TY 2013 Form 990

(A) Name and Title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)
(1) BILL BRALEY........................................................................ BOARD MEMBER	2.00 .......................	X
(2) CHRISTOPHER BRAMLEY........................................................................ BOARD MEMBER	2.00 .......................	X
(3) GEORGE COX........................................................................ BRANCH REPRESENTATIVE	2.00 .......................	X
(4) ROSS DIK........................................................................ BOARD MEMBER	2.00 .......................	X
(5) MARK DONAHUE........................................................................ BOARD MEMBER	2.00 .......................	X
(6) ELISHA ERB........................................................................ BOARD MEMBER	2.00 .......................	X
(7) TED GALLAGHER........................................................................ BRANCH REPRESENTATIVE	2.00 .......................	X
(8) JOSEPH HAMILTON........................................................................ BRANCH REPRESENTATIVE	2.00 .......................	X
(9) M KATHERINE HESSEL........................................................................ BOARD MEMBER	2.00 .......................	X
(10) FRED JENOURE........................................................................ BOARD MEMBER	2.00 .......................	X
(11) RAYMOND QUINLAN........................................................................ BOARD MEMBER	2.00 .......................	X
(12) ROBERT SEEGA........................................................................ BOARD MEMBER	2.00 .......................	X
(13) DEBRA SEYMOUR........................................................................ BOARD MEMBER	2.00 .......................	X
(14) JOHN SPILLANE........................................................................ BOARD MEMBER	2.00 .......................	X
(15) JEFF STEPHENS........................................................................ BRANCH REPRESENTATIVE	2.00 .......................	X
(16) TIM STUCCHI........................................................................ BOARD MEMBER	2.00 .......................	X
(17) WILLIAM C SULLIVAN JR........................................................................ BOARD MEMBER	2.00 .......................	X

(A) Name and Title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)
(18) POLLY TATUM........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(19) BASH TURAY........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(20) SANDRA VELAZQUEZ........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(21) SUZANNE WEEKES........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(22) DAVID WOODBURY........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(23) RUSSELL DYE........................................................................ CHAIR	2.00 .......................		X		0	0
(24) JOHN DOYLE........................................................................ VICE CHAIR	2.00 .......................		X		0	0
(25) PAULA GREEN........................................................................ VICE CHAIR	2.00 .......................		X		0	0
(26) JACK BERGAN........................................................................ TREASURER	2.00 .......................		X		0	0
(27) STEVE PITCHER........................................................................ ASSISTANT TREASURER	2.00 .......................		X		0	0
(28) JACK FOLEY........................................................................ CLERK	2.00 .......................		X		0	0
(29) KENNETH MIERZYKOWSKI........................................................................ EXECUTIVE VICE PRESIDENT	40.00 .......................		X		133,268	24,358
(30) MICHAEL STRAND........................................................................ VICE PRESIDENT	40.00 .......................		X		131,002	15,720
(31) TREVOR WILLIAMS........................................................................ DISTRICT EXEC DIRECTOR	40.00 .......................		X		108,618	13,034
(32) DAVID CONNELL........................................................................ EXECUTIVE DIRECTOR	40.00 .......................		X		103,377	12,405
(33) LORI BASTIEN........................................................................ EXECUTIVE DIRECTOR	40.00 .......................		X		102,969	12,356
(34) KATHRYN Z HUNTER........................................................................ PRESIDENT	40.00 .......................			X	200,689	24,083

Do not include amounts reported on lines 6b, 7b, 8b, 9b, and 10b of Part VIII.	(A) Total expenses	(B) Program service expenses	(C) Management and general expenses	(D) Fundraising expenses
1	Grants and other assistance to governments and organizations in the United States. See Part IV, line 21
2	Grants and other assistance to individuals in the United States. See Part IV, line 22
3	Grants and other assistance to governments, organizations, and individuals outside the United States. See Part IV, lines 15 and 16
4	Benefits paid to or for members
5	Compensation of current officers, directors, trustees, and key employees ....
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) ....
7	Other salaries and wages	7,587,326	6,378,469	1,073,175	135,682
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....
9	Other employee benefits .......	1,175,122	970,826	181,707	22,589
10	Payroll taxes ...........	638,661	532,722	94,205	11,734
11	Fees for services (non-employees):
a	Management ......
b	Legal .........
c	Accounting ...........
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O) ........	861,692	579,662	277,560	4,470
12	Advertising and promotion ....	260,068	77,853	177,112	5,103
13	Office expenses .......
14	Information technology ......
15	Royalties ..
16	Occupancy ...........	1,574,923	1,543,425	15,749	15,749
17	Travel ............	201,392	195,653	5,333	406
18	Payments of travel or entertainment expenses for any federal, state, or local public officials ......
19	Conferences, conventions, and meetings ....
20	Interest ...........	938,121	881,834	46,906	9,381
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization .....	1,078,382	1,047,073	31,309
23	Insurance ..............	267,958	242,466	25,492
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	SMALL EQUIPMENT	778,219	585,438	190,381	2,400
b	SUPPLIES	690,628	667,243	22,269	1,116
c	PAYMENTS TO NATIONAL CO	201,563	195,427	6,136
d	OTHER	149,503	111,688	37,691	124
e	All other expenses	157,933	69,095	71,917	16,921
25	Total functional expenses. Add lines 1 through 24e	16,561,491	14,078,874	2,256,942	225,675
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

Part X Balance Sheet Check if Schedule O contains a response or note to any line in this Part X ..............
	1	Cash–non-interest-bearing .............	380,029	1	2,401,251
2	Savings and temporary cash investments .........	771,392	2	61,739
3	Pledges and grants receivable, net ...........	2,431,313	3	3,209,559
4	Accounts receivable, net .............	92,016	4	254,922
5	Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of Schedule L ..................
			5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations (see instructions) Complete Part II of Schedule L
			6
7	Notes and loans receivable, net .............		7
8	Inventories for sale or use ..............		8
9	Prepaid expenses and deferred charges ..........	104,954	9	69,189
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	48,365,404
b	Less: accumulated depreciation .....	10b	19,918,439	28,938,348	10c	28,446,965
11	Investments—publicly traded securities ..........	11,181,455	11	12,422,012
12	Investments—other securities. See Part IV, line 11 .....		12
13	Investments—program-related. See Part IV, line 11 .....		13
14	Intangible assets ...............		14
15	Other assets. See Part IV, line 11 ...........	595,571	15	299,296
16	Total assets. Add lines 1 through 15 (must equal line 34)......	44,495,078	16	47,164,933
	17	Accounts payable and accrued expenses .........	896,547	17	1,000,665
18	Grants payable .................		18
19	Deferred revenue ................	352,508	19	311,493
20	Tax-exempt bond liabilities .............		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D..		21
22	Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..........		22
23	Secured mortgages and notes payable to unrelated third parties ..	15,051,077	23	14,838,408
24	Unsecured notes and loans payable to unrelated third parties ....		24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17-24). Complete Part X of Schedule D....................	3,124,820	25	3,585,388
26	Total liabilities. Add lines 17 through 25.........	19,424,952	26	19,735,954
		Organizations that follow SFAS 117 (ASC 958), check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets ..............	18,237,917	27	17,811,094
28	Temporarily restricted net assets ...........	5,557,090	28	8,342,766
29	Permanently restricted net assets ...........	1,275,119	29	1,275,119
	Organizations that do not follow SFAS 117 (ASC 958), check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds ........		30
31	Paid-in or capital surplus, or land, building or equipment fund .....		31
32	Retained earnings, endowment, accumulated income, or other funds		32
33	Total net assets or fund balances ...........	25,070,126	33	27,428,979
34	Total liabilities and net assets/fund balances ........	44,495,078	34	47,164,933

- TIN:

SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.

Attach to Form 990 or Form 990-EZ. right arrow

See separate instructions.
right arrow

Information about Schedule A (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public
Inspection

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions.

The organization is not a private foundation because it is: (For lines 1 through 11, check only one box.)

A church, convention of churches, or association of churches described in section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E.)

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in

section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An organization that normally receives: (1) more than 331/3% of its support from contributions, membership fees, and gross

receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of

its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses

acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. See section 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box that describes the type of supporting organization and complete lines 11e through 11h.

Type I

Type II

Type III - Functionally integrated

Type III - Non-functionally integrated

By checking this box, I certify that the organization is not controlled directly or indirectly by one or more disqualified persons other than foundation managers and other than one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2).

If the organization received a written determination from the IRS that it is a Type I, Type II, or Type III supporting organization, check this box ..................................................

Since August 17, 2006, has the organization accepted any gift or contribution from any of the
following persons?

(i) A person who directly or indirectly controls, either alone or together with persons described in (ii)

Yes

and (iii) below, the governing body of the supported organization? ................

11g(i)

(ii) A family member of a person described in (i) above? ......................

11g(ii)

(iii) A 35% controlled entity of a person described in (i) or (ii) above? ................

11g(iii)

Provide the following information about the supported organization(s).

(i) Name of supported organization	(ii) EIN	(iv) Is the organization in col. (i) listed in your governing document?		(v) Did you notify the organization in col. (i) of your support?		(vi) Is the organization in col. (i) organized in the U.S.?		(vii) Amount of monetary support
(i) Name of supported organization	(ii) EIN	Yes	No	Yes	No	Yes	No	(vii) Amount of monetary support


Total

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990EZ.

Cat. No. 11285F

Schedule A (Form 990 or 990-EZ) 2013

Page 2

Part II

Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization fails to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2009	(b) 2010	(c) 2011	(d) 2012	(e) 2013	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") ....
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf.......
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f)..
6	Public support. Subtract line 5 from line 4.

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2009	(b) 2010	(c) 2011	(d) 2012	(e) 2013	(f) Total
7	Amounts from line 4..
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...
9	Net income from unrelated business activities, whether or not the business is regularly carried on..
10	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.)..
11	Total support (Add lines 7 through 10).

Gross receipts from related activities, etc. (see instructions) ..................

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization, check this box and stop here................................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2013 (line 6, column (f) divided by line 11, column (f)) .........

Public support percentage for 2012 Schedule A, Part II, line 14 ...............

16a

33 1/3% support test—2013. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ....................... right arrow

33 1/3% support test—2012. If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2013. If the organization did not check a box on line 13, 16a, or 16b, and line 14
is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain
in Part IV how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported
organization ..................................................... right arrow

10%-facts-and-circumstances test—2012. If the organization did not check a box on line 13, 16a, 16b, or 17a, and line
15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here.
Explain in Part IV how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly
supported organization ................................................ right arrow

Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions ..................................................... right arrow

Schedule A (Form 990 or 990-EZ) 2013

Page 3

Part III

Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 9 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2009	(b) 2010	(c) 2011	(d) 2012	(e) 2013	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .	9,417,632	9,324,035	8,428,975	12,850,034	13,391,753	53,412,429
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose......	4,583,249	4,656,859	4,771,068	4,807,978	5,085,761	23,904,915
3	Gross receipts from activities that are not an unrelated trade or business under section 513..
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5	The value of services or facilities furnished by a governmental unit to the organization without charge..
6	Total. Add lines 1 through 5.	14,000,881	13,980,894	13,200,043	17,658,012	18,477,514	77,317,344
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons...						0
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.						0
c	Add lines 7a and 7b..						0
8	Public support (Subtract line 7c from line 6.)						77,317,344

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2009	(b) 2010	(c) 2011	(d) 2012	(e) 2013	(f) Total
9	Amounts from line 6...	14,000,881	13,980,894	13,200,043	17,658,012	18,477,514	77,317,344
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..	94,385	142,749	279,238	600,695	718,478	1,835,545
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c	Add lines 10a and 10b.	94,385	142,749	279,238	600,695	718,478	1,835,545
11	Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part IV.) ..	5,953	71,903				77,856
13	Total support. (Add lines 9, 10c, 11, and 12.)..	14,101,219	14,195,546	13,479,281	18,258,707	19,195,992	79,230,745

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a 501(c)(3) organization,
check this box and stop here............................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2013 (line 8, column (f) divided by line 13, column (f)) .........

97.590 %

Public support percentage from 2012 Schedule A, Part III, line 15 ...............

98.040 %

Section D. Computation of Investment Income Percentage

Investment income percentage for 2013 (line 10c, column (f) divided by line 13, column (f)) ......

2.320 %

Investment income percentage from 2012 Schedule A, Part III, line 17 .............

1.830 %

19a

33 1/3% support tests—2013. If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ........ right arrow

33 1/3% support tests—2012. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ..... right arrow

Private foundation. If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions ..... right arrow

Schedule A (Form 990 or 990-EZ) 2013

Page 4

Part IV

Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; and Part III, line 12. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Explanation

Schedule A (Form 990 or 990-EZ) 2013

Additional Data

Software ID:
Software Version:

- TIN:

Schedule B
(Form 990, 990-EZ,
or 990-PF)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, $5,000 or more (in money or
property) from any one contributor. Complete Parts I and II.

Special Rules

For a section 501(c)(3) organization filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi) and received from any one contributor, during the year, a contribution of the
greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For a section 501(c)(7), (8), or (10) organization filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 for use exclusively for religious, charitable,
scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and
III.

For a section 501(c)(7), (8), or (10) organization filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions for use exclusively for religious, charitable, etc., purposes, but these contributions did
not total more than $1,000. If this box is checked, enter here the total contributions that were received during
the year for an exclusively religious, charitable, etc., purpose. Do not complete any of the parts unless the General Rule
applies to this organization because it received nonexclusively religious, charitable, etc., contributions of $5,000 or more
during the year ......................... Arrow Bullet

Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Page 2

Name of organization YOUNG MEN'S CHRISTIAN ASSOCIATION OF CENTRAL MASSACHUSETTS

Part I	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
RESTRICTED	RESTRICTED RESTRICTED RESTRICTED RESTRICTED, RESTRICTEDRESTRICTED	$RESTRICTED	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Page 3

Name of organization YOUNG MEN'S CHRISTIAN ASSOCIATION OF CENTRAL MASSACHUSETTS

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Page 4

Name of organization
YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part III

Exclusively religious, charitable, etc., individual contributions to section 501(c)(7), (8), or (10) organizations
that total more than $1,000 for the year. Complete columns (a) through (e) and the following line entry.
For organizations completing Part III, enter the total of exclusively religious, charitable, etc.,
contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet

$
Use duplicate copies of Part III if additional space is needed.

(a) No.
from
Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a) No.
from
Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990, 990-EZ, or 990-PF) (2013)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," to Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b
SchDMd Bullet

Attach to Form 990. SchDMd Bullet

See separate instructions. SchDMd Bullet

Information about Schedule D (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public Inspection

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" to Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate contributions to (during year) ...
3	Aggregate grants from (during year) .....
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised
funds are the organization's property, subject to the organization's exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be
used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements. Complete if the organization answered "Yes" to Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements .......................	2a
b	Total acreage restricted by conservation easements ..................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 8/17/06, and not on a historic structure listed in the National Register ....................	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during
the tax year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and
enforcement of the conservation easements it holds? .............................

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, and enforcing conservation easements during the year
SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, and enforcing conservation easements during the year
SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .......................................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" to Form 990, Part IV, line 8.

If the organization elected, as permitted under SFAS 116 (ASC 958), not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under SFAS 116 (ASC 958), to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenues included in Form 990, Part VIII, line 1 ........................ SchDMd Bullet

(ii)

Assets included in Form 990, Part X .............................. SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under SFAS 116 (ASC 958) relating to these items:

Revenues included in Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2013

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?........

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" to Form 990,
Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No

If "Yes," explain the arrangement in Part XIII and complete the following table:


c	Beginning balance .................................	1c
d	Additions during the year ..............................	1d
e	Distributions during the year .............................	1e
f	Ending balance ...................................	1f

Did the organization include an amount on Form 990, Part X, line 21? .....................

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ........

Part V

Endowment Funds. Complete if the organization answered "Yes" to Form 990, Part IV, line 10.

		(a)Current year	(b)Prior year	b (c)Two years back	(d)Three years back	(e)Four years back
1a	Beginning of year balance ....	11,770,644	11,027,742	6,598,670	6,334,359	5,678,761
b	Contributions ........			3,145,220	150,000
c	Net investment earnings, gains, and losses	997,399	1,262,902	1,079,712	-57,892	609,546
d	Grants or scholarships .....
e	Other expenditures for facilities and programs ........	-469,300	-520,000	-204,140	-172,203	-46,052
f	Administrative expenses ....
g	End of year balance ......	12,298,743	11,770,644	11,027,742	6,598,670	6,334,359

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment SchDMd Bullet

66.060 %

Permanent endowment SchDMd Bullet

10.370 %

Temporarily restricted endowment SchDMd Bullet

23.570 %

The percentages in lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) unrelated organizations ........................

3a(i)

(ii) related organizations ........................

3a(ii)

If "Yes" to 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(b)Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value
1a	Land .................	2,242,012		2,242,012
b	Buildings ................	42,749,432	17,163,022	25,586,410
c	Leasehold improvements ............	3,173,288	2,755,417	417,871
d	Equipment ................
e	Other .................	200,672		200,672
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).).......				28,446,965

Schedule D (Form 990) 2013

Page 3

Part VII

InvestmentsOther Securities. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)		(b)Book value	(c) Method of valuation: Cost or end-of-year market value
(1)Financial derivatives
(2)Closely-held equity interests
Other








Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)

Part VIII

InvestmentsProgram Related. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment		(b) Book value	(c) Method of valuation: Cost or end-of-year market value









Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value









Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities. Complete if the organization answered 'Yes' to Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability		(b) Book value
Federal income taxes
INTEREST RATE SWAP AGREEMENT		3,585,388








Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)		3,585,388
2. Liability for uncertain tax positions In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII ..................................................

Schedule D (Form 990) 2013

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return Complete if the organization answered 'Yes' to Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1	19,049,554
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains on investments ..........	2a	314,130
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ............	2d	-460,568
e	Add lines 2a through 2d .....................			2e	-146,438
3	Subtract line 2e from line 1.....................			3	19,195,992
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b	-129,210
c	Add lines 4a and 4b.......................			4c	-129,210
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	19,066,782

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' to Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........			1	17,151,269
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities ..........	2a
b	Prior year adjustments ..............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ............	2d	589,778
e	Add lines 2a through 2d......................			2e	589,778
3	Subtract line 2e from line 1.....................			3	16,561,491
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ............	4b
c	Add lines 4a and 4b.......................			4c	0
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......			5	16,561,491

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b;
Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
PART V, LINE 4:	THE ASSOCIATION'S ENDOWMENT CONSISTS OF A POOL OF FUNDS ESTABLISHED BY DONOR CONTRIBUTIONS FOR THE PURPOSE OF SUPPORTING THE ASSOCIATION'S ACTIVITIES AND OPERATIONS. AS REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, NET ASSETS ASSOCIATED WITH ENDOWMENT FUNDS, INCLUDING FUNDS DESIGNATED BY THE BOARD TO FUNCTION AS ENDOWMENTS, ARE CLASSIFIED AND REPORTED BASED ON THE EXISTENCE OR ABSENCE OF DONOR-IMPOSED OR LEGAL RESTRICTIONS. AS REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, THE ASSOCIATION CLASSIFIES AS PERMANENTLY RESTRICTED NET ASSETS (A) THE ORIGINAL VALUE OF GIFTS DONATED TO THE PERMANENT ENDOWMENT, (B) THE ORIGINAL VALUE OF SUBSEQUENT GIFTS TO THE PERMANENT ENDOWMENT, AND (C) ACCUMULATIONS TO THE PERMANENT ENDOWMENT MADE IN ACCORDANCE WITH THE DIRECTION OF THE APPLICABLE DONOR GIFT INSTRUMENT AT THE TIME THE ACCUMULATION IS ADDED TO THE FUND. THE REMAINING PORTION OF THE DONOR-RESTRICTED ENDOWMENT FUND THAT IS NOT CLASSIFIED IN PERMANENTLY RESTRICTED NET ASSETS IS CLASSIFIED AS TEMPORARILY RESTRICTED NET ASSETS UNTIL THOSE AMOUNTS ARE APPROPRIATED FOR EXPENDITURE BY THE ASSOCIATION IN A MANNER CONSISTENT WITH THE STANDARD OF PRUDENCE PRESCRIBED BY STATE LAW. IN ACCORDANCE WITH THE UNIFORM PRUDENT MANAGEMENT OF INSTITUTIONAL FUNDS ACT, THE ASSOCIATION CAN CONSIDER THE FOLLOWING FACTORS IN MAKING A DETERMINATION TO APPROPRIATE OR ACCUMULATE DONOR-RESTRICTED ENDOWMENT FUNDS: THE DURATION AND PRESERVATION OF THE FUND THE PURPOSES OF THE ASSOCIATION AND THE DONOR-RESTRICTED ENDOWMENT FUND GENERAL ECONOMIC CONDITIONS THE POSSIBLE EFFECT OF INFLATION AND DEFLATION THE EXPECTED TOTAL RETURN FROM INCOME AND THE APPRECIATION OF INVESTMENTS OTHER RESOURCES OF THE ASSOCIATION THE INVESTMENT POLICIES OF THE ASSOCIATION. THE ASSOCIATION HAS ADOPTED INVESTMENT AND SPENDING POLICIES FOR ITS ENDOWMENT ASSETS THAT ATTEMPT TO PROVIDE A PREDICTABLE STREAM OF FUNDING FOR ITS PROGRAMS WHILE SEEKING TO MAINTAIN THE PURCHASING POWER OF THE ENDOWMENT ASSETS. UNDER THIS POLICY, AS APPROVED BY THE BOARD, THE ASSOCIATION SHALL SEEK TO INVEST THE ENDOWMENT FUNDS IN SUCH A MANNER THAT THE INVESTMENTS WILL PROVIDE A SPENDABLE RETURN CONSISTENT WITH A LONG-TERM GOAL OF PRESERVING THE FUNDS IN REAL TERMS. ACTUAL RETURNS IN ANY GIVEN YEAR MAY VARY FROM THIS AMOUNT. TO SATISFY ITS LONG-TERM RATE-OF-RETURN OBJECTIVES, THE ASSOCIATION'S INVESTMENT STRATEGY FOCUSES ON THE LONG-TERM GROWTH OF PRINCIPAL WITHOUT TAKING UNDUE RISKS. ANNUAL INVESTMENT RETURN TARGETS ARE ACHIEVED THROUGH BOTH CAPITAL APPRECIATION (REALIZED AND UNREALIZED) AND CURRENT YIELD (INTEREST AND DIVIDENDS). THE ASSOCIATION HAS INVESTED IN DEBT AND EQUITY SECURITIES THAT TARGET A DIVERSIFIED ASSET ALLOCATION, PLACING A GREATER EMPHASIS ON EQUITY-BASED INVESTMENTS TO ACHIEVE ITS LONG-TERM RETURN OBJECTIVES. THE ASSOCIATION HAS A POLICY OF APPROPRIATING FOR DISTRIBUTION QUARTERLY, AT ITS DISCRETION, A PORTION OF THE ENDOWMENT FAIR MARKET VALUE TO SUPPORT OPERATIONS. THE ENDOWMENT FAIR MARKET VALUE FOR DISTRIBUTION PURPOSES IS CALCULATED BASED ON AN AVERAGE OF A ROLLING TWENTY CALENDAR QUARTERS. THE BOARD HAS ALSO APPROVED THE APPROPRIATION OF ADDITIONAL SUPPORT FOR THE FISCAL YEARS ENDING SEPTEMBER 30, 2014 AND 2015 TO FUND ADDITIONAL OPERATING NEEDS, AS NEEDED. IN ESTABLISHING THIS POLICY, THE ASSOCIATION CONSIDERED THE LONG-TERM EXPECTED RETURN ON ITS ENDOWMENT. THIS IS CONSISTENT WITH THE ASSOCIATION'S OBJECTIVE TO MAINTAIN THE PURCHASING POWER OF ITS ENDOWMENT. FROM TIME TO TIME, THE FAIR VALUE OF ASSETS ASSOCIATED WITH INDIVIDUAL DONOR-RESTRICTED ENDOWMENT FUNDS MAY FALL BELOW THE LEVEL THAT THE DONOR IMPOSED RESTRICTIONS REQUIRE THE ASSOCIATION TO RETAIN AS A FUND OF PERPETUAL DURATION. IN ACCORDANCE WITH GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, DEFICIENCIES OF THIS NATURE ARE REPORTED IN UNRESTRICTED NET ASSETS. THERE WERE NO SUCH DEFICIENCIES AS OF SEPTEMBER 30, 2014. SUCH DEFICIENCIES AMOUNTED TO $68,390 AS OF SEPTEMBER 30, 2013.
PART X, LINE 2:	MANAGEMENT ANNUALLY REVIEWS FOR UNCERTAIN TAX POSITIONS ALONG WITH ANY RELATED INTEREST AND PENALTIES AND BELIEVES THAT THE ASSOCIATION HAS NO UNCERTAIN TAX POSITIONS THAT WOULD HAVE A MATERIAL ADVERSE EFFECT, INDIVIDUALLY OR IN THE AGGREGATE UPON THE ASSOCIATION'S STATEMENTS OF FINANCIAL POSITION, OR THE RELATED STATEMENTS OF ACTIVITIES, OR CASH FLOWS.
PART XI, LINE 2D - OTHER ADJUSTMENTS:	NET LOSS ON INTEREST RATE SWAP AGREEMENT -460,568.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	SPECIAL EVENT EXPENSES -129,210.
PART XII, LINE 2D - OTHER ADJUSTMENTS:	NET LOSS ON INTEREST RATE SWAP AGREEMENT 460,568. SPECIAL EVENT EXPENSES 129,210.

Schedule D (Form 990) 2013

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE G (Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information Regarding
Fundraising or Gaming Activities

Complete if the organization answered "Yes" to Form 990, Part IV, lines 17, 18, or 19, or if the organization entered more than $15,000 on Form 990-EZ, line 6a. right arrow

Attach to Form 990 or Form 990-EZ. right arrow

See separate instructions.
right arrow

Information about Schedule G (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public Inspection

Name of the organization
YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part I

Fundraising Activities. Complete if the organization answered "Yes" to Form 990, Part IV, line 17.

Form 990-EZ filers are not required to complete this part.

Indicate whether the organization raised funds through any of the following activities. Check all that apply.

a	Mail solicitations	e	Solicitation of non-government grants
b	Internet and email solicitations	f	Solicitation of government grants
c	Phone solicitations	g	Special fundraising events
d	In-person solicitations

Did the organization have a written or oral agreement with any individual (including officers, directors, trustees

or key employees listed in Form 990, Part VII) or entity in connection with professional fundraising services?

Yes

If "Yes," list the ten highest paid individuals or entities (fundraisers) pursuant to agreements under which the fundraiser is
to be compensated at least $5,000 by the organization.

(i) Name and address of individual or entity (fundraiser)	(iii) Did fundraiser have custody or control of contributions?
	Yes	No










Total .................

List all states in which the organization is registered or licensed to solicit contributions or has been notified it is exempt from registration or licensing.

For Paperwork Reduction Act Notice, see the Instructions for Form 990or 990-EZ.

Cat. No. 50083H

Schedule G (Form 990 or 990-EZ) 2013

Page 2

Part II

Fundraising Events. Complete if the organization answered "Yes" to Form 990, Part IV, line 18, or reported more than $15,000 of fundraising event contributions and gross income on Form 990-EZ, lines 1 and 6b. List events with gross receipts greater than $5,000.

		(a) Event #1 GALA (event type)	(b) Event #2 GOLF TOURNAMENT (event type)	(d) Total events (add col. (a) through col. (c))
1	Gross receipts . . .	182,903	83,625	266,528
2	Less: Contributions . .	167,553	74,460	242,013
3	Gross income (line 1 minus line 2) . . .	15,350	9,165	24,515
4	Cash prizes . . .		420	420
5	Noncash prizes . .		1,238	1,238
6	Rent/facility costs . .	1,500	24,104	25,604
7	Food and beverages .	41,263	1,961	43,224
8	Entertainment . . .
9	Other direct expenses .	49,149	9,575	58,724
10	Direct expense summary. Add lines 4 through 9 in column (d) ...........			129,210
11	Net income summary. Subtract line 10 from line 3, column (d)...........			-104,695

Part III

Gaming. Complete if the organization answered "Yes" to Form 990, Part IV, line 19, or reported more than $15,000 on Form 990-EZ, line 6a.

(a) Bingo

(b) Pull tabs/Instant
bingo/progressive bingo

(c) Other gaming

(d) Total gaming (add col.(a) through col.(c))

Gross revenue . . . .

Cash prizes . . . .

Non-cash prizes . . .

Rent/facility costs . . .

Other direct expenses . .

Volunteer labor . . .

	Yes %
	No

	Yes %
	No

	Yes %
	No

Direct expense summary. Add lines 2 through 5 in column (d) ........... right arrow

Net gaming income summary. Subtract line 7 from line 1, column (d) ......... right arrow

Enter the state(s) in which the organization operates gaming activities:

Is the organization licensed to operate gaming activities in each of these states? ............

YesNo

If "No," explain:

10a

Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? .....

YesNo

If "Yes," explain:

Schedule G (Form 990 or 990-EZ) 2013

Page 3

Does the organization operate gaming activities with nonmembers? .................

YesNo

Is the organization a grantor, beneficiary or trustee of a trust or a member of a partnership or other entity

formed to administer charitable gaming? ..........................

YesNo

Indicate the percentage of gaming activity operated in:

The organization's facility ......................

13a

An outside facility ........................

13b

Enter the name and address of the person who prepares the organization's gaming/special events books and records:

Name

Address

15a

Does the organization have a contract with a third party from whom the organization receives gaming

revenue? ......................................

YesNo

If "Yes," enter the amount of gaming revenue received by the organization right arrow

$ and the

amount of gaming revenue retained by the third party right arrow

$ .

If "Yes," enter name and address of the third party:

Name

Address

Gaming manager information:

Name

Gaming manager compensation right arrow

Description of services provided right arrow

Director/officer Employee Independent contractor

Mandatory distributions:

Is the organization required under state law to make charitable distributions from the gaming proceeds to

retain the state gaming license? ............................

YesNo

Enter the amount of distributions required under state law distributed to other exempt organizations or spent

in the organization's own exempt activities during the tax year right arrow

Part IV

Supplemental Information. Provide the explanations required by Part I, line 2b, columns (iii) and (v), and Part III, lines 9, 9b, 10b, 15b, 15c, 16, and 17b, as applicable. Also complete this part to provide any additional information (see instructions).

Return Reference	Explanation

Schedule G (Form 990 or 990-EZ) 2013

Additional Data

Software ID:
Software Version:

- TIN:

Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
SchJMediumBullet

Complete if the organization answered "Yes" to Form 990, Part IV, line 23.
SchJMediumBullet

Attach to Form 990. SchJMediumBullet

See separate instructions.
SchJMediumBullet

Information about Schedule J (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public Inspection

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed in Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes in line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain....

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked in line 1a? ..

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed in Form 990, Part VII, Section A, line 1a with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? ................

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3) and 501(c)(4) organizations only must complete lines 5-9.

For persons listed in Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ...........................

Any related organization? .........................

If "Yes," to line 5a or 5b, describe in Part III.

For persons listed in Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ...........................

Any related organization? .........................

If "Yes," to line 6a or 6b, describe in Part III.

For persons listed in Form 990, Part VII, Section A, line 1a, did the organization provide any non-fixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported in Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III .............................

If "Yes" to line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) 2013

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported in Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2 and/or 1099-MISC compensation			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation reported as deferred in prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation reported as deferred in prior Form 990
(1)KENNETH MIERZYKOWSKIEXECUTIVE VICE PRESIDENT	(i) (ii)	133,268 0	0 0	0 0	15,992 0	8,366 0	157,626 0	0 0
(2)KATHRYN Z HUNTERPRESIDENT	(i) (ii)	200,689 0	0 0	0 0	24,083 0	0 0	224,772 0	0 0

Schedule J (Form 990) 2013

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II.
Also complete this part for any additional information.

Return Reference	Explanation

Schedule J (Form 990) 2013

Additional Data

Software ID:
Software Version:

- TIN:

Schedule K
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Information on Tax Exempt Bonds

Complete if the organization answered "Yes" to Form 990, Part IV, line 24a. Provide descriptions,
explanations, and any additional information in Part VI.
SchKMediumBullet

Attach to Form 990. SchKMediumBullet

See separate instructions.
SchKMediumBullet

Information about Schedule K (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public
Inspection

Name of the organization
YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number
04-2105885

Part I

Bond Issues

(a) Issuer name		(b) Issuer EIN	(c) CUSIP #	(d) Date issued	(e) Issue price	(f) Description of purpose	(g) Defeased		(h) On behalf of issuer		(i) Pool financing
(a) Issuer name		(b) Issuer EIN	(c) CUSIP #	(d) Date issued	(e) Issue price	(f) Description of purpose	Yes	No	Yes	No	Yes	No
A	MASSACHUSETTS DEVELOPMENT FINANCE AGENCY	04-3431814	57583RGP4	08-30-2006	25,000,000	BUILDING RENOVATION & EXPANSION & DEBT RETIREMENT	X		X			X

Part II

Proceeds

	A		B		C		D
	1 Amount of bonds retired . . . . . . . . . . . . . .
2 Amount of bonds legally defeased . . . . . . . . . . .
3 Total proceeds of issue . . . . . . . . . . . . . .	25,000,000
4 Gross proceeds in reserve funds . . . . . . . . . . . .	2,240,598
5 Capitalized interest from proceeds . . . . . . . . . . .
6 Proceeds in refunding escrows . . . . . . . . . . . .
7 Issuance costs from proceeds . . . . . . . . . . . .	305,223
8 Credit enhancement from proceeds . . . . . . . . . . .
9 Working capital expenditures from proceeds . . . . . . . . .
10 Capital expenditures from proceeds . . . . . . . . . . .	22,759,402
11 Other spent proceeds . . . . . . . . . . . . . .
12 Other unspent proceeds . . . . . . . . . . . . . .
13 Year of substantial completion . . . . . . . . . . . .	2008
	Yes	No	Yes	No	Yes	No	Yes	No
14 Were the bonds issued as part of a current refunding issue? . . . . .		X
15 Were the bonds issued as part of an advance refunding issue? . . . . .		X
16 Has the final allocation of proceeds been made? . . . . . . . .	X
17 Does the organization maintain adequate books and records to support the final allocation of proceeds? . . . . . . . . . . . . . .	X

Part III

Private Business Use

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
1 Was the organization a partner in a partnership, or a member of an LLC, which owned property financed by tax-exempt bonds? . . . . . . .		X
2 Are there any lease arrangements that may result in private business use of bond-financed property? . . . . . . . . .		X

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50193E

Schedule K (Form 990) 2013

Page 2

Part III

Private Business Use (Continued)

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
3a Are there any management or service contracts that may result in private business use of bond-financed property? . . . . . . . . . . . .		X
b If "Yes" to line 3a, does the organization routinely engage bond counsel or other outside counsel to review any management or service contracts relating to the financed property?
c Are there any research agreements that may result in private business use of bond-financed property? . . . . . . . . . . . . . . .		X
d If "Yes" to line 3c, does the organization routinely engage bond counsel or other outside counsel to review any research agreements relating to the financed property?
4 Enter the percentage of financed property used in a private business use by entities other than a section 501(c)(3) organization or a state or local government . .	0 %
5 Enter the percentage of financed property used in a private business use as a result of unrelated trade or business activity carried on by your organization, another section 501(c)(3) organization, or a state or local government . . . . . . .
6 Total of lines 4 and 5 . . . . . . . . . . . . .	0 %
7 Does the bond issue meet the private security or payment test? . . . . .		X
8a Has there been a sale or disposition of any of the bond financed property to a nongovernmental person other than a 501(c)(3) organization since the bonds were issued?. . . . . . . . . . . . . . . . .		X
b If "Yes" to line 8a, enter the percentage of bond-financed property sold or disposed of.
c If "Yes" to line 8a, was any remedial action taken pursuant to Regulations sections 1.141-12 and 1.145-2? . . . . . . . . . . . . .
9 Has the organization established written procedures to ensure that all nonqualified bonds of the issue are remediated in accordance with the requirements under Regulations sections 1.141-12 and 1.145-2? . . . . . . .		X

Part IV

Arbitrage

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
1 Has the issuer filed Form 8038-T? . . . . .		X
2 If "No" to line 1, did the following apply? . . . .
a Rebate not due yet? . . . . . . . .		X
b Exception to rebate? . . . . . . . .		X
c No rebate due? . . . . . . . .		X
If you checked "No rebate due" in line 2c, provide in Part VI the date the rebate computation was performed
3 Is the bond issue a variable rate issue? . . . .	X
4a Has the organization or the governmental issuer entered into a qualified hedge with respect to the bond issue?	X
b Name of provider . . . . . . . . .	1271 COUNTERPARTY COMPANY LLC
c Term of hedge . . . . . . . . . .	35.000000000000
d Was the hedge superintegrated? . . . .		X
e Was the hedge terminated? . . . . . .		X

Schedule K (Form 990) 2013

Page 3

Part IV

Arbitrage (Continued)

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
5a Were gross proceeds invested in a guaranteed investment contract (GIC)? . . . . . . . . .		X
b Name of provider . . . . . . . . .
c Term of GIC . . . . . . . . . .
d Was the regulatory safe harbor for establishing the fair market value of the GIC satisfied? . . . . .
6 Were any gross proceeds invested beyond an available temporary period? . . . . . . . .		X
7 Has the organization established written procedures to monitor the requirements of section 148? . . .		X

Part V

Procedures To Undertake Corrective Action

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
Has the organization established written procedures to ensure that violations of federal tax requirements are timely identified and corrected through the voluntary closing agreement program if self-remediation is not available under applicable regulations?	X

Part VI

Supplemental Information. Provide additional information for responses to questions on Schedule K (see instructions).

Return Reference	Explanation

Schedule K (Form 990) 2013

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Information about Schedule O (Form 990 or 990-EZ) and its instructions is at
www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public
Inspection

Name of the organization

YOUNG MEN'S CHRISTIAN ASSOCIATION
OF CENTRAL MASSACHUSETTS

Employer identification number

04-2105885

Return Reference	Explanation
FORM 990, PART VI, SECTION B, LINE 11	PRIOR TO FILING FORM 990 THE CEO WILL DISBURSE THE FORM ELECTRONICALLY TO BOARD MEMBERS.
FORM 990, PART VI, SECTION B, LINE 12C	THE BOARD OF DIRECTORS REVIEW THE ORGANIZATION'S CONFLICT OF INTEREST POLICY ANNUALLY IN ORDER TO INSURE THAT THE ORGANIZATION'S BOARD OF DIRECTORS, OFFICERS, AND EMPLOYEES ARE REGULARLY AND CONSISTENTLY MONITORING AND ENFORCING IT.
FORM 990, PART VI, SECTION B, LINE 15A	THE ORGANIZATION UTILIZES THE SERVICES OF A HUMAN RESOURCE CONSULTANT WHO GATHERS INFORMATION FROM OTHER COMPARABLE ORGANIZATIONS AND DATA PROVIDED BY YMCA. THE INFORMATION IS THEN REPORTED TO THE EXECUTIVE COMMITTEE AND BENCHMARKS ARE COMPARED IN ORDER TO DETERMINE THE APPROPRIATE COMPENSATION.
FORM 990, PART VI, SECTION C, LINE 19	FORMS ARE AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST.
FORM 990, PART XI, LINE 9:	NET LOSS ON INTEREST RATE SWAP AGREEMENT -460,568.
PART III, LINE 4 (A-C)	MISSION STATEMENT:THE YMCA OF CENTRAL MASSACHUSETTS IS AN ASSOCIATION UNITED IN A COMMON GOAL TO STRENGTHEN OUR COMMUNITIES AND TO DEVELOP THE SPIRIT, MIND AND BODY OF ALL PERSONS, REGARDLESS OF MEANS, THROUGH ACTIVITIES GUIDED BY AND BASED UPON OUR CORE VALUES - CARING, HONESTY, RESPECT AND RESPONSIBILITY. CAUSE STATEMENT:THE YMCA OF CENTRAL MASSACHUSETTS WILL STRENGTHEN THE FOUNDATIONS OF COMMUNITY THROUGH PROGRAMS AND SERVICES THAT SUPPORT YOUTH DEVELOPMENT, HEALTHY LIVING, AND SOCIAL RESPONSIBILITY. DIVERSITY AND INCLUSION VISION STATEMENT:THE YMCA OF CENTRAL MASSACHUSETTS WILL NURTURE AND SUPPORT AN ENVIRONMENT THAT REFLECTS, RESPECTS, AND CELEBRATES OUR DIFFERENCES, AND EMBRACES THE RICHNESS OF OUR DIVERSITY. STRATEGIC ADVANTAGE:THE YMCA OF CENTRAL MASSACHUSETTS SUCCESSFULLY IMPACTS FAMILIES AND INDIVIDUALS BY FOSTERING A SENSE OF BELONGING TO A MOVEMENT THAT CONTINUALLY EVOLVES TO MEET THE RELEVANT NEEDS OF OUR COMMUNITY. ORGANIZATION DESCRIPTION:THE YMCA OF CENTRAL MASSACHUSETTS PROVIDES MISSION DRIVEN PROGRAMS FOR ALL PEOPLE THAT STRENGTHEN THEIR SPIRITUAL, MENTAL AND PHYSICAL WELL-BEING. THE YMCA IS COMMITTED TO INSTILLING ITS CORE VALUES OF CARING, HONESTY, RESPECT AND RESPONSIBILTY. WE PROVIDE A RANGE OF PROGRAMS AND SERVICES THAT REFLECT THE VARIED NEEDS OF THE COMMUNITY WE SERVE. THE YMCA BOARD OF DIRECTORS AND STAFF REPRESENT A DIVERSE CROSS SECTION OF OUR MEMBERSHIP AND COMMUNITY. EACH BRANCH OFFERS DIFFERENT PROGRAMMING THAT RESPONDS TO AN IDENTIFIED NEED. YMCA PROGRAMS CAN BE DIVIDED INTO OUR THREE MAIN FOCUS AREAS: YOUTH DEVELOPMENT, HEALTHY LIVING AND SOCIAL RESPONSIBILITY. THE Y IS COMPRISED OF FOUR FULL-SERVICE FACILITIES - THE CENTRAL AND MONTACHUSETT COMMUNITY BRANCHES, AS WELL AS THE BOROUGHS AND GREENDALE FAMILY BRANCHES - AND SERVES NEARLY 30,000 MEMBERS ACROSS 57 CITIES AND TOWNS WITHIN CENTRAL MASSACHUSETTS. AS A $15.5 MILLION NOT-FOR-PROFIT HUMAN SERVICE ORGANIZATION, STAFF AND VOLUNTEERS WORK SIDE-BY-SIDE TO ADDRESS COMMUNITY NEEDS WITH INNOVATIVE RESPONSES THAT EVOLVE AND EXPAND WITH THE CHANGING TIMES. THE Y PROVIDES A SAFE, SUPPORTIVE ENVIRONMENT FOR FAMILIES AND INDIVIDUALS OF ALL AGES TO LEARN, GROW AND THRIVE; TO IMPROVE WELL-BEING IN SPIRIT, MIND AND BODY; AND TO ENSURE THAT EVERY PERSON, FAMILY AND COMMUNITY HAVE ACCESS TO PROGRAMS AND SERVICES AS THEY WORK TO ACHIEVE THEIR PERSONAL BESTS. YMCA HISTORY:IN 1864, THE YMCA OF WORCESTER SERVED ONE AGE GROUP, ONE GENDER, ONE RELIGION AND ONE TOWN FROM ONE ROOM IN ICONIC MECHANICS HALL. TODAY, NEARLY 150 YEARS LATER, THE YMCA OF CENTRAL MASSACHUSETTS IS PROUD TO SERVE ALL AGES AND ABILITIES, ALL BACKGROUNDS, ALL RELIGIONS - ALL PEOPLE - IN 57 COMMUNITIES IN THE HEART OF THE COMMONWEALTH. IN A CENTURY AND A HALF OF OVERWHELMING CHANGE, ONE THING REMAINS THE SAME: THE Y STRENGTHENS COMMUNITIES. THE YMCA OF CENTRAL MASSACHUSETTS IS A CAUSE-DRIVEN ORGANIZATION COMMITTED TO STRENGTHENING THE FOUNDATIONS OF COMMUNITY BY OFFERING PROGRAMS AND SERVICES FOCUSED ON YOUTH DEVELOPMENT, HEALTHY LIVING AND SOCIAL RESPONSIBILITY WITH CHILDREN, TEENS, ADULTS AND SENIORS. OUR MISSION IS CLEAR: WE ARE AN ASSOCIATION UNITED IN A COMMON GOAL TO STRENGTHEN OUR COMMUNITIES AND TO DEVELOP THE SPIRIT, MIND AND BODY OF ALL PERSONS, REGARDLESS OF MEANS, THROUGH ACTIVITIES GUIDED BY AND BASED UPON OUR CORE VALUES OF CARING, HONESTY, RESPECT AND RESPONSIBILITY. FEW LONG-STANDING ORGANIZATIONS CAN CLAIM THE LONGEVITY OF SUCCESS LIKE THE YMCA OF CENTRAL MASSACHUSETTS IN AREAS SUCH AS PROGRAM INNOVATION, FUNDRAISING AND INTERNATIONAL ENGAGEMENT. IN 1889, THE Y MADE ITS FIRST CONTRIBUTION TO THE WORLD SERVICE CAMPAIGN IN AN EFFORT TO CARE FOR OTHER YS AROUND THE GLOBE. IN 1971, THE ASSOCIATION WAS RECOGNIZED AS AN INTERNATIONAL Y AND 40 YEARS LATER RECEIVED THE PRESTIGIOUS HONOR OF BEING ONE OF ONLY 38 YS NATIONALLY TO BE NAMED A GLOBAL CENTER OF EXCELLENCE.
PART III, LINE 4 (A-C)	NO OTHER COMMUNITY-BASED, NOT-FOR-PROFIT ORGANIZATION IN CENTRAL MASSACHUSETTS HAS THE GEOGRAPHIC REACH OR THE BREADTH OF PROGRAMS AND SERVICES THAT ENCOMPASS YOUTH DEVELOPMENT, HEALTHY LIVING AND SOCIAL RESPONSIBILITY AS THE YMCA. THE Y'S EXPERIENCE AND SUCCESS NOT ONLY QUALIFIES US, BUT EQUIPS AND POSITIONS THE ORGANIZATION TO SUCCESSFULLY ANTICIPATE AND RESPOND TO FUTURE TRENDS. COLLABORATION WITH MORE THAN 100 PARTNERS CREATES A FORCE OF GOODWILL THAT EXTENDS THE Y'S IMPACT TO NEARLY 60,000 INDIVIDUALS ANNUALLY. THE Y IS A CRITICAL PARTNER THROUGHOUT CENTRAL MASSACHUSETTS AS WE COLLABORATE WITH WORKING PARENTS IN CHILD CARE PROGRAMS THAT ENSURE AN AFFORDABLE, SAFE AND SECURE PLACE FOR THEIR CHILDREN; WITH NUMEROUS YOUTH SERVING AGENCIES TO SUPPORT THE HEALTHY DEVELOPMENT OF CHILDREN AND TEENS; AND WITH MUNICIPALITIES AND SCHOOL SYSTEMS AROUND SOCIAL AND POLICY ISSUES THAT PROMOTE PHYSICAL ACTIVITY AND HEALTHY EATING. OUR PROMISE:WE ARE A POWERFUL ASSOCIATION OF MEN, WOMEN AND CHILDREN JOINED TOGETHER BY A SHARED COMMITMENT TO NURTURING THE POTENTIAL OF KIDS, PROMOTING HEALTHY LIVING AND FOSTERING A SENSE OF SOCIAL RESPONSIBILITY. WE BELIEVE THAT LASTING PERSONAL AND SOCIAL CHANGE CAN ONLY COME ABOUT WHEN WE ALL WORK TOGETHER TO INVEST IN OUR KIDS, OUR HEALTH AND OUR NEIGHBORS. THAT'S WHY, AT THE YMCA, STRENGTHENING COMMUNITIES IS OUR CAUSE. EVERYDAY, WE WORK SIDE-BY-SIDE WITH OUR NEIGHBORS TO MAKE SURE THAT EVERYONE, REGARDLESS OF AGE, INCOME OR BACKGROUND, HAS THE OPPORTUNITY TO LEARN, GROW AND THRIVE. OUR IMPACT:OUR YMCA PROVIDES A RANGE OF PROGRAMS AND SERVICES THAT REFLECT THE VARIED NEEDS OF THE COMMUNITIES WE SERVE. EACH BRANCH OFFERS DIFFERENT PROGRAMMING THAT RESPONDS TO AREAS OF COMMUNITY IMPROVEMENT. AS AN ORGANIZATION, WE ADDRESS THE HEALTH ISSUES THAT ARE MOST PRESSING IN OUR COMMUNITY; WHICH CHANGE AS OUR COMMUNITY EVOLVES AND EXPANDS. WE PROVIDE A SAFE, POSITIVE ENVIRONMENT FOR FAMILIES AND INDIVIDUALS OF ALL AGES TO LEARN, GROW AND THRIVE; IMPROVE WELL-BEING IN SPIRIT, MIND AND BODY; AND ENSURE THAT EVERY PERSON, FAMILY AND COMMUNITY HAS THE TOOLS TO ACHIEVE THEIR PERSONAL BEST.
PART III, LINE 4 (A-C)	THAT'S WHY WE HAVE GROUPED OUR PROGRAMS AND SERVICES INTO THREE AREAS OF FOCUS: YOUTH DEVELOPMENT -NURTURING THE POTENTIAL OF EVERY CHILD WE BELIEVE THE VALUES AND SKILLS LEARNED EARLY ON ARE VITAL BUILDING BLOCKS FOR LIFE. BECAUSE OF THE Y, YOUNG PEOPLE IN NEIGHBORHOODS WE SERVE ARE TAKING A GREATER INTEREST IN LEARNING AND MAKING SMARTER LIFE CHOICES. AT THE Y, CHILDREN LEARN VALUES AND POSITIVE BEHAVIORS, AND CAN EXPLORE THEIR UNIQUE TALENTS AND INTERESTS, HELPING THEM REALIZE THEIR POTENTIAL. THAT MAKES FOR CONFIDENT KIDS TODAY AND CONTRIBUTING AND ENGAGED ADULTS TOMORROW. EXAMPLES OF PROGRAMS INCLUDE: EARLY CHILDHOOD EDUCATION Y EARLY CHILDHOOD EDUCATION PROGRAMS STRENGTHEN FAMILIES AND BOOST YOUTH DEVELOPMENT BY OFFERING INFANTS, TODDLERS, YOUNG CHILDREN, AND THEIR FAMILIES EARLY LEARNING READINESS EXPERIENCES AND COMPREHENSIVE PRESCHOOL PROGRAMS. THE CHILDREN RANGE IN AGE FROM SIX WEEKS TO FIVE YEARS. EARLY CHILDHOOD EDUCATION PROGRAMMING AT THE Y ADDRESSES THE HOLISTIC DEVELOPMENT OF YOUNG CHILDREN BY SUPPORTING BRAIN DEVELOPMENT, EARLY LITERACY, HEALTHY HABITS DEVELOPMENT, AND STRONG PARENTING SKILLS. BY OFFERING THIS VITAL PROGRAMMING, THE Y IS LAYING A FOUNDATION FOR FUTURE AND ONGOING ACHIEVEMENT AND SUCCESS. SCHOOL'S OUT OUR SCHOOL'S OUT PROGRAM OFFERS PARENTS A SAFE PLACE FOR THEIR CHILDREN OUTSIDE REGULAR SCHOOL HOURS. OUR YMCA SCHOOL-AGE PROGRAM HELPS CHILDREN GROW PHYSICALLY, AND MENTALLY, WHILE EMPHASIZING AND MODELING THE CHARACTER DEVELOPMENT VALUES OF CARING, HONESTY, RESPECT AND RESPONSIBILITY. OUR GOAL IS TO PROVIDE A VARIETY OF BOTH QUIET AND ACTIVE PERIODS TO BE ENJOYED BY THE CHILDREN ENROLLED IN THE YMCA'S SCHOOL'S OUT PROGRAM. ACTIVITIES ARE CONDUCTED BOTH INDIVIDUALLY AND WITHIN A GROUP UNDER THE SUPERVISION OF A CARING AND TRAINED STAFF. PROGRAM OPERATES ACCORDING TO PUBLIC SCHOOL CALENDAR AND OFFERS FULL DAY COVERAGE ON MOST CLOSINGS OR VACATION DAYS. THE PROGRAM OFFERS ENGAGING, ENRICHING, AND DEVELOPMENTALLY APPROPRIATE ACTIVITIES FOR MORE THAN 500 DIFFERENT CHILDREN IN KINDERGARTEN THROUGH SIXTH GRADE DURING OUT OF SCHOOL TIME. OUR CURRICULUM FRAMEWORK-CREATED IN PARTNERSHIP WITH THE NATIONAL INSTITUTE ON OUT-OF-SCHOOL TIME-- DETAILS HOW TO OFFER COMPREHENSIVE, AGE-APPROPRIATE, ENGAGING CARE. AFTERSCHOOL PROGRAMMING FOCUSES ON EIGHT CORE CONTENT AREAS: ARTS AND HUMANITIES, CHARACTER DEVELOPMENT, HEALTH AND WELLNESS, HOMEWORK SUPPORT, LITERACY, STEM (SCIENCE, TECHNOLOGY, ENGINEERING, AND MATH), SERVICE LEARNING, AND SOCIAL COMPETENCE AND CONFLICT RESOLUTION. HEALTH AND WELLNESS EDUCATION IS AN IMPORTANT PART OF DAILY ACTIVITIES TO ENSURE THAT EVERY CHILD IS WELL-POSITIONED TO LEARN, GROW AND BE SUCCESSFUL IN SCHOOL AND BEYOND. THE YMCA HAS RECENTLY ADOPTED THE Y'S HEALTHY EATING AND PHYSICAL ACTIVITY STANDARDS FOR EARLY CHILDHOOD AND AFTERSCHOOL PROGRAMS. THESE STANDARDS, WHICH WE ARE PROUD TO HAVE IMPLEMENTED THROUGHOUT THE ASSOCIATION, ARE THE BASIS ON WHICH THE Y'S COMMITMENT TO BEING ONE OF THE LARGEST AND HEALTHIEST PROVIDERS OF EARLY CHILDHOOD EDUCATION AND AFTERSCHOOL PROGRAMMING IN THE NATION IS RECOGNIZED.
PART III, LINE 4 (A-C)	SUMMER LITERACY PROGRAMS THE YMCA FACILITATES THREE DIFFERENT SUMMER LITERACY PROGRAMS - FROM SCHEDULED LEARNING SESSIONS TO INFUSING LITERACY ACTIVITIES INTO THE ENTIRE CAMP DAY. ONE OF THE THREE SUMMER LEARNING LOSS PROGRAMS IS PART OF A STATE ALLIANCE PILOT WITH Y-USA. IN 2014, AT THE CENTRAL COMMUNITY AND GREENDALE FAMILY BRANCHES, UTILIZING THREE WORCESTER PUBLIC SCHOOLS LITERACY SPECIALISTS, THIS PROGRAM RAN FIVE MORNINGS A WEEK FOR SIX WEEKS, INCLUDING PRE AND POST TESTING AND AVERAGING 12 STUDENTS A WEEK. FOR THE THIRD YEAR WE WERE PART OF A CITY-WIDE SUMMER LITERACY INITIATIVE AND ALSO CONDUCTED SUMMER PLAY,A MULTI-FACETED PROGRAM THAT AUGMENTS AND INFUSES OUT-OF-SCHOOL TIME SUMMER PROGRAMS WITH LITERACY CURRICULA AND STRATEGIES. BOTH PROGRAMS INCORPORATED LITERACY IN ALL ACTIVITIES. ALL CHILDREN MAINTAINED AND/OR IMPROVED THEIR READING LEVELS AND ENJOYED IT AT THE SAME TIME. YOUTH & GOVERNMENT THIS VITAL PROGRAM TEACHES HIGH SCHOOL STUDENTS TO PARTICIPATE IN THEIR GOVERNMENTS AND COMMUNITY, GAIN SELF-CONFIDENCE AND ADVOCATE PASSIONATELY FOR THEIR BELIEFS - PERSONAL ATTRIBUTES SHOWN TO INCREASE THE PROBABILITY OF TEENS APPLYING FOR AND RECEIVING ENTRANCE TO INSTITUTES OF HIGHER EDUCATION. ACROSS THE YMCA OF CENTRAL MASSACHUSETTS, THE PROGRAM BRIDGES THE GAPS BETWEEN URBAN, SUBURBAN, AND RURAL TEENS, AND BRINGS OVER 50 STUDENTS OF ALL RACES AND ETHNICITIES TOGETHER. STEM CURRICULUM THE CENTER FOR CHILD DEVELOPMENT AT THE BOROUGHS FAMILY BRANCH, IN CONJUNCTION WITH THE MASSACHUSETTS DEPARTMENT OF EARLY EDUCATION AND CARE, HAS BUILT A GREENHOUSE AND MULTIPLE VEGETABLE GARDENS ON SITE AS A DYNAMIC EXAMPLE OF HEALTHY LIVING. THIS ALLOWS THE CENTER TO FURTHER INCORPORATE SCIENCE, TECHNOLOGY, ENGINEERING AND MATHEMATICS (STEM) INTO EVERYDAY CURRICULUM. WITH THE ACCESS OF FRESH VEGETABLES, STAFF WILL CONTINUE TO SERVE HEALTHY OPTIONS. CHILDREN ARE ABLE TO TRY A LARGER VARIETY OF VEGETABLES THROUGHOUT THE YEAR. CHILDREN ARE MORE OPEN TO TRYING NEW VEGETABLES AS THEY GET SEE THE PROCESS OF GROWING FROM SEED TO TABLE. SUMMER CAMP CAMP LOWE SERVES CHILDREN AGES 6-17 AND FAMILIES WHO RESIDE IN THE NORTH CENTRAL WORCESTER COUNTY REGION. FOR OVER 300 CHILDREN EACH YEAR, CAMP LOWE ANSWERS A CRITICAL CALL FOR QUALITY SUMMER PROGRAMMING IN THE NORTH CENTRAL MASSACHUSETTS AREA. LOCATED JUST MINUTES AWAY FROM THE MONTACHUSETT COMMUNITY BRANCH ON BEAUTIFUL FORT POND IN LANCASTER, THERE IS SOMETHING FOR EVERYBODY AT CAMP LOWE. DAILY ACTIVITIES INCLUDE SWIM INSTRUCTION, ARTS AND CRAFTS, NATURE EXPLORATION, HIKING AND SPORTS. A VARIETY OF SPECIALTY CAMPS ARE OFFERED THROUGHOUT THE SUMMER, INCLUDING YOUNG EXPLORER'S CAMP, KARATE CAMP, CAMP HOLLYWOOD AND THE EVER-POPULAR SAILING CAMP. HOURS OF OPERATION ARE STRUCTURED TO ACCOMMODATE THE REALITY OF MOST CAMPER FAMILIES - PARENTS WHO WORK LONG HOURS AND OFTEN RELY UPON SUMMER CAMP AS A FORM OF DAY CARE. YMCA SUMMER CAMPS ARE STRONG. CAMP BLANCHARD IN SUTTON SERVES OVER 150 CHILDREN FROM 6 TO 13-YEARS-OLD EACH DAY. NEARLY 80% OF THE CAMPERS RECEIVE STATE SUBSIDIES OR YMCA SCHOLARSHIPS. WE ALSO RUN SUMMER CAMPS AT THREE OF THE BRANCHES ALONG WITH A CAMP AT LAKESIDE HOUSING DEVELOPMENT IN COLLABORATION WITH WORCESTER HOUSING AUTHORITY CAMP HARRINGTON IN BOYLSTON SERVES UP TO 200 CHILDREN PER DAY - FROM KINDERGARTENERS THROUGH SEVENTH GRADERS - INCLUDING MORE THAN 65 PARTICIPANTS IN ITS INCLUSION PROGRAM, WHICH FULLY INTEGRATES CHILDREN WITH MODERATE SPECIAL NEEDS INTO DAILY CAMP LIFE. MORE THAN 40 TEENAGERS TAKE PART IN CAMP HARRINGTON'S LEADERSHIP DEVELOPMENT AND LEADER-IN-TRAINING PROGRAMS, WHICH PREPARE TEENAGERS TO BECOME CAMP COUNSELORS.
PART III, LINE 4 (A-C)	MINORITY ACHIEVERS PROGRAM THE MINORITY ACHIEVERS PROGRAM IS DESIGNED TO CREATE A DIVERSE, INCLUSIVE, AND CHALLENGING ENVIRONMENT FOR HIGH SCHOOL STUDENTS TO DEVELOP EDUCATED, COMMITTED, AND DIVERSE LEADERS OF TOMORROW. USING RIGOROUS ACADEMIC TRAINING, EXPOSURE TO ROLE MODELS AND CHARACTER BUILDING ACTIVITIES, ALONG WITH HELP IN LOCATING FINANCIAL RESOURCES FOR COLLEGE, THE PROGRAM HAS MADE A MAJOR DIFFERENCE IN THE LIVES OF OVER 400 DISADVANTAGED TEENS SINCE ITS INCEPTION. THROUGH COLLABORATIONS WITH LOCAL COLLEGES, YOUTH SERVICE AGENCIES, BUSINESSES AND OTHER PARTNERS, THE PROGRAM PROVIDES FINANCIAL AND COLLEGE-READINESS RESOURCES TO ENSURE ACCESS FOR LOW-INCOME AND MINORITY STUDENTS TO COLLEGES AND UNIVERSITIES. MAP ALSO INCREASES PARENTAL AND COMMUNITY INVOLVEMENT, IMPROVING GRADUATION RATES AND DEVELOPING A DIVERSE, COLLEGE EDUCATED AND TALENTED POOL OF FUTURE EMPLOYEES. IN 2014-2015, 65 YOUNG PEOPLE WILL PARTICIPATE IN THE PROGRAM. OUTCOMES FOR THE CURRENT ACADEMIC YEAR ARE: 100% OF SENIORS WILL GRADUATE HIGH SCHOOL; 97% OF SENIORS WILL MOVE ON TO HIGHER EDUCATION; 75% OF STUDENTS WILL MAINTAIN OR SHOW IMPROVEMENT IN THEIR MATH AND WRITING SKILLS, OR HAVE SPECIFIC STRATEGIES TO IMPROVE THEIR ACADEMIC PERFORMANCE; AND 100% OF STUDENTS WILL PARTICIPATE IN THE PSAT, SAT AND ACT PROGRAMS (AT THE YMCA) AND 50% WILL INCREASE THEIR SCORE ON SUBSEQUENT ATTEMPTS. HEALTHY LIVING - IMPROVING THE NATION'S HEALTH AND WELL-BEING THE YMCA OF CENTRAL MASSACHUSETTS IS PART OF AN EXCITING INITIATIVE KNOWN AS HEALTH INNOVATION - A NATIONAL RESPONSE TO THE GROWING OBESITY CRISIS.WE ARE PROUD TO BE A CATALYST IN SUPPORTING INDIVIDUALS AND FAMILIES IN THEIR PURSUIT OF A HEALTHY LIFESTYLE. AS A YMCA DEDICATED TO HEALTHY LIVING, WE HAVE CREATED A WHOLE NEW LEVEL OF INTENSIVE HEALTH AND WELLNESS WORK: FROM STAFF-DRIVEN TO MEMBER-FOCUSED WITH ENVIRONMENTAL CHANGE AND INNOVATIVE PROGRAMS; ORGANIZATIONALLY, OUR YMCA IS IMPLEMENTING AND EVALUATING CUTTING EDGE SERVICES TO TRULY SUPPORT PEOPLE OF ALL AGES IN THEIR PURSUIT OF HEALTH. AT A BRANCH LEVEL, NATIONAL RESOURCES AND TECHNICAL ASSISTANCE HAVE TRANSLATED INTO PROGRAM EXPERIMENTATION AND IMPROVEMENT REGARDING OUR DIFFERENT YOUTH WELLNESS INITIATIVES. WE HAVE INTEGRATED THE FOOD & FUN CURRICULUM, CREATED BY THE HARVARD SCHOOL OF PUBLIC HEALTH, DESIGNED TO HELP YMCAS INTEGRATE HEALTHY SNACKS, ACTIVE GAMES AND CREATIVE LEARNING OPPORTUNITIES INTO AFTERSCHOOL PROGRAMS. OVER THE PAST FEW YEARS, WE HAVE BUILT CAPACITY AND HAVE BEEN ABLE TO EXPERIMENT WITH DIFFERENT ASPECTS OF PROGRAM IMPLEMENTATION, ALL WITH THE GOAL OF GAINING A BETTER UNDERSTANDINGOF OUR CHILDREN AND FAMILIES AND REACHING THEM IN MEANINGFUL WAYS. EXAMPLES OF INNOVATIVE HEALTHY LIVING INITIATIVES INCLUDE: LIVESTRONG AT THE YMCA LAUNCHED IN 2008 THROUGH COLLABORATION BETWEEN YMCA OF THE USA AND THE LIVESTRONG FOUNDATION, LIVESTRONG AT THE YMCA HELPS PEOPLE AFFECTED BY CANCER REACH THEIR HOLISTIC HEALTH GOALS. THIS EVIDENCE BASED PROGRAM OFFERS THOSE LIVING WITH CANCER AN ENVIRONMENT TO PARTICIPATE IN ACTIVITIES FOCUSED ON STRENGTHENING THE WHOLE PERSON. PARTICIPANTS WORK WITH OUR TRAINED STAFF TO ACHIEVE GOALS SUCH AS BUILDING STRENGTH, INCREASING FLEXIBILITY, AND IMPROVING CONFIDENCE. EVERY CONSIDERATION IS TAKEN TO ENSURE THE PROGRAM IS APPROPRIATE FOR EACH INDIVIDUAL PARTICIPANT. WE CONDUCT AN INTAKE SESSION, SECURE CLEARANCE FROM THE PARTICIPANT'S PHYSICIAN AND PERFORM A HEALTH SCREENING. THE PROGRAM ALSO FOCUSES ON THE EMOTIONAL WELL-BEING OF SURVIVORS AND THEIR FAMILIES BY PROVIDING A SUPPORTIVE COMMUNITY WHERE PEOPLE IMPACTED BY CANCER CAN CONNECT DURING TREATMENT AND BEYOND. DURING THE 2014 PROGRAM YEAR, 148 CANCER SURVIVORS BECAME PHYSICALLY ACTIVE AND CONNECTED TO OTHERS WITH SIMILAR STORIES - TOTALING OVER 300 REACHED SINCE THE PROGRAM'S INCEPTION. OF COURSE, LIVESTRONG AT THE YMCA HELPS MORE THAN THE SURVIVOR. LAST YEAR, CLOSE TO 420 FAMILY MEMBERS AND SUPPORT PEOPLE ALSO PARTICIPATED IN THE PROGRAM.
PART III, LINE 4 (A-C)	IT HAS LONG BEEN A GOAL TO HOLD LIVESTRONG AT THE YMCA AT ALL FOUR YMCA OF CENTRAL MASSACHUSETTS LOCATIONS. IN 2014, THAT GOAL WAS REALIZED WITH 13 SESSIONS HELD ACROSS FOUR BRANCHES. LET'S GO! LET'S GO!: FAMILY FITNESS AND NUTRITION IS AN INTERDISCIPLINARY, COLLABORATIVE PROJECT OF RELIANT MEDICAL GROUP FOUNDATION AND THE YMCA OF CENTRAL MASSACHUSETTS.THROUGH AN INTERDISCIPLINARY APPROACH, RELIANT PEDIATRICIANS REFER NOT ONLY OBESE CHILDREN BUT THEIR PARENTS AS WELL INTO LET'S GO!. THE 8-WEEK PROGRAM, WHICH TAKES PLACE AT A YMCA BRANCH, TEACHES GROUPS OF 12 FAMILIES TO MAKE THE 5-2-1-0 LIFESTYLE CHANGES. THROUGH FAMILY, PARENT-SPECIFIC AND CHILD-SPECIFIC ACTIVITIES, PARTICIPANTS LEARN HOW TO EXERCISE; BALANCE FIBER, PROTEIN AND CARBOHYDRATES; READ NUTRITION LABELS; UNDERSTAND PORTION SIZES; AND CREATE HEALTHY SNACK AND MEAL OPTIONS. SHORE PARK COLLABORATION THE YMCA IS EXCITED TO CONTINUE ITS COLLABORATION WITH THE CITY OF WORCESTER AND BANCROFT SCHOOL IN AN EFFORT TO PROVIDE SAFE ACCESS TO SHORE PARK'S WATERFRONT. IN ADDITION, SHORE PARK IS ONE OF THE CITY'S FREE LUNCH PROGRAM SITES WHICH OFFER NUTRITIOUS MEALS TO CHILDREN UNDER THE AGE OF 18. LOCAL FAMILIES HAVE A SAFE AND FUN PLACE TO GATHER, COOL OFF AND ENJOY THE SUMMER MONTHS. THE YMCA IS PROVIDING HIGH QUALITY, CERTIFIED STAFF TO ENSURE THE SAFETY AND WELLNESS OF THE HUNDREDS OF CHILDREN AND FAMILIES EACH SUMMER THAT TAKE ADVANTAGE OF THIS WONDERFUL COMMUNITY ASSET. Y-FIT THIS COLLABORATIVE PROGRAM WITH EMMANUEL BAPTIST CHURCH AND OTHER LOCAL ORGANIZATIONS PROVIDES A COMPREHENSIVE HEALTH AND WELLNESS PROGRAM DESIGNED TO MEET THE UNIQUE NEEDS OF YOUNG PEOPLE. OPERATING DURING THE SCHOOL YEAR WITH A DIVERSE MENU OF FITNESS, NUTRITION AND OTHER WELLNESS OPPORTUNITIES AT OUR CENTRAL COMMUNITY BRANCH, OVER 40 PARTICIPANTS ENGAGE IN AND TRACK ACTIVITIES TO IMPROVE THEIR HEALTH. THE BRANCH'S VIRTUAL GYM CONTINUES TO BE A PROGRAM DRAW IN, TEACHING THE PROPER USE OF EQUIPMENT IN A YOUTH-FRIENDLY ENVIRONMENT. Y-FIT OUTCOMES INCLUDE AN 80% INCREASE IN HEALTH AND WELLNESS KNOWLEDGE, A 20% REDUCTION IN BMI AND 50% PARTICIPANT RETENTION IN FUTURE YMCA EVENTS. SALSA, SABOR Y SALUD THIS PROGRAM WAS DEVELOPED BY THE NATIONAL LATINO CHILDREN'S INSTITUTE TO IMPROVE AWARENESS OF HABITS LEADING TO BETTER NUTRITION AND INCREASED PHYSICAL ACTIVITY FOR LATINO FAMILIES WITH CHILDREN 12 AND YOUNGER. FAMILIES PARTICIPATE ACTIVELY IN A SERIES OF EIGHT SESSIONS THAT REINFORCE THE IMPORTANCE OF ACHIEVING "ENERGY BALANCE" THROUGH HEALTHIER FOOD CHOICES AND INCREASED LEVELS OF PHYSICAL ACTIVITY. OVER 150 FAMILIES HAVE PARTICIPATED IN THE PROGRAM, AND HAVE IDENTIFIED THE NECESSARY HABITS TO SUPPORTING THEIR OVERALL HEALTH AND WELL-BEING. THE MONTACHUSETT COMMUNITY BRANCH PROVIDES THIS PROGRAM FREE OF CHARGE TO THE COMMUNITY, IN COLLABORATION WITH THE SPANISH AMERICAN CENTER IN LEOMINSTER AND THE CLEGHORN NEIGHBORHOOD CENTER IN FITCHBURG.
PART III, LINE 4 (A-C)	SEVERAL YMCA PROGRAMS ARE DESIGNED TO ENHANCE THE HEALTH AND WELL-BEING OF YOUNGER MEMBERS OF OUR COMMUNITY. IN PARTICULAR, WE ARE COMMITTED TO ADDRESSING THE OBESITY EPIDEMIC THAT HAS BEEN SPREADING ACROSS THE COUNTRY. IT IS ESTIMATED THAT OVER 35% OF CHILDREN IN THE FITCHBURG AND WORCESTER PUBLIC SCHOOLS ARE OBESE OR OVERWEIGHT AND THE OBESITY RATES HAVE INCREASED AMONG CHILDREN OF ALL RACIAL AND ETHNIC GROUPS. DISPROPORTIONATE OBESITY RATES HAVE BEEN NOTED IN LOW INCOME AND RACIALLY DIVERSE POPULATIONS, PARTICULARLY AMONG HISPANIC/LATINO AND AFRICAN-AMERICAN/BLACK YOUTH. SEVERAL YOUTH AND TEEN PROGRAMS, SUCH AS LET'S GO!, TEACH CRITICAL NUTRITION AND PHYSICAL ACTIVITY SKILLS TO CHILDREN IN OUR COMMUNITY. THESE PROGRAMS PROVIDE YOUNG PEOPLE WITH EDUCATION AND SKILLS DEVELOPMENT IN A SUPPORTIVE ENVIRONMENT THAT EMPOWERS GROWTH, POSITIVE EXPERIENCES AND SUCCESS IN MANY FACETS OF THEIR LIVES. PARTICIPANTS DEVELOP SKILLS AND RESOURCES TO MANAGE AND SUSTAIN HEALTHY LIFE CHOICES. THE POTENTIAL LONG-TERM BENEFITS INCLUDE REDUCED HEALTH CARE COSTS, INCREASED LIFE EXPECTANCY WITH DECREASED CHRONIC DISEASE, BUILDING BLOCKS TO INFORMED HEALTHY DECISION MAKING AND INDEPENDENCE. SOCIAL RESPONSIBILITY - GIVING BACK AND PROVIDING SUPPORT TO OUR NEIGHBORS THROUGH A VARIETY OF TEEN AND COMMUNITY-BASED INITIATIVES. SEVERAL EXAMPLES INCLUDE: SPARTACUS SPARTACUS STRIVES TO REDUCE THE NUMBER OF REPEAT JUVENILE OFFENDERS, WHILE INSTILLING A SENSE OF COMMUNITY IN ALL PARTICIPANTS BY ENCOURAGING THEM TO MAKE THEIR NEIGHBORHOODS SAFER FOR EVERYONE AND TO SHOW THEM THAT THEY CAN CHOOSE A MORE POSITIVE COURSE IN LIFE. THE TEN-WEEK PROGRAM, SERVING 80 STUDENTS ANNUALLY, INCORPORATES ADVENTURE-BASED ACTIVITIES, "BOOT CAMP" TYPE PHYSICAL ACTIVITIES, ACADEMIC HELP, COMMUNITY SERVICE, LEADERSHIP DEVELOPMENT AND, UPON COMPLETION OF THE PROGRAM, A YMCA MEMBERSHIP. OUTCOMES INCLUDE A 60% PARTICIPANT REDUCTION IN NEGATIVE COURT INVOLVEMENT; AND A 70% IN DEMONSTRATED POSITIVE BEHAVIOR AT SCHOOL, AT HOME AND IN THE COMMUNITY. IN 2014, THROUGH COLLABORATION WITH THE FITCHBURG COMMUNITY DEVELOPMENT OFFICE, SPARTACUS BECAME AVAILABLE AT THE MONTACHUSETT COMMUNITY BRANCH, AS WELL AS WORCESTER'S CENTRAL COMMUNITY BRANCH. ENGAGING A NEIGHBORHOOD - ENGAGING A COMMUNITY THE YMCA IS PROUD OF ITS INVOLVEMENT IN MANY NEIGHBORHOOD COMMUNITY EVENTS THAT PROMOTE OUR SOCIAL RESPONSIBILITY FOCUS AREA. NATIONAL NIGHT OUT IS A NATIONALLY RECOGNIZED NEIGHBORHOOD CRIME AND DRUG PREVENTION EVENT THAT OCCURS ANNUALLY ON THE FIRST TUESDAY IN AUGUST. THIS EVENT IS CELEBRATED IN MANY OF AMERICA'S LARGEST CITIES AND TOWNS. IN ADDITION TO INCREASING AWARENESS OF CRIME AND DRUG PREVENTION PROGRAMS, NATIONAL NIGHT OUT STRENGTHENS NEIGHBORHOOD SPIRIT AND COMMUNITY-POLICE PARTNERSHIP, WHILE SENDING A MESSAGE TO CRIMINALS THAT OUR NEIGHBORHOODS ARE ORGANIZED AND FIGHTING BACK AGAINST CRIME. EACH AUGUST, THE CENTRAL COMMUNITY BRANCH HOSTS WORCESTER'S NATIONAL NIGHT OUT. FAMILIES OF MANY DIVERSE BACKGROUNDS, LOCAL POLITICIANS AND LEADERS, POLICE OFFICERS, FIREFIGHTERS, CLERGY AND PEOPLE OF ALL AGES, INCLUDING OUR YOUTH, CELEBRATE OUR COMMUNITY COMING TOGETHER. THIS ANNUAL EVENT FEATURES THE PARTICIPATION OF DOZENS OF CHILDREN WHO ENJOY THE MANY EDUCATIONAL AND FUN ACTIVITIES HELD THAT NIGHT. MANY PARENTS TAKE THE OPPORTUNITY TO ASK HOW THEY CAN GET INVOLVED IN COMMUNITY PROGRAMS THAT ARE FOCUSED ON PROTECTING THEIR NEIGHBORHOODS. THE EVENING INCLUDES FUN ACTIVITIES SUCH AS FACE PAINTING, EDUCATIONAL GAMES AND A FESTIVE BLOCK PARTY ATMOSPHERE. THERE ARE SEVERAL OTHER LOCAL NEIGHBORHOOD INITIATIVES, INCLUDING WHEELS TO WATER SUMMER SWIM PROGRAM, BEGINNING YEARS FAMILY NETWORK, AND FRIENDS OF FAMILIES IN TRANSITION, WHICH ARE ESSENTIAL PARTNERSHIPS THAT ASSIST US AND OTHER COLLABORATING ORGANIZATIONS IN MEETING OUR MISSION. COLLABORATIONS WITH OVER 150 DIFFERENT FORMAL AND INFORMAL GROUPS HELP US REACH EVEN MORE INDIVIDUALS THROUGHOUT OUR 57 COMMUNITIES.
PART III, LINE 4 (A-C)	PIONEERING HEALTHIER COMMUNITIES IN 2008, THE YMCA OF CENTRAL MASSACHUSETTS BECAME A PARTICIPANT IN THE NATIONAL "PIONEERING HEALTHIER COMMUNITIES" INITIATIVE. THROUGH PHC, YMCAS BECOME CATALYSTS IN DRIVING POLICY AND FORGING STRUCTURAL AND ENVIRONMENTAL CHANGES IN THEIR COMMUNITIES TO PROMOTE HEALTHY LIFESTYLES. IN ORDER TO CREATE A LASTING CHANGE IN OUR COMMUNITY, WE: SERVE AS A LEADER IN THE HEALTHY LIFESTYLE MOVEMENT; ENHANCE EXISTING PARTNERSHIPS AND ESTABLISH NEW ONES TO EMBRACE ASSETS WITHIN THE COMMUNITY; AND INFLUENCE POLICY CHANGES TO IMPROVE COMMUNITY ENVIRONMENTS. THROUGH PIONEERING HEALTHIER COMMUNITIES THE YMCA OF CENTRAL MASSACHUSETTS HAS CONVENED COMMUNITY LEADERS TO DIRECTLY ESTABLISH POLICIES AND INFLUENCE ENVIRONMENTAL STRATEGIES THAT HELP INDIVIDUALS AND FAMILIES LIVE HEALTHIER LIVES AND HELP OUR COMMUNITY REDUCE BARRIERS AND INCREASE SUPPORT FOR HEALTHY LIVING. WE HAVE TAKEN AN ACTIVE ROLE IN HELPING TO SUPPORT APPROACHES THAT MAKE IT EASIER TO OVERCOME BARRIERS TO HEALTHIER LIVING. SOME IMPORTANT PHC ACHIEVEMENTS TO DATE: ENGAGED STAKEHOLDERS TO DEVELOP AN EXPANDED FOOD POLICY COUNCIL TO INCLUDE PHYSICAL ACTIVITY THAT BUILDS COMMUNITY CAPACITY AROUND HEALTHY EATING AND ACTIVE LIVING POLICY AND ENVIRONMENTAL CHANGE AND UNITE RESOURCES TO COORDINATE EFFORTS AT THE COMMUNITY LEVEL; CONVENED PHC LEADERS TO DISCUSS STRATEGIES TO INCREASE COMMUTING PATTERNS FOR WALKING/BICYCLING BY SUPPORTING PRINCIPLES DEVELOPED BY A WORKING GROUP FOR A CITY-WIDE STREET/SIDEWALK FUNDING PROJECT. THIS EFFORT, SUPPORTED BY COMMUNITY DOLLARS, WILL LINK CAPITAL IMPROVEMENT TO PHYSICAL ACTIVITY EFFORTS THROUGHOUT THE COMMUNITY. THE CITY MANAGER IS LEADING THIS EFFORT TO COORDINATE AND CONNECT SIDEWALK REPAIRS TO PARKS, MAKING THEM ACCESSIBLE THROUGHOUT THE CITY; SUPPORTED SUBMISSION, ADOPTION, AND ENFORCEMENT OF ORDINANCE TO REDUCE TEMPORARY SIGNAGE PROMOTING UNHEALTHY FOOD CHOICES IN COMMUNITY STORES; ADVOCATED FOR THE IMPLEMENTATION OF A CITY-WIDE RECESS POLICY PROMOTING PHYSICAL ACTIVITY DURING RECESS TIME; WORKED WITH SEVERAL MEMBERS OF THE LEADERSHIP TEAM AND THEIR RESPECTIVE ORGANIZATIONS ON ASSESSING WORKPLACE WELLNESS INITIATIVES AND DEVELOPING ONE YEAR ACTION PLANS TO INCREASE EMPLOYEE HEALTH AND WELL-BEING; AND WORKED IN COLLABORATION WITH STUDENTS FROM UMASS MEDICAL SCHOOL IN THE DEVELOPMENT OF A RESTAURANT CERTIFICATION PROGRAM THAT SUPPORTS LOCAL BUSINESSES IN CHOICE ARCHITECTURE RELATIVE TO THE SELECTION OF HEALTHFUL ENTREES. GLOBAL CENTERS OF EXCELLENCE DEVELOPED BY THE YMCA OF THE USA INTERNATIONAL GROUP, THE GLOBAL CENTER OF EXCELLENCE (GCE) FRAMEWORK IS AN OPERATIONAL MODEL DESIGNED TO STRENGTHEN A Y'S CAPACITY TO SERVE DIVERSE CONSTITUENCIES, ADVANCE ITS LEADERSHIP ROLE IN BUILDING GLOBAL COMMUNITY, AND REMAIN RELEVANT IN AN INCREASINGLY GLOBAL SOCIETY. A GCE YMCA IS DISTINGUISHED FROM A YMCA WITH INTERNATIONAL PROGRAMS BY ITS COMMITMENT TO ACHIEVING AND MAINTAINING EXCEPTIONAL GLOBAL BEST PRACTICES. THE YMCA OF CENTRAL MASSACHUSETTS RECEIVED THE HONOR OF BEING NAMED A GCE IN 2012 AND IS ONE OF ONLY THREE GCE YS IN NEW ENGLAND. WORK IS BEING INTENSIFIED WITH THE NEWCOMER POPULATION IN OUR MEMBERSHIP COMMUNITY, INCLUDING INTENTIONAL FOCUS ON THE HISPANIC/LATINO DEMOGRAPHIC. SENIOR LEADERS ARE CREATING TRAININGS AND VOLUNTEER DEVELOPMENT STRATEGIES THAT ENGAGE AND RETAIN DIVERSE VOLUNTEERS AND EMPLOYEES. GLOBAL EDUCATION UTILIZATION WILL BE INCORPORATED INTO OUR IN-HOUSE MENTORING PROGRAM AS WELL AS ALL RECERTIFICATION TRAININGS. THE Y CONTINUES TO SEEK COLLABORATIONS WITH WORCESTER-BASED GROUPS THAT PROVIDE ACCESS TO UNDERSERVED INDIVIDUALS AND INCREASE STAFF UNDERSTANDING OF LOCAL COMMUNITIES. INVESTMENTS IN PEOPLE THIS YEAR'S ANNUAL CAMPAIGN RAISED NEARLY ONE MILLION DOLLARS TO SUPPORT THOSE MEMBERS OF OUR Y WHO NEED US MOST. OUR SIGNATURE GOLF CLASSIC AND LIVESTRONG AT THE YMCA EVENTS CONTRIBUTED ALMOST $150,000 TO THIS HIGH WATERMARK OF FUNDRAISING. IMPRESSIVELY, 2014 SAW OVER $2 MILLION IN COMMUNITY BENEFIT, INCLUDING NEARLY $800,000 IN DIRECT FINANCIAL ASSISTANCE, AND EMPOWERED THOUSANDS OF CHILDREN, ADULTS AND FAMILIES TO LEAD HEALTHIER LIVES.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2013

Additional Data

Software ID:
Software Version:

1	Briefly describe the organization’s mission or most significant activities: THE YMCA OF CENTRAL MASSACHUSETTS STRENGTHENS THE FOUNDATIONS OF COMMUNITY.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	28
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	28
5	Total number of individuals employed in calendar year 2013 (Part V, line 2a) ......	5	973
6	Total number of volunteers (estimate if necessary) .............	6	625
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	0
b	Net unrelated business taxable income from Form 990-T, line 34 .........	7b	0

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ 4,422,890 including grants of $ ) (Revenue $ 3,235,057 )
	YOUTH DEVELOPMENT - NURTURING THE POTENTIAL OF EVERY CHILD (SEE SCHEDULE O FOR DESCRIPTION)

4b	(Code: ) (Expenses $ 9,270,731 including grants of $ ) (Revenue $ 1,806,011 )
	HEALTHY LIVING - IMPROVING THE NATION'S HEALTH AND WELL BEING (SEE SCHEDULE O FOR DESCRIPTION)

4c	(Code: ) (Expenses $ 385,253 including grants of $ ) (Revenue $ 44,693 )
	SOCIAL RESPONSIBILITY - GIVING BACK AND PROVIDING SUPPORT TO OUR NEIGHBORS THROUGH A VARIETY OF TEEN AND COMMUNITY-BASED INITIATIVES (SEE SCHEDULE O FOR DESCRIPTION)

4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses14,078,874

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)............	779,923	0	101,956

(A) Name and business address	(B) Description of services	(C) Compensation





2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	12,850,034	13,367,238
9	Program service revenue (Part VIII, line 2g) .........	4,807,978	5,085,761
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	600,695	718,478
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	0	-104,695
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)...................	18,258,707	19,066,782
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	0	0
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	9,552,356	9,401,109
16a	Professional fundraising fees (Part IX, column (A), line 11e).....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 225,675
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	7,609,412	7,160,382
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	17,161,768	16,561,491
19	Revenue less expenses. Subtract line 18 from line 12.......	1,096,939	2,505,291
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	44,495,078	47,164,933
21	Total liabilities (Part X, line 26).............	19,424,952	19,735,954
22	Net assets or fund balances. Subtract line 21 from line 20.....	25,070,126	27,428,979

				(A) Total revenue	(B) Related or exempt function revenue	(C) Unrelated business revenue	(D) Revenue excluded from tax under sections 512-514
1a	Federated campaigns..1a		89,020
b	Membership dues....1b		7,427,664
c	Fundraising events....1c		242,013
d	Related organizations...1d
e	Government grants (contributions)1e		1,914,988

f	All other contributions, gifts, grants, and similar amounts not included above1f		3,693,553

g	Noncash contributions included in lines 1a-1f:$
h	Total. Add lines 1a-1f.......			13,367,238
			Business Code
2a	PROGRAM FEES & ACTIVITIES		900099	5,080,594	5,080,594
b	OTHER REVENUE		900099	5,167	5,167
c
d
e
f	All other program service revenue .
g	Total. Add lines 2a–2f........			5,085,761
3	Investment income (including dividends, interest, and other similar amounts).......			468,247			468,247
4	Income from investment of tax-exempt bond proceeds..
5	Royalties...........
		(i) Real	(ii) Personal
6a	Gross rents
b	Less: rental expenses
c	Rental income or (loss)
d	Net rental income or (loss).......
		(i) Securities	(ii) Other
7a	Gross amount from sales of assets other than inventory	2,873,902
b	Less: cost or other basis and sales expenses	2,623,671
c	Gain or (loss)	250,231
d	Net gain or (loss)..........			250,231			250,231
8a	Gross income from fundraising events (not including $ 242,013 of contributions reported on line 1c). See Part IV, line 18 ..
	a		24,515
b	Less: direct expenses ...b		129,210
c	Net income or (loss) from fundraising events..			-104,695			-104,695
9a	Gross income from gaming activities. See Part IV, line 19 ...
	a
b	Less: direct expenses ...b
c	Net income or (loss) from gaming activities...
10a	Gross sales of inventory, less returns and allowances .
	a
b	Less: cost of goods sold ..b
c	Net income or (loss) from sales of inventory..
Miscellaneous Revenue			Business Code
11a
b
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......
12	Total revenue. See Instructions......			19,066,782	5,085,761	0	613,783


				(A) Beginning of year		(B) End of year
1	Cash–non-interest-bearing .............			380,029	1	2,401,251
2	Savings and temporary cash investments .........			771,392	2	61,739
3	Pledges and grants receivable, net ...........			2,431,313	3	3,209,559
4	Accounts receivable, net .............			92,016	4	254,922
5	Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of Schedule L ..................
					5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations (see instructions) Complete Part II of Schedule L
					6
7	Notes and loans receivable, net .............				7
8	Inventories for sale or use ..............				8
9	Prepaid expenses and deferred charges ..........			104,954	9	69,189
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	48,365,404
b	Less: accumulated depreciation .....	10b	19,918,439	28,938,348	10c	28,446,965
11	Investments—publicly traded securities ..........			11,181,455	11	12,422,012
12	Investments—other securities. See Part IV, line 11 .....				12
13	Investments—program-related. See Part IV, line 11 .....				13
14	Intangible assets ...............				14
15	Other assets. See Part IV, line 11 ...........			595,571	15	299,296
16	Total assets. Add lines 1 through 15 (must equal line 34)......			44,495,078	16	47,164,933
17	Accounts payable and accrued expenses .........			896,547	17	1,000,665
18	Grants payable .................				18
19	Deferred revenue ................			352,508	19	311,493
20	Tax-exempt bond liabilities .............				20
21	Escrow or custodial account liability. Complete Part IV of Schedule D..				21
22	Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..........				22
23	Secured mortgages and notes payable to unrelated third parties ..			15,051,077	23	14,838,408
24	Unsecured notes and loans payable to unrelated third parties ....				24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17-24). Complete Part X of Schedule D....................			3,124,820	25	3,585,388
26	Total liabilities. Add lines 17 through 25.........			19,424,952	26	19,735,954
	Organizations that follow SFAS 117 (ASC 958), check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets ..............			18,237,917	27	17,811,094
28	Temporarily restricted net assets ...........			5,557,090	28	8,342,766
29	Permanently restricted net assets ...........			1,275,119	29	1,275,119
	Organizations that do not follow SFAS 117 (ASC 958), check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds ........				30
31	Paid-in or capital surplus, or land, building or equipment fund .....				31
32	Retained earnings, endowment, accumulated income, or other funds				32
33	Total net assets or fund balances ...........			25,070,126	33	27,428,979
34	Total liabilities and net assets/fund balances ........			44,495,078	34	47,164,933