TY 2020 Form 990

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W-2/1099-MISC)
(1) BARLOW JASON...................................................................... PRESIDENT/CEO	45.00 .................		X		137,819	6,766
(2) BRADLEY DEBRA...................................................................... CHIEF OPERATING OFFICER	45.00 .................		X		117,476	17,082
(3) ROGERS TODD...................................................................... CHIEF STRATEGY OFFICER	45.00 .................			X	105,421	22,304
(4) WEIDE LISA...................................................................... CHIEF PROGRAM OFFICER	45.00 .................			X	111,297	11,041
(5) NICHOLS TANA...................................................................... DIRECTOR OF REAL ESTATE	45.00 .................			X	108,035	11,204
(6) JULIE WHITE...................................................................... CHIEF FINANCIAL OFFICER	45.00 .................		X		94,815	9,929
(7) OWEN CHRISTOPHER...................................................................... CHAIRPERSON (LEFT 06/21)	2.00 .................	X	X		0	0
(8) MORELL PAUL...................................................................... VICE-CHAIRPERSON	2.00 .................	X	X		0	0
(9) UNDERWOOD DAVE...................................................................... TREASURER	2.00 .................	X	X		0	0
(10) KENT DONNA...................................................................... SECRETARY	2.00 .................	X	X		0	0
(11) BLAIR BILL...................................................................... DIRECTOR	2.00 .................	X			0	0
(12) BRADFORD MATT...................................................................... DIRECTOR	2.00 .................	X			0	0
(13) CANDELARIA MARK...................................................................... DIRECTOR	2.00 .................	X			0	0
(14) CROP DANIELLA...................................................................... DIRECTOR	2.00 .................	X			0	0
(15) ELLIS SCOTT...................................................................... DIRECTOR	2.00 .................	X			0	0
(16) GEELAN JAYMEE...................................................................... DIRECTOR	2.00 .................	X			0	0
(17) HARRIS IJANA...................................................................... DIRECTOR	2.00 .................	X			0	0

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)
(18) HERNANDEZ DENISE........................................................................ DIRECTOR	2.00 .......................	X
(19) HOEKSTRA TIM........................................................................ DIRECTOR	2.00 .......................	X
(20) HYDE DAVID........................................................................ DIRECTOR	2.00 .......................	X
(21) KELLEY TIM........................................................................ DIRECTOR	2.00 .......................	X
(22) LABROZZI VINCE........................................................................ DIRECTOR	2.00 .......................	X
(23) LEONARD STEVE........................................................................ DIRECTOR	2.00 .......................	X
(24) MARQUIS KEN........................................................................ DIRECTOR	2.00 .......................	X
(25) MCGILL LEIGH........................................................................ DIRECTOR	2.00 .......................	X
(26) MILLER DEBORAH........................................................................ DIRECTOR	2.00 .......................	X
(27) O'CONNOR MICHAEL........................................................................ DIRECTOR (LEFT 6/21)	2.00 .......................	X
(28) O'NEIL TIM........................................................................ DIRECTOR	2.00 .......................	X
(29) PEREZ CAMILLE........................................................................ DIRECTOR	2.00 .......................	X
(30) REID TONY........................................................................ DIRECTOR	2.00 .......................	X
(31) REKOSKE KARI........................................................................ DIRECTOR	2.00 .......................	X
(32) SEFRIOUI RACHID........................................................................ DIRECTOR	2.00 .......................	X
(33) SILVER CORTLAND........................................................................ DIRECTOR	2.00 .......................	X
(34) SMIGIELSKI ANDREW........................................................................ DIRECTOR	2.00 .......................	X
(35) SMITH CINDY........................................................................ DIRECTOR	2.00 .......................	X
(36) WILHOIT ADRIENNE........................................................................ DIRECTOR	2.00 .......................	X
(37) ANCA JOSE........................................................................ DIRECTOR	2.00 .......................	X
(38) AUSTIN ANTHONY........................................................................ DIRECTOR	2.00 .......................	X
(39) GENOVESE JOE........................................................................ DIRECTOR	2.00 .......................	X
(40) GORDER PAMELA........................................................................ DIRECTOR	2.00 .......................	X
(41) GREDLER DENISE........................................................................ DIRECTOR	2.00 .......................	X
(42) LINDSEY AMY........................................................................ DIRECTOR	2.00 .......................	X
(43) WOODS CHLOE........................................................................ DIRECTOR	2.00 .......................	X
(44) GUDIS LARRY........................................................................ DIRECTOR (LEFT 06/21)	2.00 .......................	X
(45) HOFER J LARRY........................................................................ DIRECTOR (LEFT 06/21)	2.00 .......................	X
(46) IBRAGIMOV SLAVA........................................................................ DIRECTOR (LEFT 04/21)	2.00 .......................	X

(A) Name and business address	(B) Description of services	(C) Compensation
DIAMOND ROOFING 7520 W SWEETWATER AVENUE PEORIA,AZ85381	ROOFING INSTALLATION	532,804
AMERINAT PO BOX 123 DOWNEY,CA90240	MORTGAGE SERVICING	465,956
JAX DOOR AND WINDOW LLC 300 W ROADRUNNER DRIVE CHANDLER,AZ85286	DOORS AND WINDOWS INSTALLATION	450,002
ABSOLUTE COMFORT HEATING AND COOLING PO BOX 1496 GLENDALE,AZ85311	AIR CONDITIONING INSTALLATION	449,423
MORGAN PAVEMENT 222 S 52ND STREET SUITE 1 TEMPE,AZ85281	CONCRETE AND PAVEMENT INSTALLATION	361,430
2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 29

- TIN:

SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.
right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2020

Open to Public
Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions.

The organization is not a private foundation because it is: (For lines 1 through 12, check only one box.)

A church, convention of churches, or association of churches described in section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E (Form 990 or 990-EZ).)

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An agricultural research organization described in 170(b)(1)(A)(ix) operated in conjunction with a land-grant college or university or a non-land grant college of agriculture. See instructions. Enter the name, city, and state of the college or university:

An organization that normally receives: (1) more than 331/3% of its support from contributions, membership fees, and gross receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. See section 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box in lines 12a through 12d that describes the type of supporting organization and complete lines 12e, 12f, and 12g.

Type I. A supporting organization operated, supervised, or controlled by its supported organization(s), typically by giving the supported organization(s) the power to regularly appoint or elect a majority of the directors or trustees of the supporting organization. You must complete Part IV, Sections A and B.

Type II. A supporting organization supervised or controlled in connection with its supported organization(s), by having control or management of the supporting organization vested in the same persons that control or manage the supported organization(s). You must complete Part IV, Sections A and C.

Type III functionally integrated. A supporting organization operated in connection with, and functionally integrated with, its supported organization(s) (see instructions). You must complete Part IV, Sections A, D, and E.

Type III non-functionally integrated. A supporting organization operated in connection with its supported organization(s) that is not functionally integrated. The organization generally must satisfy a distribution requirement and an attentiveness requirement (see instructions). You must complete Part IV, Sections A and D, and Part V.

Check this box if the organization received a written determination from the IRS that it is a Type I, Type II, Type III functionally integrated, or Type III non-functionally integrated supporting organization.

Enter the number of supported organizations ...............................

Provide the following information about the supported organization(s).

(i) Name of supported organization	(ii) EIN	(iv) Is the organization listed in your governing document?		(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)
(i) Name of supported organization	(ii) EIN	Yes	No	(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)


Total

For Paperwork Reduction Act Notice, see the Instructions for
Form 990 or 990-EZ.

Cat. No. 11285F

Schedule A (Form 990 or 990-EZ) 2020

Page 2

Part II

Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization failed to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2016	(b) 2017	(c) 2018	(d) 2019	(e) 2020	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grant.") ..	8,800,100	7,919,795	7,434,321	9,003,944	13,017,506	46,175,666
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf....
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3	8,800,100	7,919,795	7,434,321	9,003,944	13,017,506	46,175,666
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f)..						3,361,249
6	Public support. Subtract line 5 from line 4.						42,814,417

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2016	(b) 2017	(c) 2018	(d) 2019	(e) 2020	(f) Total
7	Amounts from line 4..	8,800,100	7,919,795	7,434,321	9,003,944	13,017,506	46,175,666
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...	50,808	33,559	83,774	190,625	179,185	537,951
9	Net income from unrelated business activities, whether or not the business is regularly carried on..
10	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.)..	14,237	25,119	26,919	52,316	77,742	196,333
11	Total support. Add lines 7 through 10						46,909,950

Gross receipts from related activities, etc. (see instructions) ..................

42,502,079

First 5 years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here........................................ right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2020 (line 6, column (f) divided by line 11, column (f)) .........

91.270 %

Public support percentage for 2019 Schedule A, Part II, line 14 ...............

97.550 %

16a

33 1/3% support test—2020. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ....................... right arrow

33 1/3% support test—2019. If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2020. If the organization did not check a box on line 13, 16a, or 16b, and line 14
is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain
in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported
organization ..................................................... right arrow

10%-facts-and-circumstances test—2019. If the organization did not check a box on line 13, 16a, 16b, or 17a, and line
15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here.
Explain in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly
supported organization ................................................ right arrow

Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions ..................................................... right arrow

Schedule A (Form 990 or 990-EZ) 2020

Page 3

Part III

Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 10 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2016	(b) 2017	(c) 2018	(d) 2019	(e) 2020	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose
3	Gross receipts from activities that are not an unrelated trade or business under section 513 .....
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5	The value of services or facilities furnished by a governmental unit to the organization without charge
6	Total. Add lines 1 through 5
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.
c	Add lines 7a and 7b..
8	Public support. (Subtract line 7c from line 6.)

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2016	(b) 2017	(c) 2018	(d) 2019	(e) 2020	(f) Total
9	Amounts from line 6...
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c	Add lines 10a and 10b.
11	Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.) ..
13	Total support. (Add lines 9, 10c, 11, and 12.)..

First 5 years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization,
check this box and stop here............................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2020 (line 8, column (f) divided by line 13, column (f)) .........

Public support percentage from 2019 Schedule A, Part III, line 15 ...............

Section D. Computation of Investment Income Percentage

Investment income percentage for 2020 (line 10c, column (f) divided by line 13, column (f)) ......

Investment income percentage from 2019 Schedule A, Part III, line 17 .............

19a

331/3% support tests—2020. If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ....... right arrow

33 1/3% support tests—2019. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .... right arrow

Private foundation. If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions .... right arrow

Schedule A (Form 990 or 990-EZ) 2020

Page 4

Part IV

Supporting Organizations

(Complete only if you checked a box on line 12 of Part I. If you checked box 12a, of Part I, complete Sections A and B. If you checked box 12b, of Part I, complete Sections A and C. If you checked box 12c, of Part I, complete Sections A, D, and E. If you checked box12d, of Part I, complete Sections A and D, and complete Part V.)

Section A. All Supporting Organizations

Yes

Are all of the organization’s supported organizations listed by name in the organization’s governing documents?
If "No," describe in Part VI how the supported organizations are designated. If designated by class or purpose,
describe the designation. If historic and continuing relationship, explain.

Did the organization have any supported organization that does not have an IRS determination of status under section 509(a)(1) or (2)? If "Yes," explain in Part VI how the organization determined that the supported organization was described in section 509(a)(1) or (2).

Did the organization have a supported organization described in section 501(c)(4), (5), or (6)? If "Yes," answer lines 3b and 3c below.

Did the organization confirm that each supported organization qualified under section 501(c)(4), (5), or (6) and satisfied the public support tests under section 509(a)(2)? If "Yes," describe in Part VI when and how the organization made the determination.

Did the organization ensure that all support to such organizations was used exclusively for section 170(c)(2)(B) purposes? If "Yes," explain in Part VI what controls the organization put in place to ensure such use.

Was any supported organization not organized in the United States ("foreign supported organization")? If “Yes” and if you checked box 12a or 12b in Part I, answer lines 4b and 4c below.

Did the organization have ultimate control and discretion in deciding whether to make grants to the foreign supported organization? If “Yes,” describe in Part VI how the organization had such control and discretion despite being controlled or supervised by or in connection with its supported organizations.

Did the organization support any foreign supported organization that does not have an IRS determination under sections 501(c)(3) and 509(a)(1) or (2)? If “Yes,” explain in Part VI what controls the organization used to ensure that all support to the foreign supported organization was used exclusively for section 170(c)(2)(B) purposes.

Did the organization add, substitute, or remove any supported organizations during the tax year? If “Yes,” answer lines 5b and 5c below (if applicable). Also, provide detail in Part VI, including (i) the names and EIN numbers of the supported organizations added, substituted, or removed; (ii) the reasons for each such action; (iii) the authority under the organization's organizing document authorizing such action; and (iv) how the action was accomplished (such as by amendment to the organizing document).

Type I or Type II only. Was any added or substituted supported organization part of a class already designated in the organization's organizing document?

Substitutions only. Was the substitution the result of an event beyond the organization's control?

Did the organization provide support (whether in the form of grants or the provision of services or facilities) to anyone other than (i) its supported organizations, (ii) individuals that are part of the charitable class benefited by one or more of its supported organizations, or (iii) other supporting organizations that also support or benefit one or more of the filing organization’s supported organizations? If “Yes,” provide detail in Part VI.

Did the organization provide a grant, loan, compensation, or other similar payment to a substantial contributor (defined in section 4958(c)(3)(C)), a family member of a substantial contributor, or a 35% controlled entity with regard to a substantial contributor? If “Yes,” complete Part I of Schedule L (Form 990 or 990-EZ) .

Did the organization make a loan to a disqualified person (as defined in section 4958) not described in line 7? If “Yes,” complete Part I of Schedule L (Form 990 or 990-EZ).

Was the organization controlled directly or indirectly at any time during the tax year by one or more disqualified persons, as defined in section 4946 (other than foundation managers and organizations described in section 509(a)(1) or (2))? If “Yes,” provide detail in Part VI.

Did one or more disqualified persons (as defined in line 9a) hold a controlling interest in any entity in which the supporting organization had an interest? If “Yes,” provide detail in Part VI.

Did a disqualified person (as defined in line 9a) have an ownership interest in, or derive any personal benefit from, assets in which the supporting organization also had an interest? If “Yes,” provide detail in Part VI.

10a

Was the organization subject to the excess business holdings rules of section 4943 because of section 4943(f) (regarding certain Type II supporting organizations, and all Type III non-functionally integrated supporting organizations)? If “Yes,” answer line 10b below.

10a

Did the organization have any excess business holdings in the tax year? (Use Schedule C, Form 4720, to determine whether the organization had excess business holdings).

10b

Schedule A (Form 990 or 990-EZ) 2020

Page 5

Part IV

Supporting Organizations (continued)

Yes

Has the organization accepted a gift or contribution from any of the following persons?

A person who directly or indirectly controls, either alone or together with persons described in lines 11b and 11c below, the governing body of a supported organization?

11a

A family member of a person described in 11a above?

11b

A 35% controlled entity of a person described in line 11a or 11b above? If “Yes” to 11a, 11b, or 11c, provide detail in Part VI.

11c

Section B. Type I Supporting Organizations

Yes

Did the officers, directors, trustees, or membership of one or more supported organizations have the power to regularly appoint or elect at least a majority of the organization’s directors or trustees at all times during the tax year? If “No,” describe in Part VI how the supported organization(s) effectively operated, supervised, or controlled the organization’s activities. If the organization had more than one supported organization, describe how the powers to appoint and/or remove directors or trustees were allocated among the supported organizations and what conditions or restrictions, if any, applied to such powers during the tax year.

Did the organization operate for the benefit of any supported organization other than the supported organization(s) that operated, supervised, or controlled the supporting organization? If “Yes,” explain in Part VI how providing such benefit carried out the purposes of the supported organization(s) that operated, supervised or controlled the supporting organization.

Section C. Type II Supporting Organizations

Yes

Were a majority of the organization’s directors or trustees during the tax year also a majority of the directors or trustees of each of the organization’s supported organization(s)? If “No,” describe in Part VI how control or management of the supporting organization was vested in the same persons that controlled or managed the supported organization(s).

Section D. All Type III Supporting Organizations

Yes

Did the organization provide to each of its supported organizations, by the last day of the fifth month of the organization’s tax year, (i) a written notice describing the type and amount of support provided during the prior tax year, (ii) a copy of the Form 990 that was most recently filed as of the date of notification, and (iii) copies of the organization’s governing documents in effect on the date of notification, to the extent not previously provided?

Were any of the organization’s officers, directors, or trustees either (i) appointed or elected by the supported organization(s) or (ii) serving on the governing body of a supported organization? If "No," explain in Part VI how the organization maintained a close and continuous working relationship with the supported organization(s).

By reason of the relationship described in line 2 above, did the organization’s supported organizations have a significant voice in the organization’s investment policies and in directing the use of the organization’s income or assets at all times during the tax year? If "Yes," describe in Part VI the role the organization’s supported organizations played in this regard.

Section E. Type III Functionally-Integrated Supporting Organizations

Check the box next to the method that the organization used to satisfy the Integral Part Test during the year (see instructions):

The organization satisfied the Activities Test. Complete line 2 below.

The organization is the parent of each of its supported organizations. Complete line 3 below.

The organization supported a governmental entity. Describe in Part VI how you supported a government entity (see instructions)

Activities Test. Answer lines 2a and 2b below.

Yes

Did substantially all of the organization’s activities during the tax year directly further the exempt purposes of the supported organization(s) to which the organization was responsive? If "Yes," then in Part VI identify those supported organizations and explain how these activities directly furthered their exempt purposes, how the organization was responsive to those supported organizations, and how the organization determined that these activities constituted substantially all of its activities.

Did the activities described in line 2a, above constitute activities that, but for the organization’s involvement, one or more of the organization’s supported organization(s) would have been engaged in? If "Yes," explain in Part VI the reasons for the organization’s position that its supported organization(s) would have engaged in these activities but for the organization’s involvement.

Parent of Supported Organizations. Answer lines 3a and 3b below.

Did the organization have the power to regularly appoint or elect a majority of the officers, directors, or trustees of each of the supported organizations?If "Yes" or "No", provide details in Part VI.

Did the organization exercise a substantial degree of direction over the policies, programs and activities of each of its supported organizations? If "Yes," describe in Part VI. the role played by the organization in this regard.

Schedule A (Form 990 or 990-EZ) 2020

Page 6

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations

Check here if the organization satisfied the Integral Part Test as a qualifying trust on Nov. 20, 1970 (explain in Part VI). See instructions. All other Type III non-functionally integrated supporting organizations must complete Sections A through E.

	Section A - Adjusted Net Income		(A) Prior Year	(B) Current Year (optional)
1	Net short-term capital gain	1
2	Recoveries of prior-year distributions	2
3	Other gross income (see instructions)	3
4	Add lines 1 through 3	4
5	Depreciation and depletion	5
6	Portion of operating expenses paid or incurred for production or collection of gross income or for management, conservation, or maintenance of property held for production of income (see instructions)	6
7	Other expenses (see instructions)	7
8	Adjusted Net Income (subtract lines 5, 6 and 7 from line 4)	8

	Section B - Minimum Asset Amount		(A) Prior Year	(B) Current Year (optional)
1	Aggregate fair market value of all non-exempt-use assets (see instructions for short tax year or assets held for part of year):	1
a	Average monthly value of securities	1a
b	Average monthly cash balances	1b
c	Fair market value of other non-exempt-use assets	1c
d	Total (add lines 1a, 1b, and 1c)	1d
e	Discount claimed for blockage or other factors (explain in detail in Part VI):
2	Acquisition indebtedness applicable to non-exempt use assets	2
3	Subtract line 2 from line 1d	3
4	Cash deemed held for exempt use. Enter 0.015 of line 3 (for greater amount, see instructions).	4
5	Net value of non-exempt-use assets (subtract line 4 from line 3)	5
6	Multiply line 5 by 0.035	6
7	Recoveries of prior-year distributions	7
8	Minimum Asset Amount (add line 7 to line 6)	8

	Section C - Distributable Amount		Current Year
1	Adjusted net income for prior year (from Section A, line 8, Column A)	1
2	Enter 85% of line 1	2
3	Minimum asset amount for prior year (from Section B, line 8, Column A)	3
4	Enter greater of line 2 or line 3	4
5	Income tax imposed in prior year	5
6	Distributable Amount. Subtract line 5 from line 4, unless subject to emergency temporary reduction (see instructions)	6

Check here if the current year is the organization's first as a non-functionally-integrated Type III supporting organization (see instructions)

Schedule A (Form 990 or 990-EZ) 2020

Page 7

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations(continued)

Section D - Distributions		Current Year
1 Amounts paid to supported organizations to accomplish exempt purposes	1
2 Amounts paid to perform activity that directly furthers exempt purposes of supported organizations, in excess of income from activity	2
3 Administrative expenses paid to accomplish exempt purposes of supported organizations	3
4 Amounts paid to acquire exempt-use assets	4
5 Qualified set-aside amounts (prior IRS approval required - provide details in Part VI)	5
6 Other distributions (describe in Part VI). See instructions	6
7Total annual distributions. Add lines 1 through 6.	7
8 Distributions to attentive supported organizations to which the organization is responsive (provide details in Part VI). See instructions	8
9 Distributable amount for 2020 from Section C, line 6	9
10 Line 8 amount divided by Line 9 amount	10

Section E - Distribution Allocations (see instructions)		(i) Excess Distributions	(ii) Underdistributions Pre-2020	(iii) Distributable Amount for 2020
1 Distributable amount for 2020 from Section C, line 6
2 Underdistributions, if any, for years prior to 2019 (reasonable cause required-- explain in Part VI). See instructions.
3 Excess distributions carryover, if any, to 2020:
a From 2015.......
b From 2016.......
c From 2017.......
d From 2018.......
e From 2019.......
fTotal of lines 3a through e
g Applied to underdistributions of prior years
h Applied to 2020 distributable amount
i Carryover from 2015 not applied (see instructions)
j Remainder. Subtract lines 3g, 3h, and 3i from line 3f.
4Distributions for 2020 from Section D, line 7:
$
a Applied to underdistributions of prior years
b Applied to 2020 distributable amount
c Remainder. Subtract lines 4a and 4b from line 4.
5 Remaining underdistributions for years prior to 2020, if any. Subtract lines 3g and 4a from line 2. If the amount is greater than zero, explain in Part VI. See instructions.
6 Remaining underdistributions for 2020. Subtract lines 3h and 4b from line 1. If the amount is greater than zero, explain in Part VI. See instructions.
7 Excess distributions carryover to 2021. Add lines 3j and 4c.
8 Breakdown of line 7:
a Excess from 2016.....
b Excess from 2017.....
c Excess from 2018.....
d Excess from 2019.....
e Excess from 2020.....

Schedule A (Form 990 or 990-EZ) (2020)

Schedule A (Form 990 or 990-EZ) 2020

Page 8

Part VI

Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; Part III, line 12; Part IV, Section A, lines 1, 2, 3b, 3c, 4b, 4c, 5a, 6, 9a, 9b, 9c, 11a, 11b, and 11c; Part IV, Section B, lines 1 and 2; Part IV, Section C, line 1; Part IV, Section D, lines 2 and 3; Part IV, Section E, lines 1c, 2a, 2b, 3a and 3b; Part V, line 1; Part V, Section B, line 1e; Part V Section D, lines 5, 6, and 8; and Part V, Section E, lines 2, 5, and 6. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Return Reference	Explanation

Schedule A (Form 990 or 990-EZ) 2020

Additional Data

Software ID:
Software Version:

- TIN:

Schedule B
(Form 990, 990-EZ,
or 990-PF)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2020

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.

Special Rules

For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Arrow Bullet

Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2020)

Schedule B (Form 990, 990-EZ, or 990-PF) (2020) Page 2

Name of organization HABITAT FOR HUMANITY CENTRAL ARIZONA

Part I Contributors	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
RESTRICTED	,	$ RESTRICTED	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2020)

Schedule B (Form 990, 990-EZ, or 990-PF) (2020)

Page 3

Name of organization HABITAT FOR HUMANITY CENTRAL ARIZONA		Employer identification number 74-2401708

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
Schedule B (Form 990, 990-EZ, or 990-PF) (2020)

Schedule B (Form 990, 990-EZ, or 990-PF) (2020)

Page 4


Name of organization HABITAT FOR HUMANITY CENTRAL ARIZONA			Employer identification number 74-2401708
Part III Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $ Use duplicate copies of Part III if additional space is needed.

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990, 990-EZ, or 990-PF) (2020)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
SchDMd Bullet

Attach to Form 990.
SchDMd Bullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2020

Open to Public Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 7/25/06, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... SchDMd Bullet

(ii)

Assets included in Form 990, Part X ............................... SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2020

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....

Part V

Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a) Current year	(b) Prior year	(c) Two years back	(d) Three years back	(e) Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment SchDMd Bullet

Permanent endowment SchDMd Bullet

Term endowment SchDMd Bullet

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) Unrelated organizations .......................

3a(i)

(ii) Related organizations .......................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b) Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land .....	700,000		700,000
b	Buildings ....	3,940,827	722,235	3,218,592
c	Leasehold improvements	757,555	370,055	387,500
d	Equipment ....	690,918	405,232	285,686
e	Other .....	469,449	359,101	110,348
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				4,702,126

Schedule D (Form 990) 2020

Page 3

Part VII

Investments - Other Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) Financial derivatives.........
(2) Closely-held equity interests........
(3) Other (A) ARIZONA COMMUNITY FOUNDATION INVESTMENTS	4,338,927	F
(C)
(D)
(E)
(F)
(G)
(H)
(I)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)	4,338,927

Part VIII

Investments - Program Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1)MORTGAGE LOANS	18,419,070	C
(2)LAND HELD FOR DEVELOPMENT	1,818,897	F
(3)HOMES UNDER CONSTRUCTION	2,627,106	F
(4)
(5)
(6)
(7)
(8)
(9)
(10)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)	22,865,073

Part IX

Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value
(1)DEBT ISSUANCE COSTS				163,399
(2)SECURITY DEPOSITS				126,730
(3)DISCOUNT ON NONINTEREST BEARING NOTES				2,734,167
(4)
(5)
(6)
(7)
(8)
(9)
(10)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........				3,024,296

Part X

Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	5,387
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) 2020

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......		1
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d .....................		2e
3	Subtract line 2e from line 1..................		3
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b....................		4c
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......		5

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........		1
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d....................		2e
3	Subtract line 2e from line 1...................		3
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ............	4b
c	Add lines 4a and 4b.....................		4c
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......		5

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference

Explanation

PART IV, LINE 2B:

THE ORGANIZATION RECEIVES AMOUNTS FROM THEIR HOMEOWNERS FOR INSURANCE, PROPERTY TAXES AND HOME MAINTENANCE. THESE AMOUNTS ARE USED TO PAY AMOUNTS AS THEY BECOME DUE.

PART X, LINE 2:

THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE IRC AND, THEREFORE, HAS NO PROVISION FOR FEDERAL INCOME TAXES. IN ADDITION, THE ORGANIZATION QUALIFIES FOR THE CHARITABLE CONTRIBUTION DEDUCTION UNDER SECTION 170 OF THE IRC AND HAS BEEN CLASSIFIED AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION. INCOME DETERMINED TO BE UNRELATED BUSINESS TAXABLE INCOME (UBI) WOULD BE TAXABLE. THE ORGANIZATION FOLLOWS THE ACCOUNTING STANDARD FOR UNCERTAIN TAX POSITIONS. THE ORGANIZATION'S POLICY PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT PRINCIPLES FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN THAT ARE NOT CERTAIN TO BE REALIZED. THIS POLICY HAS HAD NO IMPACT ON THE ORGANIZATION'S CONSOLIDATED FINANCIAL STATEMENTS.

Schedule D (Form 990) 2020

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE G (Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information Regarding
Fundraising or Gaming Activities

Complete if the organization answered "Yes" on Form 990, Part IV, lines 17, 18, or 19, or if the organization entered more than $15,000 on Form 990-EZ, line 6a. right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2020

Open to Public Inspection

Name of the organization
HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Fundraising Activities.Complete if the organization answered "Yes" on Form 990, Part IV, line 17.

Form 990-EZ filers are not required to complete this part.

Indicate whether the organization raised funds through any of the following activities. Check all that apply.

a	Mail solicitations	e	Solicitation of non-government grants
b	Internet and email solicitations	f	Solicitation of government grants
c	Phone solicitations	g	Special fundraising events
d	In-person solicitations

Did the organization have a written or oral agreement with any individual (including officers, directors, trustees

or key employees listed in Form 990, Part VII) or entity in connection with professional fundraising services?

YesNo

If "Yes," list the 10 highest paid individuals or entities (fundraisers) pursuant to agreements under which the fundraiser is
to be compensated at least $5,000 by the organization.

(i) Name and address of individual or entity (fundraiser)		(ii) Activity	(iii) Did fundraiser have custody or control of contributions?		(iv) Gross receipts from activity	(v) Amount paid to (or retained by) fundraiser listed in col. (i)	(vi) Amount paid to (or retained by) organization
			Yes	No
	PRISMA GRAPHIC CORP 2937 E BROADWAY RD 100 PHOENIX, AZ85040	DIRECT MAIL SERVICE		No	505,010	53,047	451,963









Total . . . . . . . . . . . . . . . . . . . .					505,010	53,047	451,963

List all states in which the organization is registered or licensed to solicit contributions or has been notified it is exempt from registration or licensing.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 50083H

Schedule G (Form 990 or 990-EZ) 2020

Page 2

Part II

Fundraising Events. Complete if the organization answered "Yes" on Form 990, Part IV, line 18, or reported more than $15,000 of fundraising event contributions and gross income on Form 990-EZ, lines 1 and 6b. List events with gross receipts greater than $5,000.

		(a) Event #1 GOOD NEWS FROM HABITAT (event type)	(d) Total events (add col. (a) through col. (c))
1	Gross receipts . . . . .	251,285	251,285
2	Less: Contributions . . . .	245,567	245,567
3	Gross income (line 1 minus line 2) . . . . . .	5,718	5,718

4	Cash prizes . . . . .
5	Noncash prizes . . . .
6	Rent/facility costs . . . .
7	Food and beverages . . .
8	Entertainment . . . .
9	Other direct expenses . . .	26,214	26,214
10	Direct expense summary. Add lines 4 through 9 in column (d) . . . . . . . . . .		26,214
11	Net income summary. Subtract line 10 from line 3, column (d). . . . . . . . . .		-20,496

Part III

Gaming. Complete if the organization answered "Yes" on Form 990, Part IV, line 19, or reported more than $15,000 on Form 990-EZ, line 6a.

		(a) Bingo	(b) Pull tabs/Instant bingo/progressive bingo	(c) Other gaming	(d) Total gaming (add col.(a) through col.(c))
1	Gross revenue . . . . .

2	Cash prizes . . . . .
3	Noncash prizes . . . .
4	Rent/facility costs . . . .
5	Other direct expenses . . .

Volunteer labor . . . .

	Yes %
	No

	Yes %
	No

	Yes %
	No

Direct expense summary. Add lines 2 through 5 in column (d) . . . . . . . . . . right arrow

Net gaming income summary. Subtract line 7 from line 1, column (d). . . . . . . . . right arrow

Enter the state(s) in which the organization conducts gaming activities:

Is the organization licensed to conduct gaming activities in each of these states? . . . . . . . .

YesNo

If "No," explain:

10a

Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? . . .

YesNo

If "Yes," explain:

Schedule G (Form 990 or 990-EZ) 2020

Page 3

Does the organization conduct gaming activities with nonmembers? . . . . . . . . . . .

YesNo

Is the organization a grantor, beneficiary or trustee of a trust or a member of a partnership or other entity

formed to administer charitable gaming? . . . . . . . . . . . . . . . . .

YesNo

Indicate the percentage of gaming activity conducted in:

The organization's facility . . . . . . . . . . . . . . . . . .

13a

An outside facility . . . . . . . . . . . . . . . . . . . .

13b

Enter the name and address of the person who prepares the organization's gaming/special events books and records:

Name

Address

15a

Does the organization have a contract with a third party from whom the organization receives gaming

revenue? . . . . . . . . . . . . . . . . . . . . . . . .

YesNo

If "Yes," enter the amount of gaming revenue received by the organization right arrow

$ and the

amount of gaming revenue retained by the third party right arrow

$ .

If "Yes," enter name and address of the third party:

Name

Address

Gaming manager information:

Name

Gaming manager compensation right arrow

Description of services provided right arrow

Director/officer Employee Independent contractor

Mandatory distributions:

Is the organization required under state law to make charitable distributions from the gaming proceeds to

retain the state gaming license? . . . . . . . . . . . . . . . . . . .

YesNo

Enter the amount of distributions required under state law distributed to other exempt organizations or spent

in the organization's own exempt activities during the tax year right arrow

Part IV

Supplemental Information. Provide the explanations required by Part I, line 2b, columns (iii) and (v); and Part III, lines 9, 9b, 10b, 15b, 15c, 16, and 17b, as applicable. Also provide any additional information. See instructions.

Return Reference	Explanation

Schedule G (Form 990 or 990-EZ) 2020

Additional Data

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Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

Schedule I
(Form 990)

Department of the Treasury
Internal Revenue Service

Grants and Other Assistance to Organizations,
Governments and Individuals in the United States

Complete if the organization answered "Yes," on Form 990, Part IV, line 21 or 22.
lBullet

Attach to Form 990.
lBullet

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2020

Open to Public
Inspection

Name of the organization
HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number
74-2401708

Part I

General Information on Grants and Assistance

Does the organization maintain records to substantiate the amount of the grants or assistance, the grantees' eligibility for the grants or assistance, and
the selection criteria used to award the grants or assistance? ........................

Yes No

Describe in Part IV the organization's procedures for monitoring the use of grant funds in the United States.

Part II

Grants and Other Assistance to Domestic Organizations and Domestic Governments. Complete if the organization answered "Yes" on Form 990, Part IV, line 21, for any recipient

that received more than $5,000. Part II can be duplicated if additional space is needed.

(a) Name and address of organization or government	(b) EIN	(c) IRC section (if applicable)	(d) Amount of cash grant	(e) Amount of non-cash assistance	(f) Method of valuation (book, FMV, appraisal, other)	(g) Description of noncash assistance	(h) Purpose of grant or assistance
(1) HABITAT FOR HUMANITY INTERNATIONAL 121 HABITAT STREET AMERICUS,GA31709	91-1914868	501(C)(3)	176,632		N/A	N/A	LOW INCOME HOME BUILDING OR RENOVATION

Enter total number of section 501(c)(3) and government organizations listed in the line 1 table ................. Bullet Image

Enter total number of other organizations listed in the line 1 table ........................ . Bullet Image

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50055P

Schedule I (Form 990) 2020

Page 2

Part III

Grants and Other Assistance to Domestic Individuals. Complete if the organization answered "Yes" on Form 990, Part IV, line 22.
Part III can be duplicated if additional space is needed.

(a) Type of grant or assistance	(b) Number of recipients	(c) Amount of cash grant	(e) Method of valuation (book, FMV, appraisal, other)	(f) Description of noncash assistance
(1) HOUSING ASSISTANCE	16	3,279,548	BOOK VALUE	HOUSING CONSTRUCTION COSTS
(2) REPAIR ASSISTANCE	336	1,735,440	BOOK VALUE	COST OF HOME REPAIRS
(2)
(3)
(4)
(5)
(6)
(7)

Part IV

Supplemental Information. Provide the information required in Part I, line 2; Part III, column (b); and any other additional information.

Return Reference

Explanation

PART I, LINE 2:

HABITAT FOR HUMANITY CENTRAL ARIZONA CONTRIBUTES 10% OF THE ORGANIZATION'S UNRESTRICTED ANNUAL CONTRIBUTIONS TO HABITAT FOR HUMANITY INTERNATIONAL FOR THEIR INTERNATIONAL HOUSING PROGRAMS. HFHCAZ HAS A VOLUNTEER COMMITTEE WHO WORKS WITH HABITAT INTERNATIONAL IN DETERMINING THE DESIGNATION OF THE CONTRIBUTION TO QUALIFYING HABITAT AFFILIATES AROUND THE WORLD. CONTRIBUTIONS TO HFHI ARE DOCUMENTED AND RESULTS ARE MONITORED BY THE VOLUNTEER COMMITTEE.

SCHEDULE I, PART III - HOUSING ASSISTANCE

HOMEOWNERS THAT ARE SELECTED FOR OUR PROGRAM MUST MEET THE FOLLOWING QUALIFICATIONS, WHICH ARE VERIFIED AS PART OF OUR ACCEPTANCE PROCESS: - ARE U.S. CITIZENS OR PERMANENT RESIDENTS. - ARE LOW INCOME, MEANING THEIR ANNUAL GROSS HOUSEHOLD INCOME IS GENERALLY BETWEEN 30% AND 60%, BUT NOT TO EXCEED 80%, OF THE AREA MEDIAN INCOME FOR MARICOPA AND PINAL COUNTY AREAS, ADJUSTED FOR FAMILY SIZE. - HAVE A TWO-YEAR HISTORY OF STABLE INCOME. - MONTHLY LONG-TERM DEBT PAYMENTS, INCLUDING PROSPECTIVE MORTGAGE PAYMENT, ARE NO MORE THAN 43% OF A FAMILY'S MONTHLY GROSS INCOME. - HAVE AN ACCEPTABLE HISTORY OF CREDIT AND A GOOD RECORD OF PAYING RENT AND UTILITIES. - ABILITY TO PAY CLOSING COSTS (APPROXIMATELY $3,500). - ARE WILLING TO CONTRIBUTE A MINIMUM OF 200 - 400 HOURS OF SWEAT EQUITY TOWARDS THE CONSTRUCTION OR RENOVATION OF HABITAT HOMES. - ATTEND REQUIRED WORKSHOPS FOR SUCCESS IN HOMEOWNERSHIP. AT 30, 60, 90 AND 180 DAYS AFTER CLOSING, THE HOMEOWNER IS EITHER CONTACTED BY PHONE OR IN PERSON TO DETERMINE HOW THE FAMILY IS DOING IN THEIR NEW HOME. MORTGAGE DELINQUENCY REPORTS ARE PREPARED MONTHLY AND DELINQUENT ACCOUNTS ARE CLOSELY MONITORED AND HOMEOWNERS ARE CONTACTED TO DISCUSS. BUDGETING CLASSES ARE OFFERED TO ALL HOMEOWNERS FREE OF CHARGE.

Schedule I (Form 990) 2020

Additional Data

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Software Version:

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SCHEDULE M
(Form 990)

Department of the Treasury

Internal Revenue Service

Noncash Contributions

Complete if the organizations answered "Yes" on Form 990, Part IV, lines 29 or 30.
Right pointing arrow large image

Attach to Form 990.
Right pointing arrow large image

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2020

Open to Public Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Types of Property

	(a) Check if applicable	(b) Number of contributions or items contributed	(c) Noncash contribution amounts reported on Form 990, Part VIII, line 1g	(d) Method of determining noncash contribution amounts
1 Art—Works of art ....
2 Art—Historical treasures .
3 Art—Fractional interests ..
4 Books and publications ..
5 Clothing and household goods .......	X		3,192,823	SALES PRICE
6 Cars and other vehicles ..
7 Boats and planes ....
8 Intellectual property ...
9 Securities—Publicly traded .	X	5	66,213	STOCK MARKET QUOTE
10 Securities—Closely held stock .
11 Securities—Partnership, LLC, or trust interests ....
12 Securities—Miscellaneous ..
13 Qualified conservation contribution—Historic structures .....
14 Qualified conservation contribution—Other ...
15 Real estate—Residential .
16 Real estate—Commercial ..
17 Real estate—Other ...
18 Collectibles .....
19 Food inventory ...
20 Drugs and medical supplies .
21 Taxidermy ......
22 Historical artifacts ....
23 Scientific specimens ..
24 Archeological artifacts ...
25 Other ( BUILDING MATERIALS )	X	25	63,893	STANDARD COST
26 Other ( )
27 Other ( )
28 Other ( )

Number of Forms 8283 received by the organization during the tax year for contributions
for which the organization completed Form 8283, Part IV, Donee Acknowledgement

Yes

30a

During the year, did the organization receive by contribution any property reported in Part I, lines 1 through 28, that it must hold for at least three years from the date of the initial contribution, and which isn't required to be used for exempt purposes for the entire holding period? ...................

30a

If "Yes," describe the arrangement in Part II.

Does the organization have a gift acceptance policy that requires the review of any nonstandard contributions?

Yes

32a

Does the organization hire or use third parties or related organizations to solicit, process, or sell noncash

contributions? ..........................

32a

If "Yes," describe in Part II.

If the organization didn't report an amount in column (c) for a type of property for which column (a) is checked,

describe in Part II.

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 51227J

Schedule M (Form 990) (2020)

Page 2

Part IISupplemental Information. Provide the information required by Part I, lines 30b, 32b, and 33, and whether the organization is reporting in Part I, column (b), the number of contributions, the number of items received, or a combination of both. Also complete this part for any additional information.

Return Reference	Explanation
PART I, COLUMN (B):	COLUMN B REPRESENTS THE NUMBER OF ITEMS CONTRIBUTED.

Schedule M (Form 990) (2020)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2020

Open to Public
Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Return Reference	Explanation
FORM 990, PART III, LINE 4A:	HABITAT FOR HUMANITY CENTRAL ARIZONA (HABITAT) BUILDS PARTNERSHIPS THROUGH LIFE-CHANGING OPPORTUNITIES. AS A TOP PRODUCER OF NEW AND RENOVATED HOMES OUT OF OVER 1100 HABITAT FOR HUMANITY AFFILIATES IN THE UNITED STATES FOR THE FISCAL YEAR, HABITAT BRINGS PEOPLE TOGETHER TO FACILITATE COMMUNITY TRANSFORMATION IN MARICOPA AND NORTHERN PINAL COUNTIES. DURING FY20-21, WE SOLD 16 NEW AND RENOVATED HOMES TO FAMILIES IN NEED OF AFFORDABLE HOUSING. WE COMPLETED 332 REPAIRS, WHICH INCLUDES FAMILIES SERVED BY OUR EMERGENCY HOME REPAIR PROGRAMS AND NEIGHBORHOOD REVITALIZATION EFFORTS. THIS WAS MADE POSSIBLE DUE TO THE GENEROUS SUPPORT OF THE FOLLOWING CITIES. - GLENDALE - HABITAT WAS ABLE TO BUILD ONE NEW HOME AND RENOVATE TWO HOMES IN THE CITY OF GLENDALE. - ARIZONA CITY - HABITAT WAS ABLE TO BUILD ONE NEW HOME IN THE CITY OF APACHE JUNCTION. - PEORIA - HABITAT WAS ABLE TO RENOVATE ONE HOME IN THE CITY OF PEORIA. - PHOENIX - HABITAT WAS ABLE TO BUILD NINE NEW HOMES AND RENOVATE ONE IN THE CITY OF PHOENIX. - MESA - HABITAT WAS ABLE TO RENOVATE TWO HOMES IN THE CITY OF MESA - REPAIRS - HABITAT COMPLETED 251 NEIGHBORHOOD REVITALIZATION PROJECTS WHICH INCLUDES 115 IN THE CANYON CORRIDOR DUE TO OUR CONTINUED AWARD-WINNING PARTNERSHIP WITH GRAND CANYON UNIVERSITY. WE COMPLETED 81 REPAIRS IN OUR HOME REPAIR PROGRAM WITHIN THE CITY OF GLENDALE AND CITY OF PEORIA EMERGENCY HOME REPAIR PROGRAMS. THROUGH COMMUNITY PARTNERSHIPS, THESE NEIGHBORHOODS ARE BEING REVITALIZED INTO VIBRANT, SAFE AND INVITING PLACES TO LIVE. ADDITIONALLY: - WE PARTNERED WITH 5,869 VOLUNTEERS WHO SPENT OVER 33,000 VOLUNTEER HOURS TO HELP WITH HOME CONSTRUCTION, PROPERTY MAINTENANCE, COMMITTEE WORK, OFFICE SUPPORT, OUTREACH, AND CUSTOMER SERVICE SUPPORT IN OUR RESTORES. BECAUSE OF THEIR DEDICATION TO THE HABITAT MISSION, HABITAT HAS REALIZED A LABOR SAVINGS OF $954,606 - WE HAVE BECOME A RECOGNIZED LEADER IN THE CONSTRUCTION AND REHABILITATION OF HOMES THAT ARE LEED CERTIFIED WITH 154 HOMES NOW DESIGNATED LEED SILVER, GOLD AND PLATINUM. - WE SERVED MORE THAN 417,000 CUSTOMERS ACROSS ALL OUR RESTORE LOCATIONS, WHICH GENERATED OVER $4.7 MILLION IN SALES. - THROUGH OUR RESTORES WE COLLECTED AND RESOLD USED OR UNWANTED HOME SUPPLIES AND GOODS DONATED BY INDIVIDUALS AND LOCAL BUSINESSES WITH A VALUE OF OVER $3,100,000 WHICH DIVERTED APPROXIMATELY 4.2 MILLION POUNDS OF GOODS FROM LANDFILLS. WE OFFER A HAND UP, NOT A HAND OUT, WITH A NO-PROFIT MORTGAGE LOAN FOR NEW CONSTRUCTION, RENOVATION AND OWNER-OCCUPIED HOME REPAIR SERVICES. OUR EFFORTS BENEFIT FAMILIES WHO MEET OUR QUALIFICATIONS: - THE GROSS ANNUAL HOUSEHOLD INCOME MAY NOT EXCEED 80% OF THE MARICOPA AND PINAL COUNTY AREA MEDIAN INCOME. AFFORD A MORTGAGE BASED ON CURRENT MARKET, THE MEDIAN INCOME FIGURE VARIES DEPENDING ON THE SIZE OF THE FAMILY AND AREA. - TWO-YEAR HISTORY OF STABLE INCOME - MONTHLY LONG-TERM DEBT PAYMENTS, INCLUDING ESTIMATED MORTGAGE PAYMENT, SHOULD NOT EXCEED 43% OF A FAMILY'S INCOME. - AN ACCEPTABLE HISTORY OF CREDIT. - ABILITY TO PAY CLOSING COSTS (APPROXIMATELY $3,500). - APPLICANT MUST BE A U.S. CITIZEN OR A PERMANENT RESIDENT. THIS APPLIES TO ALL HOUSEHOLD MEMBERS. - LACK OF DECENT AND SAFE LIVING CONDITIONS AS DEFINED BY THE HABITAT FOR HUMANITY HOUSING EVALUATION CRITERIA - BE WILLING TO CONTRIBUTE 200-400 HOURS OF SWEAT EQUITY TOWARDS THE BUILDING OR RENOVATING OF HABITAT HOMES (SPECIAL ACCOMMODATIONS MAY BE MADE AVAILABLE UPON REQUEST). - ATTEND MANDATORY WORKSHOPS FOR SUCCESS IN HOMEOWNERSHIP. HABITAT FAMILIES BUILD NEW LIVES AND BETTER FUTURES AS THEY TRANSITION FROM OVERCROWDED, POVERTY SHELTER INTO DECENT, AFFORDABLE HOMES. WE ARE AN EQUAL OPPORTUNITY HOUSING PROVIDER AND COMPLY WITH FEDERAL REGULATIONS REGARDING HOUSING DISCRIMINATION. WE CONSIDER APPLICANTS WITHOUT REGARD TO THEIR RACE, RELIGIOUS PREFERENCE, GENDER, PHYSICAL ABILITY, FAMILIAL STATUS, OR NATIONAL ORIGIN. ADDITIONAL ACCOMPLISHMENTS FOR FY20-21 INCLUDE THE FOLLOWING: - RAISED OVER $8 MILLION IN PUBLIC SUPPORT BY RETAINING 64% OF DONORS FROM PREVIOUS YEARS AND CONVERTING 127 VOLUNTEERS INTO FIRST TIME DONORS - INCREASED THE NUMBER OF CHARITABLE IRA GIFTS FROM 37 TO 38. - DEVELOPED 14 NEW COMMUNITY PARTNERSHIPS. - RESPONDED TO MORE THAN 5671 INQUIRIES (WEBSITE, WALK-INS, PHONE CALLS). - PRE-SCREENED 261 APPLICANTS. - QUALIFIED 26 APPLICANTS. - REFERRED 451 FAMILIES TO OTHER PROGRAMS AND/OR SERVICES. - PREPARED 36 FAMILIES FOR FUTURE HOME-OWNERSHIP IN THE COMING YEAR. LEARN MORE ABOUT OUR PROGRAMS ONLINE AT HABITATCAZ.ORG OR FIND US ON THE FOLLOWING SOCIAL MEDIA: FACEBOOK TWITTER INSTAGRAM PINTEREST YOUTUBE
FORM 990, PART VI, SECTION A, LINE 1	THERE SHALL BE AN EXECUTIVE COMMITTEE CONSISTING OF THE ELECTED OFFICERS OF THE BOARD OF DIRECTORS AND THE IMMEDIATE PAST-CHAIR (WHO SHALL BE A NONVOTING MEMBER OF THE EXECUTIVE COMMITTEE) AND ANY OTHERS AS SELECTED BY THE BOARD CHAIR AND APPROVED BY THE BOARD OF DIRECTORS. THE PRESIDENT/CEO OF THE CORPORATION SHALL ALSO BE A NONVOTING MEMBER OF THE EXECUTIVE COMMITTEE. THE EXECUTIVE COMMITTEE IS AUTHORIZED TO TRANSACT THE BUSINESS OF THE CORPORATION BETWEEN REGULAR BOARD OF DIRECTORS' MEETINGS, MAKING DECISIONS WHICH CANNOT WAIT FOR REGULAR BOARD OF DIRECTORS' MEETINGS. REPORTS OF ACTIONS TAKEN SHALL BE MADE AT THE NEXT REGULAR BOARD OF DIRECTORS' MEETING. MINUTES OF THE EXECUTIVE COMMITTEE MUST BE KEPT. HOWEVER ALL MAJOR FINANCIAL, LEGAL OR ADMINISTRATIVE CHANGES MUST BE SUBMITTED FOR APPROVAL TO THE BOARD OF DIRECTORS AT A REGULAR OR SPECIALLY CALLED MEETING. THE EXECUTIVE COMMITTEE PLANS AND CONDUCTS THE ANNUAL MEETING OF THE BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION A, LINE 4	DURING FY21 THE ORGANIZATION CHANGED ITS PRIMARY ADDRESS FROM 9133 NW GRAND AVENUE #1 PEORIA, AZ 85345 TO 2830 WEST GLENDALE AVENUE #33 PHOENIX, AZ 85051. DURING FY21 THE ORGANIZATION AMENDED THEIR BYLAWS TO HAVE 11 STANDING COMMITTEES INSTEAD OF 12. THE NOMINATING AND RESTORE COMMITTEES WERE REMOVED AND ADVOCACY COMMITTEE WAS ADDED.
FORM 990, PART VI, SECTION B, LINE 11B	MANAGEMENT REVIEWS THE 990 RETURN FOR ACCURACY AND COMPLETENESS, AND THEN PROVIDES A DRAFT COPY TO THE FINANCE COMMITTEE AND BOARD OF DIRECTORS FOR FURTHER REVIEW. A FINAL 990 RETURN DRAFT (INCORPORATING ANY CHANGES AS A RESULT OF THE REVIEW) IS PROVIDED TO THE COMMITTEE AND BOARD VIA EMAIL PRIOR TO FILING THE RETURN. THE FILED 990 RETURN IS PRESENTED AT THE NEXT REGULARLY SCHEDULED MEETINGS OF THE FINANCE COMMITTEE AND BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION B, LINE 12C	CURRENTLY THERE ARE NO ONGOING CONFLICT OF INTEREST TRANSACTIONS. IF ANY CONFLICTS ARE DISCLOSED, THEY ARE SUBMITTED TO THE SECRETARY. UPON THE DISCLOSURE OF AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST OF A DIRECTOR, OFFICER OR STAFF PERSON, THE BOARD SECRETARY WILL DISCLOSE THE CONFLICT TO THE BOARD WHO CAN THEN VOTE ON THE CONFLICT WITH THE PERSON IN QUESTION EXCUSED FROM THE ROOM WITH THE MINUTES REFLECTING THE VOTE AND THAT THE INTERESTED PARTY DID NOT TAKE PART IN THE VOTE.
FORM 990, PART VI, SECTION B, LINE 15	COMPENSATION IS DETERMINED BY COMPARABILITY DATA AND SALARY SURVEYS FROM LOCAL SIMILAR NON-PROFITS. THE CEO SALARY IS APPROVED BY THE EXECUTIVE COMMITTEE (OR CEO SEARCH COMMITTEE FOR NEW HIRES). THIS PROCESS WAS LAST UNDERTAKEN DURING THE YEAR 2015). ON AN ANNUAL BASIS THE EXECUTIVE COMMITTEE REVIEWS THE CEO'S SALARY AND APPROVES IT WITH ANY ANNUAL INCREASES. THIS IS DOCUMENTED IN THE COMMITTEE'S MEETING MINUTES. KEY EMPLOYEE COMPENSATION IS COMPARED PERIODICALLY WITH DATA AND SALARY SURVEYS FROM LOCAL SIMILAR NON-PROFITS (ASU LOADSTAR SURVEY) AND COMPENSATION IS APPROVED BY THE CEO. THIS PROCESS WAS LAST UNDERTAKEN DURING THE YEAR 2016). DECISION IS DOCUMENTED IN EMPLOYEE'S PERSONNEL FILE.
FORM 990, PART VI, SECTION C, LINE 19	THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC THROUGH THE ORGANIZATION'S WEBSITE OR UPON REQUEST.
FORM 990, PART XI, LINE 9:	CHANGE IN DEFERRED GIFTS 30,726.
FORM 990, PART XII, LINE 2C:	THE ORGANIZATION DID NOT CHANGED ITS OVERSIGHT OR SELECTION PROCESS DURING THE YEAR.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2020

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
MediumBullet

Attach to Form 990.
MediumBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2020

Open to Public Inspection

Name of the organization

HABITAT FOR HUMANITY CENTRAL ARIZONA

Employer identification number

74-2401708

Part I

Identification of Disregarded Entities. Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity
(1) HFHCA FUNDING COMPANY LLC 2830 W GLENDALE AVE SUITE 33 PHOENIX,AZ85051	ACQUIRING AND HOLDING MORTGAGE LOANS	AZ	0	0	HABITAT FOR HUMANITY CENTRAL ARIZONA
(2) 2830 W GLENDALE AVE LLC 2830 W GLENDALE AVE SUITE 33 PHOENIX,AZ85051	ACQUIRE AND HOLD COMMERICAL OFFICE SPACE	AZ	79,416	2,176,927	HABITAT FOR HUMANITY CENTRAL ARIZONA

Part II

Identification of Related Tax-Exempt Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No
(1)HABITAT FOR HUMANITY INTERNATIONAL 121 HABITAT STREET AMERICUS,GA31709 91-1914868	HOUSING DEVELOPMENT AND CONSTRUCTION	GA	501(C)(3)	LINE 7	N/A		No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2020

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	Yes	No

Schedule R (Form 990) 2020

Page 3

Part V

Transactions With Related Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

Yes

c Gift, grant, or capital contribution from related organization(s) ............................

d Loans or loan guarantees to or for related organization(s) ............................

e Loans or loan guarantees by related organization(s) ............................

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

m Performance of services or membership or fundraising solicitations by related organization(s) .................

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

o Sharing of paid employees with related organization(s) ............................

p Reimbursement paid to related organization(s) for expenses ............................

q Reimbursement paid by related organization(s) for expenses ............................

r Other transfer of cash or property to related organization(s) ............................

s Other transfer of cash or property from related organization(s) ............................

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved

Schedule R (Form 990) 2020

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Schedule R (Form 990) 2020

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R. See instructions.

Return Reference	Explanation

Schedule R (Form 990) 2020

Additional Data

Software ID:
Software Version:

1	Briefly describe the organization’s mission or most significant activities: HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	35
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	35
5	Total number of individuals employed in calendar year 2020 (Part V, line 2a) ......	5	152
6	Total number of volunteers (estimate if necessary) .............	6	5,869
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	-643,701
b	Net unrelated business taxable income from Form 990-T, line 39 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	9,003,944	13,017,506
9	Program service revenue (Part VIII, line 2g) .........	4,427,413	4,011,676
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	210,344	1,565,999
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	-2,332,944	-2,456,062
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	11,308,757	16,139,119
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	5,980,348	5,191,620
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	4,358,548	4,524,771
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	43,750	53,047
b	Total fundraising expenses (Part IX, column (D), line 25) 842,393
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	934,849	907,090
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	11,317,495	10,676,528
19	Revenue less expenses. Subtract line 18 from line 12.......	-8,738	5,462,591
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	40,534,380	49,124,260
21	Total liabilities (Part X, line 26).............	10,313,141	12,930,314
22	Net assets or fund balances. Subtract line 21 from line 20.....	30,221,239	36,193,946

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ 8,809,919 including grants of $ 5,191,620 ) (Revenue $ 4,357,264 )
	SEE SCHEDULE O.

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ -2,186,032 )
	HABITAT FOR HUMANITY CENTRAL ARIZONA RUNS A SEPARATELY BRANDED PROGRAM CALLED "RESTORE". THE RESTORE PROGRAM PROMOTES RECYCLING THROUGH THE COLLECTION AND RESALE OF REUSABLE BUILDING MATERIALS, HOME SUPPLIES AND HOME GOODS. THE SALES OF THESE GOODS SERVE THE PURPOSE OF KEEPING BUILDING MATERIALS AND USED OR UNWANTED GOODS OUT OF LANDFILLS.THE RESTORE RECEIVED $3,192,823 IN DONATED GOODS WHICH ARE REPORTED IN LINE 1G ON THE STATEMENT OF REVENUE. THE EXPENSES RELATED TO THIS PROGRAM ARE REPORTED ON LINE 10B ON THE STATEMENT OF REVENUE.

4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses8,809,919

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)...........	674,863	0	78,326

1a	Federated campaigns..		1a
b	Membership dues..		1b
c	Fundraising events..		1c	245,567
d	Related organizations		1d
e	Government grants (contributions)		1e	1,520,740

f	All other contributions, gifts, grants, and similar amounts not included above		1f	11,251,199

g	Noncash contributions included in lines 1a - 1f:$		1g	3,322,929

h Total. Add lines 1a-1f.......		13,017,506

		Business Code
2a	HOME TRANSFERS	230000	3,395,309	3,395,309
b	GLENDALE HOME REPAIR PROGRAM	811000	346,752	346,752
c	HOMEOWNERS REPAIR PROGRAM	811000	142,318	142,318
d	PEORIA HOME REPAIR PROGRAM	811000	127,297	127,297
e
f	All other program service revenue.
g	Total. Add lines 2a–2f .....		4,011,676

3 Investment income (including dividends, interest, and othersimilar amounts) ......			95,769			95,769
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
		(ii) Personal	(i) Real
6a	Gross rents		83,416	6a
b	Less: rental expenses		203,036	6b
c	Rental income or (loss)		-119,620	6c
d	Net rental income or (loss).......			-119,620		-90,457	-29,163
		(ii) Other	(i) Securities
7a	Gross amount from sales of assets other than inventory	1,380,229	1,095,929	7a
b	Less: cost or other basis and sales expenses	175,183	830,745	7b
c	Gain or (loss)	1,205,046	265,184	7c
d	Net gain or (loss).........			1,470,230			1,470,230
8a	Gross income from fundraising events (not including $ 245,567of contributions reported on line 1c). See Part IV, line 18 ....
			8a	5,718
b	Less: direct expenses ...		8b	26,214
c	Net income or (loss) from fundraising events..			-20,496			-20,496
9a	Gross income from gaming activities. See Part IV, line 19 ...
			9a
b	Less: direct expenses ...		9b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
			10a	4,788,597
b	Less: cost of goods sold ..		10b	7,527,873
c	Net income or (loss) from sales of inventory..			-2,739,276	-2,186,032	-553,244
Business Code			Miscellaneous Revenue
11a	GAIN ON SUBORDINATE LIENS		531390	343,443	343,443
b	OTHER INCOME		900099	77,742			77,742
c	LATE PAYMENT PENALTIES		531390	2,145	2,145
d	All other revenue ....
e	Total. Add lines 11a–11d ......			423,330
12	Total revenue. See instructions.....			16,139,119	2,171,232	-643,701	1,594,082

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....	176,632	176,632
2	Grants and other assistance to domestic individuals. See Part IV, line 22 ...........	5,014,988	5,014,988
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. .............
4	Benefits paid to or for members .......
5	Compensation of current officers, directors, trustees, and key employees ...........	428,544	85,518	343,026
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........
7	Other salaries and wages........	3,178,947	1,848,251	634,057	696,639
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....	129,450	73,896	26,974	28,580
9	Other employee benefits .......	471,875	289,756	71,385	110,734
10	Payroll taxes ...........	315,955	146,303	116,832	52,820
11	Fees for services (non-employees):
a	Management ......
b	Legal .........
c	Accounting ...........	48,298		48,298
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17	53,047			53,047
f	Investment management fees ......	35,801		35,801
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)
12	Advertising and promotion ....	47,008			47,008
13	Office expenses .......	135,367	40,400	81,876	13,091
14	Information technology ......	196,138		153,717	42,421
15	Royalties ..
16	Occupancy ...........	58,952		58,952
17	Travel ............	79,852	58,233	17,313	4,306
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....
20	Interest ...........	215,795	13	215,782
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..	69,480	36,106	32,744	630
23	Insurance ...	191,669	145,740	45,929
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	OTHER	453,897	238,039	158,312	57,546
b	MORTGAGE SERVICING	122,443	122,443
c	EQUIPMENT AND MAINTENAN	119,573	81,479	38,094
d	OVERHEAD APPLIED	-25,615	1,293,690	-1,054,876	-264,429
e	All other expenses	-841,568	-841,568
25	Total functional expenses. Add lines 1 through 24e	10,676,528	8,809,919	1,024,216	842,393
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........			1,491,480	1	1,036,450
2	Savings and temporary cash investments .........			150,207	2	150,270
3	Pledges and grants receivable, net ......			764,121	3	3,591,662
4	Accounts receivable, net .............			392,754	4	374,688
5	Loans and other receivables from any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
					5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
					6
7	Notes and loans receivable, net ...........				7
8	Inventories for sale or use ............			1,028,717	8	1,065,749
9	Prepaid expenses and deferred charges ......			204,324	9	239,676
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	6,558,749
b	Less: accumulated depreciation	10b	1,856,623	4,422,730	10c	4,702,126
11	Investments—publicly traded securities .			4,348,025	11	7,735,343
12	Investments—other securities. See Part IV, line 11 .....			3,711,667	12	4,338,927
13	Investments—program-related. See Part IV, line 11 ..			22,031,401	13	22,865,073
14	Intangible assets ...............				14
15	Other assets. See Part IV, line 11 ...........			1,988,954	15	3,024,296
16	Total assets. Add lines 1 through 15 (must equal line 33)...			40,534,380	16	49,124,260

17	Accounts payable and accrued expenses .....	1,232,209	17	1,288,739
18	Grants payable ...		18
19	Deferred revenue .........	1,774,049	19	1,569,246
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D		21
22	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
			22
23	Secured mortgages and notes payable to unrelated third parties ..	6,181,404	23	10,066,942
24	Unsecured notes and loans payable to unrelated third parties ..	1,116,400	24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D	9,079	25	5,387
26	Total liabilities. Add lines 17 through 25..	10,313,141	26	12,930,314

	Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27	Net assets without donor restrictions ..........	27,670,559	27	30,064,058
28	Net assets with donor restrictions ...........	2,550,680	28	6,129,888
	Organizations that do not follow FASB ASC 958, check here and complete lines 29 through 33.
29	Capital stock or trust principal, or current funds .....		29
30	Paid-in or capital surplus, or land, building or equipment fund ...		30
31	Retained earnings, endowment, accumulated income, or other funds		31
32	Total net assets or fund balances ...........	30,221,239	32	36,193,946
33	Total liabilities and net assets/fund balances ........	40,534,380	33	49,124,260