TY 2019 Form 990

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W-2/1099-MISC)
(1) Jack Foley Chair	2.0 .................	X	X
(2) John Braley Clerk	2.0 .................	X	X
(3) Kimberly Anderson Treasurer	2.0 .................	X	X
(4) Polly Tatum Vice Chair	2.0 .................	X	X
(5) William C Sullivan Vice Chair	2.0 .................	X	X
(6) Alan Peppel	2.0 .................	X
(7) Andrew Morgan	2.0 .................	X
(8) Bash Turay	2.0 .................	X
(9) Betsy Landry	2.0 .................	X
(10) Chris Davies	2.0 .................	X
(11) David Woodbury	2.0 .................	X
(12) Debra Savoie	2.0 .................	X
(13) Debra Seymour	2.0 .................	X
(14) Elisha Erb	2.0 .................	X
(15) Frederick Jenoure	2.0 .................	X
(16) George Cox	2.0 .................	X
(17) Jack Bergan	2.0 .................	X

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W-2/1099-MISC)	(F) Estimated amount of other compensation from the organization and related organizations
(18) Jim Hohman	2.0 .......................	X				0	0
(19) Joe Tagman	2.0 .......................	X				0	0
(20) John Doyle	2.0 .......................	X				0	0
(21) Joseph Hamilton	2.0 .......................	X				0	0
(22) M Katherine Hessel	2.0 .......................	X				0	0
(23) Mark Donahue	2.0 .......................	X				0	0
(24) Paul Murphy	2.0 .......................	X				0	0
(25) Paula Green	2.0 .......................	X				0	0
(26) Ray Quinlan	2.0 .......................	X				0	0
(27) Scott Grieco	2.0 .......................	X				0	0
(28) Shereen Fahey	2.0 .......................	X				0	0
(29) Steve Schuster	2.0 .......................	X				0	0
(30) Suzanne Weekes	2.0 .......................	X				0	0
(31) Ted Gallagher	2.0 .......................	X				0	0
(32) Yvette Dyson	2.0 .......................	X				0	0
(33) David Connell President and CEO	40.0 .......................		X			241,368	48,687
(34) Julio Acero-Nali VP of Finance, CFO	40.0 .......................		X			108,662	21,807
(35) Lori Bastien Vice President of Operations/CMMO	40.0 .......................			X		133,676	19,518
(36) Glenn Juchno Vice President of Operations	40.0 .......................				X	101,434	21,650
(37) Pamela Suprenant Senior Executive Director	40.0 .......................				X	106,562	12,376

- TIN:

SCHEDULE A
(Form 990 or 990EZ)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.
right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public
Inspection

Name of the organization

YMCA of Central Massachusetts (2909)

Employer identification number

04-2105885

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions.

The organization is not a private foundation because it is: (For lines 1 through 12, check only one box.)

A church, convention of churches, or association of churches described in section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E (Form 990 or 990-EZ).)

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An agricultural research organization described in 170(b)(1)(A)(ix) operated in conjunction with a land-grant college or university or a non-land grant college of agriculture. See instructions. Enter the name, city, and state of the college or university:

An organization that normally receives: (1) more than 331/3% of its support from contributions, membership fees, and gross receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 331/3% of its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. See section 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box in lines 12a through 12d that describes the type of supporting organization and complete lines 12e, 12f, and 12g.

Type I. A supporting organization operated, supervised, or controlled by its supported organization(s), typically by giving the supported organization(s) the power to regularly appoint or elect a majority of the directors or trustees of the supporting organization. You must complete Part IV, Sections A and B.

Type II. A supporting organization supervised or controlled in connection with its supported organization(s), by having control or management of the supporting organization vested in the same persons that control or manage the supported organization(s). You must complete Part IV, Sections A and C.

Type III functionally integrated. A supporting organization operated in connection with, and functionally integrated with, its supported organization(s) (see instructions). You must complete Part IV, Sections A, D, and E.

Type III non-functionally integrated. A supporting organization operated in connection with its supported organization(s) that is not functionally integrated. The organization generally must satisfy a distribution requirement and an attentiveness requirement (see instructions). You must complete Part IV, Sections A and D, and Part V.

Check this box if the organization received a written determination from the IRS that it is a Type I, Type II, Type III functionally integrated, or Type III non-functionally integrated supporting organization.

Enter the number of supported organizations ...............................

Provide the following information about the supported organization(s).

(i) Name of supported organization	(ii) EIN	(iv) Is the organization listed in your governing document?		(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)
(i) Name of supported organization	(ii) EIN	Yes	No	(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)


Total

For Paperwork Reduction Act Notice, see the Instructions for
Form 990 or 990-EZ.

Cat. No. 11285F

Schedule A (Form 990 or 990-EZ) 2019

Page 2

Part II

Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization failed to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) 2019	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grant.") ..
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf....
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f)..
6	Public support. Subtract line 5 from line 4.

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) 2019	(f) Total
7	Amounts from line 4..
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...
9	Net income from unrelated business activities, whether or not the business is regularly carried on..
10	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.)..
11	Total support. Add lines 7 through 10

Gross receipts from related activities, etc. (see instructions) ..................

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here........................................ right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2019 (line 6, column (f) divided by line 11, column (f)) .........

Public support percentage for 2018 Schedule A, Part II, line 14 ...............

16a

33 1/3% support test—2019. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ....................... right arrow

33 1/3% support test—2018. If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2019. If the organization did not check a box on line 13, 16a, or 16b, and line 14
is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain
in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported
organization ..................................................... right arrow

10%-facts-and-circumstances test—2018. If the organization did not check a box on line 13, 16a, 16b, or 17a, and line
15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here.
Explain in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly
supported organization ................................................ right arrow

Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions ..................................................... right arrow

Schedule A (Form 990 or 990-EZ) 2019

Page 3

Part III

Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 10 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) 2019	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .	4,366,213	3,682,931	7,894,747	7,451,419	9,238,684	32,633,994
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose	12,436,820	13,937,991	14,389,149	15,647,983	9,877,029	66,288,972
3	Gross receipts from activities that are not an unrelated trade or business under section 513 .....						0
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...						0
5	The value of services or facilities furnished by a governmental unit to the organization without charge						0
6	Total. Add lines 1 through 5	16,803,033	17,620,922	22,283,896	23,099,402	19,115,713	98,922,966
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons	0	0	0	0	0	0
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.	0	0	0	0	0	0
c	Add lines 7a and 7b..	0	0	0	0	0	0
8	Public support. (Subtract line 7c from line 6.)						98,922,966

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2015	(b) 2016	(c) 2017	(d) 2018	(e) 2019	(f) Total
9	Amounts from line 6...	16,803,033	17,620,922	22,283,896	23,099,402	19,115,713	98,922,966
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..	882,493	658,190	1,710,591	580,600	424,958	4,256,832
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.						0
c	Add lines 10a and 10b.	882,493	658,190	1,710,591	580,600	424,958	4,256,832
11	Net income from unrelated business activities not included in line 10b, whether or not the business is regularly carried on.						0
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.) ..	0	0	0	0	0	0
13	Total support. (Add lines 9, 10c, 11, and 12.)..	17,685,526	18,279,112	23,994,487	23,680,002	19,540,671	103,179,798

First five years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization,
check this box and stop here............................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2019 (line 8, column (f) divided by line 13, column (f)) .........

95.87 %

Public support percentage from 2018 Schedule A, Part III, line 15 ...............

94.96 %

Section D. Computation of Investment Income Percentage

Investment income percentage for 2019 (line 10c, column (f) divided by line 13, column (f)) ......

4.13 %

Investment income percentage from 2018 Schedule A, Part III, line 17 .............

5.04 %

19a

331/3% support tests—2019. If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ....... right arrow

33 1/3% support tests—2018. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .... right arrow

Private foundation. If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions .... right arrow

Schedule A (Form 990 or 990-EZ) 2019

Page 4

Part IV

Supporting Organizations

(Complete only if you checked a box on line 12 of Part I. If you checked 12a of Part I, complete Sections A and B. If you checked 12b of Part I, complete Sections A and C. If you checked 12c of Part I, complete Sections A, D, and E. If you checked 12d of Part I, complete Sections A and D, and complete Part V.)

Section A. All Supporting Organizations

Yes

Are all of the organization’s supported organizations listed by name in the organization’s governing documents?
If "No," describe in Part VI how the supported organizations are designated. If designated by class or purpose,
describe the designation. If historic and continuing relationship, explain.

Did the organization have any supported organization that does not have an IRS determination of status under section 509(a)(1) or (2)? If "Yes," explain in Part VI how the organization determined that the supported organization was described in section 509(a)(1) or (2).

Did the organization have a supported organization described in section 501(c)(4), (5), or (6)? If "Yes," answer (b) and (c) below.

Did the organization confirm that each supported organization qualified under section 501(c)(4), (5), or (6) and satisfied the public support tests under section 509(a)(2)? If "Yes," describe in Part VI when and how the organization made the determination.

Did the organization ensure that all support to such organizations was used exclusively for section 170(c)(2)(B) purposes? If "Yes," explain in Part VI what controls the organization put in place to ensure such use.

Was any supported organization not organized in the United States ("foreign supported organization")? If “Yes” and if you checked 12a or 12b in Part I, answer (b) and (c) below.

Did the organization have ultimate control and discretion in deciding whether to make grants to the foreign supported organization? If “Yes,” describe in Part VI how the organization had such control and discretion despite being controlled or supervised by or in connection with its supported organizations.

Did the organization support any foreign supported organization that does not have an IRS determination under sections 501(c)(3) and 509(a)(1) or (2)? If “Yes,” explain in Part VI what controls the organization used to ensure that all support to the foreign supported organization was used exclusively for section 170(c)(2)(B) purposes.

Did the organization add, substitute, or remove any supported organizations during the tax year? If “Yes,” answer (b) and (c) below (if applicable). Also, provide detail in Part VI, including (i) the names and EIN numbers of the supported organizations added, substituted, or removed; (ii) the reasons for each such action; (iii) the authority under the organization's organizing document authorizing such action; and (iv) how the action was accomplished (such as by amendment to the organizing document).

Type I or Type II only. Was any added or substituted supported organization part of a class already designated in the organization's organizing document?

Substitutions only. Was the substitution the result of an event beyond the organization's control?

Did the organization provide support (whether in the form of grants or the provision of services or facilities) to anyone other than (i) its supported organizations, (ii) individuals that are part of the charitable class benefited by one or more of its supported organizations, or (iii) other supporting organizations that also support or benefit one or more of the filing organization’s supported organizations? If “Yes,” provide detail in Part VI.

Did the organization provide a grant, loan, compensation, or other similar payment to a substantial contributor (defined in section 4958(c)(3)(C)), a family member of a substantial contributor, or a 35% controlled entity with regard to a substantial contributor? If “Yes,” complete Part I of Schedule L (Form 990 or 990-EZ) .

Did the organization make a loan to a disqualified person (as defined in section 4958) not described in line 7? If “Yes,” complete Part I of Schedule L (Form 990 or 990-EZ).

Was the organization controlled directly or indirectly at any time during the tax year by one or more disqualified persons as defined in section 4946 (other than foundation managers and organizations described in section 509(a)(1) or (2))? If “Yes,” provide detail in Part VI.

Did one or more disqualified persons (as defined in line 9a) hold a controlling interest in any entity in which the supporting organization had an interest? If “Yes,” provide detail in Part VI.

Did a disqualified person (as defined in line 9a) have an ownership interest in, or derive any personal benefit from, assets in which the supporting organization also had an interest? If “Yes,” provide detail in Part VI.

10a

Was the organization subject to the excess business holdings rules of section 4943 because of section 4943(f) (regarding certain Type II supporting organizations, and all Type III non-functionally integrated supporting organizations)? If “Yes,” answer line 10b below.

10a

Did the organization have any excess business holdings in the tax year? (Use Schedule C, Form 4720, to determine whether the organization had excess business holdings).

10b

Schedule A (Form 990 or 990-EZ) 2019

Page 5

Part IV

Supporting Organizations (continued)

Yes

Has the organization accepted a gift or contribution from any of the following persons?

A person who directly or indirectly controls, either alone or together with persons described in (b) and (c) below, the governing body of a supported organization?

11a

A family member of a person described in (a) above?

11b

A 35% controlled entity of a person described in (a) or (b) above? If “Yes” to a, b, or c, provide detail in Part VI.

11c

Section B. Type I Supporting Organizations

Yes

Did the directors, trustees, or membership of one or more supported organizations have the power to regularly appoint or elect at least a majority of the organization’s directors or trustees at all times during the tax year? If “No,” describe in Part VI how the supported organization(s) effectively operated, supervised, or controlled the organization’s activities. If the organization had more than one supported organization, describe how the powers to appoint and/or remove directors or trustees were allocated among the supported organizations and what conditions or restrictions, if any, applied to such powers during the tax year.

Did the organization operate for the benefit of any supported organization other than the supported organization(s) that operated, supervised, or controlled the supporting organization? If “Yes,” explain in Part VI how providing such benefit carried out the purposes of the supported organization(s) that operated, supervised or controlled the supporting organization.

Section C. Type II Supporting Organizations

Yes

Were a majority of the organization’s directors or trustees during the tax year also a majority of the directors or trustees of each of the organization’s supported organization(s)? If “No,” describe in Part VI how control or management of the supporting organization was vested in the same persons that controlled or managed the supported organization(s).

Section D. All Type III Supporting Organizations

Yes

Did the organization provide to each of its supported organizations, by the last day of the fifth month of the organization’s tax year, (i) a written notice describing the type and amount of support provided during the prior tax year, (ii) a copy of the Form 990 that was most recently filed as of the date of notification, and (iii) copies of the organization’s governing documents in effect on the date of notification, to the extent not previously provided?

Were any of the organization’s officers, directors, or trustees either (i) appointed or elected by the supported organization(s) or (ii) serving on the governing body of a supported organization? If "No," explain in Part VI how the organization maintained a close and continuous working relationship with the supported organization(s).

By reason of the relationship described in (2), did the organization’s supported organizations have a significant voice in the organization’s investment policies and in directing the use of the organization’s income or assets at all times during the tax year? If "Yes," describe in Part VI the role the organization’s supported organizations played in this regard.

Section E. Type III Functionally-Integrated Supporting Organizations

Check the box next to the method that the organization used to satisfy the Integral Part Test during the year (see instructions):

The organization satisfied the Activities Test. Complete line 2 below.

The organization is the parent of each of its supported organizations. Complete line 3 below.

The organization supported a governmental entity. Describe in Part VI how you supported a government entity (see instructions)

Activities Test. Answer (a) and (b) below.

Yes

Did substantially all of the organization’s activities during the tax year directly further the exempt purposes of the supported organization(s) to which the organization was responsive? If "Yes," then in Part VI identify those supported organizations and explain how these activities directly furthered their exempt purposes, how the organization was responsive to those supported organizations, and how the organization determined that these activities constituted substantially all of its activities.

Did the activities described in (a) constitute activities that, but for the organization’s involvement, one or more of the organization’s supported organization(s) would have been engaged in? If "Yes," explain in Part VI the reasons for the organization’s position that its supported organization(s) would have engaged in these activities but for the organization’s involvement.

Parent of Supported Organizations. Answer (a) and (b) below.

Did the organization have the power to regularly appoint or elect a majority of the officers, directors, or trustees of each of the supported organizations? Provide details in Part VI.

Did the organization exercise a substantial degree of direction over the policies, programs and activities of each of its supported organizations? If "Yes," describe in Part VI. the role played by the organization in this regard.

Schedule A (Form 990 or 990-EZ) 2019

Page 6

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations

Check here if the organization satisfied the Integral Part Test as a qualifying trust on Nov. 20, 1970 (explain in Part VI). See instructions. All other Type III non-functionally integrated supporting organizations must complete Sections A through E.

	Section A - Adjusted Net Income		(A) Prior Year	(B) Current Year (optional)
1	Net short-term capital gain	1
2	Recoveries of prior-year distributions	2
3	Other gross income (see instructions)	3
4	Add lines 1 through 3	4
5	Depreciation and depletion	5
6	Portion of operating expenses paid or incurred for production or collection of gross income or for management, conservation, or maintenance of property held for production of income (see instructions)	6
7	Other expenses (see instructions)	7
8	Adjusted Net Income (subtract lines 5, 6 and 7 from line 4)	8

	Section B - Minimum Asset Amount		(A) Prior Year	(B) Current Year (optional)
1	Aggregate fair market value of all non-exempt-use assets (see instructions for short tax year or assets held for part of year):	1
a	Average monthly value of securities	1a
b	Average monthly cash balances	1b
c	Fair market value of other non-exempt-use assets	1c
d	Total (add lines 1a, 1b, and 1c)	1d
e	Discount claimed for blockage or other factors (explain in detail in Part VI):
2	Acquisition indebtedness applicable to non-exempt use assets	2
3	Subtract line 2 from line 1d	3
4	Cash deemed held for exempt use. Enter 1-1/2% of line 3 (for greater amount, see instructions).	4
5	Net value of non-exempt-use assets (subtract line 4 from line 3)	5
6	Multiply line 5 by .035	6
7	Recoveries of prior-year distributions	7
8	Minimum Asset Amount (add line 7 to line 6)	8

	Section C - Distributable Amount		Current Year
1	Adjusted net income for prior year (from Section A, line 8, Column A)	1
2	Enter 85% of line 1	2
3	Minimum asset amount for prior year (from Section B, line 8, Column A)	3
4	Enter greater of line 2 or line 3	4
5	Income tax imposed in prior year	5
6	Distributable Amount. Subtract line 5 from line 4, unless subject to emergency temporary reduction (see instructions)	6

Check here if the current year is the organization's first as a non-functionally-integrated Type III supporting organization (see instructions)

Schedule A (Form 990 or 990-EZ) 2019

Page 7

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations(continued)

Section D - Distributions		Current Year
1 Amounts paid to supported organizations to accomplish exempt purposes
2 Amounts paid to perform activity that directly furthers exempt purposes of supported organizations, in excess of income from activity
3 Administrative expenses paid to accomplish exempt purposes of supported organizations
4 Amounts paid to acquire exempt-use assets
5 Qualified set-aside amounts (prior IRS approval required)
6 Other distributions (describe in Part VI). See instructions
7Total annual distributions. Add lines 1 through 6.
8 Distributions to attentive supported organizations to which the organization is responsive (provide details in Part VI). See instructions
9 Distributable amount for 2019 from Section C, line 6
10 Line 8 amount divided by Line 9 amount

Section E - Distribution Allocations (see instructions)		(i) Excess Distributions	(ii) Underdistributions Pre-2019	(iii) Distributable Amount for 2019
1 Distributable amount for 2019 from Section C, line 6
2 Underdistributions, if any, for years prior to 2019 (reasonable cause required-- explain in Part VI). See instructions.
3 Excess distributions carryover, if any, to 2019:
a From 2014.......
b From 2015.......
c From 2016.......
d From 2017.......
e From 2018.......
fTotal of lines 3a through e
g Applied to underdistributions of prior years
h Applied to 2019 distributable amount
i Carryover from 2014 not applied (see instructions)
j Remainder. Subtract lines 3g, 3h, and 3i from 3f.
4Distributions for 2019 from Section D, line 7:
$
a Applied to underdistributions of prior years
b Applied to 2019 distributable amount
c Remainder. Subtract lines 4a and 4b from 4.
5 Remaining underdistributions for years prior to 2019, if any. Subtract lines 3g and 4a from line 2. If the amount is greater than zero, explain in Part VI. See instructions.
6 Remaining underdistributions for 2019. Subtract lines 3h and 4b from line 1. If the amount is greater than zero, explain in Part VI. See instructions.
7 Excess distributions carryover to 2020. Add lines 3j and 4c.
8 Breakdown of line 7:
a Excess from 2015.....
b Excess from 2016.....
c Excess from 2017.....
d Excess from 2018.....
e Excess from 2019.....

Schedule A (Form 990 or 990-EZ) (2019)

Schedule A (Form 990 or 990-EZ) 2019

Page 8

Part VI

Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; Part III, line 12; Part IV, Section A, lines 1, 2, 3b, 3c, 4b, 4c, 5a, 6, 9a, 9b, 9c, 11a, 11b, and 11c; Part IV, Section B, lines 1 and 2; Part IV, Section C, line 1; Part IV, Section D, lines 2 and 3; Part IV, Section E, lines 1c, 2a, 2b, 3a and 3b; Part V, line 1; Part V, Section B, line 1e; Part V Section D, lines 5, 6, and 8; and Part V, Section E, lines 2, 5, and 6. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Return Reference	Explanation

Schedule A (Form 990 or 990-EZ) 2019

Additional Data

Software ID:	19010655
Software Version:	2019v5.0

- TIN:

Schedule B
(Form 990, 990-EZ,
or 990-PF)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2019

Name of the organization

YMCA of Central Massachusetts (2909)

Employer identification number

04-2105885

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.

Special Rules

For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Arrow Bullet

Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990, 990-EZ, or 990-PF) (2019)

Schedule B (Form 990, 990-EZ, or 990-PF) (2019) Page 2

Name of organization YMCA of Central Massachusetts (2909)

Part I Contributors	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
RESTRICTED	,	$ RESTRICTED	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Page 3

Name of organization YMCA of Central Massachusetts (2909)		Employer identification number 04-2105885

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Page 4


Name of organization YMCA of Central Massachusetts (2909)			Employer identification number 04-2105885
Part III Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $ Use duplicate copies of Part III if additional space is needed.

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990, 990-EZ, or 990-PF) (2019)

Additional Data

Software ID:	19010655
Software Version:	2019v5.0

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
SchDMd Bullet

Attach to Form 990.
SchDMd Bullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public Inspection

Name of the organization

YMCA of Central Massachusetts (2909)

Employer identification number

04-2105885

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 7/25/06, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... SchDMd Bullet

(ii)

Assets included in Form 990, Part X ............................... SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2019

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....

Part V

Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a) Current year	(b) Prior year	(c) Two years back	(d) Three years back	(e) Four years back

1a	Beginning of year balance ....	11,737,460	11,746,604	11,116,467	10,993,909	11,161,144
b	Contributions ...	10,110	300,000	100,678	8,829	76,500
c	Net investment earnings, gains, and losses	1,387,505	273,270	1,062,459	1,307,671	1,171,765
d	Grants or scholarships ...		0	0	0	0
e	Other expenditures for facilities and programs ...	564,250	582,414	533,000	1,193,942	1,415,500
f	Administrative expenses ....	0	0	0	0	0
g	End of year balance ......	12,570,825	11,737,460	11,746,604	11,116,467	10,993,909

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment SchDMd Bullet

65.1 %

Permanent endowment SchDMd Bullet

34.9 %

Term endowment SchDMd Bullet

0 %

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) Unrelated organizations .................

3a(i)

(ii) Related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b) Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land .....	2,701,461		2,701,461
b	Buildings ....	58,745,579	25,300,126	33,445,453
c	Leasehold improvements
d	Equipment ....	5,479,105	3,890,051	1,589,054
e	Other .....	197,862		197,862
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				37,933,830

Schedule D (Form 990) 2019

Page 3

Part VII

InvestmentsOther Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) Financial derivatives.........
(2) Closely-held equity interests........
(3)Other
(B)
(C)
(D)
(E)
(F)
(G)
(H)
(I)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)

Part VIII

InvestmentsProgram Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value

(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	5,024,437
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) 2019

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1	19,792,535
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a	-113,505
b	Donated services and use of facilities .........	2b	0
c	Recoveries of prior year grants ...........	2c	0
d	Other (Describe in Part XIII.) ............	2d	-744,080
e	Add lines 2a through 2d .....................			2e	-857,585
3	Subtract line 2e from line 1..................			3	20,650,120
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a	30,485
b	Other (Describe in Part XIII.) ...........	4b	-49,147
c	Add lines 4a and 4b....................			4c	-18,662
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	20,631,458

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........			1	20,876,226
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a	0
b	Prior year adjustments ............	2b	0
c	Other losses ................	2c	0
d	Other (Describe in Part XIII.) ............	2d	49,147
e	Add lines 2a through 2d....................			2e	49,147
3	Subtract line 2e from line 1...................			3	20,827,079
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a	30,485
b	Other (Describe in Part XIII.) ............	4b	0
c	Add lines 4a and 4b.....................			4c	30,485
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......			5	20,857,564

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
Schedule D, Part V, Line 4 Intended uses of endowment funds	The Association's endowment consists of individual donor restricted funds established for the purpose of supporting the Association's activities and operations. Its endowment includes both donor restricted endowment funds and funds designated by the Association to function as endowments. As required by generally accepted accounting principles, net assets associated with endowment funds are classified and reported based on the existence or absence of donor-imposed or legal restrictions. As required by generally accepted accounting principles, the Association classifies as donor restricted net assets (a) the original value of gifts donated to the permanent endowment, (b) the original value of subsequent gifts to the permanent endowment, and (c) accumulations to the permanent endowment made in accordance with the direction of the applicable donor gift instrument at the time the accumulation is added to the fund. The remaining portion of the donor-restricted endowment fund that is not classified as non-expendable net assets is classified as expendable net assets when those amounts are appropriated for expenditure by the Association in a manner consistent with the standard of prudence prescribed by state law. In accordance with the Uniform Prudent Management of Institutional Funds Act, the Association may consider the following factors in making a determination to appropriate or accumulate donor-restricted endowment funds: the duration and preservation of the fund; the purposes of the Association and the donor-restricted endowment fund; general economic conditions; the possible effect of inflation and deflation; the expected total return from income and the appreciation of investments; other resources of the Association; and the investment policies of the Association. The Association has adopted investment and spending policies for its board-designated and other endowment assets that attempt to provide a predictable stream of funding for its programs while seeking to maintain the purchasing power of the endowment assets. Under this policy, as approved by the Board, the Association shall seek to invest the endowment funds in such a manner that the investments will provide a spendable return consistent with a long-term goal of preserving the funds in real terms. Actual returns in any given year may vary from this amount. To satisfy its long-term rate-of-return objectives, the Association's investment strategy focuses on the long-term growth of principal without taking undue risks. Annual investment return targets are achieved through both capital appreciation (realized and unrealized) and current yield (interest and dividends). The Association has invested in equity and fixed income based mutual funds that target a diversified asset allocation, placing a greater emphasis on equity-based investments to achieve its long-term return objectives. The Association has a policy of appropriating for distribution quarterly, at its discretion, a portion of the endowment fair value to support operations. The endowment fair value for distribution purposes is calculated based on an average of a rolling twenty calendar quarters. In establishing this policy, the Association considered the long-term expected return on its endowment. This is consistent with the Association's objective to maintain the purchasing power of its endowment. From time to time, the fair value of assets associated with individual donor-restricted endowment funds may fall below the level that the donor imposed restrictions require the Association to retain as a fund of perpetual duration. The Association may appropriate for expenditure from these underwater endowment funds in accordance with the prudent measures prescribed by state law. There were no such deficiencies at September 30, 2020 and 2019
Schedule D, Part XI, Line 2(d) Other revenues in audited financial statements not in form 990	NET LOSS ON INTEREST RATE SWAP AGREEMENT - -744080
Schedule D, Part XI, Line 4(b) Other revenues in form 990 not in audited financial statements	Special Event Expenses - -49147
Schedule D, Part XII, Line 2(d) Other expenses in audited financial statements not in form 990	Special Event Expenses - 49147

Schedule D (Form 990) 2019

Additional Data

Software ID:	19010655
Software Version:	2019v5.0

- TIN:

SCHEDULE G (Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information Regarding
Fundraising or Gaming Activities

Complete if the organization answered "Yes" on Form 990, Part IV, lines 17, 18, or 19, or if the organization entered more than $15,000 on Form 990-EZ, line 6a. right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public Inspection

Name of the organization
YMCA of Central Massachusetts (2909)

Employer identification number

04-2105885

Part I

Fundraising Activities.Complete if the organization answered "Yes" on Form 990, Part IV, line 17.

Form 990-EZ filers are not required to complete this part.

Indicate whether the organization raised funds through any of the following activities. Check all that apply.

a	Mail solicitations	e	Solicitation of non-government grants
b	Internet and email solicitations	f	Solicitation of government grants
c	Phone solicitations	g	Special fundraising events
d	In-person solicitations

Did the organization have a written or oral agreement with any individual (including officers, directors, trustees

or key employees listed in Form 990, Part VII) or entity in connection with professional fundraising services?

YesNo

If "Yes," list the 10 highest paid individuals or entities (fundraisers) pursuant to agreements under which the fundraiser is
to be compensated at least $5,000 by the organization.

(i) Name and address of individual or entity (fundraiser)	(iii) Did fundraiser have custody or control of contributions?
	Yes	No










Total . . . . . . . . . . . . . . . . . . . .

List all states in which the organization is registered or licensed to solicit contributions or has been notified it is exempt from registration or licensing.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 50083H

Schedule G (Form 990 or 990-EZ) 2019

Page 2

Part II

Fundraising Events. Complete if the organization answered "Yes" on Form 990, Part IV, line 18, or reported more than $15,000 of fundraising event contributions and gross income on Form 990-EZ, lines 1 and 6b. List events with gross receipts greater than $5,000.

		(a) Event #1 GOLF TOURNAMENT (event type)	(b) Event #2 LIVESTRONG (event type)	(c) Other events (total number)	(d) Total events (add col. (a) through col. (c))
1	Gross receipts . . . . .	83,210	79,514		162,724
2	Less: Contributions . . . .	69,480	74,140		143,620
3	Gross income (line 1 minus line 2) . . . . . .	13,730	5,374	0	19,104

4	Cash prizes . . . . .	0	0	0
5	Noncash prizes . . . .	235	5,791	6,026
6	Rent/facility costs . . . .	0	0	0
7	Food and beverages . . .	0	0	0
8	Entertainment . . . .	0	0	0
9	Other direct expenses . . .	22,288	20,833	43,121
10	Direct expense summary. Add lines 4 through 9 in column (d) . . . . . . . . . .			49,147
11	Net income summary. Subtract line 10 from line 3, column (d). . . . . . . . . .			-30,043

Part III

Gaming. Complete if the organization answered "Yes" on Form 990, Part IV, line 19, or reported more than $15,000 on Form 990-EZ, line 6a.

		(a) Bingo	(b) Pull tabs/Instant bingo/progressive bingo	(c) Other gaming	(d) Total gaming (add col.(a) through col.(c))
1	Gross revenue . . . . .

2	Cash prizes . . . . .
3	Noncash prizes . . . .
4	Rent/facility costs . . . .
5	Other direct expenses . . .

Volunteer labor . . . .

	Yes %
	No

	Yes %
	No

	Yes %
	No

Direct expense summary. Add lines 2 through 5 in column (d) . . . . . . . . . . right arrow

Net gaming income summary. Subtract line 7 from line 1, column (d). . . . . . . . . right arrow

Enter the state(s) in which the organization conducts gaming activities:

Is the organization licensed to conduct gaming activities in each of these states? . . . . . . . .

YesNo

If "No," explain:

10a

Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? . . .

YesNo

If "Yes," explain:

Schedule G (Form 990 or 990-EZ) 2019

Page 3

Does the organization conduct gaming activities with nonmembers? . . . . . . . . . . .

YesNo

Is the organization a grantor, beneficiary or trustee of a trust or a member of a partnership or other entity

formed to administer charitable gaming? . . . . . . . . . . . . . . . . .

YesNo

Indicate the percentage of gaming activity conducted in:

The organization's facility . . . . . . . . . . . . . . . . . .

13a

An outside facility . . . . . . . . . . . . . . . . . . . .

13b

Enter the name and address of the person who prepares the organization's gaming/special events books and records:

Name

Address

15a

Does the organization have a contract with a third party from whom the organization receives gaming

revenue? . . . . . . . . . . . . . . . . . . . . . . . .

YesNo

If "Yes," enter the amount of gaming revenue received by the organization right arrow

$ and the

amount of gaming revenue retained by the third party right arrow

$ .

If "Yes," enter name and address of the third party:

Name

Address

Gaming manager information:

Name

Gaming manager compensation right arrow

Description of services provided right arrow

Director/officer Employee Independent contractor

Mandatory distributions:

Is the organization required under state law to make charitable distributions from the gaming proceeds to

retain the state gaming license? . . . . . . . . . . . . . . . . . . .

YesNo

Enter the amount of distributions required under state law distributed to other exempt organizations or spent

in the organization's own exempt activities during the tax year right arrow

Part IV

Supplemental Information. Provide the explanations required by Part I, line 2b, columns (iii) and (v); and Part III, lines 9, 9b, 10b, 15b, 15c, 16, and 17b, as applicable. Also provide any additional information. See instructions.

Return Reference	Explanation

Schedule G (Form 990 or 990-EZ) 2019

Additional Data

Software ID:	19010655
Software Version:	2019v5.0

- TIN:

Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
SchJMediumBullet

Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
SchJMediumBullet

Attach to Form 990.
SchJMediumBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public Inspection

Name of the organization

YMCA of Central Massachusetts (2909)

Employer identification number

04-2105885

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes on Line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .........

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked on Line 1a? ..

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed on Form 990, Part VII, Section A, line 1a, with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? .............

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ....................

Any related organization? .......................

If "Yes," on line 5a or 5b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ..................

Any related organization? ......................

If "Yes," on line 6a or 6b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any nonfixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III ..........................

If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) 2019

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2 and/or 1099-MISC compensation			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation in column (B) reported as deferred on prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
1David Connell President and CEO	(i) (ii)	241,368 ------------- 0	0 ------------- 0	0 ------------- 0	48,028 ------------- 0	659 ------------- 0	290,055 ------------- 0	0 ------------- 0
2Lori Bastien Vice President of Operations/CMMO	(i) (ii)	133,676 ------------- 0	0 ------------- 0	0 ------------- 0	18,962 ------------- 0	556 ------------- 0	153,194 ------------- 0	0 ------------- 0

Schedule J (Form 990) 2019

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.

Return Reference	Explanation
Schedule J, Part I, Line 3 Arrangement used to establish the top management official's compensation	All methods are utilized as shown above. Additionally YMCA-USA provides guidance on Salaries for Executives of the YMCAs. The executive Compensation Committee and the Board of Directors approve the Compensation of the President.

Schedule J (Form 990) 2019

Additional Data

Software ID:	19010655
Software Version:	2019v5.0

- TIN:

Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

Schedule K
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Information on Tax-Exempt Bonds

Complete if the organization answered "Yes" to Form 990, Part Ⅵ, line 24a. Provide descriptions,
explanations, and any additional information in Part Ⅵ.
SchKMediumBullet

Attach to Form 990.
SchKMediumBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2019

Open to Public
Inspection

Name of the organization
YMCA of Central Massachusetts (2909)

Employer identification number
04-2105885

Part Ⅰ

Bond Issues

(a) Issuer name		(b) Issuer EIN	(c) CUSIP #	(d) Date issued	(e) Issue price	(f) Description of purpose	(g) Defeased		(h) On behalf of issuer		(i) Pool financing
(a) Issuer name		(b) Issuer EIN	(c) CUSIP #	(d) Date issued	(e) Issue price	(f) Description of purpose	Yes	No	Yes	No	Yes	No
A	MASSACHUSETTS DEVELOPMENT FINANCE AGENCY	04-3431814	57583RGP4	07-01-2015	3,000,000	PROJECT FINANCE/REFINANCING		X		X		X
B	MASSACHUSETTS DEVELOPMENT FINANCE AGENCY	04-3431814	57583RGP4	07-01-2015	14,745,000	REFUND REFUNDED BONDS		X		X		X

Part Ⅱ

Proceeds

	A		B		C		D
	1 Amount of bonds retired ..................	688,927		1,875,000
2 Amount of bonds legally defeased ..............	0		0
3 Total proceeds of issue ..................	3,000,000		14,745,000
4 Gross proceeds in reserve funds .............	0		0
5 Capitalized interest from proceeds .............	0		0
6 Proceeds in refunding escrows ...............	0		14,745,000
7 Issuance costs from proceeds ...............	0		0
8 Credit enhancement from proceeds .............	0		0
9 Working capital expenditures from proceeds .............	0		0
10 Capital expenditures from proceeds .............	3,000,000		0
11 Other spent proceeds .............	0		0
12 Other unspent proceeds .............	0		0
13 Year of substantial completion .............	2016
	Yes	No	Yes	No	Yes	No	Yes	No
14 Were the bonds issued as part of a current refunding issue of tax-exempt bonds (or, if issued prior to 2018, a current refunding issue)? ........		X	X
15 Were the bonds issued as part of an advance refunding issue of taxable bonds (or, if issued prior to 2018, an advance refunding issue)? ........		X		X
16 Has the final allocation of proceeds been made? ..........	X		X
17 Does the organization maintain adequate books and records to support the final allocation of proceeds? ..................	X		X

Part Ⅲ

Private Business Use

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
1 Was the organization a partner in a partnership, or a member of an LLC, which owned property financed by tax-exempt bonds? .............		X		X
2 Are there any lease arrangements that may result in private business use of bond-financed property? ...............		X		X

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50193E

Schedule K (Form 990) 2019

Page 2

Part Ⅲ

Private Business Use (Continued)

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
3a Are there any management or service contracts that may result in private business use of bond-financed property? .............		X		X
b If "Yes" to line 3a, does the organization routinely engage bond counsel or other outside counsel to review any management or service contracts relating to the financed property?
c Are there any research agreements that may result in private business use of bond-financed property? .............		X		X
d If "Yes" to line 3c, does the organization routinely engage bond counsel or other outside counsel to review any research agreements relating to the financed property?
4 Enter the percentage of financed property used in a private business use by entities other than a section 501(c)(3) organization or a state or local government ....	0 %		0 %
5 Enter the percentage of financed property used in a private business use as a result of unrelated trade or business activity carried on by your organization, another section 501(c)(3) organization, or a state or local government .........	0 %		0 %
6 Total of lines 4 and 5 .............	0 %		0 %
7 Does the bond issue meet the private security or payment test? ...		X		X
8a Has there been a sale or disposition of any of the bond-financed property to a nongovernmental person other than a 501(c)(3) organization since the bonds were issued?.............		X		X
b If "Yes" to line 8a, enter the percentage of bond-financed property sold or disposed of. ..
c If "Yes" to line 8a, was any remedial action taken pursuant to Regulations sections 1.141-12 and 1.145-2? .............
9 Has the organization established written procedures to ensure that all nonqualified bonds of the issue are remediated in accordance with the requirements under Regulations sections 1.141-12 and 1.145-2? ........		X		X

Part Ⅳ

Arbitrage

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
1 Has the issuer filed Form 8038-T, Arbitrage Rebate, Yield Reduction and Penalty in Lieu of Arbitrage Rebate? ...		X		X
2 If "No" to line 1, did the following apply? ....
a Rebate not due yet? .......		X		X
b Exception to rebate? ........		X		X
c No rebate due? .........		X		X
If "Yes" to line 2c, provide in Part Ⅵ the date the rebate computation was performed ......
3 Is the bond issue a variable rate issue? .....		X	X
4a Has the organization or the governmental issuer entered into a qualified hedge with respect to the bond issue?		X	X
b Name of provider ..........			LAMCO LLC
c Term of hedge .........			2600 %
d Was the hedge superintegrated? ......				X
e Was the hedge terminated? ........				X

Schedule K (Form 990) 2019

Page 3

Part Ⅳ

Arbitrage (Continued)

	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
5a Were gross proceeds invested in a guaranteed investment contract (GIC)?		X		X
b Name of provider ..........
c Term of GIC .........
d Was the regulatory safe harbor for establishing the fair market value of the GIC satisfied? ........
6 Were any gross proceeds invested beyond an available temporary period?		X		X
7 Has the organization established written procedures to monitor the requirements of section 148? ...		X		X

Part Ⅴ

Procedures To Undertake Corrective Action

---------------------------------------------------------------------------------------------------------------	A		B		C		D
	Yes	No	Yes	No	Yes	No	Yes	No
Has the organization established written procedures to ensure that violations of federal tax requirements are timely identified and corrected through the voluntary closing agreement program if self-remediation is not available under applicable regulations?	X		X

Part Ⅵ

Supplemental Information. Provide additional information for responses to questions on Schedule K. (See instructions).

Return Reference	Explanation
Schedule K, Part I, Column (f) ROW 1	DESCRIPTION OF PURPOSE: REIMB INTERNAL ADVANCES AND ISSUANCE COSTS/PROJECT FINANCING/REFINANCING
Schedule K, Part I, Column (a) ROW 2	ISSUER NAME: MASSACHUSETTS DEVELOPMENT FINANCE AGENCY - SERIES 2015B
Schedule K, Part I, Column (a) ROW 3	ISSUER NAME: MASSACHUSETTS DEVELOPMENT FINANCE AGENCY - SERIES 2015C

Schedule K (Form 990) 2019

Additional Data

Software ID:	19010655
Software Version:	2019v5.0

- TIN:

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2019

Open to Public
Inspection

Name of the organization

YMCA of Central Massachusetts (2909)

Employer identification number

04-2105885

Return Reference	Explanation
Form 990, Part VI, Line 11b Review of form 990 by governing body	PRIOR TO FILING FORM 990 CEO WILL DISPERSE THE FORM ELECTRONICALLY TO BOARD MEMBERS.
Form 990, Part VI, Line 12c Conflict of interest policy	THE BOARD OF DIRECTORS REVIEWS THE ORGANIZATION'S CONFLICT OF INTEREST POLICY ANNUALLY IN ORDER TO INSURE THAT THE ORGANIZATION'S BOARD OF DIRECTORS, OFFICERS, AND EMPLOYEES ARE REGULARLY AND CONSISTENTLY MONITORING AND ENFORCING IT. WE HAVE NOT ENCOUNTERED ANY INCIDENCES OF CONFLICT OF INTEREST.
Form 990, Part VI, Line 15a Process to establish compensation of top management official	THE ORGANIZATION UTILIZES THE SERVICES OF A HUMAN RESOURCE CONSULTANT WHO GATHERS INFORMATION FROM OTHER COMPARABLE ORGANIZATIONS AND DATA PROVIDED BY YMCA. THE INFORMATION IS THEN REPORTED TO THE EXECUTIVE COMMITTEE AND BENCHMARKS ARE COMPARED IN ORDER TO DETERMINE THE APPROPRIATE COMPENSATION. THIS PROCESS IS COMPLETED ANNUALLY AND WAS DONE IN CALENDAR 2019.
Form 990, Part VI, Line 19 Required documents available to the public	FORMS ARE AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST
Form 990, Part VIII, Line 2f Other Program Service Revenue	- Total Revenue: , Related or Exempt Function Revenue: , Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ; - Total Revenue: , Related or Exempt Function Revenue: , Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ;
Form 990, Part XI, Line 9 Other changes in net assets or fund balances	Net Gain on Interest Rate Swap Agreement - -744080;
FORM 990 PART VI, SECTION C, LINE 19	FORMS ARE AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST
FORM 990 PART III, LINE 4 (A-C)	MISSION STATEMENT: THE YMCA OF CENTRAL MASSACHUSETTS IS AN ASSOCIATION UNITED IN A COMMON GOAL TO STRENGTHEN OUR COMMUNITIES AND TO DEVELOP THE SPIRIT, MIND AND BODY OF ALL PERSONS, REGARDLESS OF MEANS, THROUGH ACTIVITIES GUIDED BY AND BASED UPON OUR CORE VALUES OF CARING, HONESTY, RESPECT AND RESPONSIBILITY.
FORM 990 PART III, LINE 4 (A-C)	CAUSE STATEMENT: THE YMCA OF CENTRAL MASSACHUSETTS WILL STRENGTHEN THE FOUNDATIONS OF COMMUNITY THROUGH PROGRAMS AND SERVICES THAT SUPPORT YOUTH DEVELOPMENT, HEALTHY LIVING AND SOCIAL RESPONSIBILITY.
FORM 990 PART III, LINE 4 (A-C)	DIVERSITY AND INCLUSION VISION STATEMENT: THE YMCA OF CENTRAL MASSACHUSETTS WILL NURTURE AND SUPPORT AN ENVIRONMENT THAT REFLECTS, RESPECTS, AND CELEBRATES OUR DIFFERENCES, AND EMBRACES THE RICHNESS OF OUR DIVERSITY.
FORM 990 PART III, LINE 4 (A-C)	STRATEGIC ADVANTAGE: THE YMCA OF CENTRAL MASSACHUSETTS SUCCESSFULLY IMPACTS FAMILIES AND INDIVIDUALS BY FOSTERING A SENSE OF BELONGING TO A MOVEMENT THAT CONTINUALLY EVOLVES TO MEET THE RELEVANT NEEDS OF OUR COMMUNITY.
FORM 990 PART III, LINE 4 (A-C)	ORGANIZATION DESCRIPTION: THE YMCA OF CENTRAL MA IS AN ASSOCIATION UNITED IN A COMMON GOAL TO STRENGTHEN OUR COMMUNITIES AND TO DEVELOP THE SPIRIT, MIND AND BODY OF ALL PERSONS, REGARDLESS OF MEANS, THROUGH ACTIVITIES GUIDED BY AND BASED UPON OUR CORE VALUES OF CARING, HONESTY, RESPECT AND RESPONSIBILITY. NO OTHER COMMUNITY-BASED, NON-PROFIT ORGANIZATION IN CENTRAL MASSACHUSETTS HAS THE GEOGRAPHIC REACH OR THE BREADTH OF PROGRAMS AND SERVICES THAT ENCOMPASS YOUTH DEVELOPMENT, HEALTHY LIVING AND SOCIAL RESPONSIBILITY AS THE YMCA. OUR SIX BRANCHES SUPPORT OVER 35,000 MEMBERS ACROSS NEARLY 70 CITIES AND TOWNS IN THE HEART OF THE COMMONWEALTH. COLLABORATION WITH MORE THAN 100 OTHER PARTNERS EXTENDS OUR REACH TO NEARLY 50,000 INDIVIDUALS ANNUALLY. WE ALSO DELIVER PROGRAMS AT OFFSITE SITES IN OTHER LOCATIONS, ALONG WITH OUR THREE RURAL SUMMER DAY CAMPS. IN 2011, WE WERE HONORED TO JOIN A GROUP OF ONLY 50 YS TO BECOME A DIVERSITY, INCLUSION AND GLOBAL INNOVATION Y. YMCAS WITH THIS DISTINCTION FOCUS ON RESPONDING TO AND SERVING DIVERSE AND CHANGING REGIONS AND POPULATIONS IN ORDER TO BEST STRENGTHEN COMMUNITIES. OUR STRATEGY FOSTERS UNDERSTANDING OF AND CONNECTION TO THE GLOBAL REALITY INFLUENCING LOCAL CITIES AND TOWNS, ADDRESSES DEMOGRAPHIC CHANGES, DEVELOPS PROGRAMS/SERVICES TO MEET THE NEEDS OF DIVERSE, UNDERSERVED COMMUNITIES AND POSITIONS US AS A LEADING GLOBAL HUMAN-SERVICE ORGANIZATION. WE HAVE INTRODUCED DYNAMIC PROGRAMS TO MEET THE NEEDS OF DIVERSE POPULATIONS WE SERVE, SUCH AS GLOBAL SPORTS AND FEMALE-ONLY CLASSES TO ACCOMMODATE MUSLIM WOMEN. TO MAINTAIN HIGH LEVELS OF FINANCIAL ASSISTANCE AND PROGRAM SUBSIDIES TO ENSURE ACCESS TO THESE PROGRAM AND SERVICES FOR ALL, Y STAFF AND VOLUNTEERS EXECUTED A SUCCESSFUL ANNUAL CAMPAIGN LAST YEAR, ONCE AGAIN RAISING OVER $1 MILLION.
FORM 990 PART III, LINE4 (A-C)	YMCA HISTORY: THE YMCA OF CENTRAL MASSACHUSETTS HAS BEEN IMPACTING CHILDREN, TEENS, FAMILIES AND ADULTS FOR NEARLY 155 YEARS. WHEN OUR Y BEGAN IN 1864, IT OPERATED OUT OF ONE RENTED ROOM ON THE SECOND FLOOR OF THE ICONIC MECHANICS HALL IN DOWNTOWN WORCESTER--ONE OF THE FIRST LANDMARKS IN THE CITY. TODAY, OUR Y HAS EVOLVED FROM SERVING ONE GENDER AND ONE RELIGION TO PROUDLY SERVING ALL PEOPLE. WE HAVE BECOME ONE OF THE REGION'S MOST IMPACTFUL NON-PROFIT ORGANIZATIONS. THANKS TO OUR DEEP ROOTS IN THE COMMUNITY, OUR Y CONTINUES TO BE UNIQUELY POSITIONED TO ADDRESS THE EVER-CHANGING NEEDS OF THOSE WE SERVE. WHILE OUR HEALTH AND FITNESS RESOURCES HELP OUR MEMBERS BECOME THEIR BEST SELVES, OUR IMPACT REACHES FAR BEYOND OUR WELLNESS CENTERS. BOTH INSIDE AND OUTSIDE THE WALLS OF OUR Y, WE DELIVER IMPACTFUL PROGRAMMING TO THOSE WHO NEED US MOST. IN 1920, THE FLAGSHIP CENTRAL COMMUNITY BRANCH OPENED ITS DOORS IN DOWNTOWN WORCESTER'S MAIN SOUTH NEIGHBORHOOD. DUE TO THE SOCIOECONOMIC DEMOGRAPHICS OF THIS PART OF THE CITY, THE CENTRAL BRANCH FUNCTIONS AS A SAFE HAVEN FOR THE RESIDENTS OF THE AREA, INCLUDING THE TEEN ACHIEVEMENT CENTER AND FAMILY LOCKER ROOM. MANY LOW-INCOME MEMBERS FROM THE NEIGHBORHOODS WE SERVE QUALIFY FOR FREE OR REDUCED MEMBERSHIP AND PROGRAMS. JUST DOWN THE ROAD, THE GREENDALE FAMILY BRANCH WAS ESTABLISHED IN 1929 THANKS TO NORTON COMPANY'S (NOW SAINT-GOBAIN'S) GENEROUS DONATION OF FACILITIES. THE BOROUGHS FAMILY BRANCH OPENED IN 2002, BUT OUR Y FIRST REACHED THIS UNDERSERVED REGION STARTING IN 1983. WITH NO DEDICATED BRANCH LOCATION, WE OFFERED ONLY LIMITED PROGRAMMING. NOW, THE BOROUGHS FAMILY BRANCH IS A THRIVING Y LOCATION. THE NEXT ADDITION TO THE UMBRELLA OF THE YMCA OF CENTRAL MASSACHUSETTS, THE FITCHBURG Y, WAS FOUNDED IN 1887 BY A GROUP OF COMMUNITY LEADERS WHO RECOGNIZED THE IMPORTANCE OF THE WORLDWIDE YMCA MOVEMENT. THROUGHOUT THIS BRANCH'S HISTORY, IT HAS STRIVED TO IMPROVE THE Y EXPERIENCE FOR RESIDENTS OF NORTHERN CENTRAL MASSACHUSETTS WITH EXPANSIONS, SUCH AS THE 1957 PURCHASE OF CAMP LOWE IN NEARBY LANCASTER, MA. SINCE BECOMING PART OF OUR Y IN 2012, THE MONTACHUSETT COMMUNITY BRANCH (MCB) HAS ENABLED US TO CONTINUE FULFILLING OUR CAUSE OF STRENGTHENING THE FOUNDATIONS OF COMMUNITY. FITCHBURG IS A KEY LOCATION FOR MANY Y MEMBERS WHO LIVE AND WORK OUTSIDE THE AREA OF WORCESTER BECAUSE THEY NO LONGER HAVE TO MAKE THE STRESSFUL COMMUTE INTO THE CITY TO RECEIVE OUR Y'S SERVICES. FURTHERMORE, SINCE THE OPENING OF THE NEW LEOMINSTER COMMUNITY BRANCH, OUR Y HAS HAD THE OPPORTUNITY TO DEEPEN ITS IMPACT BEYOND ITS PREVIOUS BOUNDARIES. THE STATE-OF-THE-ART FACILITY IS HELPING TO REVITALIZE A DOWNTOWN NEIGHBORHOOD WHILE ACTING AS A RESOURCE FOR A DIVERSE RANGE OF PEOPLE, INCLUDING A NETWORK OF HOMESCHOOL FAMILIES, LOCAL GIRL SCOUT TROOPS AND PROFESSIONAL ATHLETES. NOW, MANY OF OUR ASSOCIATION-WIDE PROGRAMS HAVE EXPANDED TO THIS NEW LOCATION. OUR CANCER SURVIVOR INITIATIVE, LIVESTRONG AT THE YMCA IS AN EXAMPLE OF CRITICAL PROGRAMMING WHICH IS REACHING UNDERSERVED AUDIENCES IN LEOMINSTER AND THE SURROUNDING TOWNS. THE TRI-COMMUNITY YOUNG MEN'S CHRISTIAN ASSOCIATION OF SOUTHBRIDGE, INC. ("TRI-COMMUNITY") MERGED INTO THE ASSOCIATION PURSUANT TO A MERGER AGREEMENT DATED MARCH 29, 2018. THE IMPACT OF THE MERGER IS REFLECTED IN THE INCREASED GOVERNMENT FUNDS DERIVED FROM CHILD CARE, CAMP AND OUT OF SCHOOL TIME SUBSIDIES. IN ADDITION, THE COMBINATION OF BOTH ENTITIES EXPANDED THE REACH FOR MID-TO-MODERATE INCOME COMMUNITIES AND EXPANDED PROGRAMS AND SERVICES.
FORM 990 PART III, LINE 4 (A-c)	OUR PROMISE: THANKS TO THE DIVERSITY AND DEDICATION OF OUR VOLUNTEERS, MISSION PARTNERS AND STAFF, OUR Y CONTINUES TO MEET COMMUNITY NEED WHILE FULFILLING OUR COMMITMENT TO NURTURING THE POTENTIAL OF YOUTH, PROMOTING HEALTHY LIVING AND BUILDING A SENSE OF SOCIAL RESPONSIBILITY. WE ARE DEDICATED TO THE WELLBEING OF OUR CHILDREN, OUR HEALTH AND OUR NEIGHBORS. ONLY BY WORKING TOGETHER CAN WE ADDRESS THE EVER-CHANGING NEEDS OF THOSE WE SERVE. WITH THIS IN MIND, AT THE Y, OUR CAUSE IS STRENGTHENING COMMUNITIES. EVERY DAY, WE WORK SIDE-BY-SIDE WITH COMMUNITY PARTNERS TO ENSURE EVERYONE, REGARDLESS OF AGE, INCOME OR BACKGROUND, HAS THE TOOLS TO BECOME THEIR BEST SELVES.
FORM 990 PART III, LINE 4 (A-C)	OUR IMPACT: EACH OF OUR SIX BRANCHES HAS A UNIQUE BLEND OF PROGRAMMING, SOME PART OF ASSOCIATION-WIDE ENDEAVORS AND SOME DISTINCT TO THE BRANCH, WHICH MEETS THE SPECIFIC NEEDS OF THE CITIES AND TOWNS SURROUNDING THE RESPECTIVE LOCATION. WE ARE PROUD TO CONTINUE PROVIDING RELEVANT AND ENGAGING PROGRAMMING. OUR MEMBERS AND OTHERS WHO RELY ON US SPECIFICALLY SEEK OUT INITIATIVES WHICH OFFER SAFE ENVIRONMENTS FOR CHILDREN AND FAMILIES AND WHICH ADDRESS CHRONIC HEALTH ISSUES, SUCH AS CANCER, DIABETES AND OBESITY. WITH OUR SUPPORT, EVERYONE WHO TURNS TO THE Y CAN ACHIEVE THEIR PERSONAL BEST. FOR THE MOST EFFECTIVE PROGRAM APPROACHES, WE HAVE GROUPED OUR PROGRAMS AND SERVICES INTO THREE AREAS OF FOCUS: YOUTH DEVELOPMENT-NURTURING THE POTENTIAL OF EVERY CHILD AT OUR Y, CHILDREN AND TEENS ARE A PRIORITY BECAUSE WE KNOW THE FUTURE IS IN THE HANDS OF THE YOUNGEST GENERATION. OUR INITIATIVES SET A FOUNDATION FOCUSED ON EDUCATION, A BALANCED LIFESTYLE AND RESPONSIBILITY TO THE COMMUNITY. EACH PROGRAM ENGAGES MENTORS TO SERVE AS ROLE MODELS FOR YOUTH, DEMONSTRATING ALL THEY CAN ASPIRE TO BE. STAFF AND VOLUNTEERS SERVE AS ROLE MODELS FOR OUR YOUNGEST PROGRAM PARTICIPANTS TO BUILD CONFIDENCE AND PRACTICAL SKILLS THEY CAN UTILIZE IN SCHOOL AND BEYOND.
FORM 990 PART III, LINE 4 (A-C)	EARLY CHILDHOOD EDUCATION Y EARLY CHILDHOOD EDUCATION STRENGTHENS THE HOLISTIC DEVELOPMENT OF INFANTS, TODDLERS, YOUNG CHILDREN AND THEIR FAMILIES BY SUPPORTING EARLY LITERACY, DEVELOPMENT OF HEALTHY HABITS AND STRONG PARENTING SKILLS. OUR PROGRAM PROVIDES EARLY-LEARNING READINESS EXPERIENCES DESIGNED TO PREPARE THEM FOR ENTERING THE EDUCATION SYSTEM. WE ALSO FEATURE NUTRITIONAL-BASED ACTIVITIES WHEN AGE-APPROPRIATE, SUCH AS FOOD GROUP SORTING AND HEALTHY FOOD COLLAGES, ALONG WITH FRUIT AND VEGETABLE COLOR ORGANIZATION. FURTHERMORE, OPPORTUNITIES FOR FAMILY INVOLVEMENT AND EVENTS ARE HIGHLIGHTED THROUGHOUT THE YEAR, WITH A FOCUS ON NUTRITIONALLY-OPTIMUM DIETS AND PHYSICAL PLAY. DURING THE PANDEMIC, WHEN THESE YOUTH WERE UNABLE TO ATTEND OUR PROGRAMS IN PERSON, THE Y OFFERED VARIOUS ONLINE ACTIVITIES VIA OUR ONLINE COMMUNITY PLATFORM. THROUGH THIS PORTAL, FAMILIES HAD ACCESS TO A VARIETY OF ENRICHMENT ACTIVITIES TO KEEP THEIR CHILDREN ENGAGED WHILE AT HOME. BY OFFERING THIS VITAL PROGRAMMING AT AN EARLY AGE, THE Y IS LAYING THE GROUNDWORK FOR FUTURE AND ONGOING ACHIEVEMENT AND SUCCESS. SCHOOL'S OUT THIS ASSOCIATION-WIDE INITIATIVE AVAILABLE TO STUDENTS FOSTERS AND DEVELOPS PHYSICAL, INTELLECTUAL, EMOTIONAL AND SOCIAL SKILLS IN CHILDREN FROM KINDERGARTEN TO SIXTH GRADE. OUR STAFF UNDERSTANDS THAT TO MEET THE CONSTANTLY CHANGING AND EXPANDING NEEDS OF YOUTH, IT IS ESSENTIAL TO BE FLEXIBLE AND ADAPTIVE. WHEN CHILDREN FIRST ARRIVE TO SCHOOL'S OUT AFTER SCHOOL, THEY HAVE THE OPPORTUNITY TO UNWIND WITH QUIET ACTIVITIES. IMMEDIATELY FOLLOWING QUIET PLAYTIME IS A HEALTHY SNACK. NEXT, THEY ARE ENCOURAGED TO WORK INDEPENDENTLY DURING HOMEWORK/LEARNING TIME WITH THE SUPPORT OF THE Y STAFF. FINALLY, CHILDREN ENGAGE IN ACTIVITY TIME. DESPITE THE ESTABLISHED SCHEDULE, WE INTENTIONALLY VARY THE PROGRAM'S ROUTINE TO ENCOURAGE STUDENTS TO BECOME WELL-ROUNDED AND FLEXIBLE. TO INSTILL HEALTHY HABITS IN THE YOUTH WE SERVE, ACTIVE PLAY OR TEAM SPORTS ARE INCORPORATED INTO THE ACTIVITY TIME ONCE A WEEK AS WELL AS NUTRITIONAL EDUCATION. OUR STAFF ACT AS POSITIVE ROLE MODELS, DEMONSTRATING THE IMPORTANCE OF A HEALTHY AND ACTIVE LIFESTYLE. SCHOOL'S OUT OFFERS A BALANCED AND ADULT-SUPERVISED ENVIRONMENT. CHILDREN FLOURISH IN THE STRUCTURED SETTING WE PROVIDE THEM, AS OUTLINED BY WELL-ESTABLISHED SCHOOL-AGE CARE CURRICULUM FRAMEWORKS. THE CORE CONTENT AREAS ARE ARTS & HUMANITIES; CHARACTER DEVELOPMENT; HEALTH, WELLNESS AND FITNESS; LITERACY; SCIENCE AND TECHNOLOGY; SERVICE-LEARNING; AND SOCIAL COMPETENCE AND CONFLICT RESOLUTION. OUR MAIN GOAL IS TO KEEP YOUTH ENGAGED IN LEARNING WHILE HAVING FUN. THE SCHOOL'S OUT EXPERIENCE IS CRAFTED TO COMPLEMENT SCHOOL LEARNING PRACTICES, SUPPORT DIVERSE LEARNING STYLES AND ENCOURAGE THE DEVELOPMENT OF THE WHOLE CHILD IN SPIRIT, MIND AND BODY TO ENSURE ACADEMIC AND SOCIAL SUCCESS FOR THE CHILDREN WE SUPPORT. THE PROGRAM'S SERVICES ARE A WELCOME RELIEF TO MANY WORKING PARENTS WHO PREVIOUSLY STRUGGLED TO ARRANGE TRANSPORTATION TO QUALITY CHILDCARE - LEAVING THEIR CHILDREN POTENTIALLY UNSUPERVISED AND AT RISK TO DESTRUCTIVE DECISIONS. THANKS TO SCHOOL'S OUT, PARENTS IN OUR COMMUNITIES HAVE ACCESS TO AFFORDABLE AFTER SCHOOL PROGRAMMING FOR THEIR CHILDREN WHICH SUPPLEMENTS THE EDUCATION THEY RECEIVE AT SCHOOL AND ENCOURAGES HEALTHY CHOICES. FOLLOWING THE PANDEMIC, THE Y REMAINED CONNECTED WITH THE FAMILIES OF SCHOOL'S OUT PARTICIPANTS, DIRECTING THEM TO OUR ONLINE COMMUNITY PLATFORM AND REMOTE ACTIVITIES FOR CHILDREN TO DO WHILE THEY WERE AT HOME AND UNABLE TO ATTEND THE PROGRAM. THE SERVICE WOULD RETURN IN THE FALL OF 2020, EVOLVING INTO OUR FULL-DAY CHILD CARE PROGRAM. FULL-DAY CHILD CARE AS MANY SCHOOLS RETURNED TO REMOTE LEARNING IN THE FALL OF 2020, THE Y ADAPTED OUR SCHOOL'S OUT AND CHILD CARE PROGRAMS AT FIVE OF OUR BRANCHES TO OPERATE IN A FULL-DAY MODEL, INCLUDING REMOTE LEARNING SUPPORT BEING OFFERED IN THE MORNING. UNDERSTANDING MANY PARENTS WERE RETURNING TO WORK, THE Y KNEW A FULL-DAY CARE SERVICE WAS NECESSARY AS MANY FAMILIES WOULD BE UNABLE TO PROVIDE QUALITY, AFFORDABLE CARE FOR THEIR CHILDREN THROUGHOUT THE DAY. THIS SERVICE ENSURED STUDENTS REMAINED ACTIVE AND ENGAGED DURING THEIR REMOTE LEARNING, WHILE ALSO OFFERING SOCIAL AND PHYSICAL ACTIVITIES IN THE AFTERNOONS TO GUARANTEE THEY CONTINUED THEIR HEALTHY DEVELOPMENT. OVER 500 CHILDREN AND TEENS EACH DAY WERE ENGAGED IN FULL-DAY CHILD CARE WITH THE HELP OF LOCAL SCHOOLS. PHILANTHROPIC SUPPORT FROM OUR MISSION PARTNERS ENABLED OUR ORGANIZATION TO KEEP THE PROGRAM AFFORDABLE FOR LOW-INCOME FAMILIES AND PROVIDE THE NECESSARY RESOURCES TO THESE STUDENTS TO RELIABLY CONNECT TO THEIR CLASSES THROUGHOUT THE DAY. SUMMER EDUCATION PROGRAMS OUR Y OPERATES A LITERACY AND MATH PROGRAM AT OUR SUMMER CAMP LOCATIONS TO PREVENT SUMMER LEARNING LOSS. FOLLOWING THE PANDEMIC, AS CONCERNS OF INCREASED LEARNING LOSS MOUNTED, THE Y UTILIZED OUR LEARNING LITERACY PROGRAM, SUMMER PLAY, AND OUR MATH ENRICHMENT INITIATIVE, NUMBERS IN THE SUN, TO KEEP YOUTH ENGAGED IN THEIR LEARNING THROUGHOUT THE SUMMER. THESE INITIATIVES INCORPORATED MATH AND READING LEARNING INTO THE DAILY CURRICULUM TO INCREASE CAMPERS' COMPREHENSION OF MATH, READING AND WRITING. THE NUMBERS IN THE SUN PROGRAM OPERATED AT THE ALDEN SUMMER PROGRAM AT THE CENTRAL COMMUNITY BRANCH, WHERE AN EXPERIENCED MATH TEACHER ENGAGED SMALL GROUPS OF CAMPERS IN 45-MINUTE, AGE-APPROPRIATE LESSONS TWICE A WEEK TO BUILD UPON THEIR MATHEMATIC CAPABILITIES. COUNSELORS THEN REINFORCED THIS LEARNING DURING THE REMAINING THREE DAYS WITH FUN GAMES THAT TACKLED SIMILAR CONCEPTS FROM THE LESSONS. THE SUMMER PLAY PROGRAM CONTINUED THIS SUMMER, ENSURING YOUTH HONED THEIR READING AND WRITING SKILLS WITH WEEKLY LITERACY ACTIVITIES. BOTH THESE PROGRAMS WERE INTEGRAL AS FEARS MOUNTED THAT REMOTE LEARNING IN THE SPRING WOULD LEAD TO AN INCREASE IN LEARNING LOSS AND OPPORTUNITY GAPS AMONG AT-RISK STUDENTS. SUMMER CAMP YMCA SUMMER CAMPS GIVE LOCAL CHILDREN A TRADITIONAL CAMP EXPERIENCE AND SO MUCH MORE. OUR PROGRAMMING MITIGATES SUMMER LEARNING LOSS AND TEACHES ESSENTIAL WATER-SAFETY SKILLS FOR CHILDREN ACROSS CENTRAL MASSACHUSETTS. CAMPERS BECOME PART OF A NEIGHBORHOOD OF FRIENDS WHERE POTENTIAL IS NURTURED, ACHIEVEMENTS ARE CELEBRATED, AND EXPLORATION IS ENCOURAGED. THE SUMMER CAMP EXPERIENCE OFFERS A VARIETY OF CRITICAL EDUCATIONAL COMPONENTS ALONG WITH TRADITIONAL CAMP ACTIVITIES AND THE OPPORTUNITY TO ENJOY THE GREAT OUTDOORS. DAILY ACTIVITIES INCLUDE SWIM INSTRUCTION, ARTS AND CRAFTS, NATURE EXPLORATION, HIKING AND SPORTS. PARTICIPANTS WILL DEVELOP SKILLS THROUGH A DIVERSE CURRICULUM OF CAMP GAMES AND PROJECTS WHICH ENCOURAGE YOUTH DEVELOPMENT, HEALTHY LIVING, AND SOCIAL RESPONSIBILITY. WE STRIVE TO ENSURE THAT CHILDREN DEVELOP LEADERSHIP SKILLS AND SELF-ESTEEM, AND GROW PERSONALLY THROUGH CHARACTER-BUILDING OPPORTUNITIES IN A STRUCTURED, POSITIVE ENVIRONMENT. THROUGHOUT ALL OF OUR CAMP PROGRAMS, HOURS OF OPERATION ARE A RELIEF TO LOW-INCOME PARENTS WHO WORK LONG HOURS AND WOULD OTHERWISE NOT BE ABLE TO ENSURE THEIR CHILD'S SAFETY. SIMILARLY, MANY FAMILIES RELY ON SOME FORM OF FINANCIAL ASSISTANCE TO ATTEND CAMP, AS PROGRAM SUBSIDIES AND FINANCIAL ASSISTANCE OPPORTUNITIES CONNECT THESE LOW-INCOME FAMILIES WITH THE HIGH-QUALITY CAMP EXPERIENCE THEY MAY OTHERWISE BE UNABLE TO AFFORD. THIS PAST SUMMER, CAMP WAS AN INVALUABLE EXPERIENCE TO MANY STUDENTS AS IT BROUGHT THEM OUTDOORS AND PROVIDED THEM PLENTY OF OPPORTUNITIES FOR PHYSICAL AND SOCIAL ACTIVITIES FOLLOWING SCHOOL CLOSURES IN THE SPRING. THE Y WORKED DILIGENTLY TO ENSURE OUR PROGRAMS FOLLOWED STATE-MANDATED HEALTH GUIDELINES SUCH AS SMALLER GROUP SIZES AND LOWERING THE OVERALL NUMBER OF CAMPERS PER SITE, AS THE SAFETY OF BOTH CAMPERS AND STAFF WAS IMPERATIVE. THE ALDEN SUMMER PROGRAM AND CAMP GREENDALE IN WORCESTER, CAMP BOROUGHS IN WESTBOROUGH, CAMP LOWE IN LANCASTER AND CAMP FOSKETT IN CHARLTON ALL OPERATED IN 2020. EMERGENCY CHILD CARE DURING THE ONSET OF THE PANDEMIC, THE Y CREATED A NEW CHILD CARE SERVICE TO SPECIFICALLY SERVE CHILDREN OF ESSENTIAL WORKERS. WHILE THESE PARENTS WERE WORKING DILIGENTLY TO COMBAT COVID-19, WE PROVIDED QUALITY CHILD CARE TO THEIR CHILDREN TO ASSURE THEM THEIR CHILD WAS IN A SAFE AND LEARNING ENVIRONMENT. WHILE AT THE Y, CHILDREN WERE KEPT PHYSICALLY, SOCIALLY AND MENTALLY ACTIVE WHILE REMAINING SAFE BY MAINTAINING SOCIAL DISTANCING AND FOLLOWING STATE HEALTH GUIDELINES. THIS INITIATIVE PROVIDED 1,600 CHILD CARE SLOTS TO THESE FAMILIES AT NO COST THANKS TO PHILANTHROPIC SUPPORT FROM OUR MEMBERS AND COMMUNITY PARTNERS.
FORM 990 PART III, LINE 4 (A-C)	ACHIEVERS PROGRAM THE ACHIEVERS PROGRAM IS A NO-COST PROGRAM DESIGNED TO EMPOWER AT-RISK TEENS TO CREATE THE NEXT GENERATION OF LEADERS, TARGETING MIDDLE AND HIGH SCHOOL STUDENTS. PROGRAM STRATEGY HELPS VULNERABLE YOUTH DEVELOP SKILLS TO SUCCEED IN HIGH SCHOOL AND MATRICULATE TO COLLEGE WHILE INSPIRING THEM WITH A SENSE OF SOCIAL RESPONSIBILITY AND HEALTHY LIVING. THANKS TO OUR DEDICATED MISSION PARTNERS, INCLUDING LOCAL COLLEGES AND YOUTH SERVICE AGENCIES, ACHIEVERS PROVIDES ACADEMIC AND COLLEGE READINESS TO ENSURE PARTICIPANTS' ACCESS TO COLLEGE AS WELL AS A MYRIAD OF LEARNING OPPORTUNITIES FROM EXPERIENCED ADULT ROLE MODELS IN THEIR FIELDS OF INTERESTS. IN 2020, THE ACHIEVERS PROGRAM EXPANDED INTO AN ASSOCIATION-WIDE PROGRAM, OPERATING AT THE BOROUGHS FAMILY BRANCH, CENTRAL COMMUNITY BRANCH, GREENDALE FAMILY BRANCH, MONTACHUSETT COMMUNITY BRANCH AND TRI-COMMUNITY FAMILY BRANCH. THIS INITIATIVE FOCUSES ON THREE CENTRAL PILLARS, COLLEGE PREPARATION PROGRAMMING, ADULT MENTORSHIP AND CAREER CLUSTER WORKSHOPS TO BEST PREPARE STUDENTS FOR FUTURE SUCCESS. FOLLOWING THE PANDEMIC, TEENS REMAINED CONNECTED WITH Y-STAFF REMOTELY, RECEIVING ACADEMIC SUPPORT AND PROVIDING THEM WITH MUCH NEEDED SOCIAL OPPORTUNITIES WITH ONE ANOTHER. LOCAL COLLEGE TOURS WERE CONDUCTED DURING FEBRUARY BREAK, JUST BEFORE THE PANDEMIC, WHERE PARTICIPANTS VISITED 8 LOCAL COLLEGES AND UNIVERSITIES INCLUDING WORCESTER STATE UNIVERSITY, UMASS BOSTON, CLARK UNIVERSITY, UNIVERSITY OF CONNECTICUT, FOR EXAMPLE. VOLUNTEERS FROM GROUPS LIKE WPI, UMASS HOSPITAL AND LUK INC. SHARED THEIR EXPERTISE WITH OUR TEENS IN WORKSHOPS FOCUSED ON COLLEGE PREPARATION, PERSONAL GROWTH AND PROSPECTIVE CAREERS. THE PROGRAM CONTINUES TO SEE MAJOR SUCCESS, WITH 95% OF SENIORS GRADUATING FROM HIGH SCHOOL IN THE 2019 TO 2020 SCHOOL YEAR. YOUTH AND GOVERNMENT THIS VALUABLE ENDEAVOR, OPERATED REMOTELY WITH PARTICIPANTS FROM EACH OF OUR BRANCHES, IS A MOCK LEGISLATIVE PROGRAM, WHICH PREPARES VULNERABLE YOUTH FOR A VARIETY OF CAREERS BY BUILDING SKILLS, INCLUDING LEADERSHIP AND PUBLIC SPEAKING, TO BE DEMONSTRATED AT MEETINGS AND PRESENTATIONS WITH THEIR PEERS. THE PROGRAM CURRICULUM WAS OFFERED VIRTUALLY AS PARTICIPANTS PREPARED BRIEFS AND CONDUCTED MOCK TRIALS BASED ON CURRENT ISSUES WITH ONE ANOTHER. HEALTHY LIVING THE Y IS DEDICATED TO GIVING ALL PEOPLE, REGARDLESS OF AGE, ABILITY OR SOCIOECONOMIC STATUS, THE RESOURCES TO DEVELOP AND MAINTAIN HEALTHY HABITS. WE ARE PROUD TO BE A CATALYST IN SUPPORTING INDIVIDUALS AND FAMILIES IN THEIR PURSUIT OF A HEALTHY LIFESTYLE. OUR Y STRIVES TO SET THE BAR FOR WELLNESS STANDARDS-NOT JUST MEET THEM. OUR PROGRAMMING IS DRIVEN BY STAFF, VOLUNTEERS AND MISSION PARTNERS AND IS MEMBER-FOCUSED. AT A BRANCH LEVEL, NATIONAL RESOURCES AND TECHNICAL ASSISTANCE HAVE TRANSLATED INTO PROGRAM INNOVATION AND IMPROVEMENT RELATING TO OUR YOUTH WELLNESS INITIATIVE. WE CONTINUE TO USE THE FOOD & FUN CURRICULUM, CREATED BY THE HARVARD SCHOOL OF PUBLIC HEALTH, DESIGNED TO HELP YMCAS INTEGRATE HEALTHY SNACKS, ACTIVE GAMES AND CREATIVE LEARNING OPPORTUNITIES INTO AFTERSCHOOL PROGRAMS. OVER THE PAST FEW YEARS, WE HAVE BUILT CAPACITY AND HAVE BEEN ABLE TO EXPERIMENT WITH DIFFERENT ASPECTS OF PROGRAM IMPLEMENTATION, ALL TO GAIN A BETTER UNDERSTANDING OF OUR CHILDREN AND FAMILIES AND REACH THEM IN MEANINGFUL WAYS. DURING THE PANDEMIC, WE WERE FORCED TO ADAPT ONCE AGAIN AS WE CONNECTED WITH OUR MEMBERS REMOTELY VIA ONLINE EXERCISE CLASSES. EXAMPLES OF INNOVATIVE HEALTHY LIVING INITIATIVES INCLUDE: LIVESTRONG AT THE YMCA OUR Y HAS PROUDLY HOSTED LIVESTRONG AT THE YMCA SINCE 2011. WE ARE PRIVILEGED TO BE AMONGST THE RANKS OF OVER 400 YMCAS ACROSS THE NATION WHO OFFER THIS PROGRAM. OUR INITIATIVE IS INSTRUMENTAL IN HELPING THE PEOPLE AFFECTED BY CANCER REACH THEIR HOLISTIC HEALTH GOALS. WE HELP SURVIVORS AND THEIR CAREGIVERS BUILD A NETWORK OF SUPPORT, COMPOSED OF EVERYONE FROM Y STAFF TO PEERS IN THE COMMUNITY, TO IMPROVE THEIR WELL-BEING IN BODY, MIND AND SPIRIT. TO DATE, WE HAVE SERVED OVER 1,000 SURVIVORS ALONG WITH MANY MORE FAMILY MEMBERS AND LOVED ONES. LIVESTRONG AT THE Y IS AVAILABLE TO ANY ADULT OVER THE AGE OF 18 WHO HAS COMPLETED OR IS UNDERGOING CANCER TREATMENT. Y STAFF AND VOLUNTEERS PERFORM AN EXTENSIVE INTAKE PROCESS, INCLUDING COMMUNICATION WITH POTENTIAL PARTICIPANTS' PHYSICIANS. TO REACH MORE PEOPLE IN NEED, OUR Y PARTNERS WITH VALUABLE COMMUNITY LEADERS, SUCH AS SAINT VINCENT HOSPITAL AND DANA-FARBER CANCER INSTITUTE TO HELP INFORM POTENTIAL PARTICIPANTS ABOUT THE BENEFITS OF THE PROGRAM. OUR Y IS PROUD TO FOSTER RELATIONSHIPS IN OUR REGION WITH PRESTIGIOUS MEDICAL INSTITUTIONS SUCH AS THESE WHO SHARE OUR COMMITMENT TO COMPASSIONATELY SUPPORT VULNERABLE MEMBERS OF OUR COMMUNITIES. ONE OF THE MOST POSITIVE ASPECTS OF LIVESTRONG AT THE Y IS OUR ABILITY TO BE FLEXIBLE, WHICH IS MADE POSSIBLE BY OFFERING THE PROGRAM ACROSS OUR SIX BRANCHES. THANKS TO THE EVIDENCE-INFORMED CURRICULUM, OUR STAFF CAN TAILOR THE EXERCISE ROUTINES TO MEET THE HEALTH AND SAFETY NEED OF EACH INDIVIDUAL. THROUGHOUT THE PANDEMIC, AS SURVIVORS WERE ESPECIALLY VULNERABLE TO THE THREAT OF THE COVID-19 VIRUS DUE TO THEIR WEAKENED IMMUNE SYSTEMS, WE CONTINUED TO OFFER SUPPORT VIRTUALLY. EXERCISE CLASSES WERE HELD REMOTELY, AS WE UNDERSTOOD HOW IMPORTANT MAINTAINING THESE SURVIVORS' PHYSICAL WELLBEING IS. IN ADDITION, THE SOCIAL ASPECT OF CONNECTING WITH FELLOW SURVIVORS AND Y-STAFF WAS CRITICAL IN A TIME MANY WERE UNABLE TO VISIT THEIR FAMILIES AND FRIENDS. HOME MEAL DELIVERY RECOGNIZING THE DRASTIC INCREASE IN FOOD INSECURITY THROUGHOUT WORCESTER FOLLOWING THE PANDEMIC, THE Y CREATED AND IMPLEMENTED A NEW FOOD DELIVERY SERVICE AS WE RECOGNIZED AN EMERGING NEED THAT WASN'T FULLY BEING MET BY OTHER LOCAL EFFORTS. THE HOME MEAL DELIVERY SERVICE UTILIZES OUR Y'S VANS, MEALS PROVIDED BY WORCESTER PUBLIC SCHOOLS AND LOCAL VOLUNTEERS AND Y STAFF TO DELIVER HEALTHY MEALS DIRECTLY TO THE HOMES OF FAMILIES THROUGHOUT THE WEEK. MANY PARENTS WERE UNABLE TO VISIT LOCAL FOOD SITES SET UP BY FOOD BANKS AND SCHOOL SYSTEMS DURING THE HEIGHT OF THE PANDEMIC DUE TO TRANSPORTATION RESTRICTIONS, CONCERNS OF POTENTIAL EXPOSURE BY TRAVELING DURING THE PANDEMIC OR CONCERNS OF LEAVING THEIR CHILD HOME ALONE. THIS PROGRAM DIRECTLY RESPONDED TO THESE ISSUES. YOUTH FITNESS THE YMCA CONTINUES TO DEDICATE OUR SERVICES AND PROGRAMS TO THE BETTERMENT OF YOUTH'S WELLBEING THROUGH EXERCISE CLASSES, YOUTH MEMBERSHIPS, NUTRITIONAL EDUCATION AND FOOD DELIVERY SERVICES. THE Y IS COMMITTED TO IMPROVING THE HEALTH OF OUR YOUNGEST COMMUNITY MEMBERS AND MEETING COMMUNITY NEEDS BY ADDRESSING THE SOCIAL DETERMINANTS OF HEALTH, WHICH LEAVE INDIVIDUALS FROM LOW-INCOME HOUSEHOLDS AND DIVERSE SOCIOECONOMIC BACKGROUNDS MORE VULNERABLE TO RISK FACTORS, SUCH AS OBESITY. DURING THE PANDEMIC, MANY HEALTH CONCERNS BECAME EVEN MORE PREVALENT AS CHILDREN AND TEENS WERE DISCONNECTED FROM MANY PHYSICAL ACTIVITIES LIKE SCHOOL SPORTS. COMBINED WITH ISSUES LIKE FOOD INSECURITY GROWING AS A RESULT OF RECORD LAYOFFS AND UNEMPLOYMENT RATES, YOUTH EXPERIENCED EVEN GREATER CHALLENGES TO THEIR PHYSICAL AND MENTAL HEALTH. WHILE UNABLE TO UTILIZE OUR FACILITIES AT THE BRANCHES, THE Y OFFERED VIRTUAL EXERCISE CLASSES TO TEENS AND CHILDREN TO ENSURE THEY WERE STILL PHYSICALLY ACTIVE WHILE AT HOME. IN ADDITION, PROVIDING HEALTHY MEALS TO VULNERABLE YOUTH THAT PREVIOUSLY RECEIVED FREE/REDUCED LUNCHES FROM SCHOOL VIA OUR HOME MEAL DELIVERY PROGRAM GUARANTEED THEY COULD PERFORM AT THEIR BEST DURING REMOTE LEARNING. SOCIAL RESPONSIBILITY OUR Y IS PROUD TO GIVE BACK AND PROVIDE SUPPORT TO OUR NEIGHBORS THROUGH A VARIETY OF TEEN AND COMMUNITY-BASED INITIATIVES. SEVERAL EXAMPLES INCLUDE: SPARTACUS SPARTACUS IS A VITAL PROGRAM FOR TEENS DESIGNED TO BUILD POSITIVE-DECISION MAKING SKILLS TO COURT-ACQUAINTED YOUTH WHILE CONNECTING THEM WITH ADULT ROLE MODELS. THIS INITIATIVE STRIVES TO INSTILL A SENSE OF SOCIAL RESPONSIBILITY BY ENCOURAGING PARTICIPANTS TO MAKE THEIR NEIGHBORHOODS SAFER FOR EVERYONE AND DEMONSTRATING THE MERITS OF CHOOSING A MORE POSITIVE COURSE IN LIFE. SPARTACUS WORKS WITH AT-RISK TEENS AT THE MONTACHUSETT COMMUNITY BRANCH. THE PROGRAM OPERATES DURING THE ACADEMIC SCHOOL YEAR AND ENGAGES PARTICIPANTS THROUGH: ADVENTURE-BASED ACTIVITIES, BOOT-CAMP STYLE WORKOUTS, ACADEMIC TUTORING, COMMUNITY SERVICE, LEADERSHIP DEVELOPMENT, ANGER MANAGEMENT COUNSELING AND SUBSTANCE ABUSE ASSISTANCE. YOUTH ARE PRESENTED WITH CHALLENGES AND EMPOWERED WITH THE KNOWLEDGE AND CONFIDENCE TO IMPLEMENT CREATIVE SOLUTIONS. THESE SKILLS HELP TEENS BUILD A BRIGHT FUTURE FOR THEMSELVES. MUCH LIKE OTHER TEEN PROGRAMMING, TEENS FROM THE SPARTACUS PROGRAM REMAINED IN TOUCH WITH Y-STAFF VIRTUALLY TO RECEIVE ONGOING SUPPORT THROUGHOUT THE PANDEMIC.
FORM 990 PART III, LINE 4 (A-C)	TOGETHERHOOD TOGETHERHOOD IS THE Y'S MEMBER-LED VOLUNTEER SERVICE PROGRAM. IT ACTIVATES Y MEMBERS TO WORK TOGETHER TO PLAN AND LEAD SERVICE PROJECTS THAT RESPOND TO LOCAL COMMUNITY NEEDS. THIS INITIATIVE IS INTENTIONALLY RUN COMPLETELY BY VOLUNTEERS, ACCORDING TO Y-USA GUIDELINES. SOME EXAMPLES OF IMPACTFUL PROJECTS INCLUDE FEEDING STARVING CHILDREN, COLLECTING CLOTHING FOR STUDENTS IN NEED IN WORCESTER AND AN INCLUSIVE PROM. ENGAGING A NEIGHBORHOOD-ENGAGING A COMMUNITY THE YMCA IS PROUD OF ITS INVOLVEMENT IN MANY NEIGHBORHOOD COMMUNITY EVENTS THAT PROMOTE OUR SOCIAL RESPONSIBILITY FOCUS AREA. WE HOLD SEVERAL LOCAL NEIGHBORHOOD INITIATIVES, INCLUDING SAFETY AROUND WATER, AND ENGAGE VOLUNTEERS FROM THE COMMUNITIES WE SERVE FOR SEVERAL PROGRAMS. SAFETY AROUND WATER SERVES CHILDREN FROM LOW-INCOME HOUSEHOLDS AND PROVIDES THEM WITH WATER-SAFETY SKILLS TO PREVENT THEIR POTENTIAL RISK OF DROWNING. DURING THE PANDEMIC, Y STAFF AND VOLUNTEERS CONDUCTED OVER 7,000 WELLNESS CHECKS WITH TEENS, FAMILIES AND SENIORS THROUGHOUT OUR ASSOCIATION TO COMBAT FEELINGS OF INTENSE ISOLATION FOLLOWING THE STATE-MANDATED QUARANTINE. OUR CALL CENTER, WHICH SERVED AS A RESOURCE FOR MANY IN OUR COMMUNITY IN CONNECTING THEM TO SUPPORT SERVICES AND PROGRAMS, AVERAGED 8,000 CALLS A MONTH. LOCAL VOLUNTEERS AND THOSE FROM OUR MISSION PARTNERS ALSO PLAYED A KEY ROLE IN OUR HOME MEAL DELIVERY SERVICE, AS MANY SERVED AS MEAL RUNNERS THROUGHOUT THE YEAR. OUR Y CONTINUES TO PLAY AN ACTIVE ROLE IN OUR COMMUNITY AND EMPLOYS OUR PARTNERS ACROSS CENTRAL MASSACHUSETTS TO REMAIN ENGAGED IN NEARLY 70 CITIES AND TOWNS. DIVERSITY, INCLUSION AND GLOBAL INNOVATION YMCA ACCORDING TO THE DIVERSITY, INCLUSION AND GLOBAL INNOVATION (DIG) FRAMEWORKS DEVELOPED BY THE YMCA OF THE USA, A DIG Y IS DISTINGUISHED FROM OTHER ASSOCIATIONS BY ITS COMMITMENT TO ACHIEVING AND MAINTAINING EXCEPTIONAL GLOBAL BEST PRACTICES. IN 2012, WE WERE HONORED TO JOIN A SELECT GROUP OF YS TO BECOME A GLOBAL CENTER OF EXCELLENCE. GLOBAL CENTERS OF EXCELLENCE FOCUS ON RESPONDING TO AND SERVING DIVERSE AND CHANGING REGIONS AND POPULATIONS TO BEST STRENGTHEN COMMUNITIES. OUR Y'S STRATEGY FOSTERS UNDERSTANDING OF AND CONNECTION TO THE GLOBAL REALITY INFLUENCING LOCAL CITIES AND TOWNS, ADDRESSES DEMOGRAPHIC CHANGES, DEVELOPS PROGRAMS/SERVICES TO MEET THE NEEDS OF DIVERSE, UNDERSERVED COMMUNITIES AND POSITIONS US AS A LEADING GLOBAL HUMAN SERVICE ORGANIZATION. AS A NATIONALLY RECOGNIZED DIVERSITY, INCLUSION AND GLOBAL INNOVATION YMCA, WE CONSTANTLY STRIVE TO IDENTIFY AND ADDRESS THE NEEDS OF THE DIVERSE POPULATION WE SERVE. MANY OF OUR URBAN BRANCH LOCATIONS IN WORCESTER, SOUTHBRIDGE AND FITCHBURG CONTINUE TO SERVE DIVERSE POPULATIONS WITH THEIR SERVICES. FOR EXAMPLE, OVER 50% OF FAMILIES THAT RECEIVED A MEAL FROM THE HOME MEAL DELIVERY PROGRAM IN WORCESTER WERE FROM BLACK/MIXED RACE HOUSEHOLDS, UNDERSTANDING THE DISPROPORTIONATE EFFECT THE PANDEMIC HAD ON THESE COMMUNITIES. INVESTMENTS IN PEOPLE IN 2020, OUR Y RAISED MORE CHARITABLE DOLLARS THAN IN ANY OTHER TIME IN YMCA HISTORY WITH OVER $4,000,000 RAISED. THIS INCLUDED GENEROUS DONATIONS AND GRANTS FROM OUR LOCAL PARTNERS, AS WELL AS GIFTS FROM 7,800 OF OUR MEMBERS THROUGHOUT OUR #STAYWITHUSCAMPAIGN WHILE WE TEMPORARILY HALTED TRADITIONAL MEMBERSHIP OPERATIONS DURING THE ONSET OF THE PANDEMIC. THIS SIGNIFICANT AMOUNT OF PHILANTHROPIC WORK WAS INVALUABLE AS WE CONTINUED TO PIVOT OUR RESOURCES AND PROVIDED AFFORDABLE CHILD CARE, MEALS TO COMBAT FOOD INSECURITY AND OTHER HIGHLY NEEDED SERVICES THROUGHOUT THE PANDEMIC.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2019

Additional Data

Software ID:	19010655
Software Version:	2019v5.0

1	Briefly describe the organization’s mission or most significant activities: THE YMCA OF CENTRAL MASSACHUSETTS STRENGTHENS THE FOUNDATIONS OF COMMUNITY.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	32
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	32
5	Total number of individuals employed in calendar year 2019 (Part V, line 2a) ......	5	1,047
6	Total number of volunteers (estimate if necessary) .............	6	336
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	0
b	Net unrelated business taxable income from Form 990-T, line 39 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	7,451,419	9,238,684
9	Program service revenue (Part VIII, line 2g) .........	15,411,382	9,643,753
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	580,600	1,545,788
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	210,579	203,233
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	23,653,980	20,631,458
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	0	0
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	13,101,161	11,267,747
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 230,821
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	11,247,289	9,589,817
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	24,348,450	20,857,564
19	Revenue less expenses. Subtract line 18 from line 12.......	-694,470	-226,106
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	54,754,151	55,971,070
21	Total liabilities (Part X, line 26).............	22,942,755	25,243,365
22	Net assets or fund balances. Subtract line 21 from line 20.....	31,811,396	30,727,705

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	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ 10,274,519 including grants of $ ) (Revenue $ 7,943,549 )
	HEALTHY LIVING - IMPROVING THE NATION'S HEALTH AND WELL BEING

4b	(Code: ) (Expenses $ 7,091,942 including grants of $ ) (Revenue $ 1,918,923 )
	YOUTH DEVELOPMENT - NURTURING THE POTENTIAL OF EVERY CHILD

4c	(Code: ) (Expenses $ 325,059 including grants of $ ) (Revenue $ 14,557 )
	TEEN LEADERSHIP & SOCIAL RESPONSIBILITY - GIVING BACK AND PROVIDING SUPPORT TO OUR NEIGHBORS THROUGH A VARIETY OF TEEN AND COMMUNITY-BASED INITIATIVES

4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses17,691,520

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)...........	691,702	0	124,038

(A) Name and business address	(B) Description of services	(C) Compensation





2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 0

1a	Federated campaigns..		1a	212,921
b	Membership dues..		1b	0
c	Fundraising events..		1c	143,620
d	Related organizations		1d	0
e	Government grants (contributions)		1e	6,888,403

f	All other contributions, gifts, grants, and similar amounts not included above		1f	1,993,740

g	Noncash contributions included in lines 1a - 1f:$		1g	6,026

h Total. Add lines 1a-1f.......		9,238,684

		Business Code
2a	Healthy Living	813410	7,924,799	7,924,799
b	Youth Development	813410	1,704,397	1,704,397
c	Social Responsibility	813410	14,557	14,557
d
e
f	All other program service revenue.		0	0	0	0
g	Total. Add lines 2a–2f .....		9,643,753

3 Investment income (including dividends, interest, and othersimilar amounts) ......			424,958	0	0	424,958
4 Income from investment of tax-exempt bond proceeds			0	0	0	0
5 Royalties...........			0	0	0	0
		(ii) Personal	(i) Real
6a	Gross rents	0	214,526	6a
b	Less: rental expenses	0	0	6b
c	Rental income or (loss)	0	214,526	6c
d	Net rental income or (loss).......			214,526	214,526	0	0
		(ii) Other	(i) Securities
7a	Gross amount from sales of assets other than inventory	0	5,883,367	7a
b	Less: cost or other basis and sales expenses	0	4,762,537	7b
c	Gain or (loss)	0	1,120,830	7c
d	Net gain or (loss).........			1,120,830	0	0	1,120,830
8a	Gross income from fundraising events (not including $ 19,104of contributions reported on line 1c). See Part IV, line 18 ....
			8a	19,104
b	Less: direct expenses ...		8b	49,147
c	Net income or (loss) from fundraising events..			-30,043		0	-30,043
9a	Gross income from gaming activities. See Part IV, line 19 ...
			9a	0
b	Less: direct expenses ...		9b	0
c	Net income or (loss) from gaming activities..			0	0	0	0
10a	Gross sales of inventory, less returns and allowances ..
			10a	18,750
b	Less: cost of goods sold ..		10b	0
c	Net income or (loss) from sales of inventory..			18,750	18,750
Business Code			Miscellaneous Revenue
11a			813410	0	0	0	0
b			813410	0	0	0	0
c			813410	0	0	0	0
d	All other revenue ....			0	0	0	0
e	Total. Add lines 11a–11d ......			0
12	Total revenue. See instructions.....			20,631,458	9,877,029	0	1,515,745

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....	0	0
2	Grants and other assistance to domestic individuals. See Part IV, line 22 ...........	0	0
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. .............	0	0
4	Benefits paid to or for members .......	0	0
5	Compensation of current officers, directors, trustees, and key employees ...........	691,700	195,808	381,063	114,829
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........	0	0	0	0
7	Other salaries and wages........	8,040,137	6,982,956	1,027,461	29,720
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....	0	0	0	0
9	Other employee benefits .......	1,833,332	1,521,300	286,836	25,196
10	Payroll taxes ...........	702,578	556,423	134,537	11,618
11	Fees for services (non-employees):
a	Management ......
b	Legal .........	28,844	0	28,844	0
c	Accounting ...........	59,204	0	59,204	0
d	Lobbying ...........	0	0	0	0
e	Professional fundraising services. See Part IV, line 17	0			0
f	Investment management fees ......	30,485	0	30,485	0
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	1,698,917	1,463,031	226,292	9,594
12	Advertising and promotion ....	88,649	21,237	67,412	0
13	Office expenses .......	55,290	45,253	7,066	2,971
14	Information technology ......	0	0	0	0
15	Royalties ..	0	0	0	0
16	Occupancy ...........	1,719,953	1,685,553	17,200	17,200
17	Travel ............	155,103	146,133	8,780	190
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .	0	0	0	0
19	Conferences, conventions, and meetings ....	0	0	0	0
20	Interest ...........	1,060,859	997,208	53,043	10,608
21	Payments to affiliates .......	190,943	188,109	2,834	0
22	Depreciation, depletion, and amortization ..	2,155,623	2,147,895	7,728	0
23	Insurance ...	492,907	483,938	8,969	0
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	Small Equipment	885,762	465,541	417,221	3,000
b	Supplies	852,414	743,304	108,428	682
c	Staff Development	68,121	9,094	53,814	5,213
d	Other	46,743	38,737	8,006	0
e	All other expenses	0	0	0	0
25	Total functional expenses. Add lines 1 through 24e	20,857,564	17,691,520	2,935,223	230,821
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........			2,065,077	1	3,306,089
2	Savings and temporary cash investments .........			475,900	2	622,289
3	Pledges and grants receivable, net ......			79,900	3	108,340
4	Accounts receivable, net .............			594,962	4	719,499
5	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
				0	5	0
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
				0	6	0
7	Notes and loans receivable, net ...........			0	7	0
8	Inventories for sale or use ............			0	8	0
9	Prepaid expenses and deferred charges ......			79,089	9	51,228
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	67,124,007
b	Less: accumulated depreciation	10b	29,190,177	38,808,868	10c	37,933,830
11	Investments—publicly traded securities .			12,481,360	11	13,190,410
12	Investments—other securities. See Part IV, line 11 .....			0	12
13	Investments—program-related. See Part IV, line 11 ..			0	13
14	Intangible assets ...............			0	14	0
15	Other assets. See Part IV, line 11 ...........			168,995	15	39,385
16	Total assets. Add lines 1 through 15 (must equal line 33)...			54,754,151	16	55,971,070

17	Accounts payable and accrued expenses .....	1,318,097	17	1,188,449
18	Grants payable ...	0	18	0
19	Deferred revenue .........	271,211	19	116,383
20	Tax-exempt bond liabilities .........	15,493,192	20	15,026,549
21	Escrow or custodial account liability. Complete Part IV of Schedule D	0	21	0
22	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
		0	22	0
23	Secured mortgages and notes payable to unrelated third parties ..	1,579,898	23	1,534,572
24	Unsecured notes and loans payable to unrelated third parties ..	0	24	2,352,975
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D	4,280,357	25	5,024,437
26	Total liabilities. Add lines 17 through 25..	22,942,755	26	25,243,365

	Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27	Net assets without donor restrictions ..........	26,886,240	27	25,744,576
28	Net assets with donor restrictions ...........	4,925,156	28	4,983,129
	Organizations that do not follow FASB ASC 958, check here and complete lines 29 through 33.
29	Capital stock or trust principal, or current funds .....	0	29	0
30	Paid-in or capital surplus, or land, building or equipment fund ...	0	30	0
31	Retained earnings, endowment, accumulated income, or other funds	0	31	0
32	Total net assets or fund balances ...........	31,811,396	32	30,727,705
33	Total liabilities and net assets/fund balances ........	54,754,151	33	55,971,070