TY 2019 Form 990

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W-2/1099-MISC)
(1) ANYA IRONS...................................................................... DIR. OF OPERATIONS/GENERAL	35.00 ................. 1.00			X	131,372	38,073
(2) ANDREW REICHER...................................................................... EXECUTIVE DIRECTOR	36.00 ................. 1.00		X		141,628	31
(3) CLIFFORD P CHARLES...................................................................... CHAIR	1.00 .................	X			0	0
(4) JOHN WARREN...................................................................... VICE CHAIR	1.00 .................	X			0	0
(5) MARY ANN ROTHMAN...................................................................... SECRETARY	1.00 .................	X	X		0	0
(6) CHARLES S LAVEN...................................................................... BOARD MEMBER	1.00 .................	X	X		0	0
(7) C KNOX LASISTER...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(8) LAWRENCE MCGAUGHEY...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(9) JACQUELINE ALEXANDER...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(10) HOWARD BANKER...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(11) BRIAN ENG...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(12) DEBORAH BECHTEL...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(13) CHARLES DONALDSON...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(14) MICHELLE PARKER...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(15) ALISON POWERS...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(16) SAMIRA RAJAN...................................................................... BOARD MEMBER	1.00 .................	X			0	0
(17) DAPHANY ROSE SANCHEZ...................................................................... BOARD MEMBER	1.00 .................	X			0	0

- TIN:

SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.
right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public
Inspection

Name of the organization

URBAN HOMESTEADING ASSISTANCE (U-HAB)
INC

Employer identification number

13-2902798

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions.

The organization is not a private foundation because it is: (For lines 1 through 12, check only one box.)

A church, convention of churches, or association of churches described in section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E (Form 990 or 990-EZ).)

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An agricultural research organization described in 170(b)(1)(A)(ix) operated in conjunction with a land-grant college or university or a non-land grant college of agriculture. See instructions. Enter the name, city, and state of the college or university:

An organization that normally receives: (1) more than 331/3% of its support from contributions, membership fees, and gross receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. See section 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box in lines 12a through 12d that describes the type of supporting organization and complete lines 12e, 12f, and 12g.

Type I. A supporting organization operated, supervised, or controlled by its supported organization(s), typically by giving the supported organization(s) the power to regularly appoint or elect a majority of the directors or trustees of the supporting organization. You must complete Part IV, Sections A and B.

Type II. A supporting organization supervised or controlled in connection with its supported organization(s), by having control or management of the supporting organization vested in the same persons that control or manage the supported organization(s). You must complete Part IV, Sections A and C.

Type III functionally integrated. A supporting organization operated in connection with, and functionally integrated with, its supported organization(s) (see instructions). You must complete Part IV, Sections A, D, and E.

Type III non-functionally integrated. A supporting organization operated in connection with its supported organization(s) that is not functionally integrated. The organization generally must satisfy a distribution requirement and an attentiveness requirement (see instructions). You must complete Part IV, Sections A and D, and Part V.

Check this box if the organization received a written determination from the IRS that it is a Type I, Type II, Type III functionally integrated, or Type III non-functionally integrated supporting organization.

Enter the number of supported organizations ...............................

Provide the following information about the supported organization(s).

(i) Name of supported organization	(ii) EIN	(iv) Is the organization listed in your governing document?		(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)
(i) Name of supported organization	(ii) EIN	Yes	No	(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)


Total

For Paperwork Reduction Act Notice, see the Instructions for
Form 990 or 990-EZ.

Cat. No. 11285F

Schedule A (Form 990 or 990-EZ) 2019

Page 2

Part II

Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization failed to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) 2019	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grant.") ..
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf....
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f)..
6	Public support. Subtract line 5 from line 4.

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) 2019	(f) Total
7	Amounts from line 4..
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...
9	Net income from unrelated business activities, whether or not the business is regularly carried on..
10	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.)..
11	Total support. Add lines 7 through 10

Gross receipts from related activities, etc. (see instructions) ..................

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here........................................ right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2019 (line 6, column (f) divided by line 11, column (f)) .........

Public support percentage for 2018 Schedule A, Part II, line 14 ...............

16a

33 1/3% support test—2019. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ....................... right arrow

33 1/3% support test—2018. If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2019. If the organization did not check a box on line 13, 16a, or 16b, and line 14
is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain
in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported
organization ..................................................... right arrow

10%-facts-and-circumstances test—2018. If the organization did not check a box on line 13, 16a, 16b, or 17a, and line
15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here.
Explain in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly
supported organization ................................................ right arrow

Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions ..................................................... right arrow

Schedule A (Form 990 or 990-EZ) 2019

Page 3

Part III

Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 10 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) 2019	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .	1,457,557	1,387,179	5,318,383	844,314	1,529,276	10,536,709
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose	2,587,165	1,986,220	1,997,950	1,977,645	1,830,621	10,379,601
3	Gross receipts from activities that are not an unrelated trade or business under section 513 .....
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5	The value of services or facilities furnished by a governmental unit to the organization without charge
6	Total. Add lines 1 through 5	4,044,722	3,373,399	7,316,333	2,821,959	3,359,897	20,916,310
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons		10	17,746	2,550	2,217	22,523
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.						0
c	Add lines 7a and 7b..		10	17,746	2,550	2,217	22,523
8	Public support. (Subtract line 7c from line 6.)						20,893,787

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) 2019	(f) Total
9	Amounts from line 6...	4,044,722	3,373,399	7,316,333	2,821,959	3,359,897	20,916,310
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..	110,579	150,989	140,351	173,774	189,852	765,545
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c	Add lines 10a and 10b.	110,579	150,989	140,351	173,774	189,852	765,545
11	Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.			10,670		11,269	21,939
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.) ..	7,642	2,985	32,814	49,806	5,243	98,490
13	Total support. (Add lines 9, 10c, 11, and 12.)..	4,162,943	3,527,373	7,500,168	3,045,539	3,566,261	21,802,284

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization,
check this box and stop here............................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2019 (line 8, column (f) divided by line 13, column (f)) .........

95.830 %

Public support percentage from 2018 Schedule A, Part III, line 15 ...............

96.590 %

Section D. Computation of Investment Income Percentage

Investment income percentage for 2019 (line 10c, column (f) divided by line 13, column (f)) ......

3.510 %

Investment income percentage from 2018 Schedule A, Part III, line 17 .............

2.850 %

19a

331/3% support tests—2019. If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ....... right arrow

33 1/3% support tests—2018. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .... right arrow

Private foundation. If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions .... right arrow

Schedule A (Form 990 or 990-EZ) 2019

Page 4

Part IV

Supporting Organizations

(Complete only if you checked a box on line 12 of Part I. If you checked 12a of Part I, complete Sections A and B. If you checked 12b of Part I, complete Sections A and C. If you checked 12c of Part I, complete Sections A, D, and E. If you checked 12d of Part I, complete Sections A and D, and complete Part V.)

Section A. All Supporting Organizations

Yes

Are all of the organization’s supported organizations listed by name in the organization’s governing documents?
If "No," describe in Part VI how the supported organizations are designated. If designated by class or purpose,
describe the designation. If historic and continuing relationship, explain.

Did the organization have any supported organization that does not have an IRS determination of status under section 509(a)(1) or (2)? If "Yes," explain in Part VI how the organization determined that the supported organization was described in section 509(a)(1) or (2).

Did the organization have a supported organization described in section 501(c)(4), (5), or (6)? If "Yes," answer (b) and (c) below.

Did the organization confirm that each supported organization qualified under section 501(c)(4), (5), or (6) and satisfied the public support tests under section 509(a)(2)? If "Yes," describe in Part VI when and how the organization made the determination.

Did the organization ensure that all support to such organizations was used exclusively for section 170(c)(2)(B) purposes? If "Yes," explain in Part VI what controls the organization put in place to ensure such use.

Was any supported organization not organized in the United States ("foreign supported organization")? If “Yes” and if you checked 12a or 12b in Part I, answer (b) and (c) below.

Did the organization have ultimate control and discretion in deciding whether to make grants to the foreign supported organization? If “Yes,” describe in Part VI how the organization had such control and discretion despite being controlled or supervised by or in connection with its supported organizations.

Did the organization support any foreign supported organization that does not have an IRS determination under sections 501(c)(3) and 509(a)(1) or (2)? If “Yes,” explain in Part VI what controls the organization used to ensure that all support to the foreign supported organization was used exclusively for section 170(c)(2)(B) purposes.

Did the organization add, substitute, or remove any supported organizations during the tax year? If “Yes,” answer (b) and (c) below (if applicable). Also, provide detail in Part VI, including (i) the names and EIN numbers of the supported organizations added, substituted, or removed; (ii) the reasons for each such action; (iii) the authority under the organization's organizing document authorizing such action; and (iv) how the action was accomplished (such as by amendment to the organizing document).

Type I or Type II only. Was any added or substituted supported organization part of a class already designated in the organization's organizing document?

Substitutions only. Was the substitution the result of an event beyond the organization's control?

Did the organization provide support (whether in the form of grants or the provision of services or facilities) to anyone other than (i) its supported organizations, (ii) individuals that are part of the charitable class benefited by one or more of its supported organizations, or (iii) other supporting organizations that also support or benefit one or more of the filing organization’s supported organizations? If “Yes,” provide detail in Part VI.

Did the organization provide a grant, loan, compensation, or other similar payment to a substantial contributor (defined in section 4958(c)(3)(C)), a family member of a substantial contributor, or a 35% controlled entity with regard to a substantial contributor? If “Yes,” complete Part I of Schedule L (Form 990 or 990-EZ) .

Did the organization make a loan to a disqualified person (as defined in section 4958) not described in line 7? If “Yes,” complete Part I of Schedule L (Form 990 or 990-EZ).

Was the organization controlled directly or indirectly at any time during the tax year by one or more disqualified persons as defined in section 4946 (other than foundation managers and organizations described in section 509(a)(1) or (2))? If “Yes,” provide detail in Part VI.

Did one or more disqualified persons (as defined in line 9a) hold a controlling interest in any entity in which the supporting organization had an interest? If “Yes,” provide detail in Part VI.

Did a disqualified person (as defined in line 9a) have an ownership interest in, or derive any personal benefit from, assets in which the supporting organization also had an interest? If “Yes,” provide detail in Part VI.

10a

Was the organization subject to the excess business holdings rules of section 4943 because of section 4943(f) (regarding certain Type II supporting organizations, and all Type III non-functionally integrated supporting organizations)? If “Yes,” answer line 10b below.

10a

Did the organization have any excess business holdings in the tax year? (Use Schedule C, Form 4720, to determine whether the organization had excess business holdings).

10b

Schedule A (Form 990 or 990-EZ) 2019

Page 5

Part IV

Supporting Organizations (continued)

Yes

Has the organization accepted a gift or contribution from any of the following persons?

A person who directly or indirectly controls, either alone or together with persons described in (b) and (c) below, the governing body of a supported organization?

11a

A family member of a person described in (a) above?

11b

A 35% controlled entity of a person described in (a) or (b) above? If “Yes” to a, b, or c, provide detail in Part VI.

11c

Section B. Type I Supporting Organizations

Yes

Did the directors, trustees, or membership of one or more supported organizations have the power to regularly appoint or elect at least a majority of the organization’s directors or trustees at all times during the tax year? If “No,” describe in Part VI how the supported organization(s) effectively operated, supervised, or controlled the organization’s activities. If the organization had more than one supported organization, describe how the powers to appoint and/or remove directors or trustees were allocated among the supported organizations and what conditions or restrictions, if any, applied to such powers during the tax year.

Did the organization operate for the benefit of any supported organization other than the supported organization(s) that operated, supervised, or controlled the supporting organization? If “Yes,” explain in Part VI how providing such benefit carried out the purposes of the supported organization(s) that operated, supervised or controlled the supporting organization.

Section C. Type II Supporting Organizations

Yes

Were a majority of the organization’s directors or trustees during the tax year also a majority of the directors or trustees of each of the organization’s supported organization(s)? If “No,” describe in Part VI how control or management of the supporting organization was vested in the same persons that controlled or managed the supported organization(s).

Section D. All Type III Supporting Organizations

Yes

Did the organization provide to each of its supported organizations, by the last day of the fifth month of the organization’s tax year, (i) a written notice describing the type and amount of support provided during the prior tax year, (ii) a copy of the Form 990 that was most recently filed as of the date of notification, and (iii) copies of the organization’s governing documents in effect on the date of notification, to the extent not previously provided?

Were any of the organization’s officers, directors, or trustees either (i) appointed or elected by the supported organization(s) or (ii) serving on the governing body of a supported organization? If "No," explain in Part VI how the organization maintained a close and continuous working relationship with the supported organization(s).

By reason of the relationship described in (2), did the organization’s supported organizations have a significant voice in the organization’s investment policies and in directing the use of the organization’s income or assets at all times during the tax year? If "Yes," describe in Part VI the role the organization’s supported organizations played in this regard.

Section E. Type III Functionally-Integrated Supporting Organizations

Check the box next to the method that the organization used to satisfy the Integral Part Test during the year (see instructions):

The organization satisfied the Activities Test. Complete line 2 below.

The organization is the parent of each of its supported organizations. Complete line 3 below.

The organization supported a governmental entity. Describe in Part VI how you supported a government entity (see instructions)

Activities Test. Answer (a) and (b) below.

Yes

Did substantially all of the organization’s activities during the tax year directly further the exempt purposes of the supported organization(s) to which the organization was responsive? If "Yes," then in Part VI identify those supported organizations and explain how these activities directly furthered their exempt purposes, how the organization was responsive to those supported organizations, and how the organization determined that these activities constituted substantially all of its activities.

Did the activities described in (a) constitute activities that, but for the organization’s involvement, one or more of the organization’s supported organization(s) would have been engaged in? If "Yes," explain in Part VI the reasons for the organization’s position that its supported organization(s) would have engaged in these activities but for the organization’s involvement.

Parent of Supported Organizations. Answer (a) and (b) below.

Did the organization have the power to regularly appoint or elect a majority of the officers, directors, or trustees of each of the supported organizations? Provide details in Part VI.

Did the organization exercise a substantial degree of direction over the policies, programs and activities of each of its supported organizations? If "Yes," describe in Part VI. the role played by the organization in this regard.

Schedule A (Form 990 or 990-EZ) 2019

Page 6

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations

Check here if the organization satisfied the Integral Part Test as a qualifying trust on Nov. 20, 1970 (explain in Part VI). See instructions. All other Type III non-functionally integrated supporting organizations must complete Sections A through E.

	Section A - Adjusted Net Income		(A) Prior Year	(B) Current Year (optional)
1	Net short-term capital gain	1
2	Recoveries of prior-year distributions	2
3	Other gross income (see instructions)	3
4	Add lines 1 through 3	4
5	Depreciation and depletion	5
6	Portion of operating expenses paid or incurred for production or collection of gross income or for management, conservation, or maintenance of property held for production of income (see instructions)	6
7	Other expenses (see instructions)	7
8	Adjusted Net Income (subtract lines 5, 6 and 7 from line 4)	8

	Section B - Minimum Asset Amount		(A) Prior Year	(B) Current Year (optional)
1	Aggregate fair market value of all non-exempt-use assets (see instructions for short tax year or assets held for part of year):	1
a	Average monthly value of securities	1a
b	Average monthly cash balances	1b
c	Fair market value of other non-exempt-use assets	1c
d	Total (add lines 1a, 1b, and 1c)	1d
e	Discount claimed for blockage or other factors (explain in detail in Part VI):
2	Acquisition indebtedness applicable to non-exempt use assets	2
3	Subtract line 2 from line 1d	3
4	Cash deemed held for exempt use. Enter 1-1/2% of line 3 (for greater amount, see instructions).	4
5	Net value of non-exempt-use assets (subtract line 4 from line 3)	5
6	Multiply line 5 by .035	6
7	Recoveries of prior-year distributions	7
8	Minimum Asset Amount (add line 7 to line 6)	8

	Section C - Distributable Amount		Current Year
1	Adjusted net income for prior year (from Section A, line 8, Column A)	1
2	Enter 85% of line 1	2
3	Minimum asset amount for prior year (from Section B, line 8, Column A)	3
4	Enter greater of line 2 or line 3	4
5	Income tax imposed in prior year	5
6	Distributable Amount. Subtract line 5 from line 4, unless subject to emergency temporary reduction (see instructions)	6

Check here if the current year is the organization's first as a non-functionally-integrated Type III supporting organization (see instructions)

Schedule A (Form 990 or 990-EZ) 2019

Page 7

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations(continued)

Section D - Distributions		Current Year
1 Amounts paid to supported organizations to accomplish exempt purposes
2 Amounts paid to perform activity that directly furthers exempt purposes of supported organizations, in excess of income from activity
3 Administrative expenses paid to accomplish exempt purposes of supported organizations
4 Amounts paid to acquire exempt-use assets
5 Qualified set-aside amounts (prior IRS approval required)
6 Other distributions (describe in Part VI). See instructions
7Total annual distributions. Add lines 1 through 6.
8 Distributions to attentive supported organizations to which the organization is responsive (provide details in Part VI). See instructions
9 Distributable amount for 2019 from Section C, line 6
10 Line 8 amount divided by Line 9 amount

Section E - Distribution Allocations (see instructions)		(i) Excess Distributions	(ii) Underdistributions Pre-2019	(iii) Distributable Amount for 2019
1 Distributable amount for 2019 from Section C, line 6
2 Underdistributions, if any, for years prior to 2019 (reasonable cause required-- explain in Part VI). See instructions.
3 Excess distributions carryover, if any, to 2019:
a From 2014.......
b From 2015.......
c From 2016.......
d From 2017.......
e From 2018.......
fTotal of lines 3a through e
g Applied to underdistributions of prior years
h Applied to 2019 distributable amount
i Carryover from 2014 not applied (see instructions)
j Remainder. Subtract lines 3g, 3h, and 3i from 3f.
4Distributions for 2019 from Section D, line 7:
$
a Applied to underdistributions of prior years
b Applied to 2019 distributable amount
c Remainder. Subtract lines 4a and 4b from 4.
5 Remaining underdistributions for years prior to 2019, if any. Subtract lines 3g and 4a from line 2. If the amount is greater than zero, explain in Part VI. See instructions.
6 Remaining underdistributions for 2019. Subtract lines 3h and 4b from line 1. If the amount is greater than zero, explain in Part VI. See instructions.
7 Excess distributions carryover to 2020. Add lines 3j and 4c.
8 Breakdown of line 7:
a Excess from 2015.....
b Excess from 2016.....
c Excess from 2017.....
d Excess from 2018.....
e Excess from 2019.....

Schedule A (Form 990 or 990-EZ) (2019)

Schedule A (Form 990 or 990-EZ) 2019

Page 8

Part VI

Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; Part III, line 12; Part IV, Section A, lines 1, 2, 3b, 3c, 4b, 4c, 5a, 6, 9a, 9b, 9c, 11a, 11b, and 11c; Part IV, Section B, lines 1 and 2; Part IV, Section C, line 1; Part IV, Section D, lines 2 and 3; Part IV, Section E, lines 1c, 2a, 2b, 3a and 3b; Part V, line 1; Part V, Section B, line 1e; Part V Section D, lines 5, 6, and 8; and Part V, Section E, lines 2, 5, and 6. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Return Reference	Explanation
SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME:	MISCELLANEOUS INCOME - 2015 AMOUNT: $ 7,642. 2016 AMOUNT: $ 2,985. 2017 AMOUNT: $ 32,814. 2018 AMOUNT: $ 49,806. 2019 AMOUNT: $ 5,243.

Schedule A (Form 990 or 990-EZ) 2019

Additional Data

Software ID:
Software Version:

- TIN:

Schedule B
(Form 990, 990-EZ,
or 990-PF)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2019

Name of the organization

URBAN HOMESTEADING ASSISTANCE (U-HAB)
INC

Employer identification number

13-2902798

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.

Special Rules

For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Arrow Bullet

Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2019)

Schedule B (Form 990, 990-EZ, or 990-PF) (2019) Page 2

Name of organization URBAN HOMESTEADING ASSISTANCE (U-HAB) INC

Part I Contributors	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
RESTRICTED	,	$ RESTRICTED	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Page 3

Name of organization URBAN HOMESTEADING ASSISTANCE (U-HAB) INC		Employer identification number 13-2902798

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Page 4


Name of organization URBAN HOMESTEADING ASSISTANCE (U-HAB) INC			Employer identification number 13-2902798
Part III Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $ Use duplicate copies of Part III if additional space is needed.

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
SchDMd Bullet

Attach to Form 990.
SchDMd Bullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public Inspection

Name of the organization

URBAN HOMESTEADING ASSISTANCE (U-HAB)
INC

Employer identification number

13-2902798

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 7/25/06, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... SchDMd Bullet

(ii)

Assets included in Form 990, Part X ............................... SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2019

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....

Part V

Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a) Current year	(b) Prior year	(c) Two years back	(d) Three years back	(e) Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment SchDMd Bullet

Permanent endowment SchDMd Bullet

Term endowment SchDMd Bullet

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) Unrelated organizations .................

3a(i)

(ii) Related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b) Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land .....
b	Buildings ....
c	Leasehold improvements	356,670	291,206	65,464
d	Equipment ....	509,392	509,392	0
e	Other .....
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				65,464

Schedule D (Form 990) 2019

Page 3

Part VII

InvestmentsOther Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) Financial derivatives.........
(2) Closely-held equity interests........
(3)Other
(B)
(C)
(D)
(E)
(F)
(G)
(H)
(I)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)

Part VIII

InvestmentsProgram Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1)LOW-INCOME HOUSING PROJECTS LOANS RECEIVABLE	19,660,571	C
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)	19,660,571

Part IX

Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	357,100
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) 2019

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1	3,502,164
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ............	2d	91,331
e	Add lines 2a through 2d .....................			2e	91,331
3	Subtract line 2e from line 1..................			3	3,410,833
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b....................			4c	0
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	3,410,833

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........			1	3,094,968
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ............	2d	91,331
e	Add lines 2a through 2d....................			2e	91,331
3	Subtract line 2e from line 1...................			3	3,003,637
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ............	4b	123,403
c	Add lines 4a and 4b.....................			4c	123,403
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......			5	3,127,040

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
PART X, LINE 2:	UHAB RECOGNIZES THE EFFECT OF INCOME TAX POSITIONS ONLY IF THOSE POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED. MANAGEMENT HAS DETERMINED THAT THE UHAB HAD NO UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE FINANCIAL STATEMENT RECOGNITION OR DISCLOSURE. UHAB IS NO LONGER SUBJECT TO EXAMINATIONS BY THE APPLICABLE TAXING JURISDICTIONS FOR PERIODS PRIOR TO JUNE 30, 2017.
PART XI, LINE 2D - OTHER ADJUSTMENTS:	EVENT EXPENSES REPORTED ON PART VIII, PART 8B 91,331.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	SUBLEASE INCOME RECLASSED TO PART VIII, LINE 6B
PART XII, LINE 2D - OTHER ADJUSTMENTS:	EVENT EXPENSES REPORTED ON PART VIII, PART 8B 91,331.
PART XII, LINE 4B - OTHER ADJUSTMENTS:	EXPENSES ATTRIBUTED TO UNAUDITED DISREGARDED LLCS 123,403.

Schedule D (Form 990) 2019

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE G (Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information Regarding
Fundraising or Gaming Activities

Complete if the organization answered "Yes" on Form 990, Part IV, lines 17, 18, or 19, or if the organization entered more than $15,000 on Form 990-EZ, line 6a. right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public Inspection

Name of the organization
URBAN HOMESTEADING ASSISTANCE (U-HAB)
INC

Employer identification number

13-2902798

Part I

Fundraising Activities.Complete if the organization answered "Yes" on Form 990, Part IV, line 17.

Form 990-EZ filers are not required to complete this part.

Indicate whether the organization raised funds through any of the following activities. Check all that apply.

a	Mail solicitations	e	Solicitation of non-government grants
b	Internet and email solicitations	f	Solicitation of government grants
c	Phone solicitations	g	Special fundraising events
d	In-person solicitations

Did the organization have a written or oral agreement with any individual (including officers, directors, trustees

or key employees listed in Form 990, Part VII) or entity in connection with professional fundraising services?

YesNo

If "Yes," list the 10 highest paid individuals or entities (fundraisers) pursuant to agreements under which the fundraiser is
to be compensated at least $5,000 by the organization.

(i) Name and address of individual or entity (fundraiser)	(iii) Did fundraiser have custody or control of contributions?
	Yes	No










Total . . . . . . . . . . . . . . . . . . . .

List all states in which the organization is registered or licensed to solicit contributions or has been notified it is exempt from registration or licensing.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 50083H

Schedule G (Form 990 or 990-EZ) 2019

Page 2

Part II

Fundraising Events. Complete if the organization answered "Yes" on Form 990, Part IV, line 18, or reported more than $15,000 of fundraising event contributions and gross income on Form 990-EZ, lines 1 and 6b. List events with gross receipts greater than $5,000.

		(a) Event #1 GALA (event type)	(d) Total events (add col. (a) through col. (c))
1	Gross receipts . . . . .	302,345	302,345
2	Less: Contributions . . . .	199,745	199,745
3	Gross income (line 1 minus line 2) . . . . . .	102,600	102,600

4	Cash prizes . . . . .
5	Noncash prizes . . . .
6	Rent/facility costs . . . .	22,177	22,177
7	Food and beverages . . .	37,484	37,484
8	Entertainment . . . .	10,835	10,835
9	Other direct expenses . . .	20,835	20,835
10	Direct expense summary. Add lines 4 through 9 in column (d) . . . . . . . . . .		91,331
11	Net income summary. Subtract line 10 from line 3, column (d). . . . . . . . . .		11,269

Part III

Gaming. Complete if the organization answered "Yes" on Form 990, Part IV, line 19, or reported more than $15,000 on Form 990-EZ, line 6a.

		(a) Bingo	(b) Pull tabs/Instant bingo/progressive bingo	(c) Other gaming	(d) Total gaming (add col.(a) through col.(c))
1	Gross revenue . . . . .

2	Cash prizes . . . . .
3	Noncash prizes . . . .
4	Rent/facility costs . . . .
5	Other direct expenses . . .

Volunteer labor . . . .

	Yes %
	No

	Yes %
	No

	Yes %
	No

Direct expense summary. Add lines 2 through 5 in column (d) . . . . . . . . . . right arrow

Net gaming income summary. Subtract line 7 from line 1, column (d). . . . . . . . . right arrow

Enter the state(s) in which the organization conducts gaming activities:

Is the organization licensed to conduct gaming activities in each of these states? . . . . . . . .

YesNo

If "No," explain:

10a

Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? . . .

YesNo

If "Yes," explain:

Schedule G (Form 990 or 990-EZ) 2019

Page 3

Does the organization conduct gaming activities with nonmembers? . . . . . . . . . . .

YesNo

Is the organization a grantor, beneficiary or trustee of a trust or a member of a partnership or other entity

formed to administer charitable gaming? . . . . . . . . . . . . . . . . .

YesNo

Indicate the percentage of gaming activity conducted in:

The organization's facility . . . . . . . . . . . . . . . . . .

13a

An outside facility . . . . . . . . . . . . . . . . . . . .

13b

Enter the name and address of the person who prepares the organization's gaming/special events books and records:

Name

Address

15a

Does the organization have a contract with a third party from whom the organization receives gaming

revenue? . . . . . . . . . . . . . . . . . . . . . . . .

YesNo

If "Yes," enter the amount of gaming revenue received by the organization right arrow

$ and the

amount of gaming revenue retained by the third party right arrow

$ .

If "Yes," enter name and address of the third party:

Name

Address

Gaming manager information:

Name

Gaming manager compensation right arrow

Description of services provided right arrow

Director/officer Employee Independent contractor

Mandatory distributions:

Is the organization required under state law to make charitable distributions from the gaming proceeds to

retain the state gaming license? . . . . . . . . . . . . . . . . . . .

YesNo

Enter the amount of distributions required under state law distributed to other exempt organizations or spent

in the organization's own exempt activities during the tax year right arrow

Part IV

Supplemental Information. Provide the explanations required by Part I, line 2b, columns (iii) and (v); and Part III, lines 9, 9b, 10b, 15b, 15c, 16, and 17b, as applicable. Also provide any additional information. See instructions.

Return Reference	Explanation

Schedule G (Form 990 or 990-EZ) 2019

Additional Data

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Software Version:

- TIN:

Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

Schedule I
(Form 990)

Department of the Treasury
Internal Revenue Service

Grants and Other Assistance to Organizations,
Governments and Individuals in the United States

Complete if the organization answered "Yes," on Form 990, Part IV, line 21 or 22.
lBullet

Attach to Form 990.
lBullet

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2019

Open to Public
Inspection

Name of the organization
URBAN HOMESTEADING ASSISTANCE (U-HAB)
INC

Employer identification number
13-2902798

Part I

General Information on Grants and Assistance

Does the organization maintain records to substantiate the amount of the grants or assistance, the grantees' eligibility for the grants or assistance, and
the selection criteria used to award the grants or assistance? ........................

Yes No

Describe in Part IV the organization's procedures for monitoring the use of grant funds in the United States.

Part II

Grants and Other Assistance to Domestic Organizations and Domestic Governments. Complete if the organization answered "Yes" on Form 990, Part IV, line 21, for any recipient

that received more than $5,000. Part II can be duplicated if additional space is needed.

(a) Name and address of organization or government	(b) EIN	(c) IRC section (if applicable)	(d) Amount of cash grant	(e) Amount of non-cash assistance	(f) Method of valuation (book, FMV, appraisal, other)	(g) Description of noncash assistance	(h) Purpose of grant or assistance
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)

Enter total number of section 501(c)(3) and government organizations listed in the line 1 table ................. Bullet Image

Enter total number of other organizations listed in the line 1 table ........................ . Bullet Image

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50055P

Schedule I (Form 990) 2019

Page 2

Part III

Grants and Other Assistance to Domestic Individuals. Complete if the organization answered "Yes" on Form 990, Part IV, line 22.
Part III can be duplicated if additional space is needed.

(a) Type of grant or assistance	(b) Number of recipients	(c) Amount of cash grant	(d) Amount of noncash assistance	(e) Method of valuation (book, FMV, appraisal, other)	(f) Description of noncash assistance

(1) STIPENDS	4	37,967
(1)
(2)
(3)
(4)
(5)
(6)
(7)

Part IV

Supplemental Information. Provide the information required in Part I, line 2; Part III, column (b); and any other additional information.

Return Reference

Explanation

PART I, LINE 2:

THE PURPOSE OF THE STIPENDS GIVEN TO THE APPRENTICES IS TO HELP THEM SUSTAIN THEMSELVES WHILE IN THE PROGRAM. THERE ARE AGREEMENTS WITH THE ORGANIZATIONS THAT PROVIDE US WITH THE APPRENTICES WHO ARE ULTIMATELY RESPONSIBLE FOR THEM. WE GIVE THE STIPENDS ONLY TO THOSE PARTICIPANTS FROM AVODAH, PUBLIC ALLIES OR VISTA PROGRAMS WHO HAVE BEEN INTERVIEWED AND CHOSEN TO PARTICIPATE IN THE PROGRAM WITH US. THE OTHER 3 STIPENDS RECEIVERS WERE CHOSEN BASED ON THEM VOLUNTEERING TO DO THE TRANSLATIONS DURING A ONE-TIME EVENT.

Schedule I (Form 990) 2019

Additional Data

Software ID:
Software Version:

- TIN:

Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
SchJMediumBullet

Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
SchJMediumBullet

Attach to Form 990.
SchJMediumBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public Inspection

Name of the organization

URBAN HOMESTEADING ASSISTANCE (U-HAB)
INC

Employer identification number

13-2902798

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes on Line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .........

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked on Line 1a? ..

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed on Form 990, Part VII, Section A, line 1a, with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? .............

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ....................

Any related organization? .......................

If "Yes," on line 5a or 5b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ..................

Any related organization? ......................

If "Yes," on line 6a or 6b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any nonfixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III ..........................

If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) 2019

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2 and/or 1099-MISC compensation			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation in column (B) reported as deferred on prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
1ANYA IRONS DIR. OF OPERATIONS/GENERAL	(i) (ii)	131,089 ------------- 0	0 ------------- 0	283 ------------- 0	0 ------------- 0	38,073 ------------- 0	169,445 ------------- 0	0 ------------- 0

Schedule J (Form 990) 2019

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.

Return Reference	Explanation

Schedule J (Form 990) 2019

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2019

Open to Public
Inspection

Name of the organization

URBAN HOMESTEADING ASSISTANCE (U-HAB)
INC

Employer identification number

13-2902798

Return Reference	Explanation
FORM 990, PART I, LINE 1:	SINCE 1973, UHAB HAS REMAINED IN THE FOREFRONT OF EDUCATING THESE RESIDENTS ABOUT THEIR HOUSING OPTIONS AND GUIDING THEM IN TRANSFORMING THEIR DISTRESSED RENTALS INTO THEIR OWN LIMITED-EQUITY CO-OPS. SOME HIGHLIGHTS FROM FY2020 ARE BELOW: TRAINING THE TRAINING DEPARTMENT CONTINUED OFFERING CLASSES TO HDFCS THROUGH OUR HPD CONTRACT. THE TOTAL TAUGHT IN FY 20 WAS 141, DELIVERED IN A SPLIT WITH OUR COLLEAGUES IN MEMBER SERVICES. IN FY 20 WE ADDED TOPICS ON BOOKKEEPING FOR TREASURERS, STOCK TRANSFERS + SUCCESSION, PERSONAL FINANCIAL MANAGEMENT, FIRE SAFETY, AND NYC'S NEW ENERGY CODES. IN ADDITION, WE FINISHED OUR TRAINING WITH 2 ANCPS SPONSORED BY MHANY (518W161 + 544W163), FOR A "SPECIAL PROJECT" CONVERSION AT 165 W 80TH, A SIMILAR TENANT-SPONSORED CONVERSION AT 121 ST. NICHOLAS AND DELIVERED A REFRESHER SET OF CLASSES FOR THE NONPROFIT TO BUSINESS CONVERSION AT 936-44 KELLY ST. WE ALSO BEGAN TRAINING WITH 2 ANCPS SPONSORED BY GENESIS ( 107W105 AND 981 AMSTERDAM). WE PRESENTED AT THE ANNUAL CONFERENCE OF NY CONDO'S AND CO-OPS IN NOVEMBER 2019. WE ALSO DELIVERED 2 CLASSES TO CB 2 THROUGH A GRANT FROM COUNCILWOMAN CARLINA RIVERA. WE CONTINUED OUR TECHNICAL ASSISTANCE IN FY 20 TO THE FOLLOWING AFFORDABLE CO-OPS IN CT: ST.PAUL'S FLAX HILLS IN SOUTH NORWALK (86 DUS), LIBERTY SQUARE IN NEW HAVEN (36 DUS), PLEASANT ST IN ENFIELD (12 DUS), SUCCESS VILLAGE APARTMENTS IN BRIDGEPORT (924 DUS) AND SEABURY IN NEW HAVEN (88 DUS). WE FACILITATED A STAKEHOLDER MEETING IN MAY 2020 IN CT TO EXPLORE CREATING A SECTOR TO SUPPORT AFFORDABLE CO-OPS IN THE STATE. AS COVID SHUT DOWN OUR ABILITY TO DELIVER CLASSES IN PERSON IN MARCH 2020, WE DEVELOPED THE SKILLS TO MOVE TO ON-LINE TRAINING. WE BEGAN CONVERTING OUR MATERIAL TO THAT NEW MEDIUM AS FY 2020 WAS ENDING. COMMUNICATION & FUNDRAISING: IN FY 2020, UHAB WORKED WITH VOLUNTEERS AND STUDENT COLLABORATORS FROM NYU AND THE INTERFERENCE ARCHIVE IN BROOKLYN TO CREATE A CATALOG OF ARCHIVAL MATERIALS. UHAB HAS PHOTOGRAPHS, DOCUMENTS, POSTERS, TRAINING MANUALS, AND OTHER PARAPHERNALIA DATING BACK TO THE 1970S THAT HAVE PREVIOUSLY NOT BEEN SCANNED AND ORGANIZED. THIS YEAR, IN ANTICIPATION OF LAUNCHING AN EXHIBIT THAT SHOWCASES UHAB'S ARCHIVE MATERIALS, THE COMMUNICATIONS TEAM WORKED OVER A PERIOD OF SIX MONTHS WITH VOLUNTEERS TO SORT THROUGH THESE MATERIALS. THIS WORK RESULTED IN A THREE-MONTH EXHIBITION OF THE ARCHIVE AT THE INTERFERENCE ARCHIVE, PARTIALLY FUNDED BY THE GRAHAM FOUNDATION, WHICH WAS FREE TO THE PUBLIC. UHAB ALSO HOSTED MULTIPLE EVENTS THROUGHOUT THIS PERIOD TO INVITE PEOPLE TO INTERACT WITH THE ARCHIVE IN VARIOUS WAYS. ANOTHER MAJOR PROJECT IN FY 2020 FOR UHAB'S COMMUNICATION TEAM WAS THE PLANNING, DESIGNING AND LAUNCHING OF A NEW WEBSITE. WORKING WITH PARTNER & PARTNERS, A WORKER-OWNER CO-OP FOR GRAPHIC DESIGN, UHAB ASSEMBLED A COMMITTEE OF PEOPLE FROM DIFFERENT DEPARTMENTS WHO MET WEEKLY AND WORKED THROUGH NEW WEBSITE CONCEPTS AND DIFFERENT DESIGN OPTIONS OF WHAT THE WEBSITE COULD LOOK LIKE. THE SOFT LAUNCH INVOLVED DOING BETA TESTING WITH CO-OP RESIDENTS AND OTHER STAKEHOLDERS. UHAB FUNDRAISING IN FY 2020 WAS SUCCESSFUL IN MEETING THE GALA REVENUE GOAL OF $300,000. THE GALA WAS HELD IN PERSON ON FEBRUARY 26, 2020 AT THE PRINCE GEORGE BALLROOM AND FEATURED AN ARCHIVE INSTALLATION IN THE BALLROOM'S ENTRYWAY. THERE WERE AROUND 200 PEOPLE IN ATTENDANCE AND UHAB HONORED CO-FOUNDER AND BOARD MEMBER CHARLES LAVEN, AND ERICA BUCKLEY, AN ATTORNEY WITH A LONG HISTORY OF WORKING WITH HDFC CO-OPS AND UHAB. THE FINAL QUARTER OF FY 2020 WAS SPENT IN LOCKDOWN AFTER THE PANDEMIC BROKE OUT IN NYC AND SO UHAB'S FUNDRAISING HAD TO PIVOT TO APPLY FOR EMERGENCY GRANTS AND RELIEF FUNDS. A GRANT FROM HYDE AND WATSON FOUNDATION MADE IT POSSIBLE TO PURCHASE NEW TECHNOLOGY FOR STAFF TO WORK REMOTELY, AND A RELIEF GRANT BY THE NEW YORK COMMUNITY TRUST RECEIVED TOWARDS THE END OF THE FY WAS USED TO ALSO PURCHASE SOME TECHNOLOGY AND COVER PAYROLL. BACKGROUND ON UHAB MEMBER SERVICES MEMBER SERVICES PROVIDES TOOLS AND SUPPORT THAT DIRECTLY SAVE MONEY FOR HOUSING DEVELOPMENT FUND CORPORATIONS (HDFC) CO-OPERATIVES IN ORDER TO SUSTAIN THE COMMUNITY OF HDFC MEMBERS AND FAMILIES. HDFCS ARE OPERATED AND MANAGED BY THEIR RESIDENTS. THE UNIQUE CHALLENGES THAT CO-OPS FACE INCLUDE FINANCIAL BARRIERS, OLD PHYSICAL BUILDING STOCK, AND HAVING MULTIPLE DECISION MAKERS. HDFCS ARE UNIQUE AMONG TYPES OF AFFORDABLE HOUSING (HOMEOWNERSHIP) BUT ALSO AMONG CO-OPS (SERVING LOW-INCOME FAMILIES, REMAINING AFFORDABLE FOR FUTURE GENERATIONS). WORKING REMOTE BASIS DURING THE PANDEMIC ON MARCH 12, AS A PRECAUTION AGAINST THE SPREAD OF COVID-19, UHAB'S MANAGEMENT TEAM DECIDED TO IMPLEMENT A POLICY OF HAVING STAFF WORK REMOTELY AND MOVE IN-PERSON MEETINGS TO PHONE OR ONLINE CONFERENCE, EFFECTIVE IMMEDIATELY. PARAMOUNT IN OUR DISCUSSION WAS THE HEALTH OF THE UHAB STAFF, THE HEALTH OF BUILDING RESIDENTS, COLLEAGUES AND THOSE WE DO BUSINESS WITH AND OUR RESPONSIBILITY TO THE PUBLIC HEALTH OF THE CITY. ALL UHAB STAFF ARE WORKING REMOTELY AND HAVE BEEN SET UP TO DO SO, USING REMOTE WORK TOOLS; STAFF ARE AVAILABLE THROUGH OUR INDIVIDUAL EMAILS AND PHONE NUMBERS, AND QUICKLY TRANSITIONED OUR IN-PERSON TRAINING CLASSES TO AN ONLINE SERIES. THESE EFFORTS WERE SUPPORTED BY CON EDISON FOUNDATION, WHO PROVIDED $10,000 ON YOUTH PROGRAMMING FOR OUR CO-OPS GO SOLAR PROGRAM, BUT WERE REALLOCATED TO SUPPORT THE PANDEMIC RESPONSE. IMMEDIATELY, UHAB STAFF EMAILED THE ENTIRE COMMUNITY WITH TIPS ON CLEANING PROTOCOLS, SOCIAL DISTANCING, AND MUTUAL AID RESOURCES TO THE HDFC COMMUNITY ALONG WITH MESSAGES ABOUT HOW TO PRACTICE COMMUNITY THROUGH COOPERATION. UHAB STAFF ARE WORKING HARD TO SUPPORT HDFCS AND TENANTS BY KEEPING BOARDS CONNECTED AND INFORMED DURING THE PANDEMIC, REGULARLY UPDATING OUR RESOURCE GUIDE AT UHAB.COOP/CORONAVIRUS. WHILE MANY OF OUR ENERGY PROGRAMS AND OTHER WORK IS ON HOLD DUE TO THE GOVERNOR'S PAUSE ORDER, WE ARE REDIRECTING OUR EFFORTS TO CALL EVERY HDFC AND CONNECT THEM WITH RESOURCES SUCH AS THE SBA LOANS, FOOD DELIVERIES, AND FINANCIAL ASSISTANCE. WHAT WE KNEW BEFORE THE PANDEMIC HIT NEW YORK: WE KNOW THAT OUR COMMUNITY IS COMPRISED OF MANY SENIORS, AS FAMILIES AGE-IN-PLACE IN THEIR COOPERATIVES, WHICH ARE NATURALLY OCCURRING RETIREMENT COMMUNITIES. WE KNOW THAT ACCESS TO RESOURCES AND SUPPORT HAS BEEN CHALLENGING THROUGH THE YEARS, AND THAT THE NEED IS GREAT FOR THIS VULNERABLE POPULATION OF LOW-INCOME FAMILIES. UHAB STAFF WILL CONTINUE OUR EFFORTS TO CALL EVERY HDFC AND MONITOR THE NEEDS OF HDFC RESIDENTS SO THAT WE MAY ADVOCATE FOR AND COORDINATE RESPONSE AMONG AGENCY PARTNERS TO SUPPORT OUR COMMUNITY MEMBERS. MEMBERSHIP ENGAGEMENT: FOR OUR 555 MEMBERS IN 625 LOCATIONS; WE CONTINUE TO SEE GROWTH IN MEMBERSHIP FOR CO-OPS WHO'VE JOINED TO USE CO-OP ACCOUNTING PROGRAMS, AND MARKET AND MATCH AND ACCESS BENEFITS SUCH AS DISCOUNTED REGISTRATION RATES FOR THE CNYC HOUSING CONFERENCE. WE CONTINUE TO HOST SPECIAL ASK UHAB CLINICS WHERE SHAREHOLDERS CAN MEET WITH UHAB STAFF FOR ONE-ON-ONE ASSISTANCE AND LEARN ABOUT OUR PROGRAM OFFERINGS. BULK PURCHASING PROGRAMS UHAB FUEL: WE ENGAGE HDFCS TO JOIN OUR BULK FUEL PURCHASING PROGRAM, IN PARTNERSHIP WITH MARATHON ENERGY CORPORATION TO SAVE ON DELIVERY OF OIL AND NATURAL GAS FOR HEATING SOURCES, AND TO CONNECT TO ENERGY EFFICIENCY PROGRAMS AND RESOURCES. THERE IS MONTHLY INCOME FOR THIS PROGRAM. FLIP INSURANCE: THE 35TH ANNUAL FLIP RENEWAL HAS CONCLUDED WITH 539 CO-OPS IN 597 LOCATIONS (TOTALING 9,709 UNITS WITH TIV $1,760,558,145.00). CO-OP ACCOUNTING PROGRAMS OUR BOOKKEEPING SERVICES PROVIDES REGULAR MONTHLY SERVICES TO CLIENTS TO ASSIST BUILDINGS WITH THEIR FINANCIAL TRACKING. WE HAVE NEW CLIENTS FOR CO-OP ACCOUNTING, INCLUDING NEW CONNECTED BOOK$ SUBSCRIBERS AND HDFCS REQUESTING ASSISTANCE IN MEETING COMPLIANCE FOR PAYROLL DEADLINES, ADDRESSING TROUBLESHOOTING AND SITUATIONS OF PAST DUE TAXES. OUR TEAM CONTINUES TO PROVIDE TRAINING AND FINANCIAL ASSISTANCE ON FINANCIAL FILING REQUIREMENTS, AUDITED STATEMENTS, BASIC AND ADVANCED ACCOUNTING TOPICS. ENERGY SERVICES PROGRAMS CO-OPS GO SOLAR: IN THE PREVIOUS FISCAL YEAR, UHAB RECENTLY WRAPPED UP THE FIRST ROUND OF OUR CO-OPS GO SOLAR AWARD WITH NYSERDA, EXCEEDING THE AWARD GOALS WITH 23 HDFC CO-OPS WITH 584 KW-DC SOLAR CAPACITY THROUGHOUT THE CITY. ON JUNE 21ST, 2019, MEMBER SERVICES HONORED HDFCS WHO HAVE COMMITTED TO SOLAR ADOPTION AND LEADING THE WAY IN THE AFFORDABLE HOUSING JUST TRANSITION TO RENEWABLE ENERGY. THE CO-OPS GO SOLAR SUMMER SOLSTICE CELEBRATION EVENT WAS HELD AT THE CATHEDRAL OF ST. JOHN AND DREW OVER 100 PEOPLE. THE EVENT RAISED $7,800 TO SUPPORT UHAB'S CO-OPS GO SOLAR PROGRAM. GREEN TRAININGS AND EDUCATION: MEMBER SERVICES CONTINUES TO OFFER A RANGE OF TRAININGS FOR THE HDFC COMMUNITY. OUR STAFF HAVE DEVELOPED AND EXPANDED TRAININGS ON ENERGY EFFICIENCY AND HOW TO COMPLETE EFFICIENCY PROJECTS WITH NEW LEGISLATION LIKE THE CLIMATE MOBILIZATION ACT.
FORM 990, PART VI, SECTION A, LINE 3	THE ORGANIZATION USES AN OUTSIDE MANAGEMENT COMPANY, PRESTIGE EMPLOYEE ADMINISTRATORS, A PROFESSIONAL EMPLOYER ORGANIZATION ("PEO") AS A CO-EMPLOYER. THE PEO WAS $18,304 FOR THEIR SERVICES IN FISCAL YEAR 2020. TWO OFFICERS AND ONE HIGHLY COMPENSATED EMPLOYEE ARE LISTED IN PART VII, ANDREW REICHER, ANYA IRONS, AND CAROLINA PRADO. THEY ARE PAID BY THE PEO. THEIR CALENDAR YEAR 2019 COMPENSATION IS REPORTED IN PART VII, SECTION A. THEIR 2019 W-2 COMPENSATION AS WELL AS DEFERRED COMPENSATION AND NON-TAXABLE BENEFITS WERE AS FOLLOWS: -ANDREW REICHER: $141,628 BASE COMPENSATION, $0 DEFERRED COMPENSATION AND $31 NON-TAXABLE BENEFITS -ANYA IRONS: $180,430 BASE COMPENSATION, $0 DEFERRED COMPENSATION AND $38,073 NON-TAXABLE BENEFITS
FORM 990, PART VI, SECTION B, LINE 11B	UHAB HAS ITS FORM 990 PREPARED BY AN OUTSIDE ACCOUNTING FIRM AND HAS ESTABLISHED THE FOLLOWING REVIEW PROCESS TO ENSURE THAT THE INFORMATION REPORTED IS COMPLETE AND ACCURATE. WHEN THE FORM 990 HAS BEEN PREPARED, REVIEWED BY MANAGEMENT AND IS READY TO BE FILED WITH THE INTERNAL REVENUE SERVICE, IT IS ELECTRONICALLY SENT TO THE AUDIT COMMITTEE OF THE ORGANIZATION FOR ANY COMMENTS. THE AUDIT COMMITTEE WAS ASKED TO SUBMIT ANY COMMENTS OR QUESTIONS TO MANAGEMENT. AFTER COMMENTS WERE RECEIVED AND REVIEWED, THE FINAL FORM 990 WAS SUBMITTED TO THE IRS.
FORM 990, PART VI, SECTION B, LINE 12C	THE CONFLICT OF INTEREST POLICY IS APPLICABLE TO ALL DIRECTORS, PRINCIPAL OFFICERS, LEASED EMPLOYEES, VOLUNTEERS, AND MEMBERS OF A COMMITTEE WITH GOVERNING BOARD DELEGATED POWERS. EACH INDIVIDUAL MUST COMPLETE AN ANNUAL DISCLOSURE STATEMENT, STATING ANY ACTUAL OR POTENTIAL CONFLICTS. ANY CONFLICTS THAT EMPLOYEES OR VOLUNTEERS HAVE MUST BE BROUGHT TO THE ATTENTION TO THE EXECUTIVE DIRECTOR FOR HIS REVIEW. ANY CONFLICTS FROM BOARD MEMBERS OR OFFICERS MUST BE BROUGHT TO THE BOARD'S ATTENTION FOR REVIEW. THE INDIVIDUAL WITH THE CONFLICT IS EXCUSED FROM THE DISCUSSION AND VOTE ON THE CONFLICT.
FORM 990, PART VI, SECTION B, LINE 15	THE COMPENSATION OF THE ORGANIZATION'S EXECUTIVE DIRECTOR IS BASED UPON A COMPARABILITY STUDY; THE ORGANIZATION USES STUDIES FROM OUTSIDE ORGANIZATIONS, SUCH AS THE PROFESSIONALS FOR NONPROFITS "ANNUAL SALARY SURVEY OF NYC NONPROFITS." THE EXECUTIVE DIRECTOR'S SALARY IS REVIEWED AND APPROVED ANNUALLY BY THE BOARD. THE BOARD OF DIRECTORS APPROVES COMPENSATION OF ALL EXECUTIVE-LEVEL LEASED EMPLOYEES, SUCH AS THE CFO, AS PART OF ITS REVIEW AND APPROVAL OF THE ANNUAL BUDGET. THE DECISIONS AND DELIBERATIONS ARE DOCUMENTED IN THE MINUTES. THIS PROCESS LAST TOOK EFFECT IN JUNE 2020.
FORM 990, PART VI, SECTION C, LINE 19	THE ORGANIZATION'S FORM 990 AVAILABLE FOR PUBLIC INSPECTION AS REQUIRED UNDER SECTION 6104 OF THE INTERNAL REVENUE CODE. THE RETURN IS POSTED ON GUIDESTAR.ORG AND OTHER SIMILAR TYPES OF WEBSITES. IN ADDITION, THE FINANCIAL STATEMENTS, CONFLICT OF INTEREST POLICY, ARTICLES OF INCORPORATION, FORM 990, FORM 1023, AND BY-LAWS ARE AVAILABLE UPON WRITTEN REQUEST OR BY CALLING THE ORGANIZATION DIRECTLY.
FORM 990, PART XII, LINE 2C:	THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND SELECTION OF AN INDEPENDENT ACCOUNTANT. THIS PROCESS DID NOT CHANGE FROM THE PRIOR YEAR.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2019

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
MediumBullet

Attach to Form 990.
MediumBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public Inspection

Name of the organization

URBAN HOMESTEADING ASSISTANCE (U-HAB)
INC

Employer identification number

13-2902798

Part I

Identification of Disregarded Entities. Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity
(1) HOMEOWNERSHIP LENDING LLC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 46-3056032	TO PROVIDE FUNDING TO QUALIFIED COOPERATIVES	NY	727,303	6,800,908	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC

Part II

Identification of Related Tax-Exempt Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No
(1)UHAB HOUSING DEVELOPMENT FUND CORPORATION 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 13-4188404	HOUSING DEVELOPMENT	NY	501(C)(3)	LINE 12B, II	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	Yes
(2)RIDGEWOOD BUSHWICK HOMESTEADING ASSISTANCE HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 20-4093236	LOW-INCOME HOUSING PROJECTS	NY	501(C)(3)	LINE 7	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	Yes

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2019

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets		Yes	No
(1) 186 EAST 104TH STREET HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-0395542	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(2) 473 WEST 145TH STREET HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-0395632	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(3) 508 WESTSIDE 135TH STREET HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-0395728	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(4) ELVA-UHAB HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-8677210	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(5) GP-UHAB HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 20-3116396	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C	942,886	24,653,275	100.000 %	Yes
(6) MANHATTAN 203B-UHAB HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-0373814	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(7) ROUND V-2 WEST 135TH STREET HDFC (512 W 135 HDFC) 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-1233014	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(8) ROUND IV EAST 101ST STREET HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-1232717	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(9) 1520 SEDGWICK HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-1232785	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(10) ROUND IV SECOND AVENUE HOUSING DEVELOPMENT FUND CORPORATION 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-1232498	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(11) 110 MADISON HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 45-4897009	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(12) 1380 HOUSING DEVELOPMENT FUND CORPORATION 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 46-3051656	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(13) EAST 147TH STREET HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 46-1529290	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(14) BROADWAY-UHAB HDFC 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 26-2017329	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes
(15) UHAB TOO HOUSING DEVELOPMENT FUND CORPORATION 120 WALL STREET 20TH FLOOR NEW YORK,NY10005 83-2761022	HOUSING DEVELOPMENT	NY	URBAN HOMESTEADING ASSISTANCE (U-HAB) INC	C			100.000 %	Yes

Schedule R (Form 990) 2019

Page 3

Part V

Transactions With Related Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

c Gift, grant, or capital contribution from related organization(s) ............................

d Loans or loan guarantees to or for related organization(s) ............................

e Loans or loan guarantees by related organization(s) ............................

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

m Performance of services or membership or fundraising solicitations by related organization(s) .................

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

Yes

o Sharing of paid employees with related organization(s) ............................

Yes

p Reimbursement paid to related organization(s) for expenses ............................

Yes

q Reimbursement paid by related organization(s) for expenses ............................

Yes

r Other transfer of cash or property to related organization(s) ............................

s Other transfer of cash or property from related organization(s) ............................

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved

Schedule R (Form 990) 2019

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No

Schedule R (Form 990) 2019

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R. (see instructions).

Return Reference	Explanation

Schedule R (Form 990) 2019

Additional Data

Software ID:
Software Version:

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	844,314	1,529,276
9	Program service revenue (Part VIII, line 2g) .........	1,977,645	1,830,621
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	2,716	2,724
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	70,206	48,212
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	2,894,881	3,410,833
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	48,095	37,967
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	1,880,133	1,986,742
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	0	15,000
b	Total fundraising expenses (Part IX, column (D), line 25) 70,328
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	1,012,277	1,087,331
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	2,940,505	3,127,040
19	Revenue less expenses. Subtract line 18 from line 12.......	-45,624	283,793
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	21,964,586	22,488,568
21	Total liabilities (Part X, line 26).............	15,456,148	15,696,337
22	Net assets or fund balances. Subtract line 21 from line 20.....	6,508,438	6,792,231

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ 1,540,671 including grants of $ 15,017 ) (Revenue $ 1,122,308 )
	COOPERATIVE SERVICES: DURING FISCAL YEAR 2020 UHAB CLOSED ON 2 LOANS FOR HDFCS AMOUNTING TO $1,606,000 (400 WEST 152ND STREET AND 162 LENOX AVENUE).PRESERVATION ALSO HAS AN ADDITIONAL $11,650,000 IN LOANS PENDING CLOSINGS AND BEING PACKAGED (FROM FY 2020), THAT HAVE BEEN DELAYED DUE TO THE PANDEMIC.UHAB ALSO MONITORS OVER 200 HDFCS. THE VAST MAJORITY OF MONITORING SERVICES WE PROVIDE ARE REQUIRED BY THE LENDERS/FUNDING SOURCES.PRESERVATION CONDUCTED OVER 100 ELECTIONS DURING FY2020 AND OVER 1100 INDIVIDUAL INSTANCES OF TECHNICAL ASSISTANCE TO VARIOUS HDFCS.

4b	(Code: ) (Expenses $ 472,204 including grants of $ 18,950 ) (Revenue $ 708,313 )
	ORGANIZING AND POLICY:SINCE 1998 UHAB ORGANIZERS HAVE REACHED OUT TO AND ENGAGED THOUSANDS OF TENANTS IN OVER 700 BUILDINGS ACROSS NEW YORK CITY. SINCE 2018 THE DEPARTMENT HAS FOCUSED ON ORGANIZING TENANT ASSOCIATIONS IN EAST BROOKLYN (BROWNSVILLE, EAST FLATBUSH AND EAST NEW YORK) IN PARTNERSHIP WITH BROOKLYN LEGAL SERVICES, AND WE LAUNCHED A TENANT-LED NEIGHBORHOOD GROUP CALLED HOPE (HOUSING ORGANIZERS FOR PEOPLE EMPOWERMENT) IN NOVEMBER 2019. AS PART OF THE CITYWIDE STABILIZING NYC INITIATIVE, WE ORGANIZE IN BUILDINGS OWNED BY PREDATORY EQUITY LANDLORDS AND COLLABORATE WITH OTHER HOUSING ORGANIZING GROUPS IN BROOKLYN TO DEVELOP BOROUGH-WIDE CAMPAIGNS. IN FY20 WE ORGANIZED SEVERAL BUILDINGS OWNED BY JASON KORN, ONE OF WHICH INITIATED A RENT STRIKE AT THE BEGINNING OF THE COVID-19 PANDEMIC IN ORDER TO DEMAND RENT FORGIVENESS AND REPAIRS. WE ALSO PARTICIPATED IN SEVERAL COALITIONS, INCLUDING HOUSING JUSTICE FOR ALL, WHICH SHIFTED FOCUS AT THE BEGINNING OF THE PANDEMIC TO FIGHT FOR AN EVICTION MORATORIUM AND RENT CANCELLATION, THE PUBLIC POWER COALITION, WHICH IS FIGHTING FOR A PUBLICLY-OWNED AND GOVERNED UTILITIES SYSTEM, AND THE NO NBK PIPELINE COALITION, WHICH IS FIGHTING THE CONSTRUCTION AND IMPLEMENTATION OF A NEW GAS TRANSMISSION PIPELINE THROUGH BROWNSVILLE AND OTHER BROOKLYN NEIGHBORHOODS.

4c	(Code: ) (Expenses $ 295,906 including grants of $ 4,000 ) (Revenue $ )
	DEVELOPMENT SERVICES: IN FY 2020, UHAB CONVERTED 1 BUILDING WITH A TOTAL OF 17 APARTMENTS FROM DISTRESSED RENTALS TO RENOVATED CO-OPS AND ACQUIRED ANOTHER 19 APARTMENTS FOR LOW-INCOME HOUSEHOLDS, PRESERVING AFFORDABLE HOUSING ON THE LOWER EAST SIDE, AN INCREASINGLY UNAFFORDABLE NEIGHBORHOOD IN MANHATTAN. THESE TWO BUILDINGS WERE FORMER CITY-OWNED PROPERTIES OCCUPIED BY WELL-ORGANIZED SQUATTERS THAT CHOSE UHAB TO FACILITATE THEIR RENOVATION AND CO-OP CONVERSION. THE 19 UNIT BUILDING WILL BEGIN CONSTRUCTION IN 2021. IN ADDITION, UHAB ACTS AS THE NOT-FOR-PROFIT NOMINAL OWNER OF APPROXIMATELY 50 BUILDINGS OPERATED BY RESPONSIBLE FOR-PROFIT DEVELOPERS OF AFFORDABLE RENTAL HOUSING. UHAB SELECTS THESE PARTNERSHIPS VERY CAREFULLY AND ALWAYS ADVOCATES FOR A TENANT CO-OP OPTION FOR SOME TIME IN THE FUTURE. UHAB'S PARTICIPATION ALLOWS THE BENEFICIAL OWNERS OF THE PROPERTIES TO BENEFIT FROM VARIOUS TAX EXEMPTION WHICH IN TURN KEEP THE APARTMENTS AFFORDABLE TO LOW-INCOME HOUSEHOLDS, AND OUR INVOLVEMENT AND OVERSIGHT HELPS TO ENSURE THAT AFFORDABILITY RESTRICTIONS ARE ADHERED TO.UHAB IS ALSO A FOUNDING MEMBER OF THE INTERBORO COMMUNITY LAND TRUST. THIS IS A PARTNERSHIP WITH THREE OF NEW YORK'S OTHER MOST SUCCESSFUL AND SKILLED AFFORDABLE HOUSING NOT-FOR-PROFIT DEVELOPERS; HABITAT FOR HUMANITY NEW YORK CITY, THE CENTER FOR NEW YORK CITY NEIGHBORHOODS, AND THE MUTUAL HOUSING ASSOCIATION OF NEW YORK. INTERBORO IS NEW YORK CITY'S FIRST CITY-WIDE LANDTRUST SPECIALIZING EXCLUSIVELY IN AFFORDABLE HOMEOWNERSHIP OPPORTUNITIES FOR BOTH SINGLE FAMILY AND MULTIFAMILY PROJECTS.THE CITY OF NEW YORK RECENTLY COMPLETED ROUND X OF THE THIRD PARTY TRANSFER PROGRAM. A FINANCING PROGRAM THAT PASSES DISTRESS BUILDINGS TO RESPONSIBLE DEVELOPERS THROUGH THE FORECLOSURE PROCESS. UHAB WAS AWARD A 20 UNIT BUILDING IN QUEENS AND WE EXPECT TO CLOSE ON A CONSTRUCTION LOAN BEFORE THE END OF JUNE 2021 TO CREATE ANOTHER RESIDENT OWNED COOPERATIVE IN THE NEAR FUTURE.

4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses2,308,781

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)...........	273,000	0	38,104

(A) Name and business address	(B) Description of services	(C) Compensation





2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 0

1	Briefly describe the organization’s mission or most significant activities: SEE SCHEDULE O
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	16
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	16
5	Total number of individuals employed in calendar year 2019 (Part V, line 2a) ......	5	29
6	Total number of volunteers (estimate if necessary) .............	6	21
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	0
b	Net unrelated business taxable income from Form 990-T, line 39 .........	7b	0

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)		(D) Reportable compensation from the organization (W-2/1099-MISC)	(E) Reportable compensation from related organizations (W-2/1099-MISC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and title
(18) BETH SORCE........................................................................ BOARD MEMBER	1.00 .......................	X		0	0	0
(19) RICHARD HEITLER........................................................................ TREASURER/COO	21.00 .......................1.00		X	0	0	0

1a	Federated campaigns..		1a
b	Membership dues..		1b
c	Fundraising events..		1c	199,745
d	Related organizations		1d
e	Government grants (contributions)		1e	253,825

f	All other contributions, gifts, grants, and similar amounts not included above		1f	1,075,706

g	Noncash contributions included in lines 1a - 1f:$		1g

h Total. Add lines 1a-1f.......		1,529,276

		Business Code
2a	CO-OP SERVICES	531390	1,122,308	1,122,308
b	DEVELOPMENT SERVICES	531390	676,454	676,454
c	INTEREST ON LOANS	900099	31,859	31,859
d
e
f	All other program service revenue.
g	Total. Add lines 2a–2f .....		1,830,621

3 Investment income (including dividends, interest, and othersimilar amounts) ......			2,724			2,724
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
		(ii) Personal	(i) Real
6a	Gross rents		187,128	6a
b	Less: rental expenses		155,428	6b
c	Rental income or (loss)		31,700	6c
d	Net rental income or (loss).......			31,700			31,700
		(ii) Other	(i) Securities
7a	Gross amount from sales of assets other than inventory			7a
b	Less: cost or other basis and sales expenses			7b
c	Gain or (loss)			7c
d	Net gain or (loss).........
8a	Gross income from fundraising events (not including $ 199,745of contributions reported on line 1c). See Part IV, line 18 ....
			8a	102,600
b	Less: direct expenses ...		8b	91,331
c	Net income or (loss) from fundraising events..			11,269			11,269
9a	Gross income from gaming activities. See Part IV, line 19 ...
			9a
b	Less: direct expenses ...		9b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
			10a
b	Less: cost of goods sold ..		10b
c	Net income or (loss) from sales of inventory..
Business Code			Miscellaneous Revenue
11a	MISCELLANEOUS INCOME		900099	5,243			5,243
b
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......			5,243
12	Total revenue. See instructions.....			3,410,833	1,830,621	0	50,936

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....
2	Grants and other assistance to domestic individuals. See Part IV, line 22 ...........	37,967	37,967
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. .............
4	Benefits paid to or for members .......
5	Compensation of current officers, directors, trustees, and key employees ...........	146,711	118,554	20,747	7,410
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........
7	Other salaries and wages........	1,342,210	994,675	328,543	18,992
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....
9	Other employee benefits .......	352,559	290,624	57,425	4,510
10	Payroll taxes ...........	145,262	108,425	33,583	3,254
11	Fees for services (non-employees):
a	Management ......	18,304	13,253	4,715	336
b	Legal .........	9,960	7,551	2,409
c	Accounting ...........	22,365	18,922	3,229	214
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17	15,000			15,000
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	185,003	165,815	8,188	11,000
12	Advertising and promotion ....	9,770	4,500	5,270
13	Office expenses .......	69,081	44,720	22,019	2,342
14	Information technology ......	134,189	96,980	36,122	1,087
15	Royalties ..
16	Occupancy ...........	407,984	257,547	146,724	3,713
17	Travel ............	20,277	19,959	318
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....
20	Interest ...........	3,428	250	1,096	2,082
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..	31,951		31,951
23	Insurance ...	42,068	21,718	20,055	295
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	OPERATING COSTS	99,710	99,710
b	BAD DEBT EXPENSE	20,000		20,000
c	MAINTENANCE	13,081	7,611	5,377	93
d	MISCELLANEOUS EXPENSES	160		160
e	All other expenses
25	Total functional expenses. Add lines 1 through 24e	3,127,040	2,308,781	747,931	70,328
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........			400,931	1	615,087
2	Savings and temporary cash investments .........			1,391,767	2	1,356,148
3	Pledges and grants receivable, net ......				3
4	Accounts receivable, net .............			910,796	4	701,071
5	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
					5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
					6
7	Notes and loans receivable, net ...........			13,558	7	7,403
8	Inventories for sale or use ............				8
9	Prepaid expenses and deferred charges ......			3,858	9	23,355
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	866,062
b	Less: accumulated depreciation	10b	800,598	97,415	10c	65,464
11	Investments—publicly traded securities .				11
12	Investments—other securities. See Part IV, line 11 .....				12
13	Investments—program-related. See Part IV, line 11 ..			19,086,792	13	19,660,571
14	Intangible assets ...............				14
15	Other assets. See Part IV, line 11 ...........			59,469	15	59,469
16	Total assets. Add lines 1 through 15 (must equal line 33)...			21,964,586	16	22,488,568

17	Accounts payable and accrued expenses .....	153,079	17	120,858
18	Grants payable ...		18
19	Deferred revenue .........		19
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D		21
22	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
			22
23	Secured mortgages and notes payable to unrelated third parties ..	14,486,046	23	14,486,046
24	Unsecured notes and loans payable to unrelated third parties ..	817,023	24	732,333
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D	0	25	357,100
26	Total liabilities. Add lines 17 through 25..	15,456,148	26	15,696,337

	Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27	Net assets without donor restrictions ..........	6,508,438	27	6,792,231
28	Net assets with donor restrictions ...........		28
	Organizations that do not follow FASB ASC 958, check here and complete lines 29 through 33.
29	Capital stock or trust principal, or current funds .....		29
30	Paid-in or capital surplus, or land, building or equipment fund ...		30
31	Retained earnings, endowment, accumulated income, or other funds		31
32	Total net assets or fund balances ...........	6,508,438	32	6,792,231
33	Total liabilities and net assets/fund balances ........	21,964,586	33	22,488,568