Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletInformation about Form 990-PF and its instructions is at www.irs.gov/form990pf.
OMB No. 1545-0052
2015
Open to Public Inspection
For calendar year 2015, or tax year beginning 07-01-2015 , and ending 06-30-2016
Name of foundation
OLIN B AND DESTA SCHWAB FOUNDATION
C/O MICHAEL EARLS CPA
Number and street (or P.O. box number if mail is not delivered to street address)110 W BERRY STREET SUITE 2105
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
FORT WAYNE, IN46802
A Employer identification number

35-2284008
B Telephone number (see instructions)

(260) 602-7986
C bullet
G Check all that apply:

D 1. bullet
2. bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$6,156,381J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check bullet Sch. B .............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 163,198 163,198  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 -132,069
b Gross sales price for all assets on line 6a 2,464,654
7 Capital gain net income (from Part IV, line 2)...  
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 31,129 163,198  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc.        
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule)......... Click to see attachment 2,209     2,209
b Accounting fees (attach schedule)....... Click to see attachment 2,345     2,345
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 1,523      
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 81,612 34,585   47,027
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 87,689 34,585   51,581
25 Contributions, gifts, grants paid....... 550,000 550,000
26 Total expenses and disbursements. Add lines 24 and 25 637,689 34,585   601,581
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -606,560
b Net investment income (if negative, enter -0-) 128,613
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2015)
Form 990-PF (2015)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)		 Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 1,598 3,495 3,495
2 Savings and temporary cash investments......... 94,057 118,191 118,191
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 3,818,299 Click to see attachment3,266,433 3,732,978
c Investments—corporate bonds (attach schedule)....... 1,809,169 Click to see attachment1,687,051 1,700,912
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 570,572 Click to see attachment611,965 600,805
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 6,293,695 5,687,135 6,156,381
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable..................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted.................. 6,293,695 5,687,135
25 Temporarily restricted...............    
26 Permanently restricted...............    
bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds........    
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see instructions)..... 6,293,695 5,687,135
31 Total liabilities and net assets/fund balances (see instructions). 6,293,695 5,687,135
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree with end-of-year figure reported on prior year’s return) ...............
1
6,293,695
2
Enter amount from Part I, line 27a .....................
2
-606,560
3
Other increases not included in line 2 (itemize) bullet
3
 
4
Add lines 1, 2, and 3 ..........................
4
5,687,135
5
Decreases not included in line 2 (itemize) bullet
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30 .
6
5,687,135
Form 990-PF (2015)
Form 990-PF (2015)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.) 		(b) How acquired
P—Purchase
D—Donation 		(c) Date acquired
(mo., day, yr.) 		(d) Date sold
(mo., day, yr.)
1 a ISHARES MSCI EM MRKT ASIA ETF P 2015-04-27 2015-07-31
b GANNETT CO INC P 2014-02-10 2015-08-26
c BMO MULTIASSET INCOMEI P 2014-06-25 2015-11-16
d ABERDEEN EMERG MKTS INSTIS P 2014-12-19 2015-12-03
e CONOCOPHILLIPS P 2007-01-08 2015-12-03
REYNOLDS AMERICA P 2015-06-12 2015-12-03
HOST HOTELS & RESORTS, INC P 2014-12-26 2015-12-17
WAL MART STORES INC P 2015-08-26 2015-12-17
HARRIS ASSOCIATES INVT TR OAKMARK IN P 2014-06-03 2016-01-14
APPLE INC P 2015-06-24 2016-02-19
FIFTH THIRD BANCORP P 2015-07-08 2016-02-19
PHILIP MORRIS INTERNATIONAL P 2014-06-25 2016-02-19
FIFTH THIRD BANCORP P 2015-12-17 2016-03-28
FEDERATED ULTRA SHORT FDINS P 2014-10-03 2016-04-20
KOHLS CORP P 2016-03-28 2016-05-18
ENTERGY CORP P 2015-06-24 2016-05-24
PFIZER INC P 2015-06-27 2016-05-24
FEDERATED ULTRA SHORT FDINS P 2014-10-03 2016-06-23
OMNICOM GROUP P 2014-06-25 2016-06-23
MISCELLANEOUS P   2016-06-30
VANGUARD FTSE EMERGING MARKETS ETF P 2011-11-30 2015-08-24
INTEL CORP P 2015-06-24 2015-08-26
BMO MULTIASSET INCOMEI P 2014-06-27 2015-11-16
ABERDEEN EMERG MKTS INSTIS P 2015-04-08 2015-12-03
CONOCOPHILLIPS P 2008-03-12 2015-12-03
SEAGATE TECHNOLOGY PLC P 2013-12-13 2015-12-03
MACY S INC P 2014-06-25 2015-12-17
AMERICAN ELEC PWR INC P 2015-12-17 2016-01-04
HARRIS ASSOCIATES INVT TR OAKMARK IN P 2014-12-18 2016-01-14
APPLE INC P 2015-12-03 2016-02-19
FIFTH THIRD BANCORP P 2014-09-23 2016-02-19
PHILLIPS 66 P 2014-12-26 2016-02-19
FIFTH THIRD BANCORP P 2016-01-04 2016-03-28
FEDERATED ULTRA SHORT FDINS P 2014-10-03 2016-04-20
TARGET CORP P 2015-06-24 2016-05-18
EQUITY RESIDENTIAL PPTYS TR P 2016-01-04 2016-05-24
UNITEDHEALTH GROUP INC P 2015-08-26 2016-05-24
FEDERATED ULTRA SHORT FDINS P 2014-10-03 2016-06-23
SYMANTEC CORPORATION P 2016-03-28 2016-06-23
VANGUARD FTSE EMERGING MARKETS ETF P 2015-04-08 2015-08-24
INTERNATIONAL PAPER CO P 2014-12-26 2015-08-26
BMO MULTIASSET INCOMEI P 2014-08-28 2015-11-16
ABERDEEN EMERG MKTS INSTIS P 2015-06-19 2015-12-03
CORNING INC P 2015-06-24 2015-12-03
T ROWE PRICE GROUP INC P 2015-06-24 2015-12-03
MACY S INC P 2015-12-03 2015-12-17
AMERIPRISE FINANCIAL INC. P 2014-12-26 2016-01-04
HARRIS ASSOCIATES INVT TR OAKMARK IN P 2015-12-17 2016-01-14
APPLE INC P 2015-08-26 2016-02-19
GAMESTOP CORPA P 2014-12-26 2016-02-19
PINNACLE WEST CAP CORP P 2014-06-25 2016-02-19
GENERAL DYNAMICS CORP P 2014-06-25 2016-03-28
HARBOR CAPITAL APPRECIAINST P 2014-12-10 2016-04-20
TARGET CORP P 2015-12-03 2016-05-18
EQUITY RESIDENTIAL PPTYS TR P 2015-12-03 2016-05-24
UNITEDHEALTH GROUP INC P 2015-12-03 2016-05-24
GATEWAY FUNDY P 2015-03-30 2016-06-23
VALERO ENERGY CORP P 2016-03-28 2016-06-23
ADT CORP P 2015-06-24 2015-08-26
INTERNATIONAL PAPER CO P 2015-06-24 2015-08-26
BMO MULTIASSET INCOMEI P 2014-09-29 2015-11-16
ABERDEEN EMERG MKTS INSTIS P 2015-09-18 2015-12-03
FIFTH THIRD BANCORP P 2015-06-24 2015-12-03
US BANCORP NEW P 2014-05-06 2015-12-03
MERCK & CO INC NEW P 2014-06-24 2015-12-17
EXELON CORP P 2014-09-23 2016-01-04
AMERICAN ELEC PWR INC P 2014-06-25 2016-02-16
AT & T INC P 2014-06-25 2016-02-19
GAMESTOP CORPA P 2015-12-03 2016-02-19
TRAVELERS COMPANIES INC P 2015-12-03 2016-02-19
HOME DEPOT INC P 2014-12-26 2016-03-28
HARTFORD FLOATING RATE FUNDY P 2014-06-30 2016-04-20
TARGET CORP P 2015-12-17 2016-05-18
HELMERICH & PAYNE INC P 2014-07-20 2016-05-24
WAL MART STORES INC P 2016-03-28 2016-05-24
GATEWAY FUNDY P 2015-06-25 2016-06-23
VALERO ENERGY CORP P 2015-06-24 2016-06-23
ALTRIA GROUP INC P 2015-06-24 2015-08-26
INTERNATIONAL PAPER CO P 2014-09-23 2015-08-26
BMO MULTIASSET INCOMEI P 2014-11-26 2015-11-16
ADT CORP P 2015-06-24 2015-12-03
HOME DEPOT INC P 2015-06-24 2015-12-03
VALERO ENERGY CORP P 2015-06-24 2015-12-03
MERCK & CO INC NEW P 2015-06-24 2015-12-17
KOHLS CORP P 2015-06-24 2016-01-04
CISCO SYSTEMS INC P 2015-06-24 2016-02-16
AVERY DENNISON CORP P 2015-12-17 2016-02-19
GAMESTOP CORPA P 2014-12-12 2016-02-19
VALERO ENERGY CORP P 2015-06-24 2016-02-19
HOME DEPOT INC P 2015-12-17 2016-03-28
HARTFORD FLOATING RATE FUNDY P 2014-06-06 2016-04-20
ALTRIA GROUP INC P 2009-01-06 2016-05-24
HOME DEPOT INC P 2013-02-26 2016-05-24
WESTERN DIGITAL CORP P 2015-06-24 2016-05-24
GATEWAY FUNDY P 2015-12-03 2016-06-23
VANGUARD EQUITY INCOMEAD P 2013-06-27 2016-06-24
ALTRIA GROUP INC P 2009-01-06 2015-08-26
KINDER MORGAN INC P 2014-12-26 2015-08-26
BMO MULTIASSET INCOMEI P 2014-12-30 2015-11-16
ALTRIA GROUP INC P 2009-01-06 2015-12-03
HUNTINGTON BANCSHARES INC P 2015-06-24 2015-12-03
WELLS FARGO ADV DISCOVERY FUNDINST P 2011-06-15 2015-12-03
MERCK & CO INC NEW P 2015-12-03 2015-12-17
LOCKHEED MARTIN CORP P 2014-06-03 2016-01-04
JOHNSON & JOHNSON P 2014-09-23 2016-02-16
AVERY DENNISON CORP P 2015-12-03 2016-02-19
GENERAL DYNAMICS CORP P 2015-06-24 2016-02-19
WASTE MANAGEMENT INTERNATIONAL P 2015-12-03 2016-02-19
HONEYWELL INTERNATIONAL INC P 2014-06-25 2016-03-28
HARTFORD FLOATING RATE FUNDY P 2014-06-25 2016-04-20
AMERICAN ELEC PWR INC P 2014-06-25 2016-05-24
HONEYWELL INTERNATIONAL INC P 2014-06-25 2016-05-24
WESTERN DIGITAL CORP P 2015-12-03 2016-05-24
HARTFORD FLOATING RATE FUNDY P 2014-07-04 2016-06-23
VANGUARD EQUITY INCOMEAD P 2013-01-09 2016-06-24
AT & T INC P 2014-06-25 2015-08-26
MACY S INC P 2014-06-25 2015-08-26
BMO MULTIASSET INCOMEI P 2015-02-26 2015-11-16
AMERICAN ELEC PWR INC P 2014-06-25 2015-12-03
INTERNATIONAL PAPER CO P 2014-02-10 2015-12-03
WELLS FARGO ADV DISCOVERY FUNDINST P 2011-09-21 2015-12-03
MERCK & CO INC NEW P 2008-03-12 2015-12-17
VALERO ENERGY CORP P 2015-12-17 2016-01-04
JOHNSON & JOHNSON P 2014-06-25 2016-02-16
CENTURYLINK INC P 2015-06-10 2016-02-19
GENERAL DYNAMICS CORP P 2014-06-25 2016-02-19
WASTE MANAGEMENT INTERNATIONAL P 2015-12-17 2016-02-19
OMNICOM GROUP P 2014-06-25 2016-03-28
HARTFORD FLOATING RATE FUNDY P 2014-06-25 2016-04-20
APPLE INC P 2015-08-26 2016-05-24
INTEL CORP P 2015-12-17 2016-05-24
WESTERN DIGITAL CORP P 2015-12-17 2016-05-24
HARTFORD FLOATING RATE FUNDY P 2014-06-15 2016-06-23
VANGUARD S/T INVEST GRADM P 2014-06-25 2016-06-24
CA INC P 2014-06-25 2015-08-26
MEDTRONIC PLC P 2015-01-27 2015-08-26
BMO MULTIASSET INCOMEI P 2015-03-30 2015-11-16
ARCHER DANIELS MIDLAND CO P 2014-12-26 2015-12-03
INTERNATIONAL PAPER CO P 2014-09-23 2015-12-03
ABBVIE INC P 2014-12-26 2015-12-17
MICROCHIP TECHNOLOGY INC P 2015-06-24 2015-12-17
VERIZON COMMUNICATIONS P 2014-09-23 2016-01-04
MICROSOFT CORP P 2014-09-23 2016-02-16
CENTURYLINK INC P 2015-06-24 2016-02-19
HOST HOTELS & RESORTS, INC P 2014-12-12 2016-02-19
WASTE MANAGEMENT INTERNATIONAL P 2015-06-24 2016-02-19
TRAVELERS COMPANIES INC P 2015-12-03 2016-03-28
VANGUARD GROWTH PORTINSTL P 2015-03-26 2016-04-20
AVERY DENNISON CORP P 2015-12-03 2016-05-24
LEGGETT & PLATT INC P 2013-05-27 2016-05-24
AMERICAN INTERNATIONAL GROUP P 2015-12-03 2016-06-23
HARTFORD FLOATING RATE FUNDY P 2014-06-25 2016-06-23
VANGUARD S/T INVEST GRADM P 2014-06-25 2016-06-24
CHEVRON CORPORATION P 2014-09-23 2015-08-26
PHILIP MORRIS INTERNATIONAL P 2014-06-25 2015-08-26
BMO MULTIASSET INCOMEI P 2015-04-29 2015-11-16
ARCHER DANIELS MIDLAND CO P 2015-06-24 2015-12-03
INVESCO LIMITED P 2014-06-25 2015-12-03
CENTURYLINK INC P 2015-06-24 2015-12-17
MICROCHIP TECHNOLOGY INC P 2015-06-24 2015-12-17
DEUTSCHE XTRACKERS MSCI EAFE HEDG P 2015-03-04 2016-01-14
PFIZER INC P 2015-06-24 2016-02-16
CISCO SYSTEMS INC P 2015-06-24 2016-02-19
HUNTINGTON BANCSHARES INC P 2014-12-26 2016-02-19
ALTRIA GROUP INC P 2009-01-06 2016-03-28
UNITEDHEALTH GROUP INC P 2015-12-03 2016-03-28
VANGUARD GROWTH PORTINSTL P 2015-09-18 2016-04-20
AVERY DENNISON CORP P 2015-06-24 2016-05-24
LILLY ELI & CO P 2014-06-25 2016-05-24
ANTHEM INC P 2016-05-24 2016-06-23
HARTFORD FLOATING RATE FUNDY P 2014-06-25 2016-06-23
T ROWE PRICE DIVIDEND GROWTH FUND P   2015-12-14
CHEVRON CORPORATION P 2015-03-13 2015-08-26
PINNACLE WEST CAP CORP P 2014-06-25 2015-08-26
BMO MULTIASSET INCOMEI P 2014-06-05 2015-11-16
CATERPILLAR INC P 2014-06-25 2015-12-03
JP MORGAN CHASE & CO P 2014-06-25 2015-12-03
CENTURYLINK INC P 2015-06-24 2015-12-17
MICROSOFT CORP P 2014-12-26 2015-12-17
DEUTSCHE XTRACKERS MSCI EAFE HEDG P 2015-04-27 2016-01-14
PFIZER INC P 2015-06-24 2016-02-16
DOW CHEMICAL COMPANY P 2015-06-24 2016-02-19
HUNTINGTON BANCSHARES INC P 2015-06-24 2016-02-19
AT & T INC P 2014-06-25 2016-03-28
WASTE MANAGEMENT INTERNATIONAL P 2015-06-24 2016-03-28
VANGUARD GROWTH PORTINSTL P 2015-12-16 2016-04-20
CENTURYLINK INC P 2016-06-24 2016-05-24
MARATHON PETROLEUM CORPORATION P 2016-02-19 2016-05-24
DOW CHEMICAL COMPANY P 2014-06-25 2016-06-23
KIMCO REALTY CORP P 2016-02-19 2016-06-23
VANGUARD EQUITY INCOME-AD P   2015-12-17
CISCO SYSTEMS INC P 2015-06-24 2015-08-26
SEAGATE TECHNOLOGY PLC P 2013-12-13 2015-08-26
BMO MULTIASSET INCOMEI P 2014-07-07 2015-11-16
CATERPILLAR INC P 2014-09-23 2015-12-03
JP MORGAN CHASE & CO P 2012-02-09 2015-12-03
CUMMINS INC P 2015-08-26 2015-12-17
PRINCIPAL FINANCIAL GROUP P 2015-06-24 2015-12-17
DEUTSCHE XTRACKERS MSCI EAFE HEDG P 2015-06-17 2016-01-14
VERIZON COMMUNICATIONS P 2014-09-05 2016-02-16
DR PEPPER SNAPPLE GROUP INC P 2015-08-26 2016-02-19
HUNTINGTON BANCSHARES INC P 2015-08-26 2016-02-19
BB&T CORPORATION P 2016-02-16 2016-03-28
WESTERN DIGITAL CORP P 2015-06-24 2016-03-28
VANGUARD GROWTH PORTINSTL P 2016-03-18 2016-04-20
CISCO SYSTEMS INC P 2015-06-24 2016-05-24
MICROCHIP TECHNOLOGY INC P 2015-06-24 2016-05-24
EQUITY RESIDENTIAL PPTYS TR P 2015-12-03 2016-06-23
KIMCO REALTY CORP P 2016-03-28 2016-06-23
HARBOR CAPITAL APPRECIATION FUND P   2015-12-18
COACH INC P 2014-12-26 2015-08-26
TEGNA INC P 2014-02-10 2015-08-26
BMO MULTIASSET INCOMEI P 2015-07-30 2015-11-16
CATERPILLAR INC P 2015-06-24 2015-12-03
NAVIENT CORP P 2014-09-23 2015-12-03
CUMMINS INC P 2015-12-03 2015-12-17
PRINCIPAL FINANCIAL GROUP P 2015-08-26 2015-12-17
MORGAN STANLEY INS FR EMGI P 2015-03-13 2016-01-14
VERIZON COMMUNICATIONS P 2014-09-05 2016-02-16
DR PEPPER SNAPPLE GROUP INC P 2014-12-26 2016-02-19
HUNTINGTON BANCSHARES INC P 2015-12-17 2016-02-19
DR PEPPER SNAPPLE GROUP INC P 2014-12-26 2016-03-28
WESTERN UNIONWI P 2015-12-03 2016-03-28
VANGUARD GROWTH PORTINSTL P 2014-12-10 2016-04-20
COMCAST CORPCL A P 2016-03-28 2016-05-24
OMNICOM GROUP P 2014-06-25 2016-05-24
EQUITY RESIDENTIAL PPTYS TR P 2016-03-28 2016-06-23
KIMCO REALTY CORP P 2014-12-26 2016-06-23
OAKMARK INTERNATIONAL SMALL CAP FUND P   2015-12-18
CONOCOPHILLIPS P 2015-03-13 2015-08-26
TRAVELERS COMPANIES INC P 2015-06-24 2015-08-26
BMO MULTIASSET INCOMEI P 2015-08-28 2015-11-16
CENTERPOINT ENERGY INC P 2014-12-26 2015-12-03
OMNICOM GROUP P 2014-06-25 2015-12-03
GAMESTOP CORPA P 2014-12-26 2015-12-17
PRINCIPAL FINANCIAL GROUP P 2015-12-03 2015-12-17
MORGAN STANLEY INS FR EMGI P 2015-04-08 2016-01-14
VERIZON COMMUNICATIONS P 2014-09-23 2016-02-16
EXELON CORP P 2014-09-23 2016-02-19
HUNTINGTON BANCSHARES INC P 2015-07-08 2016-02-19
FIFTH THIRD BANCORP P 2014-09-23 2016-03-28
ISHARES DJ SELECT DIVIDEND ETF P 2015-03-04 2016-04-19
KOHLS CORP P 2015-06-24 2016-05-18
COMCAST CORPCL A P 2014-12-26 2016-05-24
PFIZER INC P 2015-06-24 2016-05-24
EXELON CORP P 2014-09-23 2016-06-23
MARATHON PETROLEUM CORPORATION P 2016-02-19 2016-06-23
DODGE & COX INCOME FUND P   2015-12-22
CONOCOPHILLIPS P 2008-03-12 2015-08-26
UNION PAC CORP P 2014-09-23 2015-08-26
BMO MULTIASSET INCOMEI P 2015-09-29 2015-11-16
CENTERPOINT ENERGY INC P 2015-06-24 2015-12-03
PINNACLE WEST CAP CORP P 2014-06-25 2015-12-03
GILEAD SCIENCES INC P 2015-12-03 2015-12-17
SCHLUMBERGER LTD P 2015-06-24 2015-12-17
MORGAN STANLEY INS FR EMGI P 2015-06-17 2016-01-14
ALTRIA GROUP INC P 2015-12-17 2016-02-19
FIFTH THIRD BANCORP P 2014-06-25 2016-02-19
LYONDELLBASELL INDUSTRIES NV P 2014-06-25 2016-02-19
FIFTH THIRD BANCORP P 2014-12-26 2016-03-28
ISHARES DJ SELECT DIVIDEND ETF P 2014-01-29 2016-04-19
KOHLS CORP P 2015-06-24 2016-05-18
DOW CHEMICAL COMPANY P 2015-06-24 2016-05-24
PFIZER INC P 2015-06-24 2016-05-24
EXELON CORP P 2014-09-05 2016-06-23
MICROSOFT CORP P 2016-03-28 2016-06-23
DEUTSCHE X-TRACKERS MSCI EAFE HEDG P   2015-12-28
GAMESTOP CORPA P 2014-12-26 2015-08-26
WASTE MANAGEMENT INTERNATIONAL P 2015-06-24 2015-08-26
ABERDEEN EMERG MKTS INSTIS P 2014-09-26 2015-12-03
CONOCOPHILLIPS P 2006-01-24 2015-12-03
PNC FINANCIAL SERVICES GROUP P 2014-12-26 2015-12-03
HOST HOTELS & RESORTS, INC P 2014-12-26 2015-12-17
SCHLUMBERGER LTD P 2015-06-24 2015-12-17
MORGAN STANLEY INS FR EMGI P 2015-12-16 2016-01-14
ALTRIA GROUP INC P 2009-01-06 2016-02-19
FIFTH THIRD BANCORP P 2015-06-24 2016-02-19
NAVIENT CORP P 2014-09-23 2016-02-19
FIFTH THIRD BANCORP P 2015-08-26 2016-03-28
FEDERATED ULTRA SHORT FDINS P 2014-10-25 2016-04-20
KOHLS CORP P 2015-06-06 2016-05-18
DOW CHEMICAL COMPANY P 2014-06-25 2016-05-24
PFIZER INC P 2015-12-03 2016-05-24
FEDERATED ULTRA SHORT FDINS P 2014-10-12 2016-06-23
MICROSOFT CORP P 2014-09-23 2016-06-23
DODGE & COX INCOME FUND P   2016-03-24
(e) Gross sales price (f) Depreciation allowed
(or allowable) 		(g) Cost or other basis
plus expense of sale 		(h) Gain or (loss)
(e) plus (f) minus (g)
a 84,712   101,133 -16,421
b 1,246   1,045 201
c 176,130   196,028 -19,898
d 3,745   4,234 -489
e 9,310   9,380 -70
11,747   9,332 2,415
1,110   1,704 -594
1,189   1,189  
51,869   72,560 -20,691
3,848   5,143 -1,295
761   1,095 -334
1,836   1,782 54
679   830 -151
873   873  
872   1,172 -300
3,691   3,545 146
1,701   1,713 -12
302   302  
4,226   3,554 672
    3,562 -3,562
40,299   52,240 -11,941
2,046   2,397 -351
885   983 -98
17,805   21,765 -3,960
1,552   1,817 -265
8,380   12,480 -4,100
7,895   13,138 -5,243
2,885   2,852 33
4,056   4,616 -560
3,848   4,581 -733
2,131   2,913 -782
7,962   7,298 664
849   971 -122
162,187   163,616 -1,429
10,111   10,111  
4,762   5,619 -857
11,909   10,209 1,700
26,588   26,763 -175
530   460 70
31,239   43,410 -12,171
1,050   1,355 -305
647   716 -69
435   500 -65
8,916   10,395 -1,479
8,971   9,464 -493
1,755   1,939 -184
2,059   2,721 -662
2,879   3,093 -214
962   1,096 -134
3,795   4,556 -761
8,506   7,070 1,436
6,496   5,837 659
99,314   104,737 -5,423
8,426   9,099 -673
2,041   2,333 -292
1,323   1,151 172
1,223   1,223  
1,339   1,648 -309
643   684 -41
3,149   3,689 -540
922   1,000 -78
513   512 1
1,020   1,020  
8,618   8,034 584
4,815   5,203 -388
2,759   2,759  
6,088   5,458 630
3,654   3,525 129
3,092   3,588 -496
5,400   5,569 -169
3,279   2,595 684
118   129 -11
4,719   5,109 -390
1,448   2,752 -1,304
1,747   1,706 41
2,997   2,997  
1,339   1,339  
5,318   4,911 407
3,149   3,680 -531
527   573 -46
7,740   7,526 214
3,275   2,819 456
3,497   3,026 471
1,338   1,461 -123
1,449   1,449  
2,523   2,855 -332
1,290   1,284 6
1,125   1,463 -338
2,824   3,026 -202
3,935   3,966 -31
1,052   1,052  
6,379   1,529 4,850
6,660   3,380 3,280
4,431   9,204 -4,773
25,810   25,500 310
15,553   14,114 1,439
532   153 379
6,160   8,472 -2,312
2,511   2,662 -151
2,276   612 1,664
284   284  
41,600   32,052 9,548
1,338   1,312 26
2,126   1,640 486
5,133   5,387 -254
6,450   6,363 87
3,383   3,633 -250
1,387   1,293 94
2,779   2,318 461
846   846  
12,648   10,916 1,732
8,571   6,955 1,616
2,110   3,159 -1,049
856   931 -75
48,117   39,071 9,046
655   705 -50
2,933   2,920 13
374   396 -22
2,732   2,729 3
15,797   18,996 -3,199
24,145   16,883 7,262
535   430 105
2,078   2,159 -81
5,133   5,133  
737   817 -80
3,383   2,919 464
1,109   1,080 29
4,078   3,554 524
39,184   42,806 -3,622
2,433   2,741 -308
771   771  
844   1,216 -372
44   44  
1,172   1,172  
7,983   8,586 -603
12,638   13,063 -425
870   915 -45
13,317   20,107 -6,790
987   1,227 -240
1,725   1,725  
937   931 6
2,726   2,726  
2,543   2,349 194
3,685   4,011 -326
2,707   4,428 -1,721
2,774   2,360 414
2,892   2,785 107
1,074   1,088 -14
3,714   3,182 532
9,900   6,794 3,106
6,794   7,781 -987
794   794  
20,328   20,347 -19
1,819   3,096 -1,277
2,390   2,673 -283
293   312 -19
4,439   6,441 -2,002
6,606   7,398 -792
645   802 -157
       
102,442   117,878 -15,436
1,473   1,473  
2,377   2,569 -192
6,443   7,995 -1,552
3,067   764 2,303
5,134   4,603 531
1,329   1,273 56
3,714   3,085 629
7,458   6,201 1,257
3,197   3,273 -76
14,986   16,175 -1,189
11,925     11,925
6,186   8,587 -2,401
9,066   8,484 582
536   601 -65
6,948   10,757 -3,809
1,641   1,430 211
645   645  
2,810   2,401 409
82,210   100,535 -18,325
1,473   1,716 -243
942   1,060 -118
3,222   4,361 -1,139
3,109   2,820 289
2,967   2,361 606
1,520   1,519 1
8,769   10,429 -1,660
902   783 119
2,689   2,619 70
2,961   2,697 264
9,300     9,300
1,280   1,428 -148
7,173   7,488 -315
812   891 -79
1,737   2,523 -786
1,641   951 690
6,084   8,300 -2,216
9,162   10,595 -1,433
25,611   29,568 -3,957
2,508   2,508  
2,259   1,913 346
344   425 -81
26,793   25,672 1,121
1,200   2,191 -991
1,223   1,190 33
2,842   2,842  
9,918   9,861 57
6,258   7,389 -1,131
2,961   2,793 168
20,556     20,556
6,599   8,408 -1,809
4,654   4,504 150
216   223 -7
2,779   3,540 -761
6,967   10,782 -3,815
2,607   2,766 -159
3,436   3,759 -323
39,475   48,100 -8,625
502   509 -7
4,971   4,030 941
129   170 -41
4,021   3,297 724
472   467 5
189,558   180,869 8,689
620   600 20
4,134   3,554 580
3,294   3,659 -365
1,481   1,293 188
1,538     1,538
7,599   10,701 -3,102
2,000   1,980 20
432   436 -4
5,330   7,826 -2,496
3,684   3,554 130
1,192   1,192  
1,145   1,206 -61
7,895   9,610 -1,715
2,007   2,004 3
4,656   5,140 -484
215   289 -74
1,018   1,249 -231
82,500   78,568 3,932
6,803   6,803  
930   874 56
3,402   3,402  
3,471   3,427 44
7,252   6,263 989
122     122
1,086   1,514 -428
10,507   13,575 -3,068
708   691 17
3,280   3,860 -580
4,593   4,242 351
2,081   2,022 59
1,761   1,761  
15,790   19,050 -3,260
1,207   1,173 34
9,133   12,828 -3,695
3,127   3,972 -845
5,092   6,210 -1,118
16,500   13,846 2,654
872   1,594 -722
9,461   9,541 -80
3,401   3,432 -31
3,471   3,301 170
2,586   2,687 -101
666     666
1,135   844 291
2,500   2,361 139
59,350   75,550 -16,200
3,362   3,250 112
9,377   9,292 85
5,865   5,865  
2,466   3,073 -607
571   607 -36
6,036   1,529 4,507
8,372   11,862 -3,490
986   1,797 -811
849   963 -114
380   384 -4
1,047   1,047  
1,051   1,048 3
5,102   4,881 221
411   413 -2
5,173   4,697 476
468     468
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l) Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i) F.M.V. as of 12/31/69 (j) Adjusted basis
as of 12/31/69 		(k) Excess of col. (i)
over col. (j), if any
a       -16,421
b       201
c       -19,898
d       -489
e       -70
      2,415
      -594
       
      -20,691
      -1,295
      -334
      54
      -151
       
      -300
      146
      -12
       
      672
      -3,562
      -11,941
      -351
      -98
      -3,960
      -265
      -4,100
      -5,243
      33
      -560
      -733
      -782
      664
      -122
      -1,429
       
      -857
      1,700
      -175
      70
      -12,171
      -305
      -69
      -65
      -1,479
      -493
      -184
      -662
      -214
      -134
      -761
      1,436
      659
      -5,423
      -673
      -292
      172
       
      -309
      -41
      -540
      -78
      1
       
      584
      -388
       
      630
      129
      -496
      -169
      684
      -11
      -390
      -1,304
      41
       
       
      407
      -531
      -46
      214
      456
      471
      -123
       
      -332
      6
      -338
      -202
      -31
       
      4,850
      3,280
      -4,773
      310
      1,439
      379
      -2,312
      -151
      1,664
       
      9,548
      26
      486
      -254
      87
      -250
      94
      461
       
      1,732
      1,616
      -1,049
      -75
      9,046
      -50
      13
      -22
      3
      -3,199
      7,262
      105
      -81
       
      -80
      464
      29
      524
      -3,622
      -308
       
      -372
       
       
      -603
      -425
      -45
      -6,790
      -240
       
      6
       
      194
      -326
      -1,721
      414
      107
      -14
      532
      3,106
      -987
       
      -19
      -1,277
      -283
      -19
      -2,002
      -792
      -157
       
      -15,436
       
      -192
      -1,552
      2,303
      531
      56
      629
      1,257
      -76
      -1,189
      11,925
      -2,401
      582
      -65
      -3,809
      211
       
      409
      -18,325
      -243
      -118
      -1,139
      289
      606
      1
      -1,660
      119
      70
      264
      9,300
      -148
      -315
      -79
      -786
      690
      -2,216
      -1,433
      -3,957
       
      346
      -81
      1,121
      -991
      33
       
      57
      -1,131
      168
      20,556
      -1,809
      150
      -7
      -761
      -3,815
      -159
      -323
      -8,625
      -7
      941
      -41
      724
      5
      8,689
      20
      580
      -365
      188
      1,538
      -3,102
      20
      -4
      -2,496
      130
       
      -61
      -1,715
      3
      -484
      -74
      -231
      3,932
       
      56
       
      44
      989
      122
      -428
      -3,068
      17
      -580
      351
      59
       
      -3,260
      34
      -3,695
      -845
      -1,118
      2,654
      -722
      -80
      -31
      170
      -101
      666
      291
      139
      -16,200
      112
      85
       
      -607
      -36
      4,507
      -3,490
      -811
      -114
      -4
       
      3
      221
      -2
      476
      468
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 -132,069
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 -133,486
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)
If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2014 522,581 6,849,696 0.076293
2013 515,890 6,931,365 0.074428
2012 276,973 6,625,715 0.041803
2011 438,818 6,809,893 0.064438
2010 338,812 7,028,652 0.048204
2
Total of line 1, column (d) .....................
20.305166
3
Average distribution ratio for the 5-year base period—divide the total on line 2 by 5, or by
the number of years the foundation has been in existence if less than 5 years . . .
3
0.061033
4
Enter the net value of noncharitable-use assets for 2015 from Part X, line 5.....
4
6,270,690
5
Multiply line 4 by line 3......................
5
382,719
6
Enter 1% of net investment income (1% of Part I, line 27b)...........
6
1,286
7
Add lines 5 and 6........................
7
384,005
8
Enter qualifying distributions from Part XII, line 4.............
8
601,581
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.
Form 990-PF (2015)
Form 990-PF (2015)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see page 18 of the instructions)
1a Bullet and enter “N/A" on line 1. Bracket
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b 1 1,286
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 1,286
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 1,286
6 Credits/Payments:
a 2015 estimated tax payments and 2014 overpayment credited to 2015 6a 3,560
b Exempt foreign organizations—tax withheld at source...... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 3,560
8 Enter any penalty for underpayment of estimated tax. if Form 2220 is attached. 8  
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 2,274
11 Enter the amount of line 10 to be: Credited to 2015 estimated taxBullet1,320 RefundedBullet 11 954
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes (see Instructions
for definition)?.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletIN
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2015 or the taxable year beginning in 2015 (see instructions for Part XIV)?
    If "Yes," complete Part XIV.............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. (see instructions) .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement (see instructions).................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletWWW.SCHWABFOUNDATION.COM
    14
    The books are in care ofbulletMICHAEL EARLS Telephone no.bullet (260) 461-6128

    Located atbullet110 W BERRY STREET SUITE 2105FORT WAYNEIN ZIP+4bullet46802
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041.......bullet
    and enter the amount of tax-exempt interest received or accrued during the year ......bullet
    15  
    16 At any time during calendar year 2015, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country?
    16   No
    See instructions for exceptions and filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR). If "Yes", enter the name of the foreign country bullet  
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance (see instructions)? ........
    1b
     
     
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2015?.............
    1c
     
     
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2015, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2015?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2015 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2015.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2015?
    4b
     
    No
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (Continued)
    5a
    During the year did the foundation pay or incur any amount to:
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? (see instructions)................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance (see instructions)? ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract?....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation (see instructions).
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    M JAMES JOHNSTON PRESIDENT
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    HOLLY BRADY VICE PRESIDE
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    MICHAEL EARLS TREASURER
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    KYLE MARTIN SECRETARY
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    DAVID HAIST DIRECTOR
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    LESLEY JONES-SESSLER DIRECTOR
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    GARY SHEARER DIRECTOR
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    WILLIAM ZIELKE DIRECTOR
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    KATHLEEN RANDOLPH DIRECTOR
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    COURTNEY TRITCH DIRECTOR
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    SUE EHINGER DIRECTOR
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    JEFF MCDONALD DIRECTOR
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    DOLORES DEE KLOCKE DIR EMERITUS
    0.50     		0 0 0
    110 WEST BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet  
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet  
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1
     
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1 N/A  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    6,361,333
    b
    Average of monthly cash balances.......................
    1b
    4,850
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    6,366,183
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
     
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
     
    3
    Subtract line 2 from line 1d.........................
    3
    6,366,183
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    95,493
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    6,270,690
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    313,535
    Part XI
    Distributable Amount bullet
    1
    Minimum investment return from Part X, line 6....................
    1
    313,535
    2a
    Tax on investment income for 2015 from Part VI, line 5......
    2a
    1,286
    b
    Income tax for 2015. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    1,286
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    312,249
    4
    Recoveries of amounts treated as qualifying distributions................
    4
     
    5
    Add lines 3 and 4............................
    5
    312,249
    6
    Deduction from distributable amount (see instructions).................
    6
     
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    312,249
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    601,581
    b
    Program-related investments—total from Part IX-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    601,581
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b (see instructions).................
    5
    1,286
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    600,295
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2014     		(c)
    2014     		(d)
    2015
    1 Distributable amount for 2015 from Part XI, line 7 312,249
    2 Undistributed income, if any, as of the end of 2015:
    a Enter amount for 2014 only.......  
    b Total for prior years:20, 20, 20  
    3 Excess distributions carryover, if any, to 2015:
    a From 2010......  
    b From 2011......  
    c From 2012......  
    d From 2013......  
    e From 2014...... 102,099
    fTotal of lines 3a through e........ 102,099
    4Qualifying distributions for 2015 from Part
    XII, line 4: bullet$ 601,581
    a Applied to 2014, but not more than line 2a  
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		 
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		 
    d Applied to 2015 distributable amount..... 312,249
    e Remaining amount distributed out of corpus 289,332
    5 Excess distributions carryover applied to 2015.    
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 391,431
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		 
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		 
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		 
    e Undistributed income for 2014. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		 
    f Undistributed income for 2016. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2015 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		 
    8Excess distributions carryover from 2010 not
    applied on line 5 or line 7 (see instructions) ...     		 
    9Excess distributions carryover to 2016.
    Subtract lines 7 and 8 from line 6a ......     		391,431
    10 Analysis of line 9:
    a Excess from 2011....  
    b Excess from 2012....  
    c Excess from 2013....  
    d Excess from 2014.... 102,099
    e Excess from 2015.... 289,332
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2015, enter the date of the ruling.......bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2015 (b) 2014 (c) 2013 (d) 2012
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the organization had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    JIM JOHNSTON
    110 W BERRY STREET SUITE 2105
    FORT WAYNE,IN46802
    (260) 602-7986
    bThe form in which applications should be submitted and information and materials they should include:
    A.COVER PAGE (ONE PAGE) (GRANT APPLICATION DOWNLOADED FROM THE ORGANIZATION'S WEBSITE) B.EXECUTIVE SUMMARY (ONE PAGE) C.PROPOSAL NARRATIVE 1.ORGANIZATIONAL MISSION 2.ORGANIZATIONAL HISTORY/OVERVIEW 3.NEEDS STATEMENT 4.PROJECT GOALS/OBJECTIVES 5.ANTICIPATED OUTCOMES 6.POPULATION SERVED 7.PROJECT DESCRIPTION/STRATEGIES/ACTIVITIES 8.PROJECT TIMELINE 9.ROLES, RESPONSIBILITIES, AND EXPERIENCE OF KEY PERSONNEL (INCLUDING PROJECT STAFF, ADMINISTRATION, AND CONSULTANTS, IF USED) 10.PARTNERSHIPS/COLLABORATIONS 11.EVALUATION PLAN 12.DISSEMINATION PLAN 13.SUSTAINABILITY PLAN D.REQUIRED ATTACHMENTS 1.IRS 501(C)(3) LETTER OF DETERMINATION 2.PROJECT BUDGET WITH BUDGET NARRATIVE 3.ORGANIZATIONAL OPERATING BUDGET 4.YTD FINANCIAL STATEMENTS 5.MOST RECENT FISCAL YEAR-END FINANCIAL STATEMENTS (AUDITED, IF AVAILABLE) 6.MOST RECENT IRS FORM 990 7.LIST OF OTHER FUNDERS 8.BOARD LIST (INCLUDING AFFILIATIONS, CONTACT INFORMATION, AND BOARD TERMS) 9.LETTERS OF COMMITMENT AND/OR SUPPORT
    cAny submission deadlines:
    MARCH 31ST AND AUGUST 31ST OF EACH YEAR
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    THE SCHWAB FOUNDATIONS PRIMARY FOCUS IS ORGANIZATIONS AND PROGRAMS THAT SERVE STUDENTS IN MIDDLE AND HIGH SCHOOL IN ALLEN COUNTY. HOWEVER, THE FOUNDATION WILL ALSO CONSIDER PROGRAMS THAT SERVE STUDENTS IN THE FIVE CONTIGUOUS COUNTIES OF NOBLE, DEKALB, ADAMS, WELLS, HUNTINGTON, AND WHITLEY. APPLICANT AGENCIES MUST BE SCHOOLS, SCHOOL DISTRICTS, AND/OR 501(C)(3) ORGANIZATIONS AND AGENCIES.
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    FORT WAYNE URBAN LEAGUE
    2135 S HANNA STREET
    FORT WAYNE,IN46803     		  501(C)(3) GRANT 25,000
    JUNIOR ACHIEVEMENT
    601 NOBLE DRIVE
    FORT WAYNE,IN46825     		  501(C)(3) GRANT 75,000
    NORTHEAST INDIANA FOUNDATION
    300 E MAIN STREET
    SUITE 210
    FORT WAYNE,IN46802     		  501(C)(3) GRANT 65,000
    REGION 8 EDUCATION
    251 W 850 N
    DECATUR,IN46733     		  GOVERNMENT GRANT 165,000
    SOUTHWEST ALLEN COUNTY SCHOOLS
    4824 HOMESTEAD ROAD
    FORT WAYNE,IN46814     		  GOVERNMENT GRANT 35,000
    ARTLINK INC
    300 E MAIN STREET
    FORT WAYNE,IN46802     		  501(C)(3) GRANT 5,000
    BIG BROTHERS BIG SISTERS
    1005 W RUDISILL BLVD
    SUITE 101
    FORT WAYNE,IN46807     		  501(C)(3) GRANT 20,000
    FORT WAYNE PUBLIC TELEVISION INC
    2501 COLISEUM BLVD
    FORT WAYNE,IN46805     		  501(C)(3) GRANT 25,000
    SCIENCE CENTRAL
    1950 N CLINTON STREET
    FORT WAYNE,IN46805     		  501(C)(3) GRANT 25,000
    FORT WAYNE YOUTH THEATRE
    303 E MAIN STREET
    FORT WAYNE,IN46802     		  501(C)(3) GRANT 5,000
    EAST ALLEN COUNTY SCHOOLS
    1240 STATE ROAD 930 EAST
    NEW HAVEN,IN46774     		  GOVERNMENT GRANT 80,000
    INDIANA INSTITUTE OF TECHNOLOGY
    1600 E WASHINGTON BLVD
    FORT WAYNE,IN46803     		  501(C)(3) GRANT 25,000
    Total .................................bullet 3a 550,000
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3
    Interest on savings and temporary cash investments ...........     		         
    4 Dividends and interest from securities....     14 163,198  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6
    Net rental income or (loss) from personal property     		         
    7 Other investment income.....          
    8
    Gain or (loss) from sales of assets other than inventory ............     		    18 -132,069  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory..          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   31,129  
    13Total. Add line 12, columns (b), (d), and (e)..................
    1331,129
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2015)
    Form 990-PF (2015)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) of the Code (other than section 501(c)(3)) or in section 527?...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2015)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2015 AccountingFeesSchedule
    Name:
    OLIN B AND DESTA SCHWAB FOUNDATION
     
    C/O MICHAEL EARLS CPA
    EIN:
    35-2284008
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    DULIN, WARD & DEWALD, INC. 2,345     2,345

    TY 2015 InvestmentsCorpBondsSchedule
    Name:
    OLIN B AND DESTA SCHWAB FOUNDATION
     
    C/O MICHAEL EARLS CPA
    EIN:
    35-2284008
    Name of Bond End of Year Book Value End of Year Fair Market Value
    BMO MULTI-ASSET INCOME-I    
    DODGE & COX INCOME FUND 375,276 371,672
    FEDERATED ULTRASHORT BOND FUND 276,626 275,155
    ISHARES IBOXX INV GRD CORP BOND ETF 240,169 245,470
    POWERSHARES PREFERRED PORTFOLIO 212,176 221,894
    VANGUARD SHORT-TERM INVESTMENT 582,804 586,721

    TY 2015 InvestmentsCorpStockSchedule
    Name:
    OLIN B AND DESTA SCHWAB FOUNDATION
     
    C/O MICHAEL EARLS CPA
    EIN:
    35-2284008
    Name of Stock End of Year Book Value End of Year Fair Market Value
    ABBVIE INC 25,275 25,074
    ADT CORP    
    AFLAC INC 7,882 9,020
    ALASKA AIR GROUP INC 8,291 7,286
    ATRIA GROUP INC 9,298 36,204
    AMEREN CORP 26,758 32,148
    AMERICAN ELEC PWR INC 22,591 28,036
    AMERIPRISE FINANCIAL INC 38,299 26,955
    AMGEN INC 16,077 15,215
    ANTHEM INC 6,545 6,567
    APPLE INC 31,896 32,982
    APPLIED MATERIALS INC 16,913 19,176
    ARCHER DANIELS MIDLAND CO    
    ASSURANT INC 7,698 9,494
    AT&T INC 13,968 25,926
    AVERY DENNISON CORP 20,132 26,163
    BOEING CO 36,731 35,714
    CA INC    
    CARNIVAL CORP 13,305 12,155
    CATERPILLAR INC    
    CENTERPOINT ENERGY INC    
    CENTURYLINK INC    
    CHEVERON CORPORATION 25,048 41,932
    CISCO SYSTEMS INC 38,786 44,470
    CL A COMMON STOCK 19,404 21,187
    COACH INC    
    COMCAST CORP - CL A    
    CONOCOPHILIPS    
    CORNING INC COM    
    DARDEN RESTAURANTS INC 16,527 15,835
    DISCOVER FINL SVCS 12,775 16,077
    DOVER CORP 8,501 9,705
    DOW CHEMICAL COMPANY 22,251 22,370
    DR PEPPER SNAPPLE GROUP INC 7,327 9,663
    EMERSON ELEC CO 22,733 23,472
    ENERGY CORP 7,090 8,135
    EXELON CORP 19,979 25,452
    EXXON MOBIL CORPORATION 9,039 9,374
    FIFTH THIRD BANCORP    
    FORD MTR CO DEL COM 13,424 10,999
    GAMESTOP CORP-A    
    GANNETT INC    
    GANNETT SPINCO INC    
    GENERAL DYNAMICS CORP    
    GENERAL MLS INC 13,557 16,047
    GENERAL MOTORS CO 16,608 14,858
    GILEAD SCIENCES INC 9,752 8,342
    HELMERICH & PAYNE INC 15,643 13,426
    HOME DEPOT INC 6,760 12,769
    HONEYWELL INTERNATIONAL INC    
    HUNTINGTON BANCSHARES INC    
    INTEL CORP 36,038 45,100
    INTERNATIONAL BUSINESS MACHS CORP    
    JOHNSON & JOHNSON 49,375 57,618
    JP MORGAN CHSE & CO 24,917 35,731
    KEYCORP NEW 14,531 14,365
    KINDER MORGAN INC    
    KOHLS CORP 17,176 11,376
    LEGGETT & PLATT INC    
    LILLY ELI & CO    
    LINCOLN NATL CORP 15,819 13,570
    LOCKHEED MARTIN CORP 6,527 9,927
    MACY'S INC    
    MERCK & CO INC NEW 20,071 28,805
    METLIFE INC 8,412 6,970
    MICROCHIP TECHNOLOGY INC 17,378 19,035
    MICROSOFT CORP 35,884 46,053
    NAVIENT CORP 23,542 18,224
    NORDSTROM INC 10,237 7,610
    NUCOR CORP 20,028 22,235
    OCCIDENTAL PETE CORP 17,229 17,001
    OMNICOM GROUP 10,437 12,224
    PARKER HANNIFIN CORP 8,237 8,104
    PEPSICO INC 17,117 21,188
    PFIZER INC 31,515 50,174
    PG&E CORP 24,101 28,764
    PHILIP MORRIS INTERNATIONAL 8,910 10,172
    PHILLIPS 66    
    PINNACLE WEST CAP CORP    
    PNC FINANCIAL SERVICES GROUP    
    PRINCIPAL FINANCIAL GROUP    
    PROGRESSIVE CORP OHIO 8,469 10,050
    REYNOLDS AMERICA    
    ROBERT HALF INTL INC 11,700 10,494
    SCHLUMBERGET LTD 9,317 9,094
    SEAGATE TECHNOLOGY PC    
    STANLEY BLACK & DECKER INC 6,446 7,785
    SYMANTEC CORPORATION 7,355 8,216
    T ROWE PRICE GROUP INC    
    TARGET CORP COM 16,313 13,964
    TEXAS INSTRUMENTS INC 7,516 8,145
    TRAVELERS COMPANIES INC 12,933 14,880
    UNITED PARCEL SERVICE - CLASS B 6,770 7,540
    UNION PAC CORP    
    US BANCORP NEW    
    VALERO ENERGY CORP 27,024 22,950
    VERIZON COMMUNICATIONS 45,278 61,424
    WALMART STORES INC 19,476 21,906
    WASTE MANAGEMENT INTERNATIONAL 10,870 16,568
    WELLS FARGO & CO 51,244 47,330
    WESTERN UNION-WI 14,958 15,344
    WESTERN DIGITAL CORP    
    WYNDHAM WORLDWIDE CORP 10,428 8,904
    ARTISAN MID CAP VALUE FUND    
    BMO SMALL - CAP GROWTH FUND CLASS I    
    HARBOR CAPITAL APPRECIATION FUND 12 211,137 206,801
    ISHARES DJ SELECT DIVIDEND ETF 263,072 324,064
    ISHARES RUSSELL MIDCAP GRWTH ETF 76,119 109,489
    ISHARES RUSSELL MIDCAP VALUE ETF 133,435 222,870
    T ROWE PRICE DIVIDEND GROWTH FUND 174,394 218,487
    VANGUARD EQUITY INCOME FUND 234,996 298,995
    VANGUARD GROWTH PORTFOLIO 194,251 201,914
    VANGUARD HIGH DIVIDEND YIELD ETF 282,671 285,840
    WELLS FARGO ADV DISCOVERY FUND    
    ABERDEEN EMERGING MARKETS    
    DEUTSCHE X-TRACKERS MSCI EAFE    
    INGERSOLL-RAND PLC 8,246 7,960
    INVESCO LIMITED    
    ISHARES MSC EMERGING MARKETS AISA    
    LYONDELLBASEEL INDUSTRIES NV 35,027 31,629
    MEDTRONIC PLC    
    MORGAN STANLEY INS    
    NIELSEN HOLDINGS PLC 6,811 7,796
    OAKMARK INTERNATIONAL SMALL CAP FUND    
    VANGUARD FTSE EMERGING MARKETS ETF 100,320 98,644
    WISDOMTREE INTERNATIONAL SMALLCAP 60,289 56,110
    ESSEX PROPERTY TRUST INC 13,286 13,685
    HOST HOTELS & RESORTS, INC 25,184 18,642
    JPMORGAN ALERIAN MLP INDEX FUND    
    KIMCO REALTY CORP 24,983 31,380
    VANGUARD REIT ETF 100,971 106,404
    CREDIT SUISSE COMMODITY RETURN 50,800 51,200

    TY 2015 InvestmentsOtherSchedule2
    Name:
    OLIN B AND DESTA SCHWAB FOUNDATION
     
    C/O MICHAEL EARLS CPA
    EIN:
    35-2284008
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    HARTFORD FLOATING RATE FUND AT COST 217,778 201,699
    GATEWAY FUND AT COST 394,187 399,106

    TY 2015 LegalFeesSchedule
    Name:
    OLIN B AND DESTA SCHWAB FOUNDATION
     
    C/O MICHAEL EARLS CPA
    EIN:
    35-2284008
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    SHINE AND HARDIN 2,209     2,209


    TY 2015 OtherAssetsSchedule
    Name:
    OLIN B AND DESTA SCHWAB FOUNDATION
     
    C/O MICHAEL EARLS CPA
    EIN:
    35-2284008
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    WEBSITE - NET      


    TY 2015 OtherExpensesSchedule
    Name:
    OLIN B AND DESTA SCHWAB FOUNDATION
     
    C/O MICHAEL EARLS CPA
    EIN:
    35-2284008
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    EXPENSES        
    CONSULTING 40,000     40,000
    INVESTMENT FEES 34,585 34,585    
    WEBSITE MAINTENANCE 2,750     2,750
    OFFICE EXPENSE 2,400     2,400
    INSURANCE 1,074     1,074
    OFFICE SUPPLIES 266     266
    MEALS 258     258
    POSTAGE 148     148
    MISCELLANEOUS 72     72
    MEETING EXPENSE 49     49
    BANK CHARGES 10     10


    TY 2015 TaxesSchedule
    Name:
    OLIN B AND DESTA SCHWAB FOUNDATION
     
    C/O MICHAEL EARLS CPA
    EIN:
    35-2284008
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    EXCISE TAXES 1,523