| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| ACCOUNTING FEES | 3,100 | 1,550 | 1,550 |
| Name of Bond | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| 17,312.306 SHARES OF BERNSTEIN INTERMEDIATE DURATION PORTFOLIO[1] | 239,602 | 239,602 |
| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| 1,064.389 SHARES OF AB DISCOVERY GRWTH FUND- AD | 16,466 | 16,466 |
| 699.368 SHARES OF AB DISCOVERY VALUE-ADV | 14,659 | 14,659 |
| 647.191 SHARES OF AB EMERGING MARKETS PORT[1] | 21,060 | 21,060 |
| 8,084.379 SHARES OF AB INTERNATIONAL STRATEGIC EQUITIES PORTFOLIO - ADV CL[1 | 102,995 | 102,995 |
| 863.591 SHARES OF AB SMALL CAP CORE PORTFOLIO ADV CL | 11,348 | 11,348 |
| 3 SHARES OF ADOBE INC | 1,500 | 1,500 |
| 48 SHARES OF AECOM | 2,389 | 2,389 |
| 7 SHARES OF ALPHABET INC-CL C | 12,263 | 12,263 |
| 3 SHARES OF AMAZON.COM INC | 9,771 | 9,771 |
| 36 SHARES OF AMERICAN CAMPUS COMMUNITIES | 1,540 | 1,540 |
| 36 SHARES OF AMERICAN ELECTRIC POWER | 2,998 | 2,998 |
| 41 SHARES OF AMERICOLD REALTY TRUST | 1,531 | 1,531 |
| 11 SHARES OF ANTHEM INC | 3,532 | 3,532 |
| 85 SHARES OF APPLE INC | 11,279 | 11,279 |
| 13 SHARES OF AUTOMATIC DATA PROCESSING | 2,291 | 2,291 |
| 3 SHARES OF AUTOZONE INC | 3,556 | 3,556 |
| 166 SHARES OF BANK OF AMERICA CORP | 5,031 | 5,031 |
| 14 SHARES OF BOOZ ALLEN HAMILTON HOLDINGS | 1,221 | 1,221 |
| 14 SHARES OF CDW CORP/DE | 1,845 | 1,845 |
| 20 SHARES OF CHEVRON CORP | 1,689 | 1,689 |
| 43 SHARES OF CITIGROUP INC | 2,651 | 2,651 |
| 14 SHARES OF CITRIX SYSTEMS INC | 1,821 | 1,821 |
| 13 SHARES OF CME GROUP INC | 2,367 | 2,367 |
| 99 SHARES OF COMCAST CORP-CLASS A | 5,188 | 5,188 |
| 3 SHARES OF COSTCO WHOLESALE CORP | 1,130 | 1,130 |
| 32 SHARES OF CSX CORP | 2,904 | 2,904 |
| 7 SHARES OF DECKERS OUTDOOR CORP | 2,007 | 2,007 |
| 23 SHARES OF EATON CORP PLC | 2,763 | 2,763 |
| 28 SHARES OF EDWARDS LIFESCIENCES CORP | 2,554 | 2,554 |
| 28 SHARES OF ELECTRONIC ARTS INC | 4,021 | 4,021 |
| 33 SHARES OF EOG RESOURCES INC | 1,646 | 1,646 |
| 32 SHARES OF FACEBOOK INC-CLASS A | 8,741 | 8,741 |
| 43 SHARES OF GENPACT LTD | 1,778 | 1,778 |
| 16 SHARES OF GOLDMAN SACHS GROUP INC | 4,219 | 4,219 |
| 21 SHARES OF HOME DEPOT INC | 5,578 | 5,578 |
| 16 SHARES OF HONEYWELL INTERNATIONAL INC | 3,403 | 3,403 |
| 29 SHARES OF JOHNSON & JOHNSON | 4,564 | 4,564 |
| 42 SHARES OF KNIGHT-SWIFT TRANSPORTATION | 1,756 | 1,756 |
| 14 SHARES OF L3HARRIS TECHNOLOGIES INC | 2,646 | 2,646 |
| 20 SHARES OF LPL FINANCIAL HOLDINGS INC | 2,084 | 2,084 |
| 20 SHARES OF LYONDELLBASELL INDU-CL A | 1,833 | 1,833 |
| 35 SHARES OF MAGNA INTERNATIONAL INC | 2,478 | 2,478 |
| 43 SHARES OF MEDTRONIC PLC | 5,037 | 5,037 |
| 76 SHARES OF MICROSOFT CORP | 16,904 | 16,904 |
| 22 SHARES OF MID-AMERICA APARTMENT COMM | 2,787 | 2,787 |
| 46 SHARES OF NEXTERA ENERGY INC | 3,549 | 3,549 |
| 30 SHARES OF NIKE INC -CL B | 4,244 | 4,244 |
| 8 SHARES OF NORFOLK SOUTHERN CORP | 1,901 | 1,901 |
| 5 SHARES OF NVIDIA CORP | 2,611 | 2,611 |
| 20 SHARES OF NXP SEMICONDUCTORS NV | 3,180 | 3,180 |
| 38 SHARES OF ORACLE CORP | 2,458 | 2,458 |
| 13 SHARES OF PAYPAL HOLDINGS INC | 3,045 | 3,045 |
| 17 SHARES OF PNC FINANCIAL SERVICES GROUP | 2,533 | 2,533 |
| 43 SHARES OF PROCTER & GAMBLE CO/THE | 5,983 | 5,983 |
| 27 SHARES OF PROGRESSIVE CORP | 2,670 | 2,670 |
| 13 SHARES OF PROLOGIS INC | 1,296 | 1,296 |
| 28 SHARES OF QUALCOMM INC | 4,266 | 4,266 |
| 16 SHARES OF RAYTHEON TECHNOLOGIES CORP | 1,144 | 1,144 |
| 2 SHARES OF REGENERON PHARMACEUTICALS | 966 | 966 |
| 15 SHARES OF REINSURANCE GROUP OF AMERICA | 1,739 | 1,739 |
| 104 SHARES OF ROCHE HOLDINGS LTD-SPONS ADR | 4,544 | 4,544 |
| 37 SHARES OF SOUTHWEST AIRLINES CO | 1,725 | 1,725 |
| 21 SHARES OF TEXAS INSTRUMENTS INC | 3,447 | 3,447 |
| 51 SHARES OF TJX COMPANIES INC | 3,483 | 3,483 |
| 9 SHARES OF UNITED RENTALS INC | 2,087 | 2,087 |
| 22 SHARES OF UNITEDHEALTH GROUP INC | 7,715 | 7,715 |
| 57 SHARES OF VERIZON COMMUNICATIONS INC | 3,349 | 3,349 |
| 13 SHARES OF VERTEX PHARMACEUTICALS INC | 3,072 | 3,072 |
| 34 SHARES OF VISA INC-CLASS A SHARES | 7,437 | 7,437 |
| 8 SHARES OF VMWARE INC-CLASS A | 1,122 | 1,122 |
| 31 SHARES OF WALMART INC | 4,469 | 4,469 |
| 90 SHARES OF WELLS FARGO & CO | 2,716 | 2,716 |
| 21 SHARES OF WESTLAKE CHEMICAL CORP | 1,714 | 1,714 |
| 14 SHARES OF XILINX INC | 1,985 | 1,985 |
| 18 SHARES OF ZOETIS INC | 2,979 | 2,979 |
| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| 12,396.92 SHARES OF OVERLAY A PORTFOLIO CLASS 1 | FMV | 176,780 | 176,780 |
| 9,685.193 SHARES OF OVERLAY B PORTFOLIO CLASS 1 | FMV | 110,314 | 110,314 |
| ACCRUED INTEREST | FMV | 284 | 284 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| LICENSES AND FEES | 1,227 | 0 | 1,227 | |
| INVESTMENT FEES | 2,332 | 2,332 | 0 | |
| FOREIGN TAX EXPENSE | 341 | 341 | 0 |
| Description | Amount |
|---|---|
| UNREALIZED GAIN ON SECURITIES | 53,072 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| EXCEISE TAX | 544 | 544 | 0 |