Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2018
Open to Public Inspection
For calendar year 2018, or tax year beginning 01-01-2018 , and ending 12-31-2018
Name of foundation
ROCKLAND TRUST CHARITABLE FOUNDATION INC
 
Number and street (or P.O. box number if mail is not delivered to street address)288 UNION STREET
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
ROCKLAND, MA02370
A Employer identification number

20-2668833
B Telephone number (see instructions)

(781) 982-6100
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$15,317,946J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check bullet.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 260,862 260,862  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 215,354
b Gross sales price for all assets on line 6a 2,979,807
7 Capital gain net income (from Part IV, line 2)... 215,354
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 476,216 476,216 0
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0 0 0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 6,500 1,625 0 4,875
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 12,686 4,895 0 0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 70,219 52,082 0 18,137
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 89,405 58,602 0 23,012
25 Contributions, gifts, grants paid....... 873,952 945,952
26 Total expenses and disbursements. Add lines 24 and 25 963,357 58,602 0 968,964
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -487,141
b Net investment income (if negative, enter -0-) 417,614
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2018)
Form 990-PF (2018)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 46,199 80,281 80,281
2 Savings and temporary cash investments......... 110,850 235,980 235,980
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges.......... 7,707 2,558 2,558
10a Investments—U.S. and state government obligations (attach schedule) 1,450,893 Click to see attachment2,827,341 2,827,341
b Investments—corporate stock (attach schedule)....... 5,061,722 Click to see attachment10,301,030 10,301,030
c Investments—corporate bonds (attach schedule)....... 692,914 Click to see attachment1,870,756 1,870,756
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 7,370,285 15,317,946 15,317,946
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable................. 404,000 332,000
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)......... 404,000 332,000
Net Assets or Fund Balances Foundations that follow SFAS 117, check here bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted..................    
25 Temporarily restricted...............    
26 Permanently restricted...............    
Foundations that do not follow SFAS 117, check here bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds........ 0 0
28 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
29 Retained earnings, accumulated income, endowment, or other funds 6,966,285 14,985,946
30 Total net assets or fund balances (see instructions)..... 6,966,285 14,985,946
31 Total liabilities and net assets/fund balances (see instructions). 7,370,285 15,317,946
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree with end-of-year figure reported on prior year’s return) ...............
1
6,966,285
2
Enter amount from Part I, line 27a .....................
2
-487,141
3
Other increases not included in line 2 (itemize) bulletClick to see attachment
3
9,167,799
4
Add lines 1, 2, and 3 ..........................
4
15,646,943
5
Decreases not included in line 2 (itemize) bulletClick to see attachment
5
660,997
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30 .
6
14,985,946
Form 990-PF (2018)
Form 990-PF (2018)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a PUBLICLY TRADED SECURITIES P    
b PUBLICLY TRADED SECURITIES P    
c PUBLICLY TRADED SECURITIES P    
d CAPITAL GAINS DIVIDENDS P    
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 547,212   513,589 33,623
b 2,263,258   2,173,997 89,261
c 109,515   76,867 32,648
d 59,822     59,822
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       33,623
b       89,261
c       32,648
d       59,822
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 215,354
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 33,623
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2017 449,982 7,116,368 0.063232
2016 350,939 7,101,281 0.049419
2015 1,351,885 6,775,749 0.199518
2014 386,622 6,441,184 0.060023
2013 303,843 5,990,225 0.050723
2
Total of line 1, column (d) .....................
2
0.422915
3
Average distribution ratio for the 5-year base period—divide the total on line 2 by 5.0, or by the number of years the foundation has been in existence if less than 5 years ......
3
0.084583
4
Enter the net value of noncharitable-use assets for 2018 from Part X, line 5......
4
11,492,586
5
Multiply line 4 by line 3......................
5
972,077
6
Enter 1% of net investment income (1% of Part I, line 27b)...........
6
4,176
7
Add lines 5 and 6........................
7
976,253
8
Enter qualifying distributions from Part XII, line 4,.............
8
968,964
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.
Form 990-PF (2018)
Form 990-PF (2018)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket includes lines 1a and 1b
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Domestic foundations that meet the section 4940(e) requirements in Part V, check 1 8,352
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 8,352
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 8,352
6 Credits/Payments:
a 2018 estimated tax payments and 2017 overpayment credited to 2018 6a 5,200
b Exempt foreign organizations—tax withheld at source...... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c 6,000
d Backup withholding erroneously withheld ........... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 11,200
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 2,848
11 Enter the amount of line 10 to be: Credited to 2019 estimated taxBullet2,848 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? (see Instructions
for definition).................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletMA
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2018 or the taxable year beginning in 2018? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletWWW.ROCKLANDTRUST.COM
    14
    The books are in care ofbulletJEANNE TRAVERS Telephone no.bullet (781) 982-6637

    Located atbullet58 MAIN STREETFRANKLINMA ZIP+4bullet02038
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2018, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet  
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
    No
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2018?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2018, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2018?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2018 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2018.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2018?
    4b
     
    No
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    EDWARD H SEKSAY PRESIDENT/DIRECTOR
    1.00     		0 0 0
    288 UNION STREET
    ROCKLAND,MA02370
    JEFFREY SMITH DIRECTOR
    1.00     		0 0 0
    288 UNION STREET
    ROCKLAND,MA02370
    GERARD NADEAU DIRECTOR
    1.00     		0 0 0
    288 UNION STREET
    ROCKLAND,MA02370
    WILLIAM MATTESON DIRECTOR
    1.00     		0 0 0
    288 UNION STREET
    ROCKLAND,MA02370
    JENNIFER MARINO DIRECTOR
    1.00     		0 0 0
    288 UNION STREET
    ROCKLAND,MA02370
    CHRISTOPHER LAKE TREASURER (NONVOTING)
    1.00     		0 0 0
    288 UNION STREET
    ROCKLAND,MA02370
    JEANNE L TRAVERS CLERK (NONVOTING)
    5.00     		0 0 0
    288 UNION STREET
    ROCKLAND,MA02370
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet0
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    11,411,970
    b
    Average of monthly cash balances.......................
    1b
    255,630
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    11,667,600
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    11,667,600
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    175,014
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    11,492,586
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    574,629
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    574,629
    2a
    Tax on investment income for 2018 from Part VI, line 5......
    2a
    8,352
    b
    Income tax for 2018. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    8,352
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    566,277
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    566,277
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    566,277
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    968,964
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    968,964
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    968,964
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2017     		(c)
    2017     		(d)
    2018
    1 Distributable amount for 2018 from Part XI, line 7 566,277
    2 Undistributed income, if any, as of the end of 2018:
    a Enter amount for 2017 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2018:
    a From 2013...... 122,997
    b From 2014...... 813,999
    c From 2015...... 1,157,538
    d From 2016......  
    e From 2017...... 99,313
    fTotal of lines 3a through e........ 2,193,847
    4Qualifying distributions for 2018 from Part
    XII, line 4: bullet$ 968,964
    a Applied to 2017, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2018 distributable amount..... 566,277
    e Remaining amount distributed out of corpus 402,687
    5 Excess distributions carryover applied to 2018. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 2,596,534
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2017. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2018. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2019 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8 Excess distributions carryover from 2013 not
    applied on line 5 or line 7 (see instructions) ...     		122,997
    9Excess distributions carryover to 2019.
    Subtract lines 7 and 8 from line 6a ......     		2,473,537
    10 Analysis of line 9:
    a Excess from 2014.... 813,999
    b Excess from 2015.... 1,157,538
    c Excess from 2016....  
    d Excess from 2017.... 99,313
    e Excess from 2018.... 402,687
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2018, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2018 (b) 2017 (c) 2016 (d) 2015
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    JEANNE TRAVERS
    288 UNION STREET
    ROCKLAND,MA02370
    (781) 982-6637
    bThe form in which applications should be submitted and information and materials they should include:
    APPLICATIONS AVAILABLE AT 288 UNION STREET, ROCKLAND, MA 02370.
    cAny submission deadlines:
    SEE APPLICATIONS FOR VARIOUS DEADLINES.
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    ROCKLAND TRUST CHARITABLE FOUNDATION AWARDS GRANTS TO QUALIFIED 501(C)(3) ORGANIZATIONS THAT MEET OUR GIVING GUIDELINES AND ARE LOCATED IN OR BENEFIT OUR SERVICE AREA.
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    ALDEN KINDRED OF AMERICA
    105 ALDEN STREET
    DUXBURY,MA02331     		NONE PC DONATION 3,000
    ALLSTON BRIGHTON COMMUNITY DEVELOPMENT CORP
    18 SHEPARD STREET
    BRIGHTON,MA02135     		NONE PC SPONSORSHIP 1,000
    AMERICAN CONSUMER CREDIT COUNSELING
    130 RUMSFORD AVENUE
    AUBURNDALE,MA02466     		NONE PC DONATION 25,000
    AMERICAN CREDIT COUNSELING SERVICE
    4 TAUNTON STREET
    PLAINVILLE,MA02762     		NONE PC DONATION 5,000
    ARC OF SOUTH NORFOLK
    789 CLAPBOARDTREE STREET
    WESTWOOD,MA02090     		NONE PC DONATION 5,000
    ARLINGTON CENTER FOR THE ARTS
    20 ACADEMY STREET
    ARLINGTON,MA02476     		NONE PC DONATION 2,500
    ARTISTS FOR HUMANITY
    100 WEST 2ND STREET
    BOSTON,MA02127     		NONE PC SPONSORSHIP 5,000
    ARTSEMERSON DBA EMERSON COLLEGE
    120 BOYLSTON STREET
    BOSTON,MA02116     		NONE PC SPONSORSHIP 5,000
    ARTSEMERSON DBA EMERSON COLLEGE
    120 BOYLSTON STREET
    BOSTON,MA02116     		NONE PC DONATION 5,000
    ATTLEBORO AREA INTERFAITH COLLABORATIVE
    95 PINE STREET
    FRANKLIN,MA02703     		NONE PC DONATION 1,000
    ATTLEBORO ARTS MUSEUM
    86 PARK STREET
    ATTLEBORO,MA02703     		NONE PC SPONSORSHIP 2,500
    BARNSTABLE LAND TRUST
    1540 MAIN STREET
    W BARNSTABLE,MA02668     		NONE PC DONATION 2,500
    BETH ISRAEL DEACONESS HOSPITAL PLYMOUTH
    275 SANDWICH STREET
    PLYMOUTH,MA02360     		NONE PC PLEDGE 12,000
    BOSTON HIGASHI SCHOOL
    800 NORTH MAIN STREET
    RANDOLPH,MA02061     		NONE PC SPONSORSHIP 5,000
    BOYS & GIRLS CLUB OF BROCKTON
    233 WARREN AVENUE
    BROCKTON,MA02301     		NONE PC SPONSORSHIP 5,000
    BOYS & GIRLS CLUB OF BROCKTON
    233 WARREN AVENUE
    BROCKTON,MA02301     		NONE PC DONATION 5,000
    BOYS & GIRLS CLUB OF FALL RIVER (THOMAS CHEW MEMORIAL BOYS CLUB INC)
    803 BEDFORD STREET
    FALL RIVER,MA02723     		NONE PC DONATION 2,500
    BOYS & GIRLS CLUB OF GREATER NEW BEDFORD
    166 JENNEY STREET
    NEW BEDFORD,MA02740     		NONE PC DONATION 10,000
    BOYS & GIRLS CLUB OF MARSHFIELD
    37 PROPRIETORS DRIVE
    MARSHFIELD,MA02061     		NONE PC SPONSORSHIP 5,000
    BOYS & GIRLS CLUB OF PLYMOUTH
    9 RESNIK ROAD
    PLYMOUTH,MA02360     		NONE PC DONATION 5,000
    BOYS & GIRLS CLUB OF PROVIDENCE
    550 WICKENDEN STREET
    PROVIDENCE,RI02903     		NONE PC DONATION 10,000
    BRIDGEWATER STATE UNIVERSITY FOUNDATION
    PO BOX 42
    BRIDGEWATER,MA02324     		NONE PC SPONSORSHIP 2,500
    BRIGHTON MAIN STREETS
    358 WASHINGTON STREET
    BRIGHTON,MA02135     		NONE PC SPONSORSHIP 2,500
    BRISTOL COMMUNITY COLLEGE FOUNDATION
    777 ELSBREE STREET
    FALL RIVER,MA02720     		NONE PC SPONSORSHIP 2,500
    BROCKTON AREA MULTI-SERVICE
    10 CHRISTYS DRIVE
    BROCKTON,MA02301     		NONE PC DONATION 2,500
    BROOKLINE COMMUNITY FOUNDATION
    40 WEBSTER PLACE
    BROOKLINE,MA02445     		NONE PC DONATION 2,500
    BUTTONWOOD PARK ZOOLOGICAL SOCIETY
    425 HAWTHORN STREET
    NEW BEDFORD,MA02750     		NONE PC DONATION 2,500
    CAPE COD CHILD DEVELOPMENT
    83 PEARL STREET
    HYANNIS,MA02601     		NONE PC DONATION 2,500
    CAPE COD COMMUNITY COLLEGE EDUCATIONAL FOUNDATION
    2240 IYANNOUGH ROAD
    W BARNSTABLE,MA02668     		NONE PC SPONSORSHIP 1,000
    CAPE COD PRIDE INC
    PO BOX 246
    MASHPEE,MA02649     		NONE PC SPONSORSHIP 1,000
    CAPE COD YMCA
    2245 IYANNOUGH ROAD
    W BARNSTABLE,MA02668     		NONE PC DONATION 5,000
    CARDINAL CUSHING CENTERS
    405 WASHINGTON STREET
    HANOVER,MA02339     		NONE PC SPONSORSHIP 8,500
    CARITAS COMMUNITIES
    25 BRAINTREE HILL OFFICE PARK
    BRAINTREE,MA02184     		NONE PC SPONSORSHIP 3,000
    CATHOLIC MEMORIAL SCHOOL
    235 BAKER STREET
    WEST ROXBURY,MA02132     		NONE PC DONATION 25,000
    CATHOLIC SEAL FOUNDATION
    71 MAIN STREET SUITE 8
    LAKEVILLE,MA02347     		NONE PC DONATION 2,500
    CHAPEL HILL-CHAUNCY HALL SCHOOL
    785 BEAVER STREET
    WALTHAM,MA02452     		NONE PC PLEDGE 10,000
    CHILDREN'S TRUST
    55 COURT STREET
    BOSTON,MA02108     		NONE PC SPONSORSHIP 3,000
    CHRYSTINE SULLIVAN MEMORIAL FOUNDATION
    PO BOX 762
    HANOVER,MA02339     		NONE PC DONATION 2,500
    CITIZENS' HOUSING AND PLANNING ASSOCIATION
    18 TREMONT STREET
    BOSTON,MA02108     		NONE PC DONATION 10,000
    CODMAN SQUARE HEALTH CENTER
    637 WASHINGTON STREET
    DORCHESTER,MA02124     		NONE PC SPONSORSHIP 1,500
    COHASSET CENTER FOR STUDENT COASTAL RESEARCH
    40 PARKER AVENUE
    COHASSET,MA02025     		NONE PC DONATION 1,000
    COLLEGE LIGHT OPERA COMPANY
    54 CHAPOQUOIT ROAD
    WEST FALMOUTH,MA02574     		NONE PC DONATION 5,000
    COMMUNITY SERVICE CARE DBA SOUTH STREET YOUTH CENTER
    36 PERKINS STREET
    JAMAICA PLAIN,MA02130     		NONE PC DONATION 5,000
    COMMUNITY VNA
    10 EMORY STREET
    ATTLEBORO,MA02703     		NONE PC SPONSORSHIP 5,000
    COMPASSIONATE CARE ALS
    PO BOX 1052
    WEST FALMOUTH,MA02574     		NONE PC DONATION 5,000
    COTUIT CENTER FOR THE ARTS
    4404 ROUTE 28
    COTUIT,MA02635     		NONE PC DONATION 1,000
    CRADLES TO CRAYONS
    155 NORTH BEACON STREET
    BRIGHTON,MA02135     		NONE PC DONATION 10,000
    DIMOCK COMMUNITY FOUNDATION
    55 DIMOCK STREET
    ROXBURY,MA02119     		NONE PC SPONSORSHIP 10,000
    DUFFY HEALTH CENTER
    94 MAIN STREET
    HYANNIS,MA02601     		NONE PC SPONSORSHIP 3,500
    DUFFY HEALTH CENTER
    94 MAIN STREET
    HYANNIS,MA02540     		NONE PC DONATION 5,000
    ELIZABETH STONE HOUSE
    1140 WASHINGTON STREET
    HANOVER,MA02339     		NONE PC SPONSORSHIP 2,500
    EMPOWERHER
    137 WASHINGTON STREET
    NORWELL,MA02061     		NONE PC SPONSORSHIP 2,500
    FALMOUTH SERVICE CENTER
    PO BOX 208
    FALMOUTH,MA02541     		NONE PC SPONSORSHIP 1,000
    FAMILIES FIRST PARENTING PROGRAMS INC
    9 GALEN STREET SUITE 400
    WATERTOWN,MA02130     		NONE PC SPONSORSHIP 3,000
    FAMILY & COMMUNITY RESOURCES
    18 NEWTON STREET
    BROCKTON,MA02324     		NONE PC SPONSORSHIP 1,500
    FAMILY NURTURING CENTER OF MASSACHUSETTS
    200 BOWDOIN STREET
    DORCHESTER,MA02122     		NONE PC DONATION 2,500
    FONTBONNE ACADEMY
    930 BROOK ROAD
    MILTON,MA02186     		NONE PC DONATION 10,000
    FOUNDATION FOR METROWEST
    3 ELIOT STREET
    NATICK,MA01760     		NONE PC SPONSORSHIP 5,000
    FOUNDATION TO ADVANCE CATHOLIC EDUCATION
    PO BOX 1470
    FALL RIVER,MA02722     		NONE PC SPONSORSHIP 15,000
    FRANKLIN PERFORMING ARTS COMPANY
    15 WEST CENTRAL STREET
    FRANKLIN,MA02038     		NONE PC DONATION 2,500
    FRIENDS OF FRANKLIN ELDERS
    10 DANIEL MCCAHILL STREET
    FRANKLIN,MA02038     		NONE PC DONATION 1,000
    FRIENDS OF JEWISH COMMUNITY HOUSING FOR ELDERLY
    30 WALLINGFORD ROAD
    BRIGHTON,MA02135     		NONE PC SPONSORSHIP 5,000
    FRIENDSHIP HOME INC
    PO BOX 916
    NORWELL,MA02061     		NONE PC PLEDGE 10,000
    FUND FOR UCAP
    75 CARPENTER STREET
    PROVIDENCE,RI02903     		NONE PC DONATION 5,000
    GARDNER PILOT ACADEMY
    7 PALMER STREET
    ROXBURY,MA02119     		NONE PC DONATION 5,000
    GIRL SCOUTS OF SOUTHEASTERN NEW ENGLAND
    500 GREENWICH AVENUE
    WARWICK,RI02886     		NONE PC DONATION 2,500
    GLAD
    30 WINTER STREET
    BOSTON,MA02108     		NONE PC SPONSORSHIP 5,000
    GREATER ATTLEBORO AREA COUNCIL FOR CHILDREN
    4 HODGES STREET
    ATTLEBORO,MA02703     		NONE PC DONATION 2,500
    GREATER BOSTON FOOD BANK
    70 SOUTH BAY AVENUE
    BOSTON,MA02118     		NONE PC SPONSORSHIP 5,000
    GREATER FALL RIVER RE-CREATION COMMITTEE
    45 ROCK STREET
    FALL RIVER,MA02720     		NONE PC DONATION 3,000
    GROUNDWORK SOMERVILLE
    337 SOMERVILLE AVENUE
    SOMERVILLE,MA02143     		NONE PC DONATION 1,000
    HEALTH CARE WITHOUT WALLS
    148 LINDEN STREET
    WELLESLEY,MA02482     		NONE PC SPONSORSHIP 2,500
    HEALTH IMPERATIVES
    942 WEST CHESTNUT STREET
    BROCKTON,MA02301     		NONE PC SPONSORSHIP 2,500
    HELPING HANDS MONKEY HELPERS FOR THE DISABLED
    541 CAMBRIDGE STREET
    BOSTON,MA02134     		NONE PC DONATION 5,000
    HOCKOMOCK AREA YMCA
    300 ELMWOOD STREET
    N ATTLEBORO,MA02760     		NONE PC SPONSORSHIP 2,500
    HOPKINTON CENTER FOR THE ARTS
    98 HAYDEN ROWE STREET
    HOPKINTON,MA01748     		NONE PC SPONSORSHIP 1,000
    HORACE MANN EDUCATIONAL ASSOCIATES
    8 FORGE PARK
    FRANKLIN,MA02038     		NONE PC SPONSORSHIP 15,000
    HORIZONS FOR HOMELESS CHILDREN
    1705 COLUMBUS AVENUE
    ROXBURY,MA02119     		NONE PC DONATION 2,500
    HOUSE OF POSSIBILITIES
    350 WASHINGTON STREET
    EASTON,MA02356     		NONE PC SPONSORSHIP 1,000
    HOUSING ASSISTANCE CORPORATION
    460 WEST MAIN STREET
    HYANNIS,MA02601     		NONE PC DONATION 1,000
    HOUSING FAMILIES
    919 EASTERN AVENUE
    MALDEN,MA02148     		NONE PC DONATION 1,500
    HUMAN RIGHTS CAMPAIGN
    1640 RHODE ISLAND AVENUE NW
    WASHINGTON,DC20036     		NONE PC SPONSORSHIP 5,000
    HUNTINGTON THEATRE COMPANY
    264 HUNTINGTON AVENUE
    BOSTON,MA02115     		NONE PC DONATION 5,000
    INDEPENDENCE ASSOCIATES
    100 LAUREL STREET
    EAST BRIDGEWATER,MA02333     		NONE PC DONATION 5,000
    INTERFAITH SOCIAL SERVICES
    105 ADAMS STREET
    QUINCY,MA02169     		NONE PC DONATION 1,000
    JEFF'S PLACE CHILDREN'S BEREAVEMENT CENTER
    34 DELOSS STREET
    FRAMINGHAM,MA01702     		NONE PC DONATION 2,500
    JETT FOUNDATION
    36 CORDAGE PARK CIRCLE
    PLYMOUTH,MA02360     		NONE PC DONATION 5,000
    JORDAN HOSPITAL CLUB INC
    275 SANDWICH STREET
    PLYMOUTH,MA02360     		NONE PC SPONSORSHIP 5,000
    JUNIOR ACHIEVEMENT OF SOUTHERN MASSACHUSETTS
    128 UNION STREET
    NEW BEDFORD,MA02740     		NONE PC DONATION 1,500
    JUVENILE DIABETES RESEARCH FOUNDATION NE CHAPTER
    60 WALNUT STREET
    WELLESLEY,MA02481     		NONE PC DONATION 1,000
    LEARN LIVE LOVE INC
    PO BOX 292
    SCITUATE,MA02066     		NONE PC DONATION 2,500
    LONGY SCHOOL OF MUSIC OF BARD COLLEGE
    27 GARDEN STREET
    CAMBRIDGE,MA02138     		NONE PC DONATION 2,500
    MADISON PARK DEVELOPMENT CORPORATION
    184 DUDLEY STREET SUITE 102
    ROXBURY,MA02119     		NONE PC PLEDGE 5,000
    MAKAYLA GUERRIERO MEMORIAL AND SCHOLARSHIP FUND
    8 KIPLING ROAD
    S WEYMOUTH,MA02190     		NONE PC DONATION 2,500
    MARILYN RODMAN THEATER FOR KIDS
    10 LINCOLN ROAD
    FOXBORO,MA02035     		NONE PC DONATION 2,500
    MARTHA'S VINEYARD COMMUNITY SERVICES
    111 EDGARTOWN ROAD
    VINEYARD HAVEN,MA02568     		NONE PC SPONSORSHIP 2,500
    MARTHA'S VINEYARD MEDIATION PROGRAM
    15 MERCHANTS COURT SUITE 5
    VINEYARD HAVEN,MA02568     		NONE PC DONATION 2,500
    MARTHA'S VINEYARD PRESERVATION TRUST
    98 MAIN STREET
    EDGARTOWN,MA02539     		NONE PC SPONSORSHIP 10,000
    MATTHEW J WALSH FOUNDATION
    12 COWEESET CIRCLE
    BROCKTON,MA02301     		NONE PC DONATION 1,000
    MCCOURT FOUNDATION
    100 GRANDVIEW ROAD
    BRAINTREE,MA02184     		NONE PC SPONSORSHIP 1,500
    MIDDLESEX HUMAN SERVICES AGENCY
    50 PROSPECT STREET
    WALTHAM,MA02453     		NONE PC DONATION 5,000
    MILFORD REGIONAL HEALTHCARE FOUNDATION
    14 PROSPECT STREET
    MILFORD,MA01757     		NONE PC SPONSORSHIP 50,000
    MORE THAN WORDS
    56 FELTON STREET
    WALTHAM,MA02453     		NONE PC DONATION 3,000
    MORGAN MEMORIAL GOODWILL INDUSTRIES
    1010 HARRISON AVENUE
    BOSTON,MA02119     		NONE PC SPONSORSHIP 10,000
    MYSTIC VALLEY ELDER SERVICES
    300 COMMERCIAL STREET
    MALDEN,MA02148     		NONE PC DONATION 1,000
    NEIGHBORHOOD COUNSELING AND COMMUNITY SERVICES
    403 HIGHLAND AVENUE
    SOMERVILLE,MA02144     		NONE PC DONATION 2,500
    NEIGHBORHOOD OF AFFORDABLE HOUSING
    143 BORDER STREET
    EAST BOSTON,MA02128     		NONE PC SPONSORSHIP 2,500
    NEIGHBORS WHO CARE INC
    174 MOODY STREET
    WALTHAM,MA01890     		NONE PC DONATION 2,000
    NEIGHBORWORKS AKA NEIGHBORHOOD HOUSING SERVICES
    42 WASHINGTON STREET
    QUINCY,MA02169     		NONE PC DONATION 5,000
    NEWTON HISTORICAL SOCIETY
    527 WASHINGTON STREET
    NEWTON,MA02458     		NONE PC SPONSORSHIP 2,500
    NORTHEAST ARC
    ONE SOUTHSIDE ROAD
    DANVERS,MA01923     		NONE PC SPONSORSHIP 5,000
    OAK SQUARE YMCA
    615 WASHINGTON STREET
    BRIGHTON,MA02135     		NONE PC DONATION 25,000
    OLD COLONY HISTORICAL SOCIETY
    66 CHURCH GREEN
    TAUNTON,MA02780     		NONE PC DONATION 5,390
    OLD COLONY YMCA
    320 MAIN STREET
    BROCKTON,MA02301     		NONE PC SPONSORSHIP 5,000
    OLD COLONY YMCA
    320 MAIN STREET
    BROCKTON,MA02301     		NONE PC DONATION 5,000
    PHILANTHROPY PARTNERS OF CAPE & ISLANDS
    PO BOX 41
    YARMOUTHPORT,MA02675     		NONE PC SPONSORSHIP 1,700
    PINE MANOR COLLEGE
    400 HEATH STREET
    CHESTNUT HILL,MA02467     		NONE PC DONATION 10,000
    PLYMOUTH EDUCATION FOUNDATION INC
    15 CASWELL LANE
    PLYMOUTH,MA02360     		NONE PC SPONSORSHIP 2,500
    PLYMOUTH PHILHARMONIC ORCHESTRA
    32 COURT STREET
    PLYMOUTH,MA02360     		NONE PC SPONSORSHIP 5,000
    PLYMOUTH PHILHARMONIC ORCHESTRA
    32 COURT STREET
    PLYMOUTH,MA02360     		NONE PC DONATION 5,000
    PRINCE HENRY SOCIETY OF MASSACHUSETTS
    275 CHURCH STREET
    NEW BEDFORD,MA02744     		NONE PC DONATION 1,000
    PRO-HME INC
    40 SUMMER STREET
    TAUNTON,MA02380     		NONE PC DONATION 1,000
    PROJECT SMILE INC
    25 HIGHLAND STREET
    HOPEDALE,MA01747     		NONE PC DONATION 3,000
    PROVIDENCE CHILDREN'S MUSEUM
    100 SOUTH STREET
    PROVIDENCE,RI02903     		NONE PC SPONSORSHIP 1,000
    QUINCY ASIAN RESOURCES INC
    1509 HANCOCK STREET
    QUINCY,MA02169     		NONE PC DONATION 5,000
    QUINCY COMMUNITY ACTION PROGRAMS
    1509 HANCOCK STREET
    QUINCY,MA02169     		NONE PC SPONSORSHIP 7,500
    RESOLVE NEW ENGLAND
    395 TOTTEN POND ROAD
    WALTHAM,MA02451     		NONE PC SPONSORSHIP 2,000
    RI PHILHARMONIC ORCHESTRA & MUSIC SCHOOL
    667 WATERMAN AVENUE
    E PROVIDENCE,RI02914     		NONE PC DONATION 1,500
    ROAD TO RESPONSIBILITY
    1831 OCEAN STREET
    MARSHFIELD,MA02050     		NONE PC SPONSORSHIP 1,000
    SACRED HEART SCHOOL
    399 BISHOPS HIGHWAY
    KINGSTON,MA02364     		NONE PC DONATION 5,000
    SAIL CAPE COD
    PO BOX 1954
    HYANNIS,MA02601     		NONE PC SPONSORSHIP 5,000
    SANTA FOUNDATION
    ONE JOY STREET
    FRANKLIN,MA02038     		NONE PC DONATION 1,000
    SAVE THE HARBOR SAVE THE BAY
    212 NORTHERN AVENUE
    BOSTON,MA02210     		NONE PC DONATION 2,500
    SCHOOL ON WHEELS OF MASSACHUSETTS
    100 LAUREL STREET
    EAST BRIDGEWATER,MA02333     		NONE PC DONATION 6,500
    SCHOOL ON WHEELS OF MASSACHUSETTS
    100 LAUREL STREET
    EAST BRIDGEWATER,MA02333     		NONE PC SPONSORSHIP 1,000
    SECOND CHANCES INC
    337 SOMERVILLE AVENUE
    SOMERVILLE,MA02143     		NONE PC DONATION 1,000
    SIGNATURE HEALTHCARE CORP
    680 CENTRE STREET
    BROCKTON,MA02302     		NONE PC PLEDGE 60,000
    SISTERS OF ST JOSEPHTHE LITERACY CONNECTION
    637 CAMBRIDGE STREET
    BRIGHTON,MA02135     		NONE PC DONATION 10,000
    SMART FROM THE START
    68 ANNUNCIATION ROAD
    ROXBURY,MA02120     		NONE PC SPONSORSHIP 2,500
    SMASHMOUTH WRESTLING CLUB
    20 PARTRIDGE CIRCLE
    BROCKTON,MA02301     		NONE PC DONATION 1,500
    SOUTH MIDDLESEX OPPORTUNITY COUNCIL
    17 HOLLISON STREET
    MEDWAY,MA02053     		NONE PC DONATION 3,512
    SOUTH SHORE COMMUNITY ACTION COUNCIL
    71 OBERY STREET
    PLYMOUTH,MA02360     		NONE PC SPONSORSHIP 2,000
    SOUTH SHORE HOSPITAL FOUNDATION
    55 FOGG ROAD
    S WEYMOUTH,MA02190     		NONE PC PLEDGE 20,000
    SOUTH SHORE PEER RECOVERY
    51 COLE PARKWAY
    SCITUATE,MA02066     		NONE PC SPONSORSHIP 5,000
    SOUTH SHORE YMCA
    91 LONGWATER CIRCLE
    NORWELL,MA02061     		NONE PC DONATION 10,000
    SOUTHEASTERN MASSACHUSETTS VETERANS HOUSING PROGRAM
    20 WILLIS STREET
    NEW BEDFORD,MA02740     		NONE PC DONATION 5,000
    SOUTHWEST BOSTON SENIOR SERVICES DBA ETHOS
    555 AMORY STREET
    JAMAICA PLAIN,MA02130     		NONE PC DONATION 7,500
    ST ANTHONY SHRINE
    100 ARCH STREET
    BOSTON,MA02110     		NONE PC SPONSORSHIP 5,000
    ST COLUMBKILLE PARTNERSHIP SCHOOL
    25 ARLINGTON STREET
    BRIGHTON,MA02135     		NONE PC DONATION 25,000
    ST FRANCIS HOUSE
    39 BOYLSTON STREET
    BOSTON,MA02116     		NONE PC SPONSORSHIP 3,000
    STANLEY STREET TREATMENT & RESOURCES
    386 STANLEY STREET
    FALL RIVER,MA02720     		NONE PC PLEDGE 20,000
    STONEHILL COLLEGE
    320 WASHINGTON STREET
    EASTON,MA02357     		NONE PC SPONSORSHIP 2,500
    TALKING INFORMATION CENTER
    130 ENTERPRISE DRIVE
    MARSHFIELD,MA02050     		NONE PC DONATION 5,000
    THE BOSTON FOUNDATIONMLK BOSTON
    75 ARLINGTON STREET
    BOSTON,MA02116     		NONE PC SPONSORSHIP 5,000
    THE CHARITY GUILD
    PO BOX 4856
    BROCKTON,MA02303     		NONE PC SPONSORSHIP 1,000
    THE HOME FOR LITTLE WANDERERS
    10 GUEST STREET
    BOSTON,MA02135     		NONE PC DONATION 4,500
    THE MARION INSTITUTECOASTAL FOOD SHED
    202 SPRING STREET
    MARION,MA02738     		NONE PC DONATION 1,000
    TOCKWOTTON ON THE WATERFRONT
    500 WATERFRONT DRIVE
    E PROVIDENCE,RI02914     		NONE PC SPONSORSHIP 1,000
    TRINITY CATHOLIC ACADEMY INC
    37 ERIE AVENUE
    BROCKTON,MA02302     		NONE PC SPONSORSHIP 2,500
    VINEYARD HOUSE
    56 SHORT HILL ROAD
    VINEYARD HAVEN,MA02568     		NONE PC SPONSORSHIP 5,000
    WE CAN
    783 ROUTE 28
    HARWICH PORT,MA02646     		NONE PC SPONSORSHIP 5,000
    WELLSPRING INC
    814 NANTASKET AVENUE
    HULL,MA02043     		NONE PC DONATION 5,000
    WEST END HOUSE BOYS & GIRLS CLUB
    105 ALLSTON STREET
    ALLSTON,MA02134     		NONE PC DONATION 25,000
    WEST END HOUSE CAMP INC
    105 ALLSTON STREET
    ALLSTON,MA02134     		NONE PC DONATION 15,000
    WEST END HOUSE GIRLS CAMP
    105 ALLSTON STREET
    ALLSTON,MA02134     		NONE PC DONATION 18,000
    WEST ROXBURY FRIENDS OF ROSIE'S PLACE
    9 GARTH ROAD
    WEST ROXBURY,MA02132     		NONE PC SPONSORSHIP 2,000
    WHALE INC
    15 JOHNNY CAKE HILL
    NEW BEDFORD,MA02740     		NONE PC DONATION 7,500
    WORK INCORPORATED
    25 BEACH STREET
    DORCHESTER,MA02122     		NONE PC DONATION 10,000
    WORLD UNITY
    2 ELIOT PLACE
    JAMAICA PLAIN,MA02130     		NONE PC SPONSORSHIP 1,350
    Total .................................bullet 3a 945,952
    bApproved for future payment
    CHAPEL HILL-CHAUNCY HALL SCHOOL
    785 BEAVER STREET
    WALTHAM,MA02452     		NONE PC PLEDGE 40,000
    QUINCY ASIAN RESOURCES INC
    1509 HANCOCK STREET
    QUINCY,MA02169     		NONE PC PLEDGE 5,000
    MADISON PARK DEVELOPMENT CORPORATION
    184 DUDLEY STREET SUITE 102
    ROXBURY,MA02119     		NONE PC PLEDGE 5,000
    Total .................................bullet 3b 50,000
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		         
    4 Dividends and interest from securities....     14 260,862  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 215,354  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. 0 476,216 0
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    476,216
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2018)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2018 AccountingFeesSchedule
    Name:
    ROCKLAND TRUST CHARITABLE FOUNDATION INC
    EIN:
    20-2668833
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION SERVICES 6,500 1,625 0 4,875

    TY 2018 InvestmentsCorpBondsSchedule
    Name:
    ROCKLAND TRUST CHARITABLE FOUNDATION INC
    EIN:
    20-2668833
    Name of Bond End of Year Book Value End of Year Fair Market Value
    VARIOUS - DETAIL UPON REQUEST. 1,870,756 1,870,756

    TY 2018 InvestmentsCorpStockSchedule
    Name:
    ROCKLAND TRUST CHARITABLE FOUNDATION INC
    EIN:
    20-2668833
    Name of Stock End of Year Book Value End of Year Fair Market Value
    VARIOUS - DETAIL UPON REQUEST. 10,301,030 10,301,030

    TY 2018 InvestmentsGovtObligationsSch
    Name:
    ROCKLAND TRUST CHARITABLE FOUNDATION INC
    EIN:
    20-2668833
    US Government Securities - End of Year Book Value:

    2,827,341
    US Government Securities - End of Year Fair Market Value:

    2,827,341
    State & Local Government Securities - End of Year Book Value:


    0
    State & Local Government Securities - End of Year Fair Market Value:


    0


    TY 2018 OtherDecreasesSchedule
    Name:
    ROCKLAND TRUST CHARITABLE FOUNDATION INC
    EIN:
    20-2668833
    Description Amount
    CHANGE IN UNREALIZED MARKET VALUE 656,812
    MISCELLANEOUS ADJUSTMENT 4,185


    TY 2018 OtherExpensesSchedule
    Name:
    ROCKLAND TRUST CHARITABLE FOUNDATION INC
    EIN:
    20-2668833
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    GUIDESTAR 2,008 0 0 2,008
    MA FILING FEES 159 0 0 159
    INVESTMENT FEES 52,082 52,082 0 0
    SOFTWARE 15,970 0 0 15,970


    TY 2018 OtherIncreasesSchedule
    Name:
    ROCKLAND TRUST CHARITABLE FOUNDATION INC
    EIN:
    20-2668833
    Description Amount
    TRANSFER OF FUNDS FROM ROCKLAND TRUST - PEOPLES FEDERAL FOUNDATION 9,167,799


    TY 2018 TaxesSchedule
    Name:
    ROCKLAND TRUST CHARITABLE FOUNDATION INC
    EIN:
    20-2668833
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FEDERAL EXCISE TAX 7,791 0 0 0
    FOREIGN TAX CREDIT 4,895 4,895 0 0