| Return Reference | Explanation |
|---|---|
| Members or stockholder classes and rights Part VI line 6 | Credit Union members become shareholders of the credit union by purchasing shares at $5 each |
| Member election for additional members Part VI line 7a | An annual meeting is held every year to elect board members |
| Governing body decisions Part VI line 7b | Yes, Bylaws require member action for certain decisions |
| Form 990 governing body review Part VI line 11 | No review of the from 990 will be conducted |
| Governing documents etc available to public Part VI line 19 | No documents are available to the public |
| Part VI response or note to any other line in Part VI | LINE 1A NO DIFFERENCES IN VOTING RIGHTS. BOARD OVERSEES STAFF AND COMMITTEES |
| Part VII response or note to any other line in Part VII | COLUMN F IS A $3,000 IRA BENEFIT FOR CEO |
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