Department of the Treasury Internal Revenue Service
Public Charity Status and Public Support
Complete if the organization is a section 501(c)(3) organization or a section
4947(a)(1) nonexempt charitable trust.
Attach to Form 990 or Form 990-EZ. See separate instructions. Information about Schedule A (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
CLEVELAND ACTION TO SUPPORT HOUSING INC
Employer identification number
34-1232048
Part I
Reason for Public Charity Status
(All organizations must complete this part.) See instructions.
The organization is not a private foundation because it is: (For lines 1 through 11, check only one box.)
1
2
3
4
5
section 170(b)(1)(A)(iv). (Complete Part II.)
6
7
8
9
receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of
its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses
acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)
10
11
e
By checking this box, I certify that the organization is not controlled directly or indirectly by one or more disqualified persons other than foundation managers and other than one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2).
f
If the organization received a written determination from the IRS that it is a Type I, Type II, or Type III supporting organization, check this box
..................................................
g
Since August 17, 2006, has the organization accepted any gift or contribution from any of the following persons?
(i) A person who directly or indirectly controls, either alone or together with persons described in (ii)
Yes
No
and (iii) below, the governing body of the supported organization?
................
11g(i)
(ii)
A family member of a person described in (i) above?
......................
11g(ii)
(iii)
A 35% controlled entity of a person described in (i) or (ii) above?
................
11g(iii)
h
Provide the following information about the supported organization(s).
(i) Name of supported organization
(ii) EIN
(iii) Type of organization (described on lines 1- 9 above or IRC section (see instructions))
(iv) Is the organization in col. (i) listed in your governing document?
(v) Did you notify the organization in col. (i) of your support?
(vi) Is the organization in col. (i) organized in the U.S.?
(vii) Amount of monetary support
Yes
No
Yes
No
Yes
No
Total
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990EZ.
Cat. No. 11285F
Schedule A (Form 990 or 990-EZ) 2013
Schedule A (Form 990 or 990-EZ) 2013
Page 2
Part II
Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi) (Complete only if you checked the box on line 5, 7, or 8 of Part I or if the
organization failed to qualify under Part III. If the organization fails to
qualify under the tests listed below, please complete Part III.)
Section A. Public Support
Calendar year (or fiscal year beginning in)
(a) 2009
(b) 2010
(c) 2011
(d) 2012
(e) 2013
(f) Total
1
Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") ....
1,364,289
431,753
201,682
126,356
102,508
2,226,588
2
Tax revenues levied for the organization's benefit and either paid to or expended on its behalf.......
3
The value of services or facilities furnished by a governmental unit to the organization without charge..
4
Total. Add lines 1 through 3
1,364,289
431,753
201,682
126,356
102,508
2,226,588
5
The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included
on line 1 that exceeds 2% of the amount shown on line 11, column (f)..
6
Public support. Subtract line 5 from line 4.
2,226,588
Section B. Total Support
Calendar year
(or fiscal year beginning in)
(a) 2009
(b) 2010
(c) 2011
(d) 2012
(e) 2013
(f) Total
7
Amounts from line 4..
1,364,289
431,753
201,682
126,356
102,508
2,226,588
8
Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...
1,041
4,391
2,299
1,605
3,099
12,435
9
Net income from unrelated business activities, whether or not the business is regularly carried on..
10
Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)..
11
Total support (Add lines 7 through 10).
2,239,023
12
Gross receipts from related activities, etc. (see instructions)
..................
12
47,747
13
First five years.
If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization,
check this box and stop here.................................................
Section C. Computation of Public Support Percentage
14
Public support percentage for 2013 (line 6, column (f) divided by line 11, column (f))
.........
14
99.440 %
15
Public support percentage for 2012 Schedule A, Part II, line 14
...............
15
98.630 %
16a
33 1/3% support test—2013.
If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization
.......................
b
33 1/3% support test—2012.
If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization
.....................
17a
10%-facts-and-circumstances test—2013.
If the organization did not check a box on line 13, 16a, or 16b, and line 14
is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain
in Part IV how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported
organization
.....................................................
b
10%-facts-and-circumstances test—2012.
If the organization did not check a box on line 13, 16a, 16b, or 17a, and line
15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here.
Explain in Part IV how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported organization
................................................
18
Private foundation.
If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions
.....................................................
Schedule A (Form 990 or 990-EZ) 2013
Schedule A (Form 990 or 990-EZ) 2013
Page 3
Part III
Support Schedule for Organizations Described in Section 509(a)(2) (Complete only if you checked the box on line 9 of Part I or if the organization
failed to qualify under Part II. If the organization fails to qualify under
the tests listed below, please complete Part II.)
Section A. Public Support
Calendar year (or fiscal year beginning in)
(a) 2009
(b) 2010
(c) 2011
(d) 2012
(e) 2013
(f) Total
1
Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .
2
Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose......
3
Gross receipts from activities that are not an unrelated trade or business under section 513..
4
Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5
The value of services or facilities furnished by a governmental unit to the organization without charge..
6
Total. Add lines 1 through 5.
7a
Amounts included on lines 1, 2, and 3 received from disqualified persons...
b
Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.
c
Add lines 7a and 7b..
8
Public support (Subtract line 7c from line 6.)
Section B. Total Support
Calendar year (or fiscal year beginning in)
(a) 2009
(b) 2010
(c) 2011
(d) 2012
(e) 2013
(f) Total
9
Amounts from line 6...
10a
Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..
b
Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c
Add lines 10a and 10b.
11
Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.
12
Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)
..
13
Total support. (Add lines 9, 10c, 11, and 12.)..
14
First five years.
If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization,
check this box and stop here.............................................
Section C. Computation of Public Support Percentage
15
Public support percentage for 2013 (line 8, column (f) divided by line 13, column (f))
.........
15
16
Public support percentage from 2012 Schedule A, Part III, line 15
...............
16
Section D. Computation of Investment Income Percentage
17
Investment income percentage for 2013 (line 10c, column (f) divided by line 13, column (f))
......
17
18
Investment income percentage from 2012 Schedule A, Part III, line 17
.............
18
19a
33 1/3% support tests—2013.
If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization
........
b
33 1/3% support tests—2012.
If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization
.....
20
Private foundation.
If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions
.....
Schedule A (Form 990 or 990-EZ) 2013
Schedule A (Form 990 or 990-EZ) 2013
Page 4
Part IV
Supplemental Information.
Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; and Part III, line 12. Also complete this part for any additional information. (See instructions).
Facts And Circumstances Test
Explanation
Schedule A (Form 990 or 990-EZ) 2013
Additional Data
Software ID:
Software Version:
-
TIN:
SCHEDULE O (Form 990 or 990-EZ)
Department of the Treasury Internal Revenue Service
Supplemental Information to Form 990 or 990-EZ
Complete to provide information for responses to specific questions on
Form 990 or to provide any additional information.
Attach to Form 990 or 990-EZ.
Information about Schedule O (Form 990 or 990-EZ) and its instructions is at
www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
CLEVELAND ACTION TO SUPPORT HOUSING INC
Employer identification number
34-1232048
Return Reference
Explanation
FORM 990 - ORGANIZATION'S MISSION
CLEVELAND ACTION TO SUPPORT HOUSING WAS FORMED IN 1978 BY THE CITY OF CLEVELAND AND LOCAL BANKS AND SAVINGS AND LOANS. THE PURPOSE OF THE ORGANIZATION WAS AND IS TO PROVIDE HOME REPAIR OR REHABILITATION FINANCING FOR CITY OF CLEVELAND PROPERTY OWNERS. BELOW MARKET INTEREST RATES AND TECHNICAL ASSISTANCE ARE INCENTIVES TO BORROWERS. THE LENDING PARTNERS, HUNTINGTON NATIONAL BANK, KEY BANK, DOLLAR BANK, FIRSTMERIT BANK, THIRD FEDERAL SAVINGS AND LOAN ASSOC.,FIFTH THIRD BANK, FIRST PLACE BANK, PNC AND CHARTER ONE, OFFER A VARIETY OF LENDING SERVICES THROUGH C.A.S.H. THE TYPE OF LENDING SERVICES NEEDED ARE FOR ALL TYPES OF REPAIRS TO AN OWNER- OCCUPIED PROPERTY, TO LOANS FOR THE PURCHASE AND REFINANCE AND REPAIR OF AN INVESTOR OWNED PROPERTY, AND FINALLY FOR A PROJECT TO BE COMPLETED BY A LOCAL COMMUNITY DEVELOPMENT CORPORATION. ADDITIONALLY, EMERGENCY HOME REPAIR LOANS ARE OFFERED THROUGH THE BANKS OR WITH C.A.S.H. FINANCING. THE BELOW MARKET INTEREST RATE IS ACHIEVED THROUGH COMPENSATING BALANCE DEPOSITS. A BANK THAT AGREES TO USE THE FUNDS WILL ACCEPT UP TO 50% OF THE LOAN AMOUNT AS A DEPOSIT AT 0% FOR A SPECIFIC TIME FRAME. WHEN THE DATE IS REACHED THE BANK RETURNS THE FUNDS TO C.A.S.H. AND THE FUNDS MAY BE USED FOR ANOTHER PROJECT. TECHNICAL ASSISTANCE OFFERED THROUGH C.A.S.H. IS DESIGNED TO PROTECT THE BANK'S INVESTMENT IN THE PROPERTY AND TO ENSURE THE PROPERTY OWNER RECEIVES A QUALITY REPAIR OR REHABILITATION PROJECT. TO PROTECT THE BANK'S INVESTMENT THE C.A.S.H. STAFF DOES RECEIVE AN APPLICATION FROM THE APPLICANT, PLUS ALL PERTINENT FINANCIAL DOCUMENTATION. A CREDIT REPORT IS REQUESTED AND ANY QUESTIONS THAT MIGHT ARISE BETWEEN THE APPLICATION AND THE CREDIT REPORT ARE ADDRESSED. THE CONSTRUCTION SPECIALIST DOES TALK TO THE PROPERTY OWNER REGARDING THE WORK THAT IS TO BE COMPLETED AND DOES REVIEW THE CONSTRUCTION ESTIMATE AT THE PROPERTY TO ENSURE THAT IT COVERS ALL NECESSARY WORK. ONCE THE LOAN IS APPROVED BY A BANK CONTRACTS ARE PREPARED TO BE SIGNED BY ALL PARTIES. THE CONTRACTOR MUST PROVIDE C.A.S.H. WITH PROOF OF INSURANCE AND ITS LICENSE TO WORK IN THE CITY OF CLEVELAND. ALSO PERMITS ARE REQUIRED. WHEN THE FUNDS ARE RECEIVED FROM THE LENDING INSTITUTION, A PROCEED ORDER IS ISSUED AND THE WORK CAN BEGIN. WHEN THE CONTRACTOR AND THE HOMEOWNER AGREE THAT A PAYMENT CAN BE MADE THE CONSTRUCTION SPECIALIST DOES REVIEW THE WORK COMPLETED. ALL THREE PARTIES MUST APPROVE THE PAYMENT FOR THE WORK. DOCUMENTS ARE SIGNED AND A CHECK IS PROCESSED FOR PAYMENT. ESCROW SERVICES ARE OFFERED THROUGH C.A.S.H. PROGRAM. THE BANK MAKING THE LOAN TO THE PROPERTY OWNER DOES SEND THE FUNDS TO C.A.S.H. TO BE MANAGED. THIS SERVICE DOES ENSURE THAT ALL FUNDS DO IMPROVE THE PROPERTY. C.A.S.H. BECAUSE IT DOES CONTROL THE FUNDS DOES PROTECT THE PROPETY OWNER FROM CONTRATORS AND THE CONTRACTOR IS SURE THEY ARE GOING TO BE PAID.
FORM 990, PAGE 2, PART III, LINE 4A
INITIATIVES IN THE CITY. THE ENERGY SAVER PROGRAM WAS CREATED TO ENSURE THAT CLEVELAND PROPERTY OWNERS NO MATTER THEIR INCOME LEVEL COULD RECEIVE THE FOLLOWING SERVICES: ENERGY AUDIT OF THE PROPERTY REPORT SPELLING OUT STEPS TO BE TAKEN TO INCREASE ENERGY SAVINGS REPORT DETAILING COST OF REPAIRS AND THE SAVINGS IF RECOMMENDATIONS ARE FOLLOWED. LIST OF PROGRAM QUALIFID CONTRACTORS REBATE UP TO 20% NOT TO EXCEED 2,500 FROM THE CITY OF CLEVELAND REBATE FROM DOMINION - EAST OHIO GAS - UPON COMPLETION OF THE WORK THE PROGRAM COMPLETED 315 PROPERTY ASSESSMENTS AND 145 HOMES WERE RETROFITTED. THIS RESULTED IN 50 HOMEOWNERS RECEIVING FINANCING THROUGH C.A.S.H. DOLLAR BANK WAS THE LENDER IN ALL CASES. A TOTAL INVESTMENT AMOUNTED TO 847,000 AND PROPERTY OWNERS RECEIVED REBATES AMOUNTING TO 294,000. IT IS HOPED THAT THE PROGRAM WILL BE CONTINUED IN THE CITY OF CLEVELAND AND OFFERED IN THE INTER RING SUBURBS.
FORM 990, PAGE 6, PART VI, LINE 11B
FEDERAL FORM 990 WAS PROVIDED TO THE FINANCE COMMITTEE PRIOR TO FILING
FORM 990, PAGE 6, PART VI, LINE 15A
THE EXECUTIVE DIRECTOR'S SALARY IS DETERMINED BY THE EXECUTIVE COMMITTEE. THE COMMITTEE USED VARIOUS SOURCES OF INFORMATION INCLUDING BY NOT LIMITED TO OTHER ORGANIZATIONS' FORM 990S, INDUSTRY STANDARD AND THE FINANCIAL RESOURCES OF THE ORGANIZATION
FORM 990, PAGE 6, PART VI, LINE 19
DOCUMENTS ARE MADE AVAILABLE UPON WRITTEN REQUEST.
FORM 990, PART IX, LINE 11G
PROFESSIONAL FEES 58,411 10,132 0
FORM 990, PART XI, LINE 9
EFFECTIVE APRIL 30, 2014, C.A.S.H. HAS MERGED ITS DAILY OPERATIONS WITHIN NEIGHBORHOOD HOUSING SERVICES OF GREATER CLEVELAND, INC. (NHS). DURING THE 2013-2014 FISCAL YEAR, BOTH C.A.S.H.'S AND NHS'S BOARD OF DIRECTORS COMPLETED A DUE DILIGENCE PROCESS IN FINANCIAL, GOVERNANCE, AND PROGRAMMING. IN APRIL 2014, BOTH CASH'S AND NHS'S BOARD OF DIRECTORS APPROVED A MERGER OF THE TWO ORGANIZATIONS, WHICH WILL RESULT IN A DISSOLUTION OF C.A.S.H. AND P.R.I.M.E. EFFECTIVE APRIL 30, 2014.
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.