TY 2021 Form 990

- TIN:

Form990

Department of the TreasuryInternal Revenue Service

Return of Organization Exempt From Income Tax

Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except private foundations)

Do not enter social security numbers on this form as it may be made public.

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2021

Open to Public Inspection

A For the 2021 calendar year, or tax year beginning 01-01-2021 , and ending 12-31-2021

BCheck if applicable: Address change Name change Initial return Final return/terminated Amended return Application pending

CName of organization
NUMERICA CREDIT UNION

Doing business as
NA

Number and street (or P.O. box if mail is not delivered to street address)
14610 E SPRAGUE AVENUE

Room/suite

City or town, state or province, country, and ZIP or foreign postal code
SPOKANE VALLEY, WA992162146

D Employer identification number

91-0863377

E Telephone number

G Gross receipts $ 172,731,382

F Name and address of principal officer:
BEN RICHARDSON
14610 E SPRAGUE AVENUE
SPOKANE VALLEY,WA992162146

Tax-exempt status: 501(c)(3) 501(c) ( 14 ) LeftBullet

(insert no.) 4947(a)(1) or 527

Website:

WWW.NUMERICACU.COM

H(a)

Is this a group return for
subordinates? Yes No

H(b)

Are all subordinates
included?

Yes No

If "No," attach a list. See instructions.

H(c)

Group exemption number MediumBullet

1269

K Form of organization: Corporation Trust Association Other MediumBullet

L Year of formation: 1937

M State of legal domicile: WA

Part I

Summary

1	Briefly describe the organization’s mission or most significant activities: CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	9
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	9
5	Total number of individuals employed in calendar year 2021 (Part V, line 2a) ......	5	787
6	Total number of volunteers (estimate if necessary) .............	6	15
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	668,459
b	Net unrelated business taxable income from Form 990-T, Part I, line 11 .........	7b	33,595

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	0	0
9	Program service revenue (Part VIII, line 2g) .........	155,019,454	161,280,754
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	5,192,243	5,709,277
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	94,907	0
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	160,306,604	166,990,031
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	530,389	820,019
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	56,389,314	66,170,932
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 0
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	76,561,260	58,061,709
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	133,480,963	125,052,660
19	Revenue less expenses. Subtract line 18 from line 12.......	26,825,641	41,937,371
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	3,014,942,037	3,458,949,167
21	Total liabilities (Part X, line 26).............	2,724,967,100	3,132,398,116
22	Net assets or fund balances. Subtract line 21 from line 20.....	289,974,937	326,551,051

Part II

Signature Block

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than officer) is based on all information of which preparer has any knowledge.

Sign Here

	Signature of officer	Date

	Type or print name and title

Paid Preparer Use Only

Print/Type preparer's name

Preparer's signature

Date

Check if
self-employed

PTIN

Firm's name MediumBullet

Firm's EIN MediumBullet

Firm's address MediumBullet

Phone no.

May the IRS discuss this return with the preparer shown above? (see instructions) ..........YesNo

For Paperwork Reduction Act Notice, see the separate instructions.

Cat. No. 11282Y Form 990 (2021)

Form 990 (2021)

Page 2

Part III

Statement of Program Service Accomplishments

Check if Schedule O contains a response or note to any line in this Part III..............

Briefly describe the organization’s mission: CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES.

Did the organization undertake any significant program services during the year which were not listed on
the prior Form 990 or 990-EZ? ..................... Yes No

If "Yes," describe these new services on Schedule O.

Did the organization cease conducting, or make significant changes in how it conducts, any program
services? ........................... Yes No

If "Yes," describe these changes on Schedule O.

Describe the organization’s program service accomplishments for each of its three largest program services, as measured by expenses. Section 501(c)(3) and 501(c)(4) organizations are required to report the amount of grants and allocations to others, the total expenses, and revenue, if any, for each program service reported.


4a	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )
	PROVIDE FINANCIAL SERVICES TO 167,690 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER AND BUSINESS LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES.

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses

Form 990 (2021)

Page 3

Part IV

Checklist of Required Schedules

Yes

Is the organization described in section 501(c)(3) or 4947(a)(1) (other than a private foundation)? If "Yes," complete Schedule A.....................

Is the organization required to complete Schedule B, Schedule of Contributors? See instructions. ...

Did the organization engage in direct or indirect political campaign activities on behalf of or in opposition to candidates for public office? If "Yes," complete Schedule C, Part I Click to see attachment

.............

Section 501(c)(3) organizations. Did the organization engage in lobbying activities, or have a section 501(h) election in effect during the tax year? If "Yes," complete Schedule C, Part II.........

Is the organization a section 501(c)(4), 501(c)(5), or 501(c)(6) organization that receives membership dues, assessments, or similar amounts as defined in Rev. Proc. 98-19? If "Yes," complete Schedule C, Part III Click to see attachment

Did the organization maintain any donor advised funds or any similar funds or accounts for which donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts? If "Yes," complete Schedule D, Part I Click to see attachment

.........................

Did the organization receive or hold a conservation easement, including easements to preserve open space,
the environment, historic land areas, or historic structures? If "Yes," complete Schedule D, Part II Click to see attachment

....

Did the organization maintain collections of works of art, historical treasures, or other similar assets? If "Yes,"
complete Schedule D, Part III Click to see attachment

..............

Did the organization report an amount in Part X, line 21 for escrow or custodial account liability; serve as a custodian for amounts not listed in Part X; or provide credit counseling, debt management, credit repair, or debt negotiation services? If "Yes," complete Schedule D, Part IV Click to see attachment

..............

Yes

Did the organization, directly or through a related organization, hold assets in temporarily restricted endowments, permanent endowments, or quasi endowments? If "Yes," complete Schedule D, Part V......

If the organization’s answer to any of the following questions is "Yes," then complete Schedule D, Parts VI, VII, VIII, IX, or X, as applicable.

Did the organization report an amount for land, buildings, and equipment in Part X, line 10? If "Yes," complete
Schedule D, Part VI. Click to see attachment

...................

11a

Yes

Did the organization report an amount for investments—other securities in Part X, line 12 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VII Click to see attachment

.......

11b

Yes

Did the organization report an amount for investments—program related in Part X, line 13 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VIII Click to see attachment

.......

11c

Did the organization report an amount for other assets in Part X, line 15 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part IX Click to see attachment

............

11d

Did the organization report an amount for other liabilities in Part X, line 25? If "Yes," complete Schedule D, Part X Click to see attachment

11e

Yes

Did the organization’s separate or consolidated financial statements for the tax year include a footnote that addresses the organization’s liability for uncertain tax positions under FIN 48 (ASC 740)? If "Yes," complete Schedule D, Part X Click to see attachment

11f

Yes

12a

Did the organization obtain separate, independent audited financial statements for the tax year? If "Yes," complete
Schedule D, Parts XI and XII Click to see attachment

......................

12a

Yes

Was the organization included in consolidated, independent audited financial statements for the tax year? If "Yes," and if the organization answered "No" to line 12a, then completing Schedule D, Parts XI and XII is optional Click to see attachment

12b

Is the organization a school described in section 170(b)(1)(A)(ii)? If "Yes," complete Schedule E

14a

Did the organization maintain an office, employees, or agents outside of the United States? .....

14a

Did the organization have aggregate revenues or expenses of more than $10,000 from grantmaking, fundraising, business, investment, and program service activities outside the United States, or aggregate foreign investments valued at $100,000 or more? If "Yes," complete Schedule F, Parts I and IV.........

14b

Did the organization report on Part IX, column (A), line 3, more than $5,000 of grants or other assistance to or for any foreign organization? If “Yes,” complete Schedule F, Parts II and IV.....

Did the organization report on Part IX, column (A), line 3, more than $5,000 of aggregate grants or other assistance to or for foreign individuals? If “Yes,” complete Schedule F, Parts III and IV...

Did the organization report a total of more than $15,000 of expenses for professional fundraising services on Part IX, column (A), lines 6 and 11e? If "Yes," complete Schedule G, Part I. See instructions. ....

Did the organization report more than $15,000 total of fundraising event gross income and contributions on Part VIII, lines 1c and 8a? If "Yes," complete Schedule G, Part II............

Did the organization report more than $15,000 of gross income from gaming activities on Part VIII, line 9a? If "Yes," complete Schedule G, Part III...................

20a

Did the organization operate one or more hospital facilities? If "Yes," complete Schedule H....

20a

If "Yes" to line 20a, did the organization attach a copy of its audited financial statements to this return?

20b

Did the organization report more than $5,000 of grants or other assistance to any domestic organization or domestic government on Part IX, column (A), line 1? If “Yes,” complete Schedule I, Parts I and II..... Click to see attachment

Yes

Form 990 (2021)

Page 4

Part IV

Checklist of Required Schedules (continued)

Yes

Did the organization report more than $5,000 of grants or other assistance to or for domestic individuals on Part IX, column (A), line 2? If “Yes,” complete Schedule I, Parts I and III........ Click to see attachment

Yes

Did the organization answer "Yes" to Part VII, Section A, line 3, 4, or 5, about compensation of the organization’s current and former officers, directors, trustees, key employees, and highest compensated employees? If "Yes," complete Schedule J....................... Click to see attachment

Yes

24a

Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was issued after December 31, 2002? If “Yes,” answer lines 24b through 24d and complete Schedule K. If “No,” go to line 25a...............

24a

Did the organization invest any proceeds of tax-exempt bonds beyond a temporary period exception?...

24b

Did the organization maintain an escrow account other than a refunding escrow at any time during the year
to defease any tax-exempt bonds? ...............

24c

Did the organization act as an "on behalf of" issuer for bonds outstanding at any time during the year?...

24d

25a

Section 501(c)(3), 501(c)(4), and 501(c)(29) organizations. Did the organization engage in an excess benefit transaction with a disqualified person during the year? If "Yes," complete Schedule L, Part I ....

25a

Is the organization aware that it engaged in an excess benefit transaction with a disqualified person in a prior year, and that the transaction has not been reported on any of the organization’s prior Forms 990 or 990-EZ? If "Yes," complete Schedule L, Part I.......................

25b

Did the organization report any amount on Part X, line 5 or 22 for receivables from or payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons? If "Yes," complete Schedule L, Part II Click to see attachment

...........

Yes

Did the organization provide a grant or other assistance to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or employee thereof, a grant selection committee member, or to a 35% controlled entity (including an employee thereof) or family member of any of these persons?

If "Yes," complete

Schedule L, Part III Click to see attachment

.........................

Was the organization a party to a business transaction with one of the following parties (see the Schedule L, Part IV instructions for applicable filing thresholds, conditions, and exceptions):

A current or former officer, director, trustee, key employee, creator or founder, or substantial contributor? If "Yes," complete Schedule L, Part IV...................... Click to see attachment

28a

A family member of any individual described in line 28a? If "Yes," complete Schedule L, Part IV..... Click to see attachment

28b

A 35% controlled entity of one or more individuals and/or organizations described in line 28a or 28b? If "Yes," complete Schedule L, Part IV.....................

28c

Did the organization receive more than $25,000 in non-cash contributions? If "Yes," complete Schedule M..

Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions? If "Yes," complete Schedule M .................

Did the organization liquidate, terminate, or dissolve and cease operations? If "Yes," complete Schedule N, Part I

Did the organization sell, exchange, dispose of, or transfer more than 25% of its net assets? If "Yes," complete Schedule N, Part II........................

Did the organization own 100% of an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3? If "Yes," complete Schedule R, Part I............ Click to see attachment

Was the organization related to any tax-exempt or taxable entity? If "Yes," complete Schedule R, Part II, III, or IV, and Part V, line 1......................... Click to see attachment

Yes

35a

Did the organization have a controlled entity within the meaning of section 512(b)(13)?

35a

Yes

If ‘Yes’ to line 35a, did the organization receive any payment from or engage in any transaction with a controlled entity within the meaning of section 512(b)(13)? If "Yes," complete Schedule R, Part V, line 2 ... Click to see attachment

35b

Section 501(c)(3) organizations. Did the organization make any transfers to an exempt non-charitable related organization? If "Yes," complete Schedule R, Part V, line 2.............

Did the organization conduct more than 5% of its activities through an entity that is not a related organization and that is treated as a partnership for federal income tax purposes? If "Yes," complete Schedule R, Part VI Click to see attachment

Did the organization complete Schedule O and provide explanations on Schedule O for Part VI, lines 11b and 19? Note. All Form 990 filers are required to complete Schedule O. ............

Yes

Part V

Statements Regarding Other IRS Filings and Tax Compliance
Check if Schedule O contains a response or note to any line in this Part V...........

Yes

Enter the number reported in box 3 of Form 1096. Enter -0- if not applicable ..

47,424

Enter the number of Forms W-2G included on line 1a. Enter -0- if not applicable .

Did the organization comply with backup withholding rules for reportable payments to vendors and reportable gaming (gambling) winnings to prize winners? ..................

Yes

Form 990 (2021)

Page 5

Part V

Statements Regarding Other IRS Filings and Tax Compliance (continued)

Enter the number of employees reported on Form W-3, Transmittal of Wage and
Tax Statements, filed for the calendar year ending with or within the year covered by this return ..................

787

If at least one is reported on line 2a, did the organization file all required federal employment tax returns?
Note. If the sum of lines 1a and 2a is greater than 250, you may be required to e-file. See instructions.

Yes

Did the organization have unrelated business gross income of $1,000 or more during the year?...

Yes

If “Yes,” has it filed a Form 990-T for this year? If “No” to line 3b, provide an explanation in Schedule O...

Yes

At any time during the calendar year, did the organization have an interest in, or a signature or other authority over, a financial account in a foreign country (such as a bank account, securities account, or other financial account)? ..

If "Yes," enter the name of the foreign country: MediumBullet

See instructions for filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR).

Was the organization a party to a prohibited tax shelter transaction at any time during the tax year? ..

Did any taxable party notify the organization that it was or is a party to a prohibited tax shelter transaction?

If "Yes," to line 5a or 5b, did the organization file Form 8886-T? ............

Does the organization have annual gross receipts that are normally greater than $100,000, and did the organization solicit any contributions that were not tax deductible as charitable contributions? ...

If "Yes," did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible? ......................

Organizations that may receive deductible contributions under section 170(c).

Did the organization receive a payment in excess of $75 made partly as a contribution and partly for goods and services provided to the payor? ....................

If "Yes," did the organization notify the donor of the value of the goods or services provided? .....

Did the organization sell, exchange, or otherwise dispose of tangible personal property for which it was required to file Form 8282? .........................

If "Yes," indicate the number of Forms 8282 filed during the year ....

Did the organization receive any funds, directly or indirectly, to pay premiums on a personal benefit contract?

Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ..

If the organization received a contribution of qualified intellectual property, did the organization file Form 8899 as required? ......................

If the organization received a contribution of cars, boats, airplanes, or other vehicles, did the organization file a Form 1098-C? ..........................

Sponsoring organizations maintaining donor advised funds. Did a donor advised fund maintained by the sponsoring organization have excess business holdings at any time during the year? ........

Sponsoring organizations maintaining donor advised funds.

Did the sponsoring organization make any taxable distributions under section 4966?........

Did the sponsoring organization make a distribution to a donor, donor advisor, or related person?...

Section 501(c)(7) organizations. Enter:

Initiation fees and capital contributions included on Part VIII, line 12 ...

10a

Gross receipts, included on Form 990, Part VIII, line 12, for public use of club facilities

10b

Section 501(c)(12) organizations. Enter:

Gross income from members or shareholders .........

11a

Gross income from other sources. (Do not net amounts due or paid to other sources against amounts due or received from them.) ..........

11b

12a

Section 4947(a)(1) non-exempt charitable trusts. Is the organization filing Form 990 in lieu of Form 1041?

12a

If "Yes," enter the amount of tax-exempt interest received or accrued during the year.

12b

Section 501(c)(29) qualified nonprofit health insurance issuers.

Is the organization licensed to issue qualified health plans in more than one state? .........
Note. See the instructions for additional information the organization must report on Schedule O.

13a

Enter the amount of reserves the organization is required to maintain by the states in which the organization is licensed to issue qualified health plans ....

13b

Enter the amount of reserves on hand ............

13c

14a

Did the organization receive any payments for indoor tanning services during the tax year?.....

14a

If "Yes," has it filed a Form 720 to report these payments? If "No," provide an explanation in Schedule O..

14b

Is the organization subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or excess parachute payment(s) during the year? ....................
If "Yes," see the instructions and file Form 4720, Schedule N.

Yes

Is the organization an educational institution subject to the section 4968 excise tax on net investment income? ..
If "Yes," complete Form 4720, Schedule O.

Section 501(c)(21) organizations. Did the trust, any disqualified person, or mine operator engage in any activities that would result in the imposition of an excise tax under section 4951, 4952, or 4953? ..
If "Yes," complete Form 6069.

Form 990 (2021)

Page 6

Part VI

Governance, Management, and Disclosure. For each "Yes" response to lines 2 through 7b below, and for a "No" response to lines 8a, 8b, or 10b below, describe the circumstances, processes, or changes in Schedule O. See instructions.

Check if Schedule O contains a response or note to any line in this Part VI..............

Section A. Governing Body and Management

Yes

Enter the number of voting members of the governing body at the end of the tax year

If there are material differences in voting rights among members of the governing body, or if the governing body delegated broad authority to an executive committee or similar committee, explain in Schedule O.

Enter the number of voting members included in line 1a, above, who are independent

Did any officer, director, trustee, or key employee have a family relationship or a business relationship with any other officer, director, trustee, or key employee? .................

Did the organization delegate control over management duties customarily performed by or under the direct supervision of officers, directors or trustees, or key employees to a management company or other person? .

Did the organization make any significant changes to its governing documents since the prior Form 990 was filed? .

Did the organization become aware during the year of a significant diversion of the organization’s assets? .

Did the organization have members or stockholders? ................

Yes

Did the organization have members, stockholders, or other persons who had the power to elect or appoint one or more members of the governing body? ....................

Yes

Are any governance decisions of the organization reserved to (or subject to approval by) members, stockholders, or persons other than the governing body? ...................

Yes

Did the organization contemporaneously document the meetings held or written actions undertaken during the year by the following:

The governing body? .......................

Yes

Each committee with authority to act on behalf of the governing body? ............

Yes

Is there any officer, director, trustee, or key employee listed in Part VII, Section A, who cannot be reached at the organization’s mailing address? If "Yes," provide the names and addresses in Schedule O.......

Section B. Policies (This Section B requests information about policies not required by the Internal Revenue Code.)

Yes

10a

Did the organization have local chapters, branches, or affiliates? ............

10a

If "Yes," did the organization have written policies and procedures governing the activities of such chapters, affiliates, and branches to ensure their operations are consistent with the organization's exempt purposes?

10b

11a

Has the organization provided a complete copy of this Form 990 to all members of its governing body before filing the form? ............................

11a

Describe on Schedule O the process, if any, used by the organization to review this Form 990. .....

12a

Did the organization have a written conflict of interest policy? If "No," go to line 13.......

12a

Yes

Were officers, directors, or trustees, and key employees required to disclose annually interests that could give rise to conflicts? ..........................

12b

Yes

Did the organization regularly and consistently monitor and enforce compliance with the policy? If "Yes," describe on Schedule O how this was done...................

12c

Yes

Did the organization have a written whistleblower policy? ...............

Yes

Did the organization have a written document retention and destruction policy? .........

Yes

Did the process for determining compensation of the following persons include a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision?

The organization’s CEO, Executive Director, or top management official ...........

15a

Yes

Other officers or key employees of the organization ................

15b

Yes

If "Yes" to line 15a or 15b, describe the process on Schedule O. See instructions.

16a

Did the organization invest in, contribute assets to, or participate in a joint venture or similar arrangement with a taxable entity during the year? ......................

16a

If "Yes," did the organization follow a written policy or procedure requiring the organization to evaluate its participation in joint venture arrangements under applicable federal tax law, and take steps to safeguard the organization’s exempt status with respect to such arrangements? ............

16b

Section C. Disclosure

List the states with which a copy of this Form 990 is required to be filed MediumBullet

Section 6104 requires an organization to make its Form 1023 (1024 or 1024-A, if applicable), 990, and 990-T (section 501(c)(3)s only) available for public inspection. Indicate how you made these available. Check all that apply.

Own website Another's website Upon request Other (explain in Schedule O)

Describe in Schedule O whether (and if so, how) the organization made its governing documents, conflict of interest policy, and financial statements available to the public during the tax year.

State the name, address, and telephone number of the person who possesses the organization's books and records:
MediumBullet

BEN RICHARDSON14610 E SPRAGUE AVENUE SPOKANE VALLEY,WA99216 (509) 462-7355

Form 990 (2021)

Page 7

Part VII

Compensation of Officers, Directors,Trustees, Key Employees, Highest Compensated Employees, and Independent Contractors

Check if Schedule O contains a response or note to any line in this Part VII..............

Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees

1a Complete this table for all persons required to be listed. Report compensation for the calendar year ending with or within the organization’s tax year.
RoundBullet

List all of the organization’s current officers, directors, trustees (whether individuals or organizations), regardless of amount
of compensation. Enter -0- in columns (D), (E), and (F) if no compensation was paid.

List all of the organization’s current key employees, if any. See the instructions for definition of "key employee."

List the organization’s five current highest compensated employees (other than an officer, director, trustee or key employee)
who received reportable compensation (box 5 of Form W-2, Form 1099-MISC, and/or box 1 of Form 1099-NEC) of more than $100,000 from the
organization and any related organizations.

List all of the organization’s former officers, key employees, or highest compensated employees who received more than $100,000
of reportable compensation from the organization and any related organizations.

List all of the organization’s former directors or trustees that received, in the capacity as a former director or trustee of the
organization, more than $10,000 of reportable compensation from the organization and any related organizations.

See the instructions for the order in which to list the persons above.

Check this box if neither the organization nor any related organization compensated any current officer, director, or trustee.

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)			(D) Reportable compensation from the organization (W-2/1099-MISC/1099-NEC)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and title
(1) BENSON ADAM...................................................................... DIRECTOR	8.00 .................	X			12,276	0	0
(2) CLARK SCOTT...................................................................... DIRECTOR	8.00 .................	X			16,285	0	0
(3) HUPP RON...................................................................... CHAIRMAN	8.00 .................	X	X		11,398	0	0
(4) KITTLITZ LIESEL...................................................................... DIRECTOR	8.00 .................	X			11,739	0	0
(5) MORTENSEN WES...................................................................... VICE CHAIRMAN	8.00 .................	X	X		22,881	0	0
(6) NIELSEN SUSAN...................................................................... SECRETARY	8.00 .................	X	X		12,829	0	0
(7) OCHOA-BRUCK GLORIA...................................................................... DIRECTOR	8.00 .................	X			11,882	0	0
(8) PLUMB SCOTT...................................................................... DIRECTOR	8.00 .................	X			18,392	0	0
(9) SMITH YVONNE...................................................................... DIRECTOR	8.00 .................	X			17,479	0	0
(10) CIANI LYNN...................................................................... CHIEF RISK OFFICER	40.00 .................		X		370,856	0	34,900
(11) CICERO CARLA...................................................................... PRESIDENT/CEO	40.00 .................		X		1,137,978	0	127,658
(12) FERGUSON KELLEY...................................................................... CHIEF ADMINISTRATION OFFICER	40.00 .................		X		403,710	0	33,698
(13) LEAVER CINDY...................................................................... CHIEF STRATEGY OFFICER (THRU 3/21)	40.00 .................		X		478,682	0	1,768
(14) PLANK KENNETH...................................................................... CHIEF LENDING OFFICER	40.00 .................		X		385,816	0	30,838
(15) RICHARDSON BEN...................................................................... ACTING CHIEF FINANCIAL OFFICER	40.00 .................		X		305,975	0	29,742
(16) SHERMAN NICOLE...................................................................... CHIEF OPERATING OFFICER	40.00 .................		X		467,887	0	32,780
(17) ALMOND NANCY...................................................................... SVP PROGRAM MANAGER - NFS	40.00 .................			X	229,086	0	12,272

Form 990 (2021)

Page 8

Part VII

Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees (continued)

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)			(D) Reportable compensation from the organization (W-2/1099-MISC/1099-NEC)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and title
(18) CLABBY JACLYN........................................................................ SVP GENERAL COUNSEL	40.00 .......................	X		190,876	0	16,525
(19) CLUTE TROY........................................................................ SVP HOME LOAN CENTER	40.00 .......................	X		330,843	0	30,629
(20) ERNY JANA........................................................................ SVP OF RETAIL LENDING (THRU 4/21)	40.00 .......................	X		153,156	0	1,879
(21) FOX MARK........................................................................ SVP PAYMENT SERVICES & DIGITAL	40.00 .......................	X		236,764	0	27,060
(22) HANSEN GREG........................................................................ EVP CREDIT ADMINISTRATION	40.00 .......................	X		309,568	0	59,900
(23) LEHN JENNIFER........................................................................ VP OF PRODUCT AND EXTERNAL DEVELOPMENT	40.00 .......................	X		271,888	0	23,183
(24) MELCHER JOSHUA........................................................................ SVP OF BUSINESS SERVICES	40.00 .......................	X		400,760	0	23,163
(25) MURRAY KAYCEE........................................................................ SVP INFORMATION TECHNOLOGY	40.00 .......................	X		253,501	0	32,000
(26) O'CALLAGHAN JENNIFER........................................................................ SVP OF MARKETING AND ANALYTICS	40.00 .......................	X		257,141	0	30,200
(27) PEARMAN- GILLMAN KIM........................................................................ SVP CORPORATE & COMMUNITY	40.00 .......................	X		261,697	0	38,500
(28) SKINFILL LINDSEY........................................................................ VP OF CULTURE	40.00 .......................	X		223,698	0	27,060
(29) STIRLING ANDY........................................................................ SVP OF CENTRAL WASHINGTON	40.00 .......................	X		250,107	0	15,931
(30) SUNDERMAN LISA........................................................................ SVP ENTERPRISE RISK (THRU 12/21)	40.00 .......................	X		258,620	0	20,533
(31) WEIS KAREN........................................................................ VP OF LEGAL/ COMPLIANCE	40.00 .......................	X		222,630	0	33,130
(32) BERDAR CLIFFORD........................................................................ HLC SALES MANAGER	40.00 .......................		X	264,008	0	18,870
(33) CHAMBERLIN BRYCE........................................................................ VP PRIVATE BANKING TEAM	40.00 .......................		X	409,740	0	26,870
(34) KELLY JASON........................................................................ HLC SENIOR LOAN OFFICER	40.00 .......................		X	412,579	0	23,135
(35) MADSEN RUSTY........................................................................ VP RETAIL EXPERIENCE	40.00 .......................		X	221,589	0	22,250
(36) PEARSE DANIEL........................................................................ VP REGIONAL COMMERCIAL BANKING	40.00 .......................		X	229,642	0	25,156

1b	Sub-Total................
c	Total from continuation sheets to Part VII, Section A....
d	Total (add lines 1b and 1c)...........	9,073,958	0	799,630

Total number of individuals (including but not limited to those listed above) who received more than $100,000 of reportable compensation from the organization MediumBullet

Yes

Did the organization list any former officer, director or trustee, key employee, or highest compensated employee on line 1a? If "Yes," complete Schedule J for such individual ..............

For any individual listed on line 1a, is the sum of reportable compensation and other compensation from the organization and related organizations greater than $150,000? If "Yes," complete Schedule J for such
individual...........................

Yes

Did any person listed on line 1a receive or accrue compensation from any unrelated organization or individual for services rendered to the organization? If "Yes," complete Schedule J for such person ........

Section B. Independent Contractors

Complete this table for your five highest compensated independent contractors that received more than $100,000 of compensation from the organization. Report compensation for the calendar year ending with or within the organization’s tax year.

(A) Name and business address	(B) Description of services	(C) Compensation
LEONE & KEEBLE INC PO BOX 2747 SPOKANE,WA99220	GENERAL CONTRACTOR	2,632,525
LOOMIS FARGO & CO DEPT CH 10500 PALANTINE,IL60055	ATM BRANCH & CASH DELIVERY	1,471,663
CHAPTER & VERSE 111 N POST ST SUITE 400 SPOKANE,WA99201	MARKETING/PUBLIC RELATIONS	1,256,834
MTR COMMUNICATIONS 1705 S MAPLE BLVD SPOKANE,WA99203	MARKETING/PUBLIC RELATIONS	1,117,115
ADVANCED AMC INC 408 E SHERMAN AVE SUITE 205 CDA,ID83814	APPRAISALS	1,010,680
2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 62

Form 990 (2021)

Page 9

Part VIII

Statement of Revenue

Check if Schedule O contains a response or note to any line in this Part VIII.............

(A)
Total revenue

(B)
Related or
exempt
function
revenue

(D)
Revenue
excluded from
tax under sections
512 - 514

1a	Federated campaigns..	1a
b	Membership dues..	1b
c	Fundraising events..	1c
d	Related organizations	1d
e	Government grants (contributions)	1e

f	All other contributions, gifts, grants, and similar amounts not included above	1f

g	Noncash contributions included in lines 1a - 1f:$	1g

h Total. Add lines 1a-1f.......

		Business Code
2a	INTEREST ON LOANS	522100	107,165,961	107,165,961
b	FEE INCOME	522100	46,315,221	45,646,762	668,459
c	GAIN ON SALE OF LOANS	522100	7,628,572	7,628,572
d	GAIN ON OTHER REAL ESTATE OWNED	531390	171,000	171,000
e
f	All other program service revenue.
g	Total. Add lines 2a–2f .....		161,280,754

3 Investment income (including dividends, interest, and othersimilar amounts) ......			5,416,790			5,416,790
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
		(ii) Personal	(i) Real
6a	Gross rents			6a
b	Less: rental expenses			6b
c	Rental income or (loss)			6c
d	Net rental income or (loss).......
		(ii) Other	(i) Securities
7a	Gross amount from sales of assets other than inventory	547,591	5,486,247	7a
b	Less: cost or other basis and sales expenses	229,697	5,511,654	7b
c	Gain or (loss)	317,894	-25,407	7c
d	Net gain or (loss).........			292,487			292,487
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ....
			8a
b	Less: direct expenses ...		8b
c	Net income or (loss) from fundraising events..
9a	Gross income from gaming activities. See Part IV, line 19 ...
			9a
b	Less: direct expenses ...		9b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
			10a
b	Less: cost of goods sold ..		10b
c	Net income or (loss) from sales of inventory..
Business Code			Miscellaneous Revenue
11a
b
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......
12	Total revenue. See instructions.....			166,990,031	160,612,295	668,459	5,709,277

Form 990 (2021)

Page 10

Part IX

Statement of Functional Expenses

Section 501(c)(3) and 501(c)(4) organizations must complete all columns. All other organizations must complete column (A).Check if Schedule O contains a response or note to any line in this Part IX..............

Do not include amounts reported on lines 6b, 7b, 8b, 9b, and 10b of Part VIII.		(A) Total expenses	(B) Program service expenses	(C) Management and general expenses	(D) Fundraising expenses

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....	765,019
2	Grants and other assistance to domestic individuals. See Part IV, line 22 ...........	55,000
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. .............
4	Benefits paid to or for members .......
5	Compensation of current officers, directors, trustees, and key employees ...........	8,219,753
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........
7	Other salaries and wages........	44,899,359
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....	3,060,734
9	Other employee benefits .......	5,622,886
10	Payroll taxes ...........	4,368,200
11	Fees for services (non-employees):
a	Management ......
b	Legal .........	176,437
c	Accounting ...........	306,034
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	1,335,822
12	Advertising and promotion ....	4,635,084
13	Office expenses .......	5,632,589
14	Information technology ......	5,829,206
15	Royalties ..
16	Occupancy ...........	2,517,026
17	Travel ............	538,563
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....	293,799
20	Interest ...........	17,702,832
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..	4,771,644
23	Insurance ...	1,034,874
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	LOAN SERVICING EXPENSE	5,795,407
b	ATM/VISA CARD EXPENSES	4,813,707
c	PROVISION FOR LOAN LOSS	2,000,000
d	UNRELATED BUSINESS TAX	19,542
e	All other expenses	659,143
25	Total functional expenses. Add lines 1 through 24e	125,052,660
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

Form 990 (2021)

Page 11

Part X

Balance Sheet

Check if Schedule O contains a response or note to any line in this Part IX..............

				(A) Beginning of year		(B) End of year

1	Cash–non-interest-bearing ........			50,386,651	1	48,674,314
2	Savings and temporary cash investments .........			260,844,243	2	303,870,094
3	Pledges and grants receivable, net ......				3
4	Accounts receivable, net .............				4
5	Loans and other receivables from any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
				41,966,171	5	44,544,362
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
					6
7	Notes and loans receivable, net ...........			2,288,578,829	7	2,532,517,289
8	Inventories for sale or use ............				8
9	Prepaid expenses and deferred charges ......			3,726,078	9	2,725,267
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	92,843,960
b	Less: accumulated depreciation	10b	34,145,818	57,081,061	10c	58,698,142
11	Investments—publicly traded securities .				11
12	Investments—other securities. See Part IV, line 11 .....			243,923,601	12	406,402,841
13	Investments—program-related. See Part IV, line 11 ..				13
14	Intangible assets ...............			201,548	14	164,063
15	Other assets. See Part IV, line 11 ...........			68,233,855	15	61,352,795
16	Total assets. Add lines 1 through 15 (must equal line 33)...			3,014,942,037	16	3,458,949,167

17	Accounts payable and accrued expenses .....	39,999,787	17	39,881,832
18	Grants payable ...		18
19	Deferred revenue .........	298,761	19	0
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D	1,136,568	21	1,141,854
22	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
			22
23	Secured mortgages and notes payable to unrelated third parties ..	90,500,000	23	90,500,000
24	Unsecured notes and loans payable to unrelated third parties ..	0	24	48,903,126
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D	2,593,031,984	25	2,951,971,304
26	Total liabilities. Add lines 17 through 25..	2,724,967,100	26	3,132,398,116

	Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27	Net assets without donor restrictions ..........		27
28	Net assets with donor restrictions ...........		28
	Organizations that do not follow FASB ASC 958, check here and complete lines 29 through 33.
29	Capital stock or trust principal, or current funds .....	0	29	0
30	Paid-in or capital surplus, or land, building or equipment fund ...	0	30	0
31	Retained earnings, endowment, accumulated income, or other funds	289,974,937	31	326,551,051
32	Total net assets or fund balances ...........	289,974,937	32	326,551,051
33	Total liabilities and net assets/fund balances ........	3,014,942,037	33	3,458,949,167

Form 990 (2021)

Page 12

Part XI

Reconcilliation of Net Assets

Check if Schedule O contains a response or note to any line in this Part XI..............

Total revenue (must equal Part VIII, column (A), line 12) ............

166,990,031

Total expenses (must equal Part IX, column (A), line 25) ............

125,052,660

Revenue less expenses. Subtract line 2 from line 1 ..............

41,937,371

Net assets or fund balances at beginning of year (must equal Part X, line 32, column (A)) ..

289,974,937

Net unrealized gains (losses) on investments ...............

-5,361,257

Donated services and use of facilities .................

Investment expenses .....................

Prior period adjustments .....................

Other changes in net assets or fund balances (explain in Schedule O) ........

Net assets or fund balances at end of year. Combine lines 3 through 9 (must equal Part X, line 32, column (B))

326,551,051

Part XII

Financial Statements and Reporting

Check if Schedule O contains a response or note to any line in this Part XII.............

Yes

Accounting method used to prepare the Form 990: Cash Accrual Other
If the organization changed its method of accounting from a prior year or checked "Other," explain on
Schedule O.

Were the organization’s financial statements compiled or reviewed by an independent accountant?

If ‘Yes,’ check a box below to indicate whether the financial statements for the year were compiled or reviewed on a separate basis, consolidated basis, or both:

Separate basis Consolidated basis Both consolidated and separate basis

Were the organization’s financial statements audited by an independent accountant?

Yes

If ‘Yes,’ check a box below to indicate whether the financial statements for the year were audited on a separate basis, consolidated basis, or both:

Separate basis Consolidated basis Both consolidated and separate basis

If "Yes," to line 2a or 2b, does the organization have a committee that assumes responsibility for oversight of the audit, review, or compilation of its financial statements and selection of an independent accountant?

Yes

If the organization changed either its oversight process or selection process during the tax year, explain in Schedule O.

As a result of a federal award, was the organization required to undergo an audit or audits as set forth in the Single Audit Act and OMB Circular A-133?

If "Yes," did the organization undergo the required audit or audits? If the organization did not undergo the required audit or audits, explain why in Schedule O and describe any steps taken to undergo such audits.

Form 990 (2021)

Additional Data

Software ID:
Software Version:

Form 990, Special Condition Description:

Special Condition Description

- TIN:

SCHEDULE C
(Form 990)

Department of the Treasury
Internal Revenue Service

Political Campaign and Lobbying Activities

For Organizations Exempt From Income Tax Under section 501(c) and section 527

SchCMd Bullet

Complete if the organization is described below. SchCMd Bullet

Attach to Form 990 or Form 990-EZ.
SchCMd Bullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2021

Open to Public
Inspection

If the organization answered "Yes" on Form 990, Part IV, Line 3, or Form 990-EZ, Part V, line 46 (Political Campaign Activities), then
Round Bullet

Section 501(c)(3) organizations: Complete Parts I-A and B. Do not complete Part I-C.
Round Bullet

Section 501(c) (other than section 501(c)(3)) organizations: Complete Parts I-A and C below. Do not complete Part I-B.
Round Bullet

Section 527 organizations: Complete Part I-A only.
If the organization answered "Yes" on Form 990, Part IV, Line 4, or Form 990-EZ, Part VI, line 47 (Lobbying Activities), then
Round Bullet

Section 501(c)(3) organizations that have filed Form 5768 (election under section 501(h)): Complete Part II-A. Do not complete Part II-B.
Round Bullet

Section 501(c)(3) organizations that have NOT filed Form 5768 (election under section 501(h)): Complete Part II-B. Do not complete Part II-A.
If the organization answered "Yes" on Form 990, Part IV, Line 5 (Proxy Tax) (see separate instructions) or Form 990-EZ, Part V, line 35c (Proxy Tax) (see separate instructions), then
Round Bullet

Section 501(c)(4), (5), or (6) organizations: Complete Part III.

Name of the organization

NUMERICA CREDIT UNION

Employer identification number

91-0863377

Part I-A

Complete if the organization is exempt under section 501(c) or is a section 527 organization.

Provide a description of the organization’s direct and indirect political campaign activities in Part IV. See instructions for definition of “political campaign activities."

Political campaign activity expenditures. See instructions .................................................................... SchCMd Bullet

$ 10,000

Volunteer hours for political campaign activities. See instructions ..................................................................

Part I-B

Complete if the organization is exempt under section 501(c)(3).

Enter the amount of any excise tax incurred by the organization under section 4955 ................................ SchCMd Bullet

Enter the amount of any excise tax incurred by organization managers under section 4955 ....................... SchCMd Bullet

If the organization incurred a section 4955 tax, did it file Form 4720 for this year? .........................................

Yes No

Was a correction made? ......................................................................................................................

Yes No

If "Yes," describe in Part IV.

Part I-C

Complete if the organization is exempt under section 501(c), except section 501(c)(3).

Enter the amount directly expended by the filing organization for section 527 exempt function activities ..... SchCMd Bullet

Enter the amount of the filing organization's funds contributed to other organizations for section 527 exempt function activities ............................................................................................................................ SchCMd Bullet

$ 10,000

Total exempt function expenditures. Add lines 1 and 2. Enter here and on Form 1120-POL, line 17b........... SchCMd Bullet

$ 10,000

Did the filing organization file Form 1120-POL for this year? ...................................................................

Yes No

Enter the names, addresses and employer identification number (EIN) of all section 527 political organizations to which the filing
organization made payments. For each organization listed, enter the amount paid from the filing organization’s funds. Also enter the amount of political contributions received that were promptly and directly delivered to a separate political organization, such as a separate segregated fund or a political action committee (PAC). If additional space is needed, provide information in Part IV.

(a) Name	(b) Address	(c) EIN	(d) Amount paid from filing organization's funds. If none, enter -0-.
(1) CREDIT UNION LEGISLATIVE ACTION FUND	18000 INTERNATIONAL BLVD SUITE 350 SEATAC,WA98188	80-0043051	10,000
2
3
4
5
6

For Paperwork Reduction Act Notice, see the instructions for Form 990.

Cat. No. 50084S

Schedule C (Form 990) 2021

Page 2

Part II-A

Complete if the organization is exempt under section 501(c)(3) and filed Form 5768 (election under section 501(h)).

A Check SchCMd Bullet

if the filing organization belongs to an affiliated group (and list in Part IV each affiliated group member's name, address, EIN, expenses, and share of excess lobbying expenditures).
B Check SchCMd Bullet

if the filing organization checked box A and "limited control" provisions apply.

Limits on Lobbying Expenditures (The term "expenditures" means amounts paid or incurred.)		(b) Affiliated group totals
1a	Total lobbying expenditures to influence public opinion (grass roots lobbying) ......................
b	Total lobbying expenditures to influence a legislative body (direct lobbying) ........................
c	Total lobbying expenditures (add lines 1a and 1b) ............................................................
d	Other exempt purpose expenditures ...............................................................................
e	Total exempt purpose expenditures (add lines 1c and 1d) ..................................................
f	Lobbying nontaxable amount. Enter the amount from the following table in both columns.
	If the amount on line 1e, column (a) or (b) is:The lobbying nontaxable amount is:
	Not over $500,00020% of the amount on line 1e.
	Over $500,000 but not over $1,000,000$100,000 plus 15% of the excess over $500,000.
	Over $1,000,000 but not over $1,500,000$175,000 plus 10% of the excess over $1,000,000.
	Over $1,500,000 but not over $17,000,000$225,000 plus 5% of the excess over $1,500,000.
	Over $17,000,000$1,000,000.

g	Grassroots nontaxable amount (enter 25% of line 1f) .................................................
h	Subtract line 1g from line 1a. If zero or less, enter -0-. ................................................
i	Subtract line 1f from line 1c. If zero or less, enter -0-. ................................................
j	If there is an amount other than zero on either line 1h or line 1i, did the organization file Form 4720 reporting section 4911 tax for this year? ...................................................................................................................	Yes No

4-Year Averaging Period Under Section 501(h) (Some organizations that made a section 501(h) election do not have to complete all of the five columns below. See the separate instructions for lines 2a through 2f.)
Lobbying Expenditures During 4-Year Averaging Period
	Calendar year (or fiscal year beginning in)	(a) 2018	(b) 2019	(c) 2020	(d) 2021	(e) Total

2a	Lobbying nontaxable amount

b	Lobbying ceiling amount (150% of line 2a, column(e))

c	Total lobbying expenditures

d	Grassroots nontaxable amount

e	Grassroots ceiling amount (150% of line 2d, column (e))

f	Grassroots lobbying expenditures

Schedule C (Form 990) 2021

Page 3

Part II-B

Complete if the organization is exempt under section 501(c)(3) and has NOT filed Form 5768 (election under section 501(h)).

For each "Yes" response on lines 1a through 1i below, provide in Part IV a detailed description of the lobbying activity.

(a)

Yes|No

(b)

Amount

During the year, did the filing organization attempt to influence foreign, national, state or local legislation, including any attempt to influence public opinion on a legislative matter or referendum, through the use of:

Volunteers? ...........................................................................................................

Paid staff or management (include compensation in expenses reported on lines 1c through 1i)? ........

Media advertisements? ...................................................................................................

Mailings to members, legislators, or the public? .............................................................................

Publications, or published or broadcast statements? ...........................................................

Grants to other organizations for lobbying purposes? ..........................................................

Direct contact with legislators, their staffs, government officials, or a legislative body? .......................

Rallies, demonstrations, seminars, conventions, speeches, lectures, or any similar means? ..................

Other activities? ...................................................................................................................

Total. Add lines 1c through 1i ....................................................................................................

Did the activities in line 1 cause the organization to be not described in section 501(c)(3)? .....

If "Yes," enter the amount of any tax incurred under section 4912 ...........................................

If "Yes," enter the amount of any tax incurred by organization managers under section 4912 ...................

If the filing organization incurred a section 4912 tax, did it file Form 4720 for this year? ........................

Part III-A

Complete if the organization is exempt under section 501(c)(4), section 501(c)(5), or section 501(c)(6).

Yes

Were substantially all (90% or more) dues received nondeductible by members? ...............................................

Did the organization make only in-house lobbying expenditures of $2,000 or less? ............................................

Did the organization agree to carry over lobbying and political expenditures from the prior year? .................................

Part III-B

Complete if the organization is exempt under section 501(c)(4), section 501(c)(5), or section 501(c)(6) and if either (a) BOTH Part III-A, lines 1 and 2, are answered "No" OR (b) Part III-A, line 3, is answered “Yes."

Dues, assessments and similar amounts from members ......................................................................

Section 162(e) nondeductible lobbying and political expenditures (do not include amounts of political expenses for which the section 527(f) tax was paid).

Current year .............................................................................................................................

Carryover from last year ............................................................................................................

Total ...........................................................................................................................................

Aggregate amount reported in section 6033(e)(1)(A) notices of nondeductible section 162(e) dues .

If notices were sent and the amount on line 2c exceeds the amount on line 3, what portion of the excess does the organization agree to carryover to the reasonable estimate of nondeductible lobbying and political expenditure next year? ......................................................................................................................

Taxable amount of lobbying and political expenditures. See Instructions .........................................

Part IV

Supplemental Information

Provide the descriptions required for Part l-A, line 1; Part l-B, line 4; Part l-C, line 5; Part II-A (affiliated group list); Part II-A, lines 1 and 2 (see instructions), and Part ll-B, line 1. Also, complete this part for any additional information.

Return Reference	Explanation
PART I-A, LINE 1:	THE CREDIT UNIONS ONLY INDIRECT POLITICAL CAMPAIGN ACTIVITY IS A CONTRIBUTION TO THE CREDIT UNION LEGISLATIVE ACTION COMMITTEE.

Schedule C (Form 990) 2021

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
SchDMd Bullet

Attach to Form 990.
SchDMd Bullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2021

Open to Public Inspection

Name of the organization

NUMERICA CREDIT UNION

Employer identification number

91-0863377

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after 7/25/06, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year SchDMd Bullet

Number of states where property subject to conservation easement is located SchDMd Bullet

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
SchDMd Bullet

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... SchDMd Bullet

(ii)

Assets included in Form 990, Part X ............................... SchDMd Bullet

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... SchDMd Bullet

Assets included in Form 990, Part X ............................... SchDMd Bullet

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2021

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....

Part V

Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a) Current year	(b) Prior year	(c) Two years back	(d) Three years back	(e) Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment SchDMd Bullet

Permanent endowment SchDMd Bullet

Term endowment SchDMd Bullet

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) Unrelated organizations .................

3a(i)

(ii) Related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b) Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land .....	13,479,760		13,479,760
b	Buildings ....	49,655,581	15,393,147	34,262,434
c	Leasehold improvements	4,440,564	2,740,310	1,700,254
d	Equipment ....	7,580,046	5,350,022	2,230,024
e	Other .....	17,688,009	10,662,339	7,025,670
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				58,698,142

Schedule D (Form 990) 2021

Page 3

Part VII

Investments - Other Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) Financial derivatives.........
(2) Closely-held equity interests........	1,429,012	C
(3) Other (A) AVAILABLE FOR SALE SECURITIES	372,135,910	F
(B) NCUSIF DEPOSIT	23,924,885	C
(C) FEDERAL HOME LOAN BANK STOCK	7,271,800	C
(D) OTHER INVESTMENTS	1,641,234	C
(D)
(E)
(F)
(G)
(H)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)	406,402,841

Part VIII

Investments - Program Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	2,951,971,304
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) 2021

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1	160,260,230
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d .....................			2e	0
3	Subtract line 2e from line 1..................			3	160,260,230
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b	6,729,801
c	Add lines 4a and 4b....................			4c	6,729,801
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	166,990,031

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........			1	118,322,859
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ............	2d
e	Add lines 2a through 2d....................			2e	0
3	Subtract line 2e from line 1...................			3	118,322,859
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ............	4b	6,729,801
c	Add lines 4a and 4b.....................			4c	6,729,801
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......			5	125,052,660

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
PART IV, LINE 2B:	THE ORGANIZATION HAS ESCROW ACCOUNTS RELATED TO PORTFOLIO MORTGAGES MEMBERS HAVE WITH THE ORGANIZATION.
PART X, LINE 2:	THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2021 OR 2020. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO MATERIAL UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2021 OR 2020. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE. THE CREDIT UNION FILES A FEDERAL EXEMPT ORGANIZATION RETURN AND A SALES AND USE TAX RETURN WITH THE STATE OF WASHINGTON AND A STATE INCOME TAX RETURN WITH THE STATE OF IDAHO.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	RECLASS ATM FEES NETTED AGAINST ATM INCOME ON FS 6,729,801.
PART XII, LINE 4B - OTHER ADJUSTMENTS:	RECLASS ATM FEES NETTED AGAINST ATM INCOME ON FS 6,729,801.

Schedule D (Form 990) 2021

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Schedule I
(Form 990)

Department of the Treasury
Internal Revenue Service

Grants and Other Assistance to Organizations,
Governments and Individuals in the United States

Complete if the organization answered "Yes," on Form 990, Part IV, line 21 or 22.
lBullet

Attach to Form 990.
lBullet

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2021

Open to Public
Inspection

Name of the organization
NUMERICA CREDIT UNION

Employer identification number
91-0863377

Part I

General Information on Grants and Assistance

Does the organization maintain records to substantiate the amount of the grants or assistance, the grantees' eligibility for the grants or assistance, and
the selection criteria used to award the grants or assistance? ........................

Yes No

Describe in Part IV the organization's procedures for monitoring the use of grant funds in the United States.

Part II

Grants and Other Assistance to Domestic Organizations and Domestic Governments. Complete if the organization answered "Yes" on Form 990, Part IV, line 21, for any recipient

that received more than $5,000. Part II can be duplicated if additional space is needed.

(a) Name and address of organization or government	(b) EIN	(c) IRC section (if applicable)	(d) Amount of cash grant	(h) Purpose of grant or assistance
(1) BEHAN CRISIS NURSERY VANESSA 2230 E SPRAGUE AVE SPOKANE,WA99202	91-1196575	501C3	40,934	GENERAL SUPPORT
(2) BIG BROTHERS BIG SISTERS OF THE INLAND NORTHWEST 1912 N DIVISION ST SUITE 100 SPOKANE,WA99207	91-6061587	501C3	10,000	GENERAL SUPPORT
(3) BOYS & GIRLS CLUB OF BENTON AND FRANKLIN COUNTIES PO BOX 1322 PASCO,WA99301	91-1673377	501C3	10,000	GENERAL SUPPORT
(4) BRAVE WARRIOR PO BOX 3221 WENATCHEE,WA98801	81-5217156	501C3	15,000	GENERAL SUPPORT
(5) CANVAS COMMUNITY OUTREACH 2200 N 7TH ST COEUR DALENE,ID83814	84-3182296	501C3	5,225	GENERAL SUPPORT
(6) CHELAN DOUGLAS COUNTY VOLUNTEER ATTORNEY SERVICES 18 S MISSION ST STE 201 WENATCHEE,WA98801	45-0467521	501C3	10,280	GENERAL SUPPORT
(7) CHELAN-DOUGLAS CASA PO BOX 2027 WENATCHEE,WA98807	91-1643408	501C3	10,000	GENERAL SUPPORT
(8) CHILDREN'S MIRACLE NETWORK PO BOX 304 SPOKANE,WA992100304	87-0387205	501C3	7,550	GENERAL SUPPORT
(9) CHILDREN'S VILLAGE 1350 W HANLEY AVE COEUR DALENE,ID83815	82-0385109	501C3	10,000	GENERAL SUPPORT
(10) CHRIST KITCHEN 2410 N MONROE ST SPOKANE,WA99205	47-3161138	501C3	10,000	GENERAL SUPPORT
(11) COLUMBIA INDUSTRIES 900 S DAYTON ST KENNEWICK,WA99336	91-0776525	501C3	15,000	GENERAL SUPPORT
(12) COMMUNITIES IN SCHOOLS OF BENTON-FRANKLIN 415 WRIGHT AVE SUITE C RICHLAND,WA99352	81-0846103	501C3	25,400	GENERAL SUPPORT
(13) COMMUNITIES IN SCHOOLS OF SPOKANE COUNTY 104 SOUTH FREYA STREET YELLOW FLAG BUILDING SUITE 107 SPOKANE,WA992024890	26-1581358	501C3	10,000	GENERAL SUPPORT
(14) COMMUNITY COLLEGES OF SPOKANE FOUNDATION COLUMBIA BASIN COLLEGE WENATCH 501 N RIVERPOINT BLVD STE 203 SPOKANE,WA99202	91-0886962	501C3	20,000	GENERAL SUPPORT
(15) COMMUNITY-MINDED ENTERPRISES 2001 N DIVISION SPOKANE,WA99207	91-1764236	501C3	12,500	GENERAL SUPPORT
(16) CUP OF COOL WATER DBA COOL WATER PAINTER 1106 W 2ND AVE SPOKANE,WA99201	91-1761708	501C3	7,500	GENERAL SUPPORT
(17) DAYBREAK YOUTH SERVICES (REGIONAL) 960 E 3RD AVE SPOKANE,WA99202	91-1083936	501C3	25,000	GENERAL SUPPORT
(18) DOMESTIC VIOLENCE SERVICES OF BENTON AND FRANKLIN COUNTIES 3311 W CLEARWATER SUITE C140 KENNEWICK,WA99336	87-0704852	501C3	15,000	GENERAL SUPPORT
(19) ELIJAH FAMILY HOMES PO BOX 2005 RICHLAND,WA99352	20-4058168	501C3	5,500	GENERAL SUPPORT
(20) EMBRACE WASHINGTON 2202 E SPRAGUE AVE STE 3 SPOKANE,WA99202	47-2048062	501C3	6,000	GENERAL SUPPORT
(21) EWU FOUNDATION 102 HARGREAVES HALL CHENEY,WA99004	91-1019819	501C3	10,300	GENERAL SUPPORT
(22) FAMILY PROMISE OF NORTH IDAHO 501 E WALLACE AVE COEUR DALENE,ID83814	14-1971894	501C3	10,000	GENERAL SUPPORT
(23) FAMILY PROMISE OF SPOKANE 904 E HARTSON AVE SPOKANE,WA99202	91-1707988	501C3	42,500	GENERAL SUPPORT
(24) FURRY FARM RESCUE PO BOX 394 RATHDRUM,ID83858	82-2995314	501C3	10,000	GENERAL SUPPORT
(25) GRACE KITCHEN 112 N 2ND AVE PASCO,WA99301	84-3061875	501C3	12,500	GENERAL SUPPORT
(26) INLAND NORTHWEST FARMER'S MARKET ASSOCIATION (REGIONAL) 319 W HASTINGS RD SPOKANE,WA99218	82-1240181	501C3	10,000	GENERAL SUPPORT
(27) JOYA 2118 W GARLAND AVE SPOKANE,WA99205	91-0863163	501C3	20,000	GENERAL SUPPORT
(28) LUTHERAN COMMUNITY SERVICES NORTHWEST PO BOX 35146 SEATTLE,WA981245146	93-0386860	501C3	10,150	GENERAL SUPPORT
(29) MEALS ON WHEELS MID-CITY CONCERNS 1222 W 2ND AVE SPOKANE,WA99201	91-0833015	501C3	5,935	GENERAL SUPPORT
(30) MUSEUM OF NORTH IDAHO 115 NORTHWEST BLVD COEUR DALENE,ID83814	23-7161777	501C3	10,000	GENERAL SUPPORT
(31) NAMI PO BOX 49104 BALTIMORE,MD21297	43-1201653	501C3	6,150	GENERAL SUPPORT
(32) NWCUA FOUNDATION 18000 INTERNATIONAL BLVD SUITE 350 SEATAC,WA98188	91-1649328	501C3	10,000	GENERAL SUPPORT
(33) SAFE HARBOR SUPPORT CENTER 1111 N GRANT PLACE KENNEWICK,WA99336	38-2441787	501C3	15,000	GENERAL SUPPORT
(34) SAFE PASSAGE 850 N 4TH ST COEUR DALENE,ID83814	82-0341451	501C3	25,165	GENERAL SUPPORT
(35) SAGE 710 N CHELAN AVE WENATCHEE,WA98801	91-1018890	501C3	10,000	GENERAL SUPPORT
(36) SARC 1458 FOWLER STREET RICHLAND,WA99352	91-1178405	501C3	5,500	GENERAL SUPPORT
(37) SECOND HARVEST 1234 E FRONT AVE SPOKANE,WA992022148	23-7173826	501C3	38,500	GENERAL SUPPORT
(38) SPOKANE QUARANTEAM PO BOX 30321 SPOKANE,WA99223	83-2160752	501C3	10,000	GENERAL SUPPORT
(39) SPOKANE VALLEY PARTNERS 10814 E BROADWAY AVE SPOKANE VALLEY,WA99206	91-1478830	501C3	8,000	GENERAL SUPPORT
(40) ST VINCENT DE PAUL 201 E HARRISON COEUR DALENE,ID83814	82-0250389	501C3	12,500	GENERAL SUPPORT
(41) THE BIG TABLE PO BOX 372 SPOKANE,WA99210	20-8931223	501C3	7,500	GENERAL SUPPORT
(42) THE PIT BULL PEN 22206 E KENNEDY RD BENTON CITY,WA99320	47-4623721	501C3	10,000	GENERAL SUPPORT
(43) THE ZONE 4001 N COOK ST SPOKANE,WA99207	91-0950445	501C3	12,500	GENERAL SUPPORT
(44) TRANSITIONS 3128 N HEMLOCK ST SPOKANE,WA99205	91-1307272	501C3	12,500	GENERAL SUPPORT
(45) UNION GOSPEL MISSION ASSOCIATION OF SPOKANE PO BOX 4066 SPOKANE,WA99220	91-0613587	501C3	10,000	GENERAL SUPPORT
(46) VOLUNTEERS OF AMERICA 525 WEST SECOND AVE SPOKANE,WA99201	91-0577131	501C3	26,400	GENERAL SUPPORT
(47) WOMEN & CHILDREN'S FREE RESTAURANT AND COMMUNITY KITCHEN 1408 N WASHINGTON ST SPOKANE,WA99201	91-1399742	501C3	15,000	GENERAL SUPPORT
(48) WOMEN'S RESOURCE CENTER PO BOX 2051 WENATCHEE,WA988072051	91-1109429	501C3	10,000	GENERAL SUPPORT
(49) YWCA SPOKANE 930 N MONROE SPOKANE,WA99201	91-0565025	501C3	12,700	GENERAL SUPPORT

Enter total number of section 501(c)(3) and government organizations listed in the line 1 table ................. Bullet Image

Enter total number of other organizations listed in the line 1 table ........................ . Bullet Image

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50055P

Schedule I (Form 990) 2021

Page 2

Part III

Grants and Other Assistance to Domestic Individuals. Complete if the organization answered "Yes" on Form 990, Part IV, line 22.
Part III can be duplicated if additional space is needed.

(a) Type of grant or assistance	(b) Number of recipients	(c) Amount of cash grant	(d) Amount of noncash assistance	(e) Method of valuation (book, FMV, appraisal, other)	(f) Description of noncash assistance

(1) FINANCIAL EDUCATION SCHOLARSHIPS	4	20,000
(2) STUDENT AMBASSADOR SCHOLARSHIPS	10	15,000
(3) CONTINUING EDUCATION SCHOLARSHIPS	8	20,000
(3)
(4)
(5)
(6)
(7)

Part IV

Supplemental Information. Provide the information required in Part I, line 2; Part III, column (b); and any other additional information.

Return Reference	Explanation
PART I, LINE 2:	DONATIONS ARE ROUTED THROUGH THE COMMUNITY INVOLVEMENT COMMITTEE (CIC) OR THROUGH THE COMMUNICATIONS DEPARTMENT DEPENDING ON THE REQUEST. THE REQUEST IS THEN EVALUATED EITHER BY COMMUNICATIONS OR BY THE CIC DONATIONS SUB-COMMITTEE AND A DETERMINATION MADE AS TO THE AMOUNT TO BE DONATED. ALL ACKNOWLEDGEMENTS ARE RETAINED AND RECIPIENTS OF THE DONATIONS RECORDED. ALL RECIPIENTS ARE WELL KNOWN LOCAL ORGANIZATIONS. NUMERICA ASSUMES THAT ALL GRANT FUNDS ARE USED WITHIN THE U.S. BUT DOES NOT MONITOR THE USE OF FUNDS PAST THE DATE OF CONTRIBUTION. FOR INDIVIDUAL SCHOLARSHIPS, CANDIDATES ARE INVITED FOR AN INTERVIEW WITH A PANEL OF JUDGES THAT INCLUDES TWO NUMERICA EMPLOYEES AND AT LEAST THREE COMMUNITY PARTNERS. THE PANEL SELECTS THE SCHOLARSHIP RECIPIENT. SCHOLARSHIPS ARE SENT DIRECTLY TO THE COLLEGE THEY ARE ATTENDING WITH A LETTER EXPLAINING THEY ARE TO BE USED FOR TUITION.

Return Reference

Explanation

PART I, LINE 2:

DONATIONS ARE ROUTED THROUGH THE COMMUNITY INVOLVEMENT COMMITTEE (CIC) OR THROUGH THE COMMUNICATIONS DEPARTMENT DEPENDING ON THE REQUEST. THE REQUEST IS THEN EVALUATED EITHER BY COMMUNICATIONS OR BY THE CIC DONATIONS SUB-COMMITTEE AND A DETERMINATION MADE AS TO THE AMOUNT TO BE DONATED. ALL ACKNOWLEDGEMENTS ARE RETAINED AND RECIPIENTS OF THE DONATIONS RECORDED. ALL RECIPIENTS ARE WELL KNOWN LOCAL ORGANIZATIONS. NUMERICA ASSUMES THAT ALL GRANT FUNDS ARE USED WITHIN THE U.S. BUT DOES NOT MONITOR THE USE OF FUNDS PAST THE DATE OF CONTRIBUTION. FOR INDIVIDUAL SCHOLARSHIPS, CANDIDATES ARE INVITED FOR AN INTERVIEW WITH A PANEL OF JUDGES THAT INCLUDES TWO NUMERICA EMPLOYEES AND AT LEAST THREE COMMUNITY PARTNERS. THE PANEL SELECTS THE SCHOLARSHIP RECIPIENT. SCHOLARSHIPS ARE SENT DIRECTLY TO THE COLLEGE THEY ARE ATTENDING WITH A LETTER EXPLAINING THEY ARE TO BE USED FOR TUITION.

Schedule I (Form 990) 2021

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Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
SchJMediumBullet

Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
SchJMediumBullet

Attach to Form 990.
SchJMediumBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2021

Open to Public Inspection

Name of the organization

NUMERICA CREDIT UNION

Employer identification number

91-0863377

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes on Line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .....

Yes

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked on Line 1a? ....

Yes

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed on Form 990, Part VII, Section A, line 1a, with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? .............

Yes

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Yes

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ....................

Any related organization? .......................

If "Yes," on line 5a or 5b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ..................

Any related organization? ......................

If "Yes," on line 6a or 6b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any nonfixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III ..........................

If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) 2021

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2, 1099-MISC compensation, and/or 1099-NEC			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation in column (B) reported as deferred on prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
1CICERO CARLA PRESIDENT/CEO	(i) (ii)	676,251 ------------- 0	457,507 ------------- 0	4,220 ------------- 0	122,632 ------------- 0	5,026 ------------- 0	1,265,636 ------------- 0	0 ------------- 0
2SHERMAN NICOLE CHIEF OPERATING OFFICER	(i) (ii)	354,475 ------------- 0	86,251 ------------- 0	27,161 ------------- 0	26,000 ------------- 0	6,780 ------------- 0	500,667 ------------- 0	0 ------------- 0
3LEAVER CINDY CHIEF STRATEGY OFFICER (THRU 3/21)	(i) (ii)	78,324 ------------- 0	65,192 ------------- 0	335,166 ------------- 0	0 ------------- 0	1,768 ------------- 0	480,450 ------------- 0	0 ------------- 0
4FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER	(i) (ii)	342,141 ------------- 0	60,595 ------------- 0	974 ------------- 0	19,500 ------------- 0	14,198 ------------- 0	437,408 ------------- 0	0 ------------- 0
5CHAMBERLIN BRYCE VP PRIVATE BANKING TEAM	(i) (ii)	145,563 ------------- 0	261,902 ------------- 0	2,275 ------------- 0	19,500 ------------- 0	7,370 ------------- 0	436,610 ------------- 0	0 ------------- 0
6KELLY JASON HLC SENIOR LOAN OFFICER	(i) (ii)	61,081 ------------- 0	351,441 ------------- 0	57 ------------- 0	15,765 ------------- 0	7,370 ------------- 0	435,714 ------------- 0	0 ------------- 0
7MELCHER JOSHUA SVP OF BUSINESS SERVICES	(i) (ii)	213,637 ------------- 0	184,714 ------------- 0	2,409 ------------- 0	13,863 ------------- 0	9,300 ------------- 0	423,923 ------------- 0	0 ------------- 0
8PLANK KENNETH CHIEF LENDING OFFICER	(i) (ii)	322,411 ------------- 0	50,776 ------------- 0	12,629 ------------- 0	20,138 ------------- 0	10,700 ------------- 0	416,654 ------------- 0	0 ------------- 0
9CIANI LYNN CHIEF RISK OFFICER	(i) (ii)	317,095 ------------- 0	50,275 ------------- 0	3,486 ------------- 0	26,000 ------------- 0	8,900 ------------- 0	405,756 ------------- 0	0 ------------- 0
10HANSEN GREG EVP CREDIT ADMINISTRATION	(i) (ii)	255,130 ------------- 0	44,990 ------------- 0	9,448 ------------- 0	51,000 ------------- 0	8,900 ------------- 0	369,468 ------------- 0	0 ------------- 0
11CLUTE TROY SVP HOME LOAN CENTER	(i) (ii)	225,241 ------------- 0	104,824 ------------- 0	778 ------------- 0	20,629 ------------- 0	10,000 ------------- 0	361,472 ------------- 0	0 ------------- 0
12RICHARDSON BEN ACTING CHIEF FINANCIAL OFFICER	(i) (ii)	275,384 ------------- 0	30,183 ------------- 0	408 ------------- 0	19,042 ------------- 0	10,700 ------------- 0	335,717 ------------- 0	0 ------------- 0
13PEARMAN- GILLMAN KIM SVP CORPORATE & COMMUNITY	(i) (ii)	221,292 ------------- 0	27,970 ------------- 0	12,435 ------------- 0	26,000 ------------- 0	12,500 ------------- 0	300,197 ------------- 0	0 ------------- 0
14LEHN JENNIFER VP OF PRODUCT AND EXTERNAL DEVELOPME	(i) (ii)	177,281 ------------- 0	92,702 ------------- 0	1,905 ------------- 0	16,403 ------------- 0	6,780 ------------- 0	295,071 ------------- 0	0 ------------- 0
15O'CALLAGHAN JENNIFER SVP OF MARKETING AND ANALYTICS	(i) (ii)	224,800 ------------- 0	31,832 ------------- 0	509 ------------- 0	19,500 ------------- 0	10,700 ------------- 0	287,341 ------------- 0	0 ------------- 0
16MURRAY KAYCEE SVP INFORMATION TECHNOLOGY	(i) (ii)	218,569 ------------- 0	34,606 ------------- 0	326 ------------- 0	19,500 ------------- 0	12,500 ------------- 0	285,501 ------------- 0	0 ------------- 0
17BERDAR CLIFFORD HLC SALES MANAGER	(i) (ii)	105,470 ------------- 0	157,992 ------------- 0	546 ------------- 0	11,500 ------------- 0	7,370 ------------- 0	282,878 ------------- 0	0 ------------- 0
18SUNDERMAN LISA SVP ENTERPRISE RISK (THRU 12/21)	(i) (ii)	190,219 ------------- 0	34,870 ------------- 0	33,531 ------------- 0	19,500 ------------- 0	1,033 ------------- 0	279,153 ------------- 0	0 ------------- 0
19STIRLING ANDY SVP OF CENTRAL WASHINGTON	(i) (ii)	210,793 ------------- 0	28,645 ------------- 0	10,669 ------------- 0	5,231 ------------- 0	10,700 ------------- 0	266,038 ------------- 0	0 ------------- 0
20FOX MARK SVP PAYMENT SERVICES & DIGITAL	(i) (ii)	197,662 ------------- 0	38,675 ------------- 0	427 ------------- 0	19,500 ------------- 0	7,560 ------------- 0	263,824 ------------- 0	0 ------------- 0
21WEIS KAREN VP OF LEGAL/ COMPLIANCE	(i) (ii)	171,256 ------------- 0	50,479 ------------- 0	895 ------------- 0	26,000 ------------- 0	7,130 ------------- 0	255,760 ------------- 0	0 ------------- 0
22PEARSE DANIEL VP REGIONAL COMMERCIAL BANKING	(i) (ii)	158,469 ------------- 0	68,741 ------------- 0	2,432 ------------- 0	14,456 ------------- 0	10,700 ------------- 0	254,798 ------------- 0	0 ------------- 0
23SKINFILL LINDSEY VP OF CULTURE	(i) (ii)	174,097 ------------- 0	49,391 ------------- 0	210 ------------- 0	19,500 ------------- 0	7,560 ------------- 0	250,758 ------------- 0	0 ------------- 0
24MADSEN RUSTY VP RETAIL EXPERIENCE	(i) (ii)	120,026 ------------- 0	99,325 ------------- 0	2,238 ------------- 0	9,750 ------------- 0	12,500 ------------- 0	243,839 ------------- 0	0 ------------- 0
25ALMOND NANCY SVP PROGRAM MANAGER - NFS	(i) (ii)	206,731 ------------- 0	20,249 ------------- 0	2,106 ------------- 0	6,014 ------------- 0	6,258 ------------- 0	241,358 ------------- 0	0 ------------- 0
26CLABBY JACLYN SVP GENERAL COUNSEL	(i) (ii)	154,556 ------------- 0	36,108 ------------- 0	212 ------------- 0	6,065 ------------- 0	10,460 ------------- 0	207,401 ------------- 0	0 ------------- 0
27ERNY JANA SVP OF RETAIL LENDING (THRU 4/21)	(i) (ii)	101,918 ------------- 0	49,210 ------------- 0	2,028 ------------- 0	1,684 ------------- 0	195 ------------- 0	155,035 ------------- 0	0 ------------- 0

Schedule J (Form 990) 2021

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.

Return Reference	Explanation
PART I, LINE 1A	BOARD MEMBERS WHO HAVE COMPANIONS TRAVELING HAVE THESE EXPENSES INCLUDED FOR TAXABLE PURPOSES IN THEIR 1099-MISC. TAX PAYMENTS ARE PROVIDED FOR EXECUTIVE LEVEL STAFF ON THE TAXABLE BENEFIT OF AN INTEREST-FREE LOAN ON A SPLIT DOLLAR LIFE INSURANCE POLICY. WELLNESS EXPENSES SUCH AS HEALTH CLUB DUES ARE PROVIDED FOR EXECUTIVE MANAGEMENT AS A BENEFIT. THEIR COMPENSATION IS TAXED APPROPRIATELY FOR THIS BENEFIT.
PART I, LINES 4A-B	CINDY LEAVER RECEIVED $334,980 OF SEVERANCE IN 2021. LISA SUNDERMAN RECEIVED $33,115 OF SEVERANCE IN 2021. CARLA CICERO, CEO, PARTICIPATES IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN. THE AMOUNT EARNED IN 2021 WAS $77,132.

Return Reference

Explanation

PART I, LINE 1A

BOARD MEMBERS WHO HAVE COMPANIONS TRAVELING HAVE THESE EXPENSES INCLUDED FOR TAXABLE PURPOSES IN THEIR 1099-MISC. TAX PAYMENTS ARE PROVIDED FOR EXECUTIVE LEVEL STAFF ON THE TAXABLE BENEFIT OF AN INTEREST-FREE LOAN ON A SPLIT DOLLAR LIFE INSURANCE POLICY. WELLNESS EXPENSES SUCH AS HEALTH CLUB DUES ARE PROVIDED FOR EXECUTIVE MANAGEMENT AS A BENEFIT. THEIR COMPENSATION IS TAXED APPROPRIATELY FOR THIS BENEFIT.

PART I, LINES 4A-B

CINDY LEAVER RECEIVED $334,980 OF SEVERANCE IN 2021. LISA SUNDERMAN RECEIVED $33,115 OF SEVERANCE IN 2021. CARLA CICERO, CEO, PARTICIPATES IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN. THE AMOUNT EARNED IN 2021 WAS $77,132.

Schedule J (Form 990) 2021

Additional Data

Software ID:
Software Version:

- TIN:

Schedule L
(Form 990)

Department of the Treasury
Internal Revenue Service

Transactions with Interested Persons

Complete if the organization answered "Yes" on Form 990, Part IV, lines 25a, 25b, 26, 27, 28a, 28b, or 28c, or Form 990-EZ, Part V, line 38a or 40b.
MediumBullet

Attach to Form 990 or Form 990-EZ.
MediumBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2021

Open to Public Inspection

Name of the organization

NUMERICA CREDIT UNION

Employer identification number

91-0863377

Part I

Excess Benefit Transactions (section 501(c)(3), section 501(c)(4), and section 501(c)(29) organizations only).
Complete if the organization answered "Yes" on Form 990, Part IV, line 25a or 25b, or Form 990-EZ, Part V, line 40b.

1(a) Name of disqualified person	(c) Description of transaction	(d) Corrected?
1(a) Name of disqualified person	(c) Description of transaction	Yes	No

Enter the amount of tax incurred by the organization managers or disqualified persons during the year under section 4958. ........................... Bullet Image

Enter the amount of tax, if any, on line 2, above, reimbursed by the organization ........ Bullet Image

Part II

Loans to and/or From Interested Persons.
Complete if the organization answered "Yes" on Form 990-EZ, Part V, line 38a, or Form 990, Part IV, line 26; or if the organization reported an amount on Form 990, Part X, line 5, 6, or 22

(a) Name of interested person	(b) Relationship with organization	(c) Purpose of loan	(d) Loan to or from the organization?		(e) Original principal amount	(f) Balance due	(g) In default?		(h) Approved by board or committee?		(i) Written agreement?
(a) Name of interested person	(b) Relationship with organization	(c) Purpose of loan	To	From	(e) Original principal amount	(f) Balance due	Yes	No	Yes	No	Yes	No
(1) CIANI LYNN	EVP - GENERAL COUNCIL	SPLIT DOLLAR LIFE INSURANCE POLICY		X	5,841,766	6,291,150		No	Yes		Yes
(2) CICERO CARLA	CHIEF EXECUTIVE OFFICER	SPLIT DOLLAR LIFE INSURANCE POLICY		X	12,173,272	13,142,260		No	Yes		Yes
(3) FERGUSON KELLEY	CHIEF INFORMATION OFFICER	SPLIT DOLLAR LIFE INSURANCE POLICY		X	3,261,694	3,522,186		No	Yes		Yes
(4) LEHN JENNIFER A	VP OF PRODUCT AND EXTERNAL DEVELOPMENT	SPLIT DOLLAR LIFE INSURANCE POLICY		X	1,665,148	1,797,550		No	Yes		Yes
(5) NORBURY-HARTERNANCY	CHIEF BRANDING OFFICER	SPLIT DOLLAR LIFE INSURANCE POLICY		X	3,076,916	3,033,622		No	Yes		Yes
(6) PLANK KEN	CHIEF LENDING OFFICER	SPLIT DOLLAR LIFE INSURANCE POLICY		X	4,569,112	4,938,737		No	Yes		Yes
(7) LEAVER CYNTHIA	CHIEF FINANCIAL OFFICER	SPLIT DOLLAR LIFE INSURANCE POLICY		X	3,728,690	3,820,038		No	Yes		Yes
(8) HUPP RON	BOARD OF DIRECTORS	AUTO LOAN		X	34,472	15,205		No		No	Yes
(9) MELCHER JOSH	SVP OF BUSINESS SERVICES	AUTO LOAN		X	39,980	27,604		No		No	Yes
(10) PLANK KEN	CHIEF LENDING OFFICER	AUTO LOAN		X	31,881	15,765		No		No	Yes
(11) SMITH YVONNE	BOARD OF DIRECTORS	AUTO LOAN		X	13,884	5,758		No		No	Yes
(12) ALMOND NANCY	SVP PROGRAM MANAGER	AUTO LOAN		X	31,403	28,179		No		No	Yes
(13) ALMOND NANCY	SVP PROGRAM MANAGER	AUTO LOAN		X	34,349	30,374		No		No	Yes
(14) CLABBY JACLYN	SVP OF GENERAL COUNSEL	AUTO LOAN		X	41,428	28,295		No		No	Yes
(15) CLARK SCOTT T	BOARD OF DIRECTORS	AUTO LOAN		X	35,557	35,557		No		No	Yes
(16) CLUTE TROY	SVP HOME LOANS AND DEALER SERVICES	AUTO LOAN		X	50,059	50,036		No		No	Yes
(17) FOX MARK	SVP PAYMENTS AND DIGITAL	AUTO LOAN		X	51,117	48,371		No		No	Yes
(18) LEHN JENNIFER A	VP OF PRODUCT AND EXTERNAL DEVELOPMENT	AUTO LOAN		X	25,500	23,132		No		No	Yes
(19) RICHARDSON BEN	ACTING CHIEF FINANCIAL OFFICER	AUTO LOAN		X	15,703	10,519		No		No	Yes
(20) CIANI LYNN	EVP - GENERAL COUNCIL	MORTGAGE LOAN		X	375,000	346,354		No		No	Yes
(21) CICERO CARLA	CHIEF EXECUTIVE OFFICER	HOME CONSTRUCTION LOAN		X	1,104,939	1,003,970		No		No	Yes
(22) CLARK SCOTT T	BOARD OF DIRECTORS	MORTGAGE LOAN		X	170,000	135,145		No		No	Yes
(23) CLUTE TROY	SVP HOME LOANS AND DEALER SERVICES	MORTGAGE LOAN		X	160,000	159,488		No		No	Yes
(24) ERNY JANA	SVP RETAIL EXPERIENCE AND OPERATIONS	MORTGAGE LOAN		X	225,145	174,627		No		No	Yes
(25) ERNY JANA	SVP RETAIL EXPERIENCE AND OPERATIONS	MORTGAGE LOAN		X	120,500	119,500		No		No	Yes
(26) FOX MARK	SVP PAYMENTS AND DIGITAL	MORTGAGE LOAN		X	564,000	537,475		No		No	Yes
(27) HUPP RON	BOARD OF DIRECTORS	MORTGAGE LOAN		X	338,000	65,347		No		No	Yes
(28) LEHN JENNIFER A	VP OF PRODUCT AND EXTERNAL DEVELOPMENT	MORTGAGE LOAN		X	300,000	263,990		No		No	Yes
(29) MELCHER JOSH	SVP OF BUSINESS SERVICES	MORTGAGE LOAN		X	132,000	89,968		No		No	Yes
(30) MURRAY KAYCEE	SVP INFORMATION TECHNOLOGY	MORTGAGE LOAN		X	417,000	349,328		No		No	Yes
(31) O'CALLAGHAN JEN	SVP OF MARKETING	MORTGAGE LOAN		X	133,000	20,935		No		No	Yes
(32) O'CALLAGHAN JEN	SVP OF MARKETING	MORTGAGE LOAN		X	144,000	110,943		No		No	Yes
(33) PLANK KEN	CHIEF LENDING OFFICER	MORTGAGE LOAN		X	389,205	383,591		No		No	Yes
(34) PLANK KEN	CHIEF LENDING OFFICER	MORTGAGE LOAN		X	752,250	728,023		No		No	Yes
(35) RICHARDSON BEN	ACTING CHIEF FINANCIAL OFFICER	MORTGAGE LOAN		X	404,500	379,175		No		No	Yes
(36) CLABBY JACLYN	SVP OF GENERAL COUNSEL	MORTGAGE LOAN		X	996,300	660,143		No		No	Yes
(37) CLUTE TROY	SVP HOME LOANS AND DEALER SERVICES	MORTGAGE LOAN		X	220,000	208,311		No		No	Yes
(38) MELCHER JOSH	SVP OF BUSINESS SERVICES	MORTGAGE LOAN		X	319,000	311,210		No		No	Yes
(39) SHERMAN NICOLE	CHIEF OPERATING OFFICER	MORTGAGE LOAN		X	25,000	25,000		No		No	Yes
(40) SHERMAN NICOLE	CHIEF OPERATING OFFICER	MORTGAGE LOAN		X	69,883	60,883		No		No	Yes
(41) SHERMAN NICOLE	CHIEF BRANDING OFFICER	MORTGAGE LOAN		X	519,000	505,309		No		No	Yes
(42) WEIS KAREN	VP OF LEGAL/ COMPLIANCE	MORTGAGE LOAN		X	479,000	465,382		No		No	Yes
(43) ERNY JANA	SVP RETAIL EXPERIENCE AND OPERATIONS	LINE OF CREDIT		X	30,000	29,448		No		No	Yes
(44) CLUTE TROY	SVP HOME LOANS AND DEALER SERVICES	LINE OF CREDIT		X	100,000	99,276		No		No	Yes
(45) LEAVER CYNTHIA	CHIEF STRATEGY OFFICER	MORTGAGE LOAN		X	459,000	447,203		No		No	Yes
Total ............... $						44,544,362

Part III

Grants or Assistance Benefiting Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 27.

(a) Name of interested person	(b) Relationship between interested person and the organization	(c) Amount of assistance	(d) Type of assistance	(e) Purpose of assistance

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 50056A

Schedule L (Form 990) 2021

Page 2

Part IV

Business Transactions Involving Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 28a, 28b, or 28c.

(a) Name of interested person	(c) Amount of transaction	(d) Description of transaction	(e) Sharing of organization's revenues?
(a) Name of interested person	(c) Amount of transaction	(d) Description of transaction	Yes	No

Part V

Supplemental Information
Provide additional information for responses to questions on Schedule L (see instructions).

Return Reference	Explanation

Schedule L (Form 990) 2021

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
MediumBullet

Attach to Form 990 or 990-EZ.
MediumBullet

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2021

Open to Public
Inspection

Name of the organization

NUMERICA CREDIT UNION

Employer identification number

91-0863377

Return Reference	Explanation
FORM 990, PART VI, SECTION A, LINE 6	THE ORGANIZATION HAS ONE CLASS OF MEMBERS.
FORM 990, PART VI, SECTION A, LINE 7A	THE ORGANIZATION'S MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY.
FORM 990, PART VI, SECTION A, LINE 7B	THE ORGANIZATION'S MEMBERS MUST APPROVE CERTAIN INFREQUENT DECISIONS OF THE GOVERNING BODY. FOR EXAMPLE, A MERGER WOULD REQUIRE MEMBER APPROVAL.
FORM 990, PART VI, SECTION B, LINE 11B	THE FORM 990 IS REVIEWED BY EXECUTIVE MANAGEMENT.
FORM 990, PART VI, SECTION B, LINE 12C	THERE IS AN ANNUAL CERTIFICATION PROCESS WHERE THE CODE OF ETHICS POLICY FOR VOLUNTEERS IS REVIEWED. WHEN THERE IS A PERSONAL INTEREST, EVEN IF ONLY IN APPEARANCE, SUCH INTEREST MUST BE DISCLOSED AND THE NATURE OF SUCH INTEREST DESCRIBED TO THE BOARD PRIOR TO THE TIME ANY ACTION IS TAKEN. THE INTERESTED PARTY SHALL NOT DIRECTLY OR INDIRECTLY PARTICIPATE IN ANY DELIBERATION OR DETERMINATION OF THE MATTER AND SHOULD TAKE ALL REASONABLE STEPS TO AVOID THE CONFLICT.
FORM 990, PART VI, SECTION B, LINE 15	A COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE CEO'S CONTRACT ANNUALLY AND USES DATA FROM VARIOUS SURVEYS TO PROVIDE SUBSTANTIATION OF THE DELIBERATION AND DECISIONS REGARDING THE CEO'S ANNUAL BONUS AND SALARY. ALL OF THE SALARY RANGES FOR THE ENTIRE ORGANIZATION ARE SET BASED ON VARIOUS SALARY SURVEYS, INCLUDING EXECUTIVE SALARY SURVEY. THE SURVEYS ARE OF FINANCIAL INSTITUTIONS OF SIMILAR SIZE AND REGION.
FORM 990, PART VI, SECTION C, LINE 18	THE ORGANIZATION'S FORM 1024 AND FORM 990 ARE AVAILABLE UPON REQUEST.
FORM 990, PART VI, SECTION C, LINE 19	THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990) 2021

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
MediumBullet

Attach to Form 990.
MediumBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2021

Open to Public Inspection

Name of the organization

NUMERICA CREDIT UNION

Employer identification number

91-0863377

Part I

Identification of Disregarded Entities. Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity

Part II

Identification of Related Tax-Exempt Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2021

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	Yes	No
(1) NUMERICA MEMBER SERVICES INC PO BOX 4000 SPOKANE VALLEY,WA99037 91-1320629	FINANCIAL PLANNING SERVICE	WA	NUMERICA CREDIT UNION	C	-15,787	479,978	100.000 %	Yes

Schedule R (Form 990) 2021

Page 3

Part V

Transactions With Related Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

c Gift, grant, or capital contribution from related organization(s) ............................

d Loans or loan guarantees to or for related organization(s) ............................

e Loans or loan guarantees by related organization(s) ............................

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

m Performance of services or membership or fundraising solicitations by related organization(s) .................

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

Yes

o Sharing of paid employees with related organization(s) ............................

Yes

p Reimbursement paid to related organization(s) for expenses ............................

q Reimbursement paid by related organization(s) for expenses ............................

r Other transfer of cash or property to related organization(s) ............................

s Other transfer of cash or property from related organization(s) ............................

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved

Schedule R (Form 990) 2021

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Schedule R (Form 990) 2021

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R. See instructions.

Return Reference	Explanation

Schedule R (Form 990) 2021

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