TY 2014 Form 990PF

- TIN:

Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation

or Section 4947(a)(1) Trust Treated as Private Foundation

Do not enter social security numbers on this form as it may be made public.
bullet

Information about Form 990-PF and its instructions is at www.irs.gov/form990pf.

OMB No. 1545-0052

2014

Open to Public Inspection

For calendar year 2014, or tax year beginning 2014, and ending , 20

Name of foundation
JOHN C AND MARY JANE HOWARD FOUNDATION

Number and street (or P.O. box number if mail is not delivered to street address)180 S UNION ST Room/suite

City or town, state or province, country, and ZIP or foreign postal code
BATTLE CREEK, MI49014

A Employer identification number

38-3452536

B Telephone number (see instructions)

(269) 209-1651

C If exemption application is pending, check here bullet

G Check all that apply: Initial returnInitial return of a former public charity
Final returnAmended return
Address changeName change

D 1. Foreign organizations, check here ............. bullet

2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet

E If private foundation status was terminated
under section 507(b)(1)(A), check here ....... bullet

H Check type of organization: Section 501(c)(3) exempt private foundation
Section 4947(a)(1) nonexempt charitable trustOther taxable private foundation

I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16) bullet

$1,635,104J Accounting method: Cash Accrual
Other (specify)
(Part I, column (d) must be on cash basis.)

F If the foundation is in a 60-month termination
under section 507(b)(1)(B), check here ....... bullet

	Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).)	(a) Revenue and expenses per books		(b) Net investment income	(d) Disbursements for charitable purposes (cash basis only)


1	Contributions, gifts, grants, etc., received (attach
	schedule)..............
2	Check
	Sch. B ...............
3	Interest on savings and temporary cash investments	6		6
4	Dividends and interest from securities......	40,624		40,624
5a	Gross rents..............
b	Net rental income or (loss)
6a	Net gain or (loss) from sale of assets not on line 10		81,302
b	Gross sales price for all assets on line 6a 450,068
7	Capital gain net income (from Part IV, line 2)...			81,302
8	Net short-term capital gain.........
9	Income modifications...........
10a	Gross sales less returns and allowances
b	Less: Cost of goods sold....
c	Gross profit or (loss) (attach schedule).....
11	Other income (attach schedule).......
12	Total. Add lines 1 through 11........	121,932		121,932
13	Compensation of officers, directors, trustees, etc.	0		0	0
14	Other employee salaries and wages......
15	Pension plans, employee benefits.......
16a	Legal fees (attach schedule).........
b	Accounting fees (attach schedule).......		8,000	4,000	4,000
c	Other professional fees (attach schedule)....		17,132	17,132	0
17	Interest...............
18	Taxes (attach schedule) (see instructions)...		1,185	577	0
19	Depreciation (attach schedule) and depletion...
20	Occupancy..............
21	Travel, conferences, and meetings.......
22	Printing and publications..........
23	Other expenses (attach schedule).......		266	246	20
24	Total operating and administrative expenses.
	Add lines 13 through 23..........	26,583		21,955	4,020
25	Contributions, gifts, grants paid........	75,000			75,000
26	Total expenses and disbursements. Add lines 24 and 25	101,583		21,955	79,020
27	Subtract line 26 from line 12:
a	Excess of revenue over expenses and disbursements	20,349
b	Net investment income (if negative, enter -0-)			99,977
c	Adjusted net income (if negative, enter -0-)...

For Paperwork Reduction Act Notice, see instructions.

Cat. No. 11289X Form 990-PF (2014)

Form 990-PF (2014)

Page 2

Part II		Balance Sheets	Beginning of year	End of year
Part II		Balance Sheets	(a) Book Value	(b) Book Value	(c) Fair Market Value
	1	Cash—non-interest-bearing...............
	2	Savings and temporary cash investments..........	36,078	72,438	72,438
	3	Accounts receivable 1,026
		Less: allowance for doubtful accounts	513	1,026	1,026
	4	Pledges receivable
		Less: allowance for doubtful accounts
	5	Grants receivable.................
	6	Receivables due from officers, directors, trustees, and other
		disqualified persons (attach schedule) (see instructions).....
	7	Other notes and loans receivable (attach schedule)
		Less: allowance for doubtful accounts
	8	Inventories for sale or use...............
	9	Prepaid expenses and deferred charges...........
	10a	Investments—U.S. and state government obligations (attach schedule)	138,831	110,386	108,406
	b	Investments—corporate stock (attach schedule)........	559,805	566,004	779,615
	c	Investments—corporate bonds (attach schedule)........
	11	Investments—land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	12	Investments—mortgage loans..............
	13	Investments—other (attach schedule)...........	675,995	681,717	673,619
	14	Land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	15	Other assets (describe )
	16	Total assets (to be completed by all filers—see the
		instructions. Also, see page 1, item I)	1,411,222	1,431,571	1,635,104
	17	Accounts payable and accrued expenses..........
	18	Grants payable..................
	19	Deferred revenue..................
	20	Loans from officers, directors, trustees, and other disqualified persons
	21	Mortgages and other notes payable (attach schedule)......
	22	Other liabilities (describe )
	23	Total liabilities (add lines 17 through 22)..........	0	0
		Foundations that follow SFAS 117, check here
		and complete lines 24 through 26 and lines 30 and 31.
	24	Unrestricted...................
	25	Temporarily restricted................
	26	Permanently restricted................
		Foundations that do not follow SFAS 117, check here
		and complete lines 27 through 31.
	27	Capital stock, trust principal, or current funds.........	0	0
	28	Paid-in or capital surplus, or land, bldg., and equipment fund	0	0
	29	Retained earnings, accumulated income, endowment, or other funds	1,411,222	1,431,571
	30	Total net assets or fund balances (see instructions)......	1,411,222	1,431,571
	31	Total liabilities and net assets/fund balances (see instructions)..	1,411,222	1,431,571

Part III	Analysis of Changes in Net Assets or Fund Balances
1	Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
	with end-of-year figure reported on prior year’s return)...............	1	1,411,222
2	Enter amount from Part I, line 27a.....................	2	20,349
3	Other increases not included in line 2 (itemize)	3	0
4	Add lines 1, 2, and 3..........................	4	1,431,571
5	Decreases not included in line 2 (itemize)	5	0
6	Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30.	6	1,431,571

Form 990-PF (2014)

Page 3

Part IV

Capital Gains and Losses for Tax on Investment Income

(a) List and describe the kind(s) of property sold (e.g., real estate, 2-story brick warehouse; or common stock, 200 shs. MLC Co.)		(b) How acquired P—Purchase D—Donation	(c) Date acquired (mo., day, yr.)	(d) Date sold (mo., day, yr.)
1 a	1904.898 SHS/FV PIMCO ALL ASSET FND INST CL	P	2013-03-13	2014-02-27
b	51.482 SHS/FV PIMCO ALL ASSET FND INST CL	P	2013-03-22	2014-02-27
c	41.403 SHS/FV PIMCO ALL ASSET FND INST CL	P	2013-06-21	2014-02-27
d	16.384 SHS/FV PIMCO ALL ASSET FND INST CL	P	2013-09-20	2014-02-27
e	49.82 SHS/FV PIMCO ALL ASSET FND INST CL	P	2013-12-31	2014-02-27
	2191.609 SHS/FV IVY FDS INC	P	2010-12-07	2014-11-26
	5000 SHS/FV US TREASURY NOTES 0.75% 01/15/2017	P	2014-02-26	2014-06-12
	1000 SHS/FV US TREASURY WI NOTES 1.13% 12/31/2019	P	2014-06-17	2014-09-25
	8000 SHS/FV US TREASURY NOTES 1.00% 05/31/2018	P	2014-02-12	2014-09-09
	5000 SHS/FV US TREASURY NOTES 1.00% 05/31/2018	P	2014-02-12	2014-09-25
	1000 SHS/FV US TREASURY NOTES 1.00% 05/31/2028	P	2014-04-15	2014-09-25
	1000 SHS/FV FNMA AL1700 4.00% 09/01/2041	P	2013-04-26	2014-04-07
	5000 SHS/FV FNMA AL0935 4.00% 05/01/2041	P	2014-04-09	2014-10-14
	1000 SHS/FV FNMA AT0181 3.00% 03/01/2043	P	2013-12-16	2014-02-07
	1000 SHS/FV FNMA AU7303 4.00% 08/01/2043	P	2013-11-08	2014-04-07
	1000 SHS/FV FNMA AU7305 4.00% 08/01/2043	P	2013-08-26	2014-04-07
	1000 SHS/FV FNMA MA1771 4.00% 02/01/2044	P	2014-01-29	2014-04-07
	1000 SHS/FV US TREASURY INFLATION INDEX BONDS 2.38% 01/15/2025	P	2013-10-23	2014-02-19
	1000 SHS/FV US TREASURY INFLATION INDEX BONDS 2.38% 01/15/2026	P	2013-10-23	2014-07-14
	1000 SHS/FV US TREASURY INFLATION INDEX BONDS 2.38% 01/15/2027	P	2013-11-05	2014-07-14
	1000 SHS/FV US TREASURY INFLATION INDEX BONDS 2.38% 01/15/2028	P	2013-12-30	2014-07-14
	1000 SHS/FV US TREASURY INFLATION INDEX BONDS 2.38% 01/15/2029	P	2014-06-17	2014-07-14
	1000 SHS/FV US TREASURY NOTES 1.13% 12/31/2019	P	2013-12-10	2014-09-25
	2000 SHS/FV US TREASURY NOTES 2.00% 02/15/2023	P	2013-03-04	2014-02-10
	3000 SHS/FV US TREASURY NOTES 2.00% 02/15/2023	P	2013-04-02	2014-02-10
	2000 SHS/FV US TREASURY NOTES 2.00% 02/15/2023	P	2013-04-02	2014-02-10
	1000 SHS/FV US TREASURY NOTES 2.00% 02/15/2023	P	2013-08-20	2014-02-10
	1000 SHS/FV US TREASURY NOTES 2.00% 02/15/2023	P	2013-12-10	2014-02-10
	11000 SHS/FV FNMA AL1948 4.00% 01/01/2042	P	2012-08-07	2014-10-14
	1000 SHS/FV FNMA AB4115 4.00% 12/01/2041	P	2012-04-09	2014-04-07
	7000 SHS/FV FNMA AB4115 4.00% 12/01/2041	P	2012-04-09	2014-10-14
	8000 SHS/FV FNMA AB7079 3.00% 11/01/2042	P	2012-11-07	2014-02-07
	2000 SHS/FV US TREASURY INFLATION IDX NOTE 2.50% 01/15/2029	P	2012-12-27	2014-02-19
	5000 SHS/FV US TREASURY INFLATION INDEX .13% 07/15/2022	P	2012-07-24	2014-07-08
	3000 SHS/FV US TREASURY INFLATION INDEX .13% 07/15/2022	P	2012-07-24	2014-07-08
	11000 SHS/FV US TREASURY NOTES .75% 10/31/2017	P	2012-12-13	2014-04-08
	5000 SHS/FV US TREASURY NOTES 1.13% 12/31/2019	P	2013-01-15	2014-08-19
	6000 SHS/FV US TREASURY NOTES 1.13% 12/31/2019	P	2013-01-15	2014-09-25
	1000 SHS/FV US TREASURY NOTES 1.13% 12/31/2019	P	2013-09-17	2014-09-25
	3 SHS/FV ALLERGAN INC	P	2014-04-14	2014-05-28
	1 SHS/FV ALLERGAN INC	P	2014-04-14	2014-06-05
	2 SHS/FV ALLERGAN INC	P	2014-04-14	2014-08-01
	13 SHS/FV AMBEV SA ADR	P	2014-09-18	2014-11-26
	66 SHS/FV ANHUI CONCH CEMENT CO	P	2014-01-21	2014-09-30
	24 SHS/FV ANHUI CONCH CEMENT CO	P	2014-03-27	2014-09-30
	1 SHS/FV ASHTEAD GROUP PLC	P	2014-07-07	2014-11-26
	11 SHS/FV ASPEN TECHNOLOGY INC	P	2014-05-01	2014-08-18
	6 SHS/FV ASPEN TECHNOLOGY INC	P	2014-05-01	2014-09-24
	12 SHS/FV ASPEN TECHNOLOGY INC	P	2014-05-13	2014-09-24
	46 SHS/FV BB SEGURIDADE ADR	P	2014-04-15	2014-09-24
	8 SHS/FV BB SEGURIDADE ADR	P	2014-04-15	2014-11-26
	12 SHS/FV BORG WARNER INC	P	2014-04-15	2014-09-30
	9 SHS/FV BORG WARNER INC	P	2014-04-24	2014-09-30
	7 SHS/FV CANADIAN PACIFIC RAILWAY	P	2014-06-04	2014-12-02
	1 SHS/FV CENTENE CORP	P	2014-05-20	2014-11-26
	15 SHS/FV CHICAGO BRIDGE AND IRON - NEW YORK SHARES	P	2014-04-17	2014-06-18
	36 SHS/FV CHINA CONSTRUCTION BANK	P	2013-08-14	2014-05-08
	14 SHS/FV COMMUNITY HEALTH SYS INC	P	2014-09-18	2014-11-13
	10 SHS/FV CIA SANEAMENTO BASICO	P	2014-02-27	2014-11-26
	11 SHS/FV DEMANDWARE INC	P	2014-02-27	2014-03-26
	7 SHS/FV DEMANDWARE INC	P	2014-03-05	2014-03-26
	5 SHS/FV EOG RESOURCES INC	P	2014-05-13	2014-08-15
	2 SHS/FV EOG RESOURCES INC	P	2014-05-13	2014-09-10
	5 SHS/FV EOG RESOURCES INC	P	2014-06-12	2014-09-10
	22 SHS/FV ENVISION HEALTHCARE HOLDINGS	P	2014-09-30	2014-11-12
	4 SHS/FV FACEBOOK INC	P	2014-01-31	2014-11-26
	15 SHS/FV FIRST REPUBLIC BANK	P	2013-11-25	2014-10-23
	9 SHS/FV FIRST REPUBLIC BANK	P	2014-03-21	2014-10-23
	1 SHS/FV FIRST REPUBLIC BANK	P	2014-06-05	2014-10-23
	8 SHS/FV GUIDEWIRE SOFTWARE INC	P	2013-03-26	2014-02-13
	9 SHS/FV GUIDEWIRE SOFTWARE INC	P	2013-04-22	2014-04-08
	3 SHS/FV GUIDEWIRE SOFTWARE INC	P	2013-05-06	2014-04-08
	8 SHS/FV GUIDEWIRE SOFTWARE INC	P	2013-05-06	2014-04-14
	14 SHS/FV GUIDEWIRE SOFTWARE INC	P	2013-06-11	2014-04-14
	11 SHS/FV HALLIBURTON COMPANY	P	2014-04-24	2014-10-06
	10 SHS/FV HALLIBURTON COMPANY	P	2014-07-28	2014-10-06
	9 SHS/FV INSULET CORP	P	2014-01-23	2014-04-28
	10 SHS/FV INSULET CORP	P	2014-01-23	2014-08-20
	11 SHS/FV INSULET CORP	P	2014-04-03	2014-08-20
	40 SHS/FV JAPAN TOBACCO INC ADR	P	2014-10-06	2014-12-12
	24 SHS/FV JAPAN TOBACCO INC ADR	P	2014-10-06	2014-12-18
	16 SHS/FV LKQ CORPORATION	P	2013-08-08	2014-02-13
	15 SHS/FV LKQ CORPORATION	P	2013-08-08	2014-02-27
	18 SHS/FV LKQ CORPORATION	P	2013-09-10	2014-02-27
	17 SHS/FV LKQ CORPORATION	P	2013-11-27	2014-02-27
	19 SHS/FV LKQ CORPORATION	P	2013-12-12	2014-02-27
	3 SHS/FV LINKEDIN CORP CLASS A	P	2013-04-26	2014-04-03
	3 SHS/FV LINKEDIN CORP CLASS A	P	2013-05-08	2014-04-03
	3 SHS/FV LINKEDIN CORP CLASS A	P	2013-12-06	2014-04-03
	5 SHS/FV LUMBER LIQUIDATORS HLDGS INC	P	2013-08-20	2014-01-30
	5 SHS/FV LUMBER LIQUIDATORS HLDGS INC	P	2013-09-10	2014-01-30
	17 SHS/FV MANHATTAN ASSOCIATES INC	P	2014-02-20	2014-07-17
	7 SHS/FV MANHATTAN ASSOCIATES INC	P	2014-02-20	2014-08-15
	12 SHS/FV MANHATTAN ASSOCIATES INC	P	2014-03-18	2014-08-15
	14 SHS/FV MANHATTAN ASSOCIATES INC	P	2014-04-17	2014-08-15
	12 SHS/FV MARKETAXESS HOLDINGS INC	P	2013-09-05	2014-04-28
	7 SHS/FV MARKETAXESS HOLDINGS INC	P	2013-10-07	2014-07-01
	8 SHS/FV MARKETAXESS HOLDINGS INC	P	2013-10-11	2014-07-01
	8 SHS/FV MARKETAXESS HOLDINGS INC	P	2013-12-27	2014-07-01
	1 SHS/FV MCGRAW-HILL FINANCIAL INC	P	2014-10-08	2014-11-26
	24 SHS/FV MELCO PBL ENTERTAINMENT	P	2014-06-13	2014-09-17
	12 SHS/FV METHANEX CORP	P	2014-02-28	2014-05-28
	6 SHS/FV METHANEX CORP	P	2014-03-05	2014-05-28
	6 SHS/FV MONSANTO CO NEW	P	2014-04-14	2014-08-27
	3 SHS/FV MONSANTO CO NEW	P	2014-04-14	2014-10-03
	4 SHS/FV MONSANTO CO NEW	P	2014-05-05	2014-10-03
	22 SHS/FV NAMPAK LTD-SPONRD ADR	P	2014-02-24	2014-11-26
	15 SHS/FV OASIS PETROLEUM INC	P	2014-04-15	2014-10-08
	1 SHS/FV OASIS PETROLEUM INC	P	2014-04-15	2014-10-10
	10 SHS/FV OASIS PETROLEUM INC	P	2014-06-04	2014-10-10
	9 SHS/FV OASIS PETROLEUM INC	P	2014-06-23	2014-10-10
	1 SHS/FV OLD DOMINION FREIGHT LINE INC	P	2014-09-18	2014-11-26
	38 SHS/FV PIRAEUS BANK SA ADR	P	2014-08-05	2014-11-26
	3 SHS/FV PRECISION CASTPARTS CORP	P	2014-04-24	2014-08-27
	1 SHS/FV PRECISION CASTPARTS CORP	P	2014-04-24	2014-09-03
	2 SHS/FV PRECISION CASTPARTS CORP	P	2014-05-06	2014-09-03
	17 SHS/FV QIWI PLC	P	2013-11-25	2014-01-21
	1 SHS/FV REGENERON PHARMACEUTICAL	P	2013-08-27	2014-06-05
	0.22222 SHS/FV REXAM PLC SPON ADR	P	2014-06-02	2014-06-02
	1 SHS/FV ROBERT HALF INTL INC	P	2014-09-03	2014-11-26
	1 SHS/FV ROLLS ROYCE HOLDING PLC	P	2014-03-27	2014-11-26
	13 SHS/FV SPS COMMERCE INC	P	2013-05-14	2014-04-17
	8 SHS/FV SALIX PHARMACEUTICALS	P	2014-02-11	2014-11-07
	5 SHS/FV SALIX PHARMACEUTICALS	P	2014-03-05	2014-11-07
	4 SHS/FV SALIX PHARMACEUTICALS	P	2014-08-14	2014-11-07
	17 SHS/FV SANOFI ADR	P	2013-12-12	2014-06-03
	12 SHS/FV SERVICENOW INC	P	2014-02-26	2014-04-04
	2 SHS/FV SOFTBANK CORP ADR	P	2014-06-04	2014-11-26
	199 SHS/FV THE SOUTHERN COMPANY	P	2013-12-31	2014-04-30
	12 SHS/FV THE SOUTHERN COMPANY	P	2013-12-31	2014-10-13
	11 SHS/FV SPIRIT AIRLINES INC	P	2014-07-21	2014-10-13
	8 SHS/FV SPIRIT AIRLINES INC	P	2014-08-25	2014-10-13
	7 SHS/FV SPLUNK INC	P	2014-01-31	2014-03-28
	3 SHS/FV SPLUNK INC	P	2014-01-31	2014-03-31
	13 SHS/FV SPLUNK INC	P	2014-02-13	2014-03-31
	2 SHS/FV TESLA MOTORS INC	P	2014-04-03	2014-10-28
	2 SHS/FV TEVA PHARMACEUTICAL	P	2014-04-03	2014-11-26
	0.5 SHS/FV TORCHMARK CORP	P	2014-07-02	2014-07-02
	6 SHS/FV TRIPADVISOR INC	P	2013-10-03	2014-04-08
	4 SHS/FV TRIPADVISOR INC	P	2013-10-03	2014-04-28
	4 SHS/FV TRIPADVISOR INC	P	2013-12-27	2014-04-28
	4 SHS/FV TRIPADVISOR INC	P	2013-12-27	2014-05-07
	8 SHS/FV TRIPADVISOR INC	P	2014-02-20	2014-05-07
	6 SHS/FV TRIPADVISOR INC	P	2014-03-05	2014-05-07
	7 SHS/FV TRIPADVISOR INC	P	2014-06-24	2014-11-12
	2 SHS/FV TRIPADVISOR INC	P	2014-10-03	2014-11-12
	1 SHS/FV TRIPADVISOR INC	P	2014-10-03	2014-11-26
	1 SHS/FV UNION PACIFIC CORP	P	2014-04-17	2014-11-26
	1 SHS/FV UNITED RENTALS INC	P	2014-03-31	2014-06-05
	7 SHS/FV UNITED RENTALS INC	P	2014-03-31	2014-12-15
	2 SHS/FV VIRTUS INVESTMENT	P	2013-05-08	2014-03-05
	12 SHS/FV WABCO HOLDINGS INC	P	2014-04-17	2014-07-30
	2 SHS/FV WOLTERS KLUWER N V	P	2014-11-03	2014-11-26
	6 SHS/FV WORKDAY INC	P	2013-05-06	2014-04-28
	6 SHS/FV WORKDAY INC	P	2013-05-14	2014-04-28
	3 SHS/FV WORKDAY INC	P	2013-08-19	2014-04-28
	10 SHS/FV YELP INC	P	2013-10-07	2014-04-07
	6 SHS/FV YELP INC	P	2014-02-26	2014-04-07
	2 SHS/FV ICON PLC	P	2014-04-03	2014-11-26
	1 SHS/FV NXP SEMICONDUCTORS NV	P	2014-09-18	2014-11-26
	5 SHS/FV COPA HOLDINGS SA CL A	P	2013-06-07	2014-02-26
	4 SHS/FV COPA HOLDINGS SA CL A	P	2013-08-02	2014-02-26
	2 SHS/FV ACADIA HEALTHCARE CO INC	P	2013-04-18	2014-06-05
	8 SHS/FV ACADIA HEALTHCARE CO INC	P	2013-04-18	2014-06-12
	3 SHS/FV ACADIA HEALTHCARE CO INC	P	2013-04-18	2014-11-26
	9 SHS/FV AIRBUS GROUP ADR	P	2013-10-03	2014-11-26
	4 SHS/FV ALLIANCE DATA SYSTEMS CORP	P	2012-11-27	2014-01-29
	2 SHS/FV ALLIANCE DATA SYSTEMS CORP	P	2012-11-27	2014-04-08
	1 SHS/FV ALLIANCE DATA SYSTEMS CORP	P	2012-11-27	2014-06-05
	6 SHS/FV ALLIANCE GLOBAL GROUP INC	P	2013-07-31	2014-11-26
	2 SHS/FV ANHEUSER BUSCH INBEV	P	2012-06-04	2014-11-26
	5 SHS/FV ASSA ABLOY AB ADR	P	2012-06-04	2014-11-26
	9 SHS/FV ASSOC BRITISH FOODS LTD	P	2012-12-13	2014-07-23
	2 SHS/FV ASSOC BRITISH FOODS LTD	P	2012-12-13	2014-11-26
	76 SHS/FV ATLANTIA S.P.A-UNSPN ADR	P	2012-06-04	2014-04-14
	8 SHS/FV ATLANTIA S.P.A-UNSPN ADR	P	2012-06-04	2014-11-26
	4 SHS/FV BG GROUP PLC	P	2012-06-04	2014-11-26
	4 SHS/FV BNP PARIBAS ADR	P	2012-06-04	2014-11-26
	1 SHS/FV BAIDU INC ADR	P	2013-05-20	2014-11-26
	2 SHS/FV BAYER AG SPONSORED ADR	P	2012-06-11	2014-11-26
	26 SHS/FV BAYERISCHE MOTOREN WERKE	P	2012-06-04	2014-10-07
	14 SHS/FV BAYERISCHE MOTOREN WERKE	P	2012-06-04	2014-10-15
	2 SHS/FV B/E AEROSPACE INC	P	2013-03-28	2014-06-05
	14 SHS/FV B/E AEROSPACE INC	P	2013-03-28	2014-11-03
	2 SHS/FV B/E AEROSPACE INC	P	2013-04-16	2014-11-03
	1 SHS/FV B/E AEROSPACE INC	P	2013-04-16	2014-11-26
	79 SHS/FV BECTON DICKINSON & CO	P	2012-05-31	2014-10-21
	2 SHS/FV BHP BILLITON LTD	P	2012-06-04	2014-11-26
	2 SHS/FV BRITISH AMERN TOB PLC	P	2012-06-04	2014-11-26
	12 SHS/FV CABOT OIL & GAS	P	2012-11-27	2014-02-07
	37 SHS/FV CABOT OIL & GAS	P	2012-11-27	2014-03-25
	30 SHS/FV CABOT OIL & GAS	P	2012-11-27	2014-04-10
	10 SHS/FV CABOT OIL & GAS	P	2013-02-26	2014-04-10
	4 SHS/FV CARLSBERG AS-B	P	2013-03-27	2014-11-26
	50 SHS/FV CARLSBERG AS-B	P	2013-03-27	2014-12-17
	1 SHS/FV CELGENE CORP	P	2013-02-04	2014-06-05
	3 SHS/FV CELGENE CORP	P	2013-02-04	2014-11-26
	55 SHS/FV CHINA CONSTRUCTION BANK	P	2012-06-04	2014-05-08
	42 SHS/FV CHINA CONSTRUCTION BANK	P	2012-09-11	2014-05-08
	36 SHS/FV CHINA MOBILE LTD SPONS ADR	P	2012-06-04	2014-03-21
	12 SHS/FV CHINA SHENHUA ENERGY CO	P	2013-11-21	2014-11-26
	1 SHS/FV CHIPOTLE MEXICAN GRILL	P	2012-11-27	2014-06-05
	41 SHS/FV CIELO SA	P	2012-06-04	2014-09-24
	4 SHS/FV CIELO SA	P	2012-06-04	2014-11-26
	9 SHS/FV COMPAGNIE FINANCIERE	P	2013-05-21	2014-11-26
	2 SHS/FV CONTINENTAL RESOURCES INC	P	2012-11-27	2014-11-26
	18 SHS/FV CONTINENTAL RESOURCES INC	P	2012-11-27	2014-12-08
	8 SHS/FV DAIWA HOUSE IND LTD	P	2013-04-30	2014-11-26
	88 SHS/FV DEVON ENERGY CORP	P	2012-12-19	2014-06-10
	92 SHS/FV DEVON ENERGY CORP	P	2012-12-19	2014-10-21
	2 SHS/FV DISCOVERY COMMUNICATIONS INC	P	2012-11-27	2014-06-05
	9 SHS/FV DISCOVERY COMMUNICATIONS INC	P	2012-11-27	2014-09-24
	7 SHS/FV DISCOVERY COMMUNICATIONS INC	P	2013-01-09	2014-09-24
	7 SHS/FV DISCOVERY COMMUNICATIONS INC	P	2013-02-27	2014-09-24
	6 SHS/FV DISCOVERY COMMUNICATIONS INC	P	2013-05-21	2014-09-24
	7 SHS/FV DISCOVERY COMMUNICATIONS INC	P	2013-08-02	2014-09-24
	109 SHS/FV DR PEPPER SNAPPLE GROUP	P	2011-10-24	2014-08-25
	39 SHS/FV DR PEPPER SNAPPLE GROUP	P	2011-10-24	2014-11-26
	17 SHS/FV DUNKIN' BRANDS GRP INC	P	2013-03-14	2014-06-12
	11 SHS/FV DUNKIN' BRANDS GRP INC	P	2013-05-06	2014-06-12
	2 SHS/FV ENI S P A SPON ADR	P	2012-12-04	2014-11-26
	25 SHS/FV ENI S P A SPON ADR	P	2012-12-04	2014-12-01
	1 SHS/FV ECOLAB INC	P	2013-07-23	2014-11-26
	23 SHS/FV ESTACIO PARTICIPACOES SA	P	2012-12-12	2014-11-26
	114 SHS/FV EXELON CORPORATION	P	2012-05-09	2014-04-24
	37 SHS/FV EXELON CORPORATION	P	2012-05-09	2014-05-05
	26 SHS/FV EXELON CORPORATION	P	2012-10-04	2014-05-05
	32 SHS/FV EXPRESS SCRIPTS HLDG CO	P	2013-06-20	2014-11-26
	9 SHS/FV FINANCIAL ENGINES INC	P	2013-01-22	2014-04-24
	13 SHS/FV FINANCIAL ENGINES INC	P	2013-02-19	2014-04-24
	1 SHS/FV FINANCIAL ENGINES INC	P	2013-03-04	2014-04-24
	19 SHS/FV FINANCIAL ENGINES INC	P	2013-03-04	2014-07-08
	11 SHS/FV FINANCIAL ENGINES INC	P	2013-05-14	2014-07-08
	5 SHS/FV FLEETCOR TECHNOLOGIES INC	P	2012-11-27	2014-01-22
	7 SHS/FV FLEETCOR TECHNOLOGIES INC	P	2012-11-27	2014-04-17
	4 SHS/FV FLEETCOR TECHNOLOGIES INC	P	2012-11-27	2014-09-04
	1 SHS/FV FLEETCOR TECHNOLOGIES INC	P	2012-11-27	2014-11-26
	3 SHS/FV FLEETCOR TECHNOLOGIES INC	P	2012-11-27	2014-12-15
	1 SHS/FV GARTNER INC NEW	P	2012-11-27	2014-06-05
	2 SHS/FV GARTNER INC NEW	P	2012-11-27	2014-11-26
	1 SHS/FV GILEAD SCIENCES INC	P	2012-09-26	2014-03-07
	12 SHS/FV GILEAD SCIENCES INC	P	2012-10-08	2014-03-07
	6 SHS/FV GILEAD SCIENCES INC	P	2012-10-08	2014-04-10
	10 SHS/FV GILEAD SCIENCES INC	P	2012-10-31	2014-04-10
	1 SHS/FV GILEAD SCIENCES INC	P	2013-03-04	2014-06-05
	7 SHS/FV GILEAD SCIENCES INC	P	2013-03-04	2014-09-16
	1 SHS/FV GOOGLE INC CL A VOTING	P	2013-08-22	2014-10-22
	6 SHS/FV GUIDEWIRE SOFTWARE INC	P	2013-03-26	2014-04-08
	23 SHS/FV HSBC HOLDINGS PLC-SPON	P	2013-01-15	2014-03-31
	7 SHS/FV HSBC HOLDINGS PLC-SPON	P	2013-01-15	2014-07-18
	18 SHS/FV HSBC HOLDINGS PLC-SPON	P	2013-05-13	2014-07-18
	15 SHS/FV INFORMA PLC SPON ADR	P	2012-06-04	2014-11-26
	16 SHS/FV KANSAS CITY SOUTHERN NEW	P	2012-11-27	2014-02-18
	1 SHS/FV KANSAS CITY SOUTHERN NEW	P	2012-11-27	2014-06-05
	1 SHS/FV KANSAS CITY SOUTHERN NEW	P	2012-11-27	2014-11-26
	3 SHS/FV KASIKORNBANK PUB CO LTD	P	2012-06-04	2014-11-26
	5 SHS/FV KDDI CORP-UNSPONSORED ADR	P	2013-11-08	2014-11-26
	3 SHS/FV KOC HOLDING AS-UNSPON	P	2012-06-04	2014-11-26
	5 SHS/FV KOMATSU LTD SPON ADR	P	2012-06-04	2014-11-26
	181 SHS/FV LADBROKES PLC-ADR	P	2013-05-20	2014-11-04
	2 SHS/FV LINKEDIN CORP CLASS A	P	2012-11-16	2014-03-03
	1 SHS/FV LINKEDIN CORP CLASS A	P	2012-11-27	2014-03-03
	3 SHS/FV LINKEDIN CORP CLASS A	P	2012-11-27	2014-03-18
	1 SHS/FV LINKEDIN CORP CLASS A	P	2012-11-27	2014-03-26
	3 SHS/FV LINKEDIN CORP CLASS A	P	2013-03-06	2014-03-26
	12 SHS/FV LITHIA MTRS INC	P	2013-06-11	2014-08-20
	12 SHS/FV LIXIL GROUP CORP	P	2012-06-04	2014-01-27
	5 SHS/FV LIXIL GROUP CORP	P	2012-06-04	2014-03-24
	17 SHS/FV LIXIL GROUP CORP	P	2012-06-04	2014-03-25
	3 SHS/FV MASTERCARD INC CL A	P	2011-08-11	2014-11-26
	2 SHS/FV MEDICLINIC INTL LTD ADR	P	2012-08-02	2014-11-26
	7 SHS/FV MEDIOLANUM SPA- UNSP ADR	P	2013-10-21	2014-11-26
	2 SHS/FV MELCO PBL ENTERTAINMENT ADR	P	2013-04-26	2014-06-05
	32 SHS/FV MELCO PBL ENTERTAINMENT ADR	P	2013-04-26	2014-09-02
	1 SHS/FV MELCO PBL ENTERTAINMENT ADR	P	2013-08-19	2014-09-02
	19 SHS/FV MELCO PBL ENTERTAINMENT ADR	P	2013-08-19	2014-09-17
	16 SHS/FV MELCO PBL ENTERTAINMENT ADR	P	2013-08-30	2014-09-17
	45 SHS/FV MICROSOFT CORP	P	2011-10-24	2014-11-07
	3 SHS/FV MIDDLEBY CORP	P	2013-07-16	2014-11-26
	5 SHS/FV MOBILE TELESYSTEMS	P	2012-06-04	2014-11-26
	113 SHS/FV MOLSON COORS BREWING CO	P	2011-10-24	2014-05-28
	62 SHS/FV MOLSON COORS BREWING CO	P	2011-10-24	2014-05-29
	48 SHS/FV NORTHROP GRUMMAN CORP	P	2011-10-24	2014-01-03
	57 SHS/FV NORTHROP GRUMMAN CORP	P	2011-10-24	2014-08-22
	4 SHS/FV NOVARTIS AG	P	2012-06-04	2014-11-26
	21 SHS/FV NOVO NORDISK A S ADR	P	2013-07-11	2014-07-21
	14 SHS/FV NOVO NORDISK A S ADR	P	2013-07-11	2014-10-24
	3 SHS/FV NOVO NORDISK A S ADR	P	2013-08-07	2014-10-24
	3 SHS/FV NOVO NORDISK A S ADR	P	2013-08-07	2014-10-28
	4 SHS/FV NOVO NORDISK A S ADR	P	2013-08-07	2014-11-26
	34 SHS/FV PNC FINANCIAL SERVICES GROUP	P	2011-10-24	2014-11-26
	4 SHS/FV PERUSAHAAN PERSEROAN	P	2011-02-25	2014-11-26
	27 SHS/FV PETROLEUM GEO-SVS ADR	P	2012-06-04	2014-09-25
	22 SHS/FV PETROLEUM GEO-SVS ADR	P	2012-06-21	2014-09-25
	33 SHS/FV PETROLEUM GEO-SVS ADR	P	2013-06-21	2014-09-25
	27 SHS/FV PRUDENTIAL PLC	P	2012-06-04	2014-09-17
	4 SHS/FV PRUDENTIAL PLC	P	2012-06-04	2014-11-26
	51 SHS/FV RED ELECTRICA	P	2012-09-07	2014-04-24
	32 SHS/FV RED ELECTRICA	P	2012-09-07	2014-07-10
	3 SHS/FV RED ELECTRICA	P	2012-09-07	2014-11-26
	1 SHS/FV REGENERON PHARMACEUTICAL INC	P	2013-08-27	2014-11-26
	3 SHS/FV REXAM PLC SPON ADR	P	2012-06-04	2014-11-26
	2 SHS/FV ROYAL DUTCH SHELL PLC	P	2012-06-04	2014-11-26
	1 SHS/FV RYANAIR HLDGS PLC	P	2012-06-04	2014-03-20
	7 SHS/FV RYANAIR HLDGS PLC	P	2012-06-04	2014-03-21
	2 SHS/FV RYANAIR HLDGS PLC	P	2012-06-04	2014-11-26
	1 SHS/FV SBA COMMUNICATIONS CORP	P	2012-11-27	2014-06-05
	3 SHS/FV SBA COMMUNICATIONS CORP	P	2012-11-27	2014-11-26
	1 SHS/FV SALESFORCE.COM	P	2012-11-27	2014-06-05
	2 SHS/FV SALESFORCE.COM	P	2012-11-27	2014-11-26
	6 SHS/FV SAMPO OYJ-A SHS UNSP ADR	P	2012-06-04	2014-11-26
	10 SHS/FV SANDS CHINA LTD	P	2012-10-26	2014-01-22
	9 SHS/FV SANDS CHINA LTD	P	2012-10-26	2014-09-18
	16 SHS/FV SANDS CHINA LTD	P	2013-03-20	2014-09-18
	24 SHS/FV SANOFI ADR	P	2012-06-04	2014-04-04
	7 SHS/FV SANOFI ADR	P	2012-06-04	2014-06-03
	1 SHS/FV SANOFI ADR	P	2013-03-27	2014-06-03
	15 SHS/FV SAP AG-SPONSORED ADR	P	2012-06-04	2014-01-22
	18 SHS/FV SAP AG-SPONSORED ADR	P	2012-06-04	2014-10-30
	7 SHS/FV SAP AG-SPONSORED ADR	P	2012-07-18	2014-10-30
	147 SHS/FV SCHWAB CHARLES CORP NEW	P	2011-10-24	2014-01-03
	250 SHS/FV SCHWAB CHARLES CORP NEW	P	2011-10-24	2014-08-22
	7 SHS/FV SEVEN & I HOLDINGS ADR	P	2012-08-14	2014-11-26
	78 SHS/FV SIGMA ALDRICH CORP	P	2011-10-24	2014-02-20
	6 SHS/FV STERICYCLE INC	P	2012-11-27	2014-02-28
	1 SHS/FV STERICYCLE INC	P	2012-11-27	2014-11-26
	13 SHS/FV SUMITOMO MITSUI FINL	P	2012-06-04	2014-11-26
	6 SHS/FV SUMITOMO MITSUI TRUST	P	2013-10-11	2014-11-26
	11 SHS/FV SUMITOMO MITSUI TRUST	P	2013-10-15	2014-11-26
	2 SHS/FV SWEDBANK AB-ADR	P	2012-06-04	2014-11-26
	44 SHS/FV TAIWAN SEMICONDUCTOR	P	2012-06-04	2014-01-10
	136 SHS/FV TAIWAN SEMICONDUCTOR	P	2012-06-04	2014-11-26
	12 SHS/FV TAIWAN SEMICONDUCTOR	P	2012-06-04	2014-11-26
	70 SHS/FV TARGET CORP	P	2011-10-24	2014-11-25
	8 SHS/FV TRACTOR SUPPLY COMPANY	P	2012-11-27	2014-01-14
	7 SHS/FV TRACTOR SUPPLY COMPANY	P	2012-11-27	2014-05-19
	9 SHS/FV TRACTOR SUPPLY COMPANY	P	2012-11-27	2014-06-17
	2 SHS/FV TRACTOR SUPPLY COMPANY	P	2012-11-27	2014-11-26
	101 SHS/FV TULLOW OIL PLC	P	2012-06-04	2014-02-14
	5 SHS/FV TURKCELL ILETISIM	P	2012-07-23	2014-11-26
	29 SHS/FV UNILEVER PLC SPONS ADR	P	2012-06-04	2014-10-24
	6 SHS/FV VALEO SPONSORED ADR	P	2012-06-04	2014-01-28
	9 SHS/FV VALEO SPONSORED ADR	P	2012-07-19	2014-01-28
	6 SHS/FV VALEO SPONSORED ADR	P	2012-07-19	2014-05-14
	1 SHS/FV VALEO SPONSORED ADR	P	2012-08-15	2014-05-14
	4 SHS/FV VIRTUS INVESTMENT	P	2013-02-04	2014-03-05
	23 SHS/FV WOLSELEY PLC JERSEY	P	2012-06-04	2014-11-26
	11 SHS/FV WORKDAY INC	P	2012-12-12	2014-04-14
	2 SHS/FV WORKDAY INC	P	2012-12-12	2014-04-22
	10 SHS/FV WORKDAY INC	P	2012-12-20	2014-04-22
	1 SHS/FV WORKDAY INC	P	2013-01-11	2014-04-24
	6 SHS/FV WORKDAY INC	P	2013-03-04	2014-04-24
	1 SHS/FV WORKDAY INC	P	2013-03-04	2014-04-28
	9 SHS/FV WORKDAY INC	P	2013-04-12	2014-04-28
	158 SHS/FV YAHOO JAPAN CORPORATION	P	2012-06-04	2014-05-01
	4 SHS/FV SIGNET JEWELERS LTD	P	2013-04-19	2014-04-21
	3 SHS/FV SIGNET JEWELERS LTD	P	2013-04-19	2014-11-21
	2 SHS/FV SIGNET JEWELERS LTD	P	2013-06-10	2014-11-21
	2 SHS/FV AMAZON COM INC	P	2008-03-11	2014-02-03
	3 SHS/FV AMAZON COM INC	P	2008-03-11	2014-02-18
	36 SHS/FV AMERICAN EXPRESS COMPANY	P	2004-11-16	2014-03-07
	16 SHS/FV CVS HEALTH CORPORATION	P	2010-06-11	2014-11-26
	20 SHS/FV CVS HEALTH CORPORATION	P	2010-08-19	2014-11-26
	2 SHS/FV CVS HEALTH CORPORATION	P	2010-11-15	2014-11-26
	1 SHS/FV CVS HEALTH CORPORATION	P	2010-11-15	2014-11-26
	13 SHS/FV JOHNSON & JOHNSON	P	2009-09-24	2014-03-07
	16 SHS/FV JOHNSON & JOHNSON	P	2010-04-27	2014-03-07
	14 SHS/FV JOHNSON & JOHNSON	P	2010-06-14	2014-03-07
	8 SHS/FV JOHNSON & JOHNSON	P	2010-11-15	2014-03-07
	2 SHS/FV STARBUCKS CORP	P	2010-11-09	2014-11-26
	CAPITAL GAINS DIVIDENDS	P

(e) Gross sales price		(g) Cost or other basis plus expense of sale	(h) Gain or (loss) (e) plus (f) minus (g)
a	23,278	24,173	-895
b	629	646	-17
c	506	495	11
d	200	202	-2
e	609	602	7
	70,000	54,089	15,911
	5,003	5,011	-8
	963	958	5
	7,877	7,886	-9
	4,927	4,929	-2
	985	987	-2
	631	656	-25
	2,544	2,508	36
	928	912	16
	1,026	1,027	-1
	1,023	1,011	12
	1,034	1,036	-2
	1,459	1,492	-33
	1,524	1,516	8
	1,524	1,487	37
	1,524	1,453	71
	1,524	1,505	19
	963	962	1
	1,907	2,023	-116
	2,860	3,037	-177
	1,907	2,024	-117
	953	937	16
	953	945	8
	9,030	9,466	-436
	490	523	-33
	3,291	3,471	-180
	7,327	7,964	-637
	2,627	3,126	-499
	5,173	5,583	-410
	3,104	3,349	-245
	10,838	11,045	-207
	4,850	4,968	-118
	5,777	5,961	-184
	963	953	10
	473	371	102
	164	124	40
	333	247	86
	86	88	-2
	1,043	1,301	-258
	379	495	-116
	68	65	3
	474	489	-15
	225	266	-41
	450	549	-99
	602	536	66
	107	93	14
	630	717	-87
	473	573	-100
	1,334	1,212	122
	99	71	28
	1,016	1,294	-278
	493	557	-64
	650	797	-147
	78	96	-18
	692	817	-125
	441	571	-130
	526	523	3
	200	209	-9
	501	560	-59
	686	762	-76
	311	246	65
	705	767	-62
	423	503	-80
	47	53	-6
	392	296	96
	389	349	40
	130	124	6
	326	332	-6
	570	572	-2
	677	705	-28
	615	726	-111
	352	379	-27
	350	421	-71
	385	537	-152
	588	658	-70
	326	395	-69
	446	472	-26
	405	443	-38
	486	558	-72
	459	560	-101
	513	631	-118
	529	560	-31
	529	541	-12
	529	695	-166
	450	490	-40
	450	538	-88
	542	585	-43
	211	241	-30
	362	489	-127
	422	471	-49
	641	648	-7
	375	440	-65
	429	524	-95
	429	533	-104
	93	82	11
	635	789	-154
	693	839	-146
	347	429	-82
	700	667	33
	330	334	-4
	440	454	-14
	91	76	15
	552	664	-112
	33	44	-11
	331	503	-172
	298	486	-188
	79	72	7
	120	151	-31
	730	774	-44
	242	258	-16
	484	513	-29
	697	811	-114
	313	239	74
	10		10
	57	51	6
	69	90	-21
	690	623	67
	697	825	-128
	436	573	-137
	349	531	-182
	903	860	43
	654	835	-181
	68	75	-7
	9,176	8,168	1,008
	552	493	59
	621	733	-112
	452	586	-134
	515	540	-25
	215	231	-16
	933	1,085	-152
	476	446	30
	114	107	7
	27		27
	516	473	43
	305	316	-11
	305	329	-24
	329	329	0
	658	759	-101
	494	641	-147
	487	740	-253
	139	179	-40
	72	90	-18
	123	93	30
	104	94	10
	700	661	39
	357	426	-69
	1,193	1,305	-112
	58	54	4
	389	395	-6
	389	411	-22
	194	220	-26
	665	710	-45
	399	588	-189
	110	97	13
	78	73	5
	681	665	16
	545	567	-22
	94	62	32
	362	247	115
	186	93	93
	139	150	-11
	983	560	423
	514	280	234
	256	140	116
	166	185	-19
	230	131	99
	138	62	76
	436	220	216
	99	49	50
	942	439	503
	98	46	52
	66	74	-8
	127	67	60
	245	101	144
	294	126	168
	897	613	284
	465	330	135
	196	120	76
	1,063	839	224
	152	118	34
	78	59	19
	9,751	5,795	3,956
	111	120	-9
	234	187	47
	474	287	187
	1,206	884	322
	980	717	263
	327	295	32
	73	78	-5
	765	978	-213
	159	99	60
	337	148	189
	753	753	0
	575	540	35
	1,503	1,786	-283
	136	162	-26
	558	268	290
	661	467	194
	69	46	23
	83	85	-2
	103	69	34
	654	620	34
	151	180	-29
	6,626	4,745	1,881
	5,468	4,961	507
	160	116	44
	343	265	78
	267	240	27
	267	256	11
	229	242	-13
	267	289	-22
	6,637	4,372	2,265
	2,841	1,564	1,277
	758	628	130
	490	449	41
	84	95	-11
	977	1,191	-214
	114	95	19
	257	144	113
	4,105	4,394	-289
	1,335	1,426	-91
	938	934	4
	2,624	1,983	641
	415	279	136
	599	454	145
	46	34	12
	769	642	127
	445	469	-24
	537	259	278
	798	362	436
	561	207	354
	155	52	103
	410	155	255
	72	47	25
	170	95	75
	79	33	46
	944	420	524
	401	210	191
	669	334	335
	83	44	39
	717	305	412
	547	437	110
	259	222	37
	1,168	1,260	-92
	357	383	-26
	919	1,021	-102
	228	155	73
	1,449	1,266	183
	105	79	26
	125	79	46
	90	56	34
	81	70	11
	82	47	35
	118	111	7
	324	610	-286
	399	208	191
	200	107	93
	585	322	263
	189	107	82
	567	524	43
	1,060	659	401
	630	430	200
	264	179	85
	919	610	309
	259	97	162
	86	51	35
	98	123	-25
	67	48	19
	863	773	90
	27	27	0
	503	519	-16
	423	434	-11
	2,179	1,231	948
	286	186	100
	66	82	-16
	7,260	4,711	2,549
	4,007	2,585	1,422
	5,457	2,722	2,735
	7,284	3,232	4,052
	383	206	177
	945	689	256
	639	459	180
	137	104	33
	131	104	27
	180	138	42
	2,986	1,886	1,100
	185	136	49
	162	287	-125
	132	267	-135
	198	434	-236
	1,239	546	693
	192	81	111
	829	458	371
	535	287	248
	54	27	27
	415	239	176
	108	115	-7
	143	122	21
	55	30	25
	390	208	182
	125	59	66
	100	67	33
	361	202	159
	51	39	12
	118	79	39
	147	67	80
	798	388	410
	500	349	151
	890	775	115
	1,242	805	437
	372	235	137
	53	50	3
	1,202	825	377
	1,182	990	192
	460	440	20
	3,800	1,863	1,937
	7,167	3,169	3,998
	131	117	14
	7,307	5,414	1,893
	685	557	128
	128	93	35
	98	74	24
	25	31	-6
	45	57	-12
	52	28	24
	743	571	172
	3,158	1,766	1,392
	279	156	123
	5,019	3,840	1,179
	594	358	236
	446	313	133
	577	402	175
	151	89	62
	640	1,045	-405
	79	63	16
	1,129	901	228
	333	122	211
	499	195	304
	385	130	255
	64	24	40
	714	622	92
	129	80	49
	826	582	244
	162	106	56
	808	563	245
	73	53	20
	439	365	74
	65	61	4
	583	539	44
	1,386	885	501
	399	265	134
	366	199	167
	244	137	107
	697	130	567
	1,051	195	856
	3,370	1,763	1,607
	1,449	505	944
	1,811	574	1,237
	181	60	121
	91	30	61
	1,211	789	422
	1,491	1,032	459
	1,304	822	482
	745	514	231
	159	61	98
	15,806		15,806

Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69			(l) Gains (Col. (h) gain minus col. (k), but not less than -0-) or Losses (from col.(h))
(i) F.M.V. as of 12/31/69	(j) Adjusted basis as of 12/31/69	(k) Excess of col. (i) over col. (j), if any
a			-895
b			-17
c			11
d			-2
e			7
			15,911
			-8
			5
			-9
			-2
			-2
			-25
			36
			16
			-1
			12
			-2
			-33
			8
			37
			71
			19
			1
			-116
			-177
			-117
			16
			8
			-436
			-33
			-180
			-637
			-499
			-410
			-245
			-207
			-118
			-184
			10
			102
			40
			86
			-2
			-258
			-116
			3
			-15
			-41
			-99
			66
			14
			-87
			-100
			122
			28
			-278
			-64
			-147
			-18
			-125
			-130
			3
			-9
			-59
			-76
			65
			-62
			-80
			-6
			96
			40
			6
			-6
			-2
			-28
			-111
			-27
			-71
			-152
			-70
			-69
			-26
			-38
			-72
			-101
			-118
			-31
			-12
			-166
			-40
			-88
			-43
			-30
			-127
			-49
			-7
			-65
			-95
			-104
			11
			-154
			-146
			-82
			33
			-4
			-14
			15
			-112
			-11
			-172
			-188
			7
			-31
			-44
			-16
			-29
			-114
			74
			10
			6
			-21
			67
			-128
			-137
			-182
			43
			-181
			-7
			1,008
			59
			-112
			-134
			-25
			-16
			-152
			30
			7
			27
			43
			-11
			-24
			0
			-101
			-147
			-253
			-40
			-18
			30
			10
			39
			-69
			-112
			4
			-6
			-22
			-26
			-45
			-189
			13
			5
			16
			-22
			32
			115
			93
			-11
			423
			234
			116
			-19
			99
			76
			216
			50
			503
			52
			-8
			60
			144
			168
			284
			135
			76
			224
			34
			19
			3,956
			-9
			47
			187
			322
			263
			32
			-5
			-213
			60
			189
			0
			35
			-283
			-26
			290
			194
			23
			-2
			34
			34
			-29
			1,881
			507
			44
			78
			27
			11
			-13
			-22
			2,265
			1,277
			130
			41
			-11
			-214
			19
			113
			-289
			-91
			4
			641
			136
			145
			12
			127
			-24
			278
			436
			354
			103
			255
			25
			75
			46
			524
			191
			335
			39
			412
			110
			37
			-92
			-26
			-102
			73
			183
			26
			46
			34
			11
			35
			7
			-286
			191
			93
			263
			82
			43
			401
			200
			85
			309
			162
			35
			-25
			19
			90
			0
			-16
			-11
			948
			100
			-16
			2,549
			1,422
			2,735
			4,052
			177
			256
			180
			33
			27
			42
			1,100
			49
			-125
			-135
			-236
			693
			111
			371
			248
			27
			176
			-7
			21
			25
			182
			66
			33
			159
			12
			39
			80
			410
			151
			115
			437
			137
			3
			377
			192
			20
			1,937
			3,998
			14
			1,893
			128
			35
			24
			-6
			-12
			24
			172
			1,392
			123
			1,179
			236
			133
			175
			62
			-405
			16
			228
			211
			304
			255
			40
			92
			49
			244
			56
			245
			20
			74
			4
			44
			501
			134
			167
			107
			567
			856
			1,607
			944
			1,237
			121
			61
			422
			459
			482
			231
			98
			15,806

2	Capital gain net income or (net capital loss)	If gain, also enter in Part I, line 7 If (loss), enter -0- in Part I, line 7	2	81,302
3	Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
	If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0- in Part I, line 8 . . . . . . . . . . . . . . . .		3

Part V

Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income

(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.

Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period? Yes No

If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.

1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a) Base period years Calendar year (or tax year beginning in)	(b) Adjusted qualifying distributions	(c) Net value of noncharitable-use assets	(d) Distribution ratio (col. (b) divided by col. (c))
2013	77,545	1,608,591	0.048207
2012	78,770	1,539,195	0.051176
2011	75,370	1,618,215	0.046576
2010	70,395	1,562,552	0.045051
2009	89,606	1,410,376	0.063533

2	Total of line 1, column (d) ......................	2	0.254543
3	Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by the number of years the foundation has been in existence if less than 5 years. . .	3	0.050909
4	Enter the net value of noncharitable-use assets for 2014 from Part X, line 5.....	4	1,673,894
5	Multiply line 4 by line 3.......................	5	85,216
6	Enter 1% of net investment income (1% of Part I, line 27b)...........	6	1,000
7	Add lines 5 and 6.........................	7	86,216
8	Enter qualifying distributions from Part XII, line 4..............	8	79,020
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.

Form 990-PF (2014)

Page 4

Part VI

Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)

1a	Exempt operating foundations described in section 4940(d)(2), check hereand enter “N/A" on line 1.
	Date of ruling or determination letter: (attach copy of letter if necessary–see instructions)
b	Domestic foundations that meet the section 4940(e) requirements in Part V, check	1	2,000
	hereand enter 1% of Part I, line 27b...................
c	All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2	Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	2	0
3	Add lines 1 and 2...........................	3	2,000
4	Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	4	0
5	Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- .....	5	2,000
6	Credits/Payments:

a	2014 estimated tax payments and 2013 overpayment credited to 2014	6a	680
b	Exempt foreign organizations—tax withheld at source.......	6b
c	Tax paid with application for extension of time to file (Form 8868)...	6c	3,000
d	Backup withholding erroneously withheld ...........	6d

7	Total credits and payments. Add lines 6a through 6d..............		7	3,680
8	Enter any penalty for underpayment of estimated tax. Check hereif Form 2220 is attached.		8	4
9	Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......		9
10	Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...		10	1,676
11	Enter the amount of line 10 to be: Credited to 2015 estimated tax1,676	Refunded	11	0

Part VII-A

Statements Regarding Activities

During the tax year, did the foundation attempt to influence any national, state, or local legislation or did

Yes

it participate or intervene in any political campaign? ....................

Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see Instructions

for definition)?.................................

If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials

published or distributed by the foundation in connection with the activities.

Did the foundation file Form 1120-POL for this year?.....................

Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:

(1) On the foundation. bullet

$ 0(2) On foundation managers. bullet

$ 0

Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed

on foundation managers. bullet

$ 0

Has the foundation engaged in any activities that have not previously been reported to the IRS?.......

If "Yes," attach a detailed description of the activities.

Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles

of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....

Did the foundation have unrelated business gross income of $1,000 or more during the year?........

If "Yes," has it filed a tax return on Form 990-T for this year?...................

Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........

If "Yes," attach the statement required by General Instruction T.

Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:

By language in the governing instrument, or

By state legislation that effectively amends the governing instrument so that no mandatory directions

that conflict with the state law remain in the governing instrument?................

Yes

Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),

and Part XV..................................

Yes

Enter the states to which the foundation reports or with which it is registered (see instructions)

If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney

General (or designate) of each state as required by General Instruction G? If "No," attach explanation .

Yes

Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)

or 4942(j)(5) for calendar year 2014 or the taxable year beginning in 2014 (see instructions for Part XIV)?

If "Yes," complete Part XIV.............................

Form 990-PF (2014)

Page 5

Part VII-A

Statements Regarding Activities (continued)

Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names

and addresses. ...............................

At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the

meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............

Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had

advisory privileges? If "Yes," attach statement (see instructions).................

Did the foundation comply with the public inspection requirements for its annual returns and exemption application?

Yes

Website address bullet

NONE

The books are in care of bullet

WINSHIP C HOWARD Telephone no. bullet

(269) 209-1651

Located at bullet

180 S UNION STREETBATTLE CREEKMI ZIP+4 bullet

490144918

Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —Check here......... bullet

and enter the amount of tax-exempt interest received or accrued during the year ...... bullet

16 At any time during calendar year 2014, did the foundation have an interest in or a signature or other authority over YesNo

a bank, securities, or other financial account in a foreign country?

16 No

See instructions for exceptions and filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR). If "Yes", enter the name of the foreign country bullet

Form 990-PF (2014)

Page 6

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required

File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.

Yes

During the year did the foundation (either directly or indirectly):

(1) Engage in the sale or exchange, or leasing of property with a disqualified person? YesNo

(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)

a disqualified person?........................YesNo

(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? YesNo

(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? YesNo

(5) Transfer any income or assets to a disqualified person (or make any of either available

for the benefit or use of a disqualified person)?.................YesNo

(6) Agree to pay money or property to a government official? (Exception. Check "No"

if the foundation agreed to make a grant to or to employ the official for a period

after termination of government service, if terminating within 90 days.).........YesNo

If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations

section 53.4941(d)-3 or in a current notice regarding disaster assistance (see instructions)? ........

Organizations relying on a current notice regarding disaster assistance check here......... bullet

Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,

that were not corrected before the first day of the tax year beginning in 2014?.............

Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private

operating foundation defined in section 4942(j)(3) or 4942(j)(5)):

At the end of tax year 2014, did the foundation have any undistributed income (lines 6d

and 6e, Part XIII) for tax year(s) beginning before 2014?...............YesNo

If "Yes," list the years bullet

20, 20, 20, 20

Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)

(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)

to all years listed, answer "No" and attach statement—see instructions.) ..............

If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.

20, 20, 20, 20

Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at

any time during the year?........................YesNo

If "Yes," did it have excess business holdings in 2014 as a result of (1) any purchase by the foundation

or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved

by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)

the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine

if the foundation had excess business holdings in 2014.)....................

Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?

Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its

charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2014?

During the year did the foundation pay or incur any amount to:

(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? YesNo

(2) Influence the outcome of any specific public election (see section 4955); or to carry

on, directly or indirectly, any voter registration drive?...............YesNo

(3) Provide a grant to an individual for travel, study, or other similar purposes? YesNo

(4) Provide a grant to an organization other than a charitable, etc., organization described

in section 4945(d)(4)(A)? (see instructions)..................YesNo

(5) Provide for any purpose other than religious, charitable, scientific, literary, or

educational purposes, or for the prevention of cruelty to children or animals?........YesNo

If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in

Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......

Organizations relying on a current notice regarding disaster assistance check here......... bullet

If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the

tax because it maintained expenditure responsibility for the grant?............YesNo

If "Yes," attach the statement required by Regulations section 53.4945–5(d).

Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on

a personal benefit contract?.......................YesNo

Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....

If "Yes" to 6b, file Form 8870.

At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction? YesNo

If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....

Form 990-PF (2014)

Page 7

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors

1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
(a) Name and address	(b) Title, and average hours per week devoted to position	(c) Compensation (If not paid, enter -0-)	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
WINSHIP C HOWARD	DIRECTOR - PRESIDENT/TREAS 0.10	0	0	0
180 S UNION STREET BATTLE CREEK,MI49014	DIRECTOR - PRESIDENT/TREAS 0.10	0	0	0
MARY E KEYSER	DIRECTOR 0.10	0	0	0
180 S UNION STREET BATTLE CREEK,MI49014	DIRECTOR 0.10	0	0	0
ANDREW T HOWARD	DIRECTOR 0.10	0	0	0
180 S UNION STREET BATTLE CREEK,MI49014	DIRECTOR 0.10	0	0	0
MICHAEL J HOWARD	DIRECTOR 0.10	0	0	0
180 S UNION STREET BATTLE CREEK,MI49014	DIRECTOR 0.10	0	0	0
ANN E HOWARD	DIRECTOR - SECRETARY 0.10	0	0	0
180 S UNION STREET BATTLE CREEK,MI49014	DIRECTOR - SECRETARY 0.10	0	0	0

2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000	(b) Title, and average hours per week devoted to position	(c) Compensation	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
NONE









Total number of other employees paid over $50,000...................				0

3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000	(b) Type of service	(c) Compensation
NONE

Total number of others receiving over $50,000 for professional services............. bullet

Part IX-A

Summary of Direct Charitable Activities

List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc.		Expenses
1


2


3


4

Form 990-PF (2014)

Page 8

Part IX-B

Summary of Program-Related Investments (see instructions)

Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2.		Amount
1


2


All other program-related investments. See instructions.
3

Total. Add lines 1 through 3......................... bullet

Part X

Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
see instructions.)

Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,

purposes:

Average monthly fair market value of securities...................

1,629,490

Average of monthly cash balances.......................

69,829

Fair market value of all other assets (see instructions)................

Total (add lines 1a, b, and c).........................

1,699,385

Reduction claimed for blockage or other factors reported on lines 1a and

1c (attach detailed explanation) .............

Acquisition indebtedness applicable to line 1 assets..................

Subtract line 2 from line 1d.........................

1,699,385

Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see

instructions) .............................

25,491

Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4

1,673,894

Minimum investment return. Enter 5% of line 5..................

83,695

Part XI

Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here bullet

and do not complete this part.)

Minimum investment return from Part X, line 6....................

83,695

Tax on investment income for 2014 from Part VI, line 5......

2,000

Income tax for 2014. (This does not include the tax from Part VI.)...

Add lines 2a and 2b............................

2,000

Distributable amount before adjustments. Subtract line 2c from line 1............

81,695

Recoveries of amounts treated as qualifying distributions................

Add lines 3 and 4............................

81,695

Deduction from distributable amount (see instructions).................

Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...

81,695

Part XII

Qualifying Distributions (see instructions)

Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:

Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........

79,020

Program-related investments—total from Part IX-B..................

Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,

purposes...............................

Amounts set aside for specific charitable projects that satisfy the:

Suitability test (prior IRS approval required)....................

Cash distribution test (attach the required schedule) .................

Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4

79,020

Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment

income. Enter 1% of Part I, line 27b (see instructions).................

Adjusted qualifying distributions. Subtract line 5 from line 4..............

79,020

Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
the section 4940(e) reduction of tax in those years.

Form 990-PF (2014)

Page 9

Part XIII

Undistributed Income (see instructions)

	(a) Corpus	(b) Years prior to 2013	(c) 2013	(d) 2014
1 Distributable amount for 2014 from Part XI, line 7				81,695
2 Undistributed income, if any, as of the end of 2014:
a Enter amount for 2013 only.......			74,382
b Total for prior years:20, 20, 20		0
3 Excess distributions carryover, if any, to 2014:
a From 2009.......
b From 2010.......
c From 2011.......
d From 2012.......
e From 2013.......
fTotal of lines 3a through e.........	0
4Qualifying distributions for 2014 from Part
XII, line 4: $ 79,020
a Applied to 2013, but not more than line 2a				74,382
b Applied to undistributed income of prior years (Election required—see instructions).....		0
c Treated as distributions out of corpus (Election required—see instructions).........	0
d Applied to 2014 distributable amount.....				4,638
e Remaining amount distributed out of corpus	0
5 Excess distributions carryover applied to 2014.	0			0
(If an amount appears in column (d), the same amount must be shown in column (a).)
6Enter the net total of each column as indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5	0
b Prior years’ undistributed income. Subtract line 4b from line 2b ...........		0
c Enter the amount of prior years’ undistributed income for which a notice of deficiency has been issued, or on which the section 4942(a) tax has been previously assessed......		0
d Subtract line 6c from line 6b. Taxable amount —see instructions ...........		0
e Undistributed income for 2013. Subtract line 4a from line 2a. Taxable amount—see instructions .............			0
f Undistributed income for 2014. Subtract lines 4d and 5 from line 1. This amount must be distributed in 2015 ..........				77,057
7 Amounts treated as distributions out of corpus to satisfy requirements imposed by section 170(b)(1)(F) or 4942(g)(3) (Election may be required - see instructions) .......	0
8Excess distributions carryover from 2009 not applied on line 5 or line 7 (see instructions) ...	0
9Excess distributions carryover to 2015. Subtract lines 7 and 8 from line 6a ......	0
10 Analysis of line 9:
a Excess from 2010....
b Excess from 2011....
c Excess from 2012....
d Excess from 2013....
e Excess from 2014....

Form 990-PF (2014)

Page 10

Part XIV

Private Operating Foundations (see instructions and Part VII-A, question 9)

1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2014, enter the date of the ruling....... bullet

b Check box to indicate whether the organization is a private operating foundation described in section4942(j)(3) or4942(j)(5)

2a Enter the lesser of the adjusted net income from Part I or the minimum investment return from Part X for each year listed ..........	Tax year	Prior 3 years			(e) Total
	(a) 2014	(b) 2013	(c) 2012	(d) 2011	(e) Total

b 85% of line 2a .........
c Qualifying distributions from Part XII, line 4 for each year listed .....
d Amounts included in line 2c not used directly for active conduct of exempt activities ...........
e Qualifying distributions made directly for active conduct of exempt activities. Subtract line 2d from line 2c ....
3 Complete 3a, b, or c for the alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......
(2) Value of assets qualifying under section 4942(j)(3)(B)(i)
b “Endowment" alternative test— enter 2/3 of minimum investment return shown in Part X, line 6 for each year listed...
c “Support" alternative test—enter:
(1) Total support other than gross investment income (interest, dividends, rents, payments on securities loans (section 512(a)(5)), or royalties) ....
(2) Support from general public and 5 or more exempt organizations as provided in section 4942(j)(3)(B)(iii)....
(3) Largest amount of support from an exempt organization
(4) Gross investment income

Part XV

Supplementary Information (Complete this part only if the organization had $5,000 or more in
assets at any time during the year—see instructions.)

1Information Regarding Foundation Managers:

aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)

bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.

2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:

Check here bullet

if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. (see instructions) to individuals or organizations under
other conditions, complete items 2a, b, c, and d.

aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:

WINSHIP C HOWARD
180 S UNION STREET
BATTLE CREEK,MI49014
(269) 209-1651

bThe form in which applications should be submitted and information and materials they should include:

BRIEF DESCRIPTION AND BUDGET FOR PROGRAM THAT GRANT IS INTENDED TO FUND.

cAny submission deadlines:

NONE

dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:

INDIVIDUALS ARE INELIGIBLE TO RECEIVE GRANTS OR LOANS.

Form 990-PF (2014)

Page 11

Part XV

Supplementary Information (continued)

3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient	If recipient is an individual, show any relationship to any foundation manager or substantial contributor	Foundation status of recipient	Purpose of grant or contribution	Amount
Name and address (home or business)		Foundation status of recipient	Purpose of grant or contribution	Amount
aPaid during the year
AMERICAN RED CROSS 2025 E STREET NW WASHINGTON,DC20006		PC	GENERAL SUPPORT	5,500
BATTLE CREEK COMMUNITY FOUNDATION 34 WEST JACKSON STREET BATTLE CREEK,MI49017		PC	GENERAL SUPPORT	6,000
CHARITY NAVIGATOR 139 HARRISON ROAD SUITE 101 GLEN ROCK,NJ07452		PC	GENERAL SUPPORT	500
COLUMBUS METHODIST CHURCH 222 S DICKASON BLVD COLUMBUS,WI53925		PC	GENERAL SUPPORT	500
COVENANT PRESBYTERIAN CHURCH 40 OHIO STREET RACINE,WI53405		PC	GENERAL SUPPORT	4,000
FAU FOUNDATION INC 777 GLADES ROAD BOCA RATON,FL33431		PC	GENERAL SUPPORT	2,000
FIRST PRESBYTERIAN CHURCH OF RICHLAND 8047 CHURCH RICHLAND,MI49083		PC	GENERAL SUPPORT	1,000
FISHER HOUSE FOUNDATION 1401 ROCKVILLE PIKE SUITE 600 ROCKVILLE,MD20852		PC	GENERAL SUPPORT	1,500
FLAGLER BEACH HISTORICAL MUSEUM INC PO BOX 2136 FLAGLER BEACH,FL32136		PC	GENERAL SUPPORT	1,000
FOOD BANK OF SOUTH CENTRAL MICHIGAN 5451 WAYNE ROAD BATTLE CREEK,MI49008		PC	GENERAL SUPPORT	2,000
FOOD RESCUE OF NORTHWEST MICHIGAN 2279 SOUTH AIRPORT RD W TRAVERSE CITY,MI49684		PC	GENERAL SUPPORT	2,000
FREEDOM ALLIANCE 22570 MARKEY COURT SUITE 240 DULLES,VA20166		PC	GENERAL SUPPORT	5,000
FRIENDS OF THE PALM BEACH COUNTY PUBLIC LIBRARY INC 3650 SUMMIT BLVD WEST PALM BEACH,FL33406		PC	GENERAL SUPPORT	250
GENEROUS HANDS INC PO BOX 313 VICKSBURG,MI49097		PC	GENERAL SUPPORT	1,000
HABITAT FOR HUMANITY GRAND TRAVERSE REGION 1129 WOODMERE AVE PO BOX 5412 TRAVERSE CITY,MI49696		PC	GENERAL SUPPORT	1,000
HOME FOR OUR TROOPS 6 MAIN STREET TAUNTON,MA02780		PC	GENERAL SUPPORT	2,000
JUPITER LIGHTHOUSE 500 CAPTAIN ARMOURS WAY JUPITER,FL33469		PC	GENERAL SUPPORT	1,000
JUPITER MEDICAL CENTER FOUNDATION 1210 SOUTH OLD DIXIE HIGHWAY JUPITER,FL33458		PC	GENERAL SUPPORT	1,000
KALAMAZOO GOSPEL MISSION 448 NORTH BURDICK KALAMAZOO,MI49007		PC	GENERAL SUPPORT	2,500
LAKE GEORGE ASSOCIATION 2392 NEW YORK 9N LAKE GEORGE,NY12845		PC	GENERAL SUPPORT	250
LOAVES AND FISHES 913 E ALCOTT ST KALAMAZOO,MI49001		PC	GENERAL SUPPORT	2,000
LOXAHATCHEE RIVER HISTORICAL SOCIETY INC 500 CAPTAIN ARMOURS WAY JUPITER,FL33469		PC	GENERAL SUPPORT	1,000
MALTZ JUPITER THEATER INC 1001 EAST INDIANATOWN ROAD JUPITER,FL33477		PC	GENERAL SUPPORT	1,100
METORPOLITAN MUSEUM OF ART 1000 5TH AVE NEW YORK,NY10028		PC	GENERAL SUPPORT	600
MINISTRY WITH COMMUNITY 440 NORTH CHURCH STREET KALAMAZOO,MI49007		PC	GENERAL SUPPORT	2,500
MUNSON HEALTHCARE REGIONAL FOUNDATION 1105 SIXTH STREET TRAVERSE CITY,MI49684		PC	GENERAL SUPPORT	6,000
NAVY SEAL FOUNDATION 1619 D STREET VIRGINIA BEACH,VA23455		PC	GENERAL SUPPORT	1,500
NORTON MUSEUM OF ART 1451 S OLIVE AVENUE WEST PALM BEACH,FL33401		PC	GENERAL SUPPORT	250
OPERATION HOME FRONT 8930 FOURWINDS DRIVE SUITE 340 SAN ANTONIO,TX78239		PC	GENERAL SUPPORT	1,500
SALVATION ARMY 1239 BARLOW STREET TRAVERSE CITY,MI49686		PC	GENERAL SUPPORT	3,000
SALVATION ARMY 1700 SOUTH BURDICK STREET KALAMAZOO,MI49001		PC	GENERAL SUPPORT	2,000
SOLOMON R GUGGENHEIMS FOUNDATION 1071 5TH AVE NEW YORK,NY10128		PC	GENERAL SUPPORT	500
SPECIAL OPERATIONS WARRIOR FOUNDATION PO BOX 13483 TAMPA,FL33681		PC	GENERAL SUPPORT	1,000
SPRING LAKE RANCH INC PO BOX 310 SHREWSBURY,VT05738		PC	GENERAL SUPPORT	500
ST ANNE FOUNDATION 825 N CARPENTER ST CHICAGO,IL60642		PC	GENERAL SUPPORT	2,800
STANLEY MUSEUM PO BOX 77 KINGFIELD,ME04947		PC	GENERAL SUPPORT	1,000
THE PRESBYTERIAN CHURCH 701 WESTMINISTER TRAVERSE CITY,MI49684		PC	GENERAL SUPPORT	3,000
THE UNIVERSITY AT ALBANY FOUNDATION 1400 WASHINGTON AVE UAB 201 ALBANY,NY12222		PC	GENERAL SUPPORT	2,750
WISCONSIN HUMANE SOCIETY 4500 WES WISCONSIN AVENUE MILWAUKEE,WI53208		PC	GENERAL SUPPORT	500
WOUNDED WARRIOR FAMILY SUPPORT 920 SOUTH 107TH AVE SUITE 250 OMAHA,NE68114		PC	GENERAL SUPPORT	1,500
Total ................................. 3a				75,000

bApproved for future payment

Total ................................. 3b				0

Form 990-PF (2014)

Page 12

Part XVI-A

Analysis of Income-Producing Activities

Enter gross amounts unless otherwise indicated.	Unrelated business income		Excluded by section 512, 513, or 514		(e) Related or exempt function income (See instructions.)
1Program service revenue:	(a) Business code	(b) Amount	(c) Exclusion code	(d) Amount	(e) Related or exempt function income (See instructions.)
a
b
c
d
e
f
gFees and contracts from government agencies
2 Membership dues and assessments....
3 Interest on savings and temporary cash investments ............			14	6
4 Dividends and interest from securities....			14	40,624
5 Net rental income or (loss) from real estate:
aDebt-financed property......
bNot debt-financed property.....
6 Net rental income or (loss) from personal property .............
7 Other investment income.....
8 Gain or (loss) from sales of assets other than inventory .............			18	81,302
9 Net income or (loss) from special events:
10 Gross profit or (loss) from sales of inventory..
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e)..		0		121,932	0

13Total. Add line 12, columns (b), (d), and (e)..................

13121,932

(See worksheet in line 13 instructions to verify calculations.)

Part XVI-B

Relationship of Activities to the Accomplishment of Exempt Purposes

Line No.	Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See instructions.)

Form 990-PF (2014)

Page 13

Part XVII

Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations

Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political

Yes

organizations?

Transfers from the reporting foundation to a noncharitable exempt organization of:

(1) Cash...................................

1a(1)

(2) Other assets.................................

1a(2)

Other transactions:

(1) Sales of assets to a noncharitable exempt organization....................

1b(1)

(2) Purchases of assets from a noncharitable exempt organization..................

1b(2)

(3) Rental of facilities, equipment, or other assets.......................

1b(3)

(4) Reimbursement arrangements...........................

1b(4)

(5) Loans or loan guarantees.............................

1b(5)

(6) Performance of services or membership or fundraising solicitations................

1b(6)

Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............

If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

(a) Line No.	(b) Amount involved	(c) Name of noncharitable exempt organization	(d) Description of transfers, transactions, and sharing arrangements

Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........YesNo

If "Yes," complete the following schedule.

(a) Name of organization	(b) Type of organization	(c) Description of relationship

Sign Here

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
				May the IRS discuss this return with the preparer shown below (see instr.)? Yes No
	Signature of officer or trustee	Date	Title

Paid Preparer Use Only	Print/Type preparer's name	Preparer's Signature	Date	Check if self- employed	PTIN
	Firm's name Firm's address			Firm's EIN
				Phone no.

Form 990-PF (2014)

Additional Data

Software ID:
Software Version:

Form 990PF - Special Condition Description:

Special Condition Description

Name of Stock	End of Year Book Value	End of Year Fair Market Value
ACADIA HEALTHCARE CO INC	1,462	2,816
ACTAVIS PLC	792	772
ACTELION LTD	841	802
ADVANCE AUTO PARTS	1,248	1,434
AFFILIATED MANAGERS GROUP	3,428	3,820
AIRBUS GROUP ADR	1,381	1,024
ALIBABA GROUP HOLDING ADR	2,433	2,495
ALLERGAN INC	994	1,701
ALLIANCE DATA SYSTEMS CORP	1,400	2,861
ALLIANCE GLOBAL GROUP INC-UNSPONSORED ADR	1,709	1,436
AMAZON COMMUNICATIONS INC	1,303	1,862
AMBEV SA ADR	1,239	1,132
AMERICAN EXPRESS COMPANY	4,673	8,746
ANGLO AMERICAN PLC ADR	869	720
ANHEUSER BUSCH INBEV SA/NV-SPONSORED ADR	2,029	3,257
ANNALY CAPITAL MANAGEMENT INC REIT	6,426	7,178
ASHTEAD GROUP PLC	1,293	1,434
ASSA ABLOY AB - ADR	970	2,070
ASSOC BRITISH FOODS LTD ADR NEW	612	1,223
ATLANTIA SPA - UNSPN ADR	776	1,273
B/E AEROSPACE INC	1,613	1,392
BAIDU INC	2,970	3,875
BARRICK GOLD CORP	18,858	6,611
BAXTER INTERNATIONAL INC	8,655	11,946
BAYER AG SPONSORED ADR	1,708	3,010
BAYERISCHE MOTOREN WERK AG - UNSPONSORED ADR	878	997
BB SEGURIDADE ADR	1,548	1,597
BED BATH & BEYOND INC	10,953	12,187
BG GROUP PLC SPONSORED ADR	1,204	868
BHP BILLITON LTD SPONSORED ADR	1,769	1,278
BIOGEN IDEC INC	2,400	2,376
BNP PARIBAS ADR	1,613	2,262
BRITISH AMERN TOB PLC SPONSORED ADR	2,183	2,480
CBRE GROUP INC	1,292	1,370
CELGENE CORP	3,030	5,929
CENTENE CORP	1,178	1,662
CHEVRON CORPORATION	10,550	10,321
CHINA SHENHUA ENERGY CO	1,656	1,559
CHIPOTLE MEXICAN GRILL	2,464	4,107
CHUBB CORP	7,687	11,692
CIA SANEAMENTO BASICO	1,365	918
CIELO SA SPONSORED ADR	831	1,148
CISCO SYSTEMS INC	6,158	9,707
COMPAGNIE FINANCIERE RICHEMONT SA-UNSPON ADR	1,379	1,304
CONCOCOPHILLIPS	8,016	10,014
CONTINENTAL RESOURCES INC	964	1,074
CVS CAREMARK CORP	3,597	8,861
DAIKIN INDUSTRIES LTD	1,689	1,938
DAIWA HOUSE IND LTD COMM ADRS	2,199	2,122
DIAMOND OFFSHORE DRILLING INC	9,530	11,527
DISCOVERY COMMUNICATIONS INC	1,258	1,214
DR PEPPER SNAPPLE GROUP INC	7,728	13,763
EBAY INC	11,419	12,571
ECOLAB INC	1,089	1,150
ESTACIO PARTICIPACOES SA S[SPONSORED ADR	921	1,273
EXELON CORPORATION	11,874	13,905
EXPRESS SCRIPTS HOLDING CO	11,113	14,648
EXXON MOBIL CORP	13,936	15,901
FACEBOOK	2,683	3,277
FLEETCOR TECHNOLOGIES INC	725	2,082
GARTNER INC NEW	1,474	2,526
GILEAD SCIENCES INC	709	1,414
GLAXOSMITHKLINE PLC - ADR	7,195	6,881
GOOGLE CL C NON-VOTING	436	526
HCA HOLDINGS INC	736	734
HONDA MOTOR LTD NEW	11,876	11,129
ICON PLC	1,351	1,581
IDEXX LABORATORIES INC	1,582	1,928
INFORMA PLC UNSPONSORED ADR	1,044	1,494
JAPAN TOBACCO INC ADR	1,419	1,167
JOHNSON & JOHNSON	4,581	7,424
JOHNSON & JOHNSON	18,127	62,742
KANSAS CITY SOUTHERN NEW	1,109	1,708
KASIKORNBANK PUB CO LTD UNSPONSORED ADR	770	1,153
KDDI CORP- UNSPONSORED	2,199	2,402
KLX INC	0	495
KOC HOLDING AS - UNSPONSORED ADR	566	950
KOMATSU LTD SPONSORED ADR NEW	1,115	1,108
LLOYDS BANKING GROUP PLC	1,784	2,176
MACK CALI RLTY CORPORATION	4,302	3,984
MAKITA CORPORATION ADR	1,816	1,487
MASTERCARD INC	2,198	4,222
MCGRAW-HILL FINANCIAL INC	1,238	1,335
MEDICLINIC INT'L LTD ADR	925	1,495
MEDIOLANUM SPA- UNSP ADR	1,432	1,049
MEDTRONIC INC	8,819	18,339
MICROSOFT CORP	7,986	13,563
MIDDLEBY CORP	2,151	2,973
MOBILE TELESYSTERMS SPONSORED ADR	1,320	567
MOLSON COORS BREWING CO	8,754	15,649
MR PRICE GROUP LTD SPONSORED ADR	637	1,045
NAMPAK LTD-SPONDRD ADR	984	1,051
NEWMONT MINING CORP NEW	11,127	4,593
NOVARTIS AG SPONSORED ADR	2,627	4,726
NOVO NORDISK A S ADR	1,541	1,904
NXP SEMICONDUCTORS NV	948	993
OLD DOMINION FREIGHT	1,262	1,320
PEPSICO INCORPORATED	12,754	19,385
PERUSAHAAN PERSEROAN PERSERO PT INDONESIA TELEKOMUNKIASI SPONSORED ADR	1,302	1,809
PIRAEUS BANK SA ADR	1,068	617
PNC FINANCIAL SERVICES GROUP	9,020	14,597
PROCTER & GAMBLE CO	10,560	14,757
PRUDENTIAL PLC SPONSORED ADR	1,654	3,093
RED ELECTRICA CORPORATION SA	702	1,025
REGENERON PHARMACEUTICAL	3,318	4,513
REXAM PLC SPONSORED ADR	1,682	1,498
ROBERT HALF INTL INC	2,267	2,510
ROLLS ROYCE HOLDING PLC	1,971	1,478
ROYAL DUTCH SHELL PLC ADR	1,941	2,009
RYANAR HOLDINGS PLC SPONSORED ADR	742	1,782
RYOHIN KEIKAKU CO UNSP	947	1,040
SALESFORCE.COM	1,225	1,839
SAMPO OYJ-A SHS UNSPONSORED ADDR	842	1,752
SANDS CHINA LTD UNSPONSORED ADR	1,111	1,083
SBA COMMUNICATIONS CORP	2,581	3,877
SBERBANK RUSSIA SPONSORED ADR	958	380
SEVEN & I HOLDINGS ADR	1,951	2,110
SHERWIN WILLIAMS CO	1,225	1,315
SHIRE PLC	1,251	1,488
SIGNET JEWELERS LTD	725	1,316
SOFTBANK CORP ADR	2,755	2,198
SOUTHWESTERN ENERGY CO	8,853	7,559
SPDR GOLD TRUST	25,191	17,605
STARBUCKS CORP	907	1,887
STERICYCLE INC	1,207	1,704
STRYKER CORP	24,726	54,711
SUMITOMO MITSUI FINL GROUP INC SPONSORED ADR	1,572	2,024
SUMITOMO MITSUI TRUST HOLDINGS INC SPONSORED ADR	939	686
SUNTRUST BANKS INC	3,501	7,458
SUPER MICRO COMPUTER INC	769	802
SWATCH GRP AG/THE ADR UNSPONSORED	847	841
SWEDBANK AB - ADR	1,687	2,167
T ROWE PRICE GROUP INC	11,593	12,536
TAIWAN SEMICONDUCTOR MFG CO LTD ADR	9,101	12,869
TARGET CORP	12,747	17,915
TESLA MOTORS INC	2,581	2,447
TEVA PHARMACEUTICAL ADR INDS LTD	2,587	2,818
TORCHMARK CORP	3,836	7,692
TRACTOR SUPPLY COMPANY	1,877	3,310
TRAVELERS COS INC/THE	7,928	12,914
TRIPADVISOR INC	1,232	1,045
TURKCELL ILETISIM HIZMETLERI	2,182	2,253
TYLER TECHNOLOGIES INC	1,433	1,970
UNILEVER PLC SPONSORED ADR	901	1,174
UNION PACIFIC CORP	1,214	1,549
UNITED RENTALS INC	625	714
US BANCORP NEW	9,847	16,182
VALEO SPONSORED ADR	809	1,672
WAL-MART STORES INC	16,265	23,016
WELLS FARGO COMPANY	5,937	16,282
WOLSELEY PLC JERSEY SPONSORED ADR NEW	965	1,530
WOLTERS KLUWER N V SPONSORED ADR	892	1,007

Category/ Item	Listed at Cost or FMV	Book Value	End of Year Fair Market Value
ALLIANZ GLOBAL INVESTMENT MNGD ACCTS TRUST FIXED INCOME SERIES C	AT COST	60,563	58,179
ALLIANZ GLOBAL INVESTMENT MNGD ACCTS TRUST FIXED INCOME SERIES M	AT COST	58,967	59,265
FEDERATED EQUITY FDS	AT COST	27,177	27,542
FIRST EAGLE GOLD FUND CLASS 1	AT COST	25,000	13,863
FRANKLIN INCOME FUND	AT COST	69,912	76,890
GOLDMAN SACHS TR INCOME BUILDER FD INSTL	AT COST	26,174	26,723
GOLDMAN SACHS TR MLP ENERGY INFRASTRUCTURE FD INSTL	AT COST	25,000	23,280
IVY FUNDS ASSET STRATEGY FUND	AT COST	55,423	57,129
LOOMIS SAYLES STRATEGIC INCOME FUND	AT COST	73,935	80,728
OPPENHEIMER DEVELOPING MARKETS	AT COST	51,120	51,432
PRINCIPAL FUNDS INC GLOBAL DIVERSIFIED INCOME FUND CLASS P	AT COST	26,764	26,671
PRUDENTIAL JENNISON NATURAL RESOURCES FUND	AT COST	75,472	54,455
PRUDENTIAL SHORT-TERM CORPORATE BOND FUND	AT COST	14,118	13,991
WELLS FARGO FUNDS TR PRECIOUS METALS FUND	AT COST	92,092	103,471