Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2015
Open to Public Inspection
For calendar year 2015, or tax year beginning 04-01-2015 , and ending 03-31-2016
Name of foundation
THE GREATER NORWICH FOUNDATION 011037
 
Number and street (or P.O. box number if mail is not delivered to street address)C/O NBT BANK NA 52 S BROAD ST
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
NORWICH, NY13815
A Employer identification number

16-6064927
B Telephone number (see instructions)

(607) 337-6191
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$8,109,951J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 149,365
2 Check bullet Sch. B .............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 245,601 244,053  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 127,232
b Gross sales price for all assets on line 6a 605,967
7 Capital gain net income (from Part IV, line 2)... 127,232
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 522,198 371,285  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 32,677 29,410   3,268
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment 2,245 0 0 2,245
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment 11,264 1,143   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications.......... 13 0 0 13
23 Other expenses (attach schedule)....... Click to see attachment 270 20   250
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 46,469 30,573 0 5,776
25 Contributions, gifts, grants paid....... 401,819 401,819
26 Total expenses and disbursements. Add lines 24 and 25 448,288 30,573 0 407,595
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 73,910
b Net investment income (if negative, enter -0-) 340,712
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2015)
Form 990-PF (2015)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 178,934 136,693 136,693
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 246,721 Click to see attachment246,720 258,799
b Investments—corporate stock (attach schedule)....... 2,179,564 Click to see attachment2,076,963 4,963,767
c Investments—corporate bonds (attach schedule)....... 1,012,464 Click to see attachment1,073,216 1,155,933
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 698,620 Click to see attachment714,277 786,568
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet) Click to see attachment650,000 Click to see attachment790,000 Click to see attachment808,191
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 4,966,303 5,037,869 8,109,951
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable..................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted..................    
25 Temporarily restricted...............    
26 Permanently restricted...............    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds........ 4,966,303 5,037,869
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see instructions)..... 4,966,303 5,037,869
31 Total liabilities and net assets/fund balances (see instructions). 4,966,303 5,037,869
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree with end-of-year figure reported on prior year’s return) ...............
1
4,966,303
2
Enter amount from Part I, line 27a .....................
2
73,910
3
Other increases not included in line 2 (itemize) bulletClick to see attachment
3
14
4
Add lines 1, 2, and 3 ..........................
4
5,040,227
5
Decreases not included in line 2 (itemize) bulletClick to see attachment
5
2,358
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30 .
6
5,037,869
Form 990-PF (2015)
Form 990-PF (2015)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a 500. DOMINION RES INC VA NEW COM   1992-06-26 2015-05-06
b 500. NEXTERA ENERGY INC   1992-06-26 2015-05-06
c 100000. EXCHANGE ST BK CD 2.350% 6/02/15   2010-05-21 2015-06-02
d 300. THE CHEMOURS COMPANY   1995-11-01 2015-07-02
e 14.099 AMERICAN BEACON L/C VALU-IS   2009-10-21 2015-09-02
36.747 BLACKROCK HIGH YIELD BD-INST   2014-08-08 2015-09-02
15.732 CREDIT SUISSE COMM RET ST-I   2014-08-08 2015-09-02
3.09 DFA U.S. MICRO CAP PORTFOLIO   2014-08-08 2015-09-02
8.023 DFA INTERNATIONAL SMALL CO   2014-08-08 2015-09-02
10.3 DFA EMERGING MKTS PORTFOLIO   2014-08-08 2015-09-02
1.701 DFA US S/C VALUE PORTFOLIO   2014-08-08 2015-09-02
18.627 DFA GLOBAL REAL ESTATE SECURITIES   2014-08-08 2015-09-02
10.372 DIAMOND HILL SMALL/MID CAP-I   2013-07-26 2015-09-02
9.378 DODGE & COX INTL STOCK FUND   2009-10-21 2015-09-02
13.428 LAZARD GL LIST INFRASTRUCTURE-INST   2014-08-08 2015-09-02
14.25 LAZARD EMERGING MKTS PORT-IN   2011-10-11 2015-09-02
11.407 OPPENHEIMER INTL GROWTH FD-Y   2014-08-08 2015-09-02
9.285 PRIMECAP ODYSSEY GROWTH   2014-08-08 2015-09-02
2.368 VANGUARD #94 INSTITUTIONAL INDEX   2014-08-08 2015-09-02
50000. GE MONEY BANK CD 5.200% 10/30/15   2008-10-27 2015-10-30
4000. GOLDMAN SACHS GROUP INC 6.125% PFD   2010-10-26 2015-11-02
40000. JPMORGAN CHASE & CO 2.600% 1/15/16   2012-05-30 2016-01-15
1000. QUALCOMM INC COM   2011-05-13 2016-02-24
1375. TARGET CORP COM   2011-10-18 2016-02-24
500. SOUTHERN CO COM   2011-10-18 2016-03-10
500. UNION PAC CORP COM   2003-05-16 2016-03-10
CAPITAL GAIN DIVIDENDS P    
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 35,264   9,571 25,693
b 49,814   8,766 41,048
c 100,000   100,000  
d 4,863   2,250 2,613
e 382   239 143
281   305 -24
80   115 -35
57   60 -3
139   155 -16
219   285 -66
55   60 -5
181   190 -9
195   176 19
362   333 29
182   190 -8
201   260 -59
398   420 -22
242   230 12
423   420 3
50,000   50,000  
100,000   100,000  
40,000   40,560 -560
50,393   56,602 -6,209
104,124   78,604 25,520
24,757   21,444 3,313
39,624   7,500 32,124
      3,731
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       25,693
b       41,048
c        
d       2,613
e       143
      -24
      -35
      -3
      -16
      -66
      -5
      -9
      19
      29
      -8
      -59
      -22
      12
      3
       
       
      -560
      -6,209
      25,520
      3,313
      32,124
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 127,232
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)
If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2014 353,262 7,855,414 0.044971
2013 318,183 7,324,372 0.043442
2012 346,928 6,674,918 0.051975
2011 319,575 6,302,318 0.050708
2010 251,584 5,793,437 0.043426
2
Total of line 1, column (d) .....................
20.234522
3
Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years . . .
3
0.046904
4
Enter the net value of noncharitable-use assets for 2015 from Part X, line 5.....
4
7,817,789
5
Multiply line 4 by line 3......................
5
366,686
6
Enter 1% of net investment income (1% of Part I, line 27b)...........
6
3,407
7
Add lines 5 and 6........................
7
370,093
8
Enter qualifying distributions from Part XII, line 4.............
8
407,595
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.
Form 990-PF (2015)
Form 990-PF (2015)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bullet and enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 3,407
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 3,407
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 3,407
6 Credits/Payments:
a 2015 estimated tax payments and 2014 overpayment credited to 2015 6a 10,121
b Exempt foreign organizations—tax withheld at source...... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 10,121
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 6,714
11 Enter the amount of line 10 to be: Credited to 2015 estimated taxBullet3,408 RefundedBullet 11 3,306
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see Instructions
for definition)?.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletNY
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2015 or the taxable year beginning in 2015 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletNBT BANK NA Telephone no.bullet (607) 337-6191

    Located atbullet52 SOUTH BROAD STNORWICHNY ZIP+4bullet13815
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.......bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2015, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR). If "Yes", enter the name of the foreign country bullet  
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see instructions)? ........
    1b
     
    No
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2015?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2015, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2015?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
    No
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2015 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2015.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2015?
    4b
     
    No
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (Continued)
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? (see instructions)................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    NBT BANK NA TRUSTEE
    1     		32,677    
    52 SOUTH BROAD ST
    NORWICH,NY13815
    JAMES I DUNNE COTRUSTEE - CHAIRMAN
    1     		0    
    7 COOMES ST
    NORWICH,NY13815
    JAMES A HOY COTRUSTEE
    1     		0    
    911 NORTH MACEWEN DRIVE
    NORWICH,NY13815
    PETER V SMITH COTRUSTEE
    1     		0    
    CO WACHOVIA SECURITIES 43 S BROAD S
    NORWICH,NY13815
    JANE E EATON COTRUSTEE
    1     		0    
    17 NEWTON AVENUE
    NORWICH,NY13815
    THOMAS C EMERSON ESQ COTRUSTEE
    1     		0    
    LEE EMERSON FERRARESE 35 WEST MAI
    NORWICH,NY13815
    FREDERIC B MIERS COTRUSTEE
    1     		0    
    1 COOMES STREET
    NORWICH,NY13815
    H WILLIAM SMITH JR COTRUSTEE
    1     		0    
    975 COUNTY ROAD 10A
    NORWICH,NY13815
    PATRICK FLANAGAN COTRUSTEE
    1     		0    
    81 SOUTH BROAD STREET
    NORWICH,NY13815
    LINDA T PALMATIER COTRUSTEE
    1     		0    
    191 BALF ROAD
    NORWICH,NY13815
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    7,831,279
    b
    Average of monthly cash balances.......................
    1b
    105,563
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    7,936,842
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    7,936,842
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    119,053
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    7,817,789
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    390,889
    Part XI
    Distributable Amount bullet
    1
    Minimum investment return from Part X, line 6....................
    1
    390,889
    2a
    Tax on investment income for 2015 from Part VI, line 5......
    2a
    3,407
    b
    Income tax for 2015. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    3,407
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    387,482
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    387,482
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    387,482
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    407,595
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
    0
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
    0
    b
    Cash distribution test (attach the required schedule) .................
    3b
    0
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    407,595
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
    3,407
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    404,188
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2014     		(c)
    2014     		(d)
    2015
    1 Distributable amount for 2015 from Part XI, line 7 387,482
    2 Undistributed income, if any, as of the end of 2015:
    a Enter amount for 2014 only....... 220,477
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2015:
    a From 2010...... 0
    b From 2011...... 0
    c From 2012...... 0
    d From 2013...... 0
    e From 2014...... 0
    fTotal of lines 3a through e........ 0
    4Qualifying distributions for 2015 from Part
    XII, line 4: bullet$ 407,595
    a Applied to 2014, but not more than line 2a 220,477
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		21,664
    d Applied to 2015 distributable amount..... 165,454
    e Remaining amount distributed out of corpus 0
    5 Excess distributions carryover applied to 2015. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 21,664
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2014. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2016. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2015 ..........     		222,028
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		21,664
    8Excess distributions carryover from 2010 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9Excess distributions carryover to 2016.
    Subtract lines 7 and 8 from line 6a ......     		0
    10 Analysis of line 9:
    a Excess from 2011.... 0
    b Excess from 2012.... 0
    c Excess from 2013.... 0
    d Excess from 2014.... 0
    e Excess from 2015.... 0
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2015, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2015 (b) 2014 (c) 2013 (d) 2012
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    GREATER NORWICH FDN
    C/O OF NBT BANK NA 52 S BROAD ST
    NORWICH,NY13815
    (607) 337-6193
    bThe form in which applications should be submitted and information and materials they should include:
    GRANT APPLICATION FORM, LETTER INCLUDING TAX CLASSIFICATION, PURPOSE FOR USE OF FUNDS AND FINANCIALS
    cAny submission deadlines:
    APRIL 15TH FOR ANNUAL MEETING HELD IN MAY OCTOBER 15TH FOR NOVEMBER MEETING
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    GEOGRAPHICAL-NORWICH NEW YORK COMMUNITY LOCATED IN CHENANGO COUNTY
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    SUNY COBLESKILL FBO
    TRISTAN BARLETT
    106 SUFFOLK CIRCLE
    COBLESKILL,NY12043     		NONE I FLANAGAN SCHOLARSHIP 2,000
    NORWICH HIGH SCHOOL
    FIRST TEAM 145
    89 MIDLAND DRIVE
    NORWICH,NY13815     		N/A PC EXPANSION & REPLACEMENT OF 5,000
    CHENANGO CNTY SPCA
    6160 COUNTY RD 32
    Norwich,NY13815     		N/A PC ANNUAL OPERATING BUDGET 21,300
    CHENANGO COUNTY COUNCIL
    OF THE ARTS
    27 WEST MAIN STREET
    NORWICH,NY13815     		N/A PC 2014 GRANT 22,000
    CHENANGO MEMORIAL HOSPITAL
    179 NORTH BROAD STREET
    NORWICH,NY13815     		N/A PC 2014 DONATION AMBULATORY 85,000
    MORRISVILLE COLLEGE FDN
    PO BOX 901
    MORRISVILLE,NY13408     		N/A PC NORWICH CAMPUS- 10,000
    CATHOLIC CHARITIES OF
    CHENANGO COUNTY
    3 OHARA DRIVE
    NORWICH,NY13815     		N/A PC 2014 GRANT UPGRADE COMPUTER 2,380
    OPPORTUNITIES FOR CHENANGO
    44 WEST MAIN STREET
    NORWICH,NY13815     		NONE PC BUILDING REPAIRS 9,147
    COLORSCAPE CHENANGO ARTS
    FESTIVAL INC
    PO BOX 624
    NORWICH,NY13815     		N/A PC 2014 FOR FESTIVAL 9,000
    CHENANGO BLUES ASSN
    HILLSIDE HOUSE B-22
    NORWICH,NY13815     		N/A PC SUMMER MUSIC SERIES 10,000
    ITHACA COLLEGE
    FOR KATHLEEN CALLAHAN
    953 DANBY ROAD
    ITHACA,NY14850     		NONE I ROBBINS SCHOLARSHIP AWARD 1,500
    SIENA COLLEGE
    FOR LAURA ZAGADA
    515 LOUDON ROAD
    LOUDONVILLE,NY122111462     		NONE I M STEWART SCHOLARSHIP AWARD 1,000
    CITY OF NORWICH
    ONE CITY PLAZA
    NORWICH,NY13815     		N/A PC 2014 SUMMER CONCERTS 11,428
    HARTWICK COLLEGE
    GABRIELLE BLENIS
    ONE HARTWICK DRIVE
    ONEONTA,NY138204020     		NONE I CLARA ROBBINS SCHOLARSHIP 1,500
    SUNY AT BINGHAMTON-
    FOR T RIFANBURG
    440 VESTAL PKWY E
    VESTAL,NY13850     		NONE I HOROVITZ SPORTS SCHOLARSHIP 1,000
    MORRISVILLE COLLEGE FBO
    STORM COOK
    PO BOX 901
    MORRISVILLE,NY13408     		NONE I SCHOLARSHIP AWARD 2,000
    ROCHESTER INSTITUTE OF TECH
    FBO MARIA MORBIDINI
    PO BOX 92878-200
    ROCHESTER,NY14692     		NONE I H&B EDWARDS SCHOLARSHIP 500
    OUR DAILY BREAD FOOD CLOSET
    PO BOX 813 37 WEST MAIN
    NORWICH,NY13815     		NONE PC FOOD FOR THE NEEDY 10,000
    LEMOYNE COLLEGE
    FBO ROBERT JEFFREY
    1419 SALT SPRING ROAD
    SYRACUSE,NY13214     		NONE I STEWART SCHOLARSHIP AWARD 1,500
    LEMOYNE COLLEGE
    CODY BARNES
    1419 SALT SPRING ROAD
    SYRACUSE,NY13214     		NONE I IVORY SCHOLARSHIP AWARD 2,000
    HIGH POINT UNIVERSITY
    FOR DANIEL CARSON
    833 MONTLIEU AVENUE
    HIGH POINT,NC272623598     		NONE I ROBBINS SCHOLARSHIP AWARD 1,500
    BINGHAMTON UNIVERSITY-
    FOR COHLEY ACENOWR
    PO BOX 6003
    BINGHAMTON,NY139026000     		NONE I IVORY SCHOLARSHIP AWARD 2,000
    BINGHAMTON UNIVERSITY
    MARYBETH WARD
    PO BOX 6000
    BINGHAMTON,NY139026000     		NONE I MARCIA STEWART SCHOLARSHIP 1,500
    BROOME COMMUNITY COLLEGE
    FOR RACHEL ZIENO
    PO BOX 1017
    BINGHAMTON,NY13902     		NONE I SANDS SCHOLARSHIP AWARD 1,250
    CHENANGO HOUSING
    IMPROVEMENT PROGRAM INC
    27 WEST MAIN STREET
    NORWICH,NY13815     		N/A PC REPAIRS TO THE WEST MAIN 24,547
    SUNY AT BUFFALO
    FBO MATT CRAIG
    232 CAPEN HALL
    BUFFALO,NY14260     		NONE I SPECIAL SCHOLARSHIP AWARD 1,000
    FRIENDS OF ROGERS
    EDUCATION CENTER
    PO BOX 932
    SHERBOURNE,NY13460     		N/A PC EDUCATION OUTREACH PROGRAMS 10,000
    ST LAWRENCE UNIV
    FBO GRANT BRIGHTMAN
    23 ROMODA DRIVE
    CANTON,NY13617     		NONE I ROBBINS SCHOLARSHIP AWARD 1,500
    LEMOYNE COLLEGE -
    ASHLEY BRIGHTMAN
    1419 SALT SPRINGS RD
    SYRACUSE,NY13214     		NONE I IVORY SCHOLARSHIP 1,500
    KING'S COLLEGE
    FBO NICOLE MEALEY
    133 N RIVER STREET
    WILKESBARRE,PA18711     		NONE I ROBBINS SCHOLARSHIP AWARD 2,000
    BRANDEIS UNIVERSITY
    FBO ERIN GAWRONSKI
    415 SO ST MS 068
    WALTHAM,MA02453     		NONE I ROBBINS SCHOLARSHIP AWARD 2,000
    NORWICH THEATER CO INC
    PO BOX 844
    NORWICH,NY13815     		N/A PC PRODUCTION OF 2015/2016 12,957
    CHENANGO FOUNDATION INC
    15 SOUTH BROAD STREET
    NORWICH,NY13815     		N/A PC MIND MATTERS NEUROFEEDBACK 12,000
    MOTHERS & BABIES PERINATAL NETWORK
    457 STATE ST
    BINGHAMTON,NY13901     		N/A PC PARENTS AS LEADERS FAMILY 22,266
    CHRISTIAN NEIGHBORHOOD CENTER
    20 EAST MAIN STREET
    NORWICH,NY13815     		N/A PC PLAYGROUND PROJECT 9,280
    FAMILY PLANNING OF SO CENTRAL NY
    C/O MARY ROBINSON
    5 CORTLAND ST
    NORWICH,NY13815     		N/A PC NORWICH OFFICE FUNDING 4,264
    SUNY OF CORTLAND
    M ORALLS
    STUDENT ACCOUNTS OFFICE
    CORTLAND,NY13045     		NONE I ROTUNDO SCHOLARSHIP AWARD 1,000
    HERKIMER COUNTY COMMUNITY COLLEGE
    BRENDON BUDD
    FINANCIAL AID
    HERKIMER,NY13350     		NONE I WESTCOTT SCHOLARSHIP AWARD 500
    NEW PALTZ
    M MIRABITO
    REGISTRARS OFFICE
    NEW PLATZ,NY12561     		NONE I ROBBINS SCHOLARSHIP AWARD 1,000
    SUNY OF BROCKPORT
    T SCHROEDER
    STUDENT ACCOUNTS
    BROCKPORT,NY14420     		NONE I ROBBINS SCHOLARSHIP AWARD 1,500
    HIGH POINT UNIVERSITY-
    FBO CHRISTOPHER TREVISANI
    833 MONTLIEU AVE
    HIGH POINT,NC27262     		NONE I HOROVITZ ALL AROUND 1,000
    SUNY AT BUFFALO-
    TUCKER NORTON
    232 CAPEN HALL
    BUFFALO,NY14260     		NONE I FLANAGAN SCHOLARSHIP AWARD 2,000
    SUNY AT BUFFALO - SFS
    COLIN STEWART
    232 CAPEN HALL
    BUFFALO,NY14260     		NONE I ROBBINS SCHOLARSHIP AWARD 2,000
    SUNY AT BROCKPORT
    BEN BARNES
    350 NEW CAMPUS DRIVE
    BROCKPORT,NY14420     		NONE I ROBBINS SCHOLARSHIP AWARD 1,500
    NORTHEASTERN UNIVERSITY
    ALEXIS LAUNDRY
    360 HUNTINGTON AVE
    BOSTON,MA02115     		NONE I FORSYTHE SCHOLARSHIP AWARD 1,000
    DCMO BOCES
    TAYLOR MIERS
    6678 CO RD 32
    NORWICH,NY13815     		NONE I ROBBINS SCHOLARSHIP 2,000
    DCMO BOCES-
    HEATHER MYERS
    6678 CO RD 32
    NORWICH,NY13815     		NONE I SCHOLARSHIP AWARD 2,000
    UNIVERSITY AT BUFFALO
    T HAGENBUCH
    232 CAPEN HALL
    BUFFALO,NY14260     		NONE I ROBBINS SCHOLARSHIP AWARD 1,500
    KING'S COLLEGE-
    J YACANO
    133 N RIVER STREET
    WILKESBARRE,PA18711     		NONE I ROBBINS SCHOLARSHIP AWARD 2,000
    CLEMSON UNIVERSITY
    J BORFITZ
    BOX 345307
    CLEMSON,SC296345307     		NONE I ROBBINS SCHOLARSHIP AWARD 2,000
    ITHACA COLLEGE
    FBO THOMAS WHITNEY
    953 DANBY ROAD
    ITHACA,NY14850     		NONE I M STEWART SCHOLARSHIP AWARD 1,000
    NORWICH YMCA
    SCHOLARSHIP CAMPAIGN
    68-70 NORTH BROAD STREET
    NORWICH,NY13815     		N/A PC ANNUAL CAMPAIGN DONATION 50,000
    ST JOHN FISHER COLLEGE
    CAITLYN BROWN
    3690 EAST AVE
    ROCHESTER,NY14618     		NONE I ROBBINS SCHOLARSHIP AWARD 2,000
    HOSPICE OF CHENANGO CO
    21 HAYES STREET
    NORWICH,NY13815     		N/A PC MEDICAL EQUIPMENT 10,000
    Total .................................bullet 3a 401,819
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ...........     		         
    4 Dividends and interest from securities....     14 245,601  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory ............     		    18 127,232  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   372,833  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13372,833
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2015)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors
    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.
    OMB No. 1545-0047
    2015
    Name of the organization
    THE GREATER NORWICH FOUNDATION 011037
     
    Employer identification number

    16-6064927
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ





    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
    Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015) Page 2
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number
    16-6064927
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    RAYMOND & ALMA WILLARD CHAR TR
     

       
    C/O NBT BANK 52 S BROAD ST
     
    NORWICH, NY13815

    		$ 3,741


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    2
     
     

    H WILBUR RYAN  
    197 North Broad St
     
    NORWICH, NY13815

    		$ 15,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    3
     
     

    JANE EATON  
    17 Newton Ave
     
    NORWICH, NY13815

    		$ 2,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    4
     
     

    JAMES I DUNNE  
    7 Coomes St
     
    NORWICH, NY13815

    		$ 1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    5
     
     

    PATRICIA H WILLIAM SMITH  
    975 Co Rd 10A
     
    NORWICH, NY13815

    		$ 600


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    6
    THE CURRAN FOUNDATION
     

       
    Attn Bill Curran 401 Temple St
     
    New Haven, CT06511

    		$ 2,000


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number
    16-6064927
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    7
     
     

    FRED MIERS  
    1 COOMES STREET
     
    NORWICH, NY13815

    		$ 1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    8
    CHARLES BURR CHARITABLE TR
     

       
    C/O NBT BANK 52 S BROAD ST
     
    NORWICH, NY13815

    		$ 14,323


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    9
     
     

    JAMES SUE HOY  
    911 MACEWEN DRIVE
     
    OSPREY, FL34229

    		$ 950


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    10
    PATRICIA & WILLIAM SMITH FDN
     

       
    975 COUNTY ROAD 10A
     
    NORWICH, NY13815

    		$ 1,100


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    11
     
     

    THOMAS BONNIE EMERSON  
    23 Albany St
     
    OXFORD, NY13830

    		$ 1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    12
     
     

    THOMAS M FLANAGAN REVOCABLE TRUST  
    c/o NBT 52 South Broad St
     
    NORWICH, NY13815

    		$ 100,000


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number
    16-6064927
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    13
     
     

    PATRICK AND ESTHER FLANAGAN  
    123 NORTH BROAD STREET
     
    NORWICH, NY13815

    		$ 4,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    14
    WARREN EATON YMCA CHAR TR
     

       
    C/O NBT BANK 52 S BROAD ST
     
    NORWICH, NY13815

    		$ 501


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    15
     
     

    MARY GUINN  
    135 East Main St
     
    Norwich, NY13815

    		$ 150


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    16
     
     

    LINDA PALMATIER  
    191 Balf Rd
     
    Norwich, NY13815

    		$ 1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    17
     
     

    PETE SMITH  
    105 North Broad St
     
    NORWICH, NY13815

    		$ 1,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Page 3
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Page 4
    Name of organization
    THE GREATER NORWICH FOUNDATION 011037
          		Employer identification number

    16-6064927
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No.from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No.from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No.from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No.from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)

    Additional Data


    Software ID:  
    Software Version:  

    TY 2015 AccountingFeesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEE 2,245     2,245

    TY 2015 DistributionFromCorpusElection
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Election:
    THE FOUNDATION ELECTS TO TREAT THIS AMOUNT AS A PASS-THROUGH DISTRIBUTION FROM CORPUS TO SATISFY DISTRIBUTION REQUIREMENTS OF SECTION 170(b)(1)(F) OR 4942(g)(3).

    TY 2015 InvestmentsCorpBondsSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Name of Bond End of Year Book Value End of Year Fair Market Value
    GEN ELEC CAPL 5.625% 9/15/2017 82,250 106,783
    NATURAL RURAL 3.2% 6-15-24 100,000 103,773
    GEN ELEC CAP 5% 7-15-23 100,000 112,745
    APPLE INC 5/13/2025 101,312 104,766
    GEN ELEC CAP 3.5% 10-15-18 200,000 209,084
    GEN ELEC CAP 4.5% 12-15-21 100,000 112,137
    JP MORGAN CHASE 2.6% 1/15/2016    
    BARCLAYS BK PLC 3.0% 10-7-17 200,000 202,058
    AT&T 3.0% 2/15/2022 94,450 102,035
    WELLS FARGO 3.45% 2/13/2023 95,204 102,552

    TY 2015 InvestmentsCorpStockSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Name of Stock End of Year Book Value End of Year Fair Market Value
    ABBVIE INC 14,832 34,272
    GOLDMAN SACHS GROUP PFD 6.125%    
    CISCO SYSTEMS INC 10,034 14,235
    LOWES COS 39,135 113,625
    UNION PACIFIC CORP 22,500 119,325
    WELLS FARGO 79,492 130,572
    QUALCOMM INC    
    AT&T 38,776 117,510
    BRISTOL MYERS SQUIBB CO 64,485 191,640
    JPMORGAN CHASE & CO 58,932 133,245
    SOUTHERN CO 42,888 51,730
    ABBOTT LABS 13,678 25,098
    METLIFE INC 25,483 21,970
    MCDONALDS CORP 125,559 219,940
    PROCTER & GAMBLE CO 33,121 164,620
    LILLY ELI & CO 44,635 144,020
    APPLE INC 76,795 267,026
    MERCK & CO 75,728 105,820
    GENERAL MILLS INC 37,770 190,050
    VERIZON COMMUNICATIONS 97,018 216,320
    NOVARTIS AG SPONS ADR 57,713 54,330
    NEXTERA ENERGY INC 60,945 295,850
    INTEL CORP 57,149 177,925
    PFIZER INC 41,023 50,388
    DISNEY WALT CO 32,544 208,551
    DOMINION RESOURCES INC 88,583 262,920
    MICROSOFT CORP 76,269 151,883
    CHEVRON CORP 43,016 190,800
    UNITED TECHNOLOGIES CORP 29,946 46,046
    TARGET CORP    
    NBT BANCORP 9,328 26,950
    PEPSICO INC 28,187 153,720
    GENERAL ELECTRIC CO 62,293 222,530
    DOW CHEMICAL CO 63,166 101,720
    DUPONT E I DE NEMOURS 44,321 94,980
    PRUDENTIAL FINL INC 87,523 90,275
    EXXON MOBIL CORP 47,233 167,180
    MICROCHIP TECH INC 76,858 84,350
    CONOCOPHILLIPS 32,665 24,162
    GLAXOSMITHKLINE PLC 65,315 81,100
    HONEYWELL INTERNATIONAL INC 62,474 100,845
    V.F. CORP 19,600 19,428
    DUKE ENERGY 89,951 96,816

    TY 2015 InvestmentsGovtObligationsSch
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    US Government Securities - End of Year Book Value:

    246,720
    US Government Securities - End of Year Fair Market Value:

    258,799
    State & Local Government Securities - End of Year Book Value:


     
    State & Local Government Securities - End of Year Fair Market Value:


     


    TY 2015 InvestmentsOtherSchedule2
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    AMERICAN BEACON LARGE CAP AT COST 272 388
    DODGE & COX INCOME FUND AT COST 1,293 1,347
    VANGUARD GNMA FD AT COST 808 811
    FEDERATED TOTAL RETURN BOND AT COST 1,332 1,325
    VANGUARD INTER-TERM CORP AT COST 184,260 182,553
    BLACKROCK HIGH YIELD BD PORT      
    VANGUARD MORGAN GROWTH FD ADM AT COST 274 454
    VANGUARD REIT ETF AT COST 88,090 104,750
    DODGE & COX INTER ST FD AT COST 197 210
    ISHARES MSCI EMERGMKT AT COST 51,030 42,812
    ISHARES MSCI EAFE IDX AT COST 158,503 145,758
    HARTFORD MID CAP VALUE FD-Y AT COST 64 78
    T ROWE PRICE DIVIDEND GROW FD AT COST 250 343
    KBW REGIONAL BANKING ETF AT COST 80,918 105,392
    SPDR S&P DIVIDEND ETF AT COST 100,714 143,874
    LAZARD EMERGING MKTS PORT-IN      
    FINANCIAL SELECT SECTOR SPDR AT COST 46,072 56,250
    DIAMOND HILL SMALL/ MID CAP-I AT COST 200 223
    VANGUARD INSTIT INDEX FD      
    OPPENHEIMER INTL GROWTH FD-Y      
    DFA EMERG MKTS PORT      
    PRIMECAP ODYSSEY GROWTH      
    DFA GLOBAL REAL ESTATE SEC      
    LAZARD GI LIST INFRA-INST      
    DFA INTERNATIONAL SMALL CO      
    CREDIT SUISSE COMM      
    DFA U.S. MICRO CAP PORT      
    DFA US S/C VALUE PORT      

    TY 2015 OtherAssetsSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    GE MONEY BANK CD 5.2% 10/30/15 50,000 0 0
    GE CAPITAL CD 5.35% 10/30/2018 50,000 50,000 53,815
    DISCOVER BK 2.6% 12/18/2020 100,000 100,000 103,529
    EXCHANGE ST BK CD 2.35% 6-2-15 100,000 0 0
    GOLDMAN SACHS BK 1.7% 2/22/17 100,000 100,000 100,856
    AMERICAN EX CENT 2.2% 11-29-19 100,000 100,000 101,764
    BARCLAY BANK 2.35% 8-20-20 100,000 100,000 101,932
    DISCOVER BK 2.5% 12-31-21 50,000 50,000 51,733
    AMERICAN EX CENT 2.25% 11-12-2   100,000 101,651
    DISCOVER BK 2.2% 11/12/20   50,000 50,827
    SALLIE MAE BK 2.15% 01/20/201   40,000 40,803
    GOLDMAN SACHS BK 2.2% 8/10/21   100,000 101,281


    TY 2015 OtherDecreasesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Description Amount
    RETURN OF CAPITAL ADJ-VANGUARD REIT-2/16 954
    RETURN OF CAPITAL ADJ-MICROCHIP TEC-2/16 1,374
    INCOME PD IN FY 3/2017 TAXED IN 3/2016 28
    ROUNDING ADJUSTMENT 2


    TY 2015 OtherExpensesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    NYS EPTL FILING FEE 250 0   250
    OTHER NONALLOCABLE EXPENSES - 20 20   0


    TY 2015 OtherIncreasesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Description Amount
    INCOME PD IN FY 3/2016 TAXED IN 3/2015 14


    TY 2015 TaxesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION 011037
    EIN:
    16-6064927
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FOREIGN TAXES 700 700   0
    ESTIMATED EXCISE TAX 10,121 0   0
    FOREIGN TAXES ON QUALIFIED 402 402   0
    FOREIGN TAXES ON NONQUALIFED 41 41   0