Form990-PF

Department of the Treasury
Internal Revenue Service
Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter Social Security numbers on this form as it may be made public. By law, the IRS cannot redact the information on the form.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2013
Open to Public Inspection
For calendar year 2013, or tax year beginning 04-01-2013 , and ending 03-31-2014
Name of foundation
THE GREATER NORWICH FOUNDATION 011037
 

Number and street (or P.O. box number if mail is not delivered to street address)C/O NBT BANK NA 52 S BROAD ST   Room/suite
City or town, state or province, country, and ZIP or foreign postal code
NORWICH, NY13815
A Employer identification number

16-6064927
B Telephone number (see instructions)

(607) 337-6068
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$7,844,894J Accounting method:
 
(Part I, column (d) must be on cash basis.)
F bullet
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 31,828
2 Check bullet
3 Interest on savings and temporary cash investments 17 16  
4 Dividends and interest from securities...... 235,036 235,468  
5a Gross rents..............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 512,508
b Gross sales price for all assets on line 6a 970,834
7 Capital gain net income (from Part IV, line 2)... 512,606
8 Net short-term capital gain......... 0
9 Income modifications........... 29,075
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 779,389 748,090 29,075
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 30,071 27,064   3,007
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment 1,600 0 0 0
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions) Click to see attachment 2,027 342   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment 291     291
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 33,989 27,406 0 3,298
25 Contributions, gifts, grants paid........ 314,885 314,885
26 Total expenses and disbursements. Add lines 24 and 25 348,874 27,406 0 318,183
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 430,515
b Net investment income (if negative, enter -0-) 720,684
c Adjusted net income (if negative, enter -0-)... 29,075
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2013)
Form 990-PF (2013)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............... 1,191    
2 Savings and temporary cash investments.......... 266,430 195,125 195,125
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use...............      
9 Prepaid expenses and deferred charges...........      
10a Investments—U.S. and state government obligations (attach schedule) 199,496 Click to see attachment296,717 316,792
b Investments—corporate stock (attach schedule)........ 2,218,334 Click to see attachment2,169,461 4,977,275
c Investments—corporate bonds (attach schedule)........ 914,938 Click to see attachment1,104,592 1,175,341
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans..............      
13 Investments—other (attach schedule)........... 436,164 Click to see attachment680,248 768,101
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet) Click to see attachment350,000 Click to see attachment400,000 Click to see attachment412,260
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 4,386,553 4,846,143 7,844,894
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable...................    
19 Deferred revenue..................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)..........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted....................    
25 Temporarily restricted................    
26 Permanently restricted................ 4,386,553 4,846,143
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds.........    
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see page 17 of the
instructions).................... 4,386,553 4,846,143
31 Total liabilities and net assets/fund balances (see page 17 of
the instructions).................. 4,386,553 4,846,143
Part III Analysis of Changes in Net Assets or Fund Balances
1 Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
with end-of-year figure reported on prior year’s return)............... 1 4,386,553
2 Enter amount from Part I, line 27a..................... 2 430,515
3 Other increases not included in line 2 (itemize) bulletClick to see attachment 3 29,075
4 Add lines 1, 2, and 3.......................... 4 4,846,143
5 Decreases not included in line 2 (itemize) bullet 5 0
6 Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30. 6 4,846,143
Form 990-PF (2013)
Form 990-PF (2013)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a 1156. FRONTIER COMMUNICATIONS CORP P   2013-04-01
b 1000. INTL PAPER CO COM P 2003-05-16 2013-04-01
c 50000. WACHOVIA MORTGAGE CD 4.550% 5/28/13 P 2008-05-23 2013-05-28
d 6. CRM MID CAP VALUE FD INSTL P 2009-10-21 2013-07-26
e 9.659 CRM MID CAP VALUE FD INSTL P 2009-10-21 2013-07-26
9.288 AMERICAN BEACON L/C VALU-IS P 2009-10-21 2013-08-27
4.237 DIAMOND HILL SMALL/MID CAP-I P 2013-07-26 2013-08-27
1.975 DODGE & COX INTL STOCK FUND P 2009-10-21 2013-08-27
2.429 HARTFORD MIDCAP FUND-Y P 2011-10-11 2013-08-27
3.17 LAZARD EMERGING MKTS PORT-IN P 2011-10-11 2013-08-27
6.817 T ROWE PRICE DIVIDEND GROWTH FUND P 2012-07-27 2013-08-27
4.862 ROYCE PENNSYLVANIA MUT FUND-IN P 2009-10-21 2013-08-27
3.202 VANGUARD MORGAN GROWTH FD-AD P 2009-10-21 2013-08-28
500. AT&T INC P 1994-01-28 2013-10-11
500. CHEVRONTEXACO CORP COM P 1994-01-27 2013-10-11
500. EXXON MOBIL CORP COM P 1991-08-22 2013-10-11
500. ILLINOIS TOOL WKS INC COM P 2011-07-01 2013-10-11
500. PNC FINL SVCS GROUP INC COM P   2013-10-11
650. SPDR S&P DIVIDEND ETF P 2012-03-06 2013-10-11
500. SOUTHERN CO COM P 2011-10-18 2013-10-11
250. UNION PAC CORP COM P 2003-05-16 2013-10-11
318. VERIZON COMMUNICATIONS COM P 1991-08-22 2013-10-11
500. AT&T INC P 1994-01-28 2013-12-04
500. CHEVRONTEXACO CORP COM P 1994-01-27 2013-12-04
1000. DEERE & CO COM P 2003-05-16 2013-12-04
250. ILLINOIS TOOL WKS INC COM P 2011-07-01 2013-12-04
500. MONSANTO COMPANY COM P 2009-03-11 2013-12-04
1700. NBT BANCORP INC COM P 1993-10-11 2013-12-04
1000. NEXTERA ENERGY INC P   2013-12-04
500. VERIZON COMMUNICATIONS COM P 1991-08-22 2013-12-04
500. DOMINION RES INC VA NEW COM P 1992-06-26 2014-01-16
500. SOUTHERN CO COM P 2011-10-18 2014-01-16
1000. DEERE & CO COM P 2003-05-16 2014-02-20
500. DU PONT E I DE NEMOURS & CO COM P 1995-11-01 2014-02-20
CAPITAL GAIN DIVIDENDS P    
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 4,451   7,490 -3,039
b 46,299   37,330 8,969
c 50,000   50,000  
d 221   141 80
e 356   227 129
240   158 82
70   72 -2
75   65 10
65   52 13
55   57 -2
205   174 31
65   45 20
230   146 84
16,981   5,766 11,215
57,867   10,754 47,113
42,637   6,356 36,281
38,060   28,824 9,236
35,820   32,083 3,737
44,880   36,083 8,797
20,689   21,444 -755
39,093   7,500 31,593
14,812   6,936 7,876
17,062   5,766 11,296
60,769   10,754 50,015
82,174   22,210 59,964
19,376   14,412 4,964
55,505   40,281 15,224
42,392   15,857 26,535
83,741   17,592 66,149
24,511   10,905 13,606
33,069   9,571 23,498
20,487   21,444 -957
84,899   22,210 62,689
32,534   15,524 17,010
      1,145
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       -3,039
b       8,969
c        
d       80
e       129
      82
      -2
      10
      13
      -2
      31
      20
      84
      11,215
      47,113
      36,281
      9,236
      3,737
      8,797
      -755
      31,593
      7,876
      11,296
      50,015
      59,964
      4,964
      15,224
      26,535
      66,149
      13,606
      23,498
      -957
      62,689
      17,010
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 512,606
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 . . . . . . . . . . . . . . . . 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see page 18 of the instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2012 346,928 6,674,918 0.051975
2011 319,575 6,302,318 0.050708
2010 251,584 5,793,437 0.043426
2009 275,714 5,087,776 0.054191
2008 290,726 5,241,202 0.055469
2 Total of line 1, column (d) ...................... 2 0.255769
3 Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years. . . 		3 0.051154
4 Enter the net value of noncharitable-use assets for 2013 from Part X, line 5..... 4 7,324,372
5 Multiply line 4 by line 3....................... 5 374,671
6 Enter 1% of net investment income (1% of Part I, line 27b)........... 6 7,207
7 Add lines 5 and 6......................... 7 381,878
8 Enter qualifying distributions from Part XII, line 4.............. 8 318,183
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See
the Part VI instructions.
Form 990-PF (2013)
Form 990-PF (2013)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bulletand enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 14,414
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2............................ 3 14,414
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-). 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 14,414
6 Credits/Payments:
a 2013 estimated tax payments and 2012 overpayment credited to 2013 6a 3,144
b Exempt foreign organizations—tax withheld at source....... 6b
c Tax paid with application for extension of time to file (Form 8868) 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 3,144
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 11,270
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2014 estimated taxBullet0 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see page 19 of
the instructions for definition)?............................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c), and Part XV.
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletNY
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2013 or the taxable year beginning in 2013 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names and addresses.
    10
     
    No
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
     
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbullet  
    14
    The books are in care ofbulletNBT BANK NA Telephone no.bullet (607) 337-6497
    Located atbullet52 SOUTH BROAD STNORWICHNY ZIP+4bullet13815
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2013, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for Form TD F 90-22.1. If "Yes", enter the name of the
    foreign country bullet  
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 5
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?.........................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?.................
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).........
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see page 20 of the instructions)?...
    1b
     
    No
    .........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2013?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2013, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2013?...............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
    No
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?.........................
    b
    If "Yes," did it have excess business holdings in 2013 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2013.)....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2013?
    4b
     
    No
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?...............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 509(a)(1), (2), or (3), or section 4940(d)(2)? (see instructions)........
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?........
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?............
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?........................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 6
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to
    employee benefit plans
    and deferred compensation     		(e) Expense account,
    other allowances
    NBT BANK NA TRUSTEE
    1     		30,071    
    52 SOUTH BROAD ST
    NORWICH,NY13815
    JAMES I DUNNE COTRUSTEE
    1     		0    
    7 COOMES ST
    NORWICH,NY13815
    JAMES A HOY COTRUSTEE
    1     		0    
    911 NORTH MACEWEN DRIVE
    NORWICH,NY13815
    PETER V SMITH COTRUSTEE
    1     		0    
    CO WACHOVIA SECURITIES 43 S BROAD S
    NORWICH,NY13815
    JANE E EATON COTRUSTEE
    1     		0    
    17 NEWTON AVENUE
    NORWICH,NY13815
    ESTHER C FLANAGAN COTRUSTEE
    1     		0    
    123 NORTH BROAD ST
    NORWICH,NY13815
    THOMAS C EMERSON ESQ COTRUSTEE
    1     		0    
    LEE EMERSON FERRARESE 35 WEST MAI
    NORWICH,NY13815
    FREDERIC B MIERS COTRUSTEE
    1     		0    
    1 COOMES STREET
    NORWICH,NY13815
    H WILLIAM SMITH JR COTRUSTEE
    1     		0    
    975 COUNTY ROAD 10A
    NORWICH,NY13815
    PATRICK FLANAGAN COTRUSTEE
    1     		0    
    81 SOUTH BROAD STREET
    NORWICH,NY13815
    LINDA T PALMATIER COTRUSTEE
    1     		0    
    191 BALF ROAD
    NORWICH,NY13815
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 7
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See page 24 of the instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
    see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
     
    b
    Average of monthly cash balances.......................
    1b
     
    c
    Fair market value of all other assets (see instructions)................
    1c
     
    d
    Total (add lines 1a, b, and c).........................
    1d
     
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
     
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
     
    3
    Subtract line 2 from line 1d.........................
    3
     
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
     
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
     
    6
    Minimum investment return. Enter 5% of line 5..................
    6
     
    Part XI
    Distributable Amount bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    366,219
    2a
    Tax on investment income for 2013 from Part VI, line 5......
    2a
    14,414
    b
    Income tax for 2013. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    14,414
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    351,805
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    29,075
    5
    Add lines 3 and 4............................
    5
    380,880
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII,
    line 1................................
    7
    380,880
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
     
    b
    Program-related investments—total from Part IX-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
     
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
     
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
     
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 8
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2012     		(c)
    2012     		(d)
    2013
    1 Distributable amount for 2013 from Part XI, line 7 380,880
    2 Undistributed income, if any, as of the end of 2013:
    a Enter amount for 2012 only....... 84,106
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2013:
    a From 2008....... 0
    b From 2009....... 0
    c From 2010....... 0
    d From 2011....... 0
    e From 2012....... 0
    fTotal of lines 3a through e......... 0
    4Qualifying distributions for 2013 from Part
    XII, line 4: bullet$ 318,183
    a Applied to 2012, but not more than line 2a 84,106
    b Applied to undistributed income of prior years
    (Election required—see instructions)......     		0
    c Treated as distributions out of corpus (Election
    required—see instructions).........     		19,603
    d Applied to 2013 distributable amount..... 214,474
    e Remaining amount distributed out of corpus 0
    5 Excess distributions carryover applied to 2013. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 19,603
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ...........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2012. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2013. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2014 ..........     		166,406
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (see
    instructions) .............     		19,603
    8Excess distributions carryover from 2008 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9Excess distributions carryover to 2014.
    Subtract lines 7 and 8 from line 6a ......     		0
    10 Analysis of line 9:
    a Excess from 2009.... 0
    b Excess from 2010.... 0
    c Excess from 2011.... 0
    d Excess from 2012.... 0
    e Excess from 2013.... 0
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 9
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2013, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2013 (b) 2012 (c) 2011 (d) 2010
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used
    directly for active conduct of exempt activities ...........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    GREATER NORWICH FDN
    C/O OF NBT BANK NA 52 S BROAD ST
    NORWICH,NY13815
    (607) 337-6193
    bThe form in which applications should be submitted and information and materials they should include:
    GRANT APPLICATION FORM, LETTER INCLUDING TAX CLASSIFICATION, PURPOSE FOR USE OF FUNDS AND FINANCIALS
    cAny submission deadlines:
    APRIL 15TH FOR ANNUAL MEETING HELD IN MAY OCTOBER 15TH FOR NOVEMBER MEETING
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    GEOGRAPHICAL-NORWICH NEW YORK COMMUNITY LOCATED IN CHENANGO COUNTY
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 10
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    ITHACA COLLEGE FBO
    T WHITNEY
    953 DANBY ROAD
    ITHACA,NY14850     		NONE N/A M STEWART SCHOLARSHIP AWARD 1,000
    CHENANGO CNTY SPCA
    6160 COUNTY RD 32
    Norwich,NY13815     		N/A PC ANNUAL OPERATING BUDGET 20,000
    CHRISTIAN NEIGHBORHOOD
    CENTER
    20 EAST MAIN STREET
    NORWICH,NY13815     		NONE EXEMPT GRANT FOR SCOLARSHIP FUND 3,500
    CHENANGO COUNTY COUNCIL
    OF THE ARTS
    27 WEST MAIN STREET
    NORWICH,NY13815     		NONE EXEMPT 2013 GRANT 11,500
    EMMANUEL EPISCOPAL CHURCH
    37 WEST MAIN STREET
    NORWICH,NY13815     		NONE EXEMPT OUR DAILY BREAD FOOD CLOSET 10,000
    UNITED CHURCH OF CHRIST
    FIRST CONGREGATIONAL
    65 WEST MAIN STREET
    NORWICH,NY13815     		NONE EXEMPT H & B EDWARDS FUND DONATION 500
    CATHOLIC CHARITIES OF
    CHENANGO COUNTY
    3 OHARA DRIVE
    NORWICH,NY13815     		NONE EXEMPT 2013 GRANT 70,000
    COLORSCAPE CHENANGO ARTS
    FESTIVAL INC
    PO BOX 624
    NORWICH,NY13815     		NONE N/A 2013 MUSIC PROJECT 9,000
    CHENANGO BLUES ASSN
    HILLSIDE HOUSE B-22
    NORWICH,NY13815     		NONE EXEMPT SUMMER MUSIC SERIES 6,000
    GUERNSEY MEMORIAL LIBRARY
    3 COURT STREET
    NORWICH,NY13815     		N/A EXEMPT LIGHTING FOR HISTORY ROOM & 4,850
    ITHACA COLLEGE
    FOR K CALLAHAN
    953 DANBY ROAD
    ITHACA,NY14850     		NONE N/A ROBBINS & ROTUNDO 2,000
    SYRACUSE UNIVERSITY
    FOR CARLIE THOMPSON
    900 SOUTH CROUSE AVENUE
    SYRACUSE,NY13244     		NONE N/A CLARA ROBBINS SCHOLARSHIP 1,500
    SIENA COLLEGE
    FOR LAURA ZAGADA
    515 LOUDON ROAD
    LOUDONVILLE,NY122111462     		NONE N/A M STEWARD SCHOLARSHIP AWARD 1,000
    MOHAWK VALLEY CC
    FBO BEN BARNES
    1101 SHERMAN DRIVE
    UTICA,NY13501     		NONE N/A C ROBBINS SCHOLARSHIP AWARD 1,500
    UNIVERSITY AT BUFFALO
    FOR T HAGENBUCH
    232 CAPEN HALL
    BUFFALO,NY14260     		NONE N/A SCHOLARSHIP AWARD 1,500
    CITY OF NORWICH
    ONE CITY PLAZA
    NORWICH,NY13815     		NONE EXEMPT 2013 SUMMER CONCERTS 1,535
    HARTWICK COLLEGE
    FOR TYLYN SEAMAN-LAWTON
    ONE HARTWICK DRIVE
    ONEONTA,NY138204020     		NONE N/A FORSYTHE SCHOLARSHIP 1,000
    CLARKSON UNIVERSITY
    FOR CODY GRAVES
    PO BOX 5575
    POTSDAM,NY13699     		NONE N/A SCHOLARSHIP AWARD 500
    BOSTON COLLEGE
    FBO L FOLLETT
    140 COMMONWEALTH AVE
    CHESTNUT HILL,MA024673809     		NONE N/A SCHOLARSHIP AWARD 1,500
    NAZARETH COLLEGE
    FBO HANNAH RUNYON
    4245 EAST AVENUE
    ROCHESTER,NY14618     		NONE N/A CLARA ROBBINS SCHOLARSHIP 1,500
    SUNY AT CORTLAND
    FBO DEREK HUGHES
    PO BOX 2000
    CORTLAND,NY13045     		NONE N/A C ROBBINS SCHOLARSHIP AWARD 1,500
    SUNY BROCKPORT
    FBO TAMBRIA SCHROEDER
    350 NEW CAMPUS DRIVE
    BROCKPORT,NY14420     		NONE N/A SCHOLARSHIP AWARD 1,500
    CORNELL UNIVERSITY &
    REVA SEAGER
    410 THURSTON AVE
    ITHACA,NY148502488     		NONE N/A CLARA ROBBINS SCHOLARSHIP 1,500
    PENN ST UNIV
    201 OLD MAIN
    UNIVERSITY PARK,PA168021503     		NONE N/A HONOR OF THOMAS IVORY 2,500
    LEMOYNE COLLEGE
    FBO ASHLEY BRIGHTMAN
    1419 SALT SPRING ROAD
    SYRACUSE,NY13214     		NONE N/A ROBBINS & SANDS SCHOLARSHIP 1,500
    HIGH POINT UNIVERSITY
    FOR DANIEL CARSON
    833 MONTLIEU AVENUE
    HIGH POINT,NC272623598     		NONE N/A ROBBINS SCHOLARSHIP AWARD 1,500
    NEW PALTZ FBO
    LINDSAY BELTZ
    500 HAWK DRIVE
    NEW PALTZ,NY12561     		NONE N/A KAREN BROWN SCHOLARSHIP 1,500
    HAMILTON COLLEGE
    FOR ANDREW AUSTIN
    3915 CAMPUS ROAD
    CLINTON,NY13323     		NONE N/A CLARA ROBBINS SCHOLARSHIP 1,500
    NORWICH BIDMA INC
    ONE CITYPLAZA
    NORWICH,NY13815     		NONE EXEMPT RENOVATION GORDON PARK & 10,500
    BOWDOIN COLLEGE &
    CLEO DAOUD
    85 UNION STREET
    LEWISTON,ME042439569     		NONE N/A CLARA ROBBINS SCHOLARSHIP 1,500
    ROGER WILLIAMS SCHOOL
    TEN METACOM AVENUE
    BRISTOL,RI02809     		NONE N/A HONOR OF EDWARD J LEE 2,500
    HARTWICK COLLEGE FBO
    GABRIELLE BLENIS
    ONE HARTWICK DRIVE
    ONEONTA,NY13820     		NONE N/A ROBBINS SCHOLARSHIP AWARD 1,500
    CHENANGO HOUSING
    IMPROVEMENT PROGRAM INC
    27 WEST MAIN STREET
    NORWICH,NY13815     		N/A EXEMPT HVAC UNIT 22,000
    EMPIRE STATE COLLEGE
    FBO MATTHEW JACKSON
    111 WEST AVE
    SARATOGA SPRINGS,NY12866     		NONE N/A SCHOLARSHIP AWARD 1,500
    FRIENDS OF ROGERS
    EDUCATION CENTER
    PO BOX 932
    SHERBOURNE,NY13460     		NONE N/A EDUCATION OUTREACH PROGRAMS 15,000
    ST LAWRENCE UNIV
    FBO KYLE EDWARDS
    23 ROMODA DR
    CANTON,NY13617     		NONE N/A SCHOLARSHIP AWARD 1,000
    ST LAWRENCE UNIV
    FBO GRANT BRIGHTMAN
    23 ROMODA DRIVE
    CANTON,NY13617     		NONE N/A ROBBINS SCHOLARSHIP AWARD 1,500
    UNIV OF VERMONT
    FBO CASSANDRA SUTTON
    85 S PROSPECT STREET
    BURLINGTON,VT05405     		NONE N/A HORWITZ SCHOLARSHIP AWARD 1,000
    HARTWICK COLLEGE FBO
    TARYN HOWE
    PO BOX 4020
    ONEONTA,NY13820     		NONE N/A SCHOLARSHIP AWARD 1,500
    ITHACA COLLEGE FBO
    M EATON
    953 DANBY ROAD
    ITHACA,NY14850     		NONE N/A M. STEWART SCHOLARSHIP 1,000
    LEMOYNE COLLEGE FBO
    L ZAGADA
    1419 SALT SPRINGS RD
    SYRACUSE,NY13214     		NONE N/A LINDA SANDS SCHOLARSHIP 1,000
    CHENANGO MEMORIAL HOSPITAL INC
    179 N BROAD ST
    NORWICH,NY13815     		N/A PC 2013- PURCHASE EQUIPMENT 60,000
    NORWICH YMCA
    SCHOLARSHIP CAMPAIGN
    68-70 NORTH BROAD STREET
    NORWICH,NY13815     		N/A PC ANNUAL CAMPAIGN DONATION 10,000
    HOSPICE OF CHENANGO CO
    21 HAYES STREET
    NORWICH,NY13815     		N/A PC MEDICAL EQUIPMENT 10,000
    NORTHEAST CLASSIC CAR
    MUSEUM
    24 REXFORD STREET
    NORWICH,NY13815     		N/A PC ASPHALT FOR NEW PARKING 10,500
    Total .................................bullet 3a 314,885
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 11
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ............     		    14 17  
    4 Dividends and interest from securities....     14 235,036  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property .............     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory .............     		    18 512,508  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   747,561  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13747,561
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 12
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political
    Yes
    No
    organizations?
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.
    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer or fiduciary) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's namebullet



    Firm's addressbullet







         		Firm's EINbullet
    Phone no.
    Form 990-PF (2013)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors
    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.
    OMB No. 1545-0047
    2013
    Name of the organization
    THE GREATER NORWICH FOUNDATION 011037
     
    Employer identification number

    16-6064927
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ





    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......................... Arrow Bullet $  
    Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
    Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2013)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
    Page 2
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
     
     

    CAROL TURNER  
    91 BRENTWOOD DRIVE
     
    PENFIELD, NY14526

    		$1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    2
     
     

    VARIOUS  
    C/O NBT BANK 52 S BROAD ST
     
    NORWICH, NY13815

    		$475


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    3
     
     

    JAMES HOY  
    911 NORTH MACEWEN DRIVE
     
    NORWICH, NY13815

    		$850


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    4
     
     

    JANE EATON  
    201 ST JAMES PARK
     
    OSPREY, FL34229

    		$1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    5
     
     

    PATRICIA WILLIAM SMITH  
    C/O PATRICK FLANAGAN 42 S BROAD ST
     
    NORWICH, NY13815

    		$1,300


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    6
     
     

    FRED SALLY MIERS  
    1 COOMES STREET
     
    NORWICH, NY13815

    		$1,000


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    7
    CHARLES BURR CHARITABLE TR
     

       
    C/O NBT BANK 52 S BROAD ST
     
    NORWICH, NY13815

    		$13,522


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    8
     
     

    MR MRS JAMES DUNNE  
    7 COOMES STREET
     
    NORWICH, NY13815

    		$1,100


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    9
    PATRICIA & WILLIAM SMITH FDN
     

       
    975 COUNTY ROAD 10A
     
    NORWICH, NY13815

    		$1,300


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    10
     
     

    THOMAS BONNIE EMERSON  
    PO BOX 168
     
    OXFORD, NY13830

    		$1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    11
    CURRAN FOUNDATION
     

       
    C/O NBT BANK 52 S BROAD ST
     
    NORWICH, NY13815

    		$2,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    12
     
     

    DR THOMAS AND ESTHER FLANAGAN  
    123 NORTH BROAD ST
     
    NORWICH, NY13815

    		$1,000


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    13
     
     

    PATRICK FLANAGAN  
    123 NORTH BROAD STREET
     
    NORWICH, NY13815

    		$1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    14
     
     

    LINDA PALMATIER  
    191 BALF ROAD
     
    NORWICH, NY13815

    		$1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    15
     
     

    ROBERT ENDRIES  
    32 LENAPE DRIVE
     
    NEW HOPE, PA18938

    		$1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    16
     
     

    PEARL GILMOUR  
    201 ESSEX MEADOWS
     
    ESSEX, CT06426

    		$500


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    17
    WARREN EATON YMCA CHAR TR
     

       
    C/O NBT BANK 52 S BROAD ST
     
    NORWICH, NY13815

    		$2,781


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
    Page 3
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)
    Page 4
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part III
    Exclusively religious, charitable, etc., individual contributions to section 501(c)(7), (8), or (10) organizations
    that total more than $1,000 for the year. Complete columns (a) through (e) and the following line entry.
    For organizations completing Part III, enter the total of exclusively religious, charitable, etc.,
    contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

    Additional Data


    Software ID:  
    Software Version:  

    TY 2013 AccountingFeesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEE 1,600      

    TY 2013 DistributionFromCorpusElection
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Election:
    THE FOUNDATION ELECTS TO TREAT THIS AMOUNT AS A PASS-THROUGH DISTRIBUTION FROM CORPUS TO SATISFY DISTRIBUTION REQUIREMENTS OF SECTION 170(b)(1)(F) OR 4942(g)(3).

    TY 2013 InvestmentsCorpBondsSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Name of Bond End of Year Book Value End of Year Fair Market Value
    GEN ELEC CAPL 5.625% 9/15/2017 82,250 113,461
    GEN ELEC CAP 5.65% 6/9/2014 93,550 100,970
    GEN ELEC CAP 5% 7-15-23 100,000 108,133
    GEN ELEC CAP 3.5% 10-15-18 200,000 206,942
    GEN ELEC CAP 4.5% 12-15-21 100,000 103,788
    JP MORGAN CHASE 2.6% 1/15/2016 40,560 41,128
    MORGAN STANLEY 4.2% 11-20-14 98,578 102,268
    BARCLAYS BK PLC 3.0% 10-7-17 200,000 204,500
    AT&T 3.0% 2/15/2022 94,450 97,092
    WELLS FARGO 3.45% 2/13/2023 95,204 97,059

    TY 2013 InvestmentsCorpStockSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Name of Stock End of Year Book Value End of Year Fair Market Value
    ABBVIE INC 14,832 30,840
    GOLDMAN SACHS GROUP PFD 6.125% 100,000 102,400
    CISCO SYSTEMS INC 10,034 11,208
    LOWES COS 39,135 73,350
    UNION PACIFIC CORP 37,500 234,575
    WELLS FARGO 79,492 134,298
    QUALCOMM INC 56,603 78,860
    AT&T 38,775 105,210
    BRISTOL MYERS SQUIBB CO 64,485 155,850
    JPMORGAN CHASE & CO 44,668 121,420
    SOUTHERN CO 85,777 87,880
    ABBOTT LABS 13,678 23,106
    METLIFE INC 25,483 26,400
    MCDONALDS CORP 125,559 171,552
    PROCTER & GAMBLE CO 33,121 161,200
    LILLY ELI & CO 44,635 117,720
    APPLE INC 76,795 187,859
    MERCK & CO 22,760 53,932
    GENERAL MILLS INC 37,770 155,460
    VERIZON COMMUNICATIONS 97,018 190,280
    NOVARTIS AG SPONS ADR 35,856 42,510
    NEXTERA ENERGY INC 69,711 286,860
    INTEL CORP 40,064 129,070
    PFIZER INC 41,023 54,604
    DISNEY WALT CO 32,544 168,147
    DOMINION RESOURCES INC 98,153 283,960
    MICROSOFT CORP 55,278 96,327
    CHEVRON CORP 43,016 237,820
    UNITED TECHNOLOGIES CORP 29,946 53,746
    TARGET CORP 78,605 83,201
    NBT BANCORP 9,328 24,460
    PEPSICO INC 37,582 167,000
    GENERAL ELECTRIC CO 62,293 181,230
    DOW CHEMICAL CO 63,166 97,180
    DUPONT E I DE NEMOURS 46,571 100,650
    PRUDENTIAL FINL INC 87,523 105,812
    EXXON MOBIL CORP 66,301 341,880
    MICROCHIP TECH INC 63,926 66,864
    CONOCOPHILLIPS 32,665 42,210
    GLAXOSMITHKLINE PLC 65,316 106,860
    HONEYWELL INTERNATIONAL INC 62,474 83,484

    TY 2013 InvestmentsGovtObligationsSch
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    US Government Securities - End of Year Book Value:

    296,717
    US Government Securities - End of Year Fair Market Value:

    316,792
    State & Local Government Securities - End of Year Book Value:


     
    State & Local Government Securities - End of Year Fair Market Value:


     


    TY 2013 InvestmentsOtherSchedule2
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    AMERICAN BEACON LARGE CAP AT COST 881 1,539
    DODGE & COX INCOME FUND AT COST 1,293 1,369
    VANGUARD GNMA FD AT COST 808 794
    FEDERATED TOTAL RETURN BOND AT COST 1,332 1,346
    VANGUARD INTER-TERM CORP AT COST 184,260 178,458
    ROYCE PENNSYLVANIA MUTUAL FD AT COST 284 454
    VANGUARD MORGAN GROWTH FD ADM AT COST 828 1,452
    VANGUARD REIT ETF AT COST 50,985 52,965
    DODGE & COX INTER ST FD AT COST 440 592
    ISHARES MSCI EMERGMKT AT COST 51,030 51,263
    ISHARES MSCI EAFE IDX AT COST 158,503 171,360
    HARTFORD MID CAP VALUE FD-Y AT COST 266 364
    T ROWE PRICE DIVIDEND GROW FD AT COST 926 1,237
    KBW REGIONAL BANKING ETF AT COST 80,918 115,864
    SPDR S&P DIVIDEND ETF AT COST 100,714 132,444
    LAZARD EMERGING MKTS PORT-IN AT COST 230 237
    FINANCIAL SELECT SECTOR SPDR AT COST 46,072 55,850
    DIAMOND HILL SMALL/ MID CAP-I AT COST 478 513

    TY 2013 OtherAssetsSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    GE MONEY BANK CD 5.2% 10/30/15 50,000 50,000 53,462
    GE CAPITAL CD 5.35% 10/30/2018 50,000 50,000 55,117
    DISCOVER BK 2.6% 12/18/2020 50,000 100,000 99,647
    EXCHANGE ST BK CD 2.35% 6-2-15 100,000 100,000 102,636
    GOLDMAN SACHS BK 1.7% 2/22/17 100,000 100,000 101,398


    TY 2013 OtherExpensesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TRUSTEE RESIGNATION GIFT 41 0   41
    NYS EPTL FILING FEE 250 0   250


    TY 2013 OtherIncreasesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Description Amount
    RECOVERY OF PRIOR YEAR DISTRIBUTIONS 29,075


    TY 2013 TaxesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN: 16-6064927
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FOREIGN TAX W/H   342   0
    ESTIMATED EXCISE TAXES PAID 2,027 0   0