Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2018
Open to Public Inspection
For calendar year 2018, or tax year beginning 01-01-2018 , and ending 12-31-2018
Name of foundation
SIMMONS FIRST FOUNDATION INC
 
Number and street (or P.O. box number if mail is not delivered to street address)P O BOX 7009
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
PINE BLUFF, AR71611
A Employer identification number

46-4607601
B Telephone number (see instructions)

C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$5,976,482J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 5,010,200
2 Check bullet.............
3 Interest on savings and temporary cash investments 197 197 197
4 Dividends and interest from securities... 118,824 117,279 118,824
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 Click to see attachment 24,068
b Gross sales price for all assets on line 6a 399,104
7 Capital gain net income (from Part IV, line 2)...  
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment -236,538   -236,538
12 Total. Add lines 1 through 11........ 4,916,751 117,476 -117,517
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc.        
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule).... Click to see attachment 1,561      
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 1,026      
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 2,587 0   0
25 Contributions, gifts, grants paid....... 356,492 356,492
26 Total expenses and disbursements. Add lines 24 and 25 359,079 0   356,492
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 4,557,672
b Net investment income (if negative, enter -0-) 117,476
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2018)
Form 990-PF (2018)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 461,036    
2 Savings and temporary cash investments.........   709,763 709,763
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 25,000 Click to see attachment29,940 29,860
b Investments—corporate stock (attach schedule)....... 544,156 Click to see attachment3,108,053 2,969,576
c Investments—corporate bonds (attach schedule)....... 305,114 Click to see attachment2,279,713 2,267,283
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet) Click to see attachment83,504 Click to see attachment-150,987  
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 1,418,810 5,976,482 5,976,482
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow SFAS 117, check here bullet
and complete lines 24 through 26 and lines 30 and 31.
24 Unrestricted.................. 1,418,810 521,313
25 Temporarily restricted...............   5,455,169
26 Permanently restricted...............    
Foundations that do not follow SFAS 117, check here bullet
and complete lines 27 through 31.
27 Capital stock, trust principal, or current funds........    
28 Paid-in or capital surplus, or land, bldg., and equipment fund    
29 Retained earnings, accumulated income, endowment, or other funds    
30 Total net assets or fund balances (see instructions)..... 1,418,810 5,976,482
31 Total liabilities and net assets/fund balances (see instructions). 1,418,810 5,976,482
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 30 (must agree with end-of-year figure reported on prior year’s return) ...............
1
1,418,810
2
Enter amount from Part I, line 27a .....................
2
4,557,672
3
Other increases not included in line 2 (itemize) bullet
3
 
4
Add lines 1, 2, and 3 ..........................
4
5,976,482
5
Decreases not included in line 2 (itemize) bullet
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 30 .
6
5,976,482
Form 990-PF (2018)
Form 990-PF (2018)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1a
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2  
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.
Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period?
If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.
1 Enter the appropriate amount in each column for each year; see instructions before making any entries.
(a)
Base period years Calendar
year (or tax year beginning in) 		(b)
Adjusted qualifying distributions 		(c)
Net value of noncharitable-use assets 		(d)
Distribution ratio
(col. (b) divided by col. (c))
2017 50,933 1,344,399 0.037885
2016 139,709 1,045,986 0.133567
2015 247,129 749,781 0.329602
2014 52,184 31,471 1.658161
2013   821  
2
Total of line 1, column (d) .....................
2
2.159215
3
Average distribution ratio for the 5-year base period—divide the total on line 2 by 5.0, or by the number of years the foundation has been in existence if less than 5 years ......
3
0.539804
4
Enter the net value of noncharitable-use assets for 2018 from Part X, line 5......
4
5,657,340
5
Multiply line 4 by line 3......................
5
3,053,855
6
Enter 1% of net investment income (1% of Part I, line 27b)...........
6
1,175
7
Add lines 5 and 6........................
7
3,055,030
8
Enter qualifying distributions from Part XII, line 4,.............
8
356,492
If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.
Form 990-PF (2018)
Form 990-PF (2018)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket includes lines 1a and 1b
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Domestic foundations that meet the section 4940(e) requirements in Part V, check 1 2,350
hereBulletand enter 1% of Part I, line 27b...................
c All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 2,350
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,350
6 Credits/Payments:
a 2018 estimated tax payments and 2017 overpayment credited to 2018 6a 1,048
b Exempt foreign organizations—tax withheld at source...... 6b
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 1,048
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment 8 9
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 1,311
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2019 estimated taxBullet   RefundedBullet 11  
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? (see Instructions
for definition).................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletAR
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2018 or the taxable year beginning in 2018? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletDAVID GARNER Telephone no.bullet (870) 541-1243

    Located atbulletPO BOX 7009PINE BLUFFAR ZIP+4bullet71611
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2018, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet  
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
     
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2018?.............
    1c
     
     
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2018, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2018?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2018 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2018.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2018?
    4b
     
    No
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If yes, did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    J THOMAS MAY PRESIDENT
    40.00     		0 0 0
    PO BOX 7009
    PINE BLUFF,AR71611
    SHANNON MORGAN SECRETARY
    40.00     		0 0 0
    80 HARPER COVE LANE
    STAR CITY,AR71667
    ROBERT A FEHLMAN TREASURER
    0.00     		0 0 0
    30 MARCELLA DRIVE
    LITTLE ROCK,AR72223
    DAVID GARNER ASST. TREASU
    0.00     		0 0 0
    PO BOX 7009
    PINE BLUFF,AR71611
    ROBERT L SHOPTAW DIRECTOR
    0.00     		0 0 0
    21 RIVER RIDGE CIRCLE
    LITTLE ROCK,AR72227
    DR HARRY L RYBURN DIRECTOR
    0.00     		0 0 0
    6 HILLCROFT
    PINE BLUFF,AR71603
    DR KALEYBRA MOREHEAD ED D DIRECTOR
    0.00     		0 0 0
    3910 ADVENTURE DRIVE
    PINE BLUFF,AR71603
    GEORGE A MAKRIS JR DIRECTOR
    0.00     		0 0 0
    7 ARBOR DELL
    900 WEST 46TH
    PINE BLUFF,AR71603
    MARTY D CASTEEEL DIRECTOR
    0.00     		0 0 0
    1023 WEST 50TH
    PINE BLUFF,AR71603
    MARY PRINGOS DIRECTOR
    0.00     		0 0 0
    2800 SOUTH ARKANSAS HWY 88
    ALTHEIMER,AR72004
    ROBERT DILL DIRECTOR
    0.00     		0 0 0
    8 SOUTHERN PINES DRIVE
    PINE BLUFF,AR71603
    SCOTT MCGEORGE DIRECTOR
    0.00     		0 0 0
    15 WESTRIDGE
    PINE BLUFF,AR71603
    CARLA MARTIN DIRECTOR
    0.00     		0 0 0
    1002 ROSSWOOD COLONY DRIVE
    PINE BLUFF,AR71603
    CATHERINE SMART DIRECTOR
    0.00     		0 0 0
    501 SOUTH MAIN
    PINE BLUFF,AR71601
    PAT ANDERSON DIRECTOR
    0.00     		0 0 0
    501 SOUTH MAIN STREET
    PINE BLUFF,AR71601
    STEVE MASSANELLI DIRECTOR
    0.00     		0 0 0
    501 S MAIN STREET
    PINE BLUFF,AR71601
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet  
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet  
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1 OZARK MISSION PROJECT TARGET DEMOGRAPHICS INCLUDE LOW-INCOME AND ELDERLY INDIVIDUALS ON FIXED INCOME UNABLE TO AFFORD NECESSARY IMPROVEMENTS TO HOMES FOR HANDICAP ACCESSIBLE. TARGET GEOGRAPHIC IS THE STATE OF ARKANSAS WITH OVER 280 IMPACTED BY THE SERVICE 26,000
    2 COMPASS ACADEMY AROUND 50 SPECIAL NEEDS STUDENTS RANGING BETWEEN 5 YEARS OF AGE TO 19 YEARS OF AGE. LOCATED IN CENTRAL ARKANSAS 25,000
    3 PROSPER SPRINGFIELD BUILDS RELATIONSHIPS AND ALIGNS COMMUNIT RESOURCES TO CREATE PATHWAYS THAT HELP MOVE PEOPLE TO PRROSPERTIY BY WORKING WITH 300 PLUS ORGANIZATIONS TO CREATE SYSTEMS OF SUPPORT, REDUCE DUPILCATION OF SERVICES AND IDENTIFY GAPS IN SERVICES TO INDIVIDUALS. 25,000
    4 RISE FOUNDATION TO ASSIST PUBLIC HOUSING RESIDENTS ACHIEVE SELF- SUFFICIENCY.PARTICIPANTS COMPLETE FINANCIAL EDUCATION COURSES, OPENING BANK ACCOUNTS, ETC. EXPECT TO PROVIDE TRAINING MATERIALS FOR 20 PARTICIPANTS 25,000
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1 N/A  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations,see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    3,257,340
    b
    Average of monthly cash balances.......................
    1b
    2,486,152
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    5,743,492
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
     
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
     
    3
    Subtract line 2 from line 1d.........................
    3
    5,743,492
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    86,152
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    5,657,340
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    282,867
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here bullet and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    282,867
    2a
    Tax on investment income for 2018 from Part VI, line 5......
    2a
    2,350
    b
    Income tax for 2018. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    2,350
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    280,517
    4
    Recoveries of amounts treated as qualifying distributions................
    4
     
    5
    Add lines 3 and 4............................
    5
    280,517
    6
    Deduction from distributable amount (see instructions).................
    6
     
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    280,517
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    356,492
    b
    Program-related investments—total from Part IX-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    356,492
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
     
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    356,492
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2017     		(c)
    2017     		(d)
    2018
    1 Distributable amount for 2018 from Part XI, line 7 280,517
    2 Undistributed income, if any, as of the end of 2018:
    a Enter amount for 2017 only.......  
    b Total for prior years:20, 20, 20  
    3 Excess distributions carryover, if any, to 2018:
    a From 2013......  
    b From 2014...... 34,893
    c From 2015...... 184,894
    d From 2016...... 88,028
    e From 2017......  
    fTotal of lines 3a through e........ 307,815
    4Qualifying distributions for 2018 from Part
    XII, line 4: bullet$ 356,492
    a Applied to 2017, but not more than line 2a  
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		 
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		 
    d Applied to 2018 distributable amount..... 280,517
    e Remaining amount distributed out of corpus 75,975
    5 Excess distributions carryover applied to 2018.    
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 383,790
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		 
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		 
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		 
    e Undistributed income for 2017. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		 
    f Undistributed income for 2018. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2019 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		 
    8 Excess distributions carryover from 2013 not
    applied on line 5 or line 7 (see instructions) ...     		 
    9Excess distributions carryover to 2019.
    Subtract lines 7 and 8 from line 6a ......     		383,790
    10 Analysis of line 9:
    a Excess from 2014.... 34,893
    b Excess from 2015.... 184,894
    c Excess from 2016.... 88,028
    d Excess from 2017....  
    e Excess from 2018.... 75,975
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2018, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2018 (b) 2017 (c) 2016 (d) 2015
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    SHANNON MORGAN
    PO BOX 7009
    PINE BLUFF,AR71611
    (870) 541-1102
    SHANNON.MORGAN@SIMMONSFIRST.COM
    bThe form in which applications should be submitted and information and materials they should include:
    WRITTEN FORMAT
    cAny submission deadlines:
    DETERMINED BY THE BOARD
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    DETERMINED BY THE BOARD
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    OZARK MISSION PROJECT
    2309 DURWOOD ROAD
    LITTLE ROCK,AR72207     		NONE PC FINANCIALLY OR PHYSICALLY HANDICAPED 26,000
    COMPASS ACADEMY
    1215 STURGIS ROAD
    CONWAY,AR72034     		  PC CHILDREN WITH DEVELOPMENTAL DISABILI 25,000
    PROSPER SPRINGFIELD
    COMMUNITY PARTERSHIP OF THE OZARKS INC
    330 N JEFFERSON
    SPINGFIELD,MO65806     		NONE PC ASSISTANCE TO INDIGENT FAMILIES 25,000
    RISE FOUNDATION
    2650 THOUSAND OAKS BLVD
    SUITE 2400
    MEMPHIS,TN38118     		NONE PC ASSISTANCE TO INDIGENT FAMILIES 25,000
    SOUTHEAST ARKANSAS PREPARATORY HIG
    1501 W 73RD AVENUE
    PINE BLUFF,AR71603     		NONE PC STUDENTS WITH NEEDED EQUIPEMENT 25,000
    THE REAL ESTATE COUNCIL COMMUNITY F
    3100 MCKINNONSUITE 1150
    DALLAS,TX752011104     		NONW PC SERVICE LOW TO MODERATE INCOME AREAS 25,000
    CLEVELAND COUNTY SCHOOL DISTRICT
    700 MAIN STREET
    RISON,AR71665     		NONE   STUDENT DEVELOPEMENT 25,000
    NEW ST HURRICANE BAPTIST CHURCH
    3319 OHIO STREET
    PINE BLUFF,AR71601     		NONE PC CHILDREN LEARNING ENHANCEMENT 24,587
    THE MIRACLE LEAGUE OF SOUTHEAST AR
    2072 HWY 83 NORTH
    MONTICELLO,AR71655     		NONE PC CHILDREN AND ADULTS WITH DISABILITIE 22,280
    SEARK CONCERT ASSOCIATION
    P O BOX 3072
    MONTICELLO,AR71656     		NONE PC SCHOOLS MAJORING IN THE ARTS 20,500
    HEART HOUSE
    P O BOX 823162
    DALLAS,TX753823162     		NONE PC REFUGEE AND UNDERPRIVILEGED CHILDREN 20,000
    MARTIN PUBLIC LIBRARY
    100 MAIN STREET
    MARTIN,TN38237     		NONE PC LIBRARY PROJECT 15,000
    FCA POWER CAMPS & COACHING TRAINING
    P O BOX 9000
    PINE BLUFF,AR71611     		NONE PC MENTORING 10,000
    ARKANSAS CAPITAL
    200 RIVER MARKET AVE
    SUITE 400
    LITTLE ROCK,AR72201     		NONE PC GRADE SCHOOL AND COLLEGE STUDENTS 10,000
    DELIVER HOPE
    P O BOX 1752
    CONWAY,AR72033     		NONE PC MENTORING YOUTH 10,000
    SOUTH ARKANSAS ARTS CENTER
    110 E 5TH STREET
    ELDORADO,AR71730     		NONE PC SPECIAL NEEDS YOUTH 9,000
    ALCY BALL DEVELOPMENT CORPORATION
    P O BOX
    MEMPHIS,TN38114     		NONE PC FINANCIAL LITERACY 7,771
    UNIVERSITY OF ARKANSAS-PINE BLUFF
    1200 N UNIVERSITY DRIVE
    PINE BLUFF,AR71601     		NONE PC LITERACY INTERVENTION YOUNG CHILDREN 5,854
    BOYS & GIRLS CLUB OF FAULKNER COUNT
    P O BOX 488
    CONWAY,AR72034     		NONE PC YOUTH 5,500
    CASA OF THE 2ND JUDICIAL DISTRICT O
    311 S CHURCH STREET
    JONESBORO,AR72401     		NONE PC CHILDREN IN FOSTER CARE SYSTEM 1,000
    UNIVERSITY OF ALABAMA
    DELTA LEADERSHIP NETWORK CONFERENCE
    GENERAL DELIEVERY
    TUSCALOOSA,AL35487     		NONE PC MINI GRANT 1,000
    PINE BLUFF INTERESTED CITIZENS
    FOR VOTER REGISTRATION
    211 W 3RD AVENUE
    SUITE 109
    PINE BLUFF,AR71601     		NONE PC MENTORING YOUTH 1,000
    HOUSE OF BREAD DELIVERANCE CHURCH
    500 SOUTH MAIN
    PINE BLUFF,AR71601     		NONE PC SCHOOL AGE STUDENTS 1,000
    BAPTIST HEALTH FOUNDATION
    9601 BAPTIST HEALTH DRIVE
    LITTLE ROCK,AR72205     		NONE PC PATIENT-CENTERED SERVICES 1,000
    NORTHEAST ARKANSAS CHILDREN'S
    ADVOCACY CENTER
    P O BOX 16234
    JONESBORO,AR72403     		NONE PC VICTIMS OF SEVERE CHILD MALTREATMENT 1,000
    DREW CENTRAL SCHOOLS
    2550 UNIVERSITY DRIVE
    MONTICELLO,AR71655     		NONE PC ANTI BULLYING EDUCATION YOUTH 1,000
    SOUTH ARKANSAS ARTS & SCIENCE CENTE
    701 SOUTH MAIN STREET
    PINE BLUFF,AR71601     		NONE   CONTRIBUTIONS 4,000
    IRENE HOLCOMB BARK PARK
    UNIVERSITY DRIVE
    PINE BLUFF,AR71601     		NONE   CONTRIBUTIONS 6,000
    PINE BLUFF MILITARY & VETERANS MUSE
    4TH STREET
    PINE BLUFF,AR71601     		NONE   CONTRIBUTIONS 3,000
    Total .................................bullet 3a 356,492
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		        197
    4 Dividends and interest from securities....         118,824
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		        24,068
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue:
    aCHANGE IN MARKET VALUE     		        -236,538
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..     -93,449
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    -93,449
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2018)
    Form 990-PF (2018)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below
    (see instr.)?
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2018)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors

    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
    OMB No. 1545-0047
    2018
    Name of the organization
    SIMMONS FIRST FOUNDATION INC
     
    Employer identification number

    46-4607601
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ






    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note. Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution. An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its
    Form 990-EZ or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2018)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2018) Page 2
    Name of organization
    SIMMONS FIRST FOUNDATION INC
          		Employer identification number
    46-4607601
    Part I
    Contributors (See instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    SIMMONS BANK
    SIMMONS BANK COMMUNITY ENHANCEMENT
    PO BOX 7009
     
    PINE BLUFF, AR71611

    		$ 5,000,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    2
    LUCILLE R TLAPEK  
    PO BOX 241009
     
    LITTLE ROCK, AR72223

    		$ 10,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2018)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2018)
    Page 3
    Name of organization
    SIMMONS FIRST FOUNDATION INC
          		Employer identification number

    46-4607601
    Part II
    Noncash Property (See instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2018)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2018)
    Page 4
    Name of organization
    SIMMONS FIRST FOUNDATION INC
          		Employer identification number

    46-4607601
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2018)

    Additional Data


    Software ID:  
    Software Version:  

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    TY 2018 GainLossSaleOtherAssetsSch
    Name:
    SIMMONS FIRST FOUNDATION INC
    EIN:
    46-4607601
    Name Date Acquired How Acquired Date Sold Purchaser Name Gross Sales Price Basis Basis Method Sales Expenses Total (net) Accumulated Depreciation
    PUBLICLY TRADED SECURITIES   PURCHASE     399,104 375,036     24,068  

    TY 2018 InvestmentsCorpBondsSchedule
    Name:
    SIMMONS FIRST FOUNDATION INC
    EIN:
    46-4607601
    Name of Bond End of Year Book Value End of Year Fair Market Value
    AMERICAN EXPRESS CENTURION BANK    
    BANK OF AMERICA 2.25% 24,861 24,733
    BANK OF HOPE 2.5% 25,000 24,936
    BANK OF NEW YORK MELLON 2.15% 24,925 24,781
    BARCLAYS BANK 3% 25,000 23,200
    BECTON DICKINSON & CO 3.25% 25,387 24,849
    CAPITAL ONE BANK USA NA C/D 2.1% 50,000 49,707
    CATERPILLAR FINL SERVICES CORP 30,000 29,314
    CITIBANK NA SIOUX FALLS SD 3.35% 25,000 24,910
    FEDERAL NATIONAL MORTGAGE ASSN 1.5% 24,566 24,478
    FORD MOTOR CREDIT COMPANY 4.134% 30,089 27,023
    GOLDMAN SACHS GROUP INC 3% 10,000 9,973
    GUGGENHEIM FLOATING RATE STRATEGIES 10,000 9,542
    LIVE OAK BANKING CO WILMINGTON 2.4% 30,000 29,864
    MORGAN STANLEY BANK N A 2.6% 25,000 24,930
    MURPHY OIL CORPORATION 4% 28,951 28,090
    PEPSICO INC 2.25% 30,000 29,996
    PFIZER INC SR GLOBAL NOTE 1.2%    
    PIMCO ETF TR ENHANCED SHORT MATURITY 15,150 15,143
    PROVIDENCE BANK COLUMBIA 3.4% 15,000 14,979
    TARGET CORP 2.5% 24,085 23,340
    WELLS FARGO BANK 1.75% 29,885 29,848
    FEDERATED INST HIGH YIELD BOND 15,800 15,220
    GOLDMAN SACHS STRAT INC-INST    
    AMERICAN EXPRESS NATIONAL BANK 3% 75,000 74,780
    APPLE INC 2.85% 74,063 74,081
    APPLE INC 1.1% 74,100 74,255
    BMO HARRIS BK NA 2.8% 75,000 74,931
    BMO HARRIS BK NA 2.4% 50,000 49,941
    BANK OF HOPE 2.5% 70,000 69,821
    BANK UNITED NA 2.25% 30,000 29,978
    BERKSHIRE HATHAWAY FINANCIAL 3% 49,981 49,886
    BRISTOL CNTY SAVINGS BANK 3.1% 75,000 75,074
    CATRPILLAR FINL SERVICES CORP 50,000 48,856
    CITIBANK NA SIOUX FALLS 3.35% 75,000 74,729
    COMENITY CAPITAL BANK 3.05% 75,000 74,761
    FEDERAL HOME LOAN BANK 2.15% 48,488 49,031
    FEDERAL HOME LOAN MORTGAGE CORP 3% 99,500 100,047
    GOLDMAN SACHS BANK 3% 100,000 99,903
    GOLDMAN SACHS GROUP 3% 100,000 99,729
    HOME DEPOT INC 2% 49,882 49,858
    JP MORGAN HASE BANK 3.05% 100,000 99,745
    PROVIDENCE BANK 3.4% 75,000 74,893
    SALLIE MAE BANK 3% 65,000 64,786
    TCF NATIONAL BANK SIOUX FALLS 2.45% 75,000 74,771
    UBS BANK SALT LAKE CITY 2.8% 100,000 99,732
    WEX BANK 3% 100,000 100,018
    WASHINGTON SVGS 2.5% 75,000 74,821

    TY 2018 InvestmentsCorpStockSchedule
    Name:
    SIMMONS FIRST FOUNDATION INC
    EIN:
    46-4607601
    Name of Stock End of Year Book Value End of Year Fair Market Value
    AT&T INC 27,456 22,975
    ABBVIE INC 12,015 14,658
    ALPHABET INC COMMON STOCK 3,015 3,135
    AMEREN CORPORATION    
    AMERICAN ELECTRIC POWER INC 6,900 8,969
    CME GROUP, INC 10,765 22,010
    CISCO SYSTEM INC 15,455 25,131
    COCA-COLA CO 29,933 34,092
    COSTCO WHOLESALE CORP    
    CRACKER BARREL OLD COUNTRY STORE 6,789 7,034
    CUMMINS INC 11,176 10,424
    DUKE ENERGY CORP 3,069 3,538
    EXXON MOBILE CORPORATION 31,590 27,685
    FACEBOOK ONC CL A    
    FEDERATED INVESTORS 32,314 31,329
    FEDEX CORP 5,276 4,356
    FORD MOTOR COMPANY 21,793 12,431
    FREEPORT-MCMORAN INC, CL B    
    GENERAL MOTORS CO 13,541 12,042
    GENUINE PARTS CO 4,060 4,033
    GOLDMAN SACHS MLP ENERGY INFRASTRUCU 2,762 1,962
    GOODYEAR TIRE AND RUBBER CO 9,680 7,552
    INTEL CORPORATION 5,161 7,509
    INTERNATIONAL PAPER COMPANY    
    ISHARES MSCI EMERGING MKT ETF 13,247 12,968
    ISHARES MSCI EAFE ETF 8,996 9,522
    ISHARES TR CORE S&P SMALL-CAP ETF 3,856 4,506
    ISHARES CORE HIGH DIVIDEND ETF 32,600 34,174
    J P MORGAN CHASE & CO ALERIAN MLP IN    
    KIMBERLY-CLARK CORPORATION 15,071 13,901
    KROGER CO 2,915 3,575
    LOCKHEED MARTIN CORP    
    MATTEL INC 3,998 1,838
    MERCK AND COMPANY INC 25,235 31,175
    MICROSOFT CORPORATION 5,742 8,329
    MURPHY OIL CORPORATION 16,141 14,970
    NEWMONT MINING CORP    
    NORTHERN TRUST CORPORATION 7,682 8,108
    NUCOR CORP 11,877 9,896
    PAYCHEX INC 4,274 4,039
    PFZER INC 24,422 31,559
    PHILLIPS 66 10,342 9,907
    SPDR K&W REGIONAL BANKING ETF 9,181 7,814
    SPDR S & P METALS & MINING ETF    
    SCHLUMBERGER LIMITED 27,582 18,220
    SELECT SECTOR SPDR MATERIALS 1,969 2,475
    SELECT SECTOR SPDR INDUSTRIAL 3,054 2,898
    SIMON PROPERTY GROUP INC    
    SOUTHWEST AIRLINES 11,689 10,272
    SYSCO CORP    
    TAKE-TWO INTERACTIVE SOFTWARE 3,108 3,088
    TARGET CORP 19,628 19,827
    TYSON FOODS INC CL A 8,859 7,743
    UNDER ARMOUR INC CLAS A 5,561 5,036
    UNION PACIFIC CORPORATION 6,422 5,806
    VANGUARD FTSE DEVELOPED MARKETS ETF 11,971 12,614
    VANGUARD FTSE EMERGING MARKETS 6,078 5,486
    VANGUARD REAL ESTATE ETF 1,599 1,491
    VANGUARD SMALL CAP VALUE ETF 2,094 2,623
    VERIZON COMMUNICATIONS 21,386 24,681
    WAL-MART STORES INC 7,611 9,315
    GOLDMAN SACHS MLP ENERGY INFRA    
    AT& T INC 84,390 74,918
    ABBVIE INC 39,156 40,564
    AMERICAN ELECTRIC POWER INC 42,180 46,339
    CME GROUP INC 55,564 63,961
    CISCO SYSTEM 50,618 50,696
    COCA-COLA CO 89,407 96,594
    CRACKER BARREL OLD COUNTRY STORE 29,171 31,972
    CUMMINS INC 32,239 30,069
    DUKE ENERGY CORP 14,988 17,605
    EXXON MOBIL CORPORATION 94,292 79,441
    FEDERATED INVESTORS INC 66,294 74,340
    FORD MOTOR COMPANY 70,469 47,430
    GENERAL MOTORS 37,147 30,105
    GENUINE PARTSS 21,103 21,605
    GOLDMAN SACHS MLP ENERGY 15,108 12,115
    GOODUEAR TIRE AND RUBBER 10,333 10,817
    ISHARES CORE HIGH DIVIDENDS 127,962 124,461
    KIMBERLY-CLARK CORPORATION 43,368 46,715
    MERCK AND CO,MPANY INC 82,846 101,625
    MURPHY OIL CORPORATIONS 41,524 30,407
    NUCOR CORP 28,819 22,796
    PAYCHEX INC 11,957 11,400
    PFIZER INC 76,950 91,403
    PHILLIPS 66 41,904 34,460
    SCHLUMBERGER LIMITED 70,837 44,378
    TARGET CORP 72,475 62,786
    TYSON FOODS INC 16,330 14,685
    VANGUARD DEV MKTS INDEX ADMIRAL 290,590 257,586
    VANGUARD EMERGING MKTS INDEX ADM 74,936 69,050
    VANGUARD GROWTH INDEX FUND ADM 225,473 200,446
    VANGUARD MID CAP GROWTH 73,035 65,059
    VANGUARD MID CAP VALUE 72,911 63,516
    VANGUARD REAL ESTATE 8,134 7,681
    VANGUARD SMALL CAP GROWTH INDEX 36,251 31,251
    VANGUARD SMALL CAP VALUE INDEX 36,310 30,990
    VANGUARD VALUE INDEX FUND ADMIRAL 221,780 204,192
    VERIZON COMMUNICATIONS 94,253 106,818
    GARMIN LTD 20,009 20,579

    TY 2018 InvestmentsGovtObligationsSch
    Name:
    SIMMONS FIRST FOUNDATION INC
    EIN:
    46-4607601
    US Government Securities - End of Year Book Value:

     
    US Government Securities - End of Year Fair Market Value:

     
    State & Local Government Securities - End of Year Book Value:


    29,940
    State & Local Government Securities - End of Year Fair Market Value:


    29,860


    TY 2018 OtherAssetsSchedule
    Name:
    SIMMONS FIRST FOUNDATION INC
    EIN:
    46-4607601
    Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
    CHANGE IN MARKET VALUE 83,504 -150,987  


    TY 2018 OtherIncomeSchedule2
    Name:
    SIMMONS FIRST FOUNDATION INC
    EIN:
    46-4607601
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    CHANGE IN MARKET VALUE -236,538   -236,538


    TY 2018 OtherProfessionalFeesSchedule
    Name:
    SIMMONS FIRST FOUNDATION INC
    EIN:
    46-4607601
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    ADMINISTRATIVE 1,561      


    TY 2018 TaxesSchedule
    Name:
    SIMMONS FIRST FOUNDATION INC
    EIN:
    46-4607601
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    2018 ESTIMATED INCOMETAXES 1,000      
    FOREIGN TAXES PAID 26