Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2015
Open to Public Inspection
For calendar year 2015, or tax year beginning 01-01-2015 , and ending 12-31-2015
Name of foundation
RUTH FREJD CHARITABLE TR 12 6 2004
 
Number and street (or P.O. box number if mail is not delivered to street address)P O BOX 23559
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
ST PETERSBURG, FL33742
A Employer identification number

27-6597168
B Telephone number (see instructions)

(727) 567-2300
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$438,867J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check bullet Sch. B .............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 9,211 9,096  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 19,175
b Gross sales price for all assets on line 6a 145,989
7 Capital gain net income (from Part IV, line 2)... 19,175
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 28,386 28,271  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 9,406 7,054   2,351
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule)......... Click to see attachment 225 56 0 169
b Accounting fees (attach schedule)....... Click to see attachment 1,000 0 0 1,000
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment 325     0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment 15 15    
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 10,971 7,125 0 3,520
25 Contributions, gifts, grants paid....... 23,164 23,164
26 Total expenses and disbursements. Add lines 24 and 25 34,135 7,125 0 26,684
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -5,749
b Net investment income (if negative, enter -0-) 21,146
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2015)
Form 990-PF (2015)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 28,900 21,290 21,290
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 72,848 Click to see attachment77,488 77,112
b Investments—corporate stock (attach schedule)....... 224,237 Click to see attachment222,917 299,464
c Investments—corporate bonds (attach schedule)....... 42,757 Click to see attachment41,299 41,001
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........     0
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 368,742 362,994 438,867
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable..................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted..................    
25 Temporarily restricted...............    
26 Permanently restricted...............    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds........ 368,742 362,994
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see instructions)..... 368,742 362,994
31 Total liabilities and net assets/fund balances (see instructions). 368,742 362,994
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree with end-of-year figure reported on prior year’s return) ...............
1
368,742
2
Enter amount from Part I, line 27a .....................
2
-5,749
3
Other increases not included in line 2 (itemize) bulletClick to see attachment
3
1
4
Add lines 1, 2, and 3 ..........................
4
362,994
5
Decreases not included in line 2 (itemize) bullet
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30 .
6
362,994
Form 990-PF (2015)
Form 990-PF (2015)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a 4. ABBOTT LABORATORIES   2013-05-28 2015-01-09
b 2. ABBVIE INC   2014-07-11 2015-01-09
c 3. AETNA INC NEW   2013-06-19 2015-01-09
d 3. ALLSTATE CORP   2013-06-11 2015-01-09
e 3. ALTRIA GROUP INC   2012-12-03 2015-01-09
2. AMERICAN ELECTRIC POWER INC   2013-04-18 2015-01-09
2. ANTHEM INC   2014-08-14 2015-01-09
13. APPLE COMPUTER INC   2013-10-30 2015-01-09
1. ARCHER DANIELS MIDLAND CO   2014-05-07 2015-01-09
4. BAKER HUGHES INC   2014-06-12 2015-01-09
1. BEST BUY CO INC   2013-12-03 2015-01-09
7. BROADRIDGE FINANCIAL SOLUTIONS INC   2013-11-21 2015-01-09
5. CIGNA CORP   2013-11-27 2015-01-09
6. CVS HEALTH CORP   2012-12-03 2015-01-09
3. CELGENE CORP   2014-01-17 2015-01-09
1. CHEVRON CORP   2010-12-02 2015-01-09
3. CISCO SYSTEMS INC   2014-04-07 2015-01-09
5. COMPUTER SCIENCES CORP   2013-09-19 2015-01-09
3. DISCOVER FINANCAL SERVICES INC   2012-12-03 2015-01-09
1. ENTERGY CORP   2014-07-08 2015-01-09
1. FEDEX CORP   2014-12-04 2015-01-09
5. GILEAD SCIENCES INC   2014-11-10 2015-01-09
3. HANESBRANDS INC   2013-05-16 2015-01-09
11. HEWLETT PACKARD CO   2013-03-12 2015-01-09
5. HOME DEPOT INC   2012-12-03 2015-01-09
3. INGRAM MICRO INC   2014-04-14 2015-01-09
5. INTEL CORP   2014-07-17 2015-01-09
2. JP MORGAN CHASE & CO   2013-04-05 2015-01-09
1. JOHNSON & JOHNSON   2014-01-17 2015-01-09
2. KEYCORP   2013-10-21 2015-01-09
5. KROGER CO   2014-12-04 2015-01-09
2. LAM RESEARCH CORP   2013-11-05 2015-01-09
2. LEAR CORP COM NEW   2014-05-28 2015-01-09
2. LOCKHEED MARTIN CORP   2013-01-07 2015-01-09
3. MACYS INC   2014-03-18 2015-01-09
1. MARATHON PETE CORP   2014-02-25 2015-01-09
2. MCKESSON CORP   2012-12-03 2015-01-09
3. MERCK & CO INC   2012-12-03 2015-01-09
1. METLIFE INC INC   2013-05-28 2015-01-09
4. MICROSOFT CORP   2014-07-17 2015-01-09
3. NORTHROP GRUMMAN CORP   2013-09-03 2015-01-09
2. PG&E CORP   2014-12-10 2015-01-09
17. PFIZER INC   2014-03-27 2015-01-09
3. RAYTHEON COMPANY COM NEW   2014-02-25 2015-01-09
6. SKYWORKS SOLUTIONS INC   2014-05-28 2015-01-09
1. TIME WARNER INC INC   2014-11-25 2015-01-09
2. TRINITY INDUSTRIES INC   2014-03-18 2015-01-09
2. TYSON FOODS INC   2014-09-30 2015-01-09
1. UNION PACIFIC CORP   2014-12-04 2015-01-09
3. UNITED HEALTH GROUP INC   2009-06-12 2015-01-09
3. UNIVERSAL HEALTH SERVICES INC CLASS B   2012-12-03 2015-01-09
1. VALERO ENERGY CORP   2012-12-03 2015-01-09
4. VERIZON COMMUNICATIONS INC   2014-04-07 2015-01-09
3. WELLS FARGO & CO   2012-12-03 2015-01-09
2. WESTERN DIGITAL CORP   2013-04-30 2015-01-09
1. WHIRLPOOL CORP   2013-07-11 2015-01-09
18. XEROX CORP   2013-08-02 2015-01-09
1. ACTAVIS PLC SHS   2012-12-03 2015-01-09
3. AMDOCS LIMITED   2014-02-13 2015-01-09
3. EVEREST RE GROUP LTD (BERMUDA)   2013-08-02 2015-01-09
1. PARTNERRE LIMITED (BERMUDA)   2013-11-27 2015-01-09
3. VALIDUS HOLDINGS LIMITED CO   2012-12-03 2015-01-09
2. TE CONNECTIVITY LIMITED REG SHS   2014-04-14 2015-01-09
1. LYONDELLBASELL INDUSTRIES N V SHS - A -   2014-02-13 2015-01-09
2. ABBOTT LABORATORIES   2013-05-28 2015-01-12
2. AMERICAN CAPITAL AGENCY CORP REIT   2014-10-15 2015-01-12
1. AMGEN INC   2012-12-03 2015-01-12
4. ARCHER DANIELS MIDLAND CO   2014-05-07 2015-01-12
2. BEST BUY CO INC   2013-12-03 2015-01-12
2. CAPITAL ONE FINANCIAL CORP   2014-12-18 2015-01-12
1. CITIGROUP INC   2014-09-23 2015-01-12
4. DELTA AIR LINES INC   2013-01-25 2015-01-12
2. DISCOVER FINANCAL SERVICES INC   2012-12-03 2015-01-12
1. FOOT LOCKER INC   2014-11-25 2015-01-12
1. INGRAM MICRO INC   2014-04-14 2015-01-12
1. INTERNATIONAL BUSINESS MACHINES CORP   2012-12-03 2015-01-12
5. JP MORGAN CHASE & CO   2013-04-05 2015-01-12
13. KEYCORP   2013-10-21 2015-01-12
1. LEAR CORP COM NEW   2014-05-28 2015-01-12
2. LINCOLN NATIONAL CORP   2014-04-17 2015-01-12
1. MACYS INC   2014-03-18 2015-01-12
1. MARATHON PETE CORP   2014-02-25 2015-01-12
1. METLIFE INC INC   2013-05-28 2015-01-12
2. MICRON TECHNOLOGY INC   2014-12-04 2015-01-12
1. ORACLE CORP   2012-06-15 2015-01-12
1. PRUDENTIAL FINANCIAL INC   2012-12-03 2015-01-12
1. QUALCOMM INC   2010-02-04 2015-01-12
1. SOUTHWEST AIRLINES CO   2014-12-10 2015-01-12
2. TRINITY INDUSTRIES INC   2014-03-18 2015-01-12
1. VALERO ENERGY CORP   2012-12-03 2015-01-12
2. VERIZON COMMUNICATIONS INC   2014-04-07 2015-01-12
5. WELLS FARGO & CO   2012-12-03 2015-01-12
42. ABBOTT LABORATORIES   2013-05-28 2015-01-14
15. MARATHON PETE CORP   2014-02-25 2015-01-14
44. TRINITY INDUSTRIES INC   2014-03-18 2015-01-14
31.53 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-01-16
23.09 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-01-16
95.23 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-01-16
372.06 GNMA REMIC TRUST 4.5% 08/20/2033   2013-06-17 2015-01-21
134.91 GNMA 4.25% 12/20/2038   2013-10-22 2015-01-21
29.86 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-01-21
40.41 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-01-21
11. QUALCOMM INC   2010-02-04 2015-01-22
48.4 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-01-27
192.54 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-01-27
30. UNIVERSAL HEALTH SERVICES INC CLASS B   2012-12-03 2015-02-03
24.82 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-02-18
17.51 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-02-18
57.93 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-02-18
363.18 GNMA REMIC TRUST 4.5% 08/20/2033   2013-06-17 2015-02-23
125.18 GNMA 4.25% 12/20/2038   2013-10-22 2015-02-23
22.71 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-02-23
49.29 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-02-23
30.87 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-02-26
153.07 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-02-26
11000. US TREASURY NOTES 4.875% 08/15/2016   2008-05-19 2015-03-03
35. AMERICAN ELECTRIC POWER INC   2013-06-11 2015-03-06
10. QUALCOMM INC   2010-02-04 2015-03-06
100. INGRAM MICRO INC   2014-04-14 2015-03-12
27.51 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-03-17
20.61 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-03-17
71.88 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-03-17
414.95 GNMA REMIC TRUST 4.5% 08/20/2033   2013-06-17 2015-03-23
142.84 GNMA 4.25% 12/20/2038   2013-10-22 2015-03-23
28.45 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-03-23
54.01 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-03-23
41.92 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-03-26
140.07 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-03-26
14. UNION PACIFIC CORP   2014-12-18 2015-03-27
20. SKYWORKS SOLUTIONS INC   2014-05-28 2015-04-07
34.68 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-04-16
26.02 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-04-16
78.42 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-04-16
10. FEDEX CORP   2014-12-04 2015-04-16
12. UNION PACIFIC CORP   2014-12-18 2015-04-16
24. PARTNERRE LIMITED (BERMUDA)   2013-11-27 2015-04-20
487.25 GNMA REMIC TRUST 4.5% 08/20/2033   2013-06-17 2015-04-21
183.28 GNMA 4.25% 12/20/2038   2013-10-22 2015-04-21
38.08 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-04-21
46.82 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-04-21
35.96 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-04-28
127.69 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-04-28
43. HANESBRANDS INC   2013-05-16 2015-04-29
21. SKYWORKS SOLUTIONS INC   2014-05-28 2015-04-29
6. WHIRLPOOL CORP   2013-07-11 2015-04-29
37. BEST BUY CO INC   2013-12-03 2015-05-06
7. WHIRLPOOL CORP   2013-07-11 2015-05-06
.0082 GOOGLE INC CLS C   2010-07-21 2015-05-12
33.55 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-05-18
18.69 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-05-18
74.6 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-05-18
252.12 GNMA REMIC TRUST 4.5% 08/20/2033   2013-06-17 2015-05-21
195.06 GNMA 4.25% 12/20/2038   2013-10-22 2015-05-21
34.82 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-05-21
46.28 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-05-21
35.67 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-05-27
191.51 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-05-27
32. BAKER HUGHES INC   2014-05-07 2015-05-28
3. BAKER HUGHES INC   2014-06-12 2015-05-28
37. SOUTHWEST AIRLINES CO   2014-12-10 2015-06-08
29.49 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-06-16
19.21 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-06-16
59.25 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-06-16
179.06 GNMA 4.25% 12/20/2038   2013-10-22 2015-06-23
33.3 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-06-23
45.76 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-06-23
35.39 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-06-26
218.09 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-06-26
19. WESTERN DIGITAL CORP   2013-04-30 2015-07-07
36. TE CONNECTIVITY LIMITED REG SHS   2014-04-14 2015-07-07
34.72 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-07-16
32.96 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-07-16
83.26 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-07-16
75. SUPERIOR ENERGY SVCS INC   2014-12-18 2015-07-20
6. WHIRLPOOL CORP   2013-07-11 2015-07-20
197.06 GNMA 4.25% 12/20/2038   2013-10-22 2015-07-21
38.67 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-07-21
45.23 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-07-21
35.1 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-07-28
303.66 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-07-28
21. APPLE COMPUTER INC   2013-08-02 2015-08-05
47. HANESBRANDS INC   2013-06-13 2015-08-05
135. BANK OF AMERICA CORP   2015-08-05 2015-08-06
48. BROADRIDGE FINANCIAL SOLUTIONS INC   2013-11-21 2015-08-06
35. ARCHER DANIELS MIDLAND CO   2014-05-07 2015-08-12
38. MACYS INC   2014-03-27 2015-08-12
1. ARCHER DANIELS MIDLAND CO   2013-11-21 2015-08-13
27.75 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-08-18
20.45 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-08-18
65.48 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-08-18
28. BAKER HUGHES INC   2014-04-24 2015-08-20
57. MICRON TECHNOLOGY INC   2014-07-30 2015-08-20
38. MICRON TECHNOLOGY INC   2014-12-04 2015-08-20
180.32 GNMA 4.25% 12/20/2038   2013-10-22 2015-08-21
35.5 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-08-21
44.72 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-08-21
42. MARATHON PETE CORP   2014-04-17 2015-08-24
24.16 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-08-26
161.67 FNMA PASS THRU INT 15 YEAR 3.5% 10/01/20   2015-07-23 2015-08-26
249.95 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-08-26
24.19 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-09-16
20.78 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-09-16
67.68 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-09-16
7. FEDEX CORP   2014-09-30 2015-09-16
34. LINCOLN NATIONAL CORP   2014-04-17 2015-09-18
30. ORACLE CORP   2012-06-15 2015-09-18
17. LAM RESEARCH CORP   2013-11-05 2015-09-21
38. METLIFE INC INC   2013-05-28 2015-09-21
161. XEROX CORP   2013-08-02 2015-09-21
178.58 GNMA 4.25% 12/20/2038   2013-10-22 2015-09-22
31.82 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-09-22
44.21 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-09-22
18.87 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-09-28
127.62 FNMA PASS THRU INT 15 YEAR 3.5% 10/01/20   2015-07-23 2015-09-28
126.35 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-09-28
21. LAM RESEARCH CORP   2013-11-05 2015-10-06
30. TIME WARNER INC INC   2014-11-25 2015-10-06
281. KEYCORP   2013-10-21 2015-10-14
22.5 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-10-16
11.54 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-10-16
64.85 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-10-16
62. HANESBRANDS INC   2013-06-13 2015-10-19
7. ALLERGAN PLC SHS   2012-12-03 2015-10-19
177.3 GNMA 4.25% 12/20/2038   2013-10-22 2015-10-21
30.68 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-10-21
43.7 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-10-21
39. ARCHER DANIELS MIDLAND CO   2013-11-21 2015-10-23
8. LOCKHEED MARTIN CORP   2013-01-07 2015-10-26
45. TYSON FOODS INC   2014-09-30 2015-10-26
24.68 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-10-27
103.4 FNMA PASS THRU INT 15 YEAR 3.5% 10/01/20   2015-07-23 2015-10-27
112.15 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-10-27
68. AMERICAN CAPITAL AGENCY CORP REIT   2014-10-15 2015-11-03
154. AMERICAN CAPITAL AGENCY CORP REIT   2015-08-20 2015-11-03
25. ARCHER DANIELS MIDLAND CO   2013-11-21 2015-11-05
136. HEWLETT PACKARD ENTERPRISE CO   2013-03-12 2015-11-05
7000. US TREASURY NTS 3.125% 04/30/2017   2014-03-26 2015-11-06
24.02 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-11-17
22.14 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-11-17
99.46 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-11-17
24. UNITED HEALTH GROUP INC   2009-06-12 2015-11-19
162.52 GNMA 4.25% 12/20/2038   2013-10-22 2015-11-23
26.54 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-11-23
43.2 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-11-23
37.26 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-11-27
108.01 FNMA PASS THRU INT 15 YEAR 3.5% 10/01/20   2015-07-23 2015-11-27
187.21 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-11-27
23. MACYS INC   2014-03-27 2015-11-30
6. ALLERGAN PLC SHS   2012-12-03 2015-11-30
64. ALLY FINANCIAL INCORPORATED   2015-05-06 2015-12-04
62. FMC TECHNOLOGIES INC   2015-10-06 2015-12-04
15.25 FHLMC REMIC SERIES 3891 3.5% 12/15/2040   2012-05-17 2015-12-16
17.17 FEDERAL HOME LOAN MTG CORP SER 2595 CLASS HG-MAC PAYS MTHY W/14   2008-08-19 2015-12-16
72.33 FHLMC REMIC SERIES 3531 (CE) 3% 01/15/20   2012-10-23 2015-12-16
15. APPLE COMPUTER INC   2013-08-02 2015-12-18
133.83 GNMA 4.25% 12/20/2038   2013-10-22 2015-12-22
23.88 GNMA REMIC TRUST 3% 04/20/2039   2011-11-30 2015-12-22
42.71 GNMA REMIC TRUST 3% 08/20/2039   2012-04-27 2015-12-22
40.53 FNMA REMIC TRUST 2.5% 03/25/2041   2012-06-05 2015-12-29
129.34 FNMA PASS THRU INT 15 YEAR 3.5% 10/01/20   2015-07-23 2015-12-29
98.97 FNMA PASS THRU SHRT 10 YEAR 3% 06/01/202   2014-07-31 2015-12-29
CAPITAL GAIN DIVIDENDS P    
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 181   154 27
b 132   110 22
c 274   187 87
d 212   135 77
e 152   101 51
124   99 25
262   224 38
1,455   915 540
49   44 5
226   286 -60
38   42 -4
327   266 61
543   441 102
589   278 311
343   252 91
108   84 24
84   69 15
320   266 54
191   124 67
88   79 9
173   180 -7
513   541 -28
335   153 182
448   234 214
527   327 200
80   89 -9
184   169 15
119   95 24
105   95 10
26   25 1
330   305 25
159   108 51
192   178 14
391   188 203
197   177 20
89   91 -2
435   190 245
189   134 55
51   43 8
189   178 11
458   280 178
112   104 8
555   547 8
326   291 35
444   253 191
84   82 2
54   74 -20
81   79 2
115   120 -5
311   72 239
340   136 204
49   30 19
187   192 -5
158   99 59
225   110 115
200   124 76
247   180 67
269   73 196
141   133 8
516   407 109
114   102 12
123   106 17
128   118 10
80   83 -3
91   77 14
44   45 -1
156   89 67
196   177 19
77   84 -7
160   163 -3
51   53 -2
187   56 131
127   83 44
56   57 -1
27   30 -3
159   189 -30
297   237 60
169   163 6
96   89 7
109   97 12
66   59 7
88   91 -3
51   43 8
65   72 -7
44   27 17
85   52 33
74   39 35
41   42 -1
54   74 -20
48   30 18
94   96 -2
263   165 98
1,854   1,615 239
1,143   1,362 -219
1,077   1,625 -548
32   33 -1
23   23  
95   99 -4
372   379 -7
135   142 -7
30   31 -1
40   43 -3
787   426 361
48   50 -2
193   200 -7
3,101   1,356 1,745
25   26 -1
18   18  
58   60 -2
363   370 -7
125   132 -7
23   23  
49   52 -3
31   32 -1
153   159 -6
11,694   11,723 -29
1,944   1,715 229
711   388 323
2,269   2,957 -688
28   29 -1
21   21  
72   75 -3
415   422 -7
143   151 -8
28   29 -1
54   57 -3
42   43 -1
140   146 -6
1,513   1,675 -162
1,943   843 1,100
35   36 -1
26   26  
78   82 -4
1,700   1,716 -16
1,297   1,413 -116
3,100   2,458 642
487   496 -9
183   194 -11
38   39 -1
47   49 -2
36   37 -1
128   133 -5
1,330   549 781
1,953   882 1,071
1,075   742 333
1,307   1,546 -239
1,254   866 388
5   2 3
34   35 -1
19   19  
75   78 -3
252   257 -5
195   206 -11
35   36 -1
46   49 -3
36   37 -1
192   199 -7
2,058   2,270 -212
193   214 -21
1,332   1,567 -235
29   31 -2
19   19  
59   62 -3
179   189 -10
33   34 -1
46   48 -2
35   36 -1
218   227 -9
1,498   1,044 454
2,275   2,125 150
35   36 -1
33   33  
83   87 -4
1,398   1,554 -156
982   742 240
197   208 -11
39   40 -1
45   48 -3
35   36 -1
304   316 -12
2,456   1,379 1,077
1,367   600 767
2,423   2,426 -3
2,611   1,822 789
1,622   1,476 146
2,440   2,240 200
47   41 6
28   29 -1
20   21 -1
65   68 -3
1,467   1,967 -500
846   1,849 -1,003
564   1,375 -811
180   190 -10
36   37 -1
45   47 -2
1,934   1,896 38
24   25 -1
162   171 -9
250   260 -10
24   25 -1
21   21  
68   70 -2
1,037   1,141 -104
1,619   1,643 -24
1,098   821 277
1,148   922 226
1,775   1,640 135
1,669   1,606 63
179   189 -10
32   33 -1
44   47 -3
19   19  
128   135 -7
126   131 -5
1,362   1,139 223
2,144   2,474 -330
3,598   2,608 990
23   23  
12   12  
65   67 -2
1,720   792 928
1,887   509 1,378
177   187 -10
31   32 -1
44   46 -2
1,821   1,609 212
1,761   739 1,022
2,021   1,779 242
25   25  
103   109 -6
112   117 -5
1,230   1,544 -314
2,787   3,066 -279
1,076   1,031 45
1,844   1,527 317
7,243   7,222 21
24   25 -1
22   22  
99   103 -4
2,659   579 2,080
163   172 -9
27   27  
43   46 -3
37   38 -1
108   114 -6
187   195 -8
895   1,344 -449
1,886   436 1,450
1,268   1,411 -143
2,042   2,096 -54
15   16 -1
17   17  
72   75 -3
1,596   978 618
134   141 -7
24   25 -1
43   45 -2
41   42 -1
129   137 -8
99   103 -4
      97
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       27
b       22
c       87
d       77
e       51
      25
      38
      540
      5
      -60
      -4
      61
      102
      311
      91
      24
      15
      54
      67
      9
      -7
      -28
      182
      214
      200
      -9
      15
      24
      10
      1
      25
      51
      14
      203
      20
      -2
      245
      55
      8
      11
      178
      8
      8
      35
      191
      2
      -20
      2
      -5
      239
      204
      19
      -5
      59
      115
      76
      67
      196
      8
      109
      12
      17
      10
      -3
      14
      -1
      67
      19
      -7
      -3
      -2
      131
      44
      -1
      -3
      -30
      60
      6
      7
      12
      7
      -3
      8
      -7
      17
      33
      35
      -1
      -20
      18
      -2
      98
      239
      -219
      -548
      -1
       
      -4
      -7
      -7
      -1
      -3
      361
      -2
      -7
      1,745
      -1
       
      -2
      -7
      -7
       
      -3
      -1
      -6
      -29
      229
      323
      -688
      -1
       
      -3
      -7
      -8
      -1
      -3
      -1
      -6
      -162
      1,100
      -1
       
      -4
      -16
      -116
      642
      -9
      -11
      -1
      -2
      -1
      -5
      781
      1,071
      333
      -239
      388
      3
      -1
       
      -3
      -5
      -11
      -1
      -3
      -1
      -7
      -212
      -21
      -235
      -2
       
      -3
      -10
      -1
      -2
      -1
      -9
      454
      150
      -1
       
      -4
      -156
      240
      -11
      -1
      -3
      -1
      -12
      1,077
      767
      -3
      789
      146
      200
      6
      -1
      -1
      -3
      -500
      -1,003
      -811
      -10
      -1
      -2
      38
      -1
      -9
      -10
      -1
       
      -2
      -104
      -24
      277
      226
      135
      63
      -10
      -1
      -3
       
      -7
      -5
      223
      -330
      990
       
       
      -2
      928
      1,378
      -10
      -1
      -2
      212
      1,022
      242
       
      -6
      -5
      -314
      -279
      45
      317
      21
      -1
       
      -4
      2,080
      -9
       
      -3
      -1
      -6
      -8
      -449
      1,450
      -143
      -54
      -1
       
      -3
      618
      -7
      -1
      -2
      -1
      -8
      -4
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 19,175
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)
If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2014 36,011 452,762 0.079536
2013 21,095 419,897 0.050239
2012 19,869 387,591 0.051263
2011 18,729 389,664 0.048064
2010 10,682 378,888 0.028193
2
Total of line 1, column (d) .....................
20.257295
3
Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years . . .
3
0.051459
4
Enter the net value of noncharitable-use assets for 2015 from Part X, line 5.....
4
448,387
5
Multiply line 4 by line 3......................
5
23,074
6
Enter 1% of net investment income (1% of Part I, line 27b)...........
6
211
7
Add lines 5 and 6........................
7
23,285
8
Enter qualifying distributions from Part XII, line 4.............
8
26,684
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.
Form 990-PF (2015)
Form 990-PF (2015)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bullet and enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 211
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 211
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 211
6 Credits/Payments:
a 2015 estimated tax payments and 2014 overpayment credited to 2015 6a 442
b Exempt foreign organizations—tax withheld at source...... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 442
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 231
11 Enter the amount of line 10 to be: Credited to 2015 estimated taxBullet231 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see Instructions
for definition)?.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletIL
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2015 or the taxable year beginning in 2015 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbullet  
    14
    The books are in care ofbulletRAYMOND JAMES TRUST NA Telephone no.bullet (727) 567-2300

    Located atbullet880 CARILLON PKWYST PETERSBURGFL ZIP+4bullet33716
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.......bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2015, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR). If "Yes", enter the name of the foreign country bullet  
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see instructions)? ........
    1b
     
     
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2015?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2015, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2015?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
    No
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2015 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2015.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2015?
    4b
     
    No
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (Continued)
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? (see instructions)................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    RAYMOND JAMES TRUST N A TRUSTEE
    1     		9,406    
    P O BOX 23559
    ST PETERSBURG,FL33742
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    420,107
    b
    Average of monthly cash balances.......................
    1b
    35,108
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    455,215
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    455,215
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    6,828
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    448,387
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    22,419
    Part XI
    Distributable Amount bullet
    1
    Minimum investment return from Part X, line 6....................
    1
    22,419
    2a
    Tax on investment income for 2015 from Part VI, line 5......
    2a
    211
    b
    Income tax for 2015. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    211
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    22,208
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    22,208
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    22,208
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    26,684
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
    0
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
    0
    b
    Cash distribution test (attach the required schedule) .................
    3b
    0
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    26,684
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
    211
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    26,473
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2014     		(c)
    2014     		(d)
    2015
    1 Distributable amount for 2015 from Part XI, line 7 22,208
    2 Undistributed income, if any, as of the end of 2015:
    a Enter amount for 2014 only....... 0
    b Total for prior years:2013, 20, 20 0
    3 Excess distributions carryover, if any, to 2015:
    a From 2010...... 0
    b From 2011...... 0
    c From 2012...... 0
    d From 2013...... 0
    e From 2014...... 4,355
    fTotal of lines 3a through e........ 4,355
    4Qualifying distributions for 2015 from Part
    XII, line 4: bullet$ 26,684
    a Applied to 2014, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2015 distributable amount..... 22,208
    e Remaining amount distributed out of corpus 4,476
    5 Excess distributions carryover applied to 2015. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 8,831
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2014. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2016. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2015 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8Excess distributions carryover from 2010 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9Excess distributions carryover to 2016.
    Subtract lines 7 and 8 from line 6a ......     		8,831
    10 Analysis of line 9:
    a Excess from 2011.... 0
    b Excess from 2012.... 0
    c Excess from 2013.... 0
    d Excess from 2014.... 4,355
    e Excess from 2015.... 4,476
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2015, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2015 (b) 2014 (c) 2013 (d) 2012
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
    bThe form in which applications should be submitted and information and materials they should include:
    cAny submission deadlines:
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    BLACKHAWK AREA COUNCIL BSA
    ATTN DON A KINNEY
    ROCKFORD,IL61107     		N/A PC CAMP IMPROVEMENTS, 11,582
    COMMUNITY FOUNDATION OF MCHENRY
    COUNTY
    ATTN ROBIN DOEDEN EXEC DIR
    CRYSTAL LAKE,IL60012     		N/A PC CITY OF WOODSTOCK & 11,582
    Total .................................bullet 3a 23,164
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ...........     		         
    4 Dividends and interest from securities....     14 9,211  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory ............     		    18 19,175  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   28,386  
    13Total. Add line 12, columns (b), (d), and (e)..................
    1328,386
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2015)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2015 AccountingFeesSchedule
    Name:
    RUTH FREJD CHARITABLE TR 12 6 2004
    EIN:
    27-6597168
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEE (NON-ALLOC 1,000     1,000

    TY 2015 InvestmentsCorpBondsSchedule
    Name:
    RUTH FREJD CHARITABLE TR 12 6 2004
    EIN:
    27-6597168
    Name of Bond End of Year Book Value End of Year Fair Market Value
    GNMA REMIC TR 3% 04/20/2039 832 820
    PRIVATE EXPORT FUNDING CORP 12,733 12,740
    FHLMC REMIC SER 3531 (CE) 3% 2,234 2,199
    FHLMC REMIC SER 3891 3.5% 791 796
    GNMA REMIC TR 3% 08/20/2039 2,133 2,076
    FHLMC 5.5% 03/15/23 489 506
    GNMA 4.25% 12/20/38 4,309 4,233
    FNMA PASS THRU 3% 06/01/23 7,689 7,628
    GNMA REMIC TRUST 4.5% 08/20/33    
    FNMA REMIC TRUST 2.5% 03/25/41 2,458 2,402
    FNMA PASS THRU 3.5% 10/01/26 7,631 7,601

    TY 2015 InvestmentsCorpStockSchedule
    Name:
    RUTH FREJD CHARITABLE TR 12 6 2004
    EIN:
    27-6597168
    Name of Stock End of Year Book Value End of Year Fair Market Value
    APPLE COMPUTER INC 4,296 10,947
    CHEVRON CORPORATION 1,518 1,619
    GOOGLE, INC    
    JP MORGAN 6,408 9,640
    METLIFE INCORPORATED    
    ORACLE CORPORATION    
    PFIZER INC 4,707 6,617
    QUALCOMM INCORPORATED    
    UNITED HEALTH GROUP INC 313 1,529
    ABBOTT LABORATORIES LABS 2,845 3,323
    ALLSTATE CORPORATION 2,037 3,105
    ALTRIA GROUP, INC 2,363 3,493
    AMGEN INC 2,665 4,870
    CIGNA CORP 2,569 6,585
    CVS HEALTH CORP 3,801 8,017
    DISCOVER FINANCIAL SERVICES 3,941 5,094
    EVEREST RE GROUP LTD 4,293 6,591
    GILEAD SCIENCES INC 4,748 6,780
    HOME DEPOT, INC 3,898 6,745
    INTERNATIONAL BUSINESS MACHINE 1,515 1,101
    KEYCORP    
    KROGER CO 2,294 6,776
    LEAR CORPORATION COM 2,519 6,633
    LOCKHEED MARTIN CORP 1,198 2,823
    MCKESSON CORP 2,655 5,522
    MERCK & COMPANY INCORPORATED 983 1,162
    PRUDENTIAL FINANCIAL 3,227 4,315
    RAYTHEON COMPANY COMMON 3,637 5,230
    UNIVERSAL HEALTH SERVICES INC    
    VALERO ENERGY CORPORATION 2,169 5,162
    VALIDUS HOLDINGS LIMITED 1,626 2,129
    VERIZON COMMUNICATIONS INC 6,758 6,841
    WELLS FARGO & COMPANY 5,146 8,480
    ACTAVIS PLC    
    AETNA INC 2,619 4,541
    AMERICAN ELECTRIC POWER INC    
    ARCHER DANIELS MIDLAND    
    BEST BUY CO INC 3,363 2,588
    BROADRIDGE FINANCIAL SOLUTIONS 1,253 1,773
    CELGENE CORP 2,764 4,671
    COMPUTER SCIENCES CCORP 1,755 2,255
    DELTA AIR LINES INC 1,856 6,894
    GAMESTOP CORP    
    HANESBRANDS INC    
    HEWLETT PACKARD CO    
    LAM RESEARCH CORP    
    NORTHROP GRUMMAN CORP 2,703 5,475
    PARTNERRE LIMITED    
    WESTERN DIGITAL CORP 1,044 1,141
    WHIRLPOOL CORP    
    XEROX CORP 1,397 1,488
    ABBVIE INC 2,035 2,192
    AMERICAN CAPITAL AGENCY CORP    
    ANTHEM INC 2,727 3,207
    BAKER HUGHES INC    
    CAPITAL ONE FINANCIAL CORP 3,257 2,959
    CISCO SYSTEMS INC 2,735 3,231
    CITIGROUP INC 6,128 5,951
    ENTERGY CORP 2,363 2,051
    FEDEX CORP    
    FOOTLOCKER INC 2,499 2,864
    GOOGLE INC CLS C    
    INGRAM MICRO INC    
    INTEL CORP 2,732 2,928
    JOHNSON & JOHNSON 4,181 4,520
    LINCOLN NATIONAL CORP    
    MACYS INC    
    MARATHON PETE CORP    
    MICROSOFT CORP 8,378 9,210
    MICRON TECHNOLOGY INC    
    PG & E CORP 2,592 2,553
    SKYWORKS SOLUTIONS INC 1,728 3,227
    SOUTHWEST AIRLINES CO    
    SUPERIOR ENERGY SVCS INC    
    TIME WARNER    
    TRINITY INDUSTRIES INC    
    TYSON FOODS INC    
    UNION PACIFIC CORP    
    AMDOCS LIMITED 2,166 2,674
    TE CONNECTIVITY LIMITED    
    LYONDELLBASELL INDUSTRIES 3,987 3,911
    ALLY FINANCIAL INC 1,573 1,379
    ALPHABET INC CAP STK CLASS C 2,923 4,553
    ALPHABET INC CAP STK CLASS A 2,060 3,890
    AMAZON COM INC 3,533 4,055
    ANNALY CAP MGMT INC REIT 2,346 2,092
    AUTOZONE INC 2,617 2,968
    BANK OF AMERICA CORP 2,462 2,306
    CSRA INC 1,761 2,070
    CAMERON INTERNATIONAL CORP 3,111 3,602
    ELECTRONIC ARTS 2,538 2,336
    EXELON CORP 3,475 2,944
    EXXON MOBIL CORP 4,518 3,898
    FACEBOOK INC CLASS A 3,051 2,930
    FORD MOTOR 2,633 2,522
    GENERAL ELECTRIC CO 1,769 2,025
    GOLDMAN SACHS GROUP INC 4,406 4,145
    HP INC 1,370 1,610
    JUNIPER NETWORKS INC 2,188 2,180
    LOWES COMPANIES 1,540 1,749
    MOHAWK INDUSTRIES INC 2,454 2,273
    NIKE INC CL B 3,449 3,375
    NUANCE COMMUNICATIONS INC 2,200 2,327
    REYNOLDS AMERICAN INC 2,809 3,415
    TESORO CORP 3,460 3,266
    UNITED CONTINENTAL HOLDINGS 1,238 1,203
    VANTIV INC CLASS A 3,947 3,841
    MEDTRONIC PLC SHS 3,095 3,077

    TY 2015 InvestmentsGovtObligationsSch
    Name:
    RUTH FREJD CHARITABLE TR 12 6 2004
    EIN:
    27-6597168
    US Government Securities - End of Year Book Value:

    77,488
    US Government Securities - End of Year Fair Market Value:

    77,112
    State & Local Government Securities - End of Year Book Value:


     
    State & Local Government Securities - End of Year Fair Market Value:


     


    TY 2015 LegalFeesSchedule
    Name:
    RUTH FREJD CHARITABLE TR 12 6 2004
    EIN:
    27-6597168
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    LEGAL FEES - PRINCIPAL (ALLOCA 225 56   169


    TY 2015 OtherExpensesSchedule
    Name:
    RUTH FREJD CHARITABLE TR 12 6 2004
    EIN:
    27-6597168
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    OTHER NON-ALLOCABLE EXPENSE - 15 15   0


    TY 2015 OtherIncreasesSchedule
    Name:
    RUTH FREJD CHARITABLE TR 12 6 2004
    EIN:
    27-6597168
    Description Amount
    ROUNDING 1


    TY 2015 TaxesSchedule
    Name:
    RUTH FREJD CHARITABLE TR 12 6 2004
    EIN:
    27-6597168
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FEDERAL ESTIMATES - PRINCIPAL 325 0   0