Department of the Treasury Internal Revenue Service
Public Charity Status and Public Support
Complete if the organization is a section 501(c)(3) organization or a section
4947(a)(1) nonexempt charitable trust.
Attach to Form 990 or Form 990-EZ. See separate instructions.
OMB No. 1545-0047
2012
Open to Public Inspection
Name of the organization
INDIANAPOLIS NEIGHBORHOOD HOUSING PARTNERSHIP INC
Employer identification number
35-1742559
Part I
Reason for Public Charity Status
(All organizations must complete this part.) See instructions.
The organization is not a private foundation because it is: (For lines 1 through 11, check only one box.)
1
2
3
4
5
section 170(b)(1)(A)(iv). (Complete Part II.)
6
7
8
9
receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of
its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses
acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)
10
11
e
By checking this box, I certify that the organization is not controlled directly or indirectly by one or more disqualified persons other than foundation managers and other than one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2).
f
If the organization received a written determination from the IRS that it is a Type I, Type II, or Type III supporting organization, check this box
..................................................
g
Since August 17, 2006, has the organization accepted any gift or contribution from any of the following persons?
(i) A person who directly or indirectly controls, either alone or together with persons described in (ii)
Yes
No
and (iii) below, the governing body of the supported organization?
................
11g(i)
No
(ii)
A family member of a person described in (i) above?
......................
11g(ii)
No
(iii)
A 35% controlled entity of a person described in (i) or (ii) above?
................
11g(iii)
No
h
Provide the following information about the supported organization(s).
(i) Name of supported organization
(ii) EIN
(iii) Type of organization (described on lines 1- 9 above or IRC section (see instructions))
(iv) Is the organization in col. (i) listed in your governing document?
(v) Did you notify the organization in col. (i) of your support?
(vi) Is the organization in col. (i) organized in the U.S.?
(vii) Amount of monetary support
Yes
No
Yes
No
Yes
No
(A)
CITY OF INDPLS
356001063
06
Yes
Yes
Yes
0
(B)
UNITED WAY
351007590
09
Yes
Yes
Yes
0
Total
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990EZ.
Cat. No. 11285F
Schedule A (Form 990 or 990-EZ) 2012
Schedule A (Form 990 or 990-EZ) 2012
Page 2
Part II
Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi) (Complete only if you checked the box on line 5, 7, or 8 of Part I or if the
organization failed to qualify under Part III. If the organization fails to
qualify under the tests listed below, please complete Part III.)
Section A. Public Support
Calendar year (or fiscal year beginning in)
(a) 2008
(b) 2009
(c) 2010
(d) 2011
(e) 2012
(f) Total
1
Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") ....
2
Tax revenues levied for the organization's benefit and either paid to or expended on its behalf.......
3
The value of services or facilities furnished by a governmental unit to the organization without charge..
4
Total. Add lines 1 through 3
5
The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included
on line 1 that exceeds 2% of the amount shown on line 11, column (f)..
6
Public support. Subtract line 5 from line 4.
Section B. Total Support
Calendar year
(or fiscal year beginning in)
(a) 2008
(b) 2009
(c) 2010
(d) 2011
(e) 2012
(f) Total
7
Amounts from line 4..
8
Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...
9
Net income from unrelated business activities, whether or not the business is regularly carried on..
10
Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)..
11
Total support (Add lines 7 through 10).
12
Gross receipts from related activities, etc. (see instructions)
..................
12
13
First five years.
If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization,
check this box and stop here........................................
Section C. Computation of Public Support Percentage
14
Public support percentage for 2012 (line 6, column (f) divided by line 11, column (f))
.........
14
15
Public support percentage for 2011 Schedule A, Part II, line 14
...............
15
16a
33 1/3% support test—2012.
If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization
.......................
b
33 1/3% support test—2011.
If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization
.....................
17a
10%-facts-and-circumstances test—2012.
If the organization did not check a box on line 13, 16a, or 16b, and line 14
is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain
in Part IV how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported
organization
.....................................................
b
10%-facts-and-circumstances test—2011.
If the organization did not check a box on line 13, 16a, 16b, or 17a, and line
15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here.
Explain in Part IV how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported organization
................................................
18
Private foundation.
If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions
.....................................................
Schedule A (Form 990 or 990-EZ) 2012
Schedule A (Form 990 or 990-EZ) 2012
Page 3
Part III
Support Schedule for Organizations Described in Section 509(a)(2) (Complete only if you checked the box on line 9 of Part I or if the organization
failed to qualify under Part II. If the organization fails to qualify under
the tests listed below, please complete Part II.)
Section A. Public Support
Calendar year (or fiscal year beginning in)
(a) 2008
(b) 2009
(c) 2010
(d) 2011
(e) 2012
(f) Total
1
Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .
2
Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose......
3
Gross receipts from activities that are not an unrelated trade or business under section 513..
4
Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5
The value of services or facilities furnished by a governmental unit to the organization without charge..
6
Total. Add lines 1 through 5.
7a
Amounts included on lines 1, 2, and 3 received from disqualified persons...
b
Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.
c
Add lines 7a and 7b..
8
Public support (Subtract line 7c from line 6.)
Section B. Total Support
Calendar year (or fiscal year beginning in)
(a) 2008
(b) 2009
(c) 2010
(d) 2011
(e) 2012
(f) Total
9
Amounts from line 6...
10a
Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..
b
Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c
Add lines 10a and 10b.
11
Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.
12
Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)
..
13
Total support. (Add lines 9, 10c, 11, and 12.)..
14
First five years.
If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization,
check this box and stop here.............................................
Section C. Computation of Public Support Percentage
15
Public support percentage for 2012 (line 8, column (f) divided by line 13, column (f))
.........
15
16
Public support percentage from 2011 Schedule A, Part III, line 15
...............
16
Section D. Computation of Investment Income Percentage
17
Investment income percentage for 2012 (line 10c, column (f) divided by line 13, column (f))
......
17
18
Investment income percentage from 2011 Schedule A, Part III, line 17
.............
18
19a
33 1/3% support tests—2012.
If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization
........
b
33 1/3% support tests—2011.
If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization
.....
20
Private foundation.
If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions
.....
Schedule A (Form 990 or 990-EZ) 2012
Schedule A (Form 990 or 990-EZ) 2012
Page 4
Part IV
Supplemental Information.
Complete this part to provide the explanations required by Part II, line 10; Part II, line 17a or 17b; and Part III, line 12. Also complete this part for any additional information. (See instructions).
Facts And Circumstances Test
Explanation
Schedule A (Form 990 or 990-EZ) 2012
Additional Data
Software ID:
Software Version:
-
TIN:
SCHEDULE O (Form 990 or 990-EZ)
Department of the Treasury Internal Revenue Service
Supplemental Information to Form 990 or 990-EZ
Complete to provide information for responses to specific questions on
Form 990 or to provide any additional information.
Attach to Form 990 or 990-EZ.
OMB No. 1545-0047
2012
Open to Public Inspection
Name of the organization
INDIANAPOLIS NEIGHBORHOOD HOUSING PARTNERSHIP INC
Employer identification number
35-1742559
Identifier
Return Reference
Explanation
PRIOR YEAR CHANGE IN YEAR END
FORM 990, PART I
THE PRIOR YEAR COLUMN OF INCOME AND EXPENSES ONLY REPRESENTS ACTIVITY FROM 4/1/2011 TO 12/31/2011. THE ORGANIZATION CHANGED ITS YEAR END FROM A 3/31 YEAR END TO A 12/31 YEAR END EFFECTIVE 12/31/2011.
PROGRAM SERVICE ACCOMPLISHMENTS CONTINUED
FORM 990, PART III, QUESTION 4A
HOME PURCHASE CLIENTS WHO BORROW FROM INHP TYPICALLY HAVE LOW OR MODERATE HOUSEHOLD INCOMES AND ARE PURCHASING OR REFINANCING A HOME IN MARION COUNTY. OFTEN, THEY WANT TO REHABILITATE THE PROPERTY THEY ARE BUYING OR REFINANCING USING FUNDS FROM THE NEW MORTGAGE. IN 2012, INHP MADE 30 OF THESE FIRST MORTGAGE LOANS. SIMILARLY, HOME REPAIR CLIENTS WHO BORROW FROM INHP TYPICALLY HAVE LOW OR MODERATE HOUSEHOLD INCOMES AND LIVE IN MARION COUNTY. THEY HAVE EMERGENCY HOME REPAIR NEEDS THAT AFFECT THE INHABITABILITY OF THEIR HOMES, OR THEY ARE DISABLED AND IN NEED OF ACCESSIBILITY MODIFICATIONS AND REPAIRS TO THEIR HOMES. WHETHER CLIENTS ARE PURCHASING THEIR FIRST HOME OR ARE ACCESSING HOME REPAIR LOANS, REHABILITATION OF CLIENTS' HOUSING TO BRING IT UP TO CODE AND TO ENSURE SAFETY IS AN IMPORTANT PART OF INHP'S MISSION. IN 2012, INHP MADE 150 OF THESE SECOND MORTGAGE LOANS.
PROGRAM SERVICE ACCOMPLISHMENTS CONTINUED
FORM 990, PART III, QUESTION 4B
THE SPECIALIST COLLECTS INFORMATION ABOUT THE CLIENT, INCLUDING DEMOGRAPHIC INFORMATION, FINANCIAL INFORMATION (SUCH AS PAY STUBS, TAX RETURNS, AND BANK STATEMENTS), CREDIT INFORMATION (A TRI-MERGE CREDIT REPORT WITH SCORES) AND INFORMATION ABOUT THE CLIENT'S BUDGET AND FINANCIAL GOALS. AFTER GATHERING THIS INFORMATION, THE COUNSELOR DEVELOPS A STEP-BY-STEP PLAN TO HELP THE CLIENT PAY OFF DEBTS, SAVE FOR A DOWN PAYMENT, AND INCREASE THEIR CREDIT SCORE IN ORDER TO REACH THE GOAL OF HOME-OWNERSHIP. THE PLAN IS PERSONALIZED AND MAY INCLUDE SOME COMBINATION OF RECOMMENDATIONS ON DEBT REDUCTION, PAYOFF OF COLLECTIONS/JUDGMENTS/LIENS, WAYS TO INCREASE HOUSEHOLD INCOME, DEVELOPMENT OF CREDIT TRADELINES (THOSE REPORTED ON THE CREDIT REPORT AS WELL AS "ALTERNATIVE CREDIT LINES" SUCH AS RENT PAYMENTS AND UTILITIES), A RESTRUCTURE OF THE FAMILY'S HOUSEHOLD BUDGET, AND REFERRALS TO ANOTHER ORGANIZATION FOR ASSISTANCE BEYOND THE SERVICES OFFERED BY INHP. THE END-GOAL OF EACH PLAN IS FOR THE CLIENT'S FINANCIAL STATUS TO IMPROVE ENOUGH TO QUALIFY HIM OR HER FOR A MORTGAGE AND FOR THE CLIENT TO LEAVE THE PROGRAM WITH THE FINANCIAL WHEREWITHAL TO REMAIN IN HIS OR HER HOME. ONCE A CLIENT RECEIVES THE PLAN TO REACH HIS OR HER FINANCIAL GOALS, THE CLIENT IS RESPONSIBLE FOR CARRYING OUT THIS PLAN. THE CLIENT MEETS WITH HIS OR HER SPECIALIST EVERY FOUR TO SIX WEEKS TO REPORT PROGRESS AND ADJUST THE GOALS AND THE PLAN AS NECESSARY. CLIENTS CONTINUE TO MEET WITH SPECIALISTS ONCE EVERY FOUR TO SIX WEEKS FOR UP TO 24 MONTHS OR LONGER IF THE MORTGAGE AND CREDIT SPECIALIST REQUESTS AN EXCEPTION AND THE EXCEPTION IS GRANTED. AT THE END OF THE COUNSELING PROCESS, THE CLIENT IS CONNECTED TO A LOAN ORIGINATOR TO BEGIN THE LOAN APPROVAL PROCESS. INHP DOES NOT OFFER DEBT MANAGEMENT PLANS. THE ORGANIZATION DOES NOT MEET THE CRITERIA OF A CREDIT COUNSELING ORGANIZATION AS DEFINED IN 501(Q).
PROCESS TO REVIEW THE FORM 990
FORM 990, PART VI, SECTION B, QUESTION 11B
THE FORM 990 IS PREPARED AND REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM. THE 990 WILL BE REVIEWED WITH THE FINANCE COMMITTEE OF THE BOARD AND APPROVED FOR FILING. ONCE THE COMMITTEE APPROVES THE 990, THE TAX RETURN IS E-MAILED TO ALL BOARD MEMBERS FOR THEIR REVIEW BEFORE FILING.
PROCESS FOR MONITORING COMPLIANCE WITH CONFLICT OF INTEREST POLICY
FORM 990, PART VI, SECTION B, QUESTION 12C
THE CONFLICT OF INTEREST DOCUMENT IS SENT TO ALL BOARD MEMBERS, WHO RESPOND TO THE QUESTIONS AND SIGN AND RETURN THE DOCUMENT. THE AUDITORS ALSO REVIEW THE FORMS DURING THE ANNUAL AUDIT. UPON RECEIPT, THE FORMS ARE REVIEWED FOR CONFLICTS AND IF NOTED, THEY WILL BE BROUGHT TO THE ATTENTION OF THE EXECUTIVE COMMITTEE WHO WILL DETERMINE THE APPROPRIATE RESPONSE.
PROCESS TO DETERMINE CEO, OFFICER, & KEY EMPLOYEE COMPENSATION
FORM 990, PART VI, SECTION B, LINES 15A & 15B
A COMPENSATION SUBCOMMITTEE OF THE BOARD REVIEWS THE PRESIDENT'S RECOMMENDATIONS FOR COMPENSATION OF THE SENIOR MANAGEMENT TEAM ON AN ANNUAL BASIS. THE RESPONSIBILITIES OF THIS COMMITTEE ARE AS FOLLOWS: 1. EVALUATE THE PRESIDENT'S JOB PERFORMANCE BASED ON PERFORMANCE GOALS RELATED TO THE ORGANIZATION'S STRATEGIC GOALS; 2. SOLICIT WRITTEN FEEDBACK FROM THE FULL BOARD AS DETERMINED BY THE COMMITTEE; 3. DETERMINE THE PRESIDENT'S COMPENSATION LEVEL BASED ON RESPONSIBILITIES, JOB PERFORMANCE AND EXTERNAL, INDEPENDENT COMPENSATION ANALYSIS; 4. APPROVE THE PRESIDENT'S RECOMMENDATIONS FOR OTHER EXECUTIVE STAFF COMPENSATION; 5. AUTHORIZE ADJUSTMENTS TO ORGANIZATIONAL SALARY RANGES FROM TIME TO TIME BASED ON EXTERNAL RECOMMENDATIONS (E.G. COMPENSATION REVIEW RESOURCES); 6. PERIODICALLY REVIEW THE COMPENSATION STRUCTURE AND DETERMINE WHETHER THE CURRENT STRUCTURE IS APPROPRIATE; 7. DOCUMENT ALL ACTIVITIES AND PREPARE A BRIEF STATEMENT AUTHORIZING THE COMPENSATION ADJUSTMENTS OF EXECUTIVE STAFF; 8. CONSULT WITH TREASURER REGARDING BUDGET PRIOR TO RECOMMENDING COMPENSATION, INCENTIVE, OR SALARY RANGE ADJUSTMENTS; 9. REPORT TO EXECUTIVE COMMITTEE ALL ACTIONS OF THE SUB-COMMITTEE; AND 10. REVIEW AND RECOMMEND CHANGES IN POLICIES, PROCEDURES AND THIS CHARGE, AS APPROPRIATE. THE MOST RECENT COMPENSATION ANALYSIS WAS COMPLETED BY TOWERS WATSON AND DELIVERED TO THE COMPENSATION COMMITTEE IN AUGUST 2012. THE COMPENSATION COMMITTEE MINUTES NOTE THE DECISION ON THE COMPENSATION.
AVAILABILITY OF GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, & F/S
FORM 990, PART VI, SECTION C, LINE 19
THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.