| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| TAX PREP MARKS PANETH | 5,500 | 1,100 | 4,400 | |
| BOOKKEEPING FRANCESCA CAMBARERI | 3,300 | 0 | 3,300 |
| Name of Bond | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| AB BOND INFLATION STRATEGY CLASS 1(1) | 210,922 | 198,636 |
| AB GLOBAL BOND FUND- ADV(1) | 605,665 | 596,802 |
| BERNSTEIN INTERMEDIATE DURATION PORTFOLIO(1) | 643,951 | 596,706 |
| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| AB DISCOVERY GRWTH FUND- ADV | 86,205 | 81,011 |
| AB DISCOVERY VALUE FUND- ADV | 92,292 | 78,787 |
| AB INTERNATIONAL SMALL CAP PORTFOLIO - ADV CL(1) | 96,143 | 88,583 |
| AB INTERNATIONAL STRATEGIC EQUITIES PORTFOLIO - ADV CL(1) | 244,489 | 245,123 |
| AB EMERGING MARKETS PORT(1) | 113,233 | 107,784 |
| AB SMALL CAP CORE PORTFOLIO ADV CL | 104,390 | 92,859 |
| ADOBE SYSTEMS INC | 9,954 | 15,837 |
| ALPHABET INC-CL C | 60,636 | 67,315 |
| ALTRIA GROUP INC | 23,661 | 19,065 |
| AMERICAN ELECTRIC POWER | 28,581 | 34,306 |
| ANTHEM INC | 22,943 | 26,000 |
| APPLE INC | 17,081 | 51,739 |
| AUTOZONE INC | 18,140 | 22,635 |
| BANK OF AMERICA CORP | 25,325 | 33,042 |
| BERKSHIRE HATHAWAY INC-CL B | 40,950 | 41,040 |
| BERNSTEIN INTERNATIONAL PORTFOLIO(1) | 292,293 | 330,797 |
| BIOGEN INC | 15,626 | 18,356 |
| BOEING CO/THE | 16,431 | 21,930 |
| BOOKING HOLDINGS INC | 15,923 | 13,779 |
| CBRE GROUP INC | 18,914 | 16,176 |
| CDW CORP/DE | 7,743 | 9,969 |
| CHEVRON CORP | 30,130 | 24,804 |
| CISCO SYSTEMS INC | 14,099 | 18,675 |
| CITIGROUP INC | 24,093 | 16,139 |
| COGNIZANT TECH SOLUTIONS-A | 13,554 | 10,601 |
| COMCAST CORP-CLASS A | 29,897 | 36,434 |
| CONSTELLATION BRANDS INC-A | 17,781 | 12,866 |
| COSTCO WHOLESALE CORP | 16,382 | 21,186 |
| CUBESMART | 19,879 | 18,362 |
| DELTA AIR LINES INC | 11,215 | 13,174 |
| DOLLAR GENERAL CORP | 9,296 | 9,943 |
| EDWARDS LIFESCIENCES | 8,752 | 12,254 |
| EOG RESOURCES INC | 12,403 | 14,302 |
| EVEREST RE GROUP LTD | 24,855 | 23,954 |
| EXXON MOBIL CORP | 14,039 | 11,865 |
| FACEBOOK INC-A | 26,123 | 30,544 |
| FIDELITY NATIONAL INFORMATION | 18,808 | 17,946 |
| FNF GROUP | 20,550 | 17,418 |
| GILEAD SCIENCES INC | 24,602 | 19,891 |
| GOLDMAN SACHS GROUP INC | 23,720 | 16,872 |
| HOME DEPOT INC | 13,580 | 33,677 |
| HONEYWELL INTERNATIONAL INC | 19,231 | 22,725 |
| HP INC | 6,304 | 11,233 |
| INTEL CORP | 17,166 | 17,317 |
| JPMORGAN CHASE & CO | 37,018 | 40,219 |
| LYONDELLBASELL INDU-CL A | 21,618 | 16,466 |
| MAGNA INTERNATIONAL INC | 19,482 | 17,816 |
| MARATHON PETROLEUM CORP | 13,492 | 12,038 |
| MCDONALD'S CORP | 14,260 | 17,757 |
| MEDTRONIC PLC | 12,636 | 13,553 |
| MERCK & CO. INC. | 19,746 | 23,152 |
| MICROSOFT CORP | 36,043 | 65,411 |
| MID-AMERICA APARTMENT COMM | 31,365 | 28,901 |
| NATIONAL OILWELL VARCO INC | 15,641 | 9,149 |
| NIKE INC -CL B | 19,730 | 25,133 |
| NISOURCE INC | 22,164 | 22,460 |
| NOKIA CORP-SPON ADR | 14,753 | 13,677 |
| NORFOLK SOUTHERN CORP | 11,649 | 14,057 |
| NORTHROP GRUMMAN CORP | 10,505 | 14,694 |
| ORACLE CORP | 25,505 | 26,639 |
| PEPSICO INC | 21,718 | 23,753 |
| PFIZER INC | 30,419 | 38,630 |
| PROCTER & GAMBLE CO/THE | 25,007 | 25,462 |
| PROGRESSIVE CORP | 10,781 | 17,677 |
| RAYTHEON COMPANY | 24,903 | 20,549 |
| REGENCY CENTERS CORP | 22,066 | 20,127 |
| ROSS STORES INC | 17,324 | 20,634 |
| ROYAL DUTCH SHELL PLC-ADR | 12,247 | 12,468 |
| S&P GLOBAL INC | 8,057 | 9,007 |
| SUN COMMUNITIES INC | 16,838 | 18,511 |
| SYNCHRONY FINANCIAL | 13,901 | 11,214 |
| TEXAS INSTRUMENTS INC | 11,361 | 12,758 |
| TJX COMPANIES INC | 23,330 | 27,426 |
| T-MOBILE US INC | 10,354 | 12,213 |
| TOTAL SYSTEM SERVICES INC | 16,082 | 14,632 |
| ULTA BEAUTY INC | 9,305 | 7,835 |
| UNITEDHEALTH GROUP INC | 26,552 | 40,108 |
| US FOODS HOLDING CORP | 18,172 | 16,041 |
| VERIZON COMMUNICATIONS INC | 23,984 | 27,042 |
| VERTEX PHARMACEUTICALS INC | 10,116 | 9,114 |
| VISA INC - CLASS A SHARES | 18,788 | 34,304 |
| WAL-MART STORES INC | 28,689 | 31,578 |
| WALT DISNEY CO/THE | 21,261 | 24,233 |
| WELLS FARGO & COMPANY | 22,302 | 29,030 |
| XEROX CORP | 14,228 | 9,959 |
| XILINX INC | 7,896 | 15,331 |
| ZOETIS INC | 13,301 | 17,878 |
| ACCRUED INCOME ON STOCK | 0 | 2,130 |
| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| OVERLAY A PORTFOLIO CLASS 2 | AT COST | 1,374,358 | 1,569,571 |
| OVERLAY B PORTFOLIO CLASS 2 | AT COST | 420,517 | 403,394 |
| ALLIANCEBERNSTEIN ALL MARKET R CLASS 1(1) | AT COST | 301,031 | 251,618 |
| AB WEALTH APPRECIATION STRATEGY- ADVISOR CLASS(1) | AT COST | 4,005 | 3,422 |
| Description | Amount |
|---|---|
| BOOK/TAX DIFFERENCE | 61 |
| RETURNED CHECK FROM PRIOR YEAR GRANT | 500 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FILING FEES | 250 | 0 | 250 | |
| MISCELLANEOUS EXPENSE | 6,024 | 0 | 0 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| INVESTMENT FEES BERNSTEIN | 14,859 | 14,859 | 0 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAXES | 2,488 | 2,488 | 0 | |
| FEDERAL TAXES | 3,000 | 0 | 0 |