Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0052
2020
Open to Public Inspection
For calendar year 2020, or tax year beginning 01-01-2020 , and ending 12-31-2020
Name of foundation
CREAMER FAMILY FOUNDATION INC (FKA
J FLETCHER CREAMER FOUNDATION)
Number and street (or P.O. box number if mail is not delivered to street address)20 HARRISON AVENUE
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
WALDWICK, NJ07463
A Employer identification number

22-2335557
B Telephone number (see instructions)

(201) 883-1018
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$7,167,347J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check bullet.............
3 Interest on savings and temporary cash investments 3,738 3,738  
4 Dividends and interest from securities... 175,786 163,897  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 -210,080
b Gross sales price for all assets on line 6a 984,426
7 Capital gain net income (from Part IV, line 2)... 0
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment 400 0 400
12 Total. Add lines 1 through 11........ -30,156 167,635 400
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0 0 0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment 9,000 4,500 0 4,500
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 5,700 1,860 0 0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment 5,161 5,053 0 108
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 19,861 11,413 0 4,608
25 Contributions, gifts, grants paid....... 589,358 589,358
26 Total expenses and disbursements. Add lines 24 and 25 609,219 11,413 0 593,966
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -639,375
b Net investment income (if negative, enter -0-) 156,222
c Adjusted net income (if negative, enter -0-)... 400
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2020)
Form 990-PF (2020)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 364,821 263,029 263,029
2 Savings and temporary cash investments......... 449,913 677,348 677,348
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 5,424,130 Click to see attachment4,657,572 6,169,845
c Investments—corporate bonds (attach schedule)....... 50,000 Click to see attachment50,000 57,125
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 6,288,864 5,647,949 7,167,347
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable................. 150,000 50,000
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)......... 150,000 50,000
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here bullet
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... 6,138,864 5,597,949
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here bullet
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 6,138,864 5,597,949
30 Total liabilities and net assets/fund balances (see instructions). 6,288,864 5,647,949
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
6,138,864
2
Enter amount from Part I, line 27a .....................
2
-639,375
3
Other increases not included in line 2 (itemize) bulletClick to see attachment
3
100,000
4
Add lines 1, 2, and 3 ..........................
4
5,599,489
5
Decreases not included in line 2 (itemize) bulletClick to see attachment
5
1,540
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
5,597,949
Form 990-PF (2020)
Form 990-PF (2020)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a DETAILS AVAILABLE UPON REQUEST - MERRILL LYNCH #725-02758 P 2019-01-01 2020-01-01
b DETAILS AVAILABLE UPON REQUEST - MERRILL LYNCH #725-02758 P 2018-01-01 2020-01-01
c DETAILS AVAILABLE UPON REQUEST - MORGAN STANLEY #1102-242 P 2019-01-01 2020-01-01
d DETAILS AVAILABLE UPON REQUEST - MORGAN STANLEY #1102-242 P 2018-01-01 2020-01-01
e DETAILS AVAILABLE UPON REQUEST - MORGAN STANLEY #1103-242 P 2018-01-01 2020-01-01
CAPITAL GAINS DIVIDENDS P    
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 24,669   30,829 -6,160
b 36,273   38,638 -2,365
c 69   66 3
d 8,848   8,345 503
e 914,095   1,116,628 -202,533
472     472
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -6,160
b       -2,365
c       3
d       503
e       -202,533
      472
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 -210,080
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Qualification Under Section 4940(e) for Reduced Tax on Net Investment Income
SECTION 4940(e) REPEALED ON DECEMBER 20, 2019 - DO NOT COMPLETE
1 Reserved
(a)
Reserved 		(b)
Reserved 		(c)
Reserved 		(d)
Reserved
2
Reserved...........................
2
3
Reserved...........................
3
4
Reserved...........................
4
5
Reserved...........................
5
6
Reserved...........................
6
7
Reserved...........................
7
8
Reserved,..........................
8
Form 990-PF (2020)
Form 990-PF (2020)
Page 4
Part VI
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b Reserved................................ 1 2,171
c All other domestic foundations enter 1.39% of line 27b. Exempt foreign organizations enter 4% of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 2,171
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,171
6 Credits/Payments:
a 2020 estimated tax payments and 2019 overpayment credited to 2020 6a 3,680
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld ........... 6d 148
7 Total credits and payments. Add lines 6a through 6d.............. 7 3,828
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 5
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 1,652
11 Enter the amount of line 10 to be: Credited to 2021 estimated taxBullet1,652 RefundedBullet 11 0
Part VII-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bullet
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .Click to see attachment
    8b
     
    No
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2020 or the taxable year beginning in 2020? See the instructions for Part XIV.
    If "Yes," complete Part XIV .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 5
    Part VII-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructions.................
    12
     
    No
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletCREAMER FAMILY FOUNDATION INC Telephone no.bullet (201) 883-1018

    Located atbullet20 HARRISON AVEWALDWICKNJ ZIP+4bullet07463
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2020, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person?
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person?......................
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person?
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person?
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)?...............
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.).......
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ........
    1b
     
     
    ........bullet
    c
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2020?.............
    1c
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2020, did the foundation have any undistributed income (lines 6d
    and 6e, Part XIII) for tax year(s) beginning before 2020?.............
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year?......................
    b
    If "Yes," did it have excess business holdings in 2020 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2020.)..................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2020?
    4b
     
    No
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 6
    Part VII-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))?
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive?.............
    (3) Provide a grant to an individual for travel, study, or other similar purposes?
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions................
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals?.....
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ......
    5b
     
     
    .........bullet
    c
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant?..........
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract?.....................
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    b
    If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? ....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .................
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    GLENN L CREAMER TRUSTEE P/T
    0.00     		0 0 0
    20 HARRISON AVENUE
    WALDWICK,NJ07463
    J FLETCHER CREAMER JR TRUSTEE P/T
    0.00     		0 0 0
    20 HARRISON AVENUE
    WALDWICK,NJ07463
    DALE A CREAMER TRUSTEE P/T
    0.00     		0 0 0
    20 HARRISON AVENUE
    WALDWICK,NJ07463
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 7
    Part VIII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part IX-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part IX-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 8
    Part X
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    5,956,220
    b
    Average of monthly cash balances.......................
    1b
    786,048
    c
    Fair market value of all other assets (see instructions)................
    1c
    0
    d
    Total (add lines 1a, b, and c).........................
    1d
    6,742,268
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    6,742,268
    4
    Cash deemed held for charitable activities. Enter 1 1/2% of line 3 (for greater amount, see
    instructions) .............................
    4
    101,134
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. Enter here and on Part V, line 4
    5
    6,641,134
    6
    Minimum investment return. Enter 5% of line 5..................
    6
    332,057
    Part XI
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
    1
    Minimum investment return from Part X, line 6....................
    1
    332,057
    2a
    Tax on investment income for 2020 from Part VI, line 5......
    2a
    2,171
    b
    Income tax for 2020. (This does not include the tax from Part VI.)...
    2b
     
    c
    Add lines 2a and 2b............................
    2c
    2,171
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    329,886
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    329,886
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XIII, line 1 ...
    7
    329,886
    Part XII
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
    593,966
    b
    Program-related investments—total from Part IX-B..................
    1b
    0
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part V, line 8, and Part XIII, line 4
    4
    593,966
    5
    Foundations that qualify under section 4940(e) for the reduced rate of tax on net investment
    income. Enter 1% of Part I, line 27b. See instructions.................
    5
    0
    6
    Adjusted qualifying distributions. Subtract line 5 from line 4..............
    6
    593,966
    Note: The amount on line 6 will be used in Part V, column (b), in subsequent years when calculating whether the foundation qualifies for
    the section 4940(e) reduction of tax in those years.
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 9
    Part XIII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2019     		(c)
    2019     		(d)
    2020
    1 Distributable amount for 2020 from Part XI, line 7 329,886
    2 Undistributed income, if any, as of the end of 2020:
    a Enter amount for 2019 only....... 0
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2020:
    a From 2015...... 17,611
    b From 2016......  
    c From 2017......  
    d From 2018...... 166,043
    e From 2019......  
    fTotal of lines 3a through e........ 183,654
    4Qualifying distributions for 2020 from Part
    XII, line 4: bullet$ 593,966
    a Applied to 2019, but not more than line 2a 0
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2020 distributable amount..... 329,886
    e Remaining amount distributed out of corpus 264,080
    5 Excess distributions carryover applied to 2020. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 447,734
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2019. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2020. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2021 ..........     		0
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8 Excess distributions carryover from 2015 not
    applied on line 5 or line 7 (see instructions) ...     		17,611
    9Excess distributions carryover to 2021.
    Subtract lines 7 and 8 from line 6a ......     		430,123
    10 Analysis of line 9:
    a Excess from 2016....  
    b Excess from 2017....  
    c Excess from 2018.... 166,043
    d Excess from 2019....  
    e Excess from 2020.... 264,080
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 10
    Part XIV
    Private Operating Foundations (see instructions and Part VII-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2020, enter the date of the ruling....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2020 (b) 2019 (c) 2018 (d) 2017
             
    b 85% of line 2a .........          
    c Qualifying distributions from Part XII,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part X, line 6 for each year listed...     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    J FLETCHER CREAMER JR TRUSTEE
    20 HARRISON AVENUE
    WALDWICK,NJ07463
    (201) 488-9800
    bThe form in which applications should be submitted and information and materials they should include:
    NO SPECIAL FORM REQUIRED
    cAny submission deadlines:
    NONE
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    LIMITED ONLY BY THE PROVISIONS OF THE IRC
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 11
    Part XV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    THE CHURCH OF THE RISEN KING
    15 SHUART LANE
    RAMSEY,NJ07446     		NONE N/A CHARITABLE 150
    THE FELICIAN UNIVERSITY
    1 FELICIAN WAY
    RUTHERFORD,NJ07070     		NONE N/A CHARITABLE 100,205
    TRAUMATIC BRAIN INJURY RESOURCE CENTER
    7430 WEST CENTRAL AVENUE SUITE C
    TOLEDO,OH43617     		NONE N/A CHARITABLE 150
    NEW HOPE INC
    149 THIRD AVENUE
    WESTWOOD,NJ07675     		NONE N/A CHARITABLE 350
    BRAIN INJURY ALLIANCE OF NEW JERSEY
    825 GEORGES ROAD 2ND FLOOR
    NEW BRUNSWICK,NJ08902     		NONE N/A CHARITABLE 1,000
    VHASRVB
    3 PELL FARM ROAD
    SADDLE RIVER,NJ07458     		NONE N/A CHARITABLE 2,500
    DRUMTHWACKET FOUNDATION
    354 STOCKTON STREET
    PRINCETON,NJ08540     		NONE N/A CHARITABLE 25,000
    THE CHRISTOPHER BRANDLE JOY OF LIFE FOUND
    PO BOX 354
    OAKLAND,NJ07436     		NONE N/A CHARITABLE 500
    BLADDER CANCER ADVOCACY NETWORK
    4915 ST ELMO AVENUE
    BETHESDA,MD20814     		NONE N/A CHARITABLE 250
    FRIENDS OF RICHARD FRITZKY
    9 ROSEVILLE ROAD
    STANHOPE,NJ07874     		NONE N/A CHARITABLE 3,000
    CIANJ
    365 WEST PASSAIC STREET SUTIE 490
    ROCHELLE PARK,NJ07662     		NONE N/A CHARITABLE 300
    MERCURIO GIOFFRE
    465 ELM STREET
    RIVER EDGE,NJ07661     		NONE N/A CHARITABLE 300
    HACKENSACK MERIDIAN HEALTH CARRIER CLINIC
    160 ESSEX STREET STE 101
    LODI,NJ07644     		NONE N/A CHARITABLE 250
    THE GRACE FOUNDATION FOR TERRIE O'CONNOR
    REAL ESTATE COMPANIES 300G LAKE
    STREET
    RAMSEY,NJ07446     		NONE N/A CHARITABLE 200
    GOFUNDME
    855 JEFFERSON AVE PO BOX 1329
    REDWOOD CITY,CA94063     		NONE N/A CHARITABLE 2,608
    HUMC FOUNDATION
    CENTER FOUNDATION 160 ESSEX STREET
    SUITE 101
    LODI,NJ07644     		NONE N/A CHARITABLE 400,000
    NEW JERSEY HALL OF FAME
    900 ROUTE 9 NORTH STE 503
    WOODBRIDGE,NJ07095     		NONE N/A CHARITABLE 50,000
    FOUNDATION FOR MORRISTOWN MEDICAL CENTER
    ONCOLOGY EXPANSION 475 SOUTH STREET
    MORRISTOWN,NJ07960     		NONE N/A CHARITABLE 250
    FOR RICK FOUNDATION
    149 BOONTON AVENUE
    KINNELON,NJ074052947     		NONE N/A CHARITABLE 1,000
    HNMC FOUNDATION
    718 TEANECK ROAD
    TEANECK,NJ07666     		NONE N/A CHARITABLE 1,000
    CHURCH OF THE MADONNA
    340 MAIN STREET
    FORT LEE,NJ07024     		NONE N/A CHARITABLE 195
    ST JOSEPH'S - BOGOTA
    115 EAST FORT LEE ROAD
    BOGOTA,NJ07603     		NONE N/A CHARITABLE 150
    Total .................................bullet 3a 589,358
    bApproved for future payment
    Total .................................bullet 3b 0
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 12
    Part XVI-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments....          
    3 Interest on savings and temporary cash
    investments ...........     		    14 3,738  
    4 Dividends and interest from securities....     14 175,786  
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income.....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 -210,080  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue:
    aOTHER INCOME     		    01 400  
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e).. 0 -30,156 0
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    -30,156
    (See worksheet in line 13 instructions to verify calculations.)
    Part XVI-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XVI-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2020)
    Form 990-PF (2020)
    Page 13
    Part XVII
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below?
    See instructions.
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2020)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description

    TY 2020 AccountingFeesSchedule
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    ACCOUNTING FEES 9,000 4,500 0 4,500

    TY 2020 ExplnOfNonFilingWithAGStmt
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Statement:
    THE STATE OF NEW JERSEY, OFFICE OF THE ATTORNEY GENERAL, NO LONGER REQUIRES A FOUNDATION WHICH RECEIVED CHARITABLE CONTRIBUTIONS ONLY FROM THE FOUNDER AND RELATED ENTITES TO REGISTER. THEREFORE NJ DOES NOT REQUIRE SUBMISSION OF THE FEDERAL FORM 990PF.

    TY 2020 InvestmentsCorpBondsSchedule
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Name of Bond End of Year Book Value End of Year Fair Market Value
    BANK OF AMERICA CORP 50,000 57,125

    TY 2020 InvestmentsCorpStockSchedule
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Name of Stock End of Year Book Value End of Year Fair Market Value
    ABBOTT LABS 5,977 9,635
    ABBVIE INC COM 6,600 8,679
    ACCENTURE PLC 5,294 8,620
    ADOBE INC 5,544 11,003
    AFFILIATED MGRS GRP 910 999
    AIR PRODUCT & CHEM 4,405 7,377
    ALABAMA POWER CO 250 280
    ALGONQUIN PWR & UTIL 613 647
    ALGONQUIN PWR & UTIL 427 451
    ALIBABA GROUP HOLDINGS LT 4,016 5,120
    ALLSTATE CORP 5.1% 541 579
    ALLSTATE CORP 5.100 H 1,063 1,202
    ALLSTATE CORP DEP 1/1000-G 1,111 1,220
    ALPHABET INC CL A 6,171 8,763
    ALPHABET INC CL C 6,084 8,759
    AMAZON COM INC 17,193 29,312
    AMER EXPRESS COMPANY 5,217 5,078
    AMERICAN EXPRESS 331,252 483,640
    AMERICAN FIN GROUP 251 288
    AMERICAN INTL GROUP 411 451
    AMERICAN TOWER REIT COM 3,519 3,591
    AMGEN INC 6,036 6,668
    ANTHEM INC 5,151 5,780
    APPLE INC 14,851 37,153
    ARCH CAPITAL GROUP 1,541 1,662
    ARCH CAPITAL GROUP LTD 818 875
    ASTRAZENECA PLC 3,217 3,849
    AT&T 2,159 2,403
    AT&T 5,791 5,206
    AT&T 1,080 1,167
    AT&T 829 883
    AT&T 1,144 1,294
    AT&T 295,542 258,840
    ATLASSIAN CORP 1,165 1,871
    AUTOMATIC DATA PROC 7,609 8,986
    AVAONBAY COMM 3,680 2,727
    AXIS CAPITAL HLDGS LTD 946 984
    BALL CORPORATION 2,696 3,448
    BECTON DICKINGSON CO 4,713 4,754
    BERKLEY CORP 377 383
    BIOMARIN PHARMAC SE 2,329 2,280
    BLACKROCK GL OPP 86,280 30,068
    BLACKROCK INC 5,143 7,937
    BOEING COMPANY 355,234 321,090
    BROADCOM LTD 3,419 6,130
    CAPITAL ONE FINANCIAL CO 4.80%-J 674 702
    CAPITAL ONE FINANCIAL CO 5%-I PRF 1,351 1,436
    CAPITAL ONE FINANCIAL CO 5.2% SER-G 399 424
    CAPITAL ONE FINANCIAL CO 6%-H 391 397
    CARRIER GLOBAL CORP 47,014 75,440
    CHARLES SCHWAB CORP 706 703
    CHARLES SCHWAB CORP 4,699 5,198
    CHEVRON CORP 11,102 8,023
    CHIPOTLE MEXICAN GRILL 1,826 4,160
    CHUBB LTD 3,863 4,464
    CISCO SYSTEMS INC 12,870 13,112
    CITIGROUP 164,034 184,980
    CITIGROUP 1,339 1,394
    CITIGROUP 2,089 2,182
    CITIZENS FINCL GRP INC 1,324 1,417
    CITIZENS FINCL GRP INC 505 577
    CME GROUP INC 3,129 3,277
    CMS ENERGY CORP 498 558
    CMS ENERGY CORP 476 541
    COCA COLA 80,199 109,680
    COCA COLA 2,094 2,303
    COLGATE PALMOLIVE 3,351 4,361
    COMCAST CORP 7,727 11,214
    COSTAR GROUP INC 2,166 4,621
    COSTCO WHOLESALE 1,936 2,637
    CROWN CASTLE REIT INC 4,741 6,845
    CYRUSONE INC 3,047 3,658
    DIGITAL REALTY TRUST INC 193 209
    DIGITAL REALTY TRUST INC 544 573
    DOMINION ENERGY INC 1,898 2,042
    DTE ENERGY COMPANY 723 750
    DTE ENERGY COMPANY 740 816
    DTE ENERGY COMPANY 475 483
    DUKE ENERGY CORP 249 288
    DUKE ENERGY CORP 726 798
    EATON CORP 1,348 1,682
    ELLI LILLY & CO 5,403 7,429
    ENBRIDGE INC 1,472 1,560
    ENTERGY ARKANZAS LLC 467 500
    ENTERGY LOUISIANA LLC 464 511
    ENTERGY MISSISSIPPI LLC 682 754
    ENTERGY NEW ORLEANS LLC 458 460
    EQUINIX INC 3,292 4,285
    EQUITABLE HLDGS DEP RP PFD A 425 453
    EVERSOURCE ENERGY COM 802 952
    EXXON MOBIL CORP 29,885 82,440
    FACEBOOK INC 9,112 14,204
    FEDERAL RLTY INVESTMENT 236 259
    FEDEX 460,796 519,240
    FERRARI NV 2,857 5,508
    FIDELITY NATL INFO SVCS 5,721 7,639
    FIFTH THIRD BANCORP 640 720
    FIFTH THIRD BANCORP 406 437
    FIRST ENERGY 70,864 61,220
    FIRST REPUBLIC BANK 250 270
    FIRST REPUBLIC BANK 428 450
    FIRST REPUBLIC BANK SAN FCSCO 357 415
    FISERV INC 3,646 4,896
    GATX CORP 658 690
    GEORGIA POWER CO 534 571
    GLOBE LIFE INC 286 299
    GODADDY INC 3,500 3,899
    GOLDMAN SACHS GROUP INC 473 477
    GOLDMAN SACHS GRP INC 286 303
    GOLDMAN SACHS GRP INC 2,135 2,268
    GOLDMAN SACHS GRP INC 1,668 1,812
    HARTFORD FINL SVCS CORP 1,317 1,298
    HOME DEPOT INC 6,543 9,031
    HONEYWELL INTL INC 9,729 14,038
    ILLINOIS TOOL WORKS INC 2,613 3,874
    INTEGRYS ENERGY GRP INC 1,679 1,710
    INTL FLAVOR&FRAGRNC 3,663 2,830
    INTUIT INC 4,934 8,357
    INTUIT SURGICAL INC 1,630 2,454
    JOHNSON AND JOHNSON 12,702 15,423
    JP MORGAN CHASE & CO 1,089 1,208
    JP MORGAN CHASE & CO 13,860 15,503
    JP MORGAN CHASE & CO 472 464
    JP MORGAN CHASE & CO 237 233
    JP MORGAN CHASE & CO 611 684
    JP MORGAN CHASE & CO 801 887
    KEYCORP 248 278
    KEYCORP 404 446
    KEYCORP FXD-FLTG RATE 1,696 1,815
    KIMCO REALTY CORP 954 1,118
    KIMCO REALTY CORP 447 525
    KINDER MORGAN INC 149,041 95,690
    LINDE PLC REG 6,718 10,540
    LOCKHEED MARTIN CORP 12,165 13,489
    LOWE'S COMPANIES INC 5,363 8,828
    LUCKIN COFFEE INC 2,772 536
    LYUONDELLBASELL INDUSTRIE 1,323 1,100
    MARSH & MCLENNAN COS INC 7,114 10,062
    MASTERCARD INC 5,378 9,637
    MAXIM INTEGRATED PRODS 2,226 3,280
    MCDONALDS CORP 5,760 7,725
    MEDTRONIC PLC 7,938 10,191
    MERCK & CO INC NEW COM 3,290 3,436
    METLIFE 994 1,103
    METLIFE 1,609 1,740
    MICROSOFT 308,531 889,680
    MICROSOFT CORP 24,451 50,489
    MONDELEZ INTERNATIONAL 9,137 11,402
    MOODY'S CORP 2,753 4,934
    MORGAN STANLEY 518 545
    MORGAN STANLEY 393 424
    MORGAN STANLEY 1,329 1,382
    MORGAN STANLEY 275 293
    MORGAN STANLEY 829 855
    MORGAN STANLEY 940 1,039
    NATIONAL RETAIL PROPERTY 1,095 1,186
    NATIONAL RURAL UTIL COOP 503 586
    NETFLIX INC 2,148 3,244
    NEW YORK CMNTY BC INC 629 659
    NEXTERA ENERGY CAP HLDGS 1,603 1,818
    NEXTERA ENERGY CAP HLDGS 1,468 1,552
    NEXTERA ENERGY INC 11,440 20,368
    NIKE INC 4,559 8,205
    NORTHERN TRUST CORP 629 695
    NVIDIA 3,220 8,355
    OAKMARK INTL 122,550 129,506
    OTIS WORLDWIDE CORP 65,741 67,550
    PACKAGING CORP AMERICA 4,066 5,378
    PAYCHEX INC 4,533 5,964
    PAYPAL HOLDING INC 4,131 11,007
    PEOPLE'S UNITED FIN INC 420 448
    PEPSICO INC 10,444 13,644
    PFIZER INC 3,054 2,834
    PHILIP MORRIS INTL 5,324 5,381
    PHILLIPS 66 8,807 5,525
    PNC FINANCIAL SERVICES 2,524 2,464
    PNC FINANCIAL SERVICES 8,772 9,834
    PRINCIPAL SHORT TERM 211,098 218,289
    PROCTER & GAMBLE 157,814 278,280
    PROLOGIS INC 1,440 1,794
    PRUDENTIAL FINCL INC 910 1,027
    PS BUSINESS PKS INC 656 712
    PS BUSINESS PKS INC 458 522
    PS BUSINESS PKS INC 920 1,019
    PUBLIC STORAGE 248 274
    PUBLIC STORAGE 502 576
    PUBLIC STORAGE 243 267
    PUBLIC STORAGE 247 260
    PUBLIC STORAGE 304 301
    PUBLIC STORAGE 275 312
    PUBLIC STORAGE 527 581
    PUBLIC STORAGE 272 287
    RAYTHEON TECHNOLOGIES 138,735 143,020
    REALTY INCM 2,674 2,798
    REGIONS FINANCIAL CORP 505 547
    REGIONS FINANCIAL CORP 1,064 1,097
    REINSURANCE GRP OF AMER 504 578
    REINSURANCE GRP OF AMER 506 523
    RENAISSANCERE HLDGS 922 1,023
    RENAISSANCERE HLGDS LTD 148 152
    ROYAL DUTCH SHELL 215,575 140,560
    SALESFORCE COM 7,953 12,017
    SCHWAB CHARLES CORP 1,958 1,882
    SEMPRA ENERGY 3,884 4,332
    SHERWIN WILLIAMS 1,751 2,940
    SIMON PROPERTY GROUP 3,033 1,450
    SITE CENTERS CORP 538 506
    SPIRE INC. 269 277
    STARBUCKS CORP 3,475 7,061
    STATE STREET CORP 1,023 1,129
    STATE STREET CORP 1,194 1,275
    STIFEL FINANCIAL CORP 587 630
    SVB FINANCIAL GROUP 283 296
    SYNOVUS FINCL CORP 613 644
    SYSCO CORPORATION 2,070 2,154
    TARGET 170,913 353,060
    TEXAS INSTRUMENTS 11,323 17,398
    THE ALLSTATE CORP 546 607
    THE SOUTHERN COMPANY 478 483
    THE SOUTHERN COMPANY 317 328
    THERMO FISHER SCIENTIFIC 2,519 5,124
    TORONTO DOM BK NEW 88,152 112,840
    TRANE TECHNOLOGIES PLC 3,101 5,952
    TRUIST FINANCIAL CORP 7,276 6,758
    TRUIST FINANCIAL CORP 225 231
    TRUIST FINANCIAL CORP 1,125 1,143
    TRUIST FINANCIAL CORP 884 884
    UNION PACIFIC CORP 7,078 9,786
    UNITEDHEALTH GROUP INC 14,360 19,638
    US BANCORP 164 173
    US BANCORP 2,819 2,693
    US BANCORP 649 741
    US BANCORP 3,976 3,494
    VALERO ENERGY CORP 2,803 1,414
    VEEVA SYS INC 1,552 4,628
    VERIZON COMMUNICATIONS 1,027 1,116
    VERIZON COMMUNICATIONS COM 235,680 281,354
    VIATRIS INC 159 169
    VISA INC 8,114 12,686
    VORNADO REALTY 826 949
    VORNADO REALTY 267 277
    VOYA FINANCIAL INC 778 878
    WALMART 207,792 432,450
    WALT DISNEY CO HLDG 4,794 6,704
    WEBSTER FINANCIAL CORP 295 323
    WEC ENERGY GROUP INC 7,761 10,583
    WELLS FARGO & CO 909 963
    WELLS FARGO & CO 1,292 1,343
    WELLS FARGO & CO 779 814
    WELLS FARGO & CO 1,568 1,672
    WELLS FARGO & CO 549 581
    WIX COM LTD 1,250 2,250
    WORKDAY INC 2,635 3,594
    WR BERKLEY CORP 777 835
    WR BERKLEY CORP 769 795
    ZOETIS INC 2,729 4,965

    TY 2020 OtherDecreasesSchedule
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Description Amount
    ADJUSTMENTS TO BASIS 1,540


    TY 2020 OtherExpensesSchedule
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    NJ FILING FEES 108 0 0 108
    BANK SERVICE CHARGES 5,053 5,053 0 0


    TY 2020 OtherIncomeSchedule2
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    OTHER INCOME 400   400


    TY 2020 OtherIncreasesSchedule
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Description Amount
    GRANT COMMITMENT PAYMENT 100,000


    TY 2020 TaxesSchedule
    Name:
    CREAMER FAMILY FOUNDATION INC (FKA
     
    J FLETCHER CREAMER FOUNDATION)
    EIN:
    22-2335557
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    FOREIGN DIVIDEND TAX 1,860 1,860 0 0
    FEDERAL TAX 3,840 0 0 0