Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2023
Open to Public Inspection
For calendar year 2023, or tax year beginning 01-01-2023 , and ending 12-31-2023
Name of foundation
ST MARY'S BANK CHARITABLE FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)200 MCGREGOR ST
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
MANCHESTER, NH03102
A Employer identification number

84-3254128
B Telephone number (see instructions)

(603) 669-4600
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$4,273,978J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 250,000
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 139,213 139,213  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 -9,525
b Gross sales price for all assets on line 6a 1,800,330
7 Capital gain net income (from Part IV, line 2)... 0
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 379,688 139,213  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
2,000 1,000   1,000
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
1,557 36   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
38,847 38,847   0
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 42,404 39,883   1,000
25 Contributions, gifts, grants paid....... 69,000 199,000
26 Total expenses and disbursements. Add lines 24 and 25 111,404 39,883   200,000
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 268,284
b Net investment income (if negative, enter -0-) 99,330
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2023)
Form 990-PF (2023)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 292 41,161 41,161
2 Savings and temporary cash investments......... 1,036,999 485,757 485,758
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 0 Click to see attachment
List of Attached Documents:
// Content
102,758 		102,758
b Investments—corporate stock (attach schedule)....... 1,212,598 Click to see attachment
List of Attached Documents:
// Content
1,646,303 		1,646,303
c Investments—corporate bonds (attach schedule)....... 1,501,897 Click to see attachment
List of Attached Documents:
// Content
1,975,498 		1,975,498
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow) Click to see attachment
List of Attached Documents:
// Content
17,257 		Click to see attachment
List of Attached Documents:
// Content
22,500 		Click to see attachment
List of Attached Documents:
// Content
22,500
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 3,769,043 4,273,977 4,273,978
Liabilities 17 Accounts payable and accrued expenses.......... 2,000 108,858
18 Grants payable................. 230,000 100,000
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 232,000 208,858
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... 3,537,043 4,065,119
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 3,537,043 4,065,119
30 Total liabilities and net assets/fund balances (see instructions). 3,769,043 4,273,977
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
3,537,043
2
Enter amount from Part I, line 27a .....................
2
268,284
3
Other increases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
3
259,792
4
Add lines 1, 2, and 3 ..........................
4
4,065,119
5
Decreases not included in line 2 (itemize) right arrow
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
4,065,119
Form 990-PF (2023)
Form 990-PF (2023)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a SECURITIES SOLD   2022-12-31 2023-12-31
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 1,800,330   1,809,855 -9,525
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -9,525
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 -9,525
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 1,381
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 1,381
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 1,381
6 Credits/Payments:
a 2023 estimated tax payments and 2022 overpayment credited to 2023 6a 760
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 9,240
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 10,000
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment
List of Attached Documents:
// Content
8 16
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 8,603
11 Enter the amount of line 10 to be: Credited to 2024 estimated taxright arrow8,603 Refundedright arrow 11 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowNH
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2023 or the taxable year beginning in 2023? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowLINDA GIRARD Telephone no.right arrow (603) 669-4600

Located atright arrow200 MCGREGOR STMANCHESTERNH ZIP+4right arrow03102
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2023, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2023)
Form 990-PF (2023)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2023? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2023, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2023?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2023 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2023.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2023? ..
4b
 
No
Form 990-PF (2023)
Form 990-PF (2023)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
Yes
 
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
Yes
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
KENNETH L SENUS CEO
1.00 		0 0 0
6 MISTY LANE
LONDONDERRY,NH03053
KEVIN NIHILL CFO & TREASURER
1.00 		0 0 0
1200 ELM STREET
MANCHESTER,NH03101
STEPHEN J GRZYWACZ CHAIRMAN
1.00 		0 0 0
405 CRESTVIEW CIRCLE
MANCHESTER,NH03104
ELIZABETH HITCHCOCK VICE CHAIRMAN
1.00 		0 0 0
633 RIVER ROAD
MANCHESTER,NH03104
GINA M BALKUS DIRECTOR
1.00 		0 0 0
8 HEARTHSIDE DRIVE
NASHUA,NH03063
DAVID H BELLMAN DIRECTOR
1.00 		0 0 0
15 MT ST MARYS WAY
HOOKSETT,NH03106
GUY D CHAPDELAINE DIRECTOR
1.00 		0 0 0
83 HITCHING POST LANE
BEDFORD,NH03110
CRAIG S DONAIS DIRECTOR
1.00 		0 0 0
37 BUZZELL ST
MANCHESTER,NH031045140
DIANE P FITZPATRICK DIRECTOR
1.00 		0 0 0
120 LEXINGTON AVENUE
MANCHESTER,NH03104
DANIEL J HEALY DIRECTOR (THRU APRIL 2023)
1.00 		0 0 0
40 WINSLOW LANE
CANDIA,NH03034
DONNALEE LOZEAU DIRECTOR
1.00 		0 0 0
125 SHORE DRIVE
NASHUA,NH03062
WILLIAM E STEVENS DIRECTOR
1.00 		0 0 0
5 THISTLE LANE
HOOKSETT,NH03106
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2023)
Form 990-PF (2023)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
3,413,415
b
Average of monthly cash balances.......................
1b
452,341
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
3,865,756
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
3,865,756
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
57,986
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
3,807,770
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
190,389
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
190,389
2a
Tax on investment income for 2022 from Part V, line 5.......
2a
1,381
b
Income tax for 2022. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
1,381
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
189,008
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
189,008
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
189,008
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
200,000
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
200,000
Form 990-PF (2023)
Form 990-PF (2023)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2022 		(c)
2022 		(d)
2023
1 Distributable amount for 2023 from Part X, line 7 189,008
2 Undistributed income, if any, as of the end of 2022:
a Enter amount for 2022 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2022:
a From 2018......  
b From 2019......  
c From 2020...... 68,706
d From 2021...... 32,961
e From 2022...... 24,165
f Total of lines 3a through e ........ 125,832
4Qualifying distributions for 2023 from Part
XI, line 4: right arrow$ 200,000
a Applied to 2022, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2023 distributable amount..... 189,008
e Remaining amount distributed out of corpus 10,992
5 Excess distributions carryover applied to 2023. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 136,824
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2022. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2023. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2024 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2018 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2024.
Subtract lines 7 and 8 from line 6a ...... 		136,824
10 Analysis of line 9:
a Excess from 2019....  
b Excess from 2020.... 68,706
c Excess from 2021.... 32,961
d Excess from 2022.... 24,165
e Excess from 2023.... 10,992
Form 990-PF (2023)
Form 990-PF (2023)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2023, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2023 (b) 2022 (c) 2021 (d) 2020
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
LINDA GIRARD
200 MCGREGOR STREET
MANCHESTER,NH03102
(603) 669-4600
bThe form in which applications should be submitted and information and materials they should include:
NO SPECIAL FORMAT
cAny submission deadlines:
NONE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
NONE
Form 990-PF (2023)
Form 990-PF (2023)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

BETHANY CHAPEL COMMUNITY

54 NEWBURY RD
MANCHESTER,NH03103 		  PC COMMUNITY SUPPORT 3,225

CASA

PO BOX 1327
MANCHESTER,NH03105 		  PC COMMUNITY SUPPORT 5,000

GREATER NASHUA HABITAT FOR HUMANITY

POBOX 697
HOLLIS,NH03049 		  PC COMMUNITY SUPPORT 3,250

LIGHT OF LIFE MINISTRIES

247 PEARL ST
MANCHESTER,NH03104 		  PC COMMUNITY SUPPORT 2,195

LIGHT OF LIFE MINISTRIES

247 PEARL ST
MANCHESTER,NH03104 		  PC COMMUNITY SUPPORT 3,819

MHC-GM (MENTAL HELTH CENTER OF GREATER MANCHESTER

2 WALL ST
MANCHESTER,NH03101 		  PC COMMUNITY SUPPORT 988

NASHUA COMMUNITY MUSIC SCHOOL

2 LOCK ST
NASHUA,NH03064 		  PC COMMUNITY SUPPORT 2,000

NH FOOD BANK

700 EAST INDUSTRIAL PARK DR
MANCHESTER,NH03109 		  PC COMMUNITY SUPPORT 5,000

NH FOOD BANK

700 EAST INDUSTRIAL PARK DR
MANCHESTER,NH03109 		  PC COMMUNITY SUPPORT 5,956

NH SPCA

104 PORTSMOUTH AVE
STRATHAM,NH03885 		  PC COMMUNITY SUPPORT 5,000

REACH FOR THE TOP SERVICES

61 LOCUST ST STE 333
DOVER,NH03820 		  PC COMMUNITY SUPPORT 6,250

SOCIETY FOR THE PROTECTION OF NH FORESTS

54 PORTSMOUTH STREET
CONCORD,NH03301 		  PC COMMUNITY SUPPORT 5,000

ST VINCENT DE PAUL

133 WAYNE ST
MANCHESTER,NH03102 		  PC COMMUNITY SUPPORT 1,979

STEPPING STONES

3 PINE ST EXT UNIT L
NASHUA,NH03060 		  PC COMMUNITY SUPPORT 5,338
ALEXANDRIA DUTTON


LAKES REGION COMMUNITY COLLEGE 379
BELMONT RD
LACONIA,NH03246 		NONE I SCHOLARSHIP 1,000
BRIANNA JELLEY


ANTIOCH UNIVERSITY 40 AVON ST
KEENE,NH03431 		NONE I SCHOLARSHIP 1,000
CASEY RENSHAW


UNIVERSITY OF NEW HAMPSHIRE 75 MAIN
ST
DURHAM,NH03824 		NONE I SCHOLARSHIP 1,000
EILISH GUNTHER


UNIVERSITY OF MASSACHUSETTS AT
AMHERST 40 CAMPUS CENTER WAY
AMHERST,MA01003 		NONE I SCHOLARSHIP 1,000
ETHAN KREUGER


SOUTHERN NEW HAMPSHIRE UNIVERSITY
2500 N RIVER RD
MANCHESTER,NH03106 		NONE I SCHOLARSHIP 1,000
EVAN CROTEAU


QUINNIPIAC UNIVERSITY 275 MOUNT
CARMEL AVE
HAMDEN,CT06518 		NONE I SCHOLARSHIP 1,000
HAILEY MICHAUD


KEENE STATE COLLEGE 229 MAIN ST
KEENE,NH03435 		NONE I SCHOLARSHIP 1,000
JONATHAN STODOLSKI


CURRY COLLEGE 1071 BLUE HILL AVE
MILTON,MA02186 		NONE I SCHOLARSHIP 1,000
KIMBERLY O'ROURKE


AUBURN UNIVERISTY 203 MARY MARTIN
HALL
AUBURN UNIVERSITY,AL36849 		NONE I SCHOLARSHIP 1,000
KYRA DEFOSSES


COLLEGE OF WILLIAM AND MARY 200
RICHMOND RD
WILLIAMSBURG,VA23186 		NONE I SCHOLARSHIP 1,000
LAUREN CARDOW


UNIVERSITY OF NEW HAMPSHIRE 75 MAIN
ST
DURHAM,NH03824 		NONE I SCHOLARSHIP 1,000
MARIO SLAYBE


ST ANSELM COLLEGE 100 SAINT ANSELM
DR
MANCHESTER,NH03102 		NONE I SCHOLARSHIP 1,000
NOLAN ARNOLD


CLEMSON UNIVESITY AID G01 SIKES
HALL BOX 345123
CLEMSON,SC29634 		NONE I SCHOLARSHIP 1,000
RILEY BARKA


WENTWORTH INSTITUE OF TECHNOLOGY
550 HUNTINGTON AVE
BOSTON,MA02115 		NONE I SCHOLARSHIP 1,000

CATHOLIC MEDICAL CENTER

100 MCGREGOR ST
MANCHESTER,NH03102 		  PC CHARITABLE SUPPORT 100,000

THE PALACE THEATRE

80 HANOVER ST
MANCHESTER,NH03101 		  PC CHARITABLE SUPPORT 30,000
Total .................................right arrow 3a 199,000
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 139,213  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 -9,525  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 129,688 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
129,688
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2023)
Form 990-PF (2023)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
ST MARY'S BANK CREDIT UNION 501(C)(14) COMMON DIRECTORS
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name SmallBullet
 Firm's EIN SmallBullet
Firm's address SmallBullet


 Phone no.
Form 990-PF (2023)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
2023
Name of the organization
ST MARY'S BANK CHARITABLE FOUNDATION
 
Employer identification number

84-3254128
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ






Form 990-PF




Check if your organization is covered by the General Rule or a Special Rule.  
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
Special Rules
......... Arrow Bullet $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (2023)
Schedule B (Form 990) (2023) Page 2
Name of organization
ST MARY'S BANK CHARITABLE FOUNDATION
  		Employer identification number
84-3254128
Part I
Contributors
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
ST MARY'S BANK CREDIT UNION
 
PO BOX 990
 
MANCHESTER, NH03105

$ 250,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 3
Name of organization
ST MARY'S BANK CHARITABLE FOUNDATION
  		Employer identification number

84-3254128
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 4
Name of organization
ST MARY'S BANK CHARITABLE FOUNDATION
  		Employer identification number

84-3254128
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (2023)
Additional Data


Software ID:  
Software Version:  

TY 2023 AccountingFeesSchedule
Name:
ST MARY'S BANK CHARITABLE FOUNDATION
EIN:
84-3254128
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
  2,000 1,000   1,000

TY 2023 InvestmentsCorpBondsSchedule
Name:
ST MARY'S BANK CHARITABLE FOUNDATION
EIN:
84-3254128
Name of Bond End of Year Book Value End of Year Fair Market Value
ABBOTT LABORATORIES 29,592 29,592
ABBVIE INC 29,872 29,872
AMERICA MOVIL SAB DE CV 35,874 35,874
AMERICAN ELECTRIC POWER COMPANY INC 23,812 23,812
AMERICAN EXPRESS CO 28,708 28,708
AMERICAN TOWER CORP 23,960 23,960
ANHEUSER-BUSCH INBEV WORLDWIDE INC 20,329 20,329
APPLE INC 60,479 60,479
AT&T INC 51,204 51,204
BANK OF AMERICA CORP 44,204 44,204
BERKSHIRE HATHAWAY INC 38,888 38,888
BP CAPITAL MARKETS AMERICA INC 39,776 39,776
CITIGROUP INC 26,010 26,010
COMCAST CORP 29,300 29,300
COSTCO WHOLESALE CORP 10,295 10,295
CVS HEALTH CORP 50,860 50,860
DUKE ENERGY FLORIDA LLC 36,600 36,600
DUPONT DE NEMOURS INC 20,307 20,307
ENERGY TRANSFER LP 20,172 20,172
EOG RESOURCES INC 59,585 59,585
EQUINOR ASA 40,243 40,243
EXELON CORP 27,117 27,117
GENERAL MILLS INC 19,697 19,697
GENERAL MOTORS FINANCIAL COMPANY INC 58,501 58,501
GOLDMAN SACHS GROUP INC 19,367 19,367
JEFFERIES FINANCIAL GROUP INC 27,264 27,264
JOHN DEERE CAPITAL CORP 39,398 39,398
JPMORGAN CHASE & CO 38,733 38,733
KINDER MORGAN INC 20,726 20,726
KLA CORP 44,766 44,766
LABORATORY CORPORATION OF AMERICA HOLDINGS 46,535 46,535
LOWE'S COMPANIES INC 28,740 28,740
MICROSOFT CORP 28,480 28,480
MORGAN STANLEY 44,358 44,358
NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP 74,034 74,034
NORTHERN TRUST CORP 30,115 30,115
ORACLE CORP 45,240 45,240
PEPSICO INC 22,812 22,812
PIMCO:INCOME INST 45,080 45,080
PROLOGIS LP 39,393 39,393
RTX CORP 35,190 35,190
SEMPRA 27,478 27,478
SOUTHERN CO 69,341 69,341
STATE STREET CORP 35,751 35,751
T-MOBILE USA INC 29,371 29,371
TORONTO-DOMINION BANK 35,037 35,037
TOYOTA MOTOR CREDIT CORP 44,242 44,242
TYSON FOODS INC 26,253 26,253
UNION PACIFIC CORP 29,307 29,307
UNITED PARCEL SERVICE INC 29,991 29,991
UNITEDHEALTH GROUP INC 34,500 34,500
VERIZON COMMUNICATIONS INC 34,510 34,510
VODAFONE GROUP PLC 34,946 34,946
WELLS FARGO & CO 44,761 44,761
WESTPAC BANKING CORP 44,394 44,394

TY 2023 InvestmentsCorpStockSchedule
Name:
ST MARY'S BANK CHARITABLE FOUNDATION
EIN:
84-3254128
Name of Stock End of Year Book Value End of Year Fair Market Value
ABBVIE ORD 6,199 6,199
ADOBE ORD 26,847 26,847
AEGON FUNDING COMPANY LLC 27,175 27,175
AFFILIATED MANAGERS GROUP INC 28,235 28,235
ALLSTATE CORP 24,386 24,386
ALPHABET CL A ORD 46,098 46,098
AMAZON COM ORD 59,257 59,257
AMERICAN FINANCIAL GROUP INC 26,842 26,842
AMERICAN TOWER REIT 6,476 6,476
AMERICAN WATER WORKS ORD 5,280 5,280
AMGEN ORD 11,521 11,521
APPLE ORD 70,273 70,273
ASML HOLDING ADR REP ORD 7,569 7,569
AT&T ORD 8,222 8,222
BERKSHIRE HATHAWAY CL B ORD 7,133 7,133
BROOKFIELD FINANCE INC 26,655 26,655
BRUNSWICK CORP 21,795 21,795
CARLYLE FINANCE LLC 29,650 29,650
CHEVRON ORD 4,475 4,475
CINCINNATI FINANCIAL ORD 6,208 6,208
CINTAS ORD 9,040 9,040
CISCO SYSTEMS ORD 6,062 6,062
CITIGROUP ORD 7,099 7,099
CITIZENS FINANCIAL GROUP ORD 10,273 10,273
CME GROUP CL A ORD 6,318 6,318
CMS ENERGY CORP 26,977 26,977
CNR:FXD INC OPPTYS N 152,456 152,456
COCA-COLA ORD 6,777 6,777
COSTCO WHOLESALE ORD 23,103 23,103
CSX ORD 2,080 2,080
DOMINION ENERGY ORD 3,290 3,290
DTE ENERGY CO 29,364 29,364
DUKE ENERGY CORP 27,248 27,248
DUKE ENERGY ORD 3,882 3,882
EMERSON ELECTRIC ORD 5,840 5,840
ENTERGY MISSISSIPPI LLC 25,262 25,262
ENTERGY ORD 5,060 5,060
EOG RESOURCES ORD 8,466 8,466
EQUINIX REIT ORD 8,054 8,054
EVERSOURCE ENERGY ORD 4,320 4,320
EXXON MOBIL ORD 4,999 4,999
FEDERATED HRMS IN HYB IS 73,870 73,870
FIFTH THIRD BANCORP ORD 11,727 11,727
FIRSTENERGY ORD 9,165 9,165
FRANKLIN RESOURCES ORD 4,766 4,766
FT IV:SENIOR LOAN 21,330 21,330
GENERAL MILLS ORD 5,863 5,863
GENUINE PARTS ORD 4,155 4,155
GILEAD SCIENCES ORD 12,151 12,151
HARTFORD FINANCIAL SERVICES GRUP ORD 8,038 8,038
HCA HEALTHCARE ORD 9,474 9,474
HOME DEPOT ORD 6,931 6,931
INTERNATIONAL PAPER ORD 3,615 3,615
ISHARES:0-5 HY CORP BD 26,599 26,599
ISHARES:IBOXX $HY CORP 30,414 30,414
ISHARES:JPM USD EM BD 22,265 22,265
JPMORGAN CHASE ORD 11,056 11,056
KKR AND CO ORD 2,900 2,900
KLA ORD 2,906 2,906
LINDE ORD 7,393 7,393
LOCKHEED MARTIN ORD 6,799 6,799
LYONDELLBASELL INDUSTRIES CL A ORD 10,934 10,934
MARATHON PETROLEUM ORD 7,418 7,418
MARSH & MCLENNAN ORD 3,789 3,789
MASTERCARD CL A ORD 14,928 14,928
MCDONALD'S ORD 7,413 7,413
MERCK & CO ORD 9,812 9,812
METLIFE ORD 6,613 6,613
MICROSOFT ORD 62,047 62,047
MID AMERICA APT COMMUNITI REIT ORD 5,378 5,378
NEXTERA ENERGY CAPITAL HOLDINGS INC 22,086 22,086
NEXTERA ENERGY ORD 4,252 4,252
NORTHROP GRUMMAN ORD 4,681 4,681
NVIDIA ORD 24,761 24,761
NXP SEMICONDUCTORS ORD 10,336 10,336
OCCIDENTAL PETROLEUM ORD 6,867 6,867
PARKER HANNIFIN ORD 10,596 10,596
PEPSICO ORD 7,643 7,643
PFIZER ORD 5,038 5,038
PIONEER NATURAL RESOURCE ORD 5,622 5,622
PROCTER & GAMBLE ORD 5,862 5,862
PRUDENTIAL FINANCIAL INC 25,722 25,722
QUANTA SERVICES ORD 20,501 20,501
REINSURANCE GROUP OF AMERICA INC 26,797 26,797
ROPER TECHNOLOGIES ORD 8,177 8,177
S&P GLOBAL ORD 6,608 6,608
SALESFORCE ORD 22,630 22,630
SCHLUMBERGER ORD 5,985 5,985
T MOBILE US ORD 7,215 7,215
TESLA ORD 16,151 16,151
THERMO FISHER SCIENTIFIC ORD 13,270 13,270
TJX ORD 15,010 15,010
TRANE TECHNOLOGIES ORD 8,536 8,536
UNITEDHEALTH GRP ORD 10,529 10,529
UNUM ORD 6,557 6,557
US BANCORP ORD 6,059 6,059
VERALTO ORD 82 82
VERIZON COMMUNICATIONS ORD 8,482 8,482
VERTEX PHARMACEUTICALS ORD 16,276 16,276
VISA CL A ORD 13,018 13,018
W R BERKLEY CORP 28,442 28,442
WALMART ORD 6,306 6,306
WALT DISNEY ORD 13,995 13,995
WILLIAMS ORD 13,235 13,235
ZOETIS CL A ORD 2,961 2,961

TY 2023 InvestmentsGovtObligationsSch
Name:
ST MARY'S BANK CHARITABLE FOUNDATION
EIN:
84-3254128
US Government Securities - End of Year Book Value:

102,758
US Government Securities - End of Year Fair Market Value:

102,758
State & Local Government Securities - End of Year Book Value:


0
State & Local Government Securities - End of Year Fair Market Value:


0


TY 2023 OtherAssetsSchedule
Name:
ST MARY'S BANK CHARITABLE FOUNDATION
EIN:
84-3254128
Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
ACCRUED INTEREST 17,257 22,500 22,500


TY 2023 OtherExpensesSchedule
Name:
ST MARY'S BANK CHARITABLE FOUNDATION
EIN:
84-3254128
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
AMORTIZATION 5,163 5,163   0
INVESTMENT MANAGEMENT FEES 33,684 33,684   0


TY 2023 OtherIncreasesSchedule
Name:
ST MARY'S BANK CHARITABLE FOUNDATION
EIN:
84-3254128
Description Amount
UNREALIZED GAINS/LOSSES 259,792


TY 2023 TaxesSchedule
Name:
ST MARY'S BANK CHARITABLE FOUNDATION
EIN:
84-3254128
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
DIVIDEND TAXES WITHHELD 36 36   0
TAX 1,521 0   0