Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2018
Open to Public Inspection
For calendar year 2018, or tax year beginning 01-01-2018 , and ending 12-31-2018
Name of foundation
FINANCE FACTORS FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)1164 BISHOP STREET RM/STE 1089
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
HONOLULU, HI968132815
A Employer identification number

31-1642776
B Telephone number (see instructions)

(808) 548-3393
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$1,648,846J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 5,100
2 Check bullet.............
3 Interest on savings and temporary cash investments 522 522  
4 Dividends and interest from securities... 35,814 35,814  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 76,485
b Gross sales price for all assets on line 6a 341,524
7 Capital gain net income (from Part IV, line 2)... 76,485
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment 35,400    
12 Total. Add lines 1 through 11........ 153,321 112,821  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc.        
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 4,397      
c Other professional fees (attach schedule).... Click to see attachment 12,717 12,717    
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 1,690      
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 31,706      
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 50,510 12,717   0
25 Contributions, gifts, grants paid....... 64,445 64,445
26 Total expenses and disbursements. Add lines 24 and 25 114,955 12,717   64,445
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 38,366
b Net investment income (if negative, enter -0-) 100,104
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2018)
Form 990-PF (2018)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............   6,484 6,484
2 Savings and temporary cash investments......... 258,431 246,665 246,665
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 1,149,305 Click to see attachment1,189,153 1,368,597
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet) Click to see attachment23,300 Click to see attachment27,100 Click to see attachment27,100
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 1,431,036 1,469,402 1,648,846
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow SFAS 117, check here bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted..................    
25 Temporarily restricted...............    
26 Permanently restricted...............    
Foundations that do not follow SFAS 117, check here bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds........    
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds 1,431,036 1,469,402
30 Total net assets or fund balances (see instructions)..... 1,431,036 1,469,402
31 Total liabilities and net assets/fund balances (see instructions). 1,431,036 1,469,402
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree with end-of-year figure reported on prior year’s return) ...............
1
1,431,036
2
Enter amount from Part I, line 27a .....................
2
38,366
3
Other increases not included in line 2 (itemize) bullet
3
 
4
Add lines 1, 2, and 3 ..........................
4
1,469,402
5
Decreases not included in line 2 (itemize) bullet
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30 .
6
1,469,402
Form 990-PF (2018)
Form 990-PF (2018)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a MORGAN STANLEY 073 P    
b MORGAN STANLEY 073 P    
c APPLE, INC P 2004-11-15 2018-08-29
d CA TECHNOLOGIES P 2012-11-01 2018-06-11
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 25,088   19,829 5,259
b 309,444   245,131 64,313
c 4,455   79 4,376
d 2,537     2,537
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       5,259
b       64,313
c       4,376
d       2,537
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 76,485
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 5,259
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2017 84,410 1,770,240 0.047683
2016 60,417 1,640,106 0.036837
2015 82,302 1,728,516 0.047614
2014 86,459 1,707,029 0.050649
2013 88,490 1,550,882 0.057058
2
Total of line 1, column (d) .....................
2
0.239841
3
Average distribution ratio for the 5-year base period—divide the total on line 2 by 5.0, or by the number of years the foundation has been in existence if less than 5 years ......
3
0.047968
4
Enter the net value of noncharitable-use assets for 2018 from Part X, line 5......
4
1,802,219
5
Multiply line 4 by line 3......................
5
86,449
6
Enter 1% of net investment income (1% of Part I, line 27b)...........
6
1,001
7
Add lines 5 and 6........................
7
87,450
8
Enter qualifying distributions from Part XII, line 4,.............
8
64,445
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.
Form 990-PF (2018)
Form 990-PF (2018)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket includes lines 1a and 1b
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Domestic foundations that meet the section 4940(e) requirements in Part V, check 1 2,002
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 2,002
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,002
6 Credits/Payments:
a 2018 estimated tax payments and 2017 overpayment credited to 2018 6a 261
b Exempt foreign organizations—tax withheld at source...... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c 1,739
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 2,000
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment 8 60
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 62
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2019 estimated taxBullet   RefundedBullet 11  
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? (see Instructions
for definition).................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletHI
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2018 or the taxable year beginning in 2018? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletJUNE YIP Telephone no.bullet (808) 548-3393

    Located atbullet1164 BISHOP STREET SUITE 1089HONOLULUHI ZIP+4bullet96813
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2018, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet  
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
     
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2018?.............
    1c
     
     
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2018, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2018?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2018 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2018.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2018?
    4b
     
    No
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    RUSSELL J LAU PRESIDENT/DI
    0.20     		0 0 0
    1503 UALAKAA PLACE
    HONOLULU,HI96822
    PATRICK CHUN VP
    0.20     		0 0 0
    1164 BISHOP STREET
    HONOLULU,HI96813
    JEFFREY D LAU V.P./DIR.
    0.20     		0 0 0
    4734 ANALII STREET
    HONOLULU,HI96825
    JUNE YIP VP/TREASURER
    0.80     		0 0 0
    1164 BISHOP STREET SUITE 1089
    HONOLULU,HI96813
    DALE FONG DIRECTOR
    0.20     		0 0 0
    1446-C ALEWA DRIVE
    HONOLULU,HI96817
    JENNIFER CHAPMAN DIRECTOR
    0.20     		0 0 0
    91-1036 KAUOHA STREET
    EWA BEACH,HI96706
    PEARL FONG DIRECTOR
    0.20     		0 0 0
    1565 ALA AMOAMO STREET
    HONOLULU,HI96819
    SAM K YEE SECRETARY
    0.20     		0 0 0
    1164 BISHOP STREET SUITE 1089
    HONOLULU,HI96813
    ROSS TAOSAKA ASSISTANT SE
    0.20     		0 0 0
    1164 BISHOP STREET SUITE 1089
    HONOLULU,HI96813
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet  
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet  
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1 N/A  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    1,523,999
    b
    Average of monthly cash balances.......................
    1b
    278,882
    c
    Fair market value of all other assets (see instructions)................
    1c
    26,783
    d
    Total (add lines 1a, b, and c).........................
    1d
    1,829,664
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
     
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
     
    3
    Subtract line 2 from line 1d.........................
    3
    1,829,664
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    27,445
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    1,802,219
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    90,111
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    90,111
    2a
    Tax on investment income for 2018 from Part VI, line 5......
    2a
    2,002
    b
    Income tax for 2018. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    2,002
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    88,109
    4
    Recoveries of amounts treated as qualifying distributions................
    4
     
    5
    Add lines 3 and 4............................
    5
    88,109
    6
    Deduction from distributable amount (see instructions).................
    6
     
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    88,109
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    64,445
    b
    Program-related investments—total from Part IX-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    64,445
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
     
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    64,445
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2017     		(c)
    2017     		(d)
    2018
    1 Distributable amount for 2018 from Part XI, line 7 88,109
    2 Undistributed income, if any, as of the end of 2018:
    a Enter amount for 2017 only....... 26,930
    b Total for prior years:20, 20, 20  
    3 Excess distributions carryover, if any, to 2018:
    a From 2013......  
    b From 2014......  
    c From 2015......  
    d From 2016......  
    e From 2017......  
    fTotal of lines 3a through e........  
    4Qualifying distributions for 2018 from Part
    XII, line 4: bullet$ 64,445
    a Applied to 2017, but not more than line 2a 26,930
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		 
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		 
    d Applied to 2018 distributable amount..... 37,515
    e Remaining amount distributed out of corpus  
    5 Excess distributions carryover applied to 2018.    
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5  
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		 
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		 
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		 
    e Undistributed income for 2017. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		 
    f Undistributed income for 2018. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2019 ..........     		50,594
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		 
    8 Excess distributions carryover from 2013 not
    applied on line 5 or line 7 (see instructions) ...     		 
    9Excess distributions carryover to 2019.
    Subtract lines 7 and 8 from line 6a ......     		 
    10 Analysis of line 9:
    a Excess from 2014....  
    b Excess from 2015....  
    c Excess from 2016....  
    d Excess from 2017....  
    e Excess from 2018....  
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2018, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2018 (b) 2017 (c) 2016 (d) 2015
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    JUNE YIP
    1164 BISHOP STREET SUITE 1089
    HONOLULU,HI96813
    (808) 548-3393
    bThe form in which applications should be submitted and information and materials they should include:
    APPLICANT MUST SUBMIT WRITTEN INFORMATION CONCERNING THEIR ORGANIZATION AND ITS PURPOSE FOR REVIEW BY THE BOARD OF DIRECTORS.
    cAny submission deadlines:
    NONE
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    NONE
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    ALOHA COUNCIL
    42 PUIWA ROAD
    HONOLULU,HI96817     		    COMMUNITY & CIVIC AFFAIRS 750
    AMERICAN HEART ASSOCIATION
    677 ALA MOANA BLVD 600
    HONOLULU,HI96813     		    HEALTH & HUMAN SERVICES 2,500
    ARTHRITIS FOUNDATION
    1 ALOHA TOWER DR
    HONOLULU,HI96813     		    HEALTH & HUMAN SERVICES 800
    ASSETS SCHOOL
    1 OHANA NUI WAY
    HONOLULU,HI96818     		    EDUCATION 5,000
    ASSETS SCHOOL
    1 OHANA NUI WAY
    HONOLULU,HI96818     		    EDUCATION 3,000
    BIG BROTHERS BIG SISTERS
    418 KUWILI ST STE 104
    HONOLULU,HI96817     		    COMMUNITY & CIVIC AFFAIRS 7,910
    CHINATOWN COMMUNITY FOUNDATION
    827 FORT STREET MALL
    HONOLULU,HI96813     		    COMMUNITY CIVIC AFFAIRS 1,000
    CHINESE CHAMBER OF COMMERCE
    8 S KING ST
    HONOLULU,HI96813     		    COMMUNITY & CIVIC AFFAIRS 650
    CHINESE CHAMBER OF COMMERCE
    8 S KING ST
    HONOLULU,HI96813     		    COMMUNITY & CIVIC AFFAIRS 1,500
    CHINESE CHAMBER OF COMMERCE
    8 S KING ST
    HONOLULU,HI96813     		    COMMUNITY & CIVIC AFFAIRS 237
    CHINESE COMMUNITY ACTION COALITION
    1531 IPUKULA ST
    HONOLULU,HI96821     		    COMMUNITY & CIVIC AFFAIRS 500
    FINANCE FACTORS LTD
    1164 BISHOP ST STE 300
    HONOLULU,HI96813     		    COMMUNITY & CIVIC AFFAIRS 375
    FINANCE FACTORS LTD
    1164 BISHOP ST STE 300
    HONOLULU,HI96813     		    COMMUNITY & CIVIC AFFAIRS 100
    FILIPINO CHAMBER OF COMMERCE
    1125 N KING ST STE 302
    HONOLULU,HI96817     		    COMMUNITY & CIVIC AFFAIRS 1,000
    GIRL SCOUTS OF HAWAII
    410 ATKINSON DR
    HONOLULU,HI96814     		    COMMUNITY & CIVIC AFFAIRS 1,800
    HAWAII FOOD & WINE FESTIVAL
    3538 WAIALAE AVE 203
    HONOLULU,HI96816     		    COMMUNITY & CIVIC AFFAIRS 1,000
    HAWAII FOODBANK
    2611 KILIHAU ST
    HONOLULU,HI96819     		    COMMUNITY & CIVIC AFFAIRS 175
    HAWAII HAPPY CATS INC
    P O BOX 240554
    HONOLULU,HI96824     		    COMMUNITY & CIVIC AFFAIRS 100
    HAWAII HOMEOWNERSHIP CENTER
    1259 AALA ST
    HONOLULU,HI96817     		    COMMUNITY & CIVIC AFFAIRS 1,000
    HAWAII HOMEOWNERSHIP CENTER
    1259 AALA ST
    HONOLULU,HI96817     		    COMMUNITY & CIVIC AFFAIRS 2,000
    HAWAII MEALS ON WHEELS
    2728 HUAPALA ST 209
    HONOLULU,HI96822     		    HEALTH & HUMAN SERVICES 250
    HAWAII PACIFIC UNIVERSITY
    1 ALOHA TOWER DR
    HONOLULU,HI96813     		    EDUCATION 5,000
    HAWAII THEATER FOR YOUTH
    229 QUEEN EMMA SQUARE
    HONOLULU,HI96813     		    COMMUNITY & CIVIC AFFAIRS 3,500
    HOSPICE HAWAII
    860 IWILEI RD
    HONOLULU,HI96813     		    HEALTH & HUMAN SERVICES 3,000
    KAIMUKI HIGH SCHOOL FOUNDATION
    2705 KAIMUKI AVE
    HONOLULU,HI96816     		    EDUCATION 250
    KAMP HAWAII
    P O BOX 701022
    HONOLULU,HI96709     		    COMMUNITY & CIVIC AFFAIRS 1,000
    KA LIMA O MAUI
    95 MAHALANI ST 19B
    WAILUKU,HI96793     		    COMMUNITY & CIVIC AFFAIRS 300
    KEIKI O KA AINA FAMILY
    3097 KALIHI ST
    HONOLULU,HI96819     		    HEALTH & HUMAN SERVICES 2,500
    KUPU
    677 ALA MOANA BLVD 1200
    HONOLULU,HI96813     		    COMMUNITY & CIVIC AFFAIRS 1,000
    MENTAL HEALTH AMERICA
    1136 UNION MALL 510
    HONOLULU,HI96813     		    HEALTH & HUMAN SERVICES 566
    PACIFIC FLEET SUBMARINE
    11 ARIZONA MEMORIAL DR
    HONOLULU,HI96818     		    HEALTH & HUMAN SERVICES 100
    PCH DYNASTY INVITATION PALOLO CHIN
    2459 10TH AVE
    HONOLULU,HI96816     		    HEALTH & HUMAN SERVICES 1,500
    REHAB FOUNDATION
    226 N KUAKINI ST
    HONOLULU,HI96817     		    COMMUNITY & CIVIC AFFAIRS 1,000
    ROTARY DISTRICT 5000
    P O BOX 3325
    HONOLULU,HI96801     		    COMMUNITY & CIVIC AFFAIRS 650
    SIERRA CLUB OF HAWAII
    1164 BISHOP ST STE 1512
    HONOLULU,HI96813     		    COMMUNITY & CIVIC AFFAIRS 1,000
    ST ANDREWS SCHOOLS
    224 QUEEN EMMA SQUARE
    HONOLULU,HI96813     		    EDUCATION 3,000
    UNITIED CHURCH OF CHRIST
    1848 NUUANA AVE
    HONOLULU,HI96817     		    COMMUNITY & CIVIC AFFAIRS 432
    UNIVERSITY OF HAWAII ATHLETICS
    1337 LOWER CAMPUS ROAD
    HONOLULU,HI96822     		    EDUCATION 3,960
    UNIVERSITY OF HAWAII ATHLETICS
    1337 LOWER CAMPUS ROAD
    HONOLULU,HI96822     		    EDUCATION 1,040
    YWCA OAHU
    1040 RICHARDS ST
    HONOLULU,HI96813     		    HEALTH & HUMAN SERVICES 3,000
    Total .................................bullet 3a 64,445
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		    14 522  
    4 Dividends and interest from securities....     14 35,814  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 76,485  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue:
    aFFF CHARITY GOLF TOURNAMENT     		    41 35,400  
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   148,221  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    148,221
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2018)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2018 AccountingFeesSchedule
    Name:
    FINANCE FACTORS FOUNDATION
    EIN:
    31-1642776
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    INDIRECT ACCOUNTING FEES 4,397      

    TY 2018 InvestmentsCorpStockSchedule
    Name:
    FINANCE FACTORS FOUNDATION
    EIN:
    31-1642776
    Name of Stock End of Year Book Value End of Year Fair Market Value
    A G C O CORP    
    ACTAVIS PLC (EXCHANGED TO ALLERGAN) 14,400 13,366
    ADOBE SYSTEMS ( ADBE)    
    ADVANSIX INC (ASIX)    
    AETNA INC    
    AFLAC INCORPORATED (AFL)    
    ALTRIA GROUP INC    
    ALTRIA GROUP INC    
    ALTRIA GROUP INC 343 741
    ALTRIA GROUP INC 6,204 14,817
    AMERICAN WATERWORKS CO    
    AMGEN INC 10,651 29,200
    ANALOG DEVICES INC    
    APPLE COMPUTER INC 1,566 63,096
    APPLIED MATERIALS INC (AMAT)    
    ARCHER DANIELS MIDLAND (ADM)    
    AT&T 19,149 17,980
    BANK OF AMERICA    
    BANK OF AMERICA CORP (BAC) 20,650 24,886
    BEST BUY CO 17,574 15,094
    BOEING 7,791 24,188
    BOSTON SCIENTIFIC CORP    
    BRINKER INTL INC    
    BRISTOL MYERS SQUIBB CO 22,570 19,752
    BROADCOM CORP CL 10,714 22,885
    CA INC    
    CAPITAL ONE FINANCIAL GROUP 15,734 16,252
    CATERPILLAR 22,272 19,060
    CBRE GROUP INC 15,324 16,016
    CELANESE CORP SERES A COM STK (CE) 8,717 11,696
    CELGENE CORP (CELG) 20,464 11,536
    CENTURYLINK INC (CTL)    
    CF INDUSTRIES HOLDINGS INC    
    CHEVRON 10,995 14,143
    CHEVRON CORP (CVX) 8,144 8,703
    CIGNA CORPORATION COM    
    CISCO SYS INC 14,603 22,965
    CITIGROUP INC NEW 25,659 19,783
    CITRIX SYSTEMS INC (CTXS)    
    COMCAST CORP NEW CLASS A 33,584 33,369
    CONOCOPHILLIPS    
    CONOCOPHILLIPS    
    CONSTELLATION BRANDS INC CL A (STZ)    
    CST BRANDS INC COM    
    CVS HEALTH CORP COM 22,816 21,622
    DEERE & CO 14,188 20,138
    DELTA AIR LINES INC NEW 4,139 14,970
    DELTA AIR LINES INC NEW (DAL) 5,509 7,485
    DISCOVER INCL SVCS (DFS)    
    DONNELLEY R R & SONS CO    
    DOW CHEMICAL CO (DOW)    
    DOWDUPONT INC 15,025 15,509
    DUN & BRADSTREET CP    
    DXC TECHNOLOGY CO 13,675 11,166
    ELECTRONIC ARTS INC    
    EQUITY RESIDENTIAL 12,279 25,084
    EXELON CORP 17,330 18,040
    EXXON MOBIL CORP 18,812 15,684
    FACEBOOK INC CL-A (FB)    
    FIFTH 3RD BANCORP OHIO    
    FIRST DATA CORP 19,707 13,866
    FREEPORT MCMORAN CP    
    GAMESTOP CORP CL A NEW    
    GAP 15,607 16,873
    GENERAL ELECTRIC    
    GENERAL ELECTRIC    
    GENERAL ELECTRIC    
    GENERAL ELECTRIC    
    GENERAL ELECTRIC    
    GENERAL ELECTRIC    
    GENERAL MTRS CO (GM)    
    GILEAD SCIENCE    
    GOLDMAN SACHS GRP INC    
    H&R BLOCK INC    
    HALLIBURTON CO    
    HALLIBURTON CO    
    HANESBRANDS INC    
    HANESBRANDS INC (HBI)    
    HARTFORD FIN SERS GRP INC    
    HELMERICH & PAYNE    
    HEWLETT PACKARD    
    HOME DEPOT INC 11,936 27,491
    HONEYWELL INTERNATIONAL INC    
    HONEYWELL INTERNATIONAL INC (HON)    
    INTEL CORP 21,330 26,985
    INTERNATIONAL PAPER CO.    
    INTERNATIONAL PAPER CO.    
    INTL BUSINESS MACHINES CORP (IBM)    
    ISHARES BARCLAYS TIPS BOND FUND 34,205 37,233
    ISHARES BARCLAYS TIPS BOND FUND 52,187 54,755
    ISHARES BARCLAYS TIPS BOND FUND 36,356 38,329
    ISHARES IBOXX INVEST GR COR FUND 32,926 33,846
    ISHARES IBOXX INVEST GR COR FUND 45,859 46,256
    JARDEN CORP    
    JOHNSON CONTROLS INCORP.    
    JOHNSON CTLS INTL PLC (JCI)    
    JP MORGAN CHASE 16,266 34,167
    KEYCORP NEW    
    KOHLS CORP WISC 12,796 19,902
    KRAFT HEINZ CO (KHC)    
    KROGER CO    
    LAM RESEARCH CORP    
    LEAR CORP    
    LENNAR CORP 9,461 9,396
    LINCOLN NTL CORP 2,317 5,644
    LINCOLN NTL CORP IND 4,092 7,697
    MACY'S INC    
    MACY'S INC (M)    
    MANPOWERGROUP INC COM    
    MARATHON PETROLEUM CORP 11,072 13,572
    MC DONALDS CORP (MCD)    
    MCKESSON CORP    
    MFS CHARTER INCOME TRUST SBI 17,379 16,126
    MFS CHARTER INCOME TRUST SBI 7,742 7,183
    MFS CHARTER INCOME TRUST SBI 34,180 30,786
    MFS INTERMEDIATE INCM TR SBI 13,439 11,267
    MFS INTERMEDIATE INCM TR SBI 8,940 7,707
    MFS INTERMEDIATE INCM TR SBI 18,618 16,882
    MICRON TECH INC 17,899 12,057
    MICROSOFT CORP 58,014 52,816
    MOLSON COORS BREWING CO    
    MORGAN STANLEY 21,491 15,860
    MURPHY OIL CORP    
    MYLAN INC (EXCHANGED TO MYLAN N V)    
    MYLAN INC (EXCHANGED TO MYLAN N V)    
    NORTHROP GRUMMAN CP (HLDG CO) (NOC)    
    ORACLE CORP    
    PACCAR INC    
    PACKAGING CORP AMER    
    PERSPECTA INC 2,420 2,153
    PFIZER INC (PEE) 28,789 37,103
    PG&E CORPORATION    
    PHILLIPS 66 COM    
    PPL CORPORATION 10,276 10,624
    PRUDENTIAL FINANCIAL INC 19,442 14,679
    PVH CORP 19,986 16,731
    QUALCOMM INC    
    RALPH LAUREN CORP 16,304 17,071
    RAYMOND JAMES FINCL    
    RAYTHEON CO.    
    ROBERT HALF INT 20,062 14,872
    ROYAL CARIBBEAN CRUISES LTD 20,388 15,646
    SANDISK CORP    
    SEI INVESTMENTS CO    
    SKYWORKS SOLUTIONS INC    
    SUNTRUST BKS    
    SYSCO CORP    
    TALEN ENERGY CORP COM    
    TARGET CORP 22,123 17,844
    TESORO PETROLEUM CP    
    THE J.M. SMUCKER COMPANY 15,991 13,089
    TRAVELERS COMPANIES INC COM    
    TUPPERWARE BRANDS CORP    
    TYSON FOODS INC CL A    
    UNITED RENTALS INC 11,630 10,766
    UNITED HEALTH GROUP 20,910 29,894
    V F CORP    
    VALERO ENERGY CP DELA NEW 6,058 13,495
    VERITIV CORP 194 175
    VERITIV CORP 40 100
    VERIZON COMMUNICATIONS 13,244 19,115
    VISA INC    
    WALT DISNEY CO HLDG CO    
    WELLS FARGO CO    
    WELLS FARGO CO    
    WELLS FARGO CO    
    WELLS FARGO CO    
    WELLS FARGO CO    
    WESTERN DIGITAL    
    WHIRLPOOL CORP    
    WYNDHAM WORLDWIDE CORP 6,596 9,318

    TY 2018 OtherAssetsSchedule
    Name:
    FINANCE FACTORS FOUNDATION
    EIN:
    31-1642776
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    ART OBJECTS 23,300 27,100 27,100


    TY 2018 OtherExpensesSchedule
    Name:
    FINANCE FACTORS FOUNDATION
    EIN:
    31-1642776
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    EXPENSES        
    MISCELLANEOUS 103      
    FFF CHARITY GOLF TOURNAMENT 31,603      


    TY 2018 OtherIncomeSchedule2
    Name:
    FINANCE FACTORS FOUNDATION
    EIN:
    31-1642776
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    FFF CHARITY GOLF TOURNAMENT 35,400    


    TY 2018 OtherProfessionalFeesSchedule
    Name:
    FINANCE FACTORS FOUNDATION
    EIN:
    31-1642776
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    INVESTMENT MANAGEMENT FEES 12,717 12,717    


    TY 2018 TaxesSchedule
    Name:
    FINANCE FACTORS FOUNDATION
    EIN:
    31-1642776
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FEDERAL EXCISE TAXES 1,690