TY 2020 Form 990PF

- TIN:

Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation

or Section 4947(a)(1) Trust Treated as Private Foundation

Do not enter social security numbers on this form as it may be made public.
bullet

Go to www.irs.gov/Form990PF for instructions and the latest information.

OMB No. 1545-0052

2020

Open to Public Inspection

For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020

Name of foundation
JCA CHARITABLE FOUNDATION

Number and street (or P.O. box number if mail is not delivered to street address)CO KEN RUBIN 1 N BRENTWOOD 1100
Room/suite

City or town, state or province, country, and ZIP or foreign postal code
ST LOUIS, MO63105

A Employer identification number

43-1930192

B Telephone number (see instructions)

(314) 290-3417

C If exemption application is pending, check here bullet

G Check all that apply: Initial returnInitial return of a former public charity
Final returnAmended return
Address change Name change

D 1. Foreign organizations, check here............. bullet

2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet

E If private foundation status was terminated
under section 507(b)(1)(A), check here ....... bullet

H Check type of organization: Section 501(c)(3) exempt private foundation
Section 4947(a)(1) nonexempt charitable trust Other taxable private foundation

F If the foundation is in a 60-month termination
under section 507(b)(1)(B), check here ....... bullet

I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16) bullet

$9,227,125J Accounting method: Cash Accrual
Other (specify)
(Part I, column (d) must be on cash basis.)

	Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).)	(a) Revenue and expenses per books		(b) Net investment income	(d) Disbursements for charitable purposes (cash basis only)


1	Contributions, gifts, grants, etc., received (attach schedule)
2	Check .............
3	Interest on savings and temporary cash investments	208,312		208,312
4	Dividends and interest from securities...	106,542		106,542
5a	Gross rents............
b	Net rental income or (loss)
6a	Net gain or (loss) from sale of assets not on line 10		87
b	Gross sales price for all assets on line 6a 1,785,572
7	Capital gain net income (from Part IV, line 2)...			87
8	Net short-term capital gain.........
9	Income modifications...........
10a	Gross sales less returns and allowances
b	Less: Cost of goods sold....
c	Gross profit or (loss) (attach schedule).....
11	Other income (attach schedule).......		11,015	0
12	Total. Add lines 1 through 11........	325,956		314,941
13	Compensation of officers, directors, trustees, etc.	0		0	0
14	Other employee salaries and wages......
15	Pension plans, employee benefits.......
16a	Legal fees (attach schedule).........
b	Accounting fees (attach schedule).......		1,400	1,400	0
c	Other professional fees (attach schedule)....		20,700	20,700	0
17	Interest...............
18	Taxes (attach schedule) (see instructions)...		7,540	0	0
19	Depreciation (attach schedule) and depletion...
20	Occupancy..............
21	Travel, conferences, and meetings.......
22	Printing and publications..........
23	Other expenses (attach schedule).......		902	902	0
24	Total operating and administrative expenses.
	Add lines 13 through 23..........	30,542		23,002	0
25	Contributions, gifts, grants paid.......	0			0
26	Total expenses and disbursements. Add lines 24 and 25	30,542		23,002	0
27	Subtract line 26 from line 12:
a	Excess of revenue over expenses and disbursements	295,414
b	Net investment income (if negative, enter -0-)			291,939
c	Adjusted net income (if negative, enter -0-)...

For Paperwork Reduction Act Notice, see instructions.

Cat. No. 11289X Form 990-PF (2020)

Form 990-PF (2020)

Page 2

Part II		Balance Sheets	Beginning of year	End of year
Part II		Balance Sheets	(a) Book Value	(b) Book Value	(c) Fair Market Value
	1	Cash—non-interest-bearing.............
	2	Savings and temporary cash investments.........	33,575	141,751	141,751
	3	Accounts receivable
		Less: allowance for doubtful accounts
	4	Pledges receivable
		Less: allowance for doubtful accounts
	5	Grants receivable.................
	6	Receivables due from officers, directors, trustees, and other
		disqualified persons (attach schedule) (see instructions).....
	7	Other notes and loans receivable (attach schedule)
		Less: allowance for doubtful accounts
	8	Inventories for sale or use..............
	9	Prepaid expenses and deferred charges..........
	10a	Investments—U.S. and state government obligations (attach schedule)
	b	Investments—corporate stock (attach schedule).......	2,403,951	3,169,347	3,169,347
	c	Investments—corporate bonds (attach schedule).......	5,996,260	5,916,027	5,916,027
	11	Investments—land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	12	Investments—mortgage loans.............
	13	Investments—other (attach schedule)..........
	14	Land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	15	Other assets (describe )
	16	Total assets (to be completed by all filers—see the
		instructions. Also, see page 1, item I)	8,433,786	9,227,125	9,227,125
	17	Accounts payable and accrued expenses..........
	18	Grants payable.................
	19	Deferred revenue.................
	20	Loans from officers, directors, trustees, and other disqualified persons
	21	Mortgages and other notes payable (attach schedule)......
	22	Other liabilities (describe )
	23	Total liabilities (add lines 17 through 22).........	0	0
		Foundations that follow FASB ASC 958, check here
		and complete lines 24, 25, 29 and 30.
	24	Net assets without donor restrictions...........
	25	Net assets with donor restrictions............
		Foundations that do not follow FASB ASC 958, check here
		and complete lines 26 through 30.
	26	Capital stock, trust principal, or current funds........	0	0
	27	Paid-in or capital surplus, or land, bldg., and equipment fund	0	0
	28	Retained earnings, accumulated income, endowment, or other funds	8,433,786	9,227,125
	29	Total net assets or fund balances (see instructions).....	8,433,786	9,227,125
	30	Total liabilities and net assets/fund balances (see instructions).	8,433,786	9,227,125

Part III

Analysis of Changes in Net Assets or Fund Balances

Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............

8,433,786

Enter amount from Part I, line 27a .....................

295,414

Other increases not included in line 2 (itemize) bullet

497,925

Add lines 1, 2, and 3 ..........................

9,227,125

Decreases not included in line 2 (itemize) bullet

Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .

9,227,125

Form 990-PF (2020)

Page 3

Part IV

Capital Gains and Losses for Tax on Investment Income

(a) List and describe the kind(s) of property sold (e.g., real estate, 2-story brick warehouse; or common stock, 200 shs. MLC Co.)		(b) How acquired P—Purchase D—Donation	(d) Date sold (mo., day, yr.)
1 a	NET LOSS ON SALE OF INVESTMENTS		2020-12-31
b	NET LOSS ON SALE OF INVESTMENTS		2020-12-31
c	SALE OF INVESTMENTS		2020-12-31
d	CAPITAL GAINS DIVIDENDS	P
e

(e) Gross sales price		(g) Cost or other basis plus expense of sale	(h) Gain or (loss) (e) plus (f) minus (g)
a	1,389,387	1,391,214	-1,827
b	234,902	235,540	-638
c	158,731	158,731	0
d	2,552		2,552
e

Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69			(l) Gains (Col. (h) gain minus col. (k), but not less than -0-) or Losses (from col.(h))
(i) F.M.V. as of 12/31/69	(j) Adjusted basis as of 12/31/69	(k) Excess of col. (i) over col. (j), if any
a			-1,827
b			-638
c			0
d			2,552
e

2	Capital gain net income or (net capital loss)	If gain, also enter in Part I, line 7 If (loss), enter -0- in Part I, line 7	2	87
3	Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
	If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0- in Part I, line 8 ...................		3

Part V

Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income

SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE

1 Reserved

(a) Reserved	(b) Reserved	(c) Reserved	(d) Reserved

Reserved...........................

Reserved,..........................

Form 990-PF (2020)

Page 4

Part VI

Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)

1a	Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1.
	Date of ruling or determination letter: (attach copy of letter if necessary–see instructions)
b	Reserved................................	1	4,058
c	All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2	Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	2	0
3	Add lines 1 and 2...........................	3	4,058
4	Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	4	0
5	Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- .....	5	4,058
6	Credits/Payments:

a	2020 estimated tax payments and 2019 overpayment credited to 2020	6a	5,400
b	Exempt foreign organizations—tax withheld at source......	6b	0
c	Tax paid with application for extension of time to file (Form 8868)...	6c	0
d	Backup withholding erroneously withheld ...........	6d	0

7	Total credits and payments. Add lines 6a through 6d..............		7	5,400
8	Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached.		8	33
9	Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......		9
10	Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...		10	1,309
11	Enter the amount of line 10 to be: Credited to 2021 estimated tax1,309	Refunded	11	0

Part VII-A

Statements Regarding Activities

During the tax year, did the foundation attempt to influence any national, state, or local legislation or did

Yes

it participate or intervene in any political campaign? ....................

Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions

for the definition.................................

If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials

published or distributed by the foundation in connection with the activities.

Did the foundation file Form 1120-POL for this year?.....................

Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:

(1) On the foundation. bullet

$ 0(2) On foundation managers. bullet

$ 0

Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed

on foundation managers. bullet

$ 0

Has the foundation engaged in any activities that have not previously been reported to the IRS?.......

If "Yes," attach a detailed description of the activities.

Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles

of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....

Did the foundation have unrelated business gross income of $1,000 or more during the year?........

If "Yes," has it filed a tax return on Form 990-T for this year?...................

Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........

If "Yes," attach the statement required by General Instruction T.

Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:

By language in the governing instrument, or

By state legislation that effectively amends the governing instrument so that no mandatory directions

that conflict with the state law remain in the governing instrument?................

Yes

Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),

and Part XV..................................

Yes

Enter the states to which the foundation reports or with which it is registered (see instructions)

If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney

General (or designate) of each state as required by General Instruction G? If "No," attach explanation .

Yes

Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)

or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.

If "Yes," complete Part XIV .............................

Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names

and addresses. ...............................

Form 990-PF (2020)

Page 5

Part VII-A

Statements Regarding Activities (continued)

At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the

meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............

Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had

advisory privileges? If "Yes," attach statement. See instructions.................

Did the foundation comply with the public inspection requirements for its annual returns and exemption application?

Yes

Website address bullet

N/A

The books are in care of bullet

KEN RUBIN Telephone no. bullet

(314) 290-3417

Located at bullet

RUBINBROWN LLP 1 N BRENTWOOD BLVDST LOUISMO ZIP+4 bullet

63105

Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here ......... bullet

and enter the amount of tax-exempt interest received or accrued during the year ........ bullet

16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo

a bank, securities, or other financial account in a foreign country? .................

16 No

See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country bullet

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required

File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.

Yes

During the year did the foundation (either directly or indirectly):

(1) Engage in the sale or exchange, or leasing of property with a disqualified person? YesNo

(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)

a disqualified person?......................YesNo

(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? YesNo

(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? YesNo

(5) Transfer any income or assets to a disqualified person (or make any of either available

for the benefit or use of a disqualified person)?...............YesNo

(6) Agree to pay money or property to a government official? (Exception. Check "No"

if the foundation agreed to make a grant to or to employ the official for a period

after termination of government service, if terminating within 90 days.).......YesNo

If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations

section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........

Organizations relying on a current notice regarding disaster assistance check here........ bullet

Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,

that were not corrected before the first day of the tax year beginning in 2020?.............

Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private

operating foundation defined in section 4942(j)(3) or 4942(j)(5)):

At the end of tax year 2020, did the foundation have any undistributed income (lines 6d

and 6e, Part XIII) for tax year(s) beginning before 2020?.............YesNo

If "Yes," list the years bullet

20, 20, 20, 20

Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)

(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)

to all years listed, answer "No" and attach statement—see instructions.) ..............

If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.

20, 20, 20, 20

Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at

any time during the year?......................YesNo

If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation

or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved

by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)

the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine

if the foundation had excess business holdings in 2020.)..................

Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?

Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its

charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?

Form 990-PF (2020)

Page 6

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required (continued)

During the year did the foundation pay or incur any amount to:

Yes

(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? YesNo

(2) Influence the outcome of any specific public election (see section 4955); or to carry

on, directly or indirectly, any voter registration drive?.............YesNo

(3) Provide a grant to an individual for travel, study, or other similar purposes? YesNo

(4) Provide a grant to an organization other than a charitable, etc., organization described

in section 4945(d)(4)(A)? See instructions................YesNo

(5) Provide for any purpose other than religious, charitable, scientific, literary, or

educational purposes, or for the prevention of cruelty to children or animals?.....YesNo

If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in

Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......

Organizations relying on a current notice regarding disaster assistance check here......... bullet

If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the

tax because it maintained expenditure responsibility for the grant?..........YesNo

If "Yes," attach the statement required by Regulations section 53.4945–5(d).

Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on

a personal benefit contract?.....................YesNo

Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....

If "Yes" to 6b, file Form 8870.

At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction? YesNo

If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....

Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or

excess parachute payment during the year? .................YesNo

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors

1 List all officers, directors, trustees, foundation managers and their compensation. See instructions

(a) Name and address	(b) Title, and average hours per week devoted to position	(c) Compensation (If not paid, enter -0-)	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
KEN RUBIN	PRESIDENT 1.00	0	0	0
C/O RUBIN BROWN - ONE NORTH BRENTWOOD ST LOUIS,MO63105	PRESIDENT 1.00	0	0	0
STUART ZIMBALIST	SECRETARY 1.00	0	0	0
C/O RUBIN BROWN - ONE NORTH BRENTWOOD ST LOUIS,MO63105	SECRETARY 1.00	0	0	0
HERBERT SCHNEIDERMAN	TREASURER 1.00	0	0	0
C/O RUBIN BROWN - ONE NORTH BRENTWOOD ST LOUIS,MO63105	TREASURER 1.00	0	0	0
ERIN SCHNEIDER	DIRECTOR 1.00	0	0	0
C/O RUBIN BROWN - ONE NORTH BRENTWOOD ST LOUIS,MO63105	DIRECTOR 1.00	0	0	0
STEVE KAMENETZKY	DIRECTOR 1.00	0	0	0
C/O RUBIN BROWN - ONE NORTH BRENTWOOD ST LOUIS,MO63105	DIRECTOR 1.00	0	0	0
JUDY MANGE	DIRECTOR 1.00	0	0	0
C/O RUBIN BROWN - ONE NORTH BRENTWOOD ST LOUIS,MO63105	DIRECTOR 1.00	0	0	0

2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."


(a) Name and address of each employee paid more than $50,000	(b) Title, and average hours per week devoted to position	(c) Compensation	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
NONE









Total number of other employees paid over $50,000...................				0

Form 990-PF (2020)

Page 7

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)

3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000	(b) Type of service	(c) Compensation
NONE

Total number of others receiving over $50,000 for professional services............. bullet

Part IX-A

Summary of Direct Charitable Activities

List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc.	Expenses
1


2


3


4

Part IX-B

Summary of Program-Related Investments (see instructions)

Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2.	Amount
1


2


All other program-related investments. See instructions.
3

Total. Add lines 1 through 3......................... bullet

Form 990-PF (2020)

Page 8

Part X

Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)

Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,

purposes:

Average monthly fair market value of securities...................

8,275,774

Average of monthly cash balances.......................

84,432

Fair market value of all other assets (see instructions)................

Total (add lines 1a, b, and c).........................

8,360,206

Reduction claimed for blockage or other factors reported on lines 1a and

1c (attach detailed explanation) .............

Acquisition indebtedness applicable to line 1 assets..................

Subtract line 2 from line 1d.........................

8,360,206

Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see

instructions) .............................

125,403

Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4

8,234,803

Minimum investment return. Enter 5% of line 5..................

411,740

Part XI

Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow

and do not complete this part.)

Minimum investment return from Part X, line 6....................

411,740

Tax on investment income for 2020 from Part VI, line 5......

4,058

Income tax for 2020. (This does not include the tax from Part VI.)...

Add lines 2a and 2b............................

4,058

Distributable amount before adjustments. Subtract line 2c from line 1............

407,682

Recoveries of amounts treated as qualifying distributions................

Add lines 3 and 4............................

407,682

Deduction from distributable amount (see instructions).................

Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...

407,682

Part XII

Qualifying Distributions (see instructions)

Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:

Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........

Program-related investments—total from Part IX-B..................

Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,

purposes...............................

Amounts set aside for specific charitable projects that satisfy the:

Suitability test (prior IRS approval required)....................

Cash distribution test (attach the required schedule) .................

Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4

Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment

income. Enter 1% of Part I, line 27b. See instructions.................

Adjusted qualifying distributions. Subtract line 5 from line 4..............

Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
the section 4940(e) reduction of tax in those years.

Form 990-PF (2020)

Page 9

Part XIII

Undistributed Income (see instructions)

		(a) Corpus	(b) Years prior to 2019	(c) 2019	(d) 2020
1 Distributable amount for 2020 from Part XI, line 7					407,682
2 Undistributed income, if any, as of the end of 2020:
a Enter amount for 2019 only.......				0
b Total for prior years:20, 20, 20			0
3 Excess distributions carryover, if any, to 2020:
a From 2015......
b From 2016......
c From 2017......	691,438
d From 2018......	12,857
e From 2019......
fTotal of lines 3a through e........		704,295
4Qualifying distributions for 2020 from Part
XII, line 4: $ 0
a Applied to 2019, but not more than line 2a				0
b Applied to undistributed income of prior years (Election required—see instructions).....			0
c Treated as distributions out of corpus (Election required—see instructions)........		0
d Applied to 2020 distributable amount.....					0
e Remaining amount distributed out of corpus		0
5 Excess distributions carryover applied to 2020.		407,682			407,682
(If an amount appears in column (d), the same amount must be shown in column (a).)
6Enter the net total of each column as indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5		296,613
b Prior years’ undistributed income. Subtract line 4b from line 2b ..........			0
c Enter the amount of prior years’ undistributed income for which a notice of deficiency has been issued, or on which the section 4942(a) tax has been previously assessed......			0
d Subtract line 6c from line 6b. Taxable amount —see instructions ...........			0
e Undistributed income for 2019. Subtract line 4a from line 2a. Taxable amount—see instructions .............				0
f Undistributed income for 2020. Subtract lines 4d and 5 from line 1. This amount must be distributed in 2021 ..........					0
7 Amounts treated as distributions out of corpus to satisfy requirements imposed by section 170(b)(1)(F) or 4942(g)(3) (Election may be required - see instructions) .......		0
8 Excess distributions carryover from 2015 not applied on line 5 or line 7 (see instructions) ...		0
9Excess distributions carryover to 2021. Subtract lines 7 and 8 from line 6a ......		296,613
10 Analysis of line 9:
a Excess from 2016....
b Excess from 2017....	283,756
c Excess from 2018....	12,857
d Excess from 2019....
e Excess from 2020....

Form 990-PF (2020)

Page 10

Part XIV

Private Operating Foundations (see instructions and Part VII-A, question 9)

1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet

b Check box to indicate whether the organization is a private operating foundation described in section4942(j)(3) or4942(j)(5)

2a Enter the lesser of the adjusted net income from Part I or the minimum investment return from Part X for each year listed ..........	Tax year	Prior 3 years			(e) Total
	(a) 2020	(b) 2019	(c) 2018	(d) 2017	(e) Total

b 85% of line 2a .........
c Qualifying distributions from Part XII, line 4 for each year listed .....
d Amounts included in line 2c not used directly for active conduct of exempt activities ..........
e Qualifying distributions made directly for active conduct of exempt activities. Subtract line 2d from line 2c ....
3 Complete 3a, b, or c for the alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......
(2) Value of assets qualifying under section 4942(j)(3)(B)(i)
b “Endowment" alternative test— enter 2/3 of minimum investment return shown in Part X, line 6 for each year listed...
c “Support" alternative test—enter:
(1) Total support other than gross investment income (interest, dividends, rents, payments on securities loans (section 512(a)(5)), or royalties) ....
(2) Support from general public and 5 or more exempt organizations as provided in section 4942(j)(3)(B)(iii)....
(3) Largest amount of support from an exempt organization
(4) Gross investment income

Part XV

Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)

1Information Regarding Foundation Managers:

aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)

bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.

2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:

Check here bullet

if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions

aThe name, address, and telephone number or email address of the person to whom applications should be addressed:

bThe form in which applications should be submitted and information and materials they should include:

cAny submission deadlines:

dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:

Form 990-PF (2020)

Page 11

Part XV

Supplementary Information (continued)

3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient	If recipient is an individual, show any relationship to any foundation manager or substantial contributor	Foundation status of recipient	Purpose of grant or contribution	Amount
Name and address (home or business)		Foundation status of recipient	Purpose of grant or contribution	Amount
aPaid during the year

Total ................................. 3a				0

bApproved for future payment

Total ................................. 3b				0

Form 990-PF (2020)

Page 12

Part XVI-A

Analysis of Income-Producing Activities

Enter gross amounts unless otherwise indicated.	Unrelated business income		Excluded by section 512, 513, or 514		(e) Related or exempt function income (See instructions.)
1Program service revenue:	(a) Business code	(b) Amount	(c) Exclusion code	(d) Amount	(e) Related or exempt function income (See instructions.)
a
b
c
d
e
f
gFees and contracts from government agencies
2 Membership dues and assessments....
3 Interest on savings and temporary cash investments ...........			14	208,312
4 Dividends and interest from securities....			14	106,542
5 Net rental income or (loss) from real estate:
aDebt-financed property......
bNot debt-financed property.....
6 Net rental income or (loss) from personal property
7 Other investment income.....
8 Gain or (loss) from sales of assets other than inventory ............			14	87
9 Net income or (loss) from special events:
10 Gross profit or (loss) from sales of inventory
11 Other revenue: aNON-DIVIDEND DISTRIBUTIONS			18	11,015
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e)..		0		325,956	0

13Total. Add line 12, columns (b), (d), and (e)..................

325,956

(See worksheet in line 13 instructions to verify calculations.)

Part XVI-B

Relationship of Activities to the Accomplishment of Exempt Purposes

Line No.	Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See instructions.)

Form 990-PF (2020)

Page 13

Part XVII

Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations

Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?

Yes

Transfers from the reporting foundation to a noncharitable exempt organization of:

(1) Cash...................................

1a(1)

(2) Other assets.................................

1a(2)

Other transactions:

(1) Sales of assets to a noncharitable exempt organization....................

1b(1)

(2) Purchases of assets from a noncharitable exempt organization..................

1b(2)

(3) Rental of facilities, equipment, or other assets.......................

1b(3)

(4) Reimbursement arrangements...........................

1b(4)

(5) Loans or loan guarantees.............................

1b(5)

(6) Performance of services or membership or fundraising solicitations................

1b(6)

Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............

If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

(a) Line No.	(b) Amount involved	(c) Name of noncharitable exempt organization	(d) Description of transfers, transactions, and sharing arrangements

Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........Yes No

If "Yes," complete the following schedule.

(a) Name of organization	(b) Type of organization	(c) Description of relationship

Sign Here

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
				May the IRS discuss this return with the preparer shown below? See instructions. Yes No
	Signature of officer or trustee	Date	Title

Paid Preparer Use Only	Print/Type preparer's name	Preparer's Signature	Date	Check if self- employed	PTIN
	Firm's name				Firm's EIN
	Firm's address				Phone no.

Form 990-PF (2020)

Additional Data

Software ID:
Software Version:

Form 990PF - Special Condition Description:

Special Condition Description

- TIN:

TY 2020 AccountingFeesSchedule

Name:

JCA CHARITABLE FOUNDATION

EIN:

43-1930192

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
ACCOUNTING FEES	1,400	1,400		0

- TIN:

TY 2020 InvestmentsCorpBondsSchedule

Name:

JCA CHARITABLE FOUNDATION

EIN:

43-1930192

Name of Bond	End of Year Book Value	End of Year Fair Market Value
#8037 JP MORGAN 50,000	52,564	52,564
#8037 ARES CAPITAL 50,000	52,625	52,625
#8037 STIFEL FINANCIAL 25,000	28,083	28,083
#8037 AT & T 50,000	56,214	56,214
#8037 ELECTRONIC ARTS 30,000	35,679	35,679
#8037 KRAFT HEINZ FOODS 50,000	57,187	57,187
#8037 GNMA 25,000	795	795
#8037 MAPLEWOOD MO 15,000	15,002	15,002
#8037 FOUNTAIN CO URBAN 20,000	18,958	18,958
#8037 CD JP MORGAN	7,126	7,126
#8037 GOLDMAN SACHS	6,188	6,188
#8037 CAPITALA FINANCE	63,934	63,934
#8037 COWEN	50,420	50,420
#8037 FIRST EAGLE	37,900	37,900
#8037 HERCLUES	51,000	51,000
#8037 NEWTEK BUSINESS	15,270	15,270
#8037 TRISTATE	26,300	26,300
#8037 TRUIST FINL	55,640	55,640
#8037 US BANCORP	25,230	25,230
#0005 SUNTRUST BANKS	50,103	50,103
#0005 BIERKSHIR HATHAWAY	50,108	50,108
#0005 ALLY FINANCIAL	30,003	30,003
#0005 NY MORTG	49,259	49,259
#0005 TWO HARBORS	49,875	49,875
#0005 AIR LEASE	15,400	15,400
#0005 HCI GRP	31,185	31,185
#0005 GOLDMAN SACHS BDC	51,315	51,315
#0005 CARDINAL HEALTH	51,828	51,828
#0005 ANTHEM	52,378	52,378
#0005 JP MORGAN	26,464	26,464
#0005 MORGAN STANLEY	53,606	53,606
#0005 WELLS FARGO	16,384	16,384
#0005 GENERAL MOTORS	54,453	54,453
#0005 REDWOOD	23,523	23,523
#0005 STIFEL FINANCIL	28,083	28,083
#0005 JP MORGAN CHASE	11,195	11,195
#0005 SIMON PROPERTY	26,122	26,122
#0005 CONNECTONE BANCORP	100,000	100,000
#0005 AMERICAN INTL	56,164	56,164
#0005 MONSANTO	34,609	34,609
#0005 ANHEUSER BUSCH	33,963	33,963
#0005 EXPRESS SCRIPTS	34,776	34,776
#0005 EVERBANK FIN	100,473	100,473
#0005 DISCOVER	52,825	52,825
#0005 PREFERRED BANK	50,777	50,777
#005 BANK OF THE OZARKS	50,712	50,712
#0005 AMERICAN HONDA	27,130	27,130
#0005 HOME DEPOT	53,875	53,875
#0005 LAKELAND BANCORP	50,800	50,800
#0005 TRIUMPH BANCORP	56,162	56,162
#0005 KROGER	54,601	54,601
#0005 BANK OF AMERICA	58,636	58,636
#0005 NATL RURAL UTIL COOP	16,925	16,925
#0005 SOUTHWEST	53,301	53,301
#0005 VERIZON	77,815	77,815
#0005 HOME BANCSHARES	163,365	163,365
#0005 HERITAGE COMMERCE	75,667	75,667
#0005 KROGER	21,836	21,836
#0005 E TRADE	57,648	57,648
#0005 WEYERHAEUSER	39,052	39,052
#0005 JOHN HANCOCK LIFE	31,531	31,531
#0005 BANK OF NY MELLON	28,254	28,254
#0005 KFAFT HEINZ	57,187	57,187
#0005 US BANCORP	27,911	27,911
#0005 WALT DISNEY	29,780	29,780
#0005 JPMORGAN CHASE	44,908	44,908
#0005 BANK OF AMERICA	34,275	34,275
#0005 GENERAL MOTORS	27,563	27,563
#0005 FHLMC	16,414	16,414
#0005 GNMA	1,272	1,272
#0005 FNMA	8,045	8,045
#0005 GLEN CARBON IL	4,980	4,980
#0005 HILLBOROUGH CTY FL	27,125	27,125
#0005 CHICAGO IL	18,930	18,930
#0005 ST LOUIS CTY	110,061	110,061
#0005 FOUNTAIN CO URBAN	47,395	47,395
#0005 ST LOUIS CTY	49,653	49,653
#0005 GOLDMAN SACHS	10,735	10,735
#0005 GOLDMAN SACHS	56,896	56,896
#0005 CITIBANK	56,905	56,905
#0005 DISCOVER	56,905	56,905
#0005 EAGLEBANK	59,976	59,976
#0005 AFFLIL MFT	52,740	52,740
#0005 AG MTG INVT	38,880	38,880
#0005 AGNC	49,420	49,420
#0005 AMERICAN FIN	57,520	57,520
#0005 ANNALY CAP MGT	51,180	51,180
#0005 AT& T	107,040	107,040
#0005 AT& T	54,280	54,280
#005 ATLAS	50,400	50,400
#0005 AXOX	50,800	50,800
#0005 B RILEY	101,880	101,880
#0005 BRIGHTHOUSE	55,600	55,600
#0005 AFFLIL MFT	104,000	104,000
#0005 CAPTIAL ONE	47,565	47,565
#0005 CAPTIAL SW#0005 CHIMERA INVEST	48,406	48,406
#0005 CM FIN INC	49,820	49,820
#0005 DTE ENERGY	54,280	54,280
#0005 DUKE ENERGY	57,020	57,020
#0005 FIDUS INVT	50,900	50,900
#0005 FIDUS INVT	13,090	13,090
#0005 FIDUS INVT	37,050	37,050
#0005 FIRST EAGLE	50,768	50,768
#0005 FIRST INTERNET	30,906	30,906
#0005 FORD MOTOR	81,090	81,090
#0005 GMAC CAPITAL	27,050	27,050
#0005 HERCULES	25,500	25,500
#0005 KCAO FUBK	50,180	50,180
#0005 METLIFE	54,400	54,400
#0005 NEW MTN FIN	75,760	75,760
#0005 NEW RES INVT	49,100	49,100
#0005 NEWTEK BUSINESS	50,520	50,520
#0005 NEWTEK BUSINESS	10,180	10,180
#0005 PENNANTPARK	50,340	50,340
#0005 PENNYMAC	50,000	50,000
#0005 PRUDENTIAL	39,720	39,720
#0005 SPIRE	55,480	55,480
#0005 STIFEL FINANCIL	112,400	112,400
#0005 TRIPLEPOINT	50,420	50,420
#0005 TRISTATE	26,300	26,300
#0005 TWO HARBORS	47,780	47,780
#0005 US BANCORP	75,690	75,690
#0005 US CELLULAR	53,100	53,100
#0005 VALLEY NATL	52,400	52,400
#0005 WELLS FARGO	52,760	52,760
#0005 WELLS FARGO	105,680	105,680
#0005 WHITHORSE	51,420	51,420

- TIN:

TY 2020 InvestmentsCorpStockSchedule

Name:

JCA CHARITABLE FOUNDATION

EIN:

43-1930192

Name of Stock	End of Year Book Value	End of Year Fair Market Value
#8886 ABBOTT LABORATORIES 66 SHS	7,226	7,226
#8886 ACCENTURE PLC IRELAND 39 SHS	10,187	10,187
#8886 AFLCA 95 SHS	4,225	4,225
#8886 AIR PRODUCTS & CHEMICALS 15 SHS	4,098	4,098
#8886 AMERICAN TOWER 2 SHS	449	449
#8886 AMERICAN WATER WORKS 10 SHS	1,535	1,535
#8886 AMERICSOURCEBERGEN 74 SHS	7,234	7,234
#8886 AMGEN INC 33 SHS	7,587	7,587
#8886 ANALOG DEVICES 71 SHS	10,489	10,489
#8886 APPLE INC 82 SHS	10,881	10,881
#8886 ATMOS ENERGY 13 SHS	1,241	1,241
#8886 AUTOMATIC DATA PROCESSING 56 SHS	9,867	9,867
#8886 BECTON DICINSON & CO 32 SHS	8,007	8,007
#8886 BLACKROCK INC 6 SHS	4,329	4,329
#8886 BROADRIDGE FINANCIAL 66 SHS	10,111	10,111
#8886 BROWN & BROWN 85 SHS	4,030	4,030
#8886 BROWN FORMAN 27 SHS	2,145	2,145
#8886 CHUBB 26 SHS	4,002	4,002
#8886 CHURCH & DWIGHT 26 SHS	2,268	2,268
#8886 CISCO SYSTEMS 234 SHS	10,472	10,472
#8886 CLOROX 11 SHS	2,221	2,221
#8886 CMS ENERGY 21 SHS	1,281	1,281
#8886 COLGATE PALMOLIVE 27 SHS	2,309	2,309
#8886 COMCAST 460 SHS	24,104	24,104
#8886 COMMERCE BANCSHARES 59 SHS	3,876	3,876
#8886 COSTCO WHSL 6 SHS	2,261	2,261
#8886 CROWN CASTLE INTERNATIONAL 3 SHS	478	478
#8886 ECOLAB 19 SHS	4,111	4,111
#8886 EMERSON ELECTRIC 34 SHS	2,733	2,733
#8886 EVERSOURCE ENERGY 15 SHS	1,298	1,298
#8886 FACSET RESEARCH SYSTEMS 12 SHS	3,990	3,990
#8886 FEDERAL RLTY 6 SHS	511	511
#8886 GENL DYNAMICS 17 SHS	2,530	2,530
#8886 GRAINGER 6 SHS	2,450	2,450
#8886 HOME DEPOT 31 SHS	8,234	8,234
#8886 HONEYWELL INTERNATIONAL 13 SHS	2,765	2,765
#8886 IL TOOL WORKS 12 SHS	2,447	2,447
#8886 INTERCONTINENTAL EXCH 40 SHS	4,612	4,612
#8886 IBM 82 SHS	10,322	10,322
#8886 JM SMUCKER 17 SHS	1,965	1,965
#8886 JACK HENRY & ASSOC 60 SHS	9,719	9,719
#8886 JOHNSON & JOHNSON 49 SHS	7,712	7,712
#8886 LINDE 16 SHS	4,216	4,216
#8886 LOCKHHOL MARTIN 7 SHS	2,485	2,485
#8886 LOWES 55 SHS	8,828	8,828
#8886 L3HARRIS TECHNOLOGIES 13 SHS	2,457	2,457
#8886 MCCORMICK 22 SHS	2,103	2,103
#8886 MCDONALDS 39 SHS	8,369	8,369
#8886 MEDTRONIC 66 SHS	7,731	7,731
#8886 MICOSOFT 45 SHS	10,009	10,009
#8886 MODELEZ INTL 36 SHS	2,105	2,105
#8886 NEW JERSEY RES CORP 35 SHS	1,244	1,244
#8886 NEXTERA ENERGY 20 SHS	1,543	1,543
#8886 NIKE 62 SHS	8,771	8,771
#8886 PPG INDUSTRIES 28 SHS	4,038	4,038
#8886 PAYCHEX 106 SHS	9,877	9,877
#8886 PEPSICO 14 SHS	2,076	2,076
#8886 PROCTER & GAMBLE 16 SHS	2,226	2,226
#8886 RAYTHEON TECH 36 SHS	2,574	2,574
#8886 RALTY INC CORP 9 SHS	560	560
#8886 S & P GLOBAL 12 SHS	3,945	3,945
#8886 SHERWIN WILLIAMS 5 SHS	3,675	3,675
#8886 STARBUCKS 85 SHS	9,093	9,093
#8886 STRYKER 33 SHS	8,086	8,086
#8886 T ROWE PRICE 29 SHS	4,390	4,390
#8886 TEXAS INSTRUMENTS 61 SHS	10,012	10,012
#8886 UNION PACIFIC 12 SHS	2,499	2,499
#8886 UPS 15 SHS	2,526	2,526
#8886 UNITEDHEALTH GROUP 22 SHS	7,715	7,715
#8886 V F CORP 98 SHS	8,370	8,370
#8886 VERIZON 379 SHS	22,266	22,266
#8886 WALMART 15 SHS	2,162	2,162
#8886 WEC ENERGY 13 SHS	1,196	1,196
#8886 XCEL ENERGY 20 SHS	1,333	1,333
#8886 SYLEM 27 SHS	2,748	2,748
#8886 3M 15 SHS	2,622	2,622
#0005 FEDERATED HERMES 9900.1	9,900	9,900
#0005 GOLDMAN SACHS 138	1,052	1,052
#8068 JOHN HANCOCK FUNDS II 1333.415	19,975	19,975
#8068 VANGUARD INDEX 857 SHS	294,542	294,542
#8068 VANGUARD INTL EQU 426 SHS	21,347	21,347
#8068 VANGUARD TOTAL INTL EQU 405 SHS	24,365	24,365
#8768 VANGUARD INDEX 4863 SHS	1,671,364	1,671,364
#8768 VANGUARD INTL EQUITY 3400 SHS	170,374	170,374
#8768 VANGUARD MID CAP 485 SHS	100,283	100,283
#8768 VANGUARD SMALL CAP 1030 SHS	200,520	200,520
#8768 VANGUARD TOTAL INTL 2605 SHS	156,717	156,717
#8768 JOHN HANCOCK II 6858.865 SHS	102,746	102,746

- TIN:

TY 2020 OtherExpensesSchedule

Name:

JCA CHARITABLE FOUNDATION

EIN:

43-1930192

Description	Revenue and Expenses per Books	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
FOREIGN TAXES	796	796		0
REGISTRATIONS	106	106		0

- TIN:

TY 2020 OtherIncomeSchedule2

Name:

JCA CHARITABLE FOUNDATION

EIN:

43-1930192

Description	Revenue And Expenses Per Books	Net Investment Income	Adjusted Net Income
NON-DIVIDEND DISTRIBUTIONS	11,015		11,015

- TIN:

TY 2020 OtherIncreasesSchedule

Name:

JCA CHARITABLE FOUNDATION

EIN:

43-1930192

Description	Amount
UNREALIZED GAIN ON INVESTMENTS	497,925

- TIN:

TY 2020 OtherProfessionalFeesSchedule

Name:

JCA CHARITABLE FOUNDATION

EIN:

43-1930192

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
INVESTMENT MANAGEMENT FEES	20,700	20,700		0

- TIN:

TY 2020 TaxesSchedule

Name:

JCA CHARITABLE FOUNDATION

EIN:

43-1930192

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
EXCISE TAX PAYMENT	7,540	0		0