TY 2015 Form 990EZ

Part IIIStatement of Program Service Accomplishments (see the instructions for Part III) Check if the organization used Schedule O to respond to any question in this Part III . .	Expenses (Required for section 501(c)(3) and 501(c)(4) organizations; optional for others.)
What is the organization's primary exempt purpose? THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT.
Describe the organization’s program service accomplishments for each of its three largest program services, as measured by expenses. In a clear and concise manner, describe the services provided, the number of persons benefited, and other relevant information for each program title.
28 THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. (Grants $ ) If this amount includes foreign grants, check here ...	28a	22,210
29 THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT. (Grants $ ) If this amount includes foreign grants, check here ...	29a	3,539
30 (Grants $ ) If this amount includes foreign grants, check here ...	30a
31 Other program services (describe in Schedule O) ................ (Grants $ ) If this amount includes foreign grants, check here...	31a
32 Total program service expenses (add lines 28a through 31a)..........	32	25,749

Part IIIStatement of Program Service Accomplishments (see the instructions for Part III) Check if the organization used Schedule O to respond to any question in this Part III . .

Expenses
(Required for section 501(c)(3) and 501(c)(4) organizations; optional for others.)

What is the organization's primary exempt purpose? THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT.

Describe the organization’s program service accomplishments for each of its three largest program services, as measured by expenses. In a clear and concise manner, describe the services provided, the number of persons benefited, and other relevant information for each program title.

28 THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT.
(Grants $ ) If this amount includes foreign grants, check here ... MediumBullet

28a

22,210

29 THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT.
(Grants $ ) If this amount includes foreign grants, check here ... MediumBullet

29a

3,539

30
(Grants $ ) If this amount includes foreign grants, check here ... MediumBullet

30a

31 Other program services (describe in Schedule O) ................
(Grants $ ) If this amount includes foreign grants, check here... MediumBullet

31a

32 Total program service expenses (add lines 28a through 31a).......... bullet

25,749

(a) Name and title

(b) Average
hours per week
devoted to position

(c)Reportable compensation
(Forms W-2/1099-MISC) (if not paid, enter -0-)

(d) Health benefits, contributions to employee benefit plans,
and deferred compensation

(e) Estimated amount
of other compensation

TOM GABRIEL

PRESIDENT

000.00

DAN GIVENS

SECY-TREAS

000.00

JULIE PADELFORD-JANSEN

VP

000.00

(a) Name and title of each employee

(b) Average
hours per week
devoted to position

(c) Reportable compensation
(Forms W-2/1099-MISC)

(d) Health benefits, contributions to employee benefit plans, and deferred compensation

(e) Estimated amount of other compensation

(a) Name and business address of each independent contractor

(b) Type of service

(c) Compensation

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Information about Schedule O (Form 990 or 990-EZ) and its instructions is at
www.irs.gov/form990.

OMB No. 1545-0047

2015

Open to Public
Inspection

Name of the organization

DEFINED BENEFIT RETIREMENT
PROTECTION FUND INC

Employer identification number

46-2463807

Return Reference	Explanation
FORM 990-EZ, PART I, LINE 8	OTHER REVENUE 1,000 TOTAL 1,000
FORM 990-EZ, PART I, LINE 16	EXPENSES ADVERTISING AND PROMOTION 480 OFFICE 26 CONTRACT LABOR 3,900 BUSINESS LICENSES 61 MEETINGS 505 MISCELLANEOUS 489 SUPPLIES 551 TELEPHONE 799 TOTAL 6,811
FORM 990-EZ, PART II, LINE 26	ACCOUNTS PAYABLE AND ACCRUED EXPENSES 1,000 0
FORM 990-EZ, PART III	THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT.
FORM 990-EZ, PART III, LINE 28	THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT.
FORM 990-EZ, PART III, LINE 31	THE PRIMARY PURPOSE OF THE ORGANIZATION IS TO EDUCATE THE PUBLIC AS TO THE BENEFITS OF DEFINED BENEFIT PENSION PLANS FOR FIREFIGHTERS AND OTHER FIRST RESPONDERS. THEY BELIEVE THAT CHANGING RETIREMENT PLAN TYPES FOR FIREFIGHTERS TO DEFINED CONTRIBUTION TYPE PLANS REDUCES THE INVENTIVES TO WORK IN SUCH A HAZARDOUS PROFESSION AND EVENTUALLY LEADS TO A LOWER QUALITY WORKFORCE IN A JOB IN WHICH THEIR PERFORMANCE OFTEN IS THE DIFFERENCE BETWEEN LIFE OR DEATH TO MEMBERS OF THE PUBLIC. THEY EXPECT TO EDUCATE THE PUBLIC IN PRINTED ARTICLES AS WELL AS SEMINARS GIVEN BY THE MEMBERS, ALTHOUGH NEITHER HAS YET BEEN PRODUCED. THEY EXPECT THIS TO BENEFIT THE COMMUNITY BY HELPING TO MAINTAIN A HIGH QUALITY OF INDIVIDUALS IN THE FIRE DEPARTMENT.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2015

Additional Data

Software ID:
Software Version:

1	Contributions, gifts, grants, and similar amounts received ....................	1	51,995
2	Program service revenue including government fees and contracts ...............	2
3	Membership dues and assessments ...........................	3
4	Investment income ...........................	4	88
5a	Gross amount from sale of assets other than inventory .....	5a
b	Less: cost or other basis and sales expenses .......	5b
c	Gain or (loss) from sale of assets other than inventory (Subtract line 5b from line 5a) ......	5c
6	Gaming and fundraising events
a	Gross income from gaming (attach Schedule G if greater than $15,000)	6a
b	Gross income from fundraising events (not including $ of contributions from fundraising events reported on line 1) (attach Schedule G if the			sum of such gross income and contributions exceeds $15,000) ..	6b
c	Less: direct expenses from gaming and fundraising events ...	6c
d	Net income or (loss) from gaming and fundraising events (add lines 6a and 6b and subtract line 6c)	6d
7a	Gross sales of inventory, less returns and allowances ......	7a
b	Less: cost of goods sold .............	7b
c	Gross profit or (loss) from sales of inventory (Subtract line 7b from line 7a) .........	7c
8	Other revenue (describe in Schedule O) ..........	8	1,000
9	Total revenue. Add lines 1, 2, 3, 4, 5c, 6d, 7c, and 8 ..............	9	53,083

10	Grants and similar amounts paid (list in Schedule O) ............	10
11	Benefits paid to or for members ................	11
12	Salaries, other compensation, and employee benefits ................	12
13	Professional fees and other payments to independent contractors ............	13	16,795
14	Occupancy, rent, utilities, and maintenance ...................	14
15	Printing, publications, postage, and shipping ..............	15	2,143
16	Other expenses (describe in Schedule O) ..............	16	6,811
17	Total expenses. Add lines 10 through 16 ..............	17	25,749

18	Excess or (deficit) for the year (Subtract line 17 from line 9) ............	18	27,334
19	Net assets or fund balances at beginning of year (from line 27, column (A)) (must agree with
	end-of-year figure reported on prior year’s return) ............	19	60,825
20	Other changes in net assets or fund balances (explain in Schedule O) ..........	20
21	Net assets or fund balances at end of year. Combine lines 18 through 20 .......	21	88,159

Sign Here

	Signature of officer	Date

	Type or print name and title