Form990-PF

Department of the Treasury
Internal Revenue Service
Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter Social Security numbers on this form as it may be made public. By law, the IRS cannot redact the information on the form.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2013
Open to Public Inspection
For calendar year 2013, or tax year beginning 01-01-2013 , and ending 12-31-2013
Name of foundation
CAPE COD FIVE CENTS SAVINGS BANK
CHARITABLE FOUNDATION TRUST

Number and street (or P.O. box number if mail is not delivered to street address)PO BOX 10   Room/suite
City or town, state or province, country, and ZIP or foreign postal code
ORLEANS, MA026530010
A Employer identification number

04-3423249
B Telephone number (see instructions)

(508) 240-0555
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$13,570,377J Accounting method:
 
(Part I, column (d) must be on cash basis.)
F bullet
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 20,000
2 Check bullet
3 Interest on savings and temporary cash investments 225 225  
4 Dividends and interest from securities...... 243,461 243,461  
5a Gross rents..............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 237,319
b Gross sales price for all assets on line 6a 2,031,666
7 Capital gain net income (from Part IV, line 2)... 237,319
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 501,005 481,005  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 13,951 6,976   6,975
c Other professional fees (attach schedule).... Click to see attachment 47,669 47,669   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions) Click to see attachment 5,563 4,098   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 7,759 524   7,235
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 74,942 59,267   14,210
25 Contributions, gifts, grants paid........ 663,750 663,750
26 Total expenses and disbursements. Add lines 24 and 25 738,692 59,267   677,960
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -237,687
b Net investment income (if negative, enter -0-) 421,738
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2013)
Form 990-PF (2013)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............... 97,090 14,588 14,588
2 Savings and temporary cash investments.......... 942,831 348,351 348,351
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use...............      
9 Prepaid expenses and deferred charges...........      
10a Investments—U.S. and state government obligations (attach schedule) 0 Click to see attachment395,618 395,618
b Investments—corporate stock (attach schedule)........ 5,708,692 Click to see attachment6,996,095 6,996,095
c Investments—corporate bonds (attach schedule)........ 1,795,689 Click to see attachment1,777,735 1,777,735
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans..............      
13 Investments—other (attach schedule)........... 3,559,328 Click to see attachment4,020,160 4,020,160
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet) Click to see attachment22,373 Click to see attachment17,830 Click to see attachment17,830
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 12,126,003 13,570,377 13,570,377
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable...................    
19 Deferred revenue..................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet) Click to see attachment39,911 Click to see attachment72,477
23 Total liabilities (add lines 17 through 22).......... 39,911 72,477
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted.................... 12,086,092 13,497,900
25 Temporarily restricted................    
26 Permanently restricted................    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds.........    
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see page 17 of the
instructions).................... 12,086,092 13,497,900
31 Total liabilities and net assets/fund balances (see page 17 of
the instructions).................. 12,126,003 13,570,377
Part III Analysis of Changes in Net Assets or Fund Balances
1 Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
with end-of-year figure reported on prior year’s return)............... 1 12,086,092
2 Enter amount from Part I, line 27a..................... 2 -237,687
3 Other increases not included in line 2 (itemize) bulletClick to see attachment 3 1,683,295
4 Add lines 1, 2, and 3.......................... 4 13,531,700
5 Decreases not included in line 2 (itemize) bulletClick to see attachment 5 33,800
6 Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30. 6 13,497,900
Form 990-PF (2013)
Form 990-PF (2013)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a ACCENTURE PLC CLASS A ORDINARY P 2009-09-01 2013-05-24
b ABBVIE INC COM P 2013-01-02 2013-05-24
c ADOBE SYS INC COM P 2007-02-06 2013-05-24
d AMERICAN EXPRESS CO COM P 2012-10-10 2013-08-20
e AMGEN INC COM P 2005-06-07 2013-10-21
BB&T CORP COM P 2007-07-27 2013-03-08
BARCLAYS BK DEL RETAIL CTF DEP P 2011-12-21 2013-12-23
COSTCO WHSL CORP NEW COM P 2008-02-07 2013-03-14
COSTCO WHSL CORP NEW COM P 2008-02-07 2013-08-20
DELL INC COM P 2013-02-27 2013-02-27
DISCOVER BK GREENWOOD DEL CTF DEP P 2012-09-14 2013-09-16
DU PONT E I DE NEMOURS & CO SR NT P 2008-11-24 2013-07-15
E M C CORP MASS COM P 2013-01-29 2013-08-20
ECOLAB INC COM P 2005-01-20 2013-10-21
FIRST EAGLE GLOBAL FUND CLASS I #901 LONG TERM CAPITAL GAINS DIST P 2013-12-19 2013-12-19
FIRST EAGLE GLOBAL FUND CLASS I #901 LONG TERM CAPITAL GAINS DIST P 2013-12-19 2013-12-19
GENERAL MILLS INC P 2011-08-31 2013-03-08
GENERAL MILLS INC P 2011-08-31 2013-08-20
ILLINOIS TOOL WKS INC P 2005-11-14 2013-08-20
J P MORGAN CHASE & CO MTN SR P 2011-10-05 2013-09-30
JOHNSON & JOHNSON P 2012-08-09 2013-10-21
MERIDIAN GROWTH FUND #75 P 2011-01-31 2013-07-10
NORFOLK SOUTHN CORP P 2011-05-17 2013-08-20
PEPSICO INC P 2011-03-25 2013-03-14
PERMANENT PORTFOLIO P 2013-12-31 2013-12-31
PROCTER & GAMBLE CO P 2011-03-25 2013-03-14
ROYCE VALUE PLUS SERVICE FUND #292 P 2011-03-04 2013-08-16
TAIWAN SEMICONDUCTOR MFG CO LTD SPONSORED ADR P 2008-02-07 2013-05-24
TORO CO COM P 2005-11-14 2013-10-21
ABBVIE INC COM P 2013-01-02 2013-05-24
CHEVRON CORPORATION P 2012-10-03 2013-05-24
GE CAP BK INC CTF DEP P 2012-08-24 2013-08-06
INTEL CORP COM P 2012-09-14 2013-08-06
NOVARTIS AG P 2012-08-29 2013-05-24
PRAXAIR INC P 2012-08-22 2013-01-29
STRYKER CORP P 2013-02-15 2013-08-06
3M CO P 2012-11-08 2013-05-24
UNILEVER N V NEW YORK P 2012-08-22 2013-08-06
VANGUARD FTSE EMERGING MARKETS ETF P 2012-08-29 2013-08-06
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 41,469   14,705 26,764
b 93,004   44,851 48,153
c 22,025   19,304 2,721
d 18,672   14,607 4,065
e 22,902   12,598 10,304
91,498   117,387 -25,889
100,000   100,000 0
10,237   6,717 3,520
27,977   16,792 11,185
21     21
200,000   200,000 0
250,000   250,000 0
13,105   12,520 585
63,493   20,827 42,666
7,109     7,109
1,617     1,617
11,639   9,144 2,495
33,013   23,775 9,238
18,185   10,663 7,522
200,000   201,568 -1,568
31,751   24,221 7,530
226,485   225,000 1,485
20,061   20,057 4
19,208   16,003 3,205
11,709     11,709
19,305   15,285 4,020
251,987   225,000 26,987
19,210   9,692 9,518
19,691   6,795 12,896
10,463   7,692 2,771
3,146   2,914 232
100,200   100,000 200
13,872   14,124 -252
5,587   4,511 1,076
8,349   8,123 226
17,777   15,998 1,779
2,801   2,244 557
20,145   17,125 3,020
3,953   4,105 -152
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       26,764
b       48,153
c       2,721
d       4,065
e       10,304
      -25,889
      0
      3,520
      11,185
      21
      0
      0
      585
      42,666
      7,109
      1,617
      2,495
      9,238
      7,522
      -1,568
      7,530
      1,485
      4
      3,205
      11,709
      4,020
      26,987
      9,518
      12,896
      2,771
      232
      200
      -252
      1,076
      226
      1,779
      557
      3,020
      -152
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 237,319
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 . . . . . . . . . . . . . . . . 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see page 18 of the instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2012 588,903 11,164,710 0.052747
2011 563,753 10,926,255 0.051596
2010 538,636 10,463,125 0.051479
2009 598,510 9,966,816 0.060050
2008 670,222 11,771,618 0.056935
2 Total of line 1, column (d) ...................... 2 0.272807
3 Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years. . . 		3 0.054561
4 Enter the net value of noncharitable-use assets for 2013 from Part X, line 5..... 4 12,696,122
5 Multiply line 4 by line 3....................... 5 692,713
6 Enter 1% of net investment income (1% of Part I, line 27b)........... 6 4,217
7 Add lines 5 and 6......................... 7 696,930
8 Enter qualifying distributions from Part XII, line 4.............. 8 677,960
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See
the Part VI instructions.
Form 990-PF (2013)
Form 990-PF (2013)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bulletand enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 8,435
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2............................ 3 8,435
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-). 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 8,435
6 Credits/Payments:
a 2013 estimated tax payments and 2012 overpayment credited to 2013 6a  
b Exempt foreign organizations—tax withheld at source....... 6b
c Tax paid with application for extension of time to file (Form 8868) 6c  
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 0
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. Click to see attachment 8 154
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 8,589
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2014 estimated taxBullet   RefundedBullet 11  
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see page 19 of
the instructions for definition)?............................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c), and Part XV.
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletMA
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2013 or the taxable year beginning in 2013 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names and addresses.
    10
     
    No
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletWWW.CAPECODFIVE.COM
    14
    The books are in care ofbulletPATRICK MCCUE Telephone no.bullet (508) 247-2250
    Located atbullet19 WEST ROADORLEANSMA ZIP+4bullet02653
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2013, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for Form TD F 90-22.1. If "Yes", enter the name of the
    foreign country bullet  
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 5
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?.........................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?.................
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).........
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see page 20 of the instructions)?...
    1b
     
    No
    .........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2013?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2013, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2013?...............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?.........................
    b
    If "Yes," did it have excess business holdings in 2013 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2013.)....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2013?
    4b
     
    No
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?...............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 509(a)(1), (2), or (3), or section 4940(d)(2)? (see instructions)........
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?........
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?............
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?........................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 6
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to
    employee benefit plans
    and deferred compensation     		(e) Expense account,
    other allowances
    DOROTHY SAVARESE CHAIRMAN
    1.00     		0 0 0
    19 WEST ROAD
    ORLEANS,MA02653
    PHILLIP WONG TREASURER
    1.00     		0 0 0
    19 WEST ROAD
    ORLEANS,MA02653
    DAVID WILLARD SECRETARY
    1.00     		0 0 0
    19 WEST ROAD
    ORLEANS,MA02653
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    CAPE COD FIVE CENTS SAVINGS BANK INVESTMENT MANAGEMENT 47,669
    PO BOX 10
    ORLEANS,MA026530010
    MARCUM LLP ACCOUNTING 13,951
    53 STATE STREET 38TH FLOOR
    BOSTON,MA02109
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 7
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See page 24 of the instructions.
    3 Click to see attachment 0
    Total. Add lines 1 through 3.........................bullet0
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
    see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
     
    b
    Average of monthly cash balances.......................
    1b
     
    c
    Fair market value of all other assets (see instructions)................
    1c
     
    d
    Total (add lines 1a, b, and c).........................
    1d
     
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
     
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
     
    3
    Subtract line 2 from line 1d.........................
    3
     
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
     
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
     
    6
    Minimum investment return. Enter 5% of line 5..................
    6
     
    Part XI
    Distributable Amount bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    634,806
    2a
    Tax on investment income for 2013 from Part VI, line 5......
    2a
    8,435
    b
    Income tax for 2013. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    8,435
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    626,371
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    626,371
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII,
    line 1................................
    7
    626,371
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
     
    b
    Program-related investments—total from Part IX-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
     
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
     
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
     
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 8
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2012     		(c)
    2012     		(d)
    2013
    1 Distributable amount for 2013 from Part XI, line 7 626,371
    2 Undistributed income, if any, as of the end of 2013:
    a Enter amount for 2012 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2013:
    a From 2008....... 87,561
    b From 2009....... 104,209
    c From 2010....... 19,273
    d From 2011....... 22,392
    e From 2012....... 37,532
    fTotal of lines 3a through e......... 270,967
    4Qualifying distributions for 2013 from Part
    XII, line 4: bullet$ 677,960
    a Applied to 2012, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions)......     		0
    c Treated as distributions out of corpus (Election
    required—see instructions).........     		0
    d Applied to 2013 distributable amount..... 626,371
    e Remaining amount distributed out of corpus 51,589
    5 Excess distributions carryover applied to 2013. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 322,556
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ...........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2012. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2013. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2014 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (see
    instructions) .............     		0
    8Excess distributions carryover from 2008 not
    applied on line 5 or line 7 (see instructions) ...     		87,561
    9Excess distributions carryover to 2014.
    Subtract lines 7 and 8 from line 6a ......     		234,995
    10 Analysis of line 9:
    a Excess from 2009.... 104,209
    b Excess from 2010.... 19,273
    c Excess from 2011.... 22,392
    d Excess from 2012.... 37,532
    e Excess from 2013.... 51,589
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 9
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2013, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2013 (b) 2012 (c) 2011 (d) 2010
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used
    directly for active conduct of exempt activities ...........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    THE CAPE COD FIVE CENTS SAVINGS BAN
    PO BOX 10
    ORLEANS,MA02653
    (508) 240-0555
    bThe form in which applications should be submitted and information and materials they should include:
    NO PARTICULAR FORM NEEDED
    cAny submission deadlines:
    NONE
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    MUST BE OVER $250, MUST BE PUBLICLY SUPPORTED TYPE ENTITY
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 10
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    ACCESS NANTUCKET
    35 OLD SOUTH ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 5,000
    AIDS SUPPORT GROUP OF CAPE COD
    PO BOX 1522
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 3,000
    ARTISTS ASSOCIATION OF NANTUCKET
    PO BOX 1104
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,500
    ARTS FALMOUTH
    PO BOX 136
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 2,750
    ARTS FOUNDATION OF CAPE COD
    3 SHOOTFLYING HILL RD
    CENTERVILLE,MA02632     		  PUBLIC CHARITY DONATION 12,500
    ASSOC TO PRESERVE CAPE COD
    PO BOX 398 3010 MAIN STREET
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 5,000
    BARNSTABLE 45 ELEMENTARY
    730 OSTW BARNSTABLE ROAD
    MARSTON MILLS,MA02648     		  PUBLIC CHARITY DONATION 500
    BARNSTABLE COUNTY DEPT OF HUMAN SERVICES
    PO BOX 427
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 500
    BARNSTABLE HIGH SCHOOL
    744 WEST MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 994
    BARNSTABLE PUBLIC SCHOOLS
    PO BOX 955
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 400
    BIG BROTHERS BIG SISTERS OF CAPE COD
    1934 FALMOUTH RD
    CENTERVILLE,MA02632     		  PUBLIC CHARITY DONATION 3,400
    BOURNE FRIENDS FOOD PANTRY
    PO BOX 144
    BUZZARDS BAY,MA02532     		  PUBLIC CHARITY DONATION 2,500
    BOURNE SCHOOL DISTRICT
    26 SANDWICH ROAD
    BOURNE,MA02532     		  PUBLIC CHARITY DONATION 958
    BREWSTER CONSERVATION TRUST
    BOX 268
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 10,000
    CALMER CHOICE
    77 MAIN STREET
    COTUIT,MA02635     		  PUBLIC CHARITY DONATION 5,000
    CAPEABILITIES
    895 MARY DUNN RD
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 5,000
    CAPE & ISLANDS UNITED WAY
    749 MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 5,000
    CAPE & ISLANDS WORKFORCE
    426 NORTH STREET 9
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,000
    CAPE COD ART ASSOCIATION
    PO BOX 85
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 3,000
    CAPE COD CHAMBER MUSIC FESTIVAL
    PO BOX 1934
    EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 1,000
    CAPE COD CHILD DEVELOPMENT
    83 PEARL STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,500
    CAPE COD CHILDREN'S PLACE
    PO BOX 1935
    NORTH EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 2,500
    CAPE COD COMMUNITY COLLEGE (EDUCATIONAL FOUNDATION)
    2240 IYANNOUGH ROAD
    WEST BARNSTABLE,MA02668     		  PUBLIC CHARITY DONATION 55,000
    CAPE COD GENALOGICAL SOCIETY
    PO BOX 1394
    HARWICH,MA02645     		  PUBLIC CHARITY DONATION 1,000
    CAPE COD HEALTHCARE FOUNDATION
    PO BOX 370
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 53,000
    CAPE COD POTTERS INC
    PO BOX 76
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 1,500
    CAPE COD REGIONAL TECHNICAL HIGH SCHOOL
    351 PLEASANT LAKE AVENUE
    HARWICH,MA02645     		  PUBLIC CHARITY DONATION 500
    CAPE COD REPERTORY THEATRE COM
    3299 MAIN STREET
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 2,500
    CAPE COD THEATRE PROJECT INC
    PO BOX 410
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 500
    CAPE COD TIMES NEEDY FUND INC
    319 MAIN ST
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 10,000
    CAPE COD WAVES
    PO BOX 1467
    SOUTH DENNIS,MA02660     		  PUBLIC CHARITY DONATION 3,500
    CAPE COD WRITERS CENTER INC
    PO BOX 408
    OSTERVILLE,MA02655     		  PUBLIC CHARITY DONATION 1,000
    CAPE COD YOUNG PROFESSIONALS
    POB 1302
    S DENNIS,MA02660     		  PUBLIC CHARITY DONATION 5,000
    CAPE MEDIATION
    POB 193
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 3,000
    CARRIE A SEAMAN ANIMAL HOSPITAL
    PO BOX 1374
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 500
    CENTERVILLE PUBLIC LIBRARY
    585 MAIN STREET
    CENTERVILLE,MA02632     		  PUBLIC CHARITY DONATION 7,300
    CHATHAM CHORALE INC
    PO BOX 1111
    WEST DENNIS,MA02670     		  PUBLIC CHARITY DONATION 750
    CHATHAM HISTORICAL SOCIETY
    PO BOX 381
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 6,000
    CHILDREN'S COVE
    PO BOX 427
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 5,000
    CHILDRENS DISCOVERY MUSEUM OF CAPE COD INC
    577 GREAT NECK RD SOUTH
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 2,500
    COMMUNITY ACTION COMMITTEE OF CAPE COD & THE ISLANDS
    PO BOX 954
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 15,000
    COMMUNITY HEALTH CENTER OF CAPE COD
    107 COMMERCIAL ST
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 15,000
    COMMUNITY FOUNDATIONS OF NANTUCKET
    PO BOX 204
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,495
    COMPACT OF CAPE COD CONSERVATION TRUSTS
    PO BOX 443
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 2,000
    COMPASSIONATE CARE ALS
    PO BOX 1052
    WEST FALMOUTH,MA02574     		  PUBLIC CHARITY DONATION 4,500
    COTUIT CENTER FOR THE ARTS
    4404 FALMOUTH ROAD
    COTUIT,MA02635     		  PUBLIC CHARITY DONATION 3,000
    CREATIVE ARTS CENTER IN CHATHAM
    154 CROWELL RD
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 1,000
    CULTURAL CENTER OF CAPE COD
    307 OLD MAIN ST
    S YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 17,500
    CYRUS PEIRCE MIDDLE SCHOOL
    10 SURFSIDE ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 490
    DENNIS- YARMOUTH REGIONAL SCHOOL DISTRICT
    296 STATION AVE
    S YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 2,135
    DUFFY HEALTH CENTER
    105 PARK STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,000
    EASTHAM COMMITTEE ON EARLY CHILDHOOD
    PO BOX 1518
    NORTH EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 1,000
    EASTHAM ELEMENTARY SCHOOL
    200 SCHOOL HOUSE ROAD
    EASTHAM,MA02642     		  PUBLIC CHARITY DONATION 500
    EDDY ELEMENTARY SCHOOL
    2298 MAIN STREET
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 3,000
    ENTERPRISE COMMUNITY FUND
    50 DEPOT AVENUE
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 3,000
    EZRA BAKER SCHOOL
    810 MASSACHUSETTS 28
    DENNIS,MA02670     		  PUBLIC CHARITY DONATION 1,250
    FALMOUTH ARTISTS GUILD
    PO BOX 660
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 1,000
    FALMOUTH EDUCATION FOUNDATION
    PO BOX 1061
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 1,000
    FALMOUTH HISTORICAL SOCIETY
    55-65 PALMER AVE
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 3,000
    FALMOUTH SCHOOL DISTRICT
    340 TEATICKET HIGHWAY
    EAST FALMOUTH,MA02536     		  PUBLIC CHARITY DONATION 1,997
    FALMOUTH SERVICE CENTER INC
    PO BOX 208
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 15,000
    FINE ARTS WORK CENTER IN PROVINCETOWN INC
    24 PEARL ST
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 2,500
    FIRST NIGHT CHATHAM INC
    POB 80
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 3,000
    FORESTDALE PUBLIC SCHOOLS
    151 ROUTE 130
    SANDWICH,MA02644     		  PUBLIC CHARITY DONATION 2,349
    FRIENDS OF THE DENNIS PUBLIC LIBRARY
    12 NORTH STREET
    DENNISPORT,MA02639     		  PUBLIC CHARITY DONATION 600
    FRIENDS OF THE ELDREDGE PUBLIC LIBRARY
    568 MAIN STREET
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 2,400
    FRIENDS OF THE HARWICH EARLY CHILDHOOD ADVISORY COUNCIL
    PO BOX 855
    HARWICH,MA02645     		  PUBLIC CHARITY DONATION 1,600
    FRIENDS OF NANTUCKET PUBLIC SCHOOLS
    10 SURFSIDE ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,000
    FRIENDS OF OUR ISLAND HOME
    PO BOX 39
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,000
    FRIENDS OF YARMOUTH COUNCIL ON AGING
    528 FOREST ST
    S YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 3,100
    GOSNOLD INC
    200 TER HEUN DRIVE
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 10,000
    GREAT POND FOUNDATION
    PO BOX 2005
    EDGARTOWN,MA02539     		  PUBLIC CHARITY DONATION 3,250
    HABITAT FOR HUMANITY CAPE COD
    411 MAIN ST
    YARMOUTHPORT,MA02675     		  PUBLIC CHARITY DONATION 2,500
    HARBOR STAGE COMPANY
    PO BOX 3009
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 1,000
    HARWICH ECUMENICAL
    PO BOX 86
    WEST HARWICH,MA02601     		  PUBLIC CHARITY DONATION 3,500
    HEALTH IMPERATIVES INC
    942 WEST CHESTNUT STREET
    BROCKTON,MA02301     		  PUBLIC CHARITY DONATION 1,000
    HELPING OUR WOMEN INC
    PO BOX 1376
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 5,000
    HENRY T WING SCHOOL
    33 WATER STREET
    SANDWICH,MA02563     		  PUBLIC CHARITY DONATION 250
    HERITAGE PLANTATION OF SANDWICH
    67 GROVE STREET
    SANDWICH,MA02563     		  PUBLIC CHARITY DONATION 10,000
    HOLIDAYS FOR HEROS
    35 HUMMOCK POND RD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,000
    HOMELESS NOT HELPLESS INC
    310 OCEAN ST
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 5,000
    HOMELESS PREVENTION COUNCIL
    PO BOX 828
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 10,000
    HOUSING ASSISTANCE CORP
    460 WEST MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 15,500
    HOUSING FOR ALL
    82 SCHOOL STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 6,300
    HYANNIS WEST ELEMENTARY SCHOOL
    549 WEST MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 500
    INDEPENDENCE HOUSE
    160 BASSETT LANE
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,500
    JML CARE CENTERCAPE COD HEALTHCARE
    184 TERRACE HEUN DR
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 2,500
    JOHN F KENNEDY HYANNIS MUSEUM
    397 MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,500
    JUNIOR ACHIEVEMENT OF NORTHERN NEW ENGLAND
    400 FIFTH AVENUE SUITE 300
    WALTHAM,MA02451     		  PUBLIC CHARITY DONATION 2,000
    KATELYNN'S CLOSET
    33 NORTH MAIN STREET
    SOUTH YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 2,000
    KENNETH C COOMBS SCHOOL
    152 OLD BARNSTABLE ROAD
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 500
    LAWRENCE SCHOOL
    340 TEATICKET HIGHWAY
    EAST FALMOUTH,MA02536     		  PUBLIC CHARITY DONATION 1,484
    LOWER CAPE COD
    PO BOX 1860
    NORTH EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 7,500
    LOWER CAPE OUTREACH COUNCIL
    PO BOX 665
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 7,000
    LYME AWARENESS OF CAPE COD
    20 WHEELER ROAD
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 1,500
    MARTHA'S VINEYARD REGIONAL HIGH SCHOOL
    100 EDGARTOWN- VINEYARD HAVEN ROAD
    OAK BLUFFS,MA02557     		  PUBLIC CHARITY DONATION 1,250
    MASHPEE PUBLIC SCHOOLS
    500 OLD BARNESTABLE RD
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 2,560
    MASS-A-PEAL INC
    PO BOX 1694
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 1,500
    MASSACHUSETTS AUDUBON SOCIETY
    PO BOX 236
    S WELLFLEET,MA02663     		  PUBLIC CHARITY DONATION 2,000
    MASTER GARDNER ASSOC OF CAPE COD
    DEEDS AND PROBATE BLDG RT 6A
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 500
    MATTACHEESE MIDDLE SCHOOL
    400 HIGGINS CROWELL ROAD
    WEST YARMOUTH,MA02673     		  PUBLIC CHARITY DONATION 200
    MEETING HOUSE CHAMBER MUSIC FE
    172 TOWER HILL CIRCLE
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 1,000
    MENTORING YOUTH NANTUCKET INC
    4 NORTH WATER STREET
    NANTUCKET,MA02584     		  PUBLIC CHARITY DONATION 3,000
    MONOMOY PUBLIC SCHOOLS
    425 CROWELL ROAD
    CHATHAM,MA02655     		  PUBLIC CHARITY DONATION 699
    MONOMOY REGIONAL SCHOOL DISTRICT
    425 CROWELL ROAD
    CHATHAM,MA02655     		  PUBLIC CHARITY DONATION 2,805
    MORSE POND MIDDLE SCHOOL
    323 JONES ROAD
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 464
    MULLEN HALL SCHOOL
    130 KATHERINE LEE BATES ROAD
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 285
    NAM VETS ASSOC OF THE CAPE AND ISLANDS
    569 MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 6,955
    NAMI (CAPE COD & THE ISLANDS)
    5 MARK LANE
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 7,000
    NANTUCKET BOYS & GIRLS CLUB INC
    61 SPARKS AVENUE PO BOX 269
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 2,500
    NANTUCKET COMMUNITY MUSIC CENTER
    PO BOX 1352
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 2,500
    NANTUCKET COMMUNITY SAILING
    4 WINTER STREET
    NANTUCKET,MA02667     		  PUBLIC CHARITY DONATION 3,000
    NANTUCKET CONSERVATIONS FOUNDATION
    PO BOX 13
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 2,000
    NANTUCKET ELEMENTARY SCHOOL
    30 SURFSIDE ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 500
    NANTUCKET FAMILY & CHILDREN'S SERVICES
    20 VESPER LANE L-1
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,000
    NANTUCKET HISTORICAL ASSOCIATION
    PO BOX 1016
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,605
    NANTUCKET INTERFAITH COUNCIL
    2 MADAKET ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 3,400
    NATIONAL MARINE LIFE CENTER
    PO BOX 269
    BUZZARDS BAY,MA02532     		  PUBLIC CHARITY DONATION 2,500
    NAUSET REGIONAL MIDDLE SCHOOL
    70 ROUTE 28
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 5,000
    NAUSET REGIONAL SCHOOL DISTRICT
    PO BOX 5046
    NORTH EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 2,000
    NEW BEDFORD SYMPHONY ORCHESTRA
    PO BOX 2053
    NEW BEDFORD,MA02741     		  PUBLIC CHARITY DONATION 5,000
    ORAL HEALTH EXCELLENCE COLLABORATIVE
    115 ENTERPRISE ROAD
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 4,750
    ORLEANS ELEMENTARY
    46 ELDRIDGE PARKWAY
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,200
    ORLEANS IMPROVEMENT ASSOC
    PO BOX 1584
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,245
    OUTER CAPE HEALTH SERVICES
    PO BOX 1944
    NORTH EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 10,000
    PALLIATIVE & SUPPORTIVE CARE
    57 PROSPECT STREET
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 3,500
    PAYOMET PERFORMING ARTS
    PO BOX 1202
    TRURO,MA02666     		  PUBLIC CHARITY DONATION 1,750
    PC CONNECTION SALES CORP
    PO BOX 382808
    PITTSBURGH,PA15250     		  PUBLIC CHARITY DONATION 13,492
    PROVINCETOWN CENTER FOR COASTAL STUDIES
    225 BRADFORD STREET
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 10,000
    PROVINCETOWN INTERNATIONAL FILM FESTIVAL
    PO BOX 605
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 1,500
    PROVINCETOWN JAZZ FESTIVAL
    501 COMMERICAL STREET 2C
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 1,500
    PROVINCETOWN SCHOOL DISTRICT
    12 WINSLOW STREET
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 500
    PROVINCETOWN THEATRE FOUNDATION
    PO BOX 645
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 500
    RECOVERY WITHOUT WALLS INC
    PO BOX 591
    WEST FALMOUTH,MA02574     		  PUBLIC CHARITY DONATION 3,000
    SAIL CAPE COD INC
    PO BOX 1954
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,000
    SANDWICH FOOD PANTRY
    PO BOX 1824
    SANDWICH,MA02563     		  PUBLIC CHARITY DONATION 5,000
    SANDWICH SCHOOL DISTRICT
    260 QUAKER MEETINGHOUSE ROAD
    SANDWICH,MA02537     		  PUBLIC CHARITY DONATION 1,525
    SHEA'S YOUTH BASKETBALL ASSOC
    10 BLUE ROCK ROAD
    SOUTH YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 3,200
    SMALL FRIENDS ON NANTUCKET
    19 NOBADEER FARM ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 5,000
    SPAULDING REHABILITATION HOSPI
    311 SERVICE ROAD
    EAST SANDWICH,MA02537     		  PUBLIC CHARITY DONATION 2,800
    STONY BROOK ELEMENTARY
    384 UNDERPASS ROAD
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 500
    STURGIS SCHOOL
    427 MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,440
    SUSTAINABLE CAPE
    PO BOX 1004
    TRURO,MA02666     		  PUBLIC CHARITY DONATION 5,000
    SUSTAINABLE NANTUCKET
    PO BOX 1244
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,500
    SWIM ACROSS AMERICA
    14 BLUEBIRD LANE
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,000
    TEATICKET ELEMENTARY SCHOOL
    45 MARAVISTA AVENUE EXTENSION
    TEATICKET,MA02536     		  PUBLIC CHARITY DONATION 699
    THE CAPE COD CHORALE INC
    PO BOX 751
    SANDWICH,MA02563     		  PUBLIC CHARITY DONATION 750
    THE CAPE COD COLLABORATIVE
    418 BUMPS RIVER ROAD
    OSTERVILLE,MA02655     		  PUBLIC CHARITY DONATION 1,375
    THE CHILDRENS CENTER
    115 SISSON RD
    HARWICHPORT,MA02646     		  PUBLIC CHARITY DONATION 5,000
    THE FAMILY PANTRY CORPORATION
    133 QUEEN ANNE ROAD
    HARWICH,MA02645     		  PUBLIC CHARITY DONATION 16,000
    THE FAMILY PANTRY- DAMIEN'S PLACE
    3065 CRANBERRY HIGHWAY
    EAST WAREHAM,MA02538     		  PUBLIC CHARITY DONATION 5,000
    THE FARM INSTITUTE
    PO BOX 1868
    EDGARTOWN,MA02539     		  PUBLIC CHARITY DONATION 1,000
    THE FORSYTHE INSTITUTE
    254 FIRST STREET
    CAMBRIDGE,MA02412     		  PUBLIC CHARITY DONATION 2,000
    THE GLENNA KOHL FUND FOR HOPE
    PO BOX 171
    MARSTON MILLS,MA02648     		  PUBLIC CHARITY DONATION 1,850
    THORTON W BURGESS SOCIETY
    6 DISCOVERY HILL RD
    EAST SANDWICH,MA02537     		  PUBLIC CHARITY DONATION 7,500
    THREE BAY'S PRESERVATION INC
    PO BOX 215
    OSTERVILLE,MA02655     		  PUBLIC CHARITY DONATION 1,250
    TRAYSOR MUSEUM GROUP
    PO BOX 161
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 500
    TRURO HISTORICAL SOCIETY
    13 TRURO CENTER ROAD
    TRURO,MA02666     		  PUBLIC CHARITY DONATION 1,500
    WAREHAM MIDDLE SCHOOL
    4 VIKING DRIVE
    WAREHAM,MA02571     		  PUBLIC CHARITY DONATION 500
    WAREHAM HIGH SCHOOL
    7 VIKING DRIVE
    WAREHAM,MA02571     		  PUBLIC CHARITY DONATION 1,372
    WE CAN CORP
    535 MAIN STREET
    HARWICHPORT,MA02651     		  PUBLIC CHARITY DONATION 12,500
    WELLFLEET ELEMENTARY SCHOOL
    100 LAWRENCE ROAD
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 1,077
    WELLFLEET HARBOR ACTORS THEATRE INC
    PO BOX 797
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 1,500
    WELLFLEET PRESERVATION HALL INC
    PO BOX 3024
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 2,500
    WOODS HOLE FILM FESTIVAL
    PO BOX 624
    WOODS HOLE,MA02543     		  PUBLIC CHARITY DONATION 1,000
    YARMOUTH FOOD PANTRY
    90 BEACON STREET
    SOUTH YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 2,500
    ZEPHYR EDUCATION FOUNDATION
    54 WIDGEON ROAD
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 2,000
    Total .................................bullet 3a 663,750
    bApproved for future payment
    Total .................................bullet 3b 0
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 11
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ............     		    14 225  
    4 Dividends and interest from securities....     14 243,461  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property .............     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory .............     		    14 237,319  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. 0 481,005 0
    13Total. Add line 12, columns (b), (d), and (e)..................
    13481,005
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 12
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political
    Yes
    No
    organizations?
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.
    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer or fiduciary) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's namebullet



    Firm's addressbullet







         		Firm's EINbullet
    Phone no.
    Form 990-PF (2013)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors
    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.
    OMB No. 1545-0047
    2013
    Name of the organization
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    Employer identification number

    04-3423249
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ





    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......................... Arrow Bullet $  
    Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
    Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2013)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
    Page 2
    Name of organization
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST         		Employer identification number

    04-3423249
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    CAPE COD FIVE CENTS SAVINGS BANK
     

       
    19 WEST ROAD
     
    ORLEANS, MA02653

    		$20,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
    Page 3
    Name of organization
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST         		Employer identification number

    04-3423249
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
    Page 4
    Name of organization
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST         		Employer identification number

    04-3423249
    Part III
    Exclusively religious, charitable, etc., individual contributions to section 501(c)(7), (8), or (10) organizations
    that total more than $1,000 for the year. Complete columns (a) through (e) and the following line entry.
    For organizations completing Part III, enter the total of exclusively religious, charitable, etc.,
    contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

    Additional Data


    Software ID:  
    Software Version:  

    TY 2013 AccountingFeesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    AUDITING AND EXAMINATIONS 13,951 6,976   6,975

    TY 2013 AllOthProgRltdInvestmentsSch
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category Amount
    N/A 0

    TY 2013 InvestmentsCorpBondsSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Name of Bond End of Year Book Value End of Year Fair Market Value
    CORPORATE BONDS 1,777,735 1,777,735

    TY 2013 InvestmentsCorpStockSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Name of Stock End of Year Book Value End of Year Fair Market Value
    CORPORATE STOCK 6,996,095 6,996,095

    TY 2013 InvestmentsGovtObligationsSch
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    US Government Securities - End of Year Book Value:

    395,618
    US Government Securities - End of Year Fair Market Value:

    395,618
    State & Local Government Securities - End of Year Book Value:


    0
    State & Local Government Securities - End of Year Fair Market Value:


    0


    TY 2013 InvestmentsOtherSchedule2
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    MUTUAL FUNDS FMV 2,520,160 2,520,160
    CERTIFICATES OF DEPOSIT AT COST 1,500,000 1,500,000

    TY 2013 OtherAssetsSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    ACCRUED INTEREST RECEIVABLE 22,373 17,830 17,830


    TY 2013 OtherDecreasesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Amount
    DEFERRED FEDERAL EXCISE TAX 33,667
    COST BASIS VARIANCE IN REALIZED GAIN 133


    TY 2013 OtherExpensesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    ADVERTISING 7,235 0   7,235
    MISCELLANEOUS 524 524   0


    TY 2013 OtherIncreasesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Amount
    CURRENT YEAR CHANGE IN UNREALIZED GAIN ON SECURITIES 1,683,295


    TY 2013 OtherLiabilitiesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Beginning of Year - Book Value End of Year - Book Value
    ACCRUED EXPENSES 15,500 14,399
    DEFERRED TAXES 24,411 58,078


    TY 2013 OtherProfessionalFeesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    INVESTMENT ADVISORY FEES 47,669 47,669   0


    TY 2013 TaxesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FEDERAL TAXES 1,465 0   0
    FOREIGN TAXES 4,098 4,098   0