Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2020
Open to Public Inspection
For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020
Name of foundation
CAMBRIDGE SAVINGS CHARITABLE
FOUNDATION INC
Number and street (or P.O. box number if mail is not delivered to street address)1374 MASSACHUSETTS AVENUE
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
CAMBRIDGE, MA02138
A Employer identification number

48-1307731
B Telephone number (see instructions)

(617) 864-7000
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$1,704,275J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 1,410,800
2 Check bullet.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 55,215 55,215  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 -122,216
b Gross sales price for all assets on line 6a 484,320
7 Capital gain net income (from Part IV, line 2)... 112,263
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment 86,500 0  
12 Total. Add lines 1 through 11........ 1,430,299 167,478  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 33,000 0   33,000
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 1,900 0   1,900
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 4,000 0   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 500 0   500
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 39,400 0   35,400
25 Contributions, gifts, grants paid....... 2,013,586 2,013,586
26 Total expenses and disbursements. Add lines 24 and 25 2,052,986 0   2,048,986
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -622,687
b Net investment income (if negative, enter -0-) 167,478
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2020)
Form 990-PF (2020)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 77,911 61,761 61,761
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 2,661,600 Click to see attachment1,642,514 1,642,514
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 2,739,511 1,704,275 1,704,275
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here bullet
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here bullet
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 2,739,511 1,704,275
29 Total net assets or fund balances (see instructions)..... 2,739,511 1,704,275
30 Total liabilities and net assets/fund balances (see instructions). 2,739,511 1,704,275
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
2,739,511
2
Enter amount from Part I, line 27a .....................
2
-622,687
3
Other increases not included in line 2 (itemize) bullet
3
0
4
Add lines 1, 2, and 3 ..........................
4
2,116,824
5
Decreases not included in line 2 (itemize) bulletClick to see attachment
5
412,549
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
1,704,275
Form 990-PF (2020)
Form 990-PF (2020)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a BROOKLINE BANCORP D   2020-12-23
b PEOPLE'S UNITED FINANCIAL D   2020-03-26
c PEOPLE'S UNITED FINANCIAL D   2020-02-24
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 234,588   201,793 32,795
b 107,237   85,132 22,105
c 142,495   85,132 57,363
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       32,795
b       22,105
c       57,363
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 112,263
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE
1 Reserved
(a)
Reserved 		(b)
Reserved 		(c)
Reserved 		(d)
Reserved
2
Reserved...........................
2
3
Reserved...........................
3
4
Reserved...........................
4
5
Reserved...........................
5
6
Reserved...........................
6
7
Reserved...........................
7
8
Reserved,..........................
8
Form 990-PF (2020)
Form 990-PF (2020)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Reserved................................ 1 2,328
c All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 2,328
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,328
6 Credits/Payments:
a 2020 estimated tax payments and 2019 overpayment credited to 2020 6a 4,692
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 4,692
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 2,364
11 Enter the amount of line 10 to be: Credited to 2021 estimated taxBullet2,364 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletMA
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletDANA PHILBROOK Telephone no.bullet (617) 864-8700

    Located atbullet1374 MASSACHUSETTS AVENUECAMBRIDGEMA ZIP+4bullet02138
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
    No
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2020?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2020, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2020?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2020.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?
    4b
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
    No
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    ANNE ADAMS CUSHMAN DIRECTOR
    1.00     		6,000 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    ROBERT P REARDON DIRECTOR
    1.00     		7,000 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    ROBERT RAMSEY DIRECTOR
    1.00     		7,000 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    ROBERT M WILSON DIRECTOR
    1.00     		6,000 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    WAYNE F PATENAUDE PRESIDENT/CEO/DIRECTOR
    1.00     		0 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    JERI FOUTTER SVP/ASSISTANT CLERK
    1.00     		0 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    CHARLIE LYONS DIRECTOR
    1.00     		7,000 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    STEPHEN J COUKOS EVP/GENERAL COUNSEL/CLERK
    1.00     		0 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    MICHAEL GILLES EVP/COO/CFO/TREASURER/ASST. CLERK
    1.00     		0 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    DANA PHILBROOK SVP/CONTROLLER
    1.00     		0 0 0
    1374 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02138
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    1,785,745
    b
    Average of monthly cash balances.......................
    1b
    43,904
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    1,829,649
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    1,829,649
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    27,445
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    1,802,204
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    90,110
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    90,110
    2a
    Tax on investment income for 2020 from Part VI, line 5......
    2a
    2,328
    b
    Income tax for 2020. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    2,328
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    87,782
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    87,782
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    87,782
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    2,048,986
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    2,048,986
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    2,048,986
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2019     		(c)
    2019     		(d)
    2020
    1 Distributable amount for 2020 from Part XI, line 7 87,782
    2 Undistributed income, if any, as of the end of 2020:
    a Enter amount for 2019 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2020:
    a From 2015...... 319,039
    b From 2016...... 399,135
    c From 2017...... 276,176
    d From 2018...... 890,066
    e From 2019...... 951,897
    fTotal of lines 3a through e........ 2,836,313
    4Qualifying distributions for 2020 from Part
    XII, line 4: bullet$ 2,048,986
    a Applied to 2019, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2020 distributable amount..... 87,782
    e Remaining amount distributed out of corpus 1,961,204
    5 Excess distributions carryover applied to 2020. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 4,797,517
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2019. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2020. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2021 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8 Excess distributions carryover from 2015 not
    applied on line 5 or line 7 (see instructions) ...     		319,039
    9Excess distributions carryover to 2021.
    Subtract lines 7 and 8 from line 6a ......     		4,478,478
    10 Analysis of line 9:
    a Excess from 2016.... 399,135
    b Excess from 2017.... 276,176
    c Excess from 2018.... 890,066
    d Excess from 2019.... 951,897
    e Excess from 2020.... 1,961,204
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2020 (b) 2019 (c) 2018 (d) 2017
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
    bThe form in which applications should be submitted and information and materials they should include:
    cAny submission deadlines:
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    826 BOSTON
    3035 WASHINGTON ST
    ROXBURY,MA02119     		NOT RELATED PC EXEMPT PURPOSE 2,500
    ACCESSPORTAMERICA
    119 HIGH STREET
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 8,300
    ACTION FOR BOSTON COMMUNITY DEVELOPMENT INC
    178 TREMONT ST
    BOSTON,MA02111     		NOT RELATED PC EXEMPT PURPOSE 15,000
    ALEXANDRIA DIPERRI
    315 TURNPIKE ST
    NORTH ANDOVER,MA01845     		NOT RELATED I SCHOLARSHIP 2,500
    ALINA OVSANNA KOUZOUIAN
    40 WILLCOCKS ST 1007
    TORONTO,ONTARIOM5S 1C6
    CA     		NOT RELATED I SCHOLARSHIP 2,500
    ALL NEWTON MUSIC
    321 CHESTNUT ST
    WEST NEWTON,MA02465     		NOT RELATED PC EXEMPT PURPOSE -2,000
    ALLSTON BRIGHTON CDC
    20 LINDEN ST SUITE 288
    ALLSTON,MA02134     		NOT RELATED PC EXEMPT PURPOSE 40,000
    ALZHEIMER'S ASSOCIATION
    311 ARSENAL STREET
    WATERTOWN,MA02472     		NOT RELATED PC EXEMPT PURPOSE 4,000
    ANTHONY DEMARCO
    179 LONGWOOD AVE
    BOSTON,MA02115     		NOT RELATED I SCHOLARSHIP 2,500
    ARLINGTON ARTS
    3550 WILSON BLVD
    ARLINGTON,MA22201     		NOT RELATED PC EXEMPT PURPOSE -487
    ARLINGTON BOYS & GIRL CLUB
    SIXTY POND LANE
    ARLINGTON,MA024746586     		NOT RELATED PC EXEMPT PURPOSE 3,000
    ARLINGTON CENTER FOR THE ARTS
    41 FOSTER STREET
    ARLINGTON,MA02474     		NOT RELATED PC EXEMPT PURPOSE 500
    ARLINGTON EATS
    58 MEDFORD ST
    ARLINGTON,MA02474     		NOT RELATED PC EXEMPT PURPOSE 5,000
    ARLINGTON FIREMEN'S RELIEF ASSOCIATION
    291 PARK AVE
    ARLINGTON,MA02476     		NOT RELATED PC EXEMPT PURPOSE 100
    ARLINGTON HEALTH & HUMAN SERVICES CHARITABLE CORP
    27 MAPLE ST
    ARLINGTON,MA02476     		NOT RELATED PC EXEMPT PURPOSE 5,000
    ARLINGTON YOUTH COUNSELING CENTER
    670R MASSACHUSETTS AVENUE
    ARLINGTON,MA02476     		NOT RELATED PC EXEMPT PURPOSE 500
    ART BECAUSE BREAST CANCER FOUNDATION
    230 SCHOOL ST
    CARLISLE,MA01741     		NOT RELATED PC EXEMPT PURPOSE 25,000
    AUSTISM SPEAKS
    88 BROAD ST
    BOSTON,MA02110     		NOT RELATED PC EXEMPT PURPOSE 500
    BAY COVE HUMAN SERVICES INC
    PO BOX 45538
    SOMERVILLE,MA02145     		NOT RELATED PC EXEMPT PURPOSE 19,050
    BEDFORD BABE RUTH BASEBALLSOFTBALL PROG
    PO BOX 136
    BEDFORD,MA01730     		NOT RELATED PC EXEMPT PURPOSE 300
    BELMONT CITIZEN FORUM INC
    PO BOX 609
    BELMONT,MA02478     		NOT RELATED PC EXEMPT PURPOSE 100
    BELMONT FOOD PANTRY
    455 CONCORD AVE
    BELMONT,MA02478     		NOT RELATED PC EXEMPT PURPOSE 7,500
    BELMONT HILL SCHOOL
    350 PROSPECT STREET
    BELMONT,MA02478     		NOT RELATED PC EXEMPT PURPOSE 5,000
    BELMONT WOMEN'S CLUB
    661 PLEASANT ST
    BELMONT,MA02478     		NOT RELATED PC EXEMPT PURPOSE 250
    BEVERLY BOOTSTRAPS
    35 PARK ST
    BEVERLY,MA01915     		NOT RELATED PC EXEMPT PURPOSE 100
    BOSTON AREA RAPE CRISIS CENTER
    99 BISHOP ALLEN DRIVE
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 1,000
    BOSTON BUILDING MATERIALS CO-OP CHARITABLE
    100 TERRACE ST
    BOSTON,MA02120     		NOT RELATED PC EXEMPT PURPOSE 5,000
    BOSTON CELTICS SHAMROCK FOUNDATION
    266 CAUSEWAY ST
    BOSTON,MA02114     		NOT RELATED PC EXEMPT PURPOSE -260
    BOSTON FOUNDATION INC
    75 ARLINGTON ST 300
    BOSTON,MA02116     		NOT RELATED PC EXEMPT PURPOSE 50
    BOSTON PRIDE PARADE
    398 COLUMBUS AVE 285
    BOSTON,MA02116     		NOT RELATED PC EXEMPT PURPOSE -1,100
    BOYS AND GIRLS CLUBS OF BOSTON
    200 HIGH STREET 3RD FLOOR
    BOSTON,MA02110     		NOT RELATED PC EXEMPT PURPOSE 4,200
    BREAD OF LIFE INC
    54 EASTERN AVE
    MALDEN,MA02148     		NOT RELATED PC EXEMPT PURPOSE 30,000
    BREAKTIME CAFE INC
    170 PORTLAND ST
    BOSTON,MA02114     		NOT RELATED PC EXEMPT PURPOSE 5,000
    BROCKTON VNA GO
    500 BELMONT ST
    BROCKTON,MA02301     		NOT RELATED PC EXEMPT PURPOSE -800
    BUILDERS OF COLOR COALITION INC
    PO BOX 381155
    CAMBRIDGE,MA02338     		NOT RELATED PC EXEMPT PURPOSE 1,000
    BURLINGTON EDUCATION FOUNDATION
    PO BOX 756
    BURLINGTON,MA01803     		NOT RELATED PC EXEMPT PURPOSE 1,000
    BURLINGTON YOUTH HOCKEY
    PO BOX 444
    BURLINGTON,MA01803     		NOT RELATED PC EXEMPT PURPOSE 250
    CAMBRIDGE AND SOMERVILLE PROGRAM FOR ALCOHOL
    66 CANAL ST
    BOSTON,MA02114     		NOT RELATED PC EXEMPT PURPOSE 2,955
    CAMBRIDGE CAMPING ASSOCIATION
    99 BISHOP ALLEN DRIVE
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 9,000
    CAMBRIDGE CENTER FOR ADULT EDUCATION
    42 BRATTLE ST
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE 2,500
    CAMBRIDGE COMMUNITY CENTER
    5 CALLENDER ST
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 35,000
    CAMBRIDGE COMMUNITY FOUNDATION
    99 BISHOP ALLEN DRIVE
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 10,500
    CAMBRIDGE COMMUNITY TELEVISION
    438 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 6,143
    CAMBRIDGE FAMILY & CHILDREN SERVICE
    60 GORE STREET
    CAMBRIDGE,MA02141     		NOT RELATED PC EXEMPT PURPOSE 35,400
    CAMBRIDGE FAMILY YMCA
    820 MASSACHUSETTS AVENUE
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 10,000
    CAMBRIDGE HEALTH ALLIANCE FOUNDATION
    1493 CAMBRIDGE ST
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 55,000
    CAMBRIDGE HISTORICAL SOCIETY
    159 BRATTLE STREET
    CAMBRIDGE,MA021383300     		NOT RELATED PC EXEMPT PURPOSE 5,000
    CAMBRIDGE LITTLE BASEBALL LEAGUE
    51 INMAN ST
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 400
    CAMBRIDGE LOCAL FIRST
    PO BOX 381701
    CAMBRIDGE,MA02238     		NOT RELATED PC EXEMPT PURPOSE 9,400
    CAMBRIDGE NEIGHBORHOOD APARTMENT HOUSING
    280 FRANKLIN ST
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 15,000
    CAREER COLLABORATIVE INC
    77 SUMMER STREET 11TH FLOOR
    BOSTON,MA02110     		NOT RELATED PC EXEMPT PURPOSE 2,000
    CARITAS COMMUNITIES INC
    25 BRAINTREE HILL OFFICE PARK SUITE
    206
    BRAINTREE,MA02184     		NOT RELATED PC EXEMPT PURPOSE 54,490
    CATHOLIC MEMORIAL
    253 BAKER ST
    WEST ROXBURY,MA021324395     		NOT RELATED PC EXEMPT PURPOSE 24,800
    CENTRAL SQUARE BUSINESS IMPROVEMENT DISTRICT
    620 MASSACHUSETTS AVE SUITE 3
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 15,000
    CENTRE STREET FOOD PANTRY
    11 HOMER ST
    NEWTON CENTRE,MA02459     		NOT RELATED PC EXEMPT PURPOSE 5,000
    CHARLES RIVER COMMUNITY HEALTH INC
    495 WESTERN AVE
    BRIGHTON,MA02135     		NOT RELATED PC EXEMPT PURPOSE 30,000
    CHELSEA COLLABORATIVE
    318 BROADWAY
    CHELSEA,MA02150     		NOT RELATED PC EXEMPT PURPOSE 5,200
    CHILDREN'S AFTER SCHOOL PROGRAM INC
    127 FOREST AVE
    HUDSON,MA01749     		NOT RELATED PC EXEMPT PURPOSE 200
    CHRISTMAS REVELS
    80 MT AUBURN STREET
    WATERTOWN,MA02472     		NOT RELATED PC EXEMPT PURPOSE -580
    CITIZENS' HOUSING AND PLANNING ASSOCIATION INC
    1 BEACON ST 5TH FLOOR
    BOSTON,MA02108     		NOT RELATED PC EXEMPT PURPOSE 1,000
    CITY MISSION
    185 COLUMBIA RD
    BOSTON,MA02121     		NOT RELATED PC EXEMPT PURPOSE 15,000
    CITY OF CAMBRIDGE
    795 MASSACHUSETTS AVE
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 25,000
    CLAB- THE TASTE OF CAMBRIDGE
    PO BOX 390426
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 10,000
    CLUB PASSIM
    47 PALMER ST
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE 250
    COMMUNITES FOR RESTORATIVE JUSTICE
    355 BOYLSTON ST
    BOSTON,MA02116     		NOT RELATED PC EXEMPT PURPOSE 5,000
    COMMUNITY ART CENTER INC
    119 WINDSOR ST 6
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 2,000
    COMMUNITY COALITION OF MELROSE INC
    1 WEST FOSTER ST
    MELROSE,MA02176     		NOT RELATED PC EXEMPT PURPOSE 20,000
    COMMUNITY COOKS INC
    337 SOMERVILLE AVE
    SOMERVILLE,MA02143     		NOT RELATED PC EXEMPT PURPOSE 5,000
    COMMUNITY FARMS OUTREACH INC
    240 BEAVER ST
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 5,000
    COMMUNITY SERVINGS INC
    18 MARBURY TERRACE
    JAMAICA PLAIN,MA02130     		NOT RELATED PC EXEMPT PURPOSE 39,450
    COMMUNITY WORKSHOPS INC
    174 PORTLAND ST 2
    BOSTON,MA02114     		NOT RELATED PC EXEMPT PURPOSE 5,000
    CONCORD EDUCATION FUND
    PO BOX 202
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 10,000
    CONCORD MUSEUM
    53 CAMBRIDGE TURNPIKE
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 500
    CONCORD-CARLISLE COMMUNITY CHEST
    19 MAIN STREET
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 10,000
    CONNOR RICH
    220 PAWTUCKET ST
    LOWELL,MA01854     		NOT RELATED I SCHOLARSHIP 2,500
    COUNCIL OF SOCIAL CONCERN
    2 MERRIMAC STREET
    WOBURN,MA01801     		NOT RELATED PC EXEMPT PURPOSE 5,000
    DANIELLE BOOTH
    55 OAKLAND ST
    WELLESLEY HILLS,MA02481     		NOT RELATED I SCHOLARSHIP 2,500
    DAVID RILEY HONAN
    1844 COMMONWEALTH AVE
    AUBURNDALE,MA02466     		NOT RELATED I SCHOLARSHIP 2,500
    DOMESTIC VIOLENCE SERVICES NETWORK
    PO BOX 536
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 750
    EAST END HOUSE INC
    105 SPRING ST
    CAMBRIDGE,MA02141     		NOT RELATED PC EXEMPT PURPOSE 25,000
    ELIZABETH AMARAL
    120 TILLSON FARM RD
    AMHERST,MA01003     		NOT RELATED I SCHOLARSHIP 2,500
    ELLIS MEMORIAL & ELDREDGE HOUSE INC
    58 BERKELEY ST
    BOSTON,MA02116     		NOT RELATED PC EXEMPT PURPOSE 2,500
    EMERSON HOSPITAL AUXILIARY
    133 ORNAC
    CONCORD,MA017424169     		NOT RELATED PC EXEMPT PURPOSE 23,750
    FACING CANCER TOGETHER INC
    PO BOX 600666
    NEWTONVILLE,MA02460     		NOT RELATED PC EXEMPT PURPOSE 2,700
    FAMILY ACCESS OF NEWTON
    492 WALTHAM STREET
    WEST NEWTON,MA024651920     		NOT RELATED PC EXEMPT PURPOSE 10,000
    FAMILYAID BOSTON INC
    3815 WASHINGTON ST
    BOSTON,MA02130     		NOT RELATED PC EXEMPT PURPOSE 5,000
    FIND THE CAUSE
    PO BOX 2112
    FRAMINGHAM,MA01703     		NOT RELATED PC EXEMPT PURPOSE 100
    FIRST CONGREGATIONAL CHURCH OF REVERE
    230 BEACH ST
    REVERE,MA02151     		NOT RELATED PC EXEMPT PURPOSE 15,000
    FLORIESHA BASTIEN
    415 SOUTH ST
    WALTHAM,MA02453     		NOT RELATED I SCHOLARSHIP 2,500
    FOLLOW YOUR ART COMMUNITY STUDIOS INC
    647 MAIN ST
    MELROSE,MA02176     		NOT RELATED PC EXEMPT PURPOSE 5,000
    FOOD FOR FREE
    11 INMAN STREET
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 37,600
    FOOD LINK
    17 BRATTLE STREET UNIT 17
    ARLINGTON,MA02476     		NOT RELATED PC EXEMPT PURPOSE 5,000
    FOUNDATION FOR BELMONT EDUCATION
    P O BOX 518
    BELMONT,MA02478     		NOT RELATED PC EXEMPT PURPOSE 500
    FRANCISCAN HOSPITAL FOR CHILDREN
    30 WARREN STREET
    BRIGHTON,MA02135     		NOT RELATED PC EXEMPT PURPOSE 15,000
    FRIENDS OF CAMBRIDGE RINDGE AND LATIN SCHOOL
    PO BOX 391541
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 500
    FRIENDS OF CCHS TRACK & FIELD
    233 INDEPENDENCE ROAD
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 3,000
    FRIENDS OF MT AUBURN CEMETERY
    580 MOUNT AUBURN STREET
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE -1,800
    FRIENDS OF THE MARLBOROUGH SENIORS
    186 MAIN STREET SUITE 23
    MARLBOROUGH,MA01752     		NOT RELATED PC EXEMPT PURPOSE 100
    FRIENDS OF THE MIDDLESEX FELLS RESERVATION INC
    235 WEST FOSTER ST
    MELROSE,MA02176     		NOT RELATED PC EXEMPT PURPOSE 5,000
    FRIENDS OF WATERTOWN COUNCIL ON AGING INC
    149 MAIN ST
    WATERTOWN,MA02472     		NOT RELATED PC EXEMPT PURPOSE 7,500
    FURNISHING HOPE OF MASSACHUSETTS
    131 MT AUBURN ST LEVEL B
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE 1,760
    GENESIS FOUNDATION
    60 TEMPLE PLACE 2ND FLOOR
    BOSTON,MA02111     		NOT RELATED PC EXEMPT PURPOSE 5,000
    GLAD
    18 TREMONT STREET STE 950
    BOSTON,MA02108     		NOT RELATED PC EXEMPT PURPOSE 3,000
    GRACE CLARK
    120 TILLSON FARM RD
    AMHERST,MA01003     		NOT RELATED I SCHOLARSHIP 2,500
    GREATER BOSTON FOOD BANK
    70 SOUTH BAY AVE
    BOSTON,MA02118     		NOT RELATED PC EXEMPT PURPOSE 2,900
    GREATER BOSTON STAGE COMPANY
    395 MAIN ST
    STONEHAM,MA02180     		NOT RELATED PC EXEMPT PURPOSE 5,000
    HABITAT FOR HUMANITY OF THE GREATER WORCESTER METR
    640 LINCOLN STREET SUITE 100
    WORCESTER,MA01605     		NOT RELATED PC EXEMPT PURPOSE 7,500
    HAI GUIN SCHOLARSHIP ASSOCIATION
    PO BOX 509
    BELMONT,MA02478     		NOT RELATED PC EXEMPT PURPOSE 100
    HARRISON BROWN
    601 COLLEGE ST
    CLARKSVILLE,TN37044     		NOT RELATED I SCHOLARSHIP 2,500
    HARVARD SQUARE BUSINESS ASSOC
    18 BRATTLE STREET SUITE 352
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE 24,000
    HARVEST ON VINE PANTRY
    49 VINE ST
    BOSTON,MA02129     		NOT RELATED PC EXEMPT PURPOSE 15,000
    HAYMAKERS FOR HOPE INC
    501 BOYLSTON ST 10TH FLOOR
    BOSTON,MA02116     		NOT RELATED PC EXEMPT PURPOSE 2,500
    HEALTHY WALTHAM INC
    510 MOODY ST
    WALTHAM,MA02453     		NOT RELATED PC EXEMPT PURPOSE 10,000
    HILDEBRAND FAMILY SELF HELP CENTER INC
    614 MASSACHUSETTS AVENUE 3RD FLOOR
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 10,000
    HOMEOWNERS OPTIONS FOR MASS ELDERS
    87 HALE STREET
    LOWELL,MA01851     		NOT RELATED PC EXEMPT PURPOSE 8,500
    HOMESTART INC
    105 CHAUNCY ST 502
    BOSTON,MA02111     		NOT RELATED PC EXEMPT PURPOSE 30,000
    HONOR HICKMAN
    290 HUNTINGTON AVE
    BOSTON,MA02115     		NOT RELATED I SCHOLARSHIP 3,000
    HORIZONS FOR HOMELESS CHILDREN
    1785 COLUMBUS AVE
    ROXBURY,MA02119     		NOT RELATED PC EXEMPT PURPOSE 50
    HOUSING CORPORATION OF ARLINGTON
    20 ACADEMY STREET
    ARLINGTON,MA02476     		NOT RELATED PC EXEMPT PURPOSE 45,000
    HOUSING FAMILIES INC
    919 EASTERN AVE
    MALDEN,MA02148     		NOT RELATED PC EXEMPT PURPOSE 5,000
    INTERFAITH SOCIAL SERVICES INC
    105 ADAMS ST
    QUINCY,MA02169     		NOT RELATED PC EXEMPT PURPOSE 5,000
    INTERISE INC
    197 PORTLAND ST
    BOSTON,MA02114     		NOT RELATED PC EXEMPT PURPOSE 5,000
    JASHA RODRIGUEZ
    550 HUNTINGTON AVE
    BOSTON,MA02115     		NOT RELATED I SCHOLARSHIP 2,500
    JASON REYES
    105 MAIN ST
    DURHAM,NH03824     		NOT RELATED I SCHOLARSHIP 2,500
    JEWISH ARTS COLLABORATIVE
    1320 CENTRE STREET
    NEWTON,MA02459     		NOT RELATED PC EXEMPT PURPOSE 5,000
    JILLIAN STEINBERG
    184 SOUTH PROSPECT ST
    BURLINGTON,VT05401     		NOT RELATED I SCHOLARSHIP 2,500
    JOHN BARRY BOYS & GIRLS CLUB OF NEWTON
    675 WATERTOWN ST
    NEWTON,MA02460     		NOT RELATED PC EXEMPT PURPOSE 9,000
    JOHN F KENNEDY FAMILY SERVICES CENTER
    23 MOULTON ST
    BOSTON,MA02129     		NOT RELATED PC EXEMPT PURPOSE 10,000
    JONATHAN LUCAS
    131 SUMMER ST
    BRIDGEWATER,MA02324     		NOT RELATED I SCHOLARSHIP 2,500
    JORDAN BOYS & GIRLS CLUB
    30 WILLOW ST
    CHELSEA,MA02150     		NOT RELATED PC EXEMPT PURPOSE 5,000
    JUST-A-START CORPORATION
    1035 CAMBRIDGE STREET 12
    CAMBRIDGE,MA02141     		NOT RELATED PC EXEMPT PURPOSE 90,000
    KARA ROWAN
    1 COLLEGE ST
    WORCESTER,MA01610     		NOT RELATED I SCHOLARSHIP 2,500
    KYLE IMBODY
    315 TURNPIKE ST
    NORTH ANDOVER,MA01845     		NOT RELATED I SCHOLARSHIP 2,500
    LAHEY HOSPITAL
    41 BURLINGTON MALL RD
    BURLINGTON,MA01805     		NOT RELATED PC EXEMPT PURPOSE 10,000
    LAWYERS CLEARINGHOUSE
    7 WINTHROP SQUARE
    BOSTON,MA02110     		NOT RELATED PC EXEMPT PURPOSE 4,790
    LEXINGTON EDUCATION FOUNDATION
    594 MARRETT ROAD SUITE 7
    LEXINGTON,MA02421     		NOT RELATED PC EXEMPT PURPOSE 500
    LEXINGTON INTERFAITH OUTREACH FOOD PANTRY
    6 MERIAM ST
    LEXINGTON,MA02420     		NOT RELATED PC EXEMPT PURPOSE 7,500
    LYNN COMMUNITY HEALTH CENTER
    269 UNION ST
    LYNN,MA01901     		NOT RELATED PC EXEMPT PURPOSE 10,000
    MA ASSOCIATION FOR THE EDUCATION OF YOUNG CHILDREN
    PO BOX 146
    WEST BRIDGEWATER,MA02379     		NOT RELATED PC EXEMPT PURPOSE 400
    MA COVID-19 RELIEF FUND
    640 LINCOLN STREET SUITE 100
    WORCESTER,MA01605     		NOT RELATED PC EXEMPT PURPOSE 200
    MADISON METZDORF
    4501 NORTH CHARLES ST
    BALTIMORE,MD21210     		NOT RELATED I SCHOLARSHIP 2,500
    MALDEN YMCA
    99 DARTMOUTH STREET
    MALDEN,MA02148     		NOT RELATED PC EXEMPT PURPOSE 40,000
    MARGARET MURPHY
    419 BOSTON AVE
    MEDFORD,MA02155     		NOT RELATED I SCHOLARSHIP 2,500
    MARTIN LUTHER KING OBSERVANCE COMMITTEE
    P O BOX 320
    ARLINGTON,MA02476     		NOT RELATED PC EXEMPT PURPOSE 50
    MASSACHUSETTS NONPROFIT NETWORKTSNE
    89 SOUTH STREET SUITE 603
    BOSTON,MA02111     		NOT RELATED PC EXEMPT PURPOSE 3,750
    MASSCREATIVE
    15 CHANNEL CENTER STREET SUITE 103
    BOSTON,MA02210     		NOT RELATED PC EXEMPT PURPOSE -1,500
    MATERIAL AID AND ADVOCACY PROGRAM
    5 LONGFELLOW PARK
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE 1,500
    MBA CHARITABLE FOUNDATION INC
    ONE WASHINGTON MALL 8TH FLOOR
    BOSTON,MA021082603     		NOT RELATED PC EXEMPT PURPOSE 3,000
    MEDFORD COMMUNITY HOUSING
    PO BOX 575
    MEDFORD,MA02155     		NOT RELATED PC EXEMPT PURPOSE 1,800
    MELROSE AFFORDABLE HOUSING CORPORATION
    910 MAIN ST
    MELROSE,MA02176     		NOT RELATED PC EXEMPT PURPOSE 5,000
    MELROSE ALLIANCE AGAINST VIOLENCE INC
    235 WEST FOSTER ST
    MELROSE,MA02176     		NOT RELATED PC EXEMPT PURPOSE 15,000
    MELROSE FAMILY YMCA
    497 MAIN ST
    MELROSE,MA02176     		NOT RELATED PC EXEMPT PURPOSE 30,000
    MELROSE ORCHESTRAL ASSOCIATION
    PO BOX 760715
    MELROSE,MA02176     		NOT RELATED PC EXEMPT PURPOSE 5,000
    MELROSEWAKEFIELD HEALTHCARE INC
    585 LEBANON ST
    MELROSE,MA02176     		NOT RELATED PC EXEMPT PURPOSE 5,000
    METRO WEST COLLABORATIVE DEVELOPMENT
    79 CHAPEL ST
    NEWTON,MA02458     		NOT RELATED PC EXEMPT PURPOSE 20,000
    MIDDLESEX HUMAN SERVICE AGENCY INC
    50 PROSPECT STREET 3A
    WALTHAM,MA02453     		NOT RELATED PC EXEMPT PURPOSE 5,000
    MILAGROS ORTIZ
    591 SPRINGS RD
    BEDFORD,MA01730     		NOT RELATED I SCHOLARSHIP 2,500
    MINGYUE LAO
    8 ASHBURTON PLACE
    BOSTON,MA02108     		NOT RELATED I SCHOLARSHIP 2,500
    MINUTEMAN SENIOR SERVICES
    26 CROSBY DRIVE
    BEDFORD,MA01730     		NOT RELATED PC EXEMPT PURPOSE 17,500
    MITIKU HOYT-ROUSE
    120 TILLSON FARM RD
    AMHERST,MA01003     		NOT RELATED I SCHOLARSHIP 2,500
    MOLLY HANKINSON
    953 DANBY RD
    ITHACA,NY14850     		NOT RELATED I SCHOLARSHIP 2,500
    MOUNT AUBURN HOSPITAL
    330 MOUNT AUBURN ST
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE 40,000
    MYSTIC VALLEY ELDER SERVICES
    300 COMMERCIAL STREET 19
    MALDEN,MA02148     		NOT RELATED PC EXEMPT PURPOSE 10,000
    NATIONAL FEDERATION FOR THE BLIND
    200 EAST WELLS ST
    BALTIMORE,MD21230     		NOT RELATED PC EXEMPT PURPOSE 500
    NATIONAL MULTIPLES SCLEROSIS SOCIETY
    101A 1ST ST
    WALTHAM,MA02451     		NOT RELATED PC EXEMPT PURPOSE 5,000
    NEIGHBORHOOD OF AFFORDABLE HOUSING
    143 BORDER STREET
    EAST BOSTON,MA02128     		NOT RELATED PC EXEMPT PURPOSE 25,000
    NEW BOSTON PRIDE COMMITTEE INC
    398 COLUMBUS AVE 285
    BOSTON,MA02116     		NOT RELATED PC EXEMPT PURPOSE 1,100
    NEWTON COMMUNITY PRIDE
    225 NEVADA ST
    NEWTON,MA024601212     		NOT RELATED PC EXEMPT PURPOSE 2,500
    NEWTON-WELLESLEY HOSPITAL CHARITABLE
    2014 WASHINGTON ST
    NEWTON,MA02462     		NOT RELATED PC EXEMPT PURPOSE 5,000
    NICOLE PERRY
    120 TILLSON FARM RD
    AMHERST,MA01003     		NOT RELATED I SCHOLARSHIP 2,500
    NORTH END COMMUNITY HEALTH COMMITTEE INC
    332 HANOVER ST
    BOSTON,MA02113     		NOT RELATED PC EXEMPT PURPOSE 15,000
    NUPATH INC
    147 NEW BOSTON STREET
    WOBURN,MA01801     		NOT RELATED PC EXEMPT PURPOSE 10,700
    OLIVIA CARPENTER
    124 RAYMOND AVE
    POUGHKEEPSIE,NY12604     		NOT RELATED I SCHOLARSHIP 2,500
    ON THE RISE INC
    341 BROADWAY
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 10,500
    OPEN TABLE INC
    PO BOX 42
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 7,500
    OPERATION ABLE
    174 PORTLAND STREET
    BOSTON,MA02114     		NOT RELATED PC EXEMPT PURPOSE 2,700
    OUTDOOR CHURCH OF CAMBRIDGE
    39 BROWN RD
    HARVARD,MA01451     		NOT RELATED PC EXEMPT PURPOSE 5,000
    PAN MASSACHUSETTS CHALLENGE
    77 4TH AVE
    NEEDHAM,MA02494     		NOT RELATED PC EXEMPT PURPOSE 20,000
    PEOPLE HELPING PEOPLE INC
    10 ST MARKS RD
    BURLINGTON,MA01803     		NOT RELATED PC EXEMPT PURPOSE 7,500
    PHILLIPS BROOKS HOUSE HARVARD SQUARE BUSINESS ASSOCIATION
    18 BRATTLE STREET
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE 1,000
    PINE STREET INN
    444 HARRISON AVE
    BOSTON,MA02118     		NOT RELATED PC EXEMPT PURPOSE 5,000
    PLAY AMONG THE STARS THEATER GROUP
    PO BOX 2222
    SALEM,NH03079     		NOT RELATED PC EXEMPT PURPOSE 500
    PROVISION MINISTRY
    7 THOMAS NEWTON DRIVE
    WESTBORO,MA01581     		NOT RELATED PC EXEMPT PURPOSE 5,000
    REACH BEYOND DOMESTIC VIOLENCE INC
    PO BOX 540024
    WALTHAM,MA02454     		NOT RELATED PC EXEMPT PURPOSE 2,500
    RESPOND INC DIR OF DEVELOPMENT & COMMUNICATIONS
    PO BOX 555
    SOMERVILLE,MA02143     		NOT RELATED PC EXEMPT PURPOSE 500
    REVELS INC
    80 MT AUBURN ST 1
    WATERTOWN,MA02472     		NOT RELATED PC EXEMPT PURPOSE 2,500
    SALVADOR JARAMILLO
    86 BRATTLE ST
    CAMBRIDGE,MA02138     		NOT RELATED I SCHOLARSHIP 2,500
    SCIENCE CLUB FOR GIRLS
    PO BOX 390544
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 2,500
    SECOND CHANCES
    PO BOX 441328
    SOMERVILLE,MA02144     		NOT RELATED PC EXEMPT PURPOSE 5,000
    SELF ESTEEM BOSTON
    PO BOX 301155
    JAMAICA PLAIN,MA02130     		NOT RELATED PC EXEMPT PURPOSE 1,000
    SOLUTIONS AT WORK
    P O BOX 391349
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 1,000
    SOMERVILLE COMMUNITY CORPORATION
    337 SOMERVILLE AVENUE 2ND FLOOR
    SOMERVILLE,MA02143     		NOT RELATED PC EXEMPT PURPOSE 58,500
    SOMERVILLE HOMELESS COALITION INC
    PO BOX 440436
    SOMERVILLE,MA02144     		NOT RELATED PC EXEMPT PURPOSE 10,225
    SOMERVILLE-CAMBRIDGE ELDER SERVICES
    61 MEDFORD ST
    SOMERVILLE,MA02143     		NOT RELATED PC EXEMPT PURPOSE 10,000
    SOPHIA DISARONNO
    100 WILLIAM T MORRISSEY BLVD
    BOSTON,MA02125     		NOT RELATED I SCHOLARSHIP 2,500
    SOUTH COVE COMMUNITY HEALTH CENTER INC
    885 WASHINGTON ST
    BOSTON,MA02111     		NOT RELATED PC EXEMPT PURPOSE 15,000
    SOUTH EASTERN ECONOMIC DEVELOPMENT
    80 DEAN ST
    TAUNTON,MA02780     		NOT RELATED PC EXEMPT PURPOSE 7,000
    SOUTH SHORE YMCA
    91 LONGWATER CIRCLESUITE 100
    NORWELL,MA02061     		NOT RELATED PC EXEMPT PURPOSE 4,160
    SPIRIT OF ADVENTURE COUNCIL
    411 UNQUITY ROAD
    MILTON,MA02186     		NOT RELATED PC EXEMPT PURPOSE 10,000
    SPRINGWELL INC
    307 WAVERLEY OAKS RD SUITE 205
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 10,000
    ST LUKE'S EPISCOPAL CHURCH
    921 PLEASANT ST
    WORCESTER,MA01602     		NOT RELATED PC EXEMPT PURPOSE 17,500
    SUZUKI SCHOOL OF NEWTON INC
    PO BOX 66022
    AUBURNDALE,MA02466     		NOT RELATED PC EXEMPT PURPOSE 300
    SYDNEY ENG
    800 LANCASTER AVE
    VILLANOVA,PA19085     		NOT RELATED I SCHOLARSHIP 2,500
    TCNE INC
    30 GUINAN ST
    WALTHAM,MA02454     		NOT RELATED PC EXEMPT PURPOSE 250
    TECH GOES HOME INC
    867 BOYLSTON ST 5TH FLOOR
    BOSTON,MA02116     		NOT RELATED PC EXEMPT PURPOSE 50,000
    TEMPLE BETH SHALOM
    670 HIGHLAND AVE
    NEEDHAM,MA02494     		NOT RELATED PC EXEMPT PURPOSE 250
    THE ARC OF MASSACHUSETTS
    217 SOUTH ST
    WALTHAM,MA02453     		NOT RELATED PC EXEMPT PURPOSE 500
    THE CARROLL CENTER FOR THE BLIND
    770 CENTRE STREET
    NEWTON,MA02458     		NOT RELATED PC EXEMPT PURPOSE 1,000
    THE CONCORD CONSERVATORY OF MUSIC
    PO BOX 1258
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 1,350
    THE GUIDANCE CENTER INC
    5 SACRAMENTO ST
    CAMBRIDGE,MA02138     		NOT RELATED PC EXEMPT PURPOSE 1,500
    THE MASSACHUSETTS COALITION FOR THE HOMELESS
    73 BUFFUM ST
    LYNN,MA01902     		NOT RELATED PC EXEMPT PURPOSE 3,250
    THE MASSACHUSETTS GENERAL HOSPITAL
    55 FRUIT ST
    BOSTON,MA02114     		NOT RELATED PC EXEMPT PURPOSE 15,000
    THE MCLEANROCCA CHILDREN'S TRUST
    55 COURT ST 4TH FLOOR
    BOSTON,MA02108     		NOT RELATED PC EXEMPT PURPOSE 250
    THE MIDAS COLLABORATIVE
    20 LINDEN STREET SUITE 288
    ALLSTON,MA02134     		NOT RELATED PC EXEMPT PURPOSE 5,000
    THE NEIGHBORHOOD DEVELOPERS
    4 GERRISH AVE
    CHELSEA,MA02150     		NOT RELATED PC EXEMPT PURPOSE 40,000
    THE NEW ENGLAND CENTER FOR CHILDREN
    33 TURNPIKE RD
    SOUTHBOROUGH,MA01772     		NOT RELATED PC EXEMPT PURPOSE 500
    THE SALVATION ARMY
    PO BOX 390647
    CAMBRIDGE,MA021390008     		NOT RELATED PC EXEMPT PURPOSE 27,500
    THE SECOND STEP INC
    PO BOX 600213
    NEWTONVILLE,MA02460     		NOT RELATED PC EXEMPT PURPOSE 500
    THE URBAN FOOD INITIATIVE INC
    2201 WASHINGTON ST
    ROXBURY,MA02119     		NOT RELATED PC EXEMPT PURPOSE 5,000
    THE WEST SUBURBAN YMCA
    276 CHURCH ST
    NEWTON,MA02458     		NOT RELATED PC EXEMPT PURPOSE 1,000
    THINK OF MICHAEL FOUNDATION
    PO BOX 1333
    LYNNFIELD,MA01940     		NOT RELATED PC EXEMPT PURPOSE 100
    THREE SQUARES NEW ENGLAND INC
    PO BOX 31
    BELMONT,MA02478     		NOT RELATED PC EXEMPT PURPOSE 500
    UNITED SOUTH END SETTLEMENTS
    36 RUTLAND ST
    BOSTON,MA02118     		NOT RELATED PC EXEMPT PURPOSE 200
    UNITED WAY OF MASS BAY
    9 CHANNEL CENTER ST UNIT 500
    BOSTON,MA02210     		NOT RELATED PC EXEMPT PURPOSE 7,500
    URBAN EDGE HOUSING CORPORATION
    1542 COLUMBUS AVENUE
    ROXBURY,MA02119     		NOT RELATED PC EXEMPT PURPOSE 40,000
    USS CONSTITUTION MUSEUM
    BUILDING 22 CHARLESTOWN NAVY YARD
    CHARLESTOWN,MA02129     		NOT RELATED PC EXEMPT PURPOSE 2,500
    VNA HOSPICE & PALLATIVE CARE
    100 TRADE CENTER G-500
    WOBURN,MA01801     		NOT RELATED PC EXEMPT PURPOSE 1,000
    WALTHAM BOYS AND GIRLS CLUB
    20 EXCHANGE STREET
    WALTHAM,MA02451     		NOT RELATED PC EXEMPT PURPOSE 15,300
    WANG YMCA OF CHINATOWN
    725 LEXINGTON STREET
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 1,500
    WARREN PRESCOTT FOUNDATION
    50 SCHOOL ST
    CHARLESTOWN,MA02129     		NOT RELATED PC EXEMPT PURPOSE 100
    WATCH CDC
    24 CRESCENT STREET SUITE 201
    WALTHAM,MA02453     		NOT RELATED PC EXEMPT PURPOSE 35,000
    WATERTOWN BOYS & GIRLS CLUB
    25 WHITES AVENUE
    WATERTOWN,MA02472     		NOT RELATED PC EXEMPT PURPOSE 10,690
    WEST END HOUSE INC
    105 ALLSTON STREET
    ALLSTON,MA02134     		NOT RELATED PC EXEMPT PURPOSE 5,000
    WOLIDE YESSUF
    400 EAST AVE
    WARWICK,RI02886     		NOT RELATED I SCHOLARSHIP 2,500
    WOMEN'S EDUCATIONAL CENTER INC
    46 PLEASANT STREET
    CAMBRIDGE,MA021393838     		NOT RELATED PC EXEMPT PURPOSE 3,000
    Y2Y YOUTH HOUSING INITIATIVE
    955 MASSACHUSETTS AVE 424
    CAMBRIDGE,MA02139     		NOT RELATED PC EXEMPT PURPOSE 2,000
    Total .................................bullet 3a 2,013,586
    bApproved for future payment
    Total .................................bullet 3b 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		         
    4 Dividends and interest from securities....     14 55,215  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 -122,216  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue:
    aCITC STATE TAX CREDIT     		        86,500
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. 0 -67,001 86,500
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    19,499
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    11A CITC STATE TAX CREDIT
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below?
    See instructions.
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2020)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors

    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
    OMB No. 1545-0047
    2020
    Name of the organization
    CAMBRIDGE SAVINGS CHARITABLE
    FOUNDATION INC
    Employer identification number

    48-1307731
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ






    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
    or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020) Page 2
    Name of organization
    CAMBRIDGE SAVINGS CHARITABLE
    FOUNDATION INC         		Employer identification number
    48-1307731
    Part I
    Contributors
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    CAMBRIDGE SAVINGS BANK
     
    81 WYMAN ST
     
    WALTHAM, MA02145

    		$ 1,410,800


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 3
    Name of organization
    CAMBRIDGE SAVINGS CHARITABLE
    FOUNDATION INC         		Employer identification number

    48-1307731
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 4
    Name of organization
    CAMBRIDGE SAVINGS CHARITABLE
    FOUNDATION INC         		Employer identification number

    48-1307731
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Additional Data


    Software ID:  
    Software Version:  

    TY 2020 AccountingFeesSchedule
    Name:
    CAMBRIDGE SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    48-1307731
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    WOLF & COMPANY, P.C. 1,900 0   1,900

    TY 2020 InvestmentsOtherSchedule2
    Name:
    CAMBRIDGE SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    48-1307731
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    INVESTMENTS FMV 1,642,514 1,642,514

    TY 2020 OtherDecreasesSchedule
    Name:
    CAMBRIDGE SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    48-1307731
    Description Amount
    CHANGE IN UNREALIZED GAIN OR LOSS 412,549


    TY 2020 OtherExpensesSchedule
    Name:
    CAMBRIDGE SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    48-1307731
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    STATE FILING FEES 500 0   500


    TY 2020 OtherIncomeSchedule2
    Name:
    CAMBRIDGE SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    48-1307731
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    CITC STATE TAX CREDIT 86,500   86,500


    TY 2020 TaxesSchedule
    Name:
    CAMBRIDGE SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    48-1307731
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    2020 ESTIMATED TAXES 4,000 0   0