Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2014
Open to Public Inspection
For calendar year 2014, or tax year beginning 2014, and ending , 20
Name of foundation
CAPE COD FIVE CENTS SAVINGS BANK
CHARITABLE FOUNDATION TRUST

Number and street (or P.O. box number if mail is not delivered to street address)PO BOX 10   Room/suite
City or town, state or province, country, and ZIP or foreign postal code
ORLEANS, MA026530010
A Employer identification number

04-3423249
B Telephone number (see instructions)

(508) 240-0555
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$13,782,422J Accounting method:
 
(Part I, column (d) must be on cash basis.)
F bullet
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach
schedule).............. 20,000
2 Check bullet
Sch. B ...............
3 Interest on savings and temporary cash investments 96 96  
4 Dividends and interest from securities...... 270,595 270,595  
5a Gross rents..............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 254,304
b Gross sales price for all assets on line 6a 2,807,979
7 Capital gain net income (from Part IV, line 2)... 254,304
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 544,995 524,995  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 12,000 6,000   6,000
c Other professional fees (attach schedule).... Click to see attachment 59,573 59,573   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 13,836 3,307   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 8,205 593   7,612
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 93,614 69,473   13,612
25 Contributions, gifts, grants paid........ 690,462 690,462
26 Total expenses and disbursements. Add lines 24 and 25 784,076 69,473   704,074
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -239,081
b Net investment income (if negative, enter -0-) 455,522
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2014)
Form 990-PF (2014)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............... 14,588 12,446 12,446
2 Savings and temporary cash investments.......... 348,351 616,831 616,831
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use...............      
9 Prepaid expenses and deferred charges...........      
10a Investments—U.S. and state government obligations (attach schedule) 395,618 Click to see attachment397,599 397,599
b Investments—corporate stock (attach schedule)........ 6,996,095 Click to see attachment7,029,838 7,029,838
c Investments—corporate bonds (attach schedule)........ 1,777,735 Click to see attachment1,814,827 1,814,827
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans..............      
13 Investments—other (attach schedule)........... 4,020,160 Click to see attachment3,874,148 3,874,148
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet) Click to see attachment17,830 Click to see attachment36,733 Click to see attachment36,733
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 13,570,377 13,782,422 13,782,422
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable..................    
19 Deferred revenue..................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet) Click to see attachment72,477 Click to see attachment80,694
23 Total liabilities (add lines 17 through 22).......... 72,477 80,694
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted................... 13,497,900 13,701,728
25 Temporarily restricted................    
26 Permanently restricted................    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds.........    
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see instructions)...... 13,497,900 13,701,728
31 Total liabilities and net assets/fund balances (see instructions).. 13,570,377 13,782,422
Part III Analysis of Changes in Net Assets or Fund Balances
1 Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
with end-of-year figure reported on prior year’s return)............... 1 13,497,900
2 Enter amount from Part I, line 27a..................... 2 -239,081
3 Other increases not included in line 2 (itemize) bulletClick to see attachment 3 451,625
4 Add lines 1, 2, and 3.......................... 4 13,710,444
5 Decreases not included in line 2 (itemize) bulletClick to see attachment 5 8,716
6 Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30. 6 13,701,728
Form 990-PF (2014)
Form 990-PF (2014)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a CANADIAN OIL SANDS LTD P 2012-02-06 2014-12-08
b ABBOTT LABORATORIES P 2005-06-02 2014-01-16
c ADOBE SYS INC P 2007-02-01 2014-01-16
d ADOBE SYS INC P 2011-03-22 2014-07-10
e AMERICAN EXPRESS CENTURION BK P 2011-08-18 2014-08-25
CHURCH & DWIGHT INC P 2005-11-08 2014-01-16
COSTCO WHSL CORP NEW P 2013-01-09 2014-01-16
COSTCO WHSL CORP NEW P 2008-02-04 2014-12-08
DELL INC P 2014-10-08 2014-10-08
DISCOVER BK P 2013-06-18 2014-06-26
ECOLAB INC P 2005-06-02 2014-01-27
ECOLAB INC P 2013-01-24 2014-12-08
EXXON MOBIL CORP P 2013-05-21 2014-07-17
FEDERAL HOME LOAN BKS P 2014-02-06 2014-06-06
FEDERAL HOME LOAN BKS P 2014-02-12 2014-11-21
FEDERAL FARM CR BKS P 2013-10-16 2014-10-23
FIRST EAGLE GLOBAL FUND CLASS I #901 P 2004-10-28 2014-02-13
FLUOR CORP P 2009-03-17 2014-01-27
GENERAL MILLS INC P 2012-09-28 2014-07-17
ISHARES CORE S&P MID-CAP P 2012-11-05 2014-01-16
MCDONALDS CORP P 2011-08-26 2014-01-16
MEDTRONIC INC SR NT P 2009-04-27 2014-03-17
MICROSOFT CORP P 2007-05-03 2014-07-10
MICROSOFT CORP P 2012-08-24 2014-07-17
NIKE INC P 2012-11-05 2014-12-08
NOVARTIS AG SPONSORED ADR P 2012-08-24 2014-01-16
PEPSICO INC P 2005-11-08 2014-07-17
PERMANENT PORTFOLIO P 2012-08-24 2014-01-14
PERMANENT PORTFOLIO P 2012-08-24 2014-07-02
PERMANENT PORTFOLIO P 2011-01-19 2014-12-04
PRAXAIR INC P 2012-08-17 2014-01-27
QUALCOMM INC P 2012-08-24 2014-01-27
TAIWAN SEMICONDUCTOR MFG CO LTD P 2012-08-24 2014-07-17
TEVA PHARMACEUTICAL INDS LTD ADR P 2005-01-04 2014-01-17
US BANCORP DEL COM NEW P 2012-08-24 2014-01-27
WAL MART STORES INC NT P 2009-05-28 2014-05-15
WELLS FARGO CO COM P 2012-08-06 2014-01-27
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 57,786   117,511 -59,725
b 11,832   8,829 3,003
c 44,197   27,476 16,721
d 36,504   16,315 20,189
e 250,000   250,000 0
16,425   4,324 12,101
17,457   15,153 2,304
28,497   15,126 13,371
288     288
50,000   50,000 0
26,062   8,147 17,915
27,054   13,222 13,832
15,405   13,941 1,464
300,000   300,000 0
250,000   252,775 -2,775
250,000   250,000 0
264,741   200,000 64,741
125,158   57,160 67,998
13,247   9,937 3,310
33,454   24,747 8,707
109,092   103,002 6,090
250,000   260,075 -10,075
21,030   15,470 5,560
21,135   15,280 5,855
24,504   11,925 12,579
14,142   10,527 3,615
22,762   14,595 8,167
20,000   22,308 -2,308
50,000   50,022 -22
48,957   50,171 -1,214
13,351   10,831 2,520
18,875   15,613 3,262
22,550   14,350 8,200
125,406   103,168 22,238
18,720   14,845 3,875
200,000   200,000 0
9,348   6,830 2,518
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       -59,725
b       3,003
c       16,721
d       20,189
e       0
      12,101
      2,304
      13,371
      288
      0
      17,915
      13,832
      1,464
      0
      -2,775
      0
      64,741
      67,998
      3,310
      8,707
      6,090
      -10,075
      5,560
      5,855
      12,579
      3,615
      8,167
      -2,308
      -22
      -1,214
      2,520
      3,262
      8,200
      22,238
      3,875
      0
      2,518
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 254,304
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 . . . . . . . . . . . . . . . . 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2013 677,960 12,696,122 0.053399
2012 588,903 11,164,710 0.052747
2011 563,753 10,926,255 0.051596
2010 538,636 10,463,125 0.051479
2009 598,510 9,966,816 0.060050
2 Total of line 1, column (d) ...................... 2 0.269271
3 Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years. . . 		3 0.053854
4 Enter the net value of noncharitable-use assets for 2014 from Part X, line 5..... 4 13,578,024
5 Multiply line 4 by line 3....................... 5 731,231
6 Enter 1% of net investment income (1% of Part I, line 27b)........... 6 4,555
7 Add lines 5 and 6......................... 7 735,786
8 Enter qualifying distributions from Part XII, line 4.............. 8 704,074
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See
the Part VI instructions.
Form 990-PF (2014)
Form 990-PF (2014)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bulletand enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 9,110
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 9,110
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 9,110
6 Credits/Payments:
a 2014 estimated tax payments and 2013 overpayment credited to 2014 6a 8,800
b Exempt foreign organizations—tax withheld at source....... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c 400
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 9,200
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. Click to see attachment 8 26
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 64
11 Enter the amount of line 10 to be: Credited to 2015 estimated taxBullet64 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see Instructions
for definition)?.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletMA
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2014 or the taxable year beginning in 2014 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletWWW.CAPECODFIVE.COM
    14
    The books are in care ofbulletMATTHEW BURKE Telephone no.bullet (508) 247-1813
    Located atbullet19 WEST ROADORLEANSMA ZIP+4bullet02653
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2014, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR). If "Yes", enter the name of the foreign country bullet  
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?........................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?.................
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).........
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see instructions)? ........
    1b
     
    No
    .........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2014?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2014, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2014?...............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?........................
    b
    If "Yes," did it have excess business holdings in 2014 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2014.)....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2014?
    4b
     
    No
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?...............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? (see instructions)..................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?........
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?............
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.......................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to
    employee benefit plans
    and deferred compensation     		(e) Expense account,
    other allowances
    DOROTHY SAVARESE CHAIRMAN
    1.00     		0 0 0
    19 WEST ROAD
    ORLEANS,MA02653
    MATT BURKE TREASURER
    1.00     		0 0 0
    19 WEST ROAD
    ORLEANS,MA02653
    DAVID WILLARD SECRETARY
    1.00     		0 0 0
    19 WEST ROAD
    ORLEANS,MA02653
    ROBERT TALERMAN VICE CHAIRMAN
    1.00     		0 0 0
    19 WEST ROAD
    ORLEANS,MA02653
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    CAPE COD FIVE CENTS SAVINGS BANK INVESTMENT MANAGEMENT 59,573
    PO BOX 10
    ORLEANS,MA026530010
    MARCUM LLP ACCOUNTING 12,000
    53 STATE STREET 38TH FLOOR
    BOSTON,MA02109
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 8
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3 Click to see attachment 0
    Total. Add lines 1 through 3.........................bullet0
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
    see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    13,712,550
    b
    Average of monthly cash balances.......................
    1b
    54,320
    c
    Fair market value of all other assets (see instructions)................
    1c
    17,926
    d
    Total (add lines 1a, b, and c).........................
    1d
    13,784,796
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    13,784,796
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    206,772
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    13,578,024
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    678,901
    Part XI
    Distributable Amount bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    678,901
    2a
    Tax on investment income for 2014 from Part VI, line 5......
    2a
    9,110
    b
    Income tax for 2014. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    9,110
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    669,791
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    669,791
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    669,791
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    704,074
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    704,074
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    704,074
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2013     		(c)
    2013     		(d)
    2014
    1 Distributable amount for 2014 from Part XI, line 7 669,791
    2 Undistributed income, if any, as of the end of 2014:
    a Enter amount for 2013 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2014:
    a From 2009....... 104,209
    b From 2010....... 19,273
    c From 2011....... 22,392
    d From 2012....... 37,532
    e From 2013....... 51,589
    fTotal of lines 3a through e......... 234,995
    4Qualifying distributions for 2014 from Part
    XII, line 4: bullet$ 704,074
    a Applied to 2013, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions).........     		0
    d Applied to 2014 distributable amount..... 669,791
    e Remaining amount distributed out of corpus 34,283
    5 Excess distributions carryover applied to 2014. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 269,278
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ...........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2013. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2014. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2015 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8Excess distributions carryover from 2009 not
    applied on line 5 or line 7 (see instructions) ...     		104,209
    9Excess distributions carryover to 2015.
    Subtract lines 7 and 8 from line 6a ......     		165,069
    10 Analysis of line 9:
    a Excess from 2010.... 19,273
    b Excess from 2011.... 22,392
    c Excess from 2012.... 37,532
    d Excess from 2013.... 51,589
    e Excess from 2014.... 34,283
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2014, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2014 (b) 2013 (c) 2012 (d) 2011
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used
    directly for active conduct of exempt activities ...........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    THE CAPE COD FIVE CENTS SAVINGS BAN
    PO BOX 10
    ORLEANS,MA02653
    (508) 240-0555
    bThe form in which applications should be submitted and information and materials they should include:
    CAPE COD FIVE AND ITS NAMESAKE FOUNDATION HAVE AN ONLINE APPLICATION PROCESS WHICH CAN BE FOUND AT: HTTP://CAPECODFIVE.EGRANT.NET. THIS PROCESS ALLOWS APPLICANTS TO SUBMIT A ROBUST APPLICATION,INCLUDING PICTURES AND VIDEO CONTENT, TO TELL THEIR STORY BEYOND THE WORDS ON THE PAGE."
    cAny submission deadlines:
    NONE
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    MUST BE OVER $250, MUST BE PUBLICLY SUPPORTED TYPE ENTITY
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    A BABY CENTER
    POB 758
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,500
    A SAFE PLACE
    58 WINDY WAY
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 3,000
    ADULT AND COMMUNITY EDUCATION OF MARTHA'S VINEYARD
    35 GREENWOOD AVE
    VINEYARD HAVEN,MA02568     		  PUBLIC CHARITY DONATION 2,500
    ARTS FOUNDATION OF CAPE COD
    3 SHOOTFLYING HILL RD
    CENTERVILLE,MA02632     		  PUBLIC CHARITY DONATION 6,500
    ARTSFALMOUTH
    PO BOX 136
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 500
    ASSOCIATION TO PRESERVE CAPE COD
    PO BOX 398
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 5,000
    ATLANTIC PUBLIC MEDIA
    PO BOX 445
    WOODS HOLE,MA02543     		  PUBLIC CHARITY DONATION 2,500
    ATLANTIC WHITE SHARK CONSERVANCY
    PO BOX 2721
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,250
    BARNSTABLE COUNTY DEPT OF HUMAN SERVICES
    PO BOX 427
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 5,000
    BARNSTABLE HIGH SCHOOL
    744 WEST MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 1,663
    BARNSTABLE HORACE MANN CHARTER SCHOOL
    165 BEARSES WAY
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 368
    BARNSTABLE LAND TRUST
    407 NORTH ST
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 6,005
    BARNSTABLE UNITED ELEMENTARY SCHOOL
    165 BEARSES WAY
    MARSTONS MILLS,MA02648     		  PUBLIC CHARITY DONATION 500
    BARNSTABLE WEST BARNSTABLE ELEMENTARY
    2463 MAIN ST
    WEST BARNSTABLE,MA02668     		  PUBLIC CHARITY DONATION 200
    BIG BROTHERS BIG SISTERS OF CAPE COD
    1934 FALMOUTH RD
    CENTERVILLE,MA02632     		  PUBLIC CHARITY DONATION 3,300
    BOURNE FRIENDS FOOD PANTRY
    PO BOX 144
    BUZZARDS BAY,MA02532     		  PUBLIC CHARITY DONATION 2,500
    BOURNE SCHOOL DISTRICT
    26 SANDWICH ROAD
    BOURNE,MA02532     		  PUBLIC CHARITY DONATION 1,000
    BOYS & GIRLS CLUB OF CAPE COD INC
    31 FRANK E HICKS DR
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 10,000
    BOYS & GIRLS CLUB OF GREATER NEW BEDFORD
    166 JENNEY STREET
    NEW BEDFORD,MA02740     		  PUBLIC CHARITY DONATION 1,000
    BREWSTER LADIES' LIBRARY
    1822 MAIN STREET
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 600
    CALMER CHOICE
    77 MAIN STREET
    COTUIT,MA02635     		  PUBLIC CHARITY DONATION 5,000
    CAMP LIGHTBULB
    PO BOX 1477
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 1,000
    CAPE & ISLANDS UNITED WAY
    749 MAIN STREET 2ND FLOOR
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 5,000
    CAPE & ISLANDS VETERANS OUTREACH CENTER
    POB 2873
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 1,500
    CAPE COD & ISLANDS CHAPTER OF THE
    286 SOUTH STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 500
    CAPE COD ACADEMY
    50 BARNSTABLE ROAD
    OSTERVILLE,MA02655     		  PUBLIC CHARITY DONATION 2,175
    CAPE COD CHAMBER MUSIC FESTIVAL
    PO BOX 1934
    EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 1,500
    CAPE COD CHILD DEVELOPMENT
    83 PEARL STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 1,000
    CAPE COD COLLABORATIVE ARTS NETWORK
    PO BOX 462
    SANDWICH,MA02563     		  PUBLIC CHARITY DONATION 5,000
    CAPE COD COMMUNITY
    2240 IYANOUGH RD
    W BARNSTABLE,MA02668     		  PUBLIC CHARITY DONATION 50,000
    CAPE COD HEALTHCARE FOUNDATION
    PO BOX 370
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 50,000
    CAPE COD LIGHTHOUSE CHARTER SCHOOL
    195 MA-137
    HARWICH,MA02645     		  PUBLIC CHARITY DONATION 400
    CAPE COD MARITIME MUSEUM
    PO BOX 443
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 500
    CAPE COD MILITARY SUPPORT FOUNDATION INC
    PO BOX 641
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 1,500
    CAPE COD POTTERS INC
    110 STAGE NECK RD
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 1,600
    CAPE COD REGIONAL TECHNICAL HIGH SCHOOL
    351 PLEASANT LAKE AVENUE
    HARWICH,MA02645     		  PUBLIC CHARITY DONATION 2,491
    CAPE COD REPERTORY THEATRE COMPANY
    PO BOX 1305
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 2,500
    CAPE COD SCORE
    270 COMMUNICATIONS WAY SUITE 5B
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 5,000
    CAPE COD SURFTONES
    10 DEERWOOD DRIVE
    EAST SANDWICH,MA02537     		  PUBLIC CHARITY DONATION 1,000
    CAPE COD TIMES NEEDY FUND INC
    319 MAIN ST
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 6,000
    CAPE COD VILLAGE
    PO BOX 2129
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 3,750
    CAPE COD VOLUNTEERS
    PO BOX 358
    YARMOUTHPORT,MA02675     		  PUBLIC CHARITY DONATION 3,750
    CAPE COD WRITERS CENTER INC
    PO BOX 408
    OSTERVILLE,MA02655     		  PUBLIC CHARITY DONATION 1,000
    CAPE MEDIATION
    POB 193
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 3,000
    CCCC EDUCATIONAL FOUNDATION
    2240 IYANNOUGH ROAD
    WEST BARNSTABLE,MA02668     		  PUBLIC CHARITY DONATION 10,000
    CENTER FOR RESPONSIBLE TRAVEL
    PO BOX 638
    YARMOUTH PORT,MA02675     		  PUBLIC CHARITY DONATION 1,000
    CHATHAM CHORALE INC
    PO BOX 1111
    WEST DENNIS,MA02670     		  PUBLIC CHARITY DONATION 600
    CHATHAM MARCONI MARITIME CENTER
    PO BOX 421
    NORTH CHATHAM,MA02650     		  PUBLIC CHARITY DONATION 1,250
    CHILDREN'S COVE
    PO BOX 427
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 2,500
    COMMUNITY CONNECTIONS INC
    127 WHITES PATH
    S YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 1,500
    COMMUNITY DEVELOPMENT PARTNERSHIP
    3 MAIN STREET MERCANTILE UNIT 7
    EASTHAM,MA02642     		  PUBLIC CHARITY DONATION 10,000
    COMMUNITY FOUNDATION FOR NANTUCKET
    PO BOX 204
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 3,500
    COMMUNITY HEALTH CENTER OF CAPE COD
    107 COMMERCIAL ST
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 10,000
    COMMUNITY VISIONS
    424 ROUTE 28
    WEST YARMOUTH,MA02673     		  PUBLIC CHARITY DONATION 7,500
    COMPACT OF CAPE COD CONSERVATION TRUSTS
    PO BOX 443
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 2,500
    CREATIVE ARTS CENTER IN CHATHAM INC
    154 CROWELL RD
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 1,000
    CULTURAL CENTER OF CAPE COD INC
    307 OLD MAIN ST
    S YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 20,000
    DENNIS-YARMOUTH REGIONAL SCHOOL DISTRICT
    296 STATION AVE
    S YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 3,000
    DUFFY HEALTH CENTER
    105 PARK STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,000
    EASTHAM COMMITTEE ON
    PO BOX 1518
    NORTH EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 1,000
    EASTHAM ELEMENTARY SCHOOL
    200 SCHOOL HOUSE ROAD
    EASTHAM,MA02642     		  PUBLIC CHARITY DONATION 750
    EASTHAM LIBRARY BUILDING FUND
    PO BOX 406
    NORTH EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 5,000
    EDDY ELEMENTARY SCHOOL
    2298 MAIN STREET
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 2,900
    EGAN MARITIME INSTITUTE
    5 BAYBERRY COURT
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 3,000
    EZRA BAKER SCHOOL
    810 MASSACHUSETTS 28
    WEST DENNIS,MA02670     		  PUBLIC CHARITY DONATION 500
    FALMOUTH EDUCATION FOUNDATION
    PO BOX 1061
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 1,250
    FALMOUTH HISTORICAL SOCIETY
    PO BOX 174
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 1,000
    FALMOUTH HOUSING CORP
    704 MAIN STREET
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 3,500
    FALMOUTH SCHOOL DISTRICT
    340 TEATICKET HIGHWAY
    FALMOUTH,MA02536     		  PUBLIC CHARITY DONATION 1,292
    FALMOUTH SERVICE CENTER INC
    PO BOX 208
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 18,556
    FELLOWSHIP HEALTH RESOURCES INC
    PO BOX 3212
    NANTUCKET,MA02584     		  PUBLIC CHARITY DONATION 1,000
    FINE ARTS WORK CENTER
    24 PEARL ST
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 1,000
    FIRST NIGHT CHATHAM INC
    POB 80
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 2,000
    FORESTDALE PUBLIC SCHOOLS
    151 ROUTE 130
    FORESTDALE,MA02644     		  PUBLIC CHARITY DONATION 500
    FRIENDS OF BOURNE COUNCIL ON AGING
    PO BOX 144
    BUZZARDS BAY,MA02532     		  PUBLIC CHARITY DONATION 556
    FRIENDS OF HARWICH EARLY CHILDHOOD ADVISORY COUNCI
    PO BOX 855
    HARWICH,MA02645     		  PUBLIC CHARITY DONATION 1,800
    FRIENDS OF NANTUCKET PUBLIC SCHOOLS
    10 SURFSIDE ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,500
    FRIENDS OF THE BARNSTABLE COUNCIL ON AGING
    825 FALMOUTH ROAD
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 3,600
    GLEASON FAMILY YMCA
    33 CHARGE POND RD
    WAREHAM,MA02571     		  PUBLIC CHARITY DONATION 1,500
    GLORIAE DEI ARTES FOUNDATION INC
    129 ROCK HARBOR ROAD
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,500
    GOSNOLD INC
    PO BOX 929
    FALMOUTH,MA02541     		  PUBLIC CHARITY DONATION 11,200
    HABITAT FOR HUMANITY OF CAPE COD
    411 MAIN ST
    YARMOUTHPORT,MA02675     		  PUBLIC CHARITY DONATION 2,000
    HARBOR STAGE COMPANY
    PO BOX 3009
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 1,000
    HARWICH CONSERVATION TRUST
    PO BOX 101
    SOUTH HARWICH,MA02661     		  PUBLIC CHARITY DONATION 10,000
    HARWICH JUNIOR THEATRE INC
    PO BOX 168
    W HARWICH,MA02671     		  PUBLIC CHARITY DONATION 1,250
    HEALTH IMPERATIVES INC
    942 WEST CHESTNUT STREET
    BROCKTON,MA02301     		  PUBLIC CHARITY DONATION 2,000
    HELPING OUR WOMEN INC
    PO BOX 1376
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 5,000
    HENRY T WING SCHOOL
    33 WATER STREET
    SANDWICH,MA02563     		  PUBLIC CHARITY DONATION 2,000
    HERITAGE MUSEUMS & GARDENS
    67 GROVE STREET
    SANDWICH,MA02563     		  PUBLIC CHARITY DONATION 10,000
    HOMELESS PREVENTION COUNCIL
    PO BOX 828
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 7,500
    HOUSING ASSISTANCE CORP
    460 WEST MAIN STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 20,500
    HOUSING FOR ALL
    82 SCHOOL STREET
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 10,000
    HOXIE CENTER AT SAGAMORE BEACH
    26 CHAMBER ROCK ROAD
    BOURNE,MA02532     		  PUBLIC CHARITY DONATION 1,500
    INDEPENDENCE HOUSE
    160 BASSETT LANE
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 3,000
    ISLAND FOOD PANTRY
    CHURCH ST
    VINEYARD HAVEN,MA02568     		  PUBLIC CHARITY DONATION 555
    ISLAND HOUSING TRUST CORPORATION
    PO BOX 779
    WEST TISBURY,MA02575     		  PUBLIC CHARITY DONATION 5,000
    JUNIOR ACHIEVEMENT OF NORTHERN NEW ENGLA
    400 FIFTH AVENUE SUITE 300
    WALTHAM,MA02451     		  PUBLIC CHARITY DONATION 2,000
    KATELYNN'S CLOSET
    33 NORTH MAIN STREET
    SOUTH YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 2,500
    KENNETH C COOMBS SCHOOL
    152 OLD BARNSTABLE ROAD
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 500
    LAWRENCE SCHOOL
    340 TEATICKET HIGHWAY
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 988
    LINDA LORING NATURE FOUNDATION
    PO BOX 149
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 880
    LOWER CAPE OUTREACH COUNCIL
    PO BOX 665
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 7,555
    LYME AWARENESS OF CAPE COD
    20 WHEELER ROAD
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 2,000
    MARLA CEELY LAMB FUND
    57 PROSPECT STREET
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 2,000
    MARTHA'S VINEYARD BOYS & GIRLS CLUB
    PO BOX 654
    EDGARTOWN,MA02539     		  PUBLIC CHARITY DONATION 2,000
    MARTHA'S VINEYARD CHAMBER MUSIC SOCIETY
    PO BOX 4169
    VINEYARD HAVEN,MA02568     		  PUBLIC CHARITY DONATION 500
    MARTHA'S VINEYARD REGIONAL HIGH SCHOOL
    100 EDGARTOWN- VINEYARD HAVEN ROAD
    OAK BLUFFS,MA02557     		  PUBLIC CHARITY DONATION 3,943
    MARTHA'S VINEYARD STRIPED BASS AND
    BOX 2101
    EDGARTOWN,MA02539     		  PUBLIC CHARITY DONATION 525
    MASHPEE PUBLIC SCHOOLS
    500 OLD BARNSTABLE RD
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 3,575
    MASONIC ANGEL FOUNDATION INC
    PO BOX 1389
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,000
    MASS APPEAL
    2393 COVE CORNER
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 1,500
    MASSACHUSETTS AUDUBON SOCIETY INC
    PO BOX 236
    S WELLFLEET,MA02663     		  PUBLIC CHARITY DONATION 2,500
    MATTAPOISETT PUBLIC SCHOOLS
    26 RANDALL RD
    MATTAPOISETT,MA02739     		  PUBLIC CHARITY DONATION 500
    MEETING HOUSE CHAMBER MUSIC FESTIVAL INC
    172 TOWER HILL CIRCLE
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 1,000
    MENTORING YOUTH NANTUCKET
    PO BOX 2653
    NANTUCKET,MA02584     		  PUBLIC CHARITY DONATION 2,000
    MONOMOY REGIONAL SCHOOL DISTRICT
    425 CROWELL ROAD
    CHATHAM,MA02655     		  PUBLIC CHARITY DONATION 3,141
    MORSE POND MIDDLE SCHOOL
    323 JONES ROAD
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 350
    MUSTARD SEED KITCHEN
    PO BOX 451
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 2,700
    NAMEQUOIT SAILING ASSOCIATION
    PO BOX 1851
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,050
    NANTUCKET BOYS & GIRLS CLUB INC
    61 SPARKS AVENUE
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 20,000
    NANTUCKET COMEDY FESTIVAL
    PO BOX 2336
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,000
    NANTUCKET DREAMLAND FOUNDATION
    PO BOX 989
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,614
    NANTUCKET FILM FESTIVAL
    160-161 SEA STREET
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,000
    NANTUCKET FOOD PANTRY
    10 WASHINGTON ST
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 555
    NANTUCKET HISTORICAL ASSOCIATION
    PO BOX 1016
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,506
    NANTUCKET INTERFAITH COUNCIL
    2 MADAKET ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 2,500
    NANTUCKET MARIA MITCHELL ASSOCIATION
    4 VESTAL STREET
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 3,000
    NANTUCKET PUBLIC SCHOOLS
    32 FIRST WAY
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 500
    NANTUCKET SPORTS AND THERAPEUTIC
    PO BOX 3423
    NANTUCKET,MA02584     		  PUBLIC CHARITY DONATION 2,000
    NATHANIEL H WIXON SCHOOL
    901 MA-134
    S DENNIS,MA02660     		  PUBLIC CHARITY DONATION 1,000
    NATIONAL MARINE LIFE CENTER
    PO BOX 269
    BUZZARDS BAY,MA02532     		  PUBLIC CHARITY DONATION 2,500
    NAUSET REGIONAL SCHOOL DISTRICT
    PO BOX 5046
    NORTH EASTHAM,MA02651     		  PUBLIC CHARITY DONATION 1,999
    NEW BEDFORD SYMPHONY ORCHESTRA
    PO BOX 2054
    NEW BEDFORD,MA02741     		  PUBLIC CHARITY DONATION 5,000
    ORLEANS CITIZENS FORUM
    PO BOX 142
    EAST ORLEANS,MA02643     		  PUBLIC CHARITY DONATION 500
    ORLEANS CONSERVATION TRUST
    PO BOX 1078
    E ORLEANS,MA02643     		  PUBLIC CHARITY DONATION 1,500
    ORLEANS HISTORICAL SOCIETY INC
    PO BOX 353
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,000
    OUTER CAPE HEALTH SERVICES
    PO BOX 1413
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 8,700
    PALLIATIVE & SUPPORTIVE CARE
    57 PROSPECT STREET
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 2,500
    PAYOMET PERFORMING ARTS
    PO BOX 1202
    TRURO,MA02666     		  PUBLIC CHARITY DONATION 1,750
    PC CONNECTION SALES CORP
    PO BOX 536472
    PITTSBURGH,PA152535906     		  PUBLIC CHARITY DONATION 15,050
    PEREGRINE THEATRE ENSEMBLE
    PO BOX 533
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 1,000
    PROVINCETOWN ART ASSOCIATION
    460 COMMERCIAL STREET
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 1,500
    PROVINCETOWN CENTER FOR COASTAL STUDIES
    225 BRADFORD STREET
    PROVINCETWON,MA02657     		  PUBLIC CHARITY DONATION 7,000
    PROVINCETOWN JAZZ FESTIVAL
    36 FREEDOM TRAIL
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,750
    PROVINCETOWN SCHOOL DISTRICT
    12 WINSLOW STREET
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 500
    RECOVERY WITHOUT WALLS INC
    PO BOX 591
    WEST FALMOUTH,MA02574     		  PUBLIC CHARITY DONATION 2,000
    SAIL CAPE COD INC
    PO BOX 1954
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 2,000
    SANDWICH FOOD PANTRY INC
    PO BOX 1824
    SANDWICH,MA02563     		  PUBLIC CHARITY DONATION 5,555
    SANDWICH SCHOOL DISTRICT
    260 QUAKER MEETINGHOUSE ROAD
    SANDWICH,MA02537     		  PUBLIC CHARITY DONATION 1,000
    SHEA'S YOUTH BASKETBALL ASSOCIATION
    10 BLUE ROCK ROAD
    SOUTH YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 4,500
    SHELLFISH PROMOTION AND TASTING INC
    PO BOX 2156
    WELLFLEET,MA02267     		  PUBLIC CHARITY DONATION 2,500
    SIGHT LOSS SERVICES INC
    775 ROUTE 28
    WEST DENNIS,MA02670     		  PUBLIC CHARITY DONATION 2,400
    SMALL FRIENDS ON NANTUCKET
    19 NOBADEER FARM ROAD
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 4,000
    SOUTH COAST BIKEWAY ALLIANCE INC
    88 BROADWAY
    TAUNTON,MA02780     		  PUBLIC CHARITY DONATION 1,000
    SOUTH DENNIS FREE PUBLIC LIBRARY
    389 MAIN STREET
    SOUTH DENNIS,MA02660     		  PUBLIC CHARITY DONATION 750
    STONY BROOK ELEMENTARY
    384 UNDERPASS ROAD
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 467
    SUSTAINABLE CAPE
    PO BOX 1004
    TRURO,MA02666     		  PUBLIC CHARITY DONATION 5,000
    SUSTAINABLE NANTUCKET
    PO BOX 1244
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 1,500
    SWIM ACROSS AMERICA
    14 BLUEBIRD LANE
    NANTUCKET,MA02554     		  PUBLIC CHARITY DONATION 2,500
    TALES OF CAPE COD INC
    PO BOX 41
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 500
    TEATICKET ELEMENTARY SCHOOL
    45 MARAVISTA AVENUE EXTENSION
    FALMOUTH,MA02536     		  PUBLIC CHARITY DONATION 500
    THE 300 COMMITTEE
    157 LOCUST STREET
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 2,245
    THE ACADEMY OF PERFORMING ARTS
    120 MAIN ST
    ORLEANS,MA02651     		  PUBLIC CHARITY DONATION 500
    THE ARC OF CAPE COD INC
    PO BOX 428
    HYANNIS,MA02601     		  PUBLIC CHARITY DONATION 8,500
    THE BREWSTER HISTORICAL SOCIETY
    3171 MAIN STREET
    BREWSTER,MA02631     		  PUBLIC CHARITY DONATION 2,500
    THE CAPE COD COLLABORATIVE
    418 BUMPS RIVER ROAD
    OSTERVILLE,MA02655     		  PUBLIC CHARITY DONATION 4,057
    THE CAPE COD FOUNDATION
    259 WILLOW STREET
    YARMOUTHPORT,MA02675     		  PUBLIC CHARITY DONATION 5,000
    THE CHATHAM ORPHEUM THEATER
    PO BOX 17
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 2,500
    THE CHILDREN'S CENTER
    115 SISSON RD
    HARWICHPORT,MA02646     		  PUBLIC CHARITY DONATION 2,000
    THE DRUM WORKSHOP INC
    PO BOX 3000
    WEST TISBURY,MA02575     		  PUBLIC CHARITY DONATION 2,500
    THE FAMILY PANTRY- DAMIEN'S PLACE
    3065 CRANBERRY HIGHWAY
    EAST WAREHAM,MA02538     		  PUBLIC CHARITY DONATION 3,056
    THE FAMILY PANTRY OF CAPE COD
    133 QUEEN ANNE ROAD
    HARWICH,MA02645     		  PUBLIC CHARITY DONATION 13,056
    THE FORSYTHE INSTITUTE
    254 FIRST STREET
    CAMBRIDGE,MA02412     		  PUBLIC CHARITY DONATION 5,000
    THE SAMPSON FUND FOR
    PO BOX 1756
    ORLEANS,MA02653     		  PUBLIC CHARITY DONATION 1,000
    THORTON W BURGESS SOCIETY
    6 DISCOVERY HILL RD
    EAST SANDWICH,MA02537     		  PUBLIC CHARITY DONATION 1,000
    THREE BAY'S PRESERVATION INC
    PO BOX 215
    OSTERVILLE,MA02655     		  PUBLIC CHARITY DONATION 1,500
    TOWN OF CHATHAM RECREATION DEPARTMENT
    702 MAIN STREET
    CHATHAM,MA02633     		  PUBLIC CHARITY DONATION 2,500
    TRAYSER MUSEUM GROUP
    PO BOX 161
    BARNSTABLE,MA02630     		  PUBLIC CHARITY DONATION 500
    VINEGRASS CORPORATION
    PO BOX 23
    YARMOUTH PORT,MA02675     		  PUBLIC CHARITY DONATION 1,000
    WAREHAM PUBLIC SCHOOLS
    48 MARION ROAD
    WAREHAM,MA02571     		  PUBLIC CHARITY DONATION 1,735
    WE CAN CORPORATION
    783 ROUTE 28
    HARWICHPORT,MA02646     		  PUBLIC CHARITY DONATION 7,500
    WELLFLEET ALZHEIMER'S ASSOCIATION
    PO BOX 1000
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 500
    WELLFLEET ELEMENTARY SCHOOL
    100 LAWRENCE ROAD
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 500
    WELLFLEET HARBOR ACTORS THEATRE INC
    PO BOX 797
    WELLFLEET,MA02667     		  PUBLIC CHARITY DONATION 1,000
    WOMRWFMR
    PO BOX 975
    PROVINCETOWN,MA02657     		  PUBLIC CHARITY DONATION 3,000
    WOODS HOLE FILM FESTIVAL INC
    PO BOX 624
    WOODS HOLE,MA02543     		  PUBLIC CHARITY DONATION 550
    WOODS HOLE RESEARCH CENTER
    149 WOODS HOLE RD
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 3,000
    WOPANAAK LANGUAGE RECLAMATION PROJECT
    PO BOX 2241
    MASHPEE,MA02649     		  PUBLIC CHARITY DONATION 500
    WORLD OYSTER SOCIETY
    PO BOX 194
    YARMOUTHPORT,MA02675     		  PUBLIC CHARITY DONATION 1,000
    YARMOUTH FOOD PANTRY
    90 BEACON STREET
    SOUTH YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 556
    YARMOUTH ROTARY FOUNDATION
    PO BOX 448
    SOUTH YARMOUTH,MA02664     		  PUBLIC CHARITY DONATION 7,000
    YMCA CAPE COD
    2245 IYANNOUGH ROAD
    WEST BARNSTABLE,MA02668     		  PUBLIC CHARITY DONATION 2,500
    ZEPHYR EDUCATION FOUNDATION INC
    54 WIDGEON ROAD
    FALMOUTH,MA02540     		  PUBLIC CHARITY DONATION 1,293
    Total .................................bullet 3a 690,462
    bApproved for future payment
    Total .................................bullet 3b 0
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ............     		    14 96  
    4 Dividends and interest from securities....     14 270,595  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property .............     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory .............     		    14 254,304  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. 0 524,995 0
    13Total. Add line 12, columns (b), (d), and (e)..................
    13524,995
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political
    Yes
    No
    organizations?
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.
    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's namebullet



    Firm's addressbullet







         		Firm's EINbullet
    Phone no.
    Form 990-PF (2014)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors
    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.
    OMB No. 1545-0047
    2014
    Name of the organization
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    Employer identification number

    04-3423249
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ





    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
    Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2014)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2014)
    Page 2
    Name of organization
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST         		Employer identification number

    04-3423249
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    CAPE COD FIVE CENTS SAVINGS BANK
     

       
    19 WEST ROAD
     
    ORLEANS, MA02653

    		$20,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2014)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2014)
    Page 3
    Name of organization
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST         		Employer identification number

    04-3423249
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a) No.
    from
    Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2014)

    Schedule B (Form 990, 990-EZ, or 990-PF) (2014)
    Page 4
    Name of organization
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST         		Employer identification number

    04-3423249
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10)
    that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a) No.
    from
    Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2014)

    Additional Data


    Software ID:  
    Software Version:  

    TY 2014 AccountingFeesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    AUDITING AND EXAMINATIONS 12,000 6,000   6,000

    TY 2014 AllOthProgRltdInvestmentsSch
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category Amount
    N/A 0

    TY 2014 InvestmentsCorpBondsSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Name of Bond End of Year Book Value End of Year Fair Market Value
    CORPORATE BONDS 1,814,827 1,814,827

    TY 2014 InvestmentsCorpStockSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Name of Stock End of Year Book Value End of Year Fair Market Value
    CORPORATE STOCK 7,029,838 7,029,838

    TY 2014 InvestmentsGovtObligationsSch
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    US Government Securities - End of Year Book Value:

    397,599
    US Government Securities - End of Year Fair Market Value:

    397,599
    State & Local Government Securities - End of Year Book Value:


    0
    State & Local Government Securities - End of Year Fair Market Value:


    0


    TY 2014 InvestmentsOtherSchedule2
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    MUTUAL FUNDS FMV 2,419,058 2,419,058
    CERTIFICATES OF DEPOSIT AT COST 1,455,090 1,455,090

    TY 2014 OtherAssetsSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    ACCRUED INTEREST RECEIVABLE 17,830 24,233 24,233
    OTHER RECEIVABLES 0 12,500 12,500


    TY 2014 OtherDecreasesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Amount
       


    TY 2014 OtherExpensesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    ADVERTISING 7,612 0   7,612
    MISCELLANEOUS 593 593   0


    TY 2014 OtherIncreasesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Amount
       
       


    TY 2014 OtherLiabilitiesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Description Beginning of Year - Book Value End of Year - Book Value
    ACCRUED EXPENSES 14,399 13,900
    DEFERRED TAXES 58,078 66,794


    TY 2014 OtherProfessionalFeesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    INVESTMENT ADVISORY FEES 59,573 59,573   0


    TY 2014 TaxesSchedule
    Name:
    CAPE COD FIVE CENTS SAVINGS BANK
    CHARITABLE FOUNDATION TRUST
    EIN: 04-3423249
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FEDERAL TAXES 10,529 0   0
    FOREIGN TAXES 3,307 3,307   0