TY 2015 Form 990

(A) Name and Title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)
(1) MICHAEL SULLIVAN...................................................................... CHAIRPERSON	2.00 .................	X	X
(2) CORTLAND SILVER...................................................................... VICE CHAIRPERSON	2.00 .................	X	X
(3) TIM KELLEY...................................................................... SECRETARY	2.00 .................	X	X
(4) CLINT BLUESTEIN...................................................................... TREASURER	2.00 .................	X	X
(5) MARY ESTELLE AMBERG...................................................................... BOARD MEMBER	2.00 .................	X
(6) ROBYN ANDERSON...................................................................... BOARD MEMBER	2.00 .................	X
(7) THOMAS O ANSEL...................................................................... BOARD MEMBER	2.00 .................	X
(8) EVA CHADWICK...................................................................... BOARD MEMBER	2.00 .................	X
(9) PAUL CHRISTOPHERSON...................................................................... BOARD MEMBER	2.00 .................	X
(10) KEVIN CLASSEN...................................................................... BOARD MEMBER	2.00 .................	X
(11) FRED DABNEY III...................................................................... BOARD MEMBER	2.00 .................	X
(12) JOE GENOVESE...................................................................... BOARD MEMBER	2.00 .................	X
(13) LARRY GUDIS...................................................................... BOARD MEMBER	2.00 .................	X
(14) TRACY HEDRICK...................................................................... BOARD MEMBER	2.00 .................	X
(15) LARRY HOFER...................................................................... BOARD MEMBER	2.00 .................	X
(16) JOAN JAYNES...................................................................... BOARD MEMBER	2.00 .................	X
(17) STANTON JOHNSON...................................................................... BOARD MEMBER	2.00 .................	X

(A) Name and Title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W- 2/1099-MISC)
(18) SUE KIDD........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(19) MATTHEW KLANDRUD........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(20) JACQUELINE METCALF........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(21) YOVHANE METCALFE........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(22) DEBORAH W MILLER........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(23) MICHAEL O-CONNOR........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(24) CHRISTOPHER OWEN........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(25) KATHLEEN PECHMAN........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(26) BOB RASMUSSEN........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(27) HEIDE K ROSE........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(28) JESSE SHETLAR........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(29) DAVE SPRENTALL........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(30) ROBERT STAAB........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(31) MICHAEL J TOIA........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(32) JOHN VASQUEZ........................................................................ BOARD MEMBER	2.00 .......................	X			0	0
(33) JASON BARLOW........................................................................ PRESIDENT/CEO (PARTIAL YEAR)	45.00 .......................		X		23,077	47
(34) ROGER G SCHWIERJOHN........................................................................ PRESIDENT/CEO (PARTIAL YEAR)	45.00 .......................		X		118,943	13,840
(35) DEBRA BRADLEY........................................................................ COO JUL-DEC 15; COO/CFO JAN-JUN 16	45.00 .......................		X		105,138	19,849
(36) HOLLY BAIRD........................................................................ CFO JUL-DEC 15;CONTROLLER JAN-JUN 16	45.00 .......................		X		99,900	9,355
(37) TANA NICHOLS........................................................................ DIRECTOR REAL EST & LAND D	45.00 .......................			X	107,266	9,544

(A) Name and business address	(B) Description of services	(C) Compensation
MARK'S VALLEY GRADING INC 2425 N CENTER MESA,AZ85201	LANDSCAPING SERVICES	476,769
THE PRODUCTION CHOICE LLC PO BOX 1297 GILBERT,AZ85299	PLUMBING SERVICES	321,266
GILLIAM CONCRETE INC PO BOX 1297 GILBERT,AZ85299	CONCRETE SERVICES	245,700
CHAS ROBERTS AIR CONDITIONING INC 9828 N 19TH AVE PHOENIX,AZ85021	HVAC SERVICES	240,812
TOP QUALITY MASONRY CO INC 3035 S 35TH AVE PHOENIX,AZ85009	FENCE/WALL SERVICES	170,578
2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 20

- TIN:

SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.
right arrow

Attach to Form 990 or Form 990-EZ.
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Information about Schedule A (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public
Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions.

The organization is not a private foundation because it is: (For lines 1 through 11, check only one box.)

A church, convention of churches, or association of churches described in section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E (Form 990 or 990-EZ))

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An organization that normally receives: (1) more than 331/3% of its support from contributions, membership fees, and gross receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. See section 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box in lines 11a through 11d that describes the type of supporting organization and complete lines 11e, 11f, and 11g.

Type I. A supporting organization operated, supervised, or controlled by its supported organization(s), typically by giving the supported organization(s) the power to regularly appoint or elect a majority of the directors or trustees of the supporting organization. You must complete Part IV, Sections A and B.

Type II. A supporting organization supervised or controlled in connection with its supported organization(s), by having control or management of the supporting organization vested in the same persons that control or manage the supported organization(s). You must complete Part IV, Sections A and C.

Type III functionally integrated. A supporting organization operated in connection with, and functionally integrated with, its supported organization(s) (see instructions). You must complete Part IV, Sections A, D, and E.

Type III non-functionally integrated. A supporting organization operated in connection with its supported organization(s) that is not functionally integrated. The organization generally must satisfy a distribution requirement and an attentiveness requirement (see instructions). You must complete Part IV, Sections A and D, and Part V.

Check this box if the organization received a written determination from the IRS that it is a Type I, Type II, Type III functionally integrated, or Type III non-functionally integrated supporting organization.

Enter the number of supported organizations ..............

Provide the following information about the supported organization(s).

(i)Name of supported organization	(ii) EIN	(iv) Is the organization listed in your governing document?		(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)
(i)Name of supported organization	(ii) EIN	Yes	No	(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)


Total

For Paperwork Reduction Act Notice, see the Instructions for
Form 990 or 990-EZ.

Cat. No. 11285F

Schedule A (Form 990 or 990-EZ) 2015

Page 2

Part II

Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization fails to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2011	(b) 2012	(c) 2013	(d) 2014	(e) 2015	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any unusual grants.) ....	4,274,839	9,589,851	9,296,030	7,996,187	8,057,729	39,214,636
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf.......
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3	4,274,839	9,589,851	9,296,030	7,996,187	8,057,729	39,214,636
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f)..
6	Public support. Subtract line 5 from line 4.						39,214,636

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2011	(b) 2012	(c) 2013	(d) 2014	(e) 2015	(f) Total
7	Amounts from line 4..	4,274,839	9,589,851	9,296,030	7,996,187	8,057,729	39,214,636
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...	8,121	15,267	8,096	29,855	40,250	101,589
9	Net income from unrelated business activities, whether or not the business is regularly carried on..
10	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.)..	58,276	106,125	81,235	63,500	108,660	417,796
11	Total support. Add lines 7 through 10.						39,734,021

Gross receipts from related activities, etc. (see instructions) ..................

24,399,721

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here........................................ right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2015 (line 6, column (f) divided by line 11, column (f)) .........

98.690 %

Public support percentage for 2014 Schedule A, Part II, line 14 ...............

98.860 %

16a

33 1/3% support test—2015. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ....................... right arrow

33 1/3% support test—2014. If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2015. If the organization did not check a box on line 13, 16a, or 16b, and line 14
is 10% or more, and if the organization meets the facts-and-circumstances test, check this box and stop here. Explain
in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported
organization ..................................................... right arrow

10%-facts-and-circumstances test—2014. If the organization did not check a box on line 13, 16a, 16b, or 17a, and line
15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here.
Explain in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly
supported organization ................................................ right arrow

Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions ..................................................... right arrow

Schedule A (Form 990 or 990-EZ) 2015

Page 3

Part III

Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 9 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2011	(b) 2012	(c) 2013	(d) 2014	(e) 2015	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose......
3	Gross receipts from activities that are not an unrelated trade or business under section 513...
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5	The value of services or facilities furnished by a governmental unit to the organization without charge..
6	Total. Add lines 1 through 5.
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons...
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.
c	Add lines 7a and 7b..
8	Public support. (Subtract line 7c from line 6.)

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2011	(b) 2012	(c) 2013	(d) 2014	(e) 2015	(f) Total
9	Amounts from line 6...
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c	Add lines 10a and 10b.
11	Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.) ..
13	Total support. (Add lines 9, 10c, 11, and 12.)..

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization,
check this box and stop here............................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2015 (line 8, column (f) divided by line 13, column (f)) .........

Public support percentage from 2014 Schedule A, Part III, line 15 ...............

Section D. Computation of Investment Income Percentage

Investment income percentage for 2015 (line 10c, column (f) divided by line 13, column (f)) ......

Investment income percentage from 2014 Schedule A, Part III, line 17 .............

19a

331/3% support tests—2015. If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ....... right arrow

33 1/3% support tests—2014. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .... right arrow

Private foundation. If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions .... right arrow

Schedule A (Form 990 or 990-EZ) 2015

Page 4

Part IV

Supporting Organizations

(Complete only if you checked a box on line 11 of Part I. If you checked 11a of Part I, complete Sections A and B. If you checked 11b of Part I, complete Sections A and C. If you checked 11c of Part I, complete Sections A, D, and E. If you checked 11d of Part I, complete Sections A and D, and complete Part V.)

Section A. All Supporting Organizations

Yes

Are all of the organization’s supported organizations listed by name in the organization’s governing documents?
If "No," describe in Part VI how the supported organizations are designated. If designated by class or purpose,
describe the designation. If historic and continuing relationship, explain.

Did the organization have any supported organization that does not have an IRS determination of status under section 509(a)(1) or (2)? If "Yes," explain in Part VI how the organization determined that the supported organization was described in section 509(a)(1) or (2).

Did the organization have a supported organization described in section 501(c)(4), (5), or (6)? If "Yes," answer (b) and (c) below.

Did the organization confirm that each supported organization qualified under section 501(c)(4), (5), or (6) and satisfied the public support tests under section 509(a)(2)? If "Yes," describe in Part VI when and how the organization made the determination.

Did the organization ensure that all support to such organizations was used exclusively for section 170(c)(2)(B) purposes? If "Yes," explain in Part VI what controls the organization put in place to ensure such use.

Was any supported organization not organized in the United States ("foreign supported organization")? If “Yes” and if you checked 11a or 11b in Part I, answer (b) and (c) below.

Did the organization have ultimate control and discretion in deciding whether to make grants to the foreign supported organization? If “Yes,” describe in Part VI how the organization had such control and discretion despite being controlled or supervised by or in connection with its supported organizations.

Did the organization support any foreign supported organization that does not have an IRS determination under sections 501(c)(3) and 509(a)(1) or (2)? If “Yes,” explain in Part VI what controls the organization used to ensure that all support to the foreign supported organization was used exclusively for section 170(c)(2)(B) purposes.

Did the organization add, substitute, or remove any supported organizations during the tax year? If “Yes,” answer (b) and (c) below (if applicable). Also, provide detail in Part VI, including (i) the names and EIN numbers of the supported organizations added, substituted, or removed; (ii) the reasons for each such action; (iii) the authority under the organization's organizing document authorizing such action; and (iv) how the action was accomplished (such as by amendment to the organizing document).

Type I or Type II only. Was any added or substituted supported organization part of a class already designated in the organization's organizing document?

Substitutions only. Was the substitution the result of an event beyond the organization's control?

Did the organization provide support (whether in the form of grants or the provision of services or facilities) to anyone other than (i) its supported organizations, (ii) individuals that are part of the charitable class benefited by one or more of its supported organizations, or (iii) other supporting organizations that also support or benefit one or more of the filing organization’s supported organizations? If “Yes,” provide detail in Part VI.

Did the organization provide a grant, loan, compensation, or other similar payment to a substantial contributor (defined in section 4958(c)(3)(C)), a family member of a substantial contributor, or a 35% controlled entity with regard to a substantial contributor? If “Yes,” complete Part I of Schedule L (Form 990 or 990-EZ) .

Did the organization make a loan to a disqualified person (as defined in section 4958) not described in line 7? If “Yes,” complete Part I of Schedule L (Form 990 or 990-EZ).

Was the organization controlled directly or indirectly at any time during the tax year by one or more disqualified persons as defined in section 4946 (other than foundation managers and organizations described in section 509(a)(1) or (2))? If “Yes,” provide detail in Part VI.

Did one or more disqualified persons (as defined in line 9a) hold a controlling interest in any entity in which the supporting organization had an interest? If “Yes,” provide detail in Part VI.

Did a disqualified person (as defined in line 9a) have an ownership interest in, or derive any personal benefit from, assets in which the supporting organization also had an interest? If “Yes,” provide detail in Part VI.

10a

Was the organization subject to the excess business holdings rules of section 4943 because of section 4943(f) (regarding certain Type II supporting organizations, and all Type III non-functionally integrated supporting organizations)? If “Yes,” answer line 10b below.

10a

Did the organization have any excess business holdings in the tax year? (Use Schedule C, Form 4720, to determine whether the organization had excess business holdings).

10b

Schedule A (Form 990 or 990-EZ) 2015

Page 5

Part IV

Supporting Organizations (continued)

Yes

Has the organization accepted a gift or contribution from any of the following persons?

A person who directly or indirectly controls, either alone or together with persons described in (b) and (c) below, the governing body of a supported organization?

11a

A family member of a person described in (a) above?

11b

A 35% controlled entity of a person described in (a) or (b) above? If “Yes” to a, b, or c, provide detail in Part VI.

11c

Section B. Type I Supporting Organizations

Yes

Did the directors, trustees, or membership of one or more supported organizations have the power to regularly appoint or elect at least a majority of the organization’s directors or trustees at all times during the tax year? If “No,” describe in Part VI how the supported organization(s) effectively operated, supervised, or controlled the organization’s activities. If the organization had more than one supported organization, describe how the powers to appoint and/or remove directors or trustees were allocated among the supported organizations and what conditions or restrictions, if any, applied to such powers during the tax year.

Did the organization operate for the benefit of any supported organization other than the supported organization(s) that operated, supervised, or controlled the supporting organization? If “Yes,” explain in Part VI how providing such benefit carried out the purposes of the supported organization(s) that operated, supervised or controlled the supporting organization.

Section C. Type II Supporting Organizations

Yes

Were a majority of the organization’s directors or trustees during the tax year also a majority of the directors or trustees of each of the organization’s supported organization(s)? If “No,” describe in Part VI how control or management of the supporting organization was vested in the same persons that controlled or managed the supported organization(s).

Section D. All Type III Supporting Organizations

Yes

Did the organization provide to each of its supported organizations, by the last day of the fifth month of the organization’s tax year, (i) a written notice describing the type and amount of support provided during the prior tax year, (ii) a copy of the Form 990 that was most recently filed as of the date of notification, and (iii) copies of the organization’s governing documents in effect on the date of notification, to the extent not previously provided?

Were any of the organization’s officers, directors, or trustees either (i) appointed or elected by the supported organization(s) or (ii) serving on the governing body of a supported organization? If "No," explain in Part VI how the organization maintained a close and continuous working relationship with the supported organization(s).

By reason of the relationship described in (2), did the organization’s supported organizations have a significant voice in the organization’s investment policies and in directing the use of the organization’s income or assets at all times during the tax year? If "Yes," describe in Part VI the role the organization’s supported organizations played in this regard.

Section E. Type III Functionally-Integrated Supporting Organizations

Check the box next to the method that the organization used to satisfy the Integral Part Test during the year (see instructions):

The organization satisfied the Activities Test. Complete line 2 below.

The organization is the parent of each of its supported organizations. Complete line 3 below.

The organization supported a governmental entity. Describe in Part VI how you supported a government entity (see instructions)

Activities Test. Answer (a) and (b) below.

Yes

Did substantially all of the organization’s activities during the tax year directly further the exempt purposes of the supported organization(s) to which the organization was responsive? If "Yes," then in Part VI identify those supported organizations and explain how these activities directly furthered their exempt purposes, how the organization was responsive to those supported organizations, and how the organization determined that these activities constituted substantially all of its activities.

Did the activities described in (a) constitute activities that, but for the organization’s involvement, one or more of the organization’s supported organization(s) would have been engaged in? If "Yes," explain in Part VI the reasons for the organization’s position that its supported organization(s) would have engaged in these activities but for the organization’s involvement.

Parent of Supported Organizations. Answer (a) and (b) below.

Did the organization have the power to regularly appoint or elect a majority of the officers, directors, or trustees of each of the supported organizations? Provide details in Part VI.

Did the organization exercise a substantial degree of direction over the policies, programs and activities of each of its supported organizations? If "Yes," describe in Part VI. the role played by the organization in this regard.

Schedule A (Form 990 or 990-EZ) 2015

Page 6

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations

Check here if the organization satisfied the Integral Part Test as a qualifying trust on Nov. 20, 1970. See instructions. All other Type III non-functionally integrated supporting organizations must complete Sections A through E.

	Section A - Adjusted Net Income		(A) Prior Year	(B) Current Year (optional)
1	Net short-term capital gain	1
2	Recoveries of prior-year distributions	2
3	Other gross income (see instructions)	3
4	Add lines 1 through 3	4
5	Depreciation and depletion	5
6	Portion of operating expenses paid or incurred for production or collection of gross income or for management, conservation, or maintenance of property held for production of income (see instructions)	6
7	Other expenses (see instructions)	7
8	Adjusted Net Income (subtract lines 5, 6 and 7 from line 4)	8

	Section B - Minimum Asset Amount		(A) Prior Year	(B) Current Year (optional)
1	Aggregate fair market value of all non-exempt-use assets (see instructions for short tax year or assets held for part of year):	1
a	Average monthly value of securities	1a
b	Average monthly cash balances	1b
c	Fair market value of other non-exempt-use assets	1c
d	Total (add lines 1a, 1b, and 1c)	1d
e	Discount claimed for blockage or other factors (explain in detail in Part VI):
2	Acquisition indebtedness applicable to non-exempt use assets	2
3	Subtract line 2 from line 1d	3
4	Cash deemed held for exempt use. Enter 1-1/2% of line 3 (for greater amount, see instructions).	4
5	Net value of non-exempt-use assets (subtract line 4 from line 3)	5
6	Multiply line 5 by .035	6
7	Recoveries of prior-year distributions	7
8	Minimum Asset Amount (add line 7 to line 6)	8

	Section C - Distributable Amount		Current Year
1	Adjusted net income for prior year (from Section A, line 8, Column A)	1
2	Enter 85% of line 1	2
3	Minimum asset amount for prior year (from Section B, line 8, Column A)	3
4	Enter greater of line 2 or line 3	4
5	Income tax imposed in prior year	5
6	Distributable Amount. Subtract line 5 from line 4, unless subject to emergency temporary reduction (see instructions)	6

Check here if the current year is the organization's first as a non-functionally-integrated Type III supporting organization (see instructions)

Schedule A (Form 990 or 990-EZ) 2015

Page 7

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations (continued)

Section D - Distributions		Current Year
1 Amounts paid to supported organizations to accomplish exempt purposes
2 Amounts paid to perform activity that directly furthers exempt purposes of supported organizations, in excess of income from activity
3 Administrative expenses paid to accomplish exempt purposes of supported organizations
4 Amounts paid to acquire exempt-use assets
5 Qualified set-aside amounts (prior IRS approval required)
6 Other distributions (describe in Part VI). See instructions
7Total annual distributions. Add lines 1 through 6.
8 Distributions to attentive supported organizations to which the organization is responsive (provide details in Part VI). See instructions
9 Distributable amount for 2015 from Section C, line 6
10 Line 8 amount divided by Line 9 amount

Section E - Distribution Allocations (see instructions)		(i) Excess Distributions	(ii) Underdistributions Pre-2015	(iii) Distributable Amount for 2015
1 Distributable amount for 2015 from Section C, line 6
2 Underdistributions, if any, for years prior to 2015 (reasonable cause required--see instructions)
3 Excess distributions carryover, if any, to 2015:
a
b
c
d From 2013.......
e From 2014.......
fTotal of lines 3a through e
g Applied to underdistributions of prior years
h Applied to 2015 distributable amount
i Carryover from 2010 not applied (see instructions)
j Remainder. Subtract lines 3g, 3h, and 3i from 3f.
4Distributions for 2015 from Section D, line 7:
$
a Applied to underdistributions of prior years
b Applied to 2015 distributable amount
c Remainder. Subtract lines 4a and 4b from 4.
5 Remaining underdistributions for years prior to 2015, if any. Subtract lines 3g and 4a from line 2 (if amount greater than zero, see instructions)
6 Remaining underdistributions for 2015. Subtract lines 3h and 4b from line 1 (if amount greater than zero, see instructions)
7 Excess distributions carryover to 2016. Add lines 3j and 4c.
8 Breakdown of line 7:
a
b
c Excess from 2013.......
d From 2014.......
e From 2015.......

Schedule A (Form 990 or 990-EZ) (2015)

Schedule A (Form 990 or 990-EZ) 2015

Page 8

Part VI

Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; Part III, line 12; Part IV, Section A, lines 1, 2, 3b, 3c, 4b, 4c, 5a, 6, 9a, 9b, 9c, 11a, 11b, and 11c; Part IV, Section B, lines 1 and 2; Part IV, Section C, line 1; Part IV, Section D, lines 2 and 3; Part IV, Section E, lines 1c, 2a, 2b, 3a and 3b; Part V, line 1; Part V, Section B, line 1e; Part V Section D, lines 5, 6, and 8; and Part V, Section E, lines 2, 5, and 6. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Return Reference	Explanation

Schedule A (Form 990 or 990-EZ) 2015

Additional Data

Software ID:
Software Version:

- TIN:

Schedule B
(Form 990, 990-EZ,
or 990-PF)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Information about Schedule B (Form 990, 990-EZ, or 990-PF) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.

Special Rules

For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Do not complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Arrow Bullet

Caution. An organization that is not covered by the General Rule and/or the Special Rules does not file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it does not meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2015)

Schedule B (Form 990, 990-EZ, or 990-PF) (2015) Page 2

Name of organization HABITAT FOR HUMANITY CENTRAL ARIZONA

Part I	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
RESTRICTED	,	$ RESTRICTED	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2015)

Schedule B (Form 990, 990-EZ, or 990-PF) (2015)

Page 3

Name of organization HABITAT FOR HUMANITY CENTRAL ARIZONA		Employer identification number 74-2401708

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No.from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No.from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No.from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No.from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No.from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
(a) No.from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (see instructions)	(d) Date received
		$
Schedule B (Form 990, 990-EZ, or 990-PF) (2015)

Schedule B (Form 990, 990-EZ, or 990-PF) (2015)

Page 4


Name of organization HABITAT FOR HUMANITY CENTRAL ARIZONA			Employer identification number 74-2401708
Part III Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $ Use duplicate copies of Part III if additional space is needed.

(a)
No.from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No.from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No.from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No.from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990, 990-EZ, or 990-PF) (2015)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
SchDMd Bullet

Attach to Form 990.
Information about Schedule D (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

			(a) Donor advised funds	(b) Funds and other accounts

1	Total number at end of year ....
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ....

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised
funds are the organization's property, subject to the organization's exclusive legal control? ...........

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be
used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ............................

Yes No

Part II

Conservation Easements. Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 8/17/06, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under SFAS 116 (ASC 958), not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under SFAS 116 (ASC 958), to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... SchDMd Bullet

(ii)

Assets included in Form 990, Part X ............................... SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under SFAS 116 (ASC 958) relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2015

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability?

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ........

Part V

Endowment Funds. Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a)Current year	(b)Prior year	(c)Two years back	(d)Three years back	(e)Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment SchDMd Bullet

Permanent endowment SchDMd Bullet

Temporarily restricted endowment SchDMd Bullet

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) unrelated organizations .................

3a(i)

(ii) related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b)Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land ...
b	Buildings	2,534,149	627,520	1,906,629
c	Leasehold improvements
d	Equipment ...	351,732	268,983	82,749
e	Other ...	258,702	201,550	57,152
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				2,046,530

Schedule D (Form 990) 2015

Page 3

Part VII

InvestmentsOther Securities. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b)Book value	(c)Method of valuation: Cost or end-of-year market value
(1)Financial derivatives
(2)Closely-held equity interests
(3)Other
(A)
(B)
(C)
(D)
(E)
(F)
(G)
(H)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)

Part VIII

InvestmentsProgram Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1)MORTGAGE LOANS	17,682,191	C
(2)LAND HELD FOR DEVELOPMENT	1,164,165	F
(3)OTHER	4,880,191	C
(4)CIP & FINISHED HOUSES	3,847,681	F
(5)LAND HELD FOR SALE	1,717,858	C
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)	29,292,086

Part IX

Other Assets. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
DUE TO HABITAT INTERNATIONAL, INC.	27,198
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	27,198
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) 2015

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1	9,089,007
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a	-5,128
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d .....................			2e	-5,128
3	Subtract line 2e from line 1..................			3	9,094,135
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b	159,955
c	Add lines 4a and 4b....................			4c	159,955
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	9,254,090

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........			1	8,738,963
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d....................			2e	0
3	Subtract line 2e from line 1...................			3	8,738,963
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ............	4b	11,540
c	Add lines 4a and 4b.....................			4c	11,540
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......			5	8,750,503

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b;
Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
PART IV, LINE 2B:	THE ORGANIZATION RECEIVES AMOUNTS FROM THEIR HOMEOWNERS FOR INSURANCE, PROPERTY TAXES AND HOME MAINTENANCE. THESE AMOUNTS ARE USED TO PAY AMOUNTS AS THEY BECOME DUE.
PART X, LINE 2:	THE ORGANIZATION FOLLOWS THE ACCOUNTING STANDARD FOR UNCERTAIN TAX POSITIONS. THE ORGANIZATION'S POLICY PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT PRINCIPLES FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN THAT ARE NOT CERTAIN TO BE REALIZED. THIS POLICY HAS HAD NO IMPACT ON THE ORGANIZATION'S FINANCIAL STATEMENTS.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	CHANGE IN DEFERRED GIFTS 18,067. IMPAIRMENT LOSS ON REAL ESTATE 130,348. RECLASS INCOME ON SALE OF ASSETS 11,540.
PART XII, LINE 4B - OTHER ADJUSTMENTS:	RECLASS INCOME ON SALE OF ASSETS 11,540.

Schedule D (Form 990) 2015

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE G (Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information Regarding
Fundraising or Gaming Activities

Complete if the organization answered "Yes" on Form 990, Part IV, lines 17, 18, or 19, or if the organization entered more than $15,000 on Form 990-EZ, line 6a. right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Information about Schedule G (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public Inspection

Name of the organization
HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Fundraising Activities. Complete if the organization answered "Yes" on Form 990, Part IV, line 17.

Form 990-EZ filers are not required to complete this part.

Indicate whether the organization raised funds through any of the following activities. Check all that apply.

a	Mail solicitations	e	Solicitation of non-government grants
b	Internet and email solicitations	f	Solicitation of government grants
c	Phone solicitations	g	Special fundraising events
d	In-person solicitations

Did the organization have a written or oral agreement with any individual (including officers, directors, trustees

or key employees listed in Form 990, Part VII) or entity in connection with professional fundraising services?

YesNo

If "Yes," list the ten highest paid individuals or entities (fundraisers) pursuant to agreements under which the fundraiser is
to be compensated at least $5,000 by the organization.

(i) Name and address of individual or entity (fundraiser)		(ii) Activity	(iii) Did fundraiser have custody or control of contributions?		(iv) Gross receipts from activity	(v) Amount paid to (or retained by) fundraiser listed in col. (i)	(vi) Amount paid to (or retained by) organization
			Yes	No
	ALPHA DOG 9060 ANDERMATT DR STE 101 LINCOLN, NE68526	DIRECT MAIL SERVICE		No	395,364	104,955	290,409









Total . . . . . . . . . . . . . . . . . . . .					395,364	104,955	290,409

List all states in which the organization is registered or licensed to solicit contributions or has been notified it is exempt from registration or licensing.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 50083H

Schedule G (Form 990 or 990-EZ) 2015

Page 2

Part II

Fundraising Events. Complete if the organization answered "Yes" on Form 990, Part IV, line 18, or reported more than $15,000 of fundraising event contributions and gross income on Form 990-EZ, lines 1 and 6b. List events with gross receipts greater than $5,000.

		(a) Event #1 BLUE PRINTS & BLUE JEANS (event type)	(c) Other events 1 (total number)	(d) Total events (add col. (a) through col. (c))
1	Gross receipts . . . . .	150,287	8,072	158,359
2	Less: Contributions . . . .	61,295		61,295
3	Gross income (line 1 minus line 2) . . . . . .	88,992	8,072	97,064

4	Cash prizes . . . . .
5	Noncash prizes . . . .	51,578		51,578
6	Rent/facility costs . . . .
7	Food and beverages . . .	6,598		6,598
8	Entertainment . . . .
9	Other direct expenses . . .	15,882	930	16,812
10	Direct expense summary. Add lines 4 through 9 in column (d) . . . . . . . . . .			74,988
11	Net income summary. Subtract line 10 from line 3, column (d). . . . . . . . . .			22,076

Part III

Gaming. Complete if the organization answered "Yes" on Form 990, Part IV, line 19, or reported more than $15,000 on Form 990-EZ, line 6a.

		(a) Bingo	(b) Pull tabs/Instant bingo/progressive bingo	(c) Other gaming	(d) Total gaming (add col.(a) through col.(c))
1	Gross revenue . . . . .

2	Cash prizes . . . . .
3	Noncash prizes . . . .
4	Rent/facility costs . . . .
5	Other direct expenses . . .	15,882	930	16,812

Volunteer labor . . . .

	Yes %
	No

	Yes %
	No

	Yes %
	No

Direct expense summary. Add lines 2 through 5 in column (d) . . . . . . . . . . right arrow

Net gaming income summary. Subtract line 7 from line 1, column (d). . . . . . . . . right arrow

Enter the state(s) in which the organization conducts gaming activities:

Is the organization licensed to conduct gaming activities in each of these states? . . . . . . . .

YesNo

If "No," explain:

10a

Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? . . .

YesNo

If "Yes," explain:

Schedule G (Form 990 or 990-EZ) 2015

Page 3

Does the organization conduct gaming activities with nonmembers? . . . . . . . . . . .

YesNo

Is the organization a grantor, beneficiary or trustee of a trust or a member of a partnership or other entity

formed to administer charitable gaming? . . . . . . . . . . . . . . . . .

YesNo

Indicate the percentage of gaming activity conducted in:

The organization's facility . . . . . . . . . . . . . . . . . .

13a

An outside facility . . . . . . . . . . . . . . . . . . . .

13b

Enter the name and address of the person who prepares the organization's gaming/special events books and records:

Name

Address

15a

Does the organization have a contract with a third party from whom the organization receives gaming

revenue? . . . . . . . . . . . . . . . . . . . . . . . .

YesNo

If "Yes," enter the amount of gaming revenue received by the organization right arrow

$ and the

amount of gaming revenue retained by the third party right arrow

$ .

If "Yes," enter name and address of the third party:

Name

Address

Gaming manager information:

Name

Gaming manager compensation right arrow

Description of services provided right arrow

Director/officer Employee Independent contractor

Mandatory distributions:

Is the organization required under state law to make charitable distributions from the gaming proceeds to

retain the state gaming license? . . . . . . . . . . . . . . . . . . .

YesNo

Enter the amount of distributions required under state law distributed to other exempt organizations or spent

in the organization's own exempt activities during the tax year right arrow

Part IV

Supplemental Information. Provide the explanations required by Part I, line 2b, columns (iii) and (v); and Part III, lines 9, 9b, 10b, 15b, 15c, 16, and 17b, as applicable. Also complete this part to provide any additional information (see instructions).

Return Reference	Explanation

Schedule G (Form 990 or 990-EZ) 2015

Additional Data

Software ID:
Software Version:

- TIN:

Schedule I
(Form 990)

Department of the Treasury
Internal Revenue Service

Grants and Other Assistance to Organizations,
Governments and Individuals in the United States

Complete if the organization answered "Yes," on Form 990, Part IV, line 21 or 22.
lBullet

Attach to Form 990.
lBullet

Information about Schedule I (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public
Inspection

Name of the organization
HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number
74-2401708

Part I

General Information on Grants and Assistance

Does the organization maintain records to substantiate the amount of the grants or assistance, the grantees' eligibility for the grants or assistance, and
the selection criteria used to award the grants or assistance? ........................

Yes No

Describe in Part IV the organization's procedures for monitoring the use of grant funds in the United States.

Part II

Grants and Other Assistance to Domestic Organizations and Domestic Governments. Complete if the organization answered "Yes" on Form 990, Part IV, line 21, for any recipient

that received more than $5,000. Part II can be duplicated if additional space is needed.

(a) Name and address of organization or government	(b) EIN	(c) IRC section if applicable	(d) Amount of cash grant	(e) Amount of non-cash assistance	(f) Method of valuation (book, FMV, appraisal, other)	(g) Description of non-cash assistance	(h) Purpose of grant or assistance

(1) HABITAT FOR HUMANITY INTERNATIONAL
121 HABITAT STREET
AMERICUS,GA31709

91-1914868

501(C)(3)

142,244

LOW INCOME HOME BUILDING OR RENOVATION.

Enter total number of section 501(c)(3) and government organizations listed in the line 1 table ................. Bullet Image

Enter total number of other organizations listed in the line 1 table ........................ . Bullet Image

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50055P

Schedule I (Form 990) 2015

Page 2

Part III

Grants and Other Assistance to Domestic Individuals. Complete if the organization answered "Yes" on Form 990, Part IV, line 22.
Part III can be duplicated if additional space is needed.

(a) Type of grant or assistance	(b) Number of recipients	(c) Amount of cash grant	(d) Amount of non-cash assistance	(e) Method of valuation (book, FMV, appraisal, other)	(f) Description of non-cash assistance

(1) HOUSING ASSISTANCE	31	3,822,632	BOOK VALUE	HOUSING CONSTRUCTION COSTS
(2) REPAIR ASSISTANCE	113	420,867	BOOK VALUE	COST OF HOME REPAIRS
(2)
(3)
(4)
(5)
(6)
(7)

Part IV

Supplemental Information. Provide the information required in Part I, line 2, Part III, column (b), and any other additional information.

Return Reference

Explanation

PART I, LINE 2:

HABITAT FOR HUMANITY CENTRAL ARIZONA CONTRIBUTES 10% OF THE ORGANIZATION'S UNRESTRICTED ANNUAL CONTRIBUTIONS TO HABITAT FOR HUMANITY INTERNATIONAL FOR THEIR INTERNATIONAL HOUSING PROGRAMS. HFHCAZ HAS A VOLUNTEER COMMITTEE WHO WORKS CLOSELY WITH HABITAT INTERNATIONAL IN DETERMINING THE DESIGNATION OF THE CONTRIBUTION TO QUALIFYING HABITAT AFFILIATES AROUND THE WORLD. CONTRIBUTIONS TO HFHI ARE DOCUMENTED AND RESULTS ARE MONITORED BY THE TITHE COMMITTEE.

SCHEDULE I, PART III - HOUSING ASSISTANCE

HOMEOWNERS THAT ARE SELECTED FOR OUR PROGRAM MUST MEET THE FOLLOWING QUALIFICATIONS, WHICH ARE VERIFIED AS PART OF OUR ACCEPTANCE PROCESS: - ARE U.S. CITIZENS OR PERMANENT RESIDENTS. - ARE LOW INCOME, MEANING THEIR ANNUAL GROSS HOUSEHOLD INCOME IS BETWEEN 30% AND 60% OF THE AREA MEDIAN INCOME FOR MARICOPA AND PINAL COUNTY AREAS, ADJUSTED FOR FAMILY SIZE. - HAVE A TWO-YEAR HISTORY OF STABLE INCOME. - MONTHLY LONG-TERM DEBT PAYMENTS, INCLUDING PROSPECTIVE MORTGAGE PAYMENT, ARE NO MORE THAN 41% OF A FAMILY'S MONTHLY GROSS INCOME. - HAVE AN ACCEPTABLE HISTORY OF CREDIT AND A GOOD RECORD OF PAYING RENT AND UTILITIES. - ABILITY TO PAY CLOSING COSTS (APPROXIMATELY $2500). - ARE WILLING TO CONTRIBUTE A MINIMUM OF 200 - 400 HOURS OF SWEAT EQUITY TOWARDS THE CONSTRUCTION OR RENOVATION OF HABITAT HOMES. - ATTEND REQUIRED WORKSHOPS FOR SUCCESS IN HOMEOWNERSHIP. AT 30, 60, AND 90 DAYS POST OCCUPANCY THE INDIVIDUAL IS EITHER CONTACTED BY PHONE OR IN PERSON AND A ONE-PAGE QUESTIONNAIRE IS COMPLETED. MORTGAGE DELINQUENCY REPORTS ARE PREPARED MONTHLY AND DELINQUENT ACCOUNTS ARE CLOSELY MONITORED AND HOMEOWNERS ARE CONTACTED TO DISCUSS. BUDGETING CLASSES ARE OFFERED TO ALL HOMEOWNERS FREE OF CHARGE.

Schedule I (Form 990) 2015

Additional Data

Software ID:
Software Version:

- TIN:

Schedule L
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Transactions with Interested Persons

Complete if the organization answered
"Yes" on Form 990, Part IV, lines 25a, 25b, 26, 27, 28a, 28b, or 28c,
or Form 990-EZ, Part V, line 38a or 40b.
MediumBullet

Attach to Form 990 or Form 990-EZ.
MediumBullet

Information about Schedule L (Form 990 or 990-EZ) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Excess Benefit Transactions (section 501(c)(3), section 501(c)(4), and 501(c)(29) organizations only).
Complete if the organization answered "Yes" on Form 990, Part IV, line 25a or 25b, or Form 990-EZ, Part V, line 40b.

1(a) Name of disqualified person	(c) Description of transaction	(d) Corrected?
1(a) Name of disqualified person	(c) Description of transaction	Yes	No

Enter the amount of tax incurred by organization managers or disqualified persons during the year under section 4958. ........................... Bullet Image

Enter the amount of tax, if any, on line 2, above, reimbursed by the organization ........ Bullet Image

Part II

Loans to and/or From Interested Persons.
Complete if the organization answered "Yes" on Form 990-EZ, Part V, line 38a, or Form 990, Part IV, line 26; or if the organization reported an amount on Form 990, Part X, line 5, 6, or 22

(a) Name of interested person	(b) Relationship with organization	(c) Purpose of loan	(d) Loan to or from the organization?		(e)Original principal amount	(f)Balance due	(g) In default?		(h) Approved by board or committee?		(i)Written agreement?
(a) Name of interested person	(b) Relationship with organization	(c) Purpose of loan	To	From	(e)Original principal amount	(f)Balance due	Yes	No	Yes	No	Yes	No










Total ............... $

Part III

Grants or Assistance Benefiting Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 27.

(a) Name of interested person	(b) Relationship between interested person and the organization	(c) Amount of assistance	(d) Type of assistance	(e) Purpose of assistance

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 50056A

Schedule L (Form 990 or 990-EZ) 2015

Page 2

Part IV

Business Transactions Involving Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 28a, 28b, or 28c.

(a) Name of interested person	(b) Relationship between interested person and the organization	(c) Amount of transaction	(d) Description of transaction	(e) Sharing of organization's revenues?
(a) Name of interested person		(c) Amount of transaction	(d) Description of transaction	Yes	No
(1) NORTHERN TRUST BANK - MICHAEL TOIA (VICE PRESIDENT INVESTMENT CONSULTANT)	BOARD MEMBER	0	HFHCAZ REPURCHASES MORTGAGE LOANS THAT WERE SOLD TO NORTHERN TRUST BANK IF THEY BECOME MORE THAN 90 DAYS DELINQUENT (NO LOANS WERE REPURCHASED DURING FY16). HFHCAZ ALSO ACTS AS AN INTERMEDIARY TO FORWARD PAYMENTS FROM A LOAN SERVICER TO NORTHERN TRUST BANK FOR LOANS THAT WERE SOLD TO NORTHERN TRUST IN PRIOR YEARS (THESE PAYMENTS ARE NOT INCLUDED).		No
(2) NORDSTROM BANK - CHRISTOPHER E OWEN (BANK PRESIDENT)	BOARD MEMBER	8,583	NORDSTROM BANK PROVIDED A $300,000 LOAN TO ASSIST IN THE START UP OF OUR HOME REPAIR PROGRAM IN DEC 2012. INTEREST OF 3% WERE PAID DURING THE YEAR. ALSO, HFHCAZ HAS A REVOLVING LOAN AGREEMENT WITH A $2,000,000 LIMIT WITH NORDSTROM BANK; A DRAW OF $500,000 ON 4/1/16 AND $250,000 ON 6/20/16 AT 2% INTEREST. INTEREST OF 2% PAYMENT PAID AT FY END.		No
(3) FIRSTBANK - KEVIN CLASSEN (WEST VALLEY MARKET PRESIDENT)	BOARD MEMBER	10,018	HFHCAZ SUBSTITUTES MORTGAGE LOANS THAT WERE SOLD TO FIRSTBANK IF THEY BECOME MORE THAN 90 DAYS DELINQUENT AND WILL PAY THE DIFFERENCE OF THE LOAN VALUE.		No

Part V

Supplemental Information
Provide additional information for responses to questions on Schedule L (see instructions).

Return Reference	Explanation

Schedule L (Form 990 or 990-EZ) 2015

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE M
(Form 990)

Department of the Treasury

Internal Revenue Service

Noncash Contributions

Complete if the organizations answered "Yes" on Form 990, Part IV, lines 29 or 30.
Right pointing arrow large image

Attach to Form 990.
Right pointing arrow large image

Information about Schedule M (Form 990) and its instructions is at www.irs.gov/form990

OMB No. 1545-0047

2015

Open to Public Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Types of Property

	(a) Check if applicable	(b) Number of contributions or items contributed	(c) Noncash contribution amounts reported on Form 990, Part VIII, line 1g	(d) Method of determining noncash contribution amounts
1 Art—Works of art ....
2 Art—Historical treasures .
3 Art—Fractional interests ..
4 Books and publications ..
5 Clothing and household goods .......	X		2,715,895	SALES PRICE
6 Cars and other vehicles ..
7 Boats and planes ....
8 Intellectual property ...
9 Securities—Publicly traded .	X	8		FAIR VALUE
10 Securities—Closely held stock .
11 Securities—Partnership, LLC, or trust interests ....
12 Securities—Miscellaneous ..
13 Qualified conservation contribution—Historic structures .....
14 Qualified conservation contribution—Other ...
15 Real estate—Residential .	X	5	146,000	FAIR VALUE
16 Real estate—Commercial ..
17 Real estate—Other ...
18 Collectibles .....
19 Food inventory ...
20 Drugs and medical supplies .
21 Taxidermy ......
22 Historical artifacts ....
23 Scientific specimens ..
24 Archeological artifacts ...
25 Other ( BUILDING MATERIALS )	X	347	226,860	STANDARD COST
26 Other ( DONATIONS FOR SPECIAL EVENTS )	X	129	51,578	RETAIL VALUE OF ITEM
27 Other ( GIFT CARDS )	X	3	3,719	FAIR VALUE
28 Other ( )

Number of Forms 8283 received by the organization during the tax year for contributions
for which the organization completed Form 8283, Part IV, Donee Acknowledgement

Yes

30a

During the year, did the organization receive by contribution any property reported in Part I, lines 1 through 28, that

it must hold for at least three years from the date of the initial contribution, and which is not required to be used

for exempt purposes for the entire holding period? ..................

30a

If "Yes," describe the arrangement in Part II.

Does the organization have a gift acceptance policy that requires the review of any non-standard contributions?

Yes

32a

Does the organization hire or use third parties or related organizations to solicit, process, or sell noncash

contributions? ..........................

32a

If "Yes," describe in Part II.

If the organization did not report an amount in column (c) for a type of property for which column (a) is checked,

describe in Part II.

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 51227J

Schedule M (Form 990) (2015)

Page 2

Part II

Supplemental Information. Provide the information required by Part I, lines 30b, 32b, and 33, and whether the organization is reporting in Part I, column (b), the number of contributions, the number of items received, or a combination of both. Also complete this part for any additional information.

Return Reference	Explanation

Schedule M (Form 990) (2015)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Information about Schedule O (Form 990 or 990-EZ) and its instructions is at
www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public
Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Return Reference	Explanation
FORM 990, PART III, LINE 4A:	HABITAT FOR HUMANITY CENTRAL ARIZONA WAS THE TOP PRODUCER OF NEW AND RENOVATED HOMES OUT OF THE NEARLY 1,278 HABITAT FOR HUMANITY AFFILIATES IN THE UNITED STATES FOR THE FISCAL YEAR. FOR FY15-16 WE BUILT 24 NEW HOMES, RENOVATED 7 HOMES AND REPAIRED 336 HOMES. AVONDALE - WE COMPLETED 7 HOMES AND STARTED THE REMAINING 10 HOMES IN HILLCREST VILLAGE; OUR 37-HOME COMMUNITY THAT WILL BE COMPLETED IN FISCAL YEAR 16-17. HILLCREST VILLAGE OFFERS THREE - TO FIVE-BEDROOM SINGLE-FAMILY DETACHED HOMES WITH GARAGE AND A HOA. GLENDALE - WE COMPLETED THREE NEW HOMES AND RENOVATED TWO VACANT HOMES, THANKS TO THE GENEROUS SUPPORT FROM THE CITY OF GLENDALE. MESA - ONE NEW HOME WAS CONSTRUCTED AND ONE HOME WAS RENOVATED IN THE CITY OF MESA. CHANDLER - ONE NEW HOME WAS BUILT IN CHANDLER, AND IN PARTNERSHIP WITH THE CITY OF CHANDLER, HABITAT WAS ABLE TO RECONSTRUCT TWO HOMES IN DIRE NEED OF TEAR DOWN AND RESTORATION. PEORIA - HABITAT WAS ABLE TO BUILD TWO NEW HOMES AND RENOVATE ONE HOME, THANKS TO THE GENEROUS SUPPORT OF THE CITY OF PEORIA. PHOENIX - WE COMPLETED SIX NEW BUILD HOMES AND TWO RENOVATIONS OF VACANT HOMES IN THE CITY OF PHOENIX. HABITAT CONTINUES TO PARTNER WITH THE CITY OF PHOENIX YOUTHBUILD PROGRAM. SURPRISE - IN PARTNERSHIP WITH THE CITY OF SURPRISE, HABITAT RECONSTRUCTED A HOME IN DIRE NEED OF TEAR DOWN AND RESTORATION. APACHE JUNCTION - 1 HOME WAS RENOVATED IN THE CITY OF APACHE JUNCTION. CASA GRANDE - WE RETURNED TO THE CITY OF CASA GRANDE THIS YEAR, RENOVATING ONE HOME. REPAIR - THIS YEAR WE CONTINUED OUR NOTABLE PARTNERSHIP WITH GRAND CANYON UNIVERSITY WITH OUR NEIGHBORHOOD REVITALIZATION PRODUCT. WITH THIS PARTNERSHIP WE WERE ABLE TO REPAIR 49 HOMES IN THE CANYON CORRIDOR THIS FISCAL YEAR. IN EL MIRAGE, WE CONTINUED TO PARTNER WITH SOUTHWEST GAS AND HELP REMOVE OLD WATER HEATERS, STOVES AND DRYERS AND REPLACE THEM WITH NEW APPLIANCES IN 36 HOMES THIS YEAR. INCLUDING OUR HOME REPAIR PROGRAM AND THE CITY OF GLENDALE AND THE CITY OF CHANDLER EMERGENCY HOME REPAIR PROGRAMS AND THE TWO PARTNERSHIPS MENTIONED ABOVE; WE REPAIRED 336 FAMILY HOMES. ADDITIONALLY: WE PARTNERED WITH 6,990 VOLUNTEERS WHO SPENT OVER 94,810 VOLUNTEER HOURS TO HELP WITH HOME CONSTRUCTION, PROPERTY MAINTENANCE, COMMITTEE WORK, OFFICE SUPPORT, OUTREACH, AND CUSTOMER SERVICE SUPPORT IN OUR RESTORES. BECAUSE OF THEIR DEDICATION TO THE HABITAT MISSION, HABITAT HAS REALIZED A LABOR SAVINGS OF $1,374,946. WE SERVED MORE THAN 108,531 CUSTOMERS AT OUR RESTORE LOCATIONS, WHICH GENERATED OVER $146,604 TO HELP FURTHER OUR MISSION. WE HAVE BECOME A RECOGNIZED LEADER IN THE CONSTRUCTION AND REHABILITATION OF HOMES THAT ARE REGISTERED AS LEADERSHIP IN ENERGY AND ENVIRONMENTAL DESIGN (LEED) CERTIFICATION. OUR EFFORTS BENEFIT FAMILIES WHO MEET OUR QUALIFICATIONS: ARE U.S. CITIZENS OR PERMANENT RESIDENTS. ARE LOW INCOME, MEANING THEIR ANNUAL GROSS HOUSEHOLD INCOME IS BETWEEN 30% AND 60% OF THE AREA MEDIAN INCOME FOR MARICOPA AND PINAL COUNTY AREAS, ADJUSTED FOR FAMILY SIZE. HAVE A TWO-YEAR HISTORY OF STABLE INCOME. MONTHLY LONG-TERM DEBT PAYMENTS, INCLUDING PROSPECTIVE MORTGAGE PAYMENT, ARE NO MORE THAN 41% OF A FAMILY'S MONTHLY GROSS INCOME. HAVE AN ACCEPTABLE HISTORY OF CREDIT. ABILITY TO PAY CLOSING COSTS (APPROXIMATELY $2,500). ARE WILLING TO CONTRIBUTE A MINIMUM OF 200-400 HOURS OF SWEAT EQUITY TOWARDS THE CONSTRUCTION OR RENOVATION OF HABITAT HOMES. ATTEND REQUIRED WORKSHOPS FOR SUCCESS IN HOMEOWNERSHIP. HOMEOWNERS RECEIVE HOMEOWNERSHIP AND FINANCIAL FITNESS TRAINING WHICH COVER BUDGETING, CREDIT, DELINQUENCY AND FORECLOSURE PREVENTION, REFINANCE, AND ANTI-PREDATORY LENDING COUNSELING. FAMILIES LEARN HOW TO PREPARE FOR CLOSING DAY, AND HOW TO MAINTAIN THE INVESTMENT IN THEIR HOME. APPROXIMATELY TWO HOURS OF THIS CLASS ARE ALLOCATED TO THE TOPIC OF PREDATORY LENDING. FINANCIAL LITERACY TRAINING COVERS MONEY MANAGEMENT AND FINANCIAL PLANNING SKILLS. THEY ALSO LEARN ABOUT CC&RS, HOA, HOME MAINTENANCE, WARRANTIES, BY-LAWS, MEETINGS, VOTING & COMMITTEE STRUCTURES. FUTURE HOMEOWNERS RECEIVE HOME MAINTENANCE TRAINING TO STRENGTHEN THEIR KNOWLEDGE, SKILLS AND CONFIDENCE TO ADDRESS ROUTINE HOME MAINTENANCE ISSUES. THEY LEARN ABOUT LIFE SPANS, REPLACEMENT COSTS, DISCOUNT PROGRAMS, HOW TO HIRE A CONTRACTOR, WARRANTIES AND OTHER INFORMATION. WE ARE AN EQUAL OPPORTUNITY HOUSING PROVIDER AND COMPLY WITH FEDERAL REGULATIONS REGARDING HOUSING DISCRIMINATION. WE CONSIDER APPLICANTS WITHOUT REGARD TO THEIR RACE, RELIGIOUS PREFERENCE, GENDER, PHYSICAL ABILITY, FAMILIAL STATUS, OR NATIONAL ORIGIN. ADDITIONAL ACCOMPLISHMENTS FOR FY15-16 INCLUDE THE FOLLOWING: HELD 11 COMMUNITY PRESENTATIONS. DEVELOPED 30 NEW COMMUNITY PARTNERSHIPS. RESPONDED TO MORE THAN 4147 INQUIRIES (WEBSITE, WALK-INS, PHONE CALLS). PRE-SCREENED 188 APPLICANTS. COMPLETED 33 HOME VISITS QUALIFIED 35 APPLICANTS. REFERRED 144 FAMILIES TO OTHER PROGRAMS AND/OR SERVICES. PREPARED 64 FAMILIES FOR FUTURE HOME-OWNERSHIP IN THE COMING YEAR.
FORM 990, PART VI, SECTION B, LINE 11	MANAGEMENT REVIEWS THE 990 RETURN FOR ACCURACY AND COMPLETENESS, AND THEN PROVIDES A DRAFT COPY TO THE FINANCE COMMITTEE AND BOARD OF DIRECTORS FOR FURTHER REVIEW. A FINAL 990 RETURN DRAFT (INCORPORATING ANY CHANGES AS A RESULT OF THE REVIEW) IS PROVIDED TO THE COMMITTEE AND BOARD VIA EMAIL PRIOR TO FILING THE RETURN. THE FILED 990 RETURN IS PRESENTED AT THE NEXT REGULARLY SCHEDULED MEETINGS OF THE FINANCE COMMITTEE AND BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION B, LINE 12C	CURRENTLY THERE ARE NO ONGOING CONFLICT OF INTEREST TRANSACTIONS. IF ANY CONFLICTS ARE DISCLOSED THEY WOULD ARE SUBMITTED TO THE SECRETARY. UPON THE DISCLOSURE OF AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST OF A DIRECTOR, OFFICER OR STAFF PERSON THE BOARD SECRETARY WILL DISCLOSE THE CONFLICT TO THE BOARD WHO CAN THEN VOTE ON THE CONFLICT WITH THE PERSON IN QUESTION EXCUSED FROM THE ROOM WITH THE MINUTES REFLECTING THE VOTE AND THAT THE INTERESTED PARTY DID NOT TAKE PART IN THE VOTE.
FORM 990, PART VI, SECTION B, LINE 15	COMPENSATION IS DETERMINED BY COMPARABILITY DATA AND SALARY SURVEYS FROM LOCAL SIMILAR NON-PROFITS. THE CEO SALARY IS APPROVED BY THE PERSONNEL COMMITTEE (OR CEO SEARCH COMMITTEE FOR NEW HIRES). KEY EMPLOYEE COMPENSATION IS COMPARED ANNUALLY WITH DATA AND SALARY SURVEYS FROM LOCAL SIMILAR NON-PROFITS (ASU LOADSTAR SURVEY) AND COMPENSATION IS APPROVED BY THE CEO.
FORM 990, PART VI, SECTION C, LINE 19	THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC THROUGH THE ORGANIZATION'S WEBSITE OR UPON REQUEST.
FORM 990, PART XI, LINE 9:	CHANGE IN DEFERRED GIFTS -18,067. LOSS ON IMPAIRMENT FOR REAL ESTATE -130,348.
FORM 990, PART XII, LINE 2C:	THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2015

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
MediumBullet

Attach to Form 990.
MediumBullet

Information about Schedule R (Form 990) and its instructions is at www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Identification of Disregarded Entities Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity

Part II

Identification of Related Tax-Exempt Organizations Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No
(1)HABITAT FOR HUMANITY INTERNATIONAL 121 HABITAT STREET AMERICUS,GA31709 91-1914868		GA	501(C)(3)	LINE 7			No
(2)HILLCREST VILLAGE HOA INC 532 E MARYLAND STEF PHOENIX,AZ85004 27-2430368	HOA MANAGEMENT	AZ	528				No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2015

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Predominant income(related, unrelated, excluded from tax under sections 512-514)	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity		(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No
(1) HABITAT CENTRAL ARIZONA LEVERAGE I 201 SAINT CHARLES AVE SUITE 4400 NEW ORLEANS,LA90170 46-2506740	LOW INTEREST LOANS	LA	NON-MEMBER MGR	LOW INTEREST LOANS	33,599	3,359,859		No			No	99.000 %

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	Yes	No

Schedule R (Form 990) 2015

Page 3

Part V

Transactions With Related Organizations Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

Yes

c Gift, grant, or capital contribution from related organization(s) ............................

d Loans or loan guarantees to or for related organization(s) ............................

e Loans or loan guarantees by related organization(s) ............................

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

m Performance of services or membership or fundraising solicitations by related organization(s) .................

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

Yes

o Sharing of paid employees with related organization(s) ............................

Yes

p Reimbursement paid to related organization(s) for expenses ............................

q Reimbursement paid by related organization(s) for expenses ............................

r Other transfer of cash or property to related organization(s) ............................

s Other transfer of cash or property from related organization(s) ............................

Yes

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved
(1) HABITAT FOR HUMANITY INTERNATIONAL	B	142,244	CASH
(2) HABITAT CENTRAL ARIZONA LEVERAGE I	S	33,559	CASH

Schedule R (Form 990) 2015

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No

Schedule R (Form 990) 2015

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R (see instructions).

Return Reference	Explanation

Schedule R (Form 990) 2015

Additional Data

Software ID:
Software Version:

1	Briefly describe the organization’s mission or most significant activities: HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	28
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	28
5	Total number of individuals employed in calendar year 2015 (Part V, line 2a) ......	5	103
6	Total number of volunteers (estimate if necessary) .............	6	6,990
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	0
b	Net unrelated business taxable income from Form 990-T, line 34 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	7,996,187	8,057,729
9	Program service revenue (Part VIII, line 2g) .........	4,561,910	3,498,730
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	558,770	50,919
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	-2,444,995	-2,353,288
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	10,671,872	9,254,090
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	6,560,519	4,385,743
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	3,258,683	3,391,939
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 622,056
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	1,153,957	972,821
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	10,973,159	8,750,503
19	Revenue less expenses. Subtract line 18 from line 12.......	-301,287	503,587
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	35,450,115	36,080,837
21	Total liabilities (Part X, line 26).............	12,703,500	12,984,178
22	Net assets or fund balances. Subtract line 21 from line 20.....	22,746,615	23,096,659

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ 7,109,852 including grants of $ 4,385,743 ) (Revenue $ 3,734,975 )
	SEE SCHEDULE O

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses7,109,852

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)...........	454,324	0	52,635

1a	Federated campaigns..		1a
b	Membership dues..		1b
c	Fundraising events..		1c	61,295
d	Related organizations		1d
e	Government grants (contributions)		1e	1,256,847

f	All other contributions, gifts, grants, and similar amounts not included above		1f	6,739,587

g	Noncash contributions included in lines 1a-1f:$ 3,144,052
h Total.Add lines 1a-1f.......		8,057,729

			Business Code
2a	HOME TRANSFERS	230000	2,831,097	2,831,097
b	GLENDALE HOME REPAIR PROGRAM	811000	366,663	366,663
c	CHANDLER HOME REPAIR PROGRAM	811000	188,111	188,111
d	HOMEOWNERS REPAIR PROGRAM	811000	112,859	112,859
e
f	All other program service revenue.
g Total.Add lines 2a–2f.....			3,498,730

3 Investment income (including dividends, interest, and othersimilar amounts) ..........			81,062	72,713		8,349
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
		(ii) Personal	(i) Real
6a	Gross rents		31,901
b	Less: rental expenses		11,604
c	Rental income or (loss)		20,297
d	Net rental income or (loss)......			20,297			20,297
		(ii) Other	(i) Securities
7a	Gross amount from sales of assets other than inventory	768,925
b	Less: cost or other basis and sales expenses	799,068
c	Gain or (loss)	-30,143
d	Net gain or (loss).....			-30,143			-30,143
8a	Gross income from fundraising events (not including $ 61,295of contributions reported on line 1c). See Part IV, line 18 ....
	a		97,064
b	Less: direct expenses ...b		74,988
c	Net income or (loss) from fundraising events..			22,076			22,076
9a	Gross income from gaming activities. See Part IV, line 19 ...
	a
b	Less: direct expenses ...b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
	a		2,878,893
b	Less: cost of goods sold ..b		5,449,682
c	Net income or (loss) from sales of inventory..			-2,570,789			-2,570,789
Business Code			Miscellaneous Revenue
11a	GAIN ON SUBORDINATE LIENS		531390	139,414	139,414
b	LATE PAYMENT PENALTIES		531390	24,118	24,118
c	OTHER INCOME		900099	11,596			11,596
d	All other revenue ....
e	Total. Add lines 11a–11d ......			175,128
12	Total revenue. See Instructions......			9,254,090	3,734,975	0	-2,538,614

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21	142,244	142,244
2	Grants and other assistance to individuals in the United States. See Part IV, line 22	4,243,499	4,243,499
3	Grants and other assistance to governments, organizations, and individuals outside the United States. See Part IV, lines 15 and 16
4	Benefits paid to or for members
5	Compensation of current officers, directors, trustees, and key employees ....	415,294	146,658	268,636
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) ....
7	Other salaries and wages	2,272,420	1,187,189	631,904	453,327
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....	68,173	35,616	18,957	13,600
9	Other employee benefits .......	408,139	234,253	97,071	76,815
10	Payroll taxes ...........	227,913	102,081	88,116	37,716
11	Fees for services (non-employees):
a	Management ......
b	Legal .........	82,001	66,282	15,500	219
c	Accounting ...........	33,989		33,989
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	128,842	128,842
12	Advertising and promotion ....
13	Office expenses .......	186,113	17,892	57,060	111,161
14	Information technology ......
15	Royalties ..
16	Occupancy ...........	180,305	51,286	129,019
17	Travel ............	79,626	40,184	18,240	21,202
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....
20	Interest ...........	106,889	16,082	90,807
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..	105,654	38,861	66,757	36
23	Insurance ...	147,840	112,507	35,333
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	MISC. EXPENSES	489,245	180,966	219,890	88,389
b	REPAIR PROGRAMS	320,458	320,458
c	OVERHEAD APPLIED	-24,532	908,561	-752,684	-180,409
d	TRANSFERRED TO CONSTRUC	-863,609	-863,609
e	All other expenses
25	Total functional expenses. Add lines 1 through 24e	8,750,503	7,109,852	1,018,595	622,056
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........			3,316,019	1	2,069,630
2	Savings and temporary cash investments .........			609,287	2	599,565
3	Pledges and grants receivable, net ......			1,382,833	3	1,253,125
4	Accounts receivable, net .............				4
5	Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of Schedule L
					5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations (see instructions) Complete Part II of Schedule L
					6
7	Notes and loans receivable, net ....				7
8	Inventories for sale or use ........			262,149	8	303,042
9	Prepaid expenses and deferred charges ......			238,456	9	161,220
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	3,144,583
b	Less: accumulated depreciation	10b	1,098,053	2,084,158	10c	2,046,530
11	Investments—publicly traded securities .			133,119	11	64,598
12	Investments—other securities. See Part IV, line 11 .....				12
13	Investments—program-related. See Part IV, line 11 ..			27,088,062	13	29,292,086
14	Intangible assets ...............				14
15	Other assets. See Part IV, line 11 ...........			336,032	15	291,041
16	Total assets. Add lines 1 through 15 (must equal line 34)...			35,450,115	16	36,080,837

17	Accounts payable and accrued expenses .....	878,373	17	1,047,867
18	Grants payable ...		18
19	Deferred revenue .........	2,950,352	19	2,736,493
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D		21
22	Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..		22
23	Secured mortgages and notes payable to unrelated third parties ..	8,693,343	23	8,422,620
24	Unsecured notes and loans payable to unrelated third parties ..	0	24	750,000
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17-24). Complete Part X of Schedule D	181,432	25	27,198
26	Total liabilities. Add lines 17 through 25..	12,703,500	26	12,984,178

	Organizations that follow SFAS 117 (ASC 958), check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets	21,498,860	27	22,091,688
28	Temporarily restricted net assets ...........	1,122,299	28	887,142
29	Permanently restricted net assets	125,456	29	117,829
	Organizations that do not follow SFAS 117 (ASC 958), check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds .....		30
31	Paid-in or capital surplus, or land, building or equipment fund ...		31
32	Retained earnings, endowment, accumulated income, or other funds		32
33	Total net assets or fund balances ...........	22,746,615	33	23,096,659
34	Total liabilities and net assets/fund balances ........	35,450,115	34	36,080,837