Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2015
Open to Public Inspection
For calendar year 2015, or tax year beginning 01-01-2015 , and ending 12-31-2015
Name of foundation
THE AJL CHARITABLE FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)PO BOX 3339
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
LITTLETON, CO80161
A Employer identification number

45-0677796
B Telephone number (see instructions)

(303) 771-1117
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$13,653,767J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 1,759,192
2 Check bullet Sch. B .............
3 Interest on savings and temporary cash investments 120,835 120,835  
4 Dividends and interest from securities... 157,205 157,205  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 335,622
b Gross sales price for all assets on line 6a 3,661,408
7 Capital gain net income (from Part IV, line 2)... 335,622
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment -17,573 3,922 -21,541
12 Total. Add lines 1 through 11........ 2,355,281 617,584 -21,541
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 29,454 19,848   9,605
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule)......... Click to see attachment 4,499 2,250   2,249
b Accounting fees (attach schedule)....... Click to see attachment 6,361 4,461   1,900
c Other professional fees (attach schedule).... Click to see attachment 121,747 87,268   34,479
17 Interest............... 9,098 9,098    
18 Taxes (attach schedule) (see instructions)... Click to see attachment 4,174 3,705    
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings....... 71     71
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 17,280 14,853   2,427
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 192,684 141,483   50,731
25 Contributions, gifts, grants paid....... 601,604 601,604
26 Total expenses and disbursements. Add lines 24 and 25 794,288 141,483   652,335
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 1,560,993
b Net investment income (if negative, enter -0-) 476,101
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2015)
Form 990-PF (2015)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 359,832 1,074,470 1,074,470
2 Savings and temporary cash investments.........      
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet7,565
Less: allowance for doubtful accounts bullet     Click to see attachment7,565 7,565
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges.......... 382    
10a Investments—U.S. and state government obligations (attach schedule) 626,794 Click to see attachment887,627 857,598
b Investments—corporate stock (attach schedule)....... 6,479,677 Click to see attachment6,727,846 7,730,624
c Investments—corporate bonds (attach schedule)....... 2,815,681 Click to see attachment3,226,993 3,141,792
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 612,490 Click to see attachment652,677 841,718
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 10,894,856 12,577,178 13,653,767
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable..................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted.................. 10,894,856 12,577,178
25 Temporarily restricted...............    
26 Permanently restricted...............    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds........    
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see instructions)..... 10,894,856 12,577,178
31 Total liabilities and net assets/fund balances (see instructions). 10,894,856 12,577,178
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree with end-of-year figure reported on prior year’s return) ...............
1
10,894,856
2
Enter amount from Part I, line 27a .....................
2
1,560,993
3
Other increases not included in line 2 (itemize) bulletClick to see attachment
3
121,329
4
Add lines 1, 2, and 3 ..........................
4
12,577,178
5
Decreases not included in line 2 (itemize) bullet
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30 .
6
12,577,178
Form 990-PF (2015)
Form 990-PF (2015)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a BESSEMER TR S/T ATTACHED P 2015-01-01 2015-12-31
b BESSEMER TR L/T ATTACHED P 2014-12-30 2015-12-31
c ATLANTIC TR S/T COVERED P 2015-01-01 2015-12-31
d ATLANTIC TR L/T COVERED P 2014-12-30 2015-12-31
e ATLANTIC TR L/T ATTACHED P 2014-12-30 2015-12-31
AT MLP FUND S/T P 2015-01-01 2015-12-31
AT MLP FUND L/T P 2014-12-30 2015-12-31
AT MLP SECTION 1256 P 2015-01-01 2015-12-31
ATLANTIC TR UNRECAPTURED 1250 P 2014-12-30 2015-12-31
AT MLP FUND UNRECAPTURED 1250 P 2014-12-30 2015-01-31
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 157,121   154,925 2,196
b 863,169   848,113 15,056
c 232,348   220,935 11,413
d 1,883,690   1,603,207 280,483
e 452,126   464,552 -12,426
    18,890 -18,890
    15,164 -15,164
2,561     2,561
17     17
1     1
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       2,196
b       15,056
c       11,413
d       280,483
e       -12,426
      -18,890
      -15,164
      2,561
      17
      1
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 335,622
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 -2,719
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)
If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2014 628,217 13,016,975 0.048261
2013 439,956 12,264,578 0.035872
2012 6,424 11,135,535 0.000577
2011 98,550 21,107 4.669067
2010      
2
Total of line 1, column (d) .....................
24.753777
3
Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years . . .
3
1.188444
4
Enter the net value of noncharitable-use assets for 2015 from Part X, line 5.....
4
13,843,672
5
Multiply line 4 by line 3......................
5
16,452,429
6
Enter 1% of net investment income (1% of Part I, line 27b)...........
6
4,761
7
Add lines 5 and 6........................
7
16,457,190
8
Enter qualifying distributions from Part XII, line 4.............
8
652,335
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.
Form 990-PF (2015)
Form 990-PF (2015)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bullet and enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 9,522
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 9,522
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 9,522
6 Credits/Payments:
a 2015 estimated tax payments and 2014 overpayment credited to 2015 6a 5,625
b Exempt foreign organizations—tax withheld at source...... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 5,625
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. Click to see attachment 8 71
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 3,968
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2015 estimated taxBullet   RefundedBullet 11  
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see Instructions
for definition)?.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
 
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletCO
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2015 or the taxable year beginning in 2015 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletWWW.AJLFOUNDATION.ORG
    14
    The books are in care ofbulletTHE ORGANIZATION Telephone no.bullet (303) 771-1117

    Located atbulletPO BOX 3339LITTLETONCO ZIP+4bullet80161
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.......bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2015, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR). If "Yes", enter the name of the foreign country bullet  
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see instructions)? ........
    1b
     
     
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2015?.............
    1c
     
     
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2015, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2015?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2015 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2015.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2015?
    4b
     
    No
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (Continued)
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? (see instructions)................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    KATHRYN L MOHRBACHER TREAS/EXEC D
    10.00     		29,454 0 0
    PO BOX 3339
    LITTLETON,CO80161
    KRISTIN KOVAL DIRECTOR
    5.00     		0 0 0
    PO BOX 3339
    LITTLETON,CO80161
    MARJORIE M RUDDEN DIRECTOR
    5.00     		0 0 0
    PO BOX 3339
    LITTLETON,CO80161
    JOHN W LAWTON DIRECTOR
    5.00     		0 0 0
    PO BOX 3339
    LITTLETON,CO80161
    CHRIS MELBY DIRECTOR
    5.00     		0 0 0
    PO BOX 3339
    LITTLETON,CO80161
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet  
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet  
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1 N/A  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    13,145,871
    b
    Average of monthly cash balances.......................
    1b
    908,618
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    14,054,489
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
     
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
     
    3
    Subtract line 2 from line 1d.........................
    3
    14,054,489
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    210,817
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    13,843,672
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    692,184
    Part XI
    Distributable Amount bullet
    1
    Minimum investment return from Part X, line 6....................
    1
    692,184
    2a
    Tax on investment income for 2015 from Part VI, line 5......
    2a
    9,522
    b
    Income tax for 2015. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    9,522
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    682,662
    4
    Recoveries of amounts treated as qualifying distributions................
    4
     
    5
    Add lines 3 and 4............................
    5
    682,662
    6
    Deduction from distributable amount (see instructions).................
    6
     
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    682,662
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    652,335
    b
    Program-related investments—total from Part IX-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    652,335
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
     
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    652,335
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2014     		(c)
    2014     		(d)
    2015
    1 Distributable amount for 2015 from Part XI, line 7 682,662
    2 Undistributed income, if any, as of the end of 2015:
    a Enter amount for 2014 only....... 601,603
    b Total for prior years:20, 20, 20  
    3 Excess distributions carryover, if any, to 2015:
    a From 2010......  
    b From 2011......  
    c From 2012......  
    d From 2013......  
    e From 2014......  
    fTotal of lines 3a through e........  
    4Qualifying distributions for 2015 from Part
    XII, line 4: bullet$ 652,335
    a Applied to 2014, but not more than line 2a 601,603
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		 
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		 
    d Applied to 2015 distributable amount..... 50,732
    e Remaining amount distributed out of corpus  
    5 Excess distributions carryover applied to 2015.    
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5  
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		 
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		 
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		 
    e Undistributed income for 2014. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		 
    f Undistributed income for 2016. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2015 ..........     		631,930
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		 
    8Excess distributions carryover from 2010 not
    applied on line 5 or line 7 (see instructions) ...     		 
    9Excess distributions carryover to 2016.
    Subtract lines 7 and 8 from line 6a ......     		 
    10 Analysis of line 9:
    a Excess from 2011....  
    b Excess from 2012....  
    c Excess from 2013....  
    d Excess from 2014....  
    e Excess from 2015....  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2015, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2015 (b) 2014 (c) 2013 (d) 2012
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    AJL CHARITABLE FOUNDATION
    6881 S HOLLY CIRCLE SUITE 204
    CENTENNIAL,CO80121
    (303) 771-1117
    KMOHRBACHER@AJLFOUNDATION.ORG
    bThe form in which applications should be submitted and information and materials they should include:
    APPLICATIONS AND GRANT GUIDELINES ARE AVAILABLE FROM THE FOUNDATION. SEE THE WEBSITE FOR MORE INFORMATION WWW.AJLFOUNDATION.ORG. . THE FIRST STEP IN THE APPLICATION PROCESS IS TO SUBMIT A LETTER OF INQUIRY WHICH SHOULD BE NO MORE THAN THREE PAGES AND SHOULD INCLUDE: 1. A BRIEF STATEMENT OF ISSUES TO BE ADDRESSED, THE HISTORY AND GOALS OF YOUR ORGANIZATION, AND YOUR ORGANIZATION'S INVOLVEMENT WITH THESE ISSUES. 2. A BRIEF SUMMARY OF THE ACTIVITIES FOR WHICH YOU ARE REQUESTING SUPPORT, INCLUDING AN OUTLINE OF YOUR OBJECTIVE, AND ANTICIPATED OUTCOMES AND IMPLICATIONS. 3. THE APPROXIMATE STARTING DATE AND DURATION OF THE PROPOSED ACTIVITIES. 4. THE TOTAL AMOUNT OF FUNDING NEEDED, THE AMOUNT REQUESTED FROM THE FOUNDATION, AND INFORMATION ABOUT OTHER SOURCES OF SUPPORT, BOTH ASSURED AND REQUESTED. . ONCE THE LETTER OF INQUIRY IS ACCEPTED YOU WILL BE ASKED TO SUBMIT A FULL PROPOSAL AND APPLICATION TO THE FOUNDATION.
    cAny submission deadlines:
    APPLICATIONS ARE ACCEPTED YEAR ROUND.
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    THE AJL CHARITABLE FOUNDATION SUPPORTS ACTIVITIES IN THE FOLLOWING AREAS: EDUCATION BATTERED AND ABUSED WOMEN AND CHILDREN HOMELESSNESS THE ARTS . ELIGIBILITY: THE FOUNDATION MAKES GRANTS ONLY TO TAX-EXEMPT ORGANIZATIONS WITH 501(C) CLASSIFICATIONS FROM THE INTERNAL REVENUE SERVICE AND GRANTS TO INDIVIDUALS FOR EDUCATION BASED UPON A FINANCIAL NEED. . THE FOUNDATION MAY PROVIDE SCHOLARSHIP OR FELLOWSHIP SUPPORT TO INDIVIDUALS. THE FOUNDATION DOES NOT MAKE GRANTS FOR RESEARCH PROJECTS OR GIVE SUPPORT TO CONFERENCES, SEMINARS, MEDIA EVENTS, OR WORKSHOPS UNLESS THEY ARE AN INTEGRAL PART OF A BROADER PROGRAM. THE FOUNDATION DOES NOT PROVIDE SUPPORT FOR THE PRODUCTION AND DEVELOPMENT OF TELEVISION AND RADIO PROGRAMMING.
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    ANCHOR CENTER FOR BLIND CHILDREN
    2550 ROSLYN STREET
    DENVER,CO80238     		NONE PC GENERAL OPERATING SUPPORT 10,000
    BAYAUD ENTERPRISES
    333 W BAYAUD AVE
    DENVER,CO80223     		NONE PC GENERAL OPERATING SUPPORT 10,000
    BOYS & GIRLS CLUB OF VISTA
    410 W CALIFORNIA AVE
    VISTA,CA92083     		NONE PC CAPITAL REQUEST-HVAC SYSTEM 10,580
    CASA ADVOCATES FOR CHILDREN
    10855 E BETHANY DR 200
    AURORA,CO80014     		NONE PC PROGRAM SUPPORT-LEGACY PROGRAM 54,267
    CASA DE AMPARO
    325 BUENA CREEK ROAD
    SAN MARCOS,CA92069     		NONE PC GENERAL OPERATING SUPPORT 25,000
    CENTUS (CENTUS COUNSELING CONSULTIN
    2696 S COLORADO BLVD 380
    DENVER,CO80222     		NONE PC PROGRAM SUPPORT-CENTUS SCHOOL 7,500
    COLORADO DRUG ENDANGERED CHILDREN
    1530 W 13TH AVE STE 118
    DENVER,CO80204     		NONE PC GRANT-SMART CHOICES, SAFE KIDS 30,000
    COLORADO DRUG ENGANGERED CHILDREN
    1530 W 13TH AVE STE 118
    DENVER,CO80234     		NONE PC GRANT-CIRCLE OF PARENTS IN RECOVERY 42,500
    COLORADO I HAVE A DREAM FOUNDATION
    1836 GRANT ST 2
    DENVER,CO80203     		NONE PC PROGRAM SUPPORT 20,000
    COLORADO SYMPHONY
    1000 14TH ST 15
    DENVER,CO80202     		NONE PC GRANT 10,000
    CSU FOUNDATION-COMMINITY LITERACY C
    1501 CAMPUS DELIVERY
    FT COLLINS,CO805231501     		NONE PC GRANT 10,000
    CSU FOUNDATION-SCHOLARSHIPS
    1501 CAMPUS DELIVERY
    FT COLLINS,CO805231501     		NONE PC SCHOLARSHIPS 20,000
    CSU-FOUNDATION
    1501 CAMPUS DELIVERY
    FT COLLINS,CO805231501     		NONE PC PROGRAM SUPPORT 12,000
    DENVER MUSEUM OF NATURE & SCIENCE
    2001 COLORADO BLVD
    DENVER,CO80205     		NONE PC GRANT-TEACHER PROF DEVELOPMENT 10,000
    DENVER MUSEUM OF NATURE & SCIENCE
    2001 COLORADO BLVD
    DENVER,CO80205     		NONE PC GRANT-INTERNSHIPS 10,000
    DENVER RESCUE MISSION
    6100 SMITH ROAD
    DENVER,CO80216     		NONE PC PROGRAM SUPPORT-STAR PROGRAM 10,000
    DENVER RESCUE MISSION
    6100 SMITH ROAD
    DENVER,CO80216     		NONE PC PROGRAM SUPPORT-NEW LIFE REHAB 10,000
    DOMINICAN HOME HEALTH AGENCY
    2501 N GAYLORD ST
    DENVER,CO80205     		NONE PC PROGRAM SUPPORT- IN-HOME NURSING 10,000
    ENERGY OUTREACH COLORADO
    225 E 16TH AVE
    DENVER,CO80203     		NONE PC GENERAL OPERATING SUPPORT 5,000
    EXCELSIOR YOUTH CENTER FOUNDATION
    15001 E OXFORD AVE
    AURORA,CO80014     		NONE PC GRANT 30,000
    FAMILY HOMESTEAD
    999 DECATUR ST
    DENVER,CO80204     		NONE PC GENERAL OPERATING SUPPORT 10,000
    FAMILY PROMISE OF GREATER DENVER
    PO BOX 40550
    DENVER,CO80204     		NONE PC GRANT 15,000
    I HAVE A DREAM OF BOULDER COUNTY
    5390 MANHATTAN CIR
    BOULDER,CO80303     		NONE PC GRANT 50,000
    I HAVE A DREAM OF BOULDER COUNTY
    5390 MANHATTAN CIR
    BOULDER,CO80303     		NONE PC GRANT 25,000
    LUTHERAN FAMILY SERVICES
    363 S HARLAN ST 200
    DENVER,CO80226     		NONE PC GRANT-COMPASS COLO SPRINGS 39,267
    LUTHERAN FAMILY SERVICES
    363 S HARLAN ST 200
    DENVER,CO80226     		NONE PC GRANT-KPC RESPITE CENTER 10,000
    METRO CARERING
    1100 E 18H AVE
    DENVER,CO80203     		NONE PC GRANT 5,000
    NEW HAVEN YOUTH AND FAMILY SERVICES
    PO BOX 1199
    VISTA,CA92085     		NONE PC GRANT-CATERING4YOUTH 10,580
    PEO INTERNATIONAL
    6297 VACQUERO DR
    CASTLE ROCK,CO80108     		NONE PC SCHOLARSHIPS 1,000
    SHRINERS HOSPITALS FOR CHILDREN
    2425 STOCKTON BOULEVARD
    SACRAMENTO,CA95817     		NONE PC CAPITAL REQUEST 60,160
    TERI INC
    1165 LINDA VISTA DR
    SAN MARCOS,CA92078     		NONE PC GRANT 8,000
    UNIVERSITY HILLS ROTARY CLUB
    1650 FILLMORE STREET 170
    DENVER,CO80206     		NONE PC SCHOLARSHIPS 5,000
    VOICES FOR CHILDREN
    2851 MEADOWLARK DRIVE
    SAN DIEGO,CA92123     		NONE PC GRANT 6,000
    WELLSHIRE PRESBYTERIAN CHURCH
    2999 S COLORADO BLVD
    DENVER,CO80222     		NONE PC PROGRAM SUPPORT-YOUTH MISSION 5,000
    WYOMING CHILDREN'S HOME SOCIETY
    314 EAST 21ST STREET
    CHEYENNE,WY82001     		NONE PC GRANT 4,750
    Total .................................bullet 3a 601,604
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ...........     		    14 120,835  
    4 Dividends and interest from securities....     14 157,205  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property     		         
    7 Other investment income..... 900099 46 14 3,922  
    8
    Gain or (loss) from sales of assets other than inventory ............     		    18 335,622  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue:
    aAT MLP FUND     		900099 -20,465      
    bAT MLP FUND 1231 900099 -1,076      
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. -21,495 617,584  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13596,089
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2015)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors
    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.
    OMB No. 1545-0047
    2015
    Name of the organization
    THE AJL CHARITABLE FOUNDATION
     
    Employer identification number

    45-0677796
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ





    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
    Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015) Page 2
    Name of organization
    THE AJL CHARITABLE FOUNDATION
          		Employer identification number
    45-0677796
    Part I
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
     
     

    AMY S LAWTON TRUST  
    PO BOX 3339
     
    LITTLETON, CO80161

    		$ 1,759,192


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     

       
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Page 3
    Name of organization
    THE AJL CHARITABLE FOUNDATION
          		Employer identification number

    45-0677796
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
    1
    		 NOTE RECEIVABLE $ 9,192 2015-08-01
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    (a)
    No.from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (see instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)
    Page 4
    Name of organization
    THE AJL CHARITABLE FOUNDATION
          		Employer identification number

    45-0677796
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No.from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No.from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No.from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No.from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2015)

    Additional Data


    Software ID:  
    Software Version:  

    TY 2015 AccountingFeesSchedule
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEE 3,800 1,900   1,900
    ACCOUNTING FEES 2,561 2,561    

    TY 2015 InvestmentsCorpBondsSchedule
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Name of Bond End of Year Book Value End of Year Fair Market Value
    BANK OF AMER FDG CORP 5.65% 5/1/18 108,502 107,531
    BANK OF NY 3.1% 1/15/15    
    BERKSHIREHATHAWAY CORP 5.4% 5/15/201 115,806 108,541
    BLACKROCKINC 4.25%DUE5/24/2021 112,275 108,086
    CATERPILLER FINL 4/15/18 116,368 108,164
    CHEVRON CORP 4.95% 3/3/19 110,287 108,951
    CISCO SYS INC 5.5% 2/22/16 79,110 75,479
    CISCO SYSTEMS IN 1/15/20 84,086 81,604
    CONOCOPHILLIPS 5.75% 2/1/2019 119,253 108,236
    DISNEYWALTCOMTNS 5.625% 9/15/16 79,953 77,499
    DUPONTEEIDENEMOURS 4.625% 1/15/2020 112,311 105,212
    GENERALELECCO 5.25% 12/06/2017 80,095 82,378
    GENERALELECTRICCAPCORP 4.625% 1/7/20 80,821 80,076
    GLAXO SMITH KLINE 82,161 81,741
    GOLDMAN SACHS 2/7/16    
    GOLDMANSACHSGRP 2.625% 01/31/2019 101,637 100,715
    GOOGLE INC 5/19/21 107,640 106,481
    HONEYWELL INTL INC 5% 2.15.19 109,660 109,504
    INTEL CORP 10/1/16 102,425 100,624
    JPMORGAN CHASE 4.4% 7/22/20 80,918 80,054
    JP MORGAN CHASE 3/1/16 76,613 75,313
    MERCK & CO INC 3.875% 01/15/21 108,384 107,206
    MORGAN STANLEY 3/22/17 107,710 103,582
    NBC UNIVERSAL 4/1/16 77,218 75,366
    ORACLECORP 5.25% 1/15/16 105,097 100,147
    ORACLECORP 3.625% 7/15/23 105,326 103,438
    PEPSICO INCSR 4.5% 1/15/2020 111,529 108,609
    PEPSICO INCSR 3.60% 03/01/2024 105,734 104,619
    SHELL INTL 9/22/19 108,027 106,580
    STATE STR CORP 2.875% 3/7/16 101,185 100,352
    UNITED TECH CORP 12/11/17 107,889 107,499
    VERIZON COMM 5.5% 2/15/18 109,737 107,729
    WAL MART STORES INC 3.30% 04/22/2024 105,265 103,192
    WELLS FARGO 12/11/17 113,971 107,284

    TY 2015 InvestmentsCorpStockSchedule
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Name of Stock End of Year Book Value End of Year Fair Market Value
    ACE LTD    
    AETNA INC 38,715 97,308
    ALLIANCE DATA SERVICES 30,218 61,675
    ALLERGAN PLC SHRS 120,277 131,875
    ALPHABET INC CAP STK CL C 96,303 162,400
    ALPHABET INC CAP STK CL A 24,027 59,907
    AMAZON.COM 93,716 200,063
    AMERICAN EXPRESS CO COM 65,983 58,074
    AMERICAN INTL GROUP INC    
    AMERICAN WATER WORKS CO    
    ANADARKO PETE CORP 89,862 62,425
    APACHE CORP    
    APPLE INC 105,062 155,680
    ASTRAZENECA    
    AT DISCIPLINED EQUITY FUND 263,052 250,073
    AUTOMATIC DATA PROCESSING 94,900 142,753
    AVAGO TECH    
    AVALONBAY COMNTY S INC    
    BANK OF AMERICA CORP    
    BLACKROCK INC 34,908 60,272
    BNP PARIBAS SPON ADR    
    BOEING CO COM 45,328 83,862
    BRIDGESTONE CORP ADR    
    CAPITAL ONE FINCL CORP 74,822 91,308
    CHECK POINT SOFTWARE    
    CHINA TELECOM ADR    
    CIGNA CORP COM 59,218 62,922
    CISCO SYSTEMS 66,333 93,549
    CITIGROUP INC 50,002 69,604
    CITRIX SYS INC CO 48,499 60,520
    COLGATE PALMOLIVE 53,417 55,628
    COMCAST CORP 84,514 115,964
    CONOCOPHILLIPS    
    COVIDIEN PLC    
    CUMMINS INC    
    CVS CAREMARK    
    CVS HEALTH CORP COM 49,453 100,214
    DAIHATSU MOTOR CO    
    DANAHER CORP 65,429 112,385
    DBS GROUP HLDGS    
    DIRECTTV    
    DISNEYWALT CO    
    DOLLAR GENERAL CO    
    DOLLAR GENERAL CORP NEW 51,895 81,572
    EMC CORP MASS 85,433 89,752
    EOG RES INC COM 45,901 38,935
    EQT CORP 26,015 25,804
    EXPRESS SCRIPTS HLDG 71,130 110,311
    FIDELITY NATL INFORMATION 31,159 55,449
    FISERV INC 31,263 76,826
    G E 82,125 130,207
    GOOGLE INC CL A    
    GOOGLE INC CL C    
    HARBOR INTL FUND 616,640 574,675
    HITACHI LTD    
    HOME DEPOT 77,726 132,250
    HSBS HLDGS    
    ILLINOIS TOOL WORKS INC    
    IMPERIAL TOBACCO LT ADR    
    ITOCHU CORP ADR    
    IVA INTL FUND CLASS I 704,274 640,716
    J SAINSBURY SPN ADR NEW    
    JOHNSON & JOHNSON 75,159 98,098
    JP MORGAN CHASE 66,847 115,222
    KDDI CORP ADR    
    KEYCORP NEW    
    KINDER MORGAN INC 66,865 45,879
    KIRBY CORP    
    L BRANDS    
    LORILARD INC COM    
    MACY'S INC 107,399 68,911
    MAINSTAY EPOCH GLOBAL EQUITY    
    MAINSTAY MKTFIELD FUND CLASS 1625    
    MARATHON OIL CORP    
    MEDTRONIC INC 142,211 142,302
    MERCK & CO 57,322 74,476
    MICROSOFT CORP 82,473 161,169
    MORGAN STANLEY SR NTF    
    MYLAN INC    
    NEXTERA ENERGY INC 60,513 58,698
    NIELSEN NV EUR    
    NIKE    
    NXP SEMICONDUCTORS    
    OMNICOM GROUP INC 49,879 54,097
    ORACLE CORP 87,301 106,302
    ORIX CORP    
    OW FIXED INCOME FUND    
    OW LARGE CAP STAT FUND    
    OW REAL RETURN FUND    
    OW SML & MID CAP FD(FKA GLOBAL)    
    OW STATEGIC OPP FD (FKA GLOBAL)    
    PANDORA A/S ADR    
    PEPSICO INC 51,879 69,944
    PFIZERINC    
    PRAXAIR 75,000 71,168
    PRUDENTIAL FIN INC COM 116,376 108,682
    QUALCOMM INC 39,585 29,241
    RAYTHEON    
    RSA INS GRP INC    
    SIMON PPTY GROUP INC 55,611 71,554
    SINOPEC/CHINA PET ADR    
    SKANDINAVISKA ENSKILD ADR    
    SKY PLC ADR    
    STRYKER CORP 47,886 82,252
    SUMITOMO METAL MIN CO    
    SVENSKA CL AKTIBLGT ADR    
    TERADATA CORP DEL COM    
    THERMO FISHER SCIENTIFIC 40,969 42,555
    TIM PARTICIPACOES ADR    
    TJX COS 43,558 72,328
    TOKYO GAS ADR    
    TWEEDY BROWNE GLOBAL VALUE FUND 1 705,167 640,787
    TYCO INTL PLC SHS 79,652 62,983
    UNILEVER NV    
    UNION PACIFIC 55,865 60,996
    UNITED HEALTH GROUP 52,243 105,288
    UNITED TECHNOLOGIES 56,476 69,170
    UNITED RENTALS    
    US BANCORP 82,561 96,648
    VALERO ENERGY    
    VERIZON COMMUNICATIONS INC 93,993 88,974
    VF CORP 32,983 55,963
    VIACOM INC CL B NEW    
    VIRTUS EMERGING MARKETS 647,374 605,263
    VISA INC 40,029 72,664
    WELLS FARGO 63,441 101,110
    WHARF HOLDINGS ADR    
    WILLIAMS CO 73,630 52,942
    WILMAR INTL ADR    
    YUM BRANDS    
    ZIMMER HLDGS    

    TY 2015 InvestmentsGovtObligationsSch
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    US Government Securities - End of Year Book Value:

    887,627
    US Government Securities - End of Year Fair Market Value:

    857,598
    State & Local Government Securities - End of Year Book Value:


     
    State & Local Government Securities - End of Year Fair Market Value:


     


    TY 2015 InvestmentsOtherSchedule2
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    AT MLP FUND LLC AT COST 652,677 841,718

    TY 2015 LegalFeesSchedule
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    SHERMAN & HOWARD 4,499 2,250   2,249
    OTHER        


    TY 2015 OtherExpensesSchedule
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    EXPENSES        
    SUBSCRIPTION/MEMBERSHIP FEES 1,050     1,050
    PORTFOLIO DEDUCTION-ATLANTIC        
    AT MLP ROYALTY EXP DEDUCTION        
    AT MLP PORTFOLIO DEDUCTION 24 24    
    AT MLP LLC 14,806 14,806    
    AT MLP LLC CASH CONTRIBUTIONS 23 23    
    BESSEMER INVESTMENT EXPENSE        
    BUSINESS REGISTRATION FEE        
    WEBSITE EXPENSES        
    POSTAGE & MAILING 218     218
    SUPPLIES 409     409
    INSURANCE 750     750


    TY 2015 OtherIncomeSchedule2
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    AT MLP FUND LLC 2,963 2,963  
    AT MLP FUND LLC 7 7  
    STATE INCOME TAX REFUND 605 605  
    TAX REFUND INTEREST INCOME 347 347  
    AT MLP FUND LLC-ROYALTIES 46    
    AT MLP FUND -20,465   -20,465
    AT MLP FUND 1231 -1,076   -1,076


    TY 2015 OtherIncreasesSchedule
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Description Amount
    BOOK/TAX DIFFERENCES 121,329


    TY 2015 OtherNotesLoansRcvblShortSch2
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Name of 501(c)(3) Organization Balance Due
    SYNERGY NOTE REC
          		7,565


    TY 2015 OtherProfessionalFeesSchedule
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    INVESTMENT ADVISOR FEES 86,842 86,842    
    INVESTMENT ADVISOR FEE-BESSEMER 426 426    
    GRANTMAKING - CONTRACTOR 34,479     34,479


    TY 2015 TaxesSchedule
    Name:
    THE AJL CHARITABLE FOUNDATION
    EIN:
    45-0677796
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    ATLANTIC TRUST FOREIGN TAX 3,557 3,557    
    AT MLP FOREIGN TAX 141 141    
    BESSEMER TRUST FOREIGN TAX 7 7    
    PENALTY & INT 2014 61      
    NET FEDERAL TAXES PAID/REFUNDED 408