Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2020
Open to Public Inspection
For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020
Name of foundation
MIDDLESEX SAVINGS CHARITABLE
FOUNDATION INC
Number and street (or P.O. box number if mail is not delivered to street address)CO MIDDLESEX SAVINGS 6 MAIN ST
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
NATICK, MA01760
A Employer identification number

04-3521246
B Telephone number (see instructions)

(508) 315-5361
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$19,126,702J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 2,002,250
2 Check bullet.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 471,863 471,863  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 1,532
b Gross sales price for all assets on line 6a 201,585
7 Capital gain net income (from Part IV, line 2)... 1,305
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 2,475,645 473,168  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 2,250 0   2,250
c Other professional fees (attach schedule).... Click to see attachment 106,475 106,475   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 5,500 0   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 6,965 0   6,965
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 121,190 106,475   9,215
25 Contributions, gifts, grants paid....... 2,894,555 2,894,555
26 Total expenses and disbursements. Add lines 24 and 25 3,015,745 106,475   2,903,770
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -540,100
b Net investment income (if negative, enter -0-) 366,693
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2020)
Form 990-PF (2020)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 19,325 22,915 22,915
2 Savings and temporary cash investments.........      
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 3,131,559 Click to see attachment4,963,690 4,963,690
b Investments—corporate stock (attach schedule)....... 3,473,386 Click to see attachment3,173,215 3,173,215
c Investments—corporate bonds (attach schedule)....... 6,016,285 Click to see attachment4,610,654 4,610,654
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 6,893,639 Click to see attachment6,356,228 6,356,228
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 19,534,194 19,126,702 19,126,702
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here bullet
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here bullet
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 23,743,000 25,743,000
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds -4,208,806 -6,616,298
29 Total net assets or fund balances (see instructions)..... 19,534,194 19,126,702
30 Total liabilities and net assets/fund balances (see instructions). 19,534,194 19,126,702
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
19,534,194
2
Enter amount from Part I, line 27a .....................
2
-540,100
3
Other increases not included in line 2 (itemize) bulletClick to see attachment
3
132,608
4
Add lines 1, 2, and 3 ..........................
4
19,126,702
5
Decreases not included in line 2 (itemize) bullet
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
19,126,702
Form 990-PF (2020)
Form 990-PF (2020)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a IBM BONDS P   2020-03-06
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 201,585   200,280 1,305
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       1,305
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 1,305
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE
1 Reserved
(a)
Reserved 		(b)
Reserved 		(c)
Reserved 		(d)
Reserved
2
Reserved...........................
2
3
Reserved...........................
3
4
Reserved...........................
4
5
Reserved...........................
5
6
Reserved...........................
6
7
Reserved...........................
7
8
Reserved,..........................
8
Form 990-PF (2020)
Form 990-PF (2020)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Reserved................................ 1 5,097
c All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 5,097
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 5,097
6 Credits/Payments:
a 2020 estimated tax payments and 2019 overpayment credited to 2020 6a 5,464
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 5,464
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 367
11 Enter the amount of line 10 to be: Credited to 2021 estimated taxBullet367 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletMA
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletWWW.MIDDLESEXBANK.COM
    14
    The books are in care ofbulletCAROLE BERNSTEIN Telephone no.bullet (508) 315-5311

    Located atbullet36 SUMMER STREETNATICKMA ZIP+4bullet017604506
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
    No
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2020?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2020, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2020?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2020.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?
    4b
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    DANA NESHE PRESIDENT
    1.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    WILLIAM M KUZA VICE PRESIDENT/CLERK
    4.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    CARRIE HATCH FLOOD TREASURER
    1.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    MICHAEL MCAULIFFE DIRECTOR
    1.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    RAYMOND PAGE DIRECTOR
    1.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    GEORGE FISKE DIRECTOR
    1.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    KELLY KOBER DIRECTOR
    1.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    PETER BURKE DIRECTOR
    1.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    ARNOLD ZALTAS DIRECTOR
    1.00     		0 0 0
    36 SUMMER STREET
    NATICK,MA01760
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    MIDDLESEX SAVINGS BANK MANAGEMENT FEES 97,576
    36 SUMMER STREET
    NATICK,MA01760
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1 NONE 0
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1 NONE 0
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    18,620,574
    b
    Average of monthly cash balances.......................
    1b
    231,445
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    18,852,019
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    18,852,019
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    282,780
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    18,569,239
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    928,462
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    928,462
    2a
    Tax on investment income for 2020 from Part VI, line 5......
    2a
    5,097
    b
    Income tax for 2020. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    5,097
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    923,365
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    923,365
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    923,365
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    2,903,770
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    2,903,770
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    2,903,770
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2019     		(c)
    2019     		(d)
    2020
    1 Distributable amount for 2020 from Part XI, line 7 923,365
    2 Undistributed income, if any, as of the end of 2020:
    a Enter amount for 2019 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2020:
    a From 2015...... 30,599
    b From 2016...... 12,219
    c From 2017...... 60,769
    d From 2018...... 1,298,506
    e From 2019...... 1,397,275
    fTotal of lines 3a through e........ 2,799,368
    4Qualifying distributions for 2020 from Part
    XII, line 4: bullet$ 2,903,770
    a Applied to 2019, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2020 distributable amount..... 923,365
    e Remaining amount distributed out of corpus 1,980,405
    5 Excess distributions carryover applied to 2020. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 4,779,773
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2019. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2020. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2021 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8 Excess distributions carryover from 2015 not
    applied on line 5 or line 7 (see instructions) ...     		30,599
    9Excess distributions carryover to 2021.
    Subtract lines 7 and 8 from line 6a ......     		4,749,174
    10 Analysis of line 9:
    a Excess from 2016.... 12,219
    b Excess from 2017.... 60,769
    c Excess from 2018.... 1,298,506
    d Excess from 2019.... 1,397,275
    e Excess from 2020.... 1,980,405
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2020 (b) 2019 (c) 2018 (d) 2017
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    DANA NESHE
    36 SUMMER STREET
    NATICK,MA01760
    (508) 315-5360
    bThe form in which applications should be submitted and information and materials they should include:
    SEE ATTACHED
    cAny submission deadlines:
    SEE ATTACHED
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    SEE ATTACHED
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    SANDY POND SCHOOL ASSOCIATION
    PO BOX 693
    AYER,MA01432     		NOT RELATED PC EXEMPT PURPOSE 3,480
    CLEAR PATH FOR VETERANS INC
    84 ANTIETAM ST
    DEVENS,MA01434     		NOT RELATED PC EXEMPT PURPOSE 20,000
    LOAVES AND FISHES FOOD PANTRY (GROTONLITTLETON)
    234 BARNUM ST
    DEVENS,MA01434     		NOT RELATED PC EXEMPT PURPOSE 15,000
    GROTON FIRE DEPARTMENT
    40 FARMERS ROW
    GROTON,MA01450     		NOT RELATED PC EXEMPT PURPOSE 10,000
    GROTON POLICE DEPARTMENT
    99 PLEASANT ST
    GROTON,MA01450     		NOT RELATED PC EXEMPT PURPOSE 10,000
    VIRGINIA THURSTON HEALING GARDEN
    145 BOLTON RD
    HARVARD,MA01451     		NOT RELATED PC EXEMPT PURPOSE 36,680
    INDIAN HILL MUSIC
    36 KING ST
    LITTLETON,MA01460     		NOT RELATED PC EXEMPT PURPOSE 20,760
    LITTLETON COMMUNITY FARM INC
    PO BOX 1186
    LITTLETON,MA01460     		NOT RELATED PC EXEMPT PURPOSE 760
    LITTLETON CONSERVATION TRUST
    PO BOX 594
    LITTLETON,MA01460     		NOT RELATED PC EXEMPT PURPOSE 760
    LITTLETON FIRE DEPARTMENT
    50 FOSTER ST
    LITTLETON,MA01460     		NOT RELATED PC EXEMPT PURPOSE 10,000
    LITTLETON POLICE DEPARTMENT
    500 GREAT RD
    LITTLETON,MA01460     		NOT RELATED PC EXEMPT PURPOSE 10,760
    LITTLETON YOUTH FOOTBALL AND CHEER
    PO BOX 1165
    LITTLETON,MA01460     		NOT RELATED PC EXEMPT PURPOSE 400
    NEIGHBORHOOD SUPPER
    PO BOX 112
    LITTLETON,MA01460     		NOT RELATED PC EXEMPT PURPOSE 760
    PEPPERELL AID FROM COMMUNITY TO HOME OUTREACH
    PO BOX 1247
    PEPPERELL,MA01463     		NOT RELATED PC EXEMPT PURPOSE 3,040
    TOWNSEND LIONS CLUB
    PO BOX 244
    TOWNSEND,MA01469     		NOT RELATED PC EXEMPT PURPOSE 760
    GRAFTON SOCCER CLUB INC
    PO BOX 266
    GRAFTON,MA01519     		NOT RELATED PC EXEMPT PURPOSE 760
    FRIENDS OF THE NORTHBOROUGH LIBRARY
    34 MAIN ST
    NORTHBOROUGH,MA01532     		NOT RELATED PC EXEMPT PURPOSE 760
    RISE ABOVE FOUNDATION
    PO BOX 174
    NORTHBRIDGE,MA01534     		NOT RELATED PC EXEMPT PURPOSE 20,000
    CENTER FOR WOMEN & ENTERPRISE
    69 MILK ST SUITE 217
    WORCESTER,MA01581     		NOT RELATED PC EXEMPT PURPOSE 20,000
    FISHING FOR WARRIORS INC
    PO BOX 621
    WESTBOROUGH,MA01581     		NOT RELATED PC EXEMPT PURPOSE 760
    WESTBOROUGH ATHLETIC BOOSTER ASSOCIATION INC
    PO BOX 627
    WESTBOROUGH,MA01581     		NOT RELATED PC EXEMPT PURPOSE 760
    WESTBOROUGH EDUCATION FOUNDATION
    PO BOX 59
    WESTBOROUGH,MA01581     		NOT RELATED PC EXEMPT PURPOSE 760
    WESTBOROUGH FIRE DEPARTMENT
    42 MILK ST
    WESTBOROUGH,MA01581     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WESTBOROUGH FOOD PANTRY
    PO BOX 502
    WESTBOROUGH,MA01581     		NOT RELATED PC EXEMPT PURPOSE 17,280
    WESTBOROUGH POLICE DEPARTMENT
    2400 COMPUTER DR
    WESTBOROUGH,MA01581     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WESTBOROUGH YOUTH AND FAMILY SERVICES
    45 WEST MAIN ST 21
    WESTBOROUGH,MA01581     		NOT RELATED PC EXEMPT PURPOSE 760
    MARINE CORPS LEAGUE METROWEST DETACHMENT 10
    181 LAKE AVE
    WORCESTER,MA01604     		NOT RELATED PC EXEMPT PURPOSE 500
    HABITAT FOR HUMANITY METROWESTGREATER WORCESTER
    640 LINCOLN ST SUITE 100
    WORCESTER,MA01605     		NOT RELATED PC EXEMPT PURPOSE 14,400
    BIG BROTHERS BIG SISTERS CENTRAL MAMETROWEST
    484 MAIN STREET SUITE 360
    WORCESTER,MA01608     		NOT RELATED PC EXEMPT PURPOSE 3,040
    GREATER WORCESTER COMMUNITY FOUNDATION
    370 MAIN ST 650
    WORCESTER,MA01608     		NOT RELATED PC EXEMPT PURPOSE 45,000
    CHRISTA MCAULIFFE CHARTER SCHOOL
    139 NEWBURY ST
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 14,400
    CHRISTA MCAULIFFE CHARTER SCHOOL
    139 NEWBURY ST
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 500
    HEERWAGEN LEADERSHIP AWARDMETROWEST NONPROFIT NETWORK
    PO BOX 1661
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 20,000
    HOOPS AND HOMEWORK
    56 AGNES DR
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 22,760
    METROWEST NONPROFIT NETWORK
    PO BOX 1661
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 14,400
    METROWEST YMCA
    280 OLD CONNECTICUT PATH
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 43,780
    MWBC COMMUNITY OUTREACH INC
    929 WORCESTER ROAD
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 760
    THE LEARNING CENTER FOR THE DEAF
    848 CENTRAL STREET
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 1,160
    WAYSIDE YOUTH & FAMILY SUPPORT NETWORK
    1 FREDERICK ABBOTT WAY
    FRAMINGHAM,MA01701     		NOT RELATED PC EXEMPT PURPOSE 20,000
    AMAZING THINGS ART CENTER
    160 HOLLIS ST
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 760
    BARBIERI SCHOOL PTO
    100 DUDLEY RD
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 760
    BETHANY HILL PLACE
    89 BETHANY RD
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 52,020
    BRAZILIAN AMERICAN CENTER INC
    560 WAVERLY ST
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 760
    DANIEL'S TABLE
    10 PEARL STREET
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 17,280
    EDWARD M KENNEDY COMMUNITY HEALTH CENTER
    354 WAVERLY ST
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 760
    FRAMINGHAM FIRE DEPARTMENT
    10 LORING DR
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 10,000
    FRAMINGHAM POLICE ATHLETIC LEAGUE
    1 WILLIAM WELCH WAY
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 1,160
    FRAMINGHAM POLICE DEPARTMENT
    1 WILLIAM WELCH WAY
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 10,000
    FRIENDS OF FRAMINGHAM RECREATION INC
    475 UNION AVE
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 760
    HOPE WORLDWIDE
    214 CONCORD STREET
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 15,000
    JEFF'S PLACE CHILDREN'S BEREAVEMENT CENTER INC
    34 DELOSS STREET
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 15,920
    JEWISH FAMILY SERVICE OF METROWEST
    475 FRANKLIN ST SUITE 101
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 35,160
    METROWEST CHAMBER EDUCATIONAL FOUNDATION INC
    860 WORCESTER RD
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 760
    METROWEST MEDIATION SERVICES
    600 CONCORD STREET
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 14,400
    PEARL STREET CUPBOARD
    46 PARK STREET
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 10,760
    PROGRAMS FOR PEOPLE
    98 LINCOLN STREET
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 760
    SMOC COMMUNITY MEALS PROGRAM
    7 BISHOP ST
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 15,000
    SOUTH MIDDLESEX OPPORTUNITY COUNCIL
    7 BISHOP ST
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 94,560
    ST BRIDGET'S FOOD PANTRY
    15 WHEELER AVE
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 10,000
    UNITED WAY OF TRI COUNTY
    46 PARK STREET
    FRAMINGHAM,MA01702     		NOT RELATED PC EXEMPT PURPOSE 400
    FRAMINGHAM HISTORICAL AND NATURAL HISTORY SOCIETY
    PO BOX 2032
    FRAMINGHAM,MA01703     		NOT RELATED PC EXEMPT PURPOSE 20,000
    FRIENDS OF VOICES AGAINST VIOLENCE
    PO BOX 2807
    FRAMINGHAM,MA01703     		NOT RELATED PC EXEMPT PURPOSE 1,160
    OUT METROWEST
    929 WORCESTER ROAD
    FRAMINGHAM,MA01703     		NOT RELATED PC EXEMPT PURPOSE 21,250
    BOXBOROUGH FIRE DEPARTMENT
    502 MASSACHUSETTS AVE
    BOXBOROUGH,MA01719     		NOT RELATED PC EXEMPT PURPOSE 10,000
    BOXBOROUGH POLICE DEPARTMENT
    503 MASSACHUSETTS AVE
    BOXBOROUGH,MA01719     		NOT RELATED PC EXEMPT PURPOSE 10,000
    ACTON COMMUNITY SUPPER - ACTON FOOD PANTRY
    PO BOX 2098
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 15,760
    ACTON FIRE DEPARTMENT
    256 CENTRAL ST
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 10,000
    ACTON POLICE ASSOCIATION
    371 MAIN ST
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 760
    DISCOVERY MUSEUM INC
    177 MAIN STREET
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 18,200
    DOLI ATAMIAN CAMPERSHIP PROGRAM
    577 MASSACHUSETTS AVE
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 1,000
    HABITAT FOR HUMANITY NORTH CENTRAL MASS
    201 GREAT ROAD SUITE 301
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 760
    HOUSEHOLD GOODS INC
    530 MAIN STREET
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 1,000
    UNITED WAY OF ACTON BOXBOROUGH INC
    537 MASS AVE
    ACTON,MA01720     		NOT RELATED PC EXEMPT PURPOSE 12,695
    ACTON POLICE DEPARTMENT
    372 MAIN ST
    ACTON,MA01721     		NOT RELATED PC EXEMPT PURPOSE 10,000
    ASHLAND EDUCATION FOUNDATION
    PO BOX 71
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 20,000
    ASHLAND EMERGENCY FUNDFOOD PANTRY
    TOWN HALL 101 MAIN STREET
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 17,280
    ASHLAND FIRE DEPARTMENT
    70 CEDAR ST
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 10,000
    ASHLAND HISTORICAL SOCIETY
    2 MYRTLE ST
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 400
    ASHLAND LIONS CLUB INC
    PO BOX 41
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 760
    ASHLAND POLICE DEPARTMENT
    137 MAIN ST
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 10,000
    GREATER ASHLAND LIONS CLUB
    PO BOX 41
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 760
    HOLLISTON FIRE DEPARTMENT
    59 CENTRAL ST
    HOLLISTON,MA01721     		NOT RELATED PC EXEMPT PURPOSE 10,000
    HOLLISTON HISTORICAL SOCIETY
    547 WASHINGTON ST
    HOLLISTON,MA01721     		NOT RELATED PC EXEMPT PURPOSE 20,000
    HOLLISTON POLICE DEPARTMENT
    550 WASHINGTON ST
    HOLLISTON,MA01721     		NOT RELATED PC EXEMPT PURPOSE 10,000
    HOME2HOMES
    PO BOX 365
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 3,800
    METROWEST HUMANE SOCIETY
    30 POND ST
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 1,520
    RIFLES TO RODS
    PO BOX 133
    ASHLAND,MA01721     		NOT RELATED PC EXEMPT PURPOSE 20,000
    BEDFORD COMMUNITY TABLEPANTRY
    12 MUDGE WAY
    BEDFORD,MA01730     		NOT RELATED PC EXEMPT PURPOSE 15,000
    BEDFORD FIRE DEPARTMENT
    55 GREAT RD
    BEDFORD,MA01730     		NOT RELATED PC EXEMPT PURPOSE 10,000
    BEDFORD POLICE DEPARTMENT
    2 MUDGE WAY
    BEDFORD,MA01730     		NOT RELATED PC EXEMPT PURPOSE 10,000
    BEDFORD VETERANS QUARTERS
    204 SPRINGS RD BLDG 5
    BEDFORD,MA01730     		NOT RELATED PC EXEMPT PURPOSE 3,040
    MINUTEMAN SENIOR SERVICES
    26 CROSBY DRIVE
    BEDFORD,MA01730     		NOT RELATED PC EXEMPT PURPOSE 40,760
    TOWN OF BEDFORD COUNCIL ON AGING
    12 MUDGE WAY
    BEDFORD,MA01730     		NOT RELATED PC EXEMPT PURPOSE 760
    ROBERT P PUBLICOVER MEMORIAL FUND
    98 SUGAR RD
    BOLTON,MA01740     		NOT RELATED PC EXEMPT PURPOSE 760
    COMMUNITIES FOR RESTORATIVE JUSTICE
    219 WALDEN ST
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 500
    CONCORD FIRE DEPARTMENT
    209 WALDEN ST
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 10,000
    CONCORD FREE PUBLIC LIBRARY CORPORATION
    129 MAIN ST
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 760
    CONCORD FRIENDS OF THE AGING
    PO BOX 1513
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 760
    CONCORD HOUSING DEV CORP
    141 KEYES RD
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 20,000
    CONCORD POLICE DEPARTMENT
    219 WALDEN RD
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 10,000
    DOMESTIC VIOLENCE SERVICES NETWORK
    219 WALDEN ST
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 23,800
    EMERSON HEALTH CARE FOUNDATION
    133 ORNAC
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 1,520
    GAINING GROUND
    341 VIRGINIA ROAD
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 1,760
    MINUTE MAN ARC
    35 FOREST RIDGE RD
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 5,320
    MINUTEMAN ARC FOR HUMAN SERVICES
    35 FOREST RIDGE RD
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 14,400
    OARS
    23 BRADFORD ST
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 400
    OPEN TABLE INC
    PO BOX 42
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 38,200
    THE NATURE CONNECTION
    40 STOW STREET
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 15,920
    THE OPEN TABLE INC
    PO BOX 42
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 15,000
    THE UMBRELLA ARTS CENTER
    40 STOW STREET
    CONCORD,MA01742     		NOT RELATED PC EXEMPT PURPOSE 1,000
    BEN SPEAKS LOUDER THAN WORDS
    360 WOODLAND ST
    HOLLISTON,MA01746     		NOT RELATED PC EXEMPT PURPOSE 760
    CELEBRATE HOLLISTON
    PO BOX 6467
    HOLLISTON,MA01746     		NOT RELATED PC EXEMPT PURPOSE 760
    HOLLISTON PANTRY SHELF
    23 WATER STREET
    HOLLISTON,MA01746     		NOT RELATED PC EXEMPT PURPOSE 15,760
    BAYPATH HUMANE SOCIETY OF HOPKINTON
    500 LEGACY FARMS NORTH
    HOPKINTON,MA01748     		NOT RELATED PC EXEMPT PURPOSE 15,640
    BROWN DOG COALITION & RESCUE LIMITED
    4 ANDREA DR
    HOPKINTON,MA01748     		NOT RELATED PC EXEMPT PURPOSE 1,970
    HOPKINTON CENTER FOR THE ARTS
    98 HAYDEN RD
    HOPKINTON,MA01748     		NOT RELATED PC EXEMPT PURPOSE 15,160
    HOPKINTON FIRE DEPARTMENT
    73 MAIN ST
    HOPKINTON,MA01748     		NOT RELATED PC EXEMPT PURPOSE 10,000
    HOPKINTON POLICE DEPARTMENT
    74 MAIN ST
    HOPKINTON,MA01748     		NOT RELATED PC EXEMPT PURPOSE 10,000
    MICHAEL LISNOW RESPITE CENTER
    112 MAIN ST
    HOPKINTON,MA01748     		NOT RELATED PC EXEMPT PURPOSE 1,160
    PROJECT JUST BECAUSE
    109 SOUTH STREET
    HOPKINTON,MA01748     		NOT RELATED PC EXEMPT PURPOSE 43,000
    FRESH START FURNITURE BANK
    16 BENT DR
    HUDSON,MA01749     		NOT RELATED PC EXEMPT PURPOSE 760
    FRIENDS OF THE HUDSON SENIOR CENTER
    29 CHURCH ST
    HUDSON,MA01749     		NOT RELATED PC EXEMPT PURPOSE 760
    HUDSON COMMUNITY FOOD PANTRY
    PO BOX 608
    HUDSON,MA01749     		NOT RELATED PC EXEMPT PURPOSE 11,520
    STARHAWKS YOUTH HOCKEY ASSOCIATION OF HUDSON-MILFORD-NORTHBOROUGH
    PO BOX 615
    HUDSON,MA01749     		NOT RELATED PC EXEMPT PURPOSE 760
    ADDICTIONS REFERRAL CENTER
    31 MAIN ST
    MARLBOROUGH,MA01752     		NOT RELATED PC EXEMPT PURPOSE 760
    BAYPATH ELDER SERVICES
    33 BOSTON POST RD WEST
    MARLBOROUGH,MA01752     		NOT RELATED PC EXEMPT PURPOSE 20,760
    BOYS & GIRLS CLUBS OF METROWEST
    169 PLEASANT ST
    MARLBOROUGH,MA01752     		NOT RELATED PC EXEMPT PURPOSE 18,200
    CROSSROADS SCHOOL
    295 DONALD J LYNCH BLVD
    MARLBOROUGH,MA01752     		NOT RELATED PC EXEMPT PURPOSE 760
    EMPLOYMENT OPTIONS INC
    82 BRIGHAM ST
    MARLBOROUGH,MA01752     		NOT RELATED PC EXEMPT PURPOSE 20,000
    MARLBOROUGH PUBLIC LIBRARY FOUNDATION
    35 WEST MAIN ST
    MARLBOROUGH,MA01752     		NOT RELATED PC EXEMPT PURPOSE 760
    BOYS & GIRLS CLUB OF ASSABET VALLEY
    212 GREAT RD
    MAYNARD,MA01754     		NOT RELATED PC EXEMPT PURPOSE 14,400
    MAYNARD FIRE DEPARTMENT
    1 SUMMER ST
    MAYNARD,MA01754     		NOT RELATED PC EXEMPT PURPOSE 10,000
    MAYNARD FOOD PANTRY
    PO BOX 55
    MAYNARD,MA01754     		NOT RELATED PC EXEMPT PURPOSE 15,400
    MAYNARD POLICE DEPARTMENT
    197 MAIN ST
    MAYNARD,MA01754     		NOT RELATED PC EXEMPT PURPOSE 10,000
    NEIGHBOR BRIGADE
    PO BOX 735
    MAYNARD,MA01754     		NOT RELATED PC EXEMPT PURPOSE 15,920
    MAPLE FARM SANCTUARY
    101 NORTH AVE
    MENDON,MA01756     		NOT RELATED PC EXEMPT PURPOSE 1,520
    DO KIND INC
    22 JILLSON CIRCLE
    MILFORD,MA01757     		NOT RELATED PC EXEMPT PURPOSE 760
    MAYNARD COMMUNITY CHEST
    PO BOX 369
    MAYNARD,MA01754     		NOT RELATED PC EXEMPT PURPOSE 760
    MILFORD HUMANE SOCIETY
    289 WEST ST
    MILFORD,MA01757     		NOT RELATED PC EXEMPT PURPOSE 3,040
    MILFORD REGIONAL HEALTH CARE FOUNDATION
    14 PROSPECT ST
    MILFORD,MA01757     		NOT RELATED PC EXEMPT PURPOSE 2,280
    SALVATION ARMY - MILFORD CORPS COMMUNITY CENTER
    29 CONGRESS ST
    MILFORD,MA01757     		NOT RELATED PC EXEMPT PURPOSE 760
    SEVEN HILLS
    83 CEDAR ST
    MILFORD,MA01757     		NOT RELATED PC EXEMPT PURPOSE 20,000
    A PLACE TO TURN
    99 HARTFORD STREET
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 17,280
    BACON FREE LIBRARY
    58 ELIOT ST
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 400
    FAMILY PROMISE METROWEST
    6 MULLIGAN STREET
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 23,800
    FOUNDATION FOR METROWEST
    3 ELIOT STREET
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 50,760
    KIDS CONNECT INC
    43 MAIN ST
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 760
    METROWEST EMERGENCY RELIEF FUND (FOUNDATION FOR METROWEST)
    3 ELIOT STREET
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 100,000
    MORSE INSTITUTE LIBRARY
    14 EAST CENTRAL ST
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 14,400
    NATICK FIRE DEPARTMENT
    22 EAST CENTRAL ST
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 10,000
    NATICK POLICE DEPARTMENT
    20 EAST CENTRAL ST
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 10,000
    NATICK ROTARY CLUB (EMBRACE A FAMILY)
    PO BOX 16
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 1,000
    NATICK SERVICE COUNCIL
    2 WEBSTER STREET
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 34,100
    NATICK TRAVEL BASKETBALL ASSOCIATION
    15 LACOSTA DR
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 760
    SOAR OF NATICK
    PO BOX 222
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 1,260
    SOUND AND SPIRIT INC
    58 BEACON ST
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 760
    THE CENTER FOR ARTS IN NATICK (TCAN)
    14 SUMMER ST
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 34,900
    SHERBORN FIRE DEPARTMENT
    22 NORTH MAIN ST
    SHERBORN,MA01770     		NOT RELATED PC EXEMPT PURPOSE 10,000
    SHERBORN HISTORICAL SOCIETY
    19 WASHINGTON STREET
    SHERBORN,MA01770     		NOT RELATED PC EXEMPT PURPOSE 2,000
    SHERBORN POLICE DEPARTMENT
    17 WASHINGTON ST
    SHERBORN,MA01770     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WIDOWS & ORPHANS BENEVOLENT SOCIETY
    11 MAPLE STREET
    SHERBORN,MA01770     		NOT RELATED PC EXEMPT PURPOSE 15,000
    SOUTHBOROUGH EXTENDED DAY PROGRAM
    60 RICHARDS RD
    SOUTHBOROUGH,MA01772     		NOT RELATED PC EXEMPT PURPOSE 760
    SOUTHBOROUGH FIRE DEPARTMENT
    32 CORDAVILLE RD
    SOUTHBOROUGH,MA01772     		NOT RELATED PC EXEMPT PURPOSE 10,000
    SOUTHBOROUGH FOOD PANTRY
    PO BOX 281
    SOUTHBOROUGH,MA01772     		NOT RELATED PC EXEMPT PURPOSE 1,160
    SOUTHBOROUGH OPEN LAND FOUNDATION
    PO BOX 345
    SOUTHBOROUGH,MA01772     		NOT RELATED PC EXEMPT PURPOSE 760
    SOUTHBOROUGH POLICE DEPARTMENT
    32 CORDAVILLE RD
    SOUTHBOROUGH,MA01772     		NOT RELATED PC EXEMPT PURPOSE 10,000
    UNITED PARISHES OF SOUTHBOROUGH
    15 COMMON ST
    SOUTHBOROUGH,MA01772     		NOT RELATED PC EXEMPT PURPOSE 15,000
    LOVELANE SPECIAL NEEDS HORSEBACK RIDING PROGRAM
    40 BAKER BRIDGE ROAD
    LINCOLN,MA01773     		NOT RELATED PC EXEMPT PURPOSE 21,250
    THE FOOD PROJECT
    10 LEWIS ST
    LINCOLN,MA01773     		NOT RELATED PC EXEMPT PURPOSE 20,000
    STOW FOOD PANTRY
    509 GREAT RD
    STOW,MA01775     		NOT RELATED PC EXEMPT PURPOSE 760
    BUDDY DOG HUMANE SOCIETY
    151 BOSTON POST RD
    SUDBURY,MA01776     		NOT RELATED PC EXEMPT PURPOSE 19,440
    SAVE A DOG
    604 BOSTON POST RD
    SUDBURY,MA01776     		NOT RELATED PC EXEMPT PURPOSE 800
    SUDBURY COMMUNITY FOOD PANTRY
    PO BOX 751
    SUDBURY,MA01776     		NOT RELATED PC EXEMPT PURPOSE 15,000
    SUDBURY FIRE DEPARTMENT
    77 HUDSON RD
    SUDBURY,MA01776     		NOT RELATED PC EXEMPT PURPOSE 10,000
    SUDBURY HISTORICAL SOCIETY
    322 CONCORD 2
    SUDBURY,MA01776     		NOT RELATED PC EXEMPT PURPOSE 1,520
    SUDBURY POLICE DEPARTMENT
    75 HUDSON RD
    SUDBURY,MA01776     		NOT RELATED PC EXEMPT PURPOSE 10,000
    CELEBRATION INTL CHURCH FOOD PANTRY
    6 LOKER STREET
    WAYLAND,MA01778     		NOT RELATED PC EXEMPT PURPOSE 15,000
    DIGNITY MATTERS
    19 BARNEY HILL ROAD
    WAYLAND,MA01778     		NOT RELATED PC EXEMPT PURPOSE 21,250
    GUARDIAN ANGELS CAT RESCUE
    PO BOX 5533
    WAYLAND,MA01778     		NOT RELATED PC EXEMPT PURPOSE 760
    MY BROTHER'S TABLE
    99 MAIN ST
    WAYLAND,MA01778     		NOT RELATED PC EXEMPT PURPOSE 10,000
    PARMENTER FOOD PANTRY
    260 BOSTON POST ROAD SUITE 5
    WAYLAND,MA01778     		NOT RELATED PC EXEMPT PURPOSE 1,520
    PARMENTER VNA & COMMUNITY CARE
    260 BOSTON POST ROAD SUITE 5
    WAYLAND,MA01778     		NOT RELATED PC EXEMPT PURPOSE 5,000
    WAYLAND FIRE DEPARTMENT
    38 COCHITUATE RD
    WAYLAND,MA01778     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WAYLAND POLICE DEPARTMENT
    38 COCHITUATE RD
    WAYLAND,MA01778     		NOT RELATED PC EXEMPT PURPOSE 10,000
    CHELMSFORD FRIENDS OF THE LIBRARY
    25 BOSTON RD
    CHELMSFORD,MA01824     		NOT RELATED PC EXEMPT PURPOSE 760
    LAZARUS HOUSE
    PO BOX 408
    LAWRENCE,MA01842     		NOT RELATED PC EXEMPT PURPOSE 2,000
    HOMEOWNER OPTIONS FOR MASSACHUSETTS ELDERS
    87 HALE ST
    LAWRENCE,MA01851     		NOT RELATED PC EXEMPT PURPOSE 14,400
    HABITAT FOR HUMANITY OF GREATER LOWELL
    68 TADMUCK ROAD UNIT ONE
    WESTFORD,MA01886     		NOT RELATED PC EXEMPT PURPOSE 760
    LIVE FOR LIV FOUNDATION
    6 RIVER ST
    WESTFORD,MA01886     		NOT RELATED PC EXEMPT PURPOSE 760
    WESTFORD FIRE DEPARTMENT
    65 BOSTON RD
    WESTFORD,MA01886     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WESTFORD FOOD PANTRY
    20 PLEASANT STREET
    WESTFORD,MA01886     		NOT RELATED PC EXEMPT PURPOSE 16,520
    WESTFORD HISTORICAL SOCIETY
    PO BOX 411
    WESTFORD,MA01886     		NOT RELATED PC EXEMPT PURPOSE 760
    WESTFORD POLICE DEPARTMENT
    53 MAIN ST
    WESTFORD,MA01886     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WESTFORD ROTARY CHARITABLE ENDOWMENT INC
    PO BOX 231
    WESTFORD,MA01886     		NOT RELATED PC EXEMPT PURPOSE 760
    BELLINGHAM FIRE DEPARTMENT
    28 BLACKSTONE ST
    BELLINGHAM,MA02019     		NOT RELATED PC EXEMPT PURPOSE 10,000
    BELLINGHAM LIONS CLUB
    PO BOX 382
    BELLINGHAM,MA02019     		NOT RELATED PC EXEMPT PURPOSE 760
    BELLINGHAM POLICE DEPARTMENT
    30 BLACKSTONE ST
    BELLINGHAM,MA02019     		NOT RELATED PC EXEMPT PURPOSE 10,000
    LOAVES & FISHES FOOD PANTRY (BELLINGHAM)
    1158 SOUTH MAIN STREET
    BELLINGHAM,MA02019     		NOT RELATED PC EXEMPT PURPOSE 15,000
    LOAVES & FISHES FOOD PANTRY INC
    1158 SOUTH MAIN STREET
    BELLINGHAM,MA02019     		NOT RELATED PC EXEMPT PURPOSE 760
    FOXBORO DISCRETIONARY FUND
    PO BOX 636
    FOXBORO,MA02035     		NOT RELATED PC EXEMPT PURPOSE 400
    FRANKLIN EDUCATION FOUNDATION
    PO BOX 531
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 760
    FRANKLIN FIRE DEPARTMENT
    40 WEST CENTRAL ST
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 10,000
    FRANKLIN FOOD PANTY
    43 WEST CENTRAL ST PO BOX 116
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 18,440
    FRANKLIN PERFORMING ARTS COMPANY
    PO BOX 48
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 760
    FRANKLIN POLICE DEPARTMENT
    911 PANTHER WAY
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 10,000
    FRANKLIN YOUTH SOCCER ASSOCIATION
    256 COTTAGE ST
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 760
    FRIENDS OF THE FRANKLIN LIBRARY
    PO BOX 147
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 760
    HOCKOMOCK YMCA
    45 FORGE HILL RD
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 20,000
    HORACE MANN EDUCATIONAL ASSOCIATES
    8 FORGE PARK EAST
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 20,400
    SAFE COALITION FRANKLIN
    PO BOX 434
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 760
    THE SANTA FOUNDATION
    1 JOY STREET
    FRANKLIN,MA02038     		NOT RELATED PC EXEMPT PURPOSE 1,920
    MEDFIELD ANIMAL SHELTER
    101 OLD BRIDGE ST
    MEDFIELD,MA02052     		NOT RELATED PC EXEMPT PURPOSE 760
    MEDFIELD FIRE DEPARTMENT
    114 NORTH ST
    MEDFIELD,MA02052     		NOT RELATED PC EXEMPT PURPOSE 10,000
    MEDFIELD FOOD CUPBOARD
    PO BOX 172
    MEDFIELD,MA02052     		NOT RELATED PC EXEMPT PURPOSE 15,000
    MEDFIELD POLICE DEPARTMENT
    112 NORTH ST
    MEDFIELD,MA02052     		NOT RELATED PC EXEMPT PURPOSE 10,000
    FRIENDS OF THE MEDWAY LIBRARY
    26 HIGH STREET
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 760
    MEDWAY COMMUNITY FARM
    50 WINTHROP ST
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 1,520
    MEDWAY FIRE DEPARTMENT
    44 MILFORD ST
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 10,000
    MEDWAY FOOD PANTRY
    600 MEHAN CIRCLE
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 16,000
    MEDWAY FOUNDATION FOR EDUCATION
    45 HOLLISTON ST
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 1,520
    MEDWAY FRIENDS OF ELDERS
    76 OAKLAND STREET
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 760
    MEDWAY POLICE DEPARTMENT
    315 VILLAGE ST
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 10,000
    MEDWAY TURKEY TROT
    PO BOX 51
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 760
    MEDWAY VILLAGE FOOD PANTRY
    170 VILLAGE STREET
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 16,760
    MEDWAY YOUTH BASEBALL
    PO BOX 702
    MEDWAY,MA02053     		NOT RELATED PC EXEMPT PURPOSE 760
    MILLIS ECUMENICAL FOOD PANTRY
    142 EXCHANGE STREET
    MILLIS,MA02054     		NOT RELATED PC EXEMPT PURPOSE 15,000
    MILLIS FIRE DEPARTMENT
    885 MAIN ST
    MILLIS,MA02054     		NOT RELATED PC EXEMPT PURPOSE 10,000
    MILLIS POLICE DEPARTMENT
    1003 MAIN ST
    MILLIS,MA02054     		NOT RELATED PC EXEMPT PURPOSE 10,000
    ECUMENICAL COMMUNITY FOOD PANTRY OF NORWOOD INC
    150 CHAPEL ST
    NORWOOD,MA02062     		NOT RELATED PC EXEMPT PURPOSE 1,520
    HESSCO ELDER SERVICES
    1 MERCHANT ST
    SHARON,MA02067     		NOT RELATED PC EXEMPT PURPOSE 20,000
    GOLDEN OPPORTUNITIES FOR INDEPENDENCE
    323 HIGH ST
    WALPOLE,MA02081     		NOT RELATED PC EXEMPT PURPOSE 1,160
    WALPOLE COMMUNITY FOOD PANTRY
    1303 WASHINGTON STREET
    WALPOLE,MA02081     		NOT RELATED PC EXEMPT PURPOSE 15,760
    WALPOLE FIRE DEPARTMENT
    20 STONE ST
    WALPOLE,MA02081     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WALPOLE HISTORICAL SOCIETY
    33 WEST ST
    WALPOLE,MA02081     		NOT RELATED PC EXEMPT PURPOSE 760
    WALPOLE POLICE DEPARTMENT
    50 SOUTH ST
    WALPOLE,MA02081     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WALPOLE SCHOLARSHIP FOUNDATION
    16 RAINBOW POND DR
    WALPOLE,MA02081     		NOT RELATED PC EXEMPT PURPOSE 760
    NEW ENGLAND CENTER AND HOME FOR VETERANS
    17 COURT STREET
    BOSTOB,MA02108     		NOT RELATED PC EXEMPT PURPOSE 21,000
    SAMARITANS
    41 WEST ST 4TH FLOOR
    BOSTON,MA02111     		NOT RELATED PC EXEMPT PURPOSE 15,000
    HISTORIC NEW ENGLAND
    141 CAMBRIDGE ST
    BOSTON,MA02114     		NOT RELATED PC EXEMPT PURPOSE 14,400
    LOVIN' SPOONFULS
    1304 COMMONWEALTH AVE SUITE E
    BOSTON,MA02134     		NOT RELATED PC EXEMPT PURPOSE 34,000
    LOVIN' SPOONFULS
    1304 COMMONWEALTH AVE SUITE E
    BOSTON,MA02134     		NOT RELATED PC EXEMPT PURPOSE 33,000
    THE HOME FOR LITTLE WANDERERS
    10 GUEST STREET
    BOSTON,MA02135     		NOT RELATED PC EXEMPT PURPOSE 20,000
    PROSPECT HILL COMMUNITY FOUNDATION
    PO BOX 550211
    WALTHAM,MA02154     		NOT RELATED PC EXEMPT PURPOSE 14,400
    CARITAS COMMUNITIES
    25 BRAINTREE HILL OFFICE PARK SUITE
    206
    BRAINTREE,MA02184     		NOT RELATED PC EXEMPT PURPOSE 40,000
    BOY SCOUTS - TROOP 160 LEXINGTON
    2001 MASSACHUSETTS AVE
    LEXINGTON,MA02421     		NOT RELATED PC EXEMPT PURPOSE 760
    BOYS CLUB FOUNDATION OF WALTHAM
    707 MAIN ST
    WALTHAM,MA02451     		NOT RELATED PC EXEMPT PURPOSE 760
    FAMILIES FOR DEPRESSION AWARENESS
    391 TOTTEN POND RD SUITE 101
    WALTHAM,MA02451     		NOT RELATED PC EXEMPT PURPOSE 14,400
    BOSTON AREA GLEANERS
    240 BEAVER STREET
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 14,400
    CHESTERBROOK COMMUNITY FOUNDATION
    22 BROOKWAY RD
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 20,000
    COMMUNITY FARMS OUTREACH
    240 BEAVER STREET
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 20,000
    SPRINGWELL
    307 WAVERLEY OAKS RD SUITE 205
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WALTHAM LAND TRUST
    240 BEAVER STREET
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 760
    WALTHAM POLICE RELIEF ASSOCIATION INC
    155 LEXINGTON ST
    WALTHAM,MA02452     		NOT RELATED PC EXEMPT PURPOSE 760
    KIDS FEASTSALVATION ARMY
    33 MYRTLE ST
    WALTHAM,MA02453     		NOT RELATED PC EXEMPT PURPOSE 15,000
    MORE THAN WORDS
    56 FELTON ST
    WALTHAM,MA02453     		NOT RELATED PC EXEMPT PURPOSE 37,440
    REACH BEYOND DOMESTIC VIOLENCE
    PO BOX 540024
    WALTHAM,MA02454     		NOT RELATED PC EXEMPT PURPOSE 760
    LITTLE LEAGUE BASEBALL INC NEWTON
    262 CALIFORNIA ST
    NEWTON,MA02458     		NOT RELATED PC EXEMPT PURPOSE 760
    HOPE AND COMFORT
    1238 CHESTNUT STREET
    NEWTON,MA02464     		NOT RELATED PC EXEMPT PURPOSE 14,400
    FAMILY ACCESS OF NEWTON
    492 WALTHAM STREET
    NEWTON,MA02465     		NOT RELATED PC EXEMPT PURPOSE 14,400
    THE FESSENDEN SCHOOL - NEWTON MA
    250 WALTHAM ST
    NEWTON,MA02465     		NOT RELATED PC EXEMPT PURPOSE 760
    ONE CAN HELP
    PO BOX 55
    NEWTON,MA02468     		NOT RELATED PC EXEMPT PURPOSE 760
    PERKINS SCHOOL FOR THE BLIND
    175 NORTH BEACON ST
    WATERTOWN,MA02472     		NOT RELATED PC EXEMPT PURPOSE 500
    MASS BAY COMMUNITY COLLEGE FOUNDATION
    50 OAKLAND ST
    WELLESLEY HILLS,MA02481     		NOT RELATED PC EXEMPT PURPOSE 20,000
    WELLESLEY FIRE DEPARTMENT
    457 WORCESTER ST
    WELLESLEY,MA02481     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WELLESLEY FOOD PANTRY
    219 WASHINGTON STREET
    WELLESLEY HILLS,MA02481     		NOT RELATED PC EXEMPT PURPOSE 15,000
    WELLESLEY POLICE DEPARTMENT
    485 WASHINGTON ST
    WELLESLEY,MA02482     		NOT RELATED PC EXEMPT PURPOSE 10,000
    CHARLES RIVER CENTER
    59 E MILITIA HEIGHTS DRIVE
    NEEDHAM,MA02492     		NOT RELATED PC EXEMPT PURPOSE 760
    CIRCLE OF HOPE
    PO BOX 920724
    NEEDHAM,MA02492     		NOT RELATED PC EXEMPT PURPOSE 760
    NEEDHAM FIRE DEPARTMENT
    88 CHESTNUT ST
    NEEDHAM,MA02492     		NOT RELATED PC EXEMPT PURPOSE 10,000
    NEEDHAM POLICE DEPARTMENT
    99 SCHOOL ST
    NEEDHAM,MA02492     		NOT RELATED PC EXEMPT PURPOSE 10,000
    WALKER SCHOOL
    1968 CENTRAL AVENUE
    NEEDHAM,MA02492     		NOT RELATED PC EXEMPT PURPOSE 760
    WESTON DRAMA WORKSHOP
    PO BOX 441
    WESTON,MA02493     		NOT RELATED PC EXEMPT PURPOSE 400
    NEEDHAM COMMUNITY COUNCIL
    570 HILLSIDE AVE
    NEEDHAM,MA02494     		NOT RELATED PC EXEMPT PURPOSE 15,000
    GIRLSTART
    1400 WEST ANDERSON LANE
    AUSTIN,TX78757     		NOT RELATED PC EXEMPT PURPOSE 15,000
    Total .................................bullet 3a 2,894,555
    bApproved for future payment
    FOUNDATION FOR METROWEST
    3 ELIOT STREET
    NATICK,MA01760     		NOT RELATED PC EXEMPT PURPOSE 50,000
    Total .................................bullet 3b 50,000
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		         
    4 Dividends and interest from securities....     14 471,863  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 1,532  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. 0 473,395 0
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    473,395
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below?
    See instructions.
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2020)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990, 990-EZ,
    or 990-PF)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors

    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
    OMB No. 1545-0047
    2020
    Name of the organization
    MIDDLESEX SAVINGS CHARITABLE
    FOUNDATION INC
    Employer identification number

    04-3521246
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ






    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
    or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020) Page 2
    Name of organization
    MIDDLESEX SAVINGS CHARITABLE
    FOUNDATION INC         		Employer identification number
    04-3521246
    Part I
    Contributors
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    MIDDLESEX SAVINGS BANK
     
    6 MAIN STREET
     
    NATICK, MA01760

    		$ 2,002,250


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 3
    Name of organization
    MIDDLESEX SAVINGS CHARITABLE
    FOUNDATION INC         		Employer identification number

    04-3521246
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Page 4
    Name of organization
    MIDDLESEX SAVINGS CHARITABLE
    FOUNDATION INC         		Employer identification number

    04-3521246
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990, 990-EZ, or 990-PF) (2020)
    Additional Data


    Software ID:  
    Software Version:  

    TY 2020 AccountingFeesSchedule
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREP FEES 2,250 0   2,250

    TY 2020 InvestmentsCorpBondsSchedule
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    Name of Bond End of Year Book Value End of Year Fair Market Value
    CORPORATE BONDS 4,610,654 4,610,654

    TY 2020 InvestmentsCorpStockSchedule
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    Name of Stock End of Year Book Value End of Year Fair Market Value
    COMMON STOCK 2,472,817 2,472,817
    PREFERRED STOCK 700,398 700,398

    TY 2020 InvestmentsGovtObligationsSch
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    US Government Securities - End of Year Book Value:

    4,963,690
    US Government Securities - End of Year Fair Market Value:

    4,963,690
    State & Local Government Securities - End of Year Book Value:


    0
    State & Local Government Securities - End of Year Fair Market Value:


    0


    TY 2020 InvestmentsOtherSchedule2
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    OTHER INVESTMENTS FMV 6,356,228 6,356,228

    TY 2020 OtherExpensesSchedule
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    INTERPRETER FEE 170 0   170
    MEMBERSHIPS/DUES 5,000 0   5,000
    BANK CHARGE 1,295 0   1,295
    MA FILING FEE 500 0   500


    TY 2020 OtherIncreasesSchedule
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    Description Amount
    UNREALIZED GAINS/LOSSES 132,608


    TY 2020 OtherProfessionalFeesSchedule
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    CUSTODY SERVICES 8,899 8,899   0
    MSCF MANAGEMENT FEES 97,576 97,576   0


    TY 2020 TaxesSchedule
    Name:
    MIDDLESEX SAVINGS CHARITABLE
     
    FOUNDATION INC
    EIN:
    04-3521246
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    2019 FEDERAL EXCISE TAX 3,000 0   0
    2020 ESTIMATED TAX PAYMENTS 2,500 0   0