TY 2015 Form 990

(A) Name and business address	(B) Description of services	(C) Compensation
GEMGROUP 501 CARR RD SUITE 220 WILMINGTON,DE198042800	CONTRACT ADMINISTRATOR	342,352
DELTA DENTAL 1 DELTA DR MECHANICSBURG,PA17055	ADMIN SERVICE FEE	241,836
ENVISION 2181 E AURORA ROAD SUITE 201 TWINSBURG,OH44087	ADMIN SERVICE FEE	174,368
FIR TREE 505 FIFTH AVENUE 23RD FLOOR NEW YORK,NY10017	INVESTMENT MANAGER	114,655

2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 4

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
SchDMd Bullet

Attach to Form 990.
Information about Schedule D (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public Inspection

Name of the organization

STEAMFITTERS LU NO 420 WELFARE PLAN

Employer identification number

23-2715440

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

			(a) Donor advised funds	(b) Funds and other accounts

1	Total number at end of year ....
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ....

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised
funds are the organization's property, subject to the organization's exclusive legal control? ...........

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be
used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ............................

Yes No

Part II

Conservation Easements. Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 8/17/06, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under SFAS 116 (ASC 958), not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under SFAS 116 (ASC 958), to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... SchDMd Bullet

(ii)

Assets included in Form 990, Part X ............................... SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under SFAS 116 (ASC 958) relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2015

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability?

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ........

Part V

Endowment Funds. Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a)Current year	(b)Prior year	(c)Two years back	(d)Three years back	(e)Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment SchDMd Bullet

Permanent endowment SchDMd Bullet

Temporarily restricted endowment SchDMd Bullet

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) unrelated organizations .................

3a(i)

(ii) related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b)Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land ...
b	Buildings
c	Leasehold improvements	97,222	30,687	66,535
d	Equipment ...	40,443	38,725	1,718
e	Other ...
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				68,253

Schedule D (Form 990) 2015

Page 3

Part VII

InvestmentsOther Securities. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b)Book value	(c)Method of valuation: Cost or end-of-year market value
(1)Financial derivatives
(2)Closely-held equity interests
(3)Other (A) FIR TREE INTERNATIONAL VALUE FUND, LTD CLASS A USD-2-C-AN-NR INITIAL SERIES	6,962,130	F
(B) EATON VANCE INSTITUTIONAL SENIOR LOAN TRUST	3,444,183	F
(B)
(C)
(D)
(E)
(F)
(G)
(H)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)	10,406,313

Part VIII

InvestmentsProgram Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
INCURRED BUT NOT REPORTED	1,886,513
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	1,886,513
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) 2015

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1	74,743,836
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a	-1,358,433
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d .....................			2e	-1,358,433
3	Subtract line 2e from line 1..................			3	76,102,269
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a	243,290
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b....................			4c	243,290
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	76,345,559

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........			1	72,330,371
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d....................			2e	0
3	Subtract line 2e from line 1...................			3	72,330,371
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a	243,290
b	Other (Describe in Part XIII.) ............	4b	-752,963
c	Add lines 4a and 4b.....................			4c	-509,673
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......			5	71,820,698

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b;
Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
PART X, LINE 2:	ASC TOPIC 740- INCOME TAXES CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES RECOGNIZED IN AN ORGANIZATION'S FINANCIAL STATEMENTS AND PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN, INCLUDING THE ENTITY'S STATUS AS A TAX-EXEMPT ENTITY. THE PLAN HAS DETERMINED THERE IS NO IMPACT OF ASC TOPIC 740 ON ITS FINANCIAL STATEMENTS FOR THE YEARS ENDED DECEMBER 31, 2015 AND 2014. THE PLAN IS NO LONGER SUBJECT TO FEDERAL EXAMINATION FOR THE YEARS ENDED PRIOR TO DECEMBER 31, 2012.
PART XII, LINE 4B - OTHER ADJUSTMENTS:	INCREASE IN CLAIMS INCURRED BUT NOT REPORTED (IBNR) -752963.

Return Reference

Explanation

PART X, LINE 2:

ASC TOPIC 740- INCOME TAXES CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES RECOGNIZED IN AN ORGANIZATION'S FINANCIAL STATEMENTS AND PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN, INCLUDING THE ENTITY'S STATUS AS A TAX-EXEMPT ENTITY. THE PLAN HAS DETERMINED THERE IS NO IMPACT OF ASC TOPIC 740 ON ITS FINANCIAL STATEMENTS FOR THE YEARS ENDED DECEMBER 31, 2015 AND 2014. THE PLAN IS NO LONGER SUBJECT TO FEDERAL EXAMINATION FOR THE YEARS ENDED PRIOR TO DECEMBER 31, 2012.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

INCREASE IN CLAIMS INCURRED BUT NOT REPORTED (IBNR) -752963.

Schedule D (Form 990) 2015

Additional Data

Software ID:
Software Version:

- TIN:

Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
SchJMediumBullet

Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
SchJMediumBullet

Attach to Form 990.
SchJMediumBullet

Information about Schedule J (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public Inspection

Name of the organization

STEAMFITTERS LU NO 420 WELFARE PLAN

Employer identification number

23-2715440

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes in line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .........

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked in line 1a? ..

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed on Form 990, Part VII, Section A, line 1a with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? ................

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ...........................

Any related organization?

If "Yes," on line 5a or 5b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization?

Any related organization? .........................

If "Yes," on line 6a or 6b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any non-fixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III .............................

If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) 2015

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2 and/or 1099-MISC compensation			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation in column(B) reported as deferred on prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
1ANTHONY GALLAGHERCO-CHAIRMAN	(i) (ii)	0 ------------- 179,020	0 ------------- 0	0 ------------- 0	0 ------------- 96,366	0 ------------- 33,283	0 ------------- 308,669	0 ------------- 0
2KEVIN HEFFERNANTRUSTEE	(i) (ii)	0 ------------- 148,241	0 ------------- 0	0 ------------- 0	0 ------------- 82,866	0 ------------- 29,954	0 ------------- 261,061	0 ------------- 0
3ROBERT WINTHERADMINISTRATOR	(i) (ii)	44,174 ------------- 103,072	0 ------------- 0	323 ------------- 755	16,677 ------------- 38,914	9,131 ------------- 21,307	70,305 ------------- 164,048	0 ------------- 0

Schedule J (Form 990) 2015

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.

Return Reference	Explanation

Schedule J (Form 990) 2015

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Information about Schedule O (Form 990 or 990-EZ) and its instructions is at
www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public
Inspection

Name of the organization

STEAMFITTERS LU NO 420 WELFARE PLAN

Employer identification number

23-2715440

Return Reference	Explanation
FORM 990, PART V, SECTION A	PART V ITEM 2 A: THE FUND DOES NOT ISSUE W-2S TO ANY EMPLOYEES AND SHARES CERTAIN STAFF WITH OTHER ORGANIZATIONS. THESE STAFF ARE PAID THROUGH ESSENTIALLY A PAYMASTER ARRANGEMENT THAT FUNCTIONS AS THE STAFFS EMPLOYER AND ISSUES FORMS W-2 AND COMPLIES WITH APPLICABLE PAYROLL REPORTING AND RELATED REQUIREMENTS. ACCORDINGLY, THE PLAN'S ALLOCATED PORTION OF THE COSTS RELATED TO THIS SHARING IS REPORTED ON FORM 990, INCLUDING ON PART IX, LINES 7 THROUGH 10. THE PLAN DOES REPORT CERTAIN A&S BENEFITS PAID TO MEMBERS ON W-2 FORMS WHICH THEN GET TOTALED ON THE FORM W-3. THEREFORE, THE PLAN'S W-3 HAS 74 W-2'S ISSUED REPORTED ON FORM W-3.
FORM 990, PART VI, SECTION A, LINE 7A	THE FUND IS ADMINISTERED BY SIX (6) TRUSTEES. THREE OF WHOM ARE APPOINTED BY THE UNION AND THREE OF WHOM ARE APPOINTED BY THE MECHANICAL CONTRACTORS ASSOCIATION OF EASTERN PENNSYLVANIA, INC.
FORM 990, PART VI, SECTION A, LINE 8B	THERE ARE NO COMMITTEES WITH THE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
FORM 990, PART VI, SECTION B, LINE 11	FORM 990 IS REVIEWED BY THE MANAGEMENT OF THE PLAN, THE PLAN ADMINISTRATOR, PRIOR TO FILING OF THE FORM WITH THE IRS.
FORM 990, PART VI, SECTION B, LINE 12C	ANNUALLY THE TRUSTEES AND KEY EMPLOYEES ARE REMINDED OF THEIR OBLIGATION TO DISCLOSE CONFLICTS.
FORM 990, PART VI, SECTION C, LINE 19	THE PLAN DOES NOT MAKE THESE DOCUMENTS AVAILABLE TO THE GENERAL PUBLIC.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2015

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
MediumBullet

Attach to Form 990.
MediumBullet

Information about Schedule R (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public Inspection

Name of the organization

STEAMFITTERS LU NO 420 WELFARE PLAN

Employer identification number

23-2715440

Part I

Identification of Disregarded Entities Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity

Part II

Identification of Related Tax-Exempt Organizations Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No
(1)STEAMFITTERS LU NO420 APPRENTICE AND JOURNEY TRAINING FUND 14420 TOWNSEND ROAD SUITE A PHILADELPHIA,PA19154 23-6209472	EDUCATION FOR APPRENTICESHIP AND JOURNEYMEN	PA	501(C)3	N/A	N/A		No
(2)PEN PLAN FOR EMPLOYEES OF THE STEAMFITTERS LU NO 420 PENSION 14420 TOWNSEND ROAD SUITE B PHILADELPHIA,PA19154 23-2004419	TO PROVIDE PENSION BENEFITS TO SOME PERSONNEL	PA	401(A)	N/A	N/A		No
(3)STEAMFITTERS LOCAL UNION NO 420 14420 TOWNSEND ROAD SUITE A PHILADELPHIA,PA19154 23-1173155	LABOR UNION	PA	501(C)5	N/A	N/A		No
(4)STEAMFITTERS LOCAL UNION NO 420 PENSION PLAN 14420 TOWNSEND ROAD SUITE B PHILADELPHIA,PA19154 23-2004424	TO PROVIDE PENSION BENEFITS TO PARTICIPANTS	PA	401(A)	N/A	N/A		No
(5)STEAMFITTERS LOCAL UNION NO 420 SUPPLEMENTAL RETIREMENT PLAN 14420 TOWNSEND ROAD SUITE B PHILADELPHIA,PA19154 23-2495379	TO PROVIDE RETIREMENT BENEFITS TO PARTICIPANTS	PA	401(A)	N/A	N/A		No
(6)SCHOLARSHIP FUND OF STEAMFITTERS LOCAL UNION NO 420 14420 TOWNSEND ROAD SUITE A PHILADELPHIA,PA19154 23-6919093	TO PROVIDE SCHOLARSHIPS TO THE CHILDREN OF MEMBERS	PA	501(C)3	3A	N/A		No
(7)MECHANICAL CONTRACTORS ASSOCIATION OF EASTERN PENNSYLVANIA INC 2250 HICKORY ROAD PHILADELPHIA,PA19154 23-0332471	TO PROVIDE MEANS FOR MECHANICAL CONTRACTORS TO DEVELOP THE INDUSTRY	PA	501(C)6	N/A	N/A		No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2015

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No
(1) BALANCE POINT HEATING & AIR LLC
(2) BATES BROTHERS MECHANICAL LLC
(3) BINSKY & SNYDER LLC
(4) BOFINGER PLUMBING CONTRACTORS LLC
(5) C & C CAMPANO HVAC LLC
(6) C A D DYNAMICS LLC
(7) CFM VR - TESCO LLC
(8) CURTIS CENTER MANAGEMENT LLC
(9) DIRECT AIR LLC
(10) ENERGY SERVICES LLC
(11) ENVIRONMENTAL COMFORT CONTROLS LLC
(12) FLANAGAN MECHANICAL SERVICES LLC
(13) GEORGE YOUNG MECHANICAL LLC
(14) I T C DELAWARE VALLEY LLC
(15) INFRASOURCE CONSTRUCTION LLC
(16) JLYNN LLC
(17) KASER MECHANICAL LLC
(18) LAREDO MECHANICAL LLC
(19) LARREACAD LLC
(20) M J BINDER COMPANY LLC
(21) MCT SERVICES LLC
(22) MMC BUILDING SERVICES LLC
(23) PARADIGM MECHANICAL LLC
(24) PINNACLE CONTROL SYSTEMS LLC
(25) PMC MECHANICAL LP
(26) PRECISION MECHANICAL CONTRACTING LLC
(27) PRECISION MECHANICAL SERVICES LLC
(28) PROGRESSIVE MECHANICAL LLC
(29) PYRO-STOP LLC
(30) RTR MECHANICAL & WELDING LLC
(31) SCANLON ASSOC INDUSTRIAL CONTRACTORS LLC
(32) SEA KNIGHT ASSOCIATES LLC
(33) SSSS LLC DBA COLDSTAT REFRIGERATION
(34) TRISTATE HVAC EQUIPMENT LLP

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	Yes	No
(1) A & J REFRIGERATION INC
(2) A A DUCKETT INC
(3) A S L REFRIGERATION INC
(4) A T CHADWICK CO INC
(5) AAA REFRIGERATION SERVICE INC
(6) ABLE ENGINEERING SERVICES
(7) ABLE MECHANICAL INC
(8) ABM ENGINEERING SERVICES CO
(9) AC & R SPECIALISTS INC
(10) ACCORD MECHANICAL & MANAGEMENT SVCS INC
(11) ACCU TEMP CONTROLS INC
(12) ADVANCED PIPING INC
(13) ADVANCED SPECIALTY CONTRACTORS
(14) AIR MANAGEMENT TECHNOLOGIES INC
(15) ALLIED WELL DRILLING
(16) ALLSTATES MECHANICAL LTD
(17) AMERICAN ELECTRICAL TESTING CO INC
(18) ATLANTIC PLANT MAINTENANCE INC
(19) ATV INC
(20) A-VALEY ENGINEERS INC
(21) BABCOX & WILCOX CONSTRUCTION CO
(22) BENNETT BROTHERS MECHANICAL INC
(23) BENSALEM MAINTENANCE
(24) BLANSKI ENERGY MGT INC
(25) BRADLEY-SCIOCCHETTI INC
(26) BRIAN TREMATORE PLUMBING & HEATING INC
(27) BROWN ELECTRIC CO INC
(28) BURKHARDT MECH INC
(29) BURNS MECHANICAL INC
(30) C A D DYNAMICS
(31) C M TOWERS
(32) C&S TECHNICAL RESOURCES INC
(33) CAPITOL REFRIGERATION
(34) CAR-BER TESTING INC
(35) CARRIER BLDG SERVICE
(36) CBI SERVICES INC
(37) CHADWICK A T SERVICE
(38) CHE MECHANICAL SERVICES
(39) CHESAPEAKE GEOSYSTEMS INC
(40) CHEWNING & WILMER INC
(41) CM 3 BUILDING SOLUTIONS INC
(42) CMS MECHANICAL INCORPORATED
(43) COLLINS & COLLINS MECHANICAL INC
(44) COLORADO PIPE INDUSTRY HEALTH & WELFARE FUND
(45) CONSTRUCTION MAINTENANCE PLUS INC
(46) CORE MECHANICALINSUCOM INC
(47) CORNERSTONE CONTROLS INC
(48) COSTA AND RIHL MECHANICAL CONTRACTORS
(49) CR MEYER AND SONS COMPANY
(50) CROMEDY CONSTRUCTION CORP
(51) CSI INTERNATIONAL INC
(52) D & D HEATING AND AIR CONDITIONING INC
(53) D J M MECHANICAL
(54) DANELLA CONSTRUCTION CORP
(55) DAVIS MECHANICAL SERVICE INC
(56) DAY & ZIMMERMAN
(57) DCK
(58) DEVINE BROTHERS INC
(59) DEVON ELECTRIC INC
(60) DIVERSIFIED PIPING INC
(61) DOLAN MECHANICAL INC
(62) DWD MECHANICAL CONTRACTOR INC
(63) E B O'REILLY SERVICING CORP
(64) E J DESETA COMPANY INC
(65) EAGLE MECHANICAL INC
(66) EAST COAST CONSTRUCTORS INC
(67) EASTERN ENVIRONMENTAL CONTRACTORS
(68) EDWARD J MELONEY INC
(69) ELECTRA CO INC
(70) ELLIOTT LEWIS CORP
(71) ENERFAB INC
(72) ENERPLEX MECH SYSTEMS INC
(73) ENGINEERING & REFRIGERATION INC
(74) ENVIRONMENTAL BUILDING SOLUTIONS INC
(75) F & G MECHANICAL CORP
(76) FAB-CRETE INC
(77) FALASCA MECHANICAL INC
(78) FERRICK CONSTRUCTION CO INC
(79) FIVE STAR INC
(80) FLEMINGTON INSTRUMENT CO INC
(81) FLUIDICS INC
(82) FRANCO MECHANICAL CONTRACTORS INC
(83) FRESH MEADOW MECHANICAL CORP
(84) G D BARRI & ASSOCIATES INC
(85) G E MECHANICAL INC
(86) G M MCCROSSIN INC
(87) GEM MECHANICAL SVCS INC
(88) GENERAL & MECHANICAL CONTRACTORS INC
(89) GENERAL ASPHALT PAVING CO OF PHILA
(90) GENERAL CONTROLS INC
(91) GENERAL REFRIGERATION CO INC
(92) GEPPERT BROS INC
(93) GLOBAL SPECTRUMCITIZEN BANK PARK
(94) GOSHEN MECHANICAL INC
(95) GRAYCOR INDUST CONST INC
(96) GREAT WESTERN SERVICES INC
(97) GSH GROUP INC
(98) H & H COMMERCIAL SERVICES
(99) H & R INDUSTRIAL SERVICES INC
(100) H T LYONS INC
(101) HENKELS & MC COY INC
(102) HERMAN GOLDNER CO INC
(103) HONEYWELL INC
(104) HUNTER MECH INC
(105) HUSSMANN SERVICES CORP
(106) INDUSTRIAL MECHANICAL CONTRACTORS INC
(107) INDUSTRIAL REFRIGERATION INC
(108) INSTRUMENT SCIENCES & TECHNOLOGIES
(109) INSTRUMENTATION & CONTROLS INC
(110) INTEGRATED MECHANICAL SERVICES INC
(111) INTERSTATE MECHANICAL SERVICES INC
(112) J & J PNEUMATIC TUBE INC
(113) J A SMITH HTG & AIR CONDITIONING
(114) J F AHERN CO
(115) J F HIERHOLZER MECHANICAL & ELECTRIC
(116) J GIVOO CONSULTANTS INC
(117) J J WHITE INC
(118) J R METZGER INC
(119) JOHN C KOHLER CO
(120) JOHNSON CONTROLS INC - MILWAUKEE
(121) KCORP TECHNOLOGY SERVICES INC
(122) KEYSTONE AIR INC
(123) KEYSTONE REFRIGERATION SERVICE INC
(124) KIEWIT POWER CONSTRUCTORS CO
(125) KINETICS SYSTEMS INCORPORATED
(126) L G B MECHANICAL INC
(127) LCOR INC
(128) LEIBOLD INC
(129) LEN PARKER ASSOCIATES INC
(130) LIBERTY MECHANICAL SERVICES INC
(131) LIMA AREA HEALTH & WELFARE FUND LOCAL 776
(132) LIMA COMPANY
(133) L-M SERVICE CO INC
(134) LOCAL 198 HEALTH AND WELFARE FUND
(135) LOCAL UNION 598 HEALTH & WELFARE TRUST FUND
(136) LOR-MAR MECHANICAL SERVICES INC
(137) M ROSSI MECHANICAL SERVICES
(138) MADISON INDUSTRIAL SERVICES TEAM LTD
(139) MALLARD MECHANICAL INC
(140) MAP REFRIGERATION INC
(141) MARRONE MECHANICAL
(142) MATRIX NORTH AMERICAN CONSTRUCTION INC
(143) MATRIX SERVICE INDUSTRIAL CONTRACTORS
(144) MBR CONSTRUCTION SERVICES INC
(145) MC CARLS INC
(146) MC CLURE CO INC
(147) M-CAT MECHANICAL INC
(148) MCCLOSKEY MECHANICAL CONTRACTORS INC
(149) MCCORRY MECHANICAL
(150) MCKENZIE GROUP INC
(151) MEADE ELECTRIC COMPANY INC
(152) MECCON INDUSTRIES INC
(153) METZ INC
(154) MID-ATLANTIC MECHANICAL INC
(155) MILLER PIPELINE CORPORATION
(156) MKS MECHANICAL INC
(157) MODERN CONTROLS INC
(158) MULTI-TEMP MECHANICAL INC
(159) NEIL S SULLIVAN ASSOCIATES LTD
(160) NOOTER CONSTRUCTION CO
(161) NORTHEAST MECHANICAL SERVICES INC
(162) NORTHEASTERN NEW YORK DC PIPEFITTERS WELFARE FUND
(163) OTIS EASTERN SERVICE INC
(164) PETERSON SERVICE CO INC
(165) PEVCO SYSTEMS INTL INC
(166) PHILADELPHIA EAGLES STADIUM
(167) PIPE TRADES INDUSTRY HEALTH & WELFARE FUND
(168) PIPEFITTERS LOCAL 597 WELFARE FUND
(169) PIPELINE INDUSTRY BENEFIT FUND
(170) PLUMBERS & PIPEFITTERS L630 WEL FUND
(171) PLUMBERS & PIPEFITTERS LOCAL 322 WELFARE FUND
(172) PLUMBERS & PIPEFITTERS LOCAL 354 WELFARE FUND
(173) PLUMBERS & PIPEFITTERS LOCAL 520 WELFARE FUND
(174) PLUMBERS & PIPEFITTERS LOCAL 572 HEALTH & WELFARE FUND
(175) PLUMBERS & PIPEFITTERS LOCAL 74 WELFARE FUND
(176) PLUMBERS & PIPEFITTERS LOCAL 9 WELFARE FUND
(177) PLUMBERS & STEAMFITTERS LOCAL 106 WELFARE FUND
(178) PLUMBERS & STEAMFITTERS LOCAL 43 WELFARE FUND
(179) PMC MECHANICAL CONT
(180) POSTLER & JAECKLE CORP (P&J)
(181) PRECISION MECHANICAL CONTRACTING
(182) PROJECT CONTROL SERVICES INC
(183) PURDY MECHANICAL INC
(184) QUAKER MECHANICAL INC
(185) R A M M INC
(186) R S K MECHANICAL INC
(187) RAM SERVICES INC
(188) REGION SERVICE CO INC
(189) RIGGS DISTLER & COMPANY
(190) RIVER MECHANICAL INC
(191) RIVER MECHANICAL SERVICES INC
(192) RSA INC
(193) SASS-MOORE SERVICE
(194) SCHECK MECHANICAL CORPORATION
(195) SCOTT MECHANICAL INC
(196) SDA MECHANICAL SERVICES INC
(197) SHELBY MECHANICAL INC
(198) SIEMENS BLDG TECHNOLOGIESLANDIS DIV
(199) SIEMENS GENERATION SERVICES CO
(200) SOUTHERN CALIFORNIA PIPETRADES WELFARE FUND
(201) SPECIALTY SUPPORT SYSTEMS INC
(202) SPECTRUM ARENA INC
(203) STEAMFITTERS LOCAL 449 MEDICAL & BENEFIT PLAN
(204) STEVENS HEATING & AIR CONDITIONING
(205) STONE & WEBSTER
(206) STONE HILL CONTRACTING INC
(207) SULPIZIO INC
(208) SURETY MECH SERVICES INC
(209) T C S HEATING & AIR CONDITIONING
(210) TASK FORCE ONE
(211) THE WARKO GROUP
(212) THERMATECH CORP
(213) THOMAS LINDSTROM & CO INC
(214) TOZOUR ENERGY SYSTEMS
(215) TRACEY MECHANICAL INC
(216) TRANE COMPANY
(217) TRANSLOGIC CORPORATION
(218) TRUSKEY INC
(219) TWIN CITY PIPETRADES WELFARE FUND
(220) U S FACILITIES
(221) U S PIPING INC
(222) UA LOCAL 716 PLUMBERS & PIPEFITTERS WELFARE PLAN
(223) UTILITY LINE SERVICES INC
(224) VOEGELE MECHANICAL INC
(225) W F SMITH INC
(226) W KRAMER ASSOC INC
(227) WACHS TECHNICAL SERVICES LTD
(228) WEATHERVANE SERVICE INC
(229) WELDING SERVICES INC
(230) WEST CHESTER MECH CONTRACTORS INC
(231) WESTINGHOUSE ELECTRIC
(232) WHEELING MECHANICAL INC
(233) WILLIARD LIMBACH
(234) WINSLOW SERVICES INC

Schedule R (Form 990) 2015

Page 3

Part V

Transactions With Related Organizations Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

c Gift, grant, or capital contribution from related organization(s) ............................

d Loans or loan guarantees to or for related organization(s) ............................

e Loans or loan guarantees by related organization(s) ............................

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

Yes

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

Yes

m Performance of services or membership or fundraising solicitations by related organization(s) .................

Yes

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

Yes

o Sharing of paid employees with related organization(s) ............................

Yes

p Reimbursement paid to related organization(s) for expenses ............................

Yes

q Reimbursement paid by related organization(s) for expenses ............................

Yes

r Other transfer of cash or property to related organization(s) ............................

s Other transfer of cash or property from related organization(s) ............................

Yes

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved

Schedule R (Form 990) 2015

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No

Schedule R (Form 990) 2015

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R (see instructions).

Return Reference	Explanation
FORM 990, SCHEDULE R	EXPLANATION: THE PLAN UNDERSTANDS THE IRS CALLS FOR ALL EMPLOYERS CONTRIBUTING TO A VEBA, SUCH AS THE PLAN, THAT ARE TO BE CONSIDERED RELATED ORGANIZATIONS FOR PURPOSES OF REPORTING ON SCHEDULE R TO FORM 990 ARE TO BE REPORTED LISTING ONLY THEIR NAME, ON SCHEDULE R. HOWEVER, TO PROPERLY COMPLETE SCHEDULE R CERTAIN INFORMATION IS NEEDED FOR EACH EMPLOYER. WHILE THE PLAN HAS MADE A REASONABLE EFFORT TO OBTAIN, GATHER AND PROPERLY REPORT ALL OF THE REQUIRED DATA, CERTAIN INFORMATION HAS NOT BEEN AVAILABLE OR RECEIVED. THE PLAN WILL CONTINUE TO OBTAIN, GATHER AND PROPERLY REPORT ALL OF THE REQUIRED DATA IN THE FUTURE. IN ADDITION, CERTAIN INFORMATION THAT WAS NOT AVAILABLE BUT WAS CALLED FOR BY THE FORM WAS BASED ON AVAILABLE INFORMATION. THE TYPE OF ENTITY WAS CONSIDERED TO BE A C CORPORATION FOR CERTAIN BUSINESSES FOR WHICH THE PLAN DOES NOT HAVE TYPE OF ENTITY.

Return Reference

Explanation

FORM 990, SCHEDULE R

EXPLANATION: THE PLAN UNDERSTANDS THE IRS CALLS FOR ALL EMPLOYERS CONTRIBUTING TO A VEBA, SUCH AS THE PLAN, THAT ARE TO BE CONSIDERED RELATED ORGANIZATIONS FOR PURPOSES OF REPORTING ON SCHEDULE R TO FORM 990 ARE TO BE REPORTED LISTING ONLY THEIR NAME, ON SCHEDULE R. HOWEVER, TO PROPERLY COMPLETE SCHEDULE R CERTAIN INFORMATION IS NEEDED FOR EACH EMPLOYER. WHILE THE PLAN HAS MADE A REASONABLE EFFORT TO OBTAIN, GATHER AND PROPERLY REPORT ALL OF THE REQUIRED DATA, CERTAIN INFORMATION HAS NOT BEEN AVAILABLE OR RECEIVED. THE PLAN WILL CONTINUE TO OBTAIN, GATHER AND PROPERLY REPORT ALL OF THE REQUIRED DATA IN THE FUTURE. IN ADDITION, CERTAIN INFORMATION THAT WAS NOT AVAILABLE BUT WAS CALLED FOR BY THE FORM WAS BASED ON AVAILABLE INFORMATION. THE TYPE OF ENTITY WAS CONSIDERED TO BE A C CORPORATION FOR CERTAIN BUSINESSES FOR WHICH THE PLAN DOES NOT HAVE TYPE OF ENTITY.

Schedule R (Form 990) 2015

Additional Data

Software ID:
Software Version:

1	Briefly describe the organization’s mission or most significant activities: THIS PLAN PROVIDES SICK, ACCIDENT, HEALTH, VISION, DENTAL, DEATH AND VACATION BENEFITS TO ITS ELIGIBLE PARTICIPANTS AND THEIR DEPENDENTS.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	6
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	3
5	Total number of individuals employed in calendar year 2015 (Part V, line 2a) ......	5	0
6	Total number of volunteers (estimate if necessary) .............	6	0
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	0
b	Net unrelated business taxable income from Form 990-T, line 34 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	0	0
9	Program service revenue (Part VIII, line 2g) .........	68,899,706	74,886,563
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	1,432,581	1,458,996
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	0	0
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	70,332,287	76,345,559
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	0	0
14	Benefits paid to or for members (Part IX, column (A), line 4).....	71,146,269	70,400,578
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	272,559	231,763
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 0
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	1,514,477	1,188,357
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	72,933,305	71,820,698
19	Revenue less expenses. Subtract line 18 from line 12.......	-2,601,018	4,524,861
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	108,309,415	110,655,478
21	Total liabilities (Part X, line 26).............	2,883,459	2,063,094
22	Net assets or fund balances. Subtract line 21 from line 20.....	105,425,956	108,592,384

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )
	THIS PLAN PROVIDES SICK, ACCIDENT, HEALTH, VISION, DENTAL, DEATH AND VACATION BENEFITS TO ITS ELIGIBLE PARTICIPANTS AND THEIR DEPENDENTS. THIS IS ESSENTIALLY THE ONLY PROGRAM SERVICE OF THE ORGANIZATION AND ALL OF THE REVENUES AND EXPENSES ARE CONSIDERED TO BE FOR THIS PURPOSE.

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses

(A) Name and Title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)		(D) Reportable compensation from the organization (W- 2/1099-MISC)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and Title
(1) ANTHONY GALLAGHER...................................................................... CO-CHAIRMAN	1.00 ................. 45.00	X		0	179,020	129,649
(2) TIMOTHY BRINK...................................................................... CO-CHAIRMAN	1.00 ................. 5.00	X		0	0	0
(3) KEVIN HEFFERNAN...................................................................... TRUSTEE	1.00 ................. 40.00	X		0	148,241	112,820
(4) EDWARD QUINN...................................................................... TRUSTEE	1.00 .................	X		0	0	0
(5) JAMES GAFFNEY...................................................................... TRUSTEE	1.00 .................	X		0	0	0
(6) THOMAS REDDEN...................................................................... TRUSTEE	1.00 ................. 6.00	X		0	11,786	4,943
(7) ROBERT WINTHER...................................................................... ADMINISTRATOR	9.00 ................. 36.00		X	44,497	103,827	86,029

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)...........	44,497	442,874	333,441

1a	Federated campaigns..	1a
b	Membership dues..	1b
c	Fundraising events..	1c
d	Related organizations	1d
e	Government grants (contributions)	1e

f	All other contributions, gifts, grants, and similar amounts not included above	1f

g	Noncash contributions included in lines 1a-1f:$
h Total.Add lines 1a-1f.......

			Business Code
2a	RECEIPTS FROM EMPLOYERS	525100	64,864,839	64,864,839
b	PARTICIPANT CONTRIBUTIONS	525100	9,950,720	9,950,720
c
d
e
f	All other program service revenue.			71,004	71,004
g Total.Add lines 2a–2f.....			74,886,563

3 Investment income (including dividends, interest, and othersimilar amounts) ..........			849,479			849,479
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
		(ii) Personal	(i) Real
6a	Gross rents
b	Less: rental expenses
c	Rental income or (loss)
d	Net rental income or (loss)......
		(ii) Other	(i) Securities
7a	Gross amount from sales of assets other than inventory		127,913,074
b	Less: cost or other basis and sales expenses		127,303,557
c	Gain or (loss)		609,517
d	Net gain or (loss).....			609,517			609,517
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ....
	a
b	Less: direct expenses ...b
c	Net income or (loss) from fundraising events..
9a	Gross income from gaming activities. See Part IV, line 19 ...
	a
b	Less: direct expenses ...b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
	a
b	Less: cost of goods sold ..b
c	Net income or (loss) from sales of inventory..
Business Code			Miscellaneous Revenue
11a
b
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......
12	Total revenue. See Instructions......			76,345,559	74,886,563	0	1,458,996

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21
2	Grants and other assistance to individuals in the United States. See Part IV, line 22
3	Grants and other assistance to governments, organizations, and individuals outside the United States. See Part IV, lines 15 and 16
4	Benefits paid to or for members	70,400,578
5	Compensation of current officers, directors, trustees, and key employees ....	70,305
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) ....
7	Other salaries and wages	74,079
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....	51,464
9	Other employee benefits .......	26,874
10	Payroll taxes ...........	9,041
11	Fees for services (non-employees):
a	Management ......	294,612
b	Legal .........	99,817
c	Accounting ...........	35,338
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......	243,290
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	340,248
12	Advertising and promotion ....
13	Office expenses .......	98,015
14	Information technology ......
15	Royalties ..
16	Occupancy ...........	21,420
17	Travel ............
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....	12,120
20	Interest ...........
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..	3,099
23	Insurance ...	18,570
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	PCORI FEES	21,828
b
c
d
e	All other expenses
25	Total functional expenses. Add lines 1 through 24e	71,820,698
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........				1
2	Savings and temporary cash investments .........			16,289,384	2	22,337,352
3	Pledges and grants receivable, net ......				3
4	Accounts receivable, net .............			6,278,701	4	7,252,191
5	Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of Schedule L
					5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations (see instructions) Complete Part II of Schedule L
					6
7	Notes and loans receivable, net ....				7
8	Inventories for sale or use ........				8
9	Prepaid expenses and deferred charges ......			11,355	9	10,361
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	137,665
b	Less: accumulated depreciation	10b	69,412	71,352	10c	68,253
11	Investments—publicly traded securities .			163	11	70,165,472
12	Investments—other securities. See Part IV, line 11 .....			85,466,187	12	10,406,313
13	Investments—program-related. See Part IV, line 11 ..				13
14	Intangible assets ...............				14
15	Other assets. See Part IV, line 11 ...........			192,273	15	415,536
16	Total assets. Add lines 1 through 15 (must equal line 34)...			108,309,415	16	110,655,478

17	Accounts payable and accrued expenses .....	242,719	17	176,581
18	Grants payable ...		18
19	Deferred revenue .........		19
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D		21
22	Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..		22
23	Secured mortgages and notes payable to unrelated third parties ..		23
24	Unsecured notes and loans payable to unrelated third parties ..		24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17-24). Complete Part X of Schedule D	2,640,740	25	1,886,513
26	Total liabilities. Add lines 17 through 25..	2,883,459	26	2,063,094

	Organizations that follow SFAS 117 (ASC 958), check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets		27
28	Temporarily restricted net assets ...........		28
29	Permanently restricted net assets		29
	Organizations that do not follow SFAS 117 (ASC 958), check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds .....	0	30	0
31	Paid-in or capital surplus, or land, building or equipment fund ...	0	31	0
32	Retained earnings, endowment, accumulated income, or other funds	105,425,956	32	108,592,384
33	Total net assets or fund balances ...........	105,425,956	33	108,592,384
34	Total liabilities and net assets/fund balances ........	108,309,415	34	110,655,478