TY 2020 Form 990PF

- TIN:

Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation

or Section 4947(a)(1) Trust Treated as Private Foundation

Do not enter social security numbers on this form as it may be made public.
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Go to www.irs.gov/Form990PF for instructions and the latest information.

OMB No. 1545-0052

2020

Open to Public Inspection

For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020

Name of foundation
CRAIG-FOSTER TRUST

Number and street (or P.O. box number if mail is not delivered to street address)PO BOX 2907 - MC 100-01-02-50
Room/suite

City or town, state or province, country, and ZIP or foreign postal code
WILSON, NC278942907

A Employer identification number

23-6253504

B Telephone number (see instructions)

(484) 881-4077

C If exemption application is pending, check here bullet

G Check all that apply: Initial returnInitial return of a former public charity
Final returnAmended return
Address change Name change

D 1. Foreign organizations, check here............. bullet

2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet

E If private foundation status was terminated
under section 507(b)(1)(A), check here ....... bullet

H Check type of organization: Section 501(c)(3) exempt private foundation
Section 4947(a)(1) nonexempt charitable trust Other taxable private foundation

F If the foundation is in a 60-month termination
under section 507(b)(1)(B), check here ....... bullet

I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16) bullet

$1,321,056J Accounting method: Cash Accrual
Other (specify)
(Part I, column (d) must be on cash basis.)

	Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).)	(a) Revenue and expenses per books		(b) Net investment income	(c) Adjusted net income	(d) Disbursements for charitable purposes (cash basis only)


1	Contributions, gifts, grants, etc., received (attach schedule)
2	Check .............
3	Interest on savings and temporary cash investments
4	Dividends and interest from securities...	19,400		19,381
5a	Gross rents............
b	Net rental income or (loss)
6a	Net gain or (loss) from sale of assets not on line 10		57,644
b	Gross sales price for all assets on line 6a 1,005,839
7	Capital gain net income (from Part IV, line 2)...			57,644
8	Net short-term capital gain.........				0
9	Income modifications...........
10a	Gross sales less returns and allowances
b	Less: Cost of goods sold....
c	Gross profit or (loss) (attach schedule).....
11	Other income (attach schedule).......
12	Total. Add lines 1 through 11........	77,044		77,025
13	Compensation of officers, directors, trustees, etc.	11,182		5,591		5,591
14	Other employee salaries and wages......			0	0	0
15	Pension plans, employee benefits.......			0	0
16a	Legal fees (attach schedule).........					0
b	Accounting fees (attach schedule).......
c	Other professional fees (attach schedule)....					0
17	Interest...............					0
18	Taxes (attach schedule) (see instructions)...		309	239		0
19	Depreciation (attach schedule) and depletion...		0	0
20	Occupancy..............
21	Travel, conferences, and meetings.......			0	0
22	Printing and publications..........			0	0
23	Other expenses (attach schedule).......
24	Total operating and administrative expenses.
	Add lines 13 through 23..........	11,491		5,830	0	5,591
25	Contributions, gifts, grants paid.......	68,062				68,062
26	Total expenses and disbursements. Add lines 24 and 25	79,553		5,830	0	73,653
27	Subtract line 26 from line 12:
a	Excess of revenue over expenses and disbursements	-2,509
b	Net investment income (if negative, enter -0-)			71,195
c	Adjusted net income (if negative, enter -0-)...				0

For Paperwork Reduction Act Notice, see instructions.

Cat. No. 11289X Form 990-PF (2020)

Form 990-PF (2020)

Page 2

Part II		Balance Sheets	Beginning of year	End of year
Part II		Balance Sheets	(a) Book Value	(b) Book Value	(c) Fair Market Value
	1	Cash—non-interest-bearing.............
	2	Savings and temporary cash investments.........	33,082	26,251	26,251
	3	Accounts receivable
		Less: allowance for doubtful accounts		0	0
	4	Pledges receivable
		Less: allowance for doubtful accounts
	5	Grants receivable.................
	6	Receivables due from officers, directors, trustees, and other
		disqualified persons (attach schedule) (see instructions).....
	7	Other notes and loans receivable (attach schedule)
		Less: allowance for doubtful accounts 0
	8	Inventories for sale or use..............
	9	Prepaid expenses and deferred charges..........
	10a	Investments—U.S. and state government obligations (attach schedule)
	b	Investments—corporate stock (attach schedule).......	810,908
	c	Investments—corporate bonds (attach schedule).......	279,509
	11	Investments—land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	12	Investments—mortgage loans.............
	13	Investments—other (attach schedule)..........		1,094,187	1,294,805
	14	Land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	15	Other assets (describe )
	16	Total assets (to be completed by all filers—see the
		instructions. Also, see page 1, item I)	1,123,499	1,120,438	1,321,056
	17	Accounts payable and accrued expenses..........
	18	Grants payable.................
	19	Deferred revenue.................
	20	Loans from officers, directors, trustees, and other disqualified persons
	21	Mortgages and other notes payable (attach schedule)......
	22	Other liabilities (describe )
	23	Total liabilities (add lines 17 through 22).........		0
		Foundations that follow FASB ASC 958, check here
		and complete lines 24, 25, 29 and 30.
	24	Net assets without donor restrictions...........
	25	Net assets with donor restrictions............
		Foundations that do not follow FASB ASC 958, check here
		and complete lines 26 through 30.
	26	Capital stock, trust principal, or current funds........	1,123,499	1,120,438
	27	Paid-in or capital surplus, or land, bldg., and equipment fund
	28	Retained earnings, accumulated income, endowment, or other funds
	29	Total net assets or fund balances (see instructions).....	1,123,499	1,120,438
	30	Total liabilities and net assets/fund balances (see instructions).	1,123,499	1,120,438

Part III

Analysis of Changes in Net Assets or Fund Balances

Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............

1,123,499

Enter amount from Part I, line 27a .....................

-2,509

Other increases not included in line 2 (itemize) bullet

Add lines 1, 2, and 3 ..........................

1,121,019

Decreases not included in line 2 (itemize) bullet

581

Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .

1,120,438

Form 990-PF (2020)

Page 3

Part IV

Capital Gains and Losses for Tax on Investment Income

(a) List and describe the kind(s) of property sold (e.g., real estate, 2-story brick warehouse; or common stock, 200 shs. MLC Co.)		(b) How acquired P—Purchase D—Donation	(c) Date acquired (mo., day, yr.)	(d) Date sold (mo., day, yr.)
1 a	1.332 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2018-07-16	2020-01-14
b	5.116 FEDERATED MDT SMALL CAP GR-R6		2017-09-11	2020-01-14
c	84.448 FIDELITY SHORT TERM TREASURY BOND INDEX		2019-10-18	2020-01-14
d	341.109 HARDING LOEVNER INTERNATIONAL EQUITY INS		2017-09-11	2020-01-14
e	132.535 NATIXIS LOOMIS SAY GROWTH-Y		2018-10-16	2020-01-14
	109.691 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2018-10-02	2020-01-14
	372.672 PIMCO REAL RETURN INSTL -122		2019-07-18	2020-01-14
	4.513 TOUCHSTONE MID CAP GROW-INST		2018-07-16	2020-01-14
	386.514 TOUCHSTONE MID CAP VALUE FUND		2017-09-11	2020-01-14
	199.83 VANGUARD DEVELOPED MKTS INDEX -127		2017-09-11	2020-01-14
	169.798 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-07-16	2020-01-14
	650.773 DOUBLELINE TOTAL RETURN BOND FUND		2016-05-24	2020-03-10
	187.346 FIDELITY SHORT TERM TREASURY BOND INDEX		2019-10-18	2020-03-10
	612.149 METROPOLITAN WEST T/R BD-PLN		2016-05-24	2020-03-10
	.634 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2018-10-16	2020-03-10
	115.007 NEUBERGER BERMAN STRATEGIC INCOME FUND-I		2017-11-02	2020-03-10
	58.811 PIMCO REAL RETURN INSTL -122		2019-07-18	2020-03-10
	461.463 PGIM TOTAL RETURN BD-R6		2017-11-02	2020-03-10
	903.383 STERLING CAPITAL TOTAL RETURN BOND FUND		2017-09-11	2020-03-10
	23.862 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-07-16	2020-03-10
	311.446 DOUBLELINE TOTAL RETURN BOND FUND		2017-09-11	2020-04-02
	172.907 FIDELITY SHORT TERM TREASURY BOND INDEX		2019-10-18	2020-04-02
	54.109 HARDING LOEVNER INTERNATIONAL EQUITY INS		2017-09-11	2020-04-02
	348.842 NATIXIS LOOMIS SAY GROWTH-Y		2017-11-02	2020-04-02
	341.666 METROPOLITAN WEST T/R BD-PLN		2017-11-02	2020-04-02
	76.193 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2017-09-11	2020-04-02
	66.713 NEUBERGER BERMAN STRATEGIC INCOME FUND-I		2017-11-02	2020-04-02
	41.329 PIMCO REAL RETURN INSTL -122		2019-07-18	2020-04-02
	139.961 PGIM TOTAL RETURN BD-R6		2017-11-02	2020-04-02
	462.866 STERLING CAPITAL TOTAL RETURN BOND FUND		2017-11-02	2020-04-02
	9.012 VANGUARD 500 INDEX ADMIRAL FUND		2017-11-02	2020-04-02
	200.121 CAUSEWAY INTERNATL VALUE-INS		2017-09-11	2020-04-23
	150.352 CAUSEWAY INTERNATL VALUE-INS		2017-11-02	2020-04-23
	407.107 FEDERATED MDT SMALL CAP GR-R6		2017-09-11	2020-04-23
	123.042 FEDERATED MDT SMALL CAP GR-R6		2017-09-11	2020-04-23
	19.401 FIDELITY SHORT TERM TREASURY BOND INDEX		2019-11-13	2020-04-23
	1288.283 FIDELITY SHORT TERM TREASURY BOND INDEX		2019-04-12	2020-04-23
	22. ISHARES MSCI EAFE SMALL CAP INDEX FUND		2019-01-15	2020-04-23
	79.457 LAZARD EMERGING MARKETS FD INSTL CL		2017-09-11	2020-04-23
	16.509 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2017-09-11	2020-04-23
	48.32 NEUBERGER BERMAN STRATEGIC INCOME FUND-I		2017-11-02	2020-04-23
	138.419 STERLING CAPITAL EQUITY INCOME FUND INST		2017-09-11	2020-04-23
	59.215 STERLING CAPITAL EQUITY INCOME FUND INST		2017-11-02	2020-04-23
	179.687 TOUCHSTONE MID CAP GROW-INST		2018-07-16	2020-04-23
	42.096 TOUCHSTONE MID CAP GROW-INST		2018-07-16	2020-04-23
	273.002 TOUCHSTONE MID CAP VALUE FUND		2017-09-11	2020-04-23
	174.884 TOUCHSTONE MID CAP VALUE FUND		2017-09-11	2020-04-23
	26.715 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2018-07-16	2020-06-10
	138.698 CAUSEWAY INTERNATL VALUE-INS		2017-09-11	2020-06-10
	349.426 CAUSEWAY INTERNATL VALUE-INS		2017-09-11	2020-06-10
	15.575 HARDING LOEVNER INTERNATIONAL EQUITY INS		2017-09-11	2020-06-10
	106.263 LAZARD EMERGING MARKETS FD INSTL CL		2017-09-11	2020-06-10
	29.278 LAZARD EMERGING MARKETS FD INSTL CL		2017-09-11	2020-06-10
	62.304 NATIXIS LOOMIS SAY GROWTH-Y		2017-11-02	2020-06-10
	71.733 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2017-09-11	2020-06-10
	212.543 TOUCHSTONE MID CAP VALUE FUND		2017-09-11	2020-06-10
	111.78 VANGUARD DEVELOPED MKTS INDEX -127		2017-09-11	2020-06-10
	26.293 VANGUARD 500 INDEX ADMIRAL FUND		2017-11-02	2020-06-10
	202.218 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-07-16	2020-06-10
	15.287 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2018-07-16	2020-07-02
	172.613 DOUBLELINE TOTAL RETURN BOND FUND		2017-09-11	2020-07-02
	6.293 FEDERATED MDT SMALL CAP GR-R6		2019-06-13	2020-07-02
	60.782 HARDING LOEVNER INTERNATIONAL EQUITY INS		2017-09-11	2020-07-02
	6.746 HOTCHKIS & WILEY HIGH YIELD FUND-I		2020-06-10	2020-07-02
	151.955 NATIXIS LOOMIS SAY GROWTH-Y		2017-11-02	2020-07-02
	137.274 METROPOLITAN WEST T/R BD-PLN		2017-11-02	2020-07-02
	101.973 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2017-09-11	2020-07-02
	50.636 NEUBERGER BERMAN STRATEGIC INCOME FUND-I		2017-11-02	2020-07-02
	15.942 PIMCO PIMS FOREIGN BOND FUND		2020-06-10	2020-07-02
	47.878 PIMCO REAL RETURN INSTL -122		2020-06-10	2020-07-02
	118.579 PGIM TOTAL RETURN BD-R6		2017-11-02	2020-07-02
	225.685 STERLING CAPITAL TOTAL RETURN BD-R6		2017-11-02	2020-07-02
	242.37 STERLING CAPITAL EQTY INC-R6		2017-09-11	2020-07-02
	18.625 TOUCHSTONE MID CAP GROW-INST		2018-07-16	2020-07-02
	470.362 FEDERATED MDT SMALL CAP GR-R6		2019-01-15	2020-07-24
	465.612 HARDING LOEVNER INTERNATIONAL EQUITY INS		2017-09-11	2020-07-24
	798.234 HOTCHKIS & WILEY HIGH YIELD FUND-I		2020-04-23	2020-07-24
	24. ISHARES MSCI EAFE SMALL CAP INDEX FUND		2019-01-15	2020-07-24
	281.85 NATIXIS LOOMIS SAY GROWTH-Y		2017-11-02	2020-07-24
	3.661 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2017-09-11	2020-07-24
	5085.419 STERLING CAPITAL TOTAL RETURN BD-R6		2017-03-30	2020-07-24
	535.737 STERLING CAPITAL TOTAL RETURN BD-R6		2019-11-13	2020-07-24
	694.248 STERLING CAPITAL TOTAL RETURN BD-R6		2020-04-23	2020-07-24
	610.903 STERLING CAPITAL EQTY INC-R6		2020-01-14	2020-07-24
	255.381 STERLING CAPITAL EQTY INC-R6		2020-03-10	2020-07-24
	3268.145 STERLING CAPITAL EQTY INC-R6		2017-09-11	2020-07-24
	153.308 TOUCHSTONE MID CAP GROW-INST		2018-07-16	2020-07-24
	161.129 VANGUARD DEVELOPED MKTS INDEX -127		2017-09-11	2020-07-24
	27.053 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-07-16	2020-07-24
	6.461 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2019-07-18	2020-08-26
	1286.785 DOUBLELINE TOTAL RETURN BOND FUND		2017-11-02	2020-08-26
	5.379 FEDERATED MDT SMALL CAP GR-R6		2019-01-15	2020-08-26
	12.928 HARTFORD DIVIDEND AND GROWTH FUND-Y		2020-07-24	2020-08-26
	10. ISHARES MSCI EAFE SMALL CAP INDEX FUND		2019-01-15	2020-08-26
	243.778 NATIXIS LOOMIS SAY GROWTH-Y		2017-11-02	2020-08-26
	3298.86 METROPOLITAN WEST T/R BD-PLN		2017-03-30	2020-08-26
	383.207 METROPOLITAN WEST T/R BD-PLN		2019-11-13	2020-08-26
	690.564 METROPOLITAN WEST T/R BD-PLN		2020-04-23	2020-08-26
	62.936 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2017-09-11	2020-08-26
	1999.232 NEUBERGER BERMAN STRATEGIC INCOME FUND-I		2016-05-24	2020-08-26
	242.542 NEUBERGER BERMAN STRATEGIC INCOME FUND-I		2020-06-10	2020-08-26
	143.672 NEUBERGER BERMAN STRATEGIC INCOME FUND-I		2019-11-13	2020-08-26
	518.279 PIMCO PIMS FOREIGN BOND FUND		2020-04-23	2020-08-26
	417.494 PIMCO REAL RETURN INSTL -122		2019-07-18	2020-08-26
	754.528 PIMCO REAL RETURN INSTL -122		2020-04-23	2020-08-26
	2740.062 PGIM TOTAL RETURN BD-R6		2017-11-02	2020-08-26
	401.645 PGIM TOTAL RETURN BD-R6		2019-11-13	2020-08-26
	495.889 PGIM TOTAL RETURN BD-R6		2020-06-10	2020-08-26
	2. VANGUARD DIVIDEND APPRECIATION INDEX FUN		2020-07-24	2020-08-26
	21.811 VANGUARD 500 INDEX ADMIRAL FUND		2017-11-02	2020-08-26
	29.806 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-07-16	2020-08-26
	109.664 NATIXIS LOOMIS SAY GROWTH-Y		2017-11-02	2020-09-01
	31.966 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2017-09-11	2020-09-01
	195.067 TOUCHSTONE MID CAP GROW-INST		2020-03-10	2020-09-01
	990.411 TOUCHSTONE MID CAP GROW-INST		2018-07-16	2020-09-01
	12.585 TOUCHSTONE MID CAP GROW-INST		2019-10-02	2020-09-01
	999.831 TOUCHSTONE MID CAP VALUE FUND		2020-03-10	2020-09-01
	3357.168 TOUCHSTONE MID CAP VALUE FUND		2017-09-11	2020-09-01
	961.45 TOUCHSTONE MID CAP VALUE FUND		2019-10-18	2020-09-01
	3. VANGUARD DIVIDEND APPRECIATION INDEX FUN		2020-07-24	2020-09-01
	7.353 VANGUARD 500 INDEX ADMIRAL FUND		2017-11-02	2020-09-01
	18.064 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2019-07-18	2020-10-02
	136.02 DODGE & COX INCOME FUND		2020-08-26	2020-10-02
	142.328 DOUBLELINE TOTAL RETURN BOND FUND		2017-11-02	2020-10-02
	2.111 FEDERATED MDT SMALL CAP GR-R6		2019-01-15	2020-10-02
	47.093 HARDING LOEVNER INTERNATIONAL EQUITY INS		2017-09-11	2020-10-02
	15. ISHARES MSCI EAFE SMALL CAP INDEX FUND		2019-01-15	2020-10-02
	74.461 LAZARD EMERGING MARKETS FD INSTL CL		2017-09-11	2020-10-02
	54.79 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2017-09-11	2020-10-02
	216.892 PIMCO INVESTMENT GRADE CREDIT BOND FUND		2020-08-26	2020-10-02
	6. VANGUARD DIVIDEND APPRECIATION INDEX FUN		2020-07-24	2020-10-02
	36.056 VANGUARD DEVELOPED MKTS INDEX -127		2017-09-11	2020-10-02
	248.55 WESTERN ASSET CORE BOND FUND IS		2020-07-24	2020-10-02
	10.053 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2019-07-18	2020-10-07
	610.652 CAUSEWAY INTERNATL VALUE-INS		2020-07-02	2020-10-07
	745.592 CAUSEWAY INTERNATL VALUE-INS		2020-01-14	2020-10-07
	3237.29 CAUSEWAY INTERNATL VALUE-INS		2017-09-11	2020-10-07
	54.387 EATON VANCE -ATLANTA SMID-R6		2020-09-01	2020-10-07
	5.883 FEDERATED MDT SMALL CAP GR-R6		2019-01-15	2020-10-07
	11. ISHARES MSCI EAFE SMALL CAP INDEX FUND		2019-01-15	2020-10-07
	10.688 LAZARD EMERGING MARKETS FD INSTL CL		2017-09-11	2020-10-07
	3. VANGUARD DIVIDEND APPRECIATION INDEX FUN		2020-07-24	2020-10-07
	126.164 VANGUARD DEVELOPED MKTS INDEX -127		2020-03-10	2020-10-07
	235.053 VANGUARD DEVELOPED MKTS INDEX -127		2020-04-23	2020-10-07
	2159.534 VANGUARD DEVELOPED MKTS INDEX -127		2017-09-11	2020-10-07
	15.283 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-07-16	2020-10-07
	25.56 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2019-07-18	2020-10-22
	1259.221 EATON VANCE -ATLANTA SMID-R6		2020-09-01	2020-10-22
	8.174 HARTFORD DIVIDEND AND GROWTH FUND-Y		2020-07-24	2020-10-22
	320.781 LAZARD EMERGING MARKETS FD INSTL CL		2020-01-14	2020-10-22
	615.927 LAZARD EMERGING MARKETS FD INSTL CL		2020-07-02	2020-10-22
	1745.25 LAZARD EMERGING MARKETS FD INSTL CL		2017-09-11	2020-10-22
	74.396 NATIXIS LOOMIS SAY GROWTH-Y		2019-10-02	2020-10-22
	14.82 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2019-10-02	2020-10-22
	3.905 VANGUARD 500 INDEX ADMIRAL FUND		2017-11-02	2020-10-22
	25.85 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-07-16	2020-10-22
	15.803 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2019-07-18	2020-11-13
	138.882 FEDERATED MDT SMALL CAP GR-R6		2019-01-15	2020-11-13
	193.909 FEDERATED MDT SMALL CAP GR-R6		2020-03-10	2020-11-13
	6.036 FEDERATED MDT SMALL CAP GR-R6		2020-06-10	2020-11-13
	24.967 HARDING LOEVNER INTERNATIONAL EQUITY INS		2019-10-18	2020-11-13
	38.555 HARTFORD DIVIDEND AND GROWTH FUND-Y		2020-07-24	2020-11-13
	8. ISHARES S&P MIDCAP 400 INDEX FUND		2020-10-22	2020-11-13
	6. ISHARES MSCI EAFE SMALL CAP INDEX FUND		2019-01-15	2020-11-13
	3. VANGUARD DIVIDEND APPRECIATION INDEX FUN		2020-07-24	2020-11-13
	2.928 VANGUARD 500 INDEX ADMIRAL FUND		2017-11-02	2020-11-13
	82.276 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-04-18	2020-11-13
	24.414 INVESCO OPPENHEIMER DEVELOP MRKTS-R6 CLO		2018-07-16	2020-12-17
	61.994 EATON VANCE -ATLANTA SMID-R6		2020-09-01	2020-12-17
	36.46 HARDING LOEVNER INTERNATIONAL EQUITY INS		2017-09-11	2020-12-17
	8. ISHARES S&P MIDCAP 400 INDEX FUND		2020-10-22	2020-12-17
	12. ISHARES MSCI EAFE SMALL CAP INDEX FUND		2019-01-15	2020-12-17
	35.179 NATIXIS LOOMIS SAY GROWTH-Y		2019-10-02	2020-12-17
	3.862 MORGAN STANLEY GLOBAL OPPORTUNITY-INST		2019-10-02	2020-12-17
	39.065 VAN ECK EMERGING MARKETS-I NOT AVAILABLE		2020-10-22	2020-12-17
	144.409 VANGUARD 500 INDEX ADMIRAL FUND		2017-09-11	2020-12-17
	76.834 VIRTUS KAR SMALL CAP VALUE FD I CL I FUN		2018-04-18	2020-12-17
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P

(e) Gross sales price		(g) Cost or other basis plus expense of sale	(h) Gain or (loss) (e) plus (f) minus (g)
a	62	57	5
b	129	119	10
c	890	891	-1
d	8,258	7,515	743
e	2,496	2,162	334
	3,346	2,638	708
	4,222	4,160	62
	157	142	15
	7,533	7,434	99
	2,844	2,774	70
	3,291	3,231	60
	7,132	7,020	112
	2,021	1,977	44
	6,532	6,231	301
	17	15	2
	1,224	1,285	-61
	673	655	18
	6,830	6,728	102
	10,082	9,604	478
	405	454	-49
	3,258	3,354	-96
	1,883	1,824	59
	1,019	1,192	-173
	5,564	5,428	136
	3,574	3,434	140
	1,880	1,656	224
	650	745	-95
	475	460	15
	1,945	2,040	-95
	5,013	4,911	102
	2,102	2,149	-47
	2,201	3,334	-1,133
	1,654	2,512	-858
	8,020	9,343	-1,323
	2,424	2,867	-443
	211	204	7
	14,029	13,321	708
	1,037	1,191	-154
	1,053	1,567	-514
	458	357	101
	496	540	-44
	2,404	2,893	-489
	1,029	1,246	-217
	5,139	5,661	-522
	1,204	1,324	-120
	4,030	5,251	-1,221
	2,581	3,364	-783
	1,132	1,146	-14
	1,868	2,281	-413
	4,707	5,746	-1,039
	356	343	13
	1,610	2,095	-485
	444	577	-133
	1,270	1,045	225
	2,379	1,550	829
	3,662	4,088	-426
	1,450	1,552	-102
	7,772	6,269	1,503
	3,941	3,848	93
	653	653
	1,850	1,849	1
	151	148	3
	1,405	1,349	56
	69	70	-1
	3,103	2,348	755
	1,492	1,380	112
	3,554	2,204	1,350
	550	566	-16
	172	171	1
	569	564	5
	1,750	1,728	22
	2,553	2,392	161
	4,627	5,000	-373
	629	588	41
	11,430	10,985	445
	11,282	10,347	935
	8,413	7,752	661
	1,339	1,308	31
	5,860	4,355	1,505
	131	79	52
	58,279	53,420	4,859
	6,140	5,810	330
	7,956	7,786	170
	11,980	13,325	-1,345
	5,008	4,348	660
	64,087	67,152	-3,065
	5,308	4,839	469
	2,091	2,236	-145
	538	515	23
	300	283	17
	13,833	13,743	90
	139	124	15
	338	323	15
	593	545	48
	5,651	3,766	1,885
	36,090	32,834	3,256
	4,192	3,962	230
	7,555	7,502	53
	2,534	1,360	1,174
	22,152	21,930	222
	2,687	2,658	29
	1,592	1,588	4
	5,654	5,479	175
	5,102	4,651	451
	9,220	8,796	424
	40,909	39,579	1,330
	5,997	5,867	130
	7,404	7,336	68
	259	247	12
	7,020	5,201	1,819
	626	567	59
	2,583	1,690	893
	1,340	691	649
	7,184	5,977	1,207
	36,477	31,261	5,216
	464	399	65
	17,397	15,665	1,732
	58,415	62,617	-4,202
	16,729	17,277	-548
	393	370	23
	2,400	1,753	647
	814	790	24
	1,995	2,014	-19
	1,529	1,520	9
	53	49	4
	1,162	1,045	117
	887	817	70
	1,099	1,577	-478
	2,218	1,184	1,034
	2,401	2,423	-22
	771	740	31
	474	500	-26
	3,403	3,433	-30
	465	440	25
	8,146	8,098	48
	9,946	9,169	777
	43,185	51,986	-8,801
	1,966	1,993	-27
	156	136	20
	662	599	63
	161	226	-65
	392	370	22
	1,689	1,506	183
	3,147	2,689	458
	28,916	29,268	-352
	318	291	27
	1,201	1,118	83
	46,591	46,150	441
	216	206	10
	4,946	4,759	187
	9,498	9,408	90
	26,912	31,807	-4,895
	1,700	1,246	454
	618	380	238
	1,245	931	314
	551	492	59
	784	691	93
	3,923	3,160	763
	5,478	3,593	1,885
	171	144	27
	661	554	107
	1,072	963	109
	1,679	1,583	96
	377	327	50
	412	370	42
	970	698	272
	1,892	1,562	330
	1,297	1,047	250
	2,323	2,272	51
	1,025	809	216
	1,823	1,583	240
	814	654	160
	850	586	264
	173	99	74
	866	782	84
	49,775	33,383	16,392
	1,908	1,432	476
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213
			19,213

Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69			(l) Gains (Col. (h) gain minus col. (k), but not less than -0-) or Losses (from col.(h))
(i) F.M.V. as of 12/31/69	(j) Adjusted basis as of 12/31/69	(k) Excess of col. (i) over col. (j), if any
a			5
b			10
c			-1
d			743
e			334
			708
			62
			15
			99
			70
			60
			112
			44
			301
			2
			-61
			18
			102
			478
			-49
			-96
			59
			-173
			136
			140
			224
			-95
			15
			-95
			102
			-47
			-1,133
			-858
			-1,323
			-443
			7
			708
			-154
			-514
			101
			-44
			-489
			-217
			-522
			-120
			-1,221
			-783
			-14
			-413
			-1,039
			13
			-485
			-133
			225
			829
			-426
			-102
			1,503
			93

			1
			3
			56
			-1
			755
			112
			1,350
			-16
			1
			5
			22
			161
			-373
			41
			445
			935
			661
			31
			1,505
			52
			4,859
			330
			170
			-1,345
			660
			-3,065
			469
			-145
			23
			17
			90
			15
			15
			48
			1,885
			3,256
			230
			53
			1,174
			222
			29
			4
			175
			451
			424
			1,330
			130
			68
			12
			1,819
			59
			893
			649
			1,207
			5,216
			65
			1,732
			-4,202
			-548
			23
			647
			24
			-19
			9
			4
			117
			70
			-478
			1,034
			-22
			31
			-26
			-30
			25
			48
			777
			-8,801
			-27
			20
			63
			-65
			22
			183
			458
			-352
			27
			83
			441
			10
			187
			90
			-4,895
			454
			238
			314
			59
			93
			763
			1,885
			27
			107
			109
			96
			50
			42
			272
			330
			250
			51
			216
			240
			160
			264
			74
			84
			16,392
			476

2	Capital gain net income or (net capital loss)	If gain, also enter in Part I, line 7 If (loss), enter -0- in Part I, line 7	2	57,644
3	Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
	If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0- in Part I, line 8 ...................		3

Part V

Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income

SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE

1 Reserved

(a) Reserved	(b) Reserved	(c) Reserved	(d) Reserved

Reserved...........................

Reserved,..........................

Form 990-PF (2020)

Page 4

Part VI

Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)

1a	Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1.
	Date of ruling or determination letter: (attach copy of letter if necessary–see instructions)
b	Reserved................................	1	990
c	All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2	Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	2	0
3	Add lines 1 and 2...........................	3	990
4	Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	4	0
5	Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- .....	5	990
6	Credits/Payments:

a	2020 estimated tax payments and 2019 overpayment credited to 2020	6a	200
b	Exempt foreign organizations—tax withheld at source......	6b	0
c	Tax paid with application for extension of time to file (Form 8868)...	6c	0
d	Backup withholding erroneously withheld ...........	6d

7	Total credits and payments. Add lines 6a through 6d..............		7	200
8	Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached.		8	0
9	Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......		9	790
10	Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...		10
11	Enter the amount of line 10 to be: Credited to 2021 estimated tax0	Refunded	11	0

Part VII-A

Statements Regarding Activities

During the tax year, did the foundation attempt to influence any national, state, or local legislation or did

Yes

it participate or intervene in any political campaign? ....................

Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions

for the definition.................................

If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials

published or distributed by the foundation in connection with the activities.

Did the foundation file Form 1120-POL for this year?.....................

Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:

(1) On the foundation. bullet

$ (2) On foundation managers. bullet

Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed

on foundation managers. bullet

Has the foundation engaged in any activities that have not previously been reported to the IRS?.......

If "Yes," attach a detailed description of the activities.

Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles

of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....

Did the foundation have unrelated business gross income of $1,000 or more during the year?........

If "Yes," has it filed a tax return on Form 990-T for this year?...................

Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........

If "Yes," attach the statement required by General Instruction T.

Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:

By language in the governing instrument, or

By state legislation that effectively amends the governing instrument so that no mandatory directions

that conflict with the state law remain in the governing instrument?................

Yes

Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),

and Part XV..................................

Yes

Enter the states to which the foundation reports or with which it is registered (see instructions)

If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney

General (or designate) of each state as required by General Instruction G? If "No," attach explanation .

Yes

Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)

or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.

If "Yes," complete Part XIV .............................

Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names

and addresses. ...............................

Form 990-PF (2020)

Page 5

Part VII-A

Statements Regarding Activities (continued)

At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the

meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............

Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had

advisory privileges? If "Yes," attach statement. See instructions.................

Did the foundation comply with the public inspection requirements for its annual returns and exemption application?

Yes

Website address bullet

The books are in care of bullet

BRANCH BANKING AND TRUST COMPANY Telephone no. bullet

(484) 881-4077

Located at bullet

1340 BROADCASTING RDWYOMISSINGPA ZIP+4 bullet

19610

Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here ......... bullet

and enter the amount of tax-exempt interest received or accrued during the year ........ bullet

16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo

a bank, securities, or other financial account in a foreign country? .................

16 No

See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country bullet

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required

File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.

Yes

During the year did the foundation (either directly or indirectly):

(1) Engage in the sale or exchange, or leasing of property with a disqualified person? YesNo

(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)

a disqualified person?......................YesNo

(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? YesNo

(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? YesNo

(5) Transfer any income or assets to a disqualified person (or make any of either available

for the benefit or use of a disqualified person)?...............YesNo

(6) Agree to pay money or property to a government official? (Exception. Check "No"

if the foundation agreed to make a grant to or to employ the official for a period

after termination of government service, if terminating within 90 days.).......YesNo

If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations

section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........

Organizations relying on a current notice regarding disaster assistance check here........ bullet

Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,

that were not corrected before the first day of the tax year beginning in 2020?.............

Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private

operating foundation defined in section 4942(j)(3) or 4942(j)(5)):

At the end of tax year 2020, did the foundation have any undistributed income (lines 6d

and 6e, Part XIII) for tax year(s) beginning before 2020?.............YesNo

If "Yes," list the years bullet

20, 20, 20, 20

Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)

(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)

to all years listed, answer "No" and attach statement—see instructions.) ..............

If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.

20, 20, 20, 20

Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at

any time during the year?......................YesNo

If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation

or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved

by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)

the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine

if the foundation had excess business holdings in 2020.)..................

Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?

Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its

charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?

Form 990-PF (2020)

Page 6

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required (continued)

During the year did the foundation pay or incur any amount to:

Yes

(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? YesNo

(2) Influence the outcome of any specific public election (see section 4955); or to carry

on, directly or indirectly, any voter registration drive?.............YesNo

(3) Provide a grant to an individual for travel, study, or other similar purposes? YesNo

(4) Provide a grant to an organization other than a charitable, etc., organization described

in section 4945(d)(4)(A)? See instructions................YesNo

(5) Provide for any purpose other than religious, charitable, scientific, literary, or

educational purposes, or for the prevention of cruelty to children or animals?.....YesNo

If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in

Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......

Organizations relying on a current notice regarding disaster assistance check here......... bullet

If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the

tax because it maintained expenditure responsibility for the grant?..........YesNo

If "Yes," attach the statement required by Regulations section 53.4945–5(d).

Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on

a personal benefit contract?.....................YesNo

Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....

If "Yes" to 6b, file Form 8870.

At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction? YesNo

If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....

Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or

excess parachute payment during the year? .................YesNo

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors

1 List all officers, directors, trustees, foundation managers and their compensation. See instructions

(a) Name and address	(b) Title, and average hours per week devoted to position	(c) Compensation (If not paid, enter -0-)	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
BRANCH BANKING AND TRUST COMPANY	TRUSTEE / PART-TIME 1	11,182
1340 BROADCASTING RD WYOMISSING,PA19610	TRUSTEE / PART-TIME 1	11,182

2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."


(a) Name and address of each employee paid more than $50,000	(b) Title, and average hours per week devoted to position	(c) Compensation	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
NONE









Total number of other employees paid over $50,000...................				0

Form 990-PF (2020)

Page 7

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)

3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000	(b) Type of service	(c) Compensation
NONE

Total number of others receiving over $50,000 for professional services............. bullet

Part IX-A

Summary of Direct Charitable Activities

List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc.	Expenses
1


2


3


4

Part IX-B

Summary of Program-Related Investments (see instructions)

Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2.	Amount
1


2


All other program-related investments. See instructions.
3

Total. Add lines 1 through 3......................... bullet

Form 990-PF (2020)

Page 8

Part X

Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)

Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,

purposes:

Average monthly fair market value of securities...................

1,160,777

Average of monthly cash balances.......................

14,940

Fair market value of all other assets (see instructions)................

Total (add lines 1a, b, and c).........................

1,175,717

Reduction claimed for blockage or other factors reported on lines 1a and

1c (attach detailed explanation) .............

Acquisition indebtedness applicable to line 1 assets..................

Subtract line 2 from line 1d.........................

1,175,717

Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see

instructions) .............................

17,636

Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4

1,158,081

Minimum investment return. Enter 5% of line 5..................

57,904

Part XI

Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow

and do not complete this part.)

Minimum investment return from Part X, line 6....................

57,904

Tax on investment income for 2020 from Part VI, line 5......

990

Income tax for 2020. (This does not include the tax from Part VI.)...

Add lines 2a and 2b............................

990

Distributable amount before adjustments. Subtract line 2c from line 1............

56,914

Recoveries of amounts treated as qualifying distributions................

Add lines 3 and 4............................

56,914

Deduction from distributable amount (see instructions).................

Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...

56,914

Part XII

Qualifying Distributions (see instructions)

Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:

Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........

73,653

Program-related investments—total from Part IX-B..................

Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,

purposes...............................

Amounts set aside for specific charitable projects that satisfy the:

Suitability test (prior IRS approval required)....................

Cash distribution test (attach the required schedule) .................

Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4

73,653

Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment

income. Enter 1% of Part I, line 27b. See instructions.................

Adjusted qualifying distributions. Subtract line 5 from line 4..............

73,653

Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
the section 4940(e) reduction of tax in those years.

Form 990-PF (2020)

Page 9

Part XIII

Undistributed Income (see instructions)

		(a) Corpus	(b) Years prior to 2019	(c) 2019	(d) 2020
1 Distributable amount for 2020 from Part XI, line 7					56,914
2 Undistributed income, if any, as of the end of 2020:
a Enter amount for 2019 only.......				57,431
b Total for prior years:20, 20, 20			0
3 Excess distributions carryover, if any, to 2020:
a From 2015......	0
b From 2016......	0
c From 2017......	0
d From 2018......	0
e From 2019......	0
fTotal of lines 3a through e........		0
4Qualifying distributions for 2020 from Part
XII, line 4: $ 73,653
a Applied to 2019, but not more than line 2a				57,431
b Applied to undistributed income of prior years (Election required—see instructions).....			0
c Treated as distributions out of corpus (Election required—see instructions)........		0
d Applied to 2020 distributable amount.....					16,222
e Remaining amount distributed out of corpus		0
5 Excess distributions carryover applied to 2020.		0			0
(If an amount appears in column (d), the same amount must be shown in column (a).)
6Enter the net total of each column as indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5		0
b Prior years’ undistributed income. Subtract line 4b from line 2b ..........			0
c Enter the amount of prior years’ undistributed income for which a notice of deficiency has been issued, or on which the section 4942(a) tax has been previously assessed......			0
d Subtract line 6c from line 6b. Taxable amount —see instructions ...........			0
e Undistributed income for 2019. Subtract line 4a from line 2a. Taxable amount—see instructions .............				0
f Undistributed income for 2020. Subtract lines 4d and 5 from line 1. This amount must be distributed in 2021 ..........					40,692
7 Amounts treated as distributions out of corpus to satisfy requirements imposed by section 170(b)(1)(F) or 4942(g)(3) (Election may be required - see instructions) .......		0
8 Excess distributions carryover from 2015 not applied on line 5 or line 7 (see instructions) ...		0
9Excess distributions carryover to 2021. Subtract lines 7 and 8 from line 6a ......		0
10 Analysis of line 9:
a Excess from 2016....	0
b Excess from 2017....	0
c Excess from 2018....	0
d Excess from 2019....	0
e Excess from 2020....	0

Form 990-PF (2020)

Page 10

Part XIV

Private Operating Foundations (see instructions and Part VII-A, question 9)

1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet

b Check box to indicate whether the organization is a private operating foundation described in section4942(j)(3) or4942(j)(5)

2a Enter the lesser of the adjusted net income from Part I or the minimum investment return from Part X for each year listed ..........	Tax year	Prior 3 years			(e) Total
	(a) 2020	(b) 2019	(c) 2018	(d) 2017	(e) Total

b 85% of line 2a .........
c Qualifying distributions from Part XII, line 4 for each year listed .....
d Amounts included in line 2c not used directly for active conduct of exempt activities ..........
e Qualifying distributions made directly for active conduct of exempt activities. Subtract line 2d from line 2c ....
3 Complete 3a, b, or c for the alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......
(2) Value of assets qualifying under section 4942(j)(3)(B)(i)
b “Endowment" alternative test— enter 2/3 of minimum investment return shown in Part X, line 6 for each year listed...
c “Support" alternative test—enter:
(1) Total support other than gross investment income (interest, dividends, rents, payments on securities loans (section 512(a)(5)), or royalties) ....
(2) Support from general public and 5 or more exempt organizations as provided in section 4942(j)(3)(B)(iii)....
(3) Largest amount of support from an exempt organization
(4) Gross investment income

Part XV

Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)

1Information Regarding Foundation Managers:

aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)

bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.

2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:

Check here bullet

if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions

aThe name, address, and telephone number or email address of the person to whom applications should be addressed:

bThe form in which applications should be submitted and information and materials they should include:

cAny submission deadlines:

dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:

Form 990-PF (2020)

Page 11

Part XV

Supplementary Information (continued)

3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient	If recipient is an individual, show any relationship to any foundation manager or substantial contributor	Foundation status of recipient	Purpose of grant or contribution	Amount
Name and address (home or business)		Foundation status of recipient	Purpose of grant or contribution	Amount
aPaid during the year
BAPTIST CHURCH OF WEST CHESTER C/O LINDA MOYER ENDOW TREAS 181 STOYER RD COATESVILLE,PA19320	NONE	PC	GENERAL OPERATIONS	34,032
FIRST CHURCH OF THE NAZARENE ATTN REV SHIRLEY GOODMAN PASTOR 424 S DARLINGTON ST WEST CHESTER,PA19382	NONE	PC	GENERAL OPERATIONS	1,361
MIDDLETOWN MONTHLY MEETING C/O JOSEPH B STRATTON TREAS 1631 E STREET RD GLEN MILLS,PA19342	NONE	PC	GENERAL OPERATIONS	1,361
GOSHEN MONTHLY MEETING C/O FISHER & SON COMPANY 110 SUMMIT RD EXTON,PA19421	NONE	PC	GENERAL OPERATIONS	1,361
BRANDYWINE BAPTIST CHURCH PO BOX 162 CHADDS FORD,PA19317	NONE	PC	GENERAL OPERATIONS	27,225
WEST CHESTER LODGE 322 10 S CHURCH ST WEST CHESTER,PA19382	NONE	PC	GENERAL OPERATIONS	1,361
ST MATTHEWS UCC 2350 CONESTOGA RD CHESTER SPRINGS,PA19425	NONE	PC	GENERAL OPERATIONS	1,361
Total ................................. 3a				68,062

bApproved for future payment

Total ................................. 3b

Form 990-PF (2020)

Page 12

Part XVI-A

Analysis of Income-Producing Activities

Enter gross amounts unless otherwise indicated.	Unrelated business income		Excluded by section 512, 513, or 514		(e) Related or exempt function income (See instructions.)
1Program service revenue:	(a) Business code	(b) Amount	(c) Exclusion code	(d) Amount	(e) Related or exempt function income (See instructions.)
a
b
c
d
e
f
gFees and contracts from government agencies
2 Membership dues and assessments....
3 Interest on savings and temporary cash investments ...........
4 Dividends and interest from securities....			14	19,400
5 Net rental income or (loss) from real estate:
aDebt-financed property......
bNot debt-financed property.....
6 Net rental income or (loss) from personal property
7 Other investment income.....
8 Gain or (loss) from sales of assets other than inventory ............			18	57,644
9 Net income or (loss) from special events:
10 Gross profit or (loss) from sales of inventory
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e)..				77,044

13Total. Add line 12, columns (b), (d), and (e)..................

77,044

(See worksheet in line 13 instructions to verify calculations.)

Part XVI-B

Relationship of Activities to the Accomplishment of Exempt Purposes

Line No.	Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See instructions.)

Form 990-PF (2020)

Page 13

Part XVII

Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations

Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?

Yes

Transfers from the reporting foundation to a noncharitable exempt organization of:

(1) Cash...................................

1a(1)

(2) Other assets.................................

1a(2)

Other transactions:

(1) Sales of assets to a noncharitable exempt organization....................

1b(1)

(2) Purchases of assets from a noncharitable exempt organization..................

1b(2)

(3) Rental of facilities, equipment, or other assets.......................

1b(3)

(4) Reimbursement arrangements...........................

1b(4)

(5) Loans or loan guarantees.............................

1b(5)

(6) Performance of services or membership or fundraising solicitations................

1b(6)

Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............

If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

(a) Line No.	(b) Amount involved	(c) Name of noncharitable exempt organization	(d) Description of transfers, transactions, and sharing arrangements

Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........Yes No

If "Yes," complete the following schedule.

(a) Name of organization	(b) Type of organization	(c) Description of relationship

Sign Here

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
				May the IRS discuss this return with the preparer shown below? See instructions. Yes No
	Signature of officer or trustee	Date	Title

Paid Preparer Use Only	Print/Type preparer's name	Preparer's Signature	Date	Check if self- employed	PTIN
	Firm's name				Firm's EIN
	Firm's address				Phone no.

Form 990-PF (2020)

Additional Data

Software ID:
Software Version:

Form 990PF - Special Condition Description:

Special Condition Description

Category/ Item	Listed at Cost or FMV	Book Value	End of Year Fair Market Value
277902235 EATON VANCE -ATLANTA	AT COST	94,447	97,893
416645828 HARTFORD DIVIDEND AN	AT COST	46,308	52,501
543487110 NATIXIS LOOMIS SAY G	AT COST	84,885	126,764
61760X786 MORGAN STANLEY GLOBA	AT COST	24,566	49,619
87283A102 T ROWE PRICE QM US S	AT COST	9,138	9,702
921075438 VAN ECK EMERGING MAR	AT COST	40,550	44,985
922908710 VANGUARD 500 INDEX F	AT COST	131,117	189,827
92828N668 VIRTUS KAR SMALL CAP	AT COST	31,888	45,354
256210105 DODGE & COX INCOME F	AT COST	76,597	75,900
258620103 DOUBLELINE TOTAL RET	AT COST	46,192	46,449
722005816 PIMCO INVESTMENT GRA	AT COST	76,938	77,903
957663677 WESTERN ASSET CORE B	AT COST	109,950	109,019
00143W859 INVESCO OPPENHEIMER	AT COST	34,714	45,084
00770G847 JOHCM INTERNATIONAL	AT COST	45,662	49,374
38147N293 GOLDMAN SACHS GQG PA	AT COST	46,438	48,007
412295107 HARDING LOEVNER INTE	AT COST	36,774	48,954
46137V357 INVESCO S&P 500 EQUA	AT COST	47,741	47,955
464287507 ISHARES S&P MIDCAP 4	AT COST	41,738	48,494
464288273 ISHARES MSCI EAFE SM	AT COST	22,390	28,365
921908844 VANGUARD DIVIDEND AP	AT COST	46,154	52,656

Category	Amount	Net Investment Income
FEDERAL ESTIMATES - PRINCIPAL	70	0
FOREIGN TAXES ON QUALIFIED FOR	229	229
FOREIGN TAXES ON NONQUALIFIED	10	10