Form990-PF

Department of the Treasury
Internal Revenue Service
Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter Social Security numbers on this form as it may be made public. By law, the IRS cannot redact the information on the form.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2013
Open to Public Inspection
For calendar year 2013, or tax year beginning 10-01-2013 , and ending 09-30-2014
Name of foundation
FRANK A RUF TRUST # 016400B
 

Number and street (or P.O. box number if mail is not delivered to street address)PO BOX 0634   Room/suite
City or town, state or province, country, and ZIP or foreign postal code
MILWAUKEE, WI532010634
A Employer identification number

43-6018953
B Telephone number (see instructions)

(314) 418-2643
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$12,932,265J Accounting method:
 
(Part I, column (d) must be on cash basis.)
F bullet
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check bullet
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities...... 298,754 297,647 1,107
5a Gross rents..............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 432,945
b Gross sales price for all assets on line 6a 1,658,499
7 Capital gain net income (from Part IV, line 2)... 432,945
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment 1,000 1,000  
12 Total. Add lines 1 through 11........ 732,699 731,592 1,107
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 137,434 123,690   13,743
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment 2,500 0 0 2,500
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions) Click to see attachment 13,629 4,962   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment 50     50
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 153,613 128,652 0 16,293
25 Contributions, gifts, grants paid........ 680,732 680,732
26 Total expenses and disbursements. Add lines 24 and 25 834,345 128,652 0 697,025
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -101,646
b Net investment income (if negative, enter -0-) 602,940
c Adjusted net income (if negative, enter -0-)... 1,107
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2013)
Form 990-PF (2013)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............... 0    
2 Savings and temporary cash investments.......... 43,996 35,066 35,066
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use...............      
9 Prepaid expenses and deferred charges...........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)........ 6,362,578 Click to see attachment6,362,706 9,918,709
c Investments—corporate bonds (attach schedule)........ 2,846,456 Click to see attachment2,746,456 2,957,043
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans..............      
13 Investments—other (attach schedule)...........     0
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet) Click to see attachment30,865 Click to see attachment32,538 Click to see attachment21,447
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 9,283,895 9,176,766 12,932,265
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable...................    
19 Deferred revenue..................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)..........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted....................    
25 Temporarily restricted................    
26 Permanently restricted................    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds......... 9,283,895 9,176,766
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see page 17 of the
instructions).................... 9,283,895 9,176,766
31 Total liabilities and net assets/fund balances (see page 17 of
the instructions).................. 9,283,895 9,176,766
Part III Analysis of Changes in Net Assets or Fund Balances
1 Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree
with end-of-year figure reported on prior year’s return)............... 1 9,283,895
2 Enter amount from Part I, line 27a..................... 2 -101,646
3 Other increases not included in line 2 (itemize) bulletClick to see attachment 3 4,062
4 Add lines 1, 2, and 3.......................... 4 9,186,311
5 Decreases not included in line 2 (itemize) bulletClick to see attachment 5 9,545
6 Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30. 6 9,176,766
Form 990-PF (2013)
Form 990-PF (2013)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a 100000. BARC 24M IYR 1.000% 12/30/13   2011-12-27 2013-12-30
b . WYETH SECURITIES LITIGATION     2014-01-08
c .6667 ALLEGION PLC   2009-04-22 2014-01-10
d 193. AGRIUM INC   2009-05-11 2014-01-29
e 495. ROYAL DUTCH SHELL PLC A D R   2013-07-12 2014-01-29
540. LIFE TECHNOLOGIES CORP   2011-09-29 2014-02-03
. QWEST COMMUNICATIONS INTL INC SECURITY LITIGATION     2014-02-27
.5 KNOWLES CORP   2010-03-04 2014-03-20
657. CITIGROUP INC   2011-09-29 2014-04-29
515. CITIGROUP INC   2013-07-12 2014-04-29
992. GAMESTOP CORP CL A   2011-04-06 2014-04-29
291. HESS CORP   2011-09-29 2014-04-29
428. MATTEL INC   2013-07-12 2014-04-29
621. STATE STR CORP   2013-07-12 2014-04-29
3800. CALL ON SPY 06/21/14 @ 166.000   2013-05-30 2014-06-18
3800. CALL ON SPY 06/21/14 @ 167.000   2013-05-30 2014-06-18
3800. CALL ON SPY 06/21/14 @ 195.000   2013-05-30 2014-06-18
8600. ISHARES MSCI EAFE ETF   2013-05-30 2014-06-20
.5 WASHINGTON PRIME GROUP   2011-02-16 2014-06-20
3800. PUT ON SPY 06/21/14 @ 157.000   2013-05-30 2014-06-21
8600. PUT ON EFA 06/21/14 @ 58.000   2013-05-30 2014-06-21
3800. PUT ON SPY 06/21/14 @ 130.000   2013-05-30 2014-06-25
8600. PUT ON EFA 06/21/14 @ 49.000   2013-05-30 2014-06-25
1485. AT&T INC   2011-04-06 2014-09-16
160. CVS HEALTH CORPORATION   2010-09-27 2014-09-16
400. MIDCAP SPDR TRUST SERIES I E T F   2009-01-28 2014-09-16
4287.245 VANGUARD MID CAP INDEX ADM   2003-10-24 2014-09-16
222. WALGREEN CO   2009-01-07 2014-09-16
CAPITAL GAIN DIVIDENDS P    
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 110,203   100,000 10,203
b 129     129
c 29   8 21
d 16,848   9,574 7,274
e 34,988   33,071 1,917
41,111   20,665 20,446
13     13
16   8 8
31,351   21,267 10,084
24,575   26,044 -1,469
39,661   23,722 15,939
25,652   16,063 9,589
16,525   19,851 -3,326
39,945   42,948 -3,003
37,653   108,989 -71,336
105,025   35,876 69,149
4,783   1,905 2,878
609,029   527,957 81,072
10   6 4
    34,280 -34,280
    34,750 -34,750
10,977     10,977
13,238     13,238
51,491   44,715 6,776
12,995   5,045 7,950
102,977   38,122 64,855
201,200   74,634 126,566
13,899   6,054 7,845
      114,176
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       10,203
b       129
c       21
d       7,274
e       1,917
      20,446
      13
      8
      10,084
      -1,469
      15,939
      9,589
      -3,326
      -3,003
      -71,336
      69,149
      2,878
      81,072
      4
      -34,280
      -34,750
      10,977
      13,238
      6,776
      7,950
      64,855
      126,566
      7,845
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 432,945
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 . . . . . . . . . . . . . . . . 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see page 18 of the instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2012 613,614 11,918,951 0.051482
2011      
2010      
2009      
2008      
2 Total of line 1, column (d) ...................... 2 0.051482
3 Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years. . . 		3 0.051482
4 Enter the net value of noncharitable-use assets for 2013 from Part X, line 5..... 4 13,019,754
5 Multiply line 4 by line 3....................... 5 670,283
6 Enter 1% of net investment income (1% of Part I, line 27b)........... 6 6,029
7 Add lines 5 and 6......................... 7 676,312
8 Enter qualifying distributions from Part XII, line 4.............. 8 697,025
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See
the Part VI instructions.
Form 990-PF (2013)
Form 990-PF (2013)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bulletand enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 6,029
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2............................ 3 6,029
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-). 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 6,029
6 Credits/Payments:
a 2013 estimated tax payments and 2012 overpayment credited to 2013 6a 9,011
b Exempt foreign organizations—tax withheld at source....... 6b
c Tax paid with application for extension of time to file (Form 8868) 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 9,011
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. Click to see attachment 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 2,982
11 Enter the amount of line 10 to be: Credited to 2014 estimated taxBullet2,982 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see page 19 of
the instructions for definition)?............................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c), and Part XV.
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletMO
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2013 or the taxable year beginning in 2013 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names and addresses.
    10
     
    No
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletUS BANK NA Telephone no.bullet (314) 418-2643
    Located atbulletPO BOX 387ST LOUISMO ZIP+4bullet63166
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2013, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for Form TD F 90-22.1. If "Yes", enter the name of the
    foreign country bullet  
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 5
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?.........................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?.................
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).........
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see page 20 of the instructions)?...
    1b
     
    No
    .........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2013?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2013, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2013?...............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
    No
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?.........................
    b
    If "Yes," did it have excess business holdings in 2013 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2013.)....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2013?
    4b
     
    No
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?...............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 509(a)(1), (2), or (3), or section 4940(d)(2)? (see instructions)........
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?........
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?............
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?........................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 6
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to
    employee benefit plans
    and deferred compensation     		(e) Expense account,
    other allowances
    US BANK NA TRUSTEE
    0     		137,434    
    PO BOX 387
    ST LOUIS,MO63166
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 7
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See page 24 of the instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,
    see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
     
    b
    Average of monthly cash balances.......................
    1b
     
    c
    Fair market value of all other assets (see instructions)................
    1c
     
    d
    Total (add lines 1a, b, and c).........................
    1d
     
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
     
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
     
    3
    Subtract line 2 from line 1d.........................
    3
     
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
     
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
     
    6
    Minimum investment return. Enter 5% of line 5..................
    6
     
    Part XI
    Distributable Amount bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    650,988
    2a
    Tax on investment income for 2013 from Part VI, line 5......
    2a
    6,029
    b
    Income tax for 2013. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    6,029
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    644,959
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    644,959
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII,
    line 1................................
    7
    644,959
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
     
    b
    Program-related investments—total from Part IX-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
     
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
     
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
     
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 8
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2012     		(c)
    2012     		(d)
    2013
    1 Distributable amount for 2013 from Part XI, line 7 644,959
    2 Undistributed income, if any, as of the end of 2013:
    a Enter amount for 2012 only....... 0
    b Total for prior years:2011, 20, 20 0
    3 Excess distributions carryover, if any, to 2013:
    a From 2008....... 0
    b From 2009....... 0
    c From 2010....... 21,032
    d From 2011....... 0
    e From 2012....... 24,755
    fTotal of lines 3a through e......... 45,787
    4Qualifying distributions for 2013 from Part
    XII, line 4: bullet$ 697,025
    a Applied to 2012, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions)......     		0
    c Treated as distributions out of corpus (Election
    required—see instructions).........     		0
    d Applied to 2013 distributable amount..... 644,959
    e Remaining amount distributed out of corpus 52,066
    5 Excess distributions carryover applied to 2013. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 97,853
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ...........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2012. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2013. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2014 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (see
    instructions) .............     		0
    8Excess distributions carryover from 2008 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9Excess distributions carryover to 2014.
    Subtract lines 7 and 8 from line 6a ......     		97,853
    10 Analysis of line 9:
    a Excess from 2009.... 0
    b Excess from 2010.... 21,032
    c Excess from 2011.... 0
    d Excess from 2012.... 24,755
    e Excess from 2013.... 52,066
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 9
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2013, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2013 (b) 2012 (c) 2011 (d) 2010
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used
    directly for active conduct of exempt activities ...........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    NONE
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    NONE
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number of the person to whom applications should be addressed:
    bThe form in which applications should be submitted and information and materials they should include:
    cAny submission deadlines:
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 10
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    BJC HEALTH SYSTEM
    FOR ST LOUIS CHILDRENS HOSPITAL
    4444 FOREST PARK AVENUE
    SAINT LOUIS,MO631082212     		NONE PUBLIC EXEMPT PURPOSE 680,732
    Total .................................bullet 3a 680,732
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 11
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ............     		         
    4 Dividends and interest from securities....     14 298,754  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property .............     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory .............     		    18 432,945  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: aBARC 24M IYR     14 1,000  
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   732,699  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13732,699
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2013)
    Form 990-PF (2013)
    Page 12
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political
    Yes
    No
    organizations?
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.
    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer or fiduciary) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's namebullet



    Firm's addressbullet







         		Firm's EINbullet
    Phone no.
    Form 990-PF (2013)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2013 AccountingFeesSchedule
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEE (NON-ALLOC 2,500     2,500

    TY 2013 InvestmentsCorpBondsSchedule
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Name of Bond End of Year Book Value End of Year Fair Market Value
    CREDIT SUISSE COMM RET ST CO 272,000 255,515
    NUVEEN CORE BOND PLUS BOND I 1,894,456 2,076,859
    JPM 2Y EEM TW MEDIUM TERM NOTE 190,000 197,505
    BARCLAYS BANK PLC MEDIUM TERM    
    NUVEEN STRATEGIC INCOME I 200,000 225,422
    BMO 2Y EFA TW MEDIUM TERM NOTE 190,000 201,742

    TY 2013 InvestmentsCorpStockSchedule
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Name of Stock End of Year Book Value End of Year Fair Market Value
    ABBOTT LABS 8,997 18,549
    ALLERGAN INC 7,544 30,649
    AMGEN INC 1,694 4,635
    ANADARKO PETE CORP 4,920 9,231
    APACHE CORP 21,220 28,819
    APPLE INC    
    ADVANCE AUTO PARTS INC    
    ATT INC    
    ALLSCRIPTS HEALTHCARE SOLUTION    
    BANK OF AMERICA CORP 7,588 10,895
    CITIGROUP INC 26,378 51,820
    CVS/CAREMARK CORP    
    CHEVRON CORPORATION 65,343 110,371
    CITRIX SYS INC 9,069 17,835
    CONOCOPHILLIPS 11,095 19,053
    DANAHER CORP 20,388 43,461
    DOVER CORP 7,801 17,753
    EMC CORP 12,455 19,048
    EXPRESS SCRIPTS INC 4,694 11,442
    GENERAL DYNAMICS CORP 46,855 87,057
    GENERAL ELEC CO 6,703 11,606
    GOOGLE INC 58,663 155,047
    HALLIBURTON CO 4,237 15,611
    HESS CORP 44,598 66,024
    ILLINOIS TOOL WKS INC 18,118 33,937
    INTEL CORP 12,276 24,722
    IBM CORP    
    NUVEEN EQUITY INDEX FUND CL I    
    JP MORGAN CHASE & CO 19,667 21,385
    JOHNSON & JOHNSON 27,096 46,900
    LKQ CORP 10,118 21,857
    MARATHON OIL CORPORATION 10,200 22,554
    MERCK & CO INC 42,219 76,827
    METLIFE INC 5,868 9,884
    MICROSOFT CORP 71,237 127,490
    OCCIDENTAL PETROLEUM CORP 8,172 11,826
    ORACLE CORPORATION 63,057 149,407
    PHILLIPS 66 3,281 10,082
    PNC FINANCIAL SERVICES GRP INC 6,886 14,634
    PEPSICO INC 21,175 37,888
    PFIZER INC 10,114 18,984
    PROCTER & GAMBLE CO 17,019 25,959
    ROLLINS INC 12,150 18,944
    QUALCOMM INC 40,284 56,227
    STATE STR CORP    
    T ROWE PRICE GROUP INC 6,202 18,110
    THERMO FISHER SCIENTIFIC INC 5,437 18,864
    UNION PACIFIC CORP 13,498 53,126
    UNITED TECHNOLOGIES CORP 7,213 10,666
    V F CORP 67,185 179,866
    VERIZON COMMUNICATIONS INC 25,940 42,541
    WELLS FARGO & CO 24,667 47,617
    ZURICH INSURANCE GROUP ADR    
    ABB LTD ADR    
    ACCENTURE PLC CL A 64,418 150,930
    AVALONBAY CMNTYS INC 1,999 5,357
    AGRIUM INC    
    ANGIODYNAMICS INC    
    ASTRAZENECA PLC SPDS ADR    
    ATLAS COPCO AB ADR    
    B H P BILLITON LIMITED    
    BRUNSWICK CORP 10,172 16,477
    BOC HONG KONG HLDGS LTD ADR    
    DBS GROUP HOLDINGS LTD    
    VALE SA SPON ADR ORD SH    
    FOMENTO ECONOMICO MEXICANO    
    HONDA MOTOR CO LTD    
    INGERSOL RAND COMPANY 5,253 19,557
    KEPPEL CORP LTD SPONS ADR    
    KONINKLIJKE (ROYAL) KPN NV ADR    
    NATIONAL GRID PLC SPONS ADR    
    NESTLE SA SPONS ADR    
    NUVEEN INTERNATIONAL FUND CL I 170,756 227,950
    NOVARTIS AG ADR    
    PETROLEO BRASILEIRO SA PETRO    
    SANOFI ADR    
    SCHLUMBERGER LTD 4,631 11,491
    SPDR DJ WILSHIRE INTERNATIONAL 19,880 20,705
    TEVA PHARMACEUTICAL INDS LTD    
    WEATHERFORD INTL LTD    
    ISHARES MSCI EAFE ETF 563,647 551,432
    ISHARES MSCI EMERGING MKTS 156,730 191,716
    T ROWE PRICE SM CAP VAL #46 444,892 686,582
    VANGUARD MID CAP INDEX    
    AIR PRODS CHEMICALS INC 2,546 5,468
    AMERICAN ELECTRIC POWER CO INC 3,688 7,205
    AMERICAN EXPRESS CO 5,226 12,781
    ABBVIE INC 9,756 25,761
    BOSTON PPTYS INC 2,306 4,978
    CHUBB CORPORATION 87,490 127,967
    BRISTOL MYERS SQUIBB CO 67,562 127,080
    CAMERON INTL CORP 4,857 15,267
    CAPITAL ONE FINANCIAL CORP 88,509 138,836
    CHEESECAKE FACTORY INC 9,791 17,654
    CERNER CORPORATION 3,285 22,160
    COGNIZANT TECH SOLUTIONS CRP 3,975 18,356
    DOLLAR TREE 10,084 19,849
    DIRECTV INC 6,641 25,437
    PRECISION DRILLING TRUST    
    DOLBY LABORATORIES INC 2,921 4,722
    EBIX INC    
    FACTSET RESEARCH SYSTEMS INC 10,065 27,101
    FIFTH THIRD BANCORP 3,469 6,707
    FLOWSERVE CORP 3,997 15,444
    JACOBS ENGR GROUP INC 4,868 6,200
    LIFE TECHNOLOGIES CORP    
    LINCOLN NATL CORP IND 5,092 10,662
    MASTERCARD INC 5,880 22,915
    MAXIM INTERGRATED PRODS INC 13,925 25,250
    NUVEEN REAL ESTATE SECS I 543,838 702,137
    PRAXAIR INC 7,923 16,383
    PRICELINE COM INC 1,821 30,123
    PRUDENTIAL FINANCIAL INC 7,308 15,917
    SCHEIN HENRY INC 7,636 23,294
    SCOUT INTERNATIONAL FUND 982,651 1,011,046
    TJX COS INC 3,846 14,793
    TEXAS INSTRUMENTS INC 6,231 18,551
    UNUM GROUP 20,262 22,072
    VARIAN MED SYS INC 8,144 16,104
    VISA INC CLASS A SHARES 3,831 13,869
    WALGREEN CO    
    WASTE MGMT INC 2,113 3,802
    AUTOMATIC DATA PROCESSING 11,395 15,822
    CANON INC    
    CARNIVAL CORP    
    B T GROUP PLC ADR    
    CABOT MICROELECTRONICS CORP 9,957 11,855
    CUMMINS INC 44,564 50,944
    ERICSSON (LM) TEL SPONS ADR    
    STARBUCKS CORP 10,043 20,752
    MATTEL INC    
    TFS MARKET NEUTRAL FUND    
    VALE SA SPON ADR PFD SH    
    MIDCAP SPDR TRUST SER 1 304,979 797,824
    AMERIPRISE FINL INC 5,358 14,189
    BOEING CO 13,967 25,221
    BORG WARNER INC 7,422 19,466
    CEPHEID INC 16,781 18,845
    E BAY INC 10,762 25,880
    FRONTIER COMMUNICATIONS CORP    
    LOCKHEED MARTIN CORP 12,476 31,438
    KEYCORP NEW 5,138 8,478
    KRAFT FOODS INC    
    PARKER HANNIFIN CORP 13,913 15,981
    SPS COMMERCE INC 10,029 31,837
    TRIMBLE NAV LTD 11,004 25,010
    UNITED STATES STEEL CORP    
    WESTERN DIGITAL CORP 69,607 180,139
    B A S F AG ADR    
    BAYERISCHE MOTOREN WERKE    
    CENTRICA PLC ADR    
    ULTIMATE SOFTWARE GROUP INC 9,930 29,293
    UNITED NAT FOODS INC 10,099 16,410
    VOLVO AB SPONS ADR    
    ELI LILLY CO 63,241 114,590
    GAMESTOP CORP CL A 23,914 41,200
    HUMANA INC 3,193 6,515
    HUNTINGTON INGALLS INDUSTRIES 319 834
    MCGRAW HILL COMPANIES INC 9,222 19,677
    ROYAL DUTCH SHELL PLC ADR    
    ACE LTD 84,265 132,765
    NORTHRUP GRUMMAN CORP 3,173 6,720
    SIMON PROPERTY GROUP 3,339 5,426
    SPDR S&P 500 ETF TRUST 632,665 748,676
    FLEXTRONICS INTERNATIONAL LTD    
    INFINEON TECHNOLOGIES AG ADR    
    IDR CORE EQUITY RE STRATG 2010 44,310 64,226
    INTL BUSINESS MACHINES CORP 42,241 92,068
    KNOWLES CORP 1,531 2,915
    WASHINGTON PRIME GROUP 206 280
    ALLEGION PLC 1,343 5,479
    LAUDUS INTERNAIONAL MARKETMAST 252,000 242,042
    REFER TO 922908645 307,084 808,621

    TY 2013 OtherAssetsSchedule
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    CALL ON EFA 6/21/14 -7,390 0 0
    CALL ON SPY 6/21/14 -37,653 0 0
    CALL ON SPY 6/21/14 35,876 0 0
    CALL ON SPY 6/21/14 -4,783 0 0
    PUT ON EFA 6/21/14 -13,238 0 0
    PUT ON EFA 6/21/14 34,750 0 0
    PUT ON SPY 6/21/14 -10,977 0 0
    PUT ON SPY 6/21/14 34,280 0 0
    CALL ON EFA 08/07/15   24,516 12,667
    CALL ON SPY 08/10/15   29,416 38,638
    CALL ON EFA 08/07/15   -28,459 -17,134
    CALL OF SPY 08/10/15   -40,009 -51,582
    PUT ON EFA 08/07/15   31,310 28,399
    PUT ON SPY 08/10/15   39,866 28,798
    PUT ON EFA 08/07/15   -10,313 -7,970
    PUT ON SPY 08/10/15   -13,789 -10,369


    TY 2013 OtherDecreasesSchedule
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Description Amount
    COST ADJ 3,363
    CY LATE POSTING MUTUAL FUNDS 6,182


    TY 2013 OtherExpensesSchedule
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    OTHER NONALLOCABLE EXPENSES - 50 0   50


    TY 2013 OtherIncomeSchedule2
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    BARC 24M IYR 1.000% 12/30/13 1,000 1,000  


    TY 2013 OtherIncreasesSchedule
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Description Amount
    PY LATE POSTING MUTUAL FUNDS 4,062


    TY 2013 TaxesSchedule
    Name:
    FRANK A RUF TRUST # 016400B
    EIN: 43-6018953
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FEDERAL ESTIMATED TAX PAYMENTS 8,667 0   0
    FOREIGN TAXES 4,962 4,962   0