TY 2013 Form 990

- TIN:

Form990

Department of the Treasury
Internal Revenue Service

Return of Organization Exempt From Income Tax

Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except private foundations)

Do not enter Social Security numbers on this form as it may be made public. By law, the IRS

generally cannot redact the information on the form.

Information about Form 990 and its instructions is at www.IRS.gov/form990.

OMB No. 1545-0047

2013

Open to Public Inspection

A For the 2013 calendar year, or tax year beginning 01-01-2013 , 2013, and ending 12-31-2013

BCheck if applicable: Address change Name change Initial return Terminated Amended return Application pending

CName of organization
MUTUAL HOUSING ASSOCIATION OF SOUTH
CENTRAL CONNECTICUT INC

Doing Business As

Number and street (or P.O. box if mail is not delivered to street address)
235 GRAND AVENUE

Room/suite

City or town, state or province, country, and ZIP or foreign postal code
NEW HAVEN, CT06513

D Employer identification number

22-3237413

E Telephone number

G Gross receipts $ 7,716,502

F Name and address of principal officer:
SEILA MOSQUERA
235 GRAND AVENUE
NEW HAVEN,CT06513

Tax-exempt status: 501(c)(3) 501(c) ( ) LeftBullet

(insert no.) 4947(a)(1) or 527

Website:

WWW.NWNH.NET

H(a)

Is this a group return for
subordinates? Yes No

H(b)

Are all subordinates
included?

Yes No

If "No," attach a list. (see instructions)

H(c)

Group exemption number MediumBullet

K Form of organization: Corporation Trust Association Other MediumBullet

L Year of formation: 1992

M State of legal domicile: CT

Part I

Summary

1	Briefly describe the organization’s mission or most significant activities: TO DEVELOP, OWN AND MANAGE AFFORDABLE HOUSING; ENCOURAGE COMMUNITY INVOLVEMENT AND TO PREVENT AND ELIMINATE NEIGHBORHOOD DETERIORATION.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	13
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	13
5	Total number of individuals employed in calendar year 2013 (Part V, line 2a) ......	5	43
6	Total number of volunteers (estimate if necessary) .............	6	40
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	0
b	Net unrelated business taxable income from Form 990-T, line 34 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	1,371,679	4,387,920
9	Program service revenue (Part VIII, line 2g) .........	1,874,642	2,891,952
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	46,890	121,758
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	85,258	314,872
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)...................	3,378,469	7,716,502
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	0	0
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	1,000,391	1,083,104
16a	Professional fundraising fees (Part IX, column (A), line 11e).....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 124,202
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	2,079,064	2,569,067
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	3,079,455	3,652,171
19	Revenue less expenses. Subtract line 18 from line 12.......	299,014	4,064,331
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	30,441,349	33,842,477
21	Total liabilities (Part X, line 26).............	17,621,222	16,958,019
22	Net assets or fund balances. Subtract line 21 from line 20.....	12,820,127	16,884,458

Part II

Signature Block

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than officer) is based on all information of which preparer has any knowledge.

Sign Here

	Signature of officer	Date

	Type or print name and title

Paid Preparer Use Only

Print/Type preparer's name

Preparer's signature

Date

Check if
self-employed

PTIN

Firm's name MediumBullet

Firm's EIN MediumBullet

Firm's address MediumBullet

Phone no.

May the IRS discuss this return with the preparer shown above? (see instructions) ............YesNo

For Paperwork Reduction Act Notice, see the separate instructions.

Cat. No. 11282Y

Form 990 (2013)

Page 2

Part III

Statement of Program Service Accomplishments

Check if Schedule O contains a response or note to any line in this Part III ..............

Briefly describe the organization’s mission: TO DEVELOP, OWN AND OPERATE PERMANENTLY AFFORDABLE QUALITY HOUSING THAT BUILDS STRONG, HEALTHY AND VIBRANT COMMUNITIES THROUGH ACTIVE RESIDENT AND COMMUNITY PARTICIPATION AND LEADERSHIP.

Did the organization undertake any significant program services during the year which were not listed on
the prior Form 990 or 990-EZ? ...................... Yes No

If "Yes," describe these new services on Schedule O.

Did the organization cease conducting, or make significant changes in how it conducts, any program services? ............................ Yes No

If "Yes," describe these changes on Schedule O.

Describe the organization’s program service accomplishments for each of its three largest program services, as measured by expenses. Section 501(c)(3) and 501(c)(4) organizations are required to report the amount of grants and allocations to others, the total expenses, and revenue, if any, for each program service reported.


4a	(Code: ) (Expenses $ 1,027,971 including grants of $ ) (Revenue $ 1,569,107 )
	REAL ESTATE DEVELOPMENTTHE REAL ESTATE DEVELOPMENT DIVISION PROVIDES A SIGNIFICANT SOURCE OF NEIGHBORWORKS NEW HORIZONS ("NWNH")REVENUE THROUGH THE GENERATION OF DEVELOPER'S FEES UPON THE COMPLETION AND OCCUPANCY OF EACH DEVELOPMENT. REAL ESTATE DEVELOPMENT WORKS WITH MUNICIPALITIES ON SITE SELECTION, OBTAINS FUNDING COMMITMENTS, SELECTS GENERAL CONTRACTORS AND OVERSEES CONSTRUCTION.NEW HAVENFAIR HAVEN II - CLAY & POPLAR STREETS - 7 AFFORDABLE HOUSING UNITS:PREVIOUSLY SLATED TO BE A HOMEOWNERSHIP PROJECT, ADJACENT TO OUR FERRY MUTUAL DEVELOPMENT, THIS 7 UNIT REHAB PROJECT IS CURRENTLY SCHEDULED TO BE COMPLETED IN THE SUMMER OF 2014 AS A RENTAL DEVELOPMENT. HILL DEVELOPMENT - ROSETTE ST, HOWARD AVE, PUTNAM ST, HURLBURT ST, DAVENPORT AVE. - 65 UNITS, AFFORDABLE RENTAL HOUSING.:THE HILL DEVELOPMENT PROJECT CONSISTS OF UNITS NWNH PREVIOUSLY PURCHASED AFTER A LOCAL COMPANY WENT OUT OF BUSINESS. UNITS REQUIRE A RANGE OF IMPROVEMENTS FROM MINOR-MODERATE CAPITAL IMPROVEMENTS TO GUT REHABILITATION. CONSTRUCTION COMMENCED IN MAY 2013. APPROXIMATELY HALF OF THE UNITS WERE COMPLETED BY DECEMBER 31, 2013. WEST RIVER - 179 SCRANTON ST:A 2 UNIT MICRO HOME IS BEING CONSTRUCTED FOR SALE TO A QUALIFIED BUYER. THE PROJECT IS SCHEDULED TO BE COMPLETED IN THE SUMMER OF 2014.SOUTHINGTONWINTER GROVE - DARLING STREET - 40 UNITS OF AFFORDABLE HOUSING FOR SENIOR CITIZENS:WINTER GROVE IS 40 UNITS OF NEW CONSTRUCTION. CONSTRUCTION COMMENCED IN AUGUST 2013 AND IS SCHEDULED TO BE COMPLETED IN SEPTEMBER 2014. BRIDGEPORTELIAS HOWE - CLINTON AVENUE - 37 UNITS OF AFFORDABLE HOUSING FOR SENIOR CITIZENS:A RE-USE OF AN EXISTING BUILDING, ALL THE UNITS WILL BE SUBSIDIZED WITH RENTAL ASSISTANCE FROM THE LOCAL HOUSING AUTHORITY. PROJECT IS COMPLETE AND IN THE LEASE UP PHASE, EXPECTED TO BE FILLED IN AUGUST 2014.ST. PAUL'S COMMONS - SCATTERED SITE - 56 RENTAL UNITS:THIS IS A SCATTERED SITE LOW INCOME HOUSING TAX CREDIT PROJECT, INCLUDING 16 ELDERLY UNITS AND 12 SUPPORTIVE UNITS.NEW LONDONNSP III HOMEOWNERSHIP-ONE 2-FAMILY HOME:NWNH RECEIVED A CONTRACT IN THE SPRING OF 2012 TO PURCHASE, REHABILITATE 1 TWO-FAMILY HOME. CONSTRUCTION WILL BE COMPLETED IN SEPTEMBER 2013. THE PROPERTY WAS SOLD TO A QUALIFIED BUYER IN JANUARY 2014.NORWICH NSP III HOMEOWNERSHIP AND RENTAL - 5 UNITS:NWNH HAS ACQUIRED 37 PROSPECT AND 418 NORWICH AVENUE. 37 PROSPECT IS A SINGLE FAMILY HOMEOWNERSHIP. THE HOME WAS SOLD IN MAY 2014. 418 NORWICH AVENUE IS 4 UNITS OF RENTAL HOUSING. THE ESTIMATED COMPLETION DATE OF THIS HOME WAS DECEMBER 24, 2013. PEACHTREE APARTMENTS - 120 UNITS:NEW CONSTRUCTION OF A 120 UNIT APARTMENT COMPLEX CONSISTING OF TWO THREE STORY BUILDINGS WITHTEN PODS OF SIX UNITS EACH AND A COMMUNITY BUILDING.PAWCATUCKSPRUCE MEADOWS-100 SOUTH BROAD STREET - 43 RENTAL UNITS:THIS IS A NEW CONSTRUCTION DEVELOPMENT, WHICH WILL HAVE 2 THREE-STORY BUILDINGS AND ONE COMMUNITY BUILDING. WATERBURYGAFFNEY PLACE REVITALIZATION - GAFFNEY PLACE/CENTRAL AVE - 5 HOMEOWNERSHIP AND 5 RENTAL UNITS:THIS IS A TOTAL REVITALIZATION INCLUDING THE ACQUISITION AND REHAB OF 5 HISTORIC HOMES AND THE REDESIGN OF THE STREETSCAPE. CONSTRUCTION COMMENCED IN SEPTEMBER 2013.

4b	(Code: ) (Expenses $ 1,571,442 including grants of $ ) (Revenue $ 1,216,984 )
	PROPERTY MANAGEMENTTHIS DIVISION IS RESPONSIBLE FOR THE DAY TO DAY OPERATIONS OF THE PORTFOLIO WHICH ENCOMPASSES PHYSICAL PLANT AS WELL AS APPLICANT AND RESIDENT COMPLIANCE. NWNH'S PORTFOLIO, WHICH IS WORTH IN EXCESS OF $40 MILLION DOLLARS, CONSISTS OF 18 DEVELOPMENTS (OWNED OR MANAGED) WITH APPROXIMATELY 440 UNITS IN ANSONIA, BRANFORD, GUILFORD, HAMDEN, MILFORD, NEW HAVEN, NORWICH AND WATERBURY. COLLECTIVELY, MAINTENANCE EMPLOYEES ARE RESPONSIBLE FOR ROUTINE, EMERGENCY AND CAPITAL MAINTENANCE, CLEANING, GROUNDS AND COMMON AREAS, GENERAL UPKEEP, LANDSCAPING AND SUPERVISE AND SELECT THE VENDOR-CONTRACTED DUTIES SUCH AS SNOW REMOVAL. OCCUPANCY STAFF IS RESPONSIBLE FOR RESIDENT SELECTION, RENT COLLECTION, MARKETING UNITS TO MAINTAIN AN ACCEPTABLE OCCUPANCY LEVEL, INITIAL LEASE-UP OF NEW DEVELOPMENTS, RENT COLLECTION, RESPONDING TO RESIDENT REQUESTS SUCH AS TRANSFERS, REASONABLE ACCOMMODATION REQUESTS, FAIR HOUSING ISSUES AND THE ANNUAL INCOME RECERTIFICATION AND LEASE RENEWAL. NEW WAY HORIZON MUTUAL HOUSING - 730 GEORGE STREET, NEW HAVEN - 58 UNITS:COMMONLY KNOWN AS GEORGE STREET, IT IS OUR LARGEST PROPERTY. UNITS RANGE FROM 1 BEDROOM TO 4 BEDROOMS IN SIZE. THE BUILDING UNDERWENT A GUT REHAB IN 1996 AND IN 2013, THE LIMITED PARTNERSHIP INTEREST WAS PURCHASED BY NWNH. A CAPITAL NEEDS ASSESSMENT WILL BE PERFORMED TO ASCERTAIN FUTURE DEVELOPMENT NEEDS. HUBBARD WOODS MUTUAL HOUSING - APPLE TREE LANE, GUILFORD - 13 UNITS:THE DEVELOPMENT CONSISTS OF SEMI-DETACHED AND DETACHED SINGLE-FAMILY HOMES THAT WERE NEWLY CONSTRUCTED IN 1996. THESE HOMES CONTINUE TO BE AFFORDABLE IN A COMMUNITY WHERE HOUSING PRICES HAVE TRADITIONALLY BEEN AMONG THE HIGHEST IN THE NATION. NWNH PURCHASED THE LIMITED PARTNERSHIP INTEREST IN 2013. THE DEVELOPMENT WILL CONTINUE TO BE AFFORDABLE UNDER TOWN AND STATE MANDATES AND A CAPITAL NEEDS ASSESSMENT WILL DETERMINE A COURSE OF ACTION IN THE COMING YEARS.GUILFORD INTERFAITH HOUSING - SCATTERED SITES THROUGHOUT GUILFORD - 21 UNITS:BECAUSE OF OUR SUCCESS WITH THE HUBBARD WOODS DEVELOPMENT NWNH WAS INVITED BY THE GUILFORD INTERFAITH HOUSING CORPORATION TO DEVELOP 13 ADDITIONAL HOUSING UNITS, AND TO ACQUIRE AND RENOVATE EIGHT OTHER SCATTERED SITE HOMES. GILBERT AVENUE/DERBY AVENUE MUTUAL HOUSING - 145 ~153 GILBERT AVENUE, NEW HAVEN AND 80-82 DERBY AVENUE - 14 UNITS:NWNH REHABBED THREE BUILDINGS IN 2001, CREATING HOMES FOR TEN FAMILIES. THE PROPERTIES ARE CONTIGUOUS TO THE NEW WAY HORIZON MUTUAL HOUSING, AND SHARE A PLAYGROUND WITH NEW WAY HORIZON. IN 2004, NWNH REHABBED FOUR MORE UNITS ON DERBY AVENUE IN THE WEST RIVER NEIGHBORHOOD. BRANFORD INTERFAITH HOUSING - 146 N. IVY STREET, BRANFORD - 29 UNITS:IN 2001 NWNH ENTERED INTO AN AGREEMENT WITH BRANFORD INTERFAITH TO MANAGE A TOWNHOUSE COMPLEX. THE 29 UNITS WERE BUILT IN 1991 AND ARE BEING TAKEN "OFFLINE" AS THEY BECOME VACANT FOR COMPLETE REHAB, INCLUDING HVAC & APPLIANCE UPGRADES. SINCE THE SUMMER OF 2010, FOUR UNITS WERE FULLY REHABBED. ADDITIONALLY, THREE WATER HEATERS AND SEVEN BOILERS WERE REPLACED. THE PLAY-SCAPE HAS BEEN INSTALLED, REPLACING OBSOLETE PLAYGROUND EQUIPMENT. THE DEVELOPMENT HAS COMPLETED THE ENERGY EFFICIENCY AUDIT VIA THE HEALTHY HOMES INITIATIVE WITH HOPES THAT FUNDING WILL BE AVAILABLE THROUGH DECD OR DOH. VALLEY MUTUAL HOUSING - PERSHING DRIVE, ANSONIA -9 UNITS:NWNH REHABILITATED THREE HOUSES AND PROVIDED AFFORDABLE UNITS WITH OFF STREET PARKING BY TEARING DOWN TWO OTHER HOUSES IN 2004. THE DEVELOPMENT IS GOING THROUGH ENERGY EFFICIENCY AUDITS VIA THE HEALTHY HOMES INITIATIVE. THIS COMING YEAR WE WILL BE ASSESSING THE CAPITAL NEEDS OF THIS DEVELOPMENT. RICHARD STREET MUTUAL HOUSING - RICHARD STREET, NEW HAVEN - 20 UNITS:OCCUPIED IN THE LATER HALF OF 2005 THESE 2, 3 & 4 BEDROOM UNITS ARE IN REHABBED BUILDINGS ON ONE OF FAIR HAVEN'S QUIETER STREETS. PRESENTLY 43 PEOPLE RESIDE THERE, THE MAJORITY BEING SINGLE PARENT FAMILIES. WE RECEIVED A GRANT FROM NEIGHBORWORKS AMERICA TO RENOVATE SOME OF THE UNITS THAT NEED MAJOR REPAIRS.RICHARD STREET II - 7-9 & 15-17 RICHARD STREET, NEW HAVEN - 6 UNITS:OCCUPIED IN NOVEMBER 2010, RICHARD STREET II IS A CONTINUATION OF OUR RICHARD STREET DEVELOPMENT WHICH IS DESIGNED NOT ONLY TO PROVIDE MORE QUALITY AFFORDABLE HOUSING, BUT TO ELIMINATE BLIGHT IN A BLOCK WIDE AREA ON THE APPROACH TO OUR PRESENTLY OCCUPIED RICHARD STREET DEVELOPMENT. FERRY MUTUAL HOUSING - FERRY STREET, NEW HAVEN - 24 UNITS AND A FAMILY LEARNING CENTER:IN DECEMBER 2006, 24 RESIDENT FAMILIES BEGAN OCCUPANCY AND NWNH BEGAN HOSTING COMMUNITY MEETINGS, EVENTS, TRAININGS, CONFERENCES AND SUPPORT GROUPS IN THE LEARNING CENTER. BECAUSE OF ITS YOUTH, THE DEVELOPMENT IS NOT SCHEDULED FOR A THOROUGH CAPITAL NEEDS ASSESSMENT UNTIL 2013, BUT BECAUSE IT'S A MIX OF NEW CONSTRUCTION AND MAJOR REHAB, SOME OF THE OLDER BUILDINGS GENERATE MORE MAINTENANCE REQUESTS. WE HAVE EIGHT PROJECT BASED SECTION 8 UNITS AS WELL AS SIX SUPPORTIVE UNITS WITH NEW HAVEN HOME RECOVERY AS THE SERVICE PROVIDER.WILLOW MUTUAL HOUSING - 203-209, WILLOW ST., 103, 105 & 126 CHESTNUT STREET AND 240-242, 244-246, 248, 252-254 WILLOW STREET, WATERBURY - 33 UNITS:LOCATED IN THE HISTORIC OVERLOOK NEIGHBORHOOD THIS SUBSTANTIAL REHAB BROUGHT 33 UNITS FROM SUB-STANDARD TO QUALITY HOUSING STOCK. INTERIORS FEATURE SKYLIGHTS, GRANITE COUNTERTOPS AND BAY AND FLOOR TO CEILING WINDOWS THAT PROVIDE LIGHT, SUNNY VIEWS OF THE DOWNTOWN AREA IN THE VALLEY BELOW. THERE ARE 12 UNITS OF SUPPORTIVE HOUSING WITH NEW OPPORTUNITIES, INC. AS THE SERVICE PROVIDER. THE DEVELOPMENT IS IN PROCESS OF COMPLETING AN ENERGY EFFICIENCY AUDITS VIA THE HEALTHY HOMES INITIATIVE. KIRKHAM MUTUAL HOUSING - 63 KIRKHAM STREET. BRANFORD - 17 UNITS:THIS SENIOR HOUSING DEVELOPMENT SITS AMID A RESTORED VICTORIAN ERA GARDEN MAINTAINED BY THE BRANFORD GARDEN CLUB. THE DEVELOPMENT PROVIDES SENIORS THE OPPORTUNITY TO "AGE IN PLACE". EACH UNIT IS EQUIPPED WITH FEATURES THAT CAN BE RETROFITTED SHOULD THE RESIDENT BECOME DISABLED OR NEED LONG TERM CARE. SINKS AND VANITIES CAN BE LOWERED TO ACCOMMODATE WHEELCHAIRS AND DOORWAYS ARE WIDE ENOUGH TO HANDLE HOSPITAL BEDS. MAINTENANCE IS MINIMAL AND IS OF A ROUTINE NATURE OWING TO THE BUILDINGS NEWNESS. CANTERBURY GARDENS - 537~545 SHERMAN PARKWAY, NEW HAVEN - 34 UNITS:OCCUPIED IN 2009 THE DEVELOPMENT IS JUST OVER TWO YEARS OLD AND REQUIRES MINIMAL UPKEEP AND MAINTENANCE SINCE IT IS TOWNHOUSE STYLE WITH NO COMMON AREAS EXCEPT THE LAUNDRY ROOM AND COMMUNITY ROOM. DUE TO THE DEVELOPMENT'S LACK OF AGE WE WILL REVISIT THE CAPITAL NEEDS IN 2015.BETH-EL MUTUAL HOUSING - 85 NEW HAVEN AVENUE, MILFORD - 5 UNITS:FULL OCCUPANCY WAS ACHIEVED OCTOBER 2010. THE RESIDENTS ARE CLIENTS FROM THE BETH-EL CENTER, INC., WHERE EACH FAMILY RECEIVES A VARIETY OF SUPPORTIVE SERVICES. THE SITE NEEDED LARGE SCALE ENVIRONMENTAL REMEDIATION AFTER SOIL CONTAMINATION WAS FOUND DURING CONSTRUCTION. SINCE THIS IS A NEW DEVELOPMENT CAPITAL NEEDS WILL BE REVIEWED IN 2016.HIGHWOOD SQUARE - 943-953 DIXWELL AVENUE, HAMDEN - 27 UNITS:OUR SECOND DEVELOPMENT FOR AFFORDABLE ARTISAN HOUSING, HIGHWOOD SQUARE BEGAN ITS OCCUPANCY IN AUGUST 2011. IT SITS ON A 2.4 ACRE SITE THAT IS A MIX OF NEW CONSTRUCTION AND REHABILITATION OF EXISTING HISTORIC BUILDING INTO AN ARTS COMPLEX. THIS DEVELOPMENT NOT ONLY HELPS THE ARTISAN COMMUNITY OBTAINING HOUSING BUT HELPS THE TOWN OF HAMDEN FOCUS ON ITS REVITALIZING EFFORTS AS THIS DEVELOPMENT ALSO CONSISTS OF 6 COMMERCIAL SPACES. 500 BOSWELL AVENUE, NORWICH - 4 UNITS :OCCUPANCY BEGAN IN NOVEMBER 2010. THE RESIDENTS ARE PART OF A SUPPORTIVE HOUSING PROGRAM WITH RELIANCE HOUSE, INC. FAIR HAVEN MUTUAL HOUSING LP - NEW HAVEN - 44 SCATTERED SITE UNITS & 3 COMMERCIAL SPACES:THIS DEVELOPMENT CONSISTS OF 6 BUILDINGS THAT WERE REHABILITATED AS WELL AS 10 BUILDINGS OF NEW CONSTRUCTION, ALL OF WHICH ARE LEASED. IN ADDITION, THERE ARE THREE COMMERCIAL AREAS WHICH ARE AT STREET LEVEL ON GRAND AVENUE.NWNH HAS PARTNERED WITH THE HOUSING AUTHORITY OF THE CITY OF NEW HAVEN PROVIDING PROJECT BASED VOUCHERS FOR 20 UNITS, OF WHICH 9 ARE DESIGNATED FOR SUPPORTIVE. WE HAVE ENTERED INTO A MEMORANDUM OF UNDERSTANDING WITH NEW HAVEN HOME RECOVERY TO PROVIDE SUPPORTIVE SERVICES FOR THESE UNITS.

4c	(Code: ) (Expenses $ 639,821 including grants of $ ) (Revenue $ 105,861 )
	COMMUNITY ORGANIZINGTHE COMMUNITY DEVELOPMENT TEAM CONTINUES TO FOCUS ON UPLIFTING AND EMPOWERING RESIDENTS THROUGH EDUCATIONAL OPPORTUNITIES AND SERVICES. THE ORGANIZATION'S MISSION OF PROVIDING HOUSING COUPLED WITH A VARIETY OF EMPOWERMENT AND SUPPORT SERVICES IS ESSENTIAL TO NEIGHBORWORKS NEW HORIZONS' SUCCESS AND FOR THE STRENGTH OF ITS RESIDENT COMMUNITIES. NWNH COMMUNITY DEVELOPMENT STAFF CONTINUES TO PROMOTE THE "NEW HAVEN PROMISE" PROGRAM. THIS PROGRAM PROVIDES NEW HAVEN HIGH SCHOOL STUDENTS WITH THE OPPORTUNITY, GIVEN CERTAIN ACADEMIC AND ATTENDANCE CRITERIA, TO ATTEND COLLEGE WITH A SCHOLARSHIP. MARKETING MATERIALS WERE PROVIDED AND INFORMATION SESSIONS WERE HELD FOR RESIDENTS AND THEIR CHILDREN TO ENCOURAGE THEIR PARTICIPATION. IN THE UPCOMING YEAR, NWNH STAFF WILL CLOSELY FOLLOW AND SUPPORT FAMILIES WHO HAVE ENLISTED FOR THIS OPPORTUNITY. NWNH'S "READY-TO-RENT" CLASSES CONTINUED THROUGHOUT THE YEAR SERVING 90 PARTICIPANTS WHO RECEIVED INFORMATION AND LEARNED SKILLS REGARDING CREDIT, BUDGETING, AND BASIC TENANT AND LANDLORD LEGAL RIGHTS IN THE STATE OF CONNECTICUT. THIS CLASS AND SERVICE HELPS TO PROVIDE BETTER PREPARED TENANTS WITH THE CORRECT INFORMATION ON HOW TO REMAIN A TENANT IN GOOD STANDING AT OUR RESIDENCES OR ANYWHERE ELSE IN THE STATE. HOMEBUYER EDUCATION COURSES CONTINUED THIS YEAR PROVIDING 85 INDIVIDUALS WITH BASIC TOOLS AND KNOWLEDGE FOR A SUCCESSFUL FIRST-TIME HOME-BUYING EXPERIENCE. THE 8 CLASSES PROVIDED IN-DEPTH KNOWLEDGE OF THE PURCHASING PROCESS FROM PROSPECTING, THE SALES CONTRACT, THE IMPACT OF FICO CREDIT SCORES AND CREDIT REPAIR, THE MORTGAGE NOTE, AVOIDING PREDATORY LENDING, THE CLOSING AND SUSTAINING THE HOME AFTER PURCHASE BOTH FINANCIALLY AND PHYSICALLY. PRE- AND POST-PURCHASE COUNSELING IS ALSO AVAILABLE FROM OUR HUD CERTIFIED COUNSELORS. A TOTAL OF 32 PARTICIPANTS TOOK ADVANTAGE OF THE ONE-ON-ONE FINANCIAL COUNSELING THIS PAST YEAR, WITH 82% DECREASING THEIR EXPENSES AND 71% INCREASING THEIR CREDIT SCORES. BY THE END OF THE YEAR 16 PARTICIPANTS WERE DEEMED ELIGIBLE TO PURCHASE A HOME AND 15 PARTICIPANTS ACTUALLY PURCHASED A HOME IN 2013.NWNH CONTINUES TO OFFER RESIDENT SERVICES TO FAMILIES AND INDIVIDUALS RESIDING IN NWNH-MANAGED UNITS. THE FOCUS IS TO CONNECT FAMILIES AND INDIVIDUALS TO EMPOWERMENT, HEALTH, AND FINANCIAL OPPORTUNITIES THAT WILL IMPROVE THEIR QUALITY OF LIFE. THIS HAS ALSO ALLOWED THE AGENCY TO PROVIDE AN AFTER-SCHOOL AND STRENGTHEN OUR SUMMER PROGRAM FOR OUR RESIDENT YOUTH THAT IS BOTH EDUCATIONAL AND RECREATIONAL. THE RESIDENT SERVICES COORDINATORS ALSO SERVE TO ASSIST OUR RESIDENTS AND PROPERTY MANAGEMENT DEPARTMENT IMPROVE COMMUNICATION AND INTERVENE WHEN NECESSARY TO PROVIDE REFERRALS FOR SOCIAL SERVICES. NWNH ALSO PROVIDED, ONCE AGAIN, A SUMMER YOUTH PROGRAM FOR RESIDENTS AT TWO OF ITS LARGEST HOUSING COMMUNITIES. WE HELD A 5-WEEK SUMMER PROGRAM FOR YOUTH IN NEW HAVEN THAT INCLUDED EDUCATIONAL AND RECREATIONAL ACTIVITIES WHICH SERVED BETWEEN 70 YOUTH IN 2013.THE COMMUNITY DEVELOPMENT ALSO HELPED TO COORDINATE 21 RESIDENT OUTREACH AND ENGAGEMENT ACTIVITIES AND EVENTS THAT INCLUDED BLOCK WATCH MEETINGS, LEADERSHIP CLASSES, POTLUCKS, BUDGET COACHING, FINANCIAL LITERACY CLASSES, RECYCLING CAMPAIGNS, AND OTHER EDUCATIONAL AND RECREATIONAL ACTIVITIES.IN ADDITION, THE COMMUNITY DEVELOPMENT TEAM HELPED TO SUPPORT VOLUNTEERISM IN THE COMMUNITY THROUGH ITS RENT REBATE PROGRAM WHICH AWARDS A RENT CREDIT INCENTIVE TO RESIDENTS WHO VOLUNTEER A MINIMUM OF 20 HOURS PER YEAR. IN 2013, WE ISSUED 26 RESIDENTS REBATE VOUCHERS THAT AVERAGE $258 EACH. THREE OF NWNH'S COMMUNITY DEVELOPMENT STAFF EARNED THE FINANCIAL SOCIAL WORK CERTIFICATION DUE TO COLLABORATION WITH THE UNITED WAY. THIS PROGRAM TRAINS AND PREPARES STAFF TO BETTER ADVISE, COACH AND ASSIST RESIDENTS WHO ARE EXPERIENCING FINANCIAL CHALLENGES. THIS TRAINING OVERALL HAS HELPED TO SUPPORT OUR FINANCIAL LITERACY AND CAPABILITY INITIATIVES.

4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses3,239,234

Form 990 (2013)

Page 3

Part IV

Checklist of Required Schedules

Yes

Is the organization described in section 501(c)(3) or 4947(a)(1) (other than a private foundation)? If "Yes," complete Schedule A Click to see attachment

........................

Yes

Is the organization required to complete Schedule B, Schedule of Contributors (see instructions)? Click to see attachment

...

Yes

Did the organization engage in direct or indirect political campaign activities on behalf of or in opposition to candidates for public office? If "Yes," complete Schedule C, Part I..........

Section 501(c)(3) organizations. Did the organization engage in lobbying activities, or have a section 501(h) election in effect during the tax year? If "Yes," complete Schedule C, Part II........

Is the organization a section 501(c)(4), 501(c)(5), or 501(c)(6) organization that receives membership dues, assessments, or similar amounts as defined in Revenue Procedure 98-19? If "Yes," complete Schedule C,
Part III............................

Did the organization maintain any donor advised funds or any similar funds or accounts for which donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts? If "Yes," complete Schedule D, Part I Click to see attachment

........................

Did the organization receive or hold a conservation easement, including easements to preserve open space,
the environment, historic land areas, or historic structures? If "Yes," complete Schedule D, Part II Click to see attachment

...

Did the organization maintain collections of works of art, historical treasures, or other similar assets? If "Yes," complete Schedule D, Part III Click to see attachment

....................

Did the organization report an amount in Part X, line 21 for escrow or custodial account liability; serve as a custodian for amounts not listed in Part X; or provide credit counseling, debt management, credit repair, or debt negotiation services? If "Yes," complete Schedule D, Part IV Click to see attachment

..............

Did the organization, directly or through a related organization, hold assets in temporarily restricted endowments, permanent endowments, or quasi-endowments? If "Yes," complete Schedule D, Part V Click to see attachment

......

If the organization’s answer to any of the following questions is "Yes," then complete Schedule D, Parts VI, VII, VIII, IX, or X as applicable.

Did the organization report an amount for land, buildings, and equipment in Part X, line 10?
If "Yes," complete Schedule D, Part VI. Click to see attachment

...................

11a

Yes

Did the organization report an amount for investments—other securities in Part X, line 12 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VII Click to see attachment

.......

11b

Yes

Did the organization report an amount for investments—program related in Part X, line 13 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VIII Click to see attachment

.......

11c

Did the organization report an amount for other assets in Part X, line 15 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part IX Click to see attachment

............

11d

Yes

Did the organization report an amount for other liabilities in Part X, line 25? If "Yes," complete Schedule D, Part X Click to see attachment

11e

Yes

Did the organization’s separate or consolidated financial statements for the tax year include a footnote that addresses the organization’s liability for uncertain tax positions under FIN 48 (ASC 740)? If "Yes," complete Schedule D, Part X Click to see attachment

.........................

11f

Yes

12a

Did the organization obtain separate, independent audited financial statements for the tax year?
If "Yes," complete Schedule D, Parts XI and XII Click to see attachment

.................

12a

Was the organization included in consolidated, independent audited financial statements for the tax year? If "Yes," and if the organization answered "No" to line 12a, then completing Schedule D, Parts XI and XII is optional Click to see attachment

12b

Yes

Is the organization a school described in section 170(b)(1)(A)(ii)? If "Yes," complete Schedule E....

14a

Did the organization maintain an office, employees, or agents outside of the United States?.....

14a

Did the organization have aggregate revenues or expenses of more than $10,000 from grantmaking, fundraising, business, investment, and program service activities outside the United States, or aggregate foreign investments valued at $100,000 or more? If "Yes," complete Schedule F, Parts I and IV.........

14b

Did the organization report on Part IX, column (A), line 3, more than $5,000 of grants or other assistance to or for any foreign organization? If “Yes,” complete Schedule F, Parts II and IV

Did the organization report on Part IX, column (A), line 3, more than $5,000 of aggregate grants or other assistance to or for foreign individuals? If “Yes,” complete Schedule F, Parts III and IV...

Did the organization report a total of more than $15,000 of expenses for professional fundraising services on Part IX, column (A), lines 6 and 11e? If "Yes," complete Schedule G, Part I (see instructions)....

Did the organization report more than $15,000 total of fundraising event gross income and contributions on Part VIII, lines 1c and 8a? If "Yes," complete Schedule G, Part II............

Did the organization report more than $15,000 of gross income from gaming activities on Part VIII, line 9a? If "Yes," complete Schedule G, Part III...................

20a

Did the organization operate one or more hospital facilities? If "Yes," complete Schedule H....

20a

If "Yes" to line 20a, did the organization attach a copy of its audited financial statements to this return?

20b

Form 990 (2013)

Page 4

Part IV

Checklist of Required Schedules (continued)

Did the organization report more than $5,000 of grants or other assistance to any domestic organization or government on Part IX, column (A), line 1? If “Yes,” complete Schedule I, Parts I and II...

Did the organization report more than $5,000 of grants or other assistance to individuals in the United States on Part IX, column (A), line 2? If “Yes,” complete Schedule I, Parts I and III........

Did the organization answer "Yes" to Part VII, Section A, line 3, 4, or 5 about compensation of the organization’s current and former officers, directors, trustees, key employees, and highest compensated employees? If "Yes," complete Schedule J.......................

24a

Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was issued after December 31, 2002? If “Yes,” answer lines 24b through 24d and complete Schedule K. If “No,” go to line 25a................

24a

Did the organization invest any proceeds of tax-exempt bonds beyond a temporary period exception?...

24b

Did the organization maintain an escrow account other than a refunding escrow at any time during the year
to defease any tax-exempt bonds?......................

24c

Did the organization act as an "on behalf of" issuer for bonds outstanding at any time during the year?...

24d

25a

Section 501(c)(3) and 501(c)(4) organizations. Did the organization engage in an excess benefit transaction with a disqualified person during the year? If "Yes," complete Schedule L, Part I........

25a

Is the organization aware that it engaged in an excess benefit transaction with a disqualified person in a prior year, and that the transaction has not been reported on any of the organization’s prior Forms 990 or 990-EZ? If "Yes," complete Schedule L, Part I...................

25b

Did the organization report any amount on Part X, line 5, 6, or 22 for receivables from or payables to any current or former officers, directors, trustees, key employees, highest compensated employees, or disqualified persons? If so, complete Schedule L, Part II....................

Did the organization provide a grant or other assistance to an officer, director, trustee, key employee, substantial contributor or employee thereof, a grant selection committee member, or to a 35% controlled entity or family member of any of these persons? If "Yes," complete Schedule L, Part III.........

Was the organization a party to a business transaction with one of the following parties (see Schedule L, Part IV instructions for applicable filing thresholds, conditions, and exceptions):

A current or former officer, director, trustee, or key employee? If "Yes," complete Schedule L, Part IV ..........................

28a

A family member of a current or former officer, director, trustee, or key employee? If "Yes,"
complete Schedule L, Part IV.....................

28b

An entity of which a current or former officer, director, trustee, or key employee (or a family member thereof) was an officer, director, trustee, or direct or indirect owner? If "Yes," complete Schedule L, Part IV...

28c

Did the organization receive more than $25,000 in non-cash contributions? If "Yes," complete Schedule M..

Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions? If "Yes," complete Schedule M.............

Did the organization liquidate, terminate, or dissolve and cease operations? If "Yes," complete Schedule N,
Part I...........................

Did the organization sell, exchange, dispose of, or transfer more than 25% of its net assets? If "Yes," complete Schedule N, Part II......................

Did the organization own 100% of an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3? If "Yes," complete Schedule R, Part I........ Click to see attachment

Yes

Was the organization related to any tax-exempt or taxable entity? If "Yes," complete Schedule R, Part II, III, or IV, and Part V, line 1........................ Click to see attachment

Yes

35a

Did the organization have a controlled entity within the meaning of section 512(b)(13)?

35a

If ‘Yes’ to line 35a, did the organization receive any payment from or engage in any transaction with a controlled entity within the meaning of section 512(b)(13)? If "Yes," complete Schedule R, Part V, line 2...

35b

Section 501(c)(3) organizations. Did the organization make any transfers to an exempt non-charitable related organization? If "Yes," complete Schedule R, Part V, line 2............. Click to see attachment

Did the organization conduct more than 5% of its activities through an entity that is not a related organization and that is treated as a partnership for federal income tax purposes? If "Yes," complete Schedule R, Part VI Click to see attachment

Did the organization complete Schedule O and provide explanations in Schedule O for Part VI, lines 11b and 19? Note. All Form 990 filers are required to complete Schedule O. ............

Yes

Form 990 (2013)

Page 5

Part V

Statements Regarding Other IRS Filings and Tax Compliance

Check if Schedule O contains a response or note to any line in this Part V ..............

Yes

Enter the number reported in Box 3 of Form 1096 Enter -0- if not applicable ..

Enter the number of Forms W-2G included in line 1a. Enter -0- if not applicable .

Did the organization comply with backup withholding rules for reportable payments to vendors and reportable gaming (gambling) winnings to prize winners? ..................

Yes

Enter the number of employees reported on Form W-3, Transmittal of Wage and
Tax Statements, filed for the calendar year ending with or within the year covered by this return ..................

If at least one is reported on line 2a, did the organization file all required federal employment tax returns?
Note. If the sum of lines 1a and 2a is greater than 250, you may be required to e-file (see instructions)

Did the organization have unrelated business gross income of $1,000 or more during the year?...

If “Yes,” has it filed a Form 990-T for this year? If “No” to line 3b, provide an explanation in Schedule O...

At any time during the calendar year, did the organization have an interest in, or a signature or other authority over, a financial account in a foreign country (such as a bank account, securities account, or other financial account)?..........................

If "Yes," enter the name of the foreign country: MediumBullet

See instructions for filing requirements for Form TD F 90-22.1, Report of Foreign Bank and Financial Accounts.

Was the organization a party to a prohibited tax shelter transaction at any time during the tax year?..

Did any taxable party notify the organization that it was or is a party to a prohibited tax shelter transaction?

If "Yes," to line 5a or 5b, did the organization file Form 8886-T? ............

Does the organization have annual gross receipts that are normally greater than $100,000, and did the organization solicit any contributions that were not tax deductible as charitable contributions?...

If "Yes," did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible?........................

Organizations that may receive deductible contributions under section 170(c).

Did the organization receive a payment in excess of $75 made partly as a contribution and partly for goods and services provided to the payor?....................

If "Yes," did the organization notify the donor of the value of the goods or services provided?.....

Did the organization sell, exchange, or otherwise dispose of tangible personal property for which it was required to file Form 8282?...........................

If "Yes," indicate the number of Forms 8282 filed during the year ....

Did the organization receive any funds, directly or indirectly, to pay premiums on a personal benefit contract?............................

Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract?..

If the organization received a contribution of qualified intellectual property, did the organization file Form 8899 as required?............................

If the organization received a contribution of cars, boats, airplanes, or other vehicles, did the organization file a Form 1098-C?..........................

Sponsoring organizations maintaining donor advised funds and section 509(a)(3) supporting organizations. Did the supporting organization, or a donor advised fund maintained by a sponsoring organization, have excess business holdings at any time during the year?............

Sponsoring organizations maintaining donor advised funds.

Did the organization make any taxable distributions under section 4966?..........

Did the organization make a distribution to a donor, donor advisor, or related person?.......

Section 501(c)(7) organizations. Enter:

Initiation fees and capital contributions included on Part VIII, line 12 ...

10a

Gross receipts, included on Form 990, Part VIII, line 12, for public use of club facilities

10b

Section 501(c)(12) organizations. Enter:

Gross income from members or shareholders .........

11a

Gross income from other sources (Do not net amounts due or paid to other sources against amounts due or received from them.) ..........

11b

12a

Section 4947(a)(1) non-exempt charitable trusts. Is the organization filing Form 990 in lieu of Form 1041?

12a

If "Yes," enter the amount of tax-exempt interest received or accrued during the year. ....................

12b

Section 501(c)(29) qualified nonprofit health insurance issuers.

Is the organization licensed to issue qualified health plans in more than one state?
Note. See the instructions for additional information the organization must report on Schedule O.

13a

Enter the amount of reserves the organization is required to maintain by the states in which the organization is licensed to issue qualified health plans ....

13b

Enter the amount of reserves on hand ............

13c

14a

Did the organization receive any payments for indoor tanning services during the tax year?.....

14a

If "Yes," has it filed a Form 720 to report these payments? If "No," provide an explanation in Schedule O..

14b

Form 990 (2013)

Page 6

Part VI

Governance, Management, and Disclosure For each "Yes" response to lines 2 through 7b below, and for a "No" response to lines 8a, 8b, or 10b below, describe the circumstances, processes, or changes in Schedule O. See instructions.

Check if Schedule O contains a response or note to any line in this Part VI ..............

Section A. Governing Body and Management

Yes

Enter the number of voting members of the governing body at the end of the tax year .....................

If there are material differences in voting rights among members of the governing body, or if the governing body delegated broad authority to an executive committee or similar committee, explain in Schedule O.

Enter the number of voting members included in line 1a, above, who are independent ...................

Did any officer, director, trustee, or key employee have a family relationship or a business relationship with any other officer, director, trustee, or key employee? .................

Yes

Did the organization delegate control over management duties customarily performed by or under the direct supervision of officers, directors or trustees, or key employees to a management company or other person? .

Did the organization make any significant changes to its governing documents since the prior Form 990 was filed? ...........................

Did the organization become aware during the year of a significant diversion of the organization’s assets? .

Did the organization have members or stockholders? ................

Yes

Did the organization have members, stockholders, or other persons who had the power to elect or appoint one or more members of the governing body? ....................

Are any governance decisions of the organization reserved to (or subject to approval by) members, stockholders, or persons other than the governing body? ...................

Did the organization contemporaneously document the meetings held or written actions undertaken during the year by the following:

The governing body? .........................

Yes

Each committee with authority to act on behalf of the governing body? ............

Is there any officer, director, trustee, or key employee listed in Part VII, Section A, who cannot be reached at the organization’s mailing address? If "Yes," provide the names and addresses in Schedule O.......

Section B. Policies (This Section B requests information about policies not required by the Internal Revenue Code.)

Yes

10a

Did the organization have local chapters, branches, or affiliates? ............

10a

Yes

If "Yes," did the organization have written policies and procedures governing the activities of such chapters, affiliates, and branches to ensure their operations are consistent with the organization's exempt purposes?

10b

Yes

11a

Has the organization provided a complete copy of this Form 990 to all members of its governing body before filing the form? ............................

11a

Yes

Describe in Schedule O the process, if any, used by the organization to review this Form 990. .....

12a

Did the organization have a written conflict of interest policy? If "No," go to line 13.......

12a

Yes

Were officers, directors, or trustees, and key employees required to disclose annually interests that could give rise to conflicts? ..........................

12b

Yes

Did the organization regularly and consistently monitor and enforce compliance with the policy? If "Yes," describe in Schedule O how this was done.......................

12c

Yes

Did the organization have a written whistleblower policy? ...............

Yes

Did the organization have a written document retention and destruction policy? .........

Yes

Did the process for determining compensation of the following persons include a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision?

The organization’s CEO, Executive Director, or top management official ...........

15a

Yes

Other officers or key employees of the organization ................

15b

Yes

If "Yes" to line 15a or 15b, describe the process in Schedule O (see instructions).

16a

Did the organization invest in, contribute assets to, or participate in a joint venture or similar arrangement with a taxable entity during the year? ......................

16a

If "Yes," did the organization follow a written policy or procedure requiring the organization to evaluate its participation in joint venture arrangements under applicable federal tax law, and take steps to safeguard the organization’s exempt status with respect to such arrangements? ............

16b

Section C. Disclosure

List the States with which a copy of this Form 990 is required to be filed MediumBullet

Section 6104 requires an organization to make its Form 1023 (or 1024 if applicable), 990, and 990-T (501(c)(3)s only) available for public inspection. Indicate how you made these available. Check all that apply.

Own website Another's website Upon request Other (explain in Schedule O)

Describe in Schedule O whether (and if so, how) the organization made its governing documents, conflict of interest policy, and financial statements available to the public during the tax year.

State the name, physical address, and telephone number of the person who possesses the books and records of the organization:
MediumBullet

SEILA MOSQUERA235 GRAND AVENUENEW HAVENCT06513 (203) 562-4514

Form 990 (2013)

Page 7

Part VII

Compensation of Officers, Directors,Trustees, Key Employees, Highest Compensated Employees, and Independent Contractors

Check if Schedule O contains a response or note to any line in this Part VII ..............

Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees

1a Complete this table for all persons required to be listed. Report compensation for the calendar year ending with or within the organization’s tax year.
RoundBullet

List all of the organization’s current officers, directors, trustees (whether individuals or organizations), regardless of amount
of compensation. Enter -0- in columns (D), (E), and (F) if no compensation was paid.

List all of the organization’s current key employees, if any. See instructions for definition of "key employee."

List the organization’s five current highest compensated employees (other than an officer, director, trustee or key employee)
who received reportable compensation (Box 5 of Form W-2 and/or Box 7 of Form 1099-MISC) of more than $100,000 from the
organization and any related organizations.

List all of the organization’s former officers, key employees, or highest compensated employees who received more than $100,000
of reportable compensation from the organization and any related organizations.

List all of the organization’s former directors or trustees that received, in the capacity as a former director or trustee of the
organization, more than $10,000 of reportable compensation from the organization and any related organizations.

List persons in the following order: individual trustees or directors; institutional trustees; officers; key employees; highest
compensated employees; and former such persons.

Check this box if neither the organization nor any related organization compensated any current officer, director, or trustee.

(A) Name and Title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)		(D) Reportable compensation from the organization (W- 2/1099-MISC)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and Title
(1) ESTHER BRACKEN........................................................................ BOARD MEMBER	.50 ........................50	X		0	0	0
(2) JOSE LOPEZ........................................................................ BOARD MEMBER	.50 .......................	X		0	0	0
(3) DOUGLAS GOLDNER........................................................................ BOARD MEMBER	.50 ........................50	X		0	0	0
(4) KIMBERLY A MCEWEN........................................................................ BOARD MEMBER	.50 .......................	X		0	0	0
(5) CARL NORBECK........................................................................ BOARD MEMBER	.50 .......................	X		0	0	0
(6) KIM STREATER........................................................................ BOARD MEMBER	.50 ........................50	X		0	0	0
(7) PATRICK G WITHERIL........................................................................ BOARD MEMBER	.50 .......................	X		0	0	0
(8) WILLIAM M ABENE........................................................................ BOARD MEMBER	.50 ........................50	X		0	0	0
(9) VANESSA CALIX........................................................................ BOARD MEMBER	.50 .......................	X		0	0	0
(10) MICHAEL D HAWES........................................................................ BOARD MEMBER	.50 .......................	X		0	0	0
(11) SUSAN FARRICIELLI........................................................................ SECRETARY	.50 ........................50		X	0	0	0
(12) PETER MOSBACHER........................................................................ TREASURER	.50 .......................		X	0	0	0
(13) EDWARD SEIBERT........................................................................ PRESIDENT	.50 ........................50		X	0	0	0
(14) SEILA MOSQUERA........................................................................ EXECUTIVE DIRECTOR	40.00 ........................50		X	95,749	0	1,202
(15) BONNIE BALLANTYNE........................................................................ DIRECTOR OF FINANCE	40.00 ........................50		X	84,757	0	9,665

Form 990 (2013)

Page 8

Part VII

Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees (continued)

(A) Name and Title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)						(D) Reportable compensation from the organization (W- 2/1099-MISC)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and Title

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)............	180,506	0	10,867

Total number of individuals (including but not limited to those listed above) who received more than $100,000 of reportable compensation from the organization MediumBullet

Yes

Did the organization list any former officer, director or trustee, key employee, or highest compensated employee on line 1a? If "Yes," complete Schedule J for such individual ..............

For any individual listed on line 1a, is the sum of reportable compensation and other compensation from the organization and related organizations greater than $150,000? If "Yes," complete Schedule J for such individual...........................

Did any person listed on line 1a receive or accrue compensation from any unrelated organization or individual for services rendered to the organization? If "Yes," complete Schedule J for such person ........

Section B. Independent Contractors

Complete this table for your five highest compensated independent contractors that received more than $100,000 of compensation from the organization. Report compensation for the calendar year ending with or within the organization’s tax year.

(A) Name and business address	(B) Description of services	(C) Compensation
GDA CONSULTANTS LLC167 DWIGHT ROAD SUITE 302LONGMEADOWMA01106	ARCHITECTURAL	151,490




2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 1

Form 990 (2013)

Page 9

Part VIII

Statement of Revenue

Check if Schedule O contains a response or note to any line in this Part VIII .............

				(A) Total revenue	(B) Related or exempt function revenue	(C) Unrelated business revenue	(D) Revenue excluded from tax under sections 512-514
1a	Federated campaigns..1a
b	Membership dues....1b
c	Fundraising events....1c
d	Related organizations...1d
e	Government grants (contributions)1e		4,004,861

f	All other contributions, gifts, grants, and similar amounts not included above1f		383,059

g	Noncash contributions included in lines 1a-1f:$
h	Total. Add lines 1a-1f.......			4,387,920
			Business Code
2a	DEVELOPER FEES		531390	1,569,107	1,569,107
b	LOW-INCOME HOUSING REN		531110	848,236	848,236
c	PROPERTY MANAGEMENT FE		531310	331,327	331,327
d	ORGANIZER FEES		532000	105,861	105,861
e	APPLICATION FEES		531110	37,421	37,421
f	All other program service revenue .
g	Total. Add lines 2a–2f........			2,891,952
3	Investment income (including dividends, interest, and other similar amounts).......			121,758			121,758
4	Income from investment of tax-exempt bond proceeds..
5	Royalties...........
		(i) Real	(ii) Personal
6a	Gross rents
b	Less: rental expenses
c	Rental income or (loss)
d	Net rental income or (loss).......
		(i) Securities	(ii) Other
7a	Gross amount from sales of assets other than inventory
b	Less: cost or other basis and sales expenses
c	Gain or (loss)
d	Net gain or (loss)..........
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ..
	a
b	Less: direct expenses ...b
c	Net income or (loss) from fundraising events..
9a	Gross income from gaming activities. See Part IV, line 19 ...
	a
b	Less: direct expenses ...b
c	Net income or (loss) from gaming activities...
10a	Gross sales of inventory, less returns and allowances .
	a
b	Less: cost of goods sold ..b
c	Net income or (loss) from sales of inventory..
Miscellaneous Revenue			Business Code
11a	INSURANCE PROCEEDS		531390	199,779			199,779
b	MISCELLANEOUS		531390	98,932			98,932
c	LEAD ABATEMENT FUNDS		531390	16,161			16,161
d	All other revenue ....
e	Total. Add lines 11a–11d ......			314,872
12	Total revenue. See Instructions......			7,716,502	2,891,952	0	436,630

Form 990 (2013)

Page 10

Part IX

Statement of Functional Expenses

Section 501(c)(3) and 501(c)(4) organizations must complete all columns. All other organizations must complete column (A).Check if Schedule O contains a response or note to any line in this Part IX ...............

Do not include amounts reported on lines 6b, 7b, 8b, 9b, and 10b of Part VIII.		(A) Total expenses	(B) Program service expenses	(C) Management and general expenses	(D) Fundraising expenses
1	Grants and other assistance to governments and organizations in the United States. See Part IV, line 21
2	Grants and other assistance to individuals in the United States. See Part IV, line 22
3	Grants and other assistance to governments, organizations, and individuals outside the United States. See Part IV, lines 15 and 16
4	Benefits paid to or for members
5	Compensation of current officers, directors, trustees, and key employees ....	181,361	89,703	40,562	51,096
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) ....
7	Other salaries and wages	677,912	542,329	81,350	54,233
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....
9	Other employee benefits .......	223,831	179,066	26,859	17,906
10	Payroll taxes ...........
11	Fees for services (non-employees):
a	Management ......	48,192	48,192
b	Legal .........
c	Accounting ...........
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O) ........	96,117	64,278	31,839
12	Advertising and promotion ....
13	Office expenses .......	29,434	22,411	7,023
14	Information technology ......
15	Royalties ..
16	Occupancy ...........
17	Travel ............	10,593	7,945	2,648
18	Payments of travel or entertainment expenses for any federal, state, or local public officials ......
19	Conferences, conventions, and meetings ....
20	Interest ...........	337,164	337,164
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization .....	468,987	468,987
23	Insurance ..............	279,379	225,077	54,302
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	CONTRIBUTION	611,316	611,316
b	REAL ESTATE TAXES	205,746	203,922	1,824
c	UTILITIES	128,846	126,832	2,014
d	REPAIRS & MAINTENANCE	96,570	92,781	3,789
e	All other expenses	256,723	219,231	36,525	967
25	Total functional expenses. Add lines 1 through 24e	3,652,171	3,239,234	288,735	124,202
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

Form 990 (2013)

Page 11


				(A) Beginning of year		(B) End of year
1	Cash–non-interest-bearing .............			80,443	1	227,023
2	Savings and temporary cash investments .........			77,621	2	359,400
3	Pledges and grants receivable, net ...........				3
4	Accounts receivable, net .............			391,292	4	506,648
5	Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of Schedule L ..................
					5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations (see instructions) Complete Part II of Schedule L
					6
7	Notes and loans receivable, net .............			6,061,149	7	6,249,931
8	Inventories for sale or use ..............				8
9	Prepaid expenses and deferred charges ..........			25,184	9	29,356
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	14,114,717
b	Less: accumulated depreciation .....	10b	2,615,295	11,908,901	10c	11,499,422
11	Investments—publicly traded securities ..........				11
12	Investments—other securities. See Part IV, line 11 .....			5,947,953	12	8,713,157
13	Investments—program-related. See Part IV, line 11 .....				13
14	Intangible assets ...............			71,479	14	146,016
15	Other assets. See Part IV, line 11 ...........			5,877,327	15	6,111,524
16	Total assets. Add lines 1 through 15 (must equal line 34)......			30,441,349	16	33,842,477
17	Accounts payable and accrued expenses .........			1,487,424	17	1,943,692
18	Grants payable .................				18
19	Deferred revenue ................				19
20	Tax-exempt bond liabilities .............				20
21	Escrow or custodial account liability. Complete Part IV of Schedule D..				21
22	Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..........				22
23	Secured mortgages and notes payable to unrelated third parties ..			15,890,709	23	14,791,704
24	Unsecured notes and loans payable to unrelated third parties ....				24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17-24). Complete Part X of Schedule D....................			243,089	25	222,623
26	Total liabilities. Add lines 17 through 25.........			17,621,222	26	16,958,019
	Organizations that follow SFAS 117 (ASC 958), check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets ..............			11,098,068	27	15,170,531
28	Temporarily restricted net assets ...........			39,437	28	31,305
29	Permanently restricted net assets ...........			1,682,622	29	1,682,622
	Organizations that do not follow SFAS 117 (ASC 958), check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds ........				30
31	Paid-in or capital surplus, or land, building or equipment fund .....				31
32	Retained earnings, endowment, accumulated income, or other funds				32
33	Total net assets or fund balances ...........			12,820,127	33	16,884,458
34	Total liabilities and net assets/fund balances ........			30,441,349	34	33,842,477

Form 990 (2013)

Page 12

Part XI

Reconcilliation of Net Assets

Check if Schedule O contains a response or note to any line in this Part XI ..............

Total revenue (must equal Part VIII, column (A), line 12) ............

7,716,502

Total expenses (must equal Part IX, column (A), line 25) ............

3,652,171

Revenue less expenses. Subtract line 2 from line 1 ..............

4,064,331

Net assets or fund balances at beginning of year (must equal Part X, line 33, column (A)) ..

12,820,127

Net unrealized gains (losses) on investments ...............

Donated services and use of facilities .................

Investment expenses .....................

Prior period adjustments .....................

Other changes in net assets or fund balances (explain in Schedule O) ........

Net assets or fund balances at end of year. Combine lines 3 through 9 (must equal Part X, line 33, column (B))

16,884,458

Part XII

Financial Statements and Reporting

Check if Schedule O contains a response or note to any line in this Part XII .............

Yes

Accounting method used to prepare the Form 990: Cash Accrual Other
If the organization changed its method of accounting from a prior year or checked "Other," explain in
Schedule O.

Were the organization’s financial statements compiled or reviewed by an independent accountant?

If ‘Yes,’ check a box below to indicate whether the financial statements for the year were compiled or reviewed on a separate basis, consolidated basis, or both:

Separate basis Consolidated basis Both consolidated and separate basis

Were the organization’s financial statements audited by an independent accountant?

Yes

If ‘Yes,’ check a box below to indicate whether the financial statements for the year were audited on a separate basis, consolidated basis, or both:

Separate basis Consolidated basis Both consolidated and separate basis

If "Yes," to line 2a or 2b, does the organization have a committee that assumes responsibility for oversight of the audit, review, or compilation of its financial statements and selection of an independent accountant?

Yes

If the organization changed either its oversight process or selection process during the tax year, explain in Schedule O.

As a result of a federal award, was the organization required to undergo an audit or audits as set forth in the Single Audit Act and OMB Circular A-133?

Yes

If "Yes," did the organization undergo the required audit or audits? If the organization did not undergo the required audit or audits, explain why in Schedule O and describe any steps taken to undergo such audits.

Yes

Form 990 (2013)

Form 990, Special Condition Description:

Special Condition Description

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.

Attach to Form 990 or Form 990-EZ. right arrow

See separate instructions.
right arrow

Information about Schedule A (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public
Inspection

Name of the organization

MUTUAL HOUSING ASSOCIATION OF SOUTH
CENTRAL CONNECTICUT INC

Employer identification number

22-3237413

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions.

The organization is not a private foundation because it is: (For lines 1 through 11, check only one box.)

A church, convention of churches, or association of churches described in section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E.)

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in

section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An organization that normally receives: (1) more than 331/3% of its support from contributions, membership fees, and gross

receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of

its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses

acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. See section 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box that describes the type of supporting organization and complete lines 11e through 11h.

Type I

Type II

Type III - Functionally integrated

Type III - Non-functionally integrated

By checking this box, I certify that the organization is not controlled directly or indirectly by one or more disqualified persons other than foundation managers and other than one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2).

If the organization received a written determination from the IRS that it is a Type I, Type II, or Type III supporting organization, check this box ..................................................

Since August 17, 2006, has the organization accepted any gift or contribution from any of the
following persons?

(i) A person who directly or indirectly controls, either alone or together with persons described in (ii)

Yes

and (iii) below, the governing body of the supported organization? ................

11g(i)

(ii) A family member of a person described in (i) above? ......................

11g(ii)

(iii) A 35% controlled entity of a person described in (i) or (ii) above? ................

11g(iii)

Provide the following information about the supported organization(s).

(i) Name of supported organization	(ii) EIN	(iv) Is the organization in col. (i) listed in your governing document?		(v) Did you notify the organization in col. (i) of your support?		(vi) Is the organization in col. (i) organized in the U.S.?		(vii) Amount of monetary support
(i) Name of supported organization	(ii) EIN	Yes	No	Yes	No	Yes	No	(vii) Amount of monetary support


Total

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990EZ.

Cat. No. 11285F

Schedule A (Form 990 or 990-EZ) 2013

Page 2

Part II

Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization fails to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2009	(b) 2010	(c) 2011	(d) 2012	(e) 2013	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") ....	1,882,889	3,061,469	2,791,475	1,371,679	4,387,920	13,495,432
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf.......
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3	1,882,889	3,061,469	2,791,475	1,371,679	4,387,920	13,495,432
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f)..						458,997
6	Public support. Subtract line 5 from line 4.						13,036,435

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2009	(b) 2010	(c) 2011	(d) 2012	(e) 2013	(f) Total
7	Amounts from line 4..	1,882,889	3,061,469	2,791,475	1,371,679	4,387,920	13,495,432
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...	82,145	83,501	96,404	444,231	121,758	828,039
9	Net income from unrelated business activities, whether or not the business is regularly carried on..
10	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)..	40,967	36,552	48,950	85,258	314,872	526,599
11	Total support (Add lines 7 through 10).						14,850,070

Gross receipts from related activities, etc. (see instructions) ..................

3,269,868

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization, check this box and stop here................................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2013 (line 6, column (f) divided by line 11, column (f)) .........

87.790 %

Public support percentage for 2012 Schedule A, Part II, line 14 ...............

88.160 %

16a

33 1/3% support test—2013. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ....................... right arrow

33 1/3% support test—2012. If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2013. If the organization did not check a box on line 13, 16a, or 16b, and line 14
is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain
in Part IV how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported
organization ..................................................... right arrow

10%-facts-and-circumstances test—2012. If the organization did not check a box on line 13, 16a, 16b, or 17a, and line
15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here.
Explain in Part IV how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly
supported organization ................................................ right arrow

Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions ..................................................... right arrow

Schedule A (Form 990 or 990-EZ) 2013

Page 3

Part III

Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 9 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2009	(b) 2010	(c) 2011	(d) 2012	(e) 2013	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose......
3	Gross receipts from activities that are not an unrelated trade or business under section 513..
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5	The value of services or facilities furnished by a governmental unit to the organization without charge..
6	Total. Add lines 1 through 5.
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons...
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.
c	Add lines 7a and 7b..
8	Public support (Subtract line 7c from line 6.)

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2009	(b) 2010	(c) 2011	(d) 2012	(e) 2013	(f) Total
9	Amounts from line 6...
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c	Add lines 10a and 10b.
11	Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.) ..
13	Total support. (Add lines 9, 10c, 11, and 12.)..

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization,
check this box and stop here............................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2013 (line 8, column (f) divided by line 13, column (f)) .........

Public support percentage from 2012 Schedule A, Part III, line 15 ...............

Section D. Computation of Investment Income Percentage

Investment income percentage for 2013 (line 10c, column (f) divided by line 13, column (f)) ......

Investment income percentage from 2012 Schedule A, Part III, line 17 .............

19a

33 1/3% support tests—2013. If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ........ right arrow

33 1/3% support tests—2012. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ..... right arrow

Private foundation. If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions ..... right arrow

Schedule A (Form 990 or 990-EZ) 2013

Page 4

Part IV

Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; and Part III, line 12. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Explanation

Schedule A (Form 990 or 990-EZ) 2013

Additional Data

Software ID:
Software Version:

- TIN:

Schedule B
(Form 990, 990-EZ,
or 990-PF)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Name of the organization

MUTUAL HOUSING ASSOCIATION OF SOUTH
CENTRAL CONNECTICUT INC

Employer identification number

22-3237413

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, $5,000 or more (in money or
property) from any one contributor. Complete Parts I and II.

Special Rules

For a section 501(c)(3) organization filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi) and received from any one contributor, during the year, a contribution of the
greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For a section 501(c)(7), (8), or (10) organization filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 for use exclusively for religious, charitable,
scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and
III.

For a section 501(c)(7), (8), or (10) organization filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions for use exclusively for religious, charitable, etc., purposes, but these contributions did
not total more than $1,000. If this box is checked, enter here the total contributions that were received during
the year for an exclusively religious, charitable, etc., purpose. Do not complete any of the parts unless the General Rule
applies to this organization because it received nonexclusively religious, charitable, etc., contributions of $5,000 or more
during the year ......................... Arrow Bullet

Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Page 2

Name of organization MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC

Part I	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
RESTRICTED	RESTRICTED RESTRICTED RESTRICTED RESTRICTED, RESTRICTEDRESTRICTED	$RESTRICTED	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Page 3

Name of organization MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Page 4

Name of organization
MUTUAL HOUSING ASSOCIATION OF SOUTH
CENTRAL CONNECTICUT INC

Employer identification number

22-3237413

Part III

Exclusively religious, charitable, etc., individual contributions to section 501(c)(7), (8), or (10) organizations
that total more than $1,000 for the year. Complete columns (a) through (e) and the following line entry.
For organizations completing Part III, enter the total of exclusively religious, charitable, etc.,
contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet

$
Use duplicate copies of Part III if additional space is needed.

(a) No.
from
Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," to Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b
SchDMd Bullet

Attach to Form 990. SchDMd Bullet

See separate instructions. SchDMd Bullet

Information about Schedule D (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public Inspection

Name of the organization

MUTUAL HOUSING ASSOCIATION OF SOUTH
CENTRAL CONNECTICUT INC

Employer identification number

22-3237413

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" to Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate contributions to (during year) ...
3	Aggregate grants from (during year) .....
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised
funds are the organization's property, subject to the organization's exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be
used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements. Complete if the organization answered "Yes" to Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements .......................	2a
b	Total acreage restricted by conservation easements ..................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 8/17/06, and not on a historic structure listed in the National Register ....................	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during
the tax year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and
enforcement of the conservation easements it holds? .............................

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, and enforcing conservation easements during the year
SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, and enforcing conservation easements during the year
SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .......................................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" to Form 990, Part IV, line 8.

If the organization elected, as permitted under SFAS 116 (ASC 958), not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under SFAS 116 (ASC 958), to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenues included in Form 990, Part VIII, line 1 ........................ SchDMd Bullet

(ii)

Assets included in Form 990, Part X .............................. SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under SFAS 116 (ASC 958) relating to these items:

Revenues included in Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2013

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?........

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" to Form 990,
Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No

If "Yes," explain the arrangement in Part XIII and complete the following table:


c	Beginning balance .................................	1c
d	Additions during the year ..............................	1d
e	Distributions during the year .............................	1e
f	Ending balance ...................................	1f

Did the organization include an amount on Form 990, Part X, line 21? .....................

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ........

Part V

Endowment Funds. Complete if the organization answered "Yes" to Form 990, Part IV, line 10.

		b (c)Two years back	(d)Three years back	(e)Four years back
1a	Beginning of year balance ....	2,291,637	1,814,137	1,814,137
b	Contributions ........		477,500
c	Net investment earnings, gains, and losses
d	Grants or scholarships .....
e	Other expenditures for facilities and programs ........	2,291,637
f	Administrative expenses ....
g	End of year balance ......		2,291,637	1,814,137

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment SchDMd Bullet

Permanent endowment SchDMd Bullet

Temporarily restricted endowment SchDMd Bullet

The percentages in lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) unrelated organizations ........................

3a(i)

(ii) related organizations ........................

3a(ii)

If "Yes" to 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(b)Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value
1a	Land .................	1,282,841		1,282,841
b	Buildings ................	10,465,716	836,603	9,629,113
c	Leasehold improvements ............	1,960,483	1,503,631	456,852
d	Equipment ................	405,677	275,061	130,616
e	Other .................
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).).......				11,499,422

Schedule D (Form 990) 2013

Page 3

Part VII

InvestmentsOther Securities. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b)Book value	(c) Method of valuation: Cost or end-of-year market value
(1)Financial derivatives
(2)Closely-held equity interests
(3)Other (A) GEORGE STREET MUTUAL HOUSING LP	815,588	C
(B) HUBBARD WOODS MUTUAL HOUSING LP	12,265	C
(C) GUILFORD INTERFAITH MUTUAL HOUSING LP	69,591	C
(D) RICHARD STREET LP	153,700	C
(E) FERRY MUTUAL HOUSING LP	12	C
(F) WILLOW MUTUAL HOUSING LP	938,736	C
(G) KIRKHAM MUTUAL HOUSING LP	9	C
(H) HIGHWOOD SQUARE MUTUAL HOUSING LP	1,233,565	C
(I) HILL ASSOCIATES LP	2,263,212	C
(J) FAIR HAVEN MUTUAL HOUSING LP	1,278,100	C
(K) ARLOW LLC	1,948,379	C
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)	8,713,157

Part VIII

InvestmentsProgram Related. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment		(b) Book value	(c) Method of valuation: Cost or end-of-year market value









Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value
(1) CONSTRUCTION IN PROGRESS				3,629,572
(2) RESIDENT SECURITY DEPOSITS				51,899
(3) RESTRICTED CASH (ESCROWS)				210,811
(4) OTHER ASSETS				2,830
(5) DUE TO /FROM AFFILIATES				377,618
(6) DEVELOPER FEE RECEIVABLE				1,059,479
(7) OTHER RECEIVABLES				107,690
(8) ACCRUED INTEREST RECEIVABLE				671,625

Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........				6,111,524

Part X

Other Liabilities. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability		(b) Book value
Federal income taxes
MEMBERSHIP FEES		142,364
INTEREST RATE SWAP		19,458
SECURITY DEPOSITS		52,961
CAPITAL LEASE		7,840





Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)		222,623
2. Liability for uncertain tax positions In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII ..................................................

Schedule D (Form 990) 2013

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return Complete if the organization answered 'Yes' to Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......		1
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains on investments ..........	2a
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d .....................		2e
3	Subtract line 2e from line 1.....................		3
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b.......................		4c
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......		5

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' to Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........		1
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities ..........	2a
b	Prior year adjustments ..............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d......................		2e
3	Subtract line 2e from line 1.....................		3
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ............	4b
c	Add lines 4a and 4b.......................		4c
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......		5

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b;
Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
PART X, LINE 2:	THE ORGANIZATION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH THE INCOME TAX TOPIC OF THE FINANCIAL ACCOUNTING STANDARDS BOARD ACCOUNTING STANDARDS CODIFICATION ("FASB ASC"). THE ORGANIZATION FILES FEDERAL TAX RETURNS, WHICH REPRESENT THE MAJOR TAX JURISDICTION OF THE ORGANIZATION. FEDERAL TAX YEARS 2010 THROUGH 2013 REMAIN OPEN FOR AUDIT UNDER THE VARIOUS STATUES OF LIMITATIONS. AT DECEMBER 31, 2013, THE ORGANIZATION BELIEVES THAT THERE ARE NO UNCERTAIN TAX POSITIONS WITH ANY OF ITS OPEN TAX YEARS.

Return Reference

Explanation

PART X, LINE 2:

THE ORGANIZATION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH THE INCOME TAX TOPIC OF THE FINANCIAL ACCOUNTING STANDARDS BOARD ACCOUNTING STANDARDS CODIFICATION ("FASB ASC"). THE ORGANIZATION FILES FEDERAL TAX RETURNS, WHICH REPRESENT THE MAJOR TAX JURISDICTION OF THE ORGANIZATION. FEDERAL TAX YEARS 2010 THROUGH 2013 REMAIN OPEN FOR AUDIT UNDER THE VARIOUS STATUES OF LIMITATIONS. AT DECEMBER 31, 2013, THE ORGANIZATION BELIEVES THAT THERE ARE NO UNCERTAIN TAX POSITIONS WITH ANY OF ITS OPEN TAX YEARS.

Schedule D (Form 990) 2013

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Information about Schedule O (Form 990 or 990-EZ) and its instructions is at
www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public
Inspection

Name of the organization

MUTUAL HOUSING ASSOCIATION OF SOUTH
CENTRAL CONNECTICUT INC

Employer identification number

22-3237413

Return Reference	Explanation
FORM 990, PART III LINE 4B PROGRAM SERVICE ACCOMPLISHMENTS:	HILL ASSOCIATES LP NEW HAVEN - 65 SCATTERED SITE UNITS: ACQUIRED IN APRIL 2011 THIS DEVELOPMENT IS IN NEED OF A MAJOR REHAB. THERE ARE 30 UNITS THAT ARE OFFLINE BECAUSE THEY ARE VACANT AND REQUIRE REPAIRS THROUGHOUT THE PROPERTIES. WE ARE IN THE PROCESS OF ASSESSING THE NEEDS FOR EVERY UNIT TO MAKE THEM IN LIVABLE CONDITIONS AND AVOID BLIGHT CONDITIONS IN THE "HILL" COMMUNITY. WE HAVE RECEIVED FUNDING FROM THE CITY OF NEW HAVEN AND THE STATE DECD. FAIR HAVEN SCATTERED SITES LP NEW HAVEN - 45 SCATTERED SITE UNITS AND 3 COMMERCIAL SPACES: THIS DEVELOPMENT CONSISTS OF 6 BUILDINGS THAT WERE REHABILITATED AS WELL AS 10 BUILDINGS OF NEW CONSTRUCTION; SOME WHICH ARE CURRENTLY IN THE CONSTRUCTION STAGE. IN ADDITION, THERE ARE THREE COMMERCIAL AREAS WHICH ARE AT STREET LEVEL ON GRAND AVENUE, ALSO CURRENTLY IN CONSTRUCTION. NWNH HAS PARTNERED WITH THE HOUSING AUTHORITY OF THE CITY OF NEW HAVEN PROVIDING PROJECT BASED VOUCHERS FOR 20 UNITS, OF WHICH 9 ARE DESIGNATED FOR SUPPORTIVE. WE HAVE ENTERED INTO A MEMORANDUM OF UNDERSTANDING WITH NEW HAVEN HOME RECOVERY TO PROVIDE SUPPORTIVE SERVICES FOR THESE UNITS.
FORM 990, PART VI, SECTION A, LINE 2	BOARD MEMBERS CARL NORBECK AND SUSAN FARRICIELLI HAVE A FAMILY RELATIONSHIP.
FORM 990, PART VI, SECTION A, LINE 6	THE ORGANIZATION WAS INCORPORATED UNDER THE NONSTOCK CORPORATION ACT OF THE STATE OF CONNECTICUT. THE ORGANIZATION IS A NONPROFIT AND SHALL NOT HAVE OR ISSUE SHARES OF STOCK OR PAY DIVIDENDS. THERE SHALL BE FIVE TYPES OF VOTING MEMBERSHIPS: RESIDENT MEMBERSHIP; CORPORATE MEMBERSHIP; GOVERNMENT MEMBERSHIP; NON-PROFIT MEMBERSHIP; AND COMMUNITY MEMBERSHIP. RESIDENT MEMBERSHIP: A RESIDENT OF A LOW-INCOME RESIDENCE WITHIN THE ORGANIZATION'S SERVICE AREA; OR AN INDIVIDUAL WHO IS ELECTED OR APPOINTED TO REPRESENT RESIDENTS OF LOW-INCOME COMMUNITIES WITHIN THE ORGANIZATION'S SERVICE AREA; OR AN INDIVIDUAL WHO IS A NWNH RESIDENT AND IS IN GOOD STANDING. COMMUNITY MEMBERSHIP: SHALL BE GRANTED TO A DESIGNATED REPRESENTATIVE FROM HOUSEHOLDS WITHIN THE NEIGHBORHOOD OF ANY NWNH-OWNED DWELLING UNITS OR PROPOSED NWNH PROJECTS; AND A COMMUNITY RESIDENT MUST BE A PERSON WITH A COMMUNITY ORIENTED INTEREST IN THE NWNH, INCLUDING STEERING COMMITTEE MEMBERS. CORPORATE SECTOR MEMBERSHIP: MAY BE GRANTED TO AN INDIVIDUAL WHO IS EMPLOYED OR ON THE BOARD OF DIRECTORS OF A CORPORATION, OR ASSIGNED TO REPRESENT AN ENTITY IN THE CORPORATE OR BUSINESS SECTOR, WHO HAS ATTAINED THE AGE OF 18 AND WHO HAS EXPRESSED INTEREST IN THE FURTHERANCE OF AND DEMONSTRATED SUPPORT FOR MUTUAL HOUSING. SUCH MEMBERS SHALL PROVIDE ADVICE, EXPERTISE, COUNSEL AND SUPPORT TO THE ASSOCIATION IN SUCH FIELDS AS ORGANIZATION AND ADMINISTRATION, HOUSING DEVELOPMENT, AND CONSTRUCTION, PROPERTY MANAGEMENT, RESOURCE DEVELOPMENT, PUBLIC RELATIONS AND IN LEGAL, FINANCIAL, AND OTHER TECHNICAL AREAS. GOVERNMENT SECTOR MEMBERSHIP: MAY BE GRANTED TO AN INDIVIDUAL, WHO IS ELECTED, APPOINTED, OR AN EMPLOYEE OF A MUNICIPAL, STATE, OR FEDERAL GOVERNMENT AGENCY AND WHO HAS ATTAINED THE AGE OF 18 YEARS. NON-PROFIT MEMBERSHIP: MAY BE GRANTED TO A REPRESENTATIVE OF COMMUNITY, RELIGIOUS, SOCIAL SERVICES, OR AFFORDABLE HOUSING GROUPS, 19 YEARS OR OLDER, WHO HAVE DEMONSTRATED INTEREST IN MUTUAL HOUSING, OR WORKS ON BEHALF OF PEOPLE WHO NEED AFFORDABLE HOUSING, AND CAN SERVE AS ADVOCATES FOR THE ON-GOING PRODUCTION OF MUTUAL HOUSING. MEMBERS SHALL BE ENTITLED TO PARTICIPATE IN THE AFFAIRS OF THE ASSOCIATION AS PROVIDED BY THE BY-LAWS, AND THE CERTIFICATION OF INCORPORATION.
FORM 990, PART VI, SECTION A, LINE 8B	MINUTES ARE TAKEN FOR ALL BOARD OF DIRECTORS MEETINGS AND ARE REVIEWED AND APPROVED AT THE NEXT MEETING. AUTHORIZED COMMITTEES OF THE BOARD OF DIRECTORS REPORT TO AND MAKE PRESENTATIONS AT THE BOARD OF DIRECTOR MEETINGS OF THEIR RECOMMENDATIONS OR RESULTS OF THEIR MEETINGS THAT ARE RECORDED IN THE BOARD OF DIRECTORS MEETINGS. IF A COMMITTEE RECOMMENDS THAT AN ACTION SHOULD BE TAKEN, THE BOARD OF DIRECTORS VOTES IN ACCORDANCE WITH THE ORGANIZATION'S BY-LAWS WHETHER TO APPROVE OR NOT TO APPROVE THE RECOMMENDATION.
FORM 990, PART VI, SECTION B, LINE 11	A DRAFT OF THE FORM 990 IS PROVIDED TO AND REVIEWED BY THE PRESIDENT, TREASURER, EXECUTIVE DIRECTOR AND DIRECTOR OF FINANCE PRIOR TO FILING. A COPY OF THE FORM IS SUBSEQUENTLY MADE AVAILABLE AT A SUBSEQUENT BOARD OF DIRECTORS MEETING FOR MEMBERS OF THE BOARD TO REVIEW.
FORM 990, PART VI, SECTION B, LINE 12C	DIRECTORS SIGN YEARLY CONFLICT OF INTEREST STATEMENTS AND RECUSE THEMSELVES FROM VOTING IF THERE IS A POTENTIAL CONFLICT.
FORM 990, PART VI, SECTION B, LINE 15	THE BOARD OF DIRECTORS REVIEWS INDUSTRY STANDARDS AND PERFORMANCE REVIEWS.
FORM 990, PART VI, SECTION C, LINE 19	DOCUMENTS ARE SCANNED AND MAINTAINED ON THE ORGANIZATION'S SERVER; COPIES PROVIDED UPON REQUEST.
FORM 990, PART XI LINE 8 RECONCILIATION OF NET ASSETS:	ADJUSTMENT FOR RELATED ENTITIES THAT FILE THEIR OWN TAX RETURN.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2013

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
MediumBullet

Attach to Form 990. MediumBullet

See separate instructions.
MediumBullet

Information about Schedule R (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public Inspection

Name of the organization

MUTUAL HOUSING ASSOCIATION OF SOUTH
CENTRAL CONNECTICUT INC

Employer identification number

22-3237413

Part I

Identification of Disregarded Entities Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity
(1) WILLOW MUTUAL HOUSING DEVELOPMENT CORPORATION LLC 235 GRAND AVENUE NEW HAVEN,CT06513 20-0455958	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	0	942,269	MHA
(2) HILL - MHA LLC 235 GRAND AVENUE NEW HAVEN,CT06513 45-2527235	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	2,021,959	2,022,171	MHA
(3) KIRKHAM MUTUAL HOUSING DEVELOPMENT LLC 235 GRAND AVENUE NEW HAVEN,CT06513 75-3226704	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	0	20	MHA
(4) ELIAS HOWE MUTUAL HOUSING LLC 235 GRAND AVENUE NEW HAVEN,CT06513 45-4077001	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	0	0	MHA
(5) HUBBARD WOODS LLC 235 GRAND AVENUE NEW HAVEN,CT06513 46-2997030	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	0	0	MHA
(6) SPRUCE MEADOWS LLC 235 GRAND AVENUE NEW HAVEN,CT06513 46-3502944	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	0	0	MHA
(7) ST PAUL'S MUTUAL HOUSING ASSOCIATION LLC 235 GRAND AVENUE NEW HAVEN,CT06513 46-3551870	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	0	0	MHA

Part II

Identification of Related Tax-Exempt Organizations Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No
(1) WINTER GROVE CORPORATION 235 GRAND AVENUE NEW HAVEN,CT06513 45-5559338	DEVELOPMENT OF 40 UNITS, ELDERLY SUPPORTIVE HUD 202	CT	501(C)(3)	7	MHA		No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2013

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Predominant income(related, unrelated, excluded from tax under sections 512-514)	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity		(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No
(1) FAIR HAVEN MUTUAL HOUSING LP 235 GRAND AVENUE NEW HAVEN,CT06513 27-0438961	RENTAL OF LOW-INCOME HOUSING	CT	FAIR HAVEN MUTUAL HOUSING DEVELOPMENT CORP	RELATED	-49	2,871,828		No		Yes		0.010 %
(2) ELIAS HOWE REALTY LLC 235 GRAND AVENUE NEW HAVEN,CT06513 27-4737960	RENTAL OF LOW-INCOME HOUSING	CT	ELIAS HOWE MUTUAL HOUSING LLC	RELATED	-147	501,801		No		Yes		10.000 %
(3) GEORGE STREET MUTUAL HOUSING LP 235 GRAND AVENUE NEW HAVEN,CT06513 06-1414093	RENTAL OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION INC	RELATED	2,481	955,469		No		Yes		100.000 %
(4) HUBBARD WOODS MUTUAL HOUSING LP 235 GRAND AVENUE NEW HAVEN,CT06513 06-1442533	RENTAL OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION INC	RELATED	4,409	79,217		No		Yes		100.000 %
(5) GUILFORD INTERFAITH MUTUAL HOUSING LP 235 GRAND AVENUE NEW HAVEN,CT06513 06-1557560	RENTAL OF LOW-INCOME HOUSING	CT	GUILFORD MUTUAL HOUSING ASSOCIATION INC	RELATED	4,991	261,880		No		Yes		0.010 %
(6) RICHARD STREET LP 235 GRAND AVENUE NEW HAVEN,CT06513 06-1465736	RENTAL OF LOW-INCOME HOUSING	CT	FAIR HAVEN HOUSING CORPORATION INC	RELATED	-9	1,190,466		No		Yes		0.010 %
(7) ARLOW LLC 235 GRAND AVENUE NEW HAVEN,CT06513 82-0543717	RENTAL OF LOW-INCOME HOUSING	CT	ARLOW MUTUAL HOUSING LLC	RELATED	-1,751	1,973,895		No		Yes		1.000 %
(8) KIRKHAM MUTUAL HOUSING LP 235 GRAND AVENUE NEW HAVEN,CT06513 43-2115158	RENTAL OF LOW-INCOME HOUSING	CT	KIRKHAM MUTUAL HOUSING DEVELOPMENT LLC	RELATED	-20	404,401		No		Yes		0.010 %
(9) WILLOW MUTUAL HOUSING LP 235 GRAND AVENUE NEW HAVEN,CT06513 20-0456038	RENTAL OF LOW-INCOME HOUSING	CT	WILLOW MUTUAL HOUSING DEVELOPMENT LLC	RELATED	-23	1,475,330		No		Yes		0.010 %
(10) FERRY MUTUAL HOUSING LP 235 GRAND AVENUE NEW HAVEN,CT06513 87-0744420	RENTAL OF LOW-INCOME HOUSING	CT	FERRY MUTUAL HOUSING DEVELOPMENT CORPORATION	RELATED	4,974	193,582		No		Yes		0.010 %
(11) HIGHWOOD SQUARE LP 235 GRAND AVENUE NEW HAVEN,CT06513 26-3638393	RENTAL OF LOW-INCOME HOUSING	CT	DIXWELL COLUMBUS DEVELOPMENT CORPORATION	RELATED	-39	3,321,798		No		Yes		0.010 %
(12) HILL ASSOCIATES LP 235 GRAND AVENUE NEW HAVEN,CT06513 06-1466519	RENTAL OF LOW-INCOME HOUSING	CT	HILL-MHA LLC	RELATED	-19	3,670,655		No		Yes		1.000 %

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets		Yes	No
(1) FERRY MUTUAL HOUSING DEVELOPMENT CORPORATION (A LIMITED LIABILITY COMPANY) 235 GRAND AVENUE NEW HAVEN,CT06513	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT	C	494		100.000 %		No
(2) 730 GEORGE STREET OF NEW HAVEN CORPORATION 235 GRAND AVENUE NEW HAVEN,CT06513 06-1414094	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT	C	-524	851,075	100.000 %		No
(3) GUILFORD MUTUAL HOUSING ASSOCIATION INC 235 GRAND AVENUE NEW HAVEN,CT06513 06-1557636	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT	C	421	93,157	100.000 %		No
(4) ARLOW MUTUAL HOUSING LLC 235 GRAND AVENUE NEW HAVEN,CT06513 03-0458700	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT	C	-5,012	2,656,865	100.000 %		No
(5) FAIR HAVEN HOUSING CORPORATION INC 235 GRAND AVENUE NEW HAVEN,CT06513 06-1465734	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT	C	-5,066	160,774	100.000 %		No
(6) DIXWELL COLUMBUS DEVELOPMENT CORPORATION 235 GRAND AVENUE NEW HAVEN,CT06513 26-3638308	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT	C	-5,436	1,233,393	100.000 %		No
(7) FAIR HAVEN MUTUAL HOUSING DEVELOPMENT CORPORATION 235 GRAND AVENUE NEW HAVEN,CT06513 27-4478376	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT	C	-3,718	1,635,434	100.000 %		No
(8) HUBBARD WOODS MUTUAL HOUSING ASSOCIATION INC 235 GRAND AVENUE NEW HAVEN,CT06513 06-1453177	DEVELOPMENT AND MANAGEMENT OF LOW-INCOME HOUSING	CT	MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT	C	-549	84,524	100.000 %		No

Schedule R (Form 990) 2013

Page 3

Part V

Transactions With Related Organizations Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest (ii) annuities (iii) royalties or (iv) rent from a controlled entity . . . . . . . . . . . . . . . . . . . . . . .

b Gift, grant, or capital contribution to related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

c Gift, grant, or capital contribution from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

d Loans or loan guarantees to or for related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Yes

e Loans or loan guarantees by related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

f Dividends from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

g Sale of assets to related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

h Purchase of assets from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

i Exchange of assets with related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

j Lease of facilities, equipment, or other assets to related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . .

k Lease of facilities, equipment, or other assets from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . .

l Performance of services or membership or fundraising solicitations for related organization(s) . . . . . . . . . . . . . . . . . . . .

Yes

m Performance of services or membership or fundraising solicitations by related organization(s) . . . . . . . . . . . . . . . . . . . .

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) . . . . . . . . . . . . . . . . . . . . .

o Sharing of paid employees with related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Yes

p Reimbursement paid to related organization(s) for expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

q Reimbursement paid by related organization(s) for expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

r Other transfer of cash or property to related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Yes

s Other transfer of cash or property from related organization(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved
(1) GUILFORD INTERFAITH MUTUAL HOUSING LP	D	466,418	COST
(2) FERRY MUTUAL HOUSING LP	D	13,017	COST
(3) WILLOW MUTUAL HOUSING LP	D	2,046,454	COST
(4) KIRKHAM MUTUAL HOUSING LP	D	963,528	COST
(5) HIGHWOOD SQUARE MUTUAL HOUSING LP	D	300,000	COST
(6) HILL ASSOCIATES LP	D	590,018	COST
(7) GEORGE STREET MUTUAL HOUSING LP	L	40,596	COST
(8) HUBBARD WOODS MUTUAL HOUSING LP	L	17,448	COST
(9) GUILFORD INTERFAITH MUTUAL HOUSING LP	L	21,936	COST
(10) RICHARD STREET LP	L	12,824	COST
(11) FERRY MUTUAL HOUSING LP	L	41,388	COST
(12) WILLOW MUTUAL HOUSING LP	L	7,917	COST
(13) KIRKHAM MUTUAL HOUSING LP	L	11,649	COST
(14) HIGHWOOD SQUARE MUTUAL HOUSING LP	L	24,224	COST
(15) HILL ASSOCIATES LP	L	357,472	COST
(16) GEORGE STREET MUTUAL HOUSING LP	O	94,031	COST
(17) HUBBARD WOODS MUTUAL HOUSING LP	O	21,963	COST
(18) GUILFORD INTERFAITH MUTUAL HOUSING LP	O	32,983	COST
(19) RICHARD STREET LP	O	19,730	COST
(20) FERRY MUTUAL HOUSING LP	O	47,570	COST
(21) WILLOW MUTUAL HOUSING LP	O	10,502	COST
(22) KIRKHAM MUTUAL HOUSING LP	O	15,339	COST
(23) HIGHWOOD SQUARE MUTUAL HOUSING LP	O	34,273	COST
(24) HILL ASSOCIATES LP	O	21,801	COST
(25) RICHARD STREET LP	D	71,107	COST
(26) FAIR HAVEN MUTUAL HOUSING LP	D	709,389	COST
(27) FAIR HAVEN MUTUAL HOUSING LP	L	83,814	COST
(28) FAIR HAVEN MUTUAL HOUSING LP	O	15,669	COST
(29) WINTERGROVE INC	R	611,315	COST
(30) WINTERGROVE INC	L	400,000	COST

Schedule R (Form 990) 2013

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V?UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V?UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No

Schedule R (Form 990) 2013

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R (see instructions).

Return Reference	Explanation

Schedule R (Form 990) 2013

Additional Data

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