TY 2020 Form 990PF

- TIN:

Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation

or Section 4947(a)(1) Trust Treated as Private Foundation

Do not enter social security numbers on this form as it may be made public.
bullet

Go to www.irs.gov/Form990PF for instructions and the latest information.

OMB No. 1545-0052

2020

Open to Public Inspection

For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020

Name of foundation
BERNAU FAMILY FOUNDATION INC

Number and street (or P.O. box number if mail is not delivered to street address)PO BOX 916
Room/suite

City or town, state or province, country, and ZIP or foreign postal code
HARDY, VA24101

A Employer identification number

22-3382599

B Telephone number (see instructions)

(540) 719-0985

C If exemption application is pending, check here bullet

G Check all that apply: Initial returnInitial return of a former public charity
Final returnAmended return
Address change Name change

D 1. Foreign organizations, check here............. bullet

2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet

E If private foundation status was terminated
under section 507(b)(1)(A), check here ....... bullet

H Check type of organization: Section 501(c)(3) exempt private foundation
Section 4947(a)(1) nonexempt charitable trust Other taxable private foundation

F If the foundation is in a 60-month termination
under section 507(b)(1)(B), check here ....... bullet

I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16) bullet

$2,953,201J Accounting method: Cash Accrual
Other (specify)
(Part I, column (d) must be on cash basis.)

	Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).)	(a) Revenue and expenses per books		(b) Net investment income	(d) Disbursements for charitable purposes (cash basis only)


1	Contributions, gifts, grants, etc., received (attach schedule)
2	Check .............
3	Interest on savings and temporary cash investments	10		10
4	Dividends and interest from securities...	54,646		54,646
5a	Gross rents............
b	Net rental income or (loss)
6a	Net gain or (loss) from sale of assets not on line 10		-11,226
b	Gross sales price for all assets on line 6a 297,821
7	Capital gain net income (from Part IV, line 2)...			0
8	Net short-term capital gain.........
9	Income modifications...........
10a	Gross sales less returns and allowances
b	Less: Cost of goods sold....
c	Gross profit or (loss) (attach schedule).....
11	Other income (attach schedule).......
12	Total. Add lines 1 through 11........	43,430		54,656
13	Compensation of officers, directors, trustees, etc.	0		0	0
14	Other employee salaries and wages......
15	Pension plans, employee benefits.......
16a	Legal fees (attach schedule).........
b	Accounting fees (attach schedule).......		2,220	1,220	1,000
c	Other professional fees (attach schedule)....		6,486	2,486	4,000
17	Interest...............
18	Taxes (attach schedule) (see instructions)...		696	696	0
19	Depreciation (attach schedule) and depletion...
20	Occupancy..............
21	Travel, conferences, and meetings.......	500		0	500
22	Printing and publications..........
23	Other expenses (attach schedule).......		3,161	119	3,042
24	Total operating and administrative expenses.
	Add lines 13 through 23..........	13,063		4,521	8,542
25	Contributions, gifts, grants paid.......	144,180			144,180
26	Total expenses and disbursements. Add lines 24 and 25	157,243		4,521	152,722
27	Subtract line 26 from line 12:
a	Excess of revenue over expenses and disbursements	-113,813
b	Net investment income (if negative, enter -0-)			50,135
c	Adjusted net income (if negative, enter -0-)...

For Paperwork Reduction Act Notice, see instructions.

Cat. No. 11289X Form 990-PF (2020)

Form 990-PF (2020)

Page 2

Part II		Balance Sheets	Beginning of year	End of year
Part II		Balance Sheets	(a) Book Value	(b) Book Value	(c) Fair Market Value
	1	Cash—non-interest-bearing.............	3,860	15,005	15,005
	2	Savings and temporary cash investments.........	47,228	15,227	15,227
	3	Accounts receivable 136
		Less: allowance for doubtful accounts	24	136	136
	4	Pledges receivable
		Less: allowance for doubtful accounts
	5	Grants receivable.................
	6	Receivables due from officers, directors, trustees, and other
		disqualified persons (attach schedule) (see instructions).....
	7	Other notes and loans receivable (attach schedule)
		Less: allowance for doubtful accounts
	8	Inventories for sale or use..............
	9	Prepaid expenses and deferred charges..........
	10a	Investments—U.S. and state government obligations (attach schedule)
	b	Investments—corporate stock (attach schedule).......	1,239,358	1,122,135	1,737,505
	c	Investments—corporate bonds (attach schedule).......
	11	Investments—land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	12	Investments—mortgage loans.............
	13	Investments—other (attach schedule)..........	578,781	617,935	1,175,328
	14	Land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	15	Other assets (describe )	25,000	10,000	10,000
	16	Total assets (to be completed by all filers—see the
		instructions. Also, see page 1, item I)	1,894,251	1,780,438	2,953,201
	17	Accounts payable and accrued expenses..........
	18	Grants payable.................
	19	Deferred revenue.................
	20	Loans from officers, directors, trustees, and other disqualified persons
	21	Mortgages and other notes payable (attach schedule)......
	22	Other liabilities (describe )
	23	Total liabilities (add lines 17 through 22).........	0	0
		Foundations that follow FASB ASC 958, check here
		and complete lines 24, 25, 29 and 30.
	24	Net assets without donor restrictions...........
	25	Net assets with donor restrictions............
		Foundations that do not follow FASB ASC 958, check here
		and complete lines 26 through 30.
	26	Capital stock, trust principal, or current funds........	0	0
	27	Paid-in or capital surplus, or land, bldg., and equipment fund	0	0
	28	Retained earnings, accumulated income, endowment, or other funds	1,894,251	1,780,438
	29	Total net assets or fund balances (see instructions).....	1,894,251	1,780,438
	30	Total liabilities and net assets/fund balances (see instructions).	1,894,251	1,780,438

Part III

Analysis of Changes in Net Assets or Fund Balances

Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............

1,894,251

Enter amount from Part I, line 27a .....................

-113,813

Other increases not included in line 2 (itemize) bullet

Add lines 1, 2, and 3 ..........................

1,780,438

Decreases not included in line 2 (itemize) bullet

Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .

1,780,438

Form 990-PF (2020)

Page 3

Part IV

Capital Gains and Losses for Tax on Investment Income

(a) List and describe the kind(s) of property sold (e.g., real estate, 2-story brick warehouse; or common stock, 200 shs. MLC Co.)		(b) How acquired P—Purchase D—Donation	(c) Date acquired (mo., day, yr.)	(d) Date sold (mo., day, yr.)
1 a	200 SH FACEBOOK		2012-05-18	2020-08-20
b	BOND FUND OF AMERICA		2009-11-25	2020-04-07
c	BOND FUND OF AMERICA		2009-10-23	2020-04-07
d	BOND FUND OF AMERICA		2009-09-25	2020-04-07
e	BOND FUND OF AMERICA		2009-08-25	2020-04-07
	BOND FUND OF AMERICA		2009-07-24	2020-04-07
	BOND FUND OF AMERICA		2009-06-25	2020-04-07
	BOND FUND OF AMERICA		2009-05-22	2020-04-07
	BOND FUND OF AMERICA		2009-04-24	2020-04-07
	BOND FUND OF AMERICA		2009-03-25	2020-04-07
	BOND FUND OF AMERICA		2009-02-25	2020-04-07
	BOND FUND OF AMERICA		2009-01-26	2020-04-07
	BOND FUND OF AMERICA		2006-12-31	2020-04-07
	ABB LTD SPONSORED ADR		2008-06-30	2020-04-07
	BOND FUND OF AMERICA		2020-04-01	2020-04-07
	BOND FUND OF AMERICA		2009-12-24	2020-04-07
	BOND FUND OF AMERICA		2020-03-02	2020-04-07
	BOND FUND OF AMERICA		2020-01-02	2020-04-07
	BOND FUND OF AMERICA		2020-01-02	2020-04-07
	BOND FUND OF AMERICA		2020-01-02	2020-04-07
	BOND FUND OF AMERICA		2019-12-02	2020-04-07
	BOND FUND OF AMERICA		2019-11-01	2020-04-07
	BOND FUND OF AMERICA		2019-09-30	2020-04-07
	BOND FUND OF AMERICA		2019-08-30	2020-04-07
	BOND FUND OF AMERICA		2019-07-31	2020-04-07
	BOND FUND OF AMERICA		2019-06-28	2020-04-07
	BOND FUND OF AMERICA		2019-05-31	2020-04-07
	BOND FUND OF AMERICA		2019-04-30	2020-04-07
	31 SH UNITED STATES NATURAL			2020-08-20
	2 SH TIDEWATER INC		2009-10-06	2020-08-20
	1000 SH FREEPORT MCMORAN INC		2013-10-10	2020-08-20
	BOND FUND OF AMERICA		2020-02-03	2020-04-07
	BOND FUND OF AMERICA		2010-01-25	2020-04-07
	BOND FUND OF AMERICA		2010-02-25	2020-04-07
	BOND FUND OF AMERICA		2010-03-25	2020-04-07
	BOND FUND OF AMERICA		2010-04-23	2020-04-07
	BOND FUND OF AMERICA		2010-05-25	2020-04-07
	BOND FUND OF AMERICA		2010-06-25	2020-04-07
	BOND FUND OF AMERICA		2010-07-23	2020-04-07
	BOND FUND OF AMERICA		2010-08-25	2020-04-07
	BOND FUND OF AMERICA		2010-09-24	2020-04-07
	BOND FUND OF AMERICA		2010-10-25	2020-04-07
	BOND FUND OF AMERICA		2010-11-24	2020-04-07
	BOND FUND OF AMERICA		2010-12-23	2020-04-07
	BOND FUND OF AMERICA		2011-01-25	2020-04-07
	BOND FUND OF AMERICA		2011-02-25	2020-04-07
	BOND FUND OF AMERICA		2011-03-25	2020-04-07
	BOND FUND OF AMERICA		2011-04-25	2020-04-07
	BOND FUND OF AMERICA		2011-05-25	2020-04-07
	BOND FUND OF AMERICA		2011-06-24	2020-04-07
	BOND FUND OF AMERICA		2011-07-25	2020-04-07
	BOND FUND OF AMERICA		2011-08-24	2020-04-07
	BOND FUND OF AMERICA		2011-09-23	2020-04-07
	BOND FUND OF AMERICA		2011-10-25	2020-04-07
	BOND FUND OF AMERICA		2011-11-25	2020-04-07
	BOND FUND OF AMERICA		2011-12-23	2020-04-07
	BOND FUND OF AMERICA		2011-12-23	2020-04-07
	BOND FUND OF AMERICA		2012-01-27	2020-04-07
	BOND FUND OF AMERICA		2012-02-27	2020-04-07
	BOND FUND OF AMERICA		2012-03-27	2020-04-07
	BOND FUND OF AMERICA		2012-04-27	2020-04-07
	BOND FUND OF AMERICA		2012-05-24	2020-04-07
	BOND FUND OF AMERICA		2012-06-27	2020-04-07
	BOND FUND OF AMERICA		2012-07-27	2020-04-07
	BOND FUND OF AMERICA		2012-08-27	2020-04-07
	BOND FUND OF AMERICA		2012-09-27	2020-04-07
	BOND FUND OF AMERICA		2012-10-26	2020-04-07
	BOND FUND OF AMERICA		2012-11-27	2020-04-07
	BOND FUND OF AMERICA		2012-12-27	2020-04-07
	BOND FUND OF AMERICA		2013-01-28	2020-04-07
	BOND FUND OF AMERICA		2013-02-28	2020-04-07
	BOND FUND OF AMERICA		2013-03-28	2020-04-07
	BOND FUND OF AMERICA		2013-04-26	2020-04-07
	BOND FUND OF AMERICA		2013-05-28	2020-04-07
	BOND FUND OF AMERICA		2013-06-28	2020-04-07
	BOND FUND OF AMERICA		2013-07-26	2020-04-07
	BOND FUND OF AMERICA		2013-08-28	2020-04-07
	BOND FUND OF AMERICA		2013-09-27	2020-04-07
	BOND FUND OF AMERICA		2013-10-28	2020-04-07
	BOND FUND OF AMERICA		2013-11-27	2020-04-07
	BOND FUND OF AMERICA		2013-12-27	2020-04-07
	BOND FUND OF AMERICA		2014-01-31	2020-04-07
	BOND FUND OF AMERICA		2014-02-28	2020-04-07
	BOND FUND OF AMERICA		2014-03-31	2020-04-07
	BOND FUND OF AMERICA		2014-04-30	2020-04-07
	BOND FUND OF AMERICA		2014-05-30	2020-04-07
	BOND FUND OF AMERICA		2014-06-30	2020-04-07
	BOND FUND OF AMERICA		2014-07-31	2020-04-07
	BOND FUND OF AMERICA		2014-08-29	2020-04-07
	BOND FUND OF AMERICA		2014-09-30	2020-04-07
	BOND FUND OF AMERICA		2014-10-31	2020-04-07
	BOND FUND OF AMERICA		2014-11-28	2020-04-07
	BOND FUND OF AMERICA		2014-12-31	2020-04-07
	BOND FUND OF AMERICA		2015-01-30	2020-04-07
	BOND FUND OF AMERICA		2015-02-27	2020-04-07
	BOND FUND OF AMERICA		2015-03-31	2020-04-07
	BOND FUND OF AMERICA		2015-04-30	2020-04-07
	BOND FUND OF AMERICA		2015-05-29	2020-04-07
	BOND FUND OF AMERICA		2015-06-30	2020-04-07
	BOND FUND OF AMERICA		2015-07-31	2020-04-07
	BOND FUND OF AMERICA		2015-08-31	2020-04-07
	BOND FUND OF AMERICA		2015-09-30	2020-04-07
	BOND FUND OF AMERICA		2015-10-30	2020-04-07
	BOND FUND OF AMERICA		2015-11-30	2020-04-07
	BOND FUND OF AMERICA		2015-12-31	2020-04-07
	BOND FUND OF AMERICA		2016-01-29	2020-04-07
	BOND FUND OF AMERICA		2016-02-29	2020-04-07
	BOND FUND OF AMERICA		2016-03-31	2020-04-07
	BOND FUND OF AMERICA		2016-04-29	2020-04-07
	BOND FUND OF AMERICA		2016-05-31	2020-04-07
	BOND FUND OF AMERICA		2016-06-30	2020-04-07
	BOND FUND OF AMERICA		2016-07-29	2020-04-07
	BOND FUND OF AMERICA		2016-08-31	2020-04-07
	BOND FUND OF AMERICA		2016-09-30	2020-04-07
	BOND FUND OF AMERICA		2016-10-31	2020-04-07
	BOND FUND OF AMERICA		2016-11-30	2020-04-07
	BOND FUND OF AMERICA		2016-12-30	2020-04-07
	BOND FUND OF AMERICA		2016-12-30	2020-04-07
	BOND FUND OF AMERICA		2017-01-31	2020-04-07
	BOND FUND OF AMERICA		2017-02-28	2020-04-07
	BOND FUND OF AMERICA		2017-03-31	2020-04-07
	BOND FUND OF AMERICA		2017-04-28	2020-04-07
	BOND FUND OF AMERICA		2017-05-31	2020-04-07
	BOND FUND OF AMERICA		2017-06-30	2020-04-07
	BOND FUND OF AMERICA		2017-07-31	2020-04-07
	BOND FUND OF AMERICA		2017-08-31	2020-04-07
	BOND FUND OF AMERICA		2017-09-29	2020-04-07
	BOND FUND OF AMERICA		2017-10-31	2020-04-07
	BOND FUND OF AMERICA		2017-11-30	2020-04-07
	BOND FUND OF AMERICA		2017-12-29	2020-04-07
	BOND FUND OF AMERICA		2018-01-31	2020-04-07
	BOND FUND OF AMERICA		2018-02-28	2020-04-07
	BOND FUND OF AMERICA		2018-03-29	2020-04-07
	BOND FUND OF AMERICA		2018-04-30	2020-04-07
	BOND FUND OF AMERICA		2018-05-31	2020-04-07
	BOND FUND OF AMERICA		2018-06-29	2020-04-07
	BOND FUND OF AMERICA		2018-07-13	2020-04-07
	BOND FUND OF AMERICA		2018-08-31	2020-04-07
	BOND FUND OF AMERICA		2018-09-28	2020-04-07
	BOND FUND OF AMERICA		2018-10-31	2020-04-07
	BOND FUND OF AMERICA		2018-11-30	2020-04-07
	BOND FUND OF AMERICA		2018-12-31	2020-04-07
	BOND FUND OF AMERICA		2019-01-31	2020-04-07
	BOND FUND OF AMERICA		2019-02-28	2020-04-07
	BOND FUND OF AMERICA		2019-03-29	2019-04-07
	INVESCO ETF GLB LISTED PVT COMMON		2017-08-15	2020-11-03
	ISHARES MRGSTR SM CP GR ETF		2017-08-15	2020-08-18
	ISHARES US AER DEF ETF		2017-08-15	2020-08-18
	OCCIDENTAL PETE CORP		2015-09-01	2020-08-18
	PBF ENERGY INC		2018-06-27	2020-08-18
	ROYAL DUTCH SHELL PLC		2016-05-17	2020-11-03
	VENTAS INC		2017-09-07	2020-07-20
	VIATRIS INC.		2017-09-07	2020-11-20
	CAPITAL GAINS DIVIDENDS	P

(e) Gross sales price		(g) Cost or other basis plus expense of sale	(h) Gain or (loss) (e) plus (f) minus (g)
a	52,073	7,800	44,273
b	239	229	10
c	242	231	11
d	242	231	11
e	245	234	11
	249	238	11
	277	265	12
	348	332	16
	354	338	16
	383	365	18
	83	80	3
	187	179	8
	71,659	68,388	3,271
	17,918	28,517	-10,599
	222	221	1
	265	253	12
	144	144	0
	698	676	22
	588	569	19
	175	169	6
	156	154	2
	35	35	0
	176	168	8
	174	166	8
	173	165	8
	190	181	9
	204	194	10
	204	195	9
	424	1,712	-1,288
	15	22,018	-22,003
	14,462	32,906	-18,444
	163	161	2
	219	209	10
	242	231	11
	243	232	11
	242	231	11
	241	230	11
	241	230	11
	240	229	11
	237	226	11
	238	227	11
	237	226	11
	241	230	11
	271	259	12
	181	173	8
	208	198	10
	208	199	9
	223	213	10
	224	214	10
	217	207	10
	229	219	10
	210	200	10
	192	183	9
	225	215	10
	213	204	9
	160	153	7
	190	182	8
	182	173	9
	191	185	6
	183	174	9
	182	174	8
	166	158	8
	192	183	9
	173	165	8
	173	165	8
	162	155	7
	155	155	0
	178	170	8
	169	161	8
	137	130	7
	150	144	6
	149	142	7
	127	121	6
	161	153	8
	171	163	8
	137	131	6
	175	167	8
	156	149	7
	180	172	8
	185	177	8
	215	205	10
	172	164	8
	167	159	8
	171	164	7
	149	142	7
	152	145	7
	156	149	7
	148	141	7
	131	125	6
	134	128	6
	147	140	7
	140	134	6
	151	144	7
	116	111	5
	119	114	5
	127	121	6
	145	139	6
	160	153	7
	122	116	6
	142	136	6
	138	132	6
	143	136	7
	146	139	7
	153	146	7
	201	191	10
	156	149	7
	113	108	5
	125	119	6
	92	88	4
	98	94	4
	129	123	6
	136	129	7
	123	177	-54
	90	86	4
	106	102	4
	133	127	6
	53	50	3
	137	131	6
	127	122	5
	122	116	6
	161	154	7
	141	135	6
	128	122	6
	133	127	6
	136	129	7
	134	128	6
	127	121	6
	142	136	6
	159	151	8
	147	140	7
	151	144	7
	135	129	6
	182	173	9
	169	162	7
	160	152	8
	171	163	8
	184	175	9
	181	173	8
	178	170	8
	213	203	10
	234	223	11
	243	232	11
	185	177	8
	169	162	7
	194	185	9
	3,358	3,790	-432
	29,871	19,945	9,926
	10,089	10,104	-15
	7,026	35,219	-28,193
	4,741	21,542	-16,801
	13,615	25,818	-12,203
	3,447	6,863	-3,416
	4	4	0
	43,655		43,655

Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69			(l) Gains (Col. (h) gain minus col. (k), but not less than -0-) or Losses (from col.(h))
(i) F.M.V. as of 12/31/69	(j) Adjusted basis as of 12/31/69	(k) Excess of col. (i) over col. (j), if any
a			44,273
b			10
c			11
d			11
e			11
			11
			12
			16
			16
			18
			3
			8
			3,271
			-10,599
			1
			12
			0
			22
			19
			6
			2
			0
			8
			8
			8
			9
			10
			9
			-1,288
			-22,003
			-18,444
			2
			10
			11
			11
			11
			11
			11
			11
			11
			11
			11
			11
			12
			8
			10
			9
			10
			10
			10
			10
			10
			9
			10
			9
			7
			8
			9
			6
			9
			8
			8
			9
			8
			8
			7
			0
			8
			8
			7
			6
			7
			6
			8
			8
			6
			8
			7
			8
			8
			10
			8
			8
			7
			7
			7
			7
			7
			6
			6
			7
			6
			7
			5
			5
			6
			6
			7
			6
			6
			6
			7
			7
			7
			10
			7
			5
			6
			4
			4
			6
			7
			-54
			4
			4
			6
			3
			6
			5
			6
			7
			6
			6
			6
			7
			6
			6
			6
			8
			7
			7
			6
			9
			7
			8
			8
			9
			8
			8
			10
			11
			11
			8
			7
			9
			-432
			9,926
			-15
			-28,193
			-16,801
			-12,203
			-3,416
			0
			43,655

2	Capital gain net income or (net capital loss)	If gain, also enter in Part I, line 7 If (loss), enter -0- in Part I, line 7	2	-11,226
3	Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
	If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0- in Part I, line 8 ...................		3

Part V

Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income

SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE

1 Reserved

(a) Reserved	(b) Reserved	(c) Reserved	(d) Reserved

Reserved...........................

Reserved,..........................

Form 990-PF (2020)

Page 4

Part VI

Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)

1a	Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1.
	Date of ruling or determination letter: (attach copy of letter if necessary–see instructions)
b	Reserved................................	1	697
c	All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2	Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	2	0
3	Add lines 1 and 2...........................	3	697
4	Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	4	0
5	Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- .....	5	697
6	Credits/Payments:

a	2020 estimated tax payments and 2019 overpayment credited to 2020	6a	1,676
b	Exempt foreign organizations—tax withheld at source......	6b	0
c	Tax paid with application for extension of time to file (Form 8868)...	6c	0
d	Backup withholding erroneously withheld ...........	6d	0

7	Total credits and payments. Add lines 6a through 6d..............		7	1,676
8	Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached.		8	0
9	Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......		9
10	Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...		10	979
11	Enter the amount of line 10 to be: Credited to 2021 estimated tax979	Refunded	11	0

Part VII-A

Statements Regarding Activities

During the tax year, did the foundation attempt to influence any national, state, or local legislation or did

Yes

it participate or intervene in any political campaign? ....................

Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions

for the definition.................................

If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials

published or distributed by the foundation in connection with the activities.

Did the foundation file Form 1120-POL for this year?.....................

Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:

(1) On the foundation. bullet

$ 0(2) On foundation managers. bullet

$ 0

Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed

on foundation managers. bullet

$ 0

Has the foundation engaged in any activities that have not previously been reported to the IRS?.......

If "Yes," attach a detailed description of the activities.

Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles

of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....

Did the foundation have unrelated business gross income of $1,000 or more during the year?........

If "Yes," has it filed a tax return on Form 990-T for this year?...................

Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........

If "Yes," attach the statement required by General Instruction T.

Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:

By language in the governing instrument, or

By state legislation that effectively amends the governing instrument so that no mandatory directions

that conflict with the state law remain in the governing instrument?................

Yes

Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),

and Part XV..................................

Yes

Enter the states to which the foundation reports or with which it is registered (see instructions)

NJ, VA

If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney

General (or designate) of each state as required by General Instruction G? If "No," attach explanation . Click to see attachment

Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)

or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.

If "Yes," complete Part XIV .............................

Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names

and addresses. ...............................

Form 990-PF (2020)

Page 5

Part VII-A

Statements Regarding Activities (continued)

At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the

meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............

Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had

advisory privileges? If "Yes," attach statement. See instructions.................

Did the foundation comply with the public inspection requirements for its annual returns and exemption application?

Yes

Website address bullet

WWW.BERNAUFF.ORG

The books are in care of bullet

THEODORE G BERNAU Telephone no. bullet

(540) 719-0985

Located at bullet

PO BOX 916HARDYVA ZIP+4 bullet

24101

Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here ......... bullet

and enter the amount of tax-exempt interest received or accrued during the year ........ bullet

16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo

a bank, securities, or other financial account in a foreign country? .................

16 No

See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country bullet

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required

File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.

Yes

During the year did the foundation (either directly or indirectly):

(1) Engage in the sale or exchange, or leasing of property with a disqualified person? YesNo

(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)

a disqualified person?......................YesNo

(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? YesNo

(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? YesNo

(5) Transfer any income or assets to a disqualified person (or make any of either available

for the benefit or use of a disqualified person)?...............YesNo

(6) Agree to pay money or property to a government official? (Exception. Check "No"

if the foundation agreed to make a grant to or to employ the official for a period

after termination of government service, if terminating within 90 days.).......YesNo

If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations

section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........

Organizations relying on a current notice regarding disaster assistance check here........ bullet

Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,

that were not corrected before the first day of the tax year beginning in 2020?.............

Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private

operating foundation defined in section 4942(j)(3) or 4942(j)(5)):

At the end of tax year 2020, did the foundation have any undistributed income (lines 6d

and 6e, Part XIII) for tax year(s) beginning before 2020?.............YesNo

If "Yes," list the years bullet

20, 20, 20, 20

Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)

(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)

to all years listed, answer "No" and attach statement—see instructions.) ..............

If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.

20, 20, 20, 20

Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at

any time during the year?......................YesNo

If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation

or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved

by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)

the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine

if the foundation had excess business holdings in 2020.)..................

Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?

Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its

charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?

Form 990-PF (2020)

Page 6

Part VII-B

Statements Regarding Activities for Which Form 4720 May Be Required (continued)

During the year did the foundation pay or incur any amount to:

Yes

(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? YesNo

(2) Influence the outcome of any specific public election (see section 4955); or to carry

on, directly or indirectly, any voter registration drive?.............YesNo

(3) Provide a grant to an individual for travel, study, or other similar purposes? YesNo

(4) Provide a grant to an organization other than a charitable, etc., organization described

in section 4945(d)(4)(A)? See instructions................YesNo

(5) Provide for any purpose other than religious, charitable, scientific, literary, or

educational purposes, or for the prevention of cruelty to children or animals?.....YesNo

If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in

Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......

Organizations relying on a current notice regarding disaster assistance check here......... bullet

If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the

tax because it maintained expenditure responsibility for the grant?..........YesNo

If "Yes," attach the statement required by Regulations section 53.4945–5(d).

Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on

a personal benefit contract?.....................YesNo

Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....

If "Yes" to 6b, file Form 8870.

At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction? YesNo

If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....

Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or

excess parachute payment during the year? .................YesNo

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors

1 List all officers, directors, trustees, foundation managers and their compensation. See instructions

(a) Name and address	(b) Title, and average hours per week devoted to position	(c) Compensation (If not paid, enter -0-)	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
THEODORE G BERNAU	PRES & TREAS 0.20	0	0	0
PO BOX 916 HARDY,VA24101	PRES & TREAS 0.20	0	0	0
RUTH E BERNAU	VP & SEC'Y 0.40	0	0	0
PO BOX 916 HARDY,VA24101	VP & SEC'Y 0.40	0	0	0
SALLY BISHOP	VP 0.00	0	0	0
415 E 85TH ST NEW YORK,NY10028	VP 0.00	0	0	0
KEVIN KNAPP	VP 0.00	0	0	0
1527 WEST GRANVILLE UNIT 3 CHICAGO,IL60661	VP 0.00	0	0	0
DAVID KNAPP	VP 0.00	0	0	0
100 RUSSELL ST MIDDLETOWN,CT06457	VP 0.00	0	0	0
WENDI BERNAU	VP 0.50	0	0	0
4904 BELLADONNA DR FORT WORTH,TX76123	VP 0.50	0	0	0
LYNN KNAPP	ADVISORY BOARD MEMBE 0.00	0	0	0
1527 WEST GRANVILLE UNIT 3 CHICAGO,IL60661	ADVISORY BOARD MEMBE 0.00	0	0	0
WILLIAM DAVIS	ADVISORY BOARD MEMBE 0.50	0	0	0
4904 BELLADONNA DR FORT WORTH,TX76123	ADVISORY BOARD MEMBE 0.50	0	0	0

2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."


(a) Name and address of each employee paid more than $50,000	(b) Title, and average hours per week devoted to position	(c) Compensation	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
NONE









Total number of other employees paid over $50,000...................				0

Form 990-PF (2020)

Page 7

Part VIII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)

3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000	(b) Type of service	(c) Compensation
NONE

Total number of others receiving over $50,000 for professional services............. bullet

Part IX-A

Summary of Direct Charitable Activities

List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc.	Expenses
1


2


3


4

Part IX-B

Summary of Program-Related Investments (see instructions)

Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2.	Amount
1


2


All other program-related investments. See instructions.
3

Total. Add lines 1 through 3......................... bullet

Form 990-PF (2020)

Page 8

Part X

Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)

Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,

purposes:

Average monthly fair market value of securities...................

2,622,161

Average of monthly cash balances.......................

36,538

Fair market value of all other assets (see instructions)................

Total (add lines 1a, b, and c).........................

2,658,699

Reduction claimed for blockage or other factors reported on lines 1a and

1c (attach detailed explanation) .............

Acquisition indebtedness applicable to line 1 assets..................

Subtract line 2 from line 1d.........................

2,658,699

Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see

instructions) .............................

39,880

Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4

2,618,819

Minimum investment return. Enter 5% of line 5..................

130,941

Part XI

Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow

and do not complete this part.)

Minimum investment return from Part X, line 6....................

130,941

Tax on investment income for 2020 from Part VI, line 5......

697

Income tax for 2020. (This does not include the tax from Part VI.)...

Add lines 2a and 2b............................

697

Distributable amount before adjustments. Subtract line 2c from line 1............

130,244

Recoveries of amounts treated as qualifying distributions................

15,000

Add lines 3 and 4............................

145,244

Deduction from distributable amount (see instructions).................

Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...

145,244

Part XII

Qualifying Distributions (see instructions)

Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:

Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........

152,722

Program-related investments—total from Part IX-B..................

Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,

purposes...............................

Amounts set aside for specific charitable projects that satisfy the:

Suitability test (prior IRS approval required)....................

Cash distribution test (attach the required schedule) .................

Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4

152,722

Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment

income. Enter 1% of Part I, line 27b. See instructions.................

Adjusted qualifying distributions. Subtract line 5 from line 4..............

152,722

Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
the section 4940(e) reduction of tax in those years.

Form 990-PF (2020)

Page 9

Part XIII

Undistributed Income (see instructions)

	(a) Corpus	(b) Years prior to 2019	(c) 2019	(d) 2020
1 Distributable amount for 2020 from Part XI, line 7				145,244
2 Undistributed income, if any, as of the end of 2020:
a Enter amount for 2019 only.......			88,327
b Total for prior years:20, 20, 20		0
3 Excess distributions carryover, if any, to 2020:
a From 2015......
b From 2016......
c From 2017......
d From 2018......
e From 2019......
fTotal of lines 3a through e........	0
4Qualifying distributions for 2020 from Part
XII, line 4: $ 152,722
a Applied to 2019, but not more than line 2a			88,327
b Applied to undistributed income of prior years (Election required—see instructions).....		0
c Treated as distributions out of corpus (Election required—see instructions)........	0
d Applied to 2020 distributable amount.....				64,395
e Remaining amount distributed out of corpus	0
5 Excess distributions carryover applied to 2020.	0			0
(If an amount appears in column (d), the same amount must be shown in column (a).)
6Enter the net total of each column as indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5	0
b Prior years’ undistributed income. Subtract line 4b from line 2b ..........		0
c Enter the amount of prior years’ undistributed income for which a notice of deficiency has been issued, or on which the section 4942(a) tax has been previously assessed......		0
d Subtract line 6c from line 6b. Taxable amount —see instructions ...........		0
e Undistributed income for 2019. Subtract line 4a from line 2a. Taxable amount—see instructions .............			0
f Undistributed income for 2020. Subtract lines 4d and 5 from line 1. This amount must be distributed in 2021 ..........				80,849
7 Amounts treated as distributions out of corpus to satisfy requirements imposed by section 170(b)(1)(F) or 4942(g)(3) (Election may be required - see instructions) .......	0
8 Excess distributions carryover from 2015 not applied on line 5 or line 7 (see instructions) ...	0
9Excess distributions carryover to 2021. Subtract lines 7 and 8 from line 6a ......	0
10 Analysis of line 9:
a Excess from 2016....
b Excess from 2017....
c Excess from 2018....
d Excess from 2019....
e Excess from 2020....

Form 990-PF (2020)

Page 10

Part XIV

Private Operating Foundations (see instructions and Part VII-A, question 9)

1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet

b Check box to indicate whether the organization is a private operating foundation described in section4942(j)(3) or4942(j)(5)

2a Enter the lesser of the adjusted net income from Part I or the minimum investment return from Part X for each year listed ..........	Tax year	Prior 3 years			(e) Total
	(a) 2020	(b) 2019	(c) 2018	(d) 2017	(e) Total

b 85% of line 2a .........
c Qualifying distributions from Part XII, line 4 for each year listed .....
d Amounts included in line 2c not used directly for active conduct of exempt activities ..........
e Qualifying distributions made directly for active conduct of exempt activities. Subtract line 2d from line 2c ....
3 Complete 3a, b, or c for the alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......
(2) Value of assets qualifying under section 4942(j)(3)(B)(i)
b “Endowment" alternative test— enter 2/3 of minimum investment return shown in Part X, line 6 for each year listed...
c “Support" alternative test—enter:
(1) Total support other than gross investment income (interest, dividends, rents, payments on securities loans (section 512(a)(5)), or royalties) ....
(2) Support from general public and 5 or more exempt organizations as provided in section 4942(j)(3)(B)(iii)....
(3) Largest amount of support from an exempt organization
(4) Gross investment income

Part XV

Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)

1Information Regarding Foundation Managers:

aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)

bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.

2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:

Check here bullet

if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions

aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:

THE BERNAU FAMILY FOUNDATION INC
PO BOX 916
HARDY,VA24101
(540) 719-0985
BERNAUFF@GMAIL.COM

bThe form in which applications should be submitted and information and materials they should include:

NEW ORGANIZATIONS SHOULD COMPLETE THE GRANT LETTER OF INQUIRY AND E-MAIL IT TO BERNAUFF@GMAIL.COM. YOU WILL BE NOTIFIED IF YOU ARE ELIGIBLE TO CONTINUE TO THE NEXT PHASE OF APPLICATION. RETURNING ORGANIZATIONS SHOULD COMPLETE THE GRANT APPLICATION FORM AND A PROPOSAL SUMMARY, BUDGET FOR THE PROJECT, AND OTHER INFORMATION AS DETAILED ON OUR WEBSITE.

cAny submission deadlines:

APPLICANTS ARE ENCOURAGED TO SUBMIT PROPOSALS WELL IN ADVANCE OF, BUT NO LATER THAN JUNE 20TH

dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:

WE PROMOTE THE LONG TERM IMPROVEMENT OF INDIVIDUAL LIVES AND DEVELOPMENT OF POSITIVE LEADERSHIP BY FUNDING ORGANIZATIONS WHO DO NOT OFFER SIMPLY A TEMPORARY SOLUTION FOR AN IMPROVED QUALITY OF LIFE, BUT RATHER THOSE ORGANIZATIONS OR GROUPS WHO INSTILL IN THE INDIVIDUALS TOUCHED THE IMPORTANCE OF THE FOLLOWING VALUES: SUBSTANCE FREE LIVING, ELIMINATION OF PERSONAL VIOLENCE AND CRIME, THE VALUE OF CIVIC RESPONSIBILITY, THE IMPORTANCE OF CONTINUED EDUCATION FOR GAINFUL EMPLOYMENT, AND FAITH IN THE SAVING GRACE OF JESUS CHRIST. WE GIVE PREFERENCE TO THOSE ORGANIZATIONS WHICH HAVE CUSTOM PROGRAMS FOR WORKING ONE ON ONE WITH INDIVIDUALS WHO WILL THEN TURN THEIR LIVES AROUND AND HAVE A POSITIVE IMPACT ON PEOPLE IN THEIR OWN SPHERE OF INFLUENCE. EXCEPT IN RARE CIRCUMSTANCES, GRANTS ARE CURRENTLY LIMITED TO PROGRAMS AND PROJECTS THAT WILL IMPACT THE COMMUNITIES IN THE FOLLOWING GEOGRAPHIC AREAS: MONETA, VA; FORT WORTH, TX; CHICAGO, IL; HARTFORD, CT; NEW YORK, NY; PROVO, UT.

Form 990-PF (2020)

Page 11

Part XV

Supplementary Information (continued)

3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient	If recipient is an individual, show any relationship to any foundation manager or substantial contributor	Foundation status of recipient	Purpose of grant or contribution	Amount
Name and address (home or business)		Foundation status of recipient	Purpose of grant or contribution	Amount
aPaid during the year
ALICE LLOYD COLLEGE 100 PURPOSE ROAD PIPPA PASSES,KY41844	NONE	PUB CHARITY	STUDENT WORK PRG, SCHOLARS, JANE BUC	15,000
BROOK HILL FARM 7289 BELLEVUE RD FOREST,VA24551	NONE	PUB CHARITY	FUND PT COUNSELOR TO HELP AT-RISK YOUTH	7,500
CAMPFIRE FIRST TEXAS 2700 MEACHAM BLVD FORT WORTH,TX76137	NONE	PUB CHARITY	TRAINING NEW VOLUNTEERS FOR CHILDREN	5,000
COMMUNITY SCHOOL THE ARTS 620 STATE STREET KNOXSVILLE,TN379021216	NONE	PUB CHARITY	SCHOLARSHIP & SIDE BY SIDE APPRENTICE	10,000
EASTERN APPALACHIAN TEEN CHALLENGE PO BOX 19385 ROANOKE,VA24019	NONE	PUB CHARITY	GENERAL USE	10,000
GAYLORD SPECIALTY HEALTHCARE PO BOX 400 WALLINGTON,CT06492	NONE	PUB CHARITY	CHARITY DIVISION FOR LIMBS	5,000
HOPE TO WALK 3635 S MAIN ST BLACKSBURG,VA24060	NONE	PUB CHARITY	GENERAL USE	10,000
IGNATIA HOUSE 3052 W BELMONT AVE CHICAGO,IL60618	NONE	PUB CHARITY	REHABILITATION OF ALCOHOLIC WOMEN	10,700
MISSIONAL WISDOM FOUNDATION SOUTH LAKE MINISTRY 185 S WHITE CHAPEL BLVD SOUTHLAKE,TX76092	NONE	PUB CHARITY	TEACHING PLATFORMS & ARTS RETREAT	10,000
NEIGHBORING MOVEMENT 417 GILBERT WICHITA,KS67211	NONE	PUB CHARITY	TRAINING & SUPPLIES FOR NEW PROGRAM	10,000
RENEWANATION PO BOX 12366 ROANOKE,VA24025	NONE	PUB CHARITY	SCHOLARSHIPS TO STUDENTS OF IMMIGRANTS	10,000
SMITH MOUNTAIN LAKE CHRISTIAN ACADEMY 2485B LOST MOUNTAIN RD WIRTZ,VA24184	NONE	PUB CHARITY	ENHANCEMENT OF ART & MUSIC PROGRAM	10,000
THE FAMILY FOUNDATION OF VA 707 E FRANKLIN ST RICHMOND,VA23219	NONE	PUB CHARITY	GENERAL USE	10,000
JUBILEE DEVELOPMENT 1512 FLORIDA AVE LYNCHBURG,VA24501	NONE	PUB CHARITY	EDUCATIONAL DEVELOPMENT FOR UNDER PRIVILEGED CHILDREN	5,980
CHICAGO SCORES 600 W CERMAK RD CHICAGO,IL60616	NONE	PUB CHARITY	FORGIVENESS OF PART OF LOAN	15,000
Total ................................. 3a				144,180

bApproved for future payment

Total ................................. 3b				0

Form 990-PF (2020)

Page 12

Part XVI-A

Analysis of Income-Producing Activities

Enter gross amounts unless otherwise indicated.	Unrelated business income		Excluded by section 512, 513, or 514		(e) Related or exempt function income (See instructions.)
1Program service revenue:	(a) Business code	(b) Amount	(c) Exclusion code	(d) Amount	(e) Related or exempt function income (See instructions.)
a
b
c
d
e
f
gFees and contracts from government agencies
2 Membership dues and assessments....
3 Interest on savings and temporary cash investments ...........			14	10
4 Dividends and interest from securities....			14	54,646
5 Net rental income or (loss) from real estate:
aDebt-financed property......
bNot debt-financed property.....
6 Net rental income or (loss) from personal property
7 Other investment income.....
8 Gain or (loss) from sales of assets other than inventory ............			18	-11,226
9 Net income or (loss) from special events:
10 Gross profit or (loss) from sales of inventory
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e)..		0		43,430	0

13Total. Add line 12, columns (b), (d), and (e)..................

43,430

(See worksheet in line 13 instructions to verify calculations.)

Part XVI-B

Relationship of Activities to the Accomplishment of Exempt Purposes

Line No.	Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See instructions.)

Form 990-PF (2020)

Page 13

Part XVII

Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations

Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?

Yes

Transfers from the reporting foundation to a noncharitable exempt organization of:

(1) Cash...................................

1a(1)

(2) Other assets.................................

1a(2)

Other transactions:

(1) Sales of assets to a noncharitable exempt organization....................

1b(1)

(2) Purchases of assets from a noncharitable exempt organization..................

1b(2)

(3) Rental of facilities, equipment, or other assets.......................

1b(3)

(4) Reimbursement arrangements...........................

1b(4)

(5) Loans or loan guarantees.............................

1b(5)

(6) Performance of services or membership or fundraising solicitations................

1b(6)

Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............

If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

(a) Line No.	(b) Amount involved	(c) Name of noncharitable exempt organization	(d) Description of transfers, transactions, and sharing arrangements

Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........Yes No

If "Yes," complete the following schedule.

(a) Name of organization	(b) Type of organization	(c) Description of relationship

Sign Here

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
				May the IRS discuss this return with the preparer shown below? See instructions. Yes No
	Signature of officer or trustee	Date	Title

Paid Preparer Use Only	Print/Type preparer's name	Preparer's Signature	Date	Check if self- employed	PTIN
	Firm's name				Firm's EIN
	Firm's address				Phone no.

Form 990-PF (2020)

Additional Data

Software ID:
Software Version:

Form 990PF - Special Condition Description:

Special Condition Description

- TIN:

TY 2020 AccountingFeesSchedule

Name:

BERNAU FAMILY FOUNDATION INC

EIN:

22-3382599

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
ACCOUNTING FEE	2,220	1,220		1,000

- TIN:

TY 2020 ExplnOfNonFilingWithAGStmt

Name:

BERNAU FAMILY FOUNDATION INC

EIN:

22-3382599

Statement:

NOT REQUIRED FOR PRIVATE FOUNDATION.

- TIN:

TY 2020 InvestmentsCorpStockSchedule

Name:

BERNAU FAMILY FOUNDATION INC

EIN:

22-3382599

Name of Stock	End of Year Book Value	End of Year Fair Market Value
SCHWAB #15407511	532,961	1,063,708
LOMBARD #152906375	589,174	673,797

- TIN:

TY 2020 InvestmentsOtherSchedule2

Name:

BERNAU FAMILY FOUNDATION INC

EIN:

22-3382599

Category/ Item	Listed at Cost or FMV	Book Value	End of Year Fair Market Value
VANGUARD HEALTH CARE FUND	AT COST	310,396	354,846
VANGUARD 500 INDEX FUND	AT COST	307,539	820,482

- TIN:

TY 2020 OtherAssetsSchedule

Name:

BERNAU FAMILY FOUNDATION INC

EIN:

22-3382599

Description	Beginning of Year - Book Value	End of Year - Book Value	End of Year - Fair Market Value
AMERICA SCORES - CHICAGO	25,000	10,000	10,000

- TIN:

TY 2020 OtherExpensesSchedule

Name:

BERNAU FAMILY FOUNDATION INC

EIN:

22-3382599

Description	Revenue and Expenses per Books	Net Investment Income	Disbursements for Charitable Purposes
REIMBURSED EXPENSES	2,978	0	2,978
POST OFFICE BOX	64	0	64
BANK FEES	30	30	0
SECTION 1256 CONTRACT AND STRADDLES (FROM K-1)	87	87	0
TRADER EXPENSES (FROM K-1)	2	2	0

- TIN:

TY 2020 OtherProfessionalFeesSchedule

Name:

BERNAU FAMILY FOUNDATION INC

EIN:

22-3382599

Category	Amount	Net Investment Income	Disbursements for Charitable Purposes
WILLIAM DAVIS	3,000	0	3,000
HILLTOP	2,486	2,486	0
WENDI BERNAU	1,000	0	1,000

- TIN:

TY 2020 TaxesSchedule

Name:

BERNAU FAMILY FOUNDATION INC

EIN:

22-3382599

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
FOREIGN TAX PAID - SCHWAB	78	78		0
FOREIGN TAX PAID - HILLTOP	618	618		0