Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2023
Open to Public Inspection
For calendar year 2023, or tax year beginning 01-01-2023 , and ending 12-31-2023
Name of foundation
FIRST FINANCIAL FOUNDATION
 
% FIRST FINANCIAL BANK
Number and street (or P.O. box number if mail is not delivered to street address)255 EAST FIFTH STREET SUITE 800
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
CINCINNATI, OH45202
A Employer identification number

82-3823145
B Telephone number (see instructions)

(513) 551-1108
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$171,585J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 2,500,000
2 Check right arrow.............
3 Interest on savings and temporary cash investments 56,233 56,233  
4 Dividends and interest from securities...      
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10  
b Gross sales price for all assets on line 6a  
7 Capital gain net income (from Part IV, line 2)...  
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 2,556,233 56,233  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0      
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
88 88    
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
75     75
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 163 88   75
25 Contributions, gifts, grants paid....... 2,002,078 2,412,743
26 Total expenses and disbursements. Add lines 24 and 25 2,002,241 88   2,412,818
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 553,992
b Net investment income (if negative, enter -0-) 56,145
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2023)
Form 990-PF (2023)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 28,258 171,585 171,585
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 28,258 171,585 171,585
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable................. 3,539,999 3,129,334
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 3,539,999 3,129,334
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... -3,511,741 -2,957,749
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... -3,511,741 -2,957,749
30 Total liabilities and net assets/fund balances (see instructions). 28,258 171,585
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
-3,511,741
2
Enter amount from Part I, line 27a .....................
2
553,992
3
Other increases not included in line 2 (itemize) right arrow
3
 
4
Add lines 1, 2, and 3 ..........................
4
-2,957,749
5
Decreases not included in line 2 (itemize) right arrow
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
-2,957,749
Form 990-PF (2023)
Form 990-PF (2023)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1a
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2  
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 780
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 780
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 780
6 Credits/Payments:
a 2023 estimated tax payments and 2022 overpayment credited to 2023 6a 0
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 0
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8  
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9 780
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10  
11 Enter the amount of line 10 to be: Credited to 2024 estimated taxright arrow   Refundedright arrow 11  
Form 990-PF (2023)
Form 990-PF (2023)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? Click to see attachment
List of Attached Documents:
// Content
....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$   (2) On foundation managers.right arrow$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changesClick to see attachment
List of Attached Documents:
// Content
....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.Click to see attachment
List of Attached Documents:
// Content
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowOH
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2023 or the taxable year beginning in 2023? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowWWW.BANKATFIRST.COM
14
The books are in care ofright arrowFIRST FINANCIAL BANK Telephone no.right arrow (513) 551-1108

Located atright arrow255 EAST FIFTH STREET SUITE 800CINCINNATIOH ZIP+4right arrow45202
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2023, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2023)
Form 990-PF (2023)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2023? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2023, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2023?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2023 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2023.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2023? ..
4b
 
No
Form 990-PF (2023)
Form 990-PF (2023)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
RODDELL MCCULLOUGH SECRETARY/DIRECTOR
0 		0 0 0
255 EAST FIFTH STREET
SUITE 800
CINCINNATI,OH45202
KAREN B WOODS TREASURER/DIRECTOR
0 		0 0 0
255 E 5TH STREET
SUITE 2900
CINCINNATI,OH45202
ARCHIE BROWN PRESIDENT/CHAIR
0 		0 0 0
255 EAST FIFTH STREET
SUITE 2900
CINCINNATI,OH45202
JAMIE ANDERSON DIRECTOR
0 		0 0 0
255 EAST FIFTH STREET
SUITE 2900
CINCINNATI,OH45202
MANDY NEELEY DIRECTOR
0 		0 0 0
255 EAST FIFTH STREET
SUITE 800
CINCINNATI,OH45202
RICK DENNEN DIRECTOR
0 		0 0 0
255 EAST FIFTH STREET SUITE 800
CINCINNATI,OH45202
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
 
Total number of other employees paid over $50,000...................right arrow  
Form 990-PF (2023)
Form 990-PF (2023)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
 
Total number of others receiving over $50,000 for professional services.............right arrow  
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow  
Form 990-PF (2023)
Form 990-PF (2023)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
0
b
Average of monthly cash balances.......................
1b
0
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
0
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
 
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
0
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
0
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
0
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
0
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
0
2a
Tax on investment income for 2022 from Part V, line 5.......
2a
780
b
Income tax for 2022. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
780
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
0
4
Recoveries of amounts treated as qualifying distributions................
4
 
5
Add lines 3 and 4............................
5
0
6
Deduction from distributable amount (see instructions).................
6
 
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
0
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
2,412,818
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
2,412,818
Form 990-PF (2023)
Form 990-PF (2023)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2022 		(c)
2022 		(d)
2023
1 Distributable amount for 2023 from Part X, line 7 0
2 Undistributed income, if any, as of the end of 2022:
a Enter amount for 2022 only....... 0
b Total for prior years:2021, 2020, 2019 0
3 Excess distributions carryover, if any, to 2022:
a From 2018...... 743,400
b From 2019...... 2,148,792
c From 2020...... 2,875,329
d From 2021...... 2,637,612
e From 2022...... 2,495,708
f Total of lines 3a through e ........ 10,900,841
4Qualifying distributions for 2023 from Part
XI, line 4: right arrow$ 2,412,818
a Applied to 2022, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		 
c Treated as distributions out of corpus (Election
required—see instructions)........ 		 
d Applied to 2023 distributable amount..... 0
e Remaining amount distributed out of corpus 2,412,818
5 Excess distributions carryover applied to 2023. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 13,313,659
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		 
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2022. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2023. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2024 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		 
8 Excess distributions carryover from 2018 not
applied on line 5 or line 7 (see instructions) ... 		743,400
9 Excess distributions carryover to 2024.
Subtract lines 7 and 8 from line 6a ...... 		12,570,259
10 Analysis of line 9:
a Excess from 2019.... 2,148,792
b Excess from 2020.... 2,875,329
c Excess from 2021.... 2,637,612
d Excess from 2022.... 2,495,708
e Excess from 2023.... 2,412,818
Form 990-PF (2023)
Form 990-PF (2023)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2023, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2023 (b) 2022 (c) 2021 (d) 2020
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
NA
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
NA
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
FIRST FINANCIAL FOUNDATION
255 EAST FIFTH STREET SUITE 800
CINCINNATI,OH45202
BANKATFIRST.COM/HOME/COMMUNITY-DEVELOPMENT
bThe form in which applications should be submitted and information and materials they should include:
VIA WEBSITE
cAny submission deadlines:
NONE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
RECIPIENT TO BE WITHIN BANK'S MARKET FOOTPRINT AND DELIVERING SERVICES IN TARGET AREAS
Form 990-PF (2023)
Form 990-PF (2023)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

UNITED WAY OF GREATER CINCINNATI

2400 READING ROAD
CINCINNATI,OH45202 		  PC ANNUAL CAMPAIGN (INCLUDING EE MATCH) 364,444

DECATUR COUNTY UNITED FUND

108 S BROADWAY
GREENSBURG,IN47240 		  PC BANK MATCH FOR EMPLOYEE CONTRIBUTIONS 45,632

HOUSING PARTNERSHIP INC

1512 CRUMS LN 401
LOUISVILLE,KY40216 		  PC 3 YR COMMITMENT - SUPPORT HOMEOWNERSHIP IN LOW AND MODERATE INCOME COMMUNITIES IN LOUISVILLE, KY 41,667

CINCINNATI USA REGIONAL CHAMBER MINORITY BUSINESS

3 EAST FOURTH STREET
CINCINNATI,OH45202 		  PC SUPPORT DEVELOPMENT OF MINORITY AND SMALL BUSINESS IN THE CINCINNATI REGION 200,000

COLLECTIVE EMPOWERMENT GROUP

1821 SUMMIT ROAD 201
CINCINNATI,OH45327 		  PC MINORITY SMALL BUSINESS SUPPORT 35,000

BOYS & GIRLS CLUB OF SEYMOUR

950 NORTH OBRIEN ST
SEYMOUR,IN47274 		  PC SUPPORT THE INDIANA KIDS PROGRAM, WHICH ASSISTS STUDENTS WHO ARE TESTING BELOW GRADE LEVEL 15,000

JUNIOR ACHIEVEMENT OF CENTRAL INDIANA

7435 N KEYSTONE AVE
INDIANAPOLIS,IN46240 		  PC TO FUND JA IN-SCHOOL PROGRAMS AT A LOCAL ELEMENTARY SCHOOL, JA BIZTOWN FOR 5TH GRADERS, AND JA CAREER FAIR FOR HIGH SCHOOL STUDENTS 7,500

CDFI FRIENDLY BLOOMINGTON

100 S COLLEGE AVENUE SUITE240
BLOOMINGTON,IN47404 		  PC BRING SPECIFIC PROGRAMMING AND FINANCING TO THE GREATER BLOOMINGTON AREA & INCREASE QUALITY OF LIFE AND JOBS 20,000

ACCELERATE GREAT SCHOOLS

30 GARFIELD PLACE STE 700
CINCINNATI,OH45202 		  PC FUNDING FOR SCHOOL PROGRAMMING IN UNDERSERVED NEIGHBORHOODS 200,000

FC CINCINNATI FOUNDATION

14 EAST FOURTH ST
CINCINNATI,OH45202 		  PC COMMUNITY SUPPORT FOR WEST END DEVELOPMENT 200,000

CINCINNATI PLAYHOUSE IN THE PARK

962 MT ADAMS CIRCLE
CINCINNATI,OH45202 		  PC CAPITAL CAMPAIGN TO SUPPORT A NEW BUILDING FOR PERFORMANCES AND SCHOOL PROGRAMMING FOR DISADVANTAGED CHILDREN 125,000

CRAYONS TO COMPUTERS

1350 TENNESSEE AVE
CINCINNTI,OH45229 		  PC FUNDING TO PROVIDE ACCESS FOR FREE SCHOOL SUPPLIES FOR CINCINNATI & N KY PRE-SCHOOL TEACHERS 25,000

PEOPLE WORKING COOPERATIVELY

4612 PADDOCK RD
CINCINNATI,OH45229 		  PC HOME REPAIR AND MODIFICATION PROGRAM PROVIDES CRITICAL HOME REPAIRS AND MODIFICATIONS FOR LOW INCOME HOMEOWNERS IN THE CINCINNATI AREA 5,000

FOUNDATION FOR YOUTH OF BARTHOLOMEW COUNTY

405 HOPE AVE
COLUMBUS,IN47201 		  PC PROVIDE ASSISTANCE TO FAMILIES IN NEED OF AFTER SCHOOL CARE THROUGH A SCHOLARSHIP 15,000

FREESTORE FOODBANK INC

1141 CENTRAL PARKWAY
CINCINNATI,OH45202 		  PC CAMPAIGN SUPPORT TO ASSIST IN SUPPLING MEALS TO THOSE OF THE COMMUNITY IN NEED 50,000

BLACK ACHIEVERS INC

8187 SEA MIST CT
WEST CHESTER,OH45069 		  PC WORKFORCE DEVELOPMENT AND EDUCATION PROGRAM TO HELP THE UNDERSERVED 20,000

COMMUNITY ECONOMIC ADVANCEMENT INITIATIVE

7505 READING RD
CINCINNATI,OH45237 		  PC FUNDING FOR A 4 YEAR FORGIVABLE LOAN TO ADDRESS A FOOD DESERT IN THE BOND HILL & ROSELAWN COMMUNITIES 10,000

COLLEGE HILL COMMUNITY URBAN REDEVELOPMENT CORP

6107 HAMILTON AVE
CINCINNATI,OH45224 		  PC COLLEGE HILL REVITALIZATION 30,000

LAFAYETTE NEIGHBORHOOD HOUSING SERVICES INC

671 N 36TH ST
LAFAYETTE,IN47905 		  PC HOUSING COUNSELING/CDFI EXPANSION 5,000

UNIVERSITY OF CINCINNATI FOUNDATION

PO BOX 19970
CINCINNATI,OH45219 		  PC TO SUPPORT THE BUSINESS FELLOWS AND GEN-1 PROGRAMS AT THE UNIVERSITY OF CINCINNATI 10,000

HOMESTEADING AND URBAN REDEVELOPMENT CORP

9913 WAYNE AVE
LINCOLN HEIGHTS,OH45215 		  PC PROGRAMMATIC SUPPORT FOR COMMUNITY WIFI AND CODE ENFORCEMENT REMEDIATION 58,333

WOMEN HELPING WOMEN

215 EAST 9TH ST 200
CINCINNATI,OH45202 		  PC SUPPORT SERVICES AND WORKFORCE DEVELOPMENT FOR WOMEN AFFECTED BY DOMESTIC VIOLENCE 20,000

AMIGOS THE RICHMOND LATINO CENTER INC

801 NATIONAL RD W
RICHMOND,IN47374 		  PC CAREER EXPLORATION SUMMER CAMP 5,000

FAMILY LIFE CENTER OF GREENE CO INDIANA

2093 W ST RD 54
BLOOMFIELD,IN47424 		  PC FLC FOOD FOR FAMILIES 5,000

GOODWILL INDUSTRIES OF KENTUCKY INC

1325 S 4TH ST
LOUISVILLE,KY40208 		  PC EXPUNGEMENT CLINIC PROGRAM 25,000

HOMEOWNERSHIP CENTER OF GREATER DAYTON

130 W 2ND ST
DAYTON,OH45402 		  PC ADVANCING RACIAL EQUITY 5,000

MORTAR CINCINNATI

340 READING RD
CINCINNATI,OH45202 		  PC MORTAR ENTREPRENEURSHIP ACADEMY 5,000

SANS SOUCI INC

1526 13TH ST
COLUMBUS,IN47201 		  PC TO PURCHASE A TRUCK TO TRANSPORT ATERIALS TO PROVIDE SUPPORTIVE SERVICES TO UNDERSERVED FAMILIES 60,000

SUPPORT TO ENCOURAGE LOW INCOME FAMILIES

415 S MONUMENT AVE
HAMILTON,OH45011 		  PC INDIVIDUAL DEVELOPMENT ACCOUNT 10,000

YWCA DAYTON

141 W 3RD ST
DAYTON,OH45402 		  PC ECONOMIC EMPOWERMENT AND WORKFORCE DEVELOPMENT 5,000

EXODUS REFUGEE IMMIGRATION INC

2457 E WASHINGTON ST STE A
INDIANAPOLIS,IN46201 		  PC HUMANITARIAN SERVICES AND SELF SUFFICIENCY TRAINING TO IMMIGRANTS AND ASYLUM SEEKERS 50,000

WORKING IN NEIGHBORHOODS

1814 DREMAN AVE
CINCINNATI,OH45223 		  PC REDEVELOPMENT OF 5 LMI CINCINNATI NEIGHBORHOODS 75,000

MIAMI UNIVERSITY

1601 UNIVERSITY BLVD
HAMILTON,OH45011 		  PC FUNDING TO SUPPORT THEIR EARLY COLLEGE PROGRAM FOR HIGH POTENTIAL STUDENTS FROM DISADVANTAGED BACKGROUNDS 16,000

NEW DIRECTIONS HOUSING CORP

1000 E LIBERTY ST
LOUISVILLE,KY40204 		  PC FUNDING FOR I RISE PROGRAM 25,000

UPSPRING

3002 HARRISON AVE
CINCINNATI,OH45211 		  PC FUNDING FOR SUMMER 360 PROGRAM FOR CHILDREN AFFECTED BY HOMELESSNESS 25,000

RIVER VALLEY RESOURCES

100 E 2ND ST
MADISON,IN47250 		  PC JOB READINESS, FINANCIAL LITERACY TRAINING, AND SUPPORTIVE SERVICES FOR UNDERSERVED COMMUNITIES IN SOUTH CENTRAL INDIANA 35,000

ARTSWAVE

20 E CENTRAL PKWY
CINCINNATI,OH45402 		  PC 2023 ANNUAL COMMUNITY CAMPAIGN DONATION 45,000

UNITED WAY OF BARTHOLOMEW CO

1531 13TH ST
COLUMBUS,IN47201 		  PC FUNDS AVENUES TO OPPORTUNITY PROGRAM WHICH FOCUSES ON MOVING FAMILIES FROM POVERTY TO SELF SUFFICIENCY 33,334

BEECH ACRES PARENTING CENTER

615 ELSINORE PL
CINCINNATI,OH45402 		  PC TO FUND WITH ALL FAMILIES, A CONTINUUM OF PROGRAMS AND SERVICES TO HELP FAMILIES ACHIEVE STABILITY 7,500

BLUE GRASS COMMUNITY ACTION PARTNERSHIP

111 PROFESSIONAL COUT
FRANKFORT,KY40601 		  PC BFCAP EMPLOYMENT AND EDUCATION ASSISTANCE 5,000

BOYS AND GIRLS CLUB OF WAYNE CO

1717 S L ST
RICHMOND,IN47374 		  PC WORKFORCE INITIATIVE NETWORK 5,000

BRIGHTON CENTER

741 CENTRAL AVE
NEWPORT,KY41072 		  PC FINANCIAL WELLNESS AND COACHING AT CENTER FOR EMPLOYMENT TRAINING 5,000

CHILDRENS HUNGER ALLIANCE

1105 SCHROCK RD STE 505
COLUMBUS,OH43229 		  PC YEAR ROUND FOOD ACCESS FOR CHILDREN IN CENTRAL OHIO 5,000

CINCINNATI WORKS

708 WLANUT ST
CINCINNATI,OH45202 		  PC WORKFORCE DEVELOPMENT 10,000

COMMUNITY BUILDING INSTITUTE MIDDLETOWN

800 LAFAYETTE AVE
MIDDLETOWN,OH45044 		  PC COMMUNITY WORKFORCE SOLUTIONS 15,000

COMMUNITY SHARES OF GREATER CINCINNATI

315 W COURT STREET
CINCINNATI,OH45202 		  PC SOCIAL JUSTICE INCUBATOR 7,500

COMMUNITY SHELTER BOARD

355 E CAMPUS VIEW BLVD
COLUMBUS,OH43235 		  PC PROMOTE COMMUNITY DEVELOPMENT THROUGH A SYSTEMIC RESPONSE TO PROGRAMS AND SERVICES FOR PEOPLE FACING HOMELESSNESS IN COLUMBUS AND FRANKLIN CO OHIO 10,000

CORNERSTONE RENTER EQUITY

1641 VINE ST
CINCINNATI,OH45202 		  PC RENTER EQUITY-FINANCIAL LITERACY 5,000

DOWNTOWN LIMA INC

144 S Main St Ste 201
LIMA,OH45801 		  PC DOWNTOWN LIMA INC FACADE IMPROVEMENT GRANT 5,000

ECONOMIC AND COMMUNITY DEVELOPMENT

1655 OLD LEONARD AVE
COLUMBUS,OH43219 		  PC WOMENS BUSINESS CENTER OF GREATER CINCINNATI 15,000

FOREVER KINGS INC

PO BOX 37198 CI
CINCINNATI,OH45222 		  PC EVERY KING SUCCEEDS 7,500

GARY COMMUNITY PARTNERSHIP CORP

PO BOX 6148
GARY,IN46406 		  PC YOUTH EMPOWERMENT PROGRAM 7,500

GOODWILL EASTERSEALS MIAMI VALLEY

660 S MAIN ST
DAYTON,OH45402 		  PC A.L.L. CLUB YOUTH COLLABORATIVE 10,000

GREATER HAMMOND COMMUNITY SERVICES

824 HOFFMAN ST
HAMMOND,IN46327 		  PC ENERGY ASSISTANCE PROGRAM 7,500

HABITAT FOR HUMANITY OF GREATER DAYTON

115 W RIVERVIEW AVE
DAYTON,OH45405 		  PC CRITICAL REPAIR PROGRAM 5,000

HABITAT FOR HUMANITY OF NORTHWEST INDIANA

3777 COLFAX ST
GARY,IN46408 		  PC HABITAT FOR HUMANITY HOMEOWNERSHIP PROGRAM AND RESTORE 7,500

HOMEFULL

2621 DRYDEN RD STE 302
MORAINE,OH45439 		  PC HOMEFULL HEALTHY LIVING IN WEST DAYTON 5,000

HOMES ON THE HILL COMM DEVELOP CORP

3659 SOLDANO BLVD
COLUMBUS,OH43228 		  PC HOTH HOUSING COUNSELING AND FINANCIAL EDUCATION PROGRAM 5,000

HOPE SOUTHERN INDIANA INC

1200 BONO RD
NEW ALBANY,IN47150 		  PC EMERGENCY SERVICES 5,000

ILLINOIS VETERANS OF DESERT WARS

114 N 3RD ST
WATSEKA,IL60970 		  PC VETERANS PROGRAMMING 5,000

JOHNSON COUNTY COMMUNITY FOUNDATION INC

398 S MAIN ST
FRANKLIN,IN46131 		  PC JOHNSON COUNTY EMPLOYER RESOURCE NETWORK 7,500

JUNIOR ACHIEVEMENT OF CHICAGO

651 W WASHINGTON BLVD STE 404
CHICAGO,IL60661 		  PC JA WHOLE SCHOOL PROGRAM 5,000

JUNIOR ACHIEVEMENT OF MIDDLETOWN AREA INC

1050 CENTRAL AVE
MIDDLETOWN,OH45044 		  PC BRIDGING THE FINANCIAL GAP 7,500

JUNIOR ACHIEVEMENT OF OKI PARTNERS INC

644 LINN STREET STE 1024
CINCINNATI,OH45203 		  PC PATHWAYS TO CAREER READINESS AND FINANCIAL LITERACY 7,500

LADIES OF LEADERSHIP OHIO

4439 READING ROAD 201C
CINCINNATI,OH45229 		  PC L.I.T.(LEADERS IN TRAINING) 5,000

LIFETIME RESOURCES INC

13091 BENEDICT DR
DILLSBORO,IN47018 		  PC CATCH A RIDE 10,000

LINCOLN-CENTRAL NEIGHBORHOOD FAMILY CENTER INC

1039 SYCAMORE ST
COLUMBUS,IN47201 		  PC BARTHOLOMEW COUNTY WORKS 5,000

LOCAL INITIATIVES SUPPORT CORP

2400 READING RD STE 236
CINCINNATI,OH45202 		  PC HOUSING OUR FUTURE PHASE 2 STRATEGY IMPLEMENTATION 15,000

LOUISVILLE ASSET BUILDING COALITION

701 W ORMSBY AVE STE 201
LOUISVILLE,KY40203 		  PC FUTURE FINANCIAL LEADERS 5,000

MERCY HOUSING LAKEFRONT

120 S LASALLE ST
CHICAGO,IL60603 		  PC MHL CANNON PLACE RESIDENT SERVICES PROGRAM 5,000

NEIGHBORLINK INDIANAPOLIS INC

3421 N PARK AVE
INDIANAPOLIS,IN46205 		  PC EARNED INCOME PILOT PROGRAM 10,000

NORTHWESTERN OHIO COMMUNITY ACTION COMMISSION

1933 E 2ND ST
DEFIANCE,OH43512 		  PC FINANCIAL OPPORTUNITY CENTER 10,000

OVER THE RHINE COMMUNITY HOUSING

114 W 14TH ST
CINCINNATI,OH45202 		  PC BUILDING CAPACITY TO SUSTAIN AFFORDABLE HOUSING 5,000

REFUGE OF HOPE OF RICHMOND

1032 E MAIN ST
RICHMOND,IN47374 		  PC THE NEXT STEP PROGRAM 5,000

RIPLEY COUNTY COMMUNITY FOUNDATION INC

13 E GEORGE ST STE B
BATESVILLE,IN47006 		  PC A SUMMER OF STREAM(SCIENCE, TECHNOLOGY, READING, ENGINEERING, ART, & MATH) 5,000

ROSEMARYS BABIES

4439 READING RD STE 107
CINCINNATI,OH45229 		  PC HOLLOWAY HOUSE & RESOURCE CENTER 10,000

SOUTHERN INDIANA HOUSING AND COMMUNITY DEVELOPMENT

748 FRANKLIN ST
COLUMBUS,IN47201 		  PC CAMPAINGN FLATS REHABILITATION 15,000

UNITED WAY OF KANKAKEE & IROGUOIS COUNTIES

PO BOX 1286
KANKAKEE,IL60901 		  PC 2023 CORPORATE CONTRIBUTION 5,000

YOUNG WOMENS CHRISTIAN ASSN OF VAN WERT CO

408 E MAIN ST
VAN WERT,OH45891 		  PC SECURITY GRANT 5,000

HAMILTON COMMUNITY FOUNDATION

319 N 3RD ST
HAMILTON,OH45011 		  PC SUPPORT FOR HAMILTON BASED 501C3 ORGANZATIONS CONSISTENT WITH THE FOUNDATION'S FUNDING PRIORITIES 40,000

HOMESTEADING AND URBAN REDEVELOPMENT CORP

3 E 4TH ST STE 300
CINCINNATI,OH45202 		  PC TO ASSIST WITH BUILDING AFFORDABLE HOUSING WITHIN THE VILLAGE OF LINCOLN HEIGHTS 50,000

ATRIUM MEDICAL CENTER FOUNDATION

1 MEDICAL CENTER DR
MIDDLETOWN,OH45005 		  PC TO ASSIST WITH HOME REPAIRS FOR FREE HOUSING PROVIDED TO HOMELESS FAMILIES 25,000

LAFAYETTE TRANSITIONAL HOUSING CENTER INC

815 N 12TH ST
LAFAYETTE,IN47904 		  PC CAPACITY FUNDING TO HELP PROVIDE SUPPORTIVE SERVICES TO FAMILIES AFFECTED BY HOMELESSNESS 10,000

WELLSPRING INC

PO BOX 1927
LOUISVILLE,KY40401 		  PC TO FURNISH 27 AFFORDABLE HOUSING UNITS 10,000

SANTA MARIA COMMUNITY SERVICES

617 STEINER AVE
CINCINNATI,OH45202 		  PC CONSOLIDATING OPERATIONS TO BE MORE EFFECTIVE WITH PROGRAM DELIVERY TO LMI FAMILIES 33,333

HABITAT FOR HUMANITY OF MONROE COUNTY

213 E KIRKWOOD AVE
BLOOMINGTON,IN47408 		  PC SAFE HOMES, STRONG COMMUNITIES 15,000
Total .................................right arrow 3a 2,412,743
bApproved for future payment

EXODUS REFUGEE IMMIGRATION INC
2457 E WASHINGTON ST STE A
INDIANAPOLIS,IN46201 		  PC HUMANITARIAN SERVICES AND SELF-SUFFICIENCY TRAINING TO IMMIGRANTS AND ASYLUM SEEKERS 50,000

WORKING IN NEIGHBORHOODS
1814 DREMAN AVE
CINCINNATI,OH45223 		  PC REDEVELOPMENT OF 5 LMI CINCINNATI NEIGHBORHOODS 75,000

GOODWILL INDUSTRIES OF KENTUCKY INC
1325 S 4TH ST
LOUISVILLE,KY40208 		  PC CAPITAL FUNDING FOR THEIR WEST END OPPORTUNITY CENTER 50,000

MIAMI UNIVERSITY
100 UNIVERSITY BLVD
HAMILTON,OH45011 		  PC TO SUPPORT THEIR EARLY COLLEGE ACADEMY PROGRAM FOR HIGH POTENTIAL STUDENTS FROM DISADVANTAGED BACKGROUNDS 16,000

NEW DIRECTIONS HOUSING CORP
1000 E LIBERTY ST
LOUISVILLE,KY40204 		  PC FUNDING FOR THEIR I RISE FAMILY SELF SUFFICIENCY PROGRAM TO HELP GET FAMILIES OUT OF GOVERNMENT HOUSING 25,000

BLACK ACHIEVERS INC
8187 SEA MIST CT
WEST CHESTER,OH45069 		  PC WORKFORCE DEVELOPMENT AND EDUCATION PROGRAM TO HELP THE UNDERSERVED COMMUNITIES IN CINCINNATI 20,000

UNITED WAY OF BARTHOLOMEW CO
1531 13TH ST
COLUMBUS,IN47201 		  PC FUNDS THE AVENUES TO OPPORTUNITY PROGRAM, WHICH HELPS FAMILIES MOVE FROM POVERTY TO SELF SUFFICIENCY 66,666

HAMILTON COMMUNITY FOUNDATION
319 N 3RD ST
HAMILTON,OH45011 		  PC SUPPORT FOR HAMILTON BASED 501C3 ORGANIZATIONS CONSISTENT WITH THE FOUNDATION'S FUNDING PRIORITIES 120,000

HOMESTEADING AND URBAN REDEVELOPMENT CORP
3 E 4TH ST STE 300
CINCINNATI,OH45202 		  PC ASSISTS WITH BUILDING AFFORABLE HOUSING WITHIN THE VILLAGE OF LINCOLN HEIGHTS 50,000

ATRIUM MEDICAL CENTER FOUNDATION
1 MEDICAL CENTER DR
MIDDLETOWN,OH45005 		  PC ASSISTS WITH HOME REPAIRS FOR FREE HOUSING PROVIDED TO HOMELESS FAMILIES 25,000

LAFAYETTE TRANSITIONAL HOUSING CENTER INC
815 N 12TH ST
LAFAYETTE,IN47904 		  PC CAPACITY FUNDING TO HELP PROVIDE SUPPORTIVE SERVICES TO FAMILIES AFFECTED BY HOMELESSNESS 20,000

SANTA MARIA COMMUNITY SERVICES
617 STEINER AVE
CINCINNATI,OH45202 		  PC CONSOLIDATING OPERATIONS TO BE MORE EFFICTIVE WITH PROGRAM DELIVERY TO LMI FAMILIES 66,667
Total ................................. right arrow 3b 584,333
Form 990-PF (2023)
Form 990-PF (2023)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		        56,233
4 Dividends and interest from securities ....          
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		         
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..     56,233
13Total. Add line 12, columns (b), (d), and (e)..................
13
56,233
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
3 INTEREST EARNED ON CONTRIBUTED FUNDS
Form 990-PF (2023)
Form 990-PF (2023)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
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with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name SmallBullet
 Firm's EIN SmallBullet
Firm's address SmallBullet


 Phone no.
Form 990-PF (2023)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
2023
Name of the organization
FIRST FINANCIAL FOUNDATION
 
Employer identification number

82-3823145
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ






Form 990-PF




Check if your organization is covered by the General Rule or a Special Rule.  
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
Special Rules
......... Arrow Bullet $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (2023)
Schedule B (Form 990) (2023) Page 2
Name of organization
FIRST FINANCIAL FOUNDATION
  		Employer identification number
82-3823145
Part I
Contributors
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
FIRST FINANCIAL BANK
255 E FIFTH ST
 
CINCINNATI, OH45202

$ 2,500,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 3
Name of organization
FIRST FINANCIAL FOUNDATION
  		Employer identification number

82-3823145
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 4
Name of organization
FIRST FINANCIAL FOUNDATION
  		Employer identification number

82-3823145
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (2023)
Additional Data


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TY 2023 DepreciationSchedule
Name:
FIRST FINANCIAL FOUNDATION
EIN:
82-3823145
Description of Property Date Acquired Cost or Other Basis Prior Years' Depreciation Computation Method Rate /
Life (# of years)		 Current Year's Depreciation Expense Net Investment Income Adjusted Net Income Cost of Goods Sold Not Included

TY 2023 OtherExpensesSchedule
Name:
FIRST FINANCIAL FOUNDATION
EIN:
82-3823145
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FILING FEES & ADMIN EXPENSES 75     75


TY 2023 OtherIncomeSchedule2
Name:
FIRST FINANCIAL FOUNDATION
EIN:
82-3823145
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
MISCELLANEOUS INCOME      


TY 2023 TaxesSchedule
Name:
FIRST FINANCIAL FOUNDATION
EIN:
82-3823145
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FEDERAL TAX 88 88