TY 2010 Form 990

(A) Name and Title	(B) Average hours per week (describe hours for related organizations in Schedule O)	(C) Position (check all that apply)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)
(1) KOLA AKINDELE BOARD MEMBER	2.00	X
(2) LISA BANKS BOARD MEMBER	2.00	X
(3) BILL BRALEY BOARD MEMBER	2.00	X
(4) CHRISTOPHER BRAMLEY BOARD MEMBER	2.00	X
(5) DANIEL CONCAUGH BOARD MEMBER	2.00	X
(6) THOMAS CONNORS BOARD MEMBER	2.00	X
(7) CONSTANCE WHITEHEAD HANKS BOARD MEMBER	2.00	X
(8) M KATHERINE HESSEL BOARD MEMBER	2.00	X
(9) ROBERT KIMBALL BOARD MEMBER	2.00	X
(10) THOMAS MOLLEUR BOARD MEMBER	2.00	X
(11) WILLIAM C SULLIVAN JR BOARD MEMBER	2.00	X
(12) BASH TURAY BOARD MEMBER	2.00	X
(13) MARITA ZURAITIS BOARD MEMBER	2.00	X
(14) FRED JENOURE BRANCH REPRESENTATIVE	2.00	X
(15) PETER MCKONE BRANCH REPRESENTATIVE	2.00	X
(16) TIM STUCCHI BRANCH REPRESENTATIVE	2.00	X
(17) MARK DONOHUE BOARD MEMBER	2.00		X

Do not include amounts reported on lines 6b, 7b, 8b, 9b, and 10b of Part VIII.	(A) Total expenses	(B) Program service expenses	(C) Management and general expenses	(D) Fundraising expenses
1	Grants and other assistance to governments and organizations in the U.S. See Part IV, line 21
2	Grants and other assistance to individuals in the U.S. See Part IV, line 22
3	Grants and other assistance to governments, organizations, and individuals outside the U.S. See Part IV, lines 15 and 16
4	Benefits paid to or for members
5	Compensation of current officers, directors, trustees, and key employees ....	468,604		468,604
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) ....
7	Other salaries and wages	5,925,007	5,295,857	477,167	151,983
8	Pension plan contributions (include section 401(k) and section 403(b) employer contributions) ....
9	Other employee benefits .......	1,130,500	936,394	167,232	26,874
10	Payroll taxes ...........	539,693	447,796	79,174	12,723
11	Fees for services (non-employees):
a	Management ......
b	Legal .........	17,863		17,863
c	Accounting ...........	37,000		37,000
d	Lobbying ...........
e	Professional fundraising. See Part IV, line 17..
f	Investment management fees ......
g	Other ..........	655,488	547,305	105,402	2,781
12	Advertising and promotion ....	211,615	95,878	58,637	57,100
13	Office expenses .......
14	Information technology ......
15	Royalties ..
16	Occupancy ...........	1,508,463	1,463,209	30,169	15,085
17	Travel ............	112,799	107,292	5,477	30
18	Payments of travel or entertainment expenses for any federal, state, or local public officials ......
19	Conferences, conventions, and meetings ....
20	Interest ...........	842,161	801,928	40,233
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization .....	1,066,727	1,050,063	16,664
23	Insurance ..............	168,808	150,256	18,552
24	Other expenses. Itemize expenses not covered above. (Expenses grouped together and labeled miscellaneous may not exceed 5% of total expenses shown on line 25 below.)
a	SMALL EQUIPMENT	722,484	563,711	157,573	1,200
b	SUPPLIES	637,093	605,053	28,855	3,185
c	OTHER	168,348	149,796	18,552
d	STAFF DEVELOPMENT	140,137	18,397	100,831	20,909
e	PAYMENTS TO NATIONAL CO	129,506	121,836	6,620	1,050
f	All other expenses	56,742	39,554	16,078	1,110
25	Total functional expenses. Add lines 1 through 24f	14,539,038	12,394,325	1,850,683	294,030
26	Joint costs. Check here if following SOP 98-2 (ASC 958-720). Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation

Part X Balance Sheet
	1	Cashnon-interest-bearing ..........	2,232,322	1	1,709,342
2	Savings and temporary cash investments .......	369,751	2	930,282
3	Pledges and grants receivable, net .........	698,581	3	311,219
4	Accounts receivable, net .........	101,401	4	60,295
5	Receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of
	Schedule L ..........		5
6	Receivables from other disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B). Complete Part II of
	Schedule L ..........		6
7	Notes and loans receivable, net .............		7
8	Inventories for sale or use ..............		8
9	Prepaid expenses and deferred charges ............	96,559	9	108,264
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	43,384,095
b	Less: accumulated depreciation. .....	10b	16,607,965	27,563,131	10c	26,776,130
11	Investments—publicly traded securities ..........		11
12	Investments—other securities. See Part IV, line 11 ......	6,107,566	12	5,808,560
13	Investments—program-related. See Part IV, line 11 ..		13
14	Intangible assets .........		14
15	Other assets. See Part IV, line 11 ...........	2,513,604	15	2,426,946
16	Total assets. Add lines 1 through 15 (must equal line 34)...	39,682,915	16	38,131,038
	17	Accounts payable and accrued expenses .	490,877	17	517,367
18	Grants payable ..........		18
19	Deferred revenue ..........	330,257	19	452,109
20	Tax-exempt bond liabilities ..........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D..		21
22	Payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..........		22
23	Secured mortgages and notes payable to unrelated third parties ..	19,000,977	23	17,847,677
24	Unsecured notes and loans payable to unrelated third parties ....		24
25	Other liabilities. Complete Part X of Schedule D.....	3,971,205	25	4,854,562
26	Total liabilities. Add lines 17 through 25.....	23,793,316	26	23,671,715
		Organizations that follow SFAS 117, check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets .....	14,807,305	27	13,334,403
28	Temporarily restricted net assets .....	139,040	28	181,666
29	Permanently restricted net assets .....	943,254	29	943,254
	Organizations that do not follow SFAS 117, check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds .....		30
31	Paid-in or capital surplus, or land, building or equipment fund .....		31
32	Retained earnings, endowment, accumulated income, or other funds		32
33	Total net assets or fund balances .....	15,889,599	33	14,459,323
34	Total liabilities and net assets/fund balances .....	39,682,915	34	38,131,038

- TIN:

SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section
4947(a)(1) nonexempt charitable trust.

Attach to Form 990 or Form 990-EZ. right arrow

See separate instructions.

OMB No. 1545-0047

2010

Open to Public
Inspection

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions

The organization is not a private foundation because it is: (For lines 1 through 11, check only one box.)

A church, convention of churches, or association of churches. section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E.)

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in

section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in

section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An organization that normally receives: (1) more than 331/3% of its support from contributions, membership fees, and gross

receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of

its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses

acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. Seesection 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box that describes the type of supporting organization and complete lines 11e through 11h.

Type I

Type II

Type III - Functionally integrated

Type III - Other

By checking this box, I certify that the organization is not controlled directly or indirectly by one or more disqualified persons other than foundation managers and other than one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2).

If the organization received a written determination from the IRS that it is a Type I, Type II or Type III supporting organization, check this box ..................................................

Since August 17, 2006, has the organization accepted any gift or contribution from any of the
following persons?

(i) a person who directly or indirectly controls, either alone or together with persons described in (ii)

Yes

and (iii) below, the governing body of the the supported organization? ................

11g(i)

(ii) a family member of a person described in (i) above? ......................

11g(ii)

(iii) a 35% controlled entity of a person described in (i) or (ii) above? ................

11g(iii)

Provide the following information about the supported organization(s).

(i) Name of supported organization	(ii) EIN	(iv) Is the organization in col. (i) listed in your governing document?		(v) Did you notify the organization in col. (i) of your support?		(vi) Is the organization in col. (i) organized in the U.S.?		(vii) Amount of support?
(i) Name of supported organization	(ii) EIN	Yes	No	Yes	No	Yes	No	(vii) Amount of support?


Total

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 11285F

Schedule A (Form 990 or 990-EZ) 2010

Page 2

Part II

Support Schedule for Organizations Described in IRC 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization fails to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year(or fiscal year beginning in)		(a) 2006	(b) 2007	(c) 2008	(d) 2009	(e) 2010	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") ....
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf.......
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3..
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f)..
6	Public Support. Subtract line 5 from line 4.

Section B. Total Support

Calendar year(or fiscal year beginning in)		(a) 2006	(b) 2007	(c) 2008	(d) 2009	(e) 2010	(f) Total
7	Amounts from line 4..
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..
9	Net income from unrelated business activities, whether or not the business is regularly carried on..
10	Other income. (Explain in Part IV.) Do not include gain or loss from the sale of capital assets..
11	Total support (Add lines 7 through 10).

Gross receipts from related activities, etc. (See instructions.) ..................

First Five Years If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization,
check this box and stop here.......................................... right arrow

Section C. Computation of Public Support Percentage

Public Support Percentage for 2010 (line 6 column (f) divided by line 11 column (f)) .........

Public Support Percentage for 2009 Schedule A, Part II, line 14 ...............

16a

33 1/3% support test—2010. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ...................... right arrow

33 1/3% support test—2009. If the organization did not check the box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2010. If the organization did not check a box on line 13, 16a, or 16b and line 14
is 10% or more, and if the organization meets the "facts and circumstances" test, check this box and stop here. Explain
in Part IV how the organization meets the "facts and circumstances" test. The organization qualifies as a publicly supported
organization .................................................. right arrow

10%-facts-and-circumstances test—2009. If the organization did not check a box on line 13, 16a, 16b, or 17a and line
15 is 10% or more, and if the organization meets the "facts and circumstances" test, check this box and stop here.
Explain in Part IV how the organization meets the "facts and circumstances" test. The organization qualifies as a publicly
supported organization .............................................. right arrow

Private Foundation If the organization did not check a box on line 13, 16a, 16b, 17a or 17b, check this box and see
instructions ................................................... right arrow

Schedule A (Form 990 or 990-EZ) 2010

Page 3

Part III

Support Schedule for Organizations Described in IRC 509(a)(2)
(Complete only if you checked the box on line 9 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year(or fiscal year beginning in)		(a) 2006	(b) 2007	(c) 2008	(d) 2009	(e) 2010	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .	10,289,947	11,283,360	9,425,409	9,417,632	9,324,035	49,740,383
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose......	4,792,475	4,571,129	4,326,894	4,583,249	4,656,859	22,930,606
3	Gross receipts from activities that are not an unrelated trade or business under section 513..
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5	The value of services or facilities furnished by a governmental unit to the organization without charge..
6	Total. Add lines 1 through 5.	15,082,422	15,854,489	13,752,303	14,000,881	13,980,894	72,670,989
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons...						0
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.						0
c	Add lines 7a and 7b..						0
8	Public Support (Subtract line 7c from line 6.)						72,670,989

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2006	(b) 2007	(c) 2008	(d) 2009	(e) 2010	(f) Total
9	Amounts from line 6...	15,082,422	15,854,489	13,752,303	14,000,881	13,980,894	72,670,989
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..	1,264,412	933,017	236,477	94,385	142,749	2,671,040
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c	Add lines 10a and 10b.	1,264,412	933,017	236,477	94,385	142,749	2,671,040
11	Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)	17,647	4,797	23,248	5,953	71,903	123,548
13	Total support (Add lines 9, 10c, 11 and 12.).	16,364,481	16,792,303	14,012,028	14,101,219	14,195,546	75,465,577

Section C. Computation of Public Support Percentage

Public Support Percentage for 2010 (line 8 column (f) divided by line 13 column (f)) .........

96.300 %

Public support percentage from 2009 Schedule A, Part III, line 15 ...............

84.900 %

Section D. Computation of Investment Income Percentage

Investment income percentage for 2010 (line 10c column (f) divided by line 13 column (f)) ......

3.540 %

Investment income percentage from 2009 Schedule A, Part III, line 17 .............

3.600 %

19a

33 1/3% support tests—2010. If the organization did not check the box on line 14, and line 15 is more than 33 1/3% and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .......... right arrow

33 1/3% support tests—2009. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .... right arrow

Private Foundation If the organization did not check a box on line 14, 19a or 19b, check this box and see instructions ..... right arrow

Schedule A (Form 990 or 990-EZ) 2010

Page 4

Part IV

Supplemental Information. Supplemental Information. Complete this part to provide the explanation required by Part II, line 10; Part II, line 17a or 17b; or Part III, line 12. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Explanation

Schedule A (Form 990 or 990-EZ) 2010

Additional Data

Software ID:
Software Version:

- TIN:

Schedule B
(Form 990, 990-EZ,
or 990-PF)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

OMB No. 1545-0047

2010

Name of organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, $5,000 or more (in money or
property) from any one contributor. Complete Parts I and II.

Special Rules

For a section 501(c)(3) organization filing Form 990 or 990-EZ, that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), and received from any one contributor, during the year, a contribution of the
greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For a section 501(c)(7), (8), or (10) organization filing Form 990, or 990-EZ, that received from any one contributor,
during the year, aggregate contributions of more than $1,000 for use exclusively for religious, charitable,
scientific, literary, or educational purposes, or the prevention of cruelty to children or animals. Complete Parts I, II, and
III.

For a section 501(c)(7), (8), or (10) organization filing Form 990, or 990-EZ, that received from any one contributor,
during the year, contributions for use exclusively for religious, charitable, etc., purposes, but these contributions did
not aggregate to more than $1,000. If this box is checked, enter here the total contributions that were received during
the year for an exclusively religious, charitable, etc., purpose. Do not complete any of the parts unless the General Rule
applies to this organization because it received nonexclusively religious, charitable, etc., contributions of $5,000 or more
during the year. ......................... Arrow Bullet

Caution. An Organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2 of its Form 990, or check the box in the heading of its
Form 990-EZ, or on line 2 of its Form 990-PF, to certify that it does not meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2010)

Name of organization YOUNG MEN'S CHRISTIAN ASSOCIATION OF CENTRAL MASSACHUSETTS
Schedule B (Form 990, 990-EZ, or 990-PF) (2010) Page 1 of 1 of Part I
Part I	Contributors (see Instructions)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
RESTRICTED	RESTRICTED RESTRICTED RESTRICTED RESTRICTED, RESTRICTED RESTRICTED	$RESTRICTED	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Aggregate contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II if there is a noncash contribution.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

Name of organization YOUNG MEN'S CHRISTIAN ASSOCIATION OF CENTRAL MASSACHUSETTS
Schedule B (Form 990, 990-EZ, or 990-PF) (2010) Page 1 of 1 of Part II
Part II	Noncash Property (see Instructions)
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

Page 1 of 1 of Part III

Name of organization
YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part III

Exclusively religious, charitable, etc., individual contributions to section 501(c)(7), (8), or (10) organizations
aggregating more than $1,000 for the year. (Complete columns (a) through (e) and the following line entry.)
For organizations completing Part III, enter the total of exclusively religious, charitable, etc.,
contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet

(a) No.
from
Part I

(b)
Purpose of gift

(d)
Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b)
Purpose of gift

(d)
Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b)
Purpose of gift

(d)
Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b)
Purpose of gift

(d)
Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990, 990-EZ, or 990-PF) (2010)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," to Form 990,
Part IV, line 6, 7, 8, 9, 10, 11, or 12.
SchDMd Bullet

Attach to Form 990. SchDMd Bullet

See separate instructions.

OMB No. 1545-0047

2010

Open to Public Inspection

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" to Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .......
2	Aggregate contributions to (during year) ...
3	Aggregate grants from (during year) ...
4	Aggregate value at end of year .......

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised
funds are the organization's property, subject to the organization's exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds may be
used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit. ...................................

Yes No

Part II

Conservation Easements. Complete if the organization answered "Yes" to Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or pleasure) Preservation of an historically importantly land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a–2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements .......................	2a
b	Total acreage restricted by conservation easements ..................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 8/17/06 ........	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during
the taxable year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and
enforcement of the conservation easements it holds? .............................

Yes No

Staff and volunteer hours devoted to monitoring, inspecting and enforcing conservation easements during the year SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, and enforcing conservation easements during the year SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section
170(h)(4)(B)(i) and 170(h)(4)(B)(ii)? ....................................

Yes No

In Part XIV, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" to Form 990, Part IV, line 8.

If the organization elected, as permitted under SFAS 116, not to report in its revenue statement and balance sheet works of
art, historical treasures, or other similar assets held for public exhibition, education or research in furtherance of public service,
provide, in Part XIV, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under SFAS 116, to report in its revenue statement and balance sheet works of art,
historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service,
provide the following amounts relating to these items:

(i)

Revenues included in Form 990, Part VIII, line 1 ........................ SchDMd Bullet

(ii)

Assets included in Form 990, Part X .............................. SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under SFAS 116 relating to these items:

Revenues included in Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Privacy Act and Paperwork Reduction Act Notice, see the Intructions for Form 990

Cat. No. 52283D

Schedule D (Form 990) 2010

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s accession and other records, check any of the following that are a significant use of its collection
items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIV.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?........

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" to Form 990,
Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No

If "Yes," explain the arrangement in Part XIV and complete the following table:


c	Beginning balance .................................	1c
d	Additions during the year ..............................	1d
e	Distributions during the year .............................	1e
f	Ending balance ...................................	1f

Did the organization include an amount on Form 990, Part X, line 21? .....................

Yes No

If “Yes,” explain the arrangement in Part XIV.

Part V

Endowment Funds. Complete if the organization answered "Yes" to Form 990, Part IV, line 10.

		(a)Current Year	(b)Prior Year	(c)Two Years Back
1a	Beginning of year balance ....	6,334,359	5,678,761	5,773,703
b	Contributions ........	150,000		3,000
c	Investment earnings or losses ...	-57,892	609,546	3,116
d	Grants or scholarships .....
e	Other expenditures for facilities and programs ........	-172,203	-46,052	-101,058
f	Administrative expenses ....
g	End of year balance ......	6,598,670	6,334,359	5,678,761

Provide the estimated percentage of the year end balance held as:

Board designated or quasi-endowment: SchDMd Bullet

85.710 %

Permanent endowment: SchDMd Bullet

14.290 %

Term endowment: SchDMd Bullet

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) unrelated organizations ........................

3a(i)

(ii) related organizations ........................

3a(ii)

If "Yes" to 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIV the intended uses of the organization's endowment funds.

Part VI

InvestmentsLand, Buildings, and Equipment. See Form 990, Part X, line 10.

Description of investment		(a) Cost or other basis (investment)	(c) Accumulated depreciation	(d) Book value
1a	Land .................	1,609,012		1,609,012
b	Buildings ................	39,063,837	14,069,943	24,993,894
c	Leasehold improvements ............
d	Equipment ................	2,711,246	2,538,022	173,224
e	Other .................
Total. Add lines 1a-1e. (Column (d) should equal Form 990, Part X, column (B), line 10(c).)........				26,776,130

Schedule D (Form 990) 2010

Page 3

Part VII

InvestmentsOther Securities. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b)Book value	(c) Method of valuation: Cost or end-of-year market value
(1)Financial derivatives
(2)Closely-held equity interests
(3)Other (A) PUBLICLY TRADED SECURITIES	5,432,949	F
(B) ALTERNATIVE INVESTMENTS	375,611	F







Total. (Column (b) should equal Form 990, Part X, col.(B) line 12.)	5,808,560

Part VIII

InvestmentsProgram Related. See Form 990, Part X, line 13.

(a) Description of investment type		(b) Book value	(c) Method of valuation: Cost or end-of-year market value









Total. (Column (b) should equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets. See Form 990, Part X, line 15.

(a) Description				(b) Book value
(1) DEPOSIT WITH BANK TRUSTEE				2,120,604
(2) UNAMORTIZED BOND ISSUANCE COST				306,342







Total. (Column (b) should equal Form 990, Part X, col.(B) line 15.)...........				2,426,946

Part X

Other Liabilities. See Form 990, Part X, line 25.

1.(a) Description of Liability		(b) Amount
Federal Income Taxes
INTEREST RATE SWAP AGREEMENT		4,854,562








Total. (Column (b) should equal Form 990, Part X, col.(B) line 25.)		4,854,562
2. Fin 48 (ASC 740) Footnote. In Part XIV, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC740).

Schedule D (Form 990) 2010

Page 4

Part XI Reconciliation of Change in Net Assets from Form 990 to Financial Statements
1	Total revenue (Form 990, Part VIII, column (A), line 12) ....................	1	14,602,382
2	Total expenses (Form 990, Part IX, column (A), line 25) .....................	2	14,539,038
3	Excess or (deficit) for the year. Subtract line 2 from line 1 .............	3	63,344
4	Net unrealized gains (losses) on investments ..........................	4	-610,263
5	Donated services and use of facilities .............................	5
6	Investment expenses ...................................	6
7	Prior period adjustments ..................................	7
8	Other (Describe in Part XIV) .................................	8	-883,357
9	Total adjustments (net). Add lines 4 - 8 .............................	9	-1,493,620
10	Excess or (deficit) for the year per financial statements. Combine lines 3 and 9 .........	10	-1,430,276

Part XII Reconciliation of Revenue per Audited Financial Statements With Revenue per Return
1	Total revenue, gains, and other support per audited financial statements .......			1	13,108,762
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains on investments ..........	2a	-610,263
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIV): ............	2d	-883,357
e	Add lines 2a through 2d .....................			2e	-1,493,620
3	Subtract line 2e from line 1.....................			3	14,602,382
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIV): ...........	4b
c	Add lines 4a and 4b.......................			4c	0
5	Total Revenue. Add lines 3 and 4c. (This should equal Form 990, Part I, line 12.) ......			5	14,602,382

Part XIII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return
1	Total expenses and losses per audited financial statements .............		1	14,539,038
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities ..........	2a
b	Prior year adjustments ..............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIV): ............	2d
e	Add lines 2a through 2d......................		2e	0
3	Subtract line 2e from line 1.....................		3	14,539,038
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIV): ............	4b
c	Add lines 4a and 4b.......................		4c	0
5	Total expenses. Add lines 3 and 4c. (This should equal Form 990, Part I, line 18.) ......		5	14,539,038

Part XIV

Supplemental Information

Complete this part to provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b;
Part V, line 4; Part X; Part XI, line 8; Part XII, lines 2d and 4b; and Part XIII, lines 2d and 4b. Also complete this part to provide any additional information.

Identifier	Return Reference	Explanation
DESCRIPTION OF INTENDED USE OF ENDOWMENT FUNDS:	PART V, LINE 4:	THE ASSOCIATION'S ENDOWMENT CONSISTS OF A POOL OF FUNDS ORIGINALLY ESTABLISHED BY DONOR CONTRIBUTIONS FOR THE PURPOSE OF SUPPORTING THE ASSOCIATION'S ACTIVITIES AND OPERATIONS. AS REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, NET ASSETS ASSOCIATED WITH ENDOWMENT FUNDS, INCLUDING FUNDS DESIGNATED BY THE BOARD TO FUNCTION AS ENDOWMENTS, ARE CLASSIFIED AND REPORTED BASED ON THE EXISTENCE OR ABSENCE OF DONOR-IMPOSED OR LEGAL RESTRICTIONS. AS REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, THE ASSOCIATION CLASSIFIES AS PERMANENTLY RESTRICTED NET ASSETS (A) THE ORIGINAL VALUE OF GIFTS DONATED TO THE PERMANENT ENDOWMENT, (B) THE ORIGINAL VALUE OF SUBSEQUENT GIFTS TO THE PERMANENT ENDOWMENT, AND (C) ACCUMULATIONS TO THE PERMANENT ENDOWMENT MADE IN ACCORDANCE WITH THE DIRECTION OF THE APPLICABLE DONOR GIFT INSTRUMENT AT THE TIME THE ACCUMULATION IS ADDED TO THE FUND. THE REMAINING PORTION OF THE DONOR-RESTRICTED ENDOWMENT FUND THAT IS NOT CLASSIFIED IN PERMANENTLY RESTRICTED NET ASSETS IS CLASSIFIED AS TEMPORARILY RESTRICTED NET ASSETS UNTIL THOSE AMOUNTS ARE APPROPRIATED FOR EXPENDITURE BY THE ASSOCIATION IN A MANNER CONSISTENT WITH THE STANDARD OF PRUDENCE PRESCRIBED BY STATE LAW. IN ACCORDANCE WITH THE UNIFORM PRUDENT MANAGEMENT OF INSTITUTIONAL FUNDS ACT, THE ASSOCIATION CAN CONSIDER THE FOLLOWING FACTORS IN MAKING A DETERMINATION TO APPROPRIATE OR ACCUMULATE DONOR-RESTRICTED ENDOWMENT FUNDS: -THE DURATION AND PRESERVATION OF THE FUND -THE PURPOSES OF THE ASSOCIATION AND THE DONOR-RESTRICTED ENDOWMENT FUND -GENERAL ECONOMIC CONDITIONS -THE POSSIBLE EFFECT OF INFLATION AND DEFLATION -THE EXPECTED TOTAL RETURN FROM INCOME AND THE APPRECIATION OF INVESTMENTS -OTHER RESOURCES OF THE ASSOCIATION -THE INVESTMENT POLICIES OF THE ASSOCIATION. THE ASSOCIATION HAS ADOPTED INVESTMENT AND SPENDING POLICIES FOR ITS ENDOWMENT ASSETS THAT ATTEMPT TO PROVIDE A PREDICTABLE STREAM OF FUNDING FOR ITS PROGRAMS WHILE SEEKING TO MAINTAIN THE PURCHASING POWER OF THE ENDOWMENT ASSETS. UNDER THIS POLICY, AS APPROVED BY THE BOARD, THE ASSOCIATION SHALL SEEK TO INVEST THE ENDOWMENT FUNDS IN SUCH A MANNER THAT THE INVESTMENTS WILL PROVIDE A SPENDABLE RETURN CONSISTENT WITH A LONG-TERM GOAL OF PRESERVING THE FUNDS IN REAL TERMS. ACTUAL RETURNS IN ANY GIVEN YEAR MAY VARY FROM THIS AMOUNT. TO SATISFY ITS LONG-TERM RATE-OF-RETURN OBJECTIVES, THE ASSOCIATION'S INVESTMENT STRATEGY FOCUSES ON THE LONG-TERM GROWTH OF PRINCIPAL WITHOUT TAKING UNDUE RISKS. ANNUAL INVESTMENT RETURN TARGETS ARE ACHIEVED THROUGH BOTH CAPITAL APPRECIATION (REALIZED AND UNREALIZED) AND CURRENT YIELD (INTEREST AND DIVIDENDS). THE ASSOCIATION HAS INVESTED IN DEBT AND EQUITY SECURITIES AND AN ALTERNATIVE INVESTMENT THAT TARGET A DIVERSIFIED ASSET ALLOCATION, PLACING A GREATER EMPHASIS ON EQUITY-BASED INVESTMENTS TO ACHIEVE ITS LONG-TERM RETURN OBJECTIVES. THE ASSOCIATION HAS A POLICY OF APPROPRIATING FOR DISTRIBUTION QUARTERLY, AT ITS DISCRETION, 1% OF THE ENDOWMENT FAIR MARKET VALUE TO SUPPORT OPERATIONS. THE ENDOWMENT FAIR MARKET VALUE FOR DISTRIBUTION PURPOSES IS CALCULATED BASED ON AN AVERAGE OF THE MOST RECENT FOUR QUARTERS. IN ESTABLISHING THIS POLICY, THE ASSOCIATION CONSIDERED THE LONG-TERM EXPECTED RETURN ON ITS ENDOWMENT. THIS IS CONSISTENT WITH THE ASSOCIATION'S OBJECTIVE TO MAINTAIN THE PURCHASING POWER OF ITS ENDOWMENT. FROM TIME TO TIME, THE FAIR VALUE OF ASSETS ASSOCIATED WITH INDIVIDUAL DONOR-RESTRICTED ENDOWMENT FUNDS MAY FALL BELOW THE LEVEL THAT THE DONOR IMPOSED RESTRICTIONS REQUIRE THE ASSOCIATION TO RETAIN AS A FUND OF PERPETUAL DURATION. IN ACCORDANCE WITH GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, DEFICIENCIES OF THIS NATURE ARE REPORTED IN UNRESTRICTED NET ASSETS. SUCH DEFICIENCIES AMOUNTED TO $274,583 AND $361,518 AS OF SEPTEMBER 30, 2010 AND 2009 RESPECTIVELY.
PART XI, LINE 8 - OTHER ADJUSTMENTS:		NET LOSS ON INTEREST RATE SWAP AGREEMENT -883,357.
PART XII, LINE 2D - OTHER ADJUSTMENTS:		NET LOSS ON INTEREST RATE SWAP AGREEMENT -883,357.

Schedule D (Form 990) 2010

Additional Data

Software ID:
Software Version:

- TIN:

Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
SchJMediumBullet

Complete if the organization answered "Yes" to Form 990,
Part IV, question 23.
SchJMediumBullet

Attach to Form 990. SchJMediumBullet

See separate instructions.

OMB No. 1545-0047

2010

Open to Public Inspection

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed in Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes in line 1a are checked, did the organization follow a written policy regarding payment or reimbursement orprovision of all the expenses described above? If "No," complete Part III to explain....

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
officers, directors, trustees, and the CEO/Executive Director, regarding the items checked in line 1a? ....

Yes

Indicate which, if any, of the following the organization uses to establish the compensation of the
organization's CEO/Executive Director. Check all that apply.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed in Form 990, Part VII, Section A, line 1a with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? ...............

Participate in, or receive payment from, a supplemental nonqualified retirement plan? ........

Participate in, or receive payment from, an equity-based compensation arrangement? ........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3) and 501(c)(4) organizations only must complete lines 5-9.

For persons listed in form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ...........................

Any related organization? .........................

If "Yes," to line 5a or 5b, describe in Part III.

For persons listed in form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ...........................

Any related organization? .........................

If "Yes," to line 6a or 6b, describe in Part III.

For persons listed in Form 990, Part VII, Section A, line 1a, did the organization provide any non-fixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported in Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regs. section 53.4958-4(a)(3)? If "Yes," describe
in Part III .............................

If "Yes" to line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Privacy Act and Paperwork Reduction Act Notice, see the Intructions for Form 990

Cat. No. 50053T

Schedule J (Form 990) 2010

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use Schedule J-1 if additional space needed.

For each individual whose compensation must be reported in Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.

Note. The sum of columns (B)(i)-(iii) must equal the applicable column (D) or column (E) amounts on Form 990, Part VII, line 1a.

(A) Name		(B) Breakdown of W-2 and/or 1099-MISC compensation			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation reported in prior Form 990 or Form 990-EZ
(A) Name		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
(1) KATHRYN ZINGG HUNTER	(i) (ii)	190,095 0	0 0	0 0	20,203 0	0 0	210,298 0	0 0

Schedule J (Form 990) 2010

Page 3

Part III

Supplemental Information

Complete this part to provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 4c, 5a, 5b, 6a, 6b, 7, and 8. Also complete this part for any additional information.

Identifier	Return Reference	Explanation

Schedule J (Form 990) 2010

Additional Data

Software ID:
Software Version:

- TIN:

Schedule K
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Information on Tax Exempt Bonds

Complete if the organization answered "Yes" to Form 990, Part IV, line 24a. Provide descriptions,
explanations, and any additional information in Schedule O (Form 990).
SchKMediumBullet

Attach to Form 990. SchKMediumBullet

See separate instructions.

OMB No. 1545-0047

2010

Open to Public
Inspection

Name of the organization
YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number
04-2105885

Part I

Bond Issues

(a) Issuer Name		(b) Issuer EIN	(c) CUSIP #	(d) Date Issued	(e) Issue Price	(f) Description of Purpose	(g) Defeased		(h) On Behalf of Issuer		(i) Pool financing
(a) Issuer Name		(b) Issuer EIN	(c) CUSIP #	(d) Date Issued	(e) Issue Price	(f) Description of Purpose	Yes	No	Yes	No	Yes	No
A	MASSACHUSETTS DEVELOPMENT FINANCE AGENCY	04-3431814	57583RGP4	08-30-2006	25,000,000	BUILDING RENOVATION & EXPANSION & DEBT RETIREMENT	X		X			X

Part II

Proceeds

	A		B		C		D
	1 Amount of bonds retired. . . . .
2 Amount of bonds defeased . . . .
3 Total proceeds of issue . . . .	25,000,000
4 Gross proceeds in reserve funds . .	2,240,598
5 Capitalized interest from proceeds.
6 Proceeds in refunding escrow. . . . .
7 Issuance costs from proceeds . . .	305,223
8 Credit enhancement from proceeds.
9 Working capital expenditures from proceeds . .
10 Capital expenditures from proceeds . .	22,759,402
11 Other spent proceeds . .
12 Other unspent proceeds. . .
13 Year of substantial completion . . .	2008
	Yes	No	Yes	No	Yes	No	Yes	No
14 Were the bonds issued as part of a current refunding issue?		X
15 Were the bonds issued as part of an advance refunding issue?		X
16 Has the final allocation of proceeds been made? . .	X
17 Does the organization maintain adequate books and records to support the final allocation of proceeds? .	X

Part III

Private Business Use

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
1 Was the organization a partner in a partnership, or a member of an LLC, which owned property financed by tax-exempt bonds? . . .		X
2 Are there any lease arrangements that may result in private business use of bond-financed property? . . . . .		X

For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50193E

Schedule K (Form 990) 2010

Page 2

Part III

Private Business Use (Continued)

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
3a Are there any management or service contracts that may result in private business use?		X
b Are there any research agreements that may result in private business use of bond-financed property? . .		X
c Does the organization routinely engage bond counsel or other outside counsel to review any management or service contracts or research agreements relating to the financed property? .
4 Enter the percentage of financed property used in a private business use by entities other than a section 501(c)(3) organization or a state or local government . . . . . . . . . . . . .	0 %
5 Enter the percentage of financed property used in a private business use as a result of unrelated trade or business activity carried on by your organization, another section 501(c)(3) organization, or a state or local government .	0 %
6 Total of lines 4 and 5 . . .. . . . . .	0 %
7 Has the organization adopted management practices and procedures to ensure the post-issuance compliance of its tax-exempt bond liabilities?	X

Part IV

Arbitrage

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
1 Has a Form 8038-T, Arbitrage Rebate, Yield Reduction and Penalty in Lieu of Arbitrage Rebate, been filed with respect to the bond issue? . . .		X
2 Is the bond issue a variable rate issue?	X
3a Has the organization or the governmental issuer entered into a hedge with respect to the bond issue?	X
b Name of provider .	TRUSTEE FOR LEHMAN BROTHERS
c Term of hedge . .	35.000000000000
d Was the hedge superintegrated? .		X
e Was a hedge terminated? .		X
4a Were gross proceeds invested in a GIC? .		X
b Name of provider .
c Term of GIC . .
d Was the regulatory safe harbor for establishing the fair market value of the GIC satisfied? .
5 Were any gross proceeds invested beyond an available temporary period? .		X
6 Did the bond issue qualify for an exception to rebate? . . .		X

Schedule K (Form 990) 2010

Page 3

Part V

Supplemental Information

Complete this part to provide additional information for responses to questions on Schedule K (see instructions).

Identifier	Return Reference	Explanation

Schedule K (Form 990) 2010

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.

OMB No. 1545-0047

2010

Open to Public
Inspection

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Identifier	Return Reference	Explanation
FORM 990, PART VI, SECTION B, LINE 11		PRIOR TO FILING FORM 990 THE CEO WILL DISBURSE THE FORM ELECTRONICALLY TO BOARD MEMBERS.
	FORM 990, PART VI, SECTION B, LINE 12C	THE BOARD OF DIRECTORS REVIEW THE ORGANIZATION'S CONFLICT OF INTEREST POLICY ANNUALLY IN ORDER TO INSURE THAT THE ORGANIZATION'S BOARD OF DIRECTORS, OFFICERS, AND EMPLOYEES ARE REGULARLY AND CONSISTENTLY MONITORING AND ENFORCING IT.
	FORM 990, PART VI, SECTION B, LINE 15A	THE FORMER VICE PRESIDENT OF HUMAN RESOURCES GATHERS INFORMATION FROM OTHER COMPARABLE ORGANIZATIONS AND DATA PROVIDED BY YMCA. THE INFORMATION IS THEN REPORTED TO THE EXECUTIVE COMMITTEE AND BENCHMARKS ARE COMPARED IN ORDER TO DETERMINE THE APPROPRIATE COMPENSATION.
	FORM 990, PART VI, SECTION C, LINE 19	FORMS ARE AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST.
CHANGES IN NET ASSETS OR FUND BALANCES:	FORM 990, PART XI, LINE 5:	NET UNREALIZED LOSSES ON INVESTMENTS: -610,263. NET LOSS ON INTEREST RATE SWAP AGREEMENT -883,357. TOTAL TO FORM 990, PART XI, LINE 5: -1,493,620.
	PART XI, LINE 2(C)	THE YMCA HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS. THE COMMITTEE ALSO ASSUMES RESPONSIBILITY FOR THE SELECTION OF AN INDEPENDENT ACCOUNTANT.
	PART III, LINE 4 (A-C)	MISSION STATEMENT: THE YMCA OF CENTRAL MASSACHUSETTS IS AN ASSOCIATION UNITED IN A COMMON GOAL TO STRENGTHEN OUR COMMUNITIES AND TO DEVELOP THE SPIRIT, MIND AND BODY OF ALL PERSONS, REGARDLESS OF MEANS, THROUGH ACTIVITIES GUIDED BY AND BASED UPON OUR CORE VALUES OF CARING, HONESTY, RESPECT AND RESPONSIBILITY. CAUSE STATEMENT: THE YMCA OF CENTRAL MASSACHUSETTS WILL STRENGTHEN THE FOUNDATIONS OF COMMUNITY THROUGH PROGRAMS AND SERVICES THAT SUPPORT YOUTH DEVELOPMENT, HEALTHY LIVING, AND SOCIAL RESPONSIBILITY. DIVERSITY & INCLUSION VISION STATEMENT: THE YMCA OF CENTRAL MASSACHUSETTS ENSURES THAT ALL PEOPLE ARE WELCOMED AND FULLY ENGAGED IN THE ORGANIZATION BY NURTURING AND SUPPORTING AN ENVIRONMENT THAT REFLECTS, CELEBRATES AND LEARNS FROM THE RICH DIVERSITY OF OUR SHARED GLOBAL COMMUNITY. STRATEGIC ADVANTAGE: THE YMCA OF CENTRAL MASSACHUSETTS IS PART OF A WORLDWIDE MOVEMENT THAT HAS A RICH HISTORY OF BUILDING BRIDGES BETWEEN COMMUNITIES, IS RESPONSIVE TO ITS CHANGING ENVIRONMENT, EVOKES A SENSE OF BELONGING, AND POSITIVELY IMPACTS THE LIVES OF INDIVIDUALS AND FAMILIES. ORGANIZATION DESCRIPTION: THE YMCA OF CENTRAL MASSACHUSETTS PROVIDES MISSION DRIVEN PROGRAMS FOR ALL PEOPLE THAT STRENGTHEN THEIR SPIRITUAL, MENTAL AND PHYSICAL WELL-BEING. THE YMCA IS COMMITTED TO INSTILLING ITS CORE VALUES OF CARING, HONESTY, RESPECT AND RESPONSIBILITY. PARTICULAR EMPHASIS IS PLACED ON STRENGTHENING THE FAMILY AND BUILDING POSITIVE VALUES IN YOUTH. WE COLLABORATE WITH MORE THAN 125 OTHER COMMUNITY ORGANIZATIONS AND BUSINESSES TO MEET THE NEEDS OF CHILDREN AND FAMILIES THROUGHOUT THE 41 COMMUNITIES WE SERVE. THE YMCA BOARD OF DIRECTORS AND STAFF REPRESENT A DIVERSE CROSS SECTION OF OUR MEMBERSHIP AND COMMUNITY. YMCA HISTORY: ESTABLISHED IN 1864, THE YMCA OF CENTRAL MASSACHUSETTS HAS BEEN HEADQUARTERED SINCE 1920 AT OUR CENTRAL COMMUNITY BRANCH AT 766 MAIN STREET IN WORCESTER, MASSACHUSETTS. IN RECENT DECADES, OUR ASSOCIATION HAS BECOME A METROPOLITAN YMCA SERVING 41 TOWNS THROUGH THREE BRANCHES: THE CENTRAL COMMUNITY BRANCH LOCATED IN DOWNTOWN WORCESTER, THE GREENDALE FAMILY BRANCH IN NORTH WORCESTER, AND THE BOROUGHS FAMILY BRANCH IN WESTBOROUGH. IN ADDITION TO THESE FULL-SERVICE BRANCHES, THE YMCA HAS OFFERED SUMMER CAMP PROGRAMS AT CAMP BLANCHARD IN SUTTON SINCE THE 1920S, WHILE CAMP HARRINGTON IN BOYLSTON WAS OPENED IN THE 1950S. WITH OUR MANY SATELLITE OPERATIONS, COLLABORATIONS, AND PUBLIC-PRIVATE PARTNERSHIPS WITH AREA SCHOOL DEPARTMENTS, CITY AND TOWN OFFICIALS, POLICE DEPARTMENTS, LIBRARIES AND AREA HEALTH AND HUMAN SERVICE AGENCIES, WE NOW REACH OUT TO APPROXIMATELY 58,000 CHILDREN, TEENS, ADULTS AND SENIORS IN A CONTINUING COMMITMENT TO STRENGTHEN THE FOUNDATIONS OF COMMUNITY. NATIONAL REBRANDING INITIATIVE: IN JULY 2010, THE YMCA OF THE USA UNVEILED THE NATIONAL BRAND REVITALIZATION FOR YMCAS. THIS COMPREHENSIVE PLAN SUPPORTS THE YMCA IN ARTICULATING WHO WE ARE AND WHAT WE STAND FOR. WE HAVE TAKEN SEVERAL STEPS IN WORKING WITH STAFF AND VOLUNTEERS TO UNDERSTAND THE NEW STRATEGIES WITHIN THE PLAN AND INTEGRATE THE "VOICE AND OUR PROMISE" TO STRENGTHEN THE FOUNDATIONS OF COMMUNITY THROUGH YOUTH DEVELOPMENT, HEALTHY LIVING AND SOCIAL RESPONSIBILITY IN OUR COMMUNICATIONS AT ALL LEVELS. OUR EFFORTS HAVE INCREASED OUR FOCUS, OUR OUTCOMES ARE MORE CLEAR AND IMPACTFUL - AND WE HAVE ENGAGED MEMBERS, DONORS AND COMMUNITY SUPPORTERS IN A RENEWED WAY. WE CONTINUE TO REFINE OUR MESSAGE TO ENSURE IT IS CLEAR, CREDIBLE AND COMPELLING. OUR PROMISE: WE ARE A POWERFUL ASSOCIATION OF MEN, WOMEN AND CHILDREN JOINED TOGETHER BY A SHARED COMMITMENT TO NURTURING THE POTENTIAL OF OUR YOUTH, PROMOTING HEALTHY LIVING AND FOSTERING A SENSE OF SOCIAL RESPONSIBILITY. WE BELIEVE THAT LASTING PERSONAL AND SOCIAL CHANGE CAN ONLY COME ABOUT WHEN WE ALL WORK TOGETHER TO INVEST IN OUR CHILDREN, OUR HEALTH AND OUR NEIGHBORS. THAT'S WHY, AT THE YMCA, STRENGTHENING COMMUNITIES IS OUR CAUSE. EVERYDAY, WE WORK SIDE-BY-SIDE WITH OUR NEIGHBORS TO MAKE SURE THAT EVERYONE, REGARDLESS OF AGE, INCOME OR BACKGROUND, HAS THE OPPORTUNITY TO LEARN, GROW AND THRIVE. OUR IMPACT: THE YMCA IS, AND ALWAYS WILL BE, DEDICATED TO BUILDING HEALTHY, CONFIDENT, CONNECTED AND SECURE CHILDREN, ADULTS, FAMILIES AND COMMUNITIES. EVERYDAY OUR IMPACT IS FELT WHEN AN INDIVIDUAL MAKES A HEALTHY CHOICE, WHEN A MENTOR INSPIRES A CHILD AND WHEN THE COMMUNITY COMES TOGETHER FOR THE COMMON GOOD. IN TODAY'S ENVIRONMENT, WE MUST DEMONSTRATE OUR IMPACT. THAT'S WHY WE HAVE GROUPED OUR PROGRAMS AND SERVICES INTO THREE AREAS OF FOCUS: YOUTH DEVELOPMENT - NURTURING THE POTENTIAL OF EVERY CHILD: FOR MANY CHILDREN, THE YMCA IS AN ESSENTIAL PART OF THEIR DAY - ENSURING THAT THEY ARE SAFE AND PARTICIPATING IN QUALITY PROGRAMMING SO ONE OR MORE PARENTS CAN WORK. AT THE YMCA, CHILDREN CHOOSE FROM A HOST OF RECREATIONAL, PHYSICAL AND EDUCATIONAL ACTIVITIES. EACH NURTURES CHARACTER, CREATIVITY, COGNITIVE AND CIVIC LEARNING, AND LEADERSHIP. EXAMPLES OF OTHER PROGRAMS INCLUDE: EARLY CHILDHOOD EDUCATION - THE YMCA PROVIDES EARLY CHILDHOOD EDUCATION FOR INFANT, TODDLER, AND PRESCHOOL AGED CHILDREN OF WORKING PARENTS, SINGLE PARENTS, TEEN PARENTS OR PARENTS IN JOB-TRAINING PROGRAMS. THE CHILDREN RANGE IN AGE FROM SIX WEEKS TO FIVE YEARS. EACH YEAR, THE EARLY CHILDHOOD EDUCATION PROGRAM SERVES APPROXIMATELY 150 CHILDREN AT FOUR LOCATIONS. THESE PROGRAMS SERVE AN IMPORTANT ROLE IN ENSURING CHILDREN LEARN, THRIVE AND GROW AND ARE DEVELOPMENTALLY READY TO ENTER KINDERGARTEN. SCHOOL'S OUT - SCHOOL'S OUT IS A FULL-SERVICE AFTERSCHOOL PROGRAM THAT FOCUSES ON THE INDIVIDUAL CHILD, FOSTERING PHYSICAL, INTELLECTUAL, EMOTIONAL AND SOCIAL DEVELOPMENT IN A SAFE, SUPPORTIVE ENVIRONMENT. THE PROGRAM OFFERS ENGAGING, ENRICHING, AND DEVELOPMENTALLY APPROPRIATE ACTIVITIES FOR MORE THAN 400 DIFFERENT CHILDREN IN KINDERGARTEN THROUGH SIXTH GRADE DURING OUT OF SCHOOL TIME. HOMEWORK ASSISTANCE IS AN IMPORTANT PART OF THE DAILY ACTIVITIES TO ENSURE THAT EVERY CHILD IS MOTIVATED TO LEARN AND BE SUCCESSFUL IN SCHOOL. AT OUR CENTRAL COMMUNITY BRANCH, LITERACY IS THE FOCUS IN ALL ASPECTS OF THE PROGRAM. THIS UNIQUE FEATURE BUILDS ESSENTIAL READING AND WRITING COMPETENCIES IN CHILDREN, RANGING FROM KINDERGARTENERS THROUGH SIXTH GRADERS. MOST EVIDENT IN HOMEWORK SUPPORT, ATTENTION TO LITERACY DEVELOPMENT AND ENHANCEMENT IS CREATIVELY INFUSED INTO OTHER AREAS OF PROGRAMMING - FROM COOKING TO ARTS AND HUMANITIES AND FITNESS INITIATIVES. ADDITIONALLY, WE ARE EXTREMELY PROUD OF THE WORK THAT HAS BEEN ACCOMPLISHED TO MEET THE COMMUNITY NEEDS IN MARLBOROUGH RELATIVE TO AFTERSCHOOL CARE FOR WORKING FAMILIES. IN ITS SECOND YEAR, THE PROGRAM SERVES OVER 100 CHILDREN PER DAY. ADDITIONALLY, WE HAVE COLLABORATED WITH THE SHREWSBURY PUBLIC SCHOOLS TO IMPLEMENT AN AFTERSCHOOL PROGRAM AT THE BOROUGHS FAMILY BRANCH. SUMMER CAMP - YMCA SUMMER CAMPS ARE STRONG. CAMP BLANCHARD IN SUTTON SERVES CLOSE TO 150 CHILDREN FROM 6- TO 13-YEARS-OLD EACH DAY. NEARLY 80% OF THE CAMPERS RECEIVE STATE SUBSIDIES OR YMCA SCHOLARSHIPS. IN ADDITION, THE CENTRAL COMMUNITY BRANCH PARTNERS WITH THE WORCESTER HOUSING AUTHORITY WHICH SPONSORS 40 CAMPERS FROM THE GREAT BROOK VALLEY AND LAKESIDE HOUSING DEVELOPMENTS FOR SIX WEEKS OVER THE SUMMER. CAMP HARRINGTON IN BOYLSTON SERVES UP TO 200 CHILDREN PER DAY - FROM KINDERGARTENERS THROUGH SEVENTH GRADERS - INCLUDING MORE THAN 65 PARTICIPANTS IN ITS INCLUSION PROGRAM, WHICH FULLY INTEGRATES CHILDREN WITH MODERATE SPECIAL NEEDS INTO DAILY CAMP LIFE. MORE THAN 40 TEENAGERS TAKE PART IN CAMP HARRINGTON'S LEADERSHIP DEVELOPMENT AND LEADER-IN-TRAINING PROGRAMS, WHICH PREPARE TEENAGERS TO BECOME CAMP COUNSELORS. WE ALSO RUN SUMMER CAMPS AT EACH OF THE BRANCHES ALONG WITH A CAMP AT LAKESIDE HOUSING DEVELOPMENT IN COLLABORATION WITH WORCESTER HOUSING AUTHORITY. HEALTHY LIVING - IMPROVING THE NATION'S HEALTH AND WELL-BEING: THE YMCA OF CENTRAL MASSACHUSETTS IS PART OF AN EXCITING INITIATIVE KNOWN AS HEALTH INNOVATION - A NATIONAL RESPONSE TO THE GROWING OBESITY CRISIS. THE YMCA IS REDEFINING ITSELF AND ENGAGING COMMUNITIES ACROSS THE COUNTRY TO BETTER SUPPORT AMERICANS OF ALL AGES WHO ARE STRUGGLING TO ACHIEVE AND MAINTAIN WELL-BEING OF SPIRIT, MIND AND BODY. AS A YMCA DEDICATED TO HEALTHY LIVING FOR ITS MEMBERS, WE HAVE PLUNGED INTO AND SUSTAINED A WHOLE NEW LEVEL OF INTENSIVE HEALTH AND WELLNESS WORK: FROM STAFF-DRIVEN TO MEMBER-FOCUSED WITH ENVIRONMENTAL CHANGE AND INNOVATIVE PROGRAMS; ORGANIZATIONALLY, OUR YMCA IS IMPLEMENTING AND EVALUATING CUTTING EDGE SERVICES TO TRULY SUPPORT PEOPLE OF ALL AGES IN THEIR PURSUIT OF HEALTH. AT A BRANCH LEVEL, NATIONAL RESOURCES AND TECHNICAL ASSISTANCE HAS TRANSLATED INTO PROGRAM EXPERIMENTATION AND IMPROVEMENT REGARDING OUR DIFFERENT YOUTH WELLNESS INITIATIVES.
		WE HAVE INTEGRATED THE FOOD & FUN CURRICULUM, A CURRICULUM CREATED BY THE HARVARD SCHOOL OF PUBLIC HEALTH, DESIGNED TO HELP YMCAS INTEGRATE HEALTHY SNACKS, ACTIVE GAMES AND CREATIVE LEARNING OPPORTUNITIES INTO AFTERSCHOOL PROGRAMS. OVER THE PAST FEW YEARS, WE HAVE BUILT CAPACTITY AND HAVE BEEN ABLE TO EXPERIMENT WITH DIFFERENT ASPECTS OF PROGRAM IMPLEMENTATION, ALL WITH THE GOAL TO BETTER UNDERSTAND OUR CHILDREN AND FAMILIES AND REACH THEM IN NEW AND MORE MEANINGFUL WAYS. AND FINALLY, WE HAVE TRANFORMED OUR VENDING MACHINE OFFERINGS TO BETTER SUPPORT MEMBERS AND PROGRAM PARTICIPANTS CHOICE OF HEALTHY SNACKS. EXAMPLES OF INNOVATIVE HEALTHY LIVING INITIATIVES INCLUDE: "Y-FIT": THIS COLLABORATIVE PROGRAM WITH EMMANUEL BAPTIST CHURCH (AS WELL AS OTHER LOCAL CHURCHES) PROVIDES A COMPREHENSIVE HEALTH AND WELLNESS PROGRAM DESIGNED TO MEET THE UNIQUE NEEDS OF YOUNG PEOPLE. BY OFFERING A DIVERSE MENU OF PHYSICAL FITNESS, NUTRITION AND OTHER WELLNESS OPPORTUNITIES AT OUR CENTRAL COMMUNITY BRANCH, THE YMCA WORKS WITH APPROXIMATELY 100 PARTICIPANTS, IN THE YOUTH WELLNESS CENTER (LOCATED IN THE BRANCH'S TEEN ZONE) WHO ENGAGE IN AND TRACK ACTIVITIES TO IMPROVE THEIR HEALTH. Y-FIT CONTINUES TO SEE OUTSTANDING RETENTION IN THE PROGRAM AND A SIGNIFICANT NUMBER OF TEENS NOT ONLY PARTICIPATE IN Y-FIT, BUT JOIN OTHER YMCA TEEN PROGRAMS. "SHORE PARK COLLABORATION": THE YMCA IS EXCITED TO CONTINUE ITS COLLABORATION WITH THE CITY OF WORCESTER AND BANCROFT SCHOOL IN AN EFFORT TO PROVIDE SAFE ACCESS TO SHORE PARK'S WATERFRONT. IN ADDITION, SHORE PARK IS ONE OF THE CITY'S FREE LUNCH PROGRAM SITES WHICH OFFER NUTRITIOUS MEALS TO CHILDREN UNDER THE AGE OF 18. LOCAL FAMILIES HAVE A SAFE AND FUN PLACE TO GATHER, COOL OFF AND ENJOY THE SUMMER MONTHS. THE YMCA IS PROVIDING HIGH QUALITY, CERTIFIED STAFF TO ENSURE THE SAFETY AND WELLNESS OF THE HUNDREDS OF CHILDREN AND FAMILIES EACH SUMMER THAT TAKE ADVANTAGE OF THIS WONDERFUL COMMUNITY ASSET. "GREENDALE FAMILY LOCATION YOUTH & FAMILY WELLNESS CENTER": THIS SPECIALIZED WELLNESS CENTER IS GEARED FOR CHILDREN (AGES 7 TO 12) AND THEIR FAMILIES TO SUPPORT THEIR OVERALL PURSUIT OF HEALTHY LIVING. THIS FAMILY-FRIENDLY ENVIRONMENT PROVIDES AN OPPORTUNITY TO EDUCATE FAMILIES ON HOW TO SUCCESSFULLY INTEGRATE PHYSICAL ACTIVITY INTO THEIR LIVES. THIS TARGETED SPACE IS THE PERFECT PLACE FOR FAMILIES TO RECONNECT AND GET MOVING! IN ADDITION, COMMUNITY-BASED ORGANIZATIONS ALSO USE THE CENTER FOR CLASSES AND DIFFERENT INSTRUCTIONAL WORKSHOPS. "SALSA, SABOR Y SALUD": THIS PROGRAM WAS DEVELOPED BY THE NATIONAL LATINO CHILDREN'S INSTITUTE TO IMPROVE AWARENESS OF HABITS LEADING TO BETTER NUTRITION AND INCREASED PHYSICAL ACTIVITY FOR LATINO FAMILIES WITH CHILDREN 12 AND YOUNGER. FAMILIES PARTICIPATE ACTIVELY IN A SERIES OF EIGHT SESSIONS THAT REINFORCE THE IMPORTANCE OF ACHIEVING "ENERGY BALANCE" THROUGH HEALTHIER FOOD CHOICES AND INCREASED LEVELS OF PHYSICAL ACTIVITY. THIS PAST YEAR, OVER 100 FAMILIES HAVE PARTICIPATED IN THE PROGRAM, AND HAVE IDENTIFIED THE NECESSARY HABITS TO SUPPORTING THEIR OVERALL HEALTH AND WELL-BEING. "LIVESTRONG AT THE YMCA": IN SEPTEMBER 2007, YMCA OF THE USA AND LANCE ARMSTRONG'S FOUNDATION (LIVESTRONG) ANNOUNCED A MULTI-YEAR PARTNERSHIP TO JOINTLY DEVELOP LIVESTRONG AT THE YMCA, A PHYSICAL ACTIVITY AND WELL-BEING PROGRAM FOR ADULT CANCER SURVIVORS. THROUGH A REQUEST FOR RESPONSE (RFR) PROCESS FOLLOWED BY THE SELECTION OF YMCAS DECIDED BY A NATIONAL VOTING PROCESS, THE YMCA OF CENTRAL MASSACHUSETTS LED A COHORT OF SEVEN OTHER YMCAS IN MASSACHUSETTS AND CONNECTICUT. WE ARE PROUD TO HAVE RECEIVED THE MOST VOTES IN THE COUNTRY, THEREBY EARNING THE PRIVILEGE OF IMPLEMENTING THE PROGRAM IN WORCESTER (AS WELL AS OTHER AREAS DEFINED BY THE MEMBERS OF THE COHORT). IN 2011 WE BEGAN AN EXTENSIVE TRAINING PROGRAM AND HAVE BEGUN TO OFFER THE PROGRAM IN FISCAL YEAR 2012. ANY CANCER SURVIVOR, WHO HAS BEEN CLEARED BY A PHYSICIAN, IS WELCOME TO PARTICIPATE. LIVESTRONG AT THE YMCA HELPS PEOPLE AFFECTED BY CANCER REACH THEIR HOLISTIC HEALTH GOALS. THIS RESEARCH-BASED PROGRAM OFFERS THOSE LIVING WITH, THROUGH AND BEYOND CANCER A SAFE, EMPOWERING ENVIRONMENT TO PARTICIPATE IN ACTIVITIES FOCUSED ON STRENGTHENING THE WHOLE PERSON. PARTICIPANTS WORK WITH OUR SPECIALLY TRAINED Y STAFF TO ACHIEVE GOALS SUCH AS BUILDING MUSCLE MASS AND STRENGTH; INCREASING FLEXIBILITY AND ENDURANCE; AND IMPROVING CONFIDENCE AND SELF-ESTEEM. OF COURSE, EVERY CONSIDERATION IS TAKEN TO ENSURE THAT THE PROGRAM IS APPROPRIATE FOR EACH INDIVIDUAL PARTICIPANT: WE CONDUCT AN EXTENSIVE INTAKE SESSION, SECURE MEDICAL CLEARANCE FROM THE PARTICIPANT'S PHYSICIAN AND PERFORM A HEALTH SCREENING. IN ADDITION TO PHYSICAL BENEFITS, THE PROGRAM ALSO FOCUSES ON THE EMOTIONAL WELL-BEING OF SURVIVORS AND THEIR FAMILIES BY PROVIDING A SUPPORTIVE "COMMUNITY" WHERE PEOPLE IMPACTED BY CANCER CAN CONNECT DURING TREATMENT AND BEYOND. SEVERAL YMCA PROGRAMS ARE DESIGNED TO ENHANCE THE HEALTH AND WELL-BEING OF YOUNGER MEMBERS OF OUR COMMUNITY. IN PARTICULAR, WE ARE COMMITTED TO ADDRESSING THE OBESITY EPIDEMIC THAT HAS BEEN SPREADING ACROSS THE COUNTRY. IT IS ESTIMATED THAT OVER 30% OF CHILDREN IN THE WORCESTER PUBLIC SCHOOLS ARE OBESE OR OVERWEIGHT AND THE OBESITY RATES HAVE INCREASED AMONG CHILDREN OF ALL RACIAL AND ETHNIC GROUPS. DISPROPORTIONATE OBESITY RATES HAVE BEEN NOTED IN LOW INCOME AND RACIALLY DIVERSE POPULATIONS, PARTICULARLY AMONG LATINO AND BLACK YOUTH. SEVERAL OTHER YOUTH AND TEEN PROGRAMS, SUCH AS KIDS ON THE MOVE, GIRLS ON THE GO, BOYS ON THE GO AND Y-FIT TEACH CRITICAL NUTRITION AND PHYSICAL ACTIVITY SKILLS TO CHILDREN IN OUR COMMUNITY. THESE PROGRAMS PROVIDE YOUNG PEOPLE WITH EDUCATION AND SKILLS DEVELOPMENT IN A SUPPORTIVE ENVIRONMENT THAT EMPOWERS GROWTH, POSITIVE EXPERIENCES AND SUCCESS IN MANY FACETS OF THEIR LIVES. PARTICIPANTS DEVELOP SKILLS AND RESOURCES TO MANAGE AND SUSTAIN HEALTHY LIFE CHOICES. THE POTENTIAL LONG-TERM BENEFITS INCLUDE REDUCED HEALTH CARE COSTS, INCREASED LIFE EXPECTANCY WITH DECREASED CHRONIC DISEASE, BUILDING BLOCKS TO INFORMED HEALTHY DECISION MAKING AND INDEPENDENCE. SOCIAL RESPONSIBILITY: GIVING BACK AND PROVIDING SUPPORT TO OUR NEIGHBORS THROUGH A VARIETY OF TEEN AND COMMUNITY-BASED INITIATIVES. SEVERAL EXAMPLES INCLUDE: "SPARTACUS": THE SPARTACUS PROGRAM STRIVES TO REDUCE THE NUMBER OF REPEAT JUVENILE OFFENDERS, WHILE INSTILLING A SENSE OF COMMUNITY IN ALL PARTICIPANTS BY ENCOURAGING THEM TO MAKE THEIR NEIGHBORHOODS SAFER FOR EVERYONE AND TO SHOW THEM THAT THEY CAN CHOOSE A MORE POSITIVE COURSE IN LIFE. THE TEN-WEEK PROGRAM, SERVING 80 STUDENTS ANNUALLY, INCORPORATES ADVENTURE-BASED ACTIVITIES, "BOOT CAMP" TYPE PHYSICAL ACTIVITIES, ACADEMIC HELP, COMMUNITY SERVICE, LEADERSHIP DEVELOPMENT AND, UPON COMPLETION OF THE PROGRAM, A YMCA MEMBERSHIP. "MINORITY ACHIEVERS PROGRAM": THE MINORITY ACHIEVERS PROGRAM IS DESIGNED TO CREATE A DIVERSE, INCLUSIVE, AND CHALLENGING ENVIRONMENT FOR MIDDLE AND HIGH SCHOOL STUDENTS TO HELP DEVELOP EDUCATED, COMMITTED, AND DIVERSE LEADERS OF TOMORROW. USING RIGOROUS ACADEMIC TRAINING, EXPOSURE TO ROLE MODELS AND CHARACTER BUILDING ACTIVITIES, ALONG WITH HELP IN LOCATING FINANCIAL RESOURCES FOR COLLEGE, THE PROGRAM HAS MADE A MAJOR DIFFERENCE IN THE LIVES OF OVER 500 DISADVANTAGED TEENS SINCE ITS INCEPTION. THIS ACADEMIC SUPPORT INITIATIVE HELPS PRIMARILY MINORITY STUDENTS IMPROVE THEIR ACADEMIC ACHIEVEMENT TO PREPARE THEM FOR MATRICULATION TO COLLEGE. THROUGH COLLABORATIONS WITH LOCAL COLLEGES, YOUTH SERVICE AGENCIES, BUSINESSES AND OTHER PARTNERS, THE MINORITY ACHIEVERS PROGRAM PROVIDES FINANCIAL AND COLLEGE-READINESS RESOURCES TO ENSURE ACCESS FOR LOW-INCOME AND MINORITY STUDENTS TO COLLEGES AND UNIVERSITIES. MINORITY ACHIEVERS STRENGTHENS OUR COMMUNITIES BY INCREASING PARENTAL AND COMMUNITY INVOLVEMENT, IMPROVING HIGH SCHOOL GRADUATION RATES, AND DEVELOPING A DIVERSE, COLLEGE EDUCATED, AND TALENTED POOL OF FUTURE EMPLOYEES. "ENGAGING A NEIGHBORHOOD - ENGAGING A COMMUNITY": THE YMCA IS PROUD OF ITS INVOLVEMENT IN MANY NEIGHBORHOOD COMMUNITY EVENTS THAT PROMOTE OUR SOCIAL RESPONSIBILITY FOCUS AREA. NATIONAL NIGHT OUT IS A NATIONALLY RECOGNIZED NEIGHBORHOOD CRIME AND DRUG PREVENTION EVENT THAT OCCURS ANNUALLY ON THE FIRST TUESDAY IN AUGUST. THIS EVENT IS CELEBRATED IN MANY OF AMERICA'S LARGEST CITIES AND TOWNS. IN ADDITION TO INCREASING AWARENESS OF CRIME AND DRUG PREVENTION PROGRAMS, NATIONAL NIGHT OUT STRENGTHENS NEIGHBORHOOD SPIRIT AND COMMUNITY-POLICE PARTNERSHIP, WHILE SENDING A MESSAGE TO CRIMINALS THAT OUR NEIGHBORHOODS ARE ORGANIZED AND FIGHTING BACK AGAINST CRIME. EACH AUGUST, THE CENTRAL COMMUNITY BRANCH HOSTS WORCESTER'S NATIONAL NIGHT OUT. OVER 1,000 PEOPLE FILL THE YMCA'S FULLER PARK TO CELEBRATE THEIR COMMUNITY. FAMILIES OF MANY DIVERSE BACKGROUNDS, LOCAL POLITICIANS AND LEADERS, POLICE OFFICERS, FIREFIGHTERS, CLERGY AND PEOPLE OF ALL AGES, INCLUDING OUR YOUTH, CELEBRATE OUR COMMUNITY COMING TOGETHER.
		THIS ANNUAL EVENT FEATURES THE PARTICIPATION OF DOZENS OF CHILDREN WHO ENJOY THE MANY EDUCATIONAL AND FUN ACTIVITIES HELD THAT NIGHT. MANY PARENTS TAKE THE OPPORTUNITY TO ASK HOW THEY CAN GET INVOLVED IN COMMUNITY PROGRAMS THAT ARE FOCUSED ON PROTECTING THEIR NEIGHBORHOODS. THE EVENING INCLUDES FUN ACTIVITIES SUCH AS HORSEBACK RIDES, FACE PAINTING, EDUCATIONAL GAMES AND A FESTIVE BLOCK PARTY ATMOSPHERE. THERE ARE SEVERAL OTHER LOCAL NEIGHBORHOOD INITIATIVES, INCLUDING WHEELS TO WATER SUMMER SWIM PROGRAM AND BEGINNING YEARS FAMILY NETWORK, WHICH ARE ESSENTIAL PARTNERSHIPS THAT ASSIST US AND OTHER COLLABORATING ORGANIZATIONS IN MEETING OUR MISSION. COLLABORATIONS WITH OVER 125 DIFFERENT FORMAL AND INFORMAL GROUPS HELP US REACH ANOTHER 25,000 INDIVIDUALS THROUGHOUT OUR 41 COMMUNITIES. "PIONEERING HEALTHIER COMMUNITIES ": IN 2008, THE YMCA OF CENTRAL MASSACHUSETTS BECAME A PARTICIPANT IN THE NATIONAL "PIONEERING HEALTHIER COMMUNITIES" INITIATIVE. THROUGH PHC, YMCAS BECOME CATALYSTS IN DRIVING POLICY AND FORGING STRUCTURAL AND ENVIRONMENTAL CHANGES IN THEIR COMMUNITIES TO PROMOTE HEALTHY LIFESTYLES. IN ORDER TO CREATE A LASTING CHANGE IN OUR COMMUNITY, WE: -SERVE AS A LEADER IN THE HEALTHY LIFESTYLE MOVEMENT; -ENHANCE EXISTING PARTNERSHIPS AND ESTABLISH NEW ONES TO EMBRACE ASSETS WITHIN THE COMMUNITY; AND -INFLUENCE POLICY CHANGES TO IMPROVE COMMUNITY ENVIRONMENTS. THROUGH PIONEERING HEALTHIER COMMUNITIES THE YMCA OF CENTRAL MASSACHUSETTS HAS CONVENED COMMUNITY LEADERS TO DIRECTLY ESTABLISH POLICIES AND INFLUENCE ENVIRONMENTAL STRATEGIES THAT HELP INDIVIDUALS AND FAMILIES LIVE HEALTHIER LIVES AND HELP OUR COMMUNITY REDUCE BARRIERS AND INCREASE SUPPORT FOR HEALTHY LIVING. WE HAVE TAKEN AN ACTIVE ROLE IN HELPING TO SUPPORT APPROACHES THAT MAKE IT EASIER TO OVERCOME BARRIERS TO HEALTHIER LIVING. SOME IMPORTANT PHC ACHIEVEMENTS TO DATE: -ENGAGED STAKEHOLDERS TO DEVELOP AN EXPANDED FOOD POLICY COUNCIL TO INCLUDE PHYSICAL ACTIVITY THAT BUILDS COMMUNITY CAPACITY AROUND HEALTHY EATING AND ACTIVE LIVING POLICY AND ENVIRONMENTAL CHANGE AND UNITE RESOURCES TO COORDINATE EFFORTS AT THE COMMUNITY LEVEL; -CONVENED PHC LEADERS TO DISCUSS STRATEGIES TO INCREASE COMMUTING PATTERNS FOR WALKING/BICYCLING BY SUPPORTING PRINCIPLES DEVELOPED BY A WORKING GROUP FOR A CITY-WIDE STREET/SIDEWALK FUNDING PROJECT. THIS EFFORT, SUPPORTED BY COMMUNITY DOLLARS, WILL LINK CAPITAL IMPROVEMENT TO PHYSICAL ACTIVITY EFFORTS THROUGHOUT THE COMMUNITY. THE CITY MANAGER IS LEADING THIS EFFORT TO COORDINATE AND CONNECT SIDEWALK REPAIRS TO PARKS, MAKING THEM ACCESSIBLE THROUGHOUT THE CITY; -SUPPORTED SUBMISSION, ADOPTION, AND ENFORCEMENT OF ORDINANCE TO REDUCE TEMPORARY SIGNAGE PROMOTING UNHEALTHY FOOD CHOICES IN COMMUNITY STORES; -ADVOCATED FOR THE IMPLEMENTATION OF A CITY-WIDE RECESS POLICY PROMOTING PHYSICAL ACTIVITY DURING RECESS TIME; -WORKED WITH SEVERAL MEMBERS OF THE LEADERSHIP TEAM AND THEIR RESPECTIVE ORGANIZATIONS ON ASSESSING WORKPLACE WELLNESS INITIATIVES AND DEVELOPING ONE YEAR ACTION PLANS TO INCREASE EMPLOYEE HEALTH AND WELL-BEING; AND -WORKED IN COLLABORATION WITH STUDENTS FROM UMASS MEDICAL SCHOOL IN THE DEVELOPMENT OF A RESTAURANT CERTIFICATION PROGRAM THAT SUPPORTS LOCAL BUSINESSES IN CHOICE ARCHITECTURE RELATIVE TO THE SELECTION OF HEALTHFUL ENTREES. INTERNATIONAL PARTNERSHIPS: THE YMCA CONTINUES TO BE RECOGNIZED AS A LEADER IN INTERNATIONAL PROGRAMMING. OUR PARTNERSHIPS OVER THE YEARS WITH SRI LANKA, SENEGAL AND SCOTLAND HAVE BUILT INTERNATIONAL UNDERSTANDING AND COOPERATION. THROUGH EXCHANGE PROGRAMS AND INTERNATIONAL CAMP COUNSELOR PROGRAMS, OUR FOCUS HAS BEEN ON ENHANCING CULTURAL AWARENESS AS WELL AS PROVIDING UNIQUE LEARNING OPPORTUNITIES AND LIFE-CHANGING EXPERIENCES FOR LOCAL CHILDREN, TEENS, FAMILIES, STAFF AND VOLUNTEERS. OVER THE LAST FEW YEARS WE HAVE HOSTED INTERNATIONAL CAMP COUNSELORS FROM VENEZUELA AND BOLIVIA. THIS YEAR, THROUGH THE YMCA AROUND THE WORLD INITIATIVE, WE ARE SENDING A GRADUATE STUDENT TO SRI LANKA, SENEGAL, SCOTLAND AND PERU TO LEARN IN DEPTH THE ROLE OF YMCAS AROUND THE WORLD. WE KEEP SUPPORTING THE NEGOMBO YMCA IN SRI LANKA, WITH WHOM WE HAVE PARTNERED WITH FOR OVER 15 YEARS AS THEY REACH OUT TO THEIR COMMUNITIES WITH PROGRAMS THAT MEET VERY CRITICAL NEEDS - EDUCATION, YOUTH LEADERSHIP, ADULT EMPOWERMENT INITIATIVES FOR EXAMPLE. INVESTMENTS IN PEOPLE: IN 2011, THE YMCA'S STRONG KIDS CAMPAIGN RAISED MORE THAN $575,000 TOWARD MAKING SUCH PROGRAMS AS DAY CAMP, AFTERSCHOOL ENRICHMENT, TEEN LEADERSHIP AND CHILD CARE/CAMP AVAILABLE TO ALL THROUGH Y ACCESS, OUR FINANCIAL ASSISTANCE PROGRAM. ADDITIONAL SUPPORT FROM COMMUNITY PARTNERS AND GIFTS FROM DONORS ENABLE US TO INVEST MORE THAN $1.5 MILLION IN CRITICAL PROGRAMS AND SERVICES. OVER THE PAST TWO YEARS, WE HAVE SEEN A 30% INCREASE IN REQUESTS FOR FINANCIAL ASSISTANCE. DUE TO THE SUCCESS OF OUR ANNUAL FUND, THE YMCA HAS BEEN ABLE TO FULFILL THESE ASSISTANCE REQUESTS, SUPPORTING FAMILIES IN NEED IN OUR COMMUNITY.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2010

Additional Data

Software ID:
Software Version:

1	Briefly describe the organization’s mission or most significant activities: THE YMCA OF CENTRAL MASSACHUSETTS STRENGTHENS THE FOUNDATIONS OF COMMUNITY.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ....	3	25
4	Number of independent voting members of the governing body (Part VI, line 1b) ....	4	25
5	Total number of individuals employed in calendar year 2010 (Part V, line 2a) ...	5	875
6	Total number of volunteers (estimate if necessary) ....	6	675
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ..	7a	0
b	Net unrelated business taxable income from Form 990-T, line 34 ..	7b	0

Sign Here

	Signature of officer	Date

	Type or print name and title.

Paid Preparer's Use Only	Preparer's signature	Date	Check if self- employed	Preparer’s taxpayer identification number (see instructions)
	Firm’s name (or yours if self-employed), address, and ZIP + 4			EIN
				Phone no.


4a	(Code: ) (Expenses $ 4,118,849 including grants of $ ) (Revenue $ 3,143,377 )
	YOUTH DEVELOPMENT: WE ARE A LEADER IN PROVIDING YOUTH DEVELOPMENT OPPORTUNITIES. THROUGH PRESCHOOL, AFTERSCHOOL AND SUMMER CAMP PROGRAMS, WE SERVE THOUSANDS OF CHILDREN TEACHING OUR FOUR CORE VALUES OF CARING, HONESTY, RESPECT AND RESPONSIBILITY. WE PROVIDED $230,000 IN DIRECT FINANCIAL ASSISTANCE AND $240,000 IN PROGRAM SUBSIDIES IN FISCAL 2011 WHILE GIVING PARTICIPANTS A SAFE CHILDCARE, AFTER SCHOOL, OR SUMMER CAMP EXPERIENCE.

4b	(Code: ) (Expenses $ 7,841,499 including grants of $ ) (Revenue $ 1,560,168 )
	HEALTHY LIVING: CORE TO OUR MISSION IS PROMOTING HEALTHY LIFESTYLES. IT IS INDISPUTABLE THAT LIFESTYLE RELATED ILLNESS AND DISEASE IS ON THE RISE IN THE UNITED STATES. WE COMBAT THIS TREND BY OFFERING HEALTHY ALTERNATIVES TO ALMOST 30,000 MEMBERS WHO WANT TO LEARN ABOUT AND PARTICIPATE IN HEALTHY ACTIVITIES. MANY FAMILIES AND INDIVIDUALS WOULD NOT HAVE ACCESS TO OUR QUALITY FACILITIES AND PROGRAMS IF NOT FOR $570,000 IN FINANCIAL ASSISTANCE PROVIDED IN FISCAL 2011.

4c	(Code: ) (Expenses $ 433,977 including grants of $ ) (Revenue $ 25,217 )
	TEEN LEADERSHIP & SOCIAL RESPONSIBILITY: WE PROVIDE AN ARRAY OF PROGRAMS AT LITTLE OR NO COST THAT SUPPORT TEEN LEADERSHIP AND SOCIAL RESPONSIBILITY. TEEN PROGRAMMING RUNS THE SPECTRUM FROM SPARTACUS, A PROGRAM FOR "COURT ACQUAINTED" TEENS TO MINORITY ACHIEVERS WHICH ENGAGES PARTICIPANTS IN COLLEGE PREPARATORY ACTIVITIES. OUR WORK IN SOCIAL RESPONSIBILITY IS NOT LIMITED TO TEENS AS WE BELIEVE IN BEING A GOOD NEIGHBOR TO THOSE IN NEED. IN FISCAL 2011, TEEN LEADERSHIP ACTIVITIES WERE SUBSIDIZED AT A LEVEL OF $380,000 WHILE OTHER "SOCIAL RESPONSIBILITY" ACTIVITIES WERE SUBSIDIZED AT A LEVEL OF $130,000.

4d	Other program services. (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses$ 12,394,325

(A) Name and Title	(B) Average hours per week (describe hours for related organizations in Schedule O)				(D) Reportable compensation from the organization (W- 2/1099-MISC)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and Title
(18) JACK FOLEY BOARD MEMBER	2.00	X			0	0	0
(19) DAVID WOODBURY BOARD MEMBER	2.00	X			0	0	0
(20) JACK BERGAN TREASURER	2.00	X			0	0	0
(21) RUSSELL DYE VICE CHAIR	2.00	X			0	0	0
(22) PAULA GREEN VICE CHAIR	2.00	X			0	0	0
(23) RAYMOND QUINLAN CHAIR	2.00	X			0	0	0
(24) TODD RODMAN CLERK	2.00	X			0	0	0
(25) DEBRA SEYMOUR ASSISTANT TREASURER	2.00	X			0	0	0
(26) KATHRYN ZINGG HUNTER PRESIDENT	40.00	X	X	X	190,095	0	20,203
(27) KENNETH MIERZYKOWSKI EXEC VICE PRESIDENT	40.00	X			119,807	0	14,479
(28) MICHAEL E STRAND V.P. OF ADMINISTRATION	40.00	X			111,296	0	12,724

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	9,417,632	9,324,035
9	Program service revenue (Part VIII, line 2g) .........	4,583,249	4,656,859
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	98,393	549,585
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	5,953	71,903
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)...................	14,105,227	14,602,382
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	0	0
14	Benefits paid to or for members (Part IX, column (A), line 4) ....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	8,180,021	8,063,804
16a	Professional fundraising fees (Part IX, column (A), line 11e)....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 294,030
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24f)....	6,380,853	6,475,234
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	14,560,874	14,539,038
19	Revenue less expenses. Subtract line 18 from line 12......	-455,647	63,344
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16)............	39,682,915	38,131,038
21	Total liabilities (Part X, line 26)............	23,793,316	23,671,715
22	Net assets or fund balances. Subtract line 21 from line 20 .....	15,889,599	14,459,323

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)............	421,198	0	47,406

(A) Name and business address	(B) Description of services	(C) Compensation





2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 in compensation from the organization 0

				(A) Total revenue	(B) Related or exempt function revenue	(C) Unrelated business revenue	(D) Revenue excluded from tax under sections 512, 513, or 514
1a	Federated campaigns..1a		43,508
b	Membership dues....1b		7,444,193
c	Fundraising events....1c
d	Related organizations...1d
e	Government grants (contributions)1e		808,334

f	All other contributions, gifts, grants, and similar amounts not included above1f		1,028,000
g	Noncash contributions included in lines 1a-1f:$
h	Total. Add lines 1a-1f.......			9,324,035
			Business Code
2a	PROGRAM FEES & ACTIVIT		900,099	4,656,859	4,656,859
b
c
d
e
f	All other program service revenue .
g	Total. Add lines 2a–2f........			4,656,859
3	Investment income (including dividends, interest
	and other similar amounts).....			142,749			142,749
4	Income from investment of tax-exempt bond proceeds..
5	Royalties............
		(i) Real	(ii) Personal
6a	Gross Rents
b	Less: rental expenses
c	Rental income or (loss)
d	Net rental income or (loss).......
		(i) Securities	(ii) Other
7a	Gross amount from sales of assets other than inventory	2,326,295
b	Less: cost or other basis and sales expenses	1,919,459
c	Gain or (loss)	406,836
d	Net gain or (loss)..........			406,836			406,836
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ...
	a
b	Less: direct expenses ...b
c	Net income or (loss) from fundraising events..
9a	Gross income from gaming activities. See Part IV, line 19 ...
	a
b	Less: direct expenses ...b
c	Net income or (loss) from gaming activities...
10a	Gross sales of inventory, less returns and allowances .
	a
b	Less: cost of goods sold ..b
c	Net income or (loss) from sales of inventory..
Miscellaneous Revenue			Business Code
11a	MISCELLANEOUS		900,099	71,903	71,903
b
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......			71,903
12	Total revenue. See Instructions....			14,602,382	4,728,762	0	549,585


				(A) Beginning of year		(B) End of year
1	Cashnon-interest-bearing ..........			2,232,322	1	1,709,342
2	Savings and temporary cash investments .......			369,751	2	930,282
3	Pledges and grants receivable, net .........			698,581	3	311,219
4	Accounts receivable, net .........			101,401	4	60,295
5	Receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of
	Schedule L ..........				5
6	Receivables from other disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B). Complete Part II of
	Schedule L ..........				6
7	Notes and loans receivable, net .............				7
8	Inventories for sale or use ..............				8
9	Prepaid expenses and deferred charges ............			96,559	9	108,264
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	43,384,095
b	Less: accumulated depreciation. .....	10b	16,607,965	27,563,131	10c	26,776,130
11	Investments—publicly traded securities ..........				11
12	Investments—other securities. See Part IV, line 11 ......			6,107,566	12	5,808,560
13	Investments—program-related. See Part IV, line 11 ..				13
14	Intangible assets .........				14
15	Other assets. See Part IV, line 11 ...........			2,513,604	15	2,426,946
16	Total assets. Add lines 1 through 15 (must equal line 34)...			39,682,915	16	38,131,038
17	Accounts payable and accrued expenses .			490,877	17	517,367
18	Grants payable ..........				18
19	Deferred revenue ..........			330,257	19	452,109
20	Tax-exempt bond liabilities ..........				20
21	Escrow or custodial account liability. Complete Part IV of Schedule D..				21
22	Payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..........				22
23	Secured mortgages and notes payable to unrelated third parties ..			19,000,977	23	17,847,677
24	Unsecured notes and loans payable to unrelated third parties ....				24
25	Other liabilities. Complete Part X of Schedule D.....			3,971,205	25	4,854,562
26	Total liabilities. Add lines 17 through 25.....			23,793,316	26	23,671,715
	Organizations that follow SFAS 117, check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets .....			14,807,305	27	13,334,403
28	Temporarily restricted net assets .....			139,040	28	181,666
29	Permanently restricted net assets .....			943,254	29	943,254
	Organizations that do not follow SFAS 117, check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds .....				30
31	Paid-in or capital surplus, or land, building or equipment fund .....				31
32	Retained earnings, endowment, accumulated income, or other funds				32
33	Total net assets or fund balances .....			15,889,599	33	14,459,323
34	Total liabilities and net assets/fund balances .....			39,682,915	34	38,131,038