| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| 800 SHS ABBOTT LABORATORIES | 41,650 | 30,664 |
| 800 SHS ABBVIE INC | 0 | 42,248 |
| 1,700 SHS AFLAC INC | 90,108 | 113,560 |
| 300 SHS ALTRIA GROUP INC | 0 | 0 |
| 4,829 SHS AT&T INC. | 146,132 | 169,788 |
| 286 SHS AMERICAN ELECTRIC POWER | 10,071 | 13,368 |
| 1,500 SHS AMERICAN EXPRESS | 66,466 | 136,095 |
| 600 SHS AMGEN INCORPORATED | 34,858 | 68,448 |
| 1,500 SHS APACHE CORP | 126,958 | 128,910 |
| 200 SHS AVALONBAY CMNTYS INC | 26,609 | 23,646 |
| 6,000 SHS BANK OF AMERICA CORP | 75,226 | 93,420 |
| 1,000 SHS BB&T CORP | 34,869 | 37,320 |
| 680 SHS BEAM INC | 33,716 | 46,281 |
| 800 SHS BHP BILLITON LTD | 71,496 | 54,560 |
| 908 SHS BOEING CO | 59,618 | 123,933 |
| 3,840 SHS BRISTOL MYERS SQUIBB CO | 105,178 | 204,096 |
| 600 SHS CAMPBELL SOUP COMPANY | 20,224 | 25,968 |
| 700 SHS CATERPILLAR INC | 67,668 | 72,648 |
| 71 SHS CENTURYLINK INC | 0 | 0 |
| 4,000 SHS CISCO SYSTEMS INC | 91,183 | 89,720 |
| 1,206 SHS CITIGROUP INC | 56,085 | 62,845 |
| 800 SHS COCA COLA COMPANY | 26,914 | 33,048 |
| 450 SHS COCA COLA ENT | 12,387 | 19,858 |
| 630 SHS COMCAST CORP | 15,592 | 32,738 |
| 2,300 SHS CONOCOPHILLIPS | 131,909 | 162,495 |
| 472 SHS CONSOLIDATED EDISON INC | 23,913 | 26,092 |
| 600 SHS DEVON ENERGY | 41,871 | 37,122 |
| 925 SHS DISNEY | 34,870 | 70,670 |
| 15,128.7210 SHS DODGE & COX INTL STOCK | 538,427 | 651,140 |
| 1,322 SHS DOMINION RES INC | 58,993 | 85,520 |
| 800 SHS DOW CHEMICAL COMPANY | 30,647 | 35,520 |
| 1,300 SHS DUKE ENERGY CORP | 23,912 | 19,552 |
| 300 SHS DU PONT E I DEMOUR & CO | 16,615 | 19,491 |
| 3,400 SHS EMC CORP MASS | 74,908 | 85,510 |
| 500 SHS EMERSON ELECTRIC | 22,109 | 35,090 |
| 1,620 SHS EQT CORP | 50,406 | 91,576 |
| 3,920 SHS EXXON MOBIL | 335,660 | 396,704 |
| 53,591.332 SHS FEDERATED ADJ RATE SEC INST | 525,394 | 523,587 |
| 594 SHS FIRST ENERGY CORP | 21,960 | 19,590 |
| 1,000 FIRST TRUST ABA COMTY BK | 34,869 | 36,222 |
| 700 SHS FOOT LOCKER INC | 14,464 | 29,008 |
| 2,279 SHS FORD MOTOR COMPANY | 32,270 | 35,165 |
| 680 SHS FORTUNE BRANDS | 9,375 | 31,076 |
| 1,200 SHS FREEPORT MCMORAN COPPER | 65,984 | 45,288 |
| 144 SHS FRONTIER COMMUNICATIONS | 0 | 0 |
| 5,300 SHS GENERAL ELECTRIC CO | 107,378 | 148,559 |
| 400 SHS GOLDMAN SACHS GROUP INC | 56,665 | 70,904 |
| 802 SHS GOODYEAR TIRE & RUBBER | 11,994 | 19,128 |
| 2,306 SHS GUGGENHEIM ETF | 227,361 | 283,799 |
| 1,200 SHS HCP INC | 41,566 | 43,584 |
| 150 SHS HJ HEINZ CO | 0 | 0 |
| 300 SHS HEALTH CARE REIT INC | 22,619 | 16,071 |
| 400 SHS HERSHEY CO | 22,386 | 38,892 |
| 1,000 SHS HOME DEPOT INC | 31,853 | 82,340 |
| 1,600 SHS HOSPITALITY PPTYS TRUST | 38,729 | 43,248 |
| 700 SHS IBM | 109,706 | 131,299 |
| 14,200 SHS ISHARES MSCI EMRG MRKT | 638,473 | 593,489 |
| 4,340 SHS ISHARES S&P MIDCAP 400 | 379,442 | 504,438 |
| 1,800 SHS INTEL CORP | 0 | 0 |
| 28 SHS INTERNATIONAL PAPER CO | 836 | 1,373 |
| 800 SHS JC PENNY CO INC | 0 | 0 |
| 300 SHS JOHNSON & JOHNSON | 19,230 | 27,477 |
| 2,000 SHS JP MORGAN CHASE | 85,011 | 116,960 |
| 300 SHS KELLOGG COMPANY | 16,268 | 18,321 |
| 69 SHS KRAFT FOODS | 0 | 0 |
| 1,000 LIBERTY PROPERTY TRUST | 34,848 | 33,870 |
| 800 SHS LILLY ELI & CO | 28,642 | 40,800 |
| 1,474 SHS LIVE NATION ENTMT INC | 13,729 | 29,126 |
| 1,400 SHS MACK CALI REALTY CORP | 48,009 | 30,072 |
| 3,500 SHS MASCO CORP | 45,772 | 79,695 |
| 1,200 SHS MEDTRONIC INC | 50,367 | 68,868 |
| 2,500 SHS MICROSOFT INC | 67,797 | 93,525 |
| 550 SHS 3M COMPANY | 53,824 | 77,138 |
| 207 SHS MONDELEZ INTL INC | 4,275 | 7,307 |
| 1,000 SHS MYLAN INC | 18,609 | 43,400 |
| 300 SHS NORTEAST UTILITIES | 0 | 0 |
| 2,300 SHS PAYCHEX INC | 73,690 | 104,719 |
| 1,400 SHS PEPSICO INCORPORATED | 91,399 | 116,116 |
| 11,141 SHS PFIZER | 199,122 | 341,249 |
| 350 SHS PHILIP MORRIS INTL INC | 0 | 0 |
| 650 SHS PHILLIPS 66 | 22,100 | 50,135 |
| 1,800 SHS PLUM CREEK TIMBER CO | 73,578 | 83,718 |
| 600 SHS PRAXAIR INC | 56,191 | 78,018 |
| 1,418 SHS PROCTOR & GAMBLE | 88,743 | 115,439 |
| 6,696.561 SHS PRUDENTIAL NATIONAL MUNI | 93,596 | 96,631 |
| 46 SHS RAYTHEON COMPANY | 0 | 0 |
| 1,600 SHS REALTY INCOME CORP | 50,050 | 59,728 |
| 80,760.32 SHS RIDGEWORTH US GOV SEC | 814,873 | 816,487 |
| 96 SHS ROCKWELL AUTOMATION INC | 0 | 0 |
| 96 SHS ROCKWELL COLLINS INC | 0 | 0 |
| 550 SHS SCHLUMBERGER LTD | 38,765 | 49,561 |
| 150 SHS SIMON PPTY GROUP | 15,903 | 22,824 |
| 39,981.128 SHS SYMONS SMALL CAP INST FD | 392,749 | 419,802 |
| 2,600 SHS SECTOR SPDR CONSUMER FD | 155,225 | 173,758 |
| 4,460 SHS SECTOR SPRD TECH SELECT | 143,183 | 159,400 |
| 5,200 SHS SPDR S&P REGIONAL BANKING | 176,051 | 211,172 |
| 400 SHS THE SOUTHERN COMPANY | 15,300 | 16,444 |
| 700 SHS TARGET CORP | 38,082 | 44,289 |
| 400 SHS TEVA PHARM INDS LTD | 20,055 | 16,032 |
| 2,200 SHS TJX COS INC | 52,954 | 140,206 |
| 902 SHS TRAVELERS COMPANIES INC | 52,507 | 81,667 |
| 300 SHS UNION PACIFIC CORP | 19,421 | 50,400 |
| 1,750 SHS UNITED BANKSHARES INC. | 46,690 | 55,037 |
| 900 SHS UNITED TECHNOLOGIES | 69,493 | 102,420 |
| 1,920 SHS VANGUARD INFO TECHNOLOGY | 150,691 | 171,917 |
| 1,662 SHS VERIZON COMMUNICATIONS | 58,489 | 81,671 |
| 300 SHS VISA INC | 22,488 | 66,804 |
| 533 SHS VODAFONE GROUP | 15,546 | 20,952 |
| 2,200 SHS WALGREEN COMPANY | 84,930 | 126,368 |
| 1,900 SHS WASHINGTON REAL EST INV TR | 56,187 | 44,384 |
| 2,000 SHS WELLS FARGO & CO | 63,471 | 90,800 |
| 25,150.905 SHS WELLS FARGO ADVTG SHORT | 248,239 | 250,252 |
| 1,600 SHS WEYERHAEUSER CO. | 35,007 | 50,512 |
| 1,706 SHS WINDSTREAM CORP | 18,969 | 13,614 |
| 200 SHS WP CAREY INC | 14,960 | 12,270 |
| 600 SHS XCEL ENERGY INC | 14,305 | 16,764 |
| 684 SHS ZIMMER HOLDINGS INC. | 40,816 | 63,742 |
| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| 100K ALLEY BANK CD 1.3% | AT COST | 49,739 | 50,135 |
| 100K APPLE BANK CD .3% | AT COST | 0 | 0 |
| 100K BANK OF BARODA NY CD .3% | AT COST | 0 | 0 |
| 100K BANK OF INDIA CD .4% | AT COST | 0 | 0 |
| 100K BANK OF INDIA CD .5% | AT COST | 0 | 0 |
| 100K BEAL BANK USA CD .45% | AT COST | 0 | 0 |
| 100K BMW BANK CD 1.0% | AT COST | 0 | 0 |
| 100K COMPASS BANK CD .75% | AT COST | 0 | 0 |
| 100K DISCOVER BANK CD .8% | AT COST | 100,000 | 100,216 |
| 200K EAGLEBANK CD 1.1% | AT COST | 198,879 | 200,011 |
| 100K GE CAPITAL FINANCIAL CD 1.2% | AT COST | 100,000 | 100,510 |
| 100K GE MONEY BANK CD 1.4% | AT COST | 100,000 | 100,783 |
| 100K GOLDMAN SACHS BANK CD 1.1% | AT COST | 100,000 | 100,795 |
| 150K LAKESIDE BANK CD 1.2% | AT COST | 149,214 | 150,372 |
| 100K LAKESIDE BANK CD 1.35% | AT COST | 99,484 | 100,612 |
| 100K WILMINGTON TR CO CD 1.05% | AT COST | 0 | 0 |
| 100K WILMINGTON TR CO CD 1.35% | AT COST | 0 | 0 |
| 100K ALLEY BANK CD 0.7% | AT COST | 100,000 | 100,217 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| HERNDON MORTON HERNDON & YAEGER - EXEMPT STATUS COSTS | 6,291 | 0 | 6,291 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| ASSOC OF SMALL FOUNDATION MEMBERSHIP | 725 | 0 | 725 | |
| D& O LIABILITY INSURANCE | 1,257 | 0 | 1,257 | |
| WV BUSINESS REG FEE | 25 | 0 | 25 | |
| VOCAFONE GROUP ADR PASS THRU FEE | 16 | 16 | 0 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAX WITHHELD | 77 | 0 | 0 | |
| ESTIMATED TAX PAYMENTS | 1,800 | 0 | 0 | |
| 2012 TAX LIABILITY | 989 | 0 | 0 |