Form990-PF


Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
bulletDo not enter social security numbers on this form as it may be made public.
bulletGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2021
Open to Public Inspection
For calendar year 2021, or tax year beginning 01-01-2021 , and ending 12-31-2021
Name of foundation
UMB FINANCIAL CORPORATION CHARITABLE
 
Number and street (or P.O. box number if mail is not delivered to street address)UMB BANK PO BOX 415044 MS 1020307
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
KANSAS CITY, MO641416692
A Employer identification number

20-5093263
B Telephone number (see instructions)

(816) 860-1933
C bullet
G Check all that apply:

D 1. Foreign organizations, check here............. bullet
2. Foreign organizations meeting the 85%
test, check here and attach computation ... bullet
E bullet
H Check type of organization:
F bullet
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)bullet$16,063,307J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 4,006,782
2 Check bullet.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 217,452 217,452  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 28,840
b Gross sales price for all assets on line 6a 229,650
7 Capital gain net income (from Part IV, line 2)... 28,840
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment 20,362 10,942 0
12 Total. Add lines 1 through 11........ 4,273,436 257,234 0
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0 0 0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment 6,789 1,789 0 0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 6,789 1,789 0 0
25 Contributions, gifts, grants paid....... 466,200 466,200
26 Total expenses and disbursements. Add lines 24 and 25 472,989 1,789 0 466,200
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 3,800,447
b Net investment income (if negative, enter -0-) 255,445
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2021)
Form 990-PF (2021)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 303,188 2,021,198 2,021,198
2 Savings and temporary cash investments.........      
3 Accounts receivable bullet  
Less: allowance for doubtful accounts bullet        
4 Pledges receivable bullet  
Less: allowance for doubtful accounts bullet        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) bullet  
Less: allowance for doubtful accounts bullet        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 4,050,399 Click to see attachment5,638,178 11,666,128
c Investments—corporate bonds (attach schedule)....... 499,890 Click to see attachment358,499 366,040
11 Investments—land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 1,290,247 Click to see attachment1,927,507 2,009,941
14 Land, buildings, and equipment: basis bullet  
Less: accumulated depreciation (attach schedule) bullet        
15 Other assets (describe bullet)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 6,143,724 9,945,382 16,063,307
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe bullet)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here bullet
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here bullet
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 6,143,724 9,945,382
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 0 0
29 Total net assets or fund balances (see instructions)..... 6,143,724 9,945,382
30 Total liabilities and net assets/fund balances (see instructions). 6,143,724 9,945,382
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
6,143,724
2
Enter amount from Part I, line 27a .....................
2
3,800,447
3
Other increases not included in line 2 (itemize) bulletClick to see attachment
3
1,211
4
Add lines 1, 2, and 3 ..........................
4
9,945,382
5
Decreases not included in line 2 (itemize) bullet
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
9,945,382
Form 990-PF (2021)
Form 990-PF (2021)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a WALT DISNEY COMPANY DTD   2018-10-03 2021-02-12
b HONEYWELL INTERNATIONAL INC DTD   2019-02-26 2021-03-01
c KYNDRYL HOLDINGS INC   2021-10-06 2021-12-08
d ORGANON & CO   2014-06-03 2021-06-03
e ORGANON & CO   2014-06-03 2021-03-15
US BANCORP   2018-05-04 2021-12-23
WELLS FARGO & COMPANY   2019-02-26 2021-03-02
CAPITAL GAIN DISTRIBUTION      
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 50,000   50,000 0
b 50,000   50,000 0
c 4,393   8,083 -3,690
d 16   13 3
e 2,258   1,566 692
50,000   49,979 21
42,379   41,169 1,210
30,604     30,604
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       0
b       0
c       -3,690
d       3
e       692
      21
      1,210
      30,604
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 28,840
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 -3,690
Form 990-PF (2021)
Form 990-PF (2021)
Page 4
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here Bullet and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions)
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 3,551
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 3,551
6 Credits/Payments:
a 2021 estimated tax payments and 2020 overpayment credited to 2021 6a 5,923
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 2,000
d Backup withholding erroneously withheld ........... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 7,923
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......Bullet 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...Bullet 10 4,372
11 Enter the amount of line 10 to be: Credited to 2022 estimated taxBullet4,372 RefundedBullet 11 0
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. bullet$ 0(2) On foundation managers.bullet$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.bullet$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
Yes
 
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
Yes
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
  • By language in the governing instrument, or
  • By state legislation that effectively amends the governing instrument so that no mandatory directions
    • that conflict with the state law remain in the governing instrument?................
    6
    Yes
     
    7
    Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
    and Part XIV..................................
    7
    Yes
     
    8a
    Enter the states to which the foundation reports or with which it is registered (see instructions)
    bulletMO
    b
    If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
    General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
    8b
    Yes
     
    9
    Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
    or 4942(j)(5) for calendar year 2021 or the taxable year beginning in 2021? See the instructions for Part XIII.
    If "Yes," complete Part XIII .............................
    9
     
    No
    10
    Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
    and addresses. ...............................
    10
     
    No
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 5
    Part VI-A
    Statements Regarding Activities (continued)
    11
    At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
    meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
    11
     
    No
    12
    Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
    advisory privileges? If "Yes," attach statement. See instructionsClick to see attachment.................
    12
    Yes
     
    13
    Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
    13
    Yes
     
    Website addressbulletN/A
    14
    The books are in care ofbulletUMB BANK NA Telephone no.bullet (816) 860-1933

    Located atbullet1010 GRANDKANSAS CITYMO ZIP+4bullet64106
    15
    Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........bullet
    and enter the amount of tax-exempt interest received or accrued during the year ........bullet
    15
     
    16 At any time during calendar year 2021, did the foundation have an interest in or a signature or other authority over YesNo
    a bank, securities, or other financial account in a foreign country? .................
    16   No
    See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
    country bullet
    Part VI-B
    Statements Regarding Activities for Which Form 4720 May Be Required
    File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
    Yes
    No
    1a
    During the year did the foundation (either directly or indirectly):
    (1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
    1a(1)
     
    No
    (2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
    a disqualified person? ..............................
    1a(2)
     
    No
    (3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
    1a(3)
     
    No
    (4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
    1a(4)
     
    No
    (5) Transfer any income or assets to a disqualified person (or make any of either available
    for the benefit or use of a disqualified person)? ......................
    1a(5)
     
    No
    (6) Agree to pay money or property to a government official? (Exception. Check "No"
    if the foundation agreed to make a grant to or to employ the official for a period
    after termination of government service, if terminating within 90 days.) ...............
    1a(6)
     
    No
    b
    If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
    section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
    1b
     
     
    c
    ........bullet
    d
    Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
    that were not corrected before the first day of the tax year beginning in 2021? .............
    1d
     
    No
    2
    Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
    operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
    a
    At the end of tax year 2021, did the foundation have any undistributed income (lines 6d
    and 6e, Part XII) for tax year(s) beginning before 2021?....................
    2a
     
    No
    If "Yes," list the years bullet20, 20, 20, 20
    b
    Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
    (relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
    to all years listed, answer "No" and attach statement—see instructions.) ..............
    2b
     
     
    c
    If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
    bullet20, 20, 20, 20
    3a
    Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
    any time during the year? ..............................
    3a
     
    No
    b
    If "Yes," did it have excess business holdings in 2021 as a result of (1) any purchase by the foundation
    or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
    by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
    the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
    if the foundation had excess business holdings in 2021.) .....................
    3b
     
     
    4a
    Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
    4a
     
    No
    b
    Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
    charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2021? ..
    4b
     
    No
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 6
    Part VI-B
    Statements Regarding Activities for Which Form 4720 May Be Required (continued)
    5a
    During the year did the foundation pay or incur any amount to:
    Yes
    No
    (1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
    5a(1)
     
    No
    (2) Influence the outcome of any specific public election (see section 4955); or to carry
    on, directly or indirectly, any voter registration drive? ....................
    5a(2)
     
    No
    (3) Provide a grant to an individual for travel, study, or other similar purposes? .............
    5a(3)
    Yes
     
    (4) Provide a grant to an organization other than a charitable, etc., organization described
    in section 4945(d)(4)(A)? See instructions ........................
    5a(4)
     
    No
    (5) Provide for any purpose other than religious, charitable, scientific, literary, or
    educational purposes, or for the prevention of cruelty to children or animals? .............
    5a(5)
     
    No
    b
    If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
    Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
    5b
     
    No
    c
    .........bullet
    d
    If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
    tax because it maintained expenditure responsibility for the grant? .................
    5d
     
     
    If "Yes," attach the statement required by Regulations section 53.4945–5(d).
    6a
    Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
    a personal benefit contract? .............................
    6a
     
    No
    b
    Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
    6b
     
    No
    If "Yes" to 6b, file Form 8870.
    7a
    At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
    7a
     
    No
    b
    If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
    7b
     
     
    8
    Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
    excess parachute payment during the year? .........................
    8
     
    No
    Part VII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors
    1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
    (a) Name and address (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation
     (If not paid, enter
    -0-)     		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
    other allowances
    J MARINER KEMPER DIRECTOR AND PRESIDENT
    1.00     		0 0 0
    1010 GRAND BLVD
    KANSAS CITY,MO64106
    JAMES D RINE DIRECTOR AND VICE PRESIDENT
    1.00     		0 0 0
    1010 GRAND BLVD
    KANSAS CITY,MO64106
    ALICIA M BECK DIRECTOR
    1.00     		0 0 0
    1010 GRAND BLVD
    KANSAS CITY,MO64106
    JOHN C PAULS SECRETARY
    1.00     		0 0 0
    1010 GRAND BLVD
    KANSAS CITY,MO64106
    DAVID C ODGERS TREASURER
    1.00     		0 0 0
    1010 GRAND BLVD
    KANSAS CITY,MO64106
    2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
    (a) Name and address of each employee paid more than $50,000 (b) Title, and average
    hours per week
    devoted to position     		(c) Compensation (d) Contributions to
    employee benefit
    plans and deferred
    compensation     		(e) Expense account,
    other allowances
    NONE
    Total number of other employees paid over $50,000...................bullet 0
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 7
    Part VII
    Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
    and Contractors (continued)
    3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
    (a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
    NONE
    Total number of others receiving over $50,000 for professional services.............bullet0
    Part VIII-A
    Summary of Direct Charitable Activities
    List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
    1  
    2  
    3  
    4  
    Part VIII-B
    Summary of Program-Related Investments (see instructions)
    Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
    1  
    2  
    All other program-related investments. See instructions.
    3  
    Total. Add lines 1 through 3.........................bullet0
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 8
    Part IX
    Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
    1
    Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
    purposes:
    a
    Average monthly fair market value of securities...................
    1a
    11,465,502
    b
    Average of monthly cash balances.......................
    1b
    1,023,266
    c
    Fair market value of all other assets (see instructions)................
    1c
    800,000
    d
    Total (add lines 1a, b, and c).........................
    1d
    13,288,768
    e
    Reduction claimed for blockage or other factors reported on lines 1a and
    1c (attach detailed explanation) .............
    1e
    0
    2
    Acquisition indebtedness applicable to line 1 assets..................
    2
    0
    3
    Subtract line 2 from line 1d.........................
    3
    13,288,768
    4
    Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
    instructions) .............................
    4
    199,332
    5
    Net value of noncharitable-use assets. Subtract line 4 from line 3. .......
    5
    13,089,436
    6
    Minimum investment return. Enter 5% (0.05) of line 5................
    6
    654,472
    Part X
    Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
    1
    Minimum investment return from Part IX, line 6..................
    1
    654,472
    2a
    Tax on investment income for 2021 from Part V, line 5.......
    2a
    3,551
    b
    Income tax for 2021. (This does not include the tax from Part V.) ...
    2b
    876
    c
    Add lines 2a and 2b............................
    2c
    4,427
    3
    Distributable amount before adjustments. Subtract line 2c from line 1............
    3
    650,045
    4
    Recoveries of amounts treated as qualifying distributions................
    4
    0
    5
    Add lines 3 and 4............................
    5
    650,045
    6
    Deduction from distributable amount (see instructions).................
    6
    0
    7
    Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
    7
    650,045
    Part XI
    Qualifying Distributions (see instructions)
    1
    Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
    a
    Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
    1a
     
    b
    Program-related investments—total from Part VIII-B..................
    1b
     
    2
    Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
    purposes...............................
    2
     
    3
    Amounts set aside for specific charitable projects that satisfy the:
    a
    Suitability test (prior IRS approval required)....................
    3a
     
    b
    Cash distribution test (attach the required schedule) .................
    3b
     
    4
    Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4.
    4
     
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 9
    Part XII
    Undistributed Income (see instructions)
    (a)
    Corpus     		(b)
    Years prior to 2020     		(c)
    2020     		(d)
    2021
    1 Distributable amount for 2021 from Part X, line 7 650,045
    2 Undistributed income, if any, as of the end of 2021:
    a Enter amount for 2020 only....... 100,745
    b Total for prior years:20, 20, 20 0
    3 Excess distributions carryover, if any, to 2021:
    a From 2016......  
    b From 2017......  
    c From 2018......  
    d From 2019......  
    e From 2020......  
    f Total of lines 3a through e ........ 0
    4Qualifying distributions for 2021 from Part
    XI, line 4: bullet$ 466,200
    a Applied to 2020, but not more than line 2a 100,745
    b Applied to undistributed income of prior years
    (Election required—see instructions).....     		0
    c Treated as distributions out of corpus (Election
    required—see instructions)........     		0
    d Applied to 2021 distributable amount..... 365,455
    e Remaining amount distributed out of corpus 0
    5 Excess distributions carryover applied to 2021. 0 0
    (If an amount appears in column (d), the
    same amount must be shown in column (a).)
    6Enter the net total of each column as
    indicated below:
    a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
    b Prior years’ undistributed income. Subtract
    line 4b from line 2b ..........     		0
    c Enter the amount of prior years’ undistributed
    income for which a notice of deficiency has
    been issued, or on which the section 4942(a)
    tax has been previously assessed......     		0
    d Subtract line 6c from line 6b. Taxable amount
    —see instructions ...........     		0
    e Undistributed income for 2019. Subtract line
    4a from line 2a. Taxable amount—see
    instructions .............     		0
    f Undistributed income for 2021. Subtract
    lines 4d and 5 from line 1. This amount must
    be distributed in 2022 ..........     		284,590
    7 Amounts treated as distributions out of
    corpus to satisfy requirements imposed by
    section 170(b)(1)(F) or 4942(g)(3) (Election may
    be required - see instructions) .......     		0
    8 Excess distributions carryover from 2016 not
    applied on line 5 or line 7 (see instructions) ...     		0
    9 Excess distributions carryover to 2022.
    Subtract lines 7 and 8 from line 6a ......     		0
    10 Analysis of line 9:
    a Excess from 2017....  
    b Excess from 2018....  
    c Excess from 2019....  
    d Excess from 2020....  
    e Excess from 2021....  
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 10
    Part XIII
    Private Operating Foundations (see instructions and Part VI-A, question 9)
    1a If the foundation has received a ruling or determination letter that it is a private operating
    foundation, and the ruling is effective for 2021, enter the date of the ruling ....... bullet
     
    b Check box to indicate whether the organization is a private operating foundation described in section or
    2a Enter the lesser of the adjusted net
    income from Part I or the minimum
    investment return from Part X for each
    year listed ..........     		Tax year Prior 3 years (e) Total
    (a) 2021 (b) 2020 (c) 2019 (d) 2018
             
    b 85% (0.85) of line 2a .........          
    c Qualifying distributions from Part XI,
    line 4 for each year listed .....     		         
    d Amounts included in line 2c not used directly
    for active conduct of exempt activities ..........     		         
    e Qualifying distributions made directly
    for active conduct of exempt activities.
    Subtract line 2d from line 2c ....     		         
    3 Complete 3a, b, or c for the
    alternative test relied upon:
    a “Assets" alternative test—enter:
    (1) Value of all assets ......          
    (2) Value of assets qualifying
    under section 4942(j)(3)(B)(i)    		          
    b “Endowment" alternative test— enter 2/3
    of minimum investment return shown in
    Part IX, line 6 for each year listed ..     		         
    c “Support" alternative test—enter:
    (1) Total support other than gross
    investment income (interest,
    dividends, rents, payments
    on securities loans (section
    512(a)(5)), or royalties) ....     		         
    (2) Support from general public
    and 5 or more exempt
    organizations as provided in
    section 4942(j)(3)(B)(iii)....     		         
    (3) Largest amount of support
    from an exempt organization    		          
    (4) Gross investment income          
    Part XIV
    Supplementary Information (Complete this part only if the foundation had $5,000 or more in
    assets at any time during the year—see instructions.)
    1Information Regarding Foundation Managers:
    aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
    before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
    bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
    ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
    2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
    Check here bullet
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    UMB CHARITABLE TRUSTS AND FOUNDATIO
    PO BOX 415044 M/S 1020307
    KANSAS CITY,MO64141
    (816) 860-1933
    CHARITABLEFOUNDATIONS@UMB.COM
    bThe form in which applications should be submitted and information and materials they should include:
    UMB CHARITABLE TRUSTS AND FOUNDATION GRANT APPLICATION AVAILABLE FROM UMB ASSOCIATE AND SUBMITTED ON CHARITABLE ORGANIZATION'S BEHALF.
    cAny submission deadlines:
    NONE
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    TO VARIOUS QUALIFIED ORGANIZATIONS FOR CHARITABLE, EDUCATIONAL, SCIENTIFIC AND RELIGIOUS PURPOSES WITHIN THE MEANING OF IRC 501(C)(3) WHICH ARE NOT PRIVATE FND IN AT LEAST MINIMUM AMOUNT REQUIRED BY LAW.
    aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
    SCHOLARSHIP MGMT SERVICES
    ONE SCHOLARSHIP WAY
    SAINT PETER,MN56082
    (507) 931-1682
    UMBF@SCHOLARSHIPAMERICA.ORG
    bThe form in which applications should be submitted and information and materials they should include:
    ONLINE SUBMISSION VIA SCHOLARSHIP AMERICA HUB
    cAny submission deadlines:
    ONLINE SUBMISSION BY MARCH 5
    dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
    factors:
    THE RESTRICTIONS AND ELIGIBILITY REQUIREMENTS CAN BE FOUND AT THE UMB COUNT ON MORE SCHOLARSHIP PROGRAM WEBSITE, "LEARNMORE.SCHOLARSAPPLY.ORG/UMBF/"
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 11
    Part XIV
    Supplementary Information (continued)
    3 Grants and Contributions Paid During the Year or Approved for Future Payment
    Recipient If recipient is an individual,
    show any relationship to
    any foundation manager
    or substantial contributor
    		 Foundation
    status of
    recipient     		Purpose of grant or
    contribution     		Amount
    Name and address (home or business)
    aPaid during the year
    AMERICAN ROYAL ASSOCIATION
    1701 AMERICAN ROYAL COURT
    KANSAS CITY,MO64102     		NONE GENERAL OPERATING FU PROVIDE SUPPORT FOR AGRICULTURAL EDUCATIONAL PROGRAMS 7,500
    AWESOME AMBITIONS
    12116 MCGEE STREET
    KANSAS CITY,MO64145     		NONE PC COLLEGE AND CAREER READINESS PROGRAM 4,500
    BLACK EXCELLENCE
    5614 ASH AVENUE
    RAYTOWN,MO64133     		NONE PC GIFT FOR CAREER TRAJECTORY PROGRAM 2,000
    BLACK REPERTORY THEATRE OF KANSAS CITY
    8720 CHESTNUT CIRCLE 1
    KANSAS CITY,MO64131     		NONE PC FOR NEW PLAYWRIGHTS SERIES REDWOOD 1,500
    BRAIN INJURY ASSOCIATION OF KANSAS
    6701 W 64TH ST 120
    SHAWNEE MISSION,KS66202     		NONE PC SERVING INDIVIDUALS WHO HAVE SUSTAINED TRAUMATIC BRAIN INJURIES 1,500
    CENTUS COUNSELING
    2696 S COLORADO BLVD SUITE 580
    DENVER,CO80222     		NONE PC SUPPORT SUSAN SCHOOL COUNSELING PROG 20,000
    CHWC INC
    2 S 14TH ST
    KANSAS CITY,KS66102     		NONE PC COMMUNITY DEVELOPMENT IN WYANDOTTE COUNTY KANSAS 10,000
    CLAY COUNTY CLOTHES CLOSET
    3939 N CLEVELAND AVE
    KANSAS CITY,MO64117     		NONE PC CLOTHING FAMILIES EMPOWERING LIVES 1,500
    COLORADO COLLEGE
    1800 GRANT ST STE 600
    DENVER,CO80203     		NONE GENERAL OPERATING FU PROVIDE SUPPORT FOR EDUCATIONAL PROGRAMS 10,000
    DEBATE-KANSAS CITY
    5000 HOLMES ST202 HAAG HALL
    KANSAS CITY,MO64110     		NONE GENERAL OPERATING FU PROVIDE SUPPORT FOR URBAN DEBATE LEAGUE FOR URBAN YOUTH 10,000
    DENVER ROTARY CLUB FOUNDATION
    1385 S COLORADO BLVD NO A-304
    DENVER,CO80222     		NONE PC LOCAL HUMANITARIAN PROGRAMS 1,000
    ELEVATE METRO KC
    PO BOX 4477
    OVERLAND PARK,KS66204     		NONE PC PROGRAMMING AND STAFFING FOR ELEVATE METRO KC 10,000
    ENGLEWOOD ARTS
    10901 E WINNER RD
    INDEPENDENCE,MO64052     		NONE PC FOR GENERAL OPERATING EXPENSES 20,000
    FIT AND FOOD CONNECTION
    8816 MANCHESTER RD 203
    ST LOUIS,MO63144     		NONE PC PROVIDING EMERGENCY GROCERIES GREATER KC AREA 1,500
    FOSTERADOPT CONNECT
    18600 E 37TH TERRACE
    INDEPENDENCE,MO64057     		NONE GENERAL OPERATING FU PROVIDE SUPPORT FOR INNOVATIVE SOLUTIONS FOR FOSTER PROGRAMS 7,500
    FOUNDATION FOR CENTER EDUCATION INC
    1211 W 103RD ST STE 164
    KANSAS CITY,MO64114     		NONE PC ENHANCE EDUCATIONAL OPPORTUNITIES FOR CHILDREN 1,000
    FRIENDS OF THE ZOO INC OF KANSAS CITY MO
    6800 ZOO DR
    KANSAS CITY,MO64132     		NONE GENERAL OPERATING FU PROVIDE SUPPORT FOR KANSAS CITY ZOO OPERATIONS 5,000
    GIVING HOPE & HELP INC
    PO BOX 2446
    LEES SUMMIT,MO64063     		NONE PC SUPPORTING THE EDUCATION IS YOUR PASSPORT 1,000
    GREATER KANSAS CITY SPORTS FOUNDATION
    2600 GRAND BLVD 100
    KANSAS CITY,MO64108     		NONE PC GIFT 8,700
    GREEN WORKS IN KC
    604 EAST 31ST STREET
    KANSAS CITY,MO64109     		NONE PC GREEN WORKS PROGRAM FOR CHILDREN 2,000
    HBCU WALKING BILLBOARD
    PO BOX 46243
    KANSAS CITY,MO64134     		NONE PC COLLEGE PREPARATION AND INCREASING COLLEGE ACCESS GREATER KC METRO AREA 3,500
    ICT SOS
    1211 S EMPORIA AVE
    WICHITA,KS67211     		NONE PC EXPANDING OFFICE SPACE 2,000
    KANSAS CITY DREAM CENTER CO
    1500 CENTRAL AVE
    KANSAS CITY,KS66102     		NONE PC TO FURTHER CHARITABLE PURPOSES 2,000
    KANSAS CITY MOTHERS-IN-CHARGE
    3200 WAYNE AVE RM 124
    KANSAS CITY,MO64109     		NONE PC GENERAL OPERATING SUPPORT 3,000
    LATINO FOUNDATION FOR THE ARTS
    1132 OAK STREET
    KANSAS CITY,MO64108     		NONE PC CHARITABLE PROGRAMS 2,500
    METROCARE SERVICES
    1345 RIVER BEND DRIVE 200
    DALLAS,TX75247     		NONE PC CENTER CAPITAL CAMPAIGN 25,000
    NORTHLAND CHRISTMAS STORE INC
    PO BOX 28403
    KANSAS CITY,MO64188     		NONE PC CLEANING SUPPLIES IN CLAY COUNTY, MISSOURI 2,500
    PETES GARDEN
    6215 SUMMIT ST
    KANSAS CITY,MO64113     		NONE PC TOGETHER AT THE TABLE SPONSORED MEALS 2,500
    RESILIENT ACTIVIST
    604 W 61ST TERRACE
    KANSAS CITY,MO64113     		NONE PC BUILDING RESILIENT COMMUNICATIONS 1,500
    RIVER OF REFUGE
    5155 RAYTOWN RD
    RAYTOWN,MO64133     		NONE PC GIFT FOR CHARITABLE PROGRAMS 7,500
    SCHOLARSHIP AMERICA
    1 SCHOLARSHIP WAY
    ST PETER,MN56082     		NONE SCHOLARSHIPS TO FUND SCHOLARSHIP PROGRAM 160,000
    SISTERS IN CHRIST
    6317 EVANSTON AVENUE
    KANSAS CITY,MO64133     		NONE PC FOR CHARITABLE PROGRAMS 1,500
    SOAR SPECIAL NEEDS
    12801 W 124TH STREET
    OVERLAND PARK,KS66213     		NONE PC RESPITE SERVICES FOR SPECIAL FAMS 1,500
    STRIVE 4 LIFE FOUNDATION
    10 KINGSTON MANOR DRIVE
    ST LOUIS,MO63124     		NONE PC SATURDAY FULLY FUNDED SCREENING EVT 1,500
    SUBURBAN BALANCE
    316 NE LAKES EDGE CIR
    LEES SUMMIT,MO64064     		NONE PC EDUCATIONAL EQUITY COMMUNITY AWARENESS FORUMS 2,000
    TARRANT LITERACY COALITION
    PO BOX 123537
    FT WORTH,TX76121     		NONE PC LEARN FOR LIFE 1,500
    THE CHILDREN'S PLACE
    2 E 59TH STREET
    KANSAS CITY,MO64113     		NONE GENERAL OPERATING FU PROVIDE SUPPORT FOR CHILDREN'S PLACE PROGRAM OF PROVIDING TRAUMA RESPONSIVE CARE 25,000
    THE NELSON-ATKINS MUSEUM OF ART
    4525 OAK ST
    KANSAS CITY,MO64111     		NONE PC SHUTTLE CORK PREMIER SPONSOR 2021 15,000
    THRIVING FAMILIES
    1330 FOX STREET
    DENVER,CO80204     		NONE PC SERVICES TO SUPPORT WOMEN AND FAMILIES IN NEED 3,000
    VERONICA'S VOICE
    PO BOX 172472
    KANSAS CITY,KS66117     		NONE PC MAGDALENE KC RESIDENTIAL PROGRAM 2,000
    YOURCAUSE
    65 FAIRCHILD STREET
    CHARLESTON,SC29492     		NONE MATCHING FUND TO FUND MATCHING GIFT PROGRAM 75,000
    Total .................................bullet 3a 466,200
    bApproved for future payment
    Total .................................bullet 3b 0
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 12
    Part XV-A
    Analysis of Income-Producing Activities
    Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
    Related or exempt
    function income
    (See instructions.)
    1Program service revenue: (a)
    Business code     		(b)
    Amount     		(c)
    Exclusion code     		(d)
    Amount
    a
    b
    c
    d
    e
    f
    gFees and contracts from government agencies          
    2 Membership dues and assessments ....          
    3 Interest on savings and temporary cash
    investments ...........     		         
    4 Dividends and interest from securities ....          
    5 Net rental income or (loss) from real estate:
    aDebt-financed property......          
    bNot debt-financed property.....          
    6 Net rental income or (loss) from personal property          
    7 Other investment income .....          
    8 Gain or (loss) from sales of assets other than
    inventory ............     		    18 28,840  
    9 Net income or (loss) from special events:          
    10 Gross profit or (loss) from sales of inventory          
    11 Other revenue: a
    b
    c
    d
    e
    12 Subtotal. Add columns (b), (d), and (e) .. 0 266,654 0
    13Total. Add line 12, columns (b), (d), and (e)..................
    13
    266,654
    (See worksheet in line 13 instructions to verify calculations.)
    Part XV-B
    Relationship of Activities to the Accomplishment of Exempt Purposes
    Line No.
    DownArrow     		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
    the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
    instructions.)
    Form 990-PF (2021)
    Form 990-PF (2021)
    Page 13
    Part XVI
    Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
    1
    Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
    Yes
    No
    a
    Transfers from the reporting foundation to a noncharitable exempt organization of:
    (1) Cash...................................
    1a(1)
     
    No
    (2) Other assets.................................
    1a(2)
     
    No
    b
    Other transactions:
    (1) Sales of assets to a noncharitable exempt organization....................
    1b(1)
     
    No
    (2) Purchases of assets from a noncharitable exempt organization..................
    1b(2)
     
    No
    (3) Rental of facilities, equipment, or other assets.......................
    1b(3)
     
    No
    (4) Reimbursement arrangements...........................
    1b(4)
     
    No
    (5) Loans or loan guarantees.............................
    1b(5)
     
    No
    (6) Performance of services or membership or fundraising solicitations................
    1b(6)
     
    No
    c
    Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
    1c
     
    No
    d
    If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
    of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
    in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
    (a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
    2a
    Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
    described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
    b
    If "Yes," complete the following schedule.

    (a) Name of organization (b) Type of organization (c) Description of relationship
    Sign Here
    Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
    Bullet Bullet
    May the IRS discuss this return
    with the preparer shown below?
    See instructions.
    Signature of officer or trustee Date Title
    Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date PTIN
    Firm's name SmallBullet
    		 Firm's EIN SmallBullet
    Firm's address SmallBullet


    		 Phone no.
    Form 990-PF (2021)
    Additional Data


    Software ID:  
    Software Version:  


    Form 990PF - Special Condition Description:
    Special Condition Description
    Schedule B
    (Form 990)
    Department of the Treasury
    Internal Revenue Service
    Schedule of Contributors

    Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
    Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
    OMB No. 1545-0047
    2021
    Name of the organization
    UMB FINANCIAL CORPORATION CHARITABLE
     
    Employer identification number

    20-5093263
    Organization type (check one):
    Filers of:
    Section:
    Form 990 or 990-EZ






    Form 990-PF




    Check if your organization is covered by the General Rule or a Special Rule.  
    Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
    General Rule
    Special Rules
    ......... Arrow Bullet $  
    Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
    990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
    or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
    990-EZ, or 990-PF).
    For Paperwork Reduction Act Notice, see the Instructions
    for Form 990, 990-EZ, or 990-PF.
    Cat. No. 30613XSchedule B (Form 990) (2021)
    Schedule B (Form 990) (2021) Page 2
    Name of organization
    UMB FINANCIAL CORPORATION CHARITABLE
          		Employer identification number
    20-5093263
    Part I
    Contributors
    Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
    1
    UMB BANK
    1010 GRAND BLVD
     
    KANSAS CITY, MO64106

    		$ 4,006,782


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    (a)
    No.    		 (b)
    Name, address, and ZIP + 4    		 (c)
    Total contributions    		 (d)
    Type of contribution
     
     
     
     

    		$  


    (Complete Part II for noncash contributions.)
    Schedule B (Form 990) (2021)
    Schedule B (Form 990) (2021)
    Page 3
    Name of organization
    UMB FINANCIAL CORPORATION CHARITABLE
          		Employer identification number

    20-5093263
    Part II
    Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    (a)
    No. from Part I    		 (b)
    Description of noncash property given    		 (c)
    FMV (or estimate)
    (See instructions)     		(d)
    Date received
     
    		$    
    Schedule B (Form 990) (2021)
    Schedule B (Form 990) (2021)
    Page 4
    Name of organization
    UMB FINANCIAL CORPORATION CHARITABLE
          		Employer identification number

    20-5093263
    Part III
    Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
    Use duplicate copies of Part III if additional space is needed.
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    (a)
    No. from Part I    		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
     
    (e) Transfer of gift
    Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
     
     
         
     
    Schedule B (Form 990) (2021)
    Additional Data


    Software ID:  
    Software Version:  

    TY 2021 InvestmentsCorpBondsSchedule
    Name:
    UMB FINANCIAL CORPORATION CHARITABLE
    EIN:
    20-5093263
    Name of Bond End of Year Book Value End of Year Fair Market Value
    BANK OF AMERICA CORP DTD 1/20/2017 3.124% SER MTN 1/20/2023 49,345 50,056
    ORACLE CORP DTD 7/16/2013 3.625% 7/15/2023 50,700 51,815
    QUALCOMM INC DTD 5/20/2015 3.000% 5/20/2022 49,129 50,503
    ROYAL BANK OF CANADA DTD 1/31/2017 2.750% SER GMTN 2/1/2022 50,011 50,097
    SALESFORCE.COM INC DTD 4/11/2018 3.250% 4/11/2023 50,276 51,577
    VISA INC DTD 12/14/2015 2.800% SER 7YR 12/14/2022 50,012 50,924
    WAL MART STORES INC DTD 6/27/2018 3.400% 6/26/2023 50,008 52,017
    WELLS FARGO & CO MTN DTD 3/8/2012 3.500% 3/8/2022 9,018 9,051

    TY 2021 InvestmentsCorpStockSchedule
    Name:
    UMB FINANCIAL CORPORATION CHARITABLE
    EIN:
    20-5093263
    Name of Stock End of Year Book Value End of Year Fair Market Value
    3M CORP 31,646 62,165
    ABBOTT LABORATORIES 25,294 116,111
    AFLAC INC 37,830 93,424
    AIR PRODUCTS AND CHEMICALS INC 39,734 152,130
    ALPHABET INC CLASS A 74,738 289,704
    ALPHABET INC CLASS C 12,174 144,680
    AMAZON COM INC 156,512 333,434
    APPLE INC 42,849 621,495
    ASSOCIATED BANC-CORP 96,671 112,950
    AT & T INC 79,502 61,992
    BANK OF AMERICA CORPORATION 64,380 88,980
    BANK OF HAWAII CORP 65,512 83,760
    BANK OF MONTREAL 62,202 107,720
    BAXTER INTERNATIONAL INC 24,892 51,504
    BLACKROCK INC 44,679 109,867
    BLOCK INC 25,857 28,264
    BOEING CO 98,644 90,594
    BOK FINANCIAL CORP 36,507 73,843
    BP PLC 51,210 26,630
    CATERPILLAR INC DEL 45,552 82,696
    CERNER CORP 40,360 130,018
    CHEVRON CORP 87,695 126,151
    CLOROX CO DEL 42,699 43,590
    COCA COLA CO 44,001 82,894
    COMCAST CORP NEW 30,220 34,224
    CONSOLIDATED EDISON INC 74,960 85,320
    CONSTELLATION BRANDS INC 104,014 138,034
    COSTCO WHOLESALE CORP 30,821 312,235
    CROWDSTRIKE HOLDINGS INC-A 54,520 67,568
    CVS HEALTH CORPORATION 28,211 95,423
    DANAHER CORP DEL 25,764 296,109
    DEERE & COMPANY 44,928 120,012
    DIAGEO PLC 34,415 55,035
    DOCUSIGN INC. 127,855 83,771
    DOMINION ENERGY INC 50,032 49,886
    DUKE ENERGY HLDG CORP 50,866 94,410
    EATON CORP PLC ORD 19,991 77,769
    ELECTRONIC ARTS INC 101,773 94,309
    ELI LILLY & CO 26,115 82,866
    ENBRIDGE INC 29,765 53,813
    FEDEX CORP 73,055 77,592
    FIRST HAWAIIAN INC 55,778 84,723
    FORTINET INC 79,381 100,632
    HEINEKEN N V 30,663 36,758
    HIGHWOODS PROPERTIES INC 59,221 66,885
    HOME DEPOT INC 24,070 356,909
    ILLINOIS TOOL WORKS INC 21,739 123,400
    INTEL CORP 39,291 95,275
    INTERNATIONAL BUSINESS MACHINES CORP 162,280 160,392
    JOHNSON & JOHNSON 110,913 160,806
    JP MORGAN CHASE & CO 29,131 142,515
    KELLOGG CO 30,179 31,244
    LINDE PUBLIC LIMITED CO 57,208 121,251
    LULULEMON ATHLETICA INC 107,012 97,863
    MANDIANT INC 49,249 42,885
    MASTERCARD INC - CLASS A 64,226 233,558
    MERCK & CO INC 32,931 59,396
    MICROSOFT CORP 29,254 386,768
    MONDELEZ INTERNATIONAL INC 21,953 46,417
    NETFLIX COM INC 106,570 180,732
    NEXTERA ENERGY INC 46,032 261,408
    NORFOLK SOUTHERN CORP 44,250 178,626
    NORTHERN TRUST CORP 30,203 71,766
    NVIDIA CORP 105,930 235,288
    ORACLE CORP 33,108 122,094
    PACKAGING CORP AMER 84,212 95,305
    PALO ALTO NETWORKS INC 98,636 125,271
    PAYCHEX INC 88,261 204,750
    PAYPAL HOLDINGS INC 131,604 94,290
    PEPSICO INC 30,076 82,512
    PNC FINL SVCS GROUP INC 70,201 115,299
    PROCTER & GAMBLE CO 29,729 77,701
    QUALCOMM INC 100,287 219,444
    RAYTHEON TECHNOLOGIES CORP 106,962 143,376
    REALTY INCOME CORP 61,628 71,590
    SALESFORCE.COM INC 157,310 254,130
    SCHLUMBERGER LTD 28,750 14,975
    SOUTHERN CO 49,877 65,151
    TARGET CORP 165,524 208,296
    TEXAS INSTRUMENTS INC 149,302 150,776
    TORONTO DOMINION BANK 45,410 92,016
    UNITED PARCEL SERVICE INC 186,513 321,510
    UNITEDHEALTH GROUP INC 16,801 276,177
    US BANCORP DEL 21,007 49,149
    VERIZON COMMUNICATIONS INC 120,781 158,478
    WALGREENS BOOTS ALLIANCE 73,208 99,104
    WALMART INC 64,734 86,814
    WALT DISNEY CO 35,719 162,635
    ZIMMER BIOMET HOLDINGS INC 22,971 50,816
    ZSCALER INC 89,658 116,000

    TY 2021 InvestmentsOtherSchedule2
    Name:
    UMB FINANCIAL CORPORATION CHARITABLE
    EIN:
    20-5093263
    Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
    CARILLON SCOUT MID CAP FD CL I AT COST 198,922 311,988
    DODGE & COX FUNDS INTERNATIONAL STOCK FUND AT COST 200,000 218,632
    DOUBLELINE TOTAL RETURN BOND FUND CL I AT COST 111,730 102,454
    FIRST TRUST PREFERRED SECURITIES AND INC AT COST 98,642 103,632
    IVY INTERNATIONAL CORE EQUITY I AT COST 105,148 102,954
    OCCIDENTAL PETROLEUM CORP WTS AT COST 706 1,569
    ORION OFFICE REIT INC AT COST 2,719 1,867
    RIVERPARK S/T HI-YIELD FD - I AT COST 139,692 135,102
    TORTOISE ENERGY INFRASTRUCTURE CORP AT COST 74,117 13,960
    VERSUS CAP MULTI-MGR REAL ESTATE INC FD AT COST 99,357 111,048
    VERSUS CAPITAL REAL ASSETS FD AT COST 96,474 106,735
    BACELINE - UMB INCOME FUND LLC AT COST 500,000 500,000
    NORTHPOINT INDUSTRIAL FUND V,LLC AT COST 300,000 300,000

    TY 2021 OtherIncomeSchedule2
    Name:
    UMB FINANCIAL CORPORATION CHARITABLE
    EIN:
    20-5093263
    Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
    BACELINE-UMB INCOME FUND 20,362 10,942 0


    TY 2021 OtherIncreasesSchedule
    Name:
    UMB FINANCIAL CORPORATION CHARITABLE
    EIN:
    20-5093263
    Description Amount
    EQUITY COST ADJUSTMENT 845
    UNSETTLED TRANSACTIONS/MISCELLANEOUS 366


    TY 2021 TaxesSchedule
    Name:
    UMB FINANCIAL CORPORATION CHARITABLE
    EIN:
    20-5093263
    Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
    TAXES PAID 5,000 0 0 0
    FOREIGN TAXES 1,789 1,789 0 0