110,373
15	Royalties ..
16	Occupancy ...........	1,133,793	794,090	339,703
17	Travel ............	2,041,388	1,466,621	488,830	85,937
18	Payments of travel or entertainment expenses for any federal, state, or local public officials ......
19	Conferences, conventions, and meetings ....	297,784	182,162	113,945	1,677
20	Interest ...........	4,400,280	3,642,954	757,326
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization .....	547,768	249,686	298,082
23	Insurance ..............	64,930	25,532	39,398
24	Other expenses. Itemize expenses not covered above. (Expenses grouped together and labeled miscellaneous may not exceed 5% of total expenses shown on line 25 below.)
a	LOAN CAPITAL	4,466,220	4,466,220
b	BAD DEBT EXP & ALLOWANC	1,619,898	1,070,654	549,244
c	EQUIPMENT MAINT/VEHICLE	969,871	862,097	107,774
d	DONATION EXPENSES	10,000		10,000
e	G & A ALLOCATIONS	0	2,151,530	-2,151,530
f	All other expenses	976,793	8,443		968,350
25	Total functional expenses. Add lines 1 through 24f	38,828,685	29,397,764	6,467,488	2,963,433
26	Joint costs. Check here if following SOP 98-2 (ASC 958-720). Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation

Form 990 (2010)

Page 11


				(A) Beginning of year		(B) End of year
1	Cashnon-interest-bearing ..........			5,313,100	1	4,996,677
2	Savings and temporary cash investments .......			27,176,412	2	18,287,189
3	Pledges and grants receivable, net .........			6,376,455	3	35,035
4	Accounts receivable, net .........			2,641,767	4	3,739,364
5	Receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of
	Schedule L ..........				5
6	Receivables from other disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B). Complete Part II of
	Schedule L ..........				6
7	Notes and loans receivable, net .............			81,181,886	7	57,566,473
8	Inventories for sale or use ..............				8
9	Prepaid expenses and deferred charges ............			649,115	9	338,112
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	2,102,017
b	Less: accumulated depreciation. .....	10b	1,837,044	1,396,220	10c	264,973
11	Investments—publicly traded securities ..........			10,035	11	9,308
12	Investments—other securities. See Part IV, line 11 ......			1,207,592	12	2,421,213
13	Investments—program-related. See Part IV, line 11 ..			32,536,223	13	43,053,820
14	Intangible assets .........				14
15	Other assets. See Part IV, line 11 ...........			420,342	15	237,157
16	Total assets. Add lines 1 through 15 (must equal line 34)...			158,909,147	16	130,949,321
17	Accounts payable and accrued expenses .			12,887,432	17	8,040,657
18	Grants payable ..........				18
19	Deferred revenue ..........			15,497,198	19	11,169,160
20	Tax-exempt bond liabilities ..........				20
21	Escrow or custodial account liability. Complete Part IV of Schedule D..				21
22	Payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..........				22
23	Secured mortgages and notes payable to unrelated third parties ..			63,943,692	23	49,919,443
24	Unsecured notes and loans payable to unrelated third parties ....				24
25	Other liabilities. Complete Part X of Schedule D.....			3,725,918	25	4,924,003
26	Total liabilities. Add lines 17 through 25.....			96,054,240	26	74,053,263
	Organizations that follow SFAS 117, check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets .....			58,186,043	27	54,384,971
28	Temporarily restricted net assets .....			4,668,864	28	2,511,087
29	Permanently restricted net assets .....				29
	Organizations that do not follow SFAS 117, check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds .....				30
31	Paid-in or capital surplus, or land, building or equipment fund .....				31
32	Retained earnings, endowment, accumulated income, or other funds				32
33	Total net assets or fund balances .....			62,854,907	33	56,896,058
34	Total liabilities and net assets/fund balances .....			158,909,147	34	130,949,321

Form 990 (2010)

Page 12

Part XI

Reconcilliation of Net Assets

Check if Schedule O contains a response to any question in this Part XI . . . . . . . . . .

Total revenue (must equal Part VIII, column (A), line 12) . . .

36,842,120

Total expenses (must equal Part IX, column (A), line 25) . . . . .

38,828,685

Revenue less expenses. Subtract line 2 from line 1 . . . .

-1,986,565

Net assets or fund balances at beginning of year (must equal Part X, line 33, column (A)) . .

62,854,907

Other changes in net assets or fund balances (explain in Schedule O) . . . .

-3,972,284

Net assets or fund balances at end of year. Combine lines 3, 4, and 5 (must equal Part X, line 33, column (B)) . . . . . .

56,896,058

Part XII

Financial Statements and Reporting

Check if Schedule O contains a response to any question in this Part XII . . . . . . . . . .

Yes

Accounting method used to prepare the Form 990: Cash Accrual Other
If the organization changed its method of accounting from a prior year or checked "Other," explain in
Schedule O.

Were the organization’s financial statements compiled or reviewed by an independent accountant?..

Were the organization’s financial statements audited by an independent accountant?........

Yes

If “Yes,” to 2a or 2b, does the organization have a committee that assumes responsibility for oversight of the audit, review, or compilation of its financial statements and selection of an independent accountant?
If the organization changed either its oversight process or selection process during the tax year, explain in Schedule O............................

Yes

If “Yes” to line 2a or 2b, check a box below to indicate whether the financial statements for the year were issued on a separate basis, consolidated basis, or both:

Separate basis Consolidated basis Both consolidated and separated basis

As a result of a federal award, was the organization required to undergo an audit or audits as set forth in the Single Audit Act and OMB Circular A-133? ................

Yes

If “Yes,” did the organization undergo the required audit or audits? If the organization did not undergo the required audit or audits, explain why in Schedule O and describe any steps taken to undergo such audits. ..

Yes

Form 990 (2010)

Additional Data

Software ID:
Software Version:

Form 990, Special Condition Description:

Special Condition Description

- TIN:

SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section
4947(a)(1) nonexempt charitable trust.

Attach to Form 990 or Form 990-EZ. right arrow

See separate instructions.

OMB No. 1545-0047

2010

Open to Public
Inspection

Name of the organization

FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions

The organization is not a private foundation because it is: (For lines 1 through 11, check only one box.)

A church, convention of churches, or association of churches. section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E.)

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in

section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in

section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An organization that normally receives: (1) more than 331/3% of its support from contributions, membership fees, and gross

receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of

its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses

acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. Seesection 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box that describes the type of supporting organization and complete lines 11e through 11h.

Type I

Type II

Type III - Functionally integrated

Type III - Other

By checking this box, I certify that the organization is not controlled directly or indirectly by one or more disqualified persons other than foundation managers and other than one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2).

If the organization received a written determination from the IRS that it is a Type I, Type II or Type III supporting organization, check this box ..................................................

Since August 17, 2006, has the organization accepted any gift or contribution from any of the
following persons?

(i) a person who directly or indirectly controls, either alone or together with persons described in (ii)

Yes

and (iii) below, the governing body of the the supported organization? ................

11g(i)

(ii) a family member of a person described in (i) above? ......................

11g(ii)

(iii) a 35% controlled entity of a person described in (i) or (ii) above? ................

11g(iii)

Provide the following information about the supported organization(s).

(i) Name of supported organization	(ii) EIN	(iv) Is the organization in col. (i) listed in your governing document?		(v) Did you notify the organization in col. (i) of your support?		(vi) Is the organization in col. (i) organized in the U.S.?		(vii) Amount of support?
(i) Name of supported organization	(ii) EIN	Yes	No	Yes	No	Yes	No	(vii) Amount of support?


Total

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 11285F

Schedule A (Form 990 or 990-EZ) 2010

Page 2

Part II

Support Schedule for Organizations Described in IRC 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization fails to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year(or fiscal year beginning in)		(a) 2006	(b) 2007	(c) 2008	(d) 2009	(e) 2010	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") ....	45,128,168	49,226,429	27,994,081	25,535,820	19,228,973	167,113,471
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf.......
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3..	45,128,168	49,226,429	27,994,081	25,535,820	19,228,973	167,113,471
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f)..
6	Public Support. Subtract line 5 from line 4.						167,113,471

Section B. Total Support

Calendar year(or fiscal year beginning in)		(a) 2006	(b) 2007	(c) 2008	(d) 2009	(e) 2010	(f) Total
7	Amounts from line 4..	45,128,168	49,226,429	27,994,081	25,535,820	19,228,973	167,113,471
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..	12,048,799	8,098,324	8,236,267	5,153,466	1,389,351	34,926,207
9	Net income from unrelated business activities, whether or not the business is regularly carried on..					26,128	26,128
10	Other income. (Explain in Part IV.) Do not include gain or loss from the sale of capital assets..					506,342	506,342
11	Total support (Add lines 7 through 10).						202,572,148

Gross receipts from related activities, etc. (See instructions.) ..................

First Five Years If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization,
check this box and stop here.......................................... right arrow

Section C. Computation of Public Support Percentage

Public Support Percentage for 2010 (line 6 column (f) divided by line 11 column (f)) .........

82.500 %

Public Support Percentage for 2009 Schedule A, Part II, line 14 ...............

81.740 %

16a

33 1/3% support test—2010. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ...................... right arrow

33 1/3% support test—2009. If the organization did not check the box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2010. If the organization did not check a box on line 13, 16a, or 16b and line 14
is 10% or more, and if the organization meets the "facts and circumstances" test, check this box and stop here. Explain
in Part IV how the organization meets the "facts and circumstances" test. The organization qualifies as a publicly supported
organization .................................................. right arrow

10%-facts-and-circumstances test—2009. If the organization did not check a box on line 13, 16a, 16b, or 17a and line
15 is 10% or more, and if the organization meets the "facts and circumstances" test, check this box and stop here.
Explain in Part IV how the organization meets the "facts and circumstances" test. The organization qualifies as a publicly
supported organization .............................................. right arrow

Private Foundation If the organization did not check a box on line 13, 16a, 16b, 17a or 17b, check this box and see
instructions ................................................... right arrow

Schedule A (Form 990 or 990-EZ) 2010

Page 3

Part III

Support Schedule for Organizations Described in IRC 509(a)(2)
(Complete only if you checked the box on line 9 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year(or fiscal year beginning in)		(a) 2006	(b) 2007	(c) 2008	(d) 2009	(e) 2010	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose......
3	Gross receipts from activities that are not an unrelated trade or business under section 513..
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5	The value of services or facilities furnished by a governmental unit to the organization without charge..
6	Total. Add lines 1 through 5.
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons...
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.
c	Add lines 7a and 7b..
8	Public Support (Subtract line 7c from line 6.)

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2006	(b) 2007	(c) 2008	(d) 2009	(e) 2010	(f) Total
9	Amounts from line 6...
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c	Add lines 10a and 10b.
11	Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)
13	Total support (Add lines 9, 10c, 11 and 12.).

Section C. Computation of Public Support Percentage

Public Support Percentage for 2010 (line 8 column (f) divided by line 13 column (f)) .........

Public support percentage from 2009 Schedule A, Part III, line 15 ...............

Section D. Computation of Investment Income Percentage

Investment income percentage for 2010 (line 10c column (f) divided by line 13 column (f)) ......

Investment income percentage from 2009 Schedule A, Part III, line 17 .............

19a

33 1/3% support tests—2010. If the organization did not check the box on line 14, and line 15 is more than 33 1/3% and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .......... right arrow

33 1/3% support tests—2009. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .... right arrow

Private Foundation If the organization did not check a box on line 14, 19a or 19b, check this box and see instructions ..... right arrow

Schedule A (Form 990 or 990-EZ) 2010

Page 4

Part IV

Supplemental Information. Supplemental Information. Complete this part to provide the explanation required by Part II, line 10; Part II, line 17a or 17b; or Part III, line 12. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Explanation

Schedule A (Form 990 or 990-EZ) 2010

Additional Data

Software ID:
Software Version:

- TIN:

Schedule B
(Form 990, 990-EZ,
or 990-PF)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

OMB No. 1545-0047

2010

Name of organization

FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, $5,000 or more (in money or
property) from any one contributor. Complete Parts I and II.

Special Rules

For a section 501(c)(3) organization filing Form 990 or 990-EZ, that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), and received from any one contributor, during the year, a contribution of the
greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For a section 501(c)(7), (8), or (10) organization filing Form 990, or 990-EZ, that received from any one contributor,
during the year, aggregate contributions of more than $1,000 for use exclusively for religious, charitable,
scientific, literary, or educational purposes, or the prevention of cruelty to children or animals. Complete Parts I, II, and
III.

For a section 501(c)(7), (8), or (10) organization filing Form 990, or 990-EZ, that received from any one contributor,
during the year, contributions for use exclusively for religious, charitable, etc., purposes, but these contributions did
not aggregate to more than $1,000. If this box is checked, enter here the total contributions that were received during
the year for an exclusively religious, charitable, etc., purpose. Do not complete any of the parts unless the General Rule
applies to this organization because it received nonexclusively religious, charitable, etc., contributions of $5,000 or more
during the year. ......................... Arrow Bullet

Caution. An Organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2 of its Form 990, or check the box in the heading of its
Form 990-EZ, or on line 2 of its Form 990-PF, to certify that it does not meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2010)

Name of organization FINCA INTERNATIONAL INC
Schedule B (Form 990, 990-EZ, or 990-PF) (2010) Page 1 of 1 of Part I
Part I	Contributors (see Instructions)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
RESTRICTED	RESTRICTED RESTRICTED RESTRICTED RESTRICTED, RESTRICTED RESTRICTED	$RESTRICTED	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

Name of organization FINCA INTERNATIONAL INC
Schedule B (Form 990, 990-EZ, or 990-PF) (2010) Page 1 of 1 of Part II
Part II	Noncash Property (see Instructions)
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

Page 1 of 1 of Part III

Name of organization
FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Part III

Exclusively religious, charitable, etc., individual contributions to section 501(c)(7), (8), or (10) organizations
aggregating more than $1,000 for the year. (Complete columns (a) through (e) and the following line entry.)
For organizations completing Part III, enter the total of exclusively religious, charitable, etc.,
contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet

(a) No.
from
Part I

(b)
Purpose of gift

(d)
Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b)
Purpose of gift

(d)
Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b)
Purpose of gift

(d)
Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b)
Purpose of gift

(d)
Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," to Form 990,
Part IV, line 6, 7, 8, 9, 10, 11, or 12.
SchDMd Bullet

Attach to Form 990. SchDMd Bullet

See separate instructions.

OMB No. 1545-0047

2010

Open to Public Inspection

Name of the organization

FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" to Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .......
2	Aggregate contributions to (during year) ...
3	Aggregate grants from (during year) ...
4	Aggregate value at end of year .......

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised
funds are the organization's property, subject to the organization's exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds may be
used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit. ...................................

Yes No

Part II

Conservation Easements. Complete if the organization answered "Yes" to Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or pleasure) Preservation of an historically importantly land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a–2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements .......................	2a
b	Total acreage restricted by conservation easements ..................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 8/17/06 ........	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during
the taxable year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and
enforcement of the conservation easements it holds? .............................

Yes No

Staff and volunteer hours devoted to monitoring, inspecting and enforcing conservation easements during the year SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, and enforcing conservation easements during the year SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section
170(h)(4)(B)(i) and 170(h)(4)(B)(ii)? ....................................

Yes No

In Part XIV, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" to Form 990, Part IV, line 8.

If the organization elected, as permitted under SFAS 116, not to report in its revenue statement and balance sheet works of
art, historical treasures, or other similar assets held for public exhibition, education or research in furtherance of public service,
provide, in Part XIV, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under SFAS 116, to report in its revenue statement and balance sheet works of art,
historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service,
provide the following amounts relating to these items:

(i)

Revenues included in Form 990, Part VIII, line 1 ........................ SchDMd Bullet

(ii)

Assets included in Form 990, Part X .............................. SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under SFAS 116 relating to these items:

Revenues included in Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Privacy Act and Paperwork Reduction Act Notice, see the Intructions for Form 990

Cat. No. 52283D

Schedule D (Form 990) 2010

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s accession and other records, check any of the following that are a significant use of its collection
items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIV.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?........

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" to Form 990,
Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No

If "Yes," explain the arrangement in Part XIV and complete the following table:


c	Beginning balance .................................	1c
d	Additions during the year ..............................	1d
e	Distributions during the year .............................	1e
f	Ending balance ...................................	1f

Did the organization include an amount on Form 990, Part X, line 21? .....................

Yes No

If “Yes,” explain the arrangement in Part XIV.

Part V

Endowment Funds. Complete if the organization answered "Yes" to Form 990, Part IV, line 10.

		(a)Current Year	(b)Prior Year	(c)Two Years Back	(d)Three Years Back	(e)Four Years Back
1a	Beginning of year balance ....
b	Contributions ........
c	Investment earnings or losses ...
d	Grants or scholarships .....
e	Other expenditures for facilities and programs ........
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the year end balance held as:

Board designated or quasi-endowment: SchDMd Bullet

Permanent endowment: SchDMd Bullet

Term endowment: SchDMd Bullet

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) unrelated organizations ........................

3a(i)

(ii) related organizations ........................

3a(ii)

If "Yes" to 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIV the intended uses of the organization's endowment funds.

Part VI

InvestmentsLand, Buildings, and Equipment. See Form 990, Part X, line 10.

Description of investment		(b)Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value
1a	Land .................
b	Buildings ................
c	Leasehold improvements ............	224,247	222,122	2,125
d	Equipment ................	1,877,770	1,614,922	262,848
e	Other .................
Total. Add lines 1a-1e. (Column (d) should equal Form 990, Part X, column (B), line 10(c).)........				264,973

Schedule D (Form 990) 2010

Page 3

Part VII

InvestmentsOther Securities. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)		(b)Book value	(c) Method of valuation: Cost or end-of-year market value
(1)Financial derivatives
(2)Closely-held equity interests
Other








Total. (Column (b) should equal Form 990, Part X, col.(B) line 12.)

Part VIII

InvestmentsProgram Related. See Form 990, Part X, line 13.

(a) Description of investment type	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) INVESTMENT IN SUBSIDIARIES	43,053,820	C








Total. (Column (b) should equal Form 990, Part X, col.(B) line 13.)	43,053,820

Part IX

Other Assets. See Form 990, Part X, line 15.

(a) Description				(b) Book value









Total. (Column (b) should equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities. See Form 990, Part X, line 25.

1.(a) Description of Liability		(b) Amount
Federal Income Taxes
DEFERRED DEFINED PENSION OBLIGATION		3,923,648
OTHER LIABILITIES		1,000,355







Total. (Column (b) should equal Form 990, Part X, col.(B) line 25.)		4,924,003
2. Fin 48 (ASC 740) Footnote. In Part XIV, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC740).

Schedule D (Form 990) 2010

Page 4

Part XI Reconciliation of Change in Net Assets from Form 990 to Financial Statements
1	Total revenue (Form 990, Part VIII, column (A), line 12) ....................	1	36,842,120
2	Total expenses (Form 990, Part IX, column (A), line 25) .....................	2	38,828,685
3	Excess or (deficit) for the year. Subtract line 2 from line 1 .............	3	-1,986,565
4	Net unrealized gains (losses) on investments ..........................	4	-1,885,641
5	Donated services and use of facilities .............................	5
6	Investment expenses ...................................	6
7	Prior period adjustments ..................................	7
8	Other (Describe in Part XIV) .................................	8	-2,086,643
9	Total adjustments (net). Add lines 4 - 8 .............................	9	-3,972,284
10	Excess or (deficit) for the year per financial statements. Combine lines 3 and 9 .........	10	-5,958,849

Part XII Reconciliation of Revenue per Audited Financial Statements With Revenue per Return
1	Total revenue, gains, and other support per audited financial statements .......			1	35,561,634
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains on investments ..........	2a	-1,885,641
b	Donated services and use of facilities .........	2b	1,208,434
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIV): ............	2d	-1,124,235
e	Add lines 2a through 2d .....................			2e	-1,801,442
3	Subtract line 2e from line 1.....................			3	37,363,076
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIV): ...........	4b	-520,956
c	Add lines 4a and 4b.......................			4c	-520,956
5	Total Revenue. Add lines 3 and 4c. (This should equal Form 990, Part I, line 12.) ......			5	36,842,120

Part XIII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return
1	Total expenses and losses per audited financial statements .............			1	40,558,075
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities ..........	2a	1,208,434
b	Prior year adjustments ..............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIV): ............	2d
e	Add lines 2a through 2d......................			2e	1,208,434
3	Subtract line 2e from line 1.....................			3	39,349,641
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIV): ............	4b	-520,956
c	Add lines 4a and 4b.......................			4c	-520,956
5	Total expenses. Add lines 3 and 4c. (This should equal Form 990, Part I, line 18.) ......			5	38,828,685

Part XIV

Supplemental Information

Complete this part to provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b;
Part V, line 4; Part X; Part XI, line 8; Part XII, lines 2d and 4b; and Part XIII, lines 2d and 4b. Also complete this part to provide any additional information.

Identifier	Return Reference	Explanation
DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48:	PART X:	FINCA ADOPTED THE PROVISIONS OF ASC 740-10, INCOME TAXES, (WHICH INCLUDES FIN 48, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES) ON JANUARY 1, 2009. UNDER ASC 740-10, AN ORGANIZATION MUST RECOGNIZE THE TAX BENEFIT ASSOCIATED WITH TAX POSITIONS TAKEN FOR TAX RETURN PURPOSES WHEN IT IS MORE-LIKELY-THAN-NOT THAT THE POSITION WILL BE SUSTAINED. THE IMPLEMENTATION OF ASC 740-10 HAD NO IMPACT ON FINCAS FINANCIAL STATEMENTS. FINCA DOES NOT BELIEVE THERE ARE ANY UNRECOGNIZED TAX BENEFITS THAT SHOULD BE RECORDED. NO INTEREST OR PENALTIES WERE ACCRUED AS OF JULY 1, 2007 AS A RESULT OF THE ADOPTION OF ASC 740-10. FOR THE YEARS ENDED DECEMBER 31, 2010 AND 2009, THERE WERE NO INTEREST OR PENALTIES RECORDED OR INCLUDED IN THE STATEMENTS OF ACTIVITIES. FINCA IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS BY THE U.S. FEDERAL, STATE OR LOCAL TAX AUTHORITIES FOR YEARS BEFORE 2007.
PART XI, LINE 8 - OTHER ADJUSTMENTS:		PENSION SERVICE COSTS -1,124,235. ELIMINATION ENTRY OF THE FCF EQUITY -500,000. FOREIGN CURRENCY TRANSLATION -462,408.
PART XII, LINE 2D - OTHER ADJUSTMENTS:		PENSION SERVICE COSTS -1,124,235.
PART XII, LINE 4B - OTHER ADJUSTMENTS:		EVENT DIRECT EXPENSES -520,956.
PART XIII, LINE 4B - OTHER ADJUSTMENTS:		EVENT DIRECT EXPENSES -520,956.

Schedule D (Form 990) 2010

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE F
(Form 990)

Department of the Treasury
Internal Revenue Service

Statement of Activities Outside the United States

Complete if the organization answered "Yes" to Form 990,
Part IV, line 14b, 15, or 16.
Right pointing arrow large image

Attach to Form 990. Right pointing arrow large image

See separate instructions.

OMB No. 1545-0047

2010

Open to Public Inspection

Name of the organization
FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Part I

General Information on Activities Outside the United States. Complete if the organization answered
“Yes” to Form 990, Part IV, line 14b.

For grantmakers. Does the organization maintain records to substantiate the amount of the grants or

assistance, the grantees' eligibility for the grants or assistance, and the selection criteria used to award

the grants or assistance? ...................................

Yes

For grantmakers. Describe in Part V the organization’s procedures for monitoring the use of grant funds outside the
United States.

Activites per Region. (Use Part V if additional space is needed.)

(a) Region		(b) Number of offices in the region	(c) Number of employees or agents in region or independent contractors	(d) Activities conducted in region (by type) (e.g., fundraising, program services, investments, grants to recipients located in the region)	(e) If activity listed in (d) is a program service, describe specific type of service(s) in region	(f) Total expenditures for region/investments in region
	RUSSIA & THE NEWLY INDEPENDENT STATES -	1	22	PROGRAM SERVICES	FINANCIAL SERVICES TO THE POOR	1,480,351
	RUSSIA & THE NEWLY INDEPENDENT STATES -			INVESTMENT	INVESTMENT	21,373,686
	EUROPE (INCLUDING ICELAND & GREENLAND) -	1	260	PROGRAM SERVICES	FINANCIAL SERVICES TO THE POOR	7,330,350
	MIDDLE EAST AND NORTH AFRICA -		2	PROGRAM SERVICES	FINANCIAL SERVICES TO THE POOR	438,923
	MIDDLE EAST AND NORTH AFRICA -			INVESTMENT	INVESTMENT	1,683,144
	SOUTH ASIA - AFGHANISTAN, BANGLADESH,		6	PROGRAM SERVICES	FINANCIAL SERVICES TO THE POOR	533,176
	SOUTH ASIA - AFGHANISTAN, BANGLADESH,			INVESTMENT	INVESTMENT	100,000
	SUB-SAHARAN AFRICA - ANGOLA,	1	8	PROGRAM SERVICES	FINANCIAL SERVICES TO THE POOR	8,148,953
	SUB-SAHARAN AFRICA - ANGOLA,			INVESTMENT	INVESTMENT	10,373,353
	CENTRAL AMERICA AND THE CARIBBEAN -	1	18	PROGRAM SERVICES	FINANCIAL SERVICES TO THE POOR	8,506,829
	CENTRAL AMERICA AND THE CARIBBEAN -			INVESTMENT	INVESTMENT	6,743,432
	SOUTH AMERICA - ARGENTINA, BOLIVIA,		3	PROGRAM SERVICES	FINANCIAL SERVICES TO THE POOR	1,008,977
	SOUTH AMERICA - ARGENTINA, BOLIVIA,			INVESTMENT	INVESTMENT	2,776,096
	NORTH AMERICA - CANADA AND MEXICO, BUT	1	1	PROGRAM SERVICES	FINANCIAL SERVICES TO THE POOR	1,950,204
	NORTH AMERICA - CANADA AND MEXICO, BUT			INVESTMENT	INVESTMENT	4,107


3a	Sub-total .....		298			41,088,583
b	Total from continuation sheets to Part I ...		22			31,362,998
c	Totals (add lines 3a and 3b)		320			72,451,581

For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.Cat. No. 50082W Schedule F (Form 990) 2010

Schedule F (Form 990) 2010

Page 2

Part II

Grants and Other Assistance to Organizations or Entities Outside the United States. Complete if the organization answered "Yes" to Form 990,

Part IV, line 15, for any recipient who received more than $5,000. Check this box if no one recipient received more than $5,000 ........ MediumBullet

Use Part V if additional space is needed.

1 (a) Name of organization		(b) IRS code section and EIN (if applicable)	(c) Region	(d) Purpose of grant	(e) Amount of cash grant	(f) Manner of cash disbursement	(g) Amount of of non-cash assistance	(h) Description of non-cash assistance	(i) Method of valuation (book, FMV, appraisal, other)

Enter total number of recipient organizations listed above that are recognized as charities by the foreign country, recognized as tax-exempt by the IRS, or for which the grantee or counsel has provided a section 501(c)(3) equivalency letter ..... MediumBullet

Enter total number of other organizations or entities ........................ MediumBullet

Schedule F (Form 990) 2010

Schedule F (Form 990) 2010Page 3

Part III

Grants and Other Assistance to Individuals Outside the United States. Complete if the organization answered "Yes" to Form 990, Part IV, line 16.

Use Part V if additional space is needed.

(a) Type of grant or assistance		(b) Region	(c) Number of recipients	(d) Amount of cash grant	(e) Manner of cash disbursement	(f) Amount of non-cash assistance	(g) Description of non-cash assistance	(h) Method of valuation (book, FMV, appraisal, other)

Schedule F (Form 990) 2010

Page 4

Part IV

Foreign Forms

Schedule F (Form 990) 2010

Page 5

Part V

Supplemental Information
Complete this part to provide the information (see instructions) required in Part I, line 2, and any additional information.

Identifier	ReturnReference	Explanation

Schedule F (Form 990) 2010

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE G
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information Regarding
Fundraising or Gaming Activities

Complete if the organization answered "Yes" to Form 990, Part IV, lines 17, 18, or 19,
or if the organization entered more than $15,000 on Form 990-EZ, line 6a.
right arrow

Attach to Form 990 or Form 990-EZ. right arrow

See separate instructions.

OMB No. 1545-0047

2010

Open to Public Inspection

Name of the organization
FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Part I

Fundraising Activities. Complete if the organization answered "Yes" to Form 990, Part IV, line 17.

Indicate whether the organization raised funds through any of the following activities. Check all that apply.

a	Mail solicitations	e	Solicitation of non-government grants
b	Internet and e-mail solicitations	f	Solicitation of government grants
c	Phone solicitations	g	Special fundraising events
d	In-person solicitations

Did the organization have a written or oral agreement with any individual (including officers, directors, trustees

or key employees listed in Form 990, Part VII) or entity in connection with professional fundraising services?

Yes

If “Yes,” list the ten highest paid individuals or entities (fundraisers) pursuant to agreements under which the fundraiser is
to be compensated at least $5,000 by the organization. Form 990-EZ filers are not required to complete this table.

(i) Name and address of individual or entity (fundraiser)	(ii) Activity	(iii) Did fundraiser have custody or control of contributions?		(iv) Gross receipts from activity	(v) Amount paid to (or retained by) fundraiser listed in col. (i)	(vi) Amount paid to (or retained by) organization
	(ii) Activity	Yes	No	(iv) Gross receipts from activity		(vi) Amount paid to (or retained by) organization
LAMB CONSULTING INC C/O CRAIG LAMB 117 1/2 MARTINEZ ST SANTA FE, NM87501	FUNDRAISING CONSULTING		No	0	32,971	-32,971
Total .................					32,971	-32,971

List all states in which the organization is registered or licensed to solicit funds or has been notified it is exempt from registration or licensing.

KS, WI, HI, CA, CO, MA, NY, OR, AR, KY, NC, OH, SC, MD, OK, LA, RI, IL, MO, ND, AK, FL, TN, AL, ME, AZ, MI, UT, PA, VA, NH, MN, CT, MS, WA, NM, WV, NJ, DC, IN, GA, TX

For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50083H

Schedule G (Form 990 or 990-EZ) 2010

Page 2

Part II

Fundraising Events. Complete if the organization answered "Yes" to Form 990, Part IV, line 18, or reported more than $15,000 on Form 990-EZ, line 6a. List events with gross receipts greater than $5,000.

		(a) Event #1 GALA (event type)	(d) Total Events (Add col. (a) through col. (c))
1	Gross receipts . . .	1,001,402	1,001,402
2	Less: Charitable contributions . . .	952,402	952,402
3	Gross income (line 1 minus line 2) . . .	49,000	49,000
4	Cash prizes . . .
5	Non-cash prizes . .	14,750	14,750
6	Rent/facility costs . .	269,785	269,785
7	Food and beverages . .	85,888	85,888
8	Entertainment . . .	19,000	19,000
9	Other direct expenses .	131,533	131,533
10	Direct expense summary. Add lines 4 through 9 in column (d) ...........		520,956
11	Net income summary. Combine lines 3 and 10 in column (d)............		-471,956

Part III

Gaming. Complete if the organization answered "Yes" to Form 990, Part IV, line 19, or reported more than $15,000 on Form 990-EZ, line 6a.

(a) Bingo

(b) Pull tabs/Instant
bingo/progressive bingo

(c) Other gaming

(d) Total gaming (Add col. (a) through col. (c))

Gross revenue . . . .

Cash prizes . . . .

Non-cash prizes . . .

Rent/facility costs . . .

Other direct expenses . .

Volunteer labor . . .

	Yes
	No

	Yes
	No

	Yes
	No

Direct expense summary. Add lines 2 through 5 in column (d) ........... right arrow

Net gaming income summary. Combine lines 1 and 7 in column (d) .......... right arrow

Enter the state(s) in which the organization operates gaming activities:

Is the organization licensed to operate gaming activities in each of these states? ............

YesNo

If "No," Explain:

10a

Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? .....

YesNo

If "Yes," Explain:

Does the organization operate gaming activities with nonmembers? .................

YesNo

Is the organization a grantor, beneficiary or trustee of a trust or a member of a partnership or other entity

formed to administer charitable gaming? ...........................

YesNo

Schedule G (Form 990 or 990-EZ) 2010

Page 3

Indicate the percentage of gaming activity operated in:

The organization's facility ......................

13a

An outside facility ........................

13b

Provide the name and address of the person who prepares the organization's gaming/special events books and records:

Name

Address

15a

Does the organization have a contract with a third party from whom the organization receives gaming

revenue? ......................................

YesNo

If "Yes," enter the amount of gaming revenue received by the organization right arrow

$ and the

amount of gaming revenue retained by the third party right arrow

$ .

If "Yes," enter name and address:

Name

Address

Gaming manager information:

Name

Gaming manager compensation right arrow

Description of services provided right arrow

Director/officer Employee Independent contractor

Mandatory distributions:

Is the organization required under state law to make charitable distributions from the gaming proceeds to

retain the state gaming license? ............................

YesNo

Enter the amount of distributions required under state law distributed to other exempt organizations or spent

in the organization's own exempt activities during the tax year right arrow

Part IV

Complete this part to provide additional information for responses to quuestion on Schedule G (see instructions.)

Identifier	ReturnReference	Explanation

Schedule G (Form 990 or 990-EZ) 2010

Additional Data

Software ID:
Software Version:

- TIN:

Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
SchJMediumBullet

Complete if the organization answered "Yes" to Form 990,
Part IV, question 23.
SchJMediumBullet

Attach to Form 990. SchJMediumBullet

See separate instructions.

OMB No. 1545-0047

2010

Open to Public Inspection

Name of the organization

FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed in Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes in line 1a are checked, did the organization follow a written policy regarding payment or reimbursement orprovision of all the expenses described above? If "No," complete Part III to explain....

Yes

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
officers, directors, trustees, and the CEO/Executive Director, regarding the items checked in line 1a? ....

Yes

Indicate which, if any, of the following the organization uses to establish the compensation of the
organization's CEO/Executive Director. Check all that apply.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed in Form 990, Part VII, Section A, line 1a with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? ...............

Participate in, or receive payment from, a supplemental nonqualified retirement plan? ........

Yes

Participate in, or receive payment from, an equity-based compensation arrangement? ........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3) and 501(c)(4) organizations only must complete lines 5-9.

For persons listed in form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ...........................

Any related organization? .........................

If "Yes," to line 5a or 5b, describe in Part III.

For persons listed in form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ...........................

Yes

Any related organization? .........................

Yes

If "Yes," to line 6a or 6b, describe in Part III.

For persons listed in Form 990, Part VII, Section A, line 1a, did the organization provide any non-fixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported in Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regs. section 53.4958-4(a)(3)? If "Yes," describe
in Part III .............................

If "Yes" to line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Privacy Act and Paperwork Reduction Act Notice, see the Intructions for Form 990

Cat. No. 50053T

Schedule J (Form 990) 2010

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use Schedule J-1 if additional space needed.

For each individual whose compensation must be reported in Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.

Note. The sum of columns (B)(i)-(iii) must equal the applicable column (D) or column (E) amounts on Form 990, Part VII, line 1a.

(A) Name		(B) Breakdown of W-2 and/or 1099-MISC compensation			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation reported in prior Form 990 or Form 990-EZ
(A) Name		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
(1) RUPERT W SCOFIELD	(i) (ii)	315,919 0	53,554 0	0 0	19,740 0	7,209 0	396,422 0	0 0
(2) VOLKER RENNER	(i) (ii)	212,532 0	0 0	24,612 0	15,114 0	48,979 0	301,237 0	0 0
(3) BRAULIO OLIVEIRA	(i) (ii)	183,310 0	5,000 0	0 0	385 0	17,480 0	206,175 0	0 0
(4) ANTHONY SINGLETON	(i) (ii)	202,431 0	37,448 0	0 0	15,504 0	11,807 0	267,190 0	0 0
(5) DONALD CRANE	(i) (ii)	212,535 0	20,000 0	0 0	3,574 0	7,209 0	243,318 0	0 0
(6) SOLEDAD GOMPF	(i) (ii)	135,844 0	76,450 0	0 0	10,583 0	11,356 0	234,233 0	0 0
(7) JEFFREY A FLOWERS	(i) (ii)	151,555 0	17,500 0	25,632 0	10,438 0	9,168 0	214,293 0	0 0
(8) YURIY SHULHAN	(i) (ii)	101,979 0	37,525 0	32,750 0	0 0	13,463 0	185,717 0	0 0
(9) GWEN ANDREOTTI	(i) (ii)	151,097 0	3,750 0	0 0	12,271 0	6,101 0	173,219 0	0 0
(10) TIMOTHY CHILDRESS	(i) (ii)	152,388 0	0 0	0 0	1,094 0	11,683 0	165,165 0	0 0
(11) SCOTT TINDALL	(i) (ii)	145,655 0	0 0	0 0	0 0	9,259 0	154,914 0	0 0
(12) CHIKAKO KUNO	(i) (ii)	178,260 0	20,000 0	0 0	0 0	11,452 0	209,712 0	0 0
(13) LEONARDO POLIT	(i) (ii)	167,208 0	4,200 0	2,788 0	1,110 0	14,948 0	190,254 0	0 0
(14) EDUARDO ROMAN	(i) (ii)	109,325 0	0 0	35,052 0	0 0	8,096 0	152,473 0	0 0
(15) TIMOTHY TARRANT	(i) (ii)	144,377 0	0 0	1,101 0	8,741 0	13,589 0	167,808 0	0 0
(16) MARIA V VILETA	(i) (ii)	139,954 0	0 0	0 0	11,088 0	8,309 0	159,351 0	0 0

Schedule J (Form 990) 2010

Page 3

Part III

Supplemental Information

Complete this part to provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 4c, 5a, 5b, 6a, 6b, 7, and 8. Also complete this part for any additional information.

Identifier	Return Reference	Explanation
	PART I, LINE 1A	FINCA ALSO MAINTAINS A DEFERRED COMPENSATION AGREEMENT FOR CERTAIN OFFICERS AND DIRECTORS, WHICH PROVIDES BENEFITS PAYABLE UPON RETIREMENT FROM FINCA. FOR 2010, FINCA PROVIDED A TAX GROSS-UP PAYMENT TO A PLAN PARTICIPANT TO ASSIST WITH TAX PAYMENTS WITH RESPECT TO THE INCLUSION OF THE PRESENT VALUE OF THE BENEFIT DUE FOR PAST SERVICES. HOUSING ALLOWANCE IS FOR HOUSING ALLOWANCE PAID TO OUR EXPATRIATES LIVING IN THE COUNTRIES OUTSIDE THE UNITED STATES FOR WORK AT OUR AFFILIATE OFFICES. THE ABOVE BENEFITS ARE TREATED AS TAXABLE COMPENSATION.
	PART I, LINE 4B	SUPPLEMENTAL NON-QUALIFIED RETIREMENT PLAN: JOHN HATCH - $45,000
	PART I, LINE 6	FINCA INTERNATIONAL HAS AN ESTABLISHED INCENTIVE PLAN PROGRAM THAT PAYS AN ANNUAL BONUS THAT USES BOTH FINANCIAL AND NON-FINANCIAL CRITERIA. ONE OF THE FINANCIAL CRITERIA IS BASED UPON NET OPERATING MARGIN OF THE SUBSIDIARY WHICH IS CALCULATED AS TOTAL INCOME FROM OPERATIONS LESS TOTAL EXPENSES FROM OPERATIONS FOR THE PERIOD. THE FOLLOWING PARTICIPATE IN THE PROGRAM: ANTHONY SINGLETON, SOLEDAD GOMPF, JEFFREY FLOWERS, YUNI SHULHAN, LEONARDO POLIT, TIMMOTHY TARRANT AND MIKE GAM-LOBO.

Schedule J (Form 990) 2010

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE M
(Form 990)

Department of the Treasury

Internal Revenue Service

NonCash Contributions

Complete if the organization answered "Yes" on Form 990, Part IV, lines 29 or 30.
Right pointing arrow large image

Attach to Form 990.

OMB No. 1545-0047

2010

Open to Public Inspection

Name of the organization

FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Part I

Types of Property

	(a) Check if applicable	(b) Number of Contributions or items contributed	(c) Contribution amounts reported on Form 990, Part VIII, line 1g	(d) Method of determining contribution amounts
1 Art—Works of art ....
2 Art—Historical treasures .
3 Art—Fractional interests ..
4 Books and publications ..
5 Clothing and household goods .......
6 Cars and other vehicles ..
7 Boats and planes ....
8 Intellectual property ...
9 Securities—Publicly traded .	X	9,057	121,040	FMV
10 Securities—Closely held stock .
11 Securities—Partnership, LLC, or trust interests ....
12 Securities—Miscellaneous ..
13 Qualified conservation contribution—Historic structures .....
14 Qualified conservation contribution—Other ...
15 Real estate—Residential .
16 Real estate—Commercial ..
17 Real estate—Other ...
18 Collectibles .....
19 Food inventory ...
20 Drugs and medical supplies .
21 Taxidermy ......
22 Historical artifacts ....
23 Scientific specimens ..
24 Archeological artifacts ...
25 Other ( )
26 Other ( )
27 Other ( )
28 Other ( )

Number of Forms 8283 received by the organization during the tax year for contributions
for which the organization completed Form 8283, Part IV, Donee Acknowledgement ...

Yes

30a

During the year, did the organization receive by contribution any property reported in Part I, lines 1-28 that it

must hold for at least three years from the date of the initial contribution, and which is not required to be used

for exempt purposes for the entire holding period? ..................

30a

If "Yes," describe the arrangement in Part II.

Does the organization have a gift acceptance policy that requires the review of any non-standard contributions?

32a

Does the organization hire or use third parties or related organizations to solicit, process, or sell non-cash

contributions? ............................

32a

Yes

If "Yes," describe in Part II.

If the organization did not report revenues in column (c) for a type of property for which column (a) is checked,

describe in Part II.

For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 51227J

Schedule M (Form 990) 2010

Page 2

Part II

Supplemental Information. Complete this part to provide the information required by Part I, lines 30b,
32b, and 33. Also complete this part for any additional information.

Identifier	Return Reference	Explanation
THIRD PARTY USE:	PART I, LINE 32B:	FINCA USES CHARLES SCHWAB BROKER SERVICES TO SELL DONATED SECURITIES.

Schedule M (Form 990) 2010

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.

OMB No. 1545-0047

2010

Open to Public
Inspection

Name of the organization

FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Identifier	Return Reference	Explanation
PROGRAM SERVICE STATEMENT	FORM 990, PART III, LINE 4B	FINCA'S IMPACT: THE MOST PROFOUND IMPACT OF FINCA'S WORK LIES IN ITS ABILITY TO UNLOCK HUMAN CAPITAL AND MAKE IT PRODUCTIVE. OVER TIME, FINCA FACILITATES FINANCIAL AND SOCIAL INCLUSION BY CONNECTING IMPOVERISHED INDIVIDUALS TO THE FORMAL FINANCIAL SECTOR, PROVIDING EVEN THE LEAST WELL-OFF WITH THE MEANS TO ESCAPE POVERTY AND ACHIEVE FINANCIAL INDEPENDENCE. IN A 2010 SURVEY OF 749 FINCA CLIENTS IN RURAL AND PERI-URBAN AREAS OF MALAWI, 36 PERCENT REPORTED THAT THEY HAD EITHER BEEN DENIED A LOAN BEFORE BECOMING FINCA CLIENTS, OR HAD LACKED ACCESS TO LOANS. REALIZING THE LIFE-CHANGING POTENTIAL OF HAVING ACCESS TO CAPITAL, A REMARKABLE 91 PERCENT PLANNED TO CONTINUE AS FINCA CLIENTS, AND 86 PERCENT SAID THAT THEY WOULD RECOMMEND FINCA TO FRIENDS OR RELATIVES. GOING BEYOND LOANS, BY PROVIDING LOW-INCOME HOUSEHOLDS WITH FINANCIAL TOOLS THAT INCLUDE SAVINGS ACCOUNTS, INSURANCE PRODUCTS, AND THE ABILITY TO SEND AND RECEIVE SMALL AMOUNTS OF CASH THROUGH SAFE AND SECURE WIRE TRANSFER SERVICES, FINCA CLIENTS CAN BUILD ASSETS, STABILIZE CONSUMPTION, AND CREATE FINANCIAL SAFETY NETS THAT CAN HELP PROTECT THEIR FAMILIES AGAINST EXTERNAL SHOCKS. IN AGGREGATE, THESE SERVICES HELP THE POOR IMPROVE THEIR LIVES, AND MAKE PLANNING FOR THE FUTURE MORE REAL THAN EVER BEFORE. THE LATEST STUDIES OF FINCA CLIENTS IN MEXICO SHOW AN INCREASE IN CLIENT ASSETS ACROSS ALL CATEGORIES MEASURED, INDICATING THAT FINANCIAL SERVICES ENABLE OUR CLIENTS TO IMPROVE THEIR LIVING STANDARDS WHILE ALSO ACCUMULATING DURABLE ASSETS FOR THEIR BUSINESSES AND HOUSEHOLDS, SOMETHING NEARLY UNHEARD OF IN POOR COMMUNITIES. OWNERSHIP OF TRANSPORTATION ASSETS SUCH AS BICYCLES, MOTORCYCLES AND PICKUP TRUCKS INCREASED SIGNIFICANTLY (30% ON AVERAGE BETWEEN 2007 AND 2009), INDICATING AN INCREASE IN MOBILITY, MAKING IT POSSIBLE FOR FARMERS TO DELIVER THEIR PRODUCE TO MARKETS, AND PARENTS TO TAKE THEIR CHILDREN TO SCHOOL. THIS GROWTH WAS ACCOMPANIED BY A 21% DECREASE IN CLIENT TRANSPORTATION COSTS. BY SPENDING LESS ON TRANSPORTATION, OUR CLIENTS CAN SPEND MORE ON HELPING THEIR CHILDREN EAT BETTER AND STAY IN SCHOOL. THE NUMBER OF MEXICAN CLIENTS OWNING REFRIGERATORS AND WASHING MACHINES BOTH OF WHICH ARE OFTEN USED BY CLIENTS IN THEIR BUSINESSES AND THEIR HOUSEHOLDS, AND WHICH ARE SHOWN TO CONTRIBUTE TO IMPROVED HEALTH AND TIME SAVINGS INCREASED BY 4 AND 12 PERCENT, RESPECTIVELY. MICROENTERPRISES ARE ALSO CATALYSTS OF CHANGE FOR ENTIRE COMMUNITIES, BRINGING EMPLOYMENT, CAPITAL, AND PRODUCTIVITY INTO POVERTY-STRICKEN NEIGHBORHOODS AND VILLAGES AND HELPING TRIGGER ECONOMIC RECOVERY WHERE IT IS NEEDED MOST. WHEN FINCA CLIENTS RECEIVE A LOAN IN SUPPORT OF THEIR MICROENTERPRISE, THEY BECOME VEHICLES FOR LOCAL ECONOMIC DEVELOPMENT, AS THE IMPACT OF THEIR INVESTMENTS FOR GROWTH RIPPLE THROUGHOUT THEIR COMMUNITIES. THEY MAY PURCHASE RAW MATERIALS OR SUPPLIES FROM A FELLOW MICROFINANCE CLIENT OR A WHOLESALER. THEY MAY BUY A SEWING MACHINE, A BICYCLE OR A REFRIGERATOR FROM A DISTRIBUTOR. THEY MAY RENT LAND, OR A MARKET STALL OR A SHOP, FROM A LANDLORD. THEY MAY HIRE SOME OF THEIR NEIGHBORS TO HELP PRODUCE, TRANSPORT OR SELL THEIR GOODS. AS THEY DO SO, THEY ARE LEVERAGING THEIR FINCA LOANS TO HELP TRANSFORM BLIGHTED AREAS INTO VIBRANT COMMUNITIES, BUSTLING WITH GRASSROOTS ECONOMIC ACTIVITY. OF COURSE, ONE OF THE MOST IMPORTANT TRENDS THAT HAS EMERGED FROM FINCA'S EXTENSIVE SOCIAL PERFORMANCE AND CLIENT RESEARCH HAS BEEN ITS POWER TO GENERATE EMPLOYMENT. THIS DATA NOT ONLY SUGGESTS AN INCREASE IN THE CLIENTS' STANDARD OF LIVING, BUT THE ENHANCEMENT OF THE LOCAL ECONOMY. SURVEYS CONDUCTED IN 2010 OF MORE THAN 700 FINCA CLIENTS IN MALAWI AND TANZANIA WHO OPERATE PRIMARILY AGRICULTURE-RELATED BUSINESSES, FOUND THAT 26 PERCENT OF THEM HAD HIRED ONE OR MORE NEIGHBORS AFTER RECEIVING THEIR FINCA LOANS. A SURVEY OF FINCA RUSSIA CLIENTS IN 2007 FOUND THAT 35 PERCENT OF SOLIDARITY GROUP CLIENTS AND 60 PERCENT OF INDIVIDUAL LOAN CLIENTS EMPLOYED MORE THAN ONE PERSON FOR THEIR BUSINESS ACTIVITIES. IMPACTS INSIDE THE HOUSEHOLD ARE EQUALLY DRAMATIC. WE KNOW FROM FINCA RESEARCH THAT, WHEN GIVEN THE FINANCIAL MEANS TO INCREASE THEIR INCOMES AND IMPROVE THEIR FAMILIES' QUALITY OF LIFE, MOTHERS MAKE BETTER NUTRITION FOR THEIR FAMILIES THEIR NUMBER ONE PRIORITY. WHEN ASKED HOW MICROLOANS HAVE IMPACTED THEIR LIVES, WOMEN TYPICALLY RESPOND THAT THEY CAN FEED THEIR CHILDREN MORE OFTEN, AND ARE ABLE TO ADD MORE VARIETY OF FOODS TO THEIR DIETS. IN THE DEVELOPING WORLD, THAT CAN HAVE ENORMOUS, LONG-LASTING IMPACT. A MULTIYEAR STUDY OF FINCA CLIENTS IN MEXICO (IN WHICH 800 CLIENTS WERE SURVEYED IN 2007, AND 323 OF THEM WHO REMAINED FINCA CLIENTS WERE INTERVIEWED AGAIN IN 2009) FOUND THAT: * WHILE EIGHT PERCENT OF THE 323 CLIENTS REPORTED SURVIVING ON LESS THAN TWO INTERNATIONAL DOLLARS PER DAY IN 2007, FIVE PERCENT OF THESE CLIENTS RESURVEYED IN 2009 HAD MOVED ABOVE THE $2 LEVEL OF DAILY PER CAPITA EXPENDITURE. * MEXICAN CLIENTS REPORTING THAT THEY ALWAYS HAD ENOUGH OF THE TYPES OF FOOD THEY WANTED TO CONSUME INCREASED FROM 20 PERCENT IN 2007 TO 28 PERCENT IN 2009; AND * CLIENTS WHO SAID THEY SOMETIMES, OR OFTEN, DID NOT HAVE ENOUGH FOOD DECLINED FROM 41 PERCENT TO 35 PERCENT. FINALLY, FINCA CLIENTS OFTEN TELL US IT WAS OUR FAITH IN THEM TO MANAGE THEIR LOANS AND THEIR BUSINESSES WHICH LED TO THEIR ECONOMIC INDEPENDENCE, CREATING A SENSE OF DIGNITY AND PRIDE THEY HAD NEVER EXPERIENCED. THIS NEW SENSE OF SELF ESTEEM CAN TRANSFORM WOMEN'S POWER RELATIONSHIPS, RESULTING IN GREATER RESPECT FROM THEIR HUSBANDS AND CHILDREN, AND LAUNCHING THEM AS LEADERS IN THEIR SMALL COMMUNITIES. ONE MEASURE OF THIS SENSE OF EMPOWERMENT CAN BE FOUND IN OUR CLIENTS REPORTING THEIR HEIGHTENED SENSE OF SELF-DETERMINATION. ASKED IN 2010 WHETHER THEY FELT ABLE TO MAKE IMPORTANT DECISIONS ON THEIR OWN THAT COULD CHANGE THE COURSE OF THEIR LIVES, 94 PERCENT OF 749 FINCA MALAWI CLIENTS SURVEYED REPLIED THAT THEY WERE TOTALLY (55 PERCENT) OR MOSTLY (39 PERCENT) ABLE TO MAKE THESE CRITICAL CHOICES INDEPENDENTLY. OF 2,326 CLIENTS SURVEYED IN ARMENIA, AZERBAIJAN, GEORGIA, KYRGYZSTAN, AND TAJIKISTAN IN 2007 AND 2008, 90 PERCENT REPORTED THAT THEY WERE TOTALLY (65 PERCENT) OR MOSTLY (25 PERCENT) ABLE TO MAKE IMPORTANT DECISIONS ON THEIR OWN. FINCA'S EMPOWERMENT OF WOMEN IS EVIDENT IN OUR VILLAGE BANKING METHODOLOGY OF PEER-GUARANTEED LOANS FOR WOMEN GENERALLY STARTING VERY SMALL BUSINESSES, AS WELL AS OUR INDIVIDUAL LOAN PRODUCTS, WHICH PROVIDE THE ADDED ECONOMIC SUPPORT NEEDED TO OPEN LARGER BUSINESSES, LIKE FLOWER SHOPS, RESTAURANTS OR BEAUTY SALONS. BOTH APPROACHES EMPOWER WOMEN TO REALIZE THEIR DREAMS OF BUILDING THEIR BUSINESSES AND PROVIDING THEIR FAMILIES WITH A BETTER LIFE. AS A RESULT, THEY CAN BECOME LEADERS OF THEIR COMMUNITIES, AND SERVE AS ROLE MODELS TO INSPIRE OTHER WOMEN.MOST IMPORTANT, THEY FIND THEIR OWN VOICES IN THEIR HOMES WHERE THEIR HUSBANDS AND CHILDREN RESPECT AND LISTEN TO THEM.
FORM 990, PART VI, SECTION A, LINE 2		THE CHAIRMAN OF THE BOARD, ROBERT W. HATCH, IS THE BROTHER OF THE FOUNDER, JOHN HATCH, WHO IS ALSO A DIRECTOR AND A RETIRED EMPLOYEE. ROBERT HATCH, GIVEN SIGNIFICANT MANAGEMENT EXPERIENCE, ASSISTED IN FOUNDING THE ORGANIZATION AND IN PROVIDING LEADERSHIP AS BOARD CHAIRMAN THROUGHOUT FINCA'S HISTORY. JOHN HATCH, RICHARD WILLIAMSON, HAROLD JASTRAM AND RUPERT SCOFIELD ALL ARE MEMBERS OF THE BOARD OF DIRECTORS AND MINOR SHAREHOLDERS FOR CEREAL INGREDIENTS, INC. WHICH IS OWNED BY ROBERT HATCH, THE CHAIRMAN OF FINCA INTERNATIONAL'S BOARD OF DIRECTORS. RICHARD WILLIAMSON HAS A FINANCIAL TRANSACTION WITH CEREAL INGREDIENTS, INC. RICHARD WILLIAMSON AND ROBERT HATCH ARE ALSO BOTH DIRECTORS OF THE HEALTHY BACK STORE.
FORM 990, PART VI, SECTION A, LINE 6		UNDER FINCA'S CONSTITUENT DOCUMENTS, MEMBERS ARE THE FUNCTIONAL EQUIVALENT OF SHAREHOLDERS BUT HOLD NO ECONOMIC INTEREST. THEY FUNCTION AS STEWARDS OF THE CHARITABLE MISSION AND SERVE AS THE ULTIMATE GOVERNANCE AUTHORITY FOR THE ORGANIZATION. FINCA HAS FOUR (4) MEMBERS, EACH OF WHOM HAVE EQUAL VOTING RIGHTS, AND DEVOTE CONSIDERABLE TIME AND ATTENTION TO ITS ACTIVITIES. MEMBERSHIPS IN FINCA ARE NOT SOLD AS FUNDRAISING MECHANISMS.
FORM 990, PART VI, SECTION A, LINE 7A		THE MEMBERS, AS DESCRIBED ABOVE, ELECT THE GOVERNING BODY OF FINCA, WHICH IS THE FINCA BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION A, LINE 7B		ANY DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY THE MEMBERS OF THE ORGANIZATION.
FORM 990, PART VI, SECTION B, LINE 11		THE 990 IS PRESENTED TO THE 990 REVIEW TEAM WHICH COMPRISES OF THE MANAGEMENT TEAM, THE GLOBAL CONTROLLER AND THE HQ CONTROLLER. THERE IS ALSO A REPRESENTATIVE OF THE COMPENSATION COMMITTEE PRESENT IN THE MANAGEMENT TEAM. THE MT REVIEWS THE DOCUMENT AND A MEETING IS SCHEDULED TO DISCUSS PENDING QUESTIONS WITH THE TAX PREPARERS. THIS PROCESS INCLUDES REVIEWING AND A FINAL APPROVAL OF ALL SECTIONS, SCHEDULES, CHECKLISTS AND ALL DISCLOSURES ON THE RETURN. A FINAL SIGNOFF OF THE FINAL DOCUMENT IS APPROVED BY ALL AT THE CLOSING REVIEW MEETING.
	FORM 990, PART VI, SECTION B, LINE 12C	OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTEREST ON AN ONGOING BASIS. CONFLICTS OF INTEREST ARE PROHIBITED BY THE FINCA CODE OF CONDUCT, AND PERSONNEL MANUAL, SUBJECT TO ANY EXCEPTIONS BASED ON A STANDARD OF FAIRNESS AND BEST INTERESTS OF THE COMPANY BY AN INDEPENDENT AUDIT COMMITTEE. CONFLICTS, INCLUDING RELATED PARTY TRANSACTIONS ARE STRONGLY DISCOURAGED AND APPROVED, IF AT ALL, ON AN EXCEPTIONAL BASIS. THE PROCESS IS MONITORED THROUGH ACKNOWLEDGEMENT OF THE POLICY PROHIBITING AND REQUIRING REPORTING OF ANY CONFLICTS, ALONG WITH INTERNAL AUDITS AND OTHER CONTROLS (INCLUDING THE CONTRACT REVIEW PROCESS). THE FINCA CODE OF CONDUCT, APPLICABLE TO ALL FINCA PERSONS GLOBALLY, PROVIDES A CONFIDENTIAL REPORTING MECHANISM ("HOTLINE") FOR REPORTING VIOLATIONS OF THE CODE, INCLUDING CONFLICTS OF INTEREST. THE ORGANIZATION UTILIZES ITS ANNUAL 990 QUESTIONNAIRES FOR ITS DIRECTORS AND OFFICERS (AS DETAILED WITHIN FROM 990) TO OBTAIN INFORMATION FOR FILING THE 990 AND TO REVIEW THE ORGANIZATIONS CODE OF CONDUCT.
	FORM 990, PART VI, SECTION B, LINE 15	FINCA COMPENSATION COMMITTEE REVIEWS KEY PERSONAL COMPENSATION. AN INDEPENDENT CONSULTANT ADVISES THE COMPENSATION COMMITTEE. THE COMPENSATION COMMITTEE ALSO MAKES USE OF COMPENSATION SURVEYS AND DATA IN REVIEW AND APPROVAL. COMPENSATION DECISIONS ARE DOCUMENTED IN THE COMMITTEE'S MINUTES.
	FORM 990, PART VI, SECTION C, LINE 19	THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST AND ITS OWN WEBSITE.
CHANGES IN NET ASSETS OR FUND BALANCES:	FORM 990, PART XI, LINE 5:	NET UNREALIZED LOSSES ON INVESTMENTS: -1,885,641. UNAMORTIZED PENSION COSTS -1,124,235. ELIMINATION ENTRY OF THE FCF EQUITY -500,000. FOREIGN CURRENCY TRANSLATION -462,408. TOTAL TO FORM 990, PART XI, LINE 5: -3,972,284.
OVERSIGHT OF AUDIT	FORM 990, PART XII, LINE 2C	THERE HAVE BEEN NO CHANGES DURING THE YEAR IN THE PROCESS FOR OVERSIGHT OF THE AUDIT OF THE FINANCIAL STATEMENTS.
WHISTLEBLOWER POLICY EXPLANATION	FORM 990, PART VI, LINE 13	THE FINCA GLOBAL CODE OF CONDUCT CONTAINS A FORMAL CONFIDENTIAL REPORTING MECHANISM, OR "WHISTLEBLOWER" PROCESS, FOR REPORTING SUSPECTED VIOLATIONS OF THE CODE OR OF LAW. THE CODE OF CONDUCT PROVIDES A SET OF STANDARDS FOR ETHICAL BUSINESS CONDUCT FOR ALL FINCA PERSONS WORLDWIDE. EMPLOYEES HAVE BEEN TRAINED ON THE CODE, AND ON THE REPORTING MECHANISM, INCLUDING REINFORCEMENT BY THE CHIEF EXECUTIVE OFFICER THAT THE CODE REPRESENTS FINCA STANDARDS. REPORTS MAY BE MADE TO LOCAL MANAGEMENT OR DIRECTLY THROUGH A CONFIDENTIAL REPORTING LINE TO THE GLOBAL VICE PRESIDENT AND GENERAL COUNSEL OR THE GLOBAL VICE PRESIDENT HUMAN AND BUSINESS RESOURCES.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2010

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" to Form 990, Part IV, line 33, 34, 35, 36, or 37.
MediumBullet

Attach to Form 990. MediumBullet

See separate instructions.

OMB No. 1545-0047

2010

Open to Public Inspection

Name of the organization

FINCA INTERNATIONAL INC

Employer identification number

13-3240109

Part I

Identification of Disregarded Entities (Complete if the organization answered "Yes" on Form 990, Part IV, line 33.)

(a) Name, address, and EIN of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity
(1) FINCA LLC 1101 14TH ST NW 11TH FLOOR WASHINGTON,DC20005 13-3240109	MICROFINANCE OPERATIONS	DC	0	0	N/A
(2) FINCA CAPITAL FUND LLC 1101 14TH ST NW 11TH FLOOR WASHINGTON,DC20005 26-0648736	MICROFINANCE OPERATIONS	DC	1,731,754	15,223,849	N/A
(3) FINCA LICENSING & SUPPORT LLC 1101 14TH ST NW 11TH FLOOR WASHINGTON,DC20005	MICROFINANCE OPERATIONS	DE	0	0	N/A

Part II

Identification of Related Tax-Exempt Organizations (Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.)

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled organization
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No
(1) FINCA USA 1101 14TH STREET NW FLOOR 11 WASHINGTON,DC20005 52-2026830	MICROFINANCE OPERATIONS	MD	501(C)(3)	LINE 7	N/A		No
(2) FINCA CHARITY FOUNDATION AGATANGEGHOS STREET 2A YEREVAN 0023 AM	MICROFINANCE OPERATIONS	AM			N/A		No
(3) FINCA MALAWI PLOT LK367 MICHIRU ROAD BLANTYRE MI	MICROFINANCE OPERATIONS	MI			N/A		No
(4) FINCA TANZANIA LIMITED PLOT 84 MOROGORO ROAD MAGOMENI MW DAR ES SALAAM TZ	MICROFINANCE OPERATIONS	TZ			N/A		No
(5) FINCA HONDURAS COLONIA RUBEN DARIO 3A CALLE CASA TEGUCIGALPA HO	MICROFINANCE OPERATIONS	HO			N/A		No
(6) FINCA HAITI ANGLE RUE REBECCA ET LAMBERT PORT AU PRINCE HE6110 HA	MICROFINANCE OPERATIONS	HA			N/A		No
(7) FINCA EL SALVADOR ALAMEDA ROOSEVELT 1807 SAN SALVADOR ES	MICROFINANCE OPERATIONS	ES			N/A		No
(8) FINCA MEXICO CALLE DIAZ ORDAZ NO 12 COL CANTA CUERNAVACA 62448 MX	MICROFINANCE OPERATIONS	MX			N/A		No
(9) FINCA GUATEMALA 3A CALLE 3-03 ZONA 10 GUATEMALA CITY GT	MICROFINANCE OPERATIONS	GT			N/A		No
(10) FINCA NICARAGUA DE LA ROTONDA DEL GUEGUENSE 3 CUAD MANAGUA NU	MICROFINANCE OPERATIONS	NU			N/A		No
(11) FINCA CANADA 1S7 ADELAIDE STREET WEST SUITE 408 TORONTO,ONTARIO1 5 H4E7 CA	MICROFINANCE OPERATIONS	CA			N/A		No
(12) FINCA UK 191 SPARROWS HERNE BUSHEY HEATH HERTFORDSHIRE WDZ3 1A] UK	MICROFINANCE OPERATIONS	UK			N/A		No

For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2010

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership (Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a partnership during the tax year.)

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code VUBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code VUBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust (Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.)

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership
(1) FINCA UNIVERSAL CREDIT ORGANIZATION (ARMENIA) AGATANGEGHOS STREET 2A YEREVAN 0023 AM	MICROFINANCE OPERATIONS	AM	YES	C	8,713,600	27,768,671	100.000 %
(2) FINCA AZERBAIJAN LLC JAFAR JABBARLI STREET 44 CASPIAN P BAKU 1065 AJ	MICROFINANCE OPERATIONS	AJ	N/A	C	31,174,000	94,901,000	100.000 %
(3) JSC MFO FINCA (GEORGIA) 71 VAZHA-PSHAVELA AVENUE 3RD FLOOR TBILISI 0186 GG	MICROFINANCE OPERATIONS	GG	YES	C	8,560,797	32,651,953	100.000 %
(4) FINCA CLOSED JOINT STOCK COMPANY (KYRGYZSTAN) SHOPOKOVA STREET 93/2 BISHKEK 720021 KG	MICROFINANCE OPERATIONS	KG	YES	C	21,317,391	55,999,000	100.000 %
(5) FINCA MICRO-CREDIT COMPANY (RUSSIA) 111 REVOLUTSIONNAYA STREET SAMARA 443079 RS	MICROFINANCE OPERATIONS	RS	YES	C	8,123,481	25,703,522	100.000 %
(6) FINCA MICRO-CREDIT DEPOSIT ORGANIZATION (TAJIKISTAN) MUHAMMAD STR 37 DUSHANBE 734013 TI	MICROFINANCE OPERATIONS	TI	YES	C	3,534,990	8,256,450	100.000 %
(7) FINCA DR CONGO SARL 1286 AVE TOMBALBAYE ENTREE AU COI KINSHASA BP 13447 CG	MICROFINANCE OPERATIONS	CG	YES	C	9,817,983	23,054,465	100.000 %
(8) FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE (UGANDA) PLOT 22 BEN KIWANUKA STREET KAMPALA UG	MICROFINANCE OPERATIONS	UG	YES	C	7,071,182	17,200,328	100.000 %
(9) FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE-ZAMBIA LIMITED P O BOX 50061 RIDGEWAY PLOT NO LUSAKA ZA	MICROFINANCE OPERATIONS	ZA	YES	C	2,647,076	4,902,904	100.000 %
(10) BANCO PARA LA ASISTENCIA COMUNITARIAFINCA SA (ECUADOR) AVDA AMAZONAS N39-123 Y JOSE ARIZA QUITO EC	MICROFINANCE OPERATIONS	EC	YES	C	6,466,846	33,031,901	100.000 %
(11) SOCIEDAD FINANCIERA FINCA SA (HONDURAS) COLONIA RUBEN DARIO 3A CALLE CASA TEGUCIGALPA HO	MICROFINANCE OPERATIONS	HO	YES	C	3,009,183	7,667,194	100.000 %
(12) FINCA AFGHANISTAN JOINT STOCK COMPANY HOUSE NO 1132 STREET NO 4 SHIRP KABUL AF	MICROFINANCE OPERATIONS	AF	YES	C	879,893	7,765,030	100.000 %
(13) FINCA JORDAN SPECIALIZED MICRO LOANS COMPANY AL FARID BUILDING 3RD FLOOR AMMAN JO	MICROFINANCE OPERATIONS	JO	YES	C	1,708,581	6,840,305	100.000 %
(14) FINANCIERA FINCA NICARAGUA SA DE LA ROTONDA DEL GUEGUENSE 3 CUAD MANAGUA NU	MICROFINANCE OPERATIONS	NU	YES	C		1,965,197	100.000 %
(15) FINCA AFRICA IT SERVICE CENTER ADAM HOUSE PORTAL AVENUE PLOT 11 KAMPALA UG	MICROFINANCE OPERATIONS	UG		C
(16) FINCA MICROFINANCE RESOURCE MAPLES CALDER UGLAND HOUSE PO B GEORGE TOWN CJ	MICROFINANCE OPERATIONS	CJ		C
(17) MICRO-FINANCE SOLUTIONS INC MC CORP SRVS LTDPO BOX 309 GTUGL GEORGE TOWN CJ	MICROFINANCE OPERATIONS	CJ	YES	C	915,091	1,331,907	100.000 %
(18) MFSA GUATEMALA SA CALLE 3-03 ZONA 10 GUATEMALA CITY GT	MICROFINANCE OPERATIONS	GT		C

Schedule R (Form 990) 2010

Page 3

Part V

Transactions With Related Organizations (Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35, 35A, or 36.)

Note. Complete line 1 if any entity is listed in Parts II, III or IV.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest (ii) annuities (iii) royalties (iv) rent from a controlled entity . . . . . . . . . . . . . . . . . . . . . . .

Yes

b Gift, grant, or capital contribution to other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Yes

c Gift, grant, or capital contribution from other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

d Loans or loan guarantees to or for other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Yes

e Loans or loan guarantees by other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

f Sale of assets to other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

g Purchase of assets from other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

h Exchange of assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

i Lease of facilities, equipment, or other assets to other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . .

j Lease of facilities, equipment, or other assets from other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . .

k Performance of services or membership or fundraising solicitations for other organization(s) . . . . . . . . . . . . . . . . . . . . . .

l Performance of services or membership or fundraising solicitations by other organization(s) . . . . . . . . . . . . . . . . . . . . . .

m Sharing of facilities, equipment, mailing lists, or other assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

n Sharing of paid employees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

o Reimbursement paid to other organization for expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

p Reimbursement paid by other organization for expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Yes

q Other transfer of cash or property to other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

r Other transfer of cash or property from other organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Yes

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of other organization	(b) Transaction type(a-r)	(c) Amount involved	(d) Method of determining amount involved
(1) FINCA DR CONGO SARL	A	54,738	FMV
(2) FINCA DR CONGO SARL	P	60,909	FMV
(3) FINCA DR CONGO SARL	R	170,184	FMV
(4) FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE (MALAWI)	A	37,533	FMV
(5) FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE (MALAWI)	P	54,553	FMV
(6) FINCA TANZANIA LIMITED	A	35,890	FMV
(7) FINCA TANZANIA LIMITED	P	141,258	FMV
(8) FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE HONDURAS	R	88,684	FMV
(9) FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE HONDURAS	B	100,000	FMV
(10) FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE (UGANDA)	A	149,212	FMV
(11) FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE (UGANDA)	P	50,917	FMV
(12) FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE-ZAMBIA LIMITED	A	26,377	FMV
(13) FOUNDATION FOR INTERNATIONAL COMMUNITY ASSISTANCE-ZAMBIA LIMITED	P	191,945	FMV
(14) BANCO PARA LA ASISTENCIA COMUNITARIAFINCA SA (ECUADOR)	A	235,111	FMV
(15) BANCO PARA LA ASISTENCIA COMUNITARIAFINCA SA (ECUADOR)	P	228,170	FMV
(16) BANCO PARA LA ASISTENCIA COMUNITARIAFINCA SA (ECUADOR)	D	2,250,000	FMV
(17) ASOCIACION DE FOMENTO INTEGRAL COMUNITARIA DE EL SALVADOR	R	47,295	FMV
(18) ASOCIACION DE FOMENTO INTEGRAL COMUNITARIA DE EL SALVADOR	P	128,422	FMV
(19) MFSA GUATEMALA SA	A	23,620	FMV
(20) MFSA GUATEMALA SA	R	100,923	FMV
(21) MFSA GUATEMALA SA	P	256,243	FMV
(22) FINCA HAITI	A	67,638	FMV
(23) FINCA HAITI	D	1,000,000	FMV
(24) FINCA HAITI	P	9,631	FMV
(25) FINCA HAITI	R	55,968	FMV
(26) FUNDACION INTEGRAL COMUNITARIA AC (MEXICO)	A	-41,288	FMV
(27) FUNDACION INTEGRAL COMUNITARIA AC (MEXICO)	R	397,230	FMV
(28) FUNDACION INTEGRAL COMUNITARIA AC (MEXICO)	P	394,873	FMV
(29) FINANCIERA FINCA NICARAGUA SA	A	13,875	FMV
(30) FINANCIERA FINCA NICARAGUA SA	D	500,000	FMV
(31) FINANCIERA FINCA NICARAGUA SA	R	61,781	FMV
(32) FINANCIERA FINCA NICARAGUA SA	P	222,767	FMV
(33) FINCA AZERBAIJAN LLC	A	544,057	FMV
(34) FINCA AZERBAIJAN LLC	P	794,563	FMV
(35) FINCA UNIVERSAL CREDIT ORGANIZATION (ARMENIA)	A	50,734	FMV
(36) FINCA UNIVERSAL CREDIT ORGANIZATION (ARMENIA)	R	438,189	FMV
(37) JSC MFO FINCA (GEORGIA)	A	180,386	FMV
(38) JSC MFO FINCA (GEORGIA)	R	263,091	FMV
(39) JSC MFO FINCA (GEORGIA)	P	148,663	FMV
(40) JSC MFO FINCA (GEORGIA)	B	100,000	FMV
(41) FINCA CLOSED JOINT STOCK COMPANY (KYRGYZSTAN)	A	474,746	FMV
(42) FINCA CLOSED JOINT STOCK COMPANY (KYRGYZSTAN)	R	567,163	FMV
(43) FINCA CLOSED JOINT STOCK COMPANY (KYRGYZSTAN)	P	504,629	FMV
(44) FINCA KOSOVO	R	298,497	FMV
(45) FINCA KOSOVO	P	392,309	FMV
(46) FINCA MICRO-CREDIT COMPANY (RUSSIA)	A	657,440	FMV
(47) FINCA MICRO-CREDIT COMPANY (RUSSIA)	P	246,977	FMV
(48) FINCA MICRO-CREDIT DEPOSIT ORGANIZATION (TAJIKISTAN)	A	80,060	FMV
(49) FINCA MICRO-CREDIT DEPOSIT ORGANIZATION (TAJIKISTAN)	R	89,303	FMV
(50) FINCA MICRO-CREDIT DEPOSIT ORGANIZATION (TAJIKISTAN)	P	309,624	FMV
(51) FINCA MICRO-CREDIT DEPOSIT ORGANIZATION (TAJIKISTAN)	B	200,000	FMV
(52) FINCA AFGHANISTAN JOINT STOCK COMPANY	R	204,513	FMV
(53) FINCA AFGHANISTAN JOINT STOCK COMPANY	P	566,613	FMV
(54) FINCA JORDAN SPECIALIZED MICRO LOANS COMPANY	B	542,100	FMV
(55) FINCA JORDAN SPECIALIZED MICRO LOANS COMPANY	R	38,160	FMV
(56) FINCA JORDAN SPECIALIZED MICRO LOANS COMPANY	P	412,071	FMV

Schedule R (Form 990) 2010

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership (Complete if the organization answered "Yes" on Form 990, Part IV, line 37.)

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Are all partners section 501(c)(3) organizations?		(e) Share of end-of-year assets	(f) Disproprtionate allocations?		(g) Code VUBI amount in box 20 of Schedule K-1 (Form 1065)	(h) General or managing partner?
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(e) Share of end-of-year assets	Yes	No	(g) Code VUBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No

Schedule R (Form 990) 2010

Page 5

Part VII

Supplemental Information

Complete this part to provide additional information for responses to questions on Schedule R (see instructions).

Identifier	Return Reference	Explanation

Additional Data

Software ID:
Software Version:

1	Was the organization a U.S. transferor of property to a foreign corporation during the tax year? If "Yes," the organization may be required to file Form 926 (see instructions for Form 926).................	Yes	No
2	Did the organization have an interest in a foreign trust during the tax year? If " Yes," the organization may be required to file Form 3520 and/or Form 3520-A. (see instructions for Forms 3520 and 3520-A)..........	Yes	No
3	Did the organization have an ownership interest in a foreign corporation during the tax year? If "Yes," the organization may be required to file Form 5471, Information Return of U.S. Persons with respect to Certain Foreign Corporations. (see instructions for Form 5471)..............................	Yes	No
4	Was the organization a direct or indirect shareholder of a passive foreign investment company or a qualified electing fund during the tax year? If "Yes," the organization may be required to file Form 8621, Return by a Shareholder of a Passive Foreign Investment Company or Qualified Electing Fund. (see instructions for Form 8621)	Yes	No
5	Did the organization have an ownership interest in a foreign partnership during the tax year? If "Yes," the organization may be required to file Form 8865, Return of U.S. Persons with respect to Certain Foreign Partnerships. (see instructions for Form 8865)....................................	Yes	No
6	Did the organization have any operations in or related to any boycotting countries during the tax year? If "Yes," the organization may be required to file Form 5713, International Boycott Report (see instructions for Form 5713)................................................	Yes	No