Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2020
Open to Public Inspection
For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020
Name of foundation
GUTMAN FAMILY FOUNDATION INC
C/O ALLAN J GIBBER
Number and street (or P.O. box number if mail is not delivered to street address)27TH FLOOR ONE SOUTH STREET
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
BALTIMORE, MD21202
A Employer identification number

52-6056321
B Telephone number (see instructions)

(410) 578-1224
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$1,566,945J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 225,000
2 Check bullet.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 22,996 22,996  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 52,864
b Gross sales price for all assets on line 6a 798,507
7 Capital gain net income (from Part IV, line 2)... 52,864
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 300,860 75,860  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 3,000 1,500   1,500
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 109 39   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 11,146 11,146   0
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 14,255 12,685   1,500
25 Contributions, gifts, grants paid....... 325,871 325,871
26 Total expenses and disbursements. Add lines 24 and 25 340,126 12,685   327,371
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -39,266
b Net investment income (if negative, enter -0-) 63,175
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2020)
Form 990-PF (2020)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 116,439 117,881 117,881
2 Savings and temporary cash investments......... 51,095 57,362 57,362
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 649,340 Click to see attachment477,110 998,281
c Investments—corporate bonds (attach schedule)....... 36,541 Click to see attachment36,541 31,741
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 236,430 Click to see attachment361,685 361,680
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 1,089,845 1,050,579 1,566,945
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here bullet
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... 1,089,845 1,050,579
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here bullet
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 1,089,845 1,050,579
30 Total liabilities and net assets/fund balances (see instructions). 1,089,845 1,050,579
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
1,089,845
2
Enter amount from Part I, line 27a .....................
2
-39,266
3
Other increases not included in line 2 (itemize) bullet
3
0
4
Add lines 1, 2, and 3 ..........................
4
1,050,579
5
Decreases not included in line 2 (itemize) bullet
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
1,050,579
Form 990-PF (2020)
Form 990-PF (2020)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a MORGAN STANLEY # 072-900237-360 P 2020-01-01 2020-12-31
b MORGAN STANLEY # 072-900237-360 P 2019-01-01 2020-12-31
c MORGAN STANLEY # 072-900237-360 P 2019-01-01 2020-12-31
d MORGAN STANLEY # 072-900237-360 P 2019-01-01 2020-12-31
e RBC - AON PLC P 2003-07-15 2020-12-21
RBC - MCCORMICK & CO P 2004-12-29 2020-12-21
RBC - PEMBINA PIPELINE CORP P 2006-08-28 2020-12-21
CHARLES SCHWAB - KIMBERLY CLARK P 2005-03-15 2020-03-27
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 224,823   221,094 3,729
b 522,244   511,955 10,289
c 34     34
d 617   600 17
e 27,125   3,132 23,993
18,304   3,867 14,437
3,169   4,276 -1,107
2,191   719 1,472
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       3,729
b       10,289
c       34
d       17
e       23,993
      14,437
      -1,107
      1,472
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 52,864
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE
1 Reserved
(a)
Reserved 		(b)
Reserved 		(c)
Reserved 		(d)
Reserved
2
Reserved...........................
2
3
Reserved...........................
3
4
Reserved...........................
4
5
Reserved...........................
5
6
Reserved...........................
6
7
Reserved...........................
7
8
Reserved,..........................
8
Form 990-PF (2020)
Form 990-PF (2020)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Reserved................................ 1 878
c All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 878
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 878
6 Credits/Payments:
a 2020 estimated tax payments and 2019 overpayment credited to 2020 6a 1,178
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 1,178
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 300
11 Enter the amount of line 10 to be: Credited to 2021 estimated taxBullet300 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletMD
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. Click to see attachment...............................
    10
    Yes
     
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletALLAN J GIBBER Telephone no.bullet (410) 332-8580

    Located atbullet27TH FLOOR ONE SOUTH STREETBALTIMOREMD ZIP+4bullet21202
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
     
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2020?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2020, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2020?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2020.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?
    4b
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    ALLAN J GIBBER PRESIDENT
    0.00     		0 0 0
    6718 WESTBROOK ROAD
    BALTIMORE,MD21215
    BERNARD STEINHARTER SEC/TREAS.
    0.00     		0 0 0
    3605 MENLO DRIVE
    BALTIMORE,MD21215
    ABRAHAM GUTMAN VICE - PRESIDENT
    0.00     		0 0 0
    6311 GREENSPRING AVE
    BALTIMORE,MD21209
    MIRIAM L STEINHARTER DIRECTOR
    0.00     		0 0 0
    3605 MENLO DRIVE
    BALTIMORE,MD21215
    DEBORAH S GIBBER DIRECTOR
    0.00     		0 0 0
    6718 WESTBROOK ROAD
    BALTIMORE,MD21215
    MARION GUTMAN DIRECTOR
    0.00     		0 0 0
    3819 MENLO DRIVE
    BALTIMORE,MD21215
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    1,335,907
    b
    Average of monthly cash balances.......................
    1b
    121,430
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    1,457,337
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    1,457,337
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    21,860
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    1,435,477
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    71,774
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    71,774
    2a
    Tax on investment income for 2020 from Part VI, line 5......
    2a
    878
    b
    Income tax for 2020. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    878
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    70,896
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    70,896
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    70,896
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    327,371
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    327,371
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    327,371
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2019     		(c)
    2019     		(d)
    2020
    1 Distributable amount for 2020 from Part XI, line 7 70,896
    2 Undistributed income, if any, as of the end of 2020:
    a Enter amount for 2019 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2020:
    a From 2015...... 318,800
    b From 2016...... 306,277
    c From 2017...... 279,108
    d From 2018...... 222,619
    e From 2019...... 308,168
    fTotal of lines 3a through e........ 1,434,972
    4Qualifying distributions for 2020 from Part
    XII, line 4: bullet$ 327,371
    a Applied to 2019, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2020 distributable amount..... 70,896
    e Remaining amount distributed out of corpus 256,475
    5 Excess distributions carryover applied to 2020. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 1,691,447
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2019. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2020. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2021 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8 Excess distributions carryover from 2015 not
    applied on line 5 or line 7 (see instructions) ...     		318,800
    9Excess distributions carryover to 2021.
    Subtract lines 7 and 8 from line 6a ......     		1,372,647
    10 Analysis of line 9:
    a Excess from 2016.... 306,277
    b Excess from 2017.... 279,108
    c Excess from 2018.... 222,619
    d Excess from 2019.... 308,168
    e Excess from 2020.... 256,475
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2020 (b) 2019 (c) 2018 (d) 2017
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    ALLAN J GIBBER
    BERNARD STEINHARTER
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
    bThe form in which applications should be submitted and information and materials they should include:
    cAny submission deadlines:
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    ACHIM
    6604 AMLEIGH ROAD
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 2,500
    AGUDATH CHARITY FUND
    6200 PARK HEIGHTS AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 12,192
    AGUDATH ISRAEL OF MARYLAND
    23 WALKER AVE
    PIKESVILLE,MD21208     		NONE 501(C)(3) COMMUNITY ASSISTANCE 2,500
    AHAVAS YISROEL CHARITY FUND
    115 SUDBROOK LANE
    BALTIMORE,MD21208     		NONE 501(C)(3) COMMUNITY ASSISTANCE 30,000
    AMERICAN FRIENDS OF BEER HATORAH
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 850
    AMERICAN FRIENDS OF EVEN YISROEL
    25 DAKOTA ST
    PASSAIC,NJ07055     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    AMERICAN FRIENDS OF HALICOT HAARETZ
    214 AVENUE J
    BROOKLYN,NY11230     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    AMERICAN FRIENDS OF KOIDINOV
    6301 LINCOLN AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,460
    AMERICAN FRIENDS OF KOL TORAH
    10 SAM LAW DRIVE
    MONSEY,NY10952     		NONE 501(C)(3) RELIGIOUS EDUCATION 13,500
    AMERICAN FRIENDS OF KUPAT HAIR
    4415 14TH AVE
    NEW YORK,NY11219     		NONE 501(C)(3) COMMUNITY ASSISTANCE 216
    AMERICAN FRIENDS OF LEV AARON
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    AMERICAN FRIENDS OF MEAH SHEARIM
    136-847 1ST ROAD
    KEW GARDEN HILLS,NY11367     		NONE 501(C)(3) RELIGIOUS EDUCATION 2,300
    AMERICAN FRIENDS OF NER YAAKOV
    6311 GREEN SPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 4,000
    AMERICAN FRIENDS OF TORAH BTZFAT
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 860
    AMERICAN FRIENDS OF YAD ELIEZER
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 8,500
    AMERICAN FRIENDS OF RAMAT BEIT SHEMESH
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,000
    AMERICAN FRIENDS OF YESHIVA SHAAREI SIMCHA
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 2,500
    BAIS MEDRASH & MESIVTA OF BALTIMORE
    6823 OLD PIMLICO ROAD
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 3,700
    BAIS YAAKOV OF BALTIMORE
    6300 SMITH AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 18,805
    BIKUR CHOLIM OF BALTIMORE
    2833 SMITH AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,708
    BJSZ
    6602 PARK HEIGHTS AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,650
    BNOS YISROEL
    6300 PARK HEIGHTS AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 5,036
    BYTF
    6221 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,326
    CHAYE OLAM
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,578
    CHILD LIFE SOCIETY
    1347 43RD STREET
    BROOKLYN,NY11219     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,100
    CHOFETZ CHAIM HERITAGE FOUNDATION
    361 SPOOK ROCK ROAD
    SUFFERN,NY10901     		NONE 501(C)(3) COMMUNITY ASSISTANCE 2,518
    COMMUNITY KOLLEL OF BALTIMORE
    3800 LABYRINTH ROAD
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 4,018
    CONGREGATION AGUDATH ISRAEL OF BALTIMORE
    6200 PARK HEIGHTS AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 2,300
    CONGREGATION AVODAH BERURAH
    187 LAFAYETTE AVE
    LAKEWOOD,NJ08701     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    CONGREGATION BAIS MEDRASH GEVOA
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 2,025
    CONGREGATION BEIS SHALOM
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,000
    CONGREGATION PISCHEI SHEARIM
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    CONGREGATION ZICHRON MOSHE
    1441 MONMOUTH AVE
    LAKEWOOD,NJ08701     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    EDUCATION ENDOWMENT FUND
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 2,400
    ETZ CHAIM
    3702 FORDS LANE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY PROGRAMING 4,180
    FRIENDS OF BIKUR CHOLIM EZRAS ACHIM
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 500
    FRIENDS OF CAVEIRIM LEREFUAH
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 700
    HALICHOS HAARETZ
    6311 GREEN SPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 720
    HATZALAH DAROM
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 360
    HATZALAH OF BALTIMORE
    2930 TANEY ROAD
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 5,600
    HERITAGE HOUSE
    8418 115TH ST
    NEW YORK,NY11418     		NONE 501(C)(3) COMMUNITY ASSISTANCE 500
    IN HIS IMAGE
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,000
    INSTITUTE FOR DAYANIM
    6221 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 250
    IPF
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    JEWELS
    31 WALKER AVE
    BALTIMORE,MD21208     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,800
    JEWISH CARING NETWORK
    122 SLADE AVE
    BALTIMORE,MD21208     		NONE 501(C)(3) COMMUNITY ASSISTANCE 2,076
    KCY
    57 TAFFA PLACE APT 1B
    BROOKLYN,NY11205     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,980
    KEHILLAS KOL TORAH
    2929 FALLSTAFF ROAD
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 4,960
    KEREN HATORAH
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 250
    KEREN ORAH
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 600
    KHEL CHASSIDEI YERUSHALAYIM
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    KOLLEL CHAZON ISH
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    KOLLEL AVODAS LEVI
    400 MT WILSON LANE
    BALTIMORE,MD21208     		NONE 501(C)(3) RELIGIOUS EDUCATION 3,110
    KOLLEL KODSHIM
    35-18 117TH ST
    RICHMOND HILLS,NY11418     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    KOLLEL NEZIKIN
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 360
    LEV LACHIM
    1034 E 12TH ST
    BROOKLYN,NY11230     		NONE 501(C)(3) COMMUNITY ASSISTANCE 804
    MENORA
    136-07 72ST AVE
    FLUSHING,NY11367     		NONE 501(C)(3) COMMUNITY ASSISTANCE 3,500
    MENUCHA
    404 REISTERSTOWN ROAD
    BALTIMORE,MD21208     		NONE 501(C)(3) COMMUNITY ASSISTANCE 2,480
    MERKAZ TORAH UTEFILA
    6500 BAYTHORNE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,500
    MIFAL CHESSED
    1933 50TH ST
    BROOKLYN,NY11204     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,010
    MISCELLANEOUS CHARITABLE DONATIONS 400
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 7,604
    MISHKON YITZCHOK
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 3,500
    MOSDOS KALIV
    1336 APPLE BLOSSOM CT
    TOMS RIVER,NJ08755     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    MOSDOS NESIVOS SHALOM
    14 MANOR DRIVE
    MONSEY,NY10952     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    NACHLAS BAIS YAAKOV
    1 E 13TH ST
    LAKEWOOD,NJ08701     		NONE 501(C)(3) RELIGIOUS EDUCATION 860
    NACHLAS HATORAH
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,250
    NER ISRAEL RABBINICAL COLLEGE
    400 MT WILSON LANE
    BALTIMORE,MD21208     		NONE 501(C)(3) RELIGIOUS EDUCATION 16,640
    NEW ENGLAND RABBINICAL COLLEGE
    262 BLACKSTONE BLVD
    PROVIDENCE,RI02906     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,000
    NOAM HATALMUD
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,500
    OHEL YAAKOV
    3200 GLEN AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 360
    OHR SHALOM VCHESSED
    285 DIVISION AVE 25
    BROOKLYN,NY11211     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,860
    OHR SHUMUEL
    4319 10TH AVE STE B
    BROOKLYN,NY11219     		NONE 501(C)(3) RELIGIOUS EDUCATION 7,100
    OHR SIMCHA
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 300
    RDF OF SIC
    5835 PARK HEIGHTS AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,000
    SHEARITH ISRAEL CONGREGATION
    5835 PARK HEIGHTS AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 7,800
    SHOMREI EMUNAH
    6221 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 375
    SHORESH
    3723 OLD COURT ROAD
    BALTIMORE,MD21208     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,000
    TALMUDICAL ACADEMY
    4445 OLD COURT ROAD
    BALTIMORE,MD21208     		NONE 501(C)(3) RELIGIOUS EDUCATION 10,000
    TIKVAH LAYELED
    322 W 52ND ST
    NEW YORK,NY10019     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,848
    TORAH INSTITUTE
    35 ROSEWOOD LANE
    OWINGS MILLS,MD21117     		NONE 501(C)(3) RELIGIOUS EDUCATION 9,807
    TORAH SCHOOLS FOR ISRAEL
    1607 45TH ST
    BROOKLYN,NY11204     		NONE 501(C)(3) RELIGIOUS EDUCATION 8,018
    TORAS CHAIM
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 636
    TORAS MOSHE
    1412 E 7TH ST
    BROOKLYN,NY11230     		NONE 501(C)(3) RELIGIOUS EDUCATION 2,500
    TZIDKATH JOSEPH NAPHTALI
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 536
    YAD EZRA
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 600
    YAD LACHIM
    580 5TH AVE
    NEW YORK,NY10036     		NONE 501(C)(3) COMMUNITY ASSISTANCE 750
    YAD MALKA
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 500
    YAD TOMECH
    1520 39TH ST
    BROOKLYN,NY11218     		NONE 501(C)(3) COMMUNITY ASSISTANCE 720
    YESHIVA AVIR YAAKOV
    766 N MAIN ST
    SPRING VALLEY,NY10937     		NONE 501(C)(3) RELIGIOUS EDUCATION 636
    YESHIVA BETH MOSHE
    930 HICKORY ST
    SCRANTON,PA18505     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,518
    YESHIVA CHAIM BERLIN
    1605 CONEY ISLAND AVE
    BROOKLYN,NY11230     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,220
    YESHIVA GREATER WASHINGTON
    2010 LINDEN LANE
    SILVER SPRING,MD20910     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,500
    YESHIVA LAVREICHIM METZUYANIM
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 720
    YESHIVA NEIMUS HATORAH
    4398 CREST HEIGHTS ROAD
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,600
    YESHIVA SHAREI SHMUEL
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 600
    YESHIVA TIFERES BOCHORIM
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    YESHIVAS MIR
    5227 NEW UTRECHT AVE
    BROOKLYN,NY11219     		NONE 501(C)(3) RELIGIOUS EDUCATION 3,800
    AGUDAH OF AMERICA
    42 BROADWAY 14TH FLOOR
    NEW YORK,NY10004     		NONE 501(C)(3) RELIGIOUS EDUCATION 180
    AMERICAN FRIENDS OF OHR YERUSHALAYIM
    1137 E 13TH ST
    BROOKLYN,NY11230     		NONE 501(C)(3) RELIGIOUS EDUCATION 5,000
    AMERICAN FRIENDS OF MESHI
    666 W 188TH ST
    BOCA RATON,FL33433     		NONE 501(C)(3) RELIGIOUS EDUCATION 240
    THE ASSOCIATED
    101 W MT ROYAL AVE
    BALTIMORE,MD21201     		NONE 501(C)(3) COMMUNITY ASSISTANCE 2,000
    BALTIMORE COMMUNITY KOLLEL FOR MECHANCIM
    3708 W STATHMORE AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 600
    BONAI OLAM
    1755 46TH ST
    BROOKLYN,NY11204     		NONE 501(C)(3) COMMUNITY ASSISTANCE 600
    BOYS TOWN JERUSALEM
    1 PENNSYLVANIA PLAZA 6250
    NEW YORK,NY10119     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,000
    KOLLEL CHABAD
    806 EASTERN PARKWAY
    BROOKLYN,NY11213     		NONE 501(C)(3) RELIGIOUS EDUCATION 250
    CONGREGATION SHAAREI TEFILOH
    371 NE 172ND ST
    NORTH MIAMI BEACH,FL33162     		NONE 501(C)(3) RELIGIOUS EDUCATION 450
    CONGREGATION ADAS BNEI ISRAEL
    5915 PARK HEIGHTS AVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 200
    CONGREGATION AGUDATH ISRAEL
    4911 16TH AVE
    BROOKLYN,NY11204     		NONE 501(C)(3) RELIGIOUS EDUCATION 2,000
    CONGREGATION TORAH V'TEFILLAH
    3395 BLANCE AVE
    CLEVELAND,OH44118     		NONE 501(C)(3) RELIGIOUS EDUCATION 250
    FRIENDS OF HAVEIRIM
    25-05 HEALY AVE
    FAR ROCKAWAY,NY11691     		NONE 501(C)(3) COMMUNITY ASSISTANCE 275
    FRIENDS OF LENEFESH TIDRESHENU
    4403 15TH AVE STE 354
    BROOKLYN,NY11219     		NONE 501(C)(3) RELIGIOUS EDUCATION 940
    GUARD YOUR EYES
    PO BOX 32380
    PIKESVILLE,MD21282     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    KOLLEL ZICHRON MICHEL
    990 NE 175TH ST
    NORTH MIAMI BEACH,FL33162     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    MEMPHIS KOLLEL
    5462 BRANTFORD AVE
    MEMPHIS,TN38120     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,000
    MIKVAH OF BALTIMORE
    3207 CLARKS LANE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 5,000
    NWCP
    PO BOX 15126
    BALTIMORE,MD21282     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,600
    PROJECT EXTREME
    335 CENTRAL AVE
    LAWRENCE,NY11559     		NONE 501(C)(3) COMMUNITY ASSISTANCE 2,500
    SHUVU RETURN
    5218 16TH AVE
    BROOKLYN,NY11204     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,716
    YESHIVA ATERES SHMUEL
    47 BUCKINGHAM ST
    WATERBURY,CT06710     		NONE 501(C)(3) RELIGIOUS EDUCATION 250
    KAD RIVKA
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,600
    SIMCHAS ESTHER
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,000
    THE CHESSED FUND
    3209 FALLSTAFF ROAD
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 1,825
    BAIS SHAINDEL
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 3,000
    EIN OD MILVADO
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 900
    CONGREGATION DINOV
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,800
    ZICHRON DOVID ELIEZER
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    VAAD LOORER YESHANIM
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 1,000
    ORLANDO TORAH ACADEMY
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    MECHON RUTH
    1262 51ST
    BROOKLYN,NY11219     		NONE 501(C)(3) RELIGIOUS EDUCATION 860
    BAIS MEDRASH PINE STREET
    10 NEWBERRY CT
    LAKEWOOD,NJ08701     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    MESIVTA OF CLIFTON
    338 DELAWANNA AVE
    CLIFTON,NJ07014     		NONE 501(C)(3) RELIGIOUS EDUCATION 180
    ADAS YEREIM
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    AGUDAH OF TOMCHEI TZEDAKA
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) COMMUNITY ASSISTANCE 500
    CONGREGATION ADAS YESHURUN
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 500
    KESSER DAVID
    3605 MENLO DRIVE
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 580
    SAR SHALOM
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 710
    CHEVRA AHAVAS CHESSED
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) COMMUNITY ASSISTANCE 370
    MISCELLANEOUS CHARITABLE DONATIONS 400
    6311 GREENSPRING AVE
    BALTIMORE,MD21209     		NONE 501(C)(3) RELIGIOUS EDUCATION 5,555
    MISCELLANEOUS CHARITABLE DONATIONS 400
    C/O 6718 WESTBROOK ROAD
    BALTIMORE,MD21215     		NONE 501(C)(3) RELIGIOUS EDUCATION 250
    BAIS MEDRASH MAYAN HATORAH
    101 MILTON ST
    LAKEWOOD,NJ08701     		NONE 501(C)(3) RELIGIOUS EDUCATION 250
    Total .................................bullet 3a 325,871
    bApproved for future payment
    Total .................................bullet 3b 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		         
    4 Dividends and interest from securities....     14 22,996  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 52,864  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. 0 75,860 0
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    75,860
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below?
    See instructions.
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2020)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors

    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
    OMB No. 1545-0047
    2020
    Name of the organization
    GUTMAN FAMILY FOUNDATION INC
    C/O ALLAN J GIBBER
    Employer identification number

    52-6056321
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ






    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
    or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020) Page 2
    Name of organization
    GUTMAN FAMILY FOUNDATION INC
    C/O ALLAN J GIBBER         		Employer identification number
    52-6056321
    Part I
    Contributors
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    ALLAN & DEBBIE GIBBER
     
    6718 WESTBROOK ROAD
     
    BALTIMORE, MD21215

    		$ 135,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    2
    GUTMAN BROTHERS LTD
     
    6311 GREENSPRING AVE
     
    BALTIMORE, MD21209

    		$ 50,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    3
    BERNIE & MIRIAM STEINHARTER
     
    3605 MENLO DRIVE
     
    BALTIMORE, MD21215

    		$ 40,000


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 3
    Name of organization
    GUTMAN FAMILY FOUNDATION INC
    C/O ALLAN J GIBBER         		Employer identification number

    52-6056321
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 4
    Name of organization
    GUTMAN FAMILY FOUNDATION INC
    C/O ALLAN J GIBBER         		Employer identification number

    52-6056321
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Additional Data


    Software ID:  
    Software Version:  

    TY 2020 AccountingFeesSchedule
    Name:
    GUTMAN FAMILY FOUNDATION INC
     
    C/O ALLAN J GIBBER
    EIN:
    52-6056321
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
      3,000 1,500   1,500

    TY 2020 InvestmentsCorpBondsSchedule
    Name:
    GUTMAN FAMILY FOUNDATION INC
     
    C/O ALLAN J GIBBER
    EIN:
    52-6056321
    Name of Bond End of Year Book Value End of Year Fair Market Value
      36,541 31,741

    TY 2020 InvestmentsCorpStockSchedule
    Name:
    GUTMAN FAMILY FOUNDATION INC
     
    C/O ALLAN J GIBBER
    EIN:
    52-6056321
    Name of Stock End of Year Book Value End of Year Fair Market Value
      477,110 998,281

    TY 2020 InvestmentsOtherSchedule2
    Name:
    GUTMAN FAMILY FOUNDATION INC
     
    C/O ALLAN J GIBBER
    EIN:
    52-6056321
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
      AT COST 361,685 361,680

    TY 2020 OtherExpensesSchedule
    Name:
    GUTMAN FAMILY FOUNDATION INC
     
    C/O ALLAN J GIBBER
    EIN:
    52-6056321
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    BANK CHARGES & INVESTMENT FEES 11,146 11,146   0


    TY 2020 SubstantialContributorsSch
    Name:
    GUTMAN FAMILY FOUNDATION INC
     
    C/O ALLAN J GIBBER
    EIN:
    52-6056321
    Name Address
    ABE GUTMAN 6311 GREENSPRING AVE
    BALTIMORE,MD21209
    ALLAN DEBORAH GIBBER 6718 WESTBROOK ROAD
    BALTIMORE,MD21215
    BERNIE MIRIAM STEINHARTER 3605 MENLO DRIVE
    BALTIMORE,MD21215
    GUTMAN BROTHERS LTD
          		6311 GREENSPRING AVE
    BALTIMORE,MD21209


    TY 2020 TaxesSchedule
    Name:
    GUTMAN FAMILY FOUNDATION INC
     
    C/O ALLAN J GIBBER
    EIN:
    52-6056321
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FOREIGN TAXES 39 39   0
    FEDERAL TAXES 70 0   0