Form990-PF

Department of the Treasury
Internal Revenue Service
Return of Private Foundation
or Section 4947(a)(1) Nonexempt Charitable Trust
Treated as a Private Foundation
Note. The foundation may be able to use a copy of this return to satisfy state reporting requirements.
OMB No. 1545-0052
2012
Open to Public Inspection
For calendar year 2012, or tax year beginning 01-01-2012 , and ending 12-31-2012
Name of foundation
HOME SAVINGS CHARITABLE FOUNDATION 450012018
 

Number and street (or P.O. box number if mail is not delivered to street address)C/O FARMERS TRUST CO 42 MCCLURG R   Room/suite
City or town, state, and ZIP code
YOUNGSTOWN, OH44512
A Employer identification number

34-1695319
B Telephone number (see instructions)

(330) 743-7000
C bullet
G Check all that apply:

D 1. bullet
2. bullet
H Check type of organization:
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$12,791,603J Accounting method:
 
(Part I, column (d) must be on cash basis.)
E bullet
F bullet
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check bullet
3 Interest on savings and temporary cash investments 65 65  
4 Dividends and interest from securities...... 283,261 283,261  
5a Gross rents..............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 558,398
b Gross sales price for all assets on line 6a 3,151,888
7 Capital gain net income (from Part IV, line 2)... 558,398
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 841,724 841,724  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 43,363 30,354   13,009
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment 2,830 708 0 2,123
c Other professional fees (attach schedule).... Click to see attachment 30,516 15,258   15,258
17 Interest...............       0
18 Taxes (attach schedule) (see instructions) Click to see attachment 13,527 1,121   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment 200     200
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 90,436 47,441 0 30,590
25 Contributions, gifts, grants paid........ 562,454 562,454
26 Total expenses and disbursements. Add lines 24 and 25 652,890 47,441 0 593,044
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 188,834
b Net investment income (if negative, enter -0-) 794,283
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2012)
Form 990-PF (2012)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing...............      
2 Savings and temporary cash investments.......... 362,821 761,162 761,162
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see page 15 of the
instructions)....................      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use...............      
9 Prepaid expenses and deferred charges...........      
10a Investments—U.S. and state government obligations (attach schedule) 305,400    
b Investments—corporate stock (attach schedule)........ 7,525,990 Click to see attachment7,261,155 6,742,213
c Investments—corporate bonds (attach schedule)........ 3,792,273 Click to see attachment4,112,204 4,398,497
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans..............      
13 Investments—other (attach schedule)........... 519,966 Click to see attachment560,767 889,731
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 12,506,450 12,695,288 12,791,603
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable...................    
19 Deferred revenue..................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)..........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted....................    
25 Temporarily restricted................    
26 Permanently restricted................    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds......... 12,506,450 12,695,288
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see page 17 of the
instructions).................... 12,506,450 12,695,288
31 Total liabilities and net assets/fund balances (see page 17 of
the instructions).................. 12,506,450 12,695,288
Part III Analysis of Changes in Net Assets or Fund Balances
1 Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
with end-of-year figure reported on prior year’s return)............... 1 12,506,450
2 Enter amount from Part I, line 27a..................... 2 188,834
3 Other increases not included in line 2 (itemize) bulletClick to see attachment 3 4
4 Add lines 1, 2, and 3.......................... 4 12,695,288
5 Decreases not included in line 2 (itemize) bullet 5 0
6 Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30. 6 12,695,288
Form 990-PF (2012)
Form 990-PF (2012)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a 2673. AT&T INC   2000-10-17 2012-11-19
b 665. AMERISOURCEBERGEN CORP   2010-07-01 2012-05-21
c 65. APPLE COMPUTER INC   2010-08-11 2012-11-19
d 6600. AQUA AMERICA INC   2009-07-31 2012-05-04
e 255. AUTOZONE INC COM   2009-07-31 2012-07-05
525. AUTOZONE INC COM   2009-07-31 2012-10-24
1300. CATERPILLAR INC DEL COM   2010-01-06 2012-06-29
220. CHEVRONTEXACO CORP   2009-12-03 2012-11-19
4200. COCA COLA CO COM   2008-05-07 2012-09-04
1370. FAMILY DOLLAR STORES INC   2012-07-05 2012-10-12
300000. FEDERAL FARM CREDIT BANK 3.875% 01/10/19-12 C   2011-01-07 2012-01-10
725. GLAXOSMITHKLINE PLC   2012-03-16 2012-11-19
495000. GOLDMAN SACHS GROUP INC 5.700% 09/01/12   2006-07-17 2012-09-01
595. ILLINOIS TOOL WORKS INC COM   2011-01-18 2012-09-12
3000. ISHARES COMEX GOLD   2008-10-09 2012-03-27
690. ISHARES S&P MIDCAP 400   2009-04-03 2012-11-19
1545. ISHARES S&P SMALLCAP 600 INDEX FUND   2009-04-03 2012-11-19
3000. J.P. MORGAN CHASE & CO   2009-12-03 2012-04-19
1100. MCDONALDS CORP COM   2009-06-19 2012-06-20
4545. MOLEX INC   2011-05-10 2012-03-14
270. NORFOLK & SOUTHERN CO   2011-02-22 2012-11-19
1540. NORFOLK & SOUTHERN CO   2011-02-22 2012-11-29
795. NORFOLK & SOUTHERN CO   2011-02-22 2012-12-10
1420. ORACLE CORP COM   2009-07-31 2012-11-19
1900. PARKER-HANNIFIN CORP   2010-03-18 2012-03-14
840. PHILIP MORRIS INTL INC   2009-05-27 2012-11-19
565. PRAXAIR INC COM   2009-07-31 2012-05-21
1135. PRAXAIR INC COM   2009-07-31 2012-10-18
1690. WELLS FARGO & CO NEW   2011-08-03 2012-11-19
1120. WILLIAMS COMPANIES   2011-12-20 2012-11-19
.998 WPX ENERGY INC   2011-12-20 2012-01-10
1754. WPX ENERGY INC   2011-12-20 2012-05-03
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 90,078   71,718 18,360
b 24,132   20,550 3,582
c 36,088   16,337 19,751
d 146,907   119,704 27,203
e 93,307   39,318 53,989
192,417   80,948 111,469
109,942   77,778 32,164
22,871   17,279 5,592
156,335   123,753 32,582
90,151   92,492 -2,341
300,000   305,400 -5,400
30,732   32,878 -2,146
495,000   494,559 441
35,930   33,451 2,479
49,255   26,102 23,153
66,839   39,925 26,914
113,190   88,172 25,018
130,293   129,045 1,248
97,464   64,020 33,444
125,439   126,972 -1,533
15,390   17,383 -1,993
92,829   99,146 -6,317
49,196   51,183 -1,987
42,643   31,723 10,920
169,968   124,757 45,211
72,290   35,010 37,280
60,626   44,355 16,271
122,594   83,475 39,119
54,704   46,164 8,540
36,220   28,994 7,226
17   18 -1
29,041   30,881 -1,840
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       18,360
b       3,582
c       19,751
d       27,203
e       53,989
      111,469
      32,164
      5,592
      32,582
      -2,341
      -5,400
      -2,146
      441
      2,479
      23,153
      26,914
      25,018
      1,248
      33,444
      -1,533
      -1,993
      -6,317
      -1,987
      10,920
      45,211
      37,280
      16,271
      39,119
      8,540
      7,226
      -1
      -1,840
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 558,398
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 . . . . . . . . . . . . . . . . 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If “Yes,” the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see page 18 of the instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2011 567,364 10,771,746 0.052671
2010 779,925 10,846,189 0.071908
2009 845,789 10,296,122 0.082146
2008 907,079 15,121,492 0.059986
2007 1,263,009 20,794,879 0.060737
2 Total of line 1, column (d) ...................... 2 0.327448
3 Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years. . . 		3 0.06549
4 Enter the net value of noncharitable-use assets for 2012 from Part X, line 5..... 4 12,323,941
5 Multiply line 4 by line 3....................... 5 807,095
6 Enter 1% of net investment income (1% of Part I, line 27b)........... 6 7,943
7 Add lines 5 and 6......................... 7 815,038
8 Enter qualifying distributions from Part XII, line 4.............. 8 593,044
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See
the Part VI instructions.
Form 990-PF (2012)
Form 990-PF (2012)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bulletand enter “N/A” on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 15,886
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2............................ 3 15,886
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-). 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 15,886
6 Credits/Payments:
a 2012 estimated tax payments and 2011 overpayment credited to 2012 6a 7,600
b Exempt foreign organizations—tax withheld at source....... 6b
c Tax paid with application for extension of time to file (Form 8868) 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 7,600
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 8,286
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2013 estimated taxBullet   Refunded Bullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see page 19 of
the instructions for definition)?............................
1b
 
No
If the answer is “Yes” to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If “Yes,” attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If “Yes,” attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If “Yes,” has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If “Yes,” attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If “Yes,” complete Part II, col. (c), and Part XV.
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletOH
    b
    If the answer is “Yes” to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If “No,” attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2012 or the taxable year beginning in 2012 (see instructions for Part XIV)?
    If “Yes,” complete Part XIV.............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If “Yes,” attach a schedule listing their names and addresses.
    10
     
    No
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletNONE
    14
    The books are in care ofbulletFARMERS TRUST COMPANY Telephone no.bullet (330) 743-7000
    Located atbullet42 MCCLURG ROADYOUNGSTOWNOH ZIP+4bullet44512
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16
    At any time during calendar year 2012, did the foundation have an interest in or a signature or other authority over
    a bank, securities, or other financial account in a foreign country? .................
    16
     
    No
    See instructions for exceptions and filing requirements for Form TD F 90-22.1. If "Yes", enter the name of the foreign country bullet  
    Form 990-PF (2012)
    Form 990-PF (2012)
    Page 5
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the “Yes” column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?.........................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?.................
    (6) Agree to pay money or property to a government official? (Exception. Check “No”
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).........
    b
    If any answer is “Yes” to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see page 20 of the instructions)?...
    1b
     
     
    .........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2012?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2012, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2012?...............
    If “Yes,” list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer “No” and attach statement—see instructions.) ..............
    2b
     
    No
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?.........................
    b
    If “Yes,” did it have excess business holdings in 2012 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2012.)....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2012?
    4b
     
    No
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?...............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 509(a)(1), (2), or (3), or section 4940(d)(2)? (see instructions)........
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?........
    b
    If any answer is “Yes” to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is “Yes” to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?............
    If “Yes,” attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?........................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If “Yes” to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2012)
    Form 990-PF (2012)
    Page 6
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to
    employee benefit plans
    and deferred compensation     		(e) Expense account,
    other allowances
    FARMERS TRUST COMPANY TRUSTEE
    2     		43,363    
    42 MCCLURG ROAD
    YOUNGSTOWN,OH44512
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE.”
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Form 990-PF (2012)
    Form 990-PF (2012)
    Page 7
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See page 24 of the instructions.
    3  
    Total. Add lines 1 through 3..........................bullet  
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
    see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    11,839,775
    b
    Average of monthly cash balances.......................
    1b
    671,840
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    12,511,615
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    12,511,615
    4
    Cash deemed held for charitable activities. Enter 1 1⁄2% of line 3 (for greater amount, see
    instructions) .............................
    4
    187,674
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    12,323,941
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    616,197
    Part XI
    Distributable Amount bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    616,197
    2a
    Tax on investment income for 2012 from Part VI, line 5......
    2a
    15,886
    b
    Income tax for 2012. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    15,886
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    600,311
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    600,311
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII,
    line 1................................
    7
    600,311
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    593,044
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
    0
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
    0
    b
    Cash distribution test (attach the required schedule) .................
    3b
    0
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    593,044
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    593,044
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2012)
    Form 990-PF (2012)
    Page 8
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2011     		(c)
    2011     		(d)
    2012
    1 Distributable amount for 2012 from Part XI, line 7 600,311
    2 Undistributed income, if any, as of the end of 2012:
    a Enter amount for 2011 only....... 88,524
    b Total for prior years:2010, 20, 20 0
    3 Excess distributions carryover, if any, to 2012:
    a From 2007....... 0
    b From 2008....... 0
    c From 2009....... 0
    d From 2010....... 0
    e From 2011....... 0
    fTotal of lines 3a through e......... 0
    4Qualifying distributions for 2012 from Part
    XII, line 4: bullet$ 593,044
    a Applied to 2011, but not more than line 2a 88,524
    b Applied to undistributed income of prior years
    (Election required—see instructions)......     		0
    c Treated as distributions out of corpus (Election
    required—see instructions).........     		0
    d Applied to 2012 distributable amount..... 504,520
    e Remaining amount distributed out of corpus 0
    5 Excess distributions carryover applied to 2012. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ...........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2011. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2012. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2013 ..........     		95,791
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (see
    instructions) .............     		0
    8Excess distributions carryover from 2007 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9Excess distributions carryover to 2013.
    Subtract lines 7 and 8 from line 6a ......     		0
    10 Analysis of line 9:
    a Excess from 2008.... 0
    b Excess from 2009.... 0
    c Excess from 2010.... 0
    d Excess from 2011.... 0
    e Excess from 2012.... 0
    Form 990-PF (2012)
    Form 990-PF (2012)
    Page 9
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2012, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2012 (b) 2011 (c) 2010 (d) 2009
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ....     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets” alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment” alternative test— enter 2⁄3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support” alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    NONE
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    NONE
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail of the person to whom applications should be addressed:
    HOME SAVINGS CHARITABLE FOUNDATION
    42 MCCLURG ROAD
    YOUNGSTOWN,OH44512
    (330) 743-7000
    bThe form in which applications should be submitted and information and materials they should include:
    NONE
    cAny submission deadlines:
    NONE
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    AWARDS ARE GRANTED TO QUALIFIED RECIPIENTS AS DETERMINED BY THE DISTRIBUTION COMMITTEE.
    Form 990-PF (2012)
    Form 990-PF (2012)
    Page 10
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    YOUNGSTOWN CITY SCHOOL
    DISTRICT
    2800 OAK STREET
    YOUNGSTOWN,OH44506     		N/A PUBLIC CHARITY CAPITAL-RENOVATE RAYEN 25,000
    NEIGHBORHOOD MINISTRIES
    1402 ROSEWOOD LANE
    YOUNGSTOWN,OH44505     		N/A PUBLIC CHARITY SUPPORT YOUTH & SUMMER 2,000
    MONTESSORI SCHOOL OF THE
    MAHONING VALLEY
    2008 LYNN AVENUE
    YOUNGSTOWN,OH44514     		N/A PUBLIC CHARITY SUPPORT PROGRAM 5,000
    INDIANA UNIVERSITY
    420 UNIVERSITY BLVD
    INDIANAPOLIS,IN46202     		N/A PUBLIC COLLEGE SCHOLARSHIP 1,500
    YOUNGSTOWN HEARING AND
    SPEECH CENTER
    6614 SOUTHERN BLVD
    YOUNGSTOWN,OH44512     		N/A PUBLIC CHARITY PROGRAM SUPPORT 2,000
    CHILDREN'S REHAB CENTER
    885 HOWLAND WILSON NE
    WARREN,OH44484     		N/A PUBLIC CHARITY ANNUAL-PLEDGE-CAPITAL & 30,000
    TEEN CHALLENGE
    PO BOX 807
    YOUNGSTOWN,OH44515     		N/A PUBLIC CHARITY SUPPORT PROGRAM 500
    LISBON CEMETERY
    1 ELM STREET
    LISBON,OH44432     		N/A PUBLIC CHARITY CAPITAL-REPLACE ROOF ON 1,000
    EASTERN GATEWAY COMMUNITY
    COLLEGE
    103 MARKET STREET
    WARREN,OH44481     		N/A PUBLIC COMM COLLEGE SCHOLARSHIP 1,500
    JUNIOR ACHIEVEMENT OF
    MAHONING VALLEY
    1920 CHURCHILL ROAD
    YOUNGSTOWN,OH44505     		N/A PUBLIC CHARITY PROGRAM SUPPORT 5,000
    OH WOW
    11 W FEDERAL STREET
    YOUNGSTOWN,OH44503     		N/A PUBLIC CHARITY PROGRAM SUPPORT 5,000
    VETERAN'S OUTREACH
    524 YOUNGSTOWN POLAND RD
    STRUTHERS,OH44471     		N/A PUBLIC CHARITY PUBLIC SUPPORT- TRI-COUNTY 5,000
    LAKE ERIE COLLEGE
    391 WEST WASHINGTON STREET
    PAINESVILLE,OH44077     		N/A PRIVATE COLLEGE SCHOLARSHIP 1,500
    ST FRANCIS COMMUNITY
    200 ST FRANCIS AVENUE
    TIFFIN,OH44883     		N/A PUBLIC CHARITY PROGRAM SUPPORT 500
    YOUNGSTOWN SYMPHONY
    CENTER
    260 FEDERAL PLAZA WEST
    YOUNGSTOWN,OH44503     		N/A PUBLIC CHARITY CONCERT SPONSORSHIP 3,000
    SMITH COLLEGE
    7 COLLEGE LANE
    NORTHAMPTON,MA01063     		N/A PRIVATE COLLEGE SCHOLARSHIP 1,500
    YOUNGSTOWN WARREN
    REGIONAL CHAMBER OF COMM
    11 FEDERAL PLAZA W
    YOUNGSTOWN,OH44503     		N/A PUBLIC CHARITY ECONOMIC DEVELOPMENT 10,000
    BALDWIN WALLACE COLLEGE
    275 EASTLAND ROAD
    BEREA,OH44017     		N/A PRIVATE COLLEGE SCHOLARSHIPS 1,500
    COLLEGE OF WOOSTER
    1189 BEALL AVENUE
    WOOSTER,OH44691     		N/A PRIVATE COLLEGE SCHOLARSHIP 1,500
    BIG BROTHERSBIG SISTERS
    325 N STATE STREET
    GIRARD,OH44420     		N/A PUBLIC CHARITY HIGH SCHOOL MENTORING 10,000
    ALLIANCE FAMILY YMCA
    205 S UNION STREET
    ALLIANCE,OH44601     		N/A PUBLIC CHARITY CAPITAL CAMPAIGN 5,000
    LIFESTEPS OF BEAVER COUNTY
    138 FRIENDSHIP CIRCLE
    BEAVER,PA15009     		N/A PUBLIC CHARITY SUPPORT PROGRAM 300
    APPRISEN
    3050 ELM RD NE SUITE 3
    WARREN,OH44483     		N/A PUBLIC CHARITY PROGRAM SUPPORT 5,000
    VILLA MARIA EDUCATION CENTER
    PO BOX 916
    VILLA MARIA,PA16155     		N/A PUBLIC CHARITY SUPPORT PROGRAM-2012 GROW 1,000
    YOUNGSTOWN NEIGHBORHOOD
    201 E COMMERCE STREET
    YOUNGSTOWN,OH44503     		N/A PUBLIC CHARITY SUPPORT PROGRAM 25,000
    YOUNGSTOWN FOUNDATION
    16 FEDERAL PL WEST
    YOUNGSTOWN,OH44503     		N/A PUBLIC CHARITY SUPPORT POTENTIAL 25,000
    MARIETTA COLLEGE
    215 FIFTH STREET
    MARIETTA,OH45750     		N/A PRIVATE COLLEGE SCHOLARSHIP 1,500
    UNIVERSITY OF AKRON
    302 BUCHTEL MALL
    AKRON,OH44325     		N/A PUBLIC UNIVERSITY SCHOLARSHIPS 1,500
    US MILITARY ACADEMY
    BUILDING 606
    WEST POINT,NY10996     		N/A PRIVATE ACADEMY SCHOLARSHIP 1,500
    WYSU-FM
    ONE UNIVERSITY PLAZA
    YOUNGSTOWN,OH44555     		N/A PUBLIC CHARITY SPONSOR-ANNUAL CONTRACT 2,700
    UNITED WAY OF MAHONING VALLEY
    255 WATT STREET
    YOUNGSTOWN,OH44505     		N/A PUBLIC CHARITY PUBLIC SUPPORT 41,500
    YSU-WILLIAMSON SCHOOL OF BUSINESS
    BUSINESS
    ONE UNIVERSITY PLAZA
    YOUNGSTOWN,OH44555     		N/A PUBLIC UNIVERSITY ANNUAL SCHOLARSHIP 6,000
    BELLEVUE RECREATION CENTER
    110 CHERRY BLVD
    BELLEVUE,OH44811     		N/A PUBLIC CHARITY CAPITAL-PADDED TURF 2,000
    ANIMAL WELFARE LEAGUE
    545 BRUNSTETTER ROAD
    WARREN,OH44481     		N/A PUBLIC CHARITY CAPITAL-NEW SHELTER IN 10,000
    YOUNGSTOWN ST UNIVERSITY
    ONE UNIVERSITY PLAZA
    YOUNGSTOWN,OH44555     		N/A PUBLIC UNIVERSITY SUPPORT PROGRAMS 30,300
    ROBERT MORRIS UNIVERSITY
    6001 UNIVERSITY BOULEVARD
    MOON TOWNSHIP,PA15108     		N/A PRIVATE UNIVERSITY SCHOLARSHIP 1,500
    SILVER LINING CANCER FUND
    1490 UTE AVENUE
    ASPEN,CO81611     		N/A PUBLIC CHARITY DIRECT ASSISTANCE TO 3,000
    SOJOURN TO THE PAST
    PO BOX 5694
    YOUNGSTOWN,OH44503     		N/A CHARITABLE ANNUAL FUND 2,600
    MAHONING VALLEY HIS SOC
    648 WICK AVENUE
    YOUNGSTOWN,OH44502     		N/A PUBLIC CHARITY CAPITAL-RENOVATE THE HARRY 25,000
    NEIL KENNEDY RECOVERY
    CLINIC
    2555 RUSH BLVD
    YOUNGSTOWN,OH44507     		N/A PUBLIC CHARITY CAPITAL-BATHROOM 1,000
    OHIO STATE UNIVERSITY
    154 W 12TH STREET
    COLUMBUS,OH43210     		N/A PUBLIC UNIVERSITY SCHOLARSHIPS 4,500
    BOWLING GREEN UNIVERSITY
    231 ADMINISTRATION BLDG
    BOWLING GREEN,OH43403     		N/A PUBLIC UNIVERSITY ANNUAL SCHOLARSHIP 1,500
    MIAMI UNIVERSITY
    501 E HIGH STREET
    OXFORD,OH45056     		N/A PUBLIC UNIVERSTIY SCHOLARSHIPS 3,000
    UNITED WAY OF GEAUGA COUNTY
    209 CENTER STREET UNIT H
    CHARDON,OH44024     		N/A PUBLIC CHARITY SUPPORT PROGRAM 2,500
    GENEVA COLLEGE
    3200 COLLEGE STREET
    BEAVER FALLS,PA15010     		N/A PRIVATE COLLEGE SCHOLARSHIP 2,000
    BOWLING GREEN FIRELANDS
    COLLEGE
    1 UNIVERSITY DRIVE
    HURON,OH44839     		N/A PUBLIC UNIVERSITY ANNUAL SCHOLARSHIP 2,000
    UNITED WAY OF NORTHERN
    COLUMBIANA COUNTY
    713 E STATE STREET
    SALEM,OH44460     		N/A PUBLIC CHARITY PUBLIC SUPPORT 2,500
    SALEM YOUTH CHORUS
    490 EAST STATE STREET
    SALEM,OH44460     		N/A PUBLIC CHARITY SUPPORT PROGRAM 1,000
    AMERICAN RED CROSS
    MAHONING VALLEY
    8392 TOD AVENUE
    WARREN,OH44481     		N/A PUBLIC CHARITY PROGRAM SUPPORT 21,000
    UNIVERSITY CIRCLE
    ONE UNIVERSITY PLAZA
    YOUNGSTOWN,OH44555     		N/A PUBLIC CHARITY SPONSOR- HOLIDAY CIRCLEFEST 5,000
    MOODY BIBLE INSTITUTE
    820 N LASALLE BLVD
    CHICAGO,IL60610     		N/A PRIVATE INSTITUTE SCHOLARSHIP 1,500
    YOUNGSTOWN ST UNIVERSITY
    ONE UNIVERISTY PLAZA
    YOUNGSTOWN,OH44555     		N/A PUBLIC UNIVERSITY EMPLOYEE CHILDREN 8,625
    WESTMINISTER COLLEGE
    S MARKET ST
    NEW WILMINGTON,PA16172     		N/A PRIVATE COLLEGE SCHOLARSHIP 1,500
    ASHLAND UNIVERSITY
    401 COLLEGE AVENUE
    ASHLAND,OH44805     		N/A PUBLIC UNIVERSITY BUSINESS SCHOLARSHIP 2,000
    NORWALK AREA UNITED FUND
    PO BOX 134
    NORWALK,OH44857     		N/A PUBLIC CHARITY PUBLIC SUPPORT 2,500
    HEIDELBERG COLLEGE
    310 E MARKET STREET
    TIFFIN,OH44883     		N/A PRIVATE COLLEGE BUSINESS SCHOLARSHIPS 2,000
    TIFFIN UNIVERSITY
    155 MIAMI STREET
    TIFFIN,OH44883     		N/A PRIVATE UNIVERSITY ANNUAL SCHOLARSHIPS 2,000
    CAMELOT THERAPEUTIC
    RIDING CENTER
    3498 BARCLAY MESSERLY RD
    SOUTHINGTON,OH44470     		N/A PUBLIC CHARITY CAPITAL- INDOOR RIDING 5,000
    BEAVER TOWNSHIP PARK
    ADMINISTRATION
    FERN HOLLOW RD
    SEWICKLEY,PA15143     		N/A PUBLIC CHARITY SUPPORT PROGRAM 251
    YOUNGSTOWN ST UNIVERSITY
    ONE UNIVERSITY PLAZA
    YOUNGSTOWN,OH44555     		N/A PUBLIC UNIVERSITY SCHOLARSHIPS 3,000
    KENT STATE UNIVERSITY
    108 MICHAEL SCHWARTZ CENTER
    KENT,OH44242     		N/A PUBLIC UNIVERSITY SCHOLARSHIPS 20,500
    YOUNGSTOWN BUSINESS
    INCUBATOR
    241 FEDERAL PLAZA WEST
    YOUNGSTOWN,OH44503     		N/A PUBLIC CHARITY COUNSELING & DEVELOPMENTAL 10,000
    BELLEVUE UNITED SELECTIVE FUND
    110 W MAIN STREET
    BELLEVUE,OH44811     		N/A PUBLIC CHARITY SUPPORT PROGRAM 2,500
    YWCA
    25 W RAYEN STREET
    YOUNGSTOWN,OH44503     		N/A PUBLIC CHARITY SPONSORSHIP-WOMEN'S ART 10,000
    UNITED WAY OF ASHLAND
    COUNTY
    1011 E MAIN STREET
    ASHLAND,OH44805     		N/A PUBLIC CHARITY PUBLIC SUPPORT 2,500
    UNITED WAY OF SOUTHERN
    COLUMBIANA COUNTY
    525 MARKET ST STUITE 1
    EAST LIVERPOOL,OH43920     		N/A PUBLIC CHARITY PUBLIC SUPPORT 2,500
    UNITED WAY OF ERIE COUNTY
    416 COLUMBUS AVENUE
    SANDUSKY,OH44870     		N/A PUBLIC CHARITY PUBLIC SUPPORT 2,500
    UNITED WAY OF RICHLAND
    COUNTY
    35 N PARK STREET
    MANSFIELD,OH44902     		N/A PUBLIC CHARITY PUBLIC SUPPORT 1,000
    UNITED WAY OF TRUMBULL
    COUNTY
    3601 YOUNGSTOWN RD SE
    WARREN,OH44484     		N/A PUBLIC CHARITY PUBLIC SUPPORT 1,000
    NORWALK ECONOMIC DEVELOPM
    10 1/2 W MAIN STREET
    NORWALK,OH44857     		N/A PUBLIC CHARITY ANNUAL SUPPORT 1,000
    LAKELAND COLLEGE
    PO BOX 359
    SHEBOYGAN,WI530820359     		N/A PRIVATE COLLEGE SCHOLARSHIP 1,500
    WKSU
    1613 E SUMMIT ST
    KENT,OH44240     		N/A PUBLIC CHARITY ANNUAL UNDERWRITING SUPPORT 5,523
    WESTERN RESERVE PUBLIC
    MEDIA
    P O BOX 5191
    KENT,OH442405191     		N/A PUBLIC CHARITY UNDERWRITING SUPPORT 6,300
    UNIVERSITY OF FINDLAY
    1316 N CORY STREET
    FINDLAY,OH45840     		N/A PUBLIC UNIVERSITY ANNUAL SCHOLARSHIPS 1,500
    OTTERBEIN COLLEGE
    ONE OTTERBEIN COLLEGE
    WESTERVILLE,OH43081     		N/A PRIVATE COLLEGE SCHOLARSHIP 1,500
    SANDUSKY ECONOMIC
    DEVELOPMENT CORP
    2511 COUNTRYSIDE DRIVE
    FREMONT,OH43420     		N/A CHARITABLE PUBLIC SUPPORT 5,000
    AURORA ONE FUND
    7075 N AURORA ROAD
    AURORA,OH442029626     		N/A PUBLIC CHARITY PUBLIC SUPPORT 2,500
    NILES COMMUNITY SERVICES
    401 VIENNA AVENUE
    NILES,OH44446     		N/A PUBLIC CHARITY PUBLIC SUPPORT 2,500
    ABIGAIL MINISTRIES
    1400 TOD AVE NW
    WARREN,OH44484     		N/A PUBLIC CHARITY SUPPORT PROGRAM 12,000
    YMCA-CENTRAL BRANCH
    17 N CHAMPION STREET
    YOUNGSTOWN,OH44503     		N/A PUBLIC CHARITY CAPITAL-HOT WATER SYSTEM 10,000
    HIRAM COLLEGE
    6832 HINSDALE STREET
    HIRAM,OH44234     		N/A PRIVATE COLLEGE SCHOLARSHIP 1,500
    CLEVELAND STATE
    UNIVERSITY
    2121 EUCLID AVENUE
    CLEVELAND,OH441152214     		N/A PUBLIC UNIVERSITY SCHOLARSHIPS 1,500
    AMERICAN CANCER SOCIETY
    525 N BROAD STREET
    CANFIELD,OH44406     		N/A PUBLIC CHARITY TRI-COUNTY GOLF CLASSIC 27,000
    HABITAT FOR HUMANITY- MAH
    COUNTY
    1151 MANNING AVENUE
    YOUNGSTOWN,OH44502     		N/A PUBLIC CHARITY CAPITAL-HVAC SYSTEM FOR 5,500
    LAKELAND COMMUNITY COLLEGE
    7700 CLOCKTOWER DRIVE
    KIRTLAND,OH440945198     		N/A COMMUNITY COLLEGE ANNUAL SCHOLARSHIP 1,500
    AMERICAN CANCER SOCIETY
    525 N BROAD STREET
    CANFIELD,OH44406     		N/A PUBLIC CHARITY LADIES PINK RIBBON GOLF 4,480
    ASHLAND COUNTY COMMUNITY FDN
    FDN
    209 CENTER STREET
    ASHLAND,OH44805     		N/A PUBLIC CHARITY PROGRAM SUPPORT-COMMUNITY 25,000
    BELLEVUE PUBLIC LIBRARY
    224 E MAIN STREET
    BELLEVUE,OH448111467     		N/A PUBLIC CHARITY SUPPORT KINDERGARTEN BOOK 875
    HOUSING OPPORTUNITIES
    OF BEAVER COUNTY INC
    650 CORPORATION STREET
    BEAVER,PA15009     		N/A PUBLIC CHARITY PROGRAM SUPPORT 5,000
    SCORE AT YSU
    306 WILLIAMSON HALL
    YOUNGSTOWN,OH44555     		N/A PUBLIC CHARITY ANNUAL SUPPORT 1,500
    HOPEWELL INN
    RR 534
    MESOPOTAMIA,OH44439     		N/A PUBLIC CHARITY CAPITAL-COMPUTERS & 1,000
    ALSA OF NORTHERN OHIO
    2500 EAST 22ND ST SUITE 102
    CLEVELAND,OH44115     		N/A PUBLIC CHARITY DIRECT ASSISTANCE TO 1,000
    AKIVA ACADEMY
    505 GYPSY LANE
    YOUNGSTOWN,OH44505     		N/A PUBLIC CHARITY DIVERSITY SCHOLARSHIPS 5,000
    BOARDMAN PERFORMING ARTS
    CENTER
    375 BOARDMAN-POLAND RD
    YOUNGSTOWN,OH44512     		N/A PUBLIC CHARITY CAPITAL - SOUND SYSTEM 2,000
    Total .................................bullet 3a 562,454
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2012)
    Form 990-PF (2012)
    Page 11
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3Interest on savings and temporary cash investments     14 65  
    4 Dividends and interest from securities....     14 283,261  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8Gain or (loss) from sales of assets other than inventory     18 558,398  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   841,724  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13841,724
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    11 0
    Form 990-PF (2012)
    Form 990-PF (2012)
    Page 12
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section
    Yes
    No
    501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is “Yes,” complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If “Yes,” complete the following schedule.
    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer or fiduciary) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's namebullet



    Firm's addressbullet







         		Firm's EINbullet
    Phone no.
    Form 990-PF (2012)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2012 AccountingFeesSchedule
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEE (NON-ALLOC 2,830 708   2,123

    TY 2012 InvestmentsCorpBondsSchedule
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    Name of Bond End of Year Book Value End of Year Fair Market Value
    300,000 PRAXAIR INC 2.200% 296,925 293,706
    500,000 BELLSOUTH CORP 5.200% 500,000 537,060
    495,000 GOLDMAN SACHS GR 5.700    
    500,000 COLGATE PALMOLIVE 2.45 517,565 516,300
    500,000 GOLDMAN SACHS 5.125% 481,250 537,140
    200,000 MICROSOFT CORP 4.200% 208,996 230,562
    500,000 JPMORGAN CHASE 6.000% 499,970 598,595
    500,000 MICROSOFT CORP 2.950% 503,065 518,420
    500,000 DU PONT E I DE 3.250% 501,555 526,310
    200,000 BARCLAYS BK PLC 3.600% 200,000 201,260
    200,000 DUKE ENERGY IND 3.750% 200,976 221,470
    200,000 STATOIL ASA NOTE 3.125 201,902 217,674

    TY 2012 InvestmentsCorpStockSchedule
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    Name of Stock End of Year Book Value End of Year Fair Market Value
    2,100 SHS COCA-COLA    
    2,673 SHS AT&T INC    
    1,216,575 SHS UNITED COMM FIN 4,446,177 3,515,902
    1,280 SHS CHEVRON CORP 100,531 138,419
    1,205 SHS ILLINOIS TOOL WORKS 67,745 73,276
    4,545 SHS MOLEX INC    
    780 SHS AUTOZONE INC    
    1,740 SHS ASHLAND INC NEW 123,801 139,913
    1,700 SHS PRAXAIR INC    
    5,000 SHS INTEL CORP 120,246 103,100
    6,600 SHS AQUA AMERICA INC    
    2,605 SHS NORFOLK & SOUTHERN    
    2,100 SHS PNC FINL SVCS GR INC 129,220 122,451
    745 SHS IBM 126,320 142,705
    3,000 SHS JPMORGAN CHASE & CO    
    2,000 SHS JOHNSON & JOHNSON 128,528 140,200
    1,100 SHS MCDONALDS CORP    
    4,380 SHS ORACLE CORP 92,796 145,942
    1,560 SHS PHILIP MORRIS INT'L 65,018 130,478
    2,025 SHS HONEYWELL INTERNAT'L 112,320 128,527
    4,145 SHS WILLIAMS COMPANIES 107,305 135,707
    4,110 SHS WELL FARGO & CO NEW 112,269 140,480
    1,990 SHS EBAY INC 95,563 101,485
    3,130 SHS GLAXOSMITHKLINE PLC 141,944 136,061
    1,780 SHS ABBOTT LABS 111,887 116,590
    2,600 SHS AMERISOURCEBERGEN CO 92,369 112,268
    335 SHS APPLE COMPUTER INC 84,196 178,278
    1,300 SHS CATERPILLAR INC    
    4,545 SHS CA INC 125,547 99,899
    1,685 SHS KROGER CO 42,576 43,844
    6,900 SHS GENERAL ELEC CO 126,247 144,831
    1,040 SHS THE HERSHEY CO 49,762 75,109
    4,300 SHS MICROSOFT CORP 119,325 114,852
    3,660 SHS QUANTA SERVICES INC 93,217 99,881
    1,900 SHS PARKER-HANNIFIN CORP    
    1,700 SHS ROYAL DUTCH SHELL 95,092 117,215
    3,095 SHS VERIZON COMMUNICATIO 131,661 133,921
    1,665 SHS WAL MART STORES INC 122,694 113,603
    1,465 SHS YUM! BRANDS INC 96,799 97,276

    TY 2012 InvestmentsGovtObligationsSch
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    US Government Securities - End of Year Book Value:

     
    US Government Securities - End of Year Fair Market Value:

     
    State & Local Government Securities - End of Year Book Value:


     
    State & Local Government Securities - End of Year Fair Market Value:


     


    TY 2012 InvestmentsOtherSchedule2
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    1,845.000 SHS ISHARES S&P MID AT COST 96,157 187,637
    2,455.000 SHS ISHARES SMALLCA AT COST 97,191 191,736
    1,910.000 SHS ISHARES MSCI EM AT COST 52,277 84,709
    9,345.000 SHS ISHARES DOW JON AT COST 195,000 197,740
    14,000.000 SHS COMEX GOLD AT COST 120,142 227,909

    TY 2012 OtherExpensesSchedule
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    STATE OF OHIO FILING FEE 200 0   200


    TY 2012 OtherIncreasesSchedule
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    Description Amount
    ROUNDING 4


    TY 2012 OtherProfessionalFeesSchedule
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    ADMINISTRATION FEES 30,516 15,258   15,258


    TY 2012 TaxesSchedule
    Name:
    HOME SAVINGS CHARITABLE FOUNDATION 450012018
    EIN: 34-1695319
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FOREIGN TAXES 872 872   0
    FEDERAL TAX PAYMENT - PRIOR YE 4,806 0   0
    FEDERAL ESTIMATES - INCOME 7,600 0   0
    FOREIGN TAXES ON QUALIFIED FOR 192 192   0
    FOREIGN TAXES ON NONQUALIFIED 57 57   0