Form990-PF
Click to see attachment

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2020
Open to Public Inspection
For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020
Name of foundation
DeNardo Education and
Research Foundation
Number and street (or P.O. box number if mail is not delivered to street address)2140 S Dupont Hwy
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
Camden, DE19934
A Employer identification number

46-1526435
B Telephone number (see instructions)

(888) 272-3725
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$1,409,104J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 340,362
2 Check bullet.............
3 Interest on savings and temporary cash investments 5 5 5
4 Dividends and interest from securities... 17,367 17,367 17,367
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 6,704
b Gross sales price for all assets on line 6a 1,063,551
7 Capital gain net income (from Part IV, line 2)... 8,127
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment 914   914
12 Total. Add lines 1 through 11........ 365,352 25,499 18,286
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc.        
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 750 375   375
c Other professional fees (attach schedule).... Click to see attachment 6,246 6,052   194
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 368 368    
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see list of attachments 62 15   47
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 7,426 6,810   616
25 Contributions, gifts, grants paid....... 184,461 184,461
26 Total expenses and disbursements. Add lines 24 and 25 191,887 6,810   185,077
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 173,465
b Net investment income (if negative, enter -0-) 18,689
c Adjusted net income (if negative, enter -0-)... 18,286
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2020)
Form 990-PF (2020)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 62,350 10,358 10,358
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 274,025 Click to see attachment356,113 467,867
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 631,325 Click to see attachment774,787 930,879
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 967,700 1,141,258 1,409,104
Liabilities 17 Accounts payable and accrued expenses..........   93
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   93
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here bullet
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here bullet
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds 967,700 1,141,165
29 Total net assets or fund balances (see instructions)..... 967,700 1,141,165
30 Total liabilities and net assets/fund balances (see instructions). 967,700 1,141,258
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
967,700
2
Enter amount from Part I, line 27a .....................
2
173,465
3
Other increases not included in line 2 (itemize) bullet
3
 
4
Add lines 1, 2, and 3 ..........................
4
1,141,165
5
Decreases not included in line 2 (itemize) bullet
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
1,141,165
Form 990-PF (2020)
Form 990-PF (2020)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 4 ADOBE INC P 2018-07-12 2020-09-02
b 1 ADOBE INC P 2018-07-12 2020-06-02
c 4 ADOBE INC P 2018-07-12 2020-03-30
d 4 ADOBE INC P 2018-07-12 2020-03-06
e 4 ALIBABA GROUP HLDG LTD P 2018-12-26 2020-10-26
5 ALIBABA GROUP HLDG LTD P 2018-12-26 2020-09-02
5 ALIBABA GROUP HLDG LTD P 2018-12-26 2020-08-07
1 AMAZON COM INC P 2020-03-18 2020-09-02
1 ANTHEM INC COM P 2019-11-14 2020-08-31
18 ANTHEM INC COM P 2020-07-27 2020-08-31
44 ANTHEM INC COM P 2019-03-29 2020-08-31
11 APPLE INC P 2018-11-07 2020-09-02
10 APPLE INC P 2018-11-07 2020-08-10
2 APPLE INC P 2018-11-07 2020-06-02
2 APPLE INC P 2018-11-07 2020-04-23
5 APPLE INC P 2018-11-07 2020-03-06
2 ARK INNOVATION ETF P 2019-11-05 2020-03-18
435 ARK INNOVATION ETF P 2019-11-14 2020-03-18
2 BLACKROCK INC P 2018-09-19 2020-06-02
11 BLACKSTONE GROUP INC CL A P 2020-05-19 2020-06-02
3 BOOKING HOLDINGS INC P 2018-01-16 2020-03-11
1 BOOKING HOLDINGS INC P 2018-01-24 2020-03-11
1 BOOKING HOLDINGS INC P 2018-01-26 2020-03-11
2 BOOKING HOLDINGS INC P 2018-02-20 2020-03-11
14 CARRIER GLOBAL CORPORATION P 2019-12-11 2020-05-13
91 CARRIER GLOBAL CORPORATION P 2018-12-26 2020-05-13
172 CITIGROUP INC NEW P 2019-11-14 2020-03-12
32 CITIGROUP INC NEW P 2019-12-11 2020-03-12
391 COMM SERV SELECT SECTOR SPDR P 2020-03-19 2020-06-29
98 COMM SERV SELECT SECTOR SPDR P 2020-04-09 2020-06-29
3011.386 DELAWARE FLOATING RATE I P 2020-05-19 2020-10-26
1.513 DELAWARE FLOATING RATE I P 2020-05-22 2020-10-26
10.068 DELAWARE FLOATING RATE I P 2020-06-22 2020-10-26
9.338 DELAWARE FLOATING RATE I P 2020-07-22 2020-10-26
11.141 DELAWARE FLOATING RATE I P 2020-08-21 2020-10-26
9.805 DELAWARE FLOATING RATE I P 2020-09-22 2020-10-26
2663.883 E V SHT DURATION STRAT INC I P 2020-07-08 2020-09-17
10.125 E V SHT DURATION STRAT INC I P 2020-07-30 2020-09-17
10.051 E V SHT DURATION STRAT INC I P 2020-08-28 2020-09-17
3 FACEBOOK INC CL-A P 2020-03-11 2020-09-02
2 FACEBOOK INC CL-A P 2020-03-11 2020-08-10
8 FACEBOOK INC CL-A P 2020-03-11 2020-06-02
13 FACEBOOK INC CL-A P 2020-03-11 2020-04-23
94.535 FEDERATED KAUFMANN SM CAP IS P 2020-03-02 2020-06-08
51.763 FEDERATED KAUFMANN SM CAP IS P 2020-03-02 2020-05-01
286 FIRST TR VALU.LN DIV IDX P 2019-09-11 2020-04-03
2 FIRST TR VALU.LN DIV IDX P 2019-10-11 2020-04-03
144 FIRST TR VALU.LN DIV IDX P 2019-11-14 2020-04-03
146 FIRST TR VALU.LN DIV IDX P 2019-12-11 2020-04-03
161 FIRST TR VALU.LN DIV IDX P 2020-01-13 2020-04-03
96 FIRST TRUST DJ INTERNET IDX P 2020-04-06 2020-05-01
70 FIRST TRUST DJ INTERNET IDX P 2020-04-07 2020-05-01
1 FIRST TRUST DJ INTERNET IDX P 2020-04-09 2020-05-01
5 FIRST TRUST DJ INTERNET IDX P 2020-04-06 2020-04-23
625 FT NASDAQ CYBERSECUR ETF P 2020-11-03 2020-11-16
162 FT NASDAQ CYBERSECUR ETF P 2020-11-04 2020-11-16
433 GOLDMAN SACHS ACTIVEBETA INT P 2019-11-14 2020-02-25
1.305 GOLDMAN SACHS GQG INTL OPP I P 2020-08-10 2020-11-19
1461.17 GOLDMAN SACHS GQG INTL OPP I P 2020-08-12 2020-11-19
135.589 GOLDMAN SACHS GQG INTL OPP I P 2020-08-25 2020-11-19
375.164 GUGGENHEIM TOTAL RETURN BD I P 2019-11-14 2020-01-17
0.323 GUGGENHEIM TOTAL RETURN BD I P 2019-11-29 2020-01-17
0.679 GUGGENHEIM TOTAL RETURN BD I P 2019-12-31 2020-01-17
118.479 HARTFORD CORE EQUITY I P 2018-01-16 2020-06-24
140.259 HARTFORD CORE EQUITY I P 2018-01-24 2020-06-24
97.528 HARTFORD CORE EQUITY I P 2018-01-26 2020-06-24
176.317 HARTFORD CORE EQUITY I P 2018-02-20 2020-06-24
26.094 HARTFORD CORE EQUITY I P 2018-01-16 2020-02-27
1.337 HARTFORD CORE EQUITY I P 2017-12-25 2020-06-24
35.415 HARTFORD CORE EQUITY I P 2018-12-17 2020-06-24
4.538 HARTFORD CORE EQUITY I P 2018-12-17 2020-06-24
10.276 HARTFORD CORE EQUITY I P 2018-12-27 2020-06-24
0.918 HARTFORD CORE EQUITY I P 2019-12-10 2020-06-24
10.097 HARTFORD CORE EQUITY I P 2019-12-10 2020-06-24
5.554 HARTFORD CORE EQUITY I P 2019-12-27 2020-06-24
101.054 INVESCO OPP DISCOVERY Y P 2020-04-24 2020-06-08
1024 INVESCO SENIOR LOAN ETF P 2020-04-29 2020-06-11
61 INVESCO SENIOR LOAN ETF P 2020-05-19 2020-06-11
2160 INVESCO SENIOR LOAN ETF P 2019-08-28 2020-03-17
512 ISHARES CORE DIVIDEND GROWTH P 2019-06-06 2020-03-11
9 ISHARES CORE S&P 500 ETF P 2018-09-10 2020-08-10
1 ISHARES CORE S&P 500 ETF P 2018-02-09 2020-08-04
9 ISHARES CORE S&P 500 ETF P 2018-02-09 2020-07-28
13 ISHARES CORE S&P 500 ETF P 2018-01-24 2020-07-23
14 ISHARES CORE S&P 500 ETF P 2018-01-26 2020-07-23
7 ISHARES CORE S&P 500 ETF P 2018-02-09 2020-07-23
3 ISHARES CORE S&P 500 ETF P 2018-01-24 2020-03-06
427 ISHARES CORE U.S. AGGREGATE P 2019-08-28 2020-03-12
35 ISHARES EDGE MSCI US MOMENTUM P 2018-08-29 2020-08-10
3 ISHARES EDGE MSCI US MOMENTUM P 2018-08-29 2020-08-04
7 ISHARES EDGE MSCI US MOMENTUM P 2018-03-12 2020-07-28
2 ISHARES EDGE MSCI US MOMENTUM P 2018-04-26 2020-07-28
12 ISHARES EDGE MSCI US MOMENTUM P 2018-08-29 2020-07-28
98 ISHARES EDGE MSCI US MOMENTUM P 2018-03-12 2020-07-23
16 ISHARES EDGE MSCI US MOMENTUM P 2018-01-26 2020-03-06
5 ISHARES EDGE MSCI US MOMENTUM P 2018-03-12 2020-03-06
5 ISHARES EDGE MSCI US MOMENTUM P 2018-01-26 2020-02-27
20 ISHARES S&P MIDCAP 400 INDEX P 2018-01-24 2020-08-10
4 ISHARES S&P MIDCAP 400 INDEX P 2018-01-16 2020-07-28
12 ISHARES S&P MIDCAP 400 INDEX P 2018-01-24 2020-07-28
2 ISHARES S&P MIDCAP 400 INDEX P 2018-01-16 2020-07-23
35 ISHARES S&P MIDCAP 400 INDEX P 2018-01-16 2020-05-01
2 ISHARES S&P MIDCAP 400 INDEX P 2018-01-16 2020-05-01
370 ISHARES SELECT DIVIDEND ETF P 2020-03-24 2020-05-13
114 ISHARES SELECT DIVIDEND ETF P 2020-04-07 2020-05-13
57 ISHARES SELECT DIVIDEND ETF P 2020-04-14 2020-05-13
440 ISHARES SHORT TREASURY BD ETF P 2019-08-28 2020-05-19
176 ISHARES SP SMALLCAP 600 INDEX P 2020-06-05 2020-10-26
6 ISHARES SP SMALLCAP 600 INDEX P 2020-06-08 2020-10-26
125 ISHARES SP SMALLCAP 600 INDEX P 2020-06-10 2020-10-26
122 ISHARES SP SMALLCAP 600 INDEX P 2020-06-16 2020-10-26
21 ISHARES SP SMALLCAP 600 INDEX P 2020-08-25 2020-10-26
10 ISHARES SP SMALLCAP 600 INDEX P 2020-09-02 2020-10-26
94 ISHARES US AEROSPACE & DEF ETF P 2020-09-30 2020-10-27
19 ISHARES US AEROSPACE & DEF ETF P 2019-11-14 2020-02-27
24 ISHARES US AEROSPACE & DEF ETF P 2018-01-24 2020-02-27
14 ISHARES US AEROSPACE & DEF ETF P 2018-01-26 2020-02-27
22 ISHARES US AEROSPACE & DEF ETF P 2018-02-07 2020-02-27
9 ISHARES US AEROSPACE & DEF ETF P 2018-04-26 2020-02-27
233 KRANESHARES CSI CHINA INTERNET P 2018-01-16 2020-10-28
66 KRANESHARES CSI CHINA INTERNET P 2018-01-24 2020-10-28
36 KRANESHARES CSI CHINA INTERNET P 2018-01-26 2020-10-28
81 KRANESHARES CSI CHINA INTERNET P 2018-02-09 2020-10-28
87 KRANESHARES CSI CHINA INTERNET P 2018-04-26 2020-10-28
14 M K S INSTRUMENTS P 2018-04-05 2020-08-25
167 M K S INSTRUMENTS P 2018-04-18 2020-08-25
59 MASTEC INC P 2019-12-11 2020-03-10
112 MASTEC INC P 2018-01-16 2020-03-10
51 MASTEC INC P 2018-01-24 2020-03-10
34 MASTEC INC P 2018-01-26 2020-03-10
328 MICRON TECH INC P 2020-05-19 2020-08-24
4 MICROSOFT CORP P 2018-02-09 2020-09-02
9 MICROSOFT CORP P 2018-12-19 2020-09-02
5 MICROSOFT CORP P 2018-02-09 2020-03-06
27 NIKE INC B P 2020-06-17 2020-10-26
7 OTIS WORLDWIDE CORP P 2019-12-11 2020-05-13
45 OTIS WORLDWIDE CORP P 2018-12-26 2020-05-13
0.5 OTIS WORLDWIDE CORP P 2018-12-26 2020-04-03
36.688 PGIM JENN GLBL OPPORTUNITIES Z P 2018-01-16 2020-04-23
44.751 PGIM JENN GLBL OPPORTUNITIES Z P 2018-01-16 2020-02-27
627 PROSHARES SHORT DOW 30 P 2020-03-20 2020-03-26
1900 PROSHARES TR P 2020-03-06 2020-03-13
14 RAYTHEON TECHNOLOGIES CORP P 2019-12-11 2020-05-13
91 RAYTHEON TECHNOLOGIES CORP P 2018-12-26 2020-05-13
169 SCIENCE APPLICATIONS INTL CP P 2020-08-03 2020-10-09
14 SCIENCE APPLICATIONS INTL CP P 2020-08-25 2020-10-09
344 SOUTHWEST AIRLINES P 2020-04-09 2020-10-28
44 SOUTHWEST AIRLINES P 2020-08-25 2020-10-28
69 SOUTHWEST AIRLINES P 2020-09-02 2020-10-28
28 SOUTHWEST AIRLINES P 2020-04-09 2020-10-26
4 SPDR DJIA TRUST P 2019-11-14 2020-03-23
21 SPDR DJIA TRUST P 2018-01-24 2020-03-23
15 SPDR DJIA TRUST P 2018-01-26 2020-03-23
19 SPDR DJIA TRUST P 2018-02-09 2020-03-23
53 SPDR DJIA TRUST P 2018-09-10 2020-03-23
34 SPDR DJIA TRUST P 2018-10-03 2020-03-23
523 SPDR S&P REGIONAL BANKING ETF P 2020-05-04 2020-10-21
131 SPDR S&P REGIONAL BANKING ETF P 2020-05-19 2020-10-21
79 SPDR S&P REGIONAL BANKING ETF P 2020-06-02 2020-10-21
17 STARBUCKS CORP WASHINGTON P 2018-01-16 2020-10-26
9 STARBUCKS CORP WASHINGTON P 2018-01-16 2020-08-10
2.898 T ROWE PRICE BLUE CHIP GR P 2018-01-16 2020-05-01
7.234 T ROWE PRICE BLUE CHIP GR P 2018-01-16 2020-04-23
5.963 T ROWE PRICE BLUE CHIP GR P 2018-01-16 2020-02-27
1093 THE FINANCIAL SEL SECT SPDR FD P 2020-03-24 2020-04-23
33 TJX COS INC NEW P 2019-12-11 2020-08-20
114 TJX COS INC NEW P 2018-01-16 2020-08-20
64 TJX COS INC NEW P 2018-01-24 2020-08-20
44 TJX COS INC NEW P 2018-01-26 2020-08-20
5 UNITED RENTALS INC P 2019-04-01 2020-03-11
79 UNITED RENTALS INC P 2019-11-14 2020-03-11
14 UNITED RENTALS INC P 2019-12-11 2020-03-11
326 VANGUARD FTSE EMERGING MARKETS P 2020-06-05 2020-08-25
45 VERTEX PHARMACEUTICALS P 2019-11-14 2020-06-09
8 VERTEX PHARMACEUTICALS P 2019-12-11 2020-06-09
5 VERTEX PHARMACEUTICALS P 2019-11-14 2020-04-23
12 VERTEX PHARMACEUTICALS P 2019-11-14 2020-03-30
989.399 VOYA STRAT INC OPPPORT I P 2019-11-14 2020-08-12
1061.563 VOYA STRAT INC OPPPORT I P 2020-05-08 2020-08-12
338.845 VOYA STRAT INC OPPPORT I P 2020-05-19 2020-08-12
1.33 VOYA STRAT INC OPPPORT I P 2019-11-29 2020-08-12
3.434 VOYA STRAT INC OPPPORT I P 2019-12-31 2020-08-12
3.138 VOYA STRAT INC OPPPORT I P 2020-01-31 2020-08-12
2.976 VOYA STRAT INC OPPPORT I P 2020-02-28 2020-08-12
3.546 VOYA STRAT INC OPPPORT I P 2020-03-31 2020-08-12
2.96 VOYA STRAT INC OPPPORT I P 2020-04-30 2020-08-12
6.343 VOYA STRAT INC OPPPORT I P 2020-05-29 2020-08-12
8.513 VOYA STRAT INC OPPPORT I P 2020-06-30 2020-08-12
8.825 VOYA STRAT INC OPPPORT I P 2020-07-31 2020-08-12
416 WISDOMTREE US MIDCAP DIV FND P 2018-11-07 2020-01-10
Capital Gain Distribution P 2000-01-01 2020-12-31
Wash Sale      
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 2,132   1,019 1,113
b 386   255 131
c 1,275   1,019 256
d 1,323   1,019 304
e 1,227   541 686
1,479   676 803
1,261   676 585
3,529   1,812 1,717
282   282  
5,077   4,749 328
12,411   12,584 -173
1,445   571 874
4,506   2,078 2,428
643   416 227
551   416 135
1,422   1,039 383
67   91 -24
14,646   20,254 -5,608
1,086   964 122
640   593 47
4,328   5,816 -1,488
1,443   1,960 -517
1,443   1,952 -509
2,885   3,804 -919
227   385 -158
1,477   1,751 -274
7,406   12,673 -5,267
1,378   2,417 -1,039
20,601   16,465 4,136
5,163   4,549 614
23,971   22,703 1,268
12   11 1
80   79 1
74   73 1
89   88 1
78   78  
19,313   18,887 426
73   72 1
73   72 1
904   508 396
525   339 186
1,835   1,355 480
2,403   2,202 201
4,514   4,167 347
2,134   2,282 -148
7,530   9,962 -2,432
53   69 -16
3,791   5,093 -1,302
3,844   5,197 -1,353
4,239   5,814 -1,575
13,724   12,208 1,516
10,007   9,059 948
143   132 11
705   636 69
22,879   21,365 1,514
5,930   5,751 179
12,271   12,740 -469
23   22 1
25,307   24,723 584
2,348   2,358 -10
10,219   10,227 -8
9   9  
19   18 1
3,912   3,535 377
4,631   4,305 326
3,220   3,021 199
5,822   5,219 603
850   779 71
44   40 4
1,169   971 198
150   124 26
339   274 65
30   31 -1
333   345 -12
183   195 -12
10,566   9,063 1,503
21,960   21,448 512
1,308   1,276 32
42,437   48,762 -6,325
17,679   19,179 -1,500
3,029   2,614 415
331   257 74
2,901   2,317 584
4,201   3,712 489
4,525   4,022 503
2,262   1,802 460
883   857 26
47,121   48,719 -1,598
4,924   4,149 775
427   356 71
965   792 173
276   214 62
1,654   1,423 231
13,558   11,083 2,475
1,966   1,805 161
614   565 49
621   564 57
3,883   3,972 -89
738   787 -49
2,214   2,383 -169
371   393 -22
5,537   6,883 -1,346
316   393 -77
27,542   25,567 1,975
8,486   8,805 -319
4,243   4,578 -335
48,751   48,685 66
13,112   13,143 -31
447   453 -6
9,312   9,057 255
9,089   8,506 583
1,564   1,574 -10
745   758 -13
14,644   14,904 -260
3,888   4,403 -515
4,911   4,764 147
2,865   2,841 24
4,501   4,298 203
1,842   1,784 58
16,606   15,093 1,513
4,704   4,372 332
2,566   2,455 111
5,773   4,608 1,165
6,201   5,022 1,179
1,706   1,592 114
20,345   19,503 842
2,195   3,546 -1,351
4,167   5,865 -1,698
1,897   2,692 -795
1,265   1,815 -550
14,196   15,120 -924
928   342 586
2,089   956 1,133
793   428 365
3,452   2,701 751
337   538 -201
2,167   2,421 -254
21   27 -6
992   835 157
1,219   1,018 201
36,435   42,854 -6,419
55,425   49,721 5,704
756   1,136 -380
4,917   5,167 -250
13,582   13,737 -155
1,125   1,154 -29
13,064   12,465 599
1,671   1,630 41
2,620   2,710 -90
1,139   1,015 124
740   1,113 -373
3,886   5,516 -1,630
2,776   3,974 -1,198
3,516   4,488 -972
9,808   13,748 -3,940
6,292   9,116 -2,824
21,016   18,779 2,237
5,264   4,543 721
3,175   3,083 92
1,519   1,034 485
697   547 150
349   296 53
860   740 120
712   610 102
23,445   21,215 2,230
1,704   1,992 -288
5,886   4,408 1,478
3,305   2,538 767
2,272   1,763 509
495   589 -94
7,819   12,015 -4,196
1,386   2,198 -812
14,599   13,167 1,432
12,197   9,205 2,992
2,168   1,758 410
1,339   1,023 316
2,784   2,455 329
9,716   10,201 -485
10,425   9,947 478
3,327   3,199 128
13   14 -1
34   36 -2
31   33 -2
29   31 -2
35   32 3
29   28 1
62   61 1
84   82 2
87   86 1
15,691   14,772 919
4,876     4,876
      1,423
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       1,113
b       131
c       256
d       304
e       686
      803
      585
      1,717
       
      328
      -173
      874
      2,428
      227
      135
      383
      -24
      -5,608
      122
      47
      -1,488
      -517
      -509
      -919
      -158
      -274
      -5,267
      -1,039
      4,136
      614
      1,268
      1
      1
      1
      1
       
      426
      1
      1
      396
      186
      480
      201
      347
      -148
      -2,432
      -16
      -1,302
      -1,353
      -1,575
      1,516
      948
      11
      69
      1,514
      179
      -469
      1
      584
      -10
      -8
       
      1
      377
      326
      199
      603
      71
      4
      198
      26
      65
      -1
      -12
      -12
      1,503
      512
      32
      -6,325
      -1,500
      415
      74
      584
      489
      503
      460
      26
      -1,598
      775
      71
      173
      62
      231
      2,475
      161
      49
      57
      -89
      -49
      -169
      -22
      -1,346
      -77
      1,975
      -319
      -335
      66
      -31
      -6
      255
      583
      -10
      -13
      -260
      -515
      147
      24
      203
      58
      1,513
      332
      111
      1,165
      1,179
      114
      842
      -1,351
      -1,698
      -795
      -550
      -924
      586
      1,133
      365
      751
      -201
      -254
      -6
      157
      201
      -6,419
      5,704
      -380
      -250
      -155
      -29
      599
      41
      -90
      124
      -373
      -1,630
      -1,198
      -972
      -3,940
      -2,824
      2,237
      721
      92
      485
      150
      53
      120
      102
      2,230
      -288
      1,478
      767
      509
      -94
      -4,196
      -812
      1,432
      2,992
      410
      316
      329
      -485
      478
      128
      -1
      -2
      -2
      -2
      3
      1
      1
      2
      1
      919
      4,876
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 8,127
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 -7,657
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE
1 Reserved
(a)
Reserved 		(b)
Reserved 		(c)
Reserved 		(d)
Reserved
2
Reserved...........................
2
3
Reserved...........................
3
4
Reserved...........................
4
5
Reserved...........................
5
6
Reserved...........................
6
7
Reserved...........................
7
8
Reserved,..........................
8
Form 990-PF (2020)
Form 990-PF (2020)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Reserved................................ 1 260
c All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 260
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 260
6 Credits/Payments:
a 2020 estimated tax payments and 2019 overpayment credited to 2020 6a 372
b Exempt foreign organizations—tax withheld at source...... 6b  
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 372
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8  
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 112
11 Enter the amount of line 10 to be: Credited to 2021 estimated taxBullet112 RefundedBullet 11  
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletDE
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletThe Foundation Telephone no.bullet (916) 434-1662

    Located atbullet2410 S Dupont HwyCamdenDE ZIP+4bullet19934
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
    No
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2020?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2020, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2020?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2020.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?
    4b
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    Gerald L DeNardo Officer
    3.00     		0    
    119 Segolily Ct
    Lincoln,CA95648
    Sally DeNardo President
    3.00     		0    
    119 Segolily Ct
    Lincoln,CA95648
    David G DeNardo Officer
    3.00     		0    
    9611 Engel Lane
    Olivette,MO63132
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet  
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet  
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    1,065,220
    b
    Average of monthly cash balances.......................
    1b
    69,336
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    1,134,556
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
     
    3
    Subtract line 2 from line 1d.........................
    3
    1,134,556
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    17,018
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    1,117,538
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    55,877
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    55,877
    2a
    Tax on investment income for 2020 from Part VI, line 5......
    2a
    260
    b
    Income tax for 2020. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    260
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    55,617
    4
    Recoveries of amounts treated as qualifying distributions................
    4
     
    5
    Add lines 3 and 4............................
    5
    55,617
    6
    Deduction from distributable amount (see instructions).................
    6
     
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    55,617
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    185,077
    b
    Program-related investments—total from Part IX-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    185,077
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
     
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    185,077
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2019     		(c)
    2019     		(d)
    2020
    1 Distributable amount for 2020 from Part XI, line 7 55,617
    2 Undistributed income, if any, as of the end of 2020:
    a Enter amount for 2019 only.......  
    b Total for prior years:20, 20, 20  
    3 Excess distributions carryover, if any, to 2020:
    a From 2015...... 52,846
    b From 2016...... 67,350
    c From 2017...... 163,377
    d From 2018...... 104,142
    e From 2019...... 125,302
    fTotal of lines 3a through e........ 513,017
    4Qualifying distributions for 2020 from Part
    XII, line 4: bullet$ 185,077
    a Applied to 2019, but not more than line 2a  
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		 
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2020 distributable amount..... 55,617
    e Remaining amount distributed out of corpus 129,460
    5 Excess distributions carryover applied to 2020.    
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 642,477
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		 
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		 
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		 
    e Undistributed income for 2019. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		 
    f Undistributed income for 2020. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2021 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		 
    8 Excess distributions carryover from 2015 not
    applied on line 5 or line 7 (see instructions) ...     		52,846
    9Excess distributions carryover to 2021.
    Subtract lines 7 and 8 from line 6a ......     		589,631
    10 Analysis of line 9:
    a Excess from 2016.... 67,350
    b Excess from 2017.... 163,377
    c Excess from 2018.... 104,142
    d Excess from 2019.... 125,302
    e Excess from 2020.... 129,460
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2020 (b) 2019 (c) 2018 (d) 2017
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
    bThe form in which applications should be submitted and information and materials they should include:
    cAny submission deadlines:
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    WU School of Medicine
    660 S Euclid Ave
    St Louis,MO63110     		None PC General/Unrestricted 115,991
    St Louis University
    1 North Grand Blvd
    St Louis,MO63103     		None PC General/Unrestricted 49,650
    Santa Clara University
    500 El Camion Real
    Santa Clara,CA95053     		None PC General/Unrestricted 18,820
    Total .................................bullet 3a 184,461
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		    14 5  
    4 Dividends and interest from securities....     14 17,367  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		        6,704
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue:
    aMisc, refunds, ret of cap     		    1 914  
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   18,286 6,704
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    24,990
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below?
    See instructions.
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2020)
    Additional Data


    Software ID: 20011551
    Software Version: 2020v4.0


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors

    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
    OMB No. 1545-0047
    2020
    Name of the organization
    DeNardo Education and
    Research Foundation
    Employer identification number

    46-1526435
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ






    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
    or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020) Page 2
    Name of organization
    DeNardo Education and
    Research Foundation         		Employer identification number
    46-1526435
    Part I
    Contributors
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    Gerald and Sally DeNardo
    119 Segolily Court
     
    Lincoln, CA95648

    		$ 340,362


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 3
    Name of organization
    DeNardo Education and
    Research Foundation         		Employer identification number

    46-1526435
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 4
    Name of organization
    DeNardo Education and
    Research Foundation         		Employer identification number

    46-1526435
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Additional Data


    Software ID: 20011551
    Software Version: 2020v4.0

    TY 2020 AccountingFeesSchedule
    Name:
    DeNardo Education and
     
    Research Foundation
    EIN:
    46-1526435
    Software ID:
    20011551
    Software Version:
    2020v4.0
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    Accounting 750 375 0 375

    TY 2020 InvestmentsCorpStockSchedule
    Name:
    DeNardo Education and
     
    Research Foundation
    EIN:
    46-1526435
    Software ID:
    20011551
    Software Version:
    2020v4.0
    Name of Stock End of Year Book Value End of Year Fair Market Value
    Adobe inc 9,744 18,504
    Alibab Group 8,594 14,196
    Alphabet Inc 12,645 19,279
    Blackrock Inc 13,998 20,925
    Comcast Corp 13,318 18,340
    Microsoft Corp 8,838 18,461
    Starbucks Corp Washington 12,472 22,252
    Visa Inc 11,893 18,373
    Walt Disney Co 13,238 21,198
    Abbvie Inc Com 15,446 19,073
    Apple Inc 6,237 19,240
    Boeing Co 25,006 22,904
    Vertex Parmaceuticals 18,918 16,071
    Abbott Laboratories 13,858 17,628
    Amazon.Com 10,870 19,542
    Blackstone Group Inc 16,367 19,832
    Delta Air Lines Inc 13,070 13,832
    Ebay Inc 14,835 13,417
    Facebook 9,985 17,482
    FedEx 20,680 18,693
    L4Harris Technologies 17,754 19,091
    Lowes Companies 14,678 14,767
    Nike Inc 14,518 20,655
    PayPal Holdings Inc 20,686 24,123
    Union Pacific Corp 18,465 19,989

    TY 2020 InvestmentsOtherSchedule2
    Name:
    DeNardo Education and
     
    Research Foundation
    EIN:
    46-1526435
    Software ID:
    20011551
    Software Version:
    2020v4.0
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    Hartford Core Equity AT COST    
    PGIM Jenn Glbl Opportunities AT COST 16,572 32,707
    TRowe Price Blue Chip AT COST 16,443 25,847
    American New World AT COST 27,004 36,034
    JPMorgan Emerging Mkts Eq I AT COST 25,830 37,094
    JPMorgan Mortgage-Backed Sec I AT COST 24,722 24,868
    PGIM Global Total Return Z AT COST 25,036 25,931
    Pimco Diversified Income I2 AT COST 23,688 25,014
    Thornburg Strategic Inc I AT COST 23,898 24,986
    Transamerica Bond AT COST 23,977 25,070
    Blackrock Mid Cap Grw AT COST 31,680 44,947
    Diamond Hill Corp Credit AT COST 23,729 26,855
    Federated Hermes Kaufm AT COST 24,220 41,014
    Invesco Discovery Y AT COST 31,356 41,458
    MFS Emerging Markets Debt I AT COST 24,507 25,249
    Victory Float Rate Y AT COST 15,288 15,794
    Western Asset Core BD I AT COST 24,064 24,904
    Ishares Core S&P AT COST 55,375 67,195
    Ishares Edge MSCI US AT COST 40,633 52,903
    Ishares S&P Midcap 400 AT COST 46,960 57,458
    Ishares US Medical Dev AT COST 22,095 31,421
    Energy Sel Sect SPDR AT COST 28,393 28,273
    Ishares N American Teh Soft AT COST 28,120 34,348
    Ishares Russell 2000 Value ETF AT COST 46,685 49,274
    Ishares S&P 500 Val ETF AT COST 60,198 62,602
    Ishares Tips Bond ETF AT COST 21,577 24,764
    Ishares US Financials ETF AT COST 42,737 44,869

    TY 2020 OtherExpensesSchedule
    Name:
    DeNardo Education and
     
    Research Foundation
    EIN:
    46-1526435
    Software ID:
    20011551
    Software Version:
    2020v4.0
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    Office Supplies, Postage, Misc 62 15   47


    TY 2020 OtherIncomeSchedule2
    Name:
    DeNardo Education and
     
    Research Foundation
    EIN:
    46-1526435
    Software ID:
    20011551
    Software Version:
    2020v4.0
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    Misc, refunds, ret of cap 914   914


    TY 2020 OtherProfessionalFeesSchedule
    Name:
    DeNardo Education and
     
    Research Foundation
    EIN:
    46-1526435
    Software ID:
    20011551
    Software Version:
    2020v4.0
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    Advisor fees 6,052 6,052 0 0
    DE Agent 169 0 0 169
    DE Filing fee 25 0 0 25


    TY 2020 TaxesSchedule
    Name:
    DeNardo Education and
     
    Research Foundation
    EIN:
    46-1526435
    Software ID:
    20011551
    Software Version:
    2020v4.0
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    Excise Tax 368 368