Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2014
Open to Public Inspection
For calendar year 2014, or tax year beginning 2014, and ending , 20
Name of foundation
LIBERTY BANK FOUNDATION
 

Number and street (or P.O. box number if mail is not delivered to street address)1190 SILAS DEANE HWY   Room/suite
City or town, state or province, country, and ZIP or foreign postal code
WETHERSFIELD, CT06109
A Employer identification number

06-1479957
B Telephone number (see instructions)

(860) 275-8239
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$13,600,492J Accounting method:
 
(Part I, column (d) must be on cash basis.)
F bullet
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach
schedule).............. 2,999,047
2 Check bullet
Sch. B ...............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities...... 339,666 339,666  
5a Gross rents..............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 1,541,688
b Gross sales price for all assets on line 6a 14,622,450
7 Capital gain net income (from Part IV, line 2)... 1,541,688
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 4,880,401 1,881,354 0
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 173,192 12,125 0 161,067
14 Other employee salaries and wages...... 109,063 0 0 109,063
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 8,000 4,000 0 4,000
c Other professional fees (attach schedule).... Click to see attachment 102,397 102,397 0 0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 35,257 0 0 0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 113,488 0 0 113,488
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 541,397 118,522 0 387,618
25 Contributions, gifts, grants paid........ 698,627 678,927
26 Total expenses and disbursements. Add lines 24 and 25 1,240,024 118,522 0 1,066,545
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 3,640,377
b Net investment income (if negative, enter -0-) 1,762,832
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2014)
Form 990-PF (2014)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing...............      
2 Savings and temporary cash investments.......... 126,271 418,338 418,338
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use...............      
9 Prepaid expenses and deferred charges........... 1,122    
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)........      
c Investments—corporate bonds (attach schedule)........      
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans..............      
13 Investments—other (attach schedule)........... 10,906,537 Click to see attachment13,182,154 13,182,154
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 11,033,930 13,600,492 13,600,492
Liabilities 17 Accounts payable and accrued expenses..........   25,257
18 Grants payable.................. 20,300 40,000
19 Deferred revenue..................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).......... 20,300 65,257
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted................... 11,013,630 13,535,235
25 Temporarily restricted................    
26 Permanently restricted................    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds.........    
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see instructions)...... 11,013,630 13,535,235
31 Total liabilities and net assets/fund balances (see instructions).. 11,033,930 13,600,492
Part III Analysis of Changes in Net Assets or Fund Balances
1 Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
with end-of-year figure reported on prior year’s return)............... 1 11,013,630
2 Enter amount from Part I, line 27a..................... 2 3,640,377
3 Other increases not included in line 2 (itemize) bullet 3 0
4 Add lines 1, 2, and 3.......................... 4 14,654,007
5 Decreases not included in line 2 (itemize) bulletClick to see attachment 5 1,118,772
6 Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30. 6 13,535,235
Form 990-PF (2014)
Form 990-PF (2014)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a PUBLICLY TRADED SECURITIES - SHORT      
b PUBLICLY TRADED SECURITIES - SHORT      
c
d
e
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 9,476,404   9,177,236 299,168
b 5,146,046   3,903,526 1,242,520
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       299,168
b       1,242,520
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 1,541,688
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 . . . . . . . . . . . . . . . . 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2013 1,150,781 10,139,502 0.113495
2012 834,549 9,328,959 0.089458
2011 859,009 9,572,869 0.089734
2010 722,284 9,439,675 0.076516
2009 632,819 8,151,760 0.077630
2 Total of line 1, column (d) ...................... 2 0.446833
3 Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years. . . 		3 0.089367
4 Enter the net value of noncharitable-use assets for 2014 from Part X, line 5..... 4 12,323,777
5 Multiply line 4 by line 3....................... 5 1,101,339
6 Enter 1% of net investment income (1% of Part I, line 27b)........... 6 17,628
7 Add lines 5 and 6......................... 7 1,118,967
8 Enter qualifying distributions from Part XII, line 4.............. 8 1,066,545
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See
the Part VI instructions.
Form 990-PF (2014)
Form 990-PF (2014)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bulletand enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 35,257
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 35,257
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 35,257
6 Credits/Payments:
a 2014 estimated tax payments and 2013 overpayment credited to 2014 6a 10,000
b Exempt foreign organizations—tax withheld at source....... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c 26,000
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 36,000
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. Click to see attachment 8  
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 743
11 Enter the amount of line 10 to be: Credited to 2015 estimated taxBullet743 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see Instructions
for definition)?.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletCT
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2014 or the taxable year beginning in 2014 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletWWW.LIBERTY-BANK.COM/FOUNDATION
    14
    The books are in care ofbulletLINA CURTIN Telephone no.bullet (860) 343-7495
    Located atbullet315 MAIN STREETMIDDLETOWNCT ZIP+4bullet06457
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2014, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR). If "Yes", enter the name of the foreign country bullet  
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?........................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?.................
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).........
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see instructions)? ........
    1b
     
    No
    .........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2014?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2014, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2014?...............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?........................
    b
    If "Yes," did it have excess business holdings in 2014 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2014.)....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2014?
    4b
     
    No
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?...............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? (see instructions)..................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?........
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?............
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.......................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to
    employee benefit plans
    and deferred compensation     		(e) Expense account,
    other allowances
    CHANDLER HOWARD PRESIDENT
    1.20     		0 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    MICHAEL HELFGOTT CHAIRMAN
    1.20     		4,250 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    MARK GINGRAS DIRECTOR
    1.20     		4,000 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    RICHARD TOMC DIRECTOR
    1.20     		4,000 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    WILLARD MCRAE DIRECTOR
    1.20     		4,000 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    CATINA CABAN-OWEN DIRECTOR
    1.20     		4,000 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    WILFREDO NIEVES DIRECTOR
    1.20     		4,000 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    THOMAS J PASTORELLO DIRECTOR
    1.20     		0 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    CALVIN PRICE DIRECTOR
    1.20     		0 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    MARY MURPHY DIRECTOR
    1.20     		0 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    SUSAN MURPHY DIRECTOR, EXEC DIRECTOR, V
    40.00     		148,942 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    KATHLEEN DOUCETTE TREASURER
    1.20     		0 0 0
    315 MAIN STREET
    MIDDLETOWN,CT06457
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 8
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet0
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
    see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    12,106,303
    b
    Average of monthly cash balances.......................
    1b
    405,146
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    12,511,449
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    12,511,449
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    187,672
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    12,323,777
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    616,189
    Part XI
    Distributable Amount bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    616,189
    2a
    Tax on investment income for 2014 from Part VI, line 5......
    2a
    35,257
    b
    Income tax for 2014. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    35,257
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    580,932
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    580,932
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    580,932
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    1,066,545
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    1,066,545
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    1,066,545
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2013     		(c)
    2013     		(d)
    2014
    1 Distributable amount for 2014 from Part XI, line 7 580,932
    2 Undistributed income, if any, as of the end of 2014:
    a Enter amount for 2013 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2014:
    a From 2009....... 227,759
    b From 2010....... 262,722
    c From 2011....... 390,078
    d From 2012....... 384,189
    e From 2013....... 660,432
    fTotal of lines 3a through e......... 1,925,180
    4Qualifying distributions for 2014 from Part
    XII, line 4: bullet$ 1,066,545
    a Applied to 2013, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions).........     		0
    d Applied to 2014 distributable amount..... 580,932
    e Remaining amount distributed out of corpus 485,613
    5 Excess distributions carryover applied to 2014. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 2,410,793
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ...........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2013. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2014. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2015 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8Excess distributions carryover from 2009 not
    applied on line 5 or line 7 (see instructions) ...     		227,759
    9Excess distributions carryover to 2015.
    Subtract lines 7 and 8 from line 6a ......     		2,183,034
    10 Analysis of line 9:
    a Excess from 2010.... 262,722
    b Excess from 2011.... 390,078
    c Excess from 2012.... 384,189
    d Excess from 2013.... 660,432
    e Excess from 2014.... 485,613
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2014, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2014 (b) 2013 (c) 2012 (d) 2011
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used
    directly for active conduct of exempt activities ...........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    THE LIBERTY BANK FOUNDATION INC
    1190 SILAS DEANE HWY
    WETHERSFIELD,CT06109
    (860) 344-7222
    bThe form in which applications should be submitted and information and materials they should include:
    HTTPS://WWW.LIBERTY-BANK.COM/YOUR-COMMUNITY/LIBERTY-BANK-FOUNDATION
    cAny submission deadlines:
    NONE
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    NONE
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    ADELBROOK
    60 HICKSVILLE ROAD
    CROMWELL,CT06416     		  501(C)3 TO SUPPORT THE WORK STUDY PROGRAM 3,000
    AMITY TEEN CENTER INC
    PO BOX 3671
    WOODBRIDGE,CT06525     		  501(C)3 TO SUPPORT THE TEENS MAKING A DIFFERENCE PROGRAM 2,000
    BETHSAIDA COMMUNITY
    PO BOX 913
    NORWICH,CT06360     		  501(C)3 TO SUPPORT PATRICIA'S PLACE, AN INDEPENDENT TRANSITIONAL LIVING PROGRAM FOR SIX WOMEN 2,500
    BEULAH LAND DEVELOPMENT CORPORATION
    774 ORCHARD STREET
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE RENOVATION OF THREE PROPERTIES FOR USE AS AFFORDABLE HOUSING IN NEW HAVEN 5,000
    BOY SCOUTS OF AMERICA CT RIVERS COUNCIL
    60 DARLIN STREET
    EAST HARTFORD,CT06128     		  501(C)3 TO SUPPORT THE SCOUTREACH PROGRAM IN WILLIMANTIC, NEW LONDON, NORWICH, AND MIDDLETOWN 2,500
    BOY SCOUTS OF AMERICA CT RIVERS COUNCIL
    99 PRATT STREET
    HARTFORD,CT06103     		  501(C)3 TO SUPPORT THE FINANCIAL COACHING AND EMERGENCY LOAN FUND PROGRAM 2,500
    BOYS & GIRLS CLUB OF NEW BRITAIN INC
    150 WASHINGTON STREET
    NEW BRITAIN,CT06051     		  501(C)3 TO SUPPORT THE POWER HOUR/HOMEWORK CLUB PROGRAM 3,000
    BRISTOL BOARD OF EDUCATION MENTORING PROGRAM
    129 CHURCH STREET PO BOX 450
    BRISTOL,CT06011     		  501(C)3 TO SUPPORT THE PEER MENTORING PROGRAM 2,300
    BUSINESS INDUSTRY FOUNDATION OF MIDDLESEX COUNTY
    393 MAIN STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE MIDDLETOWN MENTOR PROGRAM 4,300
    BUSINESS INDUSTRY FOUNDATION OF MIDDLESEX COUNTY
    393 MAIN STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE SUMMER YOUTH EMPLOYMENT PROGRAM 5,000
    BUSINESS INDUSTRY FOUNDATION OF MIDDLESEX COUNTY
    393 MAIN STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE SUMMER YOUTH EMPLOYMENT PROGRAM 4,300
    CAPITAL COMMUNITY COLLEGE
    950 MAIN STREET
    HARTFORD,CT06103     		  501(C)3 TO PROVIDE SCHOLARSHIPS FOR STUDENTS WITH FINANCIAL NEED WHO ARE ENTERING FROM LOCAL HIGH SCHOOLS 2,000
    CAPITOL REGION EDUCATION COUNCIL FOUNDATION
    111 CHARTER OAK AVENUE
    HARTFORD,CT06106     		  501(C)3 TO SUPPORT "1, 2, 3 READ TO ME," A BIRTH-TO-THREE PROGRAM FOR CHILDREN WITH HEARING IMPAIRMENTS 3,000
    CATHOLIC CHARITIES AND FAMILY SERVICES
    331 MAIN STREET
    NORWICH,CT06360     		  501(C)3 TO SUPPORT THE EMERGENCY BASIC NEEDS FUND 5,000
    CATHOLIC CHARITIES ARCHDIOCESE OF HARTFORD
    839-841 ASYLUM AVENUE
    HARTFORD,CT06105     		  501(C)3 TO SUPPORT THE CENTRO SAN JOSE FAMILY CENTER'S AFTER-SCHOOL PROGRAM 5,000
    CHILDREN FIRST NORWICH
    80 BROADWAY
    NORWICH,CT06360     		  501(C)3 TO SUPPORT THE VOICES FOR FAMILIES AND VFF TEEN PROGRAMS 5,000
    CITY OF MERIDEN YOUTH SERVICES DIVISION
    165 MILLER STREET
    MERIDEN,CT06450     		  501(C)3 TO SUPPORT THE SUMMER YOUTH EMPLOYMENT PROGRAM 5,000
    COALITION FOR NEW BRITAIN'S CHILDREN
    74A VINE STREET
    NEW BRITAIN,CT06052     		  501(C)3 TO SUPPORT NEW BRITAIN'S COLLECTIVE IMPACT FOR CHILDREN PROJECT 5,000
    COLLEGE SUMMIT CONNECTICUT
    201 ORANGE STREET 2ND FLOOR
    NEW HAVEN,CT06510     		  501(C)3 TO SUPPORT COLLEGE ACCESS AND PREPARATION PROGRAMMING IN NEW HAVEN AND WINDHAM 3,000
    COLUMBUS HOUSE INC
    PO BOX 7093
    NEW HAVEN,CT06519     		  501(C)3 TO SUPPORT THE MIDDLESEX FAMILY SHELTER 2,500
    COMMUNITY HEALTH CENTER
    PO BOX 1036
    MIDDLETOWN,CT06457     		  501(C)3 TO MAKE REPAIRS TO THE GUTTERS AND DRIVEWAY OF THE DOMESTIC VIOLENCE SHELTER 4,950
    COMMUNITY MENTAL HEALTH AFFILIATES
    270 JOHN DOWNEY DRIVE
    NEW BRITAIN,CT06051     		  501(C)3 TO SUPPORT THE UNMET NEEDS FUND 2,500
    COMMUNITY SOUP KITCHEN
    84 BROADWAY
    NEW HAVEN,CT06511     		  501(C)3 TO PURCHASE FOOD 5,000
    CONNECTICUT ASSOCIATION FOR HUMAN SERVICES
    110 BARTHOLOMEW AVENUE SUITE 4030
    HARTFORD,CT06106     		  501(C)3 TO SUPPORT THE FAMILY ECONOMIC SUCCESS PROJECT 7,500
    CONNECTICUT COLLEGE
    270 MOHEGAN AVENUE
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE FAMILY LITERACY INITIATIVE FOR LOW-INCOME PRESCHOOL CHILDREN 3,000
    CONNECTICUT FOOD BANK
    PO BOX 8686
    NEW HAVEN,CT06531     		  501(C)3 TO SUPPORT THE MIDDLETOWN KIDS BACKPACK PROGRAM 3,000
    COVENANT SHELTER OF NEW LONDON
    42 JAY STREET
    NEW LONDON,CT06320     		  501(C)3 TO PROVIDE FRESH PRODUCE, DAIRY, AND PROTEIN FOODS FOR HOMELESS MEN, WOMEN, AND CHILDREN RESIDING AT THE SHELTER 2,500
    COVENANT TO CARE FOR CHILDREN INC
    120 MOUNTAIN AVENUE
    BLOOMFIELD,CT06002     		  501(C)3 TO SUPPORT THE CRITICAL GOODS DISTRIBUTION PROGRAM 2,000
    CT AFTER SCHOOL NETWORK
    12 MELROSE AVENUE
    BRANFORD,CT06405     		  501(C)3 TO PURCHASE NEW DATABASE TECHNOLOGY AND NEW COLLATERAL MATERIALS TO SUPPORT OUTREACH AND DEVELOPMENT EFFORTS 5,000
    EARLY CHILDHOOD FUNDERS COLLABORATIVE
    221 MAIN STREET
    HARTFORD,CT06106     		  501(C)3 TO PARTNER WITH STATE GOVERNMENT TO CREATE AND SUSTAIN A COORDINATED SYSTEM OF CARE AND EDUCATION FOR YOUNG CHILDREN 10,000
    EASTERN CONNECTICUT HOUSING OPPORTUNITIES
    228 STATE STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE RENOVATION A 12-UNIT APARTMENT BUILDING IN NORWICH FOR RENTAL TO LOW-INCOME TENANTS 6,000
    EASTERN CT WORKFORCE INVESTMENT BOARD INC
    108 NEW PARK AVENUE
    FRANKLIN,CT06254     		  501(C)3 TO SUPPORT THE 2014 SUMMER YOUTH EMPLOYMENT PROGRAM 5,000
    GATEWAY COMMUNITY COLLEGE FOUNDATION INC
    88 BASSETT ROAD
    NORTH HAVEN,CT06473     		  501(C)3 TO PROVIDE SCHOLARSHIPS FOR STUDENTS WITH FINANCIAL NEED WHO ARE ENTERING FROM LOCAL HIGH SCHOOLS 4,000
    GEMMA E MORAN UNITED WAYLABOR FOOD CENTER
    374 BROAD STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE MOBILE FOOD PANTRY PROGRAM 5,000
    GREEN STREET ARTS CENTER
    51 GREEN STREET
    MIDDLETOWN,CT06459     		  501(C)3 TO SUPPORT THE AFTER-SCHOOL ARTS AND SCIENCE PROGRAM 5,000
    HABITAT FOR HUMANITY - WINDHAM AREA
    PO BOX 214
    WILLIMANTIC,CT06226     		  501(C)3 TO SUPPORT THE CONSTRUCTION OF A HOME ON PERU STREET IN WILLIMANTIC 3,000
    HABITAT FOR HUMANITY OF EASTERN CT
    377 BROAD STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE REHABILITATION OF A HOME IN NORWICH 5,000
    HABITAT FOR HUMANITY OF GREATER NEW HAVEN
    37 UNION STREET
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE CONSTRUCTION OF A HOME IN THE FAIR HAVEN NEIGHBORHOOD OF NEW HAVEN 5,000
    HARTFORD AREA HABITAT FOR HUMANITY
    PO BOX 1933
    HARTFORD,CT06144     		  501(C)3 TO SUPPORT THE CONSTRUCTION OF THREE SINGLE-FAMILY HOMES IN NEW BRITAIN 5,000
    HEALTHY EYES ALLIANCE
    129 CHURCH STREET
    NEW HAVEN,CT06510     		  501(C)3 TO SUPPORT THE HEALTHY EYES FOR CONNECTICUT KIDS PROJECT 2,500
    HIGHEREDGE
    35 REDDEN AVENUE
    NEW LONDON,CT06320     		  501(C)3 TO PROVIDE INTENSIVE COLLEGE ACCESS AND SUCCESS PROGRAMMING TO LOW-INCOME AND FIRST-GENERATION COLLEGE-BOUND STUDENTS FROM THROUGHOUT NEW LONDON COUNTY 4,000
    HOLY FAMILY HOME AND SHELTER
    88 JACKSON STREET
    WILLIMANTIC,CT06226     		  501(C)3 TO SUPPORT GENERAL OPERATING EXPENSES 2,500
    HYGIENIC ARTS INC
    79 BANK STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE DO THE WRITE THING AND IMAGINE MY WORLD LITERACY AND PHOTO PROGRAMS 3,000
    IRIS
    235 NICOLL STREET SECOND FLOOR
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE SUMMER LEARNING PROGRAM FOR REFUGEE STUDENTS LIVING IN GREATER NEW HAVEN 5,000
    JUMPSTART FOR YOUNG CHILDREN
    505 EIGHTH AVENUE SUITE 1100
    NEW YORK,NY10018     		  501(C)3 TO EXPAND THE JUMPSTART EARLY LITERACY PROGRAM IN NEW HAVEN, WINDHAM/WILLIMANTIC, AND NEW BRITAIN 15,000
    JUNIOR ACHIEVEMENT OF SOUTHWEST NEW ENGLAND INC
    11 ASYLUM STREET
    HARTFORD,CT06103     		  501(C)3 TO SUPPORT THE FINANCIAL LITERACY, WORKFORCE READINESS, AND ENTREPRENEURSHIP PROGRAMS AT MIDDLETOWN'S MACDONOUGH, MOODY, AND WESLEY SCHOOL 3,000
    LEAP INC
    31 JEFFERSON STREET
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE STEP INITIATIVE, A CAREER PREPAREDNESS PROGRAM FOR NEW HAVEN TEENS 5,000
    LIBERTY BANK DONALD B WILBUR SCHOLARSHIP
    PO BOX 1212
    MIDDLETOWN,CT06457     		  501(C)3 TO FUND A SCHOLARSHIP FOR A STUDENT FROM LIBERTY BANK'S SERVICE AREA, IN HONOR OF FORMER LIBERTY BANK BOARD CHAIRMAN DONALD B. WILBUR 1,000
    LIBERTY BANK EARLY LITERACY GRANT PROGRAM
    PO BOX 1212
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT EARLY LITERACY PROGRAMS IN K-3 SCHOOLS THROUGHOUT LIBERTY BANK'S MARKET AREA 30,000
    LIBERTY BANK FOUNDATION ADULT EDUCATION PROGRAM
    PO BOX 1212
    MIDDLETOWN,CT06457     		  501(C)3 TO PROVIDE SCHOLARSHIPS FOR LOW/MODERATE-INCOME GRADUATES OF ADULT EDUCATION PROGRAMS WHO ARE GOING ON TO COLLEGE 28,000
    LIBERTY BANK FOUNDATION SCHOLARSHIPS
    PO BOX 1212
    MIDDLETOWN,CT06457     		  501(C)3 TO PROVIDE SCHOLARSHIPS FOR OUTSTANDING STUDENTS FROM LIBERTY BANK'S MARKET AREA 35,000
    LIBERTY BANK VOLUNTEER HALL OF FAME AWARD
    PO BOX 1212
    MIDDLETOWN,CT06457     		  501(C)3 TO FUND DONATIONS TO CHARITIES SELECTED BY THE WINNER(S) OF THE LIBERTY BANK VOLUNTEER HALL OF FAME AWARD 1,000
    LIBERTY COMMUNITY SERVICES
    129 CHURCH STREET SECOND FLOOR
    NEW HAVEN,CT06510     		  501(C)3 TO SUPPORT HOUSING FIRST PROGRAMS 2,500
    LITERACY VOLUNTEERS OF CENTRAL CT INC
    20 HIGH STREET
    NEW BRITAIN,CT06051     		  501(C)3 TO SUPPORT THE PARENTING FOR ACADEMIC SUCCESS (PAS) PROGRAM 2,500
    LITERACY VOLUNTEERS OF GREATER NEW HAVEN
    14 WEST MAIN STREET
    MERIDEN,CT06451     		  501(C)3 TO SUPPORT TRAINING FOR LITERACY TUTORS 3,500
    MADONNA PLACE
    240 MAIN STREET
    NORWICH,CT06360     		  501(C)3 TO SUPPORT THE FAMILY SCHOOL CONNECTION PROGRAM 3,000
    MARTIN HOUSE
    PO BOX 857
    NORWICH,CT06360     		  501(C)3 TO PURCHASE FOOD FOR RESIDENT MEALS 2,500
    MASTER'S MANNA INC
    46 NORTH PLAINS INDUSTRIAL ROAD
    WALLINGFORD,CT06492     		  501(C)3 TO PROVIDE BASIC HUMAN NEEDS TO SUPPORT LOW-INCOME INDIVIDUALS AND FAMILIES FROM WALLINGFORD AND SURROUNDING TOWNS 5,000
    MIDDLESEX COALITION FOR CHILDREN
    15 COLUMBUS AVENUE
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE CONTINUED WORK OF THE COALITION AND THE SALARY OF ITS DIRECTOR 5,000
    MIDDLESEX COMMUNITY COLLEGE FOUNDATION INC
    100 TRAINING HILL ROAD
    MIDDLETOWN,CT06457     		  501(C)3 TO PROVIDE SCHOLARSHIPS FOR STUDENTS WITH FINANCIAL NEED WHO ARE ENTERING FROM LOCAL HIGH SCHOOLS 5,000
    MIDDLESEX COUNTY COALITION ON HOUSING AND HOMELESSNESS
    100 RIVERVIEW ROAD
    MIDDLETOWN,CT06457     		  501(C)3 TO PROVIDE STAFF SUPPORT TO THE MIDDLESEX COUNTY TEN YEAR PLAN TO END HOMELESSNESS 5,000
    MIDDLESEX HABITAT FOR HUMANITY OF CT INC
    34 SHUNPIKE ROAD
    CROMWELL,CT06416     		  501(C)3 TO SUPPORT CONSTRUCTION OF A NEW HOME AT 201 LIBERTY STREET IN MIDDLETOWN 5,000
    MIDDLESEX HOSPITAL
    28 CRESCENT STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE CAPITAL CAMPAIGN 33,350
    MIDDLESEX UNITED WAY
    100 RIVERVIEW ROAD
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE ANNUAL APPEAL 47,500
    MUSIC HAVEN
    PO BOX 207332
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE AFTERSCHOOL MENTORING PROGRAM 2,500
    MYSTIC AREA SHELTER AND HOSPITALITY INC
    119 HIGH STREET
    MYSTIC,CT06355     		  501(C)3 TO SUPPORT GENERAL OPERATING EXPENSES 2,500
    NEIGHBORHOOD HOUSING SERVICES OF NEW HAVEN
    333 SHERMAN AVENUE
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE AFFORDABLE RENTAL PROGRAM 5,000
    NEW FINANCIAL LIFE
    224 DIXWELL AVENUE
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE VOLUNTEER INCOME TAX ASSISTANCE (VITA) PROGRAM IN NEW HAVEN 2,500
    NEW HAVEN ECOLOGY PROJECT
    358 SPRINGSIDE AVENUE
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE GREEN JOBS CORPS YOUTH EMPLOYMENT PROGRAM 2,500
    NEW HAVEN READS
    45 BRISTOL STREET
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT LITERACY PROGRAMMING FOR PRE-KINDERGARTEN AND KINDERGARTEN STUDENTS 5,000
    NEW LONDON COUNTY FUND TO END HOMELESSNESS
    283 STODDARDS WHARF ROAD
    GALES FERRY,CT06335     		  501(C)3 TO SUPPORT THE HOMELESSNESS DIVERSION AND RAPID RE-HOUSING PROGRAM 5,000
    NEW LONDON HOMELESS HOSPITALITY CENTER
    325 HUNTINGTON STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT GENERAL OPERATING EXPENSES OF THE SHELTER AND DAYTIME HOSPITALITY CENTER 5,000
    NEW LONDON PLTI COLLABORATIVE
    120 BROAD STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE PEP (PEOPLE EMPOWERING PEOPLE) PROGRAM IN NEW LONDON 3,000
    NEW LONDON YOUTH AFFAIRS
    120 BROAD STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE EARLY CHILDHOOD FAMILY CENTER 5,000
    NEW REACH
    153 EAST STREET
    NEW HAVEN,CT06511     		  501(C)3 TO SUPPORT THE CHILD ENRICHMENT PROGRAM FOR CHILDREN LIVING IN THE LIFE HAVEN SHELTER 2,500
    NORTHERN MIDDLESEX YMCA
    99 UNION STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO FUND THE KIDZLIT AFTER-SCHOOL PROGRAM FOR GRADES K-2 2,500
    NORWICH COMMUNITY CARE TEAM
    80 BROADWAY
    NORWICH,CT06360     		  501(C)3 TO SUPPORT THE RAPID RE-HOUSING AND SHELTER DIVERSION PROGRAM 3,000
    NORWICH SAFETY NET TEAM
    80 BROADWAY
    NORWICH,CT06360     		  501(C)3 TO SUPPORT THE GOLDEN WISHES PROGRAM, PHARMACY FUND, JOB RELATED INCIDENTALS FUND, AND UTILITY/FUEL FUND 3,000
    NORWICH YOUTH AND FAMILY SERVICES
    80 BROADWAY
    NORWICH,CT06360     		  501(C)3 TO SUPPORT THE SUMMER JAM AND LEARN DIVERSION COLLABORATIVE FOR YOUTH AT RISK OF INVOLVEMENT WITH THE JUVENILE JUSTICE SYSTEM 2,000
    NUTMEG BIG BROTHERSSISTERS
    30 LAUREL STREET
    HARTFORD,CT06106     		  501(C)3 TO SUPPORT THE MENTORING PROGRAM IN FIVE WINDHAM SCHOOLS 2,500
    ODDFELLOWS PLAYHOUSE
    128 WASHINGTON STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE NEW THEATRE EXPLORERS PROGRAM FOR MIDDLE SCHOOL STUDENTS 2,500
    OIC OF NEW LONDON COUNTY INC
    106 TRUMAN STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE EMPLOYMENT SKILLS TRAINING PROGRAM FOR C.N.A. CANDIDATES 2,500
    OUR PIECE OF THE PIE
    20-28 SARGEANT STREET
    HARTFORD,CT06105     		  501(C)3 TO SUPPORT PATHWAYS TO SUCCESS, A PROGRAM THAT HELPS YOUTH AGES 14-24 TO SUCCESSFULLY TRANSITION BETWEEN HIGH SCHOOL AND COLLEGE, VOCATIONAL, OR WORK OPPORTUNITIES. 3,500
    PLAINVILLE COMMUNITY FOOD PANTRY INC
    54 SOUTH CANAL STREET PO BOX 233
    PLAINVILLE,CT06062     		  501(C)3 TO SUPPORT THE BREAD DISTRIBUTION PROGRAM 3,000
    PRUDENCE CRANDALL CENTER
    PO BOX 895
    NEW BRITAIN,CT06050     		  501(C)3 TO SUPPORT THE PERMANENT SUPPORTIVE HOUSING PROGRAM 5,000
    QUINEBAUG VALLEY COMMUNITY COLLEGE FOUNDATION
    742 UPPER MAPLE STREET
    DANIELSON,CT06239     		  501(C)3 TO PROVIDE SCHOLARSHIPS FOR STUDENTS WITH FINANCIAL NEED WHO ARE ENTERING FROM LOCAL HIGH SCHOOLS 3,000
    REACH OUT AND READ INC
    56 ROLAND STREET SUITE 100D
    BOSTON,MA02129     		  501(C)3 TO SUPPORT EARLY LITERACY PROGRAMMING IN BRISTOL, MANSFIELD AND WINDHAM 10,000
    REBUILDING TOGETHER NEW BRITAIN
    200 MYRTLE STREET
    NEW BRITAIN,CT06053     		  501(C)3 TO SUPPORT HOME REPAIR AND REHABILITATION SERVICES FOR LOW-INCOME HOMEOWNERS IN NEW BRITAIN 2,500
    RIVERFRONT CHILDREN'S CENTER INC
    476 THAMES STREET
    GROTON,CT06340     		  501(C)3 TO SUPPORT THE EDUCATIONAL PROGRAMMING AT THE CENTER 5,000
    SHORELINE SOUP KITCHENS & PANTRIES
    PO BOX 804
    ESSEX,CT06426     		  501(C)3 TP PURCHASE FOOD FOR COMMUNITY PANTRIES 5,000
    SOLAR YOUTH
    53 WAYFARER STREET
    NEW HAVEN,CT06515     		  501(C)3 TO SUPPORT THE YOUTH EDUCATOR INTERNSHIP PROGRAM, WHICH TRAINS LOW-INCOME TEENAGERS TO PROVIDE HANDS-ON ENVIRONMENTAL EDUCATION TO YOUNGER CHILDREN 5,000
    SPANISH COMMUNITY OF WALLINGFORD
    284 WASHINGTON STREET
    WALLINGFORD,CT06492     		  501(C)3 TO SUPPORT THE ADELANTE AMERICA YOUTH LEADERSHIP PROGRAM 2,500
    SQUASH HAVEN INC
    70 TOWER PARKWAY
    NEW HAVEN,CT06520     		  501(C)3 TO SUPPORT THE AFTERSCHOOL ACADEMIC AND ENRICHMENT PROGRAM 2,500
    ST VINCENT DE PAUL PLACE - NORWICH
    120 CLIFF STREET
    NORWICH,CT06360     		  501(C)3 TO SUPPORT GENERAL OPERATING EXPENSES 5,000
    ST VINCENT DEPAUL MIDDLETOWN
    617 MAIN STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE MEALS AND COMMUNITY ASSISTANCE PROGRAMS 6,000
    ST VINCENT DEPAUL MISSION OF BRISTOL INC
    PO BOX 1922
    BRISTOL,CT06011     		  501(C)3 TO SUPPORT THE RAPID REHOUSING PROGRAM 2,500
    SURFERS ALUMNI ASSOCIATION INC
    77 THAMES STREET
    NEW LONDON,CT06320     		  501(C)3 TO PURCHASE INSTRUMENTS AND PROGRAM MATERIALS TO BE USED IN TEACHING LIFE SKILLS TO YOUTH THROUGH MUSIC 5,000
    THAMES RIVER COMMUNITY SERVICE INC
    ONE THAMES RIVER PLACE
    NORWICH,CT06360     		  501(C)3 TO SUPPORT THE EMPLOYMENT/CAREER TRAINING PROGRAM 3,500
    THAMES VALLEY COUNCIL FOR COMMUNITY ACTION INC
    ONE SYLVANDALE ROAD
    JEWETT CITY,CT06351     		  501(C)3 TO SUPPORT THE HOUSING SERVICES PROGRAM 3,000
    THE NEW LONDON COMMUNITY MEAL CENTER INC
    12 MONTAUK AVENUE
    NEW LONDON,CT06320     		  501(C)3 TO PURCHASE FOOD TO BE SERVED TO LOW-INCOME NEW LONDON RESIDENTS 5,000
    THE UNIVERSITY OF CONNECTICUT FOUNDATION INC
    1800 ASYLUM AVENUE
    WEST HARTFORD,CT06117     		  501(C)3 TO SUPPORT STATEWIDE TRAINING AND ADMINISTRATION FOR THE PEOPLE EMPOWERING PEOPLE (PEP) PROGRAM 5,000
    THREE RIVERS COLLEGE FOUNDATION
    574 NEW LONDON TURNPIKE
    NORWICH,CT06360     		  501(C)3 TO PROVIDE SCHOLARSHIPS FOR STUDENTS WITH FINANCIAL NEED WHO ARE ENTERING FROM LOCAL HIGH SCHOOLS 4,000
    TUNXIS COMMUNITY COLLEGE
    271 SCOTT SWAMP ROAD
    FARMINGTON,CT06032     		  501(C)3 TO PROVIDE SCHOLARSHIPS FOR STUDENTS WITH FINANCIAL NEED WHO ARE ENTERING FROM LOCAL HIGH SCHOOLS 3,000
    UNITED WAY OF CENTRAL AND NORTHEASTERN CT
    30 LAUREL STREET
    HARTFORD,CT06106     		  501(C)3 TO SUPPORT THE ANNUAL APPEAL 8,500
    UNITED WAY OF CENTRAL CT
    30 LAUREL STREET
    HARTFORD,CT06106     		  501(C)3 TO SUPPORT THE ANNUAL APPEAL 1,000
    UNITED WAY OF GREATER NEW HAVEN
    370 JAMES STREET 4TH FLOOR SUITE
    403
    NEW HAVEN,CT06510     		  501(C)3 TO SUPPORT THE ANNUAL APPEAL 3,000
    UNITED WAY OF GREATER NEW HAVEN
    370 JAMES STREET 4TH FLOOR SUITE
    403
    NEW HAVEN,CT06510     		  501(C)3 TO SUPPORT THE BOOST! INNOVATION FUND 20,000
    UNITED WAY OF MERIDEN AND WALLINGFORD
    35 PLEASANT STREET
    MERIDEN,CT06450     		  501(C)3 TO SUPPORT THE ANNUAL APPEAL 4,000
    UNITED WAY OF SOUTHEASTERN CT
    283 STODDARDS WHARF ROAD
    GALES FERRY,CT06335     		  501(C)3 TO SUPPORT THE ANNUAL APPEAL 15,000
    UNITED WAY OF SOUTHEASTERN CT
    283 STODDARDS WHARF ROAD
    GALES FERRY,CT06335     		  501(C)3 TO SUPPORT THE ANNUAL APPEAL 15,000
    UNITED WAY OF WEST CENTRAL CONNECTICUT
    200 MAIN STREET
    BRISTOL,CT06010     		  501(C)3 TO SUPPORT THE ANNUAL APPEAL 727
    VALLEY SHORE YMCA
    201 SPENCER PLAINS ROAD
    WESTBROOK,CT06498     		  501(C)3 TO SUPPORT THE AFTER-SCHOOL CHILDCARE/ENRICHMENT PROGRAMS 2,500
    VILLAGE FOR FAMILIES & CHILDREN
    1680 ALBANY AVENUE
    HARTFORD,CT06105     		  501(C)3 TO SUPPORT THE VITA PROGRAM IN WILLIMANTIC 2,500
    WALLINGFORD EMERGENCY SHELTER
    123 QUINNIPIAC STREET
    WALLINGFORD,CT06492     		  501(C)3 TO SUPPORT THE TRANSITIONAL LIVING PROGRAM FOR HOMELESS FAMILIES 3,500
    WALLINGFORD SUMMER YOUTH EMPLOYMENT COLLABORATIVE
    6 FAIRFIELD BLVD
    WALLINGFORD,CT06492     		  501(C)3 TO PROVIDE SUMMER EMPLOYMENT FOR LOW-INCOME WALLINGFORD YOUTH 5,000
    WESLEYAN UNIVERSITY
    237 HIGH STREET
    MIDDLETOWN,CT06459     		  501(C)3 TO SUPPORT THE STUDENT COLLEGE SUCCESS PROGRAM 5,000
    WINDHAM AREA INTERFAITH MINISTRY
    PO BOX 221
    WILLIMANTIC,CT06226     		  501(C)3 TO SUPPORT THE UNMET NEEDS FUND 3,500
    WINDHAM COUNTY HOMELESS COALITIONCONTINUUM OF CARE
    PO BOX 221
    WILLIMANTIC,CT06226     		  501(C)3 TO SUPPORT THE WINDHAM HOMELESS INTERVENTION FUND 2,000
    WINDHAM REGIONAL COMMUNITY COUNCIL
    872 MAIN STREET
    WILLIMANTIC,CT06226     		  501(C)3 TO SUPPORT THE WINDHAM YOUTH FOOD NETWORK 2,500
    WINDHAM REGIONAL NO FREEZE HOSPITALITY CENTER INC
    PO BOX 46
    WILLIMANTIC,CT06226     		  501(C)3 TO SUPPORT GENERAL OPERATING EXPENSES 5,000
    WORKPATH FUND
    560 ELLA T GRASS BLVD
    NEW HAVEN,CT06519     		  501(C)3 TO SUPPORT THE WORKPATH FUND 10,000
    WRITER'S BLOCK INK
    446 COLMAN STREET
    NEW LONDON,CT06320     		  501(C)3 TO SUPPORT THE SEASONAL SHOWCASE AND PERFORMANCE PROGRAMS FOR STUDENTS AT THE INTERDISTRICT SCHOOL FOR ARTS AND COMMUNICATIONS 2,500
    YWCA OF NEW BRITAIN
    19 FRANKLIN SQUARE
    NEW BRITAIN,CT06051     		  501(C)3 TO SUPPORT THE STRIVE YOUTH DEVELOPMENT PROGRAM FOR MIDDLE SCHOOL GIRLS FROM NEW BRITAIN 5,000
    Total .................................bullet 3a 678,927
    bApproved for future payment
    MIDDLESEX HOSPITAL & LAWRENCE MEMORIAL
    28 CRESCENT STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE CAPITAL CAMPAIGN 24,000
    MIDDLESEX HOSPITAL
    28 CRESCENT STREET
    MIDDLETOWN,CT06457     		  501(C)3 TO SUPPORT THE CAPITAL CAMPAIGN 16,000
    Total .................................bullet 3b 40,000
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ............     		         
    4 Dividends and interest from securities....     14 339,666  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property .............     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory .............     		    18 1,541,688  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. 0 1,881,354 0
    13Total. Add line 12, columns (b), (d), and (e)..................
    131,881,354
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2014)
    Form 990-PF (2014)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political
    Yes
    No
    organizations?
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.
    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's namebullet



    Firm's addressbullet







         		Firm's EINbullet
    Phone no.
    Form 990-PF (2014)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2014 AccountingFeesSchedule
    Name:
    LIBERTY BANK FOUNDATION
    EIN: 06-1479957
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    PROFESSIONAL FEES 8,000 4,000 0 4,000

    TY 2014 InvestmentsOtherSchedule2
    Name:
    LIBERTY BANK FOUNDATION
    EIN: 06-1479957
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    RAYMOND JAMES INVESTMENT PORTFOLIO FMV 13,182,154 13,182,154

    TY 2014 OtherDecreasesSchedule
    Name:
    LIBERTY BANK FOUNDATION
    EIN: 06-1479957
    Description Amount
       


    TY 2014 OtherExpensesSchedule
    Name:
    LIBERTY BANK FOUNDATION
    EIN: 06-1479957
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    MISCELLANEOUS 113,488 0 0 113,488


    TY 2014 OtherProfessionalFeesSchedule
    Name:
    LIBERTY BANK FOUNDATION
    EIN: 06-1479957
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    INVESTMENT MANAGEMENT FEES 102,397 102,397 0 0


    TY 2014 TaxesSchedule
    Name:
    LIBERTY BANK FOUNDATION
    EIN: 06-1479957
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    EXCISE TAX 35,257 0 0 0