Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2020
Open to Public Inspection
For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020
Name of foundation
ANDREWS FAMILY FDN
 
Number and street (or P.O. box number if mail is not delivered to street address)PO BOX 1802
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
PROVIDENCE, RI029011802
A Employer identification number

06-1629692
B Telephone number (see instructions)

(888) 866-3275
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$2,336,689J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check bullet.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 34,514 34,514  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 -4,256
b Gross sales price for all assets on line 6a 1,443,506
7 Capital gain net income (from Part IV, line 2)... 0
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment 3,066    
12 Total. Add lines 1 through 11........ 33,324 34,514  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 23,371 14,022   9,348
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment 1,250 750 0 500
c Other professional fees (attach schedule).... Click to see attachment 5 5   0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)...       0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 24,626 14,777 0 9,848
25 Contributions, gifts, grants paid....... 88,545 88,545
26 Total expenses and disbursements. Add lines 24 and 25 113,171 14,777 0 98,393
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -79,847
b Net investment income (if negative, enter -0-) 19,737
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2020)
Form 990-PF (2020)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 103,951 58,515 58,515
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet     0 0
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 1,839,997 Click to see attachment1,840,791 2,277,742
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 21,050 Click to see attachment1,440 432
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 1,964,998 1,900,746 2,336,689
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here bullet
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here bullet
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 1,964,998 1,900,746
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 1,964,998 1,900,746
30 Total liabilities and net assets/fund balances (see instructions). 1,964,998 1,900,746
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
1,964,998
2
Enter amount from Part I, line 27a .....................
2
-79,847
3
Other increases not included in line 2 (itemize) bulletClick to see attachment
3
15,595
4
Add lines 1, 2, and 3 ..........................
4
1,900,746
5
Decreases not included in line 2 (itemize) bullet
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
1,900,746
Form 990-PF (2020)
Form 990-PF (2020)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 375. AMERICAN INTL GROUP INC NEW COM   2018-11-27 2020-04-30
b 50. AMERICAN INTL GROUP INC NEW COM   2019-02-15 2020-04-30
c 135. AMERICAN INTL GROUP INC NEW COM   2018-12-12 2020-04-30
d 30. APPLE INC COM   2019-12-13 2020-01-30
e 50. APPLE INC COM   2008-05-23 2020-01-30
70. BIOGEN IDEC INC   2019-11-26 2020-11-09
10. BIOGEN IDEC INC   2020-04-30 2020-11-09
540. BRISTOL MYERS SQUIBB CO COM   2019-11-20 2020-08-19
25. CIGNA CORP NEW COM   2019-01-25 2020-04-30
65. CHARTER COMMUNICATIONS INC NEW COM   2018-11-27 2020-01-15
10. CHARTER COMMUNICATIONS INC NEW COM   2019-01-09 2020-01-15
150. CROWN CASTLE INTL CORP REITS   2018-08-17 2020-01-15
20. CROWN CASTLE INTL CORP REITS   2018-09-14 2020-01-15
35. CROWN CASTLE INTL CORP REITS   2018-10-15 2020-01-15
410. DELTA AIR LINES INC DEL NEW COM   2018-10-15 2020-02-24
65. DELTA AIR LINES INC DEL NEW COM   2019-01-09 2020-02-24
65. DELTA AIR LINES INC DEL NEW COM   2019-01-16 2020-02-24
240. EXPEDIA GROUP INC NEW COM   2019-12-13 2020-03-26
5. FEDEX CORP   2018-12-12 2020-12-03
15. FEDEX CORP   2019-01-16 2020-12-03
10. FEDEX CORP   2019-01-09 2020-12-03
985. ISHARES 20+ YEAR TREAS BD ETF   2019-08-15 2020-03-03
35. ISHARES 20+ YEAR TREAS BD ETF   2019-10-16 2020-03-03
30. ISHARES 20+ YEAR TREAS BD ETF   2019-09-16 2020-03-03
385. ISHARES CORE S&P MID CAP ETF   2019-07-25 2020-03-31
165. ISHARES CORE S&P MID CAP ETF   2019-07-29 2020-03-31
451. ISHARES EDGE MSCI MIN VOL USA ETF   2020-02-24 2020-05-18
1570. ISHARES EDGE MSCI MIN VOL USA ETF   2020-03-06 2020-05-18
476. ISHARES EDGE MSCI MIN VOL USA ETF   2019-08-06 2020-05-18
278. ISHARES EDGE MSCI MIN VOL USA ETF   2019-08-06 2020-05-18
679. ISHARES EDGE MSCI MIN VOL USA ETF   2019-08-05 2020-05-18
295. ISHARES EDGE MSCI MIN VOL USA ETF   2020-04-15 2020-05-18
116. ISHARES EDGE MSCI MIN VOL USA ETF   2020-03-31 2020-05-18
1328. ISHARES EDGE MSCI MIN VOL USA ETF   2020-03-31 2020-08-19
300. ISHARES EDGE MSCI MIN VOL USA ETF   2018-11-02 2020-08-19
413. ISHARES EDGE MSCI MIN VOL USA ETF   2018-10-26 2020-08-19
1460. ISHARES EDGE MSCI MIN VOL USA ETF   2018-12-21 2020-08-19
405. ISHARES EDGE MSCI MIN VOL USA ETF   2018-12-20 2020-08-19
1085. ISHARES EDGE MSCI USA QUALITY FACTOR ETF   2019-12-13 2020-03-06
3830. ISHARES IBONDS DEC 2025 TERM CORP ETF   2020-03-03 2020-05-18
1845. ISHARES EDGE MSCI MINIMUM VOLUME USA SMALL-CAP ETF   2019-12-13 2020-11-05
185. KROGER CO   2019-12-13 2020-03-25
775. KROGER CO   2019-12-10 2020-03-25
130. OCCIDENTAL PETROLEUM CORPORATION   2019-12-13 2020-04-15
580. OCCIDENTAL PETROLEUM CORPORATION   2019-12-10 2020-04-15
45. OCCIDENTAL PETROLEUM CORPORATION   2020-02-26 2020-04-15
340. OCCIDENTAL PETROLEUM CORPORATION   2020-03-10 2020-04-15
500. OCCIDENTAL PETROLEUM CORPORATION   2020-03-10 2020-04-21
495. OCCIDENTAL PETROLEUM CORPORATION   2020-03-12 2020-04-21
5. REGENERON PHARMACEUTICALS INC   2018-10-15 2020-03-25
15. REGENERON PHARMACEUTICALS INC   2019-11-26 2020-03-25
50. REGENERON PHARMACEUTICALS INC   2018-02-12 2020-03-25
20. REGENERON PHARMACEUTICALS INC   2019-07-24 2020-03-25
.895 SCHWAB CHARLES CORP NEW COM   2018-11-27 2020-11-10
93000. SIMON PPTY GROUP L P SR UNSECD NT CALL 6/1/20 @100   2020-03-31 2020-07-22
7000. SIMON PPTY GROUP L P SR UNSECD NT CALL 6/1/20 @100   2020-04-02 2020-07-22
25. SPLUNK INC COM   2019-03-21 2020-07-01
140. SPLUNK INC COM   2019-03-21 2020-08-19
269. VIACOMCBS INC CL B COM   2020-02-06 2020-04-15
406. VIACOMCBS INC CL B COM   2020-02-06 2020-04-15
277. VIACOMCBS INC CL B COM   2020-02-26 2020-04-15
61. VIACOMCBS INC CL B COM   2020-02-26 2020-04-15
67. VIACOMCBS INC CL B COM   2020-02-26 2020-04-15
15. VISA INC CL A COM   2019-12-13 2020-12-03
CAPITAL GAIN DIVIDENDS P    
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CAPITAL GAIN DIVIDENDS P    
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CAPITAL GAIN DIVIDENDS P    
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CAPITAL GAIN DIVIDENDS P    
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CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
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CAPITAL GAIN DIVIDENDS P    
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CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 9,649   16,213 -6,564
b 1,287   2,090 -803
c 3,474   5,141 -1,667
d 9,627   8,243 1,384
e 16,046   1,293 14,753
16,098   21,352 -5,254
2,300   3,044 -744
34,020   30,461 3,559
5,014   4,911 103
33,069   20,720 12,349
5,087   2,976 2,111
21,315   16,735 4,580
2,842   2,204 638
4,974   3,663 1,311
22,223   21,422 801
3,523   3,151 372
3,523   3,118 405
15,430   27,330 -11,900
1,478   948 530
4,434   2,574 1,860
2,956   1,709 1,247
152,242   144,097 8,145
5,410   4,897 513
4,637   4,130 507
55,936   75,963 -20,027
23,973   32,526 -8,553
26,940   30,636 -3,696
93,784   99,654 -5,870
28,434   29,310 -876
16,606   17,118 -512
40,560   41,667 -1,107
17,622   17,072 550
6,929   6,372 557
84,978   72,953 12,025
19,197   16,373 2,824
26,428   22,135 4,293
93,425   76,774 16,651
25,916   21,038 4,878
99,581   108,177 -8,596
100,065   101,935 -1,870
57,240   64,760 -7,520
5,154   5,189 -35
21,591   21,680 -89
1,769   4,968 -3,199
7,891   21,961 -14,070
612   1,585 -973
4,626   4,705 -79
6,108   6,920 -812
6,047   5,116 931
2,181   1,889 292
6,543   5,467 1,076
21,811   17,040 4,771
8,724   6,219 2,505
37   44 -7
93,000   93,100 -100
7,000   6,992 8
5,054   3,293 1,761
27,406   18,438 8,968
4,101   9,312 -5,211
6,189   14,007 -7,818
4,223   6,969 -2,746
930   1,527 -597
1,021   1,673 -652
3,135   2,777 358
      81
      81
      81
      81
      81
      81
      81
      81
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      81
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      81
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      81
      81
      81
      81
      81
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      81
      81
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      81
      81
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      81
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      81
      81
      81
      81
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      81
      81
      81
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -6,564
b       -803
c       -1,667
d       1,384
e       14,753
      -5,254
      -744
      3,559
      103
      12,349
      2,111
      4,580
      638
      1,311
      801
      372
      405
      -11,900
      530
      1,860
      1,247
      8,145
      513
      507
      -20,027
      -8,553
      -3,696
      -5,870
      -876
      -512
      -1,107
      550
      557
      12,025
      2,824
      4,293
      16,651
      4,878
      -8,596
      -1,870
      -7,520
      -35
      -89
      -3,199
      -14,070
      -973
      -79
      -812
      931
      292
      1,076
      4,771
      2,505
      -7
      -100
      8
      1,761
      8,968
      -5,211
      -7,818
      -2,746
      -597
      -652
      358
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 -4,256
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE
1 Reserved
(a)
Reserved 		(b)
Reserved 		(c)
Reserved 		(d)
Reserved
2
Reserved...........................
2
3
Reserved...........................
3
4
Reserved...........................
4
5
Reserved...........................
5
6
Reserved...........................
6
7
Reserved...........................
7
8
Reserved,..........................
8
Form 990-PF (2020)
Form 990-PF (2020)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Reserved................................ 1 274
c All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 274
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 274
6 Credits/Payments:
a 2020 estimated tax payments and 2019 overpayment credited to 2020 6a 860
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 860
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 586
11 Enter the amount of line 10 to be: Credited to 2021 estimated taxBullet276 RefundedBullet 11 310
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$   (2) On foundation managers.bullet$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletCT
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbullet  
    14
    The books are in care ofbulletBANK OF AMERICA NA Telephone no.bullet (888) 866-3275

    Located atbulletP O BOX 1802PROVIDENCERI ZIP+4bullet029011802
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
    No
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2020?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2020, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2020?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2020.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?
    4b
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    MRS JOAN ANDREWS CO-TRUSTEE
    1     		0    
    38 TURKEY HILL RD S
    WESTPORT,CT06880
    NIGEL ANDREWS CO-TRUSTEE
    1     		0    
    38 TURKEY HILL RD S
    WESTPORT,CT06880
    BANK OF AMERICA AGENT FOR FIDUCIARY
    1     		23,371    
    1FINANCIAL PLAZA
    PROVIDENCE,RI02903
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet  
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    2,006,216
    b
    Average of monthly cash balances.......................
    1b
    117,386
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    2,123,602
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    2,123,602
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    31,854
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    2,091,748
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    104,587
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    104,587
    2a
    Tax on investment income for 2020 from Part VI, line 5......
    2a
    274
    b
    Income tax for 2020. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    274
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    104,313
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    104,313
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    104,313
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    98,393
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
    0
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
    0
    b
    Cash distribution test (attach the required schedule) .................
    3b
    0
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    98,393
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    98,393
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2019     		(c)
    2019     		(d)
    2020
    1 Distributable amount for 2020 from Part XI, line 7 104,313
    2 Undistributed income, if any, as of the end of 2020:
    a Enter amount for 2019 only....... 88,545
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2020:
    a From 2015...... 0
    b From 2016...... 0
    c From 2017...... 0
    d From 2018...... 0
    e From 2019...... 0
    fTotal of lines 3a through e........ 0
    4Qualifying distributions for 2020 from Part
    XII, line 4: bullet$ 98,393
    a Applied to 2019, but not more than line 2a 88,545
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2020 distributable amount..... 9,848
    e Remaining amount distributed out of corpus 0
    5 Excess distributions carryover applied to 2020. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2019. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2020. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2021 ..........     		94,465
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8 Excess distributions carryover from 2015 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9Excess distributions carryover to 2021.
    Subtract lines 7 and 8 from line 6a ......     		0
    10 Analysis of line 9:
    a Excess from 2016.... 0
    b Excess from 2017.... 0
    c Excess from 2018.... 0
    d Excess from 2019.... 0
    e Excess from 2020.... 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2020 (b) 2019 (c) 2018 (d) 2017
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
    bThe form in which applications should be submitted and information and materials they should include:
    cAny submission deadlines:
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    DARIEN BOOK AID PLAN
    1926 POST RD
    E DARIEN,CT06820     		N/A PC UNRESTRICTED GENERAL 750
    CONNECTICUT BALLET
    20 ACOSTA ST
    STAMFORD,CT06902     		N/A PC UNRESTRICTED GENERAL 2,500
    BRIDGES TO COMMUNITY
    95 CROTON AVE
    OSSINING,NY10562     		NA PC UNRESTRICTED GENERAL 2,000
    MALAIKA KIDS USA
    PO BOX 565
    FORESTDALE,MA02644     		N/A PC UNRESTRICTED GENERAL 10,000
    CHARITIES AID FOUNDATION AMERICA
    FBO LONDON BUSINESS SCHOOL
    REGENTS PARK
    WASHINGTON DCLONDON,DC20005     		N/A PC UNRESTRICTED GENERAL 35,000
    BUILDON
    NJIM PARKE CONSTRUCTIVE LEADERSHIP AWARD
    1111 SUMMER STREET SUITE 602A
    STAMFORD,CT06905     		N/A PC UNRESTRICTED GENERAL 1,000
    HOME WITH HOPE
    49 RICHMONDVILLE AVE SUITE 112
    WESTPORT,CT06880     		N/A PC UNRESTRICTED GENERAL 1,295
    ST PAUL SCHOOL
    RE IN SUPPORT OF BURSARIES
    114 E 118TH ST
    NEW YORK,NY10035     		N/A PC UNRESTRICTED GENERAL 1,000
    WESTPORT LIBRARY ASSOCIATION
    20 JESUP ROAD
    WESTPORT,CT06880     		N/A PC UNRESTRICTED GENERAL 35,000
    Total .................................bullet 3a 88,545
    bApproved for future payment
    Total .................................bullet 3b  
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		         
    4 Dividends and interest from securities....     14 34,514  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 -4,256  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue:
    aEXCISE TAX REFUND     		    1 3,066  
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e)..   33,324  
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    33,324
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below?
    See instructions.
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2020)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2020 AccountingFeesSchedule
    Name:
    ANDREWS FAMILY FDN
    EIN:
    06-1629692
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAX PREPARATION FEE - BOA 1,250 750   500

    TY 2020 InvestmentsCorpStockSchedule
    Name:
    ANDREWS FAMILY FDN
    EIN:
    06-1629692
    Name of Stock End of Year Book Value End of Year Fair Market Value
    464288687 ISHARES US PFD STK E    
    03027X100 AMERICAN TOWER CORP    
    035710409 ANNALY CAP MGMT INC    
    G7945E105 SEADRILL LTD COM    
    166764100 CHEVRON CORP COM    
    49456B101 KINDER MORGAN INC DE    
    806857108 SCHLUMBERGER LTD COM    
    867224107 SUNCOR ENERGY INC NE    
    369604103 GENERAL ELEC CO COM    
    254687106 DISNEY WALT CO COM D 26,295 42,577
    345370860 FORD MTR CO DEL COM    
    713448108 PEPSICO INC COM    
    002824100 ABBOTT LABS COM    
    151020104 CELGENE CORP COM    
    66987V109 NOVARTIS A G SPONSOR    
    717081103 PFIZER INC COM    
    629491101 NYSE EURONEXT COM    
    902973304 US BANCORP DEL COM N    
    037833100 APPLE INC COM 22,763 23,884
    268648102 EMC CORP COM    
    67020Y100 NUANCE COMMUNICATION    
    747525103 QUALCOMM INC COM    
    92343V104 VERIZON COMMUNICATIO    
    65339F101 NEXTERA ENERGY INC C    
    19765H727 COLUMBIA CONVERTIBLE    
    277907200 EATON VANCE INCOME F    
    19765E823 CMG ULTRA SHORT TERM    
    19765Y720 COLUMBIA PACIFIC/ASI    
    464285105 ISHARES GOLD TRUST I    
    464286533 ISHARES EDGE MSCI MI    
    464287465 ISHARES MSCI EAFE ET    
    464287507 ISHARES CORE S&P MID    
    464287804 ISHARES CORE S&P SMA    
    46429B697 ISHARES EDGE MSCI MI    
    922908553 VANGUARD REIT ETF    
    97717W281 WISDOMTREE EMERGING    
    037411105 APACHE CORP COM    
    009158106 AIR PRODS & CHEMS IN    
    35671D857 FREEPORT-MCMORAN COP    
    235851102 DANAHER CORP DEL COM    
    22160K105 COSTCO WHSL CORP NEW    
    00287Y109 ABBVIE INC COM 36,670 48,753
    375558103 GILEAD SCIENCES INC 35,266 32,334
    172967424 CITIGROUP INC NEW CO    
    89417E109 TRAVELERS COS INC CO    
    00206R102 AT&T INC COM    
    277902698 EATON VANCE ATLANTA    
    74441C808 PRUDENTIAL JENNISON    
    74925K581 BOSTON PARTNERS LONG    
    81063U206 SCOUT MID CAP FUND    
    19765P406 COLUMBIA CONTRARIAN    
    353612781 FRANKLIN FTLG RATE D    
    72200Q182 PIMCO ALL ASSET ALL    
    04314H204 ARTISAN INTERNATIONA    
    68380L407 OPPENHEIMER INTL GRO    
    464288646 ISHARES SHORT-TERM C 286,308 301,945
    277432100 EASTMAN CHEM CO COM    
    277923751 EATON VANCE PARAMETR    
    47803W406 JOHN HANCOCK FDS III    
    258620103 DOUBLELINE TOTAL RET    
    19765N468 COLUMBIA INTERMEDIAT    
    89155H827 TOUCHSTONE SANDS CAP    
    46429B689 ISHARES EDGE MSCI MI    
    26875P101 EOG RES INC COM    
    438516106 HONEYWELL INTL INC C    
    N6596X109 NXP SEMICONDUCTORS N    
    17275R102 CISCO SYS INC COM 27,866 29,759
    904504842 UNDISCOVERED MANAGER    
    19765H362 COLUMBIA SHORT TERM    
    054937404 BB&T CORP PFD DEP SH    
    744320706 PRUDENTIAL FINL INC    
    808513600 SCHWAB CHARLES CORP    
    857477608 STATE STR CORP DEP S    
    46429B655 ISHARES FLTG RATE BO    
    30231G102 EXXON MOBIL CORP COM    
    780259206 ROYAL DUTCH SHELL PL    
    00773T101 ADVANSIX INC COM    
    31428X106 FEDEX CORP COM 20,058 31,154
    74762E102 QUANTA SVCS INC COM    
    741503403 PRICELINE GROUP INC    
    889478103 TOLL BROTHERS INC CO    
    918204108 V F CORP COM    
    03524A108 ANHEUSER BUSCH INBEV    
    60871R209 MOLSON COORS BREWING    
    931427108 WALGREENS BOOTS ALLI    
    82481R106 SHIRE PLC ADR    
    09247X101 BLACKROCK INC CL A 26,356 50,508
    14040H105 CAPITAL ONE FINL COR    
    45866F104 INTERCONTINENTAL EXC    
    Y09827109 BROADCOM LTD COM    
    30303M102 FACEBOOK INC CL A CO 21,892 30,048
    92826C839 VISA INC CL A COM 13,060 22,967
    46432F842 ISHARES CORE MSCI EA    
    46434G103 ISHARES CORE MSCI EM    
    78468R408 SPDR BLOOMBERG BARCL    
    58463J304 MEDICAL PPTYS TR INC    
    25278X109 DIAMONDBACK ENERGY I    
    169656105 CHIPOTLE MEXICAN GRI    
    22943F100 CTRIP COM INTL LTD A    
    30212P303 EXPEDIA GROUP INC NE    
    64110L106 NETFLIX COM INC COM 15,389 45,962
    824348106 SHERWIN WILLIAMS CO    
    855244109 STARBUCKS CORP COM    
    743315103 PROGRESSIVE CORP OHI    
    857477103 STATE STR CORP COM    
    00724F101 ADOBE INC COM 9,061 40,010
    01609W102 ALIBABA GROUP HLDG L    
    70450Y103 PAYPAL HOLDINGS INC    
    88032Q109 TENCENT HLDGS LTD AD 20,613 26,913
    09256H286 BLACKROCK STRATEGIC    
    091936732 BLACKROCK GLOBAL LON    
    880208400 TEMPLETON GLOBAL BD    
    22822V101 CROWN CASTLE INTL CO    
    20605P101 CONCHO RES INC COM    
    212015101 CONTINENTAL RES INC    
    247361702 DELTA AIR LINES INC    
    911312106 UNITED PARCEL SVC IN    
    023135106 AMAZON COM INC COM 23,751 48,854
    21036P108 CONSTELLATION BRANDS 36,782 42,715
    61174X109 MONSTER BEVERAGE COR    
    015351109 ALEXION PHARMACEUTIC 28,911 41,404
    110122108 BRISTOL MYERS SQUIBB 26,757 32,007
    75886F107 REGENERON PHARMACEUT    
    026874784 AMERICAN INTL GROUP    
    87236Y108 TD AMERITRADE HLDG C    
    11135F101 BROADCOM INC COM 17,304 41,596
    219350105 CORNING INC COM    
    697435105 PALO ALTO NETWORKS I 22,889 49,755
    704326107 PAYCHEX INC COM 21,538 29,352
    79466L302 SALESFORCE COM INC C 16,754 34,492
    02079K107 ALPHABET INC CL C CO 28,652 43,797
    16119P108 CHARTER COMMUNICATIO    
    09260B382 BLACKROCK STRATEGIC    
    09260C604 BLACKROCK GLOBAL LON    
    464286525 ISHARES EDGE MSCI MI 104,990 113,385
    464287432 ISHARES 20+ YEAR TRE 104,342 100,947
    46432F339 ISHARES EDGE MSCI US    
    46435G433 ISHARES EDGE MSCI MI    
    674599105 OCCIDENTAL PETE CORP    
    502431109 L3HARRIS TECHNOLOGIE 31,095 29,298
    501044101 KROGER CO COM    
    09062X103 BIOGEN IDEC INC COM    
    125523100 CIGNA CORP NEW COM 32,118 37,472
    808513105 SCHWAB CHARLES CORP 51,998 62,110
    192446102 COGNIZANT TECHNOLOGY 21,727 28,683
    459200101 INTERNATIONAL BUSINE 31,094 30,211
    848637104 SPLUNK INC COM    
    285512109 ELECTRONIC ARTS INC 21,479 30,156
    464287200 ISHARES CORE S&P 500 64,316 71,324
    464287226 ISHARES CORE US AGGR 129,682 129,418
    46434VBD1 ISHARES IBONDS DEC 2 60,416 62,130
    291011104 EMERSON ELEC CO COM 20,267 28,933
    666807102 NORTHROP GRUMMAN COR 26,630 24,378
    47215P106 JD.COM INC SPON ADR 20,718 39,907
    171340102 CHURCH & DWIGHT INC 20,124 23,988
    194162103 COLGATE PALMOLIVE CO 20,320 24,798
    92532F100 VERTEX PHARMACEUTICA 37,149 35,451
    74144T108 PRICE T ROWE GROUP I 28,932 35,577
    G1151C101 ACCENTURE PLC CL A C 21,259 28,733
    M22465104 CHECK POINT SOFTWARE 19,714 24,588
    040413106 ARISTA NETWORKS INC 21,676 29,057
    458140100 INTEL CORP COM 29,032 30,390
    461202103 INTUIT COM 23,836 30,388
    594918104 MICROSOFT CORP COM 28,611 28,915
    833445109 SNOWFLAKE INC CL A C 25,517 19,698
    928563402 VMWARE INC CL A COM 33,189 32,961
    056752108 BAIDU INC SPONSORED 25,625 54,060

    TY 2020 InvestmentsOtherSchedule2
    Name:
    ANDREWS FAMILY FDN
    EIN:
    06-1629692
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    48021R203 JONES LANG LASALLE I      
    09253U108 BLACKSTONE GROUP L P      
    110122157 BRISTOL MYERS SQUIBB AT COST 1,440 432

    TY 2020 OtherIncomeSchedule2
    Name:
    ANDREWS FAMILY FDN
    EIN:
    06-1629692
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    EXCISE TAX REFUND 3,066 0  


    TY 2020 OtherIncreasesSchedule
    Name:
    ANDREWS FAMILY FDN
    EIN:
    06-1629692
    Description Amount
    INCOME ADJ 140
    CARRYOVER ADJ 8,498
    SALES ADJ 6,957


    TY 2020 OtherProfessionalFeesSchedule
    Name:
    ANDREWS FAMILY FDN
    EIN:
    06-1629692
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    INVESTMENT ADVISORY FEES 5 5