TY 2018 Form 990EZ

Check if applicable:

Address change

Name change

Initial return

Final return/terminated

Amended return

Application pending

C Name of organization
National Rural Lenders Association Inc

Number and street (or P. O. box, if mail is not delivered to street address)1801 West Medalist St
Room/suite

City or town, state or province, country, and ZIP or foreign postal code Pineville, LA71360

D Employer identification number

47-2291922

E Telephone number

(318) 623-2269

F Group Exemption
Number bullet

Part ⅢStatement of Program Service Accomplishments (see the instructions for Part III) Check if the organization used Schedule O to respond to any question in this Part III . .	Expenses (Required for section 501(c)(3) and 501(c)(4) organizations; optional for others.)
What is the organization's primary exempt purpose? Advocate for USDA Guaranteed Lending programs to support rural economic development. NRLA proposes to educate the banking communities of the advantages of such loans through their membership and outreach to improve rural communities.
Describe the organization’s program service accomplishments for each of its three largest program services, as measured by expenses. In a clear and concise manner, describe the services provided, the number of persons benefited, and other relevant information for each program title.
28 The National Rural Lenders Association (NRLA), filed with the State of Louisiana Secretary of State on November 10, 2014, with around 12 members. The association increased in membership to 47 members as of 12/31/2018.The NRLA Board of Directors had a monthly teleconference with those Directors available to discuss NRLA projections and proposals.The association had its third annual conference in October of 2017.In addition, NRLA sponsored three (3) P3 (Public Private Partnerships) in Oklahoma City, Reno, and Charlotte. USDA staff and NRLA members met to discuss how each group could network and partnership in making the USDA Guaranteed program work to its capacity.The purpose of NRLA is to Advocate for USDA Guaranteed Lending programs to support rural economic development. Guaranteed lending is an often overlooked resource for the needed capital for businesses and communities in rural America that often goes unmet. Various guaranteed lending programs fill and important gap in access to capital for rural businesses, communities, and not-for-profit and tribal entities. (Grants $ 0) If this amount includes foreign grants, check here ...		28a	0
29 (Grants $ ) If this amount includes foreign grants, check here ...		29a
30 (Grants $ ) If this amount includes foreign grants, check here ...		30a
31 Other program services (describe in Schedule O) ................ (Grants $ ) If this amount includes foreign grants, check here...	31a
32 Total program service expenses (add lines 28a through 31a)..........	32

(a) Name and title	(b) Average hours per week devoted to position	(c) Reportable compensation (Forms W-2/1099-MISC) (if not paid, enter -0-)	(d) Health benefits, contributions to employee benefit plans, and deferred compensation	(e) Estimated amount of other compensation
Joe Geisler Director	2.00	0	0	0
Jerry Spruill Director	2.00	0	0	0
Patrick Brown Director	2.00	0	0	0
Ben Clark Director	2.00	0	0	0
Donald Wooley Director	2.00	0	0	0
Chris Altom Director	2.00	0	0	0
Tom Moser Director	2.00	0	0	0
Christopher Shaffner Director	2.00	0	0	0
R Alan Hoskins Director	2.00	0	0	0
Bob Madsen Director	2.00	0	0	0
Lane Pepper Director	2.00	0	0	0
Eric Johnson Director	2.00	0	0	0

Yes

Did the organization engage in lobbying activities or have a section 501(h) election in effect during the tax year? If "Yes," complete Schedule C, Part II .......................

Is the organization a school as described in section 170(b)(1)(A)(ii)? If "Yes," complete Schedule E ..

49a

Did the organization make any transfers to an exempt non-charitable related organization?......

49a

If "Yes," was the related organization a section 527 organization?................

49b

Complete this table for the organization's five highest compensated employees (other than officers, directors, trustees and key employees) who each received more than $100,000 of compensation from the organization. If there is none, enter "None."

(a) Name and title of each employee	(b) Average hours per week devoted to position	(c) Reportable compensation (Forms W-2/1099-MISC)	(d) Health benefits, contributions to employee benefit plans, and deferred compensation	(e) Estimated amount of other compensation

Total number of other employees paid over $100,000 ............. bullet

Complete this table for the organization's five highest compensated independent contractors who each received more than $100,000 of compensation from the organization. If there is none, enter "None."

(a) Name and business address of each independent contractor	(b) Type of service	(c) Compensation

Return Reference	Explanation
Form 990-EZ, Part I, Line 16 - Other Expenses	Description: Annual Conference expense. Amount: 24,201. Description: Public Private Partnerships conference expense. Amount: 2,594. Description: Travel. Amount: 852. Description: Membership Fee. Amount: 4,000. Total to Form 990-EZ, line 16: 31,647.
Form 990-EZ, Part I, Line 20 - Other Changes in Net Assets	Description: Prior period adjustment. Amount: 9,112.
Form 990-EZ, Part II, Line 26 - Other Liabilities	Description: Accounts payable and accrued expenses. Beg. of Year Amount: 5,832. End of Year Amount: 0.
Form 990-EZ, Part V, Line 35	The income reported on line 2 is from program related activities. The income reported on line 3 is from membership dues a portion of which is used for lobbying expenses. Notices are provided to members advising of the portion of the dues that they pay that are for lobbying expenses and are not deductible. Only the amounts that exceed the estimated non-deductible portion that are not able to be carried over to next year would be subject to proxy tax and reported on the Form 990-T. For 2018 the Association has determined that they are not subject to the proxy tax. The remaining items are directly connected to the tax exempt purpose of the Association and a Form 990-T is not required.

Return Reference

Explanation

Form 990-EZ, Part I, Line 16 - Other Expenses

Description: Annual Conference expense. Amount: 24,201. Description: Public Private Partnerships conference expense. Amount: 2,594. Description: Travel. Amount: 852. Description: Membership Fee. Amount: 4,000. Total to Form 990-EZ, line 16: 31,647.

Form 990-EZ, Part I, Line 20 - Other Changes in Net Assets

Description: Prior period adjustment. Amount: 9,112.

Form 990-EZ, Part II, Line 26 - Other Liabilities

Description: Accounts payable and accrued expenses. Beg. of Year Amount: 5,832. End of Year Amount: 0.

Form 990-EZ, Part V, Line 35

The income reported on line 2 is from program related activities. The income reported on line 3 is from membership dues a portion of which is used for lobbying expenses. Notices are provided to members advising of the portion of the dues that they pay that are for lobbying expenses and are not deductible. Only the amounts that exceed the estimated non-deductible portion that are not able to be carried over to next year would be subject to proxy tax and reported on the Form 990-T. For 2018 the Association has determined that they are not subject to the proxy tax. The remaining items are directly connected to the tax exempt purpose of the Association and a Form 990-T is not required.

1	Contributions, gifts, grants, and similar amounts received ....................	1
2	Program service revenue including government fees and contracts ...............	2	73,156
3	Membership dues and assessments ...........................	3	80,500
4	Investment income ...........................	4
5a	Gross amount from sale of assets other than inventory .....	5a
b	Less: cost or other basis and sales expenses .......	5b
c	Gain or (loss) from sale of assets other than inventory (Subtract line 5b from line 5a) ......	5c
6	Gaming and fundraising events
a	Gross income from gaming (attach Schedule G if greater than $15,000)	6a
b	Gross income from fundraising events (not including $ of contributions from fundraising events reported on line 1) (attach Schedule G if the			sum of such gross income and contributions exceeds $15,000) ..	6b
c	Less: direct expenses from gaming and fundraising events ...	6c
d	Net income or (loss) from gaming and fundraising events (add lines 6a and 6b and subtract line 6c)	6d
7a	Gross sales of inventory, less returns and allowances ......	7a
b	Less: cost of goods sold .............	7b
c	Gross profit or (loss) from sales of inventory (Subtract line 7b from line 7a) .........	7c
8	Other revenue (describe in Schedule O) ..........	8
9	Total revenue. Add lines 1, 2, 3, 4, 5c, 6d, 7c, and 8 ..............	9	153,656

18	Excess or (deficit) for the year (Subtract line 17 from line 9) ............	18	41,706
19	Net assets or fund balances at beginning of year (from line 27, column (A)) (must agree with
	end-of-year figure reported on prior year’s return) ............	19	57,718
20	Other changes in net assets or fund balances (explain in Schedule O) ..........	20	9,112
21	Net assets or fund balances at end of year. Combine lines 18 through 20 .......	21	108,536

Sign Here

	Signature of officer	Date

	Type or print name and title

(a) Name	(b) Address	(c) EIN	(d) Amount paid from filing organization's funds. If none, enter -0-.	(e) Amount of political contributions received and promptly and directly delivered to a separate political organization. If none, enter -0-.
1
2
3
4
5
6

Limits on Lobbying Expenditures (The term "expenditures" means amounts paid or incurred.)		(b) Affiliated group totals
1a	Total lobbying expenditures to influence public opinion (grass roots lobbying) ......................
b	Total lobbying expenditures to influence a legislative body (direct lobbying) ...............................
c	Total lobbying expenditures (add lines 1a and 1b) ...................................................................
d	Other exempt purpose expenditures ........................................................................
e	Total exempt purpose expenditures (add lines 1c and 1d) ...............................................
f	Lobbying nontaxable amount. Enter the amount from the following table in both columns.
	If the amount on line 1e, column (a) or (b) is:The lobbying nontaxable amount is:
	Not over $500,00020% of the amount on line 1e.
	Over $500,000 but not over $1,000,000$100,000 plus 15% of the excess over $500,000.
	Over $1,000,000 but not over $1,500,000$175,000 plus 10% of the excess over $1,000,000.
	Over $1,500,000 but not over $17,000,000$225,000 plus 5% of the excess over $1,500,000.
	Over $17,000,000$1,000,000.

g	Grassroots nontaxable amount (enter 25% of line 1f) .................................................
h	Subtract line 1g from line 1a. If zero or less, enter -0-. ................................................
i	Subtract line 1f from line 1c. If zero or less, enter -0-. ................................................
j	If there is an amount other than zero on either line 1h or line 1i, did the organization file Form 4720 reporting section 4911 tax for this year? ...................................................................................................................	Yes No

10	Grants and similar amounts paid (list in Schedule O) ............	10
11	Benefits paid to or for members ................	11
12	Salaries, other compensation, and employee benefits ................	12	17,060
13	Professional fees and other payments to independent contractors ............	13	61,000
14	Occupancy, rent, utilities, and maintenance ...................	14
15	Printing, publications, postage, and shipping ..............	15	2,243
16	Other expenses (describe in Schedule O) ..............	16	31,647
17	Total expenses. Add lines 10 through 16 ..............	17	111,950

4-Year Averaging Period Under section 501(h) (Some organizations that made a section 501(h) election do not have to complete all of the five columns below. See the separate instructions for lines 2a through 2f.)
Lobbying Expenditures During 4-Year Averaging Period
	Calendar year (or fiscal year beginning in)	(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) Total

2a	Lobbying nontaxable amount

b	Lobbying ceiling amount (150% of line 2a, column(e))

c	Total lobbying expenditures

d	Grassroots nontaxable amount

e	Grassroots ceiling amount (150% of line 2d, column (e))

f	Grassroots lobbying expenditures

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