Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2014
Open to Public Inspection
For calendar year 2014, or tax year beginning 2014, and ending , 20
Name of foundation
WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
 

Number and street (or P.O. box number if mail is not delivered to street address)GLENS FALLS NATL BK TR PO BOX 216   Room/suite
City or town, state or province, country, and ZIP or foreign postal code
GLENS FALLS, NY12801
A Employer identification number

27-6594166
B Telephone number (see instructions)

(518) 745-1000
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$6,179,755J Accounting method:
 
(Part I, column (d) must be on cash basis.)
F bullet
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach
schedule)..............  
2 Check bullet
Sch. B ...............
3 Interest on savings and temporary cash investments 75 90  
4 Dividends and interest from securities...... 134,549 127,002  
5a Gross rents..............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 237,095
b Gross sales price for all assets on line 6a 2,907,742
7 Capital gain net income (from Part IV, line 2)... 238,196
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......   706  
12 Total. Add lines 1 through 11........ 371,719 365,994  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 31,653 28,488   3,165
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment 288 0 0 0
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment 1,296 350   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications.......... 21 0 0 21
23 Other expenses (attach schedule)....... Click to see attachment 250     250
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 33,508 28,838 0 3,436
25 Contributions, gifts, grants paid........ 249,000 249,000
26 Total expenses and disbursements. Add lines 24 and 25 282,508 28,838 0 252,436
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 89,211
b Net investment income (if negative, enter -0-) 337,156
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2014)
Form 990-PF (2014)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............... 9,648 0  
2 Savings and temporary cash investments.......... 186,198 244,853 244,853
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use...............      
9 Prepaid expenses and deferred charges...........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)........ 1,718,037 Click to see attachment1,658,321 2,717,837
c Investments—corporate bonds (attach schedule)........ 840,439 Click to see attachment774,982 800,548
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans..............      
13 Investments—other (attach schedule)........... 1,969,263 Click to see attachment2,130,144 2,416,517
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 4,723,585 4,808,300 6,179,755
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable..................    
19 Deferred revenue..................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)..........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted...................    
25 Temporarily restricted................    
26 Permanently restricted................    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds......... 4,643,392 4,808,300
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds 80,193  
30 Total net assets or fund balances (see instructions)...... 4,723,585 4,808,300
31 Total liabilities and net assets/fund balances (see instructions).. 4,723,585 4,808,300
Part III Analysis of Changes in Net Assets or Fund Balances
1 Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
with end-of-year figure reported on prior year’s return)............... 1 4,723,585
2 Enter amount from Part I, line 27a..................... 2 89,211
3 Other increases not included in line 2 (itemize) bullet 3 0
4 Add lines 1, 2, and 3.......................... 4 4,812,796
5 Decreases not included in line 2 (itemize) bulletClick to see attachment 5 4,496
6 Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30. 6 4,808,300
Form 990-PF (2014)
Form 990-PF (2014)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a 8297.869 VANGUARD TOTAL INT ST IDX-AD     2014-01-06
b 20304.569 PIMCO SHORT TERM FUND INSTL   2013-12-26 2014-03-21
c 99.601 FIDELITY CAPITAL & INCOME FD   2013-05-31 2014-04-25
d 105.821 FIDELITY HIGH INCOME FUND   2013-05-31 2014-04-25
e 5012.873 FIDELITY CAPITAL & INCOME FD   2013-05-31 2014-04-28
7927.95 FIDELITY CAPITAL & INCOME FD     2014-04-28
5179.592 FIDELITY HIGH INCOME FUND   2013-05-31 2014-04-28
8096.162 FIDELITY HIGH INCOME FUND     2014-04-28
100000. ASTRAZENECA PLC 5.400% 6/01/14   2007-09-13 2014-06-01
.5 NOW INC/DE   2012-01-26 2014-06-12
37. NOW INC/DE     2014-06-16
38. TIME INC   2010-02-01 2014-06-16
.125 TIME INC   2010-02-01 2014-06-18
5521.812 FRANKLIN CONVERTIBLE SEC ADV   2013-12-26 2014-07-23
2097.315 PERMANENT PORTFOLIO   2013-12-26 2014-07-23
6275.438 T ROWE PRICE REAL ESTATE FUND     2014-07-23
50000. BEAR STEARNS & CO 5.700% 11/15/14   2007-06-12 2014-08-07
200000. BLACKROCK INC 3.500% 3/18/24   2014-03-21 2014-08-07
2522.704 FIDELITY OVERSEAS FUND     2014-08-07
6769.525 JOHN HANCOCK III DISC VALUE M/C-IS   2013-05-29 2014-08-07
3700. SPDR BARCLAYS HIGH YIELD BOND ETF     2014-08-07
150. DOW CHEMICAL CO   2012-04-26 2014-08-12
123. EI DUPONT DE NEMOURS & CO   2011-04-21 2014-08-12
2536. SPDR BARCLAYS HIGH YIELD BOND ETF   2014-04-28 2014-08-15
1256.557 FIDELITY OVERSEAS FUND   2014-01-06 2014-10-22
21. HALYARD HEALTH INC     2014-11-07
255. TARGET CORP     2014-11-12
450. TWENTY-FIRST CENTURY FOX INC CL A   2011-04-21 2014-11-12
500. AFLAC INCORPORATE   2013-07-22 2014-11-13
500. APOLLO GLOBAL MANAGEMENT LLC   2013-07-22 2014-11-13
182. CHUBB CORP   2013-07-22 2014-11-13
160. HELMERICH & PAYNE INC   2013-02-15 2014-11-13
150. NATIONAL-OILWELL INC     2014-11-13
340. VALERO ENERGY CORP   2013-02-15 2014-11-13
158. EATON CORP PLC   2013-05-22 2014-11-13
.875 HALYARD HEALTH INC   2012-07-11 2014-11-17
74. CALIFORNIA RESOURCES CORP   2010-12-16 2014-12-02
19147.455 JOHN HANCOCK II-ALT A/A-I     2014-12-12
1537.17 DODGE & COX INTL STOCK FUND   2013-12-11 2014-12-15
1247.248 FIDELITY OVERSEAS FUND   2014-01-06 2014-12-15
1501.511 VANGUARD MID CAP INDEX-ADM     2014-12-15
3270.3 VANGUARD SMALL-CAP INDEX-ADM     2014-12-15
CAPITAL GAIN DIVIDENDS P    
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 228,689   210,737 17,952
b 200,406   200,000 406
c 1,000   974 26
d 1,000   1,001 -1
e 50,279   49,026 1,253
79,517   75,000 4,517
48,947   48,999 -52
76,509   75,000 1,509
100,000   107,404 -7,404
17   14 3
1,246   1,057 189
878   350 528
3   1 2
106,350   100,000 6,350
95,470   100,000 -4,530
157,827   133,618 24,209
50,615   53,802 -3,187
202,634   198,160 4,474
100,000   99,130 870
127,606   105,672 21,934
149,958   153,103 -3,145
7,733   5,049 2,684
8,026   6,533 1,493
104,177   104,937 -760
47,322   49,377 -2,055
797   525 272
16,960   12,651 4,309
15,525   6,949 8,576
29,582   30,041 -459
11,326   13,345 -2,019
18,465   16,200 2,265
13,209   10,814 2,395
10,812   9,852 960
17,281   14,647 2,634
10,633   10,660 -27
33   22 11
528   609 -81
281,468   293,109 -11,641
64,100   65,523 -1,423
46,348   49,011 -2,663
223,500   136,104 87,396
176,400   120,540 55,860
      24,566
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       17,952
b       406
c       26
d       -1
e       1,253
      4,517
      -52
      1,509
      -7,404
      3
      189
      528
      2
      6,350
      -4,530
      24,209
      -3,187
      4,474
      870
      21,934
      -3,145
      2,684
      1,493
      -760
      -2,055
      272
      4,309
      8,576
      -459
      -2,019
      2,265
      2,395
      960
      2,634
      -27
      11
      -81
      -11,641
      -1,423
      -2,663
      87,396
      55,860
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 238,196
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 . . . . . . . . . . . . . . . . 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2013 230,426 5,484,331 0.042015
2012 236,567 5,111,328 0.046283
2011 238,983 5,062,478 0.047207
2010 42,203 4,740,687 0.008902
2009      
2 Total of line 1, column (d) ...................... 2 0.144407
3 Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years. . . 		3 0.036102
4 Enter the net value of noncharitable-use assets for 2014 from Part X, line 5..... 4 5,951,654
5 Multiply line 4 by line 3....................... 5 214,867
6 Enter 1% of net investment income (1% of Part I, line 27b)........... 6 3,372
7 Add lines 5 and 6......................... 7 218,239
8 Enter qualifying distributions from Part XII, line 4.............. 8 252,436
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See
the Part VI instructions.
Form 990-PF (2014)
Form 990-PF (2014)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bulletand enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 3,372
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 3,372
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 3,372
6 Credits/Payments:
a 2014 estimated tax payments and 2013 overpayment credited to 2014 6a 2,454
b Exempt foreign organizations—tax withheld at source....... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 2,454
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 918
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2015 estimated taxBullet0 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see Instructions
for definition)?.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletNY
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2014 or the taxable year beginning in 2014 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
     
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletGLENS FALLS NATIONAL BANK & TRUST Telephone no.bullet (518) 415-4426
    Located atbullet250 GLEN STREETGLENS FALLSNY ZIP+4bullet12801
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2014, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR). If "Yes", enter the name of the foreign country bullet  
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?........................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?.................
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).........
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see instructions)? ........
    1b
     
    No
    .........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2014?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2014, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2014?...............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
    No
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?........................
    b
    If "Yes," did it have excess business holdings in 2014 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2014.)....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2014?
    4b
     
    No
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?...............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? (see instructions)..................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?........
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?............
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.......................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to
    employee benefit plans
    and deferred compensation     		(e) Expense account,
    other allowances
    GLENS FALLS NATL BANK CO TTEE
    1     		22,532    
    250 GLEN STREET PO BOX 2161
    GLENS FALLS,NY12801
    ROBERT HAFNER CO-TTEE
    1     		8,619    
    250 GLEN STREET PO BOX 2161
    GLENS FALLS,NY12801
    KEVIN OBRIEN CO TTEE
    1     		502    
    250 GLEN STREET PO BOX 2161
    GLENS FALLS,NY12801
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 8
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
    see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    5,821,683
    b
    Average of monthly cash balances.......................
    1b
    220,605
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    6,042,288
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    6,042,288
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    90,634
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    5,951,654
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    297,583
    Part XI
    Distributable Amount bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    297,583
    2a
    Tax on investment income for 2014 from Part VI, line 5......
    2a
    3,372
    b
    Income tax for 2014. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    3,372
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    294,211
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    294,211
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    294,211
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    252,436
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
    0
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
    0
    b
    Cash distribution test (attach the required schedule) .................
    3b
    0
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    252,436
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
    3,372
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    249,064
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2013     		(c)
    2013     		(d)
    2014
    1 Distributable amount for 2014 from Part XI, line 7 294,211
    2 Undistributed income, if any, as of the end of 2014:
    a Enter amount for 2013 only....... 248,596
    b Total for prior years:2012, 20, 20 0
    3 Excess distributions carryover, if any, to 2014:
    a From 2009....... 0
    b From 2010....... 0
    c From 2011....... 0
    d From 2012....... 0
    e From 2013....... 0
    fTotal of lines 3a through e......... 0
    4Qualifying distributions for 2014 from Part
    XII, line 4: bullet$ 252,436
    a Applied to 2013, but not more than line 2a 248,596
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions).........     		0
    d Applied to 2014 distributable amount..... 3,840
    e Remaining amount distributed out of corpus 0
    5 Excess distributions carryover applied to 2014. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ...........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2013. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2014. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2015 ..........     		290,371
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8Excess distributions carryover from 2009 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9Excess distributions carryover to 2015.
    Subtract lines 7 and 8 from line 6a ......     		0
    10 Analysis of line 9:
    a Excess from 2010.... 0
    b Excess from 2011.... 0
    c Excess from 2012.... 0
    d Excess from 2013.... 0
    e Excess from 2014.... 0
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2014, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2014 (b) 2013 (c) 2012 (d) 2011
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used
    directly for active conduct of exempt activities ...........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
    bThe form in which applications should be submitted and information and materials they should include:
    cAny submission deadlines:
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    LAKESIDE CHAPEL
    360 CLEVERDALE ROAD
    CLEVERDALE,NY12820     		N/A PC GENERAL - UNRESTRICTED 22,000
    BAY ROAD PRESBYTERIAN CHURCH
    1167 BAY ROAD
    LAKE GEORGE,NY12804     		N/A PC GENERAL - UNRESTRICTED 25,000
    N QUEENSBURY FIRE FIGHTERS SERVICE
    PO BOX 61
    CLEVERDALE,NY12820     		N/A PC UNRESTRICTED - GENERAL 1,500
    N QUEENSBURY RESCUE SQUAD
    PO BOX 272
    CLEVERDALE,NY12820     		N/A PC UNRESTRICTED - GENERAL 1,500
    LAKE GEORGE OPERA FESTIVAL ASSN
    19 ROOSEVELT DRIVE STE 250
    SARATOGA SPRINGS,NY128666226     		N/A PC UNRESTRICTED - GENERAL 28,000
    HARRISENA COMMUNITY CHURCH
    1616 RIDGE ROAD
    QUEENSBURY,NY12804     		N/A PC UNRESTRICTED - GENERAL 35,000
    CHAPMAN HISTORICAL MUSEUM
    248 GLEN STREET
    GLENS FALLS,NY12801     		N/A PC UNRESTRICTED - GENERAL 28,000
    THE SALVATION ARMY
    13-15 CHESTER STREET
    GLENS FALLS,NY12801     		N/A PC UNRESTRICTED - GENERAL 50,000
    THE HYDE COLLECTION
    161 WARREN STRET
    GLENS FALLS,NY12801     		N/A PC DLM GRANT FOR HYDE 58,000
    Total .................................bullet 3a 249,000
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ............     		    14 75  
    4 Dividends and interest from securities....     14 134,549  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property .............     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory .............     		    18 237,095  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   371,719  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13371,719
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political
    Yes
    No
    organizations?
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.
    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's namebullet



    Firm's addressbullet







         		Firm's EINbullet
    Phone no.
    Form 990-PF (2014)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2014 AccountingFeesSchedule
    Name:
    WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
    EIN: 27-6594166
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEES 288      

    TY 2014 InvestmentsCorpBondsSchedule
    Name:
    WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
    EIN: 27-6594166
    Name of Bond End of Year Book Value End of Year Fair Market Value
    FEDERAL HOME LOAN BK DTD 6/19 50,497 49,730
    FEDERAL NATIONAL MORTGAGE ASSN 50,542 50,241
    UNITED TECHNOLOGIES CORP 157,766 152,100
    FEDERAL FARM CREDIT BANK 50,509 51,849
    MERRILL LYNCH & CO DTD 05/16/0 50,337 52,947
    DUPONT EI NEMOUR DTD 12/15/06 52,064 54,073
    COCA-COLA CO DTD 11/01/07 52,934 55,446
    AT&T INC DTD 02/01/08 5.50% 51,658 55,195
    PEPSICO INC DTD 05/28/08 102,973 110,571
    CONOCO PHILLIPS DTD 02/03/09 53,764 56,839
    CISCO SYSTEMS INC DTD 02/17/09 50,997 55,881
    PROCTER & GAMBLE CO DTD 02/06/ 50,941 55,676

    TY 2014 InvestmentsCorpStockSchedule
    Name:
    WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
    EIN: 27-6594166
    Name of Stock End of Year Book Value End of Year Fair Market Value
    DOW CHEMICAL COMPANY 15,248 20,661
    DUPONT E I DE NEMOURS & CO 17,527 24,400
    INTERNAT'L FLAVORS & FRAGRANCE 12,428 15,305
    PRAXAIR INC 14,054 22,673
    COCA COLA CO 39,711 49,397
    COLGATE PALMOLIVE CO 12,979 20,757
    COSTCO WHOLESALE CORP 11,091 21,971
    CVS CAREMARK CORP 11,634 30,338
    GENERAL MILLS INC 12,677 17,599
    KIMBERLY CLARK CORP 12,728 20,220
    KRAFT BOODS GROUP INC 8,767 14,099
    MONDELEZ INTERNATIONAL INC 8,145 13,259
    PEPSICO INC 18,240 28,368
    PROCTER & GAMBLE CO 23,683 35,525
    WALMART STORES INC 16,362 26,193
    AMAZON.COM INC 13,765 23,276
    CHEESECAKE FACTORY INC 16,656 20,376
    COMCAST CORP-CL A 13,471 31,035
    DISNEY WALT CO NEW 10,426 29,670
    FORD MOTOR CO DEL 15,417 19,143
    HOME DEPOT INC 9,113 33,066
    MCDONALDS CORP 14,135 21,083
    NIKE INC CLASS B 12,117 28,845
    STARBUCKS CORP 14,106 24,205
    TIME WARNER INC 8,191 26,053
    UNDER ARMOUR INC CL A 16,371 44,814
    ACTAVIS PLC 27,362 48,908
    AMGEN INC 14,467 39,823
    BRISTOL MYERS SQUIBB CO 14,475 30,400
    EXPRESS SCRIPTS HLDG 21,646 33,021
    GILEAD SCIENCES INC 13,112 49,015
    JOHNSON & JOHNSON 26,162 42,351
    LILLY ELI & CO 15,917 27,596
    MEDTRONIC INC 14,728 24,909
    MERCK & CO INC 18,557 29,531
    PFIZER INC 28,971 44,545
    UNITED HEALTH GROUP INC 19,069 37,909
    ANADARKO PETROLEUM 14,193 15,675
    CHEVRON CORPORATION 25,845 34,776
    CONOCO PHILLIPS 11,024 19,337
    EXXON MOBIL CORP 54,110 69,800
    HALLIBURTON CO 9,412 9,833
    SALESFORCE 25,848 26,690
    OCCIDENTIAL PETE CORP 16,859 14,913
    PHILLIPS 66 15,930 17,925
    SCHLUMBERGER LTD 11,407 11,103
    EOG RES INC 25,208 23,018
    AMERICAN EXPRESS CO 23,288 47,916
    BERKSHIRE HATHAWAY INC CL B 32,874 57,057
    GOOGLE INC CLASS 12,814 23,688
    CITIGROUP INC 27,159 32,358
    FRANKLIN RESOURCES INC 22,277 25,083
    JP MORGAN CHASE & CO 33,896 54,445
    METLIFE INC 28,966 38,999
    MORGAN STANLEY 27,073 43,572
    TRAVELERS COMPANIES INC 14,069 28,580
    WELLS FARGO & CO 31,651 60,028
    BOEING CO 16,636 28,596
    DANAHER CORP 14,960 20,142
    GOLDMAN SACHS 15,492 17,445
    FEDEX CORPORATION 9,808 18,234
    GENERAL DYNAMICS CORP 16,550 33,717
    GENERAL ELECTRIC CORP 42,468 53,572
    HONEYWELL INTERNATIONAL INC 13,573 22,982
    MASCO CORP 10,260 11,516
    UNION PAC CORP 11,109 27,400
    UNITED PARCEL SERVICE CL B 14,346 21,678
    UNITED TECHNOLOGIES CORP 16,658 27,600
    3M CO 15,406 30,399
    ACCENTURE PLC CLA A 21,416 25,900
    APPLE INC 42,142 131,352
    CISCO SYSTEMS INC 12,720 21,418
    EBAY INC 10,950 17,958
    GOOGLE INC CL A 12,781 23,880
    INTEL CORP 50,583 85,100
    INTL BUSINESS MACHINES CORP 34,689 42,517
    MICROSOFT CORP 46,383 71,069
    ORACLE CORPORATION 26,798 46,994
    QUALCOMM INC 23,549 30,847
    VISA INC CL A 13,622 35,397
    AT&T INC 31,292 35,941
    VERIZON COMMUNICATIONS 19,018 28,536
    DTE ENERGY CO 32,245 43,185
    NEXTERA ENERGY INC 25,456 39,327

    TY 2014 InvestmentsOtherSchedule2
    Name:
    WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
    EIN: 27-6594166
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    FIDELITY HIGH INCOME FD AT COST 100,900 99,910
    FIDELITY CAP & INC FD AT COST 82,100 79,577
    DODGE & COX STOCK FUND AT COST 305,000 312,610
    VANGUARD 500 INDEX FUND AT COST 611,000 618,703
    VANGUARD MID CAP INDEX-ADM AT COST 339,873 573,562
    VANGUARD SM CAP INDEX-ADM AT COST 93,276 141,386
    DODGE & COX INTL STK FD AT COST 161,995 160,034
    NUVEEN PREFERRED SECURITY AT COST 136,000 134,899
    T ROWE PRICE GROWTH STK AT COST 300,000 295,836

    TY 2014 OtherDecreasesSchedule
    Name:
    WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
    EIN: 27-6594166
    Description Amount
       


    TY 2014 OtherExpensesSchedule
    Name:
    WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
    EIN: 27-6594166
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    NYS EPTL FILING FEE 250 0   250


    TY 2014 OtherIncomeSchedule2
    Name:
    WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
    EIN: 27-6594166
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    GAINS FROM APOLLO MGMT PK-1   706  


    TY 2014 TaxesSchedule
    Name:
    WALDO T ROSS & RUTH S ROSS CHARITABLE TRUST
    EIN: 27-6594166
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FOREIGN TAX WITHHELD   350   0
    ESTIMATE TAX PAYMENTS 1,296 0   0