Form990
Click to see attachment
Department of the Treasury
Internal Revenue Service
Return of Organization Exempt From Income Tax
Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except private foundations)
MediumBullet Do not enter Social Security numbers on this form as it may be made public. By law, the IRS
generally cannot redact the information on the form.
MediumBullet Information about Form 990 and its instructions is at www.IRS.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
A For the 2013 calendar year, or tax year beginning 01-01-2013 , 2013, and ending 12-31-2013
BCheck if applicable:
CName of organization
FINCA INTERNATIONAL INC
 
Doing Business As
 
 
Number and street (or P.O. box if mail is not delivered to street address)
1201 15TH STREET NW 8TH FLOOR
 
Room/suite
City or town, state or province, country, and ZIP or foreign postal code
WASHINGTON, DC20005
D Employer identification number

13-3240109
E Telephone number

G Gross receipts $ 72,202,657
F Name and address of principal officer:
RUPERT W SCOFIELD
1201 15TH STREET NW 8TH FLOOR
WASHINGTON,DC20005
I
Tax-exempt status: (   ) LeftBullet (insert no.) or
J
Website:MediumBullet
WWW.FINCA.ORG
H(a)
Is this a group return for
subordinates?
H(b)
Are all subordinates
included?
If "No," attach a list. (see instructions)
H(c)
Group exemption number MediumBullet  
K Form of organization:
 
L Year of formation: 1984
M State of legal domicile: NY
Part I
Summary
Activities & Governance 1 Briefly describe the organization’s mission or most significant activities: FINANCIAL SERVICES TO THE WORLD'S LOWEST INCOME ENTREPRENEURS. FOR A FULL PICTURE, SEE SCHED O
2 Check this box MediumBullet
3 Number of voting members of the governing body (Part VI, line 1a) ........ 3 13
4 Number of independent voting members of the governing body (Part VI, line 1b) ..... 4 10
5 Total number of individuals employed in calendar year 2013 (Part V, line 2a) ...... 5 149
6 Total number of volunteers (estimate if necessary) ............. 6 67
7a Total unrelated business revenue from Part VIII, column (C), line 12 ........ 7a 120,543
b Net unrelated business taxable income from Form 990-T, line 34 ......... 7b 37,604
Revenues Prior Year Current Year
8 Contributions and grants (Part VIII, line 1h) ......... 18,743,053 27,525,208
9 Program service revenue (Part VIII, line 2g) ......... 11,895,482 31,763,541
10 Investment income (Part VIII, column (A), lines 3, 4, and 7d ) .... 4,525,702 8,044,174
11 Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e) 8,095,846 4,869,734
12 Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)................... 43,260,083 72,202,657
Expenses; 13 Grants and similar amounts paid (Part IX, column (A), lines 1–3 )... 0 0
14 Benefits paid to or for members (Part IX, column (A), line 4)..... 0 0
15 Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10) 18,421,833 26,175,290
16a Professional fundraising fees (Part IX, column (A), line 11e)..... 233,160 336,715
b Total fundraising expenses (Part IX, column (D), line 25) MediumBullet3,014,620    
17 Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e).... 28,596,425 37,657,615
18 Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25) 47,251,418 64,169,620
19 Revenue less expenses. Subtract line 18 from line 12....... -3,991,335 8,033,037
Net Assets or Fund Balances; Beginning of Current Year End of Year
20 Total assets (Part X, line 16)............. 120,656,643 127,327,680
21 Total liabilities (Part X, line 26)............. 51,117,012 50,743,270
22 Net assets or fund balances. Subtract line 21 from line 20..... 69,539,631 76,584,410
Part II
Signature Block
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than officer) is based on all information of which preparer has any knowledge.
Sign Here
JumboBullet
Signature of officer Date
JumboBullet
Type or print name and title
Paid Preparer Use Only
Print/Type preparer's name
Preparer's signature
Date
PTIN
Firm's name MediumBullet

Firm's EIN MediumBullet
Firm's address MediumBullet



Phone no.
May the IRS discuss this return with the preparer shown above? (see instructions) ............
For Paperwork Reduction Act Notice, see the separate instructions.
Cat. No. 11282Y
Form 990 (2013)
Form 990 (2013)
Page 2
Part III
Statement of Program Service Accomplishments
Check if Schedule O contains a response or note to any line in this Part III ..............
1
Briefly describe the organization’s mission: FINCA'S MISSION IS TO PROVIDE FINANCIAL SERVICES TO THE WORLD'S LOWEST-INCOME ENTREPRENEURS SO THEY CAN CREATE JOBS, BUILD ASSETS, AND IMPROVE THEIR STANDARD OF LIVING.
2
Did the organization undertake any significant program services during the year which were not listed on
the prior Form 990 or 990-EZ? ......................
If "Yes," describe these new services on Schedule O.
3
Did the organization cease conducting, or make significant changes in how it conducts, any program services? ............................
If "Yes," describe these changes on Schedule O.
4
Describe the organization’s program service accomplishments for each of its three largest program services, as measured by expenses. Section 501(c)(3) and 501(c)(4) organizations are required to report the amount of grants and allocations to others, the total expenses, and revenue, if any, for each program service reported.
4a (Code:   ) (Expenses $ 47,807,943 including grants of $ 0 ) (Revenue $ 36,512,732 )
MICROFINANCE LENDING: AS OF DECEMBER 31, 2013, FINCA PROVIDED MORE THAN 1.64 MILLION INDIVIDUALS ACROSS 22 COUNTRIES IN AFRICA, EURASIA, LATIN AMERICA, THE MIDDLE EAST, AND SOUTHERN ASIA WITH LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES DESIGNED TO HELP THEM BUILD THEIR SMALL BUSINESSES AND IMPROVE THEIR OWN PROSPECTS AND THE LIVES OF DEPENDENTS. SEE SCHEDULE O FOR MORE DETAILED INFORMATION.
4b (Code:   ) (Expenses $   including grants of $   ) (Revenue $   )
4c (Code:   ) (Expenses $   including grants of $   ) (Revenue $   )
4d Other program services (Describe in Schedule O.)
(Expenses $   including grants of $   ) (Revenue $   )
4e Total program service expensesMediumBullet47,807,943
Form 990 (2013)
Form 990 (2013)
Page 3
Part IV
Checklist of Required Schedules
Yes
No
1
Is the organization described in section 501(c)(3) or 4947(a)(1) (other than a private foundation)? If "Yes," complete Schedule AClick to see attachment........................
1
Yes
 
2
Is the organization required to complete Schedule B, Schedule of Contributors (see instructions)? Click to see attachment...
2
Yes
 
3
Did the organization engage in direct or indirect political campaign activities on behalf of or in opposition to candidates for public office? If "Yes," complete Schedule C, Part I..........
3
 
No
4
Section 501(c)(3) organizations. Did the organization engage in lobbying activities, or have a section 501(h) election in effect during the tax year? If "Yes," complete Schedule C, Part II........
4
 
No
5
Is the organization a section 501(c)(4), 501(c)(5), or 501(c)(6) organization that receives membership dues, assessments, or similar amounts as defined in Revenue Procedure 98-19? If "Yes," complete Schedule C,
Part III............................
5
 
No
6
Did the organization maintain any donor advised funds or any similar funds or accounts for which donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts? If "Yes," complete Schedule D, Part IClick to see attachment........................
6
 
No
7
Did the organization receive or hold a conservation easement, including easements to preserve open space,
the environment, historic land areas, or historic structures? If "Yes," complete Schedule D, Part IIClick to see attachment...
7
 
No
8
Did the organization maintain collections of works of art, historical treasures, or other similar assets? If "Yes," complete Schedule D, Part III Click to see attachment....................
8
 
No
9
Did the organization report an amount in Part X, line 21 for escrow or custodial account liability; serve as a custodian for amounts not listed in Part X; or provide credit counseling, debt management, credit repair, or debt negotiation services? If "Yes," complete Schedule D, Part IVClick to see attachment..............
9
 
No
10
Did the organization, directly or through a related organization, hold assets in temporarily restricted endowments, permanent endowments, or quasi-endowments? If "Yes," complete Schedule D, Part VClick to see attachment......
10
 
No
11
If the organization’s answer to any of the following questions is "Yes," then complete Schedule D, Parts VI, VII, VIII, IX, or X as applicable.
a
Did the organization report an amount for land, buildings, and equipment in Part X, line 10?
If "Yes," complete Schedule D, Part VI.Click to see attachment...................
11a
Yes
 
b
Did the organization report an amount for investments—other securities in Part X, line 12 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VIIClick to see attachment.......
11b
 
No
c
Did the organization report an amount for investments—program related in Part X, line 13 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VIIIClick to see attachment.......
11c
Yes
 
d
Did the organization report an amount for other assets in Part X, line 15 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part IXClick to see attachment............
11d
 
No
e
Did the organization report an amount for other liabilities in Part X, line 25? If "Yes," complete Schedule D, Part XClick to see attachment
11e
Yes
 
f
Did the organization’s separate or consolidated financial statements for the tax year include a footnote that addresses the organization’s liability for uncertain tax positions under FIN 48 (ASC 740)? If "Yes," complete Schedule D, Part XClick to see attachment.........................
11f
Yes
 
12a
Did the organization obtain separate, independent audited financial statements for the tax year?
If "Yes," complete Schedule D, Parts XI and XII Click to see attachment.................
12a
 
No
b
Was the organization included in consolidated, independent audited financial statements for the tax year? If "Yes," and if the organization answered "No" to line 12a, then completing Schedule D, Parts XI and XII is optional Click to see attachment
12b
Yes
 
13
Is the organization a school described in section 170(b)(1)(A)(ii)? If "Yes," complete Schedule E....
13
 
No
14a
Did the organization maintain an office, employees, or agents outside of the United States?.....
14a
Yes
 
b
Did the organization have aggregate revenues or expenses of more than $10,000 from grantmaking, fundraising, business, investment, and program service activities outside the United States, or aggregate foreign investments valued at $100,000 or more? If "Yes," complete Schedule F, Parts I and IV......... Click to see attachment
14b
Yes
 
15
Did the organization report on Part IX, column (A), line 3, more than $5,000 of grants or other assistance to or for any foreign organization? If “Yes,” complete Schedule F, Parts II and IVClick to see attachment
15
 
No
16
Did the organization report on Part IX, column (A), line 3, more than $5,000 of aggregate grants or other assistance to or for foreign individuals? If “Yes,” complete Schedule F, Parts III and IV... Click to see attachment
16
 
No
17
Did the organization report a total of more than $15,000 of expenses for professional fundraising services on Part IX, column (A), lines 6 and 11e? If "Yes," complete Schedule G, Part I (see instructions).... Click to see attachment
17
Yes
 
18
Did the organization report more than $15,000 total of fundraising event gross income and contributions on Part VIII, lines 1c and 8a? If "Yes," complete Schedule G, Part II............ Click to see attachment
18
 
No
19
Did the organization report more than $15,000 of gross income from gaming activities on Part VIII, line 9a? If "Yes," complete Schedule G, Part III................... Click to see attachment
19
 
No
20a
Did the organization operate one or more hospital facilities? If "Yes," complete Schedule H....
20a
 
No
b
If "Yes" to line 20a, did the organization attach a copy of its audited financial statements to this return?
20b
 
 
Form 990 (2013)
Form 990 (2013)
Page 4
Part IV
Checklist of Required Schedules (continued)
21
Did the organization report more than $5,000 of grants or other assistance to any domestic organization or government on Part IX, column (A), line 1? If “Yes,” complete Schedule I, Parts I and II...
21
 
No
22
Did the organization report more than $5,000 of grants or other assistance to individuals in the United States on Part IX, column (A), line 2? If “Yes,” complete Schedule I, Parts I and III........
22
 
No
23
Did the organization answer "Yes" to Part VII, Section A, line 3, 4, or 5 about compensation of the organization’s current and former officers, directors, trustees, key employees, and highest compensated employees? If "Yes," complete Schedule J....................... Click to see attachment
23
Yes
 
24a
Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was issued after December 31, 2002? If “Yes,” answer lines 24b through 24d and complete Schedule K. If “No,” go to line 25a................
24a
 
No
b
Did the organization invest any proceeds of tax-exempt bonds beyond a temporary period exception?...
24b
 
 
c
Did the organization maintain an escrow account other than a refunding escrow at any time during the year
to defease any tax-exempt bonds?......................
24c
 
 
d
Did the organization act as an "on behalf of" issuer for bonds outstanding at any time during the year?...
24d
 
 
25a
Section 501(c)(3) and 501(c)(4) organizations. Did the organization engage in an excess benefit transaction with a disqualified person during the year? If "Yes," complete Schedule L, Part I........ Click to see attachment
25a
 
No
b
Is the organization aware that it engaged in an excess benefit transaction with a disqualified person in a prior year, and that the transaction has not been reported on any of the organization’s prior Forms 990 or 990-EZ? If "Yes," complete Schedule L, Part I................... Click to see attachment
25b
 
No
26
Did the organization report any amount on Part X, line 5, 6, or 22 for receivables from or payables to any current or former officers, directors, trustees, key employees, highest compensated employees, or disqualified persons? If so, complete Schedule L, Part II.................... Click to see attachment
26
 
No
27
Did the organization provide a grant or other assistance to an officer, director, trustee, key employee, substantial contributor or employee thereof, a grant selection committee member, or to a 35% controlled entity or family member of any of these persons? If "Yes," complete Schedule L, Part III......... Click to see attachment
27
 
No
28
Was the organization a party to a business transaction with one of the following parties (see Schedule L, Part IV instructions for applicable filing thresholds, conditions, and exceptions):
a
A current or former officer, director, trustee, or key employee? If "Yes," complete Schedule L, Part IV .......................... Click to see attachment
28a
 
No
b
A family member of a current or former officer, director, trustee, or key employee? If "Yes,"
complete Schedule L, Part IV..................... Click to see attachment
28b
Yes
 
c
An entity of which a current or former officer, director, trustee, or key employee (or a family member thereof) was an officer, director, trustee, or direct or indirect owner? If "Yes," complete Schedule L, Part IV... Click to see attachment
28c
 
No
29
Did the organization receive more than $25,000 in non-cash contributions? If "Yes," complete Schedule M..Click to see attachment
29
Yes
 
30
Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions? If "Yes," complete Schedule M............. Click to see attachment
30
 
No
31
Did the organization liquidate, terminate, or dissolve and cease operations? If "Yes," complete Schedule N,
Part I...........................
31
 
No
32
Did the organization sell, exchange, dispose of, or transfer more than 25% of its net assets? If "Yes," complete Schedule N, Part II......................
32
 
No
33
Did the organization own 100% of an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3? If "Yes," complete Schedule R, Part I........ Click to see attachment
33
Yes
 
34
Was the organization related to any tax-exempt or taxable entity? If "Yes," complete Schedule R, Part II, III, or IV, and Part V, line 1........................ Click to see attachment
34
Yes
 
35a
Did the organization have a controlled entity within the meaning of section 512(b)(13)?
35a
Yes
 
b
If ‘Yes’ to line 35a, did the organization receive any payment from or engage in any transaction with a controlled entity within the meaning of section 512(b)(13)? If "Yes," complete Schedule R, Part V, line 2... Click to see attachment
35b
Yes
 
36
Section 501(c)(3) organizations. Did the organization make any transfers to an exempt non-charitable related organization? If "Yes," complete Schedule R, Part V, line 2............. Click to see attachment
36
Yes
 
37
Did the organization conduct more than 5% of its activities through an entity that is not a related organization and that is treated as a partnership for federal income tax purposes? If "Yes," complete Schedule R, Part VIClick to see attachment
37
 
No
38
Did the organization complete Schedule O and provide explanations in Schedule O for Part VI, lines 11b and 19? Note. All Form 990 filers are required to complete Schedule O. ............
38
Yes
 
Form 990 (2013)
Form 990 (2013)
Page 5
Part V
Statements Regarding Other IRS Filings and Tax Compliance
Check if Schedule O contains a response or note to any line in this Part V ..............
Yes
No
1a
Enter the number reported in Box 3 of Form 1096 Enter -0- if not applicable ..
1a
64
b
Enter the number of Forms W-2G included in line 1a. Enter -0- if not applicable .
1b
0
c
Did the organization comply with backup withholding rules for reportable payments to vendors and reportable gaming (gambling) winnings to prize winners? ..................
1c
Yes
 
2a
Enter the number of employees reported on Form W-3, Transmittal of Wage and
Tax Statements, filed for the calendar year ending with or within the year covered by this return ..................
2a
149
b
If at least one is reported on line 2a, did the organization file all required federal employment tax returns?
Note. If the sum of lines 1a and 2a is greater than 250, you may be required to e-file (see instructions)
2b
Yes
 
3a
Did the organization have unrelated business gross income of $1,000 or more during the year?...
3a
Yes
 
b
If “Yes,” has it filed a Form 990-T for this year? If “No” to line 3b, provide an explanation in Schedule O...
3b
Yes
 
4a
At any time during the calendar year, did the organization have an interest in, or a signature or other authority over, a financial account in a foreign country (such as a bank account, securities account, or other financial account)?..........................
4a
Yes
 
b
If "Yes," enter the name of the foreign country: MediumBulletAF , AM , AJ , CJ , CG , EC , ES , GG , GM , GT , HA , HO , JO , KV , KG , MI , MX , NL , NU , PK , RS , TI , TZ , UG , ZA
See instructions for filing requirements for Form TD F 90-22.1, Report of Foreign Bank and Financial Accounts.
5a
Was the organization a party to a prohibited tax shelter transaction at any time during the tax year?..
5a
 
No
b
Did any taxable party notify the organization that it was or is a party to a prohibited tax shelter transaction?
5b
 
No
c
If "Yes," to line 5a or 5b, did the organization file Form 8886-T? ............
5c
 
 
6a
Does the organization have annual gross receipts that are normally greater than $100,000, and did the organization solicit any contributions that were not tax deductible as charitable contributions?...
6a
 
No
b
If "Yes," did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible?........................
6b
 
 
7
Organizations that may receive deductible contributions under section 170(c).
a
Did the organization receive a payment in excess of $75 made partly as a contribution and partly for goods and services provided to the payor?....................
7a
 
No
b
If "Yes," did the organization notify the donor of the value of the goods or services provided?.....
7b
 
 
c
Did the organization sell, exchange, or otherwise dispose of tangible personal property for which it was required to file Form 8282?...........................
7c
 
No
d
If "Yes," indicate the number of Forms 8282 filed during the year ....
7d
0
e
Did the organization receive any funds, directly or indirectly, to pay premiums on a personal benefit contract?............................
7e
 
No
f
Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract?..
7f
 
No
g
If the organization received a contribution of qualified intellectual property, did the organization file Form 8899 as required?............................
7g
 
 
h
If the organization received a contribution of cars, boats, airplanes, or other vehicles, did the organization file a Form 1098-C?..........................
7h
 
 
8
Sponsoring organizations maintaining donor advised funds and section 509(a)(3) supporting organizations. Did the supporting organization, or a donor advised fund maintained by a sponsoring organization, have excess business holdings at any time during the year?............
8
 
 
9
Sponsoring organizations maintaining donor advised funds.
a
Did the organization make any taxable distributions under section 4966?..........
9a
 
 
b
Did the organization make a distribution to a donor, donor advisor, or related person?.......
9b
 
 
10
Section 501(c)(7) organizations. Enter:
a
Initiation fees and capital contributions included on Part VIII, line 12 ...
10a
 
b
Gross receipts, included on Form 990, Part VIII, line 12, for public use of club facilities
10b
 
11
Section 501(c)(12) organizations. Enter:
a
Gross income from members or shareholders .........
11a
 
b
Gross income from other sources (Do not net amounts due or paid to other sources against amounts due or received from them.) ..........
11b
 
12a
Section 4947(a)(1) non-exempt charitable trusts. Is the organization filing Form 990 in lieu of Form 1041?
12a
 
 
b
If "Yes," enter the amount of tax-exempt interest received or accrued during the year. ....................
12b
 
13
Section 501(c)(29) qualified nonprofit health insurance issuers.
a
Is the organization licensed to issue qualified health plans in more than one state?
Note. See the instructions for additional information the organization must report on Schedule O.
13a
 
 
b
Enter the amount of reserves the organization is required to maintain by the states in which the organization is licensed to issue qualified health plans ....
13b
 
c
Enter the amount of reserves on hand ............
13c
 
14a
Did the organization receive any payments for indoor tanning services during the tax year?.....
14a
 
No
b
If "Yes," has it filed a Form 720 to report these payments? If "No," provide an explanation in Schedule O..
14b
 
 
Form 990 (2013)
Form 990 (2013)
Page 6
Part VI
Governance, Management, and Disclosure For each "Yes" response to lines 2 through 7b below, and for a "No" response to lines 8a, 8b, or 10b below, describe the circumstances, processes, or changes in Schedule O. See instructions.
Check if Schedule O contains a response or note to any line in this Part VI ..............
Section A. Governing Body and Management
Yes
No
1a
Enter the number of voting members of the governing body at the end of the tax year .....................
1a
13
If there are material differences in voting rights among members of the governing body, or if the governing body delegated broad authority to an executive committee or similar committee, explain in Schedule O.
b
Enter the number of voting members included in line 1a, above, who are independent ...................
1b
10
2
Did any officer, director, trustee, or key employee have a family relationship or a business relationship with any other officer, director, trustee, or key employee? .................
2
Yes
 
3
Did the organization delegate control over management duties customarily performed by or under the direct supervision of officers, directors or trustees, or key employees to a management company or other person? .
3
 
No
4
Did the organization make any significant changes to its governing documents since the prior Form 990 was filed? ...........................
4
 
No
5
Did the organization become aware during the year of a significant diversion of the organization’s assets? .
5
 
No
6
Did the organization have members or stockholders? ................
6
Yes
 
7a
Did the organization have members, stockholders, or other persons who had the power to elect or appoint one or more members of the governing body? ....................
7a
Yes
 
b
Are any governance decisions of the organization reserved to (or subject to approval by) members, stockholders, or persons other than the governing body? ...................
7b
Yes
 
8
Did the organization contemporaneously document the meetings held or written actions undertaken during the year by the following:
a
The governing body? .........................
8a
Yes
 
b
Each committee with authority to act on behalf of the governing body? ............
8b
Yes
 
9
Is there any officer, director, trustee, or key employee listed in Part VII, Section A, who cannot be reached at the organization’s mailing address? If "Yes," provide the names and addresses in Schedule O.......
9
 
No
Section B. Policies (This Section B requests information about policies not required by the Internal Revenue Code.)
Yes
No
10a
Did the organization have local chapters, branches, or affiliates? ............
10a
Yes
 
b
If "Yes," did the organization have written policies and procedures governing the activities of such chapters, affiliates, and branches to ensure their operations are consistent with the organization's exempt purposes?
10b
Yes
 
11a
Has the organization provided a complete copy of this Form 990 to all members of its governing body before filing the form? ............................
11a
Yes
 
b
Describe in Schedule O the process, if any, used by the organization to review this Form 990. .....
12a
Did the organization have a written conflict of interest policy? If "No," go to line 13.......
12a
Yes
 
b
Were officers, directors, or trustees, and key employees required to disclose annually interests that could give rise to conflicts? ..........................
12b
Yes
 
c
Did the organization regularly and consistently monitor and enforce compliance with the policy? If "Yes," describe in Schedule O how this was done.......................
12c
Yes
 
13
Did the organization have a written whistleblower policy? ...............
13
Yes
 
14
Did the organization have a written document retention and destruction policy? .........
14
Yes
 
15
Did the process for determining compensation of the following persons include a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision?
a
The organization’s CEO, Executive Director, or top management official ...........
15a
Yes
 
b
Other officers or key employees of the organization ................
15b
Yes
 
If "Yes" to line 15a or 15b, describe the process in Schedule O (see instructions).
16a
Did the organization invest in, contribute assets to, or participate in a joint venture or similar arrangement with a taxable entity during the year? ......................
16a
Yes
 
b
If "Yes," did the organization follow a written policy or procedure requiring the organization to evaluate its participation in joint venture arrangements under applicable federal tax law, and take steps to safeguard the organization’s exempt status with respect to such arrangements? ............
16b
Yes
 
Section C. Disclosure
17
List the States with which a copy of this Form 990 is required to be filedMediumBullet
AK , AL , AR , CA , CT , FL , GA , HI , IL , KS , KY , LA , MA , MD , MI , MS , MN , NJ , NH , NM , NY , OK , OR , PA , RI , SC , TN , UT , VA , VT , WA , WI , WV , WY
18
Section 6104 requires an organization to make its Form 1023 (or 1024 if applicable), 990, and 990-T (501(c)(3)s only) available for public inspection. Indicate how you made these available. Check all that apply.
19
Describe in Schedule O whether (and if so, how) the organization made its governing documents, conflict of interest policy, and financial statements available to the public during the tax year.
20
State the name, physical address, and telephone number of the person who possesses the books and records of the organization:
MediumBulletDANE STEVE MCGUIRE CFO1201 15TH STREET NW 8TH FLOORWASHINGTONDC20005 (202) 682-1510
Form 990 (2013)
Form 990 (2013)
Page 7
Part VII
Compensation of Officers, Directors,Trustees, Key Employees, Highest Compensated Employees, and Independent Contractors
Check if Schedule O contains a response or note to any line in this Part VII ..............
Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees
1a Complete this table for all persons required to be listed. Report compensation for the calendar year ending with or within the organization’s tax year.
RoundBullet List all of the organization’s current officers, directors, trustees (whether individuals or organizations), regardless of amount
of compensation. Enter -0- in columns (D), (E), and (F) if no compensation was paid.

RoundBullet List all of the organization’s current key employees, if any. See instructions for definition of "key employee."
RoundBullet List the organization’s five current highest compensated employees (other than an officer, director, trustee or key employee)
who received reportable compensation (Box 5 of Form W-2 and/or Box 7 of Form 1099-MISC) of more than $100,000 from the
organization and any related organizations.

RoundBullet List all of the organization’s former officers, key employees, or highest compensated employees who received more than $100,000
of reportable compensation from the organization and any related organizations.

RoundBullet List all of the organization’s former directors or trustees that received, in the capacity as a former director or trustee of the
organization, more than $10,000 of reportable compensation from the organization and any related organizations.

List persons in the following order: individual trustees or directors; institutional trustees; officers; key employees; highest
compensated employees; and former such persons.
Check this box if neither the organization nor any related organization compensated any current officer, director, or trustee.
(A)
Name and Title 		(B)
Average hours per week (list any hours for related organizations below dotted line) 		(C)
Position (do not check more than one box, unless person is both an officer and a director/trustee) 		(D)
Reportable compensation from the organization (W- 2/1099-MISC) 		(E)
Reportable compensation from related organizations (W- 2/1099-MISC) 		(F)
Estimated amount of other compensation from the organization and related organizations
Individual Trustee or Director; Institutional Trustee; OfficerInd; Key Employee; Highest compensated employee; FormerOfcrDirectorTrusteeInd;
(1) ROBERT W HATCH........................................................................
CHAIRMAN
 10.00
.......................   		X           0 0 0
(2) JOHN K HATCH........................................................................
SECRETARY & HISTORIAN
 10.00
.......................   		X           37,607 0 0
(3) RICHARD M WILLIAMSON........................................................................
ASSISTANT TREASURER
 5.00
.......................   		X           0 0 0
(4) AGRINA MUSSA........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(5) CARLOS CAMACHO SR........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(6) DAVID E WEISMAN........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(7) HAROLD D JASTRAM........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(8) JAMES SEMAKADDE........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(9) JO ANN FIELD........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(10) JOHN ELKINS........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(11) PAUL LEFORT........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(12) RITA E SPILLMAN........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(13) SHAWN HASSEL........................................................................
DIRECTOR
 5.00
.......................   		X           0 0 0
(14) RUPERT W SCOFIELD........................................................................
PRESIDENT & CEO
 50.00
.......................   		X   X       611,420 0 99,076
(15) ANDREE SIMON........................................................................
VP & CHIEF OPERATIONS OFFICER
 50.00
.......................   		    X       144,230 0 16,921
(16) BRAULIO OLIVEIRA........................................................................
VP & CHIEF INFORMATION OFFICER
 50.00
.......................   		    X       238,225 0 20,157
(17) DANE S MCGUIRE........................................................................
VP & CHIEF FINANCIAL OFFICER
 50.00
.......................   		    X       323,806 0 15,828
Form 990 (2013)
Form 990 (2013)
Page 8
Part VII
Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees (continued)
(A)
Name and Title 		(B)
Average hours per week (list any hours for related organizations below dotted line) 		(C)
Position (do not check more than one box, unless person is both an officer and a director/trustee) 		(D)
Reportable compensation from the organization (W- 2/1099-MISC) 		(E)
Reportable compensation from related organizations (W- 2/1099-MISC) 		(F)
Estimated amount of other compensation from the organization and related organizations
Individual Trustee or Director; Institutional Trustee; OfficerInd; Key Employee; Highest compensated employee; FormerOfcrDirectorTrusteeInd;
(18) GWEN ANDREOTTI........................................................................
VP - KNOWLEDGE MANAGEMENT
 50.00
.......................   		    X       213,556 0 33,441
(19) JAMES LEMKE........................................................................
VP - HUMAN RESOURCES
 50.00
.......................   		    X       161,479 0 16,908
(20) JEFFREY A FLOWERS........................................................................
VP - REGIONAL DIRECTOR
 50.00
.......................   		    X       289,612 0 24,833
(21) MASOOD AZIZ........................................................................
VP & CHIEF RISK OFFICER
 50.00
.......................   		    X       77,926 0 9,370
(22) MICHAEL A GAMA-LOBO........................................................................
VP - REGIONAL DIRECTOR
 50.00
.......................   		    X       217,499 0 27,574
(23) P DANIEL SMITH........................................................................
VP & GENERAL COUNSEL
 50.00
.......................   		    X       304,187 0 16,629
(24) SCOTT TINDALL........................................................................
DIRECTOR - TREAS SERV
 50.00
.......................   		    X       175,388 0 19,154
(25) SOLEDAD GOMPF........................................................................
VP - NEW BUSINESS DEVELOPMENT
 50.00
.......................   		    X       427,342 0 68,252
(26) SONA GANDHI........................................................................
VP & DEPUTY TO CEO
 50.00
.......................   		    X       179,813 0 42,256
(27) VOLKER RENNER........................................................................
VP - CREDIT & SAVINGS
 50.00
.......................   		    X       0 0 452,394
(28) CHIKAKO KUNO........................................................................
DIRECTOR, TEMA
 50.00
.......................   		      X     262,950 0 23,596
(29) RONALD AIZER........................................................................
DEPUTY CFO
 50.00
.......................   		      X     219,915 0 9,724
(30) STEFAN QUECK........................................................................
VP - REGIONAL DIRECTOR
 50.00
.......................   		      X     194,051 0 20,043
(31) TIMOTHY CHILDRESS........................................................................
GLOBAL CONTROLLER
 50.00
.......................   		      X     195,666 0 31,741
(32) YURIY SHULHAN........................................................................
DIR., DELIVERY CHANNELS
 50.00
.......................   		      X     283,333 0 31,310
(33) ZARLASHT WARDAK........................................................................
VP - REGIONAL DIRECTOR
 50.00
.......................   		      X     269,237 0 5,374
(34) JANA D CHMELNIZKI........................................................................
LOCAL COUNTRY CEO
 0.00
.......................50.00 		        X   116,843 75,115 13,182
(35) JEREMY DANFORD........................................................................
GLOBAL TAX DIRECTOR
 50.00
.......................   		        X   173,488 0 9,414
(36) LEONARDO POLIT........................................................................
DIR., GL. TRANSFORMATION
 50.00
.......................   		        X   176,380 0 31,663
(37) PEDRO FABIANO........................................................................
GLOBAL CHIEF AUDITOR
 50.00
.......................   		        X   172,690 0 17,519
(38) STEPHANIE BAGOT........................................................................
SR. CORP. ATTORNEY
 50.00
.......................   		        X   164,400 0 7,954
(39) DONALD CRANE........................................................................
FORMER OFFICER
 40.00
.......................   		          X 133,606 0 15,332
(40) EDWARD GREENWOOD........................................................................
FORMER OFFICER
 50.00
.......................   		          X 125,464 0 13,735
(41) EVRIS BEAVERS........................................................................
FORMER OFFICER
 50.00
.......................   		          X 125,021 0 15,236
(42) JOV O'BRIEN........................................................................
FORMER OFFICER
 0.00
.......................50.00 		          X 0 211,832 14,798
(43) SCOTT GRAHAM........................................................................
FORMER OFFICER
 50.00
.......................   		          X 151,959 0 16,999
(44) TIMOTHY TARRANT........................................................................
FORMER OFFICER
 0.00
.......................50.00 		          X 0 189,179 10,561
1b Sub-Total................MediumBullet
c Total from continuation sheets to Part VII, Section A....MediumBullet
d Total (add lines 1b and 1c)............MediumBullet 6,167,093 476,126 1,150,974
2
Total number of individuals (including but not limited to those listed above) who received more than $100,000 of reportable compensation from the organizationMediumBullet52
Yes
No
3
Did the organization list any former officer, director or trustee, key employee, or highest compensated employee on line 1a? If "Yes," complete Schedule J for such individual ..............
3
Yes
 
4
For any individual listed on line 1a, is the sum of reportable compensation and other compensation from the organization and related organizations greater than $150,000? If "Yes," complete Schedule J for such individual...........................
4
Yes
 
5
Did any person listed on line 1a receive or accrue compensation from any unrelated organization or individual for services rendered to the organization? If "Yes," complete Schedule J for such person ........
5
 
No
Section B. Independent Contractors
1
Complete this table for your five highest compensated independent contractors that received more than $100,000 of compensation from the organization. Report compensation for the calendar year ending with or within the organization’s tax year.
(A)
Name and business address 		(B)
Description of services 		(C)
Compensation
THE PRODUCTION ADVANTAGE INC13873 PARK CENTER ROADHERNDONVA20171 PRINTING AND MAILING 2,754,819
JAMES G DAVIS CONSTRUCTION CORPORATION12530 PARKLAWN DRIVEROCKVILLEMD20852 CONSTRUCTION SERVICES 946,964
DELOITTE & TOUCHE LLP7900 TYSONS ONE PLACE STE 800MCLEANVA22102 AUDIT SERVICES 831,174
INSIGHT DIRECT USA INC6820 S HARL AVETEMPEAZ85283 IT SERVICES 322,447
NAMES IN THE NEWS180 GRAND AVENUE STE 1545OAKLANDCA946123799 MARKETING 236,943
2
Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization MediumBullet21
Form 990 (2013)
Form 990 (2013)
Page 9
Part VIII
Statement of Revenue
Check if Schedule O contains a response or note to any line in this Part VIII .............
(A)
Total revenue 		(B)
Related or
exempt
function
revenue 		(C)
Unrelated
business
revenue 		(D)
Revenue
excluded from
tax under sections
512-514
Contributions, Gifts, GrantAmt and OtherAmt Similar Amounts 1a Federated campaigns..1a  
b Membership dues....1b  
c Fundraising events....1c  
d Related organizations...1d  
e Government grants (contributions)1e 12,716,907
f All other contributions, gifts, grants, and
similar amounts not included above1f 		14,808,301
g Noncash contributions included in lines
1a-1f:$ 		135,061
h Total. Add lines 1a-1f.......MediumBullet 27,525,208
Program Service RevenueAmt Business Code
2a MANAGEMENT FEES 900099 18,826,555 18,826,555    
b AFFIL LOAN PORT. REV. 900099 9,022,414 9,022,414    
c INTEREST REV -BRANCHES 522298 3,881,322 3,881,322    
d OTHER REVENUE 900099 33,250 33,250    
e
f All other program service revenue .        
g Total. Add lines 2a–2f........MediumBullet 31,763,541
OtherAmt RevenueAmt 3 Investment income (including dividends, interest, and other similar amounts).......MediumBullet 8,044,174     8,044,174
4 Income from investment of tax-exempt bond proceeds..MediumBullet        
5 Royalties...........MediumBullet 4,749,191 4,749,191    
(i) Real (ii) Personal
6a Gross rents    
b Less: rental expenses    
c Rental income or (loss)    
d Net rental income or (loss).......MediumBullet        
(i) Securities (ii) Other
7a Gross amount from sales of assets other than inventory    
b Less: cost or other basis and sales expenses    
c Gain or (loss)    
d Net gain or (loss)..........MediumBullet        
8a Gross income from fundraising events (not including
$  
of contributions reported on line 1c). See Part IV, line 18 ..
a  
b Less: direct expenses ...b  
c Net income or (loss) from fundraising events..MediumBullet      
9a Gross income from gaming activities.
See Part IV, line 19 ...
a  
b Less: direct expenses ...b  
c Net income or (loss) from gaming activities...MediumBullet        
10a Gross sales of inventory, less
returns and allowances .
a  
b Less: cost of goods sold ..b  
c Net income or (loss) from sales of inventory..MediumBullet        
Miscellaneous Revenue Business Code
11a INSURANCE INCOME - UBI 524298 120,543   120,543  
b            
c            
d All other revenue ....        
e Total. Add lines 11a–11d ...... MediumBullet 120,543
12 Total revenue. See Instructions......MediumBullet 72,202,657 36,512,732 120,543 8,044,174
Form 990 (2013)
Form 990 (2013)
Page 10
Part IX
Statement of Functional Expenses
Section 501(c)(3) and 501(c)(4) organizations must complete all columns. All other organizations must complete column (A).Check if Schedule O contains a response or note to any line in this Part IX ...............
Do not include amounts reported on lines 6b,
7b, 8b, 9b, and 10b of Part VIII. 		(A)
Total expenses 		(B)
Program service expenses 		(C)
Management and general expenses 		(D)
Fundraising expenses
1 Grants and other assistance to governments and organizations in the United States. See Part IV, line 21    
2 Grants and other assistance to individuals in the United States. See Part IV, line 22    
3 Grants and other assistance to governments, organizations, and individuals outside the United States. See Part IV, lines 15 and 16    
4 Benefits paid to or for members    
5 Compensation of current officers, directors, trustees, and key employees .... 5,422,872 2,394,829 2,988,026 40,017
6 Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) ....        
7 Other salaries and wages 17,366,193 12,307,031 4,574,506 484,656
8 Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) .... 295,572 190,460 95,189 9,923
9 Other employee benefits ....... 2,099,484 1,443,594 655,890  
10 Payroll taxes ........... 991,169 608,418 355,539 27,212
11 Fees for services (non-employees):        
a Management ......        
b Legal ......... 471,054 373,689 97,365  
c Accounting ........... 718,054 195,934 522,120  
d Lobbying ...........        
e Professional fundraising services. See Part IV, line 17 336,715 336,715
f Investment management fees ...... 25,152   25,152  
g Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O) ........ 6,205,132 4,051,187 1,386,094 767,851
12 Advertising and promotion .... 45,294 45,294    
13 Office expenses ....... 5,935,739 3,899,382 751,063 1,285,294
14 Information technology ...... 590,846 250,918 339,928  
15 Royalties ..        
16 Occupancy ........... 2,604,890 1,075,060 1,529,830  
17 Travel ............ 3,725,152 2,752,357 914,026 58,769
18 Payments of travel or entertainment expenses for any federal, state, or local public officials ......        
19 Conferences, conventions, and meetings .... 509,165 256,298 251,370 1,497
20 Interest ........... 1,946,500 1,946,500    
21 Payments to affiliates .......        
22 Depreciation, depletion, and amortization ..... 157,488 77,971 79,517  
23 Insurance .............. 165,525 96,302 69,223  
24 Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a LOAN CAPITAL 9,039,750 9,039,750    
b FOREIGN WITHHOLDING TAX 1,639,354 1,639,354    
c UBI TAX 9,000   9,000  
d ALLOCATION OF INDIRECT 0 1,523,596 -1,523,596  
e All other expenses 3,869,520 3,640,019 226,815 2,686
25 Total functional expenses. Add lines 1 through 24e 64,169,620 47,807,943 13,347,057 3,014,620
26 Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here MediumBullet if following SOP 98-2 (ASC 958-720).        
Form 990 (2013)
Form 990 (2013)
Page 11
Part X Balance Sheet Check if Schedule O contains a response or note to any line in this Part X ..............
(A)
Beginning of year 		(B)
End of year
Assets 1 Cash–non-interest-bearing ............. 12,679,538 1 12,230,447
2 Savings and temporary cash investments ......... 11,853,427 2 4,448,505
3 Pledges and grants receivable, net ........... 1,825,157 3 3,299,683
4 Accounts receivable, net ............. 2,452,777 4 4,723,451
5 Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of
Schedule L ..................
  5  
6 Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations (see instructions) Complete Part II of Schedule L
  6  
7 Notes and loans receivable, net ............. 26,971,519 7 28,763,040
8 Inventories for sale or use ..............   8  
9 Prepaid expenses and deferred charges .......... 979,764 9 762,631
10a Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D 10a 3,812,056
b Less: accumulated depreciation ..... 10b 1,698,929 209,576 10c 2,113,127
11 Investments—publicly traded securities .......... 9,191 11 9,607
12 Investments—other securities. See Part IV, line 11 .....   12  
13 Investments—program-related. See Part IV, line 11 ..... 62,340,002 13 70,666,530
14 Intangible assets ............... 272,761 14 281,840
15 Other assets. See Part IV, line 11 ........... 1,062,931 15 28,819
16 Total assets. Add lines 1 through 15 (must equal line 34)...... 120,656,643 16 127,327,680
Liabilities 17 Accounts payable and accrued expenses ......... 7,027,104 17 13,096,451
18 Grants payable .................   18  
19 Deferred revenue ................ 10,826,482 19 3,825,116
20 Tax-exempt bond liabilities .............   20  
21 Escrow or custodial account liability. Complete Part IV of Schedule D..   21  
22 Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
persons. Complete Part II of Schedule L..........   22  
23 Secured mortgages and notes payable to unrelated third parties .. 25,599,818 23 28,125,707
24 Unsecured notes and loans payable to unrelated third parties ....   24  
25 Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17-24). Complete Part X of Schedule D.................... 7,663,608 25 5,695,996
26 Total liabilities. Add lines 17 through 25......... 51,117,012 26 50,743,270
Net Assets or Fund Balance Organizations that follow SFAS 117 (ASC 958), check here MediumBullet and complete lines 27 through 29, and lines 33 and 34.
27 Unrestricted net assets .............. 67,607,840 27 74,862,003
28 Temporarily restricted net assets ........... 1,931,791 28 1,722,407
29 Permanently restricted net assets ...........   29  
Organizations that do not follow SFAS 117 (ASC 958), check here MediumBullet and complete lines 30 through 34.
30 Capital stock or trust principal, or current funds ........   30  
31 Paid-in or capital surplus, or land, building or equipment fund .....   31  
32 Retained earnings, endowment, accumulated income, or other funds   32  
33 Total net assets or fund balances ........... 69,539,631 33 76,584,410
34 Total liabilities and net assets/fund balances ........ 120,656,643 34 127,327,680
Form 990 (2013)
Form 990 (2013)
Page 12
Part XI
Reconcilliation of Net Assets
Check if Schedule O contains a response or note to any line in this Part XI ..............
1
Total revenue (must equal Part VIII, column (A), line 12) ............
1
72,202,657
2
Total expenses (must equal Part IX, column (A), line 25) ............
2
64,169,620
3
Revenue less expenses. Subtract line 2 from line 1 ..............
3
8,033,037
4
Net assets or fund balances at beginning of year (must equal Part X, line 33, column (A)) ..
4
69,539,631
5
Net unrealized gains (losses) on investments ...............
5
122,135
6
Donated services and use of facilities .................
6
 
7
Investment expenses .....................
7
 
8
Prior period adjustments .....................
8
 
9
Other changes in net assets or fund balances (explain in Schedule O) ........
9
-1,110,393
10
Net assets or fund balances at end of year. Combine lines 3 through 9 (must equal Part X, line 33, column (B))
10
76,584,410
Part XII
Financial Statements and Reporting
Check if Schedule O contains a response or note to any line in this Part XII .............
Yes
No
1
Accounting method used to prepare the Form 990:  
If the organization changed its method of accounting from a prior year or checked "Other," explain in
Schedule O.
2a
Were the organization’s financial statements compiled or reviewed by an independent accountant?
2a
 
No
If ‘Yes,’ check a box below to indicate whether the financial statements for the year were compiled or reviewed on a separate basis, consolidated basis, or both:
b
Were the organization’s financial statements audited by an independent accountant?
2b
Yes
 
If ‘Yes,’ check a box below to indicate whether the financial statements for the year were audited on a separate basis, consolidated basis, or both:
c
If "Yes," to line 2a or 2b, does the organization have a committee that assumes responsibility for oversight of the audit, review, or compilation of its financial statements and selection of an independent accountant?
2c
Yes
 
If the organization changed either its oversight process or selection process during the tax year, explain in Schedule O.
3a
As a result of a federal award, was the organization required to undergo an audit or audits as set forth in the Single Audit Act and OMB Circular A-133?
3a
Yes
 
b
If "Yes," did the organization undergo the required audit or audits? If the organization did not undergo the required audit or audits, explain why in Schedule O and describe any steps taken to undergo such audits.
3b
Yes
 
Form 990 (2013)
Form 990, Special Condition Description:
Special Condition Description
Additional Data


Software ID:  
Software Version:  
SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service
Public Charity Status and Public Support
Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.
right arrow Attach to Form 990 or Form 990-EZ. right arrow See separate instructions.
right arrow Information about Schedule A (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public
Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Part I
Reason for Public Charity Status (All organizations must complete this part.) See instructions.
The organization is not a private foundation because it is: (For lines 1 through 11, check only one box.)
1
2
3
4
5
section 170(b)(1)(A)(iv). (Complete Part II.)
6
7
8
9
receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of
its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses
acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)
10
11
e
f
g
(i) A person who directly or indirectly controls, either alone or together with persons described in (ii)
Yes
No
and (iii) below, the governing body of the supported organization? ................
11g(i)
 
 
(ii) A family member of a person described in (i) above? ......................
11g(ii)
 
 
(iii) A 35% controlled entity of a person described in (i) or (ii) above? ................
11g(iii)
 
 
h
Provide the following information about the supported organization(s).
(i) Name of supported organization (ii) EIN (iii) Type of organization (described on lines 1- 9 above or IRC section (see instructions)) (iv) Is the organization in col. (i) listed in your governing document? (v) Did you notify the organization in col. (i) of your support? (vi) Is the organization in col. (i) organized in the U.S.? (vii) Amount of monetary support
Yes No Yes No Yes No
Total  

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990EZ.
Cat. No. 11285F
Schedule A (Form 990 or 990-EZ) 2013
Schedule A (Form 990 or 990-EZ) 2013
Page 2
Part II
Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization fails to qualify under the tests listed below, please complete Part III.)
Section A. Public Support
Calendar year (or fiscal year beginning in) right arrow (a) 2009 (b) 2010 (c) 2011 (d) 2012 (e) 2013 (f) Total
1 Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .... 25,535,820 19,228,973 25,743,712 18,743,053 27,525,208 116,776,766
2 Tax revenues levied for the organization's benefit and either paid to or expended on its behalf.......            
3 The value of services or facilities furnished by a governmental unit to the organization without charge..            
4 Total. Add lines 1 through 3 25,535,820 19,228,973 25,743,712 18,743,053 27,525,208 116,776,766
5 The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f).. 7,133,556
6 Public support. Subtract line 5 from line 4. 109,643,210
Section B. Total Support
Calendar year (or fiscal year beginning in) right arrow (a) 2009 (b) 2010 (c) 2011 (d) 2012 (e) 2013 (f) Total
7 Amounts from line 4.. 25,535,820 19,228,973 25,743,712 18,743,053 27,525,208 116,776,766
8 Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources... 5,153,466 1,389,351 6,116,999 12,559,057 12,793,365 38,012,238
9 Net income from unrelated business activities, whether or not the business is regularly carried on..   3,681 38,275 23,580 37,604 103,140
10 Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)..   506,342 2,435,260     2,941,602
11 Total support (Add lines 7 through 10). 157,833,746
12
12
101,057,430
13
First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization, check this box and stop here.................................................right arrow
Section C. Computation of Public Support Percentage
14
14
69.470 %
15
15
72.370 %
16a
b
17a
b
18
Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions ..................................................... right arrow
Schedule A (Form 990 or 990-EZ) 2013
Schedule A (Form 990 or 990-EZ) 2013
Page 3
Part III
Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 9 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)
Section A. Public Support
Calendar year (or fiscal year beginning in) right arrow (a) 2009 (b) 2010 (c) 2011 (d) 2012 (e) 2013 (f) Total
1 Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .            
2 Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose......            
3 Gross receipts from activities that are not an unrelated trade or business under section 513..            
4 Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...            
5 The value of services or facilities furnished by a governmental unit to the organization without charge..            
6 Total. Add lines 1 through 5.            
7a Amounts included on lines 1, 2, and 3 received from disqualified persons...            
b Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.            
c Add lines 7a and 7b..            
8 Public support (Subtract line 7c from line 6.)  
Section B. Total Support
Calendar year (or fiscal year beginning in) right arrow (a) 2009 (b) 2010 (c) 2011 (d) 2012 (e) 2013 (f) Total
9 Amounts from line 6...            
10a Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..            
b Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.            
c Add lines 10a and 10b.            
11 Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.            
12 Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.) ..            
13 Total support. (Add lines 9, 10c, 11, and 12.)..            
14
Section C. Computation of Public Support Percentage
15
15
 
16
16
 
Section D. Computation of Investment Income Percentage
17
17
 
18
18
 
19a
b
20
Schedule A (Form 990 or 990-EZ) 2013
Schedule A (Form 990 or 990-EZ) 2013
Page 4
Part IV
Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; and Part III, line 12. Also complete this part for any additional information. (See instructions).
Facts And Circumstances Test
 
Explanation
 
 
 
 
Schedule A (Form 990 or 990-EZ) 2013

Additional Data


Software ID:  
Software Version:  
Schedule B
(Form 990, 990-EZ,
or 990-PF)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors
Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
Arrow Bullet Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ





Form 990-PF




Check if your organization is covered by the General Rule or a Special Rule.  
Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
Special Rules
......................... Arrow Bullet $  
Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
Page 2
Name of organization
FINCA INTERNATIONAL INC
  		Employer identification number

13-3240109
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
RESTRICTED
RESTRICTED
 

   
RESTRICTED
RESTRICTED
RESTRICTED, RESTRICTEDRESTRICTED

$RESTRICTED


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 

   
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 

   
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 

   
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 

   
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 

   
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
Page 3
Name of organization
FINCA INTERNATIONAL INC
  		Employer identification number

13-3240109
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No.
from
Part I		 (b)
Description of noncash property given		 (c)
FMV (or estimate)
(see instructions) 		(d)
Date received
 
$    
(a) No.
from
Part I		 (b)
Description of noncash property given		 (c)
FMV (or estimate)
(see instructions) 		(d)
Date received
 
$    
(a) No.
from
Part I		 (b)
Description of noncash property given		 (c)
FMV (or estimate)
(see instructions) 		(d)
Date received
 
$    
(a) No.
from
Part I		 (b)
Description of noncash property given		 (c)
FMV (or estimate)
(see instructions) 		(d)
Date received
 
$    
(a) No.
from
Part I		 (b)
Description of noncash property given		 (c)
FMV (or estimate)
(see instructions) 		(d)
Date received
 
$    
(a) No.
from
Part I		 (b)
Description of noncash property given		 (c)
FMV (or estimate)
(see instructions) 		(d)
Date received
 
$    
Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
Page 4
Name of organization
FINCA INTERNATIONAL INC
  		Employer identification number

13-3240109
Part III
Exclusively religious, charitable, etc., individual contributions to section 501(c)(7), (8), or (10) organizations
that total more than $1,000 for the year. Complete columns (a) through (e) and the following line entry.
For organizations completing Part III, enter the total of exclusively religious, charitable, etc.,
contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
Use duplicate copies of Part III if additional space is needed.
(a) No.
from
Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a) No.
from
Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a) No.
from
Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a) No.
from
Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Additional Data


Software ID:  
Software Version:  
SCHEDULE D
(Form 990)
Department of the Treasury
Internal Revenue Service
Supplemental Financial Statements
SchDMd Bullet Complete if the organization answered "Yes," to Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b
SchDMd Bullet Attach to Form 990. SchDMd Bullet See separate instructions. SchDMd Bullet Information about Schedule D (Form 990) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Part I
Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" to Form 990, Part IV, line 6.
(a) Donor advised funds (b) Funds and other accounts
1 Total number at end of year .........    
2 Aggregate contributions to (during year) ...    
3 Aggregate grants from (during year) .....    
4 Aggregate value at end of year ........    
5
Did the organization inform all donors and donor advisors in writing that the assets held in donor advised
funds are the organization's property, subject to the organization's exclusive legal control? ............
6
Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be
used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................
Part II
Conservation Easements. Complete if the organization answered "Yes" to Form 990, Part IV, line 7.
1
Purpose(s) of conservation easements held by the organization (check all that apply).
2
Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.
Held at the End of the Year
a Total number of conservation easements ....................... 2a  
b Total acreage restricted by conservation easements .................. 2b  
c Number of conservation easements on a certified historic structure included in (a) ..... 2c  
d Number of conservation easements included in (c) acquired after 8/17/06, and not on a historic structure listed in the National Register .................... 2d  
3
Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during
the tax year SchDMd Bullet  
4
Number of states where property subject to conservation easement is located SchDMd Bullet  
5
Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and
enforcement of the conservation easements it holds? .............................
6
Staff and volunteer hours devoted to monitoring, inspecting, and enforcing conservation easements during the year
SchDMd Bullet  
7
Amount of expenses incurred in monitoring, inspecting, and enforcing conservation easements during the year
SchDMd Bullet $  
8
Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .......................................
9
In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.
Part III
Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" to Form 990, Part IV, line 8.
1a
If the organization elected, as permitted under SFAS 116 (ASC 958), not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.
b
If the organization elected, as permitted under SFAS 116 (ASC 958), to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:
(i)
Revenues included in Form 990, Part VIII, line 1 ........................SchDMd Bullet $  
(ii)
Assets included in Form 990, Part X ..............................SchDMd Bullet $  
2
If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under SFAS 116 (ASC 958) relating to these items:
a
Revenues included in Form 990, Part VIII, line 1 ..........................SchDMd Bullet $  
b
Assets included in Form 990, Part X ...............................SchDMd Bullet $  
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 52283D
Schedule D (Form 990) 2013

Schedule D (Form 990) 2013
Page 2
Part III
Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)
3
Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):
a
d
b
e
 
c
4
Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.
5
During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?........
Part IV
Escrow and Custodial Arrangements. Complete if the organization answered "Yes" to Form 990,
Part IV, line 9, or reported an amount on Form 990, Part X, line 21.
1a
Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................
b
If "Yes," explain the arrangement in Part XIII and complete the following table:
Amount
c Beginning balance ................................. 1c  
d Additions during the year .............................. 1d  
e Distributions during the year ............................. 1e  
f Ending balance ................................... 1f  
2a
Did the organization include an amount on Form 990, Part X, line 21? .....................
b
If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ........
Part V
Endowment Funds. Complete if the organization answered "Yes" to Form 990, Part IV, line 10.
(a)Current year (b)Prior year b (c)Two years back (d)Three years back (e)Four years back
1a Beginning of year balance ....          
b Contributions ........          
c Net investment earnings, gains, and losses          
d Grants or scholarships .....          
e Other expenditures for facilities
and programs ........ 		         
f Administrative expenses ....          
g End of year balance ......          
2
Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:
a
Board designated or quasi-endowment SchDMd Bullet  
b
Permanent endowment SchDMd Bullet  
c
Temporarily restricted endowment SchDMd Bullet  
The percentages in lines 2a, 2b, and 2c should equal 100%.
3a
Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes
No
(i) unrelated organizations ........................
3a(i)
 
 
(ii) related organizations ........................
3a(ii)
 
 
b
If "Yes" to 3a(ii), are the related organizations listed as required on Schedule R? .........
3b
 
 
4
Describe in Part XIII the intended uses of the organization's endowment funds.
Part VI
Land, Buildings, and Equipment. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11a. See Form 990, Part X, line 10.
Description of property (a) Cost or other basis (investment) (b)Cost or other basis (other) (c) Accumulated depreciation (d) Book value
1a Land .................      
b Buildings ................        
c Leasehold improvements ............   1,867,851 87,587 1,780,264
d Equipment ................   1,944,205 1,611,342 332,863
e Other .................        
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).).......SchDMdBullet 2,113,127
Schedule D (Form 990) 2013

Schedule D (Form 990) 2013
Page 3
Part VII
Investments—Other Securities. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11b. See Form 990, Part X, line 12.
(a) Description of security or category
(including name of security)		 (b)Book value (c) Method of valuation:
Cost or end-of-year market value
(1)Financial derivatives    
(2)Closely-held equity interests    
Other








Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)Small Bullet  
Part VIII
Investments—Program Related. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11c. See Form 990, Part X, line 13.
(a) Description of investment (b) Book value (c) Method of valuation:
Cost or end-of-year market value
(1) INVESTMENT IN PARTNERSHIP AND SUBS 70,666,530 C








Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)Small Bullet 70,666,530
Part IX
Other Assets. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11d. See Form 990, Part X, line 15.
(a) Description (b) Book value








Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........Small Bullet  
Part X
Other Liabilities. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.
1.(a) Description of liability (b) Book value
Federal income taxes  
DEFERRED DEFINED PENSION OBLIGATION 3,504,764
OTHER LIABILITIES 2,191,232







Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)Small Bullet 5,695,996
2. Liability for uncertain tax positions In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII ..................................................
Schedule D (Form 990) 2013

Schedule D (Form 990) 2013
Page 4
Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return Complete if the organization answered 'Yes' to Form 990, Part IV, line 12a.
1 Total revenue, gains, and other support per audited financial statements ....... 1  
2 Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a Net unrealized gains on investments .......... 2a  
b Donated services and use of facilities ......... 2b  
c Recoveries of prior year grants ........... 2c  
d Other (Describe in Part XIII.) ............ 2d  
e Add lines 2a through 2d ..................... 2e  
3 Subtract line 2e from line 1..................... 3  
4 Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a Investment expenses not included on Form 990, Part VIII, line 7b . 4a  
b Other (Describe in Part XIII.) ........... 4b  
c Add lines 4a and 4b....................... 4c  
5 Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ...... 5  
Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' to Form 990, Part IV, line 12a.
1 Total expenses and losses per audited financial statements ........... 1  
2 Amounts included on line 1 but not on Form 990, Part IX, line 25:
a Donated services and use of facilities .......... 2a  
b Prior year adjustments .............. 2b  
c Other losses ................ 2c  
d Other (Describe in Part XIII.) ............ 2d  
e Add lines 2a through 2d...................... 2e  
3 Subtract line 2e from line 1..................... 3  
4 Amounts included on Form 990, Part IX, line 25, but not on line 1:
a Investment expenses not included on Form 990, Part VIII, line 7b .. 4a  
b Other (Describe in Part XIII.) ............ 4b  
c Add lines 4a and 4b....................... 4c  
5 Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ...... 5  
Part XIII
Supplemental Information
Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b;
Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.
Return Reference Explanation
PART X, LINE 2: FINCA RECORDS UNRECOGNIZED TAX BENEFITS AS LIABILITIES IN ACCORDANCE WITH ASC 740 AND ADJUSTS THESE LIABILITIES WHEN ITS JUDGMENT CHANGES AS A RESULT OF THE EVALUATION OF NEW INFORMATION NOT PREVIOUSLY AVAILABLE. BECAUSE OF THE COMPLEXITY OF SOME OF THESE UNCERTAINTIES, THE ULTIMATE RESOLUTION MAY RESULT IN A PAYMENT THAT IS MATERIALLY DIFFERENT FROM OUR CURRENT ESTIMATE OF THE UNRECOGNIZED TAX BENEFIT LIABILITIES. THESE DIFFERENCES WILL BE REFLECTED AS INCREASES OR DECREASES TO INCOME TAX EXPENSE IN THE PERIOD IN WHICH NEW INFORMATION IS AVAILABLE. AT DECEMBER 31, 2013, FINCA DID NOT RECORD ANY UNRECOGNIZED TAX BENEFITS. FINCA BELIEVES THAT IT IS NOT REASONABLY POSSIBLE THAT ANY UNRECOGNIZED TAX BENEFITS WILL SIGNIFICANTLY INCREASE OR DECREASE WITHIN 12 MONTHS OF THE REPORTING DATE. AT DECEMBER 31, 2013, THE ESTIMATED INTEREST AND PENALTIES OF $229,635 RELATED TO THE UNRECOGNIZED TAX BENEFIT ON THE TRANSFER OF A FOREIGN SUBSIDIARY AS PART OF FINCA'S 2011 REORGANIZATION ARE NOT INCLUDED IN THE INCOME TAX EXPENSE LINE ITEM, BUT ARE ACCRUED IN THE OTHER OPERATING EXPENSES UNDER GENERAL AND ADMINISTRATIVE EXPENSES IN THE CONSOLIDATED STATEMENT OF ACTIVITIES. ACCRUED INTEREST AND PENALTIES ARE INCLUDED WITHIN THE RELATED ACCRUED LIABILITIES LINE IN THE CONSOLIDATED STATEMENTS OF FINANCIAL POSITION. FINCA IS SUBJECT TO TAXATION IN THE UNITED STATES AND VARIOUS STATES AND FOREIGN JURISDICTIONS. AS OF DECEMBER 31, 2013, FINCA'S TAX YEARS OF 2008-2013 ARE SUBJECT TO EXAMINATION BY THE TAX AUTHORITIES.
Schedule D (Form 990) 2013

Additional Data


Software ID:  
Software Version:  




SCHEDULE F(Form 990)
Department of the Treasury
Internal Revenue Service
Statement of Activities Outside the United States
Right pointing arrow large image Complete if the organization answered "Yes" to Form 990,Part IV, line 14b, 15, or 16.Right pointing arrow large image Attach to Form 990. Right pointing arrow large image See separate instructions.Right pointing arrow large image Information about Schedule F (Form 990) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Part I
General Information on Activities Outside the United States. Complete if the organization answered "Yes" to Form 990, Part IV, line 14b.
1
For grantmakers.Does the organization maintain records to substantiate the amount of its grants and
other assistance, the grantees’ eligibility for the grants or assistance, and the selection criteria used
to award the grants or assistance? ...............................
2
For grantmakers. Describe in Part V the organization’s procedures for monitoring the use of its grants and other assistance outside the United States.
3
Activites per Region. (The following Part I, line 3 table can be duplicated if additional space is needed.)
(a) Region (b) Number of offices in the region (c) Number of employees, agents, and independent contractors in region (d) Activities conducted in region (by type) (e.g., fundraising, program services, investments, grants to recipients located in the region) (e) If activity listed in (d) is a program service, describe specific type of
service(s) in region		 (f) Total expenditures
for and investments
in region
CENTRAL AMERICA & THE CARIBBEAN 1 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 8,346,858
SUB-SAHARAN AFRICA 2 15 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 7,689,499
EUROPE (INCLUDING ICELAND & GREENLAND) 1 160 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 5,044,476
RUSSIA & THE NEWLY INDEPENDENT STATES 2 10 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 2,476,556
SOUTH AMERICA 1 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 1,139,995
SOUTH ASIA 1 3 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 1,078,022
NORTH AMERICA 1 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 541,787
MIDDLE EAST AND NORTH AFRICA 1 2 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 236,304
CENTRAL AMERICA & THE CARIBBEAN 0 0 INVESTMENTS   1,900,000
SUB-SAHARAN AFRICA 0 0 INVESTMENTS   2,067
           
           
           
           
           
           
           
3a Sub-total ..... 10 193 26,553,497
b Total from continuation sheets to Part I ... 0 0 1,902,067
c Totals (add lines 3a and 3b) 10 193 28,455,564
For Paperwork Reduction Act Notice, see the Instructions for Form 990.Cat. No. 50082W Schedule F (Form 990) 2013
Schedule F (Form 990) 2013
Page 2
Part II
Grants and Other Assistance to Organizations or Entities Outside the United States. Complete if the organization answered "Yes" to Form 990, Part IV, line 15, for any recipient who received more than $5,000. Part II can be duplicated if additional space is needed.
1 (a) Name of organization (b) IRS code section
and EIN (if applicable)		 (c) Region (d) Purpose of
grant 		(e) Amount of
cash grant 		(f) Manner of
cash
disbursement 		(g) Amount
of non-cash
assistance 		(h) Description
of non-cash
assistance 		(i) Method of
valuation
(book, FMV,
appraisal, other)
             
             
             
             
             
             
             
             
             
             
             
             
             
             
             
             
2 Enter total number of recipient organizations listed above that are recognized as charities by the foreign country, recognized as tax-exempt by the IRS, or for which the grantee or counsel has provided a section 501(c)(3) equivalency letter ....MediumBullet
 
3
Enter total number of other organizations or entities .......................MediumBullet
 
Schedule F (Form 990) 2013
Schedule F (Form 990) 2013Page 3
Part III
Grants and Other Assistance to Individuals Outside the United States. Complete if the organization answered "Yes" to Form 990, Part IV, line 16.
Part III can be duplicated if additional space is needed.
(a) Type of grant or assistance (b) Region (c) Number of recipients (d) Amount of
cash grant 		(e) Manner of cash
disbursement 		(f) Amount of
non-cash
assistance 		(g) Description
of non-cash
assistance 		(h) Method of
valuation
(book, FMV,
appraisal, other)
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
Schedule F (Form 990) 2013
Schedule F (Form 990) 2013
Page 4
Part IV
Foreign Forms
1 Was the organization a U.S. transferor of property to a foreign corporation during the tax year? If "Yes,"the organization may be required to file Form 926, Return by a U.S. Transferor of Property to a Foreign Corporation (see Instructions for Form 926)......................................
2 Did the organization have an interest in a foreign trust during the tax year? If "Yes," the organization may be required to file Form 3520, Annual Return to Report Transactions with Foreign Trusts and Receipt of Certain Foreign Gifts, and/or Form 3520-A, Annual Information Return of Foreign Trust With a U.S. Owner (see Instructions for Forms 3520 and 3520-A).......................................
3 Did the organization have an ownership interest in a foreign corporation during the tax year? If "Yes," the organization may be required to file Form 5471, Information Return of U.S. Persons with Respect to Certain Foreign Corporations. (see Instructions for Form 5471)..............................
4 Was the organization a direct or indirect shareholder of a passive foreign investment company or a qualified electing fund during the tax year? If “Yes,” the organization may be required to file Form 8621, Information Return by a Shareholder of a Passive Foreign Investment Company or Qualified Electing Fund. (see Instructions for Form 8621)...............................................
5 Did the organization have an ownership interest in a foreign partnership during the tax year? If "Yes," the organization may be required to file Form 8865, Return of U.S. Persons with Respect to Certain Foreign Partnerships. (see Instructions for Form 8865)....................................
6 Did the organization have any operations in or related to any boycotting countries during the tax year? If "Yes," the organization may be required to file Form 5713, International Boycott Report (see Instructions for Form 5713)................................................
Schedule F (Form 990) 2013
Schedule F (Form 990) 2013
Page 5
Part V
Supplemental Information
Provide the information required by Part I, line 2 (monitoring of funds); Part I, line 3, column (f) (accounting method; amounts of investments vs. expenditures per region); Part II, line 1 (accounting method); Part III (accounting method); and Part III, column (c) (estimated number of recipients), as applicable. Also complete this part to provide any additional information (see instructions).
ReturnReference Explanation
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
Schedule F (Form 990) 2013
Additional Data


Software ID:  
Software Version:  



SCHEDULE G (Form 990 or 990-EZ)
Department of the Treasury
Internal Revenue Service
Supplemental Information Regarding
Fundraising or Gaming Activities
Complete if the organization answered "Yes" to Form 990, Part IV, lines 17, 18, or 19, or if the organization entered more than $15,000 on Form 990-EZ, line 6a. right arrowAttach to Form 990 or Form 990-EZ. right arrowSee separate instructions.
right arrowInformation about Schedule G (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Part I
Fundraising Activities. Complete if the organization answered "Yes" to Form 990, Part IV, line 17.
Form 990-EZ filers are not required to complete this part.
1
Indicate whether the organization raised funds through any of the following activities. Check all that apply.
a e
b f
c g
d
2a
Did the organization have a written or oral agreement with any individual (including officers, directors, trustees
or key employees listed in Form 990, Part VII) or entity in connection with professional fundraising services?
b
If "Yes," list the ten highest paid individuals or entities (fundraisers) pursuant to agreements under which the fundraiser is
to be compensated at least $5,000 by the organization.
(i) Name and address of individual
or entity (fundraiser) 		(ii) Activity (iii) Did fundraiser have custody or control of contributions? (iv) Gross receipts
from activity 		(v) Amount paid to
(or retained by)
fundraiser listed in
col. (i) 		(vi) Amount paid to
(or retained by)
organization
Yes No
 
PUBLIC INTEREST COMMUNICATIONS INC
7700 LEESBURG PIKE
 
FALLS CHURCH, VA22043 		TELEMARKETING   No 114,731 134,245 -19,514
 
SD&A TELESERVICES INC
5757 W CENTURY BLVD
 
LOS ANGELES, CA90045 		TELEMARKETING   No 4,542 13,270 -8,728
 
INTEGRATED DIRECT MARKETING LLC
1250 CONNECTICUT AVE NW 200
 
WASHINGTON, DC20036 		FUNDRAISING CONSULTING   No 0 147,200 -147,200
 
KOSOVO ADDIS
1205 CARDINAL LANE
 
CHERRY HILL, NJ08003 		FUNDRAISING CONSULTING   No 0 42,000 -42,000
             
             
             
             
             
             
Total .................right arrow 119,273 336,715 -217,442
3
List all states in which the organization is registered or licensed to solicit contributions or has been notified it is exempt from registration or licensing.
AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV
For Paperwork Reduction Act Notice, see the Instructions for Form 990or 990-EZ.
Cat. No. 50083H
Schedule G (Form 990 or 990-EZ) 2013
Schedule G (Form 990 or 990-EZ) 2013
Page 2
Part II
Fundraising Events. Complete if the organization answered "Yes" to Form 990, Part IV, line 18, or reported more than $15,000 of fundraising event contributions and gross income on Form 990-EZ, lines 1 and 6b. List events with gross receipts greater than $5,000.
(a) Event #1

 
(event type) 		(b) Event #2

 
(event type) 		(c) Other events

 
(total number) 		(d) Total events
(add col. (a) through col. (c))
VerticalRevenue 1 Gross receipts . . .        
2 Less: Contributions . .        
3 Gross income (line 1
minus line 2) . . . 		       
VerticalDirectExpenses 4 Cash prizes . . .        
5 Noncash prizes . .        
6 Rent/facility costs . .        
7 Food and beverages .        
8 Entertainment . . .        
9 Other direct expenses .        
10 Direct expense summary. Add lines 4 through 9 in column (d) ........... right arrow  
11 Net income summary. Subtract line 10 from line 3, column (d)........... right arrow  
Part III
Gaming. Complete if the organization answered "Yes" to Form 990, Part IV, line 19, or reported more than $15,000 on Form 990-EZ, line 6a.
VerticalRevenue (a) Bingo (b) Pull tabs/Instant
bingo/progressive bingo 		(c) Other gaming (d) Total gaming (add col.(a) through col.(c))
1 Gross revenue . . . .        
VerticalDirectExpenses 2 Cash prizes . . . .        
3 Non-cash prizes . . .        
4 Rent/facility costs . . .        
5 Other direct expenses . .        
6 Volunteer labor . . .
%
%
%
7 Direct expense summary. Add lines 2 through 5 in column (d) ........... right arrow  
8 Net gaming income summary. Subtract line 7 from line 1, column (d) ......... right arrow  
9
Enter the state(s) in which the organization operates gaming activities:
a
Is the organization licensed to operate gaming activities in each of these states? ............
b
If "No," explain:
 
10a
Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? .....
b
If "Yes," explain:
 
Schedule G (Form 990 or 990-EZ) 2013
Schedule G (Form 990 or 990-EZ) 2013
Page 3
11
Does the organization operate gaming activities with nonmembers? .................
12
Is the organization a grantor, beneficiary or trustee of a trust or a member of a partnership or other entity
formed to administer charitable gaming? ..........................
13
Indicate the percentage of gaming activity operated in:
a
The organization's facility ......................
13a
%
b
An outside facility ........................
13b
%
14
Enter the name and address of the person who prepares the organization's gaming/special events books and records:
Name right arrow
Address right arrow
15a
Does the organization have a contract with a third party from whom the organization receives gaming
revenue? ......................................
b
If "Yes," enter the amount of gaming revenue received by the organization right arrow $   and the
amount of gaming revenue retained by the third party right arrow $   .
c
If "Yes," enter name and address of the third party:
Name right arrow
Address right arrow
 
 
16
Gaming manager information:
Name right arrow
Gaming manager compensation right arrow $  
Description of services provided right arrow
 
17
Mandatory distributions:
a
Is the organization required under state law to make charitable distributions from the gaming proceeds to
retain the state gaming license? ............................
b
Enter the amount of distributions required under state law distributed to other exempt organizations or spent
in the organization's own exempt activities during the tax year right arrow$  
Part IV
Supplemental Information. Provide the explanations required by Part I, line 2b, columns (iii) and (v), and Part III, lines 9, 9b, 10b, 15b, 15c, 16, and 17b, as applicable. Also complete this part to provide any additional information (see instructions).
Return Reference Explanation
Schedule G (Form 990 or 990-EZ) 2013
Additional Data


Software ID:  
Software Version:  
Schedule J
(Form 990)
Department of the Treasury
Internal Revenue Service
Compensation Information
For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
SchJMediumBullet Complete if the organization answered "Yes" to Form 990, Part IV, line 23.
SchJMediumBullet Attach to Form 990. SchJMediumBullet See separate instructions.
SchJMediumBullet Information about Schedule J (Form 990) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Part I
Questions Regarding Compensation
Yes
No
1a
Check the appropiate box(es) if the organization provided any of the following to or for a person listed in Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.
b
If any of the boxes in line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain....
1b
Yes
 
2
Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked in line 1a? ..
2
Yes
 
3
Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.
4
During the year, did any person listed in Form 990, Part VII, Section A, line 1a with respect to the filing organization or a related organization:
a
Receive a severance payment or change-of-control payment? ................
4a
 
No
b
Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........
4b
Yes
 
c
Participate in, or receive payment from, an equity-based compensation arrangement? .........
4c
 
No
If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.
Only 501(c)(3) and 501(c)(4) organizations only must complete lines 5-9.
5
For persons listed in Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:
a
The organization? ...........................
5a
Yes
 
b
Any related organization? .........................
5b
 
No
If "Yes," to line 5a or 5b, describe in Part III.
6
For persons listed in Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:
a
The organization? ...........................
6a
 
No
b
Any related organization? .........................
6b
Yes
 
If "Yes," to line 6a or 6b, describe in Part III.
7
For persons listed in Form 990, Part VII, Section A, line 1a, did the organization provide any non-fixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............
7
Yes
 
8
Were any amounts reported in Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III .............................
8
 
No
9
If "Yes" to line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................
9
 
 
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 50053T
Schedule J (Form 990) 2013

Schedule J (Form 990) 2013
Page 2
Part II
Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.
For each individual whose compensation must be reported in Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.
(A) Name and Title (B) Breakdown of W-2 and/or 1099-MISC compensation (C) Retirement and other deferred compensation (D) Nontaxable
benefits		 (E) Total of columns
(B)(i)-(D) 		(F) Compensation
reported as deferred
in prior Form 990
(i) Base compensation (ii) Bonus & incentive compensation (iii) Other reportable compensation
(1)RUPERT W SCOFIELDPRESIDENT & CEO (i)
(ii)		 396,778
0 		50,000
0 		164,642
0 		90,269
0 		8,807
0 		710,496
0 		0
0
(2)ANDREE SIMONVP & CHIEF OPERATIONS OFFICER (i)
(ii)		 144,155
0 		0
0 		75
0 		10,333
0 		6,588
0 		161,151
0 		0
0
(3)BRAULIO OLIVEIRAVP & CHIEF INFORMATION OFFICER (i)
(ii)		 222,949
0 		15,000
0 		276
0 		4,865
0 		15,292
0 		258,382
0 		0
0
(4)DANE S MCGUIREVP & CHIEF FINANCIAL OFFICER (i)
(ii)		 267,779
0 		55,000
0 		1,027
0 		0
0 		15,828
0 		339,634
0 		0
0
(5)GWEN ANDREOTTIVP - KNOWLEDGE MANAGEMENT (i)
(ii)		 159,255
0 		3,289
0 		51,012
0 		16,169
0 		17,272
0 		246,997
0 		0
0
(6)JAMES LEMKEVP - HUMAN RESOURCES (i)
(ii)		 145,712
0 		15,000
0 		767
0 		750
0 		16,158
0 		178,387
0 		0
0
(7)JEFFREY A FLOWERSVP - REGIONAL DIRECTOR (i)
(ii)		 182,911
0 		80,949
0 		25,752
0 		14,654
0 		10,179
0 		314,445
0 		0
0
(8)MICHAEL A GAMA-LOBOVP - REGIONAL DIRECTOR (i)
(ii)		 169,132
0 		10,000
0 		38,367
0 		12,632
0 		14,942
0 		245,073
0 		0
0
(9)P DANIEL SMITHVP & GENERAL COUNSEL (i)
(ii)		 254,007
0 		50,000
0 		180
0 		325
0 		16,304
0 		320,816
0 		0
0
(10)SCOTT TINDALLDIRECTOR - TREAS SERV (i)
(ii)		 163,863
0 		10,000
0 		1,525
0 		0
0 		19,154
0 		194,542
0 		0
0
(11)SOLEDAD GOMPFVP - NEW BUSINESS DEVELOPMENT (i)
(ii)		 169,023
0 		159,017
0 		99,302
0 		43,914
0 		24,338
0 		495,594
0 		0
0
(12)SONA GANDHIVP & DEPUTY TO CEO (i)
(ii)		 164,694
0 		15,000
0 		119
0 		14,270
0 		27,986
0 		222,069
0 		0
0
(13)VOLKER RENNERVP - CREDIT & SAVINGS (i)
(ii)		 0
0 		0
0 		0
0 		19,021
0 		433,373
0 		452,394
0 		0
0
(14)CHIKAKO KUNODIRECTOR, TEMA (i)
(ii)		 202,393
0 		60,051
0 		506
0 		2,100
0 		21,496
0 		286,546
0 		0
0
(15)RONALD AIZERDEPUTY CFO (i)
(ii)		 194,639
0 		25,000
0 		276
0 		975
0 		8,749
0 		229,639
0 		0
0
(16)STEFAN QUECKVP - REGIONAL DIRECTOR (i)
(ii)		 163,775
0 		30,000
0 		276
0 		843
0 		19,200
0 		214,094
0 		0
0
(17)TIMOTHY CHILDRESSGLOBAL CONTROLLER (i)
(ii)		 175,390
0 		20,000
0 		276
0 		8,829
0 		22,912
0 		227,407
0 		0
0
(18)YURIY SHULHANDIR., DELIVERY CHANNELS (i)
(ii)		 214,362
0 		0
0 		68,971
0 		12,721
0 		18,589
0 		314,643
0 		0
0
(19)ZARLASHT WARDAKVP - REGIONAL DIRECTOR (i)
(ii)		 254,565
0 		14,000
0 		672
0 		0
0 		5,374
0 		274,611
0 		0
0
(20)JANA D CHMELNIZKILOCAL COUNTRY CEO (i)
(ii)		 91,153
75,115 		937
0 		24,753
0 		5,141
0 		8,041
0 		130,025
75,115 		0
0
(21)JEREMY DANFORDGLOBAL TAX DIRECTOR (i)
(ii)		 173,368
0 		0
0 		120
0 		109
0 		9,305
0 		182,902
0 		0
0
(22)LEONARDO POLITDIR., GL. TRANSFORMATION (i)
(ii)		 170,656
0 		5,000
0 		724
0 		11,657
0 		20,006
0 		208,043
0 		0
0
(23)PEDRO FABIANOGLOBAL CHIEF AUDITOR (i)
(ii)		 172,174
0 		0
0 		516
0 		1,658
0 		15,861
0 		190,209
0 		0
0
(24)STEPHANIE BAGOTSR. CORP. ATTORNEY (i)
(ii)		 156,792
0 		7,500
0 		108
0 		393
0 		7,561
0 		172,354
0 		0
0
(25)DONALD CRANEFORMER OFFICER (i)
(ii)		 133,177
0 		0
0 		429
0 		10,675
0 		4,657
0 		148,938
0 		0
0
(26)EDWARD GREENWOODFORMER OFFICER (i)
(ii)		 106,034
0 		0
0 		19,430
0 		8,483
0 		5,252
0 		139,199
0 		0
0
(27)EVRIS BEAVERSFORMER OFFICER (i)
(ii)		 119,961
0 		5,000
0 		60
0 		9,600
0 		5,636
0 		140,257
0 		0
0
(28)JOV O'BRIENFORMER OFFICER (i)
(ii)		 0
133,010 		0
0 		0
78,822 		0
0 		0
14,798 		0
226,630 		0
0
(29)SCOTT GRAHAMFORMER OFFICER (i)
(ii)		 134,822
0 		17,000
0 		137
0 		9,438
0 		7,561
0 		168,958
0 		0
0
(30)TIMOTHY TARRANTFORMER OFFICER (i)
(ii)		 0
118,799 		0
0 		0
70,380 		0
9,504 		0
1,057 		0
199,740 		0
0
Schedule J (Form 990) 2013

Schedule J (Form 990) 2013
Page 3
Part III
Supplemental Information
Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II.
Also complete this part for any additional information.
Return Reference Explanation
PART I, LINE 1A FINCA INTERNATIONAL HAS PROVIDED TAX GROSS-UP PAYMENTS TO THE FOLLOWING EMPLOYEES IN RELATION TO LIFE INSURANCE POLICY PREMIUM PAYMENTS: RUPERT SCOFIELD, SOLEDAD GOMPF, AND GWEN ANDREOTTI. FINCA INTERNATIONAL HAS PROVIDED TAX-GROSS-UP PAYMENTS FOR THE FOLLOWING EXPATRIATE EMPLOYEES: VOLKER RENNER, EDWARD GREENWOOD, JOV O'BRIEN, JANA CHMELNIZKI, TIMOTHY TARRANT, AND YURIY SHULHAN. HOUSING ALLOWANCES ARE PROVIDED FOR HOUSING COSTS PAID TO THE FOLLOWING EXPATRIATE EMPLOYEES: JEFFREY FLOWERS, MICHAEL GAMA-LOBO, EDWARD GREENWOOD, JOV O'BRIEN, JANA CHMELNIZKI, TIMOTHY TARRANT, AND YURIY SHULHAN. THE GROSS-UP PAYMENTS AND HOUSING ALLOWANCES ARE TREATED AS TAXABLE COMPENSATION.
PART I, LINE 4B THE FOLLOWING PERSONS PARTICIPATED IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN: GWEN ANDREOTTI ($3,013 DEFERRED COMPENSATION), SOLEDAD GOMPF ($29,514 DEFERRED COMPENSATION), RUPERT SCOFIELD ($67,269 DEFERRED COMPENSATION), JOHN HATCH (NO DEFERRED COMPENSATION), AND VOLKER RENNER ($1,521 DEFERRED COMPENSATION). JOHN HATCH RECEIVED A PAYMENT OF $59,792 DURING 2013; NO OTHER LISTED PERSON RECEIVED PAYMENT DURING 2013. THE PLAN IS A DEFINED BENEFITS PENSION PLAN.
PART I, LINE 5 FINCA INTERNATIONAL HAS AN ESTABLISHED INCENTIVE PLAN PROGRAM THAT PAYS AN ANNUAL BONUS CONTINGENT ON GRANT AND CONTRIBUTION REVENUE TO ONE INDIVIDUAL.
PART I, LINE 6 FINCA INTERNATIONAL HAS AN ESTABLISHED INCENTIVE PLAN PROGRAM THAT PAYS AN ANNUAL BONUS THAT USES BOTH FINANCIAL AND NON-FINANCIAL CRITERIA. ONE OF THE FINANCIAL CRITERIA IS BASED UPON THE NET OPERATING MARGIN OF CERTAIN SUBSIDIARIES WHICH IS CALCULATED AS TOTAL INCOME FROM OPERATIONS LESS TOTAL EXPENSES FROM OPERATIONS FOR THE PERIOD. IN 2013 FIVE INDIVIDUALS PARTICIPATED IN THE PROGRAM.
PART I, LINE 7 FINCA INTERNATIONAL HAS AN ESTABLISHED INCENTIVE PLAN PROGRAM THAT PAYS AN ANNUAL BONUS TO CERTAIN EMPLOYEES BASED ON FINANCIAL AND/OR NON-FINANCIAL CRITERIA (E.G., PERFORMANCE EVALUATION).
Schedule J (Form 990) 2013

Additional Data


Software ID:  
Software Version:  
Schedule L
(Form 990 or 990-EZ)
Department of the Treasury
Internal Revenue Service
Transactions with Interested Persons
MediumBullet Complete if the organization answered
"Yes" on Form 990, Part IV, lines 25a, 25b, 26, 27, 28a, 28b, or 28c,
or Form 990-EZ, Part V, line 38a or 40b.
MediumBullet Attach to Form 990 or Form 990-EZ. MediumBullet See separate instructions.
MediumBulletInformation about Schedule L (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Part I
Excess Benefit Transactions (section 501(c)(3) and section 501(c)(4) organizations only).
Complete if the organization answered "Yes" on Form 990, Part IV, line 25a or 25b, or Form 990-EZ, Part V, line 40b.
1(a) Name of disqualified person (b) Relationship between disqualified person and organization (c) Description of transaction (d) Corrected?
Yes No





2
Enter the amount of tax incurred by organization managers or disqualified persons during the year under section 4958. ........................... Bullet Image$
 
3
Enter the amount of tax, if any, on line 2, above, reimbursed by the organization ....... Bullet Image$
 

Part II
Loans to and/or From Interested Persons.
Complete if the organization answered "Yes" on Form 990-EZ, Part V, line 38a, or Form 990, Part IV, line 26; or if the organization reported an amount on Form 990, Part X, line 5, 6, or 22
(a) Name of interested person (b) Relationship with organization (c) Purpose of loan (d) Loan to or from the organization? (e)Original principal amount (f)Balance due (g) In default? (h) Approved by board or committee? (i)Written agreement?
To From Yes No Yes No Yes No
Total ......Small Bullet $  
Part III
Grants or Assistance Benefitting Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 27.
(a) Name of interested person (b) Relationship between interested person and the organization (c) Amount of assistance (d) Type of assistance (e) Purpose of assistance
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.
Cat. No. 50056A
Schedule L (Form 990 or 990-EZ) 2013
Schedule L (Form 990 or 990-EZ) 2013
Page 2
Part IV
Business Transactions Involving Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 28a, 28b, or 28c.
(a) Name of interested person (b) Relationship between interested person and the organization (c) Amount of transaction (d) Description of transaction (e) Sharing of organization's revenues?
Yes No
(1) JULIE R HOUSER
  		FAMILY MEMBER - CEO 49,730 EMPLOYMENT   No
(2) JOHN HATCH
  		FAMILY MEMBER - DIRECTOR 37,607 EMPLOYMENT   No
Part V
Supplemental Information
Provide additional information for responses to questions on Schedule L (see instructions).
Return Reference Explanation
Schedule L (Form 990 or 990-EZ) 2013

Additional Data


Software ID:  
Software Version:  




SCHEDULE M
(Form 990)

Department of the Treasury
Internal Revenue Service
Noncash Contributions
Right pointing arrow large imageComplete if the organizations answered "Yes" on Form 990, Part IV, lines 29 or 30.
Right pointing arrow large image Attach to Form 990.
Right pointing arrow large imageInformation about Schedule M (Form 990) and its instructions is at www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Part I
Types of Property
(a)
Check if applicable 		(b)
Number of contributions or items contributed 		(c)
Noncash contribution amounts reported on
Form 990, Part VIII, line 1g 		(d)
Method of determining
noncash contribution amounts
1 Art—Works of art ....        
2 Art—Historical treasures .        
3 Art—Fractional interests ..        
4 Books and publications ..      
5 Clothing and household
goods ....... 		     
6 Cars and other vehicles ..        
7 Boats and planes ....        
8 Intellectual property ...        
9 Securities—Publicly traded . X 59 135,061 COST OR SELLING PRICE
10 Securities—Closely held stock .        
11 Securities—Partnership, LLC,
or trust interests .... 		       
12 Securities—Miscellaneous ..        
13 Qualified conservation
contribution—Historic
structures ..... 		       
14 Qualified conservation
contribution—Other ... 		       
15 Real estate—Residential .        
16 Real estate—Commercial ..        
17 Real estate—Other ...        
18 Collectibles .....        
19 Food inventory ...        
20 Drugs and medical supplies .        
21 Taxidermy ......        
22 Historical artifacts ....        
23 Scientific specimens ..        
24 Archeological artifacts ...        
25 Other Right pointing arrow large image ( )
26 Other Right pointing arrow large image( )
27 Other Right pointing arrow large image( )
28 Other Right pointing arrow large image ( )
29
Number of Forms 8283 received by the organization during the tax year for contributions
for which the organization completed Form 8283, Part IV, Donee Acknowledgement ...
29
0
Yes
No
30a
During the year, did the organization receive by contribution any property reported in Part I, lines 1 through 28, that
it must hold for at least three years from the date of the initial contribution, and which is not required to be used
for exempt purposes for the entire holding period? ..................
30a
 
No
b
If "Yes," describe the arrangement in Part II.
31
Does the organization have a gift acceptance policy that requires the review of any non-standard contributions?
31
Yes
 
32a
Does the organization hire or use third parties or related organizations to solicit, process, or sell noncash
contributions? ..........................
32a
Yes
 
b
If "Yes," describe in Part II.
33
If the organization did not report an amount in column (c) for a type of property for which column (a) is checked,
describe in Part II.
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 51227J
Schedule M (Form 990) (2013)
Schedule M (Form 990) (2013)
Page 2
Part II
Supplemental Information. Provide the information required by Part I, lines 30b,
32b, and 33, and whether the organization is reporting in Part I, column (b), the number of contributions, the number of items received, or a combination of both. Also complete this part for any additional information.
Return Reference Explanation
PART I, COLUMN (B): THE AMOUNT IN COLUMN (B) REFERS TO THE NUMBER OF CONTRIBUTIONS.
PART I, LINE 32B: FINCA USES CHARLES SCHWAB BROKERAGE SERVICES TO SELL DONATED SECURITIES.
Schedule M (Form 990) (2013)
Additional Data


Software ID:  
Software Version:  
SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service
Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or to provide any additional information.
MediumBullet Attach to Form 990 or 990-EZ.
MediumBullet Information about Schedule O (Form 990 or 990-EZ) and its instructions is at
www.irs.gov/form990.
OMB No. 1545-0047
2013
Open to Public
Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Return Reference Explanation
FORM 990, PART VI, SECTION A, LINE 2 THE CHAIRMAN OF THE BOARD, ROBERT W. HATCH, IS THE BROTHER OF THE FOUNDER, JOHN HATCH, WHO IS ALSO A DIRECTOR AND A RETIRED EMPLOYEE. ROBERT HATCH, GIVEN SIGNIFICANT MANAGEMENT EXPERIENCE, ASSISTED IN FOUNDING THE ORGANIZATION AND IN PROVIDING LEADERSHIP AS BOARD CHAIRMAN THROUGHOUT FINCA'S HISTORY. JOHN HATCH, RICHARD WILLIAMSON, HAROLD JASTRAM, AND RUPERT SCOFIELD ARE ALL MEMBERS OF THE BOARD OF DIRECTORS AND MINOR SHAREHOLDERS FOR CEREAL INGREDIENTS, INC. WHICH IS OWNED BY ROBERT HATCH, THE CHAIRMAN OF FINCA INTERNATIONAL'S BOARD OF DIRECTORS. RICHARD WILLIAMSON HAS A FINANCIAL TRANSACTION WITH CEREAL INGREDIENTS, INC. RICHARD WILLIAMSON AND ROBERT HATCH ARE ALSO BOTH DIRECTORS OF THE HEALTHY BACK STORE.
FORM 990, PART VI, SECTION A, LINE 6 UNDER FINCA INTERNATIONAL'S CONSTITUENT DOCUMENTS, MEMBERS ARE THE FUNCTIONAL EQUIVALENT OF SHAREHOLDERS BUT HOLD NO ECONOMIC INTEREST. THEY FUNCTION AS STEWARDS OF THE CHARITABLE MISSION AND SERVE AS THE ULTIMATE GOVERNANCE AUTHORITY FOR THE ORGANIZATION. FINCA HAS 4 (FOUR) MEMBERS, EACH OF WHOM HAVE EQUAL VOTING RIGHTS AND DEVOTE CONSIDERABLE TIME AND ATTENTION TO ITS ACTIVITIES. MEMBERSHIPS IN FINCA ARE NOT SOLD AS FUNDRAISING MECHANISMS.
FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS, AS DESCRIBED ON LINE 6, ELECT THE GOVERNING BODY OF FINCA, WHICH IS FINCA INTERNATIONAL'S BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION A, LINE 7B ANY DECISIONS OF THE GOVERNING BODY, FINCA INTERNATIONAL'S BOARD OF DIRECTORS, ARE SUBJECT TO THE APPROVAL BY THE MEMBERS OF THE ORGANIZATION.
FORM 990, PART VI, SECTION B, LINE 11 THE FORM 990 IS PRESENTED TO THE 990 REVIEW TEAM WHICH IS COMPRISED OF THE AUDIT COMMITTEE, THE HEADQUARTERS CONTROLLER, AND REPRESENTATIVES FROM HUMAN RESOURCES AND LEGAL. THE TEAM REVIEWS THE DOCUMENT AND A MEETING IS SCHEDULED TO DISCUSS PENDING QUESTIONS WITH THE DIRECTOR OF TAX. THIS PROCESS INCLUDES REVIEWING AND GIVING FINAL APPROVAL OF ALL SECTIONS, SCHEDULES, CHECKLISTS, AND ALL DISCLOSURES ON THE RETURN.
FORM 990, PART VI, SECTION B, LINE 12C OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTEREST ON AN ONGOING BASIS. CONFLICTS OF INTERESTS ARE PROHIBITED BY THE FINCA CODE OF CONDUCT AND PERSONNEL MANUAL, SUBJECT TO ANY EXCEPTIONS BASED ON A STANDARD OF FAIRNESS AND BEST INTERESTS OF THE COMPANY BY AN INDEPENDENT AUDIT COMMITTEE. CONFLICTS, INCLUDING RELATED PARTY TRANSACTIONS, ARE STRONGLY DISCOURAGED AND APPROVED, IF AT ALL, ON AN EXCEPTIONAL BASIS. THE PROCESS IS MONITORED THROUGH ACKNOWLEDGMENT OF THE POLICY PROHIBITING AND REQUIRING REPORTING OF ANY CONFLICTS, ALONG WITH INTERNAL AUDITS AND OTHER CONTROLS (INCLUDING THE CONTRACT REVIEW PROCESS). THE FINCA CODE OF CONDUCT, APPLICABLE TO ALL FINCA PERSONS GLOBALLY, PROVIDES A CONFIDENTIAL REPORTING MECHANISM ("HOTLINE") FOR REPORTING VIOLATIONS OF THE CODE, INCLUDING CONFLICTS OF INTERESTS. FORM 990, PART VI, LINE 13 : THE FINCA GLOBAL CODE OF CONDUCT CONTAINS A FORMAL CONFIDENTIAL REPORTING MECHANISM, OR "WHISTLEBLOWER" PROCESS, FOR REPORTING SUSPECTED VIOLATIONS OF THE CODE OR OF LAW. THE CODE OF CONDUCT PROVIDES A SET OF STANDARDS FOR ETHICAL BUSINESS CONDUCT FOR ALL FINCA PERSONS WORLDWIDE. EMPLOYEES HAVE BEEN TRAINED ON THE CODE AND ON THE REPORTING MECHANISM, INCLUDING REINFORCEMENT BY THE CHIEF EXECUTIVE OFFICER THAT THE CODE REPRESENTS FINCA STANDARDS. REPORTS MAY BE MADE TO LOCAL MANAGEMENT OR DIRECTLY THROUGH A CONFIDENTIAL REPORTING LINE TO THE GLOBAL VICE PRESIDENT AND GENERAL COUNSEL OR THE GLOBAL VICE PRESIDENT - HUMAN RESOURCES.
FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR DETERMINING THE CEO'S COMPENSATION INCLUDED A REVIEW AND APPROVAL BY EXTERNAL PARTIES, COMPARABILITY DATA, AND CONTEMPORANEOUS SUBSTANTIATION OF THE DELIBERATION AND DECISION. 2011 WAS THE LAST YEAR FOR AN EXTERNAL REVIEW OF THE CEO'S SALARY; THE OTHER PROCESSES ARE PERFORMED ANNUALLY. FORM 990, PART VI, LINE 15B: THE PROCESS FOR DETERMINING ALL OFFICERS AND KEY EMPLOYEES' COMPENSATION INCLUDED A REVIEW AND APPROVAL BY EXTERNAL PARTIES, COMPARABILITY DATA, AND CONTEMPORANEOUS SUBSTANTIATION OF THE DELIBERATION AND DECISION. 2011 WAS THE LAST YEAR FOR AN EXTERNAL REVIEW OF OFFICERS AND KEY EMPLOYEES' SALARIES; THE OTHER PROCESSES ARE PERFORMED ANNUALLY.
FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST AND ON ITS OWN WEBSITE.
FORM 990, PART XI, LINE 9: OTHER -1,110,393.
FORM 990, PART XII, LINE 2A & 2B: FINCA INTERNATIONAL'S FINANCIAL STATEMENTS WERE AUDITED ON A CONSOLIDATED BASIS.
FORM 990, PART XII, LINE 2C: OVERSIGHT OF AUDIT: THERE HAVE BEEN NO CHANGES DURING THE YEAR IN THE PROCESS FOR OVERSIGHT OF THE AUDIT OF THE FINANCIAL STATEMENTS.
FORM 990, PART III, LINE 4A: OVER THE COURSE OF 2013, OVER 11,700 FINCA EMPLOYEES DISBURSED NEARLY $1.5 BILLION IN LOANS AVERAGING $833 TO ITS CLIENTS, 57% OF WHOM ARE WOMEN. IN AFRICA, AVERAGE VILLAGE BANKING LOAN SIZES WERE JUST $242, AND IN LATIN AMERICA 83% OF FINCA CLIENTS WERE WOMEN. MORE THAN 727,000 INDIVIDUALS VOLUNTARILY SAVE ON A REGULAR BASIS, WITH TOTAL SAVINGS OF OVER $66 MILLION, EQUATING TO AN AVERAGE SAVINGS OF $86 PER CLIENT. FINCA MICRO-INSURANCE POLICIES PROTECTED MORE THAN HALF A MILLION FAMILIES AROUND THE WORLD IN 2013. AS OF DECEMBER 31, 2013, FINCA'S COUNTRIES OF OPERATION AND NUMBER OF BENEFICIARIES ARE: AFRICA * DEMOCRATIC REPUBLIC OF CONGO: 170,947 BENEFICIARIES * MALAWI: 44,048 BENEFICIARIES * TANZANIA: 120,664 BENEFICIARIES * UGANDA: 178,211 BENEFICIARIES * ZAMBIA: 129,737 BENEFICIARIES LATIN AMERICA & CARIBBEAN * ECUADOR: 71,620 BENEFICIARIES * EL SALVADOR: 13,132 BENEFICIARIES * GUATEMALA: 32,261 BENEFICIARIES * HAITI: 10,244 BENEFICIARIES * HONDURAS: 16,910 BENEFICIARIES * MEXICO: 131,818 BENEFICIARIES * NICARAGUA: 41,588 BENEFICIARIES GREATER MIDDLE EAST * AFGHANISTAN: 27,236 BENEFICIARIES * JORDAN: 19,022 BENEFICIARIES * PAKISTAN: 200,489 BENEFICIARIES EURASIA * ARMENIA: 53,474 BENEFICIARIES * AZERBAIJAN: 152,825 BENEFICIARIES * GEORGIA: 48,623 BENEFICIARIES * KOSOVO: 11,424 BENEFICIARIES * KYRGYZSTAN: 128,341 BENEFICIARIES * RUSSIA: 15,688 BENEFICIARIES * TAJIKISTAN: 28,932 BENEFICIARIES FINCA HAS EMBARKED ON A COMPREHENSIVE INITIATIVE TO MONITOR AND MANAGE SOCIAL PERFORMANCE THAT INCLUDES IDENTIFYING AND TRACKING SOCIAL PERFORMANCE INDICATORS ON AN ONGOING BASIS TO ENSURE THAT FINCA REMAINS FOCUSED ON CLIENT WELFARE AND PROTECTION, INCREASES TRANSPARENCY WITH PARTNERS, AND DEVELOPS NEW PRODUCTS THAT ARE TAILORED TO ENHANCE CLIENT WELL-BEING. THE EXISTENCE OF A BOARD LEVEL SOCIAL PERFORMANCE AUDIT COMMITTEE SIGNIFIES THE ORGANIZATION'S UNWAVERING COMMITMENT TO IMPROVE THE LIVELIHOODS OF CLIENTS THROUGH THE PROVISION OF PRODUCTS AND SERVICES THAT CLIENTS SAY THEY NEED. BUILDING ON THE PIONEERING CLIENT ASSESSMENT TOOL THAT FINCA INTERNATIONAL USES TO MEASURE THE IMPACT OF OUR PRODUCTS AND SERVICES ON THE LIVES OF OUR CLIENTS AND THEIR FAMILIES, THE SOCIAL PERFORMANCE AUDIT COMMITTEE HAS CREATED A SPECIFIC, COMPREHENSIVE AND MEASURABLE DEFINITION OF FINCA INTERNATIONAL'S SOCIAL PERFORMANCE. TO BE SUCCESSFUL IN ITS COMMITMENT TO SOCIAL PERFORMANCE, FINCA INTERNATIONAL NEEDS TO SHOW THAT IT HAS: *EXPANDED ACCESS TO FINANCIAL SERVICES, PRIMARILY AMONG UNDERSERVED, LOW-INCOME PEOPLE AND COMMUNITIES; *INCREASED EMPLOYMENT AND INCOMES; *IMPROVED LIVING STANDARDS; AND, *EMPOWERED OUR CLIENTS AND HELPED THEM ACHIEVE THEIR PERSONAL ASPIRATIONS.
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.
Cat. No. 51056K
Schedule O (Form 990 or 990-EZ) 2013

Additional Data


Software ID:  
Software Version:  
SCHEDULE R
(Form 990)
Department of the Treasury
Internal Revenue Service
Related Organizations and Unrelated Partnerships
MediumBulletComplete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
MediumBulletAttach to Form 990. MediumBullet See separate instructions.
MediumBullet Information about Schedule R (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047
2013
Open to Public Inspection
Name of the organization
FINCA INTERNATIONAL INC
 
Employer identification number

13-3240109
Part I
Identification of Disregarded Entities Complete if the organization answered "Yes" on Form 990, Part IV, line 33.
(a)
Name, address, and EIN (if applicable) of disregarded entity


(b)
Primary activity


 		(c)
Legal domicile (state
or foreign country)

 		(d)
Total income


 		(e)
End-of-year assets


 		(f)
Direct controlling
entity
(1) FINCA CAPITAL FUND LLC
1201 15TH ST NW 8TH FLOOR
WASHINGTON,DC20005
26-0648736 		DORMANT DE 0 0 FINCA INTERNATIONAL INC
 
(2) FINCA LICENSING & SUPPORT LLC
1201 15TH ST NW 8TH FLOOR
WASHINGTON,DC20005
 DORMANT DE 0 0 FINCA INTERNATIONAL INC
 








Part II
Identification of Related Tax-Exempt Organizations Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.
(a)
Name, address, and EIN of related organization


(b)
Primary activity


 		(c)
Legal domicile (state
or foreign country)

 		(d)
Exempt Code section


 		(e)
Public charity status
(if section 501(c)(3))

 		(f)
Direct controlling
entity

 		(g)
Section 512(b)(13) controlled entity?
Yes No
(1) FINCA CHARITY FOUNDATION

AGATANGEGHOS STREET 2A
YEREVAN   0023
AM
DORMANT AM     FINCA INTERNATIONAL INC
 
Yes
 
(2) FINCA HONDURAS

COL TEPEYAC AVE LAS MINITAS
TEGUCIGALPA    
HO
DORMANT HO     FINCA INTERNATIONAL INC
 
Yes
 
(3) FINCA HAITI

8 RUE DALENCOURT BOURDON
PORT-AU-PRINCE   6110
HA
MICROFINANCE OPERATIONS HA     FINCA MICROFINANCE HOLDING COMPANY LLC
 
Yes
 
(4) ASOCIACION DE FOMENTO INTEGRAL COMUNITARIA DE EL SALVADOR

ALAMEDA ROOSEVELT 1807
SAN SALVADOR    
ES
MICROFINANCE OPERATIONS ES     FINCA MICROFINANCE HOLDING COMPANY LLC
 
Yes
 
(5) FUNDACION INTEGRAL COMUNITARIA AC

AV DIAZ ORDAZ NO 12 COL CANTARR
CUERNAVACA   62448
MX
MICROFINANCE OPERATIONS MX     FINCA MICROFINANCE HOLDING COMPANY LLC
 
Yes
 
(6) FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE GGUATEMALA

3 AVE 10-35 ZONA 09
GUATEMALA CITY    
GT
MICROFINANCE OPERATIONS GT     FINCA MICROFINANCE HOLDING COMPANY LLC
 
Yes
 
(7) FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE NICARAGUA

DE LA ROTONDA DEL GUEGUENSE
MANAGUA    
NU
MICROFINANCE OPERATIONS NU     FINCA MICROFINANCE HOLDING COMPANY LLC
 
Yes
 
(8) FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DEL ECUADOR

AVDA AMAZONAS N39-123 Y JOSE ARIZA
QUITO    
EC
MICROFINANCE OPERATIONS EC     FINCA INTERNATIONAL INC
 
Yes
 
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 50135Y
Schedule R (Form 990) 2013
Schedule R (Form 990) 2013
Page 2
Part III
Identification of Related Organizations Taxable as a Partnership Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a partnership during the tax year.
(a)
Name, address, and EIN of
related organization



 		(b)
Primary activity




 		(c)
Legal
domicile
(state or foreign
country)


 		(d)
Direct controlling
entity



 		(e)
Predominant income(related, unrelated, excluded from tax under sections 512-514)

(f)
Share of total income




 		(g)
Share of end-of-year
assets



 		(h)
Disproprtionate allocations?




 		(i)
Code V-UBI
amount in box 20 of
Schedule K-1
(Form 1065)
 		(j)
General or
managing
partner?



 		(k)
Percentage
ownership
Yes No Yes No
(1) FINCA MICROFINANCE HOLDING COMPANY LLC

1201 15TH ST NW 8TH FLOOR
WASHINGTON,DC20005
45-0793602 		HOLDING COMPANY DE FINCA INTERNATIONAL INC
  		RELATED 26,322,417 172,821,022 Yes     Yes   60.910 %












Part IV
Identification of Related Organizations Taxable as a Corporation or Trust Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.
(a)
Name, address, and EIN of
related organization
 		(b)
Primary activity
 		(c)
Legal
domicile
(state or foreign
country)
 		(d)
Direct controlling
entity
 		(e)
Type of entity
(C corp, S corp,
or trust) 		(f)
Share of total income
 		(g)
Share of end-of-year
assets
 		(h)
Percentage
ownership
 		(i)
Section 512(b)(13) controlled entity?
Yes No
(1) FINCA AFGHANISTAN

HOUSE NO 100 ST NO 8 QALA-E-FAT
KABUL    
AF
MICROFINANCE OPERATIONS AF FINCA MICROFINANCE COOPERATIEF UA
  		C 2,686,802 9,359,961 60.910 % Yes  
(2) FINCA UNIVERSAL CREDIT ORGANIZATION CJSC

AGATANGEGHOS STREET 2A
YEREVAN   0023
AM
MICROFINANCE OPERATIONS AM FINCA MICROFINANCE COOPERATIEF UA
  		C 9,167,310 38,075,608 60.910 % Yes  
(3) FINCA AZERBAIJAN LLC

44 JAFAR JABBARLY STREET
BAKU   1065
AJ
MICROFINANCE OPERATIONS AJ FINCA MICROFINANCE COOPERATIEF UA
  		C 40,373,123 141,686,183 60.910 % Yes  
(4) MICRO-FINANCE SOLUTIONS INC

PO BOX 309GT UGLAND HOUSE SOUTH
GEORGE TOWN   FC1
CJ
IT SERVICES CJ FINCA INTERNATIONAL INC
  		C 1,508,707 554,519 100.000 % Yes  
(5) FINCA D R CONGO SARL

1286 AVE TOMBALBAYE ENTREE AU COIN
KINSHASA   1
CG
MICROFINANCE OPERATIONS CG FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 13,148,154 32,073,388 60.910 % Yes  
(6) BANCO PARA LA ASISTENCIA COMUNITARIA FINCA SA

AVDA AMAZONAS N39-123 Y JOSE ARIZA
QUITO    
EC
MICROFINANCE OPERATIONS EC FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 7,275,444 31,596,579 60.910 % Yes  
(7) FINCA MICROFINANZAS SA DE CV

1ST CALLE PONIENTE 3561 COL ESCA
SAN SALVADOR    
ES
MICROFINANCE OPERATIONS ES FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 380,709 7,934,841 60.910 % Yes  
(8) JSC MFO FINCA

71 VAZHA PSHAWELA AVENUE
TBILISI   0186
GG
MICROFINANCE OPERATIONS GG FINCA MICROFINANCE COOPERATIEF UA
  		C 13,504,842 49,303,176 60.910 % Yes  
(9) FINCASERVICES - EURASIA LLC

71 VAZHA PSHAWELA AVENUE
TBILISI   0185
GG
IT SERVICES GG FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 2,209 2,996 60.910 % Yes  
(10) FINCASERVICIOS - LATINOAMERICA SA

CALZADA ROOSEVELT 22-42 ZONA 11
GUATEMALA CITY    
GT
DORMANT GT FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 4 3,194 60.910 % Yes  
(11) MFSI GUATEMALA SA

CALLE 3-03 ZONA 10
GUATEMALA CITY    
GT
IT SERVICES GT MICRO FINANCE SOLUTIONS INC
  		C 1,616,924 323,859 100.000 % Yes  
(12) FINCA MICROFINANZAS SA

3 AVE 10-35 ZONA 9
GUATEMALA CITY    
GT
DORMANT GT FINCA MICROFINANCE HOLDING COMPANY LLC
  		C     60.910 % Yes  
(13) FINCA HAITI SA

8 RUE DALENCOURT BOURDON
PORT-AU-PRINCE   6110
HA
MICROFINANCE OPERATIONS HA FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 1,050,897 3,587,872 60.910 % Yes  
(14) FINANCIERA FINCA HONDURAS SA

COL TEPEYAC AVE LAS MINITAS
TEGUCIGALPA    
HO
MICROFINANCE OPERATIONS HO FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 2,834,186 6,870,439 60.910 % Yes  
(15) SPECIALIZED MICRO LOANS (PRIVATE SHAREHOLDING COMPANY)

AL FARID BUILDING 3RD FL ABDALI
AMMAN    
JO
MICROFINANCE OPERATIONS JO FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 2,470,103 9,794,136 60.910 % Yes  
(16) FINCA MICRO-CREDIT COMPANY CJSC

127 A GOGOLYA STREET
BISHKEK   720011
KG
MICROFINANCE OPERATIONS KG FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 20,827,255 78,179,679 60.910 % Yes  
(17) FINCA LIMITED (MALAWI)

NAMIWAWA AREA PRIVATE BAG 382 CHI
BLANTYRE    
MI
MICROFINANCE OPERATIONS MI FINCA MICROFINANCE COOPERATIEF UA
  		C 2,856,515 6,144,023 60.910 % Yes  
(18) TENEDORA FINCA SAPI DE CV

AV DIAZ ORDAZ NO 12 COL CANTARR
CUERNAVACA   CP 062448
MX
HOLDING COMPANY MX FUNDACION INTEGRAL COMUNITARIA AC
  		C 1,860,206 12,920,262 60.910 % Yes  
(19) FINANCIERA FINCA SA DE CV SOFOM

AV DIAZ ORDAZ NO 12 COL CANTARR
CUERNAVACA   CP 062448
MX
MICROFINANCE OPERATIONS MX TENEDORA FINCA SAPI DE CV
  		C 24,335,906 36,957,335 60.910 % Yes  
(20) FINCA MICROFINANCE COOPERATIEF UA

DE ENTREE 99-197
AMSTERDAM   1101HE
NL
HOLDING COMPANY NL FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 9,854,829 62,718,827 60.910 % Yes  
(21) FINCA NETWORK SUPPORT BV

DE ENTREE 99-197
AMSTERDAM   1101HE
NL
IT SERVICES NL FINCA MICROFINANCE COOPERATIEF UA
  		C 395,499 969,083 60.910 % Yes  
(22) FINANCIERA FINCA NICARAGUA SA

DE LA ROTUNDA DEL GUEGUENSE 3 CUADR
MANAGUA    
NU
MICROFINANCE OPERATIONS NU FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 4,738,385 14,486,673 60.910 % Yes  
(23) FINCA MICROFINANCE BANK LIMITED

387-E JOHAR TOWN
LAHORE    
PK
MICROFINANCE OPERATIONS PK FINCA MICROFINANCE COOPERATIEF UA
  		C 4,092,572 19,028,905 50.430 % Yes  
(24) FINCA CJSC

111 REVOLUTSIONNAYA ST
SAMARA   443079
RS
MICROFINANCE OPERATIONS RS FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 10,701,070 32,663,281 60.910 % Yes  
(25) FINCA MICRO-CREDIT DEPOSIT ORGANIZATION LLC

F NIEZI 34
DUSHANBE   734001
TI
MICROFINANCE OPERATIONS TI FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 4,272,816 16,928,363 60.910 % Yes  
(26) FINCA TANZANIA LIMITED

PLOT 84 MOROGORO ROAD PO BOX 787
DAR ES SALAAM    
TZ
MICROFINANCE OPERATIONS TZ FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 10,933,116 24,539,516 60.910 % Yes  
(27) FINCA UGANDA LIMITED

PLOT 22 BEN KIWANUKA STREET
KAMPALA    
UG
MICROFINANCE OPERATIONS UG FINCA MICROFINANCE COOPERATIEF UA
  		C 8,201,550 21,554,139 60.910 % Yes  
(28) FINCA SERVICES - AFRICA LIMITED

PLOT 84 MOROGORO ROAD PO BOX 787
DAR ES SALAAM    
TZ
DORMANT TZ FINCA MICROFINANCE HOLDING COMPANY LLC
  		C   3,096 60.910 % Yes  
(29) FINCA AFRICA IT SERVICE CENTER LIMITED

ADAMS HOUSE - PLOT 11 PORTAL AVENUE
KAMPALA    
UG
IT SERVICES UG FINCA INTERNATIONAL INC
  		C 553,492 234,867 73.940 % Yes  
(30) FINCA ZAMBIA LIMITED

PO BOX 50061 RIDGEWAY STAND NO
LUSAKA    
ZA
MICROFINANCE OPERATIONS ZA FINCA MICROFINANCE COOPERATIEF UA
  		C 5,730,111 12,334,177 60.910 % Yes  
(31) FINCA ZAMBIA HOLDING LIMITED

PO BOX 50061 RIDGEWAY STAND NO
LUSAKA    
ZA
HOLDING COMPANY ZA FINCA MICROFINANCE HOLDING COMPANY LLC
  		C 315,047 902 60.910 % Yes  
(32) FINCA SERVICES USA LLC

15TH ST NW 8TH FLOOR
WASHINGTON,DC20005
90-0866365 		IT SERVICES VA FINCA MICROFINANCE HOLDING COMPANY LLC
  		C   832,179 60.910 % Yes  
(33)  

 
 
     
        Yes  
(34)  

 
 
     
        Yes  
(35)  

 
 
     
        Yes  
Schedule R (Form 990) 2013
Schedule R (Form 990) 2013
Page 3
Part V
Transactions With Related Organizations Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.
Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.
Yes
No
1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?
a Receipt of (i) interest (ii) annuities (iii) royalties or (iv) rent from a controlled entity . . . . . . . . . . . . . . . . . . . . . . .
1a
Yes
 
b Gift, grant, or capital contribution to related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1b
Yes
 
c Gift, grant, or capital contribution from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1c
 
No
d Loans or loan guarantees to or for related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1d
Yes
 
e Loans or loan guarantees by related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1e
Yes
 
f Dividends from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1f
 
No
g Sale of assets to related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1g
 
No
h Purchase of assets from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1h
 
No
i Exchange of assets with related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1i
 
No
j Lease of facilities, equipment, or other assets to related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1j
 
No
k Lease of facilities, equipment, or other assets from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . .
1k
 
No
l Performance of services or membership or fundraising solicitations for related organization(s) . . . . . . . . . . . . . . . . . . . .
1l
Yes
 
m Performance of services or membership or fundraising solicitations by related organization(s) . . . . . . . . . . . . . . . . . . . .
1m
 
No
n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) . . . . . . . . . . . . . . . . . . . . .
1n
 
No
o Sharing of paid employees with related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1o
 
No
p Reimbursement paid to related organization(s) for expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1p
 
No
q Reimbursement paid by related organization(s) for expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1q
Yes
 
r Other transfer of cash or property to related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1r
 
No
s Other transfer of cash or property from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1s
 
No
2
If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.
(a)
Name of related organization 		(b)
Transaction
type (a-s) 		(c)
Amount involved 		(d)
Method of determining amount involved
(1) FINCA AFGHANISTAN

 A 68,000 FMV
(2) FINCA DR CONGO SARL

 A 26,178 FMV
(3) ASSOCIATION DE FOMENTO INTEGRAL COMUNITARIA DE EL SALVADOR

 A 30,285 FMV
(4) FINCA MICROFINANZAS SA DE CV

 A 1,315 FMV
(5) FINCA HAITI SA

 A 29,135 FMV
(6) FINANCIERA FINCA HONDURAS SA

 A 6,885 FMV
(7) FINANCIERA FINCA NICARAGUA SA

 A 53,918 FMV
(8) FINCA MICRO-CREDIT DEPOSIT ORGANIZATION LLC

 A 10,171 FMV
(9) FINCA LIMITED (MALAWI)

 A 42,520 FMV
(10) FINCA MICROFINANCE HOLDING COMPANY LLC

 B 8,307,346 FMV
(11) FINCA AFGHANISTAN

 D 850,000 FMV
(12) FINCA DR CONGO SARL

 D 1,000,000 FMV
(13) ASSOCIATION DE FOMENTO INTEGRAL COMUNITARIA DE EL SALVADOR

 D 950,000 FMV
(14) FINCA MICROFINANZAS SA DE CV

 D 500,000 FMV
(15) FINCA HAITI SA

 D 4,624,837 FMV
(16) FINANCIERA FINCA HONDURAS SA

 D 1,608,761 FMV
(17) FINANCIERA FINCA NICARAGUA SA

 D 3,241,974 FMV
(18) FINCA LIMITED (MALAWI)

 D 1,047,122 FMV
(19) FINCA ZAMBIA LIMITED

 D 85,362 FMV
(20) FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE GUATEMALA

 D 2,519,706 FMV
(21) FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE NICARAGUA

 D 708,182 FMV
(22) FINCA UGANDA LIMITED

 D 3,504,180 FMV
(23) FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE GUATEMALA

 E 400,000 FMV
(24) FINANCIERA FINCA SA DE CV SOFOM

 E 1,000,000 FMV
(25) FINCA MICROFINANCE HOLDING COMPANY LLC

 L 24,196,213 FMV
(26) FINCA LIMITED (MALAWI)

 Q 57,364 FMV
(27) ASSOCIATION DE FOMENTO INTEGRAL COMUNITARIA DE EL SALVADOR

 Q 70,587 FMV
(28) FINCA HAITI SA

 Q 55,245 FMV
(29) FINCA MICRO-CREDIT COMPANY CJSC

 Q 51,011 FMV
(30) FINCA CJSC

 Q 89,426 FMV
Schedule R (Form 990) 2013
Schedule R (Form 990) 2013
Page 4
Part VI
Unrelated Organizations Taxable as a Partnership Complete if the organization answered "Yes" on Form 990, Part IV, line 37.
Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.
(a)
Name, address, and EIN of entity 		(b)
Primary activity 		(c)
Legal domicile
(state or foreign
country) 		(d)
Predominant income (related, unrelated, excluded from tax under sections 512-514)

(e)
Are all partners
section
501(c)(3)
organizations? 		(f)
Share of total income




 		(g)
Share of
end-of-year
assets 		(h)
Disproprtionate allocations? 		(i)
Code V?UBI
amount in box 20
of Schedule K-1
(Form 1065) 		(j)
General or
managing
partner? 		(k)
Percentage
ownership
Yes No Yes No Yes No






























Schedule R (Form 990) 2013
Schedule R (Form 990) 2013
Page 5
Part VII
Supplemental Information
Provide additional information for responses to questions on Schedule R (see instructions).
Return Reference Explanation
Schedule R (Form 990) 2013
Additional Data


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