Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2020
Open to Public Inspection
For calendar year 2020, or tax year beginning 04-01-2020 , and ending 03-31-2021
Name of foundation
THE GREATER NORWICH FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)C/O NBT BANK NA 52 S BROAD ST
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
NORWICH, NY13815
A Employer identification number

16-6064927
B Telephone number (see instructions)

(607) 337-6191
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$11,035,923J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 36,036
2 Check bullet.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 252,306 250,713  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 407,485
b Gross sales price for all assets on line 6a 1,317,877
7 Capital gain net income (from Part IV, line 2)... 407,485
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 695,827 658,198  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 39,522 35,570   3,952
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment 1,500 0 0 1,500
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment 6,290 2,890   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment 310 60   250
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 47,622 38,520 0 5,702
25 Contributions, gifts, grants paid....... 495,534 495,534
26 Total expenses and disbursements. Add lines 24 and 25 543,156 38,520 0 501,236
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 152,671
b Net investment income (if negative, enter -0-) 619,678
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2020)
Form 990-PF (2020)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 42,191 212,520 212,520
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 6,002,191 Click to see attachment5,983,553 10,823,403
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 6,044,382 6,196,073 11,035,923
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here bullet
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here bullet
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 6,044,382 6,196,073
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 6,044,382 6,196,073
30 Total liabilities and net assets/fund balances (see instructions). 6,044,382 6,196,073
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
6,044,382
2
Enter amount from Part I, line 27a .....................
2
152,671
3
Other increases not included in line 2 (itemize) bullet
3
0
4
Add lines 1, 2, and 3 ..........................
4
6,197,053
5
Decreases not included in line 2 (itemize) bulletClick to see attachment
5
980
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
6,196,073
Form 990-PF (2020)
Form 990-PF (2020)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 18.165 FEDERATED TOTAL RETURN BOND FUND #328     2020-04-07
b 17.905 FEDERATED TOTAL RETURN BOND FUND #328   2009-10-21 2020-04-13
c 250. CHEVRONTEXACO CORP COM   1994-01-27 2020-04-27
d 250. ALCON INC ORD SHS     2020-04-27
e 100. VANGUARD REAL ESTATE ETF   2020-01-15 2020-05-28
4925. SCHWAB US AGGREGATE BD ETF   2020-03-05 2020-06-01
100000. AT&T INC 3.0000% 02/15/22   2013-12-04 2020-07-23
7.479 AMERICAN BEACON LARGE CAP VALUE FUND   2009-10-21 2020-07-27
11.772 DIAMOND HILL SMALL-MID CAP FUND   2013-07-26 2020-07-27
6. DODGE & COX INTL STOCK FUND   2009-10-21 2020-07-27
45.848 DODGE & COX INCOME FUND   2009-10-21 2020-07-27
86.151 FEDERATED TOTAL RETURN BOND FUND #328   2009-10-21 2020-07-27
100000. BARCLAYS BANK DE CD 2.3500% 08/20/20   2014-08-15 2020-08-20
1400. APPLE COMPUTER   2008-03-03 2020-09-03
125. MICROSOFT CORP COM   2016-10-12 2020-10-23
100000. AMER EXPR CENTUR CD 2.2500% 11/12/20   2015-11-02 2020-11-12
50000. DISCOVER BANK CD 2.2000% 11/12/20   2015-11-04 2020-11-12
335. VIATRIS INC     2020-11-30
.013 VIATRIS INC   2011-05-13 2020-12-10
100000. DISCOVER BK CD 2.6000% 12/18/20   2013-12-10 2020-12-18
5000. INTEL CORP COM     2020-12-21
40000. SALLIE MAE BANK CD 2.1500% 01/20/21   2016-01-13 2021-01-20
2000. GLAXOSMITHKLINE PLC SPONSORED ADR     2021-02-12
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 200   199 1
b 200   195 5
c 21,737   5,377 16,360
d 13,285   11,936 1,349
e 7,792   9,415 -1,623
274,311   274,325 -14
104,121   94,450 9,671
175   127 48
217   200 17
223   197 26
677   593 84
1,006   938 68
100,000   100,000  
169,217   6,074 163,143
26,818   7,113 19,705
100,000   100,000  
50,000   50,000  
5,663   3,874 1,789
       
100,000   100,000  
229,742   40,064 189,678
40,000   40,000  
71,300   65,315 5,985
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
      1,193
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       1
b       5
c       16,360
d       1,349
e       -1,623
      -14
      9,671
      48
      17
      26
      84
      68
       
      163,143
      19,705
       
       
      1,789
       
       
      189,678
       
      5,985
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 407,485
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE
1 Reserved
(a)
Reserved 		(b)
Reserved 		(c)
Reserved 		(d)
Reserved
2
Reserved...........................
2
3
Reserved...........................
3
4
Reserved...........................
4
5
Reserved...........................
5
6
Reserved...........................
6
7
Reserved...........................
7
8
Reserved,..........................
8
Form 990-PF (2020)
Form 990-PF (2020)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Reserved................................ 1 8,614
c All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 8,614
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 8,614
6 Credits/Payments:
a 2020 estimated tax payments and 2019 overpayment credited to 2020 6a 4,760
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 4,760
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9 3,854
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10  
11 Enter the amount of line 10 to be: Credited to 2021 estimated taxBullet0 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletNY
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletNBT BANK NA Telephone no.bullet (607) 337-6191

    Located atbullet52 SOUTH BROAD STNORWICHNY ZIP+4bullet13815
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
    No
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2020?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2020, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2020?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2020.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?
    4b
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
    No
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    NBT BANK NA TRUSTEE
    1     		39,522    
    52 SOUTH BROAD ST
    NORWICH,NY13815
    JAMES I DUNNE COTRUSTEE - CHAIRMAN
    1     		0    
    7 COOMES ST
    NORWICH,NY13815
    JAMES A HOY COTRUSTEE
    1     		0    
    911 NORTH MACEWEN DRIVE
    NORWICH,NY13815
    PETER V SMITH COTRUSTEE
    1     		0    
    CO WACHOVIA SECURITIES 43 S BROAD S
    NORWICH,NY13815
    JANE E EATON COTRUSTEE
    1     		0    
    17 NEWTON AVENUE
    NORWICH,NY13815
    THOMAS C EMERSON ESQ COTRUSTEE
    1     		0    
    LEE EMERSON FERRARESE 35 WEST MAI
    NORWICH,NY13815
    FREDERIC B MIERS COTRUSTEE
    1     		0    
    1 COOMES STREET
    NORWICH,NY13815
    H WILLIAM SMITH JR COTRUSTEE
    1     		0    
    975 COUNTY ROAD 10A
    NORWICH,NY13815
    PATRICK FLANAGAN COTRUSTEE
    1     		0    
    81 SOUTH BROAD STREET
    NORWICH,NY13815
    LINDA T PALMATIER COTRUSTEE
    1     		0    
    191 BALF ROAD
    NORWICH,NY13815
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    9,817,532
    b
    Average of monthly cash balances.......................
    1b
    84,499
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    9,902,031
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    9,902,031
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    148,530
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    9,753,501
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    487,675
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    487,675
    2a
    Tax on investment income for 2020 from Part VI, line 5......
    2a
    8,614
    b
    Income tax for 2020. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    8,614
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    479,061
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    479,061
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    479,061
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    501,236
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
    0
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
    0
    b
    Cash distribution test (attach the required schedule) .................
    3b
    0
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    501,236
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    501,236
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2019     		(c)
    2019     		(d)
    2020
    1 Distributable amount for 2020 from Part XI, line 7 479,061
    2 Undistributed income, if any, as of the end of 2020:
    a Enter amount for 2019 only....... 184,010
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2020:
    a From 2015...... 0
    b From 2016...... 0
    c From 2017...... 0
    d From 2018...... 0
    e From 2019...... 0
    fTotal of lines 3a through e........ 0
    4Qualifying distributions for 2020 from Part
    XII, line 4: bullet$ 501,236
    a Applied to 2019, but not more than line 2a 184,010
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		Click to see attachment22,053
    d Applied to 2020 distributable amount..... 295,173
    e Remaining amount distributed out of corpus 0
    5 Excess distributions carryover applied to 2020. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 22,053
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2019. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2020. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2021 ..........     		183,888
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		22,053
    8 Excess distributions carryover from 2015 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9Excess distributions carryover to 2021.
    Subtract lines 7 and 8 from line 6a ......     		0
    10 Analysis of line 9:
    a Excess from 2016.... 0
    b Excess from 2017.... 0
    c Excess from 2018.... 0
    d Excess from 2019.... 0
    e Excess from 2020.... 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2020 (b) 2019 (c) 2018 (d) 2017
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    GREATER NORWICH FDN
    C/O OF NBT BANK NA 52 S BROAD ST
    NORWICH,NY13815
    (607) 337-6193
    bThe form in which applications should be submitted and information and materials they should include:
    GRANT APPLICATION FORM, LETTER INCLUDING TAX CLASSIFICATION, PURPOSE FOR USE OF FUNDS AND FINANCIALS
    cAny submission deadlines:
    APRIL 15TH FOR ANNUAL MEETING HELD IN MAY OCTOBER 15TH FOR NOVEMBER MEETING
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    GEOGRAPHICAL-NORWICH NEW YORK COMMUNITY LOCATED IN CHENANGO COUNTY
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    GUERNSEY MEMORIAL LIBRARY
    3 COURT STREET
    NORWICK,NY13815     		NONE PC BOOKS 17,564
    CHENANGO COUNTY AGRICULTURAL STY
    PO BOX 622
    NORWICH,NY13815     		NONE PC ELECTRICAL & OFFICE SPACE 10,000
    SUNY CORTLAND
    PO BOX 2000
    CORTLAND,NY13045     		NONE I SCHOLARSHIP 2,000
    BINGHAMTON UNIVERSITY
    PO BOX 6000
    BINGHAMTON,NY139026000     		NONE I SCHOLARSHIP 2,000
    LOYOLA UNIVERSITY
    6363 ST CHARLS AVE CAMPUS BOX 2
    NEW ORLEANS,LA70118     		NONE I SCHOLARSHIP 2,000
    CHENANGO COUNTY COUNCIL OF
    THE ARTS
    27 WEST MAIN STREET
    NORWICH,NY138151611     		NONE PC EDWARDS FUND AND OPERA 500
    COLORSCAPE CHENANGO ARTS
    FESTIVAL INC
    PO BOX 624
    NORWICH,NY13815     		NONE PC GENERAL OPERATING SUPPORT 2,500
    FRIENDS OF ROGERS
    EDUCATION CENTER
    PO BOX 932
    SHERBOURNE,NY13460     		NONE PC GENERAL OPERATING SUPPORT 15,000
    MORRISVILLE COLLEGE
    PO BOX 901
    MORRISVILLE,NY13408     		NONE I SCHOLARSHIP 11,500
    NAZARETH COLLEGE
    PO BOX 92735
    ROCHESTER,NY14692     		NONE I SCHOLARSHIP 2,000
    SUNY ALBANY
    1400 WASHINGTON AVENUE
    Albany,NY12222     		NONE I SCHOLARSHIP 4,000
    ST LAWRENCE UNIV
    PO BOX 842748
    BOSTON,MA022842748     		NONE I SCHOLARSHIP 1,500
    SUNY AT BINGHAMTON
    440 VESTAL PKWY E
    VESTAL,NY13850     		NONE I SCHOLARSHIP 4,000
    SUNY ONEONTA
    NETZER ADMIN BLDG
    ONEONTA,NY13820     		NONE I SCHOLARSHIP 4,000
    UNIVERSITY AT BUFFALO
    1 CAPEN HALL
    BUFFALO,NY14260     		NONE I SCHOLARSHIP 2,000
    SOUTHEAST LINEMAN TRAINING CENTER
    9481 HWY 11
    TRENTON,GA30752     		NONE I SCHOLARSHIP 5,000
    6 ON THE SQUARE INC
    6 LAFAYETTE PARK PO BOX 1106
    OXFORD,NY13830     		NONE PC GENERAL SUPPORT 5,000
    CHENANGO BLUES ASSOC
    54 BORDEN AVE B22
    NORWICH,NY13815     		NONE PC GENERAL OPERATING SUPPORT 17,500
    NORWICH BID
    ONE CITY PLAZA
    NORWICH,NY13815     		NONE PC GENERAL SUPPORT 15,000
    PURDUE UNIVERSITY
    610 PURDUE MALL
    WEST LAFAYETTE,IN47907     		NONE I SCHOLARSHIP 1,000
    ASSOCIATED TRAINING SERVICES
    7190 ELDER LANE
    SUN PRAIRIE,WI53590     		NONE I SCHOLARSHIP 20,000
    DCMO BOCES
    6678 CO RD 32
    NORWICH,NY13815     		NONE PC GENERAL SUPPORT 7,200
    ST JOHN FISHER COLLEGE
    3690 EAST AVENUE
    ROCHESTER,NY14618     		NONE I SCHOLARSHIP 2,000
    CHENANGO HOUSING IMPROVEMENT
    27 W MAIN ST 1
    NORWICH,NY13815     		NONE PC GENERAL OPERATING 28,333
    SUNY GENESEO
    1 COLLEGE CIR
    Geneseo,NY14454     		NONE I SCHOLARSHIP 2,000
    PRINCETON UNIVERSITY
    110 JONES HALL
    PRINCETON,NJ08544     		NONE I SCHOLARSHIP 1,000
    WEST VIRGINIA UNIVERSITY
    PO BOX 6004
    MORGANTOWN,WV26506     		NONE I SCHOLARSHIP 2,000
    OSWEGO STATE COLLEGE
    7060 STATE ROUTE 104
    OSWEGO,NY13126     		NONE I SCHOLARSHIP 1,000
    CHENANGO UNITED WAY INC
    83 NORTH BROAD ST FONT SUITE
    NORWICH,NY13815     		NONE PC GENERAL SUPPORT 20,000
    JOHNSON & WALES UNIVERSITY
    8 ABBOTT PARK PLACE
    PROVIDENCE,RI02903     		NONE I SCHOLARSHIP 10,000
    AGE OF ART
    17-19 SOUTH BROAD ST
    NORWICH,NY13815     		NONE PC ART PROGRAMS FOR SENIORS 3,500
    CHRISTIAN NEIGHBORHOOD CENTER
    20 EAST MAIN STREETPO BOX 509
    NORWICH,NY13815     		NONE PC GENERAL OPERATING SUPPORT 10,000
    NORWICH VOL FIREMAN'S ASSOC INC
    PO BOX 631
    NORWICH,NY13815     		NONE PC GENERAL OPERATING SUPPORT 32,287
    SUNY POLYTECHNIC INSTITUTE
    STUDENT SVCS CENTER-BURSARS OFFICE
    UTICA,NY13502     		NONE I SCHOLARSHIP 2,000
    THE CHENANGO VALLEY HOME
    24 CANASAWACTA ST
    NORWICH,NY13815     		NONE PC HEATING AND AIR 50,000
    NORWICH YMCA
    SCHOLARSHIP CAMPAIGN
    68-70 NORTH BROAD STREET
    NORWICH,NY13815     		NONE PC OPEN DOORS SCHOLARSHIP 18,150
    UNIVERSITY OF ALABAMA
    STUDENT ACCOUNTS
    SERVICES BOX 870120
    TUSCALOOSA,AL35487     		NONE I SCHOLARSHIP 2,000
    HOSPICE OF CHENANGO CO
    21 HAYES STREET
    NORWICH,NY13815     		NONE PC GENERAL OPERATING SUPPORT 10,000
    UTICA COLLEGE
    600 BURRSTONE ROAD
    UTICA,NY13502     		NONE I SCHOLARSHIP 17,000
    NORTHEAST CLASSIC CAR
    MUSEUM
    24 REXFORD STREET
    NORWICH,NY13815     		NONE PC GENERAL OPERATING SUPPORT 500
    HILBERT COLLEGE
    5200 SOUTH PARK AVE
    HAMBURG,NY14075     		NONE I SCHOLARSHIP 2,000
    UNITED CHURCH CHRIST 1ST CONG
    C/O TREASURER
    11 WEST MAIN STREET
    NORWICH,NY13815     		NONE PC GENERAL OPERATING SUPPORT 500
    CLARKSON UNIVERSITY
    PO BOX 5605
    POTSDAM,NY13699     		NONE I SCHOLARSHIP 2,000
    GANNON UNIVERSITY
    109 UNIVERSITY SQUARE
    ERIE,PA16541     		NONE I SCHOLARSHIP 2,000
    GENEVA COLLEGE
    3200 COLLEGE AVE
    BEAVER FALLS,PA15010     		NONE I SCHOLARSHIP 1,500
    UNIVERSITY OF ROCHESTER
    PO BOX 382096
    PITTSBURGH,PA152518096     		NONE I SCHOLARSHIP 4,000
    CORNELL UNIVERSITY
    102 PROSPECT STREET
    ITHACA,NY14850     		NONE I SCHOLARSHIP 2,000
    UHS CHENANGO MEMORIAL HOSPITAL
    179 NORTH BROAD STREET
    NORWICH,NY13815     		NONE PC GENERAL OPERATING SUPPORT 110,000
    WELLS COLLEGE
    170 MAIN STREET
    AURORA,NY13026     		NONE I SCHOLARSHIP 1,500
    SUNY AT FREDONIA
    306 MAYTUM HALL
    FREDONIA,NY14063     		NONE I SCHOLARSHIP AWARD 2,000
    SUNY AT MORRISVILLE
    80 EATON STREET
    MORRISVILLE,NY13408     		NONE I SCHOLARSHIP AWARD 2,000
    CANISIUS COLLEGE
    2001 MAIN ST
    BUFFALO,NY14208     		NONE I SCHOLARSHIP AWARD 1,000
    ROCHESTER INSTITUTE OF TECH
    PO BOX 92878-200
    ROCHESTER,NY14692     		NONE I SCHOLARHSIP 2,000
    Total .................................bullet 3a 495,534
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		         
    4 Dividends and interest from securities....     14 252,306  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 407,485  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   659,791  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    659,791
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below?
    See instructions.
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2020)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors

    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
    OMB No. 1545-0047
    2020
    Name of the organization
    THE GREATER NORWICH FOUNDATION
     
    Employer identification number

    16-6064927
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ






    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
    or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020) Page 2
    Name of organization
    THE GREATER NORWICH FOUNDATION
          		Employer identification number
    16-6064927
    Part I
    Contributors
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    CHARLES BURR CHARITABLE TR
     
    C/O NBT BANK 52 S BROAD ST
     
    NORWICH, NY13815

    		$ 13,900


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 3
    Name of organization
    THE GREATER NORWICH FOUNDATION
          		Employer identification number

    16-6064927
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 4
    Name of organization
    THE GREATER NORWICH FOUNDATION
          		Employer identification number

    16-6064927
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Additional Data


    Software ID:  
    Software Version:  

    TY 2020 AccountingFeesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION
    EIN:
    16-6064927
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEE (NON-ALLOC 1,500     1,500

    TY 2020 DistributionFromCorpusElection
    Name:
    THE GREATER NORWICH FOUNDATION
    EIN:
    16-6064927
    Election:
    THE FOUNDATION ELECTS TO TREAT THIS AMOUNT AS A PASS-THROUGH DISTRIBUTION FROM CORPUS TO SATISY THE REQUIREMENTS OF SECTION 170(b)(1) OR 4942(g)(3).

    TY 2020 InvestmentsOtherSchedule2
    Name:
    THE GREATER NORWICH FOUNDATION
    EIN:
    16-6064927
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    VANGUARD INTER-TERM CORP BD ET AT COST 756,907 780,522
    ISHARES MSCI EMERG MKT ETF AT COST 325,562 397,916
    ISHARES MSCI EAFE ETF AT COST 432,655 501,880
    SPDR S&P DIVIDEND ETF AT COST 72,392 153,439
    FINANCIAL SELECT SECTOR SPDR AT COST 7,156 17,025
    AXIS CAPITAL HOLDINGS LTD 5.50 AT COST 25,000 25,640
    MIDCAP SPDR TRUST SERIES 1 AT COST 126,014 171,378
    ISHARES RUSSELL 2000 ETF AT COST 100,133 141,402
    BARCLAYS BANK DE CD      
    CAPITAL ONE BANK CD AT COST 145,500 156,802
    COMENITY CAP BK UTAH AT COST 50,000 54,119
    DODGE & COX INCOME FUND      
    FEDERATED TOTAL RETURN BOND FU      
    AMERICAN BEACON LARGE CAP VALU      
    DIAMOND HILL SMALL-MID CAP FUN      
    DODGE & COX INTL STOCK FUND      
    COMENITY CAP BK UTAH 2.90% 0 AT COST 50,000 53,845
    DISCOVER BANK CD 2.2% 11/12/20      
    DISCOVER BANK CD 2.5 % 12/31/2 AT COST 50,000 50,931
    DISCOVER BK CD      
    GOLDMAN SACHS BK CD AT COST 100,000 100,424
    SALLIE MAE BANK CD      
    SYNCHRONY BANK CD AT COST 100,000 102,010
    WELLS FARGO BK NA CD AT COST 100,000 101,758
    APPLE INC AT COST 100,673 108,416
    AT&T INC      
    NATL RURAL UTIL MTN AT COST 100,000 106,482
    WELLS FARGO CO AT COST 95,204 105,327
    ABBOTT LABS AT COST 13,678 71,904
    ABBVIE INC AT COST 24,890 51,946
    APPLE INC AT COST 15,769 488,600
    AT&T INC AT COST 63,903 105,945
    BRISTOL MYERS SQUIBB CO AT COST 64,485 189,390
    CHEVRON CORPORATION AT COST 26,885 130,988
    CISCO SYSTEMS INC AT COST 69,823 116,348
    DISNEY WALT CO NEW AT COST 55,722 378,266
    DOMINION RESOURCES INC AT COST 12,733 34,182
    DUKE ENERGY CORP AT COST 37,479 48,265
    EXXONMOBIL CORP AT COST 30,828 83,745
    GENERAL DYNAMICS CORP AT COST 90,270 72,624
    GENERAL MLS INC AT COST 12,517 61,320
    HONEYWELL INTERNATIONAL INC AT COST 59,633 195,363
    INTEL CORP      
    JP MORGAN CHASE & CO AT COST 90,729 418,633
    LILLY ELI & CO AT COST 44,635 373,640
    LOWES COS INC AT COST 76,823 380,360
    MCDONALDS CORP AT COST 125,559 392,245
    MERCK & CO INC AT COST 75,728 154,180
    METLIFE INC AT COST 22,708 30,395
    MICROCHIP TECHNOLOGY INC AT COST 42,606 155,220
    MICROSOFT CORP AT COST 65,496 559,954
    NBT BANCORP INC AT COST 9,328 39,900
    NEXTERA ENERGY INC AT COST 5,301 90,732
    PEPSICO INC AT COST 18,791 141,450
    PFIZER INC AT COST 70,245 97,821
    PROCTER & GAMBLE CO AT COST 22,390 142,202
    PRUDENTIAL FINL INC AT COST 67,656 91,100
    REAL ESTATE SELECT SECT SPDR AT COST 31,141 33,448
    SPDR S&P REGIONAL BANKING ETF AT COST 80,918 185,752
    UNION PAC CORP AT COST 18,750 275,513
    UNITED TECHNOLOGIES CORP      
    US BANCORP NEW AT COST 43,768 55,310
    VANGUARD REAL ESTATE ETF AT COST 107,132 130,901
    VERIZON COMMUNICATIONS AT COST 115,528 203,525
    GLAXO SMITHKLINE SPONS ADR      
    NOVARTIS AG SPONS ADR AT COST 86,309 106,850
    AMER EXPR CENTUR CD 2.25% 11/1      
    ALLY BK MIDVALE UTAH 2.15% 08/ AT COST 100,000 102,767
    SALLIE MAE BK SLT LAKE CITY UT AT COST 99,550 107,312
    SCHWAB US AGGREGATE BD ETF AT COST 704,540 679,608
    INVESCO TR II SENIOR LOAD ETF AT COST 100,303 96,819
    COMCAST CORP - CL A AT COST 92,790 108,220
    DOW INC COM AT COST 30,542 74,554
    DUPONT DE NEMOURS INC AT COST 42,001 90,108
    ALCON INC ORD SHS      
    CARRIER GLOBAL CORPORATION AT COST 5,132 19,421
    INTL. BUSINESS MACHINES CORP AT COST 214,373 233,871
    ORACLE CORPORATION AT COST 32,156 42,102
    OTIS WORLDWIDE CORP AT COST 7,694 15,744
    RAYTHEON TECHNOLOGIES CORP AT COST 17,120 35,544

    TY 2020 OtherDecreasesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION
    EIN:
    16-6064927
    Description Amount
    VANGUARD REAL ESTATE ROC ADJ 895
    INVESCO TR II SR LOAN ETF ROC ADJ 47
    ISHARES MSCI TAX COST ADJ 34
    ROUNDING 4


    TY 2020 OtherExpensesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION
    EIN:
    16-6064927
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    STATE FILING FEE 250 0   250
    ADR FEES 60 60   0


    TY 2020 TaxesSchedule
    Name:
    THE GREATER NORWICH FOUNDATION
    EIN:
    16-6064927
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FOREIGN TAXES 1,400 1,400   0
    FEDERAL ESTIMATES - PRINCIPAL 3,400 0   0
    FOREIGN TAXES ON QUALIFIED FOR 1,243 1,243   0
    FOREIGN TAXES ON NONQUALIFIED 247 247   0