TY 2017 Form 990PF

- TIN:

Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation

or Section 4947(a)(1) Trust Treated as Private Foundation

Do not enter social security numbers on this form as it may be made public.
bullet

Go to www.irs.gov/Form990PF for instructions and the latest information.

OMB No. 1545-0052

2019

Open to Public Inspection

For calendar year 2019, or tax year beginning 10-01-2017 , and ending 09-30-2018

Name of foundation
THE CARD HOME FOR THE AGED INC

Number and street (or P.O. box number if mail is not delivered to street address)154 PLEASANT ST
Room/suite

City or town, state or province, country, and ZIP or foreign postal code
WILLIMANTIC, CT06226

A Employer identification number

06-0653041

B Telephone number (see instructions)

(860) 423-9123

C If exemption application is pending, check here bullet

G Check all that apply: Initial returnInitial return of a former public charity
Final returnAmended return
Address change Name change

D 1. Foreign organizations, check here............. bullet

2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet

E If private foundation status was terminated
under section 507(b)(1)(A), check here ....... bullet

H Check type of organization: Section 501(c)(3) exempt private foundation
Section 4947(a)(1) nonexempt charitable trust Other taxable private foundation

F If the foundation is in a 60-month termination
under section 507(b)(1)(B), check here ....... bullet

I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16) bullet

$1,704,662J Accounting method: Cash Accrual
Other (specify)
(Part I, column (d) must be on cash basis.)

	Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).)	(a) Revenue and expenses per books		(b) Net investment income	(c) Adjusted net income	(d) Disbursements for charitable purposes (cash basis only)


1	Contributions, gifts, grants, etc., received (attach schedule)	5,816
2	Check .............
3	Interest on savings and temporary cash investments	364		364	364
4	Dividends and interest from securities...	31,144		31,144	31,144
5a	Gross rents............
b	Net rental income or (loss)
6a	Net gain or (loss) from sale of assets not on line 10		51,139
b	Gross sales price for all assets on line 6a 441,694
7	Capital gain net income (from Part IV, line 2)...			51,139
8	Net short-term capital gain.........
9	Income modifications...........
10a	Gross sales less returns and allowances
b	Less: Cost of goods sold....
c	Gross profit or (loss) (attach schedule).....
11	Other income (attach schedule).......		449,012	9,577	449,012
12	Total. Add lines 1 through 11........	537,475		92,224	480,520
13	Compensation of officers, directors, trustees, etc.	53,471				53,471
14	Other employee salaries and wages......	222,701				222,701
15	Pension plans, employee benefits.......	20,675				20,674
16a	Legal fees (attach schedule).........
b	Accounting fees (attach schedule).......		3,800		300	3,500
c	Other professional fees (attach schedule)....
17	Interest...............
18	Taxes (attach schedule) (see instructions)...
19	Depreciation (attach schedule) and depletion...		26,800
20	Occupancy..............	30,937				30,937
21	Travel, conferences, and meetings.......
22	Printing and publications..........
23	Other expenses (attach schedule).......		182,814	8,163	8,163	174,648
24	Total operating and administrative expenses.
	Add lines 13 through 23..........	541,198		8,163	8,463	505,931
25	Contributions, gifts, grants paid.......	0				0
26	Total expenses and disbursements. Add lines 24 and 25	541,198		8,163	8,463	505,931
27	Subtract line 26 from line 12:
a	Excess of revenue over expenses and disbursements	-3,723
b	Net investment income (if negative, enter -0-)			84,061
c	Adjusted net income (if negative, enter -0-)...				472,057

For Paperwork Reduction Act Notice, see instructions.

Cat. No. 11289X Form 990-PF (2019)

Form 990-PF (2019)

Page 2

Part II		Balance Sheets	Beginning of year	End of year
Part II		Balance Sheets	(a) Book Value	(b) Book Value	(c) Fair Market Value
	1	Cash—non-interest-bearing.............	7,027	63,016	63,016
	2	Savings and temporary cash investments.........	24,988	45,746	45,746
	3	Accounts receivable 809
		Less: allowance for doubtful accounts	2,480	809	809
	4	Pledges receivable
		Less: allowance for doubtful accounts
	5	Grants receivable.................
	6	Receivables due from officers, directors, trustees, and other
		disqualified persons (attach schedule) (see instructions).....
	7	Other notes and loans receivable (attach schedule)
		Less: allowance for doubtful accounts
	8	Inventories for sale or use..............
	9	Prepaid expenses and deferred charges..........	4,310	3,497	3,497
	10a	Investments—U.S. and state government obligations (attach schedule)
	b	Investments—corporate stock (attach schedule).......	698,399	662,932	662,932
	c	Investments—corporate bonds (attach schedule).......
	11	Investments—land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	12	Investments—mortgage loans.............
	13	Investments—other (attach schedule)..........	632,282	467,150	467,150
	14	Land, buildings, and equipment: basis 735,603
		Less: accumulated depreciation (attach schedule) 349,704	208,286	385,899	385,899
	15	Other assets (describe )	134,007	75,613	75,613
	16	Total assets (to be completed by all filers—see the
		instructions. Also, see page 1, item I)	1,711,779	1,704,662	1,704,662
	17	Accounts payable and accrued expenses..........	15,586	24,528
	18	Grants payable.................
	19	Deferred revenue.................	2,011	4,160
	20	Loans from officers, directors, trustees, and other disqualified persons
	21	Mortgages and other notes payable (attach schedule)......
	22	Other liabilities (describe )		1,454
	23	Total liabilities (add lines 17 through 22).........	17,597	30,142
		Foundations that follow FASB ASC 958, check here
		and complete lines 24, 25, 29 and 30.
	24	Net assets without donor restrictions...........
	25	Net assets with donor restrictions............
		Foundations that do not follow FASB ASC 958, check here
		and complete lines 26 through 30.
	26	Capital stock, trust principal, or current funds........
	27	Paid-in or capital surplus, or land, bldg., and equipment fund
	28	Retained earnings, accumulated income, endowment, or other funds
	29	Total net assets or fund balances (see instructions).....	1,694,182	1,674,520
	30	Total liabilities and net assets/fund balances (see instructions).	1,711,779	1,704,662

Part III

Analysis of Changes in Net Assets or Fund Balances

Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............

1,694,182

Enter amount from Part I, line 27a .....................

-3,723

Other increases not included in line 2 (itemize) bullet

-15,939

Add lines 1, 2, and 3 ..........................

1,674,520

Decreases not included in line 2 (itemize) bullet

Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .

1,674,520

Form 990-PF (2019)

Page 3

Part IV

Capital Gains and Losses for Tax on Investment Income

(a) List and describe the kind(s) of property sold (e.g., real estate, 2-story brick warehouse; or common stock, 200 shs. MLC Co.)		(b) How acquired P—Purchase D—Donation	(c) Date acquired (mo., day, yr.)	(d) Date sold (mo., day, yr.)
1 a	CHARLES SCHWAB - CARD HOME	P	2016-10-01	2018-09-30
b	CHARLES SCHWAB - POLLARD	P	2016-10-01	2018-09-30
c
d
e

(e) Gross sales price		(g) Cost or other basis plus expense of sale	(h) Gain or (loss) (e) plus (f) minus (g)
a	289,378	258,562	30,816
b	152,316	131,993	20,323
c
d
e

Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69			(l) Gains (Col. (h) gain minus col. (k), but not less than -0-) or Losses (from col.(h))
(i) F.M.V. as of 12/31/69	(j) Adjusted basis as of 12/31/69	(k) Excess of col. (i) over col. (j), if any
a			30,816
b			20,323
c
d
e

2	Capital gain net income or (net capital loss)	If gain, also enter in Part I, line 7 If (loss), enter -0- in Part I, line 7	2	51,139
3	Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
	If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0- in Part I, line 8 ...................		3

Part V

Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income

(For optional use by domestic private foundations subject to the section 4940(a) tax on net investment income.)

If section 4940(d)(2) applies, leave this part blank.

Was the foundation liable for the section 4942 tax on the distributable amount of any year in the base period? Yes No

If "Yes," the foundation does not qualify under section 4940(e). Do not complete this part.

1 Enter the appropriate amount in each column for each year; see instructions before making any entries.

(a) Base period years Calendar year (or tax year beginning in)	(b) Adjusted qualifying distributions	(c) Net value of noncharitable-use assets	(d) Distribution ratio (col. (b) divided by col. (c))
2018	417,709	1,198,967	0.348391
2017	453,325	1,358,085	0.333797
2016	427,091	1,409,042	0.303107
2015	426,177	1,402,336	0.303905
2014	395,808	1,407,042	0.281305

Total of line 1, column (d) .....................

1.570505

Average distribution ratio for the 5-year base period—divide the total on line 2 by 5.0, or by the number of years the foundation has been in existence if less than 5 years ......

0.314101

Enter the net value of noncharitable-use assets for 2019 from Part X, line 5......

1,144,523

Multiply line 4 by line 3......................

359,496

Enter 1% of net investment income (1% of Part I, line 27b)...........

841

Add lines 5 and 6........................

360,337

Enter qualifying distributions from Part XII, line 4,.............

651,819

If line 8 is equal to or greater than line 7, check the box in Part VI, line 1b, and complete that part using a 1% tax rate. See the Part VI instructions.

Form 990-PF (2019)

Page 4

Part VI

Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)

1a	Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1.
	Date of ruling or determination letter: (attach copy of letter if necessary–see instructions)
b	Domestic foundations that meet the section 4940(e) requirements in Part V, check	1	841
	hereand enter 1% of Part I, line 27b...................
c	All other domestic foundations enter 2% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2	Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	2
3	Add lines 1 and 2...........................	3	841
4	Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	4
5	Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- .....	5	841
6	Credits/Payments:

a	2019 estimated tax payments and 2018 overpayment credited to 2019	6a	1,011
b	Exempt foreign organizations—tax withheld at source......	6b
c	Tax paid with application for extension of time to file (Form 8868)...	6c
d	Backup withholding erroneously withheld ...........	6d

7	Total credits and payments. Add lines 6a through 6d..............		7	1,011
8	Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached.		8
9	Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......		9
10	Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...		10	170
11	Enter the amount of line 10 to be: Credited to 2020 estimated tax170	Refunded	11

Part VII-A

Statements Regarding Activities

During the tax year, did the foundation attempt to influence any national, state, or local legislation or did

Yes

it participate or intervene in any political campaign? ....................

Did it spend more than $100 during the year (either directly or indirectly) for political purposes? (see Instructions

for definition).................................

If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials

published or distributed by the foundation in connection with the activities.

Did the foundation file Form 1120-POL for this year?.....................

Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:

(1) On the foundation. bullet

$ (2) On foundation managers. bullet

Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed

on foundation managers. bullet

Has the foundation engaged in any activities that have not previously been reported to the IRS?.......

If "Yes," attach a detailed description of the activities.

Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles

of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....

Did the foundation have unrelated business gross income of $1,000 or more during the year?........

If "Yes," has it filed a tax return on Form 990-T for this year?...................

Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........

If "Yes," attach the statement required by General Instruction T.

Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:

By language in the governing instrument, or

By state legislation that effectively amends the governing instrument so that no mandatory directions

that conflict with the state law remain in the governing instrument?................

Yes

Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),

and Part XV..................................

Yes

Enter the states to which the foundation reports or with which it is registered (see instructions)

If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney

General (or designate) of each state as required by General Instruction G? If "No," attach explanation .

Yes

Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)

or 4942(j)(5) for calendar year 2019 or the taxable year beginning in 2019? See the instructions for Part XIV.

If "Yes," complete Part XIV .............................

Yes

Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names

and addresses. ...............................

Form 990-PF (2019)

Page 5

Part VII-A

Statements Regarding Activities (continued)

At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the

meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............

Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had

advisory privileges? If "Yes," attach statement. See instructions.................

Did the foundation comply with the public inspection requirements for its annual returns and exemption application?

Yes

Website address bullet

THECARDHOME.ORG

The books are in care of bullet

JULIE LACASSE Telephone no. bullet

(860) 423-9123

Located at bullet

154 PLEASANT STREETWILLIMANTICCT ZIP+4 bullet

06226

Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here ......... bullet

and enter the amount of tax-exempt interest received or accrued during the year ........ bullet

16 At any time during calendar year 2019, did the foundation have an interest in or a signature or other authority over YesNo

a bank, securities, or other financial account in a foreign country? .................

16 No

See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country bullet

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required

File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.

Yes

During the year did the foundation (either directly or indirectly):

(1) Engage in the sale or exchange, or leasing of property with a disqualified person? YesNo

(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)

a disqualified person?......................YesNo

(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? YesNo

(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? YesNo

(5) Transfer any income or assets to a disqualified person (or make any of either available

for the benefit or use of a disqualified person)?...............YesNo

(6) Agree to pay money or property to a government official? (Exception. Check "No"

if the foundation agreed to make a grant to or to employ the official for a period

after termination of government service, if terminating within 90 days.).......YesNo

If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations

section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........

Organizations relying on a current notice regarding disaster assistance check here........ bullet

Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,

that were not corrected before the first day of the tax year beginning in 2019?.............

Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private

operating foundation defined in section 4942(j)(3) or 4942(j)(5)):

At the end of tax year 2019, did the foundation have any undistributed income (lines 6d

and 6e, Part XIII) for tax year(s) beginning before 2019?.............YesNo

If "Yes," list the years bullet

20, 20, 20, 20

Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)

(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)

to all years listed, answer "No" and attach statement—see instructions.) ..............

If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.

20, 20, 20, 20

Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at

any time during the year?......................YesNo

If "Yes," did it have excess business holdings in 2019 as a result of (1) any purchase by the foundation

or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved

by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)

the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine

if the foundation had excess business holdings in 2019.)..................

Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?

Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its

charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2019?

Form 990-PF (2019)

Page 6

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required (continued)

During the year did the foundation pay or incur any amount to:

Yes

(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? YesNo

(2) Influence the outcome of any specific public election (see section 4955); or to carry

on, directly or indirectly, any voter registration drive?.............YesNo

(3) Provide a grant to an individual for travel, study, or other similar purposes? YesNo

(4) Provide a grant to an organization other than a charitable, etc., organization described

in section 4945(d)(4)(A)? See instructions................YesNo

(5) Provide for any purpose other than religious, charitable, scientific, literary, or

educational purposes, or for the prevention of cruelty to children or animals?.....YesNo

If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in

Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......

Organizations relying on a current notice regarding disaster assistance check here......... bullet

If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the

tax because it maintained expenditure responsibility for the grant?..........YesNo

If "Yes," attach the statement required by Regulations section 53.4945–5(d).

Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on

a personal benefit contract?.....................YesNo

Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....

If "Yes" to 6b, file Form 8870.

At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction? YesNo

If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....

Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or

excess parachute payment during the year? .................YesNo

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors

1 List all officers, directors, trustees, foundation managers and their compensation. See instructions

(a) Name and address	(b) Title, and average hours per week devoted to position	(c) Compensation (If not paid, enter -0-)
JOHANNE PHILBRICK	PRESIDENT 5.00	5,907
107 CHAPLIN ST 107 CHAPLIN STREET CHAPLIN,CT06235	PRESIDENT 5.00	5,907
DAVID FOWLER	V. PRESIDENT 1.00	0
78 SOUTH BROOK RD 78 SOUTH BROOK ROAD HAMPTON,CT06247	V. PRESIDENT 1.00	0
STEPHEN KENTON	DIRECTOR 1.00	0
154 PLEASANT ST WILLIMANTIC,CT06226	DIRECTOR 1.00	0
PATRICIA DUBOS	SECRETARY 1.00	0
101 BEDLAM ROAD 101 BEDLAM ROAD CHAPLIN,CT06235	SECRETARY 1.00	0
SUSAN HUMES SUSAN HUMES	ADMINISTRATO 45.00	47,564
67 LEWISTON AVE 67 LEWISTON AVE WILLIMANTIC,CT06226	ADMINISTRATO 45.00	47,564
MARGARET STYGAR	DIRECTOR 1.00	0
217 CHAPPELL ROAD 217 CHAPPELL ROAD LEBANON,CT06249	DIRECTOR 1.00	0
BARBARA GARCEAU	TREASURER 1.00	0
48 BEDLAM ROAD 48 BEDLAM ROAD CHAPLIN,CT06235	TREASURER 1.00	0
MAJORIE PETRO	V. PRESIDENT 1.00	0
53 SAWMILL BROOK ROAD 53 SAWMILL BROOK ROAD MANSFIELD CENTER,CT06250	V. PRESIDENT 1.00	0
JULIE HALLENE	DIRECTOR 1.00	0
39 MCCALL ROAD 39 MCCALL ROAD LEBANON,CT06249	DIRECTOR 1.00	0
RICHARD DUVALL	DIRECTOR 1.00	0
52 STORRS HEIGHTS 52 STORRS HEIGHTS STORRS,CT06268	DIRECTOR 1.00	0

2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."


(a) Name and address of each employee paid more than $50,000	(b) Title, and average hours per week devoted to position	(c) Compensation	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
NONE









Total number of other employees paid over $50,000...................

Form 990-PF (2019)

Page 7

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)

3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000	(b) Type of service	(c) Compensation
D & W DEVELOPMENT	CONSTRUCTION	189,140
27 MEADOW STREET WILLIMANTIC,CT06226	CONSTRUCTION	189,140

Total number of others receiving over $50,000 for professional services............. bullet

Part IX-A

Summary of Direct Charitable Activities

List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc.	Expenses
1	OPERATION OF A HOME FOR THE AGED. CAPACITY OF THE HOME IS FOR 20 RESIDENTS. AVERAGE RESIDENTS FOR THE YEAR WAS 16 PER MONTH.	535,227
2


3


4

Part IX-B

Summary of Program-Related Investments (see instructions)

Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2.	Amount
1	N/A
2


All other program-related investments. See instructions.
3

Total. Add lines 1 through 3......................... bullet

Form 990-PF (2019)

Page 8

Part X

Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)

Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,

purposes:

Average monthly fair market value of securities...................

1,106,511

Average of monthly cash balances.......................

55,441

Fair market value of all other assets (see instructions)................

Total (add lines 1a, b, and c).........................

1,161,952

Reduction claimed for blockage or other factors reported on lines 1a and

1c (attach detailed explanation) .............

Acquisition indebtedness applicable to line 1 assets..................

Subtract line 2 from line 1d.........................

1,161,952

Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see

instructions) .............................

17,429

Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4

1,144,523

Minimum investment return. Enter 5% of line 5..................

57,226

Part XI

Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow

and do not complete this part.)

Minimum investment return from Part X, line 6....................

Tax on investment income for 2019 from Part VI, line 5......

Income tax for 2019. (This does not include the tax from Part VI.)...

Add lines 2a and 2b............................

Distributable amount before adjustments. Subtract line 2c from line 1............

Recoveries of amounts treated as qualifying distributions................

Add lines 3 and 4............................

Deduction from distributable amount (see instructions).................

Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...

Part XII

Qualifying Distributions (see instructions)

Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:

Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........

505,931

Program-related investments—total from Part IX-B..................

Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,

purposes...............................

145,888

Amounts set aside for specific charitable projects that satisfy the:

Suitability test (prior IRS approval required)....................

Cash distribution test (attach the required schedule) .................

Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4

651,819

Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment

income. Enter 1% of Part I, line 27b. See instructions.................

841

Adjusted qualifying distributions. Subtract line 5 from line 4..............

650,978

Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
the section 4940(e) reduction of tax in those years.

Form 990-PF (2019)

Page 9

Part XIII

Undistributed Income (see instructions)

		(a) Corpus	(b) Years prior to 2018	(c) 2018	(d) 2019
1 Distributable amount for 2019 from Part XI, line 7
2 Undistributed income, if any, as of the end of 2019:
a Enter amount for 2018 only.......
b Total for prior years:20, 20, 20
3 Excess distributions carryover, if any, to 2019:
a From 2014......
b From 2015......
c From 2016......
d From 2017......
e From 2018......
fTotal of lines 3a through e........
4Qualifying distributions for 2019 from Part
XII, line 4: $ 651,819
a Applied to 2018, but not more than line 2a
b Applied to undistributed income of prior years (Election required—see instructions).....
c Treated as distributions out of corpus (Election required—see instructions)........
d Applied to 2019 distributable amount.....
e Remaining amount distributed out of corpus		651,819
5 Excess distributions carryover applied to 2019.
(If an amount appears in column (d), the same amount must be shown in column (a).)
6Enter the net total of each column as indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5		651,819
b Prior years’ undistributed income. Subtract line 4b from line 2b ..........
c Enter the amount of prior years’ undistributed income for which a notice of deficiency has been issued, or on which the section 4942(a) tax has been previously assessed......
d Subtract line 6c from line 6b. Taxable amount —see instructions ...........
e Undistributed income for 2018. Subtract line 4a from line 2a. Taxable amount—see instructions .............
f Undistributed income for 2019. Subtract lines 4d and 5 from line 1. This amount must be distributed in 2020 ..........
7 Amounts treated as distributions out of corpus to satisfy requirements imposed by section 170(b)(1)(F) or 4942(g)(3) (Election may be required - see instructions) .......
8 Excess distributions carryover from 2014 not applied on line 5 or line 7 (see instructions) ...
9Excess distributions carryover to 2020. Subtract lines 7 and 8 from line 6a ......
10 Analysis of line 9:
a Excess from 2015....
b Excess from 2016....
c Excess from 2017....
d Excess from 2018....
e Excess from 2019....

Form 990-PF (2019)

Page 10

Part XIV

Private Operating Foundations (see instructions and Part VII-A, question 9)

1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2019, enter the date of the ruling....... bullet

b Check box to indicate whether the organization is a private operating foundation described in section4942(j)(3) or4942(j)(5)

2a Enter the lesser of the adjusted net income from Part I or the minimum investment return from Part X for each year listed ..........	Tax year	Prior 3 years			(e) Total
	(a) 2019	(b) 2018	(c) 2017	(d) 2016	(e) Total
	0				0
b 85% of line 2a .........
c Qualifying distributions from Part XII, line 4 for each year listed .....	651,819	418,298	454,420	428,367	1,952,904
d Amounts included in line 2c not used directly for active conduct of exempt activities ..........
e Qualifying distributions made directly for active conduct of exempt activities. Subtract line 2d from line 2c ....	651,819	418,298	454,420	428,367	1,952,904
3 Complete 3a, b, or c for the alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......
(2) Value of assets qualifying under section 4942(j)(3)(B)(i)
b “Endowment" alternative test— enter 2/3 of minimum investment return shown in Part X, line 6 for each year listed...	38,151	39,965	45,269	46,968	170,353
c “Support" alternative test—enter:
(1) Total support other than gross investment income (interest, dividends, rents, payments on securities loans (section 512(a)(5)), or royalties) ....
(2) Support from general public and 5 or more exempt organizations as provided in section 4942(j)(3)(B)(iii)....
(3) Largest amount of support from an exempt organization
(4) Gross investment income

Part XV

Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)

1Information Regarding Foundation Managers:

aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)

bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.

2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:

Check here bullet

if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions

aThe name, address, and telephone number or email address of the person to whom applications should be addressed:

bThe form in which applications should be submitted and information and materials they should include:

cAny submission deadlines:

dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:

Form 990-PF (2019)

Page 11

Part XV

Supplementary Information (continued)

3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient	If recipient is an individual, show any relationship to any foundation manager or substantial contributor	Foundation status of recipient	Purpose of grant or contribution	Amount
Name and address (home or business)		Foundation status of recipient	Purpose of grant or contribution	Amount
aPaid during the year

Total ................................. 3a

bApproved for future payment

Total ................................. 3b

Form 990-PF (2019)

Page 12

Part XVI-A

Analysis of Income-Producing Activities

Enter gross amounts unless otherwise indicated.	Unrelated business income		Excluded by section 512, 513, or 514		(e) Related or exempt function income (See instructions.)
1Program service revenue:	(a) Business code	(b) Amount	(c) Exclusion code	(d) Amount	(e) Related or exempt function income (See instructions.)
aROOM & BOARD					438,631
b
c
d
e
f
gFees and contracts from government agencies
2 Membership dues and assessments....
3 Interest on savings and temporary cash investments ...........			14	364
4 Dividends and interest from securities....			14	31,144
5 Net rental income or (loss) from real estate:
aDebt-financed property......
bNot debt-financed property.....
6 Net rental income or (loss) from personal property
7 Other investment income.....			14	9,577
8 Gain or (loss) from sales of assets other than inventory ............			14	51,139
9 Net income or (loss) from special events:
10 Gross profit or (loss) from sales of inventory
11 Other revenue: aMISCELLANEOUS					804
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e)..				92,224	439,435

13Total. Add line 12, columns (b), (d), and (e)..................

531,659

(See worksheet in line 13 instructions to verify calculations.)

Part XVI-B

Relationship of Activities to the Accomplishment of Exempt Purposes

Line No.	Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See instructions.)
93A	ROOM AND BOARD - AMOUNTS PAID BY THE RESIDENTS OF THE CARD HOME FOR THE AGED TO SHARE COSTS OF MAINTENANCE AND OPERA- TION OF THE HOME. THE HOME SEEKS TO PROVIDE LOW COST HOUS- ING FOR THE ELDERLY.

Form 990-PF (2019)

Page 13

Part XVII

Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations

Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?

Yes

Transfers from the reporting foundation to a noncharitable exempt organization of:

(1) Cash...................................

1a(1)

(2) Other assets.................................

1a(2)

Other transactions:

(1) Sales of assets to a noncharitable exempt organization....................

1b(1)

(2) Purchases of assets from a noncharitable exempt organization..................

1b(2)

(3) Rental of facilities, equipment, or other assets.......................

1b(3)

(4) Reimbursement arrangements...........................

1b(4)

(5) Loans or loan guarantees.............................

1b(5)

(6) Performance of services or membership or fundraising solicitations................

1b(6)

Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............

If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

(a) Line No.	(b) Amount involved	(c) Name of noncharitable exempt organization	(d) Description of transfers, transactions, and sharing arrangements

Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........Yes No

If "Yes," complete the following schedule.

(a) Name of organization	(b) Type of organization	(c) Description of relationship

Sign Here

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
				May the IRS discuss this return with the preparer shown below (see instr.) Yes No
	Signature of officer or trustee	Date	Title

Paid Preparer Use Only	Print/Type preparer's name	Preparer's Signature	Date	Check if self- employed	PTIN
	Firm's name				Firm's EIN
	Firm's address				Phone no.

Form 990-PF (2019)

Additional Data

Software ID:
Software Version:

Form 990PF - Special Condition Description:

Special Condition Description

- TIN:

TY 2017 AccountingFeesSchedule

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
ACCOUNTING	3,800		300	3,500

- TIN:

TY 2017 ContractorCompensationExpln

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Contractor	Explanation
D & W DEVELOPMENT	BUILT NEW ATRIUM

- TIN:

Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

TY 2017 DepreciationSchedule

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Description of Property	Date Acquired	Cost or Other Basis	Prior Years' Depreciation	Computation Method	Rate / Life (# of years)	Current Year's Depreciation Expense
LAND	1965-01-01	1,100
BUILDING	1965-03-31	117,856	117,856	S/L	40.0000
IMPROVEMENTS	1965-09-30	840	840	S/L	40.0000
IMPROVEMNTS	1966-09-30	15,165	15,165	S/L	25.0000
ELEVATOR	1967-09-30	13,055	13,055	S/L	25.0000
IMPROVEMENTS	1967-09-30	27,415	27,415	S/L	25.0000
CEILING INSULATION	1974-07-01	2,425	2,425	S/L	20.0000
AIR CONDITIONER	1975-06-01	896	896	S/L	10.0000
IMPROVEMENTS	1978-01-01	1,308	1,308	S/L	20.0000
IMPROVEMENTS	1979-01-01	1,759	1,759	S/L	20.0000
EMERGENCY LIGHTS	1985-04-01	1,193	1,193	PRE	5.0000
ROOF	1985-07-01	1,100	1,100	S/L	18.0000
INTERCOM SYSTEM	1986-01-01	5,272	5,272	PRE	5.0000
SMOKE ALARM & DOOR CLOSE	1986-09-01	752	752	PRE	5.0000
AIR COMPRESSOR	1987-06-01	502	502	S/L	15.0000
SIMPLEX TIME RECORDER	1988-12-28	1,000	1,000	200DB	7.0000
FURNITURE	1989-02-14	1,112	1,112	200DB	7.0000
CARPET	1989-03-10	704	704	200DB	7.0000
FIRE ALARM	1989-06-21	4,520	4,520	200DB	7.0000
GRANDFATHERS CLOCK	1990-11-27	949	949	150DB	7.0000
APPLIANCES	1990-12-03	550	550	150DB	7.0000
FREEZER	1991-05-15	659	659	150DB	7.0000
OIL TANKS	1991-12-31	1,303	1,303	200DB	7.0000
SMOKE DETECTORS	1993-05-12	800	800	S/L	10.0000
FRONT PORCH	1993-06-29	1,906	1,158	S/L	31.5000	47
CHAIRS	1993-10-01	1,285	1,285	S/L	7.0000
ELECTRICAL SERVICE	1994-01-27	1,244	737	S/L	39.0000	31
NEW ROOF	1994-07-01	25,270	14,662	S/L	39.0000	632
CARPETING (MAUVE)	1995-02-21	607	607	200DB	7.0000
REBUILD PORCH	1995-05-17	2,104	1,712	S/L	27.5000	76
AMITROL WATER MAKER	1996-03-16	1,296	1,296	200DB	10.0000
1 HP COMPRESSOR - SPRINKLER	1996-04-30	1,375	1,375	200DB	10.0000
SPRINKLER CROSS CONNECTORS	1996-04-30	2,490	2,490	200DB	10.0000
2 VERMONT ROCKERS	1996-07-20	658	658	200DB	7.0000
IRONING BOARD & DRYER VENT	1999-06-20	606	606	S/L	5.0000
CHAIR	2000-03-21	299	299	200DB	7.0000
FURNITURE	2001-06-15	1,805	1,805	200DB	7.0000
FRIGIDAIRE DRYER XD123	2001-07-05	380	380	200DB	7.0000
DISHWASHER 02B20	2002-03-26	3,430	3,430	S/L	7.0000
A.O. SMITH GAS WATER HEATER	2002-08-06	3,425	3,425	S/L	7.0000
DESK FOR FRONT OFFICE	2003-09-29	342	342	S/L	10.0000
36" TV	2004-01-21	650	650	S/L	10.0000
MITSUBISHI SPLIT AIR CONDITIONER	2004-07-07	2,300	2,300	S/L	10.0000
2 KENMORE ENERGY EFFICIENT REFRIGERATORS	2005-02-09	1,200	1,200	S/L	5.0000
FURNITURE	2004-11-01	680	680	S/L	10.0000
FURNITURE OAK TABLES AND CHAIRS	2006-06-06	5,335	5,335	S/L	10.0000
DIGITAL DIALER	2007-06-26	1,153	1,153	S/L	10.0000
DRYER	2008-12-08	607	607	S/L	7.0000
REFRIGERATOR	2009-05-29	613	613	S/L	7.0000
FREEZER	2010-04-22	578	578	S/L	7.0000
DRIVEWAY	2010-10-20	8,250	3,804	S/L	15.0000	550
FURNACE	2011-01-06	2,970	1,337	S/L	15.0000	198
ELECTRICAL PANEL UPGRADE	2011-07-22	2,450	1,007	S/L	15.0000	164
MICHAUD FLOORING	2011-05-25	1,000	633	S/L	10.0000	100
WASHER	2011-07-14	635	635	S/L	5.0000
CHIMNEY LINERS	2012-01-11	3,100	1,188	S/L	15.0000	207
42" DOORS WITH SIDELIGHTS	2012-05-23	17,750	2,427	S/L	39.0000	455
CONVERSION OF BOILERS TO GAS	2011-10-19	5,200	789	S/L	39.0000	133
REPLACE STEAM BOILER	2012-03-22	6,600	2,420	S/L	15.0000	440
REPLACE 7SQFT FLAT ROOF	2011-11-22	7,192	1,076	S/L	39.0000	184
KITCHEN RENOVATION	2013-03-13	72,833	22,254	S/L	15.0000	4,856
OAK BUFFET TABLE/ SIDE BOARD	2013-06-17	1,550	659	S/L	10.0000	155
REFRIGERATOR	2013-01-23	2,846	1,328	S/L	10.0000	285
RANGE 60", 6 OPEN BURNERS	2013-01-23	5,231	2,441	S/L	10.0000	523
DISHWASHER	2013-01-23	5,357	2,500	S/L	10.0000	536
ICE MAKER WITH BIN	2013-01-23	1,943	907	S/L	10.0000	194
WARMING DRAWER	2013-01-23	1,325	618	S/L	10.0000	133
MICROWAVE OVEN	2013-01-23	298	139	S/L	10.0000	30
EXHAUST HOOD	2013-01-23	1,961	915	S/L	10.0000	196
COFFEE BREWER & SMALL EQUIPMENT	2013-01-23	1,117	1,042	S/L	5.0000	75
EXTERIOR IMPROVEMENTS- WINDOWS	2014-05-14	28,897	6,582	S/L	15.0000	1,927
PAVED DRIVEWAY	2014-10-07	16,900	3,380	S/L	15.0000	1,127
SHOWER	2015-01-28	4,136	2,206	S/L	5.0000	827
WATER HEATER	2015-05-06	4,455	2,153	S/L	5.0000	891
VINYL/CARPET FLOORING	2016-03-07	20,175	2,130	S/L	15.0000	1,345
SEWER AND DRAIN REPLACEMENT	2016-05-12	8,250	2,338	S/L	5.0000	1,650
FIRE SPRINKLERS	2016-09-01	4,497	974	S/L	5.0000	900
FIRE SPRINKLERS	2016-08-19	2,724	590	S/L	5.0000	545
REFLASH EXHAUST VENT/PIPE	2016-01-26	3,033	1,011	S/L	5.0000	607
NEW HALL CARPET	2017-07-27	2,023	67	S/L	5.0000	405
WATER HEATER	2017-02-09	2,300	307	S/L	5.0000	460
CARPET FOR ROOM 12	2017-05-04	2,875	240	S/L	5.0000	575
SPRINKLER SYSTEM/HEADS IN ROOM 20-22	2016-11-01	3,408	625	S/L	5.0000	681
SPRINKLER SYSTEM/HEAD REPAIRS IN ATTIC	2016-10-10	3,512	702	S/L	5.0000	703
SPRINKLER SYSTEM/HEAD REPAIRS IN ATTIC	2016-10-26	10,527	965	S/L	10.0000	1,053
CCTV SYSTEM	2018-02-09	2,800		S/L	5.0000	373
AID ALARM	2018-02-09	3,500		S/L	5.0000	467
ATRIUM	2018-04-18	198,110		S/L	40.0000	2,064

- TIN:

TY 2017 InvestmentsCorpStockSchedule

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Name of Stock	End of Year Book Value	End of Year Fair Market Value
EQUITIES	662,932	662,932

- TIN:

TY 2017 InvestmentsOtherSchedule2

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Category/ Item	Listed at Cost or FMV	Book Value	End of Year Fair Market Value
MUTUAL FUNDS	FMV	459,812	459,812
MONEY MARKET	FMV	7,338	7,338
INTEREST ACCRUALS	FMV

- TIN:

TY 2017 LandEtcSchedule2

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Category / Item	Cost / Other Basis	Accumulated Depreciation	Book Value	End of Year Fair Market Value
BUILDING & IMPROVEMENTS	649,391	285,827	363,564	363,564
FURNITURE AND FIXTURES	85,112	63,877	21,235	21,235
LAND	1,100		1,100	1,100

- TIN:

TY 2017 OtherAssetsSchedule

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Description	Beginning of Year - Book Value	End of Year - Book Value	End of Year - Fair Market Value
INTEREST IN TRUST	75,485	75,613	75,613
CONSTRUCTION IN PROCESS	58,522

- TIN:

TY 2017 OtherExpensesSchedule

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Description	Revenue and Expenses per Books	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
EXPENSES
ADVERTISING/PUBLIC RELATIONS	5,878			5,878
BANK CHARGES
DEPRECIATION ADJUSTMENT
DUES AND SUBSCRIPTIONS	2,586			2,586
FEDERAL INCOME TAX	719			716
HOUSEKEEPING SUPPLIES	5,097			5,097
INSURANCE	24,546			24,546
INVESTMENT FEES	8,163	8,163	8,163
KITCHEN SUPPLIES
LICENSES & FEES	249			249
MEDICAL SUPPLIES	40			40
OFFICE	4,995			4,995
PAYROLL SERVICE	5,524			5,524
PURCHASED SERVICES	22,234			22,234
REPAIRS AND MAINTENANCE	24,251			24,251
RESIDENT FOOD	61,565			61,565
RESIDENT GIFTS AND ENTERTAINM	2,028			2,028
STATE INCOME TAX	517			517
TELEPHONE	1,333			1,333
DONATIONS
UNEMPLOYMENT COMPENSATION
SMALL FURNITURE AND EQUIPMENT	9,400			9,400
MISCELLANEOUS	2,585			2,585
EMPLOYEE BONUSES AND GIFTS	280			280
EMPLOYEE TRAINING	150			150
FEDERAL EXCISE TAX	674			674

- TIN:

TY 2017 OtherIncomeSchedule2

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Description	Revenue And Expenses Per Books	Net Investment Income	Adjusted Net Income
ROOM & BOARD	438,631		438,631
INCOME FROM CAPEN TRUST	9,577	9,577	9,577
MISCELLANEOUS	804		804

- TIN:

TY 2017 OtherIncreasesSchedule

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Description	Amount
POLLARD UNREALIZED GAIN	-16,442
UNREST. INVESTMENTS UNREALIZED LOSS	503

- TIN:

TY 2017 OtherLiabilitiesSchedule

Name:

THE CARD HOME FOR THE AGED INC

EIN:

06-0653041

Description	Beginning of Year - Book Value	End of Year - Book Value
DEFERRED FEDERAL EXCISE TAX		1,454