TY 2018 Form 990

(A)
Name and Title

(B)
Average hours per week (list any hours for related organizations below dotted line)

(D)
Reportable compensation from the organization (W- 2/1099-MISC)

(E)
Reportable compensation from related organizations (W- 2/1099-MISC)

(F)
Estimated amount of other compensation from the organization and related organizations

(1) BARBARA BOUSTEAD......................................................................
DIRECTOR

1.00
.................
0.00

(2) CLARE DUBE......................................................................
DIRECTOR

1.00
.................
0.00

(3) CAITLIN HALL......................................................................
DIRECTOR

1.00
.................
0.00

(4) SHERI SAMOTIN......................................................................
DIRECTOR

1.00
.................
0.00

(5) GIDEON SCHEIN......................................................................
DIRECTOR

1.00
.................
0.00

(6) MARCIA TURNER......................................................................
DIRECTOR

1.00
.................
0.00

(7) AMIE HYMAN......................................................................
DIRECTOR

1.00
.................
0.00

(8) COURTNEY SMITH......................................................................
DIRECTOR

1.00
.................
0.00

(9) LEAH NICHAMAN......................................................................
PRESIDENT

1.00
.................
0.00

(10) LEWIS KNOPF......................................................................
VICE PRESIDENT

1.00
.................
0.00

(11) ROBYN YOUNG......................................................................
SECRETARY

1.00
.................
0.00

(12) ALISON SALISBURY......................................................................
TREASURER

1.00
.................
0.00

(13) ATLAS MANAGEMENT RESOURCES......................................................................
MANAGEMENT COMPANY

53.00
.................
0.00

112,920

(A)
Name and Title

(B)
Average hours per week (list any hours for related organizations below dotted line)

(D)
Reportable compensation from the organization (W- 2/1099-MISC)

(E)
Reportable compensation from related organizations (W- 2/1099-MISC)

(F)
Estimated amount of other compensation from the organization and related organizations

(A)
Name and business address

(B)
Description of services

ATLAS MANAGEMENT RESOURCES,
41 RAYMOND CT
Elizabethtown,PA17022

ASSOCATION MGMT

112,920

Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization MediumBullet

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2018

Open to Public
Inspection

Name of the organization

AMERICAN ASSOCIATION OF DAILY MONEY

Employer identification number

52-1944683

Return Reference	Explanation
Management duties delegation Part VI line 3	MANAGEMENT DUTIES ARE DELEGATED TO ATLAS MANAGEMENT RESOURCES. ATLAS MANAGEMENT ATTENDS ALL BOARD MEETINGS AND WORKS WITH OFFICERS TO MANAGE GROUP. THEIR CONTRACT IS REVIEWED AND RENEWED YEARLY BY THE BOARD OF DIRECTORS.
Organizational document changes Part VI line 4	OLD ARTICLE III MEMBERSHIPSection 1. Qualifications. Membership in AADMM is open to all persons with an interest in daily money management who support the mission and purpose of the Association, who support the Associations Code of Ethics, and who make timely dues payment. Applicants for membership must complete an application form and pay the required dues. Change:Membership in AADMM is open to all persons with an interest in daily money management who support the mission and purpose of the Association, who support the Associations Code of Ethics, and who make timely dues payment. Applicants for membership must successfully pass a background check through the AADMM Background Check Program, complete a membership application form, and pay the required dues.
Members or stockholder classes and rights Part VI line 6	MEMBERSHIP IS IN 3 CATEGORIES: ACTIVE INDIVIDUALS ARE ANYONE PRACTICING DAILY MONEY MGT, INTERESTED IN PRACTICING OR ARE RETIRED. AGENCY MEMBERS ARE ADDITIONAL MEMBERS FROM ACTIVES BUSINESS. AFFILIATES ARE VENDORS.AFFILIATES DO NOT HAVE VOTING RIGHTS, ALL OTHERS DO.
Member election for additional members Part VI line 7a	MEMBERS ELECT THE DIRECTORS OF THE BOARD. NOMINATING COMMITTEE DEVELOPS AN ELECTION SLATE. MEMBERS VOTE ON SLATE ON PRIVATE WEB-BASED VOTING SYSTEM. THIS IS DONE ANNUALLY BUT BOARD TERMS ARE FOR TWO YEARS. OFFICERS ARE ELECTED BY THE DIRECTORS FROM AN ELECTION SLATE PREPARED BY THE NOMINATING COMMITTEE. NOMINATING COMMITTEE HAS BOARD-APPROVED POLICIES AND PROCEDURES.
Governing body decisions Part VI line 7b	BY LAWS AND ELECTION OF THE BOARD MUST BE APPROVED BY MEMBERS. THE ELECTION IS DONE ONCE A YEAR BY E-MAIL VOTING.
Form 990 governing body review Part VI line 11	THE BUSINESS MANAGER IS AUTHORIZED TO SIGN TAX FORM 990. A COPY IS PROVIDED TO THE TREASURER BEFORE THE SIGNATURE. THE TAX FORM IS AVAILABLE TO THE BOARD OF DIRECTORS UPON REQUEST. A COPY OF THE COMPILATION IS GIVEN TO ALL BOARD MEMBERS AT THE JULY BOARD MEETING.
Conflict of interest policy compliance Part VI line 12c	THE BOARD OF DIRECTORS HAS A BOARD-APPROVED CONFLICT OF INTEREST POLICY. YEARLY AT THE PREVIOUS-YEAR NOVEMBER MEETING OF THE BOARD THE POLICY IS REVIEWED AND ALL BOARD MEMBERS NOTE IF THEY HAVE ANY CONFLICTS OF INTEREST.
CEO executive director top management comp Part VI line 15a	ATLAS MANAGEMENT RESOURCES PERFORMS ALL MANAGEMENT AND ADMINISTRATIVE DUTIES FOR THE ORGANIZATION. THE BOARD OF DIRECTORS SIGNS A YEARLY CONTRACT WITH THE MANAGEMENT COMPANY. DUTIES AND THE COST OF THE CONTRACT ARE REVIEWED YEARLY. THE MANAGEMENT COMPANY IS PAID ON A MONTHLY BASIS.
Governing documents etc available to public Part VI line 19	ANY GOVERNING DOCUMENTS ARE AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST.
Explanation of other changes in net assets or fund balances Part XI line 9	ROUNDING
List of other fees for services expenses Part IX line 11g	ATLAS MGT ADDITIONAL WORK $624GLOBAL INVESTIGATIVE SERVICES FOR BACKGROUND CHECKS $425MARKETING PARTNERS INC FOR MARKETING ACTION PLAN $30000ROUND4 LLC FOR WEBSITE $650SO TACTICS FOR WEBSITE $9000REFUND OF TRUST BALANCE ($1465)

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2018

Additional Data

Software ID:
Software Version:

1	Briefly describe the organization’s mission or most significant activities: THE MISSION OF THE ORGANIZATION IS TO SUPPORT DAILY MONEY MANAGEMENT SERVICES IN AN ETHICAL MANNER, TO PROVIDE INFORMATION AND EDUCATION TO MEMBERS AND THE PUBLIC, AND TO DEVELOP A NETWORK OF DEDICATED PROFESSIONALS.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	12
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	12
5	Total number of individuals employed in calendar year 2018 (Part V, line 2a) ......	5	0
6	Total number of volunteers (estimate if necessary) .............	6	580
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	500
b	Net unrelated business taxable income from Form 990-T, line 34 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	168,874	165,810
9	Program service revenue (Part VIII, line 2g) .........	133,751	121,069
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	162	668
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	7,841	8,308
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	310,628	295,855
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	1,050	0
14	Benefits paid to or for members (Part IX, column (A), line 4).....		0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)		0
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....		0
b	Total fundraising expenses (Part IX, column (D), line 25) 0
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	284,720	303,913
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	285,770	303,913
19	Revenue less expenses. Subtract line 18 from line 12.......	24,858	-8,058
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	165,904	157,846
21	Total liabilities (Part X, line 26).............		0
22	Net assets or fund balances. Subtract line 21 from line 20.....	165,904	157,846

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ 210,776 including grants of $ ) (Revenue $ )
	ALL OTHER PROGRAM, MANAGEMENT, BOARD AND ADMIN EXPENSES

4b	(Code: ) (Expenses $ 65,834 including grants of $ ) (Revenue $ )
	NETWORKING: NATIONAL CONFERENCE IN ST. LOUIS HAD 129 ATTENDEES. EXHIBITED AT 1 NATIONAL AND 4 REGIONAL RELATED CONFERENCES FOR MEMBERSHIP RECRUITMENT.

4c	(Code: ) (Expenses $ 16,925 including grants of $ ) (Revenue $ )
	FOUR NEWSLETTERS EMAILED TO 827 MEMBERS AND SELECT NON-MEMBERS. SENT SIX NEWS YOU CAN USE EMAIL BULLETINS. PROVIDE AND MONITOR LINKEDIN SOCIAL MEDIA SITE WITH 957 MEMBER AND NON-MEMBER PARTICIPANTS. MAINTAINED ORGANIZATION WEBSITE.

	(Code: ) (Expenses $ 8,673 including grants of $ ) (Revenue $ )
	EDUCATION: HELD ONE BUSINESS BASICS WORKSHOP WITH 51 ATTENDEES. OFFERED SIX WEBINARS AS TRAINING OPPORTUNITIES TO MEMBERS AND NON-MEMBERS WITH 291 PARTICIPANTS.

	(Code: ) (Expenses $ 1,705 including grants of $ ) (Revenue $ )
	APPROVED APPLICATIONS FOR 13 INDIVIDUALS SEEKING CERTIFICATION, TESTED 16 APPLICANTS DURING YEAR.

4d	Other program services (Describe in Schedule O.)
	(Expenses $ 10,378 including grants of $ ) (Revenue $ )
4e	Total program service expenses303,913

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)...........	112,920	0	0

1a	Federated campaigns..		1a
b	Membership dues..		1b	165,810
c	Fundraising events..		1c
d	Related organizations		1d
e	Government grants (contributions)		1e

f	All other contributions, gifts, grants, and similar amounts not included above		1f

g	Noncash contributions included in lines 1a - 1f:$
h Total. Add lines 1a-1f.......		165,810

		Business Code
2a	CONFERENCE AND WEBINARS	900099	114,644	114,644
b	CERTIFICATION FEES	900099	5,925	5,925
c	ADVERTISING INCOME	900099	500		500
d
e
f	All other program service revenue.
g	Total. Add lines 2a–2f ....		121,069

3 Investment income (including dividends, interest, and othersimilar amounts) ......			668			668
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
		(ii) Personal	(i) Real
6a	Gross rents
b	Less: rental expenses
c	Rental income or (loss)
d	Net rental income or (loss)......
		(ii) Other	(i) Securities
7a	Gross amount from sales of assets other than inventory
b	Less: cost or other basis and sales expenses
c	Gain or (loss)
d	Net gain or (loss).....
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ....
	a
b	Less: direct expenses ...b
c	Net income or (loss) from fundraising events..
9a	Gross income from gaming activities. See Part IV, line 19 ...
	a
b	Less: direct expenses ...b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
	a		10,311
b	Less: cost of goods sold ..b		2,051
c	Net income or (loss) from sales of inventory..			8,260	8,260
Business Code			Miscellaneous Revenue
11a	MISCELLANEOUS		900099	48	48
b
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......			48
12	Total revenue. See Instructions......			295,855	128,877	500	668

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21
2	Grants and other assistance to domestic individuals. See Part IV, line 22
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, line 15 and 16.
4	Benefits paid to or for members
5	Compensation of current officers, directors, trustees, and key employees ....
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) ....
7	Other salaries and wages
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....
9	Other employee benefits .......
10	Payroll taxes ...........
11	Fees for services (non-employees):
a	Management ......	112,920	112,920
b	Legal .........	1,656	1,656
c	Accounting ...........	2,660	2,660
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	39,234	39,234
12	Advertising and promotion ....	388	388
13	Office expenses .......	630	630
14	Information technology ......	18,421	18,421
15	Royalties ..
16	Occupancy ...........	889	889
17	Travel ............	5,050	5,050
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....	101,814	101,814
20	Interest ...........
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..
23	Insurance ...	4,236	4,236
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	POSTAGEPRINTINGCOPYING	6,008	6,008
b	BANKCREDIT CARD FEES	9,907	9,907
c	DONATION	100	100
d
e	All other expenses
25	Total functional expenses. Add lines 1 through 24e	303,913	303,913	0	0
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........		11,855	1	13,056
2	Savings and temporary cash investments .........		154,049	2	144,790
3	Pledges and grants receivable, net ......			3
4	Accounts receivable, net .............			4
5	Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees. Complete Part II of Schedule L .............
				5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations (see instructions) Complete Part II of Schedule L ..............
				6
7	Notes and loans receivable, net ....			7
8	Inventories for sale or use ........			8
9	Prepaid expenses and deferred charges ......			9
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a
b	Less: accumulated depreciation	10b		10c
11	Investments—publicly traded securities .			11
12	Investments—other securities. See Part IV, line 11 .....			12
13	Investments—program-related. See Part IV, line 11 ..			13
14	Intangible assets ...............			14
15	Other assets. See Part IV, line 11 ...........			15
16	Total assets. Add lines 1 through 15 (must equal line 34)...		165,904	16	157,846

17	Accounts payable and accrued expenses .....		17
18	Grants payable ...		18
19	Deferred revenue .........		19
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D		21
22	Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified
	persons. Complete Part II of Schedule L..		22
23	Secured mortgages and notes payable to unrelated third parties ..		23
24	Unsecured notes and loans payable to unrelated third parties ..		24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D		25
26	Total liabilities. Add lines 17 through 25..	0	26	0

	Organizations that follow SFAS 117 (ASC 958), check here and complete lines 27 through 29, and lines 33 and 34.
27	Unrestricted net assets	165,904	27	157,846
28	Temporarily restricted net assets ...........		28
29	Permanently restricted net assets		29
	Organizations that do not follow SFAS 117 (ASC 958), check here and complete lines 30 through 34.
30	Capital stock or trust principal, or current funds .....		30
31	Paid-in or capital surplus, or land, building or equipment fund ...		31
32	Retained earnings, endowment, accumulated income, or other funds		32
33	Total net assets or fund balances ...........	165,904	33	157,846
34	Total liabilities and net assets/fund balances ........	165,904	34	157,846

Limits on Lobbying Expenditures (The term "expenditures" means amounts paid or incurred.)		(b) Affiliated group totals
1a	Total lobbying expenditures to influence public opinion (grass roots lobbying) ......................
b	Total lobbying expenditures to influence a legislative body (direct lobbying) ...............................
c	Total lobbying expenditures (add lines 1a and 1b) ...................................................................
d	Other exempt purpose expenditures ........................................................................
e	Total exempt purpose expenditures (add lines 1c and 1d) ...............................................
f	Lobbying nontaxable amount. Enter the amount from the following table in both columns.
	If the amount on line 1e, column (a) or (b) is:The lobbying nontaxable amount is:
	Not over $500,00020% of the amount on line 1e.
	Over $500,000 but not over $1,000,000$100,000 plus 15% of the excess over $500,000.
	Over $1,000,000 but not over $1,500,000$175,000 plus 10% of the excess over $1,000,000.
	Over $1,500,000 but not over $17,000,000$225,000 plus 5% of the excess over $1,500,000.
	Over $17,000,000$1,000,000.

g	Grassroots nontaxable amount (enter 25% of line 1f) .................................................
h	Subtract line 1g from line 1a. If zero or less, enter -0-. ................................................
i	Subtract line 1f from line 1c. If zero or less, enter -0-. ................................................
j	If there is an amount other than zero on either line 1h or line 1i, did the organization file Form 4720 reporting section 4911 tax for this year? ...................................................................................................................	Yes No

4-Year Averaging Period Under section 501(h) (Some organizations that made a section 501(h) election do not have to complete all of the five columns below. See the separate instructions for lines 2a through 2f.)
Lobbying Expenditures During 4-Year Averaging Period
	Calendar year (or fiscal year beginning in)	(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) Total

2a	Lobbying nontaxable amount

b	Lobbying ceiling amount (150% of line 2a, column(e))

c	Total lobbying expenditures

d	Grassroots nontaxable amount

e	Grassroots ceiling amount (150% of line 2d, column (e))

f	Grassroots lobbying expenditures

(a) Name	(b) Address	(c) EIN	(d) Amount paid from filing organization's funds. If none, enter -0-.	(e) Amount of political contributions received and promptly and directly delivered to a separate political organization. If none, enter -0-.
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